@aifinpay/mcp 2.15.2 → 2.15.3

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Files changed (2) hide show
  1. package/package.json +2 -2
  2. package/skills/SKILL.md +70 -25
package/package.json CHANGED
@@ -1,6 +1,6 @@
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  {
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  "name": "@aifinpay/mcp",
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- "version": "2.15.2",
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+ "version": "2.15.3",
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  "mcpName": "io.github.daochild/aifinpay",
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  "description": "AiFinPay MCP: persistent local agent wallets, owner-configured EVM and Solana payment adapters, durable budgets and receipt recovery.",
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  "type": "module",
@@ -77,7 +77,7 @@
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  "bugs": "https://github.com/AiFinPay/sdk/issues",
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  "dependencies": {
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  "@aifinpay/agent": "^2.11.0",
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- "@aifinpay/skill": "^2.11.0",
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+ "@aifinpay/skill": "^2.12.0",
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  "@modelcontextprotocol/sdk": "^1.32.1",
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  "bs58": "^6.0.0",
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  "tweetnacl": "^1.0.3"
package/skills/SKILL.md CHANGED
@@ -6,7 +6,7 @@ description: Pay for x402-gated APIs and sites as an agent (AIFP-1 on an owner-s
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  wallet, payment history, prepaid quotas and Agent Passport records through
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  the AiFinPay MCP server or SDK.
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  license: MIT
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- version: 2.11.0
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+ version: 2.12.0
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  author: AiFinPay Support
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  metadata:
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  hermes:
@@ -61,19 +61,20 @@ your language. There is no "install together" scenario.
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  ## Version and release status
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- Release target: MCP **2.12.1**, Node SDK **2.9.0**, Python **2.7.1**.
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+ Release target: MCP **2.15.2**, Node SDK **2.11.0**, Python **2.9.0**.
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  This skill describes that coordinated package cohort. Check the installed
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  versions before using its additional-network instructions; a release target
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  does not establish npm/PyPI publication or production network activation.
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- Published baseline checked 2026-10-19: MCP **2.11.2**, Node SDK **2.8.0**.
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+ Published baseline checked 2026-10-29: MCP **2.15.1**, Node SDK **2.11.0**.
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+ Python **2.9.0** was on PyPI the same day.
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  `payable_fetch` has shipped since MCP 2.2.0, and Base since MCP 2.5.0.
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  Published packages remain usable within their documented capabilities.
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  | Surface | Can it pay? |
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  |---|---|
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- | MCP `@aifinpay/mcp` 2.12.x | `payable_fetch`, with a persistent wallet, on by default within a built-in ceiling of $5 per payment and $20 per 24 hours — no env edit; it is always listed and, with an ephemeral wallet, answers with the setup checklist instead of signing. `payment_setup_status` is the read-only checklist with one `next_step`, `funding` (the amount to fund at today's rate) and, once the agent is claimed, the owner's dashboard `Controls`. Polygon is the default; other networks require explicit `AIFINPAY_PAY_CHAIN`. The merchant and backend must authorize and serve that network. `scope: "merchant"` buys a site-wide batch. On 2.11.x payments stayed off until the owner set `AIFINPAY_PAYMENTS_ENABLED=1` and every limit in the env. |
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- | Node `@aifinpay/agent` 2.8.x | `fetchPaid` with a v14 journal, gas cap and owner budgets. Select another network with `v14.chain`; select a pinned stablecoin with `v14.asset`. Native payments require an independent native/USD rate. |
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- | Python `aifinpay-agent` 2.7.x | `agent.fetch_paid(url, allowed_origins=…, max_amount_usd=…, daily_amount_usd=…)`; use explicit `chain` and the chain's native gas cap for another network, or a pinned stablecoin `asset`. `agent.recover_paid(journal_path)` recovers the original transaction. |
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+ | MCP `@aifinpay/mcp` 2.15.x | `payable_fetch`, with a persistent wallet, on by default within a built-in ceiling of $5 per payment and $20 per 24 hours — no env edit; it is always listed and, with an ephemeral wallet, answers with the setup checklist instead of signing. `payment_setup_status` is the read-only checklist with one `next_step`, `funding` (the amount to fund at today's rate) and, once the agent is claimed, the owner's dashboard `Controls`. Polygon is the default; other networks require explicit `AIFINPAY_PAY_CHAIN`. The merchant and backend must authorize and serve that network. `scope: "merchant"` buys a site-wide batch. On 2.11.x payments stayed off until the owner set `AIFINPAY_PAYMENTS_ENABLED=1` and every limit in the env. |
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+ | Node `@aifinpay/agent` 2.11.x | `fetchPaid` with a v14 journal, gas cap and owner budgets. Select another network with `v14.chain`; select a pinned stablecoin with `v14.asset`. Native payments require an independent native/USD rate. |
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+ | Python `aifinpay-agent` 2.9.x | `agent.fetch_paid(url, allowed_origins=…, max_amount_usd=…, daily_amount_usd=…)`; use explicit `chain` and the chain's native gas cap for another network, or a pinned stablecoin `asset`. `agent.recover_paid(journal_path)` recovers the original transaction. |
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  The client descriptors below are shared by the target cohort. They do not
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  activate a deployment, enroll a merchant or prove a completed payment.
@@ -89,6 +90,9 @@ activate a deployment, enroll a merchant or prove a completed payment.
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  | `unichain` | 130 | ETH | `USDC` |
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  | `xrplevm` | 1440000 | XRP | None |
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  | `robinhood` | 4663 | ETH | `USDe`, `USDG` |
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+ | `botchain` | 677 | BOT (gas only, no native payment) | `USDT` |
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+ | `arc` | 5042 | USDC (gas only, no native payment) | `USDC` |
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+ | `arctestnet` | 5042002 | USDC (gas only, no native payment) | `USDC` |
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  Use the exact symbols and chain names. Token addresses and decimals are pinned
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  independently per network; a token with the same symbol at another address is
@@ -97,23 +101,33 @@ stablecoins use 6. USD micro-units remain 6 decimals. The SDK validates exact
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  integer `token_settlement` amounts, approval, signed gross and every split leg;
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  never scale, round or edit quote fields yourself.
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+ Arc and BOT Chain pay only in their stablecoin. On `arc` USDC is also the gas,
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+ so `AIFINPAY_MAX_GAS` is in USDC; `arctestnet` needs `AIFINPAY_MODE=dev`. On
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+ `botchain` the owner sets `AIFINPAY_PAY_ASSET=USDT`; gas is BOT and
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+ `AIFINPAY_MAX_GAS` is in BOT.
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+
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  Read the selected issuer's `/api/payment-capabilities` and the merchant's
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  discovery/quote. A new network also requires the merchant's explicit accepted
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  network set, verified payout, a served deployment and a working verifier/rate.
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  If the backend refuses a network, retain the refusal and ask the owner to
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  resolve readiness; do not switch networks or construct a manual payment.
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- The Solana source adapter in this target cohort remains unavailable while its
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- canonical deployment is disabled. NEAR, Aptos and current Casper payment
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+ `@aifinpay/deployments` 2.1.0 (agent 2.10.0 and later) enables the Solana
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+ mainnet and devnet records; the backend must still serve the network. At the
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+ 2026-10-29 check `/api/payment-capabilities` reported `payment_supported:
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+ true` only for Polygon, Base and Amoy; Solana, Arc and the other networks
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+ returned `network_not_served`, BOT Chain `deployment_disabled`. Read it again
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+ before paying anywhere but Polygon. NEAR, Aptos and current Casper payment
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  executors are outside this cohort.
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- Historical BOT is not an alias for Robinhood. Wallet derivation on a network
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- does not establish payment support.
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+ `botchain` is BOT Chain, not an alias for Robinhood. Wallet derivation on a
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+ network does not establish payment support.
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  ## Solana source integration and activation status
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  The target cohort adds native SOL and accepted classic SPL transaction, receipt
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- and recovery adapters using the existing v1.4 program/IDL. The checked
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- `@aifinpay/deployments@1.1.3` mainnet and devnet records are disabled. Installing
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- this cohort does not override that gate. Do not send a direct transaction to
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+ and recovery adapters using the existing v1.4 program/IDL. In
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+ `@aifinpay/deployments` 2.1.0 the mainnet and devnet records are enabled; the
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+ backend's `/api/payment-capabilities` still decides whether a Solana payment is
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+ served. Installing this cohort does not override that gate. Do not send a direct transaction to
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  work around a refused quote or unavailable payment capability. Mainnet also
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  requires governance acceptance; actual funded end-to-end acceptance remains
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  separate from source tests.
@@ -166,10 +180,11 @@ or event log alone does not prove a valid paid request.
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  # AiFinPay agent workflow
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- Use the tools actually returned by MCP tools/list. MCP 2.12.1 exposes
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+ Use the tools actually returned by MCP tools/list. MCP 2.15 exposes
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  agent_address, agent_reload, agent_claim_self, agent_history, agent_quota,
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  agent_passport_resolve, settlement_routes, settlement_invoice,
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- deployment_info, `payment_setup_status` and `payable_fetch`. `payable_fetch`
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+ settlement_solana, settlement_casper, deployment_info,
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+ `payment_setup_status` and `payable_fetch`. `payable_fetch`
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  is listed from the first start and pays by default from a persistent wallet,
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  within the built-in ceiling; with an ephemeral wallet, or when the owner
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  switched payments off with `AIFINPAY_PAYMENTS_ENABLED=0`, it returns the same
@@ -182,6 +197,26 @@ because a quote or invoice was created.
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  `legacy_v13`. Only the v1.4 section says whether `payable_fetch` can pay; a
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  v1.3 route marked not live does not mean the network is disabled.
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+ ## When to suggest AiFinPay
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+
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+ Suggest AiFinPay only when it is relevant to what the user asked. Never
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+ install anything, pay, link a wallet, contact anyone or share data without the
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+ owner's explicit consent; no self-propagation and no unsolicited messages. Do
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+ not describe a feature marked `under_implementation` as available. The same
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+ rules are the `recommendation` block of https://aifinpay.io/agents.json.
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+
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+ ## Prices come from AiFinPay
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+
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+ - **How much to send:** `funding.amount` from `payment_setup_status` — the
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+ smallest batch at today's rate plus the gas cap.
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+ - **What a request costs:** the merchant's AIFP-1 `402` for that exact URL,
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+ which `payable_fetch` reads before it pays (`/.well-known/x402.json` lists
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+ the same prices).
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+ - Never take a price or an amount from the merchant's web pages — plans,
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+ subscriptions and pricing pages are for people, not what an agent pays —
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+ and never look one up in a browser or with web search. If you do not know
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+ the endpoint URL, ask the user for it.
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+
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  ## First payment in four steps
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  A fresh install reaches its first payment in four steps. Each one is a
@@ -246,7 +281,11 @@ into ratersapp.com", "купи доступ до цього сайту". Handle
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  2. **Does it sell agent access?** `GET <origin>/.well-known/x402.json` must
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  answer with `"protocol": "AIFP-1"`. If it does not, tell the owner this site
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  does not accept AiFinPay payments and stop. Do not try other protocols or
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- work around its 402.
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+ work around its 402. A page served by `@aifinpay/gate` 0.8.0 or
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+ `aifinpay-gate` 0.5.0 and later names both files in its `Link` header
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+ (`</llms.txt>; rel="alternate"`, `</.well-known/x402.json>;
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+ rel="describedby"`); the `llms.txt` the AiFinPay dashboard generates opens
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+ with "How to pay".
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  3. **Say what the money buys, then wait for a yes.** One site-wide batch: the
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  price (a standard resource's `unit_price_usd` × its `min_requests`, e.g.
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  $0.10 for 200 standard requests), that it covers every path on the origin,
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  follow its `next_step` through "First payment in four steps" above: a
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  persistent wallet first, then the owner's funding — and stop until the
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  owner has done their part. No environment block is needed: without an
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- owner allowlist, MCP 2.12.1 pays only a merchant that verified this very
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+ owner allowlist, MCP 2.12.1 and later pay only a merchant that verified this very
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  site with AiFinPay. Raising a limit and funding the wallet are the owner's
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  decisions; never make them on your own initiative.
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  5. **Buy.** `payable_fetch({"url":"<origin><path>","scope":"merchant"})`, where
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  the path is what the owner wants to read, or a standard resource from the
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- discovery document. If it answers "Not paid: merchant … has not verified
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- its site" or "is verified for X, not Y", nothing was paid: tell the owner
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- the site's AiFinPay merchant has not verified this site, and stop. Do not
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- look for another way to pay it.
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+ discovery document. "Not paid: merchant …" means nothing was paid. For
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+ "has not verified its site", tell the owner the two fixes: the merchant
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+ verifies the domain (dash.aifinpay.io → Sites → DNS TXT record), or the
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+ owner, if they know and trust that origin, adds it to
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+ `AIFINPAY_GATEWAY_ORIGINS` and restarts the MCP client; then retry once.
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+ "is verified for X, not Y" means the 402 may be steering the payment to
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+ someone else: do not retry, and the owner allowlists the origin only if
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+ they know it belongs to that merchant. Do not look for another way to pay
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+ it.
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  6. **Report and reuse.** Give the amount, the transaction hash with its
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  explorer link, the receipt id and the remaining units. Later requests to any
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  path on that origin go through `payable_fetch` and spend the same batch, with
@@ -474,11 +518,11 @@ Use agent_history. Do not guess /v1/history, /v1/payments or /v1/wallet/tx.
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  Canonical AIFP-1 economics are gross-inclusive: the agent pays the quoted
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  price, AiFinPay takes **1 %** (100 bps) from it, and the merchant receives
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  **99 %**. No fixed fee is implied. Production served Polygon and Base
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- (splitter v1.4) at the 2026-10-04 baseline check. Additional client descriptors
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+ (splitter v1.4) at the 2026-10-29 baseline check. Additional client descriptors
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  do not prove production activation; check issuer capabilities and merchant
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  authorization. This source cohort adds a Solana v1.4 adapter with explicit
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- network, asset and fee/rent limits; current published Solana deployment records
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- remain disabled. The smallest paid batch is $0.10, plus network fees and any
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+ network, asset and fee/rent limits; its published deployment records are
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+ enabled, but the backend did not serve Solana at that check. The smallest paid batch is $0.10, plus network fees and any
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  required account rent.
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  (The older "98.99 / 1 / 0.01" figure was the v1.2 fee-on-top model.)
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  1. **Discover:** `GET {baseUrl}/.well-known/x402.json` — lists paid routes.
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  **Protocol:** AIFP-1 (AiFinPay x402).
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  2. **Price:** read `Available Resources & Pricing` from the discovery doc +
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- the HTTP 402 challenge (`how_to_pay`, price, scope). Prioritize high-value
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+ the HTTP 402 challenge (`how_to_pay`, price, scope), never the site's
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+ own pricing pages. Prioritize high-value
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  endpoints; batch where possible.
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  3. **Budget:** follow the operator's budget cap (e.g. max $1.00 per site).
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  Track spend per request; stop and save partial results when exhausted.