@birtalanrobert/commerce 3.0.0 → 4.0.0

package/README.md

@@ -55,6 +55,12 @@ export class PaymentsModule {}
 Register `commerceEntities` and `commerceMigrations` with the data source, as
 with every other package here.
 
+Where a deployment takes no card payments — which is most of them in some
+categories — provide `NoPayments` instead of `StripeConnect`. It reports `none`
+and refuses every operation, so every gate that already asks whether a business
+can be paid out answers no. **Do not construct the vendor client with an empty
+key**: it throws inside its own constructor and the application does not start.
+
 **Three entry points, and the split is deliberate.** The root is pure — what a
 deposit comes to, whether a business may sell yet, whether a payment can still
 be refunded — because a console decides all three while somebody drags a

package/dist/index.d.ts

@@ -21,5 +21,6 @@
  */
 export { balanceAfter, canTakeMoney, depositFor, payoutBlockReason, type DepositKind, type DepositPolicy, type PayoutStatus, } from './deposits';
 export { isRefundable, refundableAmount, type PaymentKind, type PaymentMethod, type PaymentState, } from './payments';
+export { NoPayments } from './providers/none';
 export type { ChargeRequest, ChargeResult, OnboardingLink, PaymentProvider, ProviderAccount, ProviderEvent, RefundRequest, SaveCardRequest, SaveCardResult, StoredCard, } from './providers/port';
 //# sourceMappingURL=index.d.ts.map

package/dist/index.d.ts.map

@@ -1 +1 @@
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+{"version":3,"file":"index.d.ts","sourceRoot":"","sources":["../src/index.ts"],"names":[],"mappings":"AAAA;;;;;;;;;;;;;;;;;;;;GAoBG;AACH,OAAO,EACL,YAAY,EACZ,YAAY,EACZ,UAAU,EACV,iBAAiB,EACjB,KAAK,WAAW,EAChB,KAAK,aAAa,EAClB,KAAK,YAAY,GAClB,MAAM,YAAY,CAAC;AAEpB,OAAO,EACL,YAAY,EACZ,gBAAgB,EAChB,KAAK,WAAW,EAChB,KAAK,aAAa,EAClB,KAAK,YAAY,GAClB,MAAM,YAAY,CAAC;AAEpB,OAAO,EAAE,UAAU,EAAE,MAAM,kBAAkB,CAAC;AAE9C,YAAY,EACV,aAAa,EACb,YAAY,EACZ,cAAc,EACd,eAAe,EACf,eAAe,EACf,aAAa,EACb,aAAa,EACb,eAAe,EACf,cAAc,EACd,UAAU,GACX,MAAM,kBAAkB,CAAC"}

package/dist/index.js

@@ -1,6 +1,6 @@
 "use strict";
 Object.defineProperty(exports, "__esModule", { value: true });
-exports.refundableAmount = exports.isRefundable = exports.payoutBlockReason = exports.depositFor = exports.canTakeMoney = exports.balanceAfter = void 0;
+exports.NoPayments = exports.refundableAmount = exports.isRefundable = exports.payoutBlockReason = exports.depositFor = exports.canTakeMoney = exports.balanceAfter = void 0;
 /**
  * Taking money on a business's behalf.
  *
@@ -30,6 +30,8 @@ Object.defineProperty(exports, "payoutBlockReason", { enumerable: true, get: fun
 var payments_1 = require("./payments");
 Object.defineProperty(exports, "isRefundable", { enumerable: true, get: function () { return payments_1.isRefundable; } });
 Object.defineProperty(exports, "refundableAmount", { enumerable: true, get: function () { return payments_1.refundableAmount; } });
+var none_1 = require("./providers/none");
+Object.defineProperty(exports, "NoPayments", { enumerable: true, get: function () { return none_1.NoPayments; } });
 /*
  * `StripeConnect` is deliberately NOT re-exported here.
  *

package/dist/index.js.map

@@ -1 +1 @@
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+{"version":3,"file":"index.js","sourceRoot":"","sources":["../src/index.ts"],"names":[],"mappings":";;;AAAA;;;;;;;;;;;;;;;;;;;;GAoBG;AACH,uCAQoB;AAPlB,wGAAA,YAAY,OAAA;AACZ,wGAAA,YAAY,OAAA;AACZ,sGAAA,UAAU,OAAA;AACV,6GAAA,iBAAiB,OAAA;AAMnB,uCAMoB;AALlB,wGAAA,YAAY,OAAA;AACZ,4GAAA,gBAAgB,OAAA;AAMlB,yCAA8C;AAArC,kGAAA,UAAU,OAAA;AAenB;;;;;;;;;GASG"}

package/dist/nestjs/commerce.service.d.ts.map

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package/dist/nestjs/commerce.service.js

