@borrowbetter/arpcsdk 0.3.0 → 0.5.0

package/dist/index.js

@@ -147,6 +147,17 @@ var getARPCAchieveResolutionPartnerConnectAPI = () => {
       options
     );
   };
+  const selectProgram = (programSelectionRequest, options) => {
+    return customInstance(
+      {
+        url: `/v1/application/program-selection`,
+        method: "POST",
+        headers: { "Content-Type": "application/json" },
+        data: programSelectionRequest
+      },
+      options
+    );
+  };
   const checkApplicationReadiness = (statelessReadinessRequest, options) => {
     return customInstance(
       {
@@ -293,7 +304,23 @@ var getARPCAchieveResolutionPartnerConnectAPI = () => {
       options
     );
   };
-  return { createLeadSync, checkApplicationReadiness, createSpinwheelNetworkUser, updateApplicationBankDetails, sendEmail, leadTransfer, readLead, patchLead, getApplicationReadiness, generateDra, registerApplicantV2, generateProgramV1, checkEligibility, uwSubmissionV2, createProgramSummaryTask };
+  return { createLeadSync, selectProgram, checkApplicationReadiness, createSpinwheelNetworkUser, updateApplicationBankDetails, sendEmail, leadTransfer, readLead, patchLead, getApplicationReadiness, generateDra, registerApplicantV2, generateProgramV1, checkEligibility, uwSubmissionV2, createProgramSummaryTask };
+};
+
+// src/draft-type.ts
+var DRAFT_TYPE_LABEL = {
+  regular: "Regular",
+  split: "Split",
+  "bi-weekly": "Bi-Weekly"
+};
+var DRAFT_TYPE_CODE = {
+  Regular: "regular",
+  Split: "split",
+  "Bi-Weekly": "bi-weekly"
+};
+var draftTypeOf = (application) => {
+  const label = application?.draft_type;
+  return label ? DRAFT_TYPE_CODE[label] : void 0;
 };
 
 // src/index.ts
@@ -307,6 +334,9 @@ var ArpcSDK = class {
 
 exports.ARPC_ENDPOINTS = ARPC_ENDPOINTS;
 exports.ArpcSDK = ArpcSDK;
+exports.DRAFT_TYPE_CODE = DRAFT_TYPE_CODE;
+exports.DRAFT_TYPE_LABEL = DRAFT_TYPE_LABEL;
+exports.draftTypeOf = draftTypeOf;
 exports.isArpcEnvironment = isArpcEnvironment;
 //# sourceMappingURL=index.js.map
 //# sourceMappingURL=index.js.map

package/dist/index.js.map

@@ -1 +1 @@
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Throws if the SDK hasn't been constructed yet. */\nexport function getConfig(): ResolvedArpcConfig {\n\tif (!current) {\n\t\tthrow new Error(\n\t\t\t\"ArpcSDK is not configured — construct `new ArpcSDK(config)` before making calls\",\n\t\t);\n\t}\n\treturn current;\n}\n","import ky from \"ky\";\nimport { getConfig, type TokenCache } from \"./config\";\n\n// Token lifecycle lives in the orchestration layer, not the generated client:\n// the exchange targets the OAuth host (not the gateway), uses HTTP Basic, and is\n// form-encoded. Authentication is lazy — `resolveToken()` runs from the ky\n// beforeRequest hook on the first gateway call (and again once the token goes\n// stale), so callers never manage the token by hand.\nexport interface TokenResponse {\n\taccess_token: string;\n\ttoken_type?: string;\n\texpires_in?: number;\n}\n\n// Refresh this many ms before the server's stated expiry, so a token never\n// lapses mid-flight. Applied once, when we compute the stored `expiresAt`.\nconst TOKEN_SKEW_MS = 30_000;\n// FDR tokens are ~900s; fall back to that if the response omits expires_in.\nconst DEFAULT_TTL_S = 900;\n\n/** Raw credentials → bearer JWT. No storage; `resolveToken()` owns that. */\nexport async function exchangeToken(): Promise<TokenResponse> {\n\tconst { urls, auth } = getConfig();\n\tconst basic = Buffer.from(`${auth.username}:${auth.password}`).toString(\n\t\t\"base64\",\n\t);\n\n\treturn ky\n\t\t.post(`${urls.oauth}/v1/token`, {\n\t\t\theaders: { Authorization: `Basic ${basic}` },\n\t\t\tbody: new URLSearchParams({ grant_type: \"client_credentials\" }),\n\t\t})\n\t\t.json<TokenResponse>();\n}\n\n// Default store: in-memory, per-process. Used when config omits `cache`.\nlet memToken: string | null = null;\nlet memExpiresAt = 0;\nconst defaultCache: TokenCache = {\n\tasync get() {\n\t\treturn memToken && Date.now() < memExpiresAt ? memToken : null;\n\t},\n\tasync set(token, expiresAt) {\n\t\tmemToken = token;\n\t\tmemExpiresAt = expiresAt.getTime();\n\t},\n};\n\n// Single-flight guard: a cold burst of concurrent gateway calls performs one\n// exchange, not one per call.\nlet inflight: Promise<string> | null = null;\n\n/**\n * Return a valid bearer token, exchanging + caching on a miss. Called by the\n * gateway beforeRequest hook; not part of the public surface.\n */\nexport function resolveToken(): Promise<string> {\n\tconst store = getConfig().auth.cache ?? defaultCache;\n\tif (inflight) return inflight;\n\n\tinflight = (async () => {\n\t\tconst cached = await store.get();\n\t\tif (cached) return cached;\n\t\tconst res = await exchangeToken();\n\t\tconst ttl = (res.expires_in ?? DEFAULT_TTL_S) * 1000;\n\t\tawait store.set(\n\t\t\tres.access_token,\n\t\t\tnew Date(Date.now() + ttl - TOKEN_SKEW_MS),\n\t\t);\n\t\treturn res.access_token;\n\t})().finally(() => {\n\t\tinflight = null;\n\t});\n\treturn inflight;\n}\n","import ky from \"ky\";\nimport { resolveToken } from \"../auth\";\nimport { getConfig } from \"../config\";\n\n// ---------------------------------------------------------------------------\n// Orval custom mutator (ky-backed).\n//\n// Every generated operation calls `customInstance<T>(config, options)`. We\n// route all calls to the API gateway, attach the bearer token via a\n// beforeRequest hook (lazy auth — `resolveToken()` exchanges/refreshes as\n// needed), and return a small { status, data, headers } wrapper WITHOUT\n// throwing on non-2xx — the caller inspects status codes itself (202 +\n// Retry-After on program, 400 on a UW/DRA gate, etc.).\n// ---------------------------------------------------------------------------\n\n// Shape Orval passes as the first arg (axios-style request config).\nexport interface RequestConfig {\n\turl: string;\n\tmethod: string;\n\tparams?: Record<string, unknown>;\n\tdata?: unknown;\n\theaders?: Record<string, string>;\n\tsignal?: AbortSignal;\n\tresponseType?: string;\n}\n\nexport interface HttpResponse<T> {\n\tstatus: number;\n\tdata: T;\n\theaders: Headers;\n}\n\nexport const customInstance = async <T>(\n\trequest: RequestConfig,\n\toptions?: Partial<RequestConfig>,\n): Promise<HttpResponse<T>> => {\n\tconst { url, method, params, data, signal } = { ...request, ...options };\n\t// Merge headers from both sides — a per-call override (e.g. an\n\t// x-correlation-id in `options.headers`) must not drop the operation's\n\t// Content-Type. The bearer token is layered on last, below.\n\tconst headers = { ...request.headers, ...options?.headers };\n\n\tconst target = new URL(url, getConfig().urls.gateway);\n\tif (params) {\n\t\tfor (const [key, value] of Object.entries(params)) {\n\t\t\tif (value !== undefined && value !== null)\n\t\t\t\ttarget.searchParams.set(key, String(value));\n\t\t}\n\t}\n\n\tconst response = await ky(target, {\n\t\tmethod,\n\t\theaders,\n\t\thooks: {\n\t\t\t// Lazy bearer injection: resolveToken() exchanges on the first call\n\t\t\t// and refreshes once the cached token goes stale. The OAuth exchange\n\t\t\t// itself runs on a bare ky.post (no hook), so there's no recursion.\n\t\t\tbeforeRequest: [\n\t\t\t\tasync (req) => {\n\t\t\t\t\treq.headers.set(\"Authorization\", `Bearer ${await resolveToken()}`);\n\t\t\t\t},\n\t\t\t],\n\t\t},\n\t\t...(data !== undefined ? { json: data } : {}),\n\t\tsignal,\n\t\tthrowHttpErrors: false,\n\t\tretry: 0,\n\t\t// Some gateway calls (program generation in particular) can take well over ky's\n\t\t// 10s default to respond. Raise the per-request ceiling; the program poll loop\n\t\t// handles 202/Retry-After on top of this.\n\t\ttimeout: 60_000,\n\t});\n\n\tconst text = await response.text();\n\tlet body: T;\n\ttry {\n\t\tbody = (text ? JSON.parse(text) : undefined) as T;\n\t} catch {\n\t\t// Non-JSON body (e.g. a gateway HTML error page on a transient 5xx). Don't throw —\n\t\t// hand back the raw text so callers can inspect status/body and retry as needed.\n\t\tbody = text as unknown as T;\n\t}\n\treturn { status: response.status, data: body, headers: response.headers };\n};\n","/**\n * Generated by orval v7.21.0 🍺\n * Do not edit manually.\n * ARPC — Achieve Resolution Partner Connect API\n * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.\n * OpenAPI spec version: 2026.15.0\n */\nimport type {\n  ARPCErrorResponse,\n  ApplicationSendEmailResponse,\n  BankUpdateRequest,\n  CreateLeadRequest,\n  CreateLeadResponse,\n  DraRequest,\n  DraResponse,\n  EligibilityRequest,\n  EligibilityResponse,\n  LeadPatchRequest,\n  LeadResponse,\n  LeadTransferRequest,\n  LeadTransferResponse,\n  ProgramRequest,\n  ProgramSummaryTaskRequest,\n  ProgramSummaryTaskResponse,\n  ReadinessResponse,\n  RegisterApplicantResponse,\n  RegisterApplicantV2Request,\n  SpinwheelNetworkUserRequest,\n  SpinwheelNetworkUserResponse,\n  StatelessReadinessRequest,\n  UwSubmissionV2Response\n} from './model';\n\nimport { customInstance } from '../http/client';\ntype SecondParameter<T extends (...args: never) => unknown> = Parameters<T>[1];\n\n\n  export const getARPCAchieveResolutionPartnerConnectAPI = () => {\n/**\n * Synchronous Orchestration: Handles both lead creation and income/expense data in one step, eliminating the async polling black box. Data authority shifts here — Achieve (SUIP SF) becomes the Source of Truth once the lead is formally promoted. Returns the full lead creation result including program options.\n * @summary Sync wholesale lead creation\n */\nconst createLeadSync = (\n    createLeadRequest: CreateLeadRequest,\n options?: SecondParameter<typeof customInstance<CreateLeadResponse>>,) => {\n      return customInstance<CreateLeadResponse>(\n      {url: `/v3/application`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: createLeadRequest\n    },\n      options);\n    }\n  \n/**\n * Stateless Readiness Check: Pre-flight validation before initiating program calculations. Catches duplicate SSNs or emails early to prevent downstream failures. Requires a valid Authorization header.\n * @summary Check application readiness\n */\nconst checkApplicationReadiness = (\n    statelessReadinessRequest: StatelessReadinessRequest,\n options?: SecondParameter<typeof customInstance<ReadinessResponse>>,) => {\n      return customInstance<ReadinessResponse>(\n      {url: `/v1/application/readiness`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: statelessReadinessRequest\n    },\n      options);\n    }\n  \n/**\n * Recovery endpoint — only required when the async Spinwheel user creation triggered by `POST /v1/applicant/register` fails due to a user error (e.g. invalid SSN or DOB). Not needed in the happy path. Authenticates the seller, resolves the law firm / program, creates an applicant ID when needed, and connects the applicant to the Spinwheel network. Requires a valid Authorization header.\n * @summary Create / connect Spinwheel network user\n */\nconst createSpinwheelNetworkUser = (\n    spinwheelNetworkUserRequest: SpinwheelNetworkUserRequest,\n options?: SecondParameter<typeof customInstance<SpinwheelNetworkUserResponse>>,) => {\n      return customInstance<SpinwheelNetworkUserResponse>(\n      {url: `/v1/application/spinwheel-network-user`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: spinwheelNetworkUserRequest\n    },\n      options);\n    }\n  \n/**\n * Authenticates the seller, validates banking disclosure requirements, optionally validates the submitted account and routing numbers, patches the program, and returns the refreshed lead payload. Requires a valid Authorization header.\n * @summary Update applicant bank details\n */\nconst updateApplicationBankDetails = (\n    applicantId: string,\n    bankUpdateRequest: BankUpdateRequest,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/bank-update/${applicantId}`, method: 'PATCH',\n      headers: {'Content-Type': 'application/json', },\n      data: bankUpdateRequest\n    },\n      options);\n    }\n  \n/**\n * Banking Disclosure: Manually triggers the banking disclosure email. **This endpoint is optional** — it is only needed when the disclosure was not already sent automatically by `POST /v2/application/uw-submission/{fdrApplicantId}` (which auto-sends on full UW approval). Use this endpoint for conditional approvals or when the v1 UW submission path is in use. A critical legal prerequisite that must be completed before enrollment can proceed. Requires a valid Authorization header.\n * @summary Send banking disclosure email (optional — only if not auto-sent by v2 UW submission)\n */\nconst sendEmail = (\n    fdrApplicantId: string,\n options?: SecondParameter<typeof customInstance<ApplicationSendEmailResponse>>,) => {\n      return customInstance<ApplicationSendEmailResponse>(\n      {url: `/v1/application/send-email/${fdrApplicantId}`, method: 'POST'\n    },\n      options);\n    }\n  \n/**\n * Submits a lead evaluation request. fdr_applicant_id is required in the request body. Requires a valid Authorization header with the arpc.all role.