@asgcard/cli 0.1.2 → 0.2.0

package/dist/index.js

@@ -5,8 +5,16 @@
  * Manage virtual cards for AI agents from your terminal.
  * Authenticates via Stellar wallet signature (no API keys needed).
  *
- * Usage:
- *   asgcard login              — Set your Stellar private key
+ * Onboarding commands:
+ *   asgcard install --client codex|claude|cursor  — Configure MCP for your AI client
+ *   asgcard onboard [-y]                          — Full onboarding: wallet + MCP + skill + next step
+ *   asgcard wallet create                         — Generate a new Stellar keypair
+ *   asgcard wallet import                         — Import an existing Stellar secret key
+ *   asgcard wallet info                           — Show wallet address, USDC balance, deposit info
+ *   asgcard doctor                                — Diagnose your setup
+ *
+ * Card commands:
+ *   asgcard login              — Set your Stellar private key (legacy, use wallet import)
  *   asgcard cards              — List your cards
  *   asgcard card <id>          — Get card details
  *   asgcard card:details <id>  — Get sensitive card info (PAN, CVV)
@@ -22,12 +30,20 @@ import chalk from "chalk";
 import ora from "ora";
 import { ASGCardClient } from "@asgcard/sdk";
 import { WalletClient } from "./wallet-client.js";
-import { readFileSync, writeFileSync, mkdirSync, existsSync } from "node:fs";
-import { join } from "node:path";
+import { readFileSync, writeFileSync, mkdirSync, existsSync, cpSync } from "node:fs";
+import { join, dirname } from "node:path";
 import { homedir } from "node:os";
-// ── Config persistence ──────────────────────────────────────
+import { execSync } from "node:child_process";
+import { fileURLToPath } from "node:url";
+// ── Constants ───────────────────────────────────────────────
 const CONFIG_DIR = join(homedir(), ".asgcard");
 const CONFIG_FILE = join(CONFIG_DIR, "config.json");
+const WALLET_FILE = join(CONFIG_DIR, "wallet.json");
+const SKILL_DIR = join(homedir(), ".agents", "skills", "asgcard");
+const VERSION = "0.2.0";
+const USDC_ISSUER = "GA5ZSEJYB37JRC5AVCIA5MOP4RHTM335X2KGX3IHOJAPP5RE34K4KZVN";
+const HORIZON_URL = "https://horizon.stellar.org";
+const MIN_CARD_COST_USDC = 17.20; // $10 tier total cost
 function loadConfig() {
     try {
         if (existsSync(CONFIG_FILE)) {
@@ -43,16 +59,48 @@ function saveConfig(config) {
     mkdirSync(CONFIG_DIR, { recursive: true });
     writeFileSync(CONFIG_FILE, JSON.stringify(config, null, 2), { mode: 0o600 });
 }
-function requireKey() {
+function loadWallet() {
+    try {
+        if (existsSync(WALLET_FILE)) {
+            return JSON.parse(readFileSync(WALLET_FILE, "utf-8"));
+        }
+    }
+    catch {
+        // ignore
+    }
+    return null;
+}
+function saveWallet(wallet) {
+    mkdirSync(CONFIG_DIR, { recursive: true });
+    writeFileSync(WALLET_FILE, JSON.stringify(wallet, null, 2), { mode: 0o600 });
+}
+function resolveKey() {
+    // Priority: env var > wallet.json > config.json (legacy)
+    // Must match mcp-server/src/index.ts resolvePrivateKey() order
+    if (process.env.STELLAR_PRIVATE_KEY)
+        return process.env.STELLAR_PRIVATE_KEY;
+    const wallet = loadWallet();
+    if (wallet?.secretKey)
+        return wallet.secretKey;
     const config = loadConfig();
-    const key = process.env.STELLAR_PRIVATE_KEY || config.privateKey;
+    if (config.privateKey)
+        return config.privateKey;
+    return null;
+}
+function requireKey() {
+    const key = resolveKey();
     if (!key) {
-        console.error(chalk.red("❌ No Stellar private key configured.\n") +
-            chalk.dim("Run: ") +
-            chalk.cyan("asgcard login") +
-            chalk.dim(" or set ") +
+        console.error(chalk.red("❌ No Stellar private key configured.\n\n") +
+            chalk.bold("To fix this, do one of:\n\n") +
+            chalk.cyan("  asgcard wallet create") +
+            chalk.dim("    — generate a new Stellar keypair\n") +
+            chalk.cyan("  asgcard wallet import") +
+            chalk.dim("   — import an existing key\n") +
+            chalk.cyan("  asgcard login <key>") +
+            chalk.dim("     — save a key directly\n") +
+            chalk.dim("\n  Or set ") +
             chalk.cyan("STELLAR_PRIVATE_KEY") +
-            chalk.dim(" env var."));
+            chalk.dim(" environment variable.\n"));
         process.exit(1);
     }
     return key;
@@ -63,6 +111,31 @@ function getApiUrl() {
 function getRpcUrl() {
     return process.env.STELLAR_RPC_URL || loadConfig().rpcUrl;
 }
+// ── Stellar Horizon helpers ─────────────────────────────────
+async function getUsdcBalance(publicKey) {
+    try {
+        const res = await fetch(`${HORIZON_URL}/accounts/${publicKey}`);
+        if (res.status === 404)
+            return 0; // Account not funded
+        if (!res.ok)
+            throw new Error(`Horizon error: ${res.status}`);
+        const data = await res.json();
+        const usdcBalance = data.balances.find((b) => b.asset_code === "USDC" && b.asset_issuer === USDC_ISSUER);
+        return usdcBalance ? parseFloat(usdcBalance.balance) : 0;
+    }
+    catch {
+        return -1; // -1 signals error
+    }
+}
+async function isAccountFunded(publicKey) {
+    try {
+        const res = await fetch(`${HORIZON_URL}/accounts/${publicKey}`);
+        return res.ok;
+    }
+    catch {
+        return false;
+    }
+}
 // ── Formatters ──────────────────────────────────────────────
 function formatCard(card) {
     const status = card.status === "active"
@@ -78,13 +151,704 @@ function formatCard(card) {
         `  Created: ${card.createdAt || "—"}`,
     ].join("\n");
 }
+function remediate(what, why, fix) {
+    console.error(chalk.red(`❌ ${what}\n`) +
+        chalk.dim(`   Why: ${why}\n`) +
+        chalk.bold(`   Fix: `) + chalk.cyan(fix) + "\n");
+}
 // ── CLI ─────────────────────────────────────────────────────
 const program = new Command();
 program
     .name("asgcard")
-    .description("ASG Card CLI — virtual cards for AI agents, powered by x402")
-    .version("0.1.0");
-// ── login ───────────────────────────────────────────────────
+    .description("ASG Card CLI — virtual cards for AI agents, powered by x402 on Stellar")