@@ -64,7 +64,10 @@ let CommerceService = class CommerceService {
      */
     async startOnboarding(tenantId, options) {
         const existing = await this.payoutAccount(tenantId);
-        const account = await this.provider.account(existing?.externalId ?? null, options.country, options.email);
+        const account = await this.provider.account(existing?.externalId ?? null, options.country, options.email, 
+        // Written into the provider's metadata at creation, so an account event
+        // months later can say whose it is.
+        tenantId);
         await this.saveAccount(tenantId, account);
         return this.provider.onboard(account.externalId, options.returnUrl, options.refreshUrl);
     }
@@ -99,6 +102,7 @@ let CommerceService = class CommerceService {
             throw new http_1.ValidationError([{ field: 'amount', message: 'There is nothing to charge.' }], 'There is nothing to charge.');
         }
         const result = await this.provider.charge({
+            tenantId,
             account: account.externalId,
             amount: input.amount,
             currency: input.currency,
@@ -151,6 +155,7 @@ let CommerceService = class CommerceService {
     async saveCard(tenantId, input) {
         const existing = await this.savedCards(tenantId, input.subject);
         const result = await this.provider.saveCard({
+            tenantId,
             subject: input.subject,
             reference: input.reference,
             // Reuse the customer this person already has, so a second card joins the
@@ -357,27 +362,39 @@ let CommerceService = class CommerceService {
      * books.
      */
     async settle(event) {
+        /*
+         * The tenant comes from the metadata we wrote on the way out, and there is
+         * no fallback.
+         *
+         * The obvious alternative — look the provider's identifier up in our own
+         * table — **cannot work here**, and fails in the worst way: every one of
+         * these tables is under `FORCE ROW LEVEL SECURITY`, so a query with no
+         * tenant bound returns *no rows at all* rather than an error. The webhook
+         * then verifies, reads, understands and changes nothing, and the only
+         * evidence is a payment stuck in whatever state it was in.
+         *
+         * An event with no tenant on it is about something this deployment did not
+         * create — another environment sharing the provider account — and ignoring
+         * it is the right answer rather than a limitation.
+         */
+        const tenantId = event.tenantId;
+        if (!tenantId)
+            return undefined;
         if (event.kind === 'account' && event.accountStatus) {
-            const rows = await this.dataSource.query(`SELECT "tenant_id" FROM "mortar_payout_accounts" WHERE "external_id" = $1`, [event.externalId]);
-            const tenantId = rows[0]?.tenant_id;
-            if (!tenantId)
-                return undefined;
             await this.saveAccount(tenantId, event.accountStatus);
             return (await this.payoutAccount(tenantId)) ?? undefined;
         }
         if (event.kind !== 'payment' || !event.state)
             return undefined;
-        /*
-         * Found by the provider's identifier, which is the only thing both sides
-         * share — and read without a tenant because a webhook does not carry one.
-         * The row itself says whose it is.
-         */
-        const rows = await this.dataSource.query(`SELECT "id", "tenant_id" FROM "mortar_payments" WHERE "external_id" = $1`, [event.externalId]);
-        const found = rows[0];
+        // Inside the tenant's own policy, which is the only way this table can be
+        // read at all.
+        const found = await (0, tenancy_1.runInTenantTransaction)(this.dataSource, (scoped) => scoped
+            .getRepository(payment_entity_1.Payment)
+            .findOne({ where: { tenantId, externalId: event.externalId } }), { tenantId });
         if (!found)
             return undefined;
         const state = event.state === 'refunded' ? 'refunded' : event.state;
-        return this.update(found.tenant_id, found.id, {
+        return this.update(tenantId, found.id, {
             state,
             ...(state === 'captured' ? { takenAt: new Date() } : {}),
             ...(event.instrument ? { instrument: event.instrument } : {}),

package/dist/nestjs/commerce.service.js.map

@@ -1 +1 @@
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package/dist/nestjs/index.d.ts

@@ -16,6 +16,6 @@ import { Payment, PaymentRefund } from './payment.entity';
 import { SavedCard } from './saved-card.entity';
 import { CreateCommerce1789800000000 } from '../migrations/1789800000000-CreateCommerce';
 /** Register with the data source, the way every other mortar package is. */
-export declare const commerceEntities: (typeof PayoutAccount | typeof Payment | typeof PaymentRefund | typeof SavedCard)[];
+export declare const commerceEntities: (typeof PayoutAccount | typeof Payment | typeof SavedCard | typeof PaymentRefund)[];
 export declare const commerceMigrations: (typeof CreateCommerce1789800000000)[];
 //# sourceMappingURL=index.d.ts.map

package/dist/providers/none.d.ts

@@ -0,0 +1,50 @@
+import type { ChargeRequest, ChargeResult, OnboardingLink, PaymentProvider, ProviderAccount, RefundRequest, SaveCardRequest, SaveCardResult, StoredCard } from './port';
+/**
+ * No payment provider at all, said out loud rather than by failing.
+ *
+ * **Online payment is optional and never mandatory**, and this is what makes
+ * that true in the code rather than only in a document. A salon that takes cash
+ * at the counter and has never heard of Stripe runs its whole diary, writes
+ * down what it took, and reports on it — and nothing about that deployment
+ * should require a payment account to exist, least of all the application
+ * starting up.
+ *
+ * The alternative that looks simpler is constructing the vendor's client with
+ * an empty key. It throws inside its own constructor, and the whole API fails
+ * to boot — which is how this was found.
+ *
+ * **Not a permissive no-op.** Every operation refuses, and the account reports
+ * `none`, so every gate that already asks "can this business be paid out?"
+ * answers no without a special case. A provider that quietly returned success
+ * would write a trail of payments that never happened, which is worse than the
+ * crash it replaced.
+ */
+export declare class NoPayments implements PaymentProvider {
+    readonly name = "none";
+    onboard(): Promise<OnboardingLink>;
+    /**
+     * `none` rather than `pending`.
+     *
+     * They are different facts: `pending` means the provider is still checking,
+     * and a business told that will wait for an email that is never coming.
+     */
+    account(externalId: string | null): Promise<ProviderAccount>;
+    charge(_request: ChargeRequest): Promise<ChargeResult>;
+    capture(): Promise<ChargeResult>;
+    release(): Promise<void>;
+    refund(_request: RefundRequest): Promise<{
+        externalId: string;
+    }>;
+    saveCard(_request: SaveCardRequest): Promise<SaveCardResult>;
+    storedCard(): Promise<StoredCard | undefined>;
+    forgetCard(): Promise<void>;
+    /**
+     * Never genuine.
+     *
+     * A deployment with no provider has no webhook to receive, so anything
+     * arriving at that address came from somebody else — and `undefined` is how
+     * the port says "not from the provider".
+     */
+    verify(): undefined;
+}
+//# sourceMappingURL=none.d.ts.map