\n * @summary Transfer a lead to the debt-resolution program\n */\nconst leadTransfer = (\n    leadTransferRequest: LeadTransferRequest,\n options?: SecondParameter<typeof customInstance<LeadTransferResponse>>,) => {\n      return customInstance<LeadTransferResponse>(\n      {url: `/v1/application/lead-transfer`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: leadTransferRequest\n    },\n      options);\n    }\n  \n/**\n * Fetches the current state of an application / lead record by FDR applicant ID. Requires a valid Authorization header.\n * @summary Read application / lead details\n */\nconst readLead = (\n    fdrApplicantId: string,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/${fdrApplicantId}`, method: 'GET'\n    },\n      options);\n    }\n  \n/**\n * Applies a partial update to an existing wholesale lead record. Requires a valid Authorization header and an x-correlation-id header for request tracing.\n * @summary Partial update of application / lead record\n */\nconst patchLead = (\n    fdrApplicantId: string,\n    leadPatchRequest: LeadPatchRequest,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/${fdrApplicantId}`, method: 'PATCH',\n      headers: {'Content-Type': 'application/json', },\n      data: leadPatchRequest\n    },\n      options);\n    }\n  \n/**\n * DRA Readiness Check: Final pre-flight confirming the lead is approved and all prerequisites are met before initiating the embedded signing session. Requires a valid Authorization header.\n * @summary Get application readiness status\n */\nconst getApplicationReadiness = (\n    applicantId: string,\n options?: SecondParameter<typeof customInstance<ReadinessResponse>>,) => {\n      return customInstance<ReadinessResponse>(\n      {url: `/v1/application/${applicantId}/readiness`, method: 'GET'\n    },\n      options);\n    }\n  \n/**\n * Embedded DRA Signing: Returns an Embedded Signing URL so the applicant signs the Debt Resolution Agreement via DocuSign directly within the Symple UI, preventing session breakage. Successful legal execution triggers automatic enrollment. Requires a valid Authorization header.\n * @summary Generate Debt Resolution Agreement (DRA)\n */\nconst generateDra = (\n    applicantId: string,\n    draRequest: DraRequest,\n options?: SecondParameter<typeof customInstance<DraResponse>>,) => {\n      return customInstance<DraResponse>(\n      {url: `/v2/application/${applicantId}/dra`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: draRequest\n    },\n      options);\n    }\n  \n/**\n * **Recommended endpoint.** `POST /v1/applicant/register` is deprecated and will be retired by end of July 2026 (deadline can be extended on request if your team needs more time). Identity Anchoring: Persists applicant PII to the Managed Package and generates the `fdr_applicant_id` — the applicant's passport across all systems. Routes to the correct Salesforce target (MP or WiB) based on seller identity, and triggers the async credit fetch. Requires a valid Authorization header.\n * @summary Seller-aware applicant registration (v2 — unified ARPCErrorResponse envelope) — recommended\n */\nconst registerApplicantV2 = (\n    registerApplicantV2Request: RegisterApplicantV2Request,\n options?: SecondParameter<typeof customInstance<RegisterApplicantResponse>>,) => {\n      return customInstance<RegisterApplicantResponse>(\n      {url: `/v2/applicant/register`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: registerApplicantV2Request\n    },\n      options);\n    }\n  \n/**\n * Async Polling Loop: Call this single endpoint for both initial generation and refresh. Returns 202 Accepted with a Retry-After header while credit is still pending. Once ready, the Managed Package orchestrates the calculation and persists the program result. Requires a valid Authorization header.\n * @summary Generate application program (v1)\n */\nconst generateProgramV1 = (\n    programRequest: ProgramRequest,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/program`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: programRequest\n    },\n      options);\n    }\n  \n/**\n * Eligibility Scout: A stateless, real-time quote based on anonymised data — no PII required. Returns estimated program options to anchor the conversation before any registration occurs. Requires a valid Authorization header.\n * @summary Check application eligibility\n */\nconst checkEligibility = (\n    eligibilityRequest: EligibilityRequest,\n options?: SecondParameter<typeof customInstance<EligibilityResponse>>,) => {\n      return customInstance<EligibilityResponse>(\n      {url: `/v2/application/eligibility`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: eligibilityRequest\n    },\n      options);\n    }\n  \n/**\n * **Recommended endpoint — supersedes v1.** Submits a wholesale application to the underwriting system. On full UW approval (`sub_status = 'UW Approved'`) the banking disclosure email is sent automatically — no separate `send-email` call is needed in this path. Conditional approvals suppress the auto-send; in that case the manual `POST /v1/application/send-email/{fdrApplicantId}` endpoint can be used. Uses the SF Object API directly (no suip-proxy hop). Requires a valid Authorization header.\n * @summary Submit application to underwriting (v2 — auto banking disclosure) — recommended\n */\nconst uwSubmissionV2 = (\n    fdrApplicantId: string,\n options?: SecondParameter<typeof customInstance<UwSubmissionV2Response>>,) => {\n      return customInstance<UwSubmissionV2Response>(\n      {url: `/v2/application/uw-submission/${fdrApplicantId}`, method: 'POST'\n    },\n      options);\n    }\n  \n/**\n * Creates a SUIP Salesforce 'Program Summary Recording' task for the applicant identified by the {id} path variable. For DEX (or missing header), the parent SF opportunity is additionally PATCHed with the seller-config partner default PSC. For DC, the task is created and the parent SF opportunity is PATCHed only when ws_psc_code is provided in the request payload.\n * @summary Create program-summary recording task\n */\nconst createProgramSummaryTask = (\n    id: string,\n    programSummaryTaskRequest: ProgramSummaryTaskRequest,\n options?: SecondParameter<typeof customInstance<ProgramSummaryTaskResponse>>,) => {\n      return customInstance<ProgramSummaryTaskResponse>(\n      {url: `/v2/application/program-summary-task/${id}`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: programSummaryTaskRequest\n    },\n      options);\n    }\n  \nreturn {createLeadSync,checkApplicationReadiness,createSpinwheelNetworkUser,updateApplicationBankDetails,sendEmail,leadTransfer,readLead,patchLead,getApplicationReadiness,generateDra,registerApplicantV2,generateProgramV1,checkEligibility,uwSubmissionV2,createProgramSummaryTask}};\nexport type CreateLeadSyncResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['createLeadSync']>>>\nexport type CheckApplicationReadinessResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['checkApplicationReadiness']>>>\nexport type CreateSpinwheelNetworkUserResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['createSpinwheelNetworkUser']>>>\nexport type UpdateApplicationBankDetailsResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['updateApplicationBankDetails']>>>\nexport type SendEmailResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['sendEmail']>>>\nexport type LeadTransferResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['leadTransfer']>>>\nexport type ReadLeadResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['readLead']>>>\nexport type PatchLeadResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['patchLead']>>>\nexport type GetApplicationReadinessResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['getApplicationReadiness']>>>\nexport type GenerateDraResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['generateDra']>>>\nexport type RegisterApplicantV2Result = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['registerApplicantV2']>>>\nexport type GenerateProgramV1Result = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['generateProgramV1']>>>\nexport type CheckEligibilityResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['checkEligibility']>>>\nexport type UwSubmissionV2Result = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['uwSubmissionV2']>>>\nexport type CreateProgramSummaryTaskResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['createProgramSummaryTask']>>>\n","import { type ArpcConfig, configure } from \"./config\";\nimport { getARPCAchieveResolutionPartnerConnectAPI } from \"./generated/arpc\";\n\nexport type {\n\tArpcAuth,\n\tArpcConfig,\n\tArpcEndpoint,\n\tArpcEnvironment,\n\tArpcUrls,\n\tTokenCache,\n} from \"./config\";\nexport { ARPC_ENDPOINTS, isArpcEnvironment } from \"./config\";\nexport type * from \"./generated/model\";\nexport type { HttpResponse } from \"./http/client\";\n\n/**\n * ARPC SDK — a typed, agnostic client for FDR's ARPC DEX API (Achieve\n * Resolution Partner Connect, Digital Enrollment Experience).\n *\n * Thin by design: it owns the two-host routing (both derived from\n * `environment`), the OAuth token lifecycle, and bearer injection, and exposes\n * the full endpoint surface as typed operations on `sdk.api`. It does not\n * orchestrate the enrollment sequence — the caller\n * assembles payloads and threads the `fdr_applicant_id` between calls. See\n * `scripts/smoke.ts` for a full end-to-end reference sequence (incl. the program\n * poll loop).\n *\n * Auth is lazy: the first `api` call exchanges credentials for a bearer JWT and\n * caches it (~900s TTL), then re-exchanges shortly before it expires. There's no\n * explicit login step. Supply `auth.cache` to persist the token across restarts\n * or share it across workers; otherwise it's held in-process.\n *\n * Operations never throw on a non-2xx: each returns `{ status, data, headers }`,\n * so a business gate (e.g. a UW/DRA readiness failure) comes back as a normal\n * response you inspect via `status`/`data`. Only transport errors throw.\n *\n * Note: config and the default token cache are process-global — construct one\n * `ArpcSDK` per process. A second instance reconfigures the first; instances are\n * not isolated (single-tenant by design).\n *\n * @example\n * ```typescript\n * const sdk = new ArpcSDK({\n *   environment: \"stg\",\n *   auth: {\n *     username: \"borrowbetter@seller.com\",\n *     password: process.env.ARPC_OAUTH_PASSWORD!,\n *   },\n * });\n *\n * // The first call authenticates automatically and caches the token.\n * const elig = await sdk.api.checkEligibility({ ... });\n * const faid = elig.data.application?.applicant?.fdr_applicant_id;\n * ```\n */\nexport class ArpcSDK {\n\t/** The full typed endpoint surface — one method per gateway operation. */\n\treadonly api = getARPCAchieveResolutionPartnerConnectAPI();\n\n\tconstructor(config: ArpcConfig) {\n\t\tconfigure(config);\n\t}\n}\n"]}
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The guard\n * looks unreachable given the types, but `environment` routinely arrives from\n * somewhere untyped (an env var, a JSON config, a JS caller) — catch it here\n * rather than letting `undefined` reach a request URL.\n */\nfunction resolveUrls(config: ArpcConfig): Required<ArpcUrls> {\n\tif (!isArpcEnvironment(config.environment)) {\n\t\tthrow new Error(\n\t\t\t`Unknown environment: ${config.environment} (expected one of ${Object.keys(ARPC_ENDPOINTS).join(\", \")})`,\n\t\t);\n\t}\n\tconst defaults = ARPC_ENDPOINTS[config.environment];\n\treturn {\n\t\toauth: config.urls?.oauth ?? defaults.oauth,\n\t\tgateway: config.urls?.gateway ?? defaults.gateway,\n\t};\n}\n\n/** Set the active config, resolving hosts once. Called by the `ArpcSDK` constructor. */\nexport function configure(config: ArpcConfig): void {\n\tcurrent = { ...config, urls: resolveUrls(config) };\n}\n\n/** Read the active config. Throws if the SDK hasn't been constructed yet. */\nexport function getConfig(): ResolvedArpcConfig {\n\tif (!current) {\n\t\tthrow new Error(\n\t\t\t\"ArpcSDK is not configured — construct `new ArpcSDK(config)` before making calls\",\n\t\t);\n\t}\n\treturn current;\n}\n","import ky from \"ky\";\nimport { getConfig, type TokenCache } from \"./config\";\n\n// Token lifecycle lives in the orchestration layer, not the generated client:\n// the exchange targets the OAuth host (not the gateway), uses HTTP Basic, and is\n// form-encoded. Authentication is lazy — `resolveToken()` runs from the ky\n// beforeRequest hook on the first gateway call (and again once the token goes\n// stale), so callers never manage the token by hand.\nexport interface TokenResponse {\n\taccess_token: string;\n\ttoken_type?: string;\n\texpires_in?: number;\n}\n\n// Refresh this many ms before the server's stated expiry, so a token never\n// lapses mid-flight. Applied once, when we compute the stored `expiresAt`.\nconst TOKEN_SKEW_MS = 30_000;\n// FDR tokens are ~900s; fall back to that if the response omits expires_in.