+    .version(VERSION);
+// ═══════════════════════════════════════════════════════════
+// ONBOARDING COMMANDS
+// ═══════════════════════════════════════════════════════════
+// ── wallet ──────────────────────────────────────────────────
+const walletCmd = program
+    .command("wallet")
+    .description("Manage your Stellar wallet (create, import, info)");
+walletCmd
+    .command("create")
+    .description("Generate a new Stellar keypair and save locally")
+    .action(async () => {
+    const existing = loadWallet();
+    if (existing) {
+        console.log(chalk.yellow("⚠ A wallet already exists:\n") +
+            chalk.dim("   Address: ") + chalk.cyan(existing.publicKey) + "\n" +
+            chalk.dim("   File:    ") + chalk.dim(WALLET_FILE) + "\n\n" +
+            chalk.dim("   To replace it, delete ") + chalk.cyan(WALLET_FILE) + chalk.dim(" first."));
+        return;
+    }
+    const { Keypair } = await import("@stellar/stellar-sdk");
+    const kp = Keypair.random();
+    const wallet = {
+        publicKey: kp.publicKey(),
+        secretKey: kp.secret(),
+        createdAt: new Date().toISOString(),
+    };
+    saveWallet(wallet);
+    // Also save to config for backward compatibility
+    const config = loadConfig();
+    config.privateKey = kp.secret();
+    saveConfig(config);
+    console.log(chalk.green("✅ Wallet created!\n"));
+    console.log(chalk.dim("   Address:    ") + chalk.cyan(kp.publicKey()));
+    console.log(chalk.dim("   Secret:     ") + chalk.yellow(kp.secret()));
+    console.log(chalk.dim("   Saved to:   ") + chalk.dim(WALLET_FILE));
+    console.log();
+    console.log(chalk.bold("⚡ Next steps:\n"));
+    console.log(chalk.dim("   1. Fund your wallet with at least ") + chalk.green(`$${MIN_CARD_COST_USDC} USDC`) + chalk.dim(" on Stellar"));
+    console.log(chalk.dim("      Send USDC to: ") + chalk.cyan(kp.publicKey()));
+    console.log(chalk.dim("   2. Check your balance: ") + chalk.cyan("asgcard wallet info"));
+    console.log(chalk.dim("   3. Create your first card: ") + chalk.cyan("asgcard card:create -a 10 -n \"AI Agent\" -e you@email.com"));
+    console.log();
+    console.log(chalk.yellow("⚠ Back up your secret key! It cannot be recovered if lost."));
+});
+walletCmd
+    .command("import")
+    .description("Import an existing Stellar secret key")
+    .argument("[key]", "Stellar secret key (S...). Omit to enter interactively")
+    .action(async (key) => {
+    let privateKey = key;
+    if (!privateKey) {
+        const readline = await import("node:readline");
+        const rl = readline.createInterface({ input: process.stdin, output: process.stdout });
+        privateKey = await new Promise((resolve) => {
+            rl.question(chalk.cyan("Enter Stellar secret key (S...): "), (answer) => {
+                rl.close();
+                resolve(answer.trim());
+            });
+        });
+    }
+    if (!privateKey?.startsWith("S") || privateKey.length !== 56) {
+        remediate("Invalid Stellar secret key", "Key must start with 'S' and be 56 characters (Stellar Ed25519 format)", "Get your key from your Stellar wallet or run: asgcard wallet create");
+        process.exit(1);
+    }
+    try {
+        const { Keypair } = await import("@stellar/stellar-sdk");
+        const kp = Keypair.fromSecret(privateKey);
+        const wallet = {
+            publicKey: kp.publicKey(),
+            secretKey: privateKey,
+            createdAt: new Date().toISOString(),
+        };
+        saveWallet(wallet);
+        const config = loadConfig();
+        config.privateKey = privateKey;
+        saveConfig(config);
+        console.log(chalk.green("✅ Wallet imported!\n"));
+        console.log(chalk.dim("   Address:  ") + chalk.cyan(kp.publicKey()));
+        console.log(chalk.dim("   Saved to: ") + chalk.dim(WALLET_FILE));
+        console.log();
+        console.log(chalk.dim("   Check your balance: ") + chalk.cyan("asgcard wallet info"));
+    }
+    catch {
+        remediate("Invalid Stellar secret key", "Could not decode the provided key", "Make sure it's a valid Stellar secret key starting with 'S'");
+        process.exit(1);
+    }
+});
+walletCmd
+    .command("info")
+    .description("Show wallet address, USDC balance, and deposit instructions")
+    .action(async () => {
+    const key = resolveKey();
+    if (!key) {
+        remediate("No wallet configured", "No Stellar key found in config, wallet file, or environment", "asgcard wallet create  or  asgcard wallet import");
+        process.exit(1);
+    }
+    const spinner = ora("Checking wallet...").start();
+    try {
+        const { Keypair } = await import("@stellar/stellar-sdk");
+        const kp = Keypair.fromSecret(key);
+        const pubKey = kp.publicKey();
+        const funded = await isAccountFunded(pubKey);
+        const balance = funded ? await getUsdcBalance(pubKey) : 0;
+        spinner.stop();
+        console.log(chalk.bold("\n🔑 Wallet Status\n"));
+        console.log(chalk.dim("   Public Key:     ") + chalk.cyan(pubKey));
+        console.log(chalk.dim("   Account Funded: ") + (funded ? chalk.green("Yes") : chalk.red("No")));
+        if (balance === -1) {
+            console.log(chalk.dim("   USDC Balance:   ") + chalk.yellow("Could not fetch (Horizon API error)"));
+        }
+        else {
+            const balanceColor = balance >= MIN_CARD_COST_USDC ? chalk.green : chalk.red;
+            console.log(chalk.dim("   USDC Balance:   ") + balanceColor(`$${balance.toFixed(2)}`));
+        }
+        console.log(chalk.dim("   Min Required:   ") + chalk.dim(`$${MIN_CARD_COST_USDC} USDC (for $10 card tier)`));
+        console.log();
+        if (!funded) {
+            console.log(chalk.yellow("⚠ Your Stellar account is not funded yet.\n"));
+            console.log(chalk.dim("   To activate your account, send at least 1 XLM + USDC to:"));
+            console.log(chalk.cyan(`   ${pubKey}`));
+            console.log(chalk.dim("\n   Then add a USDC trustline and deposit USDC."));
+        }
+        else if (balance < MIN_CARD_COST_USDC) {
+            console.log(chalk.yellow("⚠ Insufficient USDC for card creation.\n"));
+            console.log(chalk.dim("   Deposit at least ") + chalk.green(`$${MIN_CARD_COST_USDC} USDC`) + chalk.dim(" to your wallet:"));
+            console.log(chalk.cyan(`   ${pubKey}`));
+            console.log(chalk.dim("\n   USDC on Stellar: ") + chalk.dim("asset code USDC, issuer " + USDC_ISSUER.slice(0, 8) + "..."));
+        }
+        else {
+            console.log(chalk.green("✅ Wallet is ready for card creation!"));
+            console.log(chalk.dim("   Create a card: ") + chalk.cyan("asgcard card:create -a 10 -n \"AI Agent\" -e you@email.com"));
+        }
+        console.log();
+    }
+    catch (error) {
+        spinner.fail(chalk.red("Failed to check wallet"));
+        remediate("Invalid private key", error instanceof Error ? error.message : "Could not decode key", "asgcard wallet create  or  asgcard wallet import");
+        process.exit(1);
+    }
+});
+// ── install ─────────────────────────────────────────────────
+program
+    .command("install")
+    .description("Configure ASG Card MCP server for your AI client")
+    .requiredOption("-c, --client <client>", "AI client to configure (codex, claude, cursor)")
+    .action(async (options) => {
+    const client = options.client.toLowerCase();
+    const validClients = ["codex", "claude", "cursor"];
+    if (!validClients.includes(client)) {
+        remediate(`Unknown client: ${client}`, `Supported clients: ${validClients.join(", ")}`, `asgcard install --client codex`);
+        process.exit(1);
+    }
+    // NOTE: We do NOT embed STELLAR_PRIVATE_KEY in client configs.
+    // The MCP server reads the key from ~/.asgcard/wallet.json (or config.json)
+    // at startup. This keeps wallet lifecycle in the CLI/state layer.
+    const key = resolveKey();
+    switch (client) {
+        case "codex": {
+            const configPath = join(homedir(), ".codex", "config.toml");
+            const configDir = dirname(configPath);
+            mkdirSync(configDir, { recursive: true });
+            let existing = "";
+            try {
+                existing = readFileSync(configPath, "utf-8");
+            }
+            catch {
+                // file doesn't exist yet
+            }
+            if (existing.includes("[mcp_servers.asgcard]")) {
+                console.log(chalk.yellow("⚠ ASG Card MCP server is already configured in Codex."));
+                console.log(chalk.dim("   Config: ") + chalk.dim(configPath));
+                return;
+            }
+            const tomlBlock = `\n[mcp_servers.asgcard]\ncommand = "npx"\nargs = ["-y", "@asgcard/mcp-server"]\n`;
+            writeFileSync(configPath, existing + tomlBlock);
+            console.log(chalk.green("✅ ASG Card MCP server added to Codex!\n"));
+            console.log(chalk.dim("   Config: ") + chalk.dim(configPath));
+            console.log(chalk.dim("   Key source: ~/.asgcard/wallet.json (auto-resolved by MCP server)"));
+            if (!key) {
+                console.log(chalk.yellow("\n⚠ No wallet found yet. Run: ") + chalk.cyan("asgcard wallet create"));
+            }
+            break;
+        }
+        case "claude": {
+            // Use claude CLI to add MCP server (no env vars — key is read from wallet.json)
+            console.log(chalk.bold("Adding ASG Card MCP server to Claude Code...\n"));
+            const cmd = `claude mcp add asgcard -- npx -y @asgcard/mcp-server`;
+            try {
+                execSync(cmd, { stdio: "inherit" });
+                console.log(chalk.green("\n✅ ASG Card MCP server added to Claude Code!"));
+            }
+            catch {
+                // Fallback: write JSON config
+                const claudeConfigPath = join(homedir(), ".claude", "mcp.json");
+                const claudeConfigDir = dirname(claudeConfigPath);
+                mkdirSync(claudeConfigDir, { recursive: true });
+                let claudeConfig = {};
+                try {
+                    claudeConfig = JSON.parse(readFileSync(claudeConfigPath, "utf-8"));
+                }
+                catch {
+                    // file doesn't exist
+                }
+                const servers = (claudeConfig.mcpServers || {});
+                servers.asgcard = {
+                    command: "npx",
+                    args: ["-y", "@asgcard/mcp-server"],
+                };
+                claudeConfig.mcpServers = servers;
+                writeFileSync(claudeConfigPath, JSON.stringify(claudeConfig, null, 2));
+                console.log(chalk.green("✅ ASG Card MCP server added to Claude config!\n"));
+                console.log(chalk.dim("   Config: ") + chalk.dim(claudeConfigPath));
+            }
+            console.log(chalk.dim("   Key source: ~/.asgcard/wallet.json (auto-resolved by MCP server)"));
+            if (!key) {
+                console.log(chalk.yellow("\n⚠ No wallet found yet. Run: ") + chalk.cyan("asgcard wallet create"));
+            }
+            break;
+        }
+        case "cursor": {
+            const cursorConfigPath = join(homedir(), ".cursor", "mcp.json");
+            const cursorConfigDir = dirname(cursorConfigPath);
+            mkdirSync(cursorConfigDir, { recursive: true });
+            let cursorConfig = {};
+            try {
+                cursorConfig = JSON.parse(readFileSync(cursorConfigPath, "utf-8"));
+            }
+            catch {
+                // file doesn't exist
+            }
+            const servers = (cursorConfig.mcpServers || {});
+            if (servers.asgcard) {
+                console.log(chalk.yellow("⚠ ASG Card MCP server is already configured in Cursor."));
+                console.log(chalk.dim("   Config: ") + chalk.dim(cursorConfigPath));
+                return;
+            }
+            servers.asgcard = {
+                command: "npx",
+                args: ["-y", "@asgcard/mcp-server"],
+            };
+            cursorConfig.mcpServers = servers;
+            writeFileSync(cursorConfigPath, JSON.stringify(cursorConfig, null, 2));
+            console.log(chalk.green("✅ ASG Card MCP server added to Cursor!\n"));
+            console.log(chalk.dim("   Config: ") + chalk.dim(cursorConfigPath));
+            console.log(chalk.dim("   Key source: ~/.asgcard/wallet.json (auto-resolved by MCP server)"));
+            if (!key) {
+                console.log(chalk.yellow("\n⚠ No wallet found yet. Run: ") + chalk.cyan("asgcard wallet create"));
+            }
+            break;
+        }
+    }
+    console.log(chalk.dim("\n   Verify setup: ") + chalk.cyan("asgcard doctor"));
+});
+// ── onboard ─────────────────────────────────────────────────
+program
+    .command("onboard")
+    .description("Full onboarding: create/import wallet, install MCP, install skill, print next step")
+    .option("-y, --yes", "Non-interactive mode (auto-create wallet, skip prompts)")
+    .option("-c, --client <client>", "AI client to configure (codex, claude, cursor)")
+    .action(async (options) => {
+    console.log(chalk.bold("\n🚀 ASG Card Onboarding\n"));
+    // Step 1: Wallet
+    console.log(chalk.bold("Step 1/4: Wallet"));
+    let key = resolveKey();
+    if (key) {
+        const { Keypair } = await import("@stellar/stellar-sdk");
+        const kp = Keypair.fromSecret(key);
+        console.log(chalk.green("  ✅ Wallet found: ") + chalk.cyan(kp.publicKey()));
+    }
+    else if (options.yes) {
+        // Auto-create wallet
+        const { Keypair } = await import("@stellar/stellar-sdk");
+        const kp = Keypair.random();
+        const wallet = {
+            publicKey: kp.publicKey(),
+            secretKey: kp.secret(),
+            createdAt: new Date().toISOString(),
+        };
+        saveWallet(wallet);
+        const config = loadConfig();
+        config.privateKey = kp.secret();
+        saveConfig(config);
+        key = kp.secret();
+        console.log(chalk.green("  ✅ New wallet created: ") + chalk.cyan(kp.publicKey()));
+        console.log(chalk.dim("     Secret saved to: ") + chalk.dim(WALLET_FILE));
+    }
+    else {
+        // Interactive: ask to create or import
+        const readline = await import("node:readline");
+        const rl = readline.createInterface({ input: process.stdin, output: process.stdout });
+        const answer = await new Promise((resolve) => {
+            rl.question(chalk.cyan("  No wallet found. Create a new one? (Y/n): "), (a) => {
+                rl.close();
+                resolve(a.trim().toLowerCase());
+            });
+        });
+        if (answer === "" || answer === "y" || answer === "yes") {
+            const { Keypair } = await import("@stellar/stellar-sdk");
+            const kp = Keypair.random();
+            const wallet = {
+                publicKey: kp.publicKey(),
+                secretKey: kp.secret(),
+                createdAt: new Date().toISOString(),
+            };
+            saveWallet(wallet);
+            const config = loadConfig();
+            config.privateKey = kp.secret();
+            saveConfig(config);
+            key = kp.secret();
+            console.log(chalk.green("  ✅ Wallet created: ") + chalk.cyan(kp.publicKey()));
+        }
+        else {
+            console.log(chalk.dim("  Skipped. Run ") + chalk.cyan("asgcard wallet import") + chalk.dim(" later."));
+        }
+    }
+    console.log();
+    // Step 2: Install MCP for detected/specified clients
+    console.log(chalk.bold("Step 2/4: MCP Configuration"));
+    const clients = [];
+    if (options.client) {
+        clients.push(options.client.toLowerCase());
+    }
+    else {
+        // Auto-detect installed clients
+        if (existsSync(join(homedir(), ".codex")))
+            clients.push("codex");
+        if (existsSync(join(homedir(), ".claude")))
+            clients.push("claude");
+        if (existsSync(join(homedir(), ".cursor")))
+            clients.push("cursor");
+    }
+    if (clients.length === 0) {
+        console.log(chalk.dim("  No AI clients detected. Install manually: ") + chalk.cyan("asgcard install --client <client>"));
+    }
+    else {
+        // NOTE: No STELLAR_PRIVATE_KEY in configs — MCP server reads from ~/.asgcard/wallet.json
+        for (const client of clients) {
+            switch (client) {
+                case "codex": {
+                    const configPath = join(homedir(), ".codex", "config.toml");
+                    mkdirSync(dirname(configPath), { recursive: true });
+                    let existing = "";
+                    try {
+                        existing = readFileSync(configPath, "utf-8");
+                    }
+                    catch { /* */ }
+                    if (existing.includes("[mcp_servers.asgcard]")) {
+                        console.log(chalk.green("  ✅ Codex: already configured"));
+                    }
+                    else {
+                        const tomlBlock = `\n[mcp_servers.asgcard]\ncommand = "npx"\nargs = ["-y", "@asgcard/mcp-server"]\n`;
+                        writeFileSync(configPath, existing + tomlBlock);
+                        console.log(chalk.green("  ✅ Codex: MCP configured"));
+                    }
+                    break;
+                }
+                case "claude": {
+                    const claudeConfigPath = join(homedir(), ".claude", "mcp.json");
+                    mkdirSync(dirname(claudeConfigPath), { recursive: true });
+                    let claudeConfig = {};
+                    try {
+                        claudeConfig = JSON.parse(readFileSync(claudeConfigPath, "utf-8"));
+                    }
+                    catch { /* */ }
+                    const servers = (claudeConfig.mcpServers || {});
+                    if (servers.asgcard) {
+                        console.log(chalk.green("  ✅ Claude: already configured"));
+                    }
+                    else {
+                        servers.asgcard = {
+                            command: "npx",
+                            args: ["-y", "@asgcard/mcp-server"],
+                        };
+                        claudeConfig.mcpServers = servers;
+                        writeFileSync(claudeConfigPath, JSON.stringify(claudeConfig, null, 2));
+                        console.log(chalk.green("  ✅ Claude: MCP configured"));
+                    }
+                    break;
+                }
+                case "cursor": {
+                    const cursorConfigPath = join(homedir(), ".cursor", "mcp.json");
+                    mkdirSync(dirname(cursorConfigPath), { recursive: true });
+                    let cursorConfig = {};
+                    try {
+                        cursorConfig = JSON.parse(readFileSync(cursorConfigPath, "utf-8"));
+                    }
+                    catch { /* */ }
+                    const cServers = (cursorConfig.mcpServers || {});
+                    if (cServers.asgcard) {
+                        console.log(chalk.green("  ✅ Cursor: already configured"));
+                    }
+                    else {
+                        cServers.asgcard = {
+                            command: "npx",
+                            args: ["-y", "@asgcard/mcp-server"],
+                        };
+                        cursorConfig.mcpServers = cServers;
+                        writeFileSync(cursorConfigPath, JSON.stringify(cursorConfig, null, 2));
+                        console.log(chalk.green("  ✅ Cursor: MCP configured"));
+                    }
+                    break;
+                }
+            }
+        }
+    }
+    console.log();
+    // Step 3: Install product-owned skill
+    console.log(chalk.bold("Step 3/4: Agent Skill"));
+    try {
+        const __filename = fileURLToPath(import.meta.url);
+        const __dirname = dirname(__filename);
+        const bundledSkillDir = join(__dirname, "..", "skill");
+        if (existsSync(bundledSkillDir)) {
+            mkdirSync(SKILL_DIR, { recursive: true });
+            cpSync(bundledSkillDir, SKILL_DIR, { recursive: true });
+            console.log(chalk.green("  ✅ ASG Card skill installed: ") + chalk.dim(SKILL_DIR));
+        }
+        else {
+            // Create a minimal skill file
+            mkdirSync(SKILL_DIR, { recursive: true });
+            const skillContent = `---
+name: asgcard
+description: ASG Card — virtual MasterCard cards for AI agents, powered by x402 on Stellar
+---
+
+# ASG Card Agent Skill
+
+## Canonical Flow
+
+1. **Check wallet status**: Use \`get_wallet_status\` MCP tool to verify wallet address and USDC balance
+2. **Check pricing**: Use \`get_pricing\` to see available card tiers and costs
+3. **Create a card**: Use \`create_card\` with amount, name, and email
+4. **Manage cards**: Use \`list_cards\`, \`get_card\`, \`get_card_details\`, \`freeze_card\`, \`unfreeze_card\`
+
+## Zero Balance Handling
+
+If wallet has insufficient USDC:
+- Tell the user their current balance and the minimum required ($17.20 for $10 tier)
+- Provide their Stellar public key for deposits
+- Explain: "Send USDC on Stellar to your wallet address, then retry"
+
+## MCP Tools Available
+
+| Tool | Description |
+|------|-------------|
+| \`get_wallet_status\` | Check wallet address, USDC balance, and readiness |
+| \`get_pricing\` | View tier pricing for card creation and funding |
+| \`create_card\` | Create virtual MasterCard (pays USDC on-chain via x402) |
+| \`fund_card\` | Top up existing card |
+| \`list_cards\` | List all wallet cards |
+| \`get_card\` | Get card summary |
+| \`get_card_details\` | Get PAN, CVV, expiry (sensitive) |
+| \`freeze_card\` | Temporarily freeze card |
+| \`unfreeze_card\` | Re-enable frozen card |
+
+## Important Notes
+
+- All payments are in USDC on Stellar via x402 protocol
+- Card details are returned immediately on creation (agent-first model)
+- Wallet uses Stellar Ed25519 keypair — private key must stay local
+- Minimum card tier is $10 (total cost $17.20 USDC including fees)
+`;
+            writeFileSync(join(SKILL_DIR, "SKILL.md"), skillContent);
+            console.log(chalk.green("  ✅ ASG Card skill installed: ") + chalk.dim(SKILL_DIR));
+        }
+        // Also install for claude and kiro if dirs exist
+        for (const altDir of [
+            join(homedir(), ".claude", "skills", "asgcard"),
+            join(homedir(), ".kiro", "skills", "asgcard"),
+        ]) {
+            if (existsSync(dirname(dirname(altDir)))) {
+                mkdirSync(altDir, { recursive: true });
+                cpSync(SKILL_DIR, altDir, { recursive: true });
+            }
+        }
+    }
+    catch (error) {
+        console.log(chalk.yellow("  ⚠ Could not install skill: ") + chalk.dim(error instanceof Error ? error.message : String(error)));
+    }
+    console.log();
+    // Step 4: Wallet balance check and next step
+    console.log(chalk.bold("Step 4/4: Status & Next Steps"));
+    if (key) {
+        const { Keypair } = await import("@stellar/stellar-sdk");
+        const kp = Keypair.fromSecret(key);
+        const balance = await getUsdcBalance(kp.publicKey());
+        if (balance === -1) {
+            console.log(chalk.yellow("  ⚠ Could not check balance (Horizon API error)"));
+            console.log(chalk.dim("     Check manually: ") + chalk.cyan("asgcard wallet info"));
+        }
+        else if (balance >= MIN_CARD_COST_USDC) {
+            console.log(chalk.green("  ✅ Wallet funded!") + chalk.dim(` Balance: $${balance.toFixed(2)} USDC`));
+            console.log(chalk.bold("\n  🎉 Ready! Create your first card:\n"));
+            console.log(chalk.cyan("     asgcard card:create -a 10 -n \"AI Agent\" -e you@email.com\n"));
+        }
+        else {
+            console.log(chalk.yellow(`  ⚠ Balance: $${balance.toFixed(2)} USDC`) + chalk.dim(` (need $${MIN_CARD_COST_USDC} for $10 tier)`));
+            console.log(chalk.bold("\n  📥 Next step: Fund your wallet\n"));
+            console.log(chalk.dim("     Send USDC on Stellar to:"));
+            console.log(chalk.cyan(`     ${kp.publicKey()}\n`));
+            console.log(chalk.dim("     Then check: ") + chalk.cyan("asgcard wallet info"));
+        }
+    }
+    else {
+        console.log(chalk.yellow("  ⚠ No wallet configured."));
+        console.log(chalk.dim("     Run: ") + chalk.cyan("asgcard wallet create") + chalk.dim(" or ") + chalk.cyan("asgcard wallet import"));
+    }
+    console.log();
+    // ── Telemetry beacon (fire-and-forget) ──────────────
+    try {
+        const apiUrl = getApiUrl();
+        fetch(`${apiUrl}/telemetry/install`, {
+            method: "POST",
+            headers: { "Content-Type": "application/json" },
+            body: JSON.stringify({
+                client: clients[0] ?? "manual",
+                version: VERSION,
+                os: process.platform,
+            }),
+            signal: AbortSignal.timeout(3000),
+        }).catch(() => { }); // swallow — never block
+    }
+    catch {
+        // fail-open
+    }
+});
+// ── doctor ──────────────────────────────────────────────────
+program
+    .command("doctor")
+    .description("Diagnose your ASG Card setup — checks CLI, wallet, API, RPC, and balance")
+    .action(async () => {
+    console.log(chalk.bold("\n🩺 ASG Card Doctor\n"));
+    let allGood = true;
+    // 1. CLI version
+    console.log(chalk.dim("  CLI Version:      ") + chalk.cyan(VERSION));
+    // 2. Config directory
+    const configExists = existsSync(CONFIG_DIR);
+    console.log(chalk.dim("  Config Dir:       ") +
+        (configExists ? chalk.green(`✅ ${CONFIG_DIR}`) : chalk.red(`❌ ${CONFIG_DIR} — run: asgcard wallet create`)));
+    if (!configExists)
+        allGood = false;
+    // 3. Private key
+    const key = resolveKey();
+    if (key) {
+        try {
+            const { Keypair } = await import("@stellar/stellar-sdk");
+            const kp = Keypair.fromSecret(key);
+            console.log(chalk.dim("  Wallet Key:       ") + chalk.green(`✅ ${kp.publicKey().slice(0, 8)}...${kp.publicKey().slice(-4)}`));
+        }
+        catch {
+            console.log(chalk.dim("  Wallet Key:       ") + chalk.red("❌ Invalid key — run: asgcard wallet create"));
+            allGood = false;
+        }
+    }
+    else {
+        console.log(chalk.dim("  Wallet Key:       ") + chalk.red("❌ Not configured — run: asgcard wallet create"));
+        allGood = false;
+    }
+    // 4. API health
+    const apiUrl = getApiUrl();
+    try {
+        const res = await fetch(`${apiUrl}/health`, { signal: AbortSignal.timeout(5000) });
+        if (res.ok) {
+            const data = await res.json();
+            console.log(chalk.dim("  API Health:       ") + chalk.green(`✅ ${apiUrl} (v${data.version || "?"})`));
+        }
+        else {
+            console.log(chalk.dim("  API Health:       ") + chalk.red(`❌ ${apiUrl} returned ${res.status}`));
+            allGood = false;
+        }
+    }
+    catch (error) {
+        console.log(chalk.dim("  API Health:       ") + chalk.red(`❌ ${apiUrl} — unreachable`));
+        allGood = false;
+    }
+    // 5. Stellar Horizon
+    try {
+        const res = await fetch(`${HORIZON_URL}/`, { signal: AbortSignal.timeout(5000) });
+        if (res.ok) {
+            console.log(chalk.dim("  Stellar Horizon:  ") + chalk.green(`✅ ${HORIZON_URL}`));
+        }
+        else {
+            console.log(chalk.dim("  Stellar Horizon:  ") + chalk.red(`❌ ${HORIZON_URL} returned ${res.status}`));
+            allGood = false;
+        }
+    }
+    catch {
+        console.log(chalk.dim("  Stellar Horizon:  ") + chalk.red(`❌ ${HORIZON_URL} — unreachable`));
+        allGood = false;
+    }
+    // 6. Soroban RPC
+    const rpcUrl = getRpcUrl() || "https://mainnet.sorobanrpc.com";
+    try {
+        const res = await fetch(rpcUrl, {
+            method: "POST",
+            headers: { "Content-Type": "application/json" },
+            body: JSON.stringify({ jsonrpc: "2.0", id: 1, method: "getHealth" }),
+            signal: AbortSignal.timeout(5000),
+        });
+        if (res.ok) {
+            const data = await res.json();
+            const status = data.result?.status || "ok";
+            console.log(chalk.dim("  Soroban RPC:      ") + chalk.green(`✅ ${rpcUrl} (${status})`));
+        }
+        else {
+            console.log(chalk.dim("  Soroban RPC:      ") + chalk.red(`❌ ${rpcUrl} returned ${res.status}`));
+            allGood = false;
+        }
+    }
+    catch {
+        console.log(chalk.dim("  Soroban RPC:      ") + chalk.red(`❌ ${rpcUrl} — unreachable`));
+        allGood = false;
+    }
+    // 7. USDC Balance
+    if (key) {
+        try {
+            const { Keypair } = await import("@stellar/stellar-sdk");
+            const kp = Keypair.fromSecret(key);
+            const balance = await getUsdcBalance(kp.publicKey());
+            if (balance === -1) {
+                console.log(chalk.dim("  USDC Balance:     ") + chalk.yellow("⚠ Could not fetch"));
+            }
+            else if (balance >= MIN_CARD_COST_USDC) {
+                console.log(chalk.dim("  USDC Balance:     ") + chalk.green(`✅ $${balance.toFixed(2)}`));
+            }
+            else {
+                console.log(chalk.dim("  USDC Balance:     ") + chalk.red(`❌ $${balance.toFixed(2)} (need $${MIN_CARD_COST_USDC} for $10 tier)`));
+                allGood = false;
+            }
+        }
+        catch {
+            console.log(chalk.dim("  USDC Balance:     ") + chalk.yellow("⚠ Could not check (invalid key?)"));
+        }
+    }
+    else {
+        console.log(chalk.dim("  USDC Balance:     ") + chalk.dim("— (no wallet)"));
+    }
+    // 8. Skill check
+    const skillExists = existsSync(join(SKILL_DIR, "SKILL.md"));
+    console.log(chalk.dim("  Agent Skill:      ") +
+        (skillExists ? chalk.green(`✅ ${SKILL_DIR}`) : chalk.yellow("⚠ Not installed — run: asgcard onboard")));
+    // 9. MCP configs
+    const codexHas = existsSync(join(homedir(), ".codex", "config.toml")) &&
+        readFileSync(join(homedir(), ".codex", "config.toml"), "utf-8").includes("[mcp_servers.asgcard]");
+    const claudeHas = (() => {
+        try {
+            const c = JSON.parse(readFileSync(join(homedir(), ".claude", "mcp.json"), "utf-8"));
+            return !!(c.mcpServers?.asgcard);
+        }
+        catch {
+            return false;
+        }
+    })();
+    const cursorHas = (() => {
+        try {
+            const c = JSON.parse(readFileSync(join(homedir(), ".cursor", "mcp.json"), "utf-8"));
+            return !!(c.mcpServers?.asgcard);
+        }
+        catch {
+            return false;
+        }
+    })();
+    const mcpParts = [];
+    if (codexHas)
+        mcpParts.push("Codex");
+    if (claudeHas)
+        mcpParts.push("Claude");
+    if (cursorHas)
+        mcpParts.push("Cursor");
+    if (mcpParts.length > 0) {
+        console.log(chalk.dim("  MCP Configured:   ") + chalk.green(`✅ ${mcpParts.join(", ")}`));
+    }
+    else {
+        console.log(chalk.dim("  MCP Configured:   ") + chalk.yellow("⚠ None — run: asgcard install --client <client>"));
+    }
+    console.log();
+    if (allGood) {
+        console.log(chalk.green("  ✅ All checks passed! You're ready to create cards.\n"));
+    }
+    else {
+        console.log(chalk.yellow("  ⚠ Some checks failed. Fix the issues above and run ") + chalk.cyan("asgcard doctor") + chalk.yellow(" again.\n"));
+    }
+});
+// ═══════════════════════════════════════════════════════════
+// EXISTING CARD COMMANDS (preserved with better error handling)
+// ═══════════════════════════════════════════════════════════
+// ── login (legacy, kept for backward compatibility) ─────────
 program
     .command("login")
     .description("Configure your Stellar private key for wallet authentication")
@@ -94,7 +858,6 @@ program
     .action(async (key, options) => {
     let privateKey = key;
     if (!privateKey) {
-        // Read from stdin
         const readline = await import("node:readline");
         const rl = readline.createInterface({ input: process.stdin, output: process.stdout });
         privateKey = await new Promise((resolve) => {
@@ -105,7 +868,7 @@ program
         });
     }
     if (!privateKey?.startsWith("S")) {
-        console.error(chalk.red("❌ Invalid key. Must start with S (Stellar secret key)."));
+        remediate("Invalid key format", "Stellar secret keys start with 'S' and are 56 characters", "asgcard wallet create  (to generate a new keypair)");
         process.exit(1);
     }
     const config = {
@@ -115,7 +878,6 @@ program
         ...(options?.rpcUrl && { rpcUrl: options.rpcUrl }),
     };
     saveConfig(config);
-    // Derive and display the public key
     const { Keypair } = await import("@stellar/stellar-sdk");
     const kp = Keypair.fromSecret(privateKey);
     console.log(chalk.green("✅ Key saved to ~/.asgcard/config.json"));
@@ -144,7 +906,17 @@ program
         }
     }
     catch (error) {
-        spinner.fail(chalk.red(`Error: ${error instanceof Error ? error.message : error}`));
+        spinner.fail();
+        const msg = error instanceof Error ? error.message : String(error);
+        if (msg.includes("401") || msg.includes("403")) {
+            remediate("Authentication failed", "Your wallet signature was rejected by the API", "Check your key: asgcard doctor");
+        }
+        else if (msg.includes("fetch") || msg.includes("ECONNREFUSED")) {
+            remediate("API unreachable", msg, "Check connectivity: asgcard health");
+        }
+        else {
+            remediate("Failed to list cards", msg, "Run: asgcard doctor");
+        }
         process.exit(1);
     }
 });
@@ -163,7 +935,8 @@ program
         console.log(formatCard(result));
     }
     catch (error) {
-        spinner.fail(chalk.red(`Error: ${error instanceof Error ? error.message : error}`));
+        spinner.fail();
+        remediate("Failed to fetch card", error instanceof Error ? error.message : String(error), "asgcard doctor");
         process.exit(1);
     }
 });
@@ -191,7 +964,14 @@ program
         console.log(chalk.dim("\n  ⚠ Store securely. Rate-limited to 5/hour."));
     }
     catch (error) {
-        spinner.fail(chalk.red(`Error: ${error instanceof Error ? error.message : error}`));
+        spinner.fail();
+        const msg = error instanceof Error ? error.message : String(error);
+        if (msg.includes("429")) {
+            remediate("Rate limited", "Card details access is limited to 5 times per hour", "Wait and try again later");
+        }
+        else {
+            remediate("Failed to fetch details", msg, "asgcard doctor");
+        }
         process.exit(1);
     }
 });
@@ -205,10 +985,23 @@ program
     .requiredOption("-e, --email <email>", "Email for notifications")
     .action(async (options) => {
     if (!VALID_AMOUNTS.includes(options.amount)) {
-        console.error(chalk.red(`❌ Invalid amount. Choose from: ${VALID_AMOUNTS.join(", ")}`));
+        remediate(`Invalid amount: ${options.amount}`, `Available amounts: ${VALID_AMOUNTS.join(", ")}`, "asgcard pricing  (to see all tiers and costs)");
         process.exit(1);
     }
     const key = requireKey();
+    // Pre-flight balance check
+    try {
+        const { Keypair } = await import("@stellar/stellar-sdk");
+        const kp = Keypair.fromSecret(key);
+        const balance = await getUsdcBalance(kp.publicKey());
+        if (balance === 0) {
+            remediate("Wallet has zero USDC balance", `You need USDC on Stellar to pay for card creation`, `Send USDC to: ${kp.publicKey()}\n         Check balance: asgcard wallet info\n         View pricing: asgcard pricing`);
+            process.exit(1);
+        }
+    }
+    catch {
+        // Non-critical pre-flight — continue and let SDK handle it
+    }
     const spinner = ora(`Creating $${options.amount} card...`).start();
     try {
         const client = new ASGCardClient({
@@ -232,7 +1025,19 @@ program
         console.log(chalk.dim(`\n  TX: ${result.payment.txHash}`));
     }
     catch (error) {
-        spinner.fail(chalk.red(`Error: ${error instanceof Error ? error.message : error}`));
+        spinner.fail();
+        const msg = error instanceof Error ? error.message : String(error);
+        if (msg.includes("Insufficient") || msg.includes("balance")) {
+            const { Keypair } = await import("@stellar/stellar-sdk");
+            const kp = Keypair.fromSecret(key);
+            remediate("Insufficient USDC balance", msg, `Deposit USDC to: ${kp.publicKey()}\n         Then retry: asgcard card:create -a ${options.amount} -n "${options.name}" -e ${options.email}`);
+        }
+        else if (msg.includes("simulation")) {
+            remediate("Transaction simulation failed", msg, "Check: asgcard doctor  (RPC connectivity + balance)");
+        }
+        else {
+            remediate("Card creation failed", msg, "asgcard doctor");
+        }
         process.exit(1);
     }
 });
@@ -244,7 +1049,7 @@ program
     .requiredOption("-a, --amount <amount>", `Fund amount (${VALID_AMOUNTS.join(", ")})`)
     .action(async (id, options) => {
     if (!VALID_AMOUNTS.includes(options.amount)) {
-        console.error(chalk.red(`❌ Invalid amount. Choose from: ${VALID_AMOUNTS.join(", ")}`));
+        remediate(`Invalid amount: ${options.amount}`, `Available amounts: ${VALID_AMOUNTS.join(", ")}`, "asgcard pricing  (to see all tiers and costs)");
         process.exit(1);
     }
     const key = requireKey();
@@ -265,7 +1070,14 @@ program
         console.log(chalk.dim(`  TX: ${result.payment.txHash}`));
     }
     catch (error) {
-        spinner.fail(chalk.red(`Error: ${error instanceof Error ? error.message : error}`));
+        spinner.fail();
+        const msg = error instanceof Error ? error.message : String(error);
+        if (msg.includes("Insufficient") || msg.includes("balance")) {
+            remediate("Insufficient USDC balance", msg, "asgcard wallet info  (check balance and deposit)");
+        }
+        else {
+            remediate("Funding failed", msg, "asgcard doctor");
+        }
         process.exit(1);
     }
 });
@@ -283,7 +1095,8 @@ program
         spinner.succeed(chalk.blue(`❄ Card ${id} frozen`));
     }
     catch (error) {
-        spinner.fail(chalk.red(`Error: ${error instanceof Error ? error.message : error}`));
+        spinner.fail();
+        remediate("Failed to freeze card", error instanceof Error ? error.message : String(error), "asgcard doctor");
         process.exit(1);
     }
 });
@@ -300,44 +1113,45 @@ program
         spinner.succeed(chalk.green(`🔓 Card ${id} unfrozen`));
     }
     catch (error) {
-        spinner.fail(chalk.red(`Error: ${error instanceof Error ? error.message : error}`));
+        spinner.fail();
+        remediate("Failed to unfreeze card", error instanceof Error ? error.message : String(error), "asgcard doctor");
         process.exit(1);
     }
 });
-// ── pricing ─────────────────────────────────────────────────
+// ── pricing (FIXED: no private key required) ────────────────
 program
     .command("pricing")
-    .description("View current pricing tiers")
+    .description("View current pricing tiers (no authentication required)")
     .action(async () => {
     const spinner = ora("Fetching pricing...").start();
     try {
-        const client = new ASGCardClient({
-            privateKey: "SAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAVID", // dummy for public endpoint
-            baseUrl: getApiUrl(),
-        });
-        const tiers = await client.getTiers();
+        const res = await fetch(`${getApiUrl()}/cards/tiers`);
+        if (!res.ok)
+            throw new Error(`API returned ${res.status}`);
+        const tiers = await res.json();
         spinner.stop();
         console.log(chalk.bold("\n💰 Card Creation Tiers:\n"));
         console.log(chalk.dim("  Load Amount   Total Cost   Endpoint"));
         for (const t of tiers.creation) {
-            console.log(`  ${chalk.green("$" + String(t.loadAmount || "?").padEnd(11))} ${chalk.cyan("$" + String(t.totalCost).padEnd(11))} ${chalk.dim(t.endpoint)}`);
+            console.log(`  ${chalk.green("$" + String(t.loadAmount || "?").padEnd(11))} ${chalk.cyan("$" + String(t.totalCost).padEnd(11))} ${chalk.dim(String(t.endpoint))}`);
         }
         console.log(chalk.bold("\n💰 Card Funding Tiers:\n"));
         console.log(chalk.dim("  Fund Amount   Total Cost   Endpoint"));
         for (const t of tiers.funding) {
-            console.log(`  ${chalk.green("$" + String(t.fundAmount || "?").padEnd(11))} ${chalk.cyan("$" + String(t.totalCost).padEnd(11))} ${chalk.dim(t.endpoint)}`);
+            console.log(`  ${chalk.green("$" + String(t.fundAmount || "?").padEnd(11))} ${chalk.cyan("$" + String(t.totalCost).padEnd(11))} ${chalk.dim(String(t.endpoint))}`);
         }
         console.log();
     }
     catch (error) {
-        spinner.fail(chalk.red(`Error: ${error instanceof Error ? error.message : error}`));
+        spinner.fail();
+        remediate("Failed to fetch pricing", error instanceof Error ? error.message : String(error), "Check API status: asgcard health");
         process.exit(1);
     }
 });
 // ── health ──────────────────────────────────────────────────
 program
     .command("health")
-    .description("Check API health")
+    .description("Check API health (no authentication required)")
     .action(async () => {
     const spinner = ora("Checking API...").start();
     try {
@@ -347,7 +1161,8 @@ program
             chalk.dim(`v${data.version} — ${data.timestamp}`));
     }
     catch (error) {
-        spinner.fail(chalk.red(`API unreachable: ${error instanceof Error ? error.message : error}`));
+        spinner.fail();
+        remediate("API unreachable", error instanceof Error ? error.message : String(error), "Check your internet connection and try again");
         process.exit(1);
     }
 });
@@ -356,10 +1171,26 @@ program
     .command("whoami")
     .description("Show your configured wallet address")
     .action(async () => {
-    const key = requireKey();
+    const key = resolveKey();
+    if (!key) {
+        remediate("No wallet configured", "No key in config, wallet file, or environment", "asgcard wallet create");
+        process.exit(1);
+    }
     const { Keypair } = await import("@stellar/stellar-sdk");
     const kp = Keypair.fromSecret(key);
     console.log(chalk.cyan(kp.publicKey()));
 });
+// ── Default action: no subcommand → onboard -y ─────────────
+// If the user runs `npx @asgcard/cli` without any subcommand,
+// default to the onboarding flow. Preserves --help, --version,
+// and all existing subcommands.
+const knownCommands = new Set(program.commands.map((c) => c.name()));
+const userArgs = process.argv.slice(2);
+const hasSubcommand = userArgs.some((a) => knownCommands.has(a));
+const hasHelpOrVersion = userArgs.some((a) => ["-h", "--help", "-V", "--version"].includes(a));
+if (!hasSubcommand && !hasHelpOrVersion && userArgs.length === 0) {
+    console.log(chalk.dim("No command specified — starting onboarding flow...\n"));
+    process.argv.push("onboard", "--yes");
+}
 program.parse();
 //# sourceMappingURL=index.js.map