@borrowbetter/arpcsdk 0.6.0 → 0.8.0

package/dist/index.d.mts

@@ -88,10 +88,10 @@ interface ArpcConfig {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Stable machine-readable reason for the violation. See ValidationReasonCode.
@@ -110,10 +110,10 @@ declare const FieldValidationErrorReasonCode: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -132,10 +132,10 @@ interface FieldValidationError {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Check type identifier
@@ -152,10 +152,38 @@ declare const ReadinessCheckType: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Validation error messages if the check failed
+ */
+type ReadinessCheckErrors = string[] | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Dotted JSON path of the input field that caused the failure (snake_case). Omitted when the failure is not tied to a specific field.
+ */
+type ReadinessErrorDetailField = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Stable machine-readable code you can safely branch on.
@@ -179,36 +207,47 @@ declare const ReadinessErrorDetailReasonCode: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
  * Structured failure entry within a readiness check
- * @nullable
  */
-type ReadinessErrorDetail = {
-    /**
-     * Dotted JSON path of the input field that caused the failure (snake_case). Omitted when the failure is not tied to a specific field.
-     * @nullable
-     */
-    field?: string | null;
+interface ReadinessErrorDetail {
+    /** Dotted JSON path of the input field that caused the failure (snake_case). Omitted when the failure is not tied to a specific field. */
+    field?: ReadinessErrorDetailField;
     /** Stable machine-readable code you can safely branch on. */
     reason_code?: ReadinessErrorDetailReasonCode;
     /** Human-readable explanation — same text as in errors[]. May be reworded over time; do not match on this value. */
     message?: string;
-} | null;
+}
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Structured failure entries for this check. Present only when the check fails. Prefer this over errors[] for programmatic handling — reason_code is stable and safe to branch on. errors[] is kept for backwards compatibility.
+ */
+type ReadinessCheckErrorDetails = ReadinessErrorDetail[] | null;
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -219,54 +258,75 @@ interface ReadinessCheck {
     type?: ReadinessCheckType;
     /** Whether this check passed */
     verified?: boolean;
-    /**
-     * Validation error messages if the check failed
-     * @nullable
-     */
-    errors?: (string | null)[] | null;
-    /**
-     * Structured failure entries for this check. Present only when the check fails. Prefer this over errors[] for programmatic handling — reason_code is stable and safe to branch on. errors[] is kept for backwards compatibility.
-     * @nullable
-     */
-    error_details?: ReadinessErrorDetail[] | null;
+    /** Validation error messages if the check failed */
+    errors?: ReadinessCheckErrors;
+    /** Structured failure entries for this check. Present only when the check fails. Prefer this over errors[] for programmatic handling — reason_code is stable and safe to branch on. errors[] is kept for backwards compatibility. */
+    error_details?: ReadinessCheckErrorDetails;
 }
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Summary message for the readiness failure
+ */
+type ErrorDetailsMessage = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
  * Readiness check breakdown
- * @nullable
  */
-type ErrorDetails = {
+interface ErrorDetails {
     /** Per-gate check results */
     checks?: ReadinessCheck[];
-    /**
-     * Summary message for the readiness failure
-     * @nullable
-     */
-    message?: string | null;
+    /** Summary message for the readiness failure */
+    message?: ErrorDetailsMessage;
     /** Whether a program refresh is required before re-submission */
     is_program_refresh_required?: boolean;
     /** Whether the application is currently UW-approved */
     is_uw_approved?: boolean;
-} | null;
+}
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Optional readiness-gate breakdown. Present for readiness failures such as ER40301, ER40303, ER40304, and ER40305.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+⚠️ Patched locally by `openapi/repairs.ts` — this differs from FDR's published spec.
+ */
+type ARPCErrorResponseErrorDetails = ErrorDetails | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -281,7 +341,10 @@ interface ARPCErrorResponse {
     error?: string;
     /** Field-level violations. Present only for field-validation failures (e.g. ER40001, ER00400); absent for upstream, auth, or internal errors. */
     errors?: FieldValidationError[];
-    error_details?: ErrorDetails;
+    /** Optional readiness-gate breakdown. Present for readiness failures such as ER40301, ER40303, ER40304, and ER40305.
+  
+  ⚠️ Patched locally by `openapi/repairs.ts` — this differs from FDR's published spec. */
+    error_details?: ARPCErrorResponseErrorDetails;
     /** Free-text reason for non-field-validation failures (upstream rejection, auth failure, internal error). Absent when 'errors[]' is populated. */
     message?: string;
     /** ISO-8601 UTC timestamp of when the error occurred */
@@ -294,10 +357,10 @@ interface ARPCErrorResponse {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Street address
@@ -319,10 +382,159 @@ interface Address {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Error context for agreement lifecycle failures
+
+⚠️ Added locally by `openapi/repairs.ts` — FDR serves this, but their published spec doesn't document it.
+ */
+interface AgreementErrorDetails {
+    envelope_id?: string;
+}
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * ARPCErrorResponse whose `error_details` carries the envelope rather than readiness checks. ER40501 covers both an unknown envelope and one already voided, completed or declined — terminal, don't retry.
+
+⚠️ Added locally by `openapi/repairs.ts` — FDR serves this, but their published spec doesn't document it.
+ */
+interface AgreementErrorResponse {
+    /** HTTP status code */
+    status?: number;
+    /** ARPC error classification code */
+    error_code?: string;
+    /** Human-readable error sentence */
+    error?: string;
+    /** Field-level violations. Present only for field-validation failures (e.g. ER40001, ER00400); absent for upstream, auth, or internal errors. */
+    errors?: FieldValidationError[];
+    error_details?: AgreementErrorDetails;
+    /** Free-text reason for non-field-validation failures (upstream rejection, auth failure, internal error). Absent when 'errors[]' is populated. */
+    message?: string;
+    /** ISO-8601 UTC timestamp of when the error occurred */
+    timestamp?: string;
+    /** Correlation ID for distributed tracing across services */
+    x_correlation_id?: string;
+}
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * `url` returns a fresh embedded signing URL; `email` triggers DocuSign's email flow and returns no URL.
+ */
+type AgreementResendApplicantSigningType = typeof AgreementResendApplicantSigningType[keyof typeof AgreementResendApplicantSigningType];
+declare const AgreementResendApplicantSigningType: {
+    readonly url: "url";
+    readonly email: "email";
+};
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Applicant resend preferences
+
+⚠️ Added locally by `openapi/repairs.ts` — FDR serves this, but their published spec doesn't document it.
+ */
+interface AgreementResendApplicant {
+    /** `url` returns a fresh embedded signing URL; `email` triggers DocuSign's email flow and returns no URL. */
+    signing_type: AgreementResendApplicantSigningType;
+}
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Request body to resend an existing DRA envelope
+
+⚠️ Added locally by `openapi/repairs.ts` — FDR serves this, but their published spec doesn't document it.
+ */
+interface AgreementResendRequest {
+    applicant: AgreementResendApplicant;
+}
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Request body to void a DRA envelope
+
+⚠️ Added locally by `openapi/repairs.ts` — FDR serves this, but their published spec doesn't document it.
+ */
+interface AgreementVoidRequest {
+    /** Business reason for the void */
+    voiding_reason: string;
+}
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Void confirmation. Note the camelCase keys, unlike the rest of the API.
+
+⚠️ Added locally by `openapi/repairs.ts` — FDR serves this, but their published spec doesn't document it.
+ */
+interface AgreementVoidResponse {
+    status?: string;
+    envelopeId?: string;
+    /** Zone-less local timestamp, e.g. `2026-09-03T19:59:37.272043773` */
+    statusDateTime?: string;
+    xCorrelationId?: string;
+}
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Address used by v2. ZIP is exposed as zip_code on the public request.
@@ -344,10 +556,10 @@ interface RegisterApplicantV2Address {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -379,7 +591,9 @@ interface Applicant {
     date_of_birth: string;
     /** Spinwheel network user token for credit-pull linkage */
     network_token: string;
+    /** Applicant's physical / residential address */
     physical_address: RegisterApplicantV2Address;
+    /** Applicant's mailing address (all fields optional) */
     mailing_address?: RegisterApplicantV2Address;
 }
 
@@ -387,10 +601,10 @@ interface Applicant {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 interface ApplicationSendEmailResponse {
     status?: string;
@@ -403,10 +617,10 @@ interface ApplicationSendEmailResponse {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Audit metadata
@@ -420,10 +634,10 @@ interface AuditInfo {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Account type
@@ -438,10 +652,10 @@ declare const BankDetailsAccountType: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Account sub-type
@@ -456,17 +670,16 @@ declare const BankDetailsAccountSubtype: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
  * Bank account details used for programme drafts
- * @nullable
  */
-type BankDetails = {
+interface BankDetails {
     /** Bank name */
     name?: string;
     /** Account type */
@@ -483,6 +696,7 @@ type BankDetails = {
     validation_message?: string;
     /** Exact name on the bank account */
     check_exact_name?: string;
+    /** Exact address on the bank account */
     check_exact_address?: Address;
     /** Whether a pre-draft has been taken */
     pre_draft?: boolean;
@@ -492,16 +706,16 @@ type BankDetails = {
     mother_maiden_name?: string;
     /** Government-issued ID number for account verification */
     government_issued_id?: string;
-} | null;
+}
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Bank account input fields
@@ -517,10 +731,10 @@ interface BankDetailsInput {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -531,6 +745,7 @@ interface BankUpdateRequest {
     banking_disclosure_validation: boolean;
     /** Bank verification code (micro-deposit or other challenge code) */
     verification_code?: string;
+    /** Bank account details to associate with this application */
     bank_details: BankDetailsInput;
 }
 