\nconst DEFAULT_TTL_S = 900;\n\n/** Raw credentials → bearer JWT. No storage; `resolveToken()` owns that. */\nexport async function exchangeToken(): Promise<TokenResponse> {\n\tconst { urls, auth } = getConfig();\n\tconst basic = Buffer.from(`${auth.username}:${auth.password}`).toString(\n\t\t\"base64\",\n\t);\n\n\treturn ky\n\t\t.post(`${urls.oauth}/v1/token`, {\n\t\t\theaders: { Authorization: `Basic ${basic}` },\n\t\t\tbody: new URLSearchParams({ grant_type: \"client_credentials\" }),\n\t\t})\n\t\t.json<TokenResponse>();\n}\n\n// Default store: in-memory, per-process. Used when config omits `cache`.\nlet memToken: string | null = null;\nlet memExpiresAt = 0;\nconst defaultCache: TokenCache = {\n\tasync get() {\n\t\treturn memToken && Date.now() < memExpiresAt ? memToken : null;\n\t},\n\tasync set(token, expiresAt) {\n\t\tmemToken = token;\n\t\tmemExpiresAt = expiresAt.getTime();\n\t},\n};\n\n// Single-flight guard: a cold burst of concurrent gateway calls performs one\n// exchange, not one per call.\nlet inflight: Promise<string> | null = null;\n\n/**\n * Return a valid bearer token, exchanging + caching on a miss. Called by the\n * gateway beforeRequest hook; not part of the public surface.\n */\nexport function resolveToken(): Promise<string> {\n\tconst store = getConfig().auth.cache ?? defaultCache;\n\tif (inflight) return inflight;\n\n\tinflight = (async () => {\n\t\tconst cached = await store.get();\n\t\tif (cached) return cached;\n\t\tconst res = await exchangeToken();\n\t\tconst ttl = (res.expires_in ?? DEFAULT_TTL_S) * 1000;\n\t\tawait store.set(\n\t\t\tres.access_token,\n\t\t\tnew Date(Date.now() + ttl - TOKEN_SKEW_MS),\n\t\t);\n\t\treturn res.access_token;\n\t})().finally(() => {\n\t\tinflight = null;\n\t});\n\treturn inflight;\n}\n","import ky from \"ky\";\nimport { resolveToken } from \"../auth\";\nimport { getConfig } from \"../config\";\n\n// ---------------------------------------------------------------------------\n// Orval custom mutator (ky-backed).\n//\n// Every generated operation calls `customInstance<T>(config, options)`. We\n// route all calls to the API gateway, attach the bearer token via a\n// beforeRequest hook (lazy auth — `resolveToken()` exchanges/refreshes as\n// needed), and return a small { status, data, headers } wrapper WITHOUT\n// throwing on non-2xx — the caller inspects status codes itself (202 +\n// Retry-After on program, 400 on a UW/DRA gate, etc.).\n// ---------------------------------------------------------------------------\n\n// Shape Orval passes as the first arg (axios-style request config).\nexport interface RequestConfig {\n\turl: string;\n\tmethod: string;\n\tparams?: Record<string, unknown>;\n\tdata?: unknown;\n\theaders?: Record<string, string>;\n\tsignal?: AbortSignal;\n\tresponseType?: string;\n}\n\nexport interface HttpResponse<T> {\n\tstatus: number;\n\tdata: T;\n\theaders: Headers;\n}\n\nexport const customInstance = async <T>(\n\trequest: RequestConfig,\n\toptions?: Partial<RequestConfig>,\n): Promise<HttpResponse<T>> => {\n\tconst { url, method, params, data, signal } = { ...request, ...options };\n\t// Merge headers from both sides — a per-call override (e.g. an\n\t// x-correlation-id in `options.headers`) must not drop the operation's\n\t// Content-Type. The bearer token is layered on last, below.\n\tconst headers = { ...request.headers, ...options?.headers };\n\n\tconst target = new URL(url, getConfig().urls.gateway);\n\tif (params) {\n\t\tfor (const [key, value] of Object.entries(params)) {\n\t\t\tif (value !== undefined && value !== null)\n\t\t\t\ttarget.searchParams.set(key, String(value));\n\t\t}\n\t}\n\n\tconst response = await ky(target, {\n\t\tmethod,\n\t\theaders,\n\t\thooks: {\n\t\t\t// Lazy bearer injection: resolveToken() exchanges on the first call\n\t\t\t// and refreshes once the cached token goes stale. The OAuth exchange\n\t\t\t// itself runs on a bare ky.post (no hook), so there's no recursion.\n\t\t\tbeforeRequest: [\n\t\t\t\tasync (req) => {\n\t\t\t\t\treq.headers.set(\"Authorization\", `Bearer ${await resolveToken()}`);\n\t\t\t\t},\n\t\t\t],\n\t\t},\n\t\t...(data !== undefined ? { json: data } : {}),\n\t\tsignal,\n\t\tthrowHttpErrors: false,\n\t\tretry: 0,\n\t\t// Some gateway calls (program generation in particular) can take well over ky's\n\t\t// 10s default to respond. Raise the per-request ceiling; the program poll loop\n\t\t// handles 202/Retry-After on top of this.\n\t\ttimeout: 60_000,\n\t});\n\n\tconst text = await response.text();\n\tlet body: T;\n\ttry {\n\t\tbody = (text ? JSON.parse(text) : undefined) as T;\n\t} catch {\n\t\t// Non-JSON body (e.g. a gateway HTML error page on a transient 5xx). Don't throw —\n\t\t// hand back the raw text so callers can inspect status/body and retry as needed.\n\t\tbody = text as unknown as T;\n\t}\n\treturn { status: response.status, data: body, headers: response.headers };\n};\n","/**\n * Generated by orval v7.21.0 🍺\n * Do not edit manually.\n * ARPC — Achieve Resolution Partner Connect API\n * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.\n\n**Published:** 2026-08-18\n * OpenAPI spec version: 2026.16.1\n */\nimport type {\n  ARPCErrorResponse,\n  ApplicationSendEmailResponse,\n  BankUpdateRequest,\n  CreateLeadRequest,\n  CreateLeadResponse,\n  DraRequest,\n  DraResponse,\n  EligibilityRequest,\n  EligibilityResponse,\n  LeadPatchRequest,\n  LeadResponse,\n  LeadTransferRequest,\n  LeadTransferResponse,\n  ProgramRequest,\n  ProgramSelectionRequest,\n  ProgramSummaryTaskRequest,\n  ProgramSummaryTaskResponse,\n  ReadinessResponse,\n  RegisterApplicantV2Request,\n  RegisterApplicantV2Response,\n  SpinwheelNetworkUserRequest,\n  SpinwheelNetworkUserResponse,\n  StatelessReadinessRequest,\n  UwSubmissionV2Response\n} from './model';\n\nimport { customInstance } from '../http/client';\ntype SecondParameter<T extends (...args: never) => unknown> = Parameters<T>[1];\n\n\n  export const getARPCAchieveResolutionPartnerConnectAPI = () => {\n/**\n * Synchronous Orchestration: Handles both lead creation and income/expense data in one step, eliminating the async polling black box. Data authority shifts here — Achieve becomes the Source of Truth once the lead is formally promoted. Returns the full lead creation result including program options.\n * @summary Sync wholesale lead creation\n */\nconst createLeadSync = (\n    createLeadRequest: CreateLeadRequest,\n options?: SecondParameter<typeof customInstance<CreateLeadResponse>>,) => {\n      return customInstance<CreateLeadResponse>(\n      {url: `/v3/application`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: createLeadRequest\n    },\n      options);\n    }\n  \n/**\n * Gateway-level endpoint: selects a payment schedule for an existing lead and persists the program offer. After calling generateProgram, choose a schedule from payment_schedule_options and submit its draft_type and estimated_monthly_payment here. The gateway injects request attributes and forwards internally to POST /v3/application/program. Requires a valid Authorization header.\n * @summary Select program schedule for an existing lead\n */\nconst selectProgram = (\n    programSelectionRequest: ProgramSelectionRequest,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/program-selection`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: programSelectionRequest\n    },\n      options);\n    }\n  \n/**\n * Stateless Readiness Check: Pre-flight validation before initiating program calculations. Catches duplicate SSNs or emails early to prevent downstream failures. Requires a valid Authorization header.\n * @summary Check application readiness\n */\nconst checkApplicationReadiness = (\n    statelessReadinessRequest: StatelessReadinessRequest,\n options?: SecondParameter<typeof customInstance<ReadinessResponse>>,) => {\n      return customInstance<ReadinessResponse>(\n      {url: `/v1/application/readiness`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: statelessReadinessRequest\n    },\n      options);\n    }\n  \n/**\n * Recovery endpoint — only required when the async Spinwheel user creation triggered by `POST /v1/applicant/register` fails due to a user error (e.g. invalid SSN or DOB). Not needed in the happy path. Authenticates the seller, resolves the law firm / program, creates an applicant ID when needed, and connects the applicant to the Spinwheel network. Requires a valid Authorization header.\n * @summary Create / connect Spinwheel network user\n */\nconst createSpinwheelNetworkUser = (\n    spinwheelNetworkUserRequest: SpinwheelNetworkUserRequest,\n options?: SecondParameter<typeof customInstance<SpinwheelNetworkUserResponse>>,) => {\n      return customInstance<SpinwheelNetworkUserResponse>(\n      {url: `/v1/application/spinwheel-network-user`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: spinwheelNetworkUserRequest\n    },\n      options);\n    }\n  \n/**\n * Authenticates the seller, validates banking disclosure requirements, optionally validates the submitted account and routing numbers, patches the program, and returns the refreshed lead payload. Requires a valid Authorization header.\n * @summary Update applicant bank details\n */\nconst updateApplicationBankDetails = (\n    applicantId: string,\n    bankUpdateRequest: BankUpdateRequest,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/bank-update/${applicantId}`, method: 'PATCH',\n      headers: {'Content-Type': 'application/json', },\n      data: bankUpdateRequest\n    },\n      options);\n    }\n  \n/**\n * Banking Disclosure: Manually triggers the banking disclosure email. **This endpoint is optional** — it is only needed when the disclosure was not already sent automatically by `POST /v2/application/uw-submission/{fdrApplicantId}` (which auto-sends on full UW approval). Use this endpoint for conditional approvals or when the v1 UW submission path is in use. A critical legal prerequisite that must be completed before enrollment can proceed. Requires a valid Authorization header.\n * @summary Send banking disclosure email (optional — only if not auto-sent by v2 UW submission)\n */\nconst sendEmail = (\n    fdrApplicantId: string,\n options?: SecondParameter<typeof customInstance<ApplicationSendEmailResponse>>,) => {\n      return customInstance<ApplicationSendEmailResponse>(\n      {url: `/v1/application/send-email/${fdrApplicantId}`, method: 'POST'\n    },\n      options);\n    }\n  \n/**\n * Submits a lead evaluation request. fdr_applicant_id is required in the request body. Requires a valid Authorization header with the arpc.all role.\n * @summary Transfer a lead to the debt-resolution program\n */\nconst leadTransfer = (\n    leadTransferRequest: LeadTransferRequest,\n options?: SecondParameter<typeof customInstance<LeadTransferResponse>>,) => {\n      return customInstance<LeadTransferResponse>(\n      {url: `/v1/application/lead-transfer`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: leadTransferRequest\n    },\n      options);\n    }\n  \n/**\n * Fetches the current state of an application / lead record by FDR applicant ID. Requires a valid Authorization header.\n * @summary Read application / lead details\n */\nconst readLead = (\n    fdrApplicantId: string,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/${fdrApplicantId}`, method: 'GET'\n    },\n      options);\n    }\n  \n/**\n * Applies a partial update to an existing wholesale lead record. Requires a valid Authorization header and an x-correlation-id header for request tracing. For split drafts, update second_draft_date_split after UW submission and before generating the DRA; the bi-weekly second_draft_date_bi_weekly field is populated automatically during UW approval.\n * @summary Partial update of application / lead record\n */\nconst patchLead = (\n    fdrApplicantId: string,\n    leadPatchRequest: LeadPatchRequest,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/${fdrApplicantId}`, method: 'PATCH',\n      headers: {'Content-Type': 'application/json', },\n      data: leadPatchRequest\n    },\n      options);\n    }\n  \n/**\n * DRA Readiness Check: Final pre-flight confirming the lead is approved and all prerequisites are met before initiating the embedded signing session. Requires a valid Authorization header.\n * @summary Get application readiness status\n */\nconst getApplicationReadiness = (\n    applicantId: string,\n options?: SecondParameter<typeof customInstance<ReadinessResponse>>,) => {\n      return customInstance<ReadinessResponse>(\n      {url: `/v1/application/${applicantId}/readiness`, method: 'GET'\n    },\n      options);\n    }\n  \n/**\n * Embedded DRA Signing: Returns an Embedded Signing URL so the applicant signs the Debt Resolution Agreement via DocuSign directly within the Symple UI, preventing session breakage. Successful legal execution triggers automatic enrollment. Requires a valid Authorization header.\n * @summary Generate Debt Resolution Agreement (DRA)\n */\nconst generateDra = (\n    applicantId: string,\n    draRequest: DraRequest,\n options?: SecondParameter<typeof customInstance<DraResponse>>,) => {\n      return customInstance<DraResponse>(\n      {url: `/v2/application/${applicantId}/dra`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: draRequest\n    },\n      options);\n    }\n  \n/**\n * **Recommended endpoint.