@alipay/alipay-aipay 1.7.0 → 1.7.2

package/skill-pre/references/integration/modules/code-examples/python/1-/351/200/232/347/224/250/346/216/245/345/217/243//345/274/202/346/255/245/351/200/232/347/237/245/345/244/204/347/220/206/344/273/243/347/240/201/347/244/272/344/276/213.md

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+# 异步通知处理 - Python 示例
+
+适用产品：AI 网页应用收款、AI 移动应用收款。AI 按量付费不使用异步通知。
+
+```python
+import re
+from flask import Blueprint, Response, request
+
+
+def create_alipay_notify_blueprint(deps):
+    """deps 接入项目真实 SDK 验签适配器、支付配置、订单仓储、通知事件仓储和脱敏日志。"""
+    blueprint = Blueprint("alipay_notify", __name__)
+
+    @blueprint.post("/alipay/notify")
+    def alipay_notify():
+        params = {}
+        try:
+            params = request.form.to_dict(flat=True)
+            config = deps["payment_config_repository"].find_by_app_id(params.get("app_id"))
+            if config is None:
+                return fail(deps, "alipay notify app config not found", params)
+
+            if not verify_notify_with_alipay_sdk(params, deps["alipay_notify_verifier"], config):
+                return fail(deps, "alipay notify signature check failed", params)
+
+            order = deps["order_repository"].find_by_out_trade_no(params.get("out_trade_no"))
+            if order is None or not business_fields_match(order, params, config):
+                return fail(deps, "alipay notify business check failed", params)
+
+            inserted = deps["notify_event_repository"].insert_once(
+                notify_id=params.get("notify_id"),
+                trade_no=params.get("trade_no"),
+                out_trade_no=params.get("out_trade_no"),
+                trade_status=params.get("trade_status"),
+                raw_params=params,
+            )
+            if not inserted:
+                return Response("success", mimetype="text/plain")
+
+            if is_paid_trade_notification(params):
+                deps["order_repository"].mark_paid_idempotently(order["out_trade_no"], params.get("trade_no"), params)
+            else:
+                deps["order_repository"].record_non_paid_trade_event(order["out_trade_no"], params.get("trade_status"), params)
+
+            return Response("success", mimetype="text/plain")
+        except Exception:
+            safe_log_notify_error(deps, "alipay notify unexpected exception", params)
+            return Response("fail", mimetype="text/plain")
+
+    return blueprint
+
+
+def business_fields_match(order, params, config):
+    return (
+        params.get("app_id") == config["app_id"]
+        and params.get("out_trade_no") == order["out_trade_no"]
+        and amount_equals(order["total_amount"], params.get("total_amount"))
+        and expected_seller_matches(config, params.get("seller_id"), params.get("seller_email"))
+    )
+
+
+def is_paid_trade_notification(params):
+    paid_status = params.get("trade_status") in ("TRADE_SUCCESS", "TRADE_FINISHED")
+    return paid_status and not params.get("out_biz_no") and not params.get("gmt_refund") and not params.get("refund_fee")
+
+
+def amount_equals(expected, actual):
+    expected_amount = normalize_amount_text(expected)
+    actual_amount = normalize_amount_text(actual)
+    return expected_amount is not None and expected_amount == actual_amount
+
+
+def normalize_amount_text(value):
+    if value is None:
+        return None
+    match = re.fullmatch(r"(\d+)(?:\.(\d{1,2}))?", str(value).strip())
+    if not match:
+        return None
+    return f"{int(match.group(1))}.{(match.group(2) or '').ljust(2, '0')}"
+
+
+def expected_seller_matches(config, seller_id, seller_email):
+    expected_seller_id = config.get("seller_id")
+    expected_seller_email = config.get("seller_email")
+    return (
+        bool(expected_seller_id and seller_id == expected_seller_id)
+        or bool(expected_seller_email and seller_email == expected_seller_email)
+    )
+
+
+def verify_notify_with_alipay_sdk(params, verifier, config):
+    """
+    使用当前项目已安装的支付宝 SDK 验签能力校验 params["sign"]。
+    verifier.verify(params, config) 必须封装目标项目当前 SDK 实际通知验签 API；落地前先查已安装包文档或类型定义，不能手写临时 RSA 验签。
+    """
+    return verifier.verify(params, config)
+
+
+def fail(deps, message, params):
+    safe_log_notify_error(deps, message, params)
+    return Response("fail", mimetype="text/plain")
+
+
+def safe_log_notify_error(deps, message, params):
+    try:
+        logger = deps.get("logger")
+        if logger is not None:
+            logger.warning(message, extra={"alipay_notify": sanitize_notify_params(params)})
+    except Exception:
+        # 日志失败不能影响支付宝收到纯文本 fail。
+        pass
+
+
+def sanitize_notify_params(params):
+    safe_params = dict(params)
+    safe_params.pop("sign", None)
+    return safe_params
+```
+
+要点：
+
+- 支付宝通知是 POST 表单，不能用 JSON body 解析。
+- 验签必须调用当前项目支付宝 SDK 的实际验签 API，验签前不得丢字段或改值。
+- `app_id`、`seller_id` / `seller_email` 从运行时支付配置校验，不从订单对象默认取值。
+- 金额校验使用字符串规范化、`Decimal` 或项目定点数工具，不要用浮点数直接比较。
+- 只有付款成功状态且不是退款、关单、分账等事件时，才认定付款成功。
+- 内存订单或内存幂等只能用于非生产 demo，生产必须使用持久化订单表和通知事件表。
+- 处理成功后返回纯文本 `success`；异常、验签失败或业务校验失败返回 `fail`。

package/skill-pre/references/integration/modules/code-examples/python/1-/351/200/232/347/224/250/346/216/245/345/217/243//347/273/237/344/270/200/346/224/266/345/215/225/344/272/244/346/230/223/345/205/263/351/227/255/346/216/245/345/217/243/344/273/243/347/240/201/347/244/272/344/276/213.md

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+# 统一收单交易关闭接口 - Python 示例
+
+## 请求示例
+
+```python
+import json
+from alipay.aop.api.AlipayClientConfig import AlipayClientConfig
+from alipay.aop.api.DefaultAlipayClient import DefaultAlipayClient
+from alipay.aop.api.request.AlipayTradeCloseRequest import AlipayTradeCloseRequest
+from alipay.aop.api.domain.AlipayTradeCloseModel import AlipayTradeCloseModel
+
+# 初始化SDK（Python 使用 PKCS#1 格式私钥，Java 使用 PKCS#8 格式，请勿混用）
+config = AlipayClientConfig()
+config.server_url = "https://openapi.alipay.com/gateway.do"
+# 沙箱环境: config.server_url = "https://openapi-sandbox.dl.alipaydev.com/gateway.do"
+config.app_id = "<-- 请填写您的AppId，例如：20190xxxxxx -->"
+config.app_private_key = "<-- 请填写您的应用私钥，例如：MIIE...（脱敏示例） -->"
+config.alipay_public_key = "<-- 请填写您的支付宝公钥，例如：MIIB...（脱敏示例） -->"
+config.charset = "utf-8"
+config.sign_type = "RSA2"
+client = DefaultAlipayClient(alipay_client_config=config)
+
+request = AlipayTradeCloseRequest()
+model = AlipayTradeCloseModel()
+model.out_trade_no = "MERCHANT_ORDER_NO_PLACEHOLDER"  # 商户订单号，与 trade_no 二选一
+# model.trade_no = "ALIPAY_TRADE_NO_PLACEHOLDER"  # 支付宝交易号，同时传时以 trade_no 为准
+request.biz_model = model
+
+response_content = client.execute(request)
+response = json.loads(response_content)
+result = response.get("alipay_trade_close_response", {})
+
+if result.get("code") == "10000":
+    print("交易关闭成功")
+else:
+    print(f"调用失败: {result.get('sub_code')} - {result.get('sub_msg')}")
+```
+
+## 响应示例
+### 正常示例
+```json
+{
+    "code": "10000",
+    "msg": "Success",
+    "trade_no": "ALIPAY_TRADE_NO_PLACEHOLDER",
+    "out_trade_no": "MERCHANT_ORDER_NO_PLACEHOLDER"
+}
+```
+### 异常示例
+```json
+{
+    "code": "20000",
+    "msg": "Service Currently Unavailable",
+    "sub_code": "isp.unknow-error",
+    "sub_msg": "系统繁忙"
+}
+```

package/skill-pre/references/integration/modules/code-examples/python/1-/351/200/232/347/224/250/346/216/245/345/217/243//347/273/237/344/270/200/346/224/266/345/215/225/344/272/244/346/230/223/346/237/245/350/257/242/346/216/245/345/217/243/344/273/243/347/240/201/347/244/272/344/276/213.md

