@capxul/observability 4.20.0-beta.31 → 4.20.0-beta.33

package/dist/{src-L9SjUzWV.mjs → src-D6mFWvZL.mjs}

@@ -143,6 +143,8 @@ const ZERO_BYTES32 = `0x${"0".repeat(64)}`;
 const ASSET_ID_RE = /^eip155:([1-9][0-9]*)\/erc20:(0x[0-9a-f]{40})$/;
 const CURRENCY_SYMBOLS = {
 	USD: "$",
+	EUR: "€",
+	GBP: "£",
 	NGN: "NGN",
 	GHS: "GHS",
 	KES: "KSh",
@@ -154,6 +156,16 @@ const CURRENCY_SYMBOLS = {
 		symbol: CURRENCY_SYMBOLS.USD,
 		name: "US Dollar"
 	},
+	{
+		code: "EUR",
+		symbol: CURRENCY_SYMBOLS.EUR,
+		name: "Euro"
+	},
+	{
+		code: "GBP",
+		symbol: CURRENCY_SYMBOLS.GBP,
+		name: "British Pound"
+	},
 	{
 		code: "NGN",
 		symbol: CURRENCY_SYMBOLS.NGN,
@@ -200,6 +212,13 @@ const AssetAmountSchema = Schema.Struct({
 	currency: Schema.optional(Schema.Never),
 	decimals: Schema.optional(Schema.Never)
 });
+/** Fiat value. Currency never selects or aliases an asset. */
+const MoneySchema = Schema.Struct({
+	currency: CurrencyCodeSchema$1,
+	value: DecimalStringSchema,
+	decimals: Schema.Finite.check(Schema.makeFilter((value) => Number.isSafeInteger(value) && value >= 0 && value <= 255, { message: "must be an integer between 0 and 255" })),
+	asset: Schema.optional(Schema.Never)
+});
 //#endregion
 //#region ../protocol/src/primitives/brand-schema.ts
 const lowercasedString = Schema.String.pipe(Schema.decodeTo(Schema.String, {
@@ -276,6 +295,46 @@ function decodedBase64Size(value) {
 }
 const CanonicalBase64Schema = Schema.String.check(Schema.makeFilter((value) => value.length > 0 && CANONICAL_BASE64_RE.test(value) && decodedBase64Size(value) <= 131072, { message: "must be canonical padded RFC 4648 base64 of at most 128 KiB" }));
 //#endregion
+//#region ../protocol/src/documents/money-invoice-schema.ts
+const SIGNATURE_RE$1 = /^0x[0-9a-f]{130}$/;
+const FiatAmountV3Schema = Schema.Struct({
+	denomination: Schema.Literal(0),
+	currency: CurrencyCodeSchema$1,
+	asset: Schema.Literal(""),
+	minorUnits: Uint256StringSchema$1,
+	decimals: Uint8V3Schema
+});
+const MoneyInvoiceEnvelopeV5Schema = Schema.Struct({
+	protocol: Schema.Literal("capxul.payment-document"),
+	version: Schema.Literal(5),
+	domain: Schema.Struct({
+		name: Schema.Literal("CapxulFinancialDocument"),
+		version: Schema.Literal("5"),
+		chainId: ChainIdSchema$1,
+		salt: Schema.Literal("0x7b0fd8a8c3880e03dc03661ad8d3bad2f865203f70562ac8cc01527168b464a3")
+	}),
+	primaryType: Schema.Literal("Invoice"),
+	message: Schema.Struct({
+		kind: Schema.Literal(1),
+		originId: CanonicalBytes32V3Schema,
+		issuedAt: Uint64V3Schema,
+		invoiceNumber: ReferenceV3Schema,
+		payerRef: AssertionV3Schema,
+		payeeRef: AssertionV3Schema,
+		amount: FiatAmountV3Schema,
+		receivingAccountId: ReferenceV3Schema,
+		target: CanonicalAddressV3Schema,
+		dueAt: Uint64V3Schema,
+		lineItemsHash: CanonicalBytes32V3Schema,
+		note: NoteV3Schema,
+		discountMinor: Uint256StringSchema$1
+	}),
+	signature: Schema.optional(Schema.Struct({
+		signer: CanonicalAddressV3Schema,
+		value: Schema.String.pipe(Schema.refine((value) => SIGNATURE_RE$1.test(value)))
+	}))
+});
+//#endregion
 //#region ../protocol/src/documents/schema.ts
 const SIGNATURE_RE = /^0x[0-9a-f]{130}$/;
 const PaymentDocumentDomainV3Schema = Schema.Struct({
@@ -289,13 +348,7 @@ const ExactAssetV3Schema = Schema.Struct({
 	minorUnits: Uint256StringSchema$1,
 	decimals: Uint8V3Schema
 });
-const ReceiptAmountV3Schema = Schema.Union([Schema.Struct({
-	denomination: Schema.Literal(0),
-	currency: CurrencyCodeSchema$1,
-	asset: Schema.Literal(""),
-	minorUnits: Uint256StringSchema$1,
-	decimals: Uint8V3Schema
-}), Schema.Struct({
+const ReceiptAmountV3Schema = Schema.Union([FiatAmountV3Schema, Schema.Struct({
 	denomination: Schema.Literal(1),
 	currency: Schema.Literal(""),
 	asset: AssetIdSchema,
@@ -413,7 +466,11 @@ const InvoiceEnvelopeV4Schema = Schema.Struct({
 	}),
 	signature: Schema.optional(SignatureV3Schema)
 });
-const SupportedPaymentDocumentEnvelopeSchema = Schema.Union([PaymentDocumentEnvelopeV3Schema, InvoiceEnvelopeV4Schema]);
+const SupportedPaymentDocumentEnvelopeSchema = Schema.Union([
+	PaymentDocumentEnvelopeV3Schema,
+	InvoiceEnvelopeV4Schema,
+	MoneyInvoiceEnvelopeV5Schema
+]);
 //#endregion
 //#region ../protocol/src/documents/read-schema.ts
 const DocumentRefV3Schema = Schema.Struct({
@@ -428,6 +485,7 @@ const DocumentRefV3Schema = Schema.Struct({
 	format: Schema.Literals([
 		"envelope-v3",
 		"envelope-v4",
+		"envelope-v5",
 		"artifact"
 	]),
 	role: Schema.Literals([
@@ -523,22 +581,32 @@ const OrganizationActorRefSchema = Schema.Struct({
 	orgId: nonEmpty("orgId")
 });
 const ActorRefSchema = Schema.Union([AccountActorRefSchema, OrganizationActorRefSchema]);
+const PartyAccountRefSchema$1 = Schema.Struct({
+	kind: Schema.Literal("party_account"),
+	partyAccountId: nonEmpty("partyAccountId")
+});
 const hasActorBoundPermission = (actor, orgId, permissionId) => actor.kind === "organization" ? orgId === actor.orgId && permissionId !== void 0 : orgId === void 0 && permissionId === void 0;
-const ActorOrDestinationRefSchema = Schema.Union([ActorRefSchema, Schema.Struct({
-	kind: Schema.Literal("destination"),
-	destinationId: nonEmpty("destinationId")
-})]);
+const ActorOrDestinationRefSchema = Schema.Union([
+	ActorRefSchema,
+	Schema.Struct({
+		kind: Schema.Literal("destination"),
+		destinationId: nonEmpty("destinationId")
+	}),
+	PartyAccountRefSchema$1
+]);
 const RecipientObservationSchema = Schema.Struct({
 	recipient_locator_kind: Schema.Literals([
 		"handle",
 		"email",
 		"party",
-		"address"
+		"address",
+		"party_account"
 	]),
 	recipient_resolution_status: Schema.Literals([
 		"known_party",
 		"new_email",
-		"external_address"
+		"external_address",
+		"bank_account"
 	]),
 	recipient_is_capxul_account: Schema.Boolean,
 	recipient_party_id: Schema.optional(Schema.String),
@@ -549,6 +617,7 @@ const RecipientObservationSchema = Schema.Struct({
 	])),
 	recipient_handle: Schema.optional(Schema.String),
 	recipient_address: AddressSchema$1,
+	party_account_id: Schema.optional(Schema.String),
 	external_address_acknowledged: Schema.Boolean
 });
 //#endregion
@@ -724,7 +793,7 @@ const PartySchema = Schema.Struct({
 	status: Schema.Literals(["provisional", "claimed"]),
 	displayName: Schema.NullOr(Schema.String),
 	handle: Schema.NullOr(Schema.String),
-	safeAddress: Schema.String
+	safeAddress: Schema.optionalKey(Schema.String)
 });
 Math.floor(Number.MAX_SAFE_INTEGER / 1e3);
 //#endregion
@@ -740,6 +809,7 @@ Schema.Finite.pipe(Schema.refine((n) => Number.isSafeInteger(n) && n >= 0, { mes
 const PAYMENT_STATUSES = [
 	"pending",
 	"settling",
+	"in_transit",
 	"unresolved",
 	"scheduled",
 	"streaming",
@@ -808,14 +878,22 @@ const PAYMENT_TYPE_FOR_DOCUMENT_KIND = {
 function paymentTypeForDocumentKind(kind) {
 	return PAYMENT_TYPE_FOR_DOCUMENT_KIND[kind];
 }
-const PaymentRecipient = Schema.Union([Schema.Struct({
-	kind: Schema.Literal("party"),
-	partyId: PartyIdSchema,
-	label: Schema.String
-}), Schema.Struct({
-	kind: Schema.Literal("external_address"),
-	label: Schema.String
-})]);
+const PaymentRecipient = Schema.Union([
+	Schema.Struct({
+		kind: Schema.Literal("party"),
+		partyId: PartyIdSchema,
+		label: Schema.String
+	}),
+	Schema.Struct({
+		kind: Schema.Literal("external_address"),
+		label: Schema.String
+	}),
+	Schema.Struct({
+		kind: Schema.Literal("party_account"),
+		partyAccountId: Schema.String,
+		label: Schema.String
+	})
+]);
 /** When a Payment's money is released: now, at one time, or streamed over a window. */
 const PaymentTiming = Schema.Union([
 	Schema.Struct({ kind: Schema.Literal("instant") }),
@@ -847,7 +925,8 @@ const PaymentRef = Schema.Union([
 	Schema.Struct({
 		kind: Schema.Literal("party"),
 		partyId: PartyIdSchema
-	})
+	}),
+	PartyAccountRefSchema$1
 ]);
 /** One Payment as a participant reads it. */
 const Payment = Schema.Struct({
@@ -876,9 +955,27 @@ const Payment = Schema.Struct({
 		retryRequired: Schema.Boolean,
 		notSent: Schema.optionalKey(Schema.Literal(true))
 	})),
+	requestedOutput: Schema.optionalKey(MoneySchema),
+	outputExact: Schema.optionalKey(Schema.Boolean),
+	recipientOnCapxul: Schema.optionalKey(Schema.Boolean),
+	recipientWarning: Schema.optionalKey(Schema.Boolean),
+	legs: Schema.optionalKey(Schema.Array(Schema.Struct({
+		kind: Schema.Literals(["funding", "delivery"]),
+		state: Schema.Literals([
+			"pending",
+			"done",
+			"failed",
+			"refunded"
+		])
+	}))),
+	links: Schema.optionalKey(Schema.Struct({
+		quoteId: Schema.String,
+		railOperationId: Schema.String,
+		refundMovementId: Schema.optionalKey(Schema.String)
+	})),
 	createdAt: EpochMsSchema$1,
 	updatedAt: EpochMsSchema$1
-}).pipe(Schema.check(Schema.makeFilter((payment) => payment.documents.every((document) => document.role !== "instruction" || document.kind === "memo" || paymentTypeForDocumentKind(document.kind) === payment.paymentType), { message: "document kind must map to paymentType" })));
+}).pipe(Schema.check(Schema.makeFilter((payment) => payment.documents.every((document) => document.role !== "instruction" || document.kind === "memo" || paymentTypeForDocumentKind(document.kind) === payment.paymentType), { message: "document kind must map to paymentType" }), Schema.makeFilter((payment) => payment.recipient.kind === "party_account" ? payment.requestedOutput !== void 0 && payment.outputExact !== void 0 && payment.recipientOnCapxul !== void 0 && payment.recipientWarning !== void 0 && payment.links !== void 0 && payment.legs?.length === 2 && payment.legs[0]?.kind === "funding" && payment.legs[1]?.kind === "delivery" : payment.requestedOutput === void 0 && payment.outputExact === void 0 && payment.recipientOnCapxul === void 0 && payment.recipientWarning === void 0 && payment.links === void 0 && payment.legs === void 0, { message: "Bank payout Payments require their quote, output and two rail legs" })));
 //#endregion
 //#region ../protocol/src/payments/value-schema.ts
 const PaymentIdSchema = nonEmpty("paymentId").pipe(Schema.refine((value) => value.length > 0));
@@ -954,7 +1051,11 @@ const ActivityItemSchema = Schema.Union([Schema.Struct({
 }), Schema.Struct({
 	kind: Schema.Literal("movement"),
 	id: Schema.String,
-	classification: Schema.Literals(["deposit", "movement_only_outflow"]),
+	classification: Schema.Literals([
+		"deposit",
+		"refund",
+		"movement_only_outflow"
+	]),
 	amount: Amount,
 	direction: Direction,
 	counterpartyLabel: Schema.String,
@@ -1114,7 +1215,7 @@ const ActivityOverlaySchema = Schema.Struct({
 * cursor, limit or window, a scope the caller does not take part in, or a
 * signed-in user whose Account is not ready.