** `POST /v1/applicant/register` is deprecated and will be retired by end of July 2026 (deadline can be extended on request if your team needs more time). Identity Anchoring: Persists applicant PII to Achieve's managed partner CRM and generates the `fdr_applicant_id` — the applicant's passport across all systems. Routes to the correct target system based on seller identity, and triggers the async credit fetch. Requires a valid Authorization header.\n * @summary Seller-aware applicant registration (v2 — unified ARPCErrorResponse envelope) — recommended\n */\nconst registerApplicantV2 = (\n    registerApplicantV2Request: RegisterApplicantV2Request,\n options?: SecondParameter<typeof customInstance<RegisterApplicantV2Response>>,) => {\n      return customInstance<RegisterApplicantV2Response>(\n      {url: `/v2/applicant/register`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: registerApplicantV2Request\n    },\n      options);\n    }\n  \n/**\n * Async Polling Loop: Call this single endpoint for both initial generation and refresh. Returns 202 Accepted with a Retry-After header while credit is still pending. Once ready, the Managed Package orchestrates the calculation and persists the program result. Requires a valid Authorization header.\n * @summary Generate application program (v1)\n */\nconst generateProgramV1 = (\n    programRequest: ProgramRequest,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/program`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: programRequest\n    },\n      options);\n    }\n  \n/**\n * Eligibility Scout: Two operational modes — (1) no PII required: state-based quote using provided debt accounts; (2) credit pull: full applicant PII for a live soft credit report. Returns estimated program options to anchor the conversation before any registration occurs. Requires a valid Authorization header.\n * @summary Check application eligibility\n */\nconst checkEligibility = (\n    eligibilityRequest: EligibilityRequest,\n options?: SecondParameter<typeof customInstance<EligibilityResponse>>,) => {\n      return customInstance<EligibilityResponse>(\n      {url: `/v2/application/eligibility`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: eligibilityRequest\n    },\n      options);\n    }\n  \n/**\n * **Recommended endpoint — supersedes v1.** Submits a wholesale application to the underwriting system. On full UW approval (`sub_status = 'UW Approved'`) the banking disclosure email is sent automatically — no separate `send-email` call is needed in this path. Conditional approvals suppress the auto-send; in that case the manual `POST /v1/application/send-email/{fdrApplicantId}` endpoint can be used. Uses the SF Object API directly (no suip-proxy hop). Requires a valid Authorization header.\n * @summary Submit application to underwriting (v2 — auto banking disclosure) — recommended\n */\nconst uwSubmissionV2 = (\n    fdrApplicantId: string,\n options?: SecondParameter<typeof customInstance<UwSubmissionV2Response>>,) => {\n      return customInstance<UwSubmissionV2Response>(\n      {url: `/v2/application/uw-submission/${fdrApplicantId}`, method: 'POST'\n    },\n      options);\n    }\n  \n/**\n * Creates a SUIP Salesforce 'Program Summary Recording' task for the applicant identified by the {id} path variable. For DEX (or missing header), the parent SF opportunity is additionally PATCHed with the seller-config partner default PSC. For DC, the task is created and the parent SF opportunity is PATCHed only when ws_psc_code is provided in the request payload.\n * @summary Create program-summary recording task\n */\nconst createProgramSummaryTask = (\n    id: string,\n    programSummaryTaskRequest: ProgramSummaryTaskRequest,\n options?: SecondParameter<typeof customInstance<ProgramSummaryTaskResponse>>,) => {\n      return customInstance<ProgramSummaryTaskResponse>(\n      {url: `/v2/application/program-summary-task/${id}`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: programSummaryTaskRequest\n    },\n      options);\n    }\n  \nreturn {createLeadSync,selectProgram,checkApplicationReadiness,createSpinwheelNetworkUser,updateApplicationBankDetails,sendEmail,leadTransfer,readLead,patchLead,getApplicationReadiness,generateDra,registerApplicantV2,generateProgramV1,checkEligibility,uwSubmissionV2,createProgramSummaryTask}};\nexport type CreateLeadSyncResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['createLeadSync']>>>\nexport type SelectProgramResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['selectProgram']>>>\nexport type CheckApplicationReadinessResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['checkApplicationReadiness']>>>\nexport type CreateSpinwheelNetworkUserResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['createSpinwheelNetworkUser']>>>\nexport type UpdateApplicationBankDetailsResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['updateApplicationBankDetails']>>>\nexport type SendEmailResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['sendEmail']>>>\nexport type LeadTransferResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['leadTransfer']>>>\nexport type ReadLeadResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['readLead']>>>\nexport type PatchLeadResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['patchLead']>>>\nexport type GetApplicationReadinessResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['getApplicationReadiness']>>>\nexport type GenerateDraResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['generateDra']>>>\nexport type RegisterApplicantV2Result = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['registerApplicantV2']>>>\nexport type GenerateProgramV1Result = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['generateProgramV1']>>>\nexport type CheckEligibilityResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['checkEligibility']>>>\nexport type UwSubmissionV2Result = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['uwSubmissionV2']>>>\nexport type CreateProgramSummaryTaskResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['createProgramSummaryTask']>>>\n","import type {\n\tLeadApplication,\n\tLeadApplicationDraftType,\n\tProgramSelectionRequestDraftType,\n} from \"./generated/model\";\n\n/**\n * FDR's API speaks two vocabularies for the same value. You *send* a lowercase\n * schedule code (`bi-weekly`) to `selectProgram`; the lead *reports* a\n * capitalised label (`Bi-Weekly`) back on `application.draft_type`. Nothing in\n * the spec connects them, and the mismatch is silent — comparing what you sent\n * against what came back always looks like a failure.\n *\n * The labels below were confirmed against live STG by selecting each draft type\n * in turn. Through 2026.16.0 the spec documented `Monthly [Regular]` and\n * `Twice Monthly [Split]` for two of them and the API returned neither; 16.1\n * corrected the response enum, so the generated types now agree with the wire.\n * The two *vocabularies* remain — a corrected enum is not a unified one.\n *\n * Scope is narrow: `LeadApplication.draft_type` is the only label-valued site\n * in the whole spec. `PaymentSchedule` and `ProgramSelectionRequest` are both\n * already lowercase, and `LeadPatchRequest` has no `draft_type` at all, so\n * `selectProgram` is the only write path.\n *\n * These maps are annotated as `Record<>` over the generated enums on purpose:\n * if FDR ever adds a fourth draft type, codegen widens the enum and these fail\n * to compile until someone fills in the new key. The mapping keeps itself\n * honest without any bespoke assertion.\n */\n\n/** Schedule code → the label the lead reports back. */\nexport const DRAFT_TYPE_LABEL: Record<\n\tProgramSelectionRequestDraftType,\n\tLeadApplicationDraftType\n> = {\n\tregular: \"Regular\",\n\tsplit: \"Split\",\n\t\"bi-weekly\": \"Bi-Weekly\",\n};\n\n/** Lead-reported label → the schedule code `selectProgram` accepts. */\nexport const DRAFT_TYPE_CODE: Record<\n\tLeadApplicationDraftType,\n\tProgramSelectionRequestDraftType\n> = {\n\tRegular: \"regular\",\n\tSplit: \"split\",\n\t\"Bi-Weekly\": \"bi-weekly\",\n};\n\n/**\n * Read a lead's current draft type as a value you can hand straight back to\n * `selectProgram` — closing the round-trip FDR's two vocabularies leave open.\n *\n * Returns `undefined` when the lead has no selection yet, and also when the\n * label isn't one we know: the server can start returning a new picklist value\n * before we've regenerated against a newer spec, and guessing would be worse\n * than admitting we don't recognise it.\n */\nexport const draftTypeOf = (\n\tapplication: LeadApplication | undefined | null,\n): ProgramSelectionRequestDraftType | undefined => {\n\tconst label = application?.draft_type;\n\treturn label ? DRAFT_TYPE_CODE[label] : undefined;\n};\n","import { type ArpcConfig, configure } from \"./config\";\nimport { getARPCAchieveResolutionPartnerConnectAPI } from \"./generated/arpc\";\n\nexport type {\n\tArpcAuth,\n\tArpcConfig,\n\tArpcEndpoint,\n\tArpcEnvironment,\n\tArpcUrls,\n\tTokenCache,\n} from \"./config\";\nexport { ARPC_ENDPOINTS, isArpcEnvironment } from \"./config\";\nexport { DRAFT_TYPE_CODE, DRAFT_TYPE_LABEL, draftTypeOf } from \"./draft-type\";\nexport type * from \"./generated/model\";\nexport type { HttpResponse } from \"./http/client\";\n\n/**\n * ARPC SDK — a typed, agnostic client for FDR's ARPC DEX API (Achieve\n * Resolution Partner Connect, Digital Enrollment Experience).\n *\n * Thin by design: it owns the two-host routing (both derived from\n * `environment`), the OAuth token lifecycle, and bearer injection, and exposes\n * the full endpoint surface as typed operations on `sdk.api`. It does not\n * orchestrate the enrollment sequence — the caller\n * assembles payloads and threads the `fdr_applicant_id` between calls. See\n * `scripts/smoke.ts` for a full end-to-end reference sequence (incl. the program\n * poll loop).\n *\n * Auth is lazy: the first `api` call exchanges credentials for a bearer JWT and\n * caches it (~900s TTL), then re-exchanges shortly before it expires. There's no\n * explicit login step. Supply `auth.cache` to persist the token across restarts\n * or share it across workers; otherwise it's held in-process.\n *\n * Operations never throw on a non-2xx: each returns `{ status, data, headers }`,\n * so a business gate (e.g. a UW/DRA readiness failure) comes back as a normal\n * response you inspect via `status`/`data`. Only transport errors throw.\n *\n * Note: config and the default token cache are process-global — construct one\n * `ArpcSDK` per process. A second instance reconfigures the first; instances are\n * not isolated (single-tenant by design).\n *\n * @example\n * ```typescript\n * const sdk = new ArpcSDK({\n *   environment: \"stg\",\n *   auth: {\n *     username: \"borrowbetter@seller.com\",\n *     password: process.env.ARPC_OAUTH_PASSWORD!,\n *   },\n * });\n *\n * // The first call authenticates automatically and caches the token.\n * const elig = await sdk.api.checkEligibility({ ... });\n * const faid = elig.data.application?.applicant?.fdr_applicant_id;\n * ```\n */\nexport class ArpcSDK {\n\t/** The full typed endpoint surface — one method per gateway operation. */\n\treadonly api = getARPCAchieveResolutionPartnerConnectAPI();\n\n\tconstructor(config: ArpcConfig) {\n\t\tconfigure(config);\n\t}\n}\n"]}

package/dist/index.mjs

@@ -141,6 +141,17 @@ var getARPCAchieveResolutionPartnerConnectAPI = () => {
       options
     );
   };
+  const selectProgram = (programSelectionRequest, options) => {
+    return customInstance(
+      {
+        url: `/v1/application/program-selection`,
+        method: "POST",
+        headers: { "Content-Type": "application/json" },
+        data: programSelectionRequest
+      },
+      options
+    );
+  };
   const checkApplicationReadiness = (statelessReadinessRequest, options) => {
     return customInstance(
       {
@@ -287,7 +298,23 @@ var getARPCAchieveResolutionPartnerConnectAPI = () => {
       options
     );
   };
-  return { createLeadSync, checkApplicationReadiness, createSpinwheelNetworkUser, updateApplicationBankDetails, sendEmail, leadTransfer, readLead, patchLead, getApplicationReadiness, generateDra, registerApplicantV2, generateProgramV1, checkEligibility, uwSubmissionV2, createProgramSummaryTask };
+  return { createLeadSync, selectProgram, checkApplicationReadiness, createSpinwheelNetworkUser, updateApplicationBankDetails, sendEmail, leadTransfer, readLead, patchLead, getApplicationReadiness, generateDra, registerApplicantV2, generateProgramV1, checkEligibility, uwSubmissionV2, createProgramSummaryTask };
+};
+
+// src/draft-type.ts
+var DRAFT_TYPE_LABEL = {
+  regular: "Regular",
+  split: "Split",
+  "bi-weekly": "Bi-Weekly"
+};
+var DRAFT_TYPE_CODE = {
+  Regular: "regular",
+  Split: "split",
+  "Bi-Weekly": "bi-weekly"