package/dist/providers/none.d.ts.map

@@ -0,0 +1 @@
+{"version":3,"file":"none.d.ts","sourceRoot":"","sources":["../../src/providers/none.ts"],"names":[],"mappings":"AAAA,OAAO,KAAK,EACV,aAAa,EACb,YAAY,EACZ,cAAc,EACd,eAAe,EACf,eAAe,EACf,aAAa,EACb,eAAe,EACf,cAAc,EACd,UAAU,EACX,MAAM,QAAQ,CAAC;AAEhB;;;;;;;;;;;;;;;;;;;GAmBG;AACH,qBAAa,UAAW,YAAW,eAAe;IAChD,QAAQ,CAAC,IAAI,UAAU;IAEjB,OAAO,IAAI,OAAO,CAAC,cAAc,CAAC;IAIxC;;;;;OAKG;IACG,OAAO,CAAC,UAAU,EAAE,MAAM,GAAG,IAAI,GAAG,OAAO,CAAC,eAAe,CAAC;IAI5D,MAAM,CAAC,QAAQ,EAAE,aAAa,GAAG,OAAO,CAAC,YAAY,CAAC;IAQtD,OAAO,IAAI,OAAO,CAAC,YAAY,CAAC;IAIhC,OAAO,IAAI,OAAO,CAAC,IAAI,CAAC;IAIxB,MAAM,CAAC,QAAQ,EAAE,aAAa,GAAG,OAAO,CAAC;QAAE,UAAU,EAAE,MAAM,CAAA;KAAE,CAAC;IAIhE,QAAQ,CAAC,QAAQ,EAAE,eAAe,GAAG,OAAO,CAAC,cAAc,CAAC;IAI5D,UAAU,IAAI,OAAO,CAAC,UAAU,GAAG,SAAS,CAAC;IAI7C,UAAU,IAAI,OAAO,CAAC,IAAI,CAAC;IAIjC;;;;;;OAMG;IACH,MAAM,IAAI,SAAS;CAGpB"}

package/dist/providers/none.js

@@ -0,0 +1,75 @@
+"use strict";
+Object.defineProperty(exports, "__esModule", { value: true });
+exports.NoPayments = void 0;
+/**
+ * No payment provider at all, said out loud rather than by failing.
+ *
+ * **Online payment is optional and never mandatory**, and this is what makes
+ * that true in the code rather than only in a document. A salon that takes cash
+ * at the counter and has never heard of Stripe runs its whole diary, writes
+ * down what it took, and reports on it — and nothing about that deployment
+ * should require a payment account to exist, least of all the application
+ * starting up.
+ *
+ * The alternative that looks simpler is constructing the vendor's client with
+ * an empty key. It throws inside its own constructor, and the whole API fails
+ * to boot — which is how this was found.
+ *
+ * **Not a permissive no-op.** Every operation refuses, and the account reports
+ * `none`, so every gate that already asks "can this business be paid out?"
+ * answers no without a special case. A provider that quietly returned success
+ * would write a trail of payments that never happened, which is worse than the
+ * crash it replaced.
+ */
+class NoPayments {
+    name = 'none';
+    async onboard() {
+        throw new Error('This deployment has no payment provider configured.');
+    }
+    /**
+     * `none` rather than `pending`.
+     *
+     * They are different facts: `pending` means the provider is still checking,
+     * and a business told that will wait for an email that is never coming.
+     */
+    async account(externalId) {
+        return { externalId: externalId ?? '', status: 'none', requirements: [] };
+    }
+    async charge(_request) {
+        return {
+            externalId: '',
+            state: 'failed',
+            detail: 'This business cannot take card payments.',
+        };
+    }
+    async capture() {
+        return { externalId: '', state: 'failed', detail: 'There is nothing to capture.' };
+    }
+    async release() {
+        // Nothing was ever held.
+    }
+    async refund(_request) {
+        throw new Error('Nothing was taken through a provider, so nothing can be given back.');
+    }
+    async saveCard(_request) {
+        throw new Error('This deployment has no payment provider configured.');
+    }
+    async storedCard() {
+        return undefined;
+    }
+    async forgetCard() {
+        // There is nothing stored anywhere to forget.
+    }
+    /**
+     * Never genuine.
+     *
+     * A deployment with no provider has no webhook to receive, so anything
+     * arriving at that address came from somebody else — and `undefined` is how
+     * the port says "not from the provider".
+     */
+    verify() {
+        return undefined;
+    }
+}
+exports.NoPayments = NoPayments;
+//# sourceMappingURL=none.js.map