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+# 统一收单交易查询接口 - Python 示例
+
+## 请求示例
+
+```python
+import json
+from alipay.aop.api.AlipayClientConfig import AlipayClientConfig
+from alipay.aop.api.DefaultAlipayClient import DefaultAlipayClient
+from alipay.aop.api.request.AlipayTradeQueryRequest import AlipayTradeQueryRequest
+from alipay.aop.api.domain.AlipayTradeQueryModel import AlipayTradeQueryModel
+
+# 初始化SDK（Python 使用 PKCS#1 格式私钥，Java 使用 PKCS#8 格式，请勿混用）
+config = AlipayClientConfig()
+config.server_url = "https://openapi.alipay.com/gateway.do"
+# 沙箱环境: config.server_url = "https://openapi-sandbox.dl.alipaydev.com/gateway.do"
+config.app_id = "<-- 请填写您的AppId，例如：20190xxxxxx -->"
+config.app_private_key = "<-- 请填写您的应用私钥，例如：MIIE...（脱敏示例） -->"
+config.alipay_public_key = "<-- 请填写您的支付宝公钥，例如：MIIB...（脱敏示例） -->"
+config.charset = "utf-8"
+config.sign_type = "RSA2"
+client = DefaultAlipayClient(alipay_client_config=config)
+
+request = AlipayTradeQueryRequest()
+model = AlipayTradeQueryModel()
+model.out_trade_no = "MERCHANT_ORDER_NO_PLACEHOLDER"  # 商户订单号，与 trade_no 二选一
+# model.trade_no = "ALIPAY_TRADE_NO_PLACEHOLDER"  # 支付宝交易号，同时传时以 trade_no 为准
+request.biz_model = model
+
+response_content = client.execute(request)
+response = json.loads(response_content)
+result = response.get("alipay_trade_query_response", {})
+
+if result.get("code") == "10000":
+    business_state = {
+        "TRADE_SUCCESS": "PAID",
+        "TRADE_FINISHED": "PAID",
+        "WAIT_BUYER_PAY": "PENDING_PAYMENT",
+        "TRADE_CLOSED": "CLOSED",
+    }.get(result.get("trade_status"), "UNKNOWN")
+    print(f"业务状态: {business_state}, 支付宝状态: {result.get('trade_status')}, 订单金额: {result.get('total_amount')}")
+else:
+    print(f"调用失败: {result.get('sub_code')} - {result.get('sub_msg')}")
+```
+
+## 响应示例
+### 正常示例
+```json
+{
+    "code": "10000",
+    "msg": "Success",
+    "trade_no": "ALIPAY_TRADE_NO_PLACEHOLDER",
+    "out_trade_no": "MERCHANT_ORDER_NO_PLACEHOLDER",
+    "trade_status": "TRADE_SUCCESS",
+    "total_amount": "88.88",
+    "buyer_pay_amount": "8.88",
+    "receipt_amount": "15.25",
+    "buyer_logon_id": "159****5620",
+    "buyer_user_id": "<BUYER_USER_ID>",
+    "send_pay_date": "2014-11-27 15:45:57"
+}
+```
+### 异常示例
+```json
+{
+    "code": "20000",
+    "msg": "Service Currently Unavailable",
+    "sub_code": "isp.unknow-error",
+    "sub_msg": "系统繁忙"
+}
+```

package/skill-pre/references/integration/modules/code-examples/python/1-/351/200/232/347/224/250/346/216/245/345/217/243//347/273/237/344/270/200/346/224/266/345/215/225/344/272/244/346/230/223/351/200/200/346/254/276/346/216/245/345/217/243/344/273/243/347/240/201/347/244/272/344/276/213.md

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+# 统一收单交易退款接口 - Python 示例
+
+## 请求示例
+
+```python
+import json
+from alipay.aop.api.AlipayClientConfig import AlipayClientConfig
+from alipay.aop.api.DefaultAlipayClient import DefaultAlipayClient
+from alipay.aop.api.request.AlipayTradeRefundRequest import AlipayTradeRefundRequest
+from alipay.aop.api.domain.AlipayTradeRefundModel import AlipayTradeRefundModel
+
+# 初始化SDK（Python 使用 PKCS#1 格式私钥，Java 使用 PKCS#8 格式，请勿混用）
+config = AlipayClientConfig()
+config.server_url = "https://openapi.alipay.com/gateway.do"
+# 沙箱环境: config.server_url = "https://openapi-sandbox.dl.alipaydev.com/gateway.do"
+config.app_id = "<-- 请填写您的AppId，例如：20190xxxxxx -->"
+config.app_private_key = "<-- 请填写您的应用私钥，例如：MIIE...（脱敏示例） -->"
+config.alipay_public_key = "<-- 请填写您的支付宝公钥，例如：MIIB...（脱敏示例） -->"
+config.charset = "utf-8"
+config.sign_type = "RSA2"
+client = DefaultAlipayClient(alipay_client_config=config)
+
+request = AlipayTradeRefundRequest()
+model = AlipayTradeRefundModel()
+model.out_trade_no = "MERCHANT_ORDER_NO_PLACEHOLDER"  # 商户订单号，与 trade_no 二选一
+model.refund_amount = "200.12"            # 使用 Decimal 等十进制定点金额；调用前校验累计退款不超过原订单实付金额
+model.refund_reason = "正常退款"           # 退款原因，选填
+model.out_request_no = "OUT_REQUEST_NO_PLACEHOLDER"  # 新退款使用新编号；同一退款失败重试必须复用原编号和原参数
+request.biz_model = model
+
+response_content = client.execute(request)
+response = json.loads(response_content)
+result = response.get("alipay_trade_refund_response", {})
+
+if result.get("code") == "10000":
+    if result.get("fund_change") == "Y":
+        print(f"退款资金已发生变化，退款金额: {result.get('refund_fee')}")
+    else:
+        print("退款结果待确认：使用同一 out_request_no 调用 alipay.trade.fastpay.refund.query")
+else:
+    print(f"调用失败: {result.get('sub_code')} - {result.get('sub_msg')}")
+```
+
+## 响应示例
+### 正常示例
+```json
+{
+    "code": "10000",
+    "msg": "Success",
+    "trade_no": "ALIPAY_TRADE_NO_PLACEHOLDER",
+    "out_trade_no": "MERCHANT_ORDER_NO_PLACEHOLDER",
+    "buyer_logon_id": "159****5620",
+    "fund_change": "Y",
+    "refund_fee": "88.88"
+}
+```
+### 异常示例
+```json
+{
+    "code": "20000",
+    "msg": "Service Currently Unavailable",
+    "sub_code": "isp.unknow-error",
+    "sub_msg": "系统繁忙"
+}
+```

package/skill-pre/references/integration/modules/code-examples/python/1-/351/200/232/347/224/250/346/216/245/345/217/243//347/273/237/344/270/200/346/224/266/345/215/225/344/272/244/346/230/223/351/200/200/346/254/276/346/237/245/350/257/242/346/216/245/345/217/243/344/273/243/347/240/201/347/244/272/344/276/213.md

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+# 统一收单交易退款查询接口 - Python 示例
+
+## 请求示例
+
+```python
+import json
+from alipay.aop.api.AlipayClientConfig import AlipayClientConfig
+from alipay.aop.api.DefaultAlipayClient import DefaultAlipayClient
+from alipay.aop.api.request.AlipayTradeFastpayRefundQueryRequest import AlipayTradeFastpayRefundQueryRequest
+from alipay.aop.api.domain.AlipayTradeFastpayRefundQueryModel import AlipayTradeFastpayRefundQueryModel
+
+# 初始化SDK（Python 使用 PKCS#1 格式私钥，Java 使用 PKCS#8 格式，请勿混用）
+config = AlipayClientConfig()
+config.server_url = "https://openapi.alipay.com/gateway.do"
+# 沙箱环境: config.server_url = "https://openapi-sandbox.dl.alipaydev.com/gateway.do"
+config.app_id = "<-- 请填写您的AppId，例如：20190xxxxxx -->"
+config.app_private_key = "<-- 请填写您的应用私钥，例如：MIIE...（脱敏示例） -->"
+config.alipay_public_key = "<-- 请填写您的支付宝公钥，例如：MIIB...（脱敏示例） -->"
+config.charset = "utf-8"
+config.sign_type = "RSA2"
+client = DefaultAlipayClient(alipay_client_config=config)
+
+request = AlipayTradeFastpayRefundQueryRequest()
+model = AlipayTradeFastpayRefundQueryModel()
+model.out_trade_no = "MERCHANT_ORDER_NO_PLACEHOLDER"  # 商户订单号，与 trade_no 二选一
+model.out_request_no = "OUT_REQUEST_NO_PLACEHOLDER"        # 退款请求号，必填，同一笔交易多次部分退款时用于区分
+request.biz_model = model
+
+response_content = client.execute(request)
+response = json.loads(response_content)
+result = response.get("alipay_trade_fastpay_refund_query_response", {})
+
+if result.get("code") == "10000":
+    # refund_status: REFUND_SUCCESS 表示退款成功，REFUND_PROCESSING 表示退款处理中
+    print(f"退款状态: {result.get('refund_status')}, 退款金额: {result.get('refund_amount')}")
+else:
+    print(f"调用失败: {result.get('sub_code')} - {result.get('sub_msg')}")
+```
+
+## 响应示例
+### 正常示例
+```json
+{
+    "code": "10000",
+    "msg": "Success",
+    "trade_no": "ALIPAY_TRADE_NO_PLACEHOLDER",
+    "out_trade_no": "MERCHANT_ORDER_NO_PLACEHOLDER",
+    "out_request_no": "OUT_REQUEST_NO_PLACEHOLDER",
+    "total_amount": "100.20",
+    "refund_amount": "12.33",
+    "refund_status": "REFUND_SUCCESS"
+}
+```
+### 异常示例
+```json
+{
+    "code": "20000",
+    "msg": "Service Currently Unavailable",
+    "sub_code": "isp.unknow-error",
+    "sub_msg": "系统繁忙"
+}
+```

package/skill-pre/references/integration/modules/code-examples/python/2-/347/275/221/347/253/231/346/224/257/344/273/230//347/273/237/344/270/200/346/224/266/345/215/225/344/270/213/345/215/225/345/271/266/346/224/257/344/273/230/351/241/265/351/235/242/346/216/245/345/217/243/344/273/243/347/240/201/347/244/272/344/276/213.md

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+# 统一收单下单并支付页面接口 - Python 示例
+
+## 请求示例
+
+```python
+import os
+from alipay.aop.api.AlipayClientConfig import AlipayClientConfig
+from alipay.aop.api.DefaultAlipayClient import DefaultAlipayClient
+from alipay.aop.api.request.AlipayTradePagePayRequest import AlipayTradePagePayRequest
+from alipay.aop.api.domain.AlipayTradePagePayModel import AlipayTradePagePayModel
+
+# 初始化SDK（Python 使用 PKCS#1 格式私钥，Java 使用 PKCS#8 格式，请勿混用）
+config = AlipayClientConfig()
+config.server_url = "https://openapi.alipay.com/gateway.do"
+# 沙箱环境: config.server_url = "https://openapi-sandbox.dl.alipaydev.com/gateway.do"
+config.app_id = "<-- 请填写您的AppId，例如：20190xxxxxx -->"
+config.app_private_key = "<-- 请填写您的应用私钥，例如：MIIE...（脱敏示例） -->"
+config.alipay_public_key = "<-- 请填写您的支付宝公钥，例如：MIIB...（脱敏示例） -->"
+config.charset = "utf-8"
+config.sign_type = "RSA2"
+client = DefaultAlipayClient(alipay_client_config=config)
+
+request = AlipayTradePagePayRequest()
+notify_url = os.getenv("ALIPAY_NOTIFY_URL", "").strip()
+if notify_url:
+    request.notify_url = notify_url  # 真实生产或公网联调时传入；本地没有公网 HTTPS notify_url 时不要传 None、空字符串或占位 URL
+request.return_url = "https://your-domain.com/return"  # 默认传入并替换为已验证结果页；仅用户明确关闭同步回跳时省略
+
+model = AlipayTradePagePayModel()
+model.out_trade_no = "MERCHANT_ORDER_NO_PLACEHOLDER"             # 商户订单号，必填
+model.total_amount = "88.88"                          # 订单总金额，必填，单位为元
+model.subject = "Iphone6 16G"                         # 订单标题，必填
+model.product_code = "FAST_INSTANT_TRADE_PAY"         # 网站支付固定值，必填
+request.biz_model = model
+
+# ⚠️ 网站支付必须使用 page_execute()，不能使用 execute()
+# ⚠️ 使用 execute() 将无法获取支付表单，是最常见的集成错误
+form_html = client.page_execute(request)
+# page_execute 返回的是 HTML 表单字符串，前端需要渲染并自动提交
+print(form_html)
+```
+
+## 响应示例
+### 正常示例
+```html
+<form name="punchout_form" method="post" action="https://openapi.alipay.com/gateway.do?charset=UTF-8&method=alipay.trade.page.pay&format=json&sign=SIGN_PLACEHOLDER&version=1.0&app_id=20190xxxxxx&sign_type=RSA2&timestamp=2014-07-24+03%3A07%3A50">
+<input type="hidden" name="biz_content" value="{&quot;out_trade_no&quot;:&quot;MERCHANT_ORDER_NO_PLACEHOLDER&quot;,&quot;total_amount&quot;:&quot;88.88&quot;,&quot;subject&quot;:&quot;Iphone6 16G&quot;,&quot;product_code&quot;:&quot;FAST_INSTANT_TRADE_PAY&quot;}">
+<input type="submit" value="立即支付" style="display:none" >
+</form>
+<script>document.forms[0].submit();</script>
+```

package/skill-pre/references/integration/modules/code-examples/python/3-APP/346/224/257/344/273/230/APP/346/224/257/344/273/230/346/216/245/345/217/243/344/273/243/347/240/201/347/244/272/344/276/213.md

@@ -0,0 +1,47 @@
+# APP 支付接口 - Python 示例
+
+## 请求示例
+
+```python
+import json
+import os
+from alipay.aop.api.AlipayClientConfig import AlipayClientConfig
+from alipay.aop.api.DefaultAlipayClient import DefaultAlipayClient
+from alipay.aop.api.request.AlipayTradeAppPayRequest import AlipayTradeAppPayRequest
+from alipay.aop.api.domain.AlipayTradeAppPayModel import AlipayTradeAppPayModel
+
+# 初始化SDK
+config = AlipayClientConfig()
+config.server_url = "https://openapi.alipay.com/gateway.do"
+config.app_id = "<-- 请填写您的AppId，例如：20190xxxxxx -->"
+config.app_private_key = "<-- 请填写您的应用私钥，例如：MIIE...（脱敏示例） -->"
+config.alipay_public_key = "<-- 请填写您的支付宝公钥，例如：MIIB...（脱敏示例） -->"
+config.charset = "utf-8"
+config.sign_type = "RSA2"
+client = DefaultAlipayClient(alipay_client_config=config)
+
+# 构造请求参数以调用接口
+request = AlipayTradeAppPayRequest()
+notify_url = os.getenv("ALIPAY_NOTIFY_URL", "").strip()
+if notify_url:
+    request.notify_url = notify_url  # 真实生产或公网联调时传入；本地没有公网 HTTPS notify_url 时不要传 None、空字符串或占位 URL
+model = AlipayTradeAppPayModel()
+
+model.out_trade_no = "MERCHANT_ORDER_NO_PLACEHOLDER"
+model.total_amount = "9.00"
+model.subject = "大乐透"
+model.product_code = "QUICK_MSECURITY_PAY"
+
+request.biz_model = model
+# 第三方代调用模式下请设置app_auth_token
+# request.add_other_text_param("app_auth_token", "<-- 请填写应用授权令牌 -->")
+
+order_str = client.sdk_execute(request)
+print(order_str)
+```
+
+## 响应示例
+### 正常示例
+```
+app_id=20190xxxxxx&biz_content=%7B%22time_expire%22%3A%222016-12-31+10%3A05%3A00%22%2C%22extend_params%22%3A%22%22%2C%22query_options%22%3A%22%5B%5C%22hyb_amount%5C%22%2C%5C%22enterprise_pay_info%5C%22%5D%22%2C%22subject%22%3A%22%E5%A4%A7%E4%B9%90%E9%80%8F%22%2C%22product_code%22%3A%22QUICK_MSECURITY_PAY%22%2C%22body%22%3A%22Iphone6+16G%22%2C%22passback_params%22%3A%22merchantBizType%253d3C%2526merchantBizNo%253dMERCHANT_BIZ_NO_PLACEHOLDER%22%2C%22specified_channel%22%3A%22pcredit%22%2C%22goods_detail%22%3A%22%22%2C%22merchant_order_no%22%3A%22MERCHANT_ORDER_NO_PLACEHOLDER%22%2C%22enable_pay_channels%22%3A%22pcredit%2CmoneyFund%2CdebitCardExpress%22%2C%22out_trade_no%22%3A%22MERCHANT_ORDER_NO_PLACEHOLDER%22%2C%22ext_user_info%22%3A%22%22%2C%22total_amount%22%3A%229.00%22%2C%22timeout_express%22%3A%2290m%22%2C%22disable_pay_channels%22%3A%22pcredit%2CmoneyFund%2CdebitCardExpress%22%2C%22agreement_sign_params%22%3A%22%22%7D&charset=UTF-8&format=json&method=alipay.trade.app.pay&sign=SIGN_PLACEHOLDER&sign_type=RSA2&timestamp=2014-07-24+03%3A07%3A50&version=1.0
+```