+};
+var draftTypeOf = (application) => {
+  const label = application?.draft_type;
+  return label ? DRAFT_TYPE_CODE[label] : void 0;
 };
 
 // src/index.ts
@@ -299,6 +326,6 @@ var ArpcSDK = class {
   }
 };
 
-export { ARPC_ENDPOINTS, ArpcSDK, isArpcEnvironment };
+export { ARPC_ENDPOINTS, ArpcSDK, DRAFT_TYPE_CODE, DRAFT_TYPE_LABEL, draftTypeOf, isArpcEnvironment };
 //# sourceMappingURL=index.mjs.map
 //# sourceMappingURL=index.mjs.map

package/dist/index.mjs.map

@@ -1 +1 @@
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The guard\n * looks unreachable given the types, but `environment` routinely arrives from\n * somewhere untyped (an env var, a JSON config, a JS caller) — catch it here\n * rather than letting `undefined` reach a request URL.\n */\nfunction resolveUrls(config: ArpcConfig): Required<ArpcUrls> {\n\tif (!isArpcEnvironment(config.environment)) {\n\t\tthrow new Error(\n\t\t\t`Unknown environment: ${config.environment} (expected one of ${Object.keys(ARPC_ENDPOINTS).join(\", \")})`,\n\t\t);\n\t}\n\tconst defaults = ARPC_ENDPOINTS[config.environment];\n\treturn {\n\t\toauth: config.urls?.oauth ?? defaults.oauth,\n\t\tgateway: config.urls?.gateway ?? defaults.gateway,\n\t};\n}\n\n/** Set the active config, resolving hosts once. Called by the `ArpcSDK` constructor. */\nexport function configure(config: ArpcConfig): void {\n\tcurrent = { ...config, urls: resolveUrls(config) };\n}\n\n/** Read the active config. Throws if the SDK hasn't been constructed yet. */\nexport function getConfig(): ResolvedArpcConfig {\n\tif (!current) {\n\t\tthrow new Error(\n\t\t\t\"ArpcSDK is not configured — construct `new ArpcSDK(config)` before making calls\",\n\t\t);\n\t}\n\treturn current;\n}\n","import ky from \"ky\";\nimport { getConfig, type TokenCache } from \"./config\";\n\n// Token lifecycle lives in the orchestration layer, not the generated client:\n// the exchange targets the OAuth host (not the gateway), uses HTTP Basic, and is\n// form-encoded. Authentication is lazy — `resolveToken()` runs from the ky\n// beforeRequest hook on the first gateway call (and again once the token goes\n// stale), so callers never manage the token by hand.\nexport interface TokenResponse {\n\taccess_token: string;\n\ttoken_type?: string;\n\texpires_in?: number;\n}\n\n// Refresh this many ms before the server's stated expiry, so a token never\n// lapses mid-flight. Applied once, when we compute the stored `expiresAt`.\nconst TOKEN_SKEW_MS = 30_000;\n// FDR tokens are ~900s; fall back to that if the response omits expires_in.\nconst DEFAULT_TTL_S = 900;\n\n/** Raw credentials → bearer JWT. No storage; `resolveToken()` owns that. */\nexport async function exchangeToken(): Promise<TokenResponse> {\n\tconst { urls, auth } = getConfig();\n\tconst basic = Buffer.from(`${auth.username}:${auth.password}`).toString(\n\t\t\"base64\",\n\t);\n\n\treturn ky\n\t\t.post(`${urls.oauth}/v1/token`, {\n\t\t\theaders: { Authorization: `Basic ${basic}` },\n\t\t\tbody: new URLSearchParams({ grant_type: \"client_credentials\" }),\n\t\t})\n\t\t.json<TokenResponse>();\n}\n\n// Default store: in-memory, per-process. Used when config omits `cache`.\nlet memToken: string | null = null;\nlet memExpiresAt = 0;\nconst defaultCache: TokenCache = {\n\tasync get() {\n\t\treturn memToken && Date.now() < memExpiresAt ? memToken : null;\n\t},\n\tasync set(token, expiresAt) {\n\t\tmemToken = token;\n\t\tmemExpiresAt = expiresAt.getTime();\n\t},\n};\n\n// Single-flight guard: a cold burst of concurrent gateway calls performs one\n// exchange, not one per call.\nlet inflight: Promise<string> | null = null;\n\n/**\n * Return a valid bearer token, exchanging + caching on a miss. Called by the\n * gateway beforeRequest hook; not part of the public surface.\n */\nexport function resolveToken(): Promise<string> {\n\tconst store = getConfig().auth.cache ?? defaultCache;\n\tif (inflight) return inflight;\n\n\tinflight = (async () => {\n\t\tconst cached = await store.get();\n\t\tif (cached) return cached;\n\t\tconst res = await exchangeToken();\n\t\tconst ttl = (res.expires_in ?? DEFAULT_TTL_S) * 1000;\n\t\tawait store.set(\n\t\t\tres.access_token,\n\t\t\tnew Date(Date.now() + ttl - TOKEN_SKEW_MS),\n\t\t);\n\t\treturn res.access_token;\n\t})().finally(() => {\n\t\tinflight = null;\n\t});\n\treturn inflight;\n}\n","import ky from \"ky\";\nimport { resolveToken } from \"../auth\";\nimport { getConfig } from \"../config\";\n\n// ---------------------------------------------------------------------------\n// Orval custom mutator (ky-backed).\n//\n// Every generated operation calls `customInstance<T>(config, options)`. We\n// route all calls to the API gateway, attach the bearer token via a\n// beforeRequest hook (lazy auth — `resolveToken()` exchanges/refreshes as\n// needed), and return a small { status, data, headers } wrapper WITHOUT\n// throwing on non-2xx — the caller inspects status codes itself (202 +\n// Retry-After on program, 400 on a UW/DRA gate, etc.).\n// ---------------------------------------------------------------------------\n\n// Shape Orval passes as the first arg (axios-style request config).\nexport interface RequestConfig {\n\turl: string;\n\tmethod: string;\n\tparams?: Record<string, unknown>;\n\tdata?: unknown;\n\theaders?: Record<string, string>;\n\tsignal?: AbortSignal;\n\tresponseType?: string;\n}\n\nexport interface HttpResponse<T> {\n\tstatus: number;\n\tdata: T;\n\theaders: Headers;\n}\n\nexport const customInstance = async <T>(\n\trequest: RequestConfig,\n\toptions?: Partial<RequestConfig>,\n): Promise<HttpResponse<T>> => {\n\tconst { url, method, params, data, signal } = { ...request, ...options };\n\t// Merge headers from both sides — a per-call override (e.g. an\n\t// x-correlation-id in `options.headers`) must not drop the operation's\n\t// Content-Type. The bearer token is layered on last, below.\n\tconst headers = { ...request.headers, ...options?.headers };\n\n\tconst target = new URL(url, getConfig().urls.gateway);\n\tif (params) {\n\t\tfor (const [key, value] of Object.entries(params)) {\n\t\t\tif (value !== undefined && value !== null)\n\t\t\t\ttarget.searchParams.set(key, String(value));\n\t\t}\n\t}\n\n\tconst response = await ky(target, {\n\t\tmethod,\n\t\theaders,\n\t\thooks: {\n\t\t\t// Lazy bearer injection: resolveToken() exchanges on the first call\n\t\t\t// and refreshes once the cached token goes stale. The OAuth exchange\n\t\t\t// itself runs on a bare ky.post (no hook), so there's no recursion.\n\t\t\tbeforeRequest: [\n\t\t\t\tasync (req) => {\n\t\t\t\t\treq.headers.set(\"Authorization\", `Bearer ${await resolveToken()}`);\n\t\t\t\t},\n\t\t\t],\n\t\t},\n\t\t...(data !== undefined ? { json: data } : {}),\n\t\tsignal,\n\t\tthrowHttpErrors: false,\n\t\tretry: 0,\n\t\t// Some gateway calls (program generation in particular) can take well over ky's\n\t\t// 10s default to respond. Raise the per-request ceiling; the program poll loop\n\t\t// handles 202/Retry-After on top of this.\n\t\ttimeout: 60_000,\n\t});\n\n\tconst text = await response.text();\n\tlet body: T;\n\ttry {\n\t\tbody = (text ? JSON.parse(text) : undefined) as T;\n\t} catch {\n\t\t// Non-JSON body (e.g. a gateway HTML error page on a transient 5xx). Don't throw —\n\t\t// hand back the raw text so callers can inspect status/body and retry as needed.\n\t\tbody = text as unknown as T;\n\t}\n\treturn { status: response.status, data: body, headers: response.headers };\n};\n","/**\n * Generated by orval v7.21.0 🍺\n * Do not edit manually.\n * ARPC — Achieve Resolution Partner Connect API\n * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.\n * OpenAPI spec version: 2026.15.0\n */\nimport type {\n  ARPCErrorResponse,\n  ApplicationSendEmailResponse,\n  BankUpdateRequest,\n  CreateLeadRequest,\n  CreateLeadResponse,\n  DraRequest,\n  DraResponse,\n  EligibilityRequest,\n  EligibilityResponse,\n  LeadPatchRequest,\n  LeadResponse,\n  LeadTransferRequest,\n  LeadTransferResponse,\n  ProgramRequest,\n  ProgramSummaryTaskRequest,\n  ProgramSummaryTaskResponse,\n  ReadinessResponse,\n  RegisterApplicantResponse,\n  RegisterApplicantV2Request,\n  SpinwheelNetworkUserRequest,\n  SpinwheelNetworkUserResponse,\n  StatelessReadinessRequest,\n  UwSubmissionV2Response\n} from './model';\n\nimport { customInstance } from '../http/client';\ntype SecondParameter<T extends (...args: never) => unknown> = Parameters<T>[1];\n\n\n  export const getARPCAchieveResolutionPartnerConnectAPI = () => {\n/**\n * Synchronous Orchestration: Handles both lead creation and income/expense data in one step, eliminating the async polling black box. Data authority shifts here — Achieve (SUIP SF) becomes the Source of Truth once the lead is formally promoted. Returns the full lead creation result including program options.\n * @summary Sync wholesale lead creation\n */\nconst createLeadSync = (\n    createLeadRequest: CreateLeadRequest,\n options?: SecondParameter<typeof customInstance<CreateLeadResponse>>,) => {\n      return customInstance<CreateLeadResponse>(\n      {url: `/v3/application`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: createLeadRequest\n    },\n      options);\n    }\n  \n/**\n * Stateless Readiness Check: Pre-flight validation before initiating program calculations. Catches duplicate SSNs or emails early to prevent downstream failures. Requires a valid Authorization header.\n * @summary Check application readiness\n */\nconst checkApplicationReadiness = (\n    statelessReadinessRequest: StatelessReadinessRequest,\n options?: SecondParameter<typeof customInstance<ReadinessResponse>>,) => {\n      return customInstance<ReadinessResponse>(\n      {url: `/v1/application/readiness`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: statelessReadinessRequest\n    },\n      options);\n    }\n  \n/**\n * Recovery endpoint — only required when the async Spinwheel user creation triggered by `POST /v1/applicant/register` fails due to a user error (e.g. invalid SSN or DOB). Not needed in the happy path. Authenticates the seller, resolves the law firm / program, creates an applicant ID when needed, and connects the applicant to the Spinwheel network. Requires a valid Authorization header.\n * @summary Create / connect Spinwheel network user\n */\nconst createSpinwheelNetworkUser = (\n    spinwheelNetworkUserRequest: SpinwheelNetworkUserRequest,\n options?: SecondParameter<typeof customInstance<SpinwheelNetworkUserResponse>>,) => {\n      return customInstance<SpinwheelNetworkUserResponse>(\n      {url: `/v1/application/spinwheel-network-user`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: spinwheelNetworkUserRequest\n    },\n      options);\n    }\n  \n/**\n * Authenticates the seller, validates banking disclosure requirements, optionally validates the submitted account and routing numbers, patches the program, and returns the refreshed lead payload. Requires a valid Authorization header.\n * @summary Update applicant bank details\n */\nconst updateApplicationBankDetails = (\n    applicantId: string,\n    bankUpdateRequest: BankUpdateRequest,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/bank-update/${applicantId}`, method: 'PATCH',\n      headers: {'Content-Type': 'application/json', },\n      data: bankUpdateRequest\n    },\n      options);\n    }\n  \n/**\n * Banking Disclosure: Manually triggers the banking disclosure email. **This endpoint is optional** — it is only needed when the disclosure was not already sent automatically by `POST /v2/application/uw-submission/{fdrApplicantId}` (which auto-sends on full UW approval). Use this endpoint for conditional approvals or when the v1 UW submission path is in use. A critical legal prerequisite that must be completed before enrollment can proceed. Requires a valid Authorization header.\n * @summary Send banking disclosure email (optional — only if not auto-sent by v2 UW submission)\n */\nconst sendEmail = (\n    fdrApplicantId: string,\n options?: SecondParameter<typeof customInstance<ApplicationSendEmailResponse>>,) => {\n      return customInstance<ApplicationSendEmailResponse>(\n      {url: `/v1/application/send-email/${fdrApplicantId}`, method: 'POST'\n    },\n      options);\n    }\n  \n/**\n * Submits a lead evaluation request. fdr_applicant_id is required in the request body. Requires a valid Authorization header with the arpc.all role.\n * @summary Transfer a lead to the debt-resolution program\n */\nconst leadTransfer = (\n    leadTransferRequest: LeadTransferRequest,\n options?: SecondParameter<typeof customInstance<LeadTransferResponse>>,) => {\n      return customInstance<LeadTransferResponse>(\n      {url: `/v1/application/lead-transfer`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: leadTransferRequest\n    },\n      options);\n    }\n  \n/**\n * Fetches the current state of an application / lead record by FDR applicant ID. Requires a valid Authorization header.