 */
-const READ = [
+const READ$1 = [
 	"NOT_AUTHENTICATED",
 	"INVALID_INPUT",
 	...DEFECTS
@@ -1131,7 +1232,7 @@ const items = {
 			filter: Schema.optionalKey(ActivityFilterSchema)
 		}),
 		output: ActivityPageSchema,
-		errors: READ
+		errors: READ$1
 	}),
 	/** Per-asset totals and the row count over one window of the actor's activity. */
 	summary: Operation.query("activity.items.summary", {
@@ -1140,7 +1241,7 @@ const items = {
 			window: Schema.optionalKey(ActivityRangeSchema)
 		}),
 		output: ActivitySummarySchema,
-		errors: READ
+		errors: READ$1
 	}),
 	/** One row's exact detail and the reader's annotation; null when the caller cannot read it. */
 	get: Operation.query("activity.items.get", {
@@ -1149,7 +1250,7 @@ const items = {
 			actor: Schema.optionalKey(ActivityGetActorSchema)
 		}),
 		output: Schema.NullOr(ActivityDetailSchema),
-		errors: READ
+		errors: READ$1
 	})
 };
 const annotations = { 
@@ -1168,7 +1269,7 @@ save: Operation.mutation("activity.annotations.save", {
 	output: ActivityAnnotationSchema,
 	/** An Organization's annotation also needs the caller's exact Account, Safe and command authority. */
 	errors: [
-		...READ,
+		...READ$1,
 		"ROLE_PERMISSION_DENIED",
 		"ACCOUNT_NOT_FOUND",
 		"SMART_ACCOUNT_MISSING"
@@ -1183,7 +1284,7 @@ get: Operation.query("activity.overlays.get", {
 		settlementIds: Schema.optionalKey(Schema.Array(Schema.String))
 	}),
 	output: ActivityOverlaySchema,
-	errors: READ
+	errors: READ$1
 }) };
 /** A document read: no session, or a pair the caller may not read or that fails its integrity. */
 const DOCUMENT = [
@@ -1211,6 +1312,259 @@ const documents = {
 		errors: DOCUMENT
 	})
 };
+const VerificationStateSchema = Schema.Literals([
+	"not_started",
+	"in_progress",
+	"submitted",
+	"needs_more",
+	"liveness_needed",
+	"under_review",
+	"approved",
+	"rejected",
+	"restricted"
+]);
+const VerificationQuestionSchema = Schema.Struct({
+	id: Schema.String,
+	label: Schema.String,
+	type: Schema.Literals([
+		"text",
+		"date",
+		"choice",
+		"boolean",
+		"file"
+	]),
+	secret: Schema.Boolean,
+	multiple: Schema.optionalKey(Schema.Boolean),
+	when: Schema.optionalKey(Schema.Struct({
+		field: Schema.String,
+		equals: Schema.Union([Schema.String, Schema.Boolean])
+	})),
+	choices: Schema.optionalKey(Schema.Array(Schema.Struct({
+		value: Schema.String,
+		label: Schema.String
+	}))),
+	help: Schema.optionalKey(Schema.String)
+});
+const VerificationCurrencySchema = Schema.Struct({
+	currency: Schema.Literals([
+		"usd",
+		"eur",
+		"gbp"
+	]),
+	status: Schema.Literals([
+		"pending",
+		"approved",
+		"needs_more",
+		"rejected",
+		"restricted"
+	])
+});
+const Common = {
+	invitationId: Schema.optionalKey(Schema.String),
+	businessStatus: Schema.optionalKey(Schema.Literals([
+		"waiting_people",
+		"in_review",
+		"approved",
+		"rejected",
+		"restricted"
+	])),
+	subjectKind: Schema.optionalKey(Schema.Literals([
+		"person",
+		"business",
+		"business_person"
+	])),
+	organization: Schema.optionalKey(Schema.Struct({
+		id: Schema.String,
+		name: Schema.String
+	})),
+	journeyId: Schema.String,
+	currencies: Schema.Array(VerificationCurrencySchema),
+	next: Schema.Struct({ argv: Schema.Array(Schema.String) })
+};
+const VerificationStatusSchema = Schema.Union([
+	Schema.Struct({
+		status: Schema.Literal("not_started"),
+		...Common
+	}),
+	Schema.Struct({
+		status: Schema.Literal("waiting_people"),
+		missingRoles: Schema.Array(Schema.Literals(["control", "signer"])),
+		people: Schema.Array(Schema.Struct({
+			invitationId: Schema.String,
+			name: Schema.String,
+			email: Schema.String,
+			self: Schema.Boolean,
+			status: Schema.Literals([
+				"invited",
+				"submitted",
+				"needs_more"
+			]),
+			delivery: Schema.Literals([
+				"pending",
+				"sent",
+				"failed"
+			])
+		})),
+		...Common
+	}),
+	Schema.Struct({
+		status: Schema.Literal("needs_person"),
+		action: Schema.Literals(["accept_terms", "liveness_check"]),
+		url: Schema.String,
+		...Common
+	}),
+	Schema.Struct({
+		status: Schema.Literal("needs_answers"),
+		questions: Schema.Array(VerificationQuestionSchema),
+		completed: Schema.Array(Schema.Literals([
+			"personal_details",
+			"address",
+			"id"
+		])),
+		issues: Schema.Array(Schema.Struct({
+			fieldId: Schema.String,
+			message: Schema.String
+		})),
+		alternative: Schema.optionalKey(Schema.Struct({
+			action: Schema.Literal("liveness_check"),
+			url: Schema.String
+		})),
+		...Common
+	}),
+	Schema.Struct({
+		status: Schema.Literals([
+			"in_review",
+			"approved",
+			"rejected",
+			"restricted"
+		]),
+		...Common
+	})
+]);
+//#endregion
+//#region ../protocol/src/banking/schema.ts
+const BankCurrencySchema = Schema.Literals([
+	"usd",
+	"eur",
+	"gbp"
+]);
+const SettlementTokenSchema = Schema.Literals(["usdc", "eurc"]);
+const BankDetailsStateSchema = Schema.Literals([
+	"requested",
+	"active",
+	"deactivated",
+	"closed",
+	"failed"
+]);
+const optionalText$1 = Schema.optionalKey(Schema.String);
+/** List values are masked. Only an explicit single-currency read reveals these fields. */
+const BankDetailsFieldsSchema = Schema.Struct({
+	routingNumber: optionalText$1,
+	accountNumber: optionalText$1,
+	iban: optionalText$1,
+	bic: optionalText$1,
+	sortCode: optionalText$1
+});
+const BankDetailsSchema = Schema.Struct({
+	receivingAccountId: Schema.String,
+	currency: BankCurrencySchema,
+	state: BankDetailsStateSchema,
+	visibility: Schema.Literals(["masked", "full"]),
+	bankName: optionalText$1,
+	accountHolder: optionalText$1,
+	bankAddress: optionalText$1,
+	paymentRails: Schema.Array(Schema.String),
+	fields: BankDetailsFieldsSchema,
+	destination: Schema.Struct({
+		chainId: Schema.Finite,
+		token: SettlementTokenSchema,
+		address: Schema.String
+	}),
+	developerFeePercent: optionalText$1,
+	minimumDeposit: optionalText$1,
+	notice: optionalText$1
+});
+const BankDetailsOverviewSchema = Schema.Struct({
+	accounts: Schema.Array(BankDetailsSchema),
+	verification: Schema.Array(VerificationCurrencySchema)
+});
+/** Gross bank money and the net token credit are separate amounts. */
+const BankDepositSchema = Schema.Struct({
+	bankDepositId: Schema.String,
+	receivingAccountId: Schema.String,
+	currency: BankCurrencySchema,
+	amount: Schema.String,
+	receivedAt: EpochMsSchema$1,
+	sender: optionalText$1,
+	reference: optionalText$1,
+	status: Schema.Literals([
+		"processing",
+		"arriving",
+		"credited",
+		"returned",
+		"below_minimum"
+	]),
+	refundState: Schema.optionalKey(Schema.Literals([
+		"in_flight",
+		"done",
+		"failed"
+	])),
+	credit: Schema.optionalKey(Schema.Struct({
+		amount: AssetAmountSchema,
+		symbol: Schema.Literals(["USDC", "EURC"]),
+		chainId: Schema.Finite,
+		transactionHash: Schema.String,
+		movementId: Schema.String
+	})),
+	match: Schema.optionalKey(Schema.Union([Schema.Struct({
+		kind: Schema.Literal("request"),
+		requestId: Schema.String,
+		reference: Schema.String,
+		how: Schema.Literals(["reference", "manual"])
+	}), Schema.Struct({ kind: Schema.Literal("not_request") })]))
+});
+const BankDepositsPageSchema = pageOf(BankDepositSchema);
+const BankDepositCandidatesPageSchema = pageOf(Schema.Struct({
+	requestId: Schema.String,
+	reference: Schema.String,
+	amount: Schema.Union([AssetAmountSchema, MoneySchema]),
+	dueAt: EpochMsSchema$1,
+	payerPartyId: optionalText$1,
+	payerLabel: optionalText$1
+}));
+//#endregion
+//#region ../protocol/src/payments/payout-schema.ts
+const PartyAccountRefSchema = Schema.Struct({
+	kind: Schema.Literal("party_account"),
+	partyAccountId: nonEmpty("partyAccountId")
+});
+const PaymentQuoteInputSchema = Schema.Struct({
+	actor: Schema.optionalKey(ActorScopeSchema),
+	to: PartyAccountRefSchema,
+	amount: Schema.Union([MoneySchema, AssetAmountSchema]),
+	asset: Schema.optionalKey(AssetIdSchema),
+	requestKey: nonEmpty("requestKey")
+});
+const PaymentQuoteSchema = Schema.Struct({
+	quoteId: nonEmpty("quoteId"),
+	partyAccountId: nonEmpty("partyAccountId"),
+	requestedOutput: MoneySchema,
+	outputExact: Schema.Boolean,
+	funding: AssetAmountSchema,
+	expiresAt: Schema.Finite,
+	recipient: Schema.Struct({
+		label: Schema.String,
+		bankName: Schema.optionalKey(Schema.String),
+		last4: Schema.String,
+		currency: BankCurrencySchema,
+		onCapxul: Schema.Boolean
+	}),
+	rate: Schema.optionalKey(DecimalStringSchema),
+	warnings: Schema.Array(Schema.Struct({
+		code: Schema.Literal("RECIPIENT_ON_CAPXUL"),
+		message: Schema.String
+	}))
+});
 //#endregion
 //#region ../protocol/src/permissions/value-schema.ts