@@ -538,10 +753,10 @@ interface BankUpdateRequest {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Check type identifier
@@ -556,10 +771,39 @@ declare const CheckType: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Validation errors that caused this check to fail, if any
+ */
+type CheckErrors = string[] | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Structured validation details for this readiness check
+ */
+type CheckErrorDetails = ReadinessErrorDetail[] | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -570,26 +814,20 @@ interface Check {
     type?: CheckType;
     /** Whether this check passed */
     verified?: boolean;
-    /**
-     * Validation errors that caused this check to fail, if any
-     * @nullable
-     */
-    errors?: (string | null)[] | null;
-    /**
-     * Structured validation details for this readiness check
-     * @nullable
-     */
-    error_details?: ReadinessErrorDetail[] | null;
+    /** Validation errors that caused this check to fail, if any */
+    errors?: CheckErrors;
+    /** Structured validation details for this readiness check */
+    error_details?: CheckErrorDetails;
 }
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -610,7 +848,9 @@ interface CoApplicant {
     email?: string;
     /** Date of birth (YYYY-MM-DD) */
     date_of_birth?: string;
+    /** Current residential address */
     current_address?: Address;
+    /** Mailing address (if different from current) */
     mailing_address?: Address;
     /** Primary monthly income */
     monthly_income?: number;
@@ -656,10 +896,10 @@ interface CoApplicant {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Required consent strings for regulatory and platform compliance
@@ -681,10 +921,10 @@ interface Consents {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Lead distribution routing configuration
@@ -700,10 +940,10 @@ interface LeadDistribution {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Primary hardship category
@@ -722,10 +962,10 @@ declare const CreateLeadRequestHardshipCategory: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Primary goal category
@@ -742,10 +982,10 @@ declare const CreateLeadRequestGoalCategory: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -778,7 +1018,9 @@ interface LeadApplicantInput {
     email?: string;
     /** Date of birth (YYYY-MM-DD) */
     date_of_birth?: string;
+    /** Current residential address */
     current_address?: Address;
+    /** Mailing address (if different from current) */
     mailing_address?: Address;
     /** Primary monthly income */
     monthly_income?: number;
@@ -822,10 +1064,10 @@ interface LeadApplicantInput {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Whether the condition is currently active
@@ -840,10 +1082,10 @@ declare const LeadConditionActive: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Condition type. soft-condition types omit the verified field in the response.
@@ -860,17 +1102,44 @@ declare const LeadConditionType: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Whether the condition has been verified by underwriting. Absent for soft-condition type.
+ */
+type LeadConditionVerified = boolean | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Whether the condition was verified by a debt consultant
+ */
+type LeadConditionVerifiedByDebtConsultant = boolean | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
  * Underwriting or program condition
- * @nullable
  */
-type LeadCondition = {
+interface LeadCondition {
     /** Salesforce condition record ID */
     id?: string;
     /** Human-readable condition name */
@@ -879,30 +1148,24 @@ type LeadCondition = {
     active?: LeadConditionActive;
     /** Condition type. soft-condition types omit the verified field in the response. */
     type?: LeadConditionType;
-    /**
-     * Whether the condition has been verified by underwriting. Absent for soft-condition type.
-     * @nullable
-     */
-    verified?: boolean | null;
+    /** Whether the condition has been verified by underwriting. Absent for soft-condition type. */
+    verified?: LeadConditionVerified;
     /** Internal condition template identifier */
     condition_id?: string;
     /** Applicant or seller response / documentation reference for this condition */
     condition_response?: string;
-    /**
-     * Whether the condition was verified by a debt consultant
-     * @nullable
-     */
-    verified_by_debt_consultant?: boolean | null;
-} | null;
+    /** Whether the condition was verified by a debt consultant */
+    verified_by_debt_consultant?: LeadConditionVerifiedByDebtConsultant;
+}
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -979,10 +1242,25 @@ interface DebtAccount {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * List of debt accounts to enroll in the program. Required only when the program response contains CBR-modified or DC-added trade lines (i.e. the program has adjusted or added accounts based on credit bureau data). Optional otherwise when pull_credit_report is true — debt accounts will be sourced from the credit report. When required, forward the debt_accounts array from the program response as-is; the server matches by 'id' and ignores unrecognised fields, so no transformation is needed.
+ */
+type CreateLeadRequestDebtAccounts = DebtAccount[] | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -1053,6 +1331,7 @@ interface CreateLeadRequest {
     scheduled_distribution_date_and_time?: string;
     /** Unique distribution identifier */
     distribution_identifier?: string;
+    /** Lead distribution routing settings */
     lead_distribution?: LeadDistribution;
     /** Monthly child care expenses */
     child_care?: number;
@@ -1114,23 +1393,22 @@ interface CreateLeadRequest {
     other_expenses_description?: string;
     /** Free-text comments on income and expenses */
     income_expenses_comments?: string;
+    /** Primary applicant details */
     applicant?: LeadApplicantInput;
+    /** Co-applicant details (optional) */
     co_applicant?: CoApplicant;
-    /**
-     * List of debt accounts to enroll in the program. Required only when the program response contains CBR-modified or DC-added trade lines (i.e. the program has adjusted or added accounts based on credit bureau data). Optional otherwise when pull_credit_report is true — debt accounts will be sourced from the credit report. When required, forward the debt_accounts array from the program response as-is; the server matches by 'id' and ignores unrecognised fields, so no transformation is needed.
-     * @nullable
-     */
-    debt_accounts?: DebtAccount[] | null;
+    /** List of debt accounts to enroll in the program. Required only when the program response contains CBR-modified or DC-added trade lines (i.e. the program has adjusted or added accounts based on credit bureau data). Optional otherwise when pull_credit_report is true — debt accounts will be sourced from the credit report. When required, forward the debt_accounts array from the program response as-is; the server matches by 'id' and ignores unrecognised fields, so no transformation is needed. */
+    debt_accounts?: CreateLeadRequestDebtAccounts;
 }
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Current program / opportunity stage
@@ -1154,10 +1432,10 @@ declare const LeadApplicationStatus: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Client's preferred language
@@ -1172,10 +1450,24 @@ declare const LeadApplicationLanguage: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Whether this application passed program eligibility checks
+ */
+type LeadApplicationEligible = boolean | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Bankruptcy status on file
@@ -1193,10 +1485,39 @@ declare const LeadApplicantBankruptcy: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Conditions associated with this applicant
+ */
+type LeadApplicantConditions = LeadCondition[] | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Eligibility token generated during the eligibility check. Present in eligibility responses; null in other lead responses.
+ */
+type LeadApplicantProgramEligibilityToken = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Pay frequency
@@ -1216,10 +1537,10 @@ declare const LeadApplicantPayFrequency: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Current employment status
@@ -1238,17 +1559,16 @@ declare const LeadApplicantEmploymentStatus: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
  * Applicant or co-applicant personal details
- * @nullable
  */
-type LeadApplicant = {
+interface LeadApplicant {
     /** Salesforce record ID — also echoes fdr_applicant_id value via JOLT mapping */
     id?: string;
     /** Applicant email address */
@@ -1265,18 +1585,12 @@ type LeadApplicant = {
     unemployment?: number;
     /** Bankruptcy status on file */
     bankruptcy?: LeadApplicantBankruptcy;
-    /**
-     * Conditions associated with this applicant
-     * @nullable
-     */
-    conditions?: LeadCondition[] | null;
+    /** Conditions associated with this applicant */
+    conditions?: LeadApplicantConditions;
     /** FDR applicant identifier */
     fdr_applicant_id?: string;
-    /**
-     * Eligibility token generated during the eligibility check. Present in eligibility responses; null in other lead responses.
-     * @nullable
-     */
-    program_eligibility_token?: string | null;
+    /** Eligibility token generated during the eligibility check. Present in eligibility responses; null in other lead responses. */
+    program_eligibility_token?: LeadApplicantProgramEligibilityToken;
     /** Credit bureau report ID */
     cbr_report_id?: string;
     /** Applicant first name */
@@ -1295,7 +1609,9 @@ type LeadApplicant = {
     date_of_birth?: string;
     /** Social Security Number (masked in logs) */
     social_security_number?: string;
+    /** Physical / current address */
     current_address?: Address;
+    /** Mailing address, if different from current */
     mailing_address?: Address;
     /** Applicant's gross monthly income (USD) */
     monthly_income?: number;
@@ -1333,16 +1649,31 @@ type LeadApplicant = {
     email_opt_out?: boolean;
     /** Date of bankruptcy filing (YYYY-MM-DD) */
     bankruptcy_date?: string;
-} | null;
+}
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+/**
+ * Application-level underwriting conditions
+ */
+type LeadApplicationConditions = LeadCondition[] | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Sub-status of the current stage
@@ -1409,10 +1740,24 @@ declare const LeadApplicationSubStatus: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * DEX-specific flow status set by the partner integration
+ */
+type LeadApplicationDexFlowStatus = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Indicates whether the program is FDR or CSS serviced
@@ -1427,10 +1772,10 @@ declare const LeadApplicationFdrOrCss: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Draft frequency type
@@ -1446,10 +1791,10 @@ declare const LeadApplicationDraftType: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Whether client is on fixed income. Salesforce returns this as the string \"Yes\" or \"No\" (not a boolean).
@@ -1464,10 +1809,10 @@ declare const LeadApplicationFixedIncome: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Whether the client owns or rents their home
@@ -1482,10 +1827,10 @@ declare const LeadApplicationOwnOrRent: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Primary hardship category
@@ -1504,10 +1849,24 @@ declare const LeadApplicationHardshipCategory: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Free-text hardship description when category is 'Other'
+ */
+type LeadApplicationHardshipCategoryOther = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Client's primary financial goal category
@@ -1524,10 +1883,24 @@ declare const LeadApplicationGoalCategory: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Free-text goal when category is 'Other'
+ */
+type LeadApplicationGoalCategoryOther = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Client's secondary financial goal
@@ -1548,10 +1921,24 @@ declare const LeadApplicationSecondaryGoal: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Assigned law firm identifier
+ */
+type LeadApplicationLawFirmId = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Source of the credit report pull (also present inside applicant)
@@ -1566,10 +1953,55 @@ declare const LeadApplicationCreditPullSource: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Primary applicant credit bureau report ID, also present inside applicant.cbr_report_id
+ */
+type LeadApplicationCbrReportId = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Co-applicant credit bureau report ID (JOLT special mapping)
+ */
+type LeadApplicationCoApplicantCbrReportId = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Co-applicant details, if present
+
+⚠️ Patched locally by `openapi/repairs.ts` — this differs from FDR's published spec.
+ */
+type LeadApplicationCoApplicant = LeadApplicant | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Creditor or original creditor details
@@ -1605,10 +2037,10 @@ interface LeadCreditor {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Responsibility type for the account
@@ -1631,10 +2063,10 @@ declare const LeadDebtAccountResponsibility: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Ownership of the account
@@ -1650,10 +2082,10 @@ declare const LeadDebtAccountOwnership: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Source of the debt account record
@@ -1671,10 +2103,39 @@ declare const LeadDebtAccountSource: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Conditions specific to this debt account
+ */
+type LeadDebtAccountConditions = LeadCondition[] | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Alternative creditor name when creditor is not in the standard list
+ */
+type LeadDebtAccountCurrentCreditorOther = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Type of account
@@ -1701,74 +2162,113 @@ declare const LeadDebtAccountAccountType: {
     readonly 'business-debt-loan': "business-debt-loan";
     readonly 'government-debt': "government-debt";
     readonly 'legal-fees': "legal-fees";
+    readonly unknown: "unknown";
 };
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Credit bureau that reported this tradeline
+ */
+type LeadDebtAccountTradelineSource = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
- * Ineligibility reason identifier (PS_Id__c from PS_Evaluations_Config__mdt). See PgIneligibleReasonId for the full set of known values.
+ * Universal identifier for the tradeline across credit bureaus
  */
-type IneligibleReasonReasonId = typeof IneligibleReasonReasonId[keyof typeof IneligibleReasonReasonId];
-declare const IneligibleReasonReasonId: {
-    readonly 'account-debt-too-low': "account-debt-too-low";
-    readonly 'ca-ab1405-joint-debt-3rd-party': "ca-ab1405-joint-debt-3rd-party";
+type LeadDebtAccountUniversalId = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Debt account ineligibility reason code exactly as returned by ARPC. Values may be labels or codes; preserve case and spaces. Additional values may be returned.
+ */
+type DebtAccountIneligibilityReasonReasonId = typeof DebtAccountIneligibilityReasonReasonId[keyof typeof DebtAccountIneligibilityReasonReasonId];
+declare const DebtAccountIneligibilityReasonReasonId: {
+    readonly '3rd_Party_Joint_Accounts_California': "3rd Party Joint Accounts California";
+    readonly 'C-Plus_-_Conflict_of_Interest': "C-Plus - Conflict of Interest";
+    readonly Debt_Too_Low: "Debt Too Low";
+    readonly Duplicate_Account: "Duplicate Account";
+    readonly Education: "Education";
+    readonly Equipment: "Equipment";
+    readonly 'F-Plus_-_Conflict_of_Interest': "F-Plus - Conflict of Interest";
+    readonly Government: "Government";
+    readonly Insurance: "Insurance";
+    readonly Legal_Fees: "Legal Fees";
+    readonly Mortgage: "Mortgage";
+    readonly Responsibility: "Responsibility";
+    readonly Secured_Loan: "Secured Loan";
+    readonly Unacceptable_Creditor: "Unacceptable Creditor";
+    readonly 'co-applicant-not-enrolled': "co-applicant-not-enrolled";
     readonly 'conflict-of-interest-ffam-cplus-balance': "conflict-of-interest-ffam-cplus-balance";
     readonly 'conflict-of-interest-ffam-fplus-balance': "conflict-of-interest-ffam-fplus-balance";
-    readonly 'credit-union-cross-collateral': "credit-union-cross-collateral";
-    readonly 'debt-too-low': "debt-too-low";
-    readonly 'duplicate-account': "duplicate-account";
-    readonly 'ineligible-applicants': "ineligible-applicants";
-    readonly 'invalid-balance-date': "invalid-balance-date";
-    readonly 'invalid-balance-date-percent-exceeded': "invalid-balance-date-percent-exceeded";
-    readonly 'merchandise-account-too-new': "merchandise-account-too-new";
-    readonly 'secured-loan': "secured-loan";
-    readonly 'single-creditor-collection-debt-percent-exceeded': "single-creditor-collection-debt-percent-exceeded";
-    readonly 'unacceptable-creditor': "unacceptable-creditor";
-    readonly 'unacceptable-education': "unacceptable-education";
+    readonly 'external-debt-acceleration-loan': "external-debt-acceleration-loan";
     readonly 'unacceptable-equipment': "unacceptable-equipment";
-    readonly 'unacceptable-government': "unacceptable-government";
-    readonly 'unacceptable-insurance': "unacceptable-insurance";
-    readonly 'unacceptable-legal-fees': "unacceptable-legal-fees";
-    readonly 'unacceptable-mortgage': "unacceptable-mortgage";
-    readonly 'unacceptable-responsibility': "unacceptable-responsibility";
-    readonly 'unacceptable-secured': "unacceptable-secured";
-    readonly 'unacceptable-state': "unacceptable-state";
 };
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
- * Ineligibility reason code wrapper
- * @nullable
+ * Individual debt-account ineligibility reason; does not by itself imply program ineligibility
  */
-type IneligibleReason = {
-    /** Ineligibility reason identifier (PS_Id__c from PS_Evaluations_Config__mdt). See PgIneligibleReasonId for the full set of known values. */
-    reason_id?: IneligibleReasonReasonId;
-} | null;
+interface DebtAccountIneligibilityReason {
+    /** Debt account ineligibility reason code exactly as returned by ARPC. Values may be labels or codes; preserve case and spaces. Additional values may be returned. */
+    reason_id?: DebtAccountIneligibilityReasonReasonId;
+}
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Reasons this account is ineligible for the program, if any. Normalised from a comma-separated string to an array of reason objects.
+ */
+type LeadDebtAccountIneligibleReason = DebtAccountIneligibilityReason[] | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -1779,6 +2279,7 @@ interface LeadDebtAccount {
     id?: string;
     /** Salesforce record name */
     name?: string;
+    /** Current creditor details */
     creditor?: LeadCreditor;
     /** Number of months in the account's term */
     terms?: number;
@@ -1796,24 +2297,21 @@ interface LeadDebtAccount {
     rank?: number;
     /** Whether this debt account has been verified by underwriting. Converted from Salesforce Yes/No string to boolean. */
     verified?: boolean;
-    /**
-     * Conditions specific to this debt account
-     * @nullable
-     */
-    conditions?: LeadCondition[] | null;
+    /** Conditions specific to this debt account */
+    conditions?: LeadDebtAccountConditions;
+    /** Seller-assigned debt account reference ID */
+    reference_id?: string;
     /** External lead platform identifier for this account */
     lead_platform_id?: string;
     /** Credit bureau trade-line ID */
     credit_report_trade_line_id?: string;
     /** Display name of the current creditor (from meta-creditor other_name) */
     creditor_name?: string;
-    /**
-     * Alternative creditor name when creditor is not in the standard list
-     * @nullable
-     */
-    current_creditor_other?: string | null;
+    /** Alternative creditor name when creditor is not in the standard list */
+    current_creditor_other?: LeadDebtAccountCurrentCreditorOther;
     /** Display name of the original creditor. Falls back to original_creditor.name when other_name is absent. */
     original_creditor_name?: string;
+    /** Original creditor details */
     original_creditor?: LeadCreditor;
     /** Creditor account number */
     account_number?: string;
@@ -1863,16 +2361,10 @@ interface LeadDebtAccount {
     credit_utilization?: string;
     /** Most recent delinquency bucket reported */
     most_recent_delinquency?: string;
-    /**
-     * Credit bureau that reported this tradeline
-     * @nullable
-     */
-    tradeline_source?: string | null;
-    /**
-     * Universal identifier for the tradeline across credit bureaus
-     * @nullable
-     */
-    universal_id?: string | null;
+    /** Credit bureau that reported this tradeline */
+    tradeline_source?: LeadDebtAccountTradelineSource;
+    /** Universal identifier for the tradeline across credit bureaus */
+    universal_id?: LeadDebtAccountUniversalId;
     /** First name of the joint account holder, if applicable */
     joint_holder_first_name?: string;
     /** Last name of the joint account holder, if applicable */
@@ -1885,69 +2377,71 @@ interface LeadDebtAccount {
     months_to_settle?: string;
     /** True when this debt account belongs to the co-applicant */
     co_applicant?: boolean;
-    /**
-     * Reasons this account is ineligible for the program, if any. Normalised from a comma-separated string to an array of reason objects.
-     * @nullable
-     */
-    ineligible_reason?: IneligibleReason[] | null;
+    /** Reasons this account is ineligible for the program, if any. Normalised from a comma-separated string to an array of reason objects. */
+    ineligible_reason?: LeadDebtAccountIneligibleReason;
 }
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Tier label for this payment option
- * @nullable
  */
-type PaymentOptionEvaluationType = typeof PaymentOptionEvaluationType[keyof typeof PaymentOptionEvaluationType] | null;
-declare const PaymentOptionEvaluationType: {
-    readonly Most_Affordable: "Most Affordable";
-    readonly Best_Value: "Best Value";
-    readonly Fastest: "Fastest";
-};
+type PaymentOptionEvaluationType = 'Most Affordable' | 'Best Value' | 'Fastest' | null;
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
  * A single selectable payment option
- * @nullable
  */
-type PaymentOption = {
+interface PaymentOption {
     /** Monthly deposit amount for this option (USD) */
     monthly_deposit?: number;
     /** Total program cost for this option (USD) */
     program_cost?: number;
     /** Program length for this option (months) */
     program_length?: number;
-    /**
-     * Tier label for this payment option
-     * @nullable
-     */
+    /** Tier label for this payment option */
     evaluation_type?: PaymentOptionEvaluationType;
-} | null;
+}
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Selectable payment options (3 tiers)
+ */
+type LeadApplicationPaymentOptions = PaymentOption[] | null;
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Draft frequency type
@@ -1963,10 +2457,10 @@ declare const PaymentScheduleDraftType: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -1987,10 +2481,10 @@ interface PaymentSchedule {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Tier label for this schedule option
@@ -2006,17 +2500,16 @@ declare const PaymentScheduleOptionEvaluationType: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
  * A payment tier with three draft-frequency schedule breakdowns
- * @nullable
  */
-type PaymentScheduleOption = {
+interface PaymentScheduleOption {
     /** Schedule option identifier */
     id?: string;
     /** Available draft schedules for this option (regular, split, bi-weekly) */
@@ -2027,16 +2520,104 @@ type PaymentScheduleOption = {
     program_length?: number;
     /** Total program cost for this option (USD) */
     program_cost?: number;
-} | null;
+}
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Payment schedule options — three program tiers (Most Affordable, Best Value, Fastest), each with regular, split, and bi-weekly draft schedule breakdowns. Present when payment_options is non-empty.
+ */
+type LeadApplicationPaymentScheduleOptions = PaymentScheduleOption[] | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Bank account details for programme drafts
+
+⚠️ Patched locally by `openapi/repairs.ts` — this differs from FDR's published spec.
+ */
+type LeadApplicationBankDetails = BankDetails | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Program ineligibility reason code exactly as returned by ARPC. Values may be labels or codes; preserve case and spaces. Additional values may be returned.
+ */
+type ProgramIneligibilityReasonReasonId = typeof ProgramIneligibilityReasonReasonId[keyof typeof ProgramIneligibilityReasonReasonId];
+declare const ProgramIneligibilityReasonReasonId: {
+    readonly Debt_Too_Low: "Debt Too Low";
+    readonly 'conflict-of-interest-ffam-cplus-balance': "conflict-of-interest-ffam-cplus-balance";
+    readonly 'debt-too-low': "debt-too-low";
+    readonly 'external-debt-acceleration-loan': "external-debt-acceleration-loan";
+    readonly 'fico-too-low': "fico-too-low";
+    readonly 'npv-too-low': "npv-too-low";
+    readonly 'single-creditor-mix-ineligible': "single-creditor-mix-ineligible";
+};
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Program-level ineligibility reason, not an individual debt-account reason
+ */
+interface ProgramIneligibilityReason {
+    /** Program ineligibility reason code exactly as returned by ARPC. Values may be labels or codes; preserve case and spaces. Additional values may be returned. */
+    reason_id?: ProgramIneligibilityReasonReasonId;
+}
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Program-level reasons the application is ineligible, if any. Normalised from a comma-separated string to an array of reason objects.
+ */
+type LeadApplicationIneligibleReason = ProgramIneligibilityReason[] | null;
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -2049,11 +2630,8 @@ interface LeadApplication {
     state?: string;
     /** Client's preferred language */
     language?: LeadApplicationLanguage;
-    /**
-     * Whether this application passed program eligibility checks
-     * @nullable
-     */
-    eligible?: boolean | null;
+    /** Whether this application passed program eligibility checks */
+    eligible?: LeadApplicationEligible;
     /** Program type / form type */
     type?: string;
     /** Responsibility level of the current owner (e.g. Debt Consultant, Underwriter) */
@@ -2062,19 +2640,14 @@ interface LeadApplication {
     refreshed?: boolean;
     /** Monthly utilities expenses (USD) */
     utilities?: number;
+    /** Primary applicant details */
     applicant?: LeadApplicant;
-    /**
-     * Application-level underwriting conditions
-     * @nullable
-     */
-    conditions?: LeadCondition[] | null;
+    /** Application-level underwriting conditions */
+    conditions?: LeadApplicationConditions;
     /** Sub-status of the current stage */
     sub_status?: LeadApplicationSubStatus;
-    /**
-     * DEX-specific flow status set by the partner integration
-     * @nullable
-     */
-    dex_flow_status?: string | null;
+    /** DEX-specific flow status set by the partner integration */
+    dex_flow_status?: LeadApplicationDexFlowStatus;
     /** Indicates whether the program is FDR or CSS serviced */
     fdr_or_css?: LeadApplicationFdrOrCss;
     /** Whether this application has a co-applicant */
@@ -2231,18 +2804,12 @@ interface LeadApplication {
     other_expenses_describe?: number;
     /** Primary hardship category */
     hardship_category?: LeadApplicationHardshipCategory;
-    /**
-     * Free-text hardship description when category is 'Other'
-     * @nullable
-     */
-    hardship_category_other?: string | null;
+    /** Free-text hardship description when category is 'Other' */
+    hardship_category_other?: LeadApplicationHardshipCategoryOther;
     /** Client's primary financial goal category */
     goal_category?: LeadApplicationGoalCategory;
-    /**
-     * Free-text goal when category is 'Other'
-     * @nullable
-     */
-    goal_category_other?: string | null;
+    /** Free-text goal when category is 'Other' */
+    goal_category_other?: LeadApplicationGoalCategoryOther;
     /** Client's secondary financial goal */
     secondary_goal?: LeadApplicationSecondaryGoal;
     /** Justification for housing cost amount */
@@ -2263,11 +2830,8 @@ interface LeadApplication {
     negative_cash_flow_grounds_for_exception?: string;
     /** Justification for net income amount */
     income_justification?: string;
-    /**
-     * Assigned law firm identifier
-     * @nullable
-     */
-    law_firm_id?: string | null;
+    /** Assigned law firm identifier */
+    law_firm_id?: LeadApplicationLawFirmId;
     /** Salesforce record creation timestamp */
     created_date?: string;
     /** Salesforce record close date (YYYY-MM-DD) */
@@ -2331,48 +2895,39 @@ interface LeadApplication {
     /** Date of credit report pull (YYYY-MM-DD) */
     credit_pull_date?: string;
     /** Whether the consent disclosure has been checked */
-    consent_checked?: boolean;
-    /** Whether IDQ (Identity Quality) check has been completed */
-    idq_checked?: boolean;
-    /**
-     * Primary applicant credit bureau report ID, also present inside applicant.cbr_report_id
-     * @nullable
-     */
-    cbr_report_id?: string | null;
-    /**
-     * Co-applicant credit bureau report ID (JOLT special mapping)
-     * @nullable
-     */
-    co_applicant_cbr_report_id?: string | null;
-    co_applicant?: LeadApplicant;
-    /** Debt accounts associated with this application */
-    debt_accounts?: LeadDebtAccount[];
-    /**
-     * Selectable payment options (3 tiers)
-     * @nullable
-     */
-    payment_options?: PaymentOption[] | null;
-    /**
-     * Payment schedule options — three program tiers (Most Affordable, Best Value, Fastest), each with regular, split, and bi-weekly draft schedule breakdowns. Present when payment_options is non-empty.
-     * @nullable
-     */
-    payment_schedule_options?: PaymentScheduleOption[] | null;
-    bank_details?: BankDetails;
-    /**
-     * Reasons the application is ineligible, if any. Normalised from a comma-separated string to an array of reason objects.
-     * @nullable
-     */
-    ineligible_reason?: IneligibleReason[] | null;
+    consent_checked?: boolean;
+    /** Whether IDQ (Identity Quality) check has been completed */
+    idq_checked?: boolean;
+    /** Primary applicant credit bureau report ID, also present inside applicant.cbr_report_id */
+    cbr_report_id?: LeadApplicationCbrReportId;
+    /** Co-applicant credit bureau report ID (JOLT special mapping) */
+    co_applicant_cbr_report_id?: LeadApplicationCoApplicantCbrReportId;
+    /** Co-applicant details, if present
+  
+  ⚠️ Patched locally by `openapi/repairs.ts` — this differs from FDR's published spec. */
+    co_applicant?: LeadApplicationCoApplicant;
+    /** Debt accounts associated with this application */
+    debt_accounts?: LeadDebtAccount[];
+    /** Selectable payment options (3 tiers) */
+    payment_options?: LeadApplicationPaymentOptions;
+    /** Payment schedule options — three program tiers (Most Affordable, Best Value, Fastest), each with regular, split, and bi-weekly draft schedule breakdowns. Present when payment_options is non-empty. */
+    payment_schedule_options?: LeadApplicationPaymentScheduleOptions;
+    /** Bank account details for programme drafts
+  
+  ⚠️ Patched locally by `openapi/repairs.ts` — this differs from FDR's published spec. */
+    bank_details?: LeadApplicationBankDetails;
+    /** Program-level reasons the application is ineligible, if any. Normalised from a comma-separated string to an array of reason objects. */
+    ineligible_reason?: LeadApplicationIneligibleReason;
 }
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -2385,6 +2940,7 @@ interface CreateLeadResponse {
     fdr_applicant_id?: string;
     /** Human-readable result message */
     message?: string;
+    /** Full application object including program offer, debt accounts, and conditions */
     application?: LeadApplication;
 }
 