package/dist/providers/none.js.map

@@ -0,0 +1 @@
+{"version":3,"file":"none.js","sourceRoot":"","sources":["../../src/providers/none.ts"],"names":[],"mappings":";;;AAYA;;;;;;;;;;;;;;;;;;;GAmBG;AACH,MAAa,UAAU;IACZ,IAAI,GAAG,MAAM,CAAC;IAEvB,KAAK,CAAC,OAAO;QACX,MAAM,IAAI,KAAK,CAAC,qDAAqD,CAAC,CAAC;IACzE,CAAC;IAED;;;;;OAKG;IACH,KAAK,CAAC,OAAO,CAAC,UAAyB;QACrC,OAAO,EAAE,UAAU,EAAE,UAAU,IAAI,EAAE,EAAE,MAAM,EAAE,MAAM,EAAE,YAAY,EAAE,EAAE,EAAE,CAAC;IAC5E,CAAC;IAED,KAAK,CAAC,MAAM,CAAC,QAAuB;QAClC,OAAO;YACL,UAAU,EAAE,EAAE;YACd,KAAK,EAAE,QAAQ;YACf,MAAM,EAAE,0CAA0C;SACnD,CAAC;IACJ,CAAC;IAED,KAAK,CAAC,OAAO;QACX,OAAO,EAAE,UAAU,EAAE,EAAE,EAAE,KAAK,EAAE,QAAQ,EAAE,MAAM,EAAE,8BAA8B,EAAE,CAAC;IACrF,CAAC;IAED,KAAK,CAAC,OAAO;QACX,yBAAyB;IAC3B,CAAC;IAED,KAAK,CAAC,MAAM,CAAC,QAAuB;QAClC,MAAM,IAAI,KAAK,CAAC,qEAAqE,CAAC,CAAC;IACzF,CAAC;IAED,KAAK,CAAC,QAAQ,CAAC,QAAyB;QACtC,MAAM,IAAI,KAAK,CAAC,qDAAqD,CAAC,CAAC;IACzE,CAAC;IAED,KAAK,CAAC,UAAU;QACd,OAAO,SAAS,CAAC;IACnB,CAAC;IAED,KAAK,CAAC,UAAU;QACd,8CAA8C;IAChD,CAAC;IAED;;;;;;OAMG;IACH,MAAM;QACJ,OAAO,SAAS,CAAC;IACnB,CAAC;CACF;AA3DD,gCA2DC"}

package/dist/providers/port.d.ts

@@ -14,7 +14,14 @@
 /** Where a business's money goes, as the provider knows it. */
 export interface ProviderAccount {
     readonly externalId: string;
-    readonly status: 'pending' | 'restricted' | 'ready';
+    /**
+     * `none` is a real answer, not an absence.
+     *
+     * It is what a deployment with no payment provider configured says, and it is
+     * different from `pending`: `pending` means somebody is checking, and a
+     * business told that will wait for an email nobody is going to send.
+     */
+    readonly status: 'none' | 'pending' | 'restricted' | 'ready';
     /** What the provider still wants, in its own words. */
     readonly requirements: readonly string[];
 }
@@ -23,6 +30,16 @@ export interface OnboardingLink {
     readonly expiresAt: Date;
 }
 export interface ChargeRequest {
+    /**
+     * Whose charge this is, carried into the provider's own metadata.
+     *
+     * **The only thing that ties a webhook back to a tenant.** A provider's
+     * event names the provider's identifiers and nothing of ours, and the tables
+     * that could translate one into the other are under row-level security — so
+     * an unbound lookup returns *nothing*, silently, and the event changes
+     * nothing while appearing to have been handled.
+     */
+    readonly tenantId: string;
     /** The business being paid, as the provider knows it. */
     readonly account: string;
     /**
@@ -82,6 +99,8 @@ export interface ChargeResult {
 }
 /** A card being stored for later, rather than charged now. */
 export interface SaveCardRequest {
+    /** Whose card this is. See `ChargeRequest.tenantId`. */
+    readonly tenantId: string;
     /** An existing customer to attach it to, where the person already has one. */
     readonly customer?: string;
     /** What it is being saved for, carried through for matching a webhook back. */
@@ -115,6 +134,14 @@ export interface RefundRequest {
 export interface ProviderEvent {
     readonly kind: 'payment' | 'account' | 'other';
     readonly externalId: string;
+    /**
+     * Whose it is, read back from the metadata we set on the way out.
+     *
+     * Absent means the event is about something this deployment did not create —
+     * another environment sharing the provider account — and the right response
+     * is to ignore it rather than to go looking.
+     */
+    readonly tenantId?: string;
     readonly state?: 'authorized' | 'captured' | 'failed' | 'refunded';
     readonly accountStatus?: ProviderAccount;
     readonly instrument?: string;
@@ -124,8 +151,13 @@ export interface PaymentProvider {
     readonly name: string;
     /** Starts or resumes onboarding, and says where to send the business. */
     onboard(tenantId: string, returnUrl: string, refreshUrl: string): Promise<OnboardingLink>;
-    /** Creates the account if there is none, and reports where it stands. */
-    account(externalId: string | null, country: string, email?: string): Promise<ProviderAccount>;
+    /**
+     * Creates the account if there is none, and reports where it stands.
+     *
+     * `tenantId` is written into the provider's metadata when an account is
+     * created, so that an account webhook months later can say whose it is.
+     */
+    account(externalId: string | null, country: string, email?: string, tenantId?: string): Promise<ProviderAccount>;
     charge(request: ChargeRequest): Promise<ChargeResult>;
     /** Takes money that was only held. The human decision has been made. */
     capture(externalId: string, amount?: number): Promise<ChargeResult>;

package/dist/providers/port.d.ts.map

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package/dist/providers/stripe.d.ts