 const PermissionIdSchema = nonEmpty("permissionId").pipe(Schema.refine((value) => value.length > 0));
@@ -1253,6 +1607,7 @@ const MovementSchema = Schema.Struct({
 const MovementClassificationSchema = Schema.Literals([
 	"protocol_settlement",
 	"deposit",
+	"refund",
 	"movement_only_outflow"
 ]);
 const MovementAttributionSchema = Schema.Struct({
@@ -1620,7 +1975,16 @@ const PaymentLedgerRecordSchema = Schema.Union([Schema.Struct({
 	settlementLogIndex: Schema.optional(LogIndexSchema),
 	settledBlockNumber: Schema.optional(BlockNumberSchema$1),
 	settledBlockHash: Schema.optional(Bytes32Schema),
-	settledEventLogIndex: Schema.optional(LogIndexSchema)
+	settledEventLogIndex: Schema.optional(LogIndexSchema),
+	quoteId: Schema.optional(nonEmpty("quoteId")),
+	railOperationId: Schema.optional(nonEmpty("railOperationId")),
+	payoutRecipientLabel: Schema.optional(Schema.String),
+	payoutRecipientOnCapxul: Schema.optional(Schema.Boolean),
+	payoutWarnRecipientOnCapxul: Schema.optional(Schema.Boolean),
+	payoutOwnerPartyId: Schema.optional(Schema.String),
+	requestedOutput: Schema.optional(MoneySchema),
+	payoutOutputExact: Schema.optional(Schema.Boolean),
+	refundMovementId: Schema.optional(MovementIdSchema)
 }), Schema.Struct({
 	...PaymentLedgerBaseSchema.fields,
 	ledgerKind: Schema.Literal("Deposit"),
@@ -1629,7 +1993,7 @@ const PaymentLedgerRecordSchema = Schema.Union([Schema.Struct({
 	documentHash: Schema.optional(Schema.Never),
 	permissionId: Schema.optional(Schema.Never),
 	purposeKind: Schema.optional(Schema.Never)
-})]).pipe(Schema.refine((record) => record.ledgerKind === "Deposit" || hasActorBoundPermission(record.actor, record.actor.kind === "organization" ? record.actor.orgId : void 0, record.permissionId), { message: "Organization Payment and Payout records require permissionId; personal records forbid it" }));
+})]).pipe(Schema.refine((record) => record.ledgerKind === "Deposit" || hasActorBoundPermission(record.actor, record.actor.kind === "organization" ? record.actor.orgId : void 0, record.permissionId) && (record.recipient.kind === "party_account" ? record.ledgerKind === "Payout" && record.quoteId !== void 0 && record.railOperationId !== void 0 && record.payoutRecipientLabel !== void 0 && record.payoutRecipientOnCapxul !== void 0 && record.payoutWarnRecipientOnCapxul !== void 0 && record.payoutOwnerPartyId !== void 0 && record.requestedOutput !== void 0 && record.payoutOutputExact !== void 0 : record.quoteId === void 0 && record.railOperationId === void 0), { message: "Organization Payment and Payout records require permissionId; personal records forbid it" }));
 const PaymentCoreErrorSchema = Schema.Union([
 	Schema.Struct({
 		code: Schema.Literal("INVALID_TRANSITION"),
@@ -1680,8 +2044,16 @@ const ProtocolBirthInputSchema = Schema.Struct({
 	documentHash: NonzeroDocumentHashSchema,
 	documentContentHash: NonzeroDocumentHashSchema,
 	release: ReleaseTermsSchema,
+	quoteId: Schema.optional(nonEmpty("quoteId")),
+	railOperationId: Schema.optional(nonEmpty("railOperationId")),
+	payoutRecipientLabel: Schema.optional(Schema.String),
+	payoutRecipientOnCapxul: Schema.optional(Schema.Boolean),
+	payoutWarnRecipientOnCapxul: Schema.optional(Schema.Boolean),
+	payoutOwnerPartyId: Schema.optional(Schema.String),
+	requestedOutput: Schema.optional(MoneySchema),
+	payoutOutputExact: Schema.optional(Schema.Boolean),
 	lineage: Schema.optional(PaymentCommandLineageSchema)
-}).pipe(Schema.refine((birth) => hasActorBoundPermission(birth.actor, birth.actor.kind === "organization" ? birth.actor.orgId : void 0, birth.permissionId), { message: "Organization Payment and Payout births require permissionId; personal births forbid it" }));
+}).pipe(Schema.refine((birth) => hasActorBoundPermission(birth.actor, birth.actor.kind === "organization" ? birth.actor.orgId : void 0, birth.permissionId) && (birth.recipient.kind === "party_account" ? birth.ledgerKind === "Payout" && birth.release.kind === "instant" && birth.quoteId !== void 0 && birth.railOperationId !== void 0 && birth.payoutRecipientLabel !== void 0 && birth.payoutRecipientOnCapxul !== void 0 && birth.payoutWarnRecipientOnCapxul !== void 0 && birth.payoutOwnerPartyId !== void 0 && birth.requestedOutput !== void 0 && birth.payoutOutputExact !== void 0 : birth.quoteId === void 0 && birth.railOperationId === void 0), { message: "Organization Payment and Payout births require permissionId; personal births forbid it" }));
 const ApplyVerifiedEvidenceCommandSchema = Schema.Struct({
 	kind: Schema.Literal("apply_verified_evidence"),
 	paymentId: PaymentIdSchema,
@@ -1706,7 +2078,11 @@ Schema.Union([
 		paymentIds: Schema.Array(PaymentIdSchema),
 		userOpHash: Bytes32Schema
 	}),
-	ApplyVerifiedEvidenceCommandSchema
+	ApplyVerifiedEvidenceCommandSchema,
+	Schema.Struct({
+		kind: Schema.Literal("apply_rail_delivery"),
+		paymentId: PaymentIdSchema
+	})
 ]);
 Schema.Union([
 	Schema.Struct({
@@ -1781,12 +2157,11 @@ function paymentDocumentOptionsPayloadSize(options) {
 }
 const PaymentDocumentOptionsSchema = PaymentDocumentOptionsFieldsSchema.check(Schema.makeFilter((options) => paymentDocumentOptionsPayloadSize(options) <= 524288));
 const PaymentDocumentOptionsBatchSchema = Schema.Array(PaymentDocumentOptionsSchema).check(Schema.makeFilter((options) => options.length <= 100 && options.reduce((total, itemOptions) => total + paymentDocumentOptionsPayloadSize(itemOptions), 0) <= 524288));
-//#endregion
-//#region ../protocol/src/payments/schema/commands.ts
 const PaymentBirthItemSchema = Schema.Union([Schema.Struct({
 	operation: Schema.Literal("send"),
 	recipient: ActorOrDestinationRefSchema,
 	amount: AssetAmountSchema,
+	quoteId: Schema.optional(nonEmpty("quoteId")),
 	purposeKind: PaymentPurposeKindSchema,
 	document: Schema.optional(PaymentInstructionInputSchema),
 	supportingReceipts: Schema.optional(Schema.Array(SupportingReceiptInputSchema)),
@@ -1806,12 +2181,13 @@ const PaymentBirthItemSchema = Schema.Union([Schema.Struct({
 	operation: Schema.Literal("create_commitment"),
 	recipient: ActorOrDestinationRefSchema,
 	amount: AssetAmountSchema,
+	quoteId: Schema.optional(nonEmpty("quoteId")),
 	release: ReleaseTermsSchema.pipe(Schema.refine((release) => release.kind === "scheduled" || release.kind === "stream", { message: "Commitment release must be scheduled or stream" })),
 	purposeKind: PaymentPurposeKindSchema,
 	document: Schema.optional(PaymentInstructionInputSchema),
 	supportingReceipts: Schema.optional(Schema.Array(SupportingReceiptInputSchema)),
 	payroll: Schema.optional(Schema.Never)
-})]);
+})]).pipe(Schema.refine((item) => item.recipient.kind === "party_account" ? item.operation === "send" && item.quoteId !== void 0 : item.quoteId === void 0, { message: "Bank payouts require an instant send with its accepted quote" }));
 const PaymentBirthCommandSchema = Schema.Struct({
 	kind: Schema.Literal("birth"),
 	requestKey: nonEmpty("requestKey"),
@@ -1923,6 +2299,7 @@ const PaymentExecutionIntentSchema = Schema.Struct({
 	to: PaymentRef,
 	externalAddressAcknowledged: Schema.optional(Schema.Literal(true)),
 	amount: AssetAmountSchema,
+	quoteId: Schema.optional(nonEmpty("quoteId")),
 	paymentType: Schema.optional(Schema.Literals([
 		"unspecified",
 		"invoice",
@@ -1930,7 +2307,7 @@ const PaymentExecutionIntentSchema = Schema.Struct({
 		"reimbursement"
 	])),
 	timing: Schema.optional(PaymentTiming)
-}).check(Schema.makeFilter((value) => Schema.is(PaymentDocumentOptionsSchema)(value)));
+}).check(Schema.makeFilter((value) => Schema.is(PaymentDocumentOptionsSchema)(value) && (value.to.kind === "party_account" ? value.quoteId !== void 0 && (value.timing === void 0 || value.timing.kind === "instant") : value.quoteId === void 0)));
 const PreparePaymentExecutionInputSchema = Schema.Struct({
 	requestKey: nonEmpty("requestKey"),
 	signerAddress: AddressSchema$1,
@@ -1999,6 +2376,7 @@ const SubmittedPaymentCommandExecutionSchema = Schema.Struct({
 	userOpHash: Bytes32Schema,
 	payments: Schema.Array(Payment)
 });
+const RedirectPaymentRef = PaymentRef.pipe(Schema.refine((recipient) => recipient.kind !== "party_account", { message: "Bank payout recipients cannot receive commitment redirects" }));
 const PaymentLifecycleExecutionIntentSchema = Schema.Union([
 	Schema.Struct({
 		kind: Schema.Literal("retry"),
@@ -2015,7 +2393,7 @@ const PaymentLifecycleExecutionIntentSchema = Schema.Union([
 	Schema.Struct({
 		kind: Schema.Literal("redirect"),
 		paymentId: PaymentIdSchema,
-		recipient: PaymentRef
+		recipient: RedirectPaymentRef
 	})
 ]);
 const PreparePaymentLifecycleExecutionInputSchema = Schema.Struct({