\n * @summary Read application / lead details\n */\nconst readLead = (\n    fdrApplicantId: string,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/${fdrApplicantId}`, method: 'GET'\n    },\n      options);\n    }\n  \n/**\n * Applies a partial update to an existing wholesale lead record. Requires a valid Authorization header and an x-correlation-id header for request tracing.\n * @summary Partial update of application / lead record\n */\nconst patchLead = (\n    fdrApplicantId: string,\n    leadPatchRequest: LeadPatchRequest,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/${fdrApplicantId}`, method: 'PATCH',\n      headers: {'Content-Type': 'application/json', },\n      data: leadPatchRequest\n    },\n      options);\n    }\n  \n/**\n * DRA Readiness Check: Final pre-flight confirming the lead is approved and all prerequisites are met before initiating the embedded signing session. Requires a valid Authorization header.\n * @summary Get application readiness status\n */\nconst getApplicationReadiness = (\n    applicantId: string,\n options?: SecondParameter<typeof customInstance<ReadinessResponse>>,) => {\n      return customInstance<ReadinessResponse>(\n      {url: `/v1/application/${applicantId}/readiness`, method: 'GET'\n    },\n      options);\n    }\n  \n/**\n * Embedded DRA Signing: Returns an Embedded Signing URL so the applicant signs the Debt Resolution Agreement via DocuSign directly within the Symple UI, preventing session breakage. Successful legal execution triggers automatic enrollment. Requires a valid Authorization header.\n * @summary Generate Debt Resolution Agreement (DRA)\n */\nconst generateDra = (\n    applicantId: string,\n    draRequest: DraRequest,\n options?: SecondParameter<typeof customInstance<DraResponse>>,) => {\n      return customInstance<DraResponse>(\n      {url: `/v2/application/${applicantId}/dra`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: draRequest\n    },\n      options);\n    }\n  \n/**\n * **Recommended endpoint.** `POST /v1/applicant/register` is deprecated and will be retired by end of July 2026 (deadline can be extended on request if your team needs more time). Identity Anchoring: Persists applicant PII to the Managed Package and generates the `fdr_applicant_id` — the applicant's passport across all systems. Routes to the correct Salesforce target (MP or WiB) based on seller identity, and triggers the async credit fetch. Requires a valid Authorization header.\n * @summary Seller-aware applicant registration (v2 — unified ARPCErrorResponse envelope) — recommended\n */\nconst registerApplicantV2 = (\n    registerApplicantV2Request: RegisterApplicantV2Request,\n options?: SecondParameter<typeof customInstance<RegisterApplicantResponse>>,) => {\n      return customInstance<RegisterApplicantResponse>(\n      {url: `/v2/applicant/register`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: registerApplicantV2Request\n    },\n      options);\n    }\n  \n/**\n * Async Polling Loop: Call this single endpoint for both initial generation and refresh. Returns 202 Accepted with a Retry-After header while credit is still pending. Once ready, the Managed Package orchestrates the calculation and persists the program result. Requires a valid Authorization header.\n * @summary Generate application program (v1)\n */\nconst generateProgramV1 = (\n    programRequest: ProgramRequest,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/program`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: programRequest\n    },\n      options);\n    }\n  \n/**\n * Eligibility Scout: A stateless, real-time quote based on anonymised data — no PII required. Returns estimated program options to anchor the conversation before any registration occurs. Requires a valid Authorization header.\n * @summary Check application eligibility\n */\nconst checkEligibility = (\n    eligibilityRequest: EligibilityRequest,\n options?: SecondParameter<typeof customInstance<EligibilityResponse>>,) => {\n      return customInstance<EligibilityResponse>(\n      {url: `/v2/application/eligibility`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: eligibilityRequest\n    },\n      options);\n    }\n  \n/**\n * **Recommended endpoint — supersedes v1.** Submits a wholesale application to the underwriting system. On full UW approval (`sub_status = 'UW Approved'`) the banking disclosure email is sent automatically — no separate `send-email` call is needed in this path. Conditional approvals suppress the auto-send; in that case the manual `POST /v1/application/send-email/{fdrApplicantId}` endpoint can be used. Uses the SF Object API directly (no suip-proxy hop). Requires a valid Authorization header.\n * @summary Submit application to underwriting (v2 — auto banking disclosure) — recommended\n */\nconst uwSubmissionV2 = (\n    fdrApplicantId: string,\n options?: SecondParameter<typeof customInstance<UwSubmissionV2Response>>,) => {\n      return customInstance<UwSubmissionV2Response>(\n      {url: `/v2/application/uw-submission/${fdrApplicantId}`, method: 'POST'\n    },\n      options);\n    }\n  \n/**\n * Creates a SUIP Salesforce 'Program Summary Recording' task for the applicant identified by the {id} path variable. For DEX (or missing header), the parent SF opportunity is additionally PATCHed with the seller-config partner default PSC. For DC, the task is created and the parent SF opportunity is PATCHed only when ws_psc_code is provided in the request payload.\n * @summary Create program-summary recording task\n */\nconst createProgramSummaryTask = (\n    id: string,\n    programSummaryTaskRequest: ProgramSummaryTaskRequest,\n options?: SecondParameter<typeof customInstance<ProgramSummaryTaskResponse>>,) => {\n      return customInstance<ProgramSummaryTaskResponse>(\n      {url: `/v2/application/program-summary-task/${id}`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: programSummaryTaskRequest\n    },\n      options);\n    }\n  \nreturn {createLeadSync,checkApplicationReadiness,createSpinwheelNetworkUser,updateApplicationBankDetails,sendEmail,leadTransfer,readLead,patchLead,getApplicationReadiness,generateDra,registerApplicantV2,generateProgramV1,checkEligibility,uwSubmissionV2,createProgramSummaryTask}};\nexport type CreateLeadSyncResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['createLeadSync']>>>\nexport type CheckApplicationReadinessResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['checkApplicationReadiness']>>>\nexport type CreateSpinwheelNetworkUserResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['createSpinwheelNetworkUser']>>>\nexport type UpdateApplicationBankDetailsResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['updateApplicationBankDetails']>>>\nexport type SendEmailResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['sendEmail']>>>\nexport type LeadTransferResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['leadTransfer']>>>\nexport type ReadLeadResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['readLead']>>>\nexport type PatchLeadResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['patchLead']>>>\nexport type GetApplicationReadinessResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['getApplicationReadiness']>>>\nexport type GenerateDraResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['generateDra']>>>\nexport type RegisterApplicantV2Result = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['registerApplicantV2']>>>\nexport type GenerateProgramV1Result = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['generateProgramV1']>>>\nexport type CheckEligibilityResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['checkEligibility']>>>\nexport type UwSubmissionV2Result = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['uwSubmissionV2']>>>\nexport type CreateProgramSummaryTaskResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['createProgramSummaryTask']>>>\n","import { type ArpcConfig, configure } from \"./config\";\nimport { getARPCAchieveResolutionPartnerConnectAPI } from \"./generated/arpc\";\n\nexport type {\n\tArpcAuth,\n\tArpcConfig,\n\tArpcEndpoint,\n\tArpcEnvironment,\n\tArpcUrls,\n\tTokenCache,\n} from \"./config\";\nexport { ARPC_ENDPOINTS, isArpcEnvironment } from \"./config\";\nexport type * from \"./generated/model\";\nexport type { HttpResponse } from \"./http/client\";\n\n/**\n * ARPC SDK — a typed, agnostic client for FDR's ARPC DEX API (Achieve\n * Resolution Partner Connect, Digital Enrollment Experience).\n *\n * Thin by design: it owns the two-host routing (both derived from\n * `environment`), the OAuth token lifecycle, and bearer injection, and exposes\n * the full endpoint surface as typed operations on `sdk.api`. It does not\n * orchestrate the enrollment sequence — the caller\n * assembles payloads and threads the `fdr_applicant_id` between calls. See\n * `scripts/smoke.ts` for a full end-to-end reference sequence (incl. the program\n * poll loop).\n *\n * Auth is lazy: the first `api` call exchanges credentials for a bearer JWT and\n * caches it (~900s TTL), then re-exchanges shortly before it expires. There's no\n * explicit login step. Supply `auth.cache` to persist the token across restarts\n * or share it across workers; otherwise it's held in-process.\n *\n * Operations never throw on a non-2xx: each returns `{ status, data, headers }`,\n * so a business gate (e.g. a UW/DRA readiness failure) comes back as a normal\n * response you inspect via `status`/`data`. Only transport errors throw.\n *\n * Note: config and the default token cache are process-global — construct one\n * `ArpcSDK` per process. A second instance reconfigures the first; instances are\n * not isolated (single-tenant by design).\n *\n * @example\n * ```typescript\n * const sdk = new ArpcSDK({\n *   environment: \"stg\",\n *   auth: {\n *     username: \"borrowbetter@seller.com\",\n *     password: process.env.ARPC_OAUTH_PASSWORD!,\n *   },\n * });\n *\n * // The first call authenticates automatically and caches the token.\n * const elig = await sdk.api.checkEligibility({ ... });\n * const faid = elig.data.application?.applicant?.fdr_applicant_id;\n * ```\n */\nexport class ArpcSDK {\n\t/** The full typed endpoint surface — one method per gateway operation. */\n\treadonly api = getARPCAchieveResolutionPartnerConnectAPI();\n\n\tconstructor(config: ArpcConfig) {\n\t\tconfigure(config);\n\t}\n}\n"]}
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Useful when the value arrives\n * untyped — an env var, a JSON config file, a request payload.\n */\nexport function isArpcEnvironment(value: string): value is ArpcEnvironment {\n\t// Own keys only — `in` would also match inherited members like `toString`.\n\treturn Object.keys(ARPC_ENDPOINTS).includes(value);\n}\n\nexport interface ArpcAuth {\n\t/**\n\t * OAuth client_id (HTTP Basic username). Also used as the lead's\n\t * `seller_agent_email` — the OAuth identity is a registered DRA agent.\n\t */\n\tusername: string;\n\t/** OAuth client_secret (HTTP Basic password). */\n\tpassword: string;\n\t/** Bearer-token store. Defaults to an in-memory, per-process cache. */\n\tcache?: TokenCache;\n}\n\n/**\n * Escape hatch — per-host overrides of the `environment` defaults. 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The guard\n * looks unreachable given the types, but `environment` routinely arrives from\n * somewhere untyped (an env var, a JSON config, a JS caller) — catch it here\n * rather than letting `undefined` reach a request URL.\n */\nfunction resolveUrls(config: ArpcConfig): Required<ArpcUrls> {\n\tif (!isArpcEnvironment(config.environment)) {\n\t\tthrow new Error(\n\t\t\t`Unknown environment: ${config.environment} (expected one of ${Object.keys(ARPC_ENDPOINTS).join(\", \")})`,\n\t\t);\n\t}\n\tconst defaults = ARPC_ENDPOINTS[config.environment];\n\treturn {\n\t\toauth: config.urls?.oauth ?? defaults.oauth,\n\t\tgateway: config.urls?.gateway ?? defaults.gateway,\n\t};\n}\n\n/** Set the active config, resolving hosts once. Called by the `ArpcSDK` constructor. */\nexport function configure(config: ArpcConfig): void {\n\tcurrent = { ...config, urls: resolveUrls(config) };\n}\n\n/** Read the active config. Throws if the SDK hasn't been constructed yet. */\nexport function getConfig(): ResolvedArpcConfig {\n\tif (!current) {\n\t\tthrow new Error(\n\t\t\t\"ArpcSDK is not configured — construct `new ArpcSDK(config)` before making calls\",\n\t\t);\n\t}\n\treturn current;\n}\n","import ky from \"ky\";\nimport { getConfig, type TokenCache } from \"./config\";\n\n// Token lifecycle lives in the orchestration layer, not the generated client:\n// the exchange targets the OAuth host (not the gateway), uses HTTP Basic, and is\n// form-encoded. Authentication is lazy — `resolveToken()` runs from the ky\n// beforeRequest hook on the first gateway call (and again once the token goes\n// stale), so callers never manage the token by hand.\nexport interface TokenResponse {\n\taccess_token: string;\n\ttoken_type?: string;\n\texpires_in?: number;\n}\n\n// Refresh this many ms before the server's stated expiry, so a token never\n// lapses mid-flight. Applied once, when we compute the stored `expiresAt`.\nconst TOKEN_SKEW_MS = 30_000;\n// FDR tokens are ~900s; fall back to that if the response omits expires_in.\nconst DEFAULT_TTL_S = 900;\n\n/** Raw credentials → bearer JWT. No storage; `resolveToken()` owns that. */\nexport async function exchangeToken(): Promise<TokenResponse> {\n\tconst { urls, auth } = getConfig();\n\tconst basic = Buffer.from(`${auth.username}:${auth.password}`).toString(\n\t\t\"base64\",\n\t);\n\n\treturn ky\n\t\t.post(`${urls.oauth}/v1/token`, {\n\t\t\theaders: { Authorization: `Basic ${basic}` },\n\t\t\tbody: new URLSearchParams({ grant_type: \"client_credentials\" }),\n\t\t})\n\t\t.json<TokenResponse>();\n}\n\n// Default store: in-memory, per-process. Used when config omits `cache`.\nlet memToken: string | null = null;\nlet memExpiresAt = 0;\nconst defaultCache: TokenCache = {\n\tasync get() {\n\t\treturn memToken && Date.now() < memExpiresAt ? memToken : null;\n\t},\n\tasync set(token, expiresAt) {\n\t\tmemToken = token;\n\t\tmemExpiresAt = expiresAt.getTime();\n\t},\n};\n\n// Single-flight guard: a cold burst of concurrent gateway calls performs one\n// exchange, not one per call.\nlet inflight: Promise<string> | null = null;\n\n/**\n * Return a valid bearer token, exchanging + caching on a miss. Called by the\n * gateway beforeRequest hook; not part of the public surface.\n */\nexport function resolveToken(): Promise<string> {\n\tconst store = getConfig().auth.cache ?? defaultCache;\n\tif (inflight) return inflight;\n\n\tinflight = (async () => {\n\t\tconst cached = await store.get();\n\t\tif (cached) return cached;\n\t\tconst res = await exchangeToken();\n\t\tconst ttl = (res.expires_in ?? DEFAULT_TTL_S) * 1000;\n\t\tawait store.set(\n\t\t\tres.access_token,\n\t\t\tnew Date(Date.now() + ttl - TOKEN_SKEW_MS),\n\t\t);\n\t\treturn res.access_token;\n\t})().finally(() => {\n\t\tinflight = null;\n\t});\n\treturn inflight;\n}\n","import ky from \"ky\";\nimport { resolveToken } from \"../auth\";\nimport { getConfig } from \"../config\";\n\n// ---------------------------------------------------------------------------\n// Orval custom mutator (ky-backed).\n//\n// Every generated operation calls `customInstance<T>(config, options)`. We\n// route all calls to the API gateway, attach the bearer token via a\n// beforeRequest hook (lazy auth — `resolveToken()` exchanges/refreshes as\n// needed), and return a small { status, data, headers } wrapper WITHOUT\n// throwing on non-2xx — the caller inspects status codes itself (202 +\n// Retry-After on program, 400 on a UW/DRA gate, etc.).\n// ---------------------------------------------------------------------------\n\n// Shape Orval passes as the first arg (axios-style request config).\nexport interface RequestConfig {\n\turl: string;\n\tmethod: string;\n\tparams?: Record<string, unknown>;\n\tdata?: unknown;\n\theaders?: Record<string, string>;\n\tsignal?: AbortSignal;\n\tresponseType?: string;\n}\n\nexport interface HttpResponse<T> {\n\tstatus: number;\n\tdata: T;\n\theaders: Headers;\n}\n\nexport const customInstance = async <T>(\n\trequest: RequestConfig,\n\toptions?: Partial<RequestConfig>,\n): Promise<HttpResponse<T>> => {\n\tconst { url, method, params, data, signal } = { ...request, ...options };\n\t// Merge headers from both sides — a per-call override (e.g. an\n\t// x-correlation-id in `options.headers`) must not drop the operation's\n\t// Content-Type. The bearer token is layered on last, below.\n\tconst headers = { ...request.headers, ...options?.headers };\n\n\tconst target = new URL(url, getConfig().urls.gateway);\n\tif (params) {\n\t\tfor (const [key, value] of Object.entries(params)) {\n\t\t\tif (value !== undefined && value !== null)\n\t\t\t\ttarget.searchParams.set(key, String(value));\n\t\t}\n\t}\n\n\tconst response = await ky(target, {\n\t\tmethod,\n\t\theaders,\n\t\thooks: {\n\t\t\t// Lazy bearer injection: resolveToken() exchanges on the first call\n\t\t\t// and refreshes once the cached token goes stale. The OAuth exchange\n\t\t\t// itself runs on a bare ky.post (no hook), so there's no recursion.\n\t\t\tbeforeRequest: [\n\t\t\t\tasync (req) => {\n\t\t\t\t\treq.headers.set(\"Authorization\", `Bearer ${await resolveToken()}`);\n\t\t\t\t},\n\t\t\t],\n\t\t},\n\t\t...(data !== undefined ? { json: data } : {}),\n\t\tsignal,\n\t\tthrowHttpErrors: false,\n\t\tretry: 0,\n\t\t// Some gateway calls (program generation in particular) can take well over ky's\n\t\t// 10s default to respond. Raise the per-request ceiling; the program poll loop\n\t\t// handles 202/Retry-After on top of this.\n\t\ttimeout: 60_000,\n\t});\n\n\tconst text = await response.text();\n\tlet body: T;\n\ttry {\n\t\tbody = (text ? JSON.parse(text) : undefined) as T;\n\t} catch {\n\t\t// Non-JSON body (e.g. a gateway HTML error page on a transient 5xx). Don't throw —\n\t\t// hand back the raw text so callers can inspect status/body and retry as needed.\n\t\tbody = text as unknown as T;\n\t}\n\treturn { status: response.status, data: body, headers: response.headers };\n};\n","/**\n * Generated by orval v7.21.0 🍺\n * Do not edit manually.\n * ARPC — Achieve Resolution Partner Connect API\n * FDR Wholesale API — A Hybrid Integration Model designed to maximise partner velocity without compromising enterprise data standards. DEX (Digital Enrollment Experience) is the partner-facing integration layer that powers the full applicant lifecycle. The `fdr_applicant_id` acts as the applicant's passport across all systems, persisted from first eligibility check through enrollment. All endpoints require a valid Bearer JWT with the `arpc.all` role.\n\n**Published:** 2026-08-18\n * OpenAPI spec version: 2026.16.1\n */\nimport type {\n  ARPCErrorResponse,\n  ApplicationSendEmailResponse,\n  BankUpdateRequest,\n  CreateLeadRequest,\n  CreateLeadResponse,\n  DraRequest,\n  DraResponse,\n  EligibilityRequest,\n  EligibilityResponse,\n  LeadPatchRequest,\n  LeadResponse,\n  LeadTransferRequest,\n  LeadTransferResponse,\n  ProgramRequest,\n  ProgramSelectionRequest,\n  ProgramSummaryTaskRequest,\n  ProgramSummaryTaskResponse,\n  ReadinessResponse,\n  RegisterApplicantV2Request,\n  RegisterApplicantV2Response,\n  SpinwheelNetworkUserRequest,\n  SpinwheelNetworkUserResponse,\n  StatelessReadinessRequest,\n  UwSubmissionV2Response\n} from './model';\n\nimport { customInstance } from '../http/client';\ntype SecondParameter<T extends (...args: never) => unknown> = Parameters<T>[1];\n\n\n  export const getARPCAchieveResolutionPartnerConnectAPI = () => {\n/**\n * Synchronous Orchestration: Handles both lead creation and income/expense data in one step, eliminating the async polling black box. Data authority shifts here — Achieve becomes the Source of Truth once the lead is formally promoted. Returns the full lead creation result including program options.\n * @summary Sync wholesale lead creation\n */\nconst createLeadSync = (\n    createLeadRequest: CreateLeadRequest,\n options?: SecondParameter<typeof customInstance<CreateLeadResponse>>,) => {\n      return customInstance<CreateLeadResponse>(\n      {url: `/v3/application`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: createLeadRequest\n    },\n      options);\n    }\n  \n/**\n * Gateway-level endpoint: selects a payment schedule for an existing lead and persists the program offer. After calling generateProgram, choose a schedule from payment_schedule_options and submit its draft_type and estimated_monthly_payment here. The gateway injects request attributes and forwards internally to POST /v3/application/program. Requires a valid Authorization header.\n * @summary Select program schedule for an existing lead\n */\nconst selectProgram = (\n    programSelectionRequest: ProgramSelectionRequest,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/program-selection`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: programSelectionRequest\n    },\n      options);\n    }\n  \n/**\n * Stateless Readiness Check: Pre-flight validation before initiating program calculations. Catches duplicate SSNs or emails early to prevent downstream failures. Requires a valid Authorization header.\n * @summary Check application readiness\n */\nconst checkApplicationReadiness = (\n    statelessReadinessRequest: StatelessReadinessRequest,\n options?: SecondParameter<typeof customInstance<ReadinessResponse>>,) => {\n      return customInstance<ReadinessResponse>(\n      {url: `/v1/application/readiness`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: statelessReadinessRequest\n    },\n      options);\n    }\n  \n/**\n * Recovery endpoint — only required when the async Spinwheel user creation triggered by `POST /v1/applicant/register` fails due to a user error (e.g. invalid SSN or DOB). Not needed in the happy path. Authenticates the seller, resolves the law firm / program, creates an applicant ID when needed, and connects the applicant to the Spinwheel network. Requires a valid Authorization header.\n * @summary Create / connect Spinwheel network user\n */\nconst createSpinwheelNetworkUser = (\n    spinwheelNetworkUserRequest: SpinwheelNetworkUserRequest,\n options?: SecondParameter<typeof customInstance<SpinwheelNetworkUserResponse>>,) => {\n      return customInstance<SpinwheelNetworkUserResponse>(\n      {url: `/v1/application/spinwheel-network-user`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: spinwheelNetworkUserRequest\n    },\n      options);\n    }\n  \n/**\n * Authenticates the seller, validates banking disclosure requirements, optionally validates the submitted account and routing numbers, patches the program, and returns the refreshed lead payload. Requires a valid Authorization header.\n * @summary Update applicant bank details\n */\nconst updateApplicationBankDetails = (\n    applicantId: string,\n    bankUpdateRequest: BankUpdateRequest,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/bank-update/${applicantId}`, method: 'PATCH',\n      headers: {'Content-Type': 'application/json', },\n      data: bankUpdateRequest\n    },\n      options);\n    }\n  \n/**\n * Banking Disclosure: Manually triggers the banking disclosure email. **This endpoint is optional** — it is only needed when the disclosure was not already sent automatically by `POST /v2/application/uw-submission/{fdrApplicantId}` (which auto-sends on full UW approval). Use this endpoint for conditional approvals or when the v1 UW submission path is in use. A critical legal prerequisite that must be completed before enrollment can proceed. Requires a valid Authorization header.\n * @summary Send banking disclosure email (optional — only if not auto-sent by v2 UW submission)\n */\nconst sendEmail = (\n    fdrApplicantId: string,\n options?: SecondParameter<typeof customInstance<ApplicationSendEmailResponse>>,) => {\n      return customInstance<ApplicationSendEmailResponse>(\n      {url: `/v1/application/send-email/${fdrApplicantId}`, method: 'POST'\n    },\n      options);\n    }\n  \n/**\n * Submits a lead evaluation request. fdr_applicant_id is required in the request body. Requires a valid Authorization header with the arpc.all role.\n * @summary Transfer a lead to the debt-resolution program\n */\nconst leadTransfer = (\n    leadTransferRequest: LeadTransferRequest,\n options?: SecondParameter<typeof customInstance<LeadTransferResponse>>,) => {\n      return customInstance<LeadTransferResponse>(\n      {url: `/v1/application/lead-transfer`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: leadTransferRequest\n    },\n      options);\n    }\n  \n/**\n * Fetches the current state of an application / lead record by FDR applicant ID. Requires a valid Authorization header.\n * @summary Read application / lead details\n */\nconst readLead = (\n    fdrApplicantId: string,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/${fdrApplicantId}`, method: 'GET'\n    },\n      options);\n    }\n  \n/**\n * Applies a partial update to an existing wholesale lead record. Requires a valid Authorization header and an x-correlation-id header for request tracing. For split drafts, update second_draft_date_split after UW submission and before generating the DRA; the bi-weekly second_draft_date_bi_weekly field is populated automatically during UW approval.\n * @summary Partial update of application / lead record\n */\nconst patchLead = (\n    fdrApplicantId: string,\n    leadPatchRequest: LeadPatchRequest,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/${fdrApplicantId}`, method: 'PATCH',\n      headers: {'Content-Type': 'application/json', },\n      data: leadPatchRequest\n    },\n      options);\n    }\n  \n/**\n * DRA Readiness Check: Final pre-flight confirming the lead is approved and all prerequisites are met before initiating the embedded signing session. Requires a valid Authorization header.\n * @summary Get application readiness status\n */\nconst getApplicationReadiness = (\n    applicantId: string,\n options?: SecondParameter<typeof customInstance<ReadinessResponse>>,) => {\n      return customInstance<ReadinessResponse>(\n      {url: `/v1/application/${applicantId}/readiness`, method: 'GET'\n    },\n      options);\n    }\n  \n/**\n * Embedded DRA Signing: Returns an Embedded Signing URL so the applicant signs the Debt Resolution Agreement via DocuSign directly within the Symple UI, preventing session breakage. Successful legal execution triggers automatic enrollment. Requires a valid Authorization header.