@@ -26,7 +26,7 @@ export declare class StripeConnect implements PaymentProvider {
     readonly name = "stripe";
     private readonly stripe;
     constructor(options: StripeConnectOptions);
-    account(externalId: string | null, country: string, email?: string): Promise<ProviderAccount>;
+    account(externalId: string | null, country: string, email?: string, tenantId?: string): Promise<ProviderAccount>;
     onboard(externalId: string, returnUrl: string, refreshUrl: string): Promise<OnboardingLink>;
     charge(request: ChargeRequest): Promise<ChargeResult>;
     capture(externalId: string, amount?: number): Promise<ChargeResult>;

package/dist/providers/stripe.d.ts.map

@@ -1 +1 @@
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+{"version":3,"file":"stripe.d.ts","sourceRoot":"","sources":["../../src/providers/stripe.ts"],"names":[],"mappings":"AAAA,OAAO,MAAM,MAAM,QAAQ,CAAC;AAC5B,OAAO,KAAK,EACV,aAAa,EACb,YAAY,EACZ,cAAc,EACd,eAAe,EACf,eAAe,EACf,aAAa,EACb,aAAa,EACb,eAAe,EACf,cAAc,EACd,UAAU,EACX,MAAM,QAAQ,CAAC;AAEhB,MAAM,WAAW,oBAAoB;IACnC,SAAS,EAAE,MAAM,CAAC;IAClB,2EAA2E;IAC3E,aAAa,CAAC,EAAE,MAAM,CAAC;IACvB,+EAA+E;IAC/E,MAAM,CAAC,EAAE,MAAM,CAAC;CACjB;AAED;;;;;;;;;;;;;GAaG;AACH,qBAAa,aAAc,YAAW,eAAe;IAIvC,OAAO,CAAC,QAAQ,CAAC,OAAO;IAHpC,QAAQ,CAAC,IAAI,YAAY;IACzB,OAAO,CAAC,QAAQ,CAAC,MAAM,CAAS;gBAEH,OAAO,EAAE,oBAAoB;IAIpD,OAAO,CACX,UAAU,EAAE,MAAM,GAAG,IAAI,EACzB,OAAO,EAAE,MAAM,EACf,KAAK,CAAC,EAAE,MAAM,EACd,QAAQ,CAAC,EAAE,MAAM,GAChB,OAAO,CAAC,eAAe,CAAC;IAgBrB,OAAO,CACX,UAAU,EAAE,MAAM,EAClB,SAAS,EAAE,MAAM,EACjB,UAAU,EAAE,MAAM,GACjB,OAAO,CAAC,cAAc,CAAC;IAkBpB,MAAM,CAAC,OAAO,EAAE,aAAa,GAAG,OAAO,CAAC,YAAY,CAAC;IA8DrD,OAAO,CAAC,UAAU,EAAE,MAAM,EAAE,MAAM,CAAC,EAAE,MAAM,GAAG,OAAO,CAAC,YAAY,CAAC;IAanE,OAAO,CAAC,UAAU,EAAE,MAAM,GAAG,OAAO,CAAC,IAAI,CAAC;IAIhD;;;;;;;OAOG;IACG,QAAQ,CAAC,OAAO,EAAE,eAAe,GAAG,OAAO,CAAC,cAAc,CAAC;IA4B3D,UAAU,CAAC,UAAU,EAAE,MAAM,GAAG,OAAO,CAAC,UAAU,GAAG,SAAS,CAAC;IAwB/D,UAAU,CAAC,aAAa,EAAE,MAAM,GAAG,OAAO,CAAC,IAAI,CAAC;IAIhD,MAAM,CAAC,OAAO,EAAE,aAAa,GAAG,OAAO,CAAC;QAAE,UAAU,EAAE,MAAM,CAAA;KAAE,CAAC;IAarE,MAAM,CAAC,OAAO,EAAE,MAAM,GAAG,MAAM,EAAE,SAAS,EAAE,MAAM,GAAG,SAAS,GAAG,aAAa,GAAG,SAAS;CAoB3F"}