@@ -2042,6 +2420,7 @@ const OrganizationPaymentExecutionItemSchema = Schema.Struct({
 	to: PaymentRef,
 	externalAddressAcknowledged: Schema.optional(Schema.Literal(true)),
 	amount: AssetAmountSchema,
+	quoteId: Schema.optional(nonEmpty("quoteId")),
 	paymentType: Schema.optional(Schema.Literals([
 		"unspecified",
 		"invoice",
@@ -2050,7 +2429,7 @@ const OrganizationPaymentExecutionItemSchema = Schema.Struct({
 	])),
 	/** When the recipient gets it: instant (the default), or held until a date or over a period. */
 	timing: Schema.optional(PaymentTiming)
-}).check(Schema.makeFilter((value) => Schema.is(PaymentDocumentOptionsSchema)(value)));
+}).check(Schema.makeFilter((value) => Schema.is(PaymentDocumentOptionsSchema)(value) && (value.to.kind === "party_account" ? value.quoteId !== void 0 && (value.timing === void 0 || value.timing.kind === "instant") : value.quoteId === void 0)));
 const PrepareOrganizationPaymentExecutionInputSchema = Schema.Struct({
 	orgId: nonEmpty("orgId"),
 	permissionId: PermissionIdSchema,
@@ -2212,7 +2591,11 @@ const ApprovalSummarySchema = Schema.Struct({
 	to: Schema.Struct({ label: Schema.String }),
 	/** The total, when every item moves one asset; null when nothing moves (a Permission change). */
 	amount: Schema.NullOr(AssetAmountSchema),
-	network: ApprovalNetworkSchema
+	network: ApprovalNetworkSchema,
+	warnings: Schema.optional(Schema.Array(Schema.Struct({
+		code: Schema.Literal("RECIPIENT_ON_CAPXUL"),
+		message: Schema.String
+	})))
 });
 /** The exact operation the signature covers: the digest is the one thing the key signs. */
 const ApprovalOperationSchema = Schema.Struct({
@@ -2599,6 +2982,95 @@ const keys = {
 	})
 };
 //#endregion
+//#region ../protocol/src/banking/operations.ts
+const actor$3 = Schema.optionalKey(ActorScopeSchema);
+const target = {
+	actor: actor$3,
+	currency: BankCurrencySchema
+};
+const errors = [
+	"NOT_AUTHENTICATED",
+	"INVALID_INPUT",
+	"ROLE_PERMISSION_DENIED",
+	"ACCOUNT_NOT_FOUND",
+	"SMART_ACCOUNT_MISSING",
+	"PROVIDER_ERROR",
+	...DEFECTS
+];
+const writeErrors = [...errors, "WRONG_STATE"];
+const bankDetails = {
+	list: Operation.query("banking.bankDetails.list", {
+		input: Schema.Struct({ actor: actor$3 }),
+		output: BankDetailsOverviewSchema,
+		errors
+	}),
+	get: Operation.query("banking.bankDetails.get", {
+		input: Schema.Struct(target),
+		output: Schema.NullOr(BankDetailsSchema),
+		errors
+	}),
+	open: Operation.action("banking.bankDetails.open", {
+		input: Schema.Struct(target),
+		output: BankDetailsSchema,
+		errors: writeErrors
+	}),
+	settle: Operation.action("banking.bankDetails.settle", {
+		input: Schema.Struct({
+			...target,
+			token: SettlementTokenSchema
+		}),
+		output: BankDetailsSchema,
+		errors: writeErrors
+	}),
+	deactivate: Operation.action("banking.bankDetails.deactivate", {
+		input: Schema.Struct(target),
+		output: BankDetailsSchema,
+		errors: writeErrors
+	}),
+	reactivate: Operation.action("banking.bankDetails.reactivate", {
+		input: Schema.Struct(target),
+		output: BankDetailsSchema,
+		errors: writeErrors
+	})
+};
+const deposits = {
+	list: Operation.query("banking.deposits.list", {
+		input: Schema.Struct({
+			actor: actor$3,
+			cursor: Schema.optionalKey(Schema.String),
+			unmatched: Schema.optionalKey(Schema.Boolean)
+		}),
+		output: BankDepositsPageSchema,
+		errors
+	}),
+	get: Operation.query("banking.deposits.get", {
+		input: Schema.Struct({
+			actor: actor$3,
+			bankDepositId: Schema.String
+		}),
+		output: Schema.NullOr(BankDepositSchema),
+		errors
+	}),
+	candidates: Operation.query("banking.deposits.candidates", {
+		input: Schema.Struct({
+			actor: actor$3,
+			bankDepositId: Schema.String,
+			cursor: Schema.optionalKey(Schema.String)
+		}),
+		output: BankDepositCandidatesPageSchema,
+		errors
+	}),
+	match: Operation.mutation("banking.deposits.match", {
+		input: Schema.Struct({
+			actor: actor$3,
+			bankDepositId: Schema.String,
+			requestId: Schema.NullOr(Schema.String)
+		}),
+		output: BankDepositSchema,
+		errors: writeErrors
+	})
+};
+//#endregion
 //#region ../protocol/src/documents/operations.ts
 /** Every call: no session, or input that does not decode. */
 const CALL$8 = ["NOT_AUTHENTICATED", "INVALID_INPUT"];
@@ -3523,6 +3995,9 @@ function decodeUrlComponent(text) {
 		return text;
 	}
 }
+function isCoinbaseRpcPath(hostname, segments) {
+	return hostname === "api.developer.coinbase.com" && decodeUrlComponent(segments[1] ?? "") === "rpc" && decodeUrlComponent(segments[2] ?? "") === "v1";
+}
 /** Preserve URL diagnostics while removing credentials from their declared components. */
 function redactUrlSecrets(value, source) {
 	try {
@@ -3540,9 +4015,10 @@ function redactUrlSecrets(value, source) {
 		const provider = source === "alchemy" || source === "infura" || /(?:^|\.)(?:alchemy\.com|alchemyapi\.io|infura\.io)$/iu.test(url.hostname);
 		const rawPath = absolute || protocolRelative ? url.pathname : value.split(/[?#]/u)[0] ?? "";
 		const segments = rawPath.split("/");
+		const coinbaseRpc = isCoinbaseRpcPath(url.hostname, segments);
 		let path = segments.map((segment, index) => {
 			const decoded = decodeUrlComponent(segment);
-			const masked = provider && /^v[23]$/u.test(decodeUrlComponent(segments[index - 1] ?? "")) && decoded.length > 0 ? "[REDACTED]" : maskText(decoded);
+			const masked = (provider && /^v[23]$/u.test(decodeUrlComponent(segments[index - 1] ?? "")) || coinbaseRpc && index === 4) && decoded.length > 0 ? "[REDACTED]" : maskText(decoded);
 			changed ||= masked !== decoded;
 			return masked === decoded ? segment : encodeURIComponent(masked);
 		}).join("/");
@@ -4294,6 +4770,159 @@ const setups = {
 	})
 };
 //#endregion
+//#region ../protocol/src/parties/accounts-schema.ts
+const BankAccountOwnerTypeSchema = Schema.Literals(["individual", "business"]);
+const text = Schema.String;
+const optionalText = Schema.optionalKey(text);
+const holder = {
+	holderName: text,
+	bankName: optionalText
+};
+const owner = {
+	ownerType: Schema.optionalKey(BankAccountOwnerTypeSchema),
+	firstName: optionalText,
+	lastName: optionalText,
+	businessName: optionalText
+};
+const BankBeneficiaryAddressSchema = Schema.Struct({
+	streetLine1: text,
+	streetLine2: optionalText,
+	city: text,
+	state: optionalText,
+	postalCode: optionalText,
+	country: text
+});
+const iban = {
+	...holder,
+	currency: Schema.Literal("eur"),
+	iban: text,
+	bic: optionalText
+};
+Schema.Union([
+	Schema.Struct({
+		...holder,
+		currency: Schema.Literal("usd"),
+		accountNumber: text,
+		routingNumber: text,
+		accountType: Schema.Literals(["checking", "savings"]),
+		address: BankBeneficiaryAddressSchema
+	}),
+	Schema.Struct({
+		...holder,
+		...owner,
+		currency: Schema.Literal("gbp"),
+		sortCode: text,
+		accountNumber: text
+	}),
+	Schema.Struct({
+		...iban,
+		ownerType: Schema.Literal("individual"),
+		firstName: text,
+		lastName: text
+	}),
+	Schema.Struct({
+		...iban,
+		ownerType: Schema.Literal("business"),
+		businessName: text
+	})
+]);
+const BankAccountFilterSchema = Schema.Union([Schema.Struct({ kind: Schema.Literal("self") }), Schema.Struct({
+	kind: Schema.Literal("contact"),
+	ref: RecipientLocatorSchema
+})]);
+const BankAccountTargetSchema = Schema.Union([BankAccountFilterSchema, Schema.Struct({
+	kind: Schema.Literal("new"),
+	name: text,
+	email: optionalText
+})]);
+const BankAccountSchema = Schema.Struct({
+	partyAccountId: text,
+	ownerPartyId: text,
+	ownerScope: Schema.Literals(["self", "contact"]),
+	currency: BankCurrencySchema,
+	holderName: text,
+	bankName: optionalText,
+	last4: text,
+	state: Schema.Literals([
+		"saved",
+		"active",
+		"inactive"
+	]),
+	recipient: Schema.Struct({
+		ref: RecipientLocatorSchema,
+		label: text,
+		onCapxul: Schema.Boolean
+	})
+});
+const BankAccountFieldSchema = Schema.Struct({
+	id: text,
+	label: text,
+	required: Schema.Boolean,
+	choices: Schema.optionalKey(Schema.Array(Schema.Struct({
+		value: text,
+		label: text
+	}))),
+	minLength: Schema.optionalKey(nonNegativeInteger("minLength")),
+	maxLength: Schema.optionalKey(nonNegativeInteger("maxLength")),
+	pattern: optionalText
+});
+const BankAccountRequirementsSchema = Schema.Struct({
+	currency: BankCurrencySchema,
+	fields: Schema.Array(BankAccountFieldSchema)
+});
+//#endregion
+//#region ../protocol/src/parties/accounts-operations.ts
+const actor$2 = Schema.optionalKey(ActorScopeSchema);
+const READ = [
+	"NOT_AUTHENTICATED",
+	"INVALID_INPUT",
+	"ROLE_PERMISSION_DENIED",
+	...DEFECTS
+];
+const WRITE = [
+	...READ,
+	"SMART_ACCOUNT_MISSING",