@@ -2392,28 +2948,27 @@ interface CreateLeadResponse {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Consent record for soft credit pull
- * @nullable
  */
-type CreditPullConsent = {
+interface CreditPullConsent {
     /** ISO-8601 datetime when consent was obtained (must start with YYYY-MM-DD) */
     date_time: string;
-} | null;
+}
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Applicant signing URL details
@@ -2427,10 +2982,10 @@ interface DraApplicant {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * DocuSign signing method. Use 'url' for embedded signing, 'email' for standard email signing.
@@ -2445,10 +3000,10 @@ declare const DraApplicantInputSigningType: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -2463,10 +3018,10 @@ interface DraApplicantInput {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -2475,23 +3030,27 @@ interface DraApplicantInput {
 interface DraRequest {
     /** URL to redirect the applicant to after completing or declining the DocuSign session */
     returning_url?: string;
+    /** Applicant signing preferences */
     applicant?: DraApplicantInput;
+    /** Applicant credit utilization value forwarded to the downstream lead during the DRA generation proxy PATCH. Optional; omitted values leave the field unchanged downstream. */
+    credit_utilization?: number;
 }
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
  * Response containing the DocuSign envelope ID and embedded signing URL
  */
 interface DraResponse {
+    /** Applicant signing details */
     applicant?: DraApplicant;
     /** DocuSign envelope ID for this signing session */
     envelopeId?: string;
@@ -2501,10 +3060,10 @@ interface DraResponse {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Address for eligibility request
@@ -2526,10 +3085,27 @@ interface EligibilityAddress {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Required when pull_credit_report is true. Records the applicant's consent to a soft credit pull.
+
+⚠️ Patched locally by `openapi/repairs.ts` — this differs from FDR's published spec.
+ */
+type EligibilityApplicantCreditPullConsent = CreditPullConsent | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -2546,35 +3122,72 @@ interface EligibilityApplicant {
     evening_phone_number?: string;
     /** Date of birth (YYYY-MM-DD) */
     date_of_birth?: string;
+    /** Applicant Social Security number accepted for the credit-pull mode. Example is a dummy placeholder, not a valid SSN. */
+    social_security_number?: string;
+    /** Current address. Only state required for non-PII quote. */
     current_address?: EligibilityAddress;
+    /** Mailing address (optional) */
     mailing_address?: EligibilityAddress;
-    credit_pull_consent?: CreditPullConsent;
+    /** Required when pull_credit_report is true. Records the applicant's consent to a soft credit pull.
+  
+  ⚠️ Patched locally by `openapi/repairs.ts` — this differs from FDR's published spec. */
+    credit_pull_consent?: EligibilityApplicantCreditPullConsent;
 }
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Program-level reasons the application is ineligible, if any. A successful HTTP 200 response does not imply program eligibility. See ProgramIneligibilityReasonCode for known returned values; additional values may be returned.
+ */
+type EligibilityApplicationIneligibleReason = ProgramIneligibilityReason[] | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Payment schedule options — three program tiers (Most Affordable, Best Value, Fastest), each with regular, split, and bi-weekly draft schedule breakdowns. Present when payment_options is non-empty.
+ */
+type EligibilityApplicationPaymentScheduleOptions = PaymentScheduleOption[] | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
  * Program data returned by the eligibility endpoint. A focused subset of the full lead application object.
  */
 interface EligibilityApplication {
+    /** Applicant details including eligibility token */
     applicant?: LeadApplicant;
     /** Debt accounts used in the eligibility calculation */
     debt_accounts?: LeadDebtAccount[];
+    /** Program-level reasons the application is ineligible, if any. A successful HTTP 200 response does not imply program eligibility. See ProgramIneligibilityReasonCode for known returned values; additional values may be returned. */
+    ineligible_reason?: EligibilityApplicationIneligibleReason;
     /** Selectable payment options (3 tiers) */
     payment_options?: PaymentOption[];
-    /**
-     * Payment schedule options — three program tiers (Most Affordable, Best Value, Fastest), each with regular, split, and bi-weekly draft schedule breakdowns. Present when payment_options is non-empty.
-     * @nullable
-     */
-    payment_schedule_options?: PaymentScheduleOption[] | null;
+    /** Payment schedule options — three program tiers (Most Affordable, Best Value, Fastest), each with regular, split, and bi-weekly draft schedule breakdowns. Present when payment_options is non-empty. */
+    payment_schedule_options?: EligibilityApplicationPaymentScheduleOptions;
     /** Total enrolled debt (USD) */
     estimated_total_debt?: number;
     /** Total cost if no action taken (USD) */
@@ -2641,16 +3254,44 @@ interface EligibilityApplication {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Alternative creditor name when creditor is not in the standard list
+ */
+type EligibilityDebtAccountCurrentCreditorOther = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Condition of the account
+ */
+type EligibilityDebtAccountAccountCondition = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
+
 /**
  * Debt account entry for eligibility check (no-credit-pull path)
- * @nullable
  */
-type EligibilityDebtAccount = {
+interface EligibilityDebtAccount {
     /** Origin of this debt account record */
     source?: string;
     /** Seller-assigned reference ID */
@@ -2661,32 +3302,41 @@ type EligibilityDebtAccount = {
     estimated_debt?: number;
     /** Current minimum monthly payment */
     current_monthly_payment?: number;
-    /**
-     * Alternative creditor name when creditor is not in the standard list
-     * @nullable
-     */
-    current_creditor_other?: string | null;
+    /** Alternative creditor name when creditor is not in the standard list */
+    current_creditor_other?: EligibilityDebtAccountCurrentCreditorOther;
     /** Creditor name */
     creditor_name?: string;
     /** Account type */
     account_type?: string;
     /** Last 4 digits or masked account number */
     account_number?: string;
-    /**
-     * Condition of the account
-     * @nullable
-     */
-    account_condition?: string | null;
-} | null;
+    /** Condition of the account */
+    account_condition?: EligibilityDebtAccountAccountCondition;
+}
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Debt accounts to evaluate. Required when pull_credit_report is false.
+ */
+type EligibilityRequestDebtAccounts = EligibilityDebtAccount[] | null;
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -2695,22 +3345,20 @@ type EligibilityDebtAccount = {
 interface EligibilityRequest {
     /** Whether to pull a live soft credit report. When false, debt_accounts must be provided instead. */
     pull_credit_report: boolean;
+    /** Applicant details. Only state is required when pull_credit_report is false. */
     applicant?: EligibilityApplicant;
-    /**
-     * Debt accounts to evaluate. Required when pull_credit_report is false.
-     * @nullable
-     */
-    debt_accounts?: EligibilityDebtAccount[] | null;
+    /** Debt accounts to evaluate. Required when pull_credit_report is false. */
+    debt_accounts?: EligibilityRequestDebtAccounts;
 }
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -2721,6 +3369,7 @@ interface EligibilityResponse {
     id?: string;
     /** Result message */
     message?: string;
+    /** Eligibility program data */
     application?: EligibilityApplication;
 }
 
@@ -2728,10 +3377,42 @@ interface EligibilityResponse {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Field-projected flat record; shape depends on the ?query= parameter
+ */
+type GetApplicationStatus200 = {
+    [key: string]: unknown;
+};
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+type GetApplicationStatusParams = {
+    /**
+     * Comma-separated list of field names to project. Omit or leave blank to use the default projection.
+     */
+    query?: string;
+};
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Address — used for current and mailing address updates
@@ -2753,10 +3434,10 @@ interface PatchAddress {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -2779,7 +3460,9 @@ interface PatchApplicant {
     mobile_phone_number?: string;
     /** Applicant email address */
     email?: string;
+    /** Current residential address */
     current_address?: PatchAddress;
+    /** Mailing address (if different from current) */
     mailing_address?: PatchAddress;
     /** FDR applicant identifier */
     fdr_applicant_id?: string;
@@ -2825,10 +3508,29 @@ interface PatchApplicant {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Draft frequency for the application
+ */
+type LeadPatchRequestDraftType = typeof LeadPatchRequestDraftType[keyof typeof LeadPatchRequestDraftType];
+declare const LeadPatchRequestDraftType: {
+    readonly regular: "regular";
+    readonly split: "split";
+    readonly 'bi-weekly': "bi-weekly";
+};
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Hardship category
@@ -2847,10 +3549,10 @@ declare const LeadPatchRequestHardshipCategory: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Goal category
@@ -2867,10 +3569,10 @@ declare const LeadPatchRequestGoalCategory: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Condition to verify (lead-level or debt-account-level)
@@ -2888,10 +3590,10 @@ interface PatchCondition {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -2912,10 +3614,10 @@ interface PatchDebtAccount {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Co-applicant fields that can be patched
@@ -2973,16 +3675,17 @@ interface PatchCoApplicant {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
- * Partial update request for an existing application / lead record. Only provided fields are updated.
+ * Partial update request for an existing application / lead record. Only provided fields are updated. During underwriter submission and approval, first_draft_date defaults to the applicant's next_pay_date. To use a different first draft date, patch it after UW approval.
  */
 interface LeadPatchRequest {
+    /** Applicant fields to update */
     applicant?: PatchApplicant;
     /** Whether the applicant owns or rents their home */
     own_or_rent?: string;
@@ -2990,6 +3693,10 @@ interface LeadPatchRequest {
     rent_or_mortgage_monthly?: number;
     /** Desired monthly deposit amount */
     monthly_deposit?: number;
+    /** Draft frequency for the application */
+    draft_type?: LeadPatchRequestDraftType;
+    /** First draft date (YYYY-MM-DD). Defaults to applicant.next_pay_date during UW submission and approval. Patch after UW approval to use a different date. */
+    first_draft_date?: string;
     /** Second draft date for split (twice-monthly) drafts (YYYY-MM-DD). Set this after UW submission and before generating the DRA. For bi-weekly drafts, second_draft_date_bi_weekly is populated automatically during UW approval. */
     second_draft_date_split?: string;
     /** Hardship category */
@@ -3070,6 +3777,7 @@ interface LeadPatchRequest {
     conditions?: PatchCondition[];
     /** Debt accounts with condition updates */
     debt_accounts?: PatchDebtAccount[];
+    /** Co-applicant fields to update */
     co_applicant?: PatchCoApplicant;
 }
 
@@ -3077,39 +3785,77 @@ interface LeadPatchRequest {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Whether a program refresh was required before UW submission could proceed
+ */
+type LeadReadinessIsProgramRefreshRequired = boolean | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Whether UW has previously approved this application
+ */
+type LeadReadinessIsUwApproved = boolean | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
  * Program readiness evaluation result (UW Submission response only)
- * @nullable
  */
-type LeadReadiness = {
+interface LeadReadiness {
     /** Array of readiness check results */
     checks?: Check[];
-    /**
-     * Whether a program refresh was required before UW submission could proceed
-     * @nullable
-     */
-    is_program_refresh_required?: boolean | null;
-    /**
-     * Whether UW has previously approved this application
-     * @nullable
-     */
-    is_uw_approved?: boolean | null;
-} | null;
+    /** Whether a program refresh was required before UW submission could proceed */
+    is_program_refresh_required?: LeadReadinessIsProgramRefreshRequired;
+    /** Whether UW has previously approved this application */
+    is_uw_approved?: LeadReadinessIsUwApproved;
+}
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+
+/**
+ * Readiness check result. Present ONLY in UW Submission responses; absent from GET Lead and PATCH Lead responses.
+
+⚠️ Patched locally by `openapi/repairs.ts` — this differs from FDR's published spec.
+ */
+type LeadResponseReadiness = LeadReadiness | null;
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -3120,18 +3866,22 @@ interface LeadResponse {
     id?: string;
     /** Result message */
     message?: string;
+    /** Transformed program data */
     application?: LeadApplication;
-    readiness?: LeadReadiness;
+    /** Readiness check result. Present ONLY in UW Submission responses; absent from GET Lead and PATCH Lead responses.
+  
+  ⚠️ Patched locally by `openapi/repairs.ts` — this differs from FDR's published spec. */
+    readiness?: LeadResponseReadiness;
 }
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Applicant mailing address.
@@ -3151,10 +3901,10 @@ interface MailingAddress {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Marketing tracking metadata
@@ -3172,10 +3922,10 @@ interface Tracking {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -3198,8 +3948,11 @@ interface LeadTransferRequest {
     unsecured_debt?: number;
     /** Social Security Number in SSN format (e.g. 123-45-6789). Optional. */
     social_security_number?: string;
+    /** Applicant mailing address */
     mailing_address?: MailingAddress;
+    /** Marketing and tracking metadata */
     tracking?: Tracking;
+    /** Regulatory and platform consent strings */
     consents?: Consents;
 }
 
@@ -3207,10 +3960,52 @@ interface LeadTransferRequest {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Evaluation identifier. Present on accepted leads.
+ */
+type LeadTransferResponseId = number | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * ISO-8601 timestamp when the evaluation was created. Present on accepted leads.
+ */
+type LeadTransferResponseCreatedAt = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * ISO-8601 timestamp when the evaluation was last updated. Present on accepted leads.
+ */
+type LeadTransferResponseUpdatedAt = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Evaluation outcome: 'accepted' or 'rejected'.
@@ -3225,55 +4020,68 @@ declare const LeadTransferResponseResponse: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Machine-readable reason for rejection. Present on rejected leads.
+ */
+type LeadTransferResponseResponseReason = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Human-readable rejection detail messages. Present on rejected leads. May be a plain string or an array of strings.
+ */
+type LeadTransferResponseResponseDetails = string[] | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
  * Lead evaluation result. Field presence varies between accepted and rejected outcomes.
  */
 interface LeadTransferResponse {
-    /**
-     * Evaluation identifier. Present on accepted leads.
-     * @nullable
-     */
-    id?: number | null;
-    /**
-     * ISO-8601 timestamp when the evaluation was created. Present on accepted leads.
-     * @nullable
-     */
-    created_at?: string | null;
-    /**
-     * ISO-8601 timestamp when the evaluation was last updated. Present on accepted leads.
-     * @nullable
-     */
-    updated_at?: string | null;
+    /** Evaluation identifier. Present on accepted leads. */
+    id?: LeadTransferResponseId;
+    /** ISO-8601 timestamp when the evaluation was created. Present on accepted leads. */
+    created_at?: LeadTransferResponseCreatedAt;
+    /** ISO-8601 timestamp when the evaluation was last updated. Present on accepted leads. */
+    updated_at?: LeadTransferResponseUpdatedAt;
     /** Evaluation outcome: 'accepted' or 'rejected'. */
     response?: LeadTransferResponseResponse;
     /** Redirect URL for the applicant to view offers. */
     get_offers_url?: string;
-    /**
-     * Machine-readable reason for rejection. Present on rejected leads.
-     * @nullable
-     */
-    response_reason?: string | null;
-    /**
-     * Human-readable rejection detail messages. Present on rejected leads. May be a plain string or an array of strings.
-     * @nullable
-     */
-    response_details?: (string | null)[] | null;
+    /** Machine-readable reason for rejection. Present on rejected leads. */
+    response_reason?: LeadTransferResponseResponseReason;
+    /** Human-readable rejection detail messages. Present on rejected leads. May be a plain string or an array of strings. */
+    response_details?: LeadTransferResponseResponseDetails;
 }
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Request body for async program generation (v1)
@@ -3289,10 +4097,10 @@ interface ProgramRequest {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Minimal applicant reference identifying the lead
@@ -3308,10 +4116,10 @@ interface ProgramSelectionApplicant {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Selected draft schedule type from payment_schedule_options
@@ -3327,16 +4135,17 @@ declare const ProgramSelectionRequestDraftType: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
  * Request body for selecting a payment schedule for an existing lead
  */
 interface ProgramSelectionRequest {
+    /** Applicant reference identifying the lead to update */
     applicant: ProgramSelectionApplicant;
     /** Selected draft schedule type from payment_schedule_options */
     draft_type?: ProgramSelectionRequestDraftType;
@@ -3348,10 +4157,10 @@ interface ProgramSelectionRequest {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Request body for creating a Program Summary Recording task (RWA-2427)
@@ -3375,10 +4184,10 @@ interface ProgramSummaryTaskRequest {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Response body for a successfully created Program Summary Recording task
@@ -3402,10 +4211,38 @@ interface ProgramSummaryTaskResponse {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Whether a program refresh is required before proceeding
+ */
+type ReadinessResponseIsProgramRefreshRequired = boolean | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Whether UW has previously approved this application
+ */
+type ReadinessResponseIsUwApproved = boolean | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -3414,26 +4251,20 @@ interface ProgramSummaryTaskResponse {
 interface ReadinessResponse {
     /** Array of individual readiness check results */
     checks?: ReadinessCheck[];
-    /**
-     * Whether a program refresh is required before proceeding
-     * @nullable
-     */
-    is_program_refresh_required?: boolean | null;
-    /**
-     * Whether UW has previously approved this application
-     * @nullable
-     */
-    is_uw_approved?: boolean | null;
+    /** Whether a program refresh is required before proceeding */
+    is_program_refresh_required?: ReadinessResponseIsProgramRefreshRequired;
+    /** Whether UW has previously approved this application */
+    is_uw_approved?: ReadinessResponseIsUwApproved;
 }
 
 /**
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -3442,6 +4273,7 @@ interface ReadinessResponse {
 interface RegisterApplicantV2Request {
     /** Email of the seller agent to be set as the Salesforce record owner */
     seller_agent_email?: string;
+    /** Applicant details to register */
     applicant: Applicant;
 }
 
@@ -3449,10 +4281,10 @@ interface RegisterApplicantV2Request {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Response returned after successfully registering an applicant via POST /v2/applicant/register
@@ -3472,10 +4304,10 @@ interface RegisterApplicantV2Response {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -3492,6 +4324,7 @@ interface SpinwheelNetworkUserRequest {
     network_user_token: string;
     /** Applicant date of birth (ISO-8601) */
     date_of_birth: string;
+    /** Audit metadata including user consent date */
     audit: AuditInfo;
 }
 
@@ -3499,10 +4332,10 @@ interface SpinwheelNetworkUserRequest {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Result of creating or connecting a Spinwheel network user
@@ -3518,10 +4351,10 @@ interface SpinwheelNetworkUserResponse {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Primary hardship category
@@ -3540,10 +4373,10 @@ declare const StatelessReadinessRequestHardshipCategory: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Primary goal category
@@ -3560,10 +4393,10 @@ declare const StatelessReadinessRequestGoalCategory: {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -3688,6 +4521,7 @@ interface StatelessReadinessRequest {
     program_time_savings_vs_minimum_payments?: number;
     /** Program payment options (3 tiers) */
     payment_options?: PaymentOption[];
+    /** Primary applicant details */
     applicant?: LeadApplicantInput;
     /** List of debt accounts submitted for readiness evaluation */
     debt_accounts?: DebtAccount[];
@@ -3699,10 +4533,10 @@ interface StatelessReadinessRequest {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 /**
  * Thin applicant projection returned within UW Submission V2
@@ -3728,10 +4562,10 @@ interface UwSubmissionV2Applicant {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -3740,6 +4574,7 @@ interface UwSubmissionV2Applicant {
 interface UwSubmissionV2Application {
     /** Application language */
     language?: string;
+    /** Applicant identity and contact projection */
     applicant?: UwSubmissionV2Applicant;
     /** Application conditions */
     conditions?: LeadCondition[];
@@ -3771,10 +4606,24 @@ interface UwSubmissionV2Application {
  * Generated by orval v7.21.0 🍺
  * Do not edit manually.
  * ARPC — Achieve Resolution Partner Connect API
- * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
+
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
+ */
+/**
+ * Human-readable outcome of the banking disclosure email step — success confirmation, suppression reason, or downstream failure cause. Omitted when sent successfully in some flows.
+ */
+type UwSubmissionV2ResponseBankingDisclosureEmailMessage = string | null;
+
+/**
+ * Generated by orval v7.21.0 🍺
+ * Do not edit manually.
+ * ARPC — Achieve Resolution Partner Connect API
+ * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. Documentation snapshot: 2026-10-30. All endpoints require a valid Bearer JWT with the `arpc.all` role.
 
-**Published:** 2026-08-18
- * OpenAPI spec version: 2026.16.1
+**Published:** 2026-10-30
+ * OpenAPI spec version: 2026.21.0
  */
 
 /**
@@ -3785,15 +4634,14 @@ interface UwSubmissionV2Response {
     id?: string;
     /** Result message */
     message?: string;
+    /** Thin application projection returned by UW Submission V2 */
     application?: UwSubmissionV2Application;
+    /** Readiness checks returned with the UW submission response */
     readiness?: LeadReadiness;
     /** True when the banking disclosure email was sent successfully. False when the email was intentionally suppressed (e.g. conditional approval) or the downstream email service failed (failure is non-blocking). */
     banking_disclosure_email_sent?: boolean;
-    /**
-     * Human-readable outcome of the banking disclosure email step — success confirmation, suppression reason, or downstream failure cause. Omitted when sent successfully in some flows.
-     * @nullable
-     */
-    banking_disclosure_email_message?: string | null;
+    /** Human-readable outcome of the banking disclosure email step — success confirmation, suppression reason, or downstream failure cause. Omitted when sent successfully in some flows. */
+    banking_disclosure_email_message?: UwSubmissionV2ResponseBankingDisclosureEmailMessage;
 }
 
 /**
@@ -3810,9 +4658,8 @@ interface UwSubmissionV2Response {
  * The two *vocabularies* remain — a corrected enum is not a unified one.
  *
  * Scope is narrow: `LeadApplication.draft_type` is the only label-valued site
- * in the whole spec. `PaymentSchedule` and `ProgramSelectionRequest` are both
- * already lowercase, and `LeadPatchRequest` has no `draft_type` at all, so
- * `selectProgram` is the only write path.
+ * in the whole spec. Every write path — `selectProgram`, and `patchLead` since
+ * 2026.21.0 — takes the lowercase code, as does `PaymentSchedule`.
  *
  * These maps are annotated as `Record<>` over the generated enums on purpose:
  * if FDR ever adds a fourth draft type, codegen widens the enum and these fail
@@ -3877,24 +4724,27 @@ declare const draftTypeOf: (application: LeadApplication | undefined | null) =>
 declare class ArpcSDK {
     /** The full typed endpoint surface — one method per gateway operation. */
     readonly api: {
-        createLeadSync: (createLeadRequest: CreateLeadRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<CreateLeadResponse>>;
-        selectProgram: (programSelectionRequest: ProgramSelectionRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<LeadResponse>>;
-        checkApplicationReadiness: (statelessReadinessRequest: StatelessReadinessRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<ReadinessResponse>>;
-        createSpinwheelNetworkUser: (spinwheelNetworkUserRequest: SpinwheelNetworkUserRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<SpinwheelNetworkUserResponse>>;
-        updateApplicationBankDetails: (applicantId: string, bankUpdateRequest: BankUpdateRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<LeadResponse>>;
+        generateDra: (applicantId: string, draRequest: DraRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<DraResponse>>;
         sendEmail: (fdrApplicantId: string, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<ApplicationSendEmailResponse>>;
         leadTransfer: (leadTransferRequest: LeadTransferRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<LeadTransferResponse>>;
+        createLeadSync: (createLeadRequest: CreateLeadRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<CreateLeadResponse>>;
         readLead: (fdrApplicantId: string, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<LeadResponse>>;
         patchLead: (fdrApplicantId: string, leadPatchRequest: LeadPatchRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<LeadResponse>>;
-        getApplicationReadiness: (applicantId: string, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<ReadinessResponse>>;
-        generateDra: (applicantId: string, draRequest: DraRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<DraResponse>>;
-        registerApplicantV2: (registerApplicantV2Request: RegisterApplicantV2Request, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<RegisterApplicantV2Response>>;
+        getApplicationStatus: (fdrApplicantId: string, params?: GetApplicationStatusParams, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<GetApplicationStatus200>>;
+        selectProgram: (programSelectionRequest: ProgramSelectionRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<LeadResponse>>;
         generateProgramV1: (programRequest: ProgramRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<LeadResponse>>;
         checkEligibility: (eligibilityRequest: EligibilityRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<EligibilityResponse>>;
-        uwSubmissionV2: (fdrApplicantId: string, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<UwSubmissionV2Response>>;
+        checkApplicationReadiness: (statelessReadinessRequest: StatelessReadinessRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<ReadinessResponse>>;
+        getApplicationReadiness: (applicantId: string, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<ReadinessResponse>>;
+        registerApplicantV2: (registerApplicantV2Request: RegisterApplicantV2Request, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<RegisterApplicantV2Response>>;
+        createSpinwheelNetworkUser: (spinwheelNetworkUserRequest: SpinwheelNetworkUserRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<SpinwheelNetworkUserResponse>>;
+        updateApplicationBankDetails: (applicantId: string, bankUpdateRequest: BankUpdateRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<LeadResponse>>;
         createProgramSummaryTask: (id: string, programSummaryTaskRequest: ProgramSummaryTaskRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<ProgramSummaryTaskResponse>>;
+        uwSubmissionV2: (fdrApplicantId: string, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<UwSubmissionV2Response>>;
+        resendAgreement: (fdrApplicantId: string, envelopeId: string, agreementResendRequest: AgreementResendRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<DraResponse>>;
+        voidAgreement: (fdrApplicantId: string, envelopeId: string, agreementVoidRequest: AgreementVoidRequest, options?: Partial<RequestConfig> | undefined) => Promise<HttpResponse<AgreementVoidResponse>>;
     };
     constructor(config: ArpcConfig);
 }
 
-export { type ARPCErrorResponse, ARPC_ENDPOINTS, type Address, type Applicant, type ApplicationSendEmailResponse, type ArpcAuth, type ArpcConfig, type ArpcEndpoint, type ArpcEnvironment, ArpcSDK, type ArpcUrls, type AuditInfo, type BankDetails, BankDetailsAccountSubtype, BankDetailsAccountType, type BankDetailsInput, type BankUpdateRequest, type Check, CheckType, type CoApplicant, type Consents, type CreateLeadRequest, CreateLeadRequestGoalCategory, CreateLeadRequestHardshipCategory, type CreateLeadResponse, type CreditPullConsent, DRAFT_TYPE_CODE, DRAFT_TYPE_LABEL, type DebtAccount, type DraApplicant, type DraApplicantInput, DraApplicantInputSigningType, type DraRequest, type DraResponse, type EligibilityAddress, type EligibilityApplicant, type EligibilityApplication, type EligibilityDebtAccount, type EligibilityRequest, type EligibilityResponse, type ErrorDetails, type FieldValidationError, FieldValidationErrorReasonCode, type HttpResponse, type IneligibleReason, IneligibleReasonReasonId, type LeadApplicant, LeadApplicantBankruptcy, LeadApplicantEmploymentStatus, type LeadApplicantInput, LeadApplicantPayFrequency, type LeadApplication, LeadApplicationCreditPullSource, LeadApplicationDraftType, LeadApplicationFdrOrCss, LeadApplicationFixedIncome, LeadApplicationGoalCategory, LeadApplicationHardshipCategory, LeadApplicationLanguage, LeadApplicationOwnOrRent, LeadApplicationSecondaryGoal, LeadApplicationStatus, LeadApplicationSubStatus, type LeadCondition, LeadConditionActive, LeadConditionType, type LeadCreditor, type LeadDebtAccount, LeadDebtAccountAccountType, LeadDebtAccountOwnership, LeadDebtAccountResponsibility, LeadDebtAccountSource, type LeadDistribution, type LeadPatchRequest, LeadPatchRequestGoalCategory, LeadPatchRequestHardshipCategory, type LeadReadiness, type LeadResponse, type LeadTransferRequest, type LeadTransferResponse, LeadTransferResponseResponse, type MailingAddress, type PatchAddress, type PatchApplicant, type PatchCoApplicant, type PatchCondition, type PatchDebtAccount, type PaymentOption, PaymentOptionEvaluationType, type PaymentSchedule, PaymentScheduleDraftType, type PaymentScheduleOption, PaymentScheduleOptionEvaluationType, type ProgramRequest, type ProgramSelectionApplicant, type ProgramSelectionRequest, ProgramSelectionRequestDraftType, type ProgramSummaryTaskRequest, type ProgramSummaryTaskResponse, type ReadinessCheck, ReadinessCheckType, type ReadinessErrorDetail, ReadinessErrorDetailReasonCode, type ReadinessResponse, type RegisterApplicantV2Address, type RegisterApplicantV2Request, type RegisterApplicantV2Response, type SpinwheelNetworkUserRequest, type SpinwheelNetworkUserResponse, type StatelessReadinessRequest, StatelessReadinessRequestGoalCategory, StatelessReadinessRequestHardshipCategory, type TokenCache, type Tracking, type UwSubmissionV2Applicant, type UwSubmissionV2Application, type UwSubmissionV2Response, draftTypeOf, isArpcEnvironment };
+export { type ARPCErrorResponse, type ARPCErrorResponseErrorDetails, ARPC_ENDPOINTS, type Address, type AgreementErrorDetails, type AgreementErrorResponse, type AgreementResendApplicant, AgreementResendApplicantSigningType, type AgreementResendRequest, type AgreementVoidRequest, type AgreementVoidResponse, type Applicant, type ApplicationSendEmailResponse, type ArpcAuth, type ArpcConfig, type ArpcEndpoint, type ArpcEnvironment, ArpcSDK, type ArpcUrls, type AuditInfo, type BankDetails, BankDetailsAccountSubtype, BankDetailsAccountType, type BankDetailsInput, type BankUpdateRequest, type Check, type CheckErrorDetails, type CheckErrors, CheckType, type CoApplicant, type Consents, type CreateLeadRequest, type CreateLeadRequestDebtAccounts, CreateLeadRequestGoalCategory, CreateLeadRequestHardshipCategory, type CreateLeadResponse, type CreditPullConsent, DRAFT_TYPE_CODE, DRAFT_TYPE_LABEL, type DebtAccount, type DebtAccountIneligibilityReason, DebtAccountIneligibilityReasonReasonId, type DraApplicant, type DraApplicantInput, DraApplicantInputSigningType, type DraRequest, type DraResponse, type EligibilityAddress, type EligibilityApplicant, type EligibilityApplicantCreditPullConsent, type EligibilityApplication, type EligibilityApplicationIneligibleReason, type EligibilityApplicationPaymentScheduleOptions, type EligibilityDebtAccount, type EligibilityDebtAccountAccountCondition, type EligibilityDebtAccountCurrentCreditorOther, type EligibilityRequest, type EligibilityRequestDebtAccounts, type EligibilityResponse, type ErrorDetails, type ErrorDetailsMessage, type FieldValidationError, FieldValidationErrorReasonCode, type GetApplicationStatus200, type GetApplicationStatusParams, type HttpResponse, type LeadApplicant, LeadApplicantBankruptcy, type LeadApplicantConditions, LeadApplicantEmploymentStatus, type LeadApplicantInput, LeadApplicantPayFrequency, type LeadApplicantProgramEligibilityToken, type LeadApplication, type LeadApplicationBankDetails, type LeadApplicationCbrReportId, type LeadApplicationCoApplicant, type LeadApplicationCoApplicantCbrReportId, type LeadApplicationConditions, LeadApplicationCreditPullSource, type LeadApplicationDexFlowStatus, LeadApplicationDraftType, type LeadApplicationEligible, LeadApplicationFdrOrCss, LeadApplicationFixedIncome, LeadApplicationGoalCategory, type LeadApplicationGoalCategoryOther, LeadApplicationHardshipCategory, type LeadApplicationHardshipCategoryOther, type LeadApplicationIneligibleReason, LeadApplicationLanguage, type LeadApplicationLawFirmId, LeadApplicationOwnOrRent, type LeadApplicationPaymentOptions, type LeadApplicationPaymentScheduleOptions, LeadApplicationSecondaryGoal, LeadApplicationStatus, LeadApplicationSubStatus, type LeadCondition, LeadConditionActive, LeadConditionType, type LeadConditionVerified, type LeadConditionVerifiedByDebtConsultant, type LeadCreditor, type LeadDebtAccount, LeadDebtAccountAccountType, type LeadDebtAccountConditions, type LeadDebtAccountCurrentCreditorOther, type LeadDebtAccountIneligibleReason, LeadDebtAccountOwnership, LeadDebtAccountResponsibility, LeadDebtAccountSource, type LeadDebtAccountTradelineSource, type LeadDebtAccountUniversalId, type LeadDistribution, type LeadPatchRequest, LeadPatchRequestDraftType, LeadPatchRequestGoalCategory, LeadPatchRequestHardshipCategory, type LeadReadiness, type LeadReadinessIsProgramRefreshRequired, type LeadReadinessIsUwApproved, type LeadResponse, type LeadResponseReadiness, type LeadTransferRequest, type LeadTransferResponse, type LeadTransferResponseCreatedAt, type LeadTransferResponseId, LeadTransferResponseResponse, type LeadTransferResponseResponseDetails, type LeadTransferResponseResponseReason, type LeadTransferResponseUpdatedAt, type MailingAddress, type PatchAddress, type PatchApplicant, type PatchCoApplicant, type PatchCondition, type PatchDebtAccount, type PaymentOption, type PaymentOptionEvaluationType, type PaymentSchedule, PaymentScheduleDraftType, type PaymentScheduleOption, PaymentScheduleOptionEvaluationType, type ProgramIneligibilityReason, ProgramIneligibilityReasonReasonId, type ProgramRequest, type ProgramSelectionApplicant, type ProgramSelectionRequest, ProgramSelectionRequestDraftType, type ProgramSummaryTaskRequest, type ProgramSummaryTaskResponse, type ReadinessCheck, type ReadinessCheckErrorDetails, type ReadinessCheckErrors, ReadinessCheckType, type ReadinessErrorDetail, type ReadinessErrorDetailField, ReadinessErrorDetailReasonCode, type ReadinessResponse, type ReadinessResponseIsProgramRefreshRequired, type ReadinessResponseIsUwApproved, type RegisterApplicantV2Address, type RegisterApplicantV2Request, type RegisterApplicantV2Response, type SpinwheelNetworkUserRequest, type SpinwheelNetworkUserResponse, type StatelessReadinessRequest, StatelessReadinessRequestGoalCategory, StatelessReadinessRequestHardshipCategory, type TokenCache, type Tracking, type UwSubmissionV2Applicant, type UwSubmissionV2Application, type UwSubmissionV2Response, type UwSubmissionV2ResponseBankingDisclosureEmailMessage, draftTypeOf, isArpcEnvironment };