package/dist/providers/stripe.js

@@ -27,13 +27,16 @@ class StripeConnect {
         this.options = options;
         this.stripe = options.client ?? new stripe_1.default(options.secretKey);
     }
-    async account(externalId, country, email) {
+    async account(externalId, country, email, tenantId) {
         const account = externalId
             ? await this.stripe.accounts.retrieve(externalId)
             : await this.stripe.accounts.create({
                 type: 'express',
                 country,
                 ...(email ? { email } : {}),
+                // Written once, at creation, so an account event months later can say
+                // whose it is without a lookup that row-level security would refuse.
+                ...(tenantId ? { metadata: { tenant: tenantId } } : {}),
                 capabilities: { card_payments: { requested: true }, transfers: { requested: true } },
             });
         return interpretAccount(account);
@@ -88,7 +91,15 @@ class StripeConnect {
                     : {}),
                 // Carried through so a webhook can be matched back to what it paid
                 // for without a lookup table of our own.
-                metadata: { subject: request.subject },
+                /*
+                 * The tenant as well as the subject.
+                 *
+                 * A webhook names the provider's identifiers and nothing of ours, and
+                 * the table that could translate one into the other is under
+                 * row-level security — so a lookup with no tenant returns nothing at
+                 * all. This is what makes an event attributable.
+                 */
+                metadata: { subject: request.subject, tenant: request.tenantId },
                 /*
                  * Only where a card still has to be entered. Offering a redirect
                  * method to a charge that is already confirmed against a stored card
@@ -127,12 +138,12 @@ class StripeConnect {
      */
     async saveCard(request) {
         const customer = request.customer ??
-            (await this.stripe.customers.create({ metadata: { subject: request.subject } }, { idempotencyKey: `customer-${request.reference}` })).id;
+            (await this.stripe.customers.create({ metadata: { subject: request.subject, tenant: request.tenantId } }, { idempotencyKey: `customer-${request.reference}` })).id;
         const intent = await this.stripe.setupIntents.create({
             customer,
             usage: 'off_session',
             payment_method_types: ['card'],
-            metadata: { subject: request.subject },
+            metadata: { subject: request.subject, tenant: request.tenantId },
         }, { idempotencyKey: request.reference });
         return {
             customer,
@@ -245,6 +256,7 @@ function interpretEvent(event) {
             const intent = event.data.object;
             const result = interpretIntent(intent);
             return {
+                ...(intent.metadata?.tenant ? { tenantId: intent.metadata.tenant } : {}),
                 kind: 'payment',
                 externalId: intent.id,
                 state: event.type === 'payment_intent.payment_failed'
@@ -266,7 +278,12 @@ function interpretEvent(event) {
         }
         case 'account.updated': {
             const account = event.data.object;
-            return { kind: 'account', externalId: account.id, accountStatus: interpretAccount(account) };
+            return {
+                kind: 'account',
+                externalId: account.id,
+                ...(account.metadata?.tenant ? { tenantId: account.metadata.tenant } : {}),
+                accountStatus: interpretAccount(account),
+            };
         }
         default:
             /*

package/dist/providers/stripe.js.map

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package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "@birtalanrobert/commerce",
-  "version": "3.0.0",
+  "version": "4.0.0",
   "description": "Taking money on a business's behalf: payout onboarding, payments, refunds and the record of both",
   "license": "AGPL-3.0-only",
   "author": "Robert Birtalan",
@@ -44,11 +44,11 @@
   ],
   "dependencies": {
     "stripe": "^22.6.0",
-    "@birtalanrobert/context": "^1.1.0",
-    "@birtalanrobert/http": "^2.0.0",
-    "@birtalanrobert/money": "^1.0.0",
     "@birtalanrobert/database": "^1.0.0",
-    "@birtalanrobert/tenancy": "^1.1.0"
+    "@birtalanrobert/tenancy": "^1.1.0",
+    "@birtalanrobert/http": "^2.0.0",
+    "@birtalanrobert/context": "^1.1.0",
+    "@birtalanrobert/money": "^1.0.0"
   },
   "peerDependencies": {
     "@nestjs/common": "^11.0.0",

package/src/index.ts

@@ -37,6 +37,8 @@ export {
   type PaymentState,
 } from './payments';
 
+export { NoPayments } from './providers/none';
+
 export type {
   ChargeRequest,
   ChargeResult,

package/src/nestjs/commerce.service.ts

@@ -126,6 +126,9 @@ export class CommerceService {
       existing?.externalId ?? null,
       options.country,
       options.email,
+      // Written into the provider's metadata at creation, so an account event
+      // months later can say whose it is.
+      tenantId,
     );
 
     await this.saveAccount(tenantId, account);
@@ -175,6 +178,7 @@ export class CommerceService {
     }
 
     const result = await this.provider.charge({
+      tenantId,
       account: account.externalId,
       amount: input.amount,
       currency: input.currency,
@@ -241,6 +245,7 @@ export class CommerceService {
     const existing = await this.savedCards(tenantId, input.subject);
 
     const result = await this.provider.saveCard({
+      tenantId,
       subject: input.subject,
       reference: input.reference,
       // Reuse the customer this person already has, so a second card joins the
@@ -541,37 +546,47 @@ export class CommerceService {
    * books.
    */
   async settle(event: ProviderEvent): Promise<Payment | PayoutAccount | undefined> {
-    if (event.kind === 'account' && event.accountStatus) {
-      const rows = await this.dataSource.query<Array<{ tenant_id: string }>>(
-        `SELECT "tenant_id" FROM "mortar_payout_accounts" WHERE "external_id" = $1`,
-        [event.externalId],
-      );
-
-      const tenantId = rows[0]?.tenant_id;
-      if (!tenantId) return undefined;
+    /*
+     * The tenant comes from the metadata we wrote on the way out, and there is
+     * no fallback.
+     *
+     * The obvious alternative — look the provider's identifier up in our own
+     * table — **cannot work here**, and fails in the worst way: every one of
+     * these tables is under `FORCE ROW LEVEL SECURITY`, so a query with no
+     * tenant bound returns *no rows at all* rather than an error. The webhook
+     * then verifies, reads, understands and changes nothing, and the only
+     * evidence is a payment stuck in whatever state it was in.
+     *
+     * An event with no tenant on it is about something this deployment did not
+     * create — another environment sharing the provider account — and ignoring
+     * it is the right answer rather than a limitation.
+     */
+    const tenantId = event.tenantId;
+    if (!tenantId) return undefined;
 