\n * @summary Generate Debt Resolution Agreement (DRA)\n */\nconst generateDra = (\n    applicantId: string,\n    draRequest: DraRequest,\n options?: SecondParameter<typeof customInstance<DraResponse>>,) => {\n      return customInstance<DraResponse>(\n      {url: `/v2/application/${applicantId}/dra`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: draRequest\n    },\n      options);\n    }\n  \n/**\n * **Recommended endpoint.** `POST /v1/applicant/register` is deprecated and will be retired by end of July 2026 (deadline can be extended on request if your team needs more time). Identity Anchoring: Persists applicant PII to Achieve's managed partner CRM and generates the `fdr_applicant_id` — the applicant's passport across all systems. Routes to the correct target system based on seller identity, and triggers the async credit fetch. Requires a valid Authorization header.\n * @summary Seller-aware applicant registration (v2 — unified ARPCErrorResponse envelope) — recommended\n */\nconst registerApplicantV2 = (\n    registerApplicantV2Request: RegisterApplicantV2Request,\n options?: SecondParameter<typeof customInstance<RegisterApplicantV2Response>>,) => {\n      return customInstance<RegisterApplicantV2Response>(\n      {url: `/v2/applicant/register`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: registerApplicantV2Request\n    },\n      options);\n    }\n  \n/**\n * Async Polling Loop: Call this single endpoint for both initial generation and refresh. Returns 202 Accepted with a Retry-After header while credit is still pending. Once ready, the Managed Package orchestrates the calculation and persists the program result. Requires a valid Authorization header.\n * @summary Generate application program (v1)\n */\nconst generateProgramV1 = (\n    programRequest: ProgramRequest,\n options?: SecondParameter<typeof customInstance<LeadResponse>>,) => {\n      return customInstance<LeadResponse>(\n      {url: `/v1/application/program`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: programRequest\n    },\n      options);\n    }\n  \n/**\n * Eligibility Scout: Two operational modes — (1) no PII required: state-based quote using provided debt accounts; (2) credit pull: full applicant PII for a live soft credit report. Returns estimated program options to anchor the conversation before any registration occurs. Requires a valid Authorization header.\n * @summary Check application eligibility\n */\nconst checkEligibility = (\n    eligibilityRequest: EligibilityRequest,\n options?: SecondParameter<typeof customInstance<EligibilityResponse>>,) => {\n      return customInstance<EligibilityResponse>(\n      {url: `/v2/application/eligibility`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: eligibilityRequest\n    },\n      options);\n    }\n  \n/**\n * **Recommended endpoint — supersedes v1.** Submits a wholesale application to the underwriting system. On full UW approval (`sub_status = 'UW Approved'`) the banking disclosure email is sent automatically — no separate `send-email` call is needed in this path. Conditional approvals suppress the auto-send; in that case the manual `POST /v1/application/send-email/{fdrApplicantId}` endpoint can be used. Uses the SF Object API directly (no suip-proxy hop). Requires a valid Authorization header.\n * @summary Submit application to underwriting (v2 — auto banking disclosure) — recommended\n */\nconst uwSubmissionV2 = (\n    fdrApplicantId: string,\n options?: SecondParameter<typeof customInstance<UwSubmissionV2Response>>,) => {\n      return customInstance<UwSubmissionV2Response>(\n      {url: `/v2/application/uw-submission/${fdrApplicantId}`, method: 'POST'\n    },\n      options);\n    }\n  \n/**\n * Creates a SUIP Salesforce 'Program Summary Recording' task for the applicant identified by the {id} path variable. For DEX (or missing header), the parent SF opportunity is additionally PATCHed with the seller-config partner default PSC. For DC, the task is created and the parent SF opportunity is PATCHed only when ws_psc_code is provided in the request payload.\n * @summary Create program-summary recording task\n */\nconst createProgramSummaryTask = (\n    id: string,\n    programSummaryTaskRequest: ProgramSummaryTaskRequest,\n options?: SecondParameter<typeof customInstance<ProgramSummaryTaskResponse>>,) => {\n      return customInstance<ProgramSummaryTaskResponse>(\n      {url: `/v2/application/program-summary-task/${id}`, method: 'POST',\n      headers: {'Content-Type': 'application/json', },\n      data: programSummaryTaskRequest\n    },\n      options);\n    }\n  \nreturn {createLeadSync,selectProgram,checkApplicationReadiness,createSpinwheelNetworkUser,updateApplicationBankDetails,sendEmail,leadTransfer,readLead,patchLead,getApplicationReadiness,generateDra,registerApplicantV2,generateProgramV1,checkEligibility,uwSubmissionV2,createProgramSummaryTask}};\nexport type CreateLeadSyncResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['createLeadSync']>>>\nexport type SelectProgramResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['selectProgram']>>>\nexport type CheckApplicationReadinessResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['checkApplicationReadiness']>>>\nexport type CreateSpinwheelNetworkUserResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['createSpinwheelNetworkUser']>>>\nexport type UpdateApplicationBankDetailsResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['updateApplicationBankDetails']>>>\nexport type SendEmailResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['sendEmail']>>>\nexport type LeadTransferResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['leadTransfer']>>>\nexport type ReadLeadResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['readLead']>>>\nexport type PatchLeadResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['patchLead']>>>\nexport type GetApplicationReadinessResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['getApplicationReadiness']>>>\nexport type GenerateDraResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['generateDra']>>>\nexport type RegisterApplicantV2Result = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['registerApplicantV2']>>>\nexport type GenerateProgramV1Result = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['generateProgramV1']>>>\nexport type CheckEligibilityResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['checkEligibility']>>>\nexport type UwSubmissionV2Result = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['uwSubmissionV2']>>>\nexport type CreateProgramSummaryTaskResult = NonNullable<Awaited<ReturnType<ReturnType<typeof getARPCAchieveResolutionPartnerConnectAPI>['createProgramSummaryTask']>>>\n","import type {\n\tLeadApplication,\n\tLeadApplicationDraftType,\n\tProgramSelectionRequestDraftType,\n} from \"./generated/model\";\n\n/**\n * FDR's API speaks two vocabularies for the same value. You *send* a lowercase\n * schedule code (`bi-weekly`) to `selectProgram`; the lead *reports* a\n * capitalised label (`Bi-Weekly`) back on `application.draft_type`. Nothing in\n * the spec connects them, and the mismatch is silent — comparing what you sent\n * against what came back always looks like a failure.\n *\n * The labels below were confirmed against live STG by selecting each draft type\n * in turn. Through 2026.16.0 the spec documented `Monthly [Regular]` and\n * `Twice Monthly [Split]` for two of them and the API returned neither; 16.1\n * corrected the response enum, so the generated types now agree with the wire.\n * The two *vocabularies* remain — a corrected enum is not a unified one.\n *\n * Scope is narrow: `LeadApplication.draft_type` is the only label-valued site\n * in the whole spec. `PaymentSchedule` and `ProgramSelectionRequest` are both\n * already lowercase, and `LeadPatchRequest` has no `draft_type` at all, so\n * `selectProgram` is the only write path.\n *\n * These maps are annotated as `Record<>` over the generated enums on purpose:\n * if FDR ever adds a fourth draft type, codegen widens the enum and these fail\n * to compile until someone fills in the new key. The mapping keeps itself\n * honest without any bespoke assertion.\n */\n\n/** Schedule code → the label the lead reports back. */\nexport const DRAFT_TYPE_LABEL: Record<\n\tProgramSelectionRequestDraftType,\n\tLeadApplicationDraftType\n> = {\n\tregular: \"Regular\",\n\tsplit: \"Split\",\n\t\"bi-weekly\": \"Bi-Weekly\",\n};\n\n/** Lead-reported label → the schedule code `selectProgram` accepts. */\nexport const DRAFT_TYPE_CODE: Record<\n\tLeadApplicationDraftType,\n\tProgramSelectionRequestDraftType\n> = {\n\tRegular: \"regular\",\n\tSplit: \"split\",\n\t\"Bi-Weekly\": \"bi-weekly\",\n};\n\n/**\n * Read a lead's current draft type as a value you can hand straight back to\n * `selectProgram` — closing the round-trip FDR's two vocabularies leave open.\n *\n * Returns `undefined` when the lead has no selection yet, and also when the\n * label isn't one we know: the server can start returning a new picklist value\n * before we've regenerated against a newer spec, and guessing would be worse\n * than admitting we don't recognise it.\n */\nexport const draftTypeOf = (\n\tapplication: LeadApplication | undefined | null,\n): ProgramSelectionRequestDraftType | undefined => {\n\tconst label = application?.draft_type;\n\treturn label ? DRAFT_TYPE_CODE[label] : undefined;\n};\n","import { type ArpcConfig, configure } from \"./config\";\nimport { getARPCAchieveResolutionPartnerConnectAPI } from \"./generated/arpc\";\n\nexport type {\n\tArpcAuth,\n\tArpcConfig,\n\tArpcEndpoint,\n\tArpcEnvironment,\n\tArpcUrls,\n\tTokenCache,\n} from \"./config\";\nexport { ARPC_ENDPOINTS, isArpcEnvironment } from \"./config\";\nexport { DRAFT_TYPE_CODE, DRAFT_TYPE_LABEL, draftTypeOf } from \"./draft-type\";\nexport type * from \"./generated/model\";\nexport type { HttpResponse } from \"./http/client\";\n\n/**\n * ARPC SDK — a typed, agnostic client for FDR's ARPC DEX API (Achieve\n * Resolution Partner Connect, Digital Enrollment Experience).\n *\n * Thin by design: it owns the two-host routing (both derived from\n * `environment`), the OAuth token lifecycle, and bearer injection, and exposes\n * the full endpoint surface as typed operations on `sdk.api`. It does not\n * orchestrate the enrollment sequence — the caller\n * assembles payloads and threads the `fdr_applicant_id` between calls. See\n * `scripts/smoke.ts` for a full end-to-end reference sequence (incl. the program\n * poll loop).\n *\n * Auth is lazy: the first `api` call exchanges credentials for a bearer JWT and\n * caches it (~900s TTL), then re-exchanges shortly before it expires. There's no\n * explicit login step. Supply `auth.cache` to persist the token across restarts\n * or share it across workers; otherwise it's held in-process.\n *\n * Operations never throw on a non-2xx: each returns `{ status, data, headers }`,\n * so a business gate (e.g. a UW/DRA readiness failure) comes back as a normal\n * response you inspect via `status`/`data`. Only transport errors throw.\n *\n * Note: config and the default token cache are process-global — construct one\n * `ArpcSDK` per process. A second instance reconfigures the first; instances are\n * not isolated (single-tenant by design).\n *\n * @example\n * ```typescript\n * const sdk = new ArpcSDK({\n *   environment: \"stg\",\n *   auth: {\n *     username: \"borrowbetter@seller.com\",\n *     password: process.env.ARPC_OAUTH_PASSWORD!,\n *   },\n * });\n *\n * // The first call authenticates automatically and caches the token.\n * const elig = await sdk.api.checkEligibility({ ... });\n * const faid = elig.data.application?.applicant?.fdr_applicant_id;\n * ```\n */\nexport class ArpcSDK {\n\t/** The full typed endpoint surface — one method per gateway operation. */\n\treadonly api = getARPCAchieveResolutionPartnerConnectAPI();\n\n\tconstructor(config: ArpcConfig) {\n\t\tconfigure(config);\n\t}\n}\n"]}

package/package.json

@@ -1,6 +1,6 @@
 {
 	"name": "@borrowbetter/arpcsdk",
-	"version": "0.3.0",
+	"version": "0.5.0",
 	"description": "Typed, agnostic client for FDR's ARPC DEX API — Achieve Resolution Partner Connect (Digital Enrollment Experience)",
 	"author": "BorrowBetter",
 	"license": "MIT",
@@ -35,7 +35,6 @@
 		"codegen": "orval --config codegen.ts",
 		"dev": "tsup --watch",
 		"typecheck": "tsc --noEmit",
-		"typecheck:scripts": "tsc --noEmit --project scripts/tsconfig.json",
 		"smoke": "tsx scripts/smoke.ts",
 		"prepublishOnly": "pnpm build",
 		"lint": "biome check",
@@ -54,6 +53,7 @@
 		"@changesets/cli": "^2.27.0",
 		"@types/node": "^22.10.5",
 		"dotenv-flow": "^4.1.0",
+		"openapi3-ts": "^4.6.1",
 		"orval": "^7.13.0",
 		"tsup": "^8.0.0",
 		"tsx": "^4.21.0",