+	"ACCOUNT_NOT_FOUND"
+];
+const accounts = {
+	requirements: Operation.query("parties.accounts.requirements", {
+		input: Schema.Struct({
+			actor: actor$2,
+			currency: BankCurrencySchema,
+			ownerType: Schema.optionalKey(BankAccountOwnerTypeSchema),
+			country: Schema.optionalKey(Schema.String)
+		}),
+		output: BankAccountRequirementsSchema,
+		errors: READ
+	}),
+	add: Operation.mutation("parties.accounts.add", {
+		input: Schema.Struct({
+			actor: actor$2,
+			target: BankAccountTargetSchema,
+			details: Schema.Unknown,
+			requestKey: Schema.String
+		}),
+		output: BankAccountSchema,
+		errors: [...WRITE, "PROVIDER_ERROR"]
+	}),
+	list: Operation.query("parties.accounts.list", {
+		input: Schema.Struct({
+			actor: actor$2,
+			target: Schema.optionalKey(BankAccountFilterSchema)
+		}),
+		output: pageOf(BankAccountSchema),
+		errors: READ
+	}),
+	remove: Operation.mutation("parties.accounts.remove", {
+		input: Schema.Struct({
+			actor: actor$2,
+			partyAccountId: Schema.String
+		}),
+		output: Schema.Struct({ partyAccountId: Schema.String }),
+		errors: WRITE
+	})
+};
+//#endregion
 //#region ../protocol/src/parties/operations.ts
 /** Every call: no session, or input that does not decode or validate. */
 const CALL$5 = ["NOT_AUTHENTICATED", "INVALID_INPUT"];
@@ -4306,6 +4935,62 @@ const ADMIN$2 = [
 	"ACCOUNT_NOT_FOUND"
 ];
 const actor$1 = Schema.optionalKey(ActorScopeSchema);
+const VERIFICATION_ERRORS = [
+	...CALL$5,
+	...DEFECTS,
+	...MEMBER$1,
+	"WRONG_STATE",
+	"PROVIDER_ERROR"
+];
+const verificationTarget = {
+	orgId: Schema.optionalKey(Schema.String),
+	invitationId: Schema.optionalKey(Schema.String)
+};
+/** Person and business verification. Bridge owns the requirements and the decision. */
+const verifications$1 = {
+	invite: Operation.action("parties.verifications.invite", {
+		input: Schema.Struct({
+			orgId: Schema.String,
+			people: Schema.Unknown
+		}),
+		output: VerificationStatusSchema,
+		errors: VERIFICATION_ERRORS
+	}),
+	start: Operation.action("parties.verifications.start", {
+		input: Schema.Struct({
+			...verificationTarget,
+			surface: Schema.optionalKey(Schema.Literals([
+				"web",
+				"cli",
+				"agent",
+				"sdk",
+				"unspecified"
+			]))
+		}),
+		output: VerificationStatusSchema,
+		errors: VERIFICATION_ERRORS
+	}),
+	status: Operation.action("parties.verifications.status", {
+		input: Schema.Struct(verificationTarget),
+		output: VerificationStatusSchema,
+		errors: VERIFICATION_ERRORS
+	}),
+	answer: Operation.action("parties.verifications.answer", {
+		input: Schema.Struct({
+			...verificationTarget,
+			answers: Schema.Unknown,
+			surface: Schema.optionalKey(Schema.Literals([
+				"web",
+				"cli",
+				"agent",
+				"sdk",
+				"unspecified"
+			]))
+		}),
+		output: VerificationStatusSchema,
+		errors: VERIFICATION_ERRORS
+	})
+};
 const OneContact = Schema.Struct({
 	actor: actor$1,
 	partyId: Schema.String
@@ -4571,38 +5256,52 @@ const PreparedOfferCheckoutExecutionSchema = Schema.Struct({
 //#endregion
 //#region ../protocol/src/requests/checkout-schema.ts
 /** Link holders receive payment terms, not the private Invoice document. */
-const InvoiceCheckoutSummarySchema = Schema.Struct({
+const InvoiceCheckoutStatusSchema = Schema.Literals([
+	"sent",
+	"pending_settlement",
+	"paid",
+	"cancelled",
+	"declined",
+	"expired",
+	"unavailable"
+]);
+const InvoiceCheckoutCommonSchema = Schema.Struct({
 	documentKind: Schema.optional(Schema.Literals(["memo", "invoice"])),
 	linkToken: boundedText(128),
 	issuerLabel: boundedText(256),
 	dueAt: InvoiceDraftSchema.fields.dueAt,
+	documentHash: Bytes32Schema,
+	status: InvoiceCheckoutStatusSchema
+});
+const AssetInvoiceCheckoutSummarySchema = Schema.Struct({
+	...InvoiceCheckoutCommonSchema.fields,
 	amount: AssetAmountSchema,
 	chainId: ChainIdSchema$1,
 	tokenAddress: AddressSchema$1,
 	rawAmount: Schema.String,
 	recipientSafe: SafeAddressSchema,
 	contractAddress: AddressSchema$1,
-	settlementId: Bytes32Schema,
-	documentHash: Bytes32Schema,
-	status: Schema.Literals([
-		"sent",
-		"pending_settlement",
-		"paid",
-		"cancelled",
-		"declined",
-		"expired",
-		"unavailable"
-	])
+	settlementId: Bytes32Schema
+});
+const MoneyInvoiceCheckoutSummarySchema = Schema.Struct({
+	...InvoiceCheckoutCommonSchema.fields,
+	documentKind: Schema.Literal("invoice"),
+	amount: MoneySchema,
+	bankPayment: Schema.Struct({
+		receivingAccountId: Schema.String,
+		currency: MoneySchema.fields.currency
+	})
 });
+const InvoiceCheckoutSummarySchema = Schema.Union([AssetInvoiceCheckoutSummarySchema, MoneyInvoiceCheckoutSummarySchema]);
 const InvoiceCheckoutPreparationSchema = Schema.Struct({
-	invoice: InvoiceCheckoutSummarySchema,
+	invoice: AssetInvoiceCheckoutSummarySchema,
 	sourceWallet: AddressSchema$1,
 	allowance: OfferCheckoutPreparationSchema.fields.allowance,
 	approval: CheckoutTransactionSchema,
 	payment: CheckoutTransactionSchema
 });
 const InvoiceCheckoutStateSchema = Schema.Struct({
-	invoice: InvoiceCheckoutSummarySchema,
+	invoice: AssetInvoiceCheckoutSummarySchema,
 	verification: CheckoutStateSchema.fields.verification,
 	receipt: Schema.NullOr(CheckoutReceiptSchema),
 	latePayment: Schema.Boolean
@@ -4632,22 +5331,27 @@ const PrepareInvoiceCheckoutExecutionInputSchema = Schema.Struct({
 const { checkout: _offerSnapshotField, ...registeredCheckoutExecutionFields } = PreparedOfferCheckoutExecutionSchema.fields;
 const PreparedInvoiceCheckoutExecutionSchema = Schema.Struct({
 	...registeredCheckoutExecutionFields,
-	invoice: InvoiceCheckoutSummarySchema
+	invoice: AssetInvoiceCheckoutSummarySchema
 });
 /** Generic request checkout uses the same fixed obligation and receipt contract. */
-const RequestCheckoutSummarySchema = Schema.Struct({
-	...InvoiceCheckoutSummarySchema.fields,
+const AssetRequestCheckoutSummarySchema = Schema.Struct({
+	...AssetInvoiceCheckoutSummarySchema.fields,
 	documentKind: Schema.Literals(["memo", "invoice"])
 });
+const MoneyRequestCheckoutSummarySchema = Schema.Struct({
+	...MoneyInvoiceCheckoutSummarySchema.fields,
+	documentKind: Schema.Literal("invoice")
+});
+const RequestCheckoutSummarySchema = Schema.Union([AssetRequestCheckoutSummarySchema, MoneyRequestCheckoutSummarySchema]);
 const RequestCheckoutPreparationSchema = Schema.Struct({
-	request: RequestCheckoutSummarySchema,
+	request: AssetRequestCheckoutSummarySchema,
 	sourceWallet: InvoiceCheckoutPreparationSchema.fields.sourceWallet,
 	allowance: InvoiceCheckoutPreparationSchema.fields.allowance,
 	approval: InvoiceCheckoutPreparationSchema.fields.approval,
 	payment: InvoiceCheckoutPreparationSchema.fields.payment
 });
 const RequestCheckoutStateSchema = Schema.Struct({
-	request: RequestCheckoutSummarySchema,
+	request: AssetRequestCheckoutSummarySchema,
 	verification: InvoiceCheckoutStateSchema.fields.verification,
 	receipt: InvoiceCheckoutStateSchema.fields.receipt,
 	latePayment: InvoiceCheckoutStateSchema.fields.latePayment
@@ -4670,7 +5374,7 @@ const RequestCheckoutReconciliationSchema = Schema.Union([
 ]);
 const PreparedRequestCheckoutExecutionSchema = Schema.Struct({
 	...registeredCheckoutExecutionFields,
-	request: RequestCheckoutSummarySchema
+	request: AssetRequestCheckoutSummarySchema
 });
 //#endregion
 //#region ../protocol/src/payments/witness-schema.ts
@@ -4702,6 +5406,24 @@ const SendWitnessSchema = Schema.Struct({
 	attempts: Schema.Array(SendAttemptSchema)
 });
 //#endregion
+//#region ../protocol/src/payments/payout-operations.ts
+const quotes = { quote: Operation.action("payments.quotes.quote", {
+	input: PaymentQuoteInputSchema,
+	output: PaymentQuoteSchema,
+	errors: [
+		"NOT_AUTHENTICATED",
+		"INVALID_INPUT",
+		"ROLE_PERMISSION_DENIED",
+		"ACCOUNT_NOT_FOUND",
+		"SMART_ACCOUNT_MISSING",
+		"VERIFICATION_REQUIRED",
+		"INSUFFICIENT_BALANCE",
+		"WRONG_STATE",
+		"PROVIDER_ERROR",
+		...DEFECTS
+	]
+}) };
+//#endregion
 //#region ../protocol/src/payments/operations.ts
 const OrgId$2 = Schema.NonEmptyString;
 /** Every call: no session, or input that does not decode or validate. */
@@ -5879,7 +6601,8 @@ const RequestPartySchema = Schema.Struct({
 const RequestViewSchema = Schema.Struct({
 	id: Schema.String,
 	status: Schema.Literals(REQUEST_STATUSES),
-	amount: AssetAmountSchema,
+	amount: Schema.Union([AssetAmountSchema, MoneySchema]),
+	receivingAccountId: Schema.optionalKey(Schema.String),
 	reference: Schema.String,
 	memo: Schema.NullOr(Schema.String),
 	/** The bearer link a payer follows to the checkout. */
@@ -5888,6 +6611,7 @@ const RequestViewSchema = Schema.Struct({
 	entitlementGranted: Schema.Boolean,
 	/** The Payment an approval prepared for this request. */
 	settledPaymentId: Schema.NullOr(Schema.String),
+	settledDepositRef: Schema.optionalKey(Schema.String),
 	documents: Schema.Array(DocumentRefV3Schema),
 	expiresAt: Schema.NullOr(EpochMsSchema$1),
 	createdAt: EpochMsSchema$1,
@@ -5902,16 +6626,25 @@ const RequestViewSchema = Schema.Struct({
 	addressedToViewer: Schema.optionalKey(Schema.Boolean)
 });
 /** Ask a payer for money: a basic request, or one carrying an Invoice. */
-const IssueRequestInputSchema = Schema.Struct({
+const IssueRequestCommonSchema = Schema.Struct({
 	actor: RequestActorSchema,
-	amount: AssetAmountSchema,
 	reference: Schema.String,
 	/** Absent for a link anyone holding it may pay. */
 	payer: Schema.optionalKey(RecipientLocatorSchema),
 	memo: Schema.optionalKey(Schema.String),
-	invoice: Schema.optionalKey(InvoiceDraftSchema),
 	expiresAt: Schema.optionalKey(Schema.Finite)
 });
+const IssueRequestInputSchema = Schema.Union([Schema.Struct({
+	...IssueRequestCommonSchema.fields,
+	amount: AssetAmountSchema,
+	invoice: Schema.optionalKey(InvoiceDraftSchema),
+	receivingAccountId: Schema.optional(Schema.Never)
+}), Schema.Struct({
+	...IssueRequestCommonSchema.fields,
+	amount: MoneySchema,
+	invoice: InvoiceDraftSchema,
+	receivingAccountId: Schema.String
+})]);
 //#endregion
 //#region ../protocol/src/requests/operations.ts
 const actor = RequestActorSchema;
@@ -6345,6 +7078,10 @@ const checkouts = {
 //#endregion
 //#region ../protocol/src/operations.ts
 const OPERATIONS = [
+	...Object.values(accounts),
+	...Object.values(quotes),
+	...Object.values(bankDetails),
+	...Object.values(deposits),
 	...Object.values(sessions),
 	...Object.values(items),
 	...Object.values(annotations),
@@ -6371,6 +7108,7 @@ const OPERATIONS = [
 	...Object.values(treasuries),
 	...Object.values(setups),
 	...Object.values(contacts),
+	...Object.values(verifications$1),
 	...Object.values(destinations),
 	...Object.values(recipients),
 	...Object.values(records),
@@ -6452,9 +7190,11 @@ const PEOPLE_OPERATIONS = {
 		read: "accounts.read",
 		/** The writes an approval's actions run: the recorded signature, and the scheduled lapse. */
 		approvals: {
+			consumeApproved: "accounts.approvals.consumeApproved",
 			expire: "accounts.approvals.expire",
 			recordApproval: "accounts.approvals.recordApproval",
-			recordExpiry: "accounts.approvals.recordExpiry"
+			recordExpiry: "accounts.approvals.recordExpiry",
+			sendApproved: "accounts.approvals.sendApproved"
 		},
 		balances: { readBinding: "accounts.balances.readBinding" },
 		claims: {
@@ -6707,9 +7447,38 @@ const ORGANIZATION_OPERATIONS = {
 load: "organizations.treasuries.load" }
 	},
 	/** Parties' internal functions; its public rows join from `OPERATIONS`. */
-	parties: { contacts: { 
-	/** Posts `contact_relationship_changed` after a contact write commits. */
-emitRelationshipChanged: "parties.contacts.emitRelationshipChanged" } }
+	parties: {
+		accounts: {
+			register: "parties.accounts.register",
+			prepare: "parties.accounts.prepare",
+			finalize: "parties.accounts.finalize"
+		},
+		verificationSubmit: {
+			send: "parties.verificationSubmit.send",
+			person: "parties.verificationSubmit.person"
+		},
+		verifications: {
+			begin: "parties.verifications.begin",
+			invitePeople: "parties.verifications.invitePeople",
+			loadPeople: "parties.verifications.loadPeople",
+			loadPerson: "parties.verifications.loadPerson",
+			recordPerson: "parties.verifications.recordPerson",
+			recordOwnershipAttestation: "parties.verifications.recordOwnershipAttestation",
+			recordBusinessContact: "parties.verifications.recordBusinessContact",
+			recordBusinessContactRejected: "parties.verifications.recordBusinessContactRejected",
+			deliverPersonInvite: "parties.verifications.deliverPersonInvite",
+			load: "parties.verifications.load",
+			recordSnapshot: "parties.verifications.recordSnapshot",
+			recordPrefill: "parties.verifications.recordPrefill",
+			upload: "parties.verifications.upload",
+			recordDocument: "parties.verifications.recordDocument",
+			loadDocument: "parties.verifications.loadDocument",
+			deleteDocument: "parties.verifications.deleteDocument"
+		},
+		contacts: { 
+		/** Posts `contact_relationship_changed` after a contact write commits. */
+emitRelationshipChanged: "parties.contacts.emitRelationshipChanged" }
+	}
 };
 //#endregion
 //#region src/operations/money.ts
@@ -6732,10 +7501,6 @@ emitSaved: "activity.annotations.emitSaved" },
 	faucetSafe: { deploy: "FaucetSafe.deploy" },
 	financialOps: { createPayee: "financialOps.createPayee" },
 	holdings: { current: "holdings.current" },
-	offramp: {
-		quote: "offramp.quote",
-		status: "offramp.status"
-	},
 	organizationPayments: {
 		pay: "organizationPayments.pay",
 		payBatch: "organizationPayments.payBatch",
@@ -6918,6 +7683,12 @@ loadBudgetLeft: "permissions.authorities.loadBudgetLeft" },
 //#endregion
 //#region src/operations/platform.ts
 const PLATFORM_OPERATIONS = {
+	/** Native Convex deployment requests, before application telemetry can run. */
+	deployments: { convex: {
+		evaluatePush: "deployments.convex.evaluatePush",
+		startPush: "deployments.convex.startPush",
+		finishPush: "deployments.convex.finishPush"
+	} },
 	/** Applications' internal functions and HTTP endpoints; its public rows join from `OPERATIONS`. */
 	applications: {
 		bootstraps: {
@@ -6952,11 +7723,7 @@ const PLATFORM_OPERATIONS = {
 			/** The scan's read of its saved checkpoint. */
 			loadCheckpoint: "indexing.movements.loadCheckpoint",
 			/** The scan's transaction: one window's Movements and its checkpoint. */
-			applyWindow: "indexing.movements.applyWindow",
-			/** Whether a queued `deposit_settled` still describes an included Movement. */
-			isDepositTelemetryCurrent: "indexing.movements.isDepositTelemetryCurrent",
-			/** Posts `deposit_settled` after a Deposit materializes. */
-			emitDepositSettled: "indexing.movements.emitDepositSettled"
+			applyWindow: "indexing.movements.applyWindow"
 		},
 		drifts: {
 			/** The minute cron: compare Convex outcomes to Ponder facts and correct drift. */
@@ -7034,12 +7801,54 @@ const PLATFORM_OPERATIONS = {
 	}
 };
 //#endregion
+//#region src/operations/banking.ts
+const BANKING_OPERATIONS = { banking: {
+	payouts: {
+		funding: "banking.payouts.funding",
+		prepare: "banking.payouts.prepare",
+		finalize: "banking.payouts.finalize",
+		load: "banking.payouts.load",
+		record: "banking.payouts.record",
+		reconcile: "banking.payouts.reconcile"
+	},
+	deposits: {
+		record: "banking.deposits.record",
+		load: "banking.deposits.load",
+		claimMint: "banking.deposits.claimMint",
+		recordMint: "banking.deposits.recordMint",
+		credit: "banking.deposits.credit",
+		confirm: "banking.deposits.confirm",
+		reconcile: "banking.deposits.reconcile",
+		autoMatch: "banking.deposits.autoMatch"
+	},
+	bankDetails: {
+		prepare: "banking.bankDetails.prepare",
+		finalize: "banking.bankDetails.finalize",
+		load: "banking.bankDetails.load",
+		applyLifecycle: "banking.bankDetails.applyLifecycle"
+	},
+	webhooks: {
+		receive: "banking.webhooks.receive",
+		insert: "banking.webhooks.insert",
+		process: "banking.webhooks.process",
+		load: "banking.webhooks.load",
+		record: "banking.webhooks.record"
+	},
+	reconcile: {
+		catchUp: "banking.reconcile.catchUp",
+		cursor: "banking.reconcile.cursor",
+		advance: "banking.reconcile.advance",
+		recover: "banking.reconcile.recover"
+	}
+} };
+//#endregion
 //#region src/operations.ts
 const CAPXUL_OPERATIONS = withRows({
 	...PEOPLE_OPERATIONS,
 	...ORGANIZATION_OPERATIONS,
 	...MONEY_OPERATIONS,
-	...PLATFORM_OPERATIONS
+	...PLATFORM_OPERATIONS,
+	...BANKING_OPERATIONS
 });
 /** The named tree, with every operation row added under its own name. */
 function withRows(named) {
@@ -7073,6 +7882,20 @@ function normalizeCapxulOperation(value) {
 //#endregion
 //#region src/catalog/events.ts
 const TELEMETRY_EVENT_NAMES = [
+	"verification_started",
+	"verification_terms_accepted",
+	"verification_submitted",
+	"verification_person_invited",
+	"verification_liveness_requested",
+	"verification_information_requested",
+	"verification_approved",
+	"verification_rejected",
+	"bank_details_issued",
+	"bank_deposit_credited",
+	"bank_deposit_returned",
+	"bank_deposit_matched",
+	"banking_webhook_received",
+	"banking_reconcile_completed",
 	"auth_otp_requested",
 	"auth_otp_delivered",
 	"auth_otp_expired",
@@ -7360,6 +8183,8 @@ const UiStepProps = {
 * `invoice_issued` carries `issuer_scope_kind`; neither is repeated here.
 */
 const JourneyVariantProps = {
+	/** Whose bank verification Bridge decides. */
+	subject_kind: Schema.Literals(["person", "business"]),
 	/** How a person came to Get started: by themselves, an invite, money that waited, or an invoice. */
 	entry_path: Schema.optional(Schema.Literals([
 		"signup",
@@ -7367,11 +8192,13 @@ const JourneyVariantProps = {
 		"claim",
 		"invoice"
 	])),
-	/** Where the person acted. `agent` is an AI agent driving the CLI. */
+	/** Caller surface. An undeclared historical caller remains `unspecified`. */
 	surface: Schema.optional(Schema.Literals([
 		"web",
 		"cli",
-		"agent"
+		"agent",
+		"sdk",
+		"unspecified"
 	])),
 	/** Who pays: a person from their own account, or an Organization from a Budget. */
 	payer_kind: Schema.optional(Schema.Literals(["person", "organization"])),
@@ -7400,6 +8227,11 @@ const JOURNEYS = {
 		finish: "The account is ready: the person's Safe is live",
 		variants: ["entry_path", "surface"]
 	},
+	get_verified: {
+		title: "Get verified",
+		finish: "Approved for bank transfers",
+		variants: ["subject_kind", "surface"]
+	},
 	money_in: {
 		title: "Money in",
 		finish: "The first balance above 0",
@@ -7410,6 +8242,7 @@ const JOURNEYS = {
 		finish: "The payment settles, or the recipient claims it when they had no account",
 		variants: [
 			"recipient_is_capxul_account",
+			"recipient_kind",
 			"payer_kind",
 			"surface"
 		]
@@ -7583,6 +8416,118 @@ const TELEMETRY_JOURNEYS = {
 	}
 };
 //#endregion
+//#region src/events/banking.ts
+const PayoutTelemetryProps = {
+	recipient_kind: Schema.optional(Schema.Literals([
+		"capxul",
+		"wallet",
+		"bank"
+	])),
+	rail: Schema.optional(Schema.Literals(["direct", "bridge"])),
+	recipient_on_capxul: Schema.optional(Schema.Boolean),
+	party_account_id: OptionalString,
+	quote_id: OptionalString,
+	rail_operation_id: OptionalString
+};
+/** Issued details are a bank-funding milestone. No account numbers enter this event. */
+const BankDetailsIssuedTelemetryEventSchema = Schema.Struct({
+	name: Schema.Literal("bank_details_issued"),
+	props: Schema.Struct({
+		...TelemetryEnvelopeProps,
+		receiving_account_id: Schema.String.check(Schema.isPattern(/^[A-Za-z0-9][A-Za-z0-9_.:-]*$/u)),
+		currency: Schema.Literals([
+			"usd",
+			"eur",
+			"gbp"
+		]),
+		bank_rail: Schema.Literals([
+			"ach",
+			"wire",
+			"sepa",
+			"faster_payments"
+		]),
+		funding_source: Schema.Literal("bank"),
+		rail: Schema.Literal("bridge"),
+		release: Schema.optional(Schema.String.check(Schema.isPattern(/^[0-9a-f]{40}$/u)))
+	})
+});
+const DepositProps = {
+	...TelemetryEnvelopeProps,
+	bank_deposit_id: Schema.String,
+	receiving_account_id: Schema.String,
+	currency: Schema.Literals([
+		"usd",
+		"eur",
+		"gbp"
+	]),
+	bank_rail: Schema.Literals([
+		"ach",
+		"wire",
+		"sepa",
+		"faster_payments"
+	]),
+	rail: Schema.Literal("bridge"),
+	release: Schema.optional(Schema.String.check(Schema.isPattern(/^[0-9a-f]{40}$/u)))
+};
+const BankDepositCreditedTelemetryEventSchema = Schema.Struct({
+	name: Schema.Literal("bank_deposit_credited"),
+	props: Schema.Struct({
+		...DepositProps,
+		funding_source: Schema.Literal("bank"),
+		chain_movement_id: Schema.String
+	})
+});
+const BankDepositReturnedTelemetryEventSchema = Schema.Struct({
+	name: Schema.Literal("bank_deposit_returned"),
+	props: Schema.Struct({
+		...DepositProps,
+		funding_source: Schema.Literal("bank")
+	})
+});
+const BankDepositMatchedTelemetryEventSchema = Schema.Struct({
+	name: Schema.Literal("bank_deposit_matched"),
+	props: Schema.Struct({
+		...DepositProps,
+		request_id: Schema.String,
+		pay_path: Schema.Literal("bank"),
+		issuer_scope_kind: Schema.Literals(["account", "organization"]),
+		match_kind: Schema.Literals(["reference", "manual"])
+	})
+});
+/** Journey: none. B0 records provider delivery, not a person's banking outcome. */
+const BankingWebhookReceivedTelemetryEventSchema = Schema.Struct({
+	name: Schema.Literal("banking_webhook_received"),
+	props: Schema.Struct({
+		...TelemetryEnvelopeProps,
+		release: Schema.optional(Schema.String),
+		signature_result: Schema.Literals([
+			"valid",
+			"missing",
+			"malformed",
+			"stale",
+			"invalid"
+		]),
+		outcome: Schema.Literals([
+			"inserted",
+			"duplicate",
+			"rejected",
+			"failed"
+		]),
+		bridge_event_id: Schema.optional(Schema.String),
+		bridge_event_type: Schema.optional(Schema.String),
+		duration_ms: Schema.Finite
+	})
+});
+const BankingReconcileCompletedTelemetryEventSchema = Schema.Struct({
+	name: Schema.Literal("banking_reconcile_completed"),
+	props: Schema.Struct({
+		...TelemetryEnvelopeProps,
+		release: Schema.optional(Schema.String),
+		recovered: Schema.Finite,
+		has_more: Schema.Boolean
+	})
+});
+//#endregion
 //#region src/events/money.ts
 /**
 * R08 (#1966): which Safe was read, on which chain, of which token. `currency`
@@ -7644,12 +8589,14 @@ const RecipientLocatorKindSchema = Schema.Literals([
 	"handle",
 	"email",
 	"address",
-	"party"
+	"party",
+	"party_account"
 ]);
 const RecipientResolutionStatusSchema = Schema.Literals([
 	"known_party",
 	"new_email",
-	"external_address"
+	"external_address",
+	"bank_account"
 ]);
 const RecipientPartyKindSchema = Schema.Literals([
 	"person",
@@ -7657,6 +8604,7 @@ const RecipientPartyKindSchema = Schema.Literals([
 	"unresolved"
 ]);
 const RecipientTelemetryProps = {
+	...PayoutTelemetryProps,
 	recipient_locator_kind: Schema.optional(RecipientLocatorKindSchema),
 	recipient_resolution_status: Schema.optional(RecipientResolutionStatusSchema),
 	recipient_party_id: OptionalString,
@@ -8209,6 +9157,7 @@ const ActivityFilterProps = {
 	filter_status: Schema.optional(Schema.Array(Schema.Literals([
 		"pending",
 		"settling",
+		"in_transit",
 		"unresolved",
 		"pending_claim",
 		"scheduled",
@@ -8640,6 +9589,18 @@ const CLI_COMMAND_NAMES = [
 	"account.retry",
 	"balance",
 	"address",
+	"verify",
+	"verify.start",
+	"verify.status",
+	"bank",
+	"bank.details",
+	"bank.accounts",
+	"bank.accounts.add",
+	"bank.accounts.remove",
+	"bank.pay",
+	"bank.deposits",
+	"bank.match",
+	"bank.settle",
 	"payment",
 	"payment.send",
 	"payment.list",
@@ -8666,6 +9627,8 @@ const CLI_COMMAND_NAMES = [
 	"offer.deactivate",
 	"contact",
 	"contact.add",
+	"contact.bank",
+	"contact.bank.add",
 	"contact.list",
 	"contact.get",
 	"contact.label",
@@ -8744,6 +9707,8 @@ const CLI_CAPABILITIES = [
 	"diagnostics",
 	"collection",
 	"authentication",
+	"verification",
+	"banking",
 	"account",
 	"organization",
 	"contacts",
@@ -8967,8 +9932,75 @@ const MemberActivationFailedTelemetryEventSchema = Schema.Struct({
 	props: MemberActivationFailedProps
 });
 //#endregion
+//#region src/events/verification.ts
+const Identifier = Schema.String.check(Schema.isPattern(/^[A-Za-z0-9][A-Za-z0-9_.:-]*$/u));
+const FieldId = Schema.String.check(Schema.isPattern(/^[a-z][a-z0-9_]*(?:\.[a-z][a-z0-9_]*)*$/u));
+/** Journey: get_verified. Private answers and provider URLs are never properties. */
+const VerificationProps = Schema.Struct({
+	...TelemetryEnvelopeProps,
+	verification_id: Identifier,
+	invitation_id: Schema.optional(Identifier),
+	party_id: Identifier,
+	subject_kind: JourneyVariantProps.subject_kind,
+	surface: JourneyVariantProps.surface,
+	rail: Schema.Literal("bridge"),
+	verification_state: VerificationStateSchema,
+	missing_field_ids: Schema.optional(Schema.Array(FieldId)),
+	release: Schema.optional(Schema.String.check(Schema.isPattern(/^[0-9a-f]{40}$/u)))
+});
+const VerificationStartedTelemetryEventSchema = Schema.Struct({
+	name: Schema.Literal("verification_started"),
+	props: VerificationProps
+});
+const VerificationTermsAcceptedTelemetryEventSchema = Schema.Struct({
+	name: Schema.Literal("verification_terms_accepted"),
+	props: VerificationProps
+});
+const VerificationSubmittedTelemetryEventSchema = Schema.Struct({
+	name: Schema.Literal("verification_submitted"),
+	props: VerificationProps
+});
+const VerificationPersonInvitedTelemetryEventSchema = Schema.Struct({
+	name: Schema.Literal("verification_person_invited"),
+	props: Schema.Struct({
+		...VerificationProps.fields,
+		subject_kind: Schema.Literal("business"),
+		invitation_id: Identifier
+	})
+});
+const VerificationLivenessRequestedTelemetryEventSchema = Schema.Struct({
+	name: Schema.Literal("verification_liveness_requested"),
+	props: VerificationProps
+});
+const VerificationInformationRequestedTelemetryEventSchema = Schema.Struct({
+	name: Schema.Literal("verification_information_requested"),
+	props: VerificationProps
+});
+const VerificationApprovedTelemetryEventSchema = Schema.Struct({
+	name: Schema.Literal("verification_approved"),
+	props: VerificationProps
+});
+const VerificationRejectedTelemetryEventSchema = Schema.Struct({
+	name: Schema.Literal("verification_rejected"),
+	props: VerificationProps
+});
+//#endregion
 //#region src/catalog/schemas.ts
 const TELEMETRY_EVENT_SCHEMAS = {
+	bank_details_issued: BankDetailsIssuedTelemetryEventSchema,
+	bank_deposit_credited: BankDepositCreditedTelemetryEventSchema,
+	bank_deposit_returned: BankDepositReturnedTelemetryEventSchema,
+	bank_deposit_matched: BankDepositMatchedTelemetryEventSchema,
+	verification_started: VerificationStartedTelemetryEventSchema,
+	verification_terms_accepted: VerificationTermsAcceptedTelemetryEventSchema,
+	verification_submitted: VerificationSubmittedTelemetryEventSchema,
+	verification_person_invited: VerificationPersonInvitedTelemetryEventSchema,
+	verification_liveness_requested: VerificationLivenessRequestedTelemetryEventSchema,
+	verification_information_requested: VerificationInformationRequestedTelemetryEventSchema,
+	verification_approved: VerificationApprovedTelemetryEventSchema,
+	verification_rejected: VerificationRejectedTelemetryEventSchema,
+	banking_webhook_received: BankingWebhookReceivedTelemetryEventSchema,
+	banking_reconcile_completed: BankingReconcileCompletedTelemetryEventSchema,
 	contact_relationship_changed: ContactRelationshipChangedTelemetryEventSchema,
 	access_recovery_completed: AccessRecoveryCompletedTelemetryEventSchema,
 	ui_access_step_completed: UiAccessStepCompletedTelemetryEventSchema,
@@ -9043,6 +10075,8 @@ const TELEMETRY_EVENT_SCHEMAS = {
 	indexer_drift_corrected: IndexerDriftCorrectedTelemetryEventSchema
 };
 const FINANCIAL_OPS_TARGET_TELEMETRY_PRODUCERS = [];
+/** ADR-0020 M00: retain old event decoders, but reject new producers. */
+const RETIRED_TELEMETRY_EVENTS = ["deposit_initiated", "deposit_settled"];
 /**
 * Contract-first events whose producer is owned by a later domain node.
 *
@@ -9631,4 +10665,4 @@ var InMemoryTelemetryBusAdapter = class extends EventOnlyPort {
 	}
 };
 //#endregion
-export { UiAccessStepCompletedTelemetryEventSchema as $, SDK_EXPECTED_OUTCOME_EVENT_NAME as $t, ProvisioningSafeConfirmedTelemetryEventSchema as A, AccountBalanceReadTelemetryEventSchema as At, AuthFailedTelemetryEventSchema as B, PaymentVerificationRetryTelemetryEventSchema as Bt, MemberActivationFailedTelemetryEventSchema as C, OrganizationCreationStartedTelemetryEventSchema as Ct, OnboardingIntentSelectedTelemetryEventSchema as D, OperationRetriedTelemetryEventSchema as Dt, OnboardingDashboardReachedTelemetryEventSchema as E, ChainUpstreamFallbackTelemetryEventSchema as Et, CliFirstUsedTelemetryEventSchema as F, FaucetRequestedTelemetryEventSchema as Ft, AuthVerifiedTelemetryEventSchema as G, ChainAttemptSchema as Gt, AuthOtpExpiredTelemetryEventSchema as H, JOURNEYS as Ht, CLI_CAPABILITIES as I, PaymentFailedTelemetryEventSchema as It, NativeAuthorizationConnectedTelemetryEventSchema as J, EXPECTED_OUTCOME_EVENT_NAME as Jt, IdentityRefusedTelemetryEventSchema as K, ChainUpstreamSchema as Kt, CLI_COMMAND_NAMES as L, PaymentInitiatedTelemetryEventSchema as Lt, CliCommandCompletedTelemetryEventSchema as M, DepositSettledTelemetryEventSchema as Mt, CliCommandStartedTelemetryEventSchema as N, FaucetConfirmedTelemetryEventSchema as Nt, OnboardingOrganizationSubmittedTelemetryEventSchema as O, ReceiptPendingTelemetryEventSchema as Ot, CliDiagnosticCompletedTelemetryEventSchema as P, FaucetFailedTelemetryEventSchema as Pt, NativeAuthorizationStartedTelemetryEventSchema as Q, ResponseHeadersSchema as Qt, CLI_INVOCATION_KINDS as R, PaymentLifecycleTransitionTelemetryEventSchema as Rt, BootstrapResolvedTelemetryEventSchema as S, OrganizationCreationReadyTelemetryEventSchema as St, MemberActivationStartedTelemetryEventSchema as T, BundlerErrorTelemetryEventSchema as Tt, AuthOtpRequestedTelemetryEventSchema as U, TELEMETRY_JOURNEYS as Ut, AuthOtpDeliveredTelemetryEventSchema as V, QuickPayExternalAddressAcknowledgedTelemetryEventSchema as Vt, AuthSignedOutTelemetryEventSchema as W, CAPXUL_ENVS as Wt, NativeAuthorizationFailedTelemetryEventSchema as X, JourneyVariantProps as Xt, NativeAuthorizationDeniedTelemetryEventSchema as Y, FailureModeSchema as Yt, NativeAuthorizationReviewedTelemetryEventSchema as Z, PII as Zt, CONTRACT_FIRST_TELEMETRY_EVENTS as _, OrgInviteAcceptedTelemetryEventSchema as _t, initializeCapxulBrowserAnalytics as a, isCapxulOperation as an, UiInvoiceStepCompletedTelemetryEventSchema as at, TELEMETRY_EVENT_SCHEMAS as b, OrgInviteSentTelemetryEventSchema as bt, utilityAppAnalytics as c, ORGANIZATION_SETUP_STATUSES as cn, UiTreasuryStepCompletedTelemetryEventSchema as ct, redactTelemetryEvent as d, isCredentialField as dn, IndexerDriftCorrectedTelemetryEventSchema as dt, SYNCABLE_CAPXUL_ENVS as en, InvoiceIssuedTelemetryEventSchema as et, redactTelemetryProps as f, CAPXUL_ERROR_CODES as fn, MovementScanCheckpointTelemetryEventSchema as ft, BROWSER_GATED_TELEMETRY_EVENTS as g, ContactRelationshipChangedTelemetryEventSchema as gt, track as h, PermissionMirrorVerificationTelemetryEventSchema as ht, createPostHogBrowserPageviewTracker as i, CAPXUL_OPERATIONS as in, UiApprovalSignInRequiredTelemetryEventSchema as it, ProvisioningSafeCreatedTelemetryEventSchema as j, DepositInitiatedTelemetryEventSchema as jt, OnboardingProfileSubmittedTelemetryEventSchema as k, AccountBalanceFailedTelemetryEventSchema as kt, sanitizePostHogBrowserEvent as l, redactSecrets as ln, ActivityAnnotationSavedTelemetryEventSchema as lt, setTrackHandler as m, MovementScanWindowTelemetryEventSchema as mt, RecordingTelemetryAdapter as n, stampTelemetryEnvelope as nn, PayrollGroupChangedTelemetryEventSchema as nt, initializePostHogBrowserAnalytics as o, normalizeCapxulOperation as on, UiPayrollActionCompletedTelemetryEventSchema as ot, getTrackHandler as p, FAILURE_MODES as pn, MovementScanIncidentTelemetryEventSchema as pt, NativeAuthorizationAcceptedTelemetryEventSchema as q, EXCEPTION_EVENT_NAME as qt, createCapxulBeforeSend as r, TELEMETRY_EVENT_NAMES as rn, PayrollRunTransitionedTelemetryEventSchema as rt, productAppAnalytics as s, ORGANIZATION_SETUP_REASONS as sn, UiReceiveStepCompletedTelemetryEventSchema as st, InMemoryTelemetryBusAdapter as t, TELEMETRY_PRODUCERS as tn, InvoiceRequestTransitionedTelemetryEventSchema as tt, maskCapturedNetworkRequest as u, redactUrlSecrets as un, UiActivityActionCompletedTelemetryEventSchema as ut, FINANCIAL_OPS_TARGET_TELEMETRY_PRODUCERS as v, OrgInviteExpiredTelemetryEventSchema as vt, MemberActivationReadyTelemetryEventSchema as w, UiContactActionCompletedTelemetryEventSchema as wt, BootstrapFailedTelemetryEventSchema as x, OrganizationCreationFailedTelemetryEventSchema as xt, PRODUCT_MAPPER_GATED_TELEMETRY_EVENTS as y, OrgInviteProgressedTelemetryEventSchema as yt, AccessRecoveryCompletedTelemetryEventSchema as z, PaymentSettledTelemetryEventSchema as zt };
+export { AuthVerifiedTelemetryEventSchema as $, ChainAttemptSchema as $t, BootstrapResolvedTelemetryEventSchema as A, OrganizationCreationReadyTelemetryEventSchema as At, CliCommandCompletedTelemetryEventSchema as B, DepositSettledTelemetryEventSchema as Bt, VerificationInformationRequestedTelemetryEventSchema as C, PermissionMirrorVerificationTelemetryEventSchema as Ct, VerificationSubmittedTelemetryEventSchema as D, OrgInviteProgressedTelemetryEventSchema as Dt, VerificationStartedTelemetryEventSchema as E, OrgInviteExpiredTelemetryEventSchema as Et, OnboardingIntentSelectedTelemetryEventSchema as F, OperationRetriedTelemetryEventSchema as Ft, CLI_COMMAND_NAMES as G, PaymentInitiatedTelemetryEventSchema as Gt, CliDiagnosticCompletedTelemetryEventSchema as H, FaucetFailedTelemetryEventSchema as Ht, OnboardingOrganizationSubmittedTelemetryEventSchema as I, ReceiptPendingTelemetryEventSchema as It, AuthFailedTelemetryEventSchema as J, PaymentVerificationRetryTelemetryEventSchema as Jt, CLI_INVOCATION_KINDS as K, PaymentLifecycleTransitionTelemetryEventSchema as Kt, OnboardingProfileSubmittedTelemetryEventSchema as L, AccountBalanceFailedTelemetryEventSchema as Lt, MemberActivationReadyTelemetryEventSchema as M, UiContactActionCompletedTelemetryEventSchema as Mt, MemberActivationStartedTelemetryEventSchema as N, BundlerErrorTelemetryEventSchema as Nt, VerificationTermsAcceptedTelemetryEventSchema as O, OrgInviteSentTelemetryEventSchema as Ot, OnboardingDashboardReachedTelemetryEventSchema as P, ChainUpstreamFallbackTelemetryEventSchema as Pt, AuthSignedOutTelemetryEventSchema as Q, CAPXUL_ENVS as Qt, ProvisioningSafeConfirmedTelemetryEventSchema as R, AccountBalanceReadTelemetryEventSchema as Rt, VerificationApprovedTelemetryEventSchema as S, MovementScanWindowTelemetryEventSchema as St, VerificationRejectedTelemetryEventSchema as T, OrgInviteAcceptedTelemetryEventSchema as Tt, CliFirstUsedTelemetryEventSchema as U, FaucetRequestedTelemetryEventSchema as Ut, CliCommandStartedTelemetryEventSchema as V, FaucetConfirmedTelemetryEventSchema as Vt, CLI_CAPABILITIES as W, PaymentFailedTelemetryEventSchema as Wt, AuthOtpExpiredTelemetryEventSchema as X, JOURNEYS as Xt, AuthOtpDeliveredTelemetryEventSchema as Y, QuickPayExternalAddressAcknowledgedTelemetryEventSchema as Yt, AuthOtpRequestedTelemetryEventSchema as Z, TELEMETRY_JOURNEYS as Zt, CONTRACT_FIRST_TELEMETRY_EVENTS as _, redactSecrets as _n, ActivityAnnotationSavedTelemetryEventSchema as _t, initializeCapxulBrowserAnalytics as a, PII as an, NativeAuthorizationReviewedTelemetryEventSchema as at, RETIRED_TELEMETRY_EVENTS as b, CAPXUL_ERROR_CODES as bn, MovementScanCheckpointTelemetryEventSchema as bt, utilityAppAnalytics as c, SYNCABLE_CAPXUL_ENVS as cn, InvoiceIssuedTelemetryEventSchema as ct, redactTelemetryEvent as d, TELEMETRY_EVENT_NAMES as dn, PayrollRunTransitionedTelemetryEventSchema as dt, ChainUpstreamSchema as en, IdentityRefusedTelemetryEventSchema as et, redactTelemetryProps as f, CAPXUL_OPERATIONS as fn, UiApprovalSignInRequiredTelemetryEventSchema as ft, BROWSER_GATED_TELEMETRY_EVENTS as g, ORGANIZATION_SETUP_STATUSES as gn, UiTreasuryStepCompletedTelemetryEventSchema as gt, track as h, ORGANIZATION_SETUP_REASONS as hn, UiReceiveStepCompletedTelemetryEventSchema as ht, createPostHogBrowserPageviewTracker as i, JourneyVariantProps as in, NativeAuthorizationFailedTelemetryEventSchema as it, MemberActivationFailedTelemetryEventSchema as j, OrganizationCreationStartedTelemetryEventSchema as jt, BootstrapFailedTelemetryEventSchema as k, OrganizationCreationFailedTelemetryEventSchema as kt, sanitizePostHogBrowserEvent as l, TELEMETRY_PRODUCERS as ln, InvoiceRequestTransitionedTelemetryEventSchema as lt, setTrackHandler as m, normalizeCapxulOperation as mn, UiPayrollActionCompletedTelemetryEventSchema as mt, RecordingTelemetryAdapter as n, EXPECTED_OUTCOME_EVENT_NAME as nn, NativeAuthorizationConnectedTelemetryEventSchema as nt, initializePostHogBrowserAnalytics as o, ResponseHeadersSchema as on, NativeAuthorizationStartedTelemetryEventSchema as ot, getTrackHandler as p, isCapxulOperation as pn, UiInvoiceStepCompletedTelemetryEventSchema as pt, AccessRecoveryCompletedTelemetryEventSchema as q, PaymentSettledTelemetryEventSchema as qt, createCapxulBeforeSend as r, FailureModeSchema as rn, NativeAuthorizationDeniedTelemetryEventSchema as rt, productAppAnalytics as s, SDK_EXPECTED_OUTCOME_EVENT_NAME as sn, UiAccessStepCompletedTelemetryEventSchema as st, InMemoryTelemetryBusAdapter as t, EXCEPTION_EVENT_NAME as tn, NativeAuthorizationAcceptedTelemetryEventSchema as tt, maskCapturedNetworkRequest as u, stampTelemetryEnvelope as un, PayrollGroupChangedTelemetryEventSchema as ut, FINANCIAL_OPS_TARGET_TELEMETRY_PRODUCERS as v, redactUrlSecrets as vn, UiActivityActionCompletedTelemetryEventSchema as vt, VerificationLivenessRequestedTelemetryEventSchema as w, ContactRelationshipChangedTelemetryEventSchema as wt, TELEMETRY_EVENT_SCHEMAS as x, FAILURE_MODES as xn, MovementScanIncidentTelemetryEventSchema as xt, PRODUCT_MAPPER_GATED_TELEMETRY_EVENTS as y, isCredentialField as yn, IndexerDriftCorrectedTelemetryEventSchema as yt, ProvisioningSafeCreatedTelemetryEventSchema as z, DepositInitiatedTelemetryEventSchema as zt };