+    if (event.kind === 'account' && event.accountStatus) {
       await this.saveAccount(tenantId, event.accountStatus);
       return (await this.payoutAccount(tenantId)) ?? undefined;
     }
 
     if (event.kind !== 'payment' || !event.state) return undefined;
 
-    /*
-     * Found by the provider's identifier, which is the only thing both sides
-     * share — and read without a tenant because a webhook does not carry one.
-     * The row itself says whose it is.
-     */
-    const rows = await this.dataSource.query<Array<{ id: string; tenant_id: string }>>(
-      `SELECT "id", "tenant_id" FROM "mortar_payments" WHERE "external_id" = $1`,
-      [event.externalId],
+    // Inside the tenant's own policy, which is the only way this table can be
+    // read at all.
+    const found = await runInTenantTransaction(
+      this.dataSource,
+      (scoped) =>
+        scoped
+          .getRepository(Payment)
+          .findOne({ where: { tenantId, externalId: event.externalId } }),
+      { tenantId },
     );
 
-    const found = rows[0];
     if (!found) return undefined;
 
     const state = event.state === 'refunded' ? 'refunded' : event.state;
 
-    return this.update(found.tenant_id, found.id, {
+    return this.update(tenantId, found.id, {
       state,
       ...(state === 'captured' ? { takenAt: new Date() } : {}),
       ...(event.instrument ? { instrument: event.instrument } : {}),

package/src/providers/none.ts

@@ -0,0 +1,92 @@
+import type {
+  ChargeRequest,
+  ChargeResult,
+  OnboardingLink,
+  PaymentProvider,
+  ProviderAccount,
+  RefundRequest,
+  SaveCardRequest,
+  SaveCardResult,
+  StoredCard,
+} from './port';
+
+/**
+ * No payment provider at all, said out loud rather than by failing.
+ *
+ * **Online payment is optional and never mandatory**, and this is what makes
+ * that true in the code rather than only in a document. A salon that takes cash
+ * at the counter and has never heard of Stripe runs its whole diary, writes
+ * down what it took, and reports on it — and nothing about that deployment
+ * should require a payment account to exist, least of all the application
+ * starting up.
+ *
+ * The alternative that looks simpler is constructing the vendor's client with
+ * an empty key. It throws inside its own constructor, and the whole API fails
+ * to boot — which is how this was found.
+ *
+ * **Not a permissive no-op.** Every operation refuses, and the account reports
+ * `none`, so every gate that already asks "can this business be paid out?"
+ * answers no without a special case. A provider that quietly returned success
+ * would write a trail of payments that never happened, which is worse than the
+ * crash it replaced.
+ */
+export class NoPayments implements PaymentProvider {
+  readonly name = 'none';
+
+  async onboard(): Promise<OnboardingLink> {
+    throw new Error('This deployment has no payment provider configured.');
+  }
+
+  /**
+   * `none` rather than `pending`.
+   *
+   * They are different facts: `pending` means the provider is still checking,
+   * and a business told that will wait for an email that is never coming.
+   */
+  async account(externalId: string | null): Promise<ProviderAccount> {
+    return { externalId: externalId ?? '', status: 'none', requirements: [] };
+  }
+
+  async charge(_request: ChargeRequest): Promise<ChargeResult> {
+    return {
+      externalId: '',
+      state: 'failed',
+      detail: 'This business cannot take card payments.',
+    };
+  }
+
+  async capture(): Promise<ChargeResult> {
+    return { externalId: '', state: 'failed', detail: 'There is nothing to capture.' };
+  }
+
+  async release(): Promise<void> {
+    // Nothing was ever held.
+  }
+
+  async refund(_request: RefundRequest): Promise<{ externalId: string }> {
+    throw new Error('Nothing was taken through a provider, so nothing can be given back.');
+  }
+
+  async saveCard(_request: SaveCardRequest): Promise<SaveCardResult> {
+    throw new Error('This deployment has no payment provider configured.');
+  }
+
+  async storedCard(): Promise<StoredCard | undefined> {
+    return undefined;
+  }
+
+  async forgetCard(): Promise<void> {
+    // There is nothing stored anywhere to forget.
+  }
+
+  /**
+   * Never genuine.
+   *
+   * A deployment with no provider has no webhook to receive, so anything
+   * arriving at that address came from somebody else — and `undefined` is how
+   * the port says "not from the provider".
+   */
+  verify(): undefined {
+    return undefined;
+  }
+}

package/src/providers/port.ts

@@ -15,7 +15,14 @@
 /** Where a business's money goes, as the provider knows it. */
 export interface ProviderAccount {
   readonly externalId: string;
-  readonly status: 'pending' | 'restricted' | 'ready';
+  /**
+   * `none` is a real answer, not an absence.
+   *
+   * It is what a deployment with no payment provider configured says, and it is
+   * different from `pending`: `pending` means somebody is checking, and a
+   * business told that will wait for an email nobody is going to send.
+   */
+  readonly status: 'none' | 'pending' | 'restricted' | 'ready';
   /** What the provider still wants, in its own words. */
   readonly requirements: readonly string[];
 }
@@ -26,6 +33,16 @@ export interface OnboardingLink {
 }
 
 export interface ChargeRequest {
+  /**
+   * Whose charge this is, carried into the provider's own metadata.
+   *
+   * **The only thing that ties a webhook back to a tenant.** A provider's
+   * event names the provider's identifiers and nothing of ours, and the tables
+   * that could translate one into the other are under row-level security — so
+   * an unbound lookup returns *nothing*, silently, and the event changes
+   * nothing while appearing to have been handled.
+   */
+  readonly tenantId: string;
   /** The business being paid, as the provider knows it. */
   readonly account: string;
   /**
@@ -87,6 +104,8 @@ export interface ChargeResult {
 
