@aifinpay/mcp 2.4.1 → 2.7.0

package/dist/native-price.js

@@ -1,5 +1,6 @@
+import { PAY_CHAINS } from "./pay-chains.js";
 /**
- * Independent POL/USD rate for payable_fetch.
+ * Independent native/USD rate for payable_fetch: POL on Polygon, ETH on Base.
  *
  * payable_fetch values a v1.4 quote in USD with a rate it fetches itself —
  * never the quote API's own — so the owner's per-payment and daily USD limits
@@ -9,29 +10,27 @@
  * it began, with nothing to try instead.
  *
  * Sources, in order; the first fresh, sane answer wins:
- *   1. Chainlink POL/USD on Polygon, read over the agent's own Polygon RPC —
- *      the host the payment already needs, so no extra allowlist entry.
+ *   1. Chainlink <native>/USD on the payment chain, read over the agent's own
+ *      RPC for that chain — the host the payment already needs, so no extra
+ *      allowlist entry.
  *   2. api.coinbase.com spot price.
- *   3. api.coingecko.com, id polygon-ecosystem-token. NOT matic-network: that
- *      id stopped updating in February 2026 and answers a stale, higher price.
+ *   3. api.coingecko.com.
+ * Feed addresses and ids live in pay-chains.ts.
  */
-// Chainlink's MATIC/USD aggregator proxy on Polygon PoS. POL replaced MATIC
-// 1:1 and the feed kept its name ("MATIC / USD"); 8 decimals. Read 2026-09-23:
-// 0.1064, updated 3 s earlier, within 0.1% of Coinbase.
-export const CHAINLINK_POL_USD_POLYGON = "0xAB594600376Ec9fD91F8e885dADF0CE036862dE0";
+export const CHAINLINK_POL_USD_POLYGON = PAY_CHAINS.polygon.chainlinkNativeUsd;
 const LATEST_ROUND_DATA = "0xfeaf968c"; // latestRoundData()
 const CHAINLINK_DECIMALS = 8;
 // The feed updates on a 0.5% deviation or its heartbeat; a quiet market can
 // leave it for a while. Older than this and it is not trusted as "current".
 const MAX_FEED_AGE_S = 3600;
-const sane = (usd) => Number.isFinite(usd) && usd > 0 && usd < 1000;
+const sane = (usd, chain) => Number.isFinite(usd) && usd > 0 && usd < chain.maxSaneUsd;
 async function boundedJson(response, limit = 16 * 1024) {
     const text = await response.text();
     if (text.length > limit)
         throw new Error("price response exceeds limit");
     return JSON.parse(text);
 }
-async function fromChainlink(fetchImpl, rpc) {
+async function fromChainlink(fetchImpl, rpc, chain) {
     const response = await fetchImpl(rpc, {
         method: "POST",
         headers: { "content-type": "application/json" },
@@ -39,7 +38,7 @@ async function fromChainlink(fetchImpl, rpc) {
             jsonrpc: "2.0",
             id: 1,
             method: "eth_call",
-            params: [{ to: CHAINLINK_POL_USD_POLYGON, data: LATEST_ROUND_DATA }, "latest"],
+            params: [{ to: chain.chainlinkNativeUsd, data: LATEST_ROUND_DATA }, "latest"],
         }),
         signal: AbortSignal.timeout(10_000),
         redirect: "manual",
@@ -57,15 +56,15 @@ async function fromChainlink(fetchImpl, rpc) {
     if (answer <= 0n || answer >= 2n ** 255n)
         throw new Error("non-positive answer");
     const ageS = Math.floor(Date.now() / 1000) - updatedAt;
-    if (ageS > MAX_FEED_AGE_S)
+    if (ageS < -30 || ageS > MAX_FEED_AGE_S)
         throw new Error(`feed is ${ageS}s old`);
     const usd = Number(answer) / 10 ** CHAINLINK_DECIMALS;
-    if (!sane(usd))
+    if (!sane(usd, chain))
         throw new Error("implausible answer");
-    return { usd, observedAtMs: Date.now(), source: "chainlink-polygon" };
+    return { usd, observedAtMs: Date.now(), source: `chainlink-${chain.name}` };
 }
-async function fromCoinbase(fetchImpl) {
-    const response = await fetchImpl("https://api.coinbase.com/v2/prices/POL-USD/spot", {
+async function fromCoinbase(fetchImpl, chain) {
+    const response = await fetchImpl(`https://api.coinbase.com/v2/prices/${chain.coinbasePair}/spot`, {
         signal: AbortSignal.timeout(10_000),
         redirect: "manual",
     });
@@ -73,36 +72,38 @@ async function fromCoinbase(fetchImpl) {
         throw new Error(`http ${response.status}`);
     const data = (await boundedJson(response));
     const usd = Number(data.data?.amount);
-    if (data.data?.base !== "POL" || data.data?.currency !== "USD" || !sane(usd)) {
+    if (data.data?.base !== chain.native || data.data?.currency !== "USD" || !sane(usd, chain)) {
         throw new Error("invalid response");
     }
     return { usd, observedAtMs: Date.now(), source: "coinbase" };
 }
-async function fromCoinGecko(fetchImpl) {
-    const response = await fetchImpl("https://api.coingecko.com/api/v3/simple/price?ids=polygon-ecosystem-token&vs_currencies=usd&include_last_updated_at=true", { signal: AbortSignal.timeout(10_000), redirect: "manual" });
+async function fromCoinGecko(fetchImpl, chain) {
+    const response = await fetchImpl(`https://api.coingecko.com/api/v3/simple/price?ids=${chain.coingeckoId}&vs_currencies=usd&include_last_updated_at=true`, { signal: AbortSignal.timeout(10_000), redirect: "manual" });
     if (!response.ok)
         throw new Error(`http ${response.status}`);
     const data = (await boundedJson(response));
-    const entry = data["polygon-ecosystem-token"];
+    const entry = data[chain.coingeckoId];
     const usd = Number(entry?.usd);
     const ageS = Math.floor(Date.now() / 1000) - Number(entry?.last_updated_at ?? 0);
-    if (!sane(usd))
+    if (!sane(usd, chain))
         throw new Error("invalid response");
-    if (!(ageS <= MAX_FEED_AGE_S))
+    if (!(ageS >= -30 && ageS <= MAX_FEED_AGE_S))
         throw new Error(`price is ${ageS}s old`);
     return { usd, observedAtMs: Date.now(), source: "coingecko" };
 }
 /**
- * The first independent POL/USD rate any source gives. Throws one error naming
- * every source tried, so an agent in a restricted sandbox knows what to allow.
+ * The first independent native/USD rate any source gives for the payment
+ * chain. Throws one error naming every source tried, so an agent in a
+ * restricted sandbox knows what to allow.
  */
-export async function independentPolUsd(opts) {
+export async function independentNativeUsd(opts) {
+    const { chain } = opts;
     const attempts = [];
-    const rpc = opts.polygonRpc;
-    if (rpc)
-        attempts.push([`Chainlink on Polygon via ${hostOf(rpc)}`, () => fromChainlink(opts.fetchImpl, rpc)]);
-    attempts.push(["api.coinbase.com", () => fromCoinbase(opts.fetchImpl)]);
-    attempts.push(["api.coingecko.com", () => fromCoinGecko(opts.fetchImpl)]);
+    const rpc = opts.rpc;
+    if (rpc && chain.chainlinkNativeUsd)
+        attempts.push([`Chainlink on ${chain.label} via ${hostOf(rpc)}`, () => fromChainlink(opts.fetchImpl, rpc, chain)]);
+    attempts.push(["api.coinbase.com", () => fromCoinbase(opts.fetchImpl, chain)]);
+    attempts.push(["api.coingecko.com", () => fromCoinGecko(opts.fetchImpl, chain)]);
     const failures = [];
     for (const [label, attempt] of attempts) {
         try {
@@ -112,10 +113,14 @@ export async function independentPolUsd(opts) {
             failures.push(`${label}: ${e instanceof Error ? e.message : String(e)}`);
         }
     }
-    throw new Error("Independent POL/USD price unavailable — nothing was paid. Tried " +
+    throw new Error(`Independent ${chain.native}/USD price unavailable — nothing was paid. Tried ` +
         failures.join("; ") +
         ". Allow outbound access to one of these hosts.");
 }
+/** The Polygon rate, as before chains were configurable. */
+export function independentPolUsd(opts) {
+    return independentNativeUsd({ fetchImpl: opts.fetchImpl, chain: PAY_CHAINS.polygon, rpc: opts.polygonRpc });
+}
 function hostOf(url) {
     try {
         return new URL(url).host;

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package/dist/pay-chains.d.ts

@@ -0,0 +1,32 @@
+import { type Aifp1V14Chain } from "@aifinpay/agent";
+/**
+ * The chains payable_fetch can settle on, and everything that differs between
+ * them. The owner picks one with AIFINPAY_PAY_CHAIN; nothing here is ever taken
+ * from a quote or a tool argument.
+ *
+ * Adding a chain is one entry, once @aifinpay/agent can settle on it (its
+ * Aifp1V14Chain type is the gate — an entry the SDK cannot pay on does not
+ * compile) and the backend serves it.
+ */
+export interface PayChain {
+    name: Aifp1V14Chain | "solana";
+    /** How messages to the owner name it. */
+    label: string;
+    /** Native currency: the default pay asset and the gas currency. */
+    native: string;
+    /** Public RPC used when the owner sets none; also read for the Chainlink price. */
+    defaultRpc: string;
+    /** Chainlink <native>/USD aggregator proxy on this chain, 8 decimals. */
+    chainlinkNativeUsd?: `0x${string}`;
+    /** Coinbase spot pair, e.g. "ETH-USD". */
+    coinbasePair: string;
+    /** CoinGecko simple/price id. */
+    coingeckoId: string;
+    /** Upper bound of a plausible native/USD price; anything above is refused. */
+    maxSaneUsd: number;
+}
+export declare const PAY_CHAINS: Readonly<Record<Aifp1V14Chain, PayChain>>;
+export declare const SOLANA_PAY_CHAIN: Readonly<PayChain>;
+export declare const PAY_CHAIN_NAMES: string[];
+export declare function payChain(name: string | undefined): PayChain;
+//# sourceMappingURL=pay-chains.d.ts.map

package/dist/pay-chains.d.ts.map

@@ -0,0 +1 @@
+{"version":3,"file":"pay-chains.d.ts","sourceRoot":"","sources":["../src/pay-chains.ts"],"names":[],"mappings":"AAAA,OAAO,EAAkB,KAAK,aAAa,EAAE,MAAM,iBAAiB,CAAC;AAErE;;;;;;;;GAQG;AACH,MAAM,WAAW,QAAQ;IACvB,IAAI,EAAE,aAAa,GAAG,QAAQ,CAAC;IAC/B,yCAAyC;IACzC,KAAK,EAAE,MAAM,CAAC;IACd,mEAAmE;IACnE,MAAM,EAAE,MAAM,CAAC;IACf,mFAAmF;IACnF,UAAU,EAAE,MAAM,CAAC;IACnB,yEAAyE;IACzE,kBAAkB,CAAC,EAAE,KAAK,MAAM,EAAE,CAAC;IACnC,0CAA0C;IAC1C,YAAY,EAAE,MAAM,CAAC;IACrB,iCAAiC;IACjC,WAAW,EAAE,MAAM,CAAC;IACpB,8EAA8E;IAC9E,UAAU,EAAE,MAAM,CAAC;CACpB;AAkBD,eAAO,MAAM,UAAU,EAAE,QAAQ,CAAC,MAAM,CAAC,aAAa,EAAE,QAAQ,CAAC,CAA4B,CAAC;AAE9F,eAAO,MAAM,gBAAgB,EAAE,QAAQ,CAAC,QAAQ,CAQ9C,CAAC;AACH,eAAO,MAAM,eAAe,UAAyC,CAAC;AAEtE,wBAAgB,QAAQ,CAAC,IAAI,EAAE,MAAM,GAAG,SAAS,GAAG,QAAQ,CAM3D"}

package/dist/pay-chains.js

@@ -0,0 +1,38 @@
+import { PAYMENT_CHAINS } from "@aifinpay/agent";
+// Reuse the SDK's trusted chain descriptors. Feed proxies are included only
+// where already independently pinned; other chains use Coinbase/CoinGecko.
+const payChains = {};
+for (const name of Object.keys(PAYMENT_CHAINS)) {
+    const descriptor = PAYMENT_CHAINS[name];
+    payChains[name] = Object.freeze({
+        ...descriptor,
+        name,
+        coinbasePair: `${descriptor.native}-USD`,
+        ...(name === "polygon"
+            ? { chainlinkNativeUsd: "0xAB594600376Ec9fD91F8e885dADF0CE036862dE0" }
+            : name === "base"
+                ? { chainlinkNativeUsd: "0x71041dddad3595F9CEd3DcCFBe3D1F4b0a16Bb70" }
+                : {}),
+    });
+}
+export const PAY_CHAINS = Object.freeze(payChains);
+export const SOLANA_PAY_CHAIN = Object.freeze({
+    name: "solana",
+    label: "Solana",
+    native: "SOL",
+    defaultRpc: "https://api.mainnet-beta.solana.com",
+    coinbasePair: "SOL-USD",
+    coingeckoId: "solana",
+    maxSaneUsd: 100_000,
+});
+export const PAY_CHAIN_NAMES = [...Object.keys(PAY_CHAINS), "solana"];
+export function payChain(name) {
+    if (name === "solana")
+        return SOLANA_PAY_CHAIN;
+    const key = (name ?? "polygon");
+    const chain = Object.hasOwn(PAY_CHAINS, key) ? PAY_CHAINS[key] : undefined;
+    if (!chain)
+        throw new Error(`AIFINPAY_PAY_CHAIN must be one of ${PAY_CHAIN_NAMES.join(", ")}`);
+    return chain;
+}
+//# sourceMappingURL=pay-chains.js.map

package/dist/pay-chains.js.map

@@ -0,0 +1 @@
+{"version":3,"file":"pay-chains.js","sourceRoot":"","sources":["../src/pay-chains.ts"],"names":[],"mappings":"AAAA,OAAO,EAAE,cAAc,EAAsB,MAAM,iBAAiB,CAAC;AA6BrE,4EAA4E;AAC5E,2EAA2E;AAC3E,MAAM,SAAS,GAAG,EAAqC,CAAC;AACxD,KAAK,MAAM,IAAI,IAAI,MAAM,CAAC,IAAI,CAAC,cAAc,CAAoB,EAAE,CAAC;IAClE,MAAM,UAAU,GAAG,cAAc,CAAC,IAAI,CAAC,CAAC;IACxC,SAAS,CAAC,IAAI,CAAC,GAAG,MAAM,CAAC,MAAM,CAAC;QAC9B,GAAG,UAAU;QACb,IAAI;QACJ,YAAY,EAAE,GAAG,UAAU,CAAC,MAAM,MAAM;QACxC,GAAG,CAAC,IAAI,KAAK,SAAS;YACpB,CAAC,CAAC,EAAE,kBAAkB,EAAE,4CAAqD,EAAE;YAC/E,CAAC,CAAC,IAAI,KAAK,MAAM;gBACf,CAAC,CAAC,EAAE,kBAAkB,EAAE,4CAAqD,EAAE;gBAC/E,CAAC,CAAC,EAAE,CAAC;KACV,CAAC,CAAC;AACL,CAAC;AACD,MAAM,CAAC,MAAM,UAAU,GAA8C,MAAM,CAAC,MAAM,CAAC,SAAS,CAAC,CAAC;AAE9F,MAAM,CAAC,MAAM,gBAAgB,GAAuB,MAAM,CAAC,MAAM,CAAC;IAChE,IAAI,EAAE,QAAQ;IACd,KAAK,EAAE,QAAQ;IACf,MAAM,EAAE,KAAK;IACb,UAAU,EAAE,qCAAqC;IACjD,YAAY,EAAE,SAAS;IACvB,WAAW,EAAE,QAAQ;IACrB,UAAU,EAAE,OAAO;CACpB,CAAC,CAAC;AACH,MAAM,CAAC,MAAM,eAAe,GAAG,CAAC,GAAG,MAAM,CAAC,IAAI,CAAC,UAAU,CAAC,EAAE,QAAQ,CAAC,CAAC;AAEtE,MAAM,UAAU,QAAQ,CAAC,IAAwB;IAC/C,IAAI,IAAI,KAAK,QAAQ;QAAE,OAAO,gBAAgB,CAAC;IAC/C,MAAM,GAAG,GAAG,CAAC,IAAI,IAAI,SAAS,CAAkB,CAAC;IACjD,MAAM,KAAK,GAAG,MAAM,CAAC,MAAM,CAAC,UAAU,EAAE,GAAG,CAAC,CAAC,CAAC,CAAC,UAAU,CAAC,GAAG,CAAC,CAAC,CAAC,CAAC,SAAS,CAAC;IAC3E,IAAI,CAAC,KAAK;QAAE,MAAM,IAAI,KAAK,CAAC,qCAAqC,eAAe,CAAC,IAAI,CAAC,IAAI,CAAC,EAAE,CAAC,CAAC;IAC/F,OAAO,KAAK,CAAC;AACf,CAAC"}

package/dist/payment-identity.d.ts

@@ -0,0 +1,17 @@
+import type { McpConfig } from "./config.js";
+export declare function isSolanaPublicKey(value: unknown): value is string;
+/** Read/recovery inventory never grants settlement availability. */
+export declare function solanaHistorySelection(config: McpConfig): {
+    network: "mainnet" | "devnet";
+    program: string;
+};
+/** A pinned request alone does not make a misconfigured response match it. */
+export declare function assertSolanaReadContext(value: unknown, address: string, selected: ReturnType<typeof solanaHistorySelection>, identityField: "address" | "payer" | "agent_address"): asserts value is Record<string, unknown>;
+export declare function assertSolanaQuota(row: Record<string, unknown>): void;
+export declare function solanaIndexingMetadata(value: unknown): {
+    coverage_kind: string;
+    coverage_start: unknown;
+    archive_complete: boolean;
+    complete: boolean;
+} | undefined;
+//# sourceMappingURL=payment-identity.d.ts.map

package/dist/payment-identity.d.ts.map

@@ -0,0 +1 @@
+{"version":3,"file":"payment-identity.d.ts","sourceRoot":"","sources":["../src/payment-identity.ts"],"names":[],"mappings":"AAEA,OAAO,KAAK,EAAE,SAAS,EAAE,MAAM,aAAa,CAAC;AAE7C,wBAAgB,iBAAiB,CAAC,KAAK,EAAE,OAAO,GAAG,KAAK,IAAI,MAAM,CAMjE;AAED,oEAAoE;AACpE,wBAAgB,sBAAsB,CAAC,MAAM,EAAE,SAAS,GAAG;IAAE,OAAO,EAAE,SAAS,GAAG,QAAQ,CAAC;IAAC,OAAO,EAAE,MAAM,CAAA;CAAE,CAM5G;AAED,8EAA8E;AAC9E,wBAAgB,uBAAuB,CACrC,KAAK,EAAE,OAAO,EACd,OAAO,EAAE,MAAM,EACf,QAAQ,EAAE,UAAU,CAAC,OAAO,sBAAsB,CAAC,EACnD,aAAa,EAAE,SAAS,GAAG,OAAO,GAAG,eAAe,GACnD,OAAO,CAAC,KAAK,IAAI,MAAM,CAAC,MAAM,EAAE,OAAO,CAAC,CAW1C;AAED,wBAAgB,iBAAiB,CAAC,GAAG,EAAE,MAAM,CAAC,MAAM,EAAE,OAAO,CAAC,QAgC7D;AAED,wBAAgB,sBAAsB,CAAC,KAAK,EAAE,OAAO;;;;;cAsBpD"}

package/dist/payment-identity.js

@@ -0,0 +1,75 @@
+import bs58 from "bs58";
+import { solanaV14Inventory } from "@aifinpay/agent";
+export function isSolanaPublicKey(value) {
+    try {
+        return typeof value === "string" && bs58.decode(value).length === 32 && bs58.encode(bs58.decode(value)) === value;
+    }
+    catch {
+        return false;
+    }
+}
+/** Read/recovery inventory never grants settlement availability. */
+export function solanaHistorySelection(config) {
+    const network = config.solanaNetwork;
+    if (network !== (config.devMode ? "devnet" : "mainnet"))
+        throw new Error("Solana history requires an explicit network matching the owner's configured mode");
+    const deployment = solanaV14Inventory(config.devMode ? "dev" : "prod", network);
+    return { network, program: deployment.programId };
+}
+/** A pinned request alone does not make a misconfigured response match it. */
+export function assertSolanaReadContext(value, address, selected, identityField) {
+    if (!value || typeof value !== "object" || Array.isArray(value))
+        throw new Error("Invalid Solana metadata");
+    const row = value;
+    if (row.chain !== "solana" ||
+        row.network !== selected.network ||
+        row.program !== selected.program ||
+        (row.program_id !== undefined && row.program_id !== selected.program) ||
+        row[identityField] !== address)
+        throw new Error("Solana metadata changed the selected wallet, cluster or program");
+}
+export function assertSolanaQuota(row) {
+    if (["merchant_id", "resource", "scope", "tier", "receipt_id", "currency"].some((f) => row[f] != null && typeof row[f] !== "string"))
+        throw new Error("Invalid structured Solana quota metadata");
+    if (row.amount != null &&
+        !((typeof row.amount === "number" && Number.isFinite(row.amount) && row.amount >= 0) ||
+            (typeof row.amount === "string" && /^\d+(\.\d+)?$/.test(row.amount))))
+        throw new Error("Invalid Solana quota amount metadata");
+    const units = row.unit_quota;
+    const used = row.used;
+    const remaining = row.remaining;
+    if (!Number.isSafeInteger(units) ||
+        Number(units) < 1 ||
+        !Number.isSafeInteger(used) ||
+        Number(used) < 0 ||
+        !Number.isSafeInteger(remaining) ||
+        Number(remaining) < 0 ||
+        Number(used) > Number(units) ||
+        Number(remaining) !== Number(units) - Number(used) ||
+        !Number.isSafeInteger(row.exp) ||
+        Number(row.exp) <= 0 ||
+        Number(row.exp) > 8_640_000_000_000)
+        throw new Error("Solana quota usage is unavailable or malformed");
+}
+export function solanaIndexingMetadata(value) {
+    if (value == null)
+        return undefined;
+    if (!value || typeof value !== "object" || Array.isArray(value))
+        throw new Error("Invalid Solana coverage metadata");
+    const row = value;
+    if (row.coverage_kind !== "retained_rpc_inventory" ||
+        row.archive_complete !== false ||
+        typeof row.complete !== "boolean" ||
+        !(row.coverage_start === null ||
+            (Number.isSafeInteger(row.coverage_start) &&
+                Number(row.coverage_start) >= 0 &&
+                Number(row.coverage_start) <= 8_640_000_000_000)))
+        throw new Error("Solana coverage is partial or unavailable; invalid archive/coverage assertion");
+    return {
+        coverage_kind: row.coverage_kind,
+        coverage_start: row.coverage_start,
+        archive_complete: false,
+        complete: row.complete,
+    };
+}
+//# sourceMappingURL=payment-identity.js.map

package/dist/payment-identity.js.map

@@ -0,0 +1 @@
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package/dist/payment-state.d.ts

@@ -1,7 +1,7 @@
 import type { Aifp1CachedReceipt, Aifp1PaymentRecovery } from "@aifinpay/agent";
 export interface PendingPayment {
     recovery: Aifp1PaymentRecovery;
-    serializedTransaction: `0x${string}`;
+    serializedTransaction?: `0x${string}`;
     site: string;
     amountUsd: number;
 }
@@ -14,6 +14,7 @@ export interface PaymentState {
         at: number;
         usd: number;
         tx: string;
+        failure?: true;
     }[];
 }
 export declare class PaymentStateError extends Error {

package/dist/payment-state.d.ts.map

@@ -1 +1 @@
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package/dist/payment-state.js

@@ -2,8 +2,45 @@ import { constants, closeSync, existsSync, fsyncSync, lstatSync, mkdirSync, open
 import { dirname, join } from "node:path";
 import { homedir } from "node:os";
 import { randomUUID } from "node:crypto";
+import bs58 from "bs58";
 export class PaymentStateError extends Error {
 }
+function isSolanaSignature(value) {
+    try {
+        return typeof value === "string" && bs58.decode(value).length === 64 && bs58.encode(bs58.decode(value)) === value;
+    }
+    catch {
+        return false;
+    }
+}
+function isTransactionReference(value) {
+    return typeof value === "string" && (/^0x[0-9a-fA-F]{64}$/.test(value) || isSolanaSignature(value));
+}
+function validPending(state) {
+    const r = state.recovery;
+    if (!r || !Number.isFinite(state.amountUsd) || state.amountUsd <= 0)
+        return false;
+    if (r.family === "solana") {
+        const p = r.solana;
+        if (state.serializedTransaction !== undefined ||
+            r.chain !== "solana" ||
+            !p ||
+            p.family !== "solana" ||
+            !isSolanaSignature(r.txRef) ||
+            p.hash !== r.txRef ||
+            !["mainnet", "devnet"].includes(p.network) ||
+            typeof p.serializedTransactionBase64 !== "string" ||
+            p.serializedTransactionBase64.length > 1644 ||
+            !/^[A-Za-z0-9+/]+={0,2}$/.test(p.serializedTransactionBase64))
+            return false;
+        const bytes = Buffer.from(p.serializedTransactionBase64, "base64");
+        return bytes.length > 0 && bytes.toString("base64") === p.serializedTransactionBase64;
+    }
+    return ((r.family === undefined || r.family === "evm") &&
+        /^0x[0-9a-fA-F]{64}$/.test(r.txRef) &&
+        typeof state.serializedTransaction === "string" &&
+        /^0x[0-9a-fA-F]+$/.test(state.serializedTransaction));
+}
 /** Per-wallet lock and crash-safe private journal. Never print its contents. */
 export class PaymentStateStore {
     directory;
@@ -23,19 +60,21 @@ export class PaymentStateStore {
     }
     address;
     durableDirectory(path) {
-        if (existsSync(path))
-            return;
         const parent = dirname(path);
-        this.durableDirectory(parent);
-        try {
-            mkdirSync(path, { mode: 0o700 });
-        }
-        catch (error) {
-            if (error.code !== "EEXIST")
-                throw error;
+        if (parent !== path)
+            this.durableDirectory(parent);
+        if (!existsSync(path)) {
+            try {
+                mkdirSync(path, { mode: 0o700 });
+            }
+            catch (error) {
+                if (error.code !== "EEXIST")
+                    throw error;
+            }
         }
         // A durable file inside a newly created directory is insufficient: persist
-        // every new ancestor entry before a prepared payment may be broadcast.
+        // every ancestor entry before a prepared payment may be broadcast. An
+        // existing entry may be left by a previous failed fsync or another creator.
         for (const directory of [path, parent]) {
             const fd = openSync(directory, constants.O_RDONLY);
             try {
@@ -82,15 +121,11 @@ export class PaymentStateStore {
             state.address !== this.address ||
             !Array.isArray(state.receipts) ||
             !Array.isArray(state.spend) ||
-            state.spend.some((s) => !Number.isFinite(s.at) || !Number.isFinite(s.usd) || s.usd <= 0 || !/^0x[0-9a-fA-F]{64}$/.test(s.tx))) {
+            state.spend.some((s) => !Number.isFinite(s.at) || !Number.isFinite(s.usd) || s.usd < 0 ||
+                (s.usd === 0 && s.failure !== true) || (s.failure !== undefined && s.failure !== true) || !isTransactionReference(s.tx))) {
             throw new PaymentStateError("Invalid payment state; refusing to reset spent budget");
         }
-        if (state.pending &&
-            (!state.pending.recovery ||
-                !/^0x[0-9a-fA-F]{64}$/.test(state.pending.recovery.txRef) ||
-                !/^0x[0-9a-fA-F]+$/.test(state.pending.serializedTransaction) ||
-                !Number.isFinite(state.pending.amountUsd) ||
-                state.pending.amountUsd <= 0)) {
+        if (state.pending && !validPending(state.pending)) {
             throw new PaymentStateError("Invalid pending payment; manual reconciliation required");
         }
         return state;

package/dist/payment-state.js.map

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package/dist/server.d.ts

@@ -3,7 +3,7 @@ import { Server } from "@modelcontextprotocol/sdk/server/index.js";
 import type { McpConfig } from "./config.js";
 import { PaymentStateStore } from "./payment-state.js";
 /** Read-only by default. Explicit owner configuration enables the reviewed
- * native Polygon v1.4 payable_fetch path; legacy signing tools stay retired. */
+ * family-specific v1.4 payable_fetch path; legacy signing tools stay retired. */
 export declare function createServer(config?: McpConfig): Promise<{
     server: Server<{
         method: string;

package/dist/server.d.ts.map

@@ -1 +1 @@
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+{"version":3,"file":"server.d.ts","sourceRoot":"","sources":["../src/server.ts"],"names":[],"mappings":"AAAA,OAAO,EAAE,aAAa,EAAE,MAAM,iBAAiB,CAAC;AAChD,OAAO,EAAE,MAAM,EAAE,MAAM,2CAA2C,CAAC;AAQnE,OAAO,KAAK,EAAE,SAAS,EAAE,MAAM,aAAa,CAAC;AAS7C,OAAO,EAAE,iBAAiB,EAAE,MAAM,oBAAoB,CAAC;AA0BvD;iFACiF;AACjF,wBAAsB,YAAY,CAAC,MAAM,GAAE,SAAc;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;GA2LxD;AAED,MAAM,WAAW,WAAW;IAC1B,KAAK,EAAE,aAAa,CAAC;IACrB,MAAM,EAAE,SAAS,CAAC;IAClB,YAAY,CAAC,EAAE,iBAAiB,CAAC;IACjC,GAAG,EAAE,CAAC,KAAK,EAAE,MAAM,GAAG,MAAM,GAAG,OAAO,EAAE,GAAG,EAAE,MAAM,KAAK,IAAI,CAAC;CAC9D"}

package/dist/server.js

@@ -24,7 +24,7 @@ const safeFetch = makeSafeFetch({
     trustedHosts: loadConfigFromEnv().trustedHosts,
 });
 /** Read-only by default. Explicit owner configuration enables the reviewed
- * native Polygon v1.4 payable_fetch path; legacy signing tools stay retired. */
+ * family-specific v1.4 payable_fetch path; legacy signing tools stay retired. */
 export async function createServer(config = {}) {
     const log = config.logFn ?? defaultLog;
     let identitySource = "ephemeral";
@@ -32,7 +32,16 @@ export async function createServer(config = {}) {
         const identity = loadWalletIdentity(config);
         if (!identity)
             return null;
-        const options = { fetchImpl: safeFetch, baseUrl: config.baseUrl, timeoutMs: config.timeoutMs };
+        // The owner's RPC for the pay chain, if set, is the one the SDK settles
+        // through; otherwise the SDK keeps its public default for that chain.
+        const rpc = config.rpcUrl && config.payChain !== "solana" ? { [config.payChain ?? "polygon"]: config.rpcUrl } : undefined;
+        const options = {
+            fetchImpl: safeFetch,
+            baseUrl: config.baseUrl,
+            timeoutMs: config.timeoutMs,
+            ...(config.payChain === "solana" && config.rpcUrl ? { solanaRpc: config.rpcUrl } : {}),
+            ...(rpc ? { evmRpcUrls: rpc, ...(rpc.polygon ? { polygonRpc: rpc.polygon } : {}) } : {}),
+        };
         const loaded = identity.seedHash
             ? await AiFinPayAgent.fromSeed(identity.seedHash, options)
             : await AiFinPayAgent.fromSolanaSecret(identity.secretB58, options);

package/dist/server.js.map

@@ -1 +1 @@
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package/dist/tools/agent-address.d.ts.map

@@ -1 +1 @@
-{"version":3,"file":"agent-address.d.ts","sourceRoot":"","sources":["../../src/tools/agent-address.ts"],"names":[],"mappings":"AAAA,OAAO,KAAK,EAAE,WAAW,EAAE,MAAM,cAAc,CAAC;AAEhD,wBAAgB,gBAAgB;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;EA+B/B;AAED,wBAAsB,eAAe,CAAC,GAAG,EAAE,WAAW,EAAE,KAAK,EAAE,MAAM,CAAC,MAAM,EAAE,OAAO,CAAC;;;;;;;;;;;;GAkBrF"}
+{"version":3,"file":"agent-address.d.ts","sourceRoot":"","sources":["../../src/tools/agent-address.ts"],"names":[],"mappings":"AAAA,OAAO,KAAK,EAAE,WAAW,EAAE,MAAM,cAAc,CAAC;AAEhD,wBAAgB,gBAAgB;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;EAgC/B;AAED,wBAAsB,eAAe,CAAC,GAAG,EAAE,WAAW,EAAE,KAAK,EAAE,MAAM,CAAC,MAAM,EAAE,OAAO,CAAC;;;;;;;;;;;;GAkBrF"}

package/dist/tools/agent-address.js

@@ -19,7 +19,7 @@ export function agentAddressTool() {
                 },
                 casper: {
                     type: "string",
-                    description: "Casper identity derived from the same seed. Read-only in this MCP RC; no payment signing tool is exposed.",
+                    description: "Casper identity derived from the same seed. This tool is read-only; payments go only through payable_fetch, when the owner enables them.",
                 },
                 note: { type: "string" },
                 dashboard: { type: "string" },