@aifinpay/mcp 2.2.4 → 2.3.1

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Files changed (10) hide show
  1. package/README.md +8 -3
  2. package/dist/config.d.ts +3 -0
  3. package/dist/config.d.ts.map +1 -1
  4. package/dist/config.js +3 -0
  5. package/dist/config.js.map +1 -1
  6. package/dist/tools/payable-fetch.d.ts.map +1 -1
  7. package/dist/tools/payable-fetch.js +22 -7
  8. package/dist/tools/payable-fetch.js.map +1 -1
  9. package/package.json +3 -3
  10. package/skills/SKILL.md +18 -13
package/README.md CHANGED
@@ -30,13 +30,18 @@ owner. `direct` uses the full path for self-hosted sites; `gateway` uses the
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  merchant slug on the hosted gateway. Restart/reconnect the MCP process after
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  changing its environment.
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+ To pay in USDC instead of native POL, the owner also sets
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+ `"AIFINPAY_PAY_ASSET": "USDC"`. The wallet then needs USDC for the batch and a
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+ little POL for gas (an exact-amount token approval plus the settlement, both
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+ within `AIFINPAY_MAX_GAS_POL` together). Unset or `"POL"` keeps native POL.
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+
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  Call `payable_fetch({"url":"https://merchant.example/api/data"})`. The tool
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  uses the original signed v1.4 quote, independent fresh POL/USD pricing, SDK
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  runtime/signer verification and owner limits. It persists the prepared transaction
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  before sending, verifies the receipt, and reuses the purchased batch. No special
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- merchant script, alternate contract or facilitator fallback is used. GET, native
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- POL, Polygon live mode only; Amoy payment receipts and stable-token execution are
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- not supported. The smallest batch is $0.10 plus gas, so keep `AIFINPAY_MAX_USD`
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+ merchant script, alternate contract or facilitator fallback is used. GET,
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+ Polygon live mode only, in POL or the configured stablecoin; Amoy payment
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+ receipts are not supported. The smallest batch is $0.10 plus gas, so keep `AIFINPAY_MAX_USD`
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  a little above the batch you expect to buy.
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  ### Network access
package/dist/config.d.ts CHANGED
@@ -18,6 +18,9 @@ export interface McpConfig {
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  paymentsEnabled?: boolean;
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  dailyAmountUsd?: number;
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  maxGasPol?: string;
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+ /** What payable_fetch pays with: "POL" (default) or a stablecoin the SDK
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+ * pins for Polygon v1.4, e.g. "USDC". Gas is paid in POL either way. */
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+ payAsset?: string;
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  /** Hard cap on a single payment to prevent runaway agents. */
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  maxAmountUsd?: number;
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  /** Gateway origins this agent may settle against.
package/dist/config.d.ts.map CHANGED
@@ -1 +1 @@
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package/dist/config.js CHANGED
@@ -9,6 +9,7 @@ export function loadConfigFromEnv() {
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  paymentsEnabled: process.env.AIFINPAY_PAYMENTS_ENABLED === "1",
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  dailyAmountUsd: process.env.AIFINPAY_DAILY_USD ? Number(process.env.AIFINPAY_DAILY_USD) : undefined,
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  maxGasPol: process.env.AIFINPAY_MAX_GAS_POL || undefined,
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+ payAsset: process.env.AIFINPAY_PAY_ASSET || undefined,
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  devMode: process.env.AIFINPAY_MODE === "dev",
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  seedHash: process.env.SEED_HASH,
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  agentsFile: process.env.AIFINPAY_AGENTS_FILE || undefined,
@@ -102,6 +103,8 @@ export function validatePaymentConfig(config) {
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  }
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  }))
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  throw new Error("Payments require explicit exact HTTPS AIFINPAY_GATEWAY_ORIGINS");
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+ if (config.payAsset !== undefined && !/^[A-Z][A-Z0-9.]{1,11}$/.test(config.payAsset))
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+ throw new Error('AIFINPAY_PAY_ASSET must be "POL" or a stablecoin symbol such as "USDC"');
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  const gas = config.maxGasPol;
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  if (typeof gas !== "string" || !/^(?:0|[1-9][0-9]*)(?:\.[0-9]{1,18})?$/.test(gas))
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  throw new Error("AIFINPAY_MAX_GAS_POL must be a positive decimal with at most 18 places");
package/dist/config.js.map CHANGED
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+ {"version":3,"file":"config.js","sourceRoot":"","sources":["../src/config.ts"],"names":[],"mappings":"AA+DA,MAAM,UAAU,iBAAiB;IAC/B,IAAI,OAAO,CAAC,GAAG,CAAC,aAAa,IAAI,CAAC,CAAC,MAAM,EAAE,KAAK,CAAC,CAAC,QAAQ,CAAC,OAAO,CAAC,GAAG,CAAC,aAAa,CAAC,EAAE,CAAC;QACtF,MAAM,IAAI,KAAK,CAAC,mCAAmC,CAAC,CAAC;IACvD,CAAC;IACD,IAAI,OAAO,CAAC,GAAG,CAAC,yBAAyB,IAAI,CAAC,CAAC,GAAG,EAAE,GAAG,CAAC,CAAC,QAAQ,CAAC,OAAO,CAAC,GAAG,CAAC,yBAAyB,CAAC,EAAE,CAAC;QACzG,MAAM,IAAI,KAAK,CAAC,0CAA0C,CAAC,CAAC;IAC9D,CAAC;IACD,OAAO;QACL,eAAe,EAAE,OAAO,CAAC,GAAG,CAAC,yBAAyB,KAAK,GAAG;QAC9D,cAAc,EAAE,OAAO,CAAC,GAAG,CAAC,kBAAkB,CAAC,CAAC,CAAC,MAAM,CAAC,OAAO,CAAC,GAAG,CAAC,kBAAkB,CAAC,CAAC,CAAC,CAAC,SAAS;QACnG,SAAS,EAAE,OAAO,CAAC,GAAG,CAAC,oBAAoB,IAAI,SAAS;QACxD,QAAQ,EAAE,OAAO,CAAC,GAAG,CAAC,kBAAkB,IAAI,SAAS;QACrD,OAAO,EAAE,OAAO,CAAC,GAAG,CAAC,aAAa,KAAK,KAAK;QAC5C,QAAQ,EAAE,OAAO,CAAC,GAAG,CAAC,SAAS;QAC/B,UAAU,EAAE,OAAO,CAAC,GAAG,CAAC,oBAAoB,IAAI,SAAS;QACzD,OAAO,EAAE,OAAO,CAAC,GAAG,CAAC,iBAAiB,IAAI,SAAS;QACnD,UAAU,EAAE,OAAO,CAAC,GAAG,CAAC,aAAa,IAAI,SAAS;QAClD,gBAAgB,EAAE,OAAO,CAAC,GAAG,CAAC,0BAA0B,IAAI,SAAS;QACrE,cAAc,EAAE,OAAO,CAAC,GAAG,CAAC,qBAAqB,IAAI,SAAS;QAC9D,OAAO,EAAE,OAAO,CAAC,GAAG,CAAC,iBAAiB,IAAI,SAAS;QACnD,SAAS,EAAE,OAAO,CAAC,GAAG,CAAC,mBAAmB,CAAC,CAAC,CAAC,MAAM,CAAC,OAAO,CAAC,GAAG,CAAC,mBAAmB,CAAC,CAAC,CAAC,CAAC,SAAS;QAChG,YAAY,EAAE,OAAO,CAAC,GAAG,CAAC,gBAAgB,CAAC,CAAC,CAAC,MAAM,CAAC,OAAO,CAAC,GAAG,CAAC,gBAAgB,CAAC,CAAC,CAAC,CAAC,SAAS;QAC7F,cAAc,EAAE,YAAY,CAAC,OAAO,CAAC,GAAG,CAAC,wBAAwB,CAAC;QAClE,eAAe,EAAE,oBAAoB,CAAC,OAAO,CAAC,GAAG,CAAC,0BAA0B,CAAC;QAC7E,YAAY,EAAE,SAAS,CAAC,OAAO,CAAC,GAAG,CAAC,sBAAsB,CAAC;KAC5D,CAAC;AACJ,CAAC;AAED,SAAS,oBAAoB,CAAC,GAAuB;IACnD,IAAI,GAAG,KAAK,SAAS,IAAI,GAAG,CAAC,IAAI,EAAE,KAAK,EAAE;QAAE,OAAO,SAAS,CAAC;IAC7D,IAAI,GAAG,KAAK,SAAS,IAAI,GAAG,KAAK,QAAQ;QAAE,OAAO,GAAG,CAAC;IACtD,MAAM,IAAI,KAAK,CAAC,6DAA6D,CAAC,CAAC;AACjF,CAAC;AAED;;;oDAGoD;AACpD,SAAS,SAAS,CAAC,GAAuB;IACxC,IAAI,CAAC,GAAG;QAAE,OAAO,SAAS,CAAC;IAC3B,MAAM,GAAG,GAAG,GAAG;SACZ,KAAK,CAAC,GAAG,CAAC;SACV,GAAG,CAAC,CAAC,CAAC,EAAE,EAAE,CAAC,CAAC,CAAC,IAAI,EAAE,CAAC;SACpB,MAAM,CAAC,OAAO,CAAC,CAAC;IACnB,OAAO,GAAG,CAAC,MAAM,CAAC,CAAC,CAAC,GAAG,CAAC,CAAC,CAAC,SAAS,CAAC;AACtC,CAAC;AAED;;mFAEmF;AACnF,SAAS,YAAY,CAAC,GAAuB;IAC3C,MAAM,IAAI,GAAG,SAAS,CAAC,GAAG,CAAC,CAAC;IAC5B,IAAI,CAAC,IAAI;QAAE,OAAO,SAAS,CAAC;IAC5B,KAAK,MAAM,KAAK,IAAI,IAAI,EAAE,CAAC;QACzB,IAAI,CAAM,CAAC;QACX,IAAI,CAAC;YACH,CAAC,GAAG,IAAI,GAAG,CAAC,KAAK,CAAC,CAAC;QACrB,CAAC;QAAC,MAAM,CAAC;YACP,MAAM,IAAI,KAAK,CAAC,8BAA8B,KAAK,gBAAgB,CAAC,CAAC;QACvE,CAAC;QACD,IAAI,CAAC,CAAC,MAAM,KAAK,KAAK,CAAC,OAAO,CAAC,MAAM,EAAE,EAAE,CAAC,EAAE,CAAC;YAC3C,MAAM,IAAI,KAAK,CACb,8BAA8B,KAAK,uDAAuD;gBACxF,oBAAoB,CAAC,CAAC,QAAQ,GAAG,CAAC,CAAC,MAAM,IAAI,CAChD,CAAC;QACJ,CAAC;QACD,4EAA4E;QAC5E,yEAAyE;QACzE,2EAA2E;QAC3E,4EAA4E;QAC5E,8BAA8B;QAC9B,IAAI,CAAC,gBAAgB,CAAC,IAAI,CAAC,CAAC,CAAC,QAAQ,CAAC,IAAI,CAAC,CAAC,QAAQ,CAAC,UAAU,CAAC,GAAG,CAAC,IAAI,CAAC,CAAC,QAAQ,CAAC,QAAQ,CAAC,IAAI,CAAC,EAAE,CAAC;YAClG,MAAM,IAAI,KAAK,CACb,8BAA8B,KAAK,6BAA6B;gBAC9D,oEAAoE,CACvE,CAAC;QACJ,CAAC;QACD,IAAI,CAAC,CAAC,QAAQ,KAAK,QAAQ,IAAI,CAAC,CAAC,QAAQ,KAAK,WAAW,IAAI,CAAC,CAAC,QAAQ,KAAK,WAAW,EAAE,CAAC;YACxF,MAAM,IAAI,KAAK,CAAC,8BAA8B,KAAK,oDAAoD,CAAC,CAAC;QAC3G,CAAC;IACH,CAAC;IACD,OAAO,IAAI,CAAC;AACd,CAAC;AAED,oFAAoF;AACpF,MAAM,UAAU,qBAAqB,CAAC,MAAiB;IACrD,IAAI,CAAC,MAAM,CAAC,eAAe;QAAE,MAAM,IAAI,KAAK,CAAC,+DAA+D,CAAC,CAAC;IAC9G,IAAI,MAAM,CAAC,OAAO;QAAE,MAAM,IAAI,KAAK,CAAC,+DAA+D,CAAC,CAAC;IACrG,KAAK,MAAM,CAAC,IAAI,EAAE,KAAK,CAAC,IAAI;QAC1B,CAAC,kBAAkB,EAAE,MAAM,CAAC,YAAY,CAAC;QACzC,CAAC,oBAAoB,EAAE,MAAM,CAAC,cAAc,CAAC;KACrC,EAAE,CAAC;QACX,IAAI,OAAO,KAAK,KAAK,QAAQ,IAAI,CAAC,MAAM,CAAC,QAAQ,CAAC,KAAK,CAAC,IAAI,KAAK,IAAI,CAAC;YACpE,MAAM,IAAI,KAAK,CAAC,GAAG,IAAI,wCAAwC,CAAC,CAAC;IACrE,CAAC;IACD,IACE,CAAC,MAAM,CAAC,cAAc,EAAE,MAAM;QAC9B,MAAM,CAAC,cAAc,CAAC,IAAI,CAAC,CAAC,MAAM,EAAE,EAAE;YACpC,IAAI,CAAC;gBACH,MAAM,CAAC,GAAG,IAAI,GAAG,CAAC,MAAM,CAAC,CAAC;gBAC1B,OAAO,CACL,CAAC,CAAC,QAAQ,KAAK,QAAQ,IAAI,CAAC,CAAC,MAAM,KAAK,MAAM,IAAI,CAAC,CAAC,CAAC,CAAC,QAAQ,IAAI,CAAC,CAAC,CAAC,CAAC,QAAQ,IAAI,CAAC,CAAC,QAAQ,CAAC,QAAQ,CAAC,GAAG,CAAC,CAC3G,CAAC;YACJ,CAAC;YAAC,MAAM,CAAC;gBACP,OAAO,IAAI,CAAC;YACd,CAAC;QACH,CAAC,CAAC;QAEF,MAAM,IAAI,KAAK,CAAC,gEAAgE,CAAC,CAAC;IACpF,IAAI,MAAM,CAAC,QAAQ,KAAK,SAAS,IAAI,CAAC,wBAAwB,CAAC,IAAI,CAAC,MAAM,CAAC,QAAQ,CAAC;QAClF,MAAM,IAAI,KAAK,CAAC,wEAAwE,CAAC,CAAC;IAC5F,MAAM,GAAG,GAAG,MAAM,CAAC,SAAS,CAAC;IAC7B,IAAI,OAAO,GAAG,KAAK,QAAQ,IAAI,CAAC,uCAAuC,CAAC,IAAI,CAAC,GAAG,CAAC;QAC/E,MAAM,IAAI,KAAK,CAAC,wEAAwE,CAAC,CAAC;IAC5F,MAAM,CAAC,KAAK,EAAE,QAAQ,GAAG,EAAE,CAAC,GAAG,GAAG,CAAC,KAAK,CAAC,GAAG,CAAC,CAAC;IAC9C,MAAM,GAAG,GAAG,MAAM,CAAC,KAAK,CAAC,GAAG,GAAG,IAAI,GAAG,GAAG,MAAM,CAAC,QAAQ,CAAC,MAAM,CAAC,EAAE,EAAE,GAAG,CAAC,CAAC,CAAC;IAC1E,IAAI,GAAG,IAAI,EAAE,IAAI,GAAG,IAAI,EAAE,IAAI,IAAI;QAAE,MAAM,IAAI,KAAK,CAAC,qDAAqD,CAAC,CAAC;IAC3G,OAAO,GAAG,CAAC;AACb,CAAC"}
package/dist/tools/payable-fetch.d.ts.map CHANGED
@@ -1 +1 @@
1
- {"version":3,"file":"payable-fetch.d.ts","sourceRoot":"","sources":["../../src/tools/payable-fetch.ts"],"names":[],"mappings":"AACA,OAAO,KAAK,EAAE,WAAW,EAAE,MAAM,cAAc,CAAC;AAKhD,wBAAgB,gBAAgB;;;;;;;;;;;;;;;;;;;;;;;;EAoB/B;AAED,2FAA2F;AAC3F,wBAAsB,eAAe,CAAC,GAAG,EAAE,WAAW,EAAE,IAAI,EAAE,MAAM,CAAC,MAAM,EAAE,OAAO,CAAC;;;;;GAwNpF"}
1
+ {"version":3,"file":"payable-fetch.d.ts","sourceRoot":"","sources":["../../src/tools/payable-fetch.ts"],"names":[],"mappings":"AACA,OAAO,KAAK,EAAE,WAAW,EAAE,MAAM,cAAc,CAAC;AAKhD,wBAAgB,gBAAgB;;;;;;;;;;;;;;;;;;;;;;;;EAoB/B;AAED,2FAA2F;AAC3F,wBAAsB,eAAe,CAAC,GAAG,EAAE,WAAW,EAAE,IAAI,EAAE,MAAM,CAAC,MAAM,EAAE,OAAO,CAAC;;;;;GAkOpF"}
package/dist/tools/payable-fetch.js CHANGED
@@ -5,7 +5,7 @@ import { independentPolUsd } from "../native-price.js";
5
5
  export function payableFetchTool() {
6
6
  return {
7
7
  name: "payable_fetch",
8
- description: "Fetch a GET resource from an owner-approved AiFinPay merchant. Buys a prepaid batch through verified native Polygon v1.4 within owner limits, then reuses its receipt. Pending payments are recovered without sending another transaction. Other payment protocols are unsupported.",
8
+ description: "Fetch a GET resource from an owner-approved AiFinPay merchant. Buys a prepaid batch through verified Polygon v1.4 — in native POL, or in the stablecoin the owner set in AIFINPAY_PAY_ASSET (e.g. USDC; gas is still POL) — within owner limits, then reuses its receipt. Pending payments are recovered without sending another transaction. Other payment protocols are unsupported.",
9
9
  inputSchema: {
10
10
  type: "object",
11
11
  properties: {
@@ -52,6 +52,7 @@ export async function runPayableFetch(ctx, args) {
52
52
  return errorResult("max_amount_usd must be a positive finite amount.");
53
53
  const maximum = Math.min(ctx.config.maxAmountUsd, typeof args.max_amount_usd === "number" ? args.max_amount_usd : Infinity);
54
54
  const parsed = parseGatewayUrl(url.href, ctx.config.gatewayOrigins, ctx.config.gatewayPathMode);
55
+ const payAsset = ctx.config.payAsset ?? "POL";
55
56
  return await store.exclusive(async () => {
56
57
  state = store.read();
57
58
  for (const entry of ctx.agent.aifp1Receipts.list())
@@ -69,8 +70,10 @@ export async function runPayableFetch(ctx, args) {
69
70
  pending.recovery.quote.payer?.toLowerCase() !== ctx.agent.evmAddress.toLowerCase() ||
70
71
  call?.chain !== "polygon" ||
71
72
  call.splitter_version !== "1.4" ||
72
- pending.recovery.asset !== "POL") {
73
- throw new Error("Pending payment does not match configured wallet/API/native Polygon route");
73
+ // Native calls from earlier versions may lack the field; they were POL.
74
+ (call.asset ?? "POL") !== pending.recovery.asset ||
75
+ !["POL", payAsset].includes(pending.recovery.asset)) {
76
+ throw new Error("Pending payment does not match configured wallet/API/Polygon v1.4 route and asset");
74
77
  }
75
78
  const paid = await ctx.agent.recoverPaidPayment(pending.recovery, { paymentIssuer: configuredApi });
76
79
  const receipt = {
@@ -115,14 +118,26 @@ export async function runPayableFetch(ctx, args) {
115
118
  return price;
116
119
  },
117
120
  v14: {
121
+ ...(payAsset !== "POL" ? { asset: payAsset } : {}),
118
122
  maxGasWei,
119
123
  onPrepared: async (prepared) => {
120
124
  if (state.pending)
121
125
  throw new Error("A payment is already pending");
122
- if (!price || Date.now() - price.observedAtMs > 60_000)
123
- throw new Error("Independent price expired before preparation");
124
- const native = prepared.quote.native_settlement;
125
- const usd = Math.max(Number(prepared.quote.amount), (Number(BigInt(native.total_wei)) / 1e18) * price.usd);
126
+ // A stablecoin batch is dollars already: the SDK bound the signed
127
+ // gross to the quoted USD amount exactly. Only a native batch
128
+ // needs the independent POL price.
129
+ let usd;
130
+ if (payAsset !== "POL") {
131
+ if (prepared.asset !== payAsset)
132
+ throw new Error("Prepared payment is not in the configured asset");
133
+ usd = Number(prepared.quote.amount);
134
+ }
135
+ else {
136
+ if (!price || Date.now() - price.observedAtMs > 60_000)
137
+ throw new Error("Independent price expired before preparation");
138
+ const native = prepared.quote.native_settlement;
139
+ usd = Math.max(Number(prepared.quote.amount), (Number(BigInt(native.total_wei)) / 1e18) * price.usd);
140
+ }
126
141
  if (!Number.isFinite(usd) ||
127
142
  usd <= 0 ||
128
143
  usd > maximum ||
package/dist/tools/payable-fetch.js.map CHANGED
@@ -1 +1 @@
1
- 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1
+ 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package/package.json CHANGED
@@ -1,6 +1,6 @@
1
1
  {
2
2
  "name": "@aifinpay/mcp",
3
- "version": "2.2.4",
3
+ "version": "2.3.1",
4
4
  "mcpName": "io.github.daochild/aifinpay",
5
5
  "description": "AiFinPay MCP: persistent agent wallets, discovery and owner-enabled verified native Polygon v1.4 payments with durable receipt recovery.",
6
6
  "type": "module",
@@ -76,8 +76,8 @@
76
76
  },
77
77
  "bugs": "https://github.com/AiFinPay/sdk/issues",
78
78
  "dependencies": {
79
- "@aifinpay/agent": "^2.1.2",
80
- "@aifinpay/skill": "^2.1.0",
79
+ "@aifinpay/agent": "^2.2.0",
80
+ "@aifinpay/skill": "^2.4.0",
81
81
  "@modelcontextprotocol/sdk": "^1.0.0",
82
82
  "bs58": "^6.0.0",
83
83
  "tweetnacl": "^1.0.3"
package/skills/SKILL.md CHANGED
@@ -5,7 +5,7 @@ description: Pay for x402-gated APIs and sites as an agent (AIFP-1 on Polygon,
5
5
  and read wallet, payment history, prepaid quotas and Agent Passport records
6
6
  through the AiFinPay MCP server or SDK.
7
7
  license: MIT
8
- version: 2.1.0
8
+ version: 2.4.0
9
9
  author: AiFinPay Support
10
10
  metadata:
11
11
  hermes:
@@ -41,7 +41,7 @@ metadata:
41
41
  wallet, within limits its owner sets, and gets a receipt that unlocks a batch of
42
42
  requests. Settlement is non-custodial: the agent's private key signs locally and
43
43
  no AiFinPay-controlled custodian touches funds. MCP `payable_fetch` (2.2.0+) and
44
- Node `fetchPaid` (2.1.0+) execute payments; the Python SDK does not yet.
44
+ Node `fetchPaid` (2.1.0+) and Python `fetch_paid` (2.2.0+) execute payments.
45
45
 
46
46
  ## Prerequisites — required packages
47
47
 
@@ -60,20 +60,20 @@ your language. There is no "install together" scenario.
60
60
 
61
61
  ## Version and release status
62
62
 
63
- Released and current: MCP **2.2.4**, Node SDK **2.1.4**, Python **2.1.1**.
63
+ Released and current: MCP **2.3.0**, Node SDK **2.2.0**, Python **2.2.1**.
64
64
  Payments are released — `payable_fetch` has shipped since MCP 2.2.0. An older
65
65
  copy of this skill that calls MCP "read-only" or payments "release pending" is
66
66
  out of date; follow this one. Install the `latest` release.
67
67
 
68
68
  | Surface | Can it pay? |
69
69
  |---|---|
70
- | MCP `@aifinpay/mcp` 2.2.x | Yes — `payable_fetch`, once the owner enables payments |
71
- | Node `@aifinpay/agent` 2.1.x | Yes — `fetchPaid` with a v14 journal, gas cap and your own POL/USD rate |
72
- | Python `aifinpay-agent` | No — use MCP or Node to pay |
70
+ | MCP `@aifinpay/mcp` 2.3.x | Yes — `payable_fetch`, once the owner enables payments; POL, or USDC with `AIFINPAY_PAY_ASSET=USDC` |
71
+ | Node `@aifinpay/agent` 2.2.x | Yes — `fetchPaid` with a v14 journal and gas cap; POL (with your own POL/USD rate) or USDC (`v14.asset: "USDC"`) |
72
+ | Python `aifinpay-agent` 2.2.x | Yes — `agent.fetch_paid(url, allowed_origins=…, max_amount_usd=…, daily_amount_usd=…)`; POL (priced independently) or USDC (`asset="USDC"`); recover an unconfirmed payment with `agent.recover_paid(journal_path)` |
73
73
 
74
74
  # AiFinPay agent workflow
75
75
 
76
- Use the tools actually returned by MCP tools/list. MCP 2.2.4 exposes
76
+ Use the tools actually returned by MCP tools/list. MCP 2.3.0 exposes
77
77
  agent_address, agent_reload, agent_claim_self, agent_history, agent_quota,
78
78
  agent_passport_resolve, settlement_routes, settlement_invoice and
79
79
  deployment_info; `payable_fetch` appears when the owner has enabled payments.
@@ -95,14 +95,18 @@ The owner configures these MCP environment values (example limits only):
95
95
  }
96
96
  ```
97
97
 
98
- The smallest batch is **$0.10 plus gas**, paid in **POL on Polygon**; keep
99
- `AIFINPAY_MAX_USD` a little above the batch you expect to buy. Use an existing
100
- persistent wallet or create one with `npx @aifinpay/mcp init` (a passphrase is
101
- required); fund its EVM address with POL. Funding a wallet does not establish
98
+ The smallest batch is **$0.10 plus gas** on **Polygon**; keep `AIFINPAY_MAX_USD`
99
+ a little above the batch you expect to buy. It is paid in **POL** by default.
100
+ To pay in **USDC** instead, the owner also sets `"AIFINPAY_PAY_ASSET": "USDC"`:
101
+ the wallet then needs USDC for the batch plus a little POL (about 0.05) for gas,
102
+ because the tool approves exactly the batch amount and then settles — two
103
+ transactions, both within `AIFINPAY_MAX_GAS_POL`. Use an existing persistent
104
+ wallet or create one with `npx @aifinpay/mcp init` (a passphrase is required);
105
+ fund its EVM address on Polygon with POL, or with USDC plus some POL. Funding a wallet does not establish
102
106
  unlimited spend authority. Use the owner's actual approved limits and origins,
103
107
  then call `payable_fetch({"url":"https://merchant.example/api/data"})`.
104
108
 
105
- It supports GET resources and native Polygon AIFP-1 v1.4 payments. It verifies
109
+ It supports GET resources and Polygon AIFP-1 v1.4 payments in POL or USDC. It verifies
106
110
  the quote, price, deployment, signer and receipt, saves the transaction before
107
111
  broadcasting, and reuses the purchased batch. No custom merchant script is
108
112
  needed. Other protocol/version/asset paths fail closed.
@@ -115,7 +119,8 @@ owner reconciliation. Raw transactions and receipt JWTs remain private.
115
119
  ### Network access
116
120
 
117
121
  In a sandbox that allowlists outbound hosts, allow `api.aifinpay.io` and a
118
- Polygon RPC. For the independent POL/USD check MCP 2.2.4 reads Chainlink on
122
+ Polygon RPC. USDC payments need nothing else. For the independent POL/USD check
123
+ on POL payments MCP 2.3.0 reads Chainlink on
119
124
  Polygon over that RPC, then `api.coinbase.com`, then `api.coingecko.com` — one
120
125
  is enough. (MCP 2.2.3 used only `api.coinbase.com`.) If no rate is available,
121
126
  `payable_fetch` stops before paying and nothing is spent; tell the owner which