 /** A card being stored for later, rather than charged now. */
 export interface SaveCardRequest {
+  /** Whose card this is. See `ChargeRequest.tenantId`. */
+  readonly tenantId: string;
   /** An existing customer to attach it to, where the person already has one. */
   readonly customer?: string;
   /** What it is being saved for, carried through for matching a webhook back. */
@@ -124,6 +143,14 @@ export interface RefundRequest {
 export interface ProviderEvent {
   readonly kind: 'payment' | 'account' | 'other';
   readonly externalId: string;
+  /**
+   * Whose it is, read back from the metadata we set on the way out.
+   *
+   * Absent means the event is about something this deployment did not create —
+   * another environment sharing the provider account — and the right response
+   * is to ignore it rather than to go looking.
+   */
+  readonly tenantId?: string;
   readonly state?: 'authorized' | 'captured' | 'failed' | 'refunded';
   readonly accountStatus?: ProviderAccount;
   readonly instrument?: string;
@@ -136,8 +163,18 @@ export interface PaymentProvider {
   /** Starts or resumes onboarding, and says where to send the business. */
   onboard(tenantId: string, returnUrl: string, refreshUrl: string): Promise<OnboardingLink>;
 
-  /** Creates the account if there is none, and reports where it stands. */
-  account(externalId: string | null, country: string, email?: string): Promise<ProviderAccount>;
+  /**
+   * Creates the account if there is none, and reports where it stands.
+   *
+   * `tenantId` is written into the provider's metadata when an account is
+   * created, so that an account webhook months later can say whose it is.
+   */
+  account(
+    externalId: string | null,
+    country: string,
+    email?: string,
+    tenantId?: string,
+  ): Promise<ProviderAccount>;
 
   charge(request: ChargeRequest): Promise<ChargeResult>;
 

package/src/providers/stripe.ts

@@ -46,6 +46,7 @@ export class StripeConnect implements PaymentProvider {
     externalId: string | null,
     country: string,
     email?: string,
+    tenantId?: string,
   ): Promise<ProviderAccount> {
     const account = externalId
       ? await this.stripe.accounts.retrieve(externalId)
@@ -53,6 +54,9 @@ export class StripeConnect implements PaymentProvider {
           type: 'express',
           country,
           ...(email ? { email } : {}),
+          // Written once, at creation, so an account event months later can say
+          // whose it is without a lookup that row-level security would refuse.
+          ...(tenantId ? { metadata: { tenant: tenantId } } : {}),
           capabilities: { card_payments: { requested: true }, transfers: { requested: true } },
         });
 
@@ -116,7 +120,15 @@ export class StripeConnect implements PaymentProvider {
             : {}),
           // Carried through so a webhook can be matched back to what it paid
           // for without a lookup table of our own.
-          metadata: { subject: request.subject },
+          /*
+           * The tenant as well as the subject.
+           *
+           * A webhook names the provider's identifiers and nothing of ours, and
+           * the table that could translate one into the other is under
+           * row-level security — so a lookup with no tenant returns nothing at
+           * all. This is what makes an event attributable.
+           */
+          metadata: { subject: request.subject, tenant: request.tenantId },
           /*
            * Only where a card still has to be entered. Offering a redirect
            * method to a charge that is already confirmed against a stored card
@@ -165,7 +177,7 @@ export class StripeConnect implements PaymentProvider {
       request.customer ??
       (
         await this.stripe.customers.create(
-          { metadata: { subject: request.subject } },
+          { metadata: { subject: request.subject, tenant: request.tenantId } },
           { idempotencyKey: `customer-${request.reference}` },
         )
       ).id;
@@ -175,7 +187,7 @@ export class StripeConnect implements PaymentProvider {
         customer,
         usage: 'off_session',
         payment_method_types: ['card'],
-        metadata: { subject: request.subject },
+        metadata: { subject: request.subject, tenant: request.tenantId },
       },
       { idempotencyKey: request.reference },
     );
@@ -311,6 +323,7 @@ function interpretEvent(event: Stripe.Event): ProviderEvent {
       const result = interpretIntent(intent);
 
       return {
+        ...(intent.metadata?.tenant ? { tenantId: intent.metadata.tenant } : {}),
         kind: 'payment',
         externalId: intent.id,
         state:
@@ -335,7 +348,13 @@ function interpretEvent(event: Stripe.Event): ProviderEvent {
 
     case 'account.updated': {
       const account = event.data.object as Stripe.Account;
-      return { kind: 'account', externalId: account.id, accountStatus: interpretAccount(account) };
+
+      return {
+        kind: 'account',
+        externalId: account.id,
+        ...(account.metadata?.tenant ? { tenantId: account.metadata.tenant } : {}),
+        accountStatus: interpretAccount(account),
+      };
     }
 
     default: