@bank-mcp/server 0.1.0

package/dist/providers/plaid/index.d.ts.map

@@ -0,0 +1 @@
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package/dist/providers/plaid/index.js

@@ -0,0 +1,213 @@
+import { BankProvider } from "../base.js";
+import { httpFetch } from "../../utils/http.js";
+const ENVIRONMENTS = {
+    sandbox: "https://sandbox.plaid.com",
+    development: "https://development.plaid.com",
+    production: "https://production.plaid.com",
+};
+function parseConfig(raw) {
+    const clientId = raw.clientId;
+    const secret = raw.secret;
+    const accessToken = raw.accessToken;
+    const environment = raw.environment || "sandbox";
+    if (!clientId || !secret || !accessToken) {
+        throw new Error("Plaid config requires: clientId, secret, accessToken");
+    }
+    if (!ENVIRONMENTS[environment]) {
+        throw new Error(`Invalid Plaid environment "${environment}". Use: sandbox, development, production`);
+    }
+    return { clientId, secret, accessToken, environment };
+}
+/**
+ * All Plaid endpoints are POST with JSON body containing credentials.
+ */
+async function plaidPost(config, path, body) {
+    const baseUrl = ENVIRONMENTS[config.environment];
+    return httpFetch(`${baseUrl}${path}`, {
+        method: "POST",
+        headers: {
+            "Content-Type": "application/json",
+            "PLAID-CLIENT-ID": config.clientId,
+            "PLAID-SECRET": config.secret,
+        },
+        body: JSON.stringify({
+            access_token: config.accessToken,
+            ...body,
+        }),
+        timeoutMs: 30000,
+        retries: 2,
+    });
+}
+export class PlaidProvider extends BankProvider {
+    name = "plaid";
+    displayName = "Plaid (US/CA/EU)";
+    validateConfig(config) {
+        parseConfig(config);
+    }
+    getConfigSchema() {
+        return [
+            {
+                name: "clientId",
+                label: "Client ID",
+                type: "string",
+                required: true,
+            },
+            {
+                name: "secret",
+                label: "Secret",
+                type: "string",
+                required: true,
+                secret: true,
+            },
+            {
+                name: "accessToken",
+                label: "Access token (from Plaid Link)",
+                type: "string",
+                required: true,
+                secret: true,
+            },
+            {
+                name: "environment",
+                label: "Environment",
+                type: "select",
+                required: true,
+                options: ["sandbox", "development", "production"],
+                default: "sandbox",
+            },
+        ];
+    }
+    async listAccounts(config) {
+        const pc = parseConfig(config);
+        const data = (await plaidPost(pc, "/accounts/get", {}));
+        return data.accounts.map((a) => ({
+            uid: a.account_id,
+            iban: a.mask ? `****${a.mask}` : a.account_id,
+            name: a.official_name || a.name,
+            currency: a.balances?.iso_currency_code || "USD",
+            connectionId: "",
+        }));
+    }
+    async listTransactions(config, accountId, filter) {
+        const pc = parseConfig(config);
+        const startDate = filter?.dateFrom || defaultDateFrom(90);
+        const endDate = filter?.dateTo || today();
+        const allTx = [];
+        let offset = 0;
+        const pageSize = 500;
+        // Offset-based pagination — loop until we have all transactions
+        do {
+            const data = (await plaidPost(pc, "/transactions/get", {
+                start_date: startDate,
+                end_date: endDate,
+                options: {
+                    account_ids: [accountId],
+                    count: pageSize,
+                    offset,
+                    include_personal_finance_category: true,
+                },
+            }));
+            for (const raw of data.transactions) {
+                allTx.push(normalizeTransaction(raw));
+            }
+            offset += data.transactions.length;
+            if (offset >= data.total_transactions)
+                break;
+        } while (true);
+        // Apply local filters
+        let filtered = allTx;
+        if (filter?.amountMin !== undefined) {
+            filtered = filtered.filter((t) => Math.abs(t.amount) >= filter.amountMin);
+        }
+        if (filter?.amountMax !== undefined) {
+            filtered = filtered.filter((t) => Math.abs(t.amount) <= filter.amountMax);
+        }
+        if (filter?.type) {
+            filtered = filtered.filter((t) => t.type === filter.type);
+        }
+        if (filter?.limit) {
+            filtered = filtered.slice(0, filter.limit);
+        }
+        return filtered;
+    }
+    async getBalance(config, accountId) {
+        const pc = parseConfig(config);
+        const data = (await plaidPost(pc, "/accounts/balance/get", {
+            options: { account_ids: [accountId] },
+        }));
+        const balances = [];
+        for (const acc of data.accounts) {
+            const currency = acc.balances?.iso_currency_code || "USD";
+            if (acc.balances?.current !== null && acc.balances?.current !== undefined) {
+                balances.push({
+                    accountId: acc.account_id,
+                    amount: acc.balances.current,
+                    currency,
+                    type: "current",
+                });
+            }
+            if (acc.balances?.available !== null && acc.balances?.available !== undefined) {
+                balances.push({
+                    accountId: acc.account_id,
+                    amount: acc.balances.available,
+                    currency,
+                    type: "available",
+                });
+            }
+        }
+        return balances;
+    }
+}
+/**
+ * Normalize a Plaid transaction.
+ *
+ * CRITICAL: Plaid's amount sign is INVERTED from convention.
+ * Positive = money leaving the account (expense).
+ * Negative = money entering the account (income).
+ * We flip this to match our standard (negative = expense).
+ *
+ * Category: We use personal_finance_category.detailed when available
+ * (e.g. "FOOD_AND_DRINK_FAST_FOOD") as it's the most granular.
+ * Falls back to primary (e.g. "FOOD_AND_DRINK"), then legacy category array.
+ */
+function normalizeTransaction(raw) {
+    // Flip sign: Plaid positive = debit (expense), we want negative = expense
+    const amount = -raw.amount;
+    const isDebit = amount < 0;
+    // Best merchant name: merchant_name > counterparty > name
+    const merchantName = raw.merchant_name ||
+        raw.counterparties?.find((c) => c.type === "merchant")?.name ||
+        undefined;
+    // Best category: detailed PFC > primary PFC > legacy category
+    let category;
+    if (raw.personal_finance_category?.detailed) {
+        category = raw.personal_finance_category.detailed;
+    }
+    else if (raw.personal_finance_category?.primary) {
+        category = raw.personal_finance_category.primary;
+    }
+    else if (raw.category?.length) {
+        category = raw.category.join(" > ");
+    }
+    return {
+        id: raw.transaction_id,
+        accountId: raw.account_id,
+        date: raw.date,
+        amount,
+        currency: raw.iso_currency_code || "USD",
+        description: merchantName || raw.name,
+        merchantName,
+        category,
+        type: isDebit ? "debit" : "credit",
+        reference: raw.original_description || raw.name,
+        rawData: raw,
+    };
+}
+function defaultDateFrom(days) {
+    const d = new Date();
+    d.setDate(d.getDate() - days);
+    return d.toISOString().slice(0, 10);
+}
+function today() {
+    return new Date().toISOString().slice(0, 10);
+}
+//# sourceMappingURL=index.js.map

package/dist/providers/plaid/index.js.map

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package/dist/providers/registry.d.ts

@@ -0,0 +1,4 @@
+import type { BankProvider } from "./base.js";
+export declare function getProvider(name: string): BankProvider;
+export declare function listProviders(): BankProvider[];
+//# sourceMappingURL=registry.d.ts.map

package/dist/providers/registry.d.ts.map

@@ -0,0 +1 @@
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package/dist/providers/registry.js

@@ -0,0 +1,26 @@
+import { EnableBankingProvider } from "./enable-banking/index.js";
+import { TellerProvider } from "./teller/index.js";
+import { PlaidProvider } from "./plaid/index.js";
+import { TinkProvider } from "./tink/index.js";
+import { MockProvider } from "./mock/index.js";
+const providers = new Map();
+function register(provider) {
+    providers.set(provider.name, provider);
+}
+register(new EnableBankingProvider());
+register(new TellerProvider());
+register(new PlaidProvider());
+register(new TinkProvider());
+register(new MockProvider());
+export function getProvider(name) {
+    const provider = providers.get(name);
+    if (!provider) {
+        const available = [...providers.keys()].join(", ");
+        throw new Error(`Unknown provider "${name}". Available: ${available}`);
+    }
+    return provider;
+}
+export function listProviders() {
+    return [...providers.values()];
+}
+//# sourceMappingURL=registry.js.map

package/dist/providers/registry.js.map

@@ -0,0 +1 @@
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package/dist/providers/teller/index.d.ts

@@ -0,0 +1,12 @@
+import { BankProvider } from "../base.js";
+import type { BankAccount, Transaction, Balance, TransactionFilter, ConfigField } from "../../types.js";
+export declare class TellerProvider extends BankProvider {
+    readonly name = "teller";
+    readonly displayName = "Teller (US Banks)";
+    validateConfig(config: Record<string, unknown>): void;
+    getConfigSchema(): ConfigField[];
+    listAccounts(config: Record<string, unknown>): Promise<BankAccount[]>;
+    listTransactions(config: Record<string, unknown>, accountId: string, filter?: TransactionFilter): Promise<Transaction[]>;
+    getBalance(config: Record<string, unknown>, accountId: string): Promise<Balance[]>;
+}
+//# sourceMappingURL=index.d.ts.map

package/dist/providers/teller/index.d.ts.map

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package/dist/providers/teller/index.js

@@ -0,0 +1,215 @@
+import { readFileSync } from "node:fs";
+import { resolve } from "node:path";
+import { request as httpsRequest, Agent } from "node:https";
+import { BankProvider } from "../base.js";
+const API_BASE = "https://api.teller.io";
+function parseConfig(raw) {
+    const certificatePath = raw.certificatePath;
+    const privateKeyPath = raw.privateKeyPath;
+    const accessToken = raw.accessToken;
+    if (!certificatePath || !privateKeyPath || !accessToken) {
+        throw new Error("Teller config requires: certificatePath, privateKeyPath, accessToken");
+    }
+    return { certificatePath, privateKeyPath, accessToken };
+}
+function expandPath(p) {
+    return resolve(p.replace(/^~/, process.env.HOME || ""));
+}
+/**
+ * Create an HTTPS agent with mutual TLS client certificate.
+ *
+ * Teller requires mTLS for all API requests — the app proves its
+ * identity at the TLS layer, then user enrollment is authenticated
+ * via HTTP Basic Auth (token:empty_password).
+ */
+function createAgent(config) {
+    return new Agent({
+        cert: readFileSync(expandPath(config.certificatePath)),
+        key: readFileSync(expandPath(config.privateKeyPath)),
+    });
+}
+/**
+ * Make an HTTPS request with mTLS client certificate.
+ *
+ * Uses node:https directly because Node's global fetch doesn't
+ * reliably support passing an https.Agent for mTLS across all
+ * Node versions. This is the battle-tested approach.
+ */
+async function tellerFetch(url, config, agent) {
+    const auth = Buffer.from(`${config.accessToken}:`).toString("base64");
+    return new Promise((resolve, reject) => {
+        const req = httpsRequest(url, {
+            method: "GET",
+            agent,
+            headers: {
+                Authorization: `Basic ${auth}`,
+                Accept: "application/json",
+            },
+        }, (res) => {
+            const chunks = [];
+            res.on("data", (chunk) => chunks.push(chunk));
+            res.on("end", () => {
+                const body = Buffer.concat(chunks).toString("utf-8");
+                if (res.statusCode && res.statusCode >= 400) {
+                    reject(new Error(`Teller API ${res.statusCode} ${res.statusMessage}: ${body.slice(0, 200)}`));
+                    return;
+                }
+                try {
+                    resolve(JSON.parse(body));
+                }
+                catch {
+                    reject(new Error(`Teller API: invalid JSON response: ${body.slice(0, 200)}`));
+                }
+            });
+        });
+        req.on("error", reject);
+        req.setTimeout(30000, () => {
+            req.destroy(new Error("Teller API request timed out (30s)"));
+        });
+        req.end();
+    });
+}
+export class TellerProvider extends BankProvider {
+    name = "teller";
+    displayName = "Teller (US Banks)";
+    validateConfig(config) {
+        parseConfig(config);
+    }
+    getConfigSchema() {
+        return [
+            {
+                name: "certificatePath",
+                label: "Path to client certificate (.pem)",
+                type: "path",
+                required: true,
+            },
+            {
+                name: "privateKeyPath",
+                label: "Path to private key (.pem)",
+                type: "path",
+                required: true,
+            },
+            {
+                name: "accessToken",
+                label: "Access token (from Teller Connect enrollment)",
+                type: "string",
+                required: true,
+                secret: true,
+            },
+        ];
+    }
+    async listAccounts(config) {
+        const tc = parseConfig(config);
+        const agent = createAgent(tc);
+        const accounts = (await tellerFetch(`${API_BASE}/accounts`, tc, agent));
+        return accounts
+            .filter((a) => a.status === "open")
+            .map((a) => ({
+            uid: a.id,
+            iban: a.last_four ? `****${a.last_four}` : a.id,
+            name: a.name,
+            currency: a.currency || "USD",
+            connectionId: "",
+        }));
+    }
+    async listTransactions(config, accountId, filter) {
+        const tc = parseConfig(config);
+        const agent = createAgent(tc);
+        // Teller uses cursor pagination with from_id + count
+        const allTx = [];
+        let fromId;
+        const pageSize = 250;
+        do {
+            const params = new URLSearchParams();
+            params.set("count", String(pageSize));
+            if (fromId)
+                params.set("from_id", fromId);
+            const url = `${API_BASE}/accounts/${accountId}/transactions?${params}`;
+            const page = (await tellerFetch(url, tc, agent));
+            if (page.length === 0)
+                break;
+            for (const raw of page) {
+                const tx = normalizeTransaction(raw);
+                // Apply date filter (Teller doesn't support server-side date filtering)
+                if (filter?.dateFrom && tx.date < filter.dateFrom)
+                    continue;
+                if (filter?.dateTo && tx.date > filter.dateTo)
+                    continue;
+                allTx.push(tx);
+            }
+            // If we got a full page, there may be more
+            if (page.length < pageSize)
+                break;
+            fromId = page[page.length - 1].id;
+            // Safety: if we've passed the dateFrom window, stop paginating
+            if (filter?.dateFrom) {
+                const lastDate = page[page.length - 1].date;
+                if (lastDate < filter.dateFrom)
+                    break;
+            }
+        } while (true);
+        // Apply remaining local filters
+        let filtered = allTx;
+        if (filter?.amountMin !== undefined) {
+            filtered = filtered.filter((t) => Math.abs(t.amount) >= filter.amountMin);
+        }
+        if (filter?.amountMax !== undefined) {
+            filtered = filtered.filter((t) => Math.abs(t.amount) <= filter.amountMax);
+        }
+        if (filter?.type) {
+            filtered = filtered.filter((t) => t.type === filter.type);
+        }
+        if (filter?.limit) {
+            filtered = filtered.slice(0, filter.limit);
+        }
+        return filtered;
+    }
+    async getBalance(config, accountId) {
+        const tc = parseConfig(config);
+        const agent = createAgent(tc);
+        const bal = (await tellerFetch(`${API_BASE}/accounts/${accountId}/balances`, tc, agent));
+        const balances = [];
+        if (bal.ledger !== null) {
+            balances.push({
+                accountId,
+                amount: parseFloat(bal.ledger),
+                currency: "USD",
+                type: "ledger",
+            });
+        }
+        if (bal.available !== null) {
+            balances.push({
+                accountId,
+                amount: parseFloat(bal.available),
+                currency: "USD",
+                type: "available",
+            });
+        }
+        return balances;
+    }
+}
+/**
+ * Normalize a Teller transaction.
+ *
+ * Teller's amounts are pre-signed strings ("-86.46" for debits).
+ * Categories are flat (~28 values). Counterparty is already extracted.
+ */
+function normalizeTransaction(raw) {
+    const amount = parseFloat(raw.amount);
+    const isDebit = amount < 0;
+    const merchantName = raw.details?.counterparty?.name || undefined;
+    return {
+        id: raw.id,
+        accountId: raw.account_id,
+        date: raw.date,
+        amount,
+        currency: "USD",
+        description: merchantName || raw.description,
+        merchantName,
+        category: raw.details?.category || undefined,
+        type: isDebit ? "debit" : "credit",
+        reference: raw.description,
+        rawData: raw,
+    };
+}
+//# sourceMappingURL=index.js.map

package/dist/providers/teller/index.js.map

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package/dist/providers/tink/index.d.ts

@@ -0,0 +1,12 @@
+import { BankProvider } from "../base.js";
+import type { BankAccount, Transaction, Balance, TransactionFilter, ConfigField } from "../../types.js";
+export declare class TinkProvider extends BankProvider {
+    readonly name = "tink";
+    readonly displayName = "Tink (EU Open Banking)";
+    validateConfig(config: Record<string, unknown>): void;
+    getConfigSchema(): ConfigField[];
+    listAccounts(config: Record<string, unknown>): Promise<BankAccount[]>;
+    listTransactions(config: Record<string, unknown>, accountId: string, filter?: TransactionFilter): Promise<Transaction[]>;
+    getBalance(config: Record<string, unknown>, accountId: string): Promise<Balance[]>;
+}
+//# sourceMappingURL=index.d.ts.map

package/dist/providers/tink/index.d.ts.map

@@ -0,0 +1 @@
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