@aifinpay/mcp 2.12.1 → 2.14.1

package/README.md

@@ -4,8 +4,8 @@ AiFinPay MCP server for persistent agent identity, Agent Passport resolution,
 route discovery and non-signing settlement invoices. Canonical domain:
 **aifinpay.io**.
 
-Version **2.12.1** is prepared in this checkout, on the published agent 2.9.0
-and canonical skill 2.10.2 (AiFinPay/skill 48285cf, published 2026-10-19). The separate canonical producer's final immutable
+Version **2.13.0** is prepared in this checkout, on the published agent 2.9.0
+and canonical skill 2.11.0 (AiFinPay/skill 0490615, published 2026-10-22). The separate canonical producer's final immutable
 source pin is a required handoff, not a moving-branch substitution.
 The published baseline checked2026-10-04 was MCP2.5.0. Package publication and
 real registry dependency/lock refresh remain release gates; a source-cohort
@@ -227,10 +227,14 @@ client missing from this table can be reported with its exact name.
 ## Link the agent to its owner's dashboard
 
 The owner sees the agent's balance, payments and receipts at
-https://dash.aifinpay.io → My Agents. There, **Claim via MCP** generates a
-one-time URL; pass it to `agent_claim_self`. The tool contacts only AiFinPay
-origins, signs only the claim challenge for this agent's own address, and moves
-no funds. The owner-selected payment family must be confirmed successfully;
+https://dash.aifinpay.io → My Agents. There, **Link an agent → Claim via MCP**
+generates a one-time URL; pass it to `agent_claim_self`, which redeems it with
+a POST to `/api/auth/claim`. Opening the URL in a browser, or pasting it into a
+chat that has no AiFinPay MCP, links nothing; such an agent is linked by signed
+message in My Agents instead. An account with 2FA on links the same way: the
+URL was made in a session that already passed the second factor. The tool contacts
+only AiFinPay origins, signs only the claim challenge for this agent's own
+address, and moves no funds. The owner-selected payment family must be confirmed successfully;
 the second wallet is best-effort. Use the selected wallet's Fund panel for
 available networks and assets; binding does not activate a disabled network.
 Offer this to the owner after `init` (step 4 above): from then on the owner
@@ -284,6 +288,23 @@ the tool says not to retry. `dev_payment_quote` is registered
 only with `AIFINPAY_MODE=dev`. Legacy `agent_call`, `agent_quote`,
 `pay_with_split` and `quote_split` remain unregistered.
 
+### Read-only directory profile
+
+`createDirectoryServer()` is a second, separate server: the one listed in the
+OpenAI ChatGPT App Directory at `https://mcp.aifinpay.io/directory/mcp`. It has
+no agent identity, needs no auth and moves no money. Its nine tools wrap public
+`api.aifinpay.io` GET endpoints (`AIFINPAY_API_BASE` overrides the base), and
+each is `readOnlyHint: true` with an `outputSchema`: `list_providers`,
+`provider_info`, `provider_status`, `service_coverage`, `network_stats`,
+`leaderboard`, `quote_cost` (a fee breakdown, no payment), `verify_passport`
+and `agent_profile`. `@aifinpay/mcp-http` serves it when
+`AIFINPAY_MCP_PROFILE=directory`.
+
+```ts
+import { createDirectoryServer } from "@aifinpay/mcp";
+const { server } = await createDirectoryServer();
+```
+
 ## Persistent wallet selection
 
 The CLI (`init` and stdio), programmatic server and `agent_reload` use the same
@@ -508,7 +529,10 @@ MIT.
 ## Additional EVM networks in the 2.8.1 source candidate
 
 Owner `AIFINPAY_PAY_CHAIN` accepts polygon, base, optimism, arbitrum, avalanche,
-bnb, unichain, xrplevm and robinhood. `AIFINPAY_MAX_GAS` is in the selected native
+bnb, unichain, xrplevm, robinhood, arc and arctestnet (2.14.0). Arc pays only in
+USDC, which is also its gas: `AIFINPAY_MAX_GAS` is in USDC (e.g. `0.05`), EURC is
+refused, and no price feed is read. `arctestnet` requires `AIFINPAY_MODE=dev`;
+every EVM mainnet requires live mode. `AIFINPAY_MAX_GAS` is in the selected native
 POL/ETH/AVAX/BNB/XRP currency; the legacy POL cap applies only on Polygon. Assets
 must be pinned for that chain, including BNB 18-decimal USDC/USDT and Robinhood
 18-decimal USDe/6-decimal USDG. XRPL EVM has native XRP only. Metadata comes from
@@ -539,8 +563,8 @@ the new bound preparation/recovery/completion hooks; absence refuses payment.
 
 Version2.7 targets NodeSDK2.5 and canonical skill2.8. These are coordinated
 release targets; source integration does not establish npm publication or
-activate a network. The published deployments1.1.3 Solana entries remain
-disabled. `payable_fetch` retains the SDK availability check and cannot
+activate a network. From agent 2.10.0 (deployments 2.1.0) the Solana entries are
+enabled (ADR-007). `payable_fetch` retains the SDK availability check and cannot
 override it.
 
 For a separately accepted and served Solana route, the owner sets

package/dist/config.d.ts.map

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package/dist/config.js

@@ -139,8 +139,12 @@ export function validatePaymentConfig(config) {
     if (!config.paymentsEnabled)
         throw new Error("Payments disabled by the owner (AIFINPAY_PAYMENTS_ENABLED=0)");
     const chain = payChain(config.payChain);
-    if (config.devMode && chain.name !== "solana")
-        throw new Error("MCP receipt payments support live mode only");
+    // A testnet pays only in dev mode and a mainnet only in live mode, so one can
+    // never stand in for the other (Solana checks its cluster the same way below).
+    if (chain.name !== "solana" && (config.devMode === true) !== (chain.testnet === true))
+        throw new Error(chain.testnet
+            ? `${chain.name} is a testnet: set AIFINPAY_MODE=dev to pay on it`
+            : "MCP receipt payments on EVM mainnets support live mode only");
     if (config.rpcUrl !== undefined) {
         let rpc;
         try {

package/dist/config.js.map

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package/dist/directory.d.ts

@@ -0,0 +1,55 @@
+/**
+ * createDirectoryServer — the READ-ONLY MCP server submitted to the OpenAI
+ * ChatGPT App Directory. Distinct from `createServer` (the full BYO-MCP
+ * connector with payment execution): this one exposes ONLY the read-only
+ * directory tools, requires NO agent identity and NO auth, and never moves
+ * money — so it is reviewable under OpenAI's directory policy (Obsidian/32 /34).
+ *
+ * One codebase, two profiles: the HTTP wrapper picks this when
+ * AIFINPAY_MCP_PROFILE=directory.
+ */
+import { Server } from "@modelcontextprotocol/sdk/server/index.js";
+export interface DirectoryServerConfig {
+    /** Public API base for the wrapped GET endpoints. Defaults to production. */
+    apiBase?: string;
+    /** Per-request timeout (ms). */
+    timeoutMs?: number;
+    log?: (level: "info" | "warn" | "error", msg: string) => void;
+}
+export declare function createDirectoryServer(config?: DirectoryServerConfig): Promise<{
+    server: Server<{
+        method: string;
+        params?: {
+            [x: string]: unknown;
+            _meta?: {
+                [x: string]: unknown;
+                progressToken?: string | number | undefined;
+                "io.modelcontextprotocol/related-task"?: {
+                    taskId: string;
+                } | undefined;
+            } | undefined;
+        } | undefined;
+    }, {
+        method: string;
+        params?: {
+            [x: string]: unknown;
+            _meta?: {
+                [x: string]: unknown;
+                progressToken?: string | number | undefined;
+                "io.modelcontextprotocol/related-task"?: {
+                    taskId: string;
+                } | undefined;
+            } | undefined;
+        } | undefined;
+    }, {
+        [x: string]: unknown;
+        _meta?: {
+            [x: string]: unknown;
+            progressToken?: string | number | undefined;
+            "io.modelcontextprotocol/related-task"?: {
+                taskId: string;
+            } | undefined;
+        } | undefined;
+    }>;
+}>;
+//# sourceMappingURL=directory.d.ts.map

package/dist/directory.d.ts.map

@@ -0,0 +1 @@
+{"version":3,"file":"directory.d.ts","sourceRoot":"","sources":["../src/directory.ts"],"names":[],"mappings":"AAAA;;;;;;;;;GASG;AACH,OAAO,EAAE,MAAM,EAAE,MAAM,2CAA2C,CAAC;AAInE,MAAM,WAAW,qBAAqB;IACpC,6EAA6E;IAC7E,OAAO,CAAC,EAAE,MAAM,CAAC;IACjB,gCAAgC;IAChC,SAAS,CAAC,EAAE,MAAM,CAAC;IACnB,GAAG,CAAC,EAAE,CAAC,KAAK,EAAE,MAAM,GAAG,MAAM,GAAG,OAAO,EAAE,GAAG,EAAE,MAAM,KAAK,IAAI,CAAC;CAC/D;AAwBD,wBAAsB,qBAAqB,CAAC,MAAM,GAAE,qBAA0B;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;GA2B7E"}

package/dist/directory.js

@@ -0,0 +1,56 @@
+/**
+ * createDirectoryServer — the READ-ONLY MCP server submitted to the OpenAI
+ * ChatGPT App Directory. Distinct from `createServer` (the full BYO-MCP
+ * connector with payment execution): this one exposes ONLY the read-only
+ * directory tools, requires NO agent identity and NO auth, and never moves
+ * money — so it is reviewable under OpenAI's directory policy (Obsidian/32 /34).
+ *
+ * One codebase, two profiles: the HTTP wrapper picks this when
+ * AIFINPAY_MCP_PROFILE=directory.
+ */
+import { Server } from "@modelcontextprotocol/sdk/server/index.js";
+import { CallToolRequestSchema, ListToolsRequestSchema } from "@modelcontextprotocol/sdk/types.js";
+import { directoryTools, runDirectoryTool, DIRECTORY_API_BASE } from "./tools/directory.js";
+// Server-wide instructions returned at initialize. ChatGPT/Codex use these as a
+// cross-tool guide (OpenAI readiness checklist item; the audit found it ABSENT
+// on the connector server). States the read-only contract, networks, and limits.
+const DIRECTORY_INSTRUCTIONS = [
+    "AiFinPay is payment infrastructure for AI agents. THIS server is the",
+    "read-only directory surface: it answers questions about the AiFinPay agent",
+    "economy and prices AI services — it does NOT move money, hold funds, sign",
+    "transactions, or execute any payment. Every tool is read-only.",
+    "",
+    "Use it to: list available AI providers and their per-call prices",
+    "(list_providers / provider_info / provider_status / service_coverage),",
+    "preview a fee-on-top cost breakdown without paying (quote_cost), read public",
+    "protocol stats (network_stats) and the on-chain agent leaderboard",
+    "(leaderboard), verify an agent's AgentPassport (verify_passport), and look up",
+    "a public agent profile (agent_profile).",
+    "",
+    "Networks: Polygon and Solana mainnet. Data is public on-chain / registry",
+    "information. To actually execute a payment, an agent uses the separate",
+    "AiFinPay connector or SDK — not this directory app. Requests are rate limited;",
+    "on HTTP 429 (rate_limit_exceeded), back off and retry.",
+].join("\n");
+export async function createDirectoryServer(config = {}) {
+    const log = config.log ?? ((lvl, msg) => process.stderr.write(`[${lvl}] ${msg}\n`));
+    const ctx = {
+        apiBase: (config.apiBase || DIRECTORY_API_BASE).replace(/\/$/, ""),
+        timeoutMs: config.timeoutMs ?? 15000,
+        log,
+    };
+    const server = new Server({ name: "@aifinpay/mcp-directory", version: "1.0.0" }, {
+        capabilities: { tools: {} },
+        instructions: DIRECTORY_INSTRUCTIONS,
+    });
+    server.setRequestHandler(ListToolsRequestSchema, async () => ({
+        tools: directoryTools(),
+    }));
+    server.setRequestHandler(CallToolRequestSchema, async (request) => {
+        const { name, arguments: args } = request.params;
+        return runDirectoryTool(ctx, name, args ?? {});
+    });
+    log("info", `[aifinpay-mcp-directory] read-only profile · api=${ctx.apiBase}`);
+    return { server };
+}
+//# sourceMappingURL=directory.js.map

package/dist/directory.js.map

@@ -0,0 +1 @@
+{"version":3,"file":"directory.js","sourceRoot":"","sources":["../src/directory.ts"],"names":[],"mappings":"AAAA;;;;;;;;;GASG;AACH,OAAO,EAAE,MAAM,EAAE,MAAM,2CAA2C,CAAC;AACnE,OAAO,EAAE,qBAAqB,EAAE,sBAAsB,EAAE,MAAM,oCAAoC,CAAC;AACnG,OAAO,EAAE,cAAc,EAAE,gBAAgB,EAAE,kBAAkB,EAAyB,MAAM,sBAAsB,CAAC;AAUnH,gFAAgF;AAChF,+EAA+E;AAC/E,iFAAiF;AACjF,MAAM,sBAAsB,GAAG;IAC7B,sEAAsE;IACtE,4EAA4E;IAC5E,2EAA2E;IAC3E,gEAAgE;IAChE,EAAE;IACF,kEAAkE;IAClE,wEAAwE;IACxE,8EAA8E;IAC9E,mEAAmE;IACnE,+EAA+E;IAC/E,yCAAyC;IACzC,EAAE;IACF,0EAA0E;IAC1E,wEAAwE;IACxE,gFAAgF;IAChF,wDAAwD;CACzD,CAAC,IAAI,CAAC,IAAI,CAAC,CAAC;AAEb,MAAM,CAAC,KAAK,UAAU,qBAAqB,CAAC,MAAM,GAA0B,EAAE;IAC5E,MAAM,GAAG,GAAG,MAAM,CAAC,GAAG,IAAI,CAAC,CAAC,GAAG,EAAE,GAAG,EAAE,EAAE,CAAC,OAAO,CAAC,MAAM,CAAC,KAAK,CAAC,IAAI,GAAG,KAAK,GAAG,IAAI,CAAC,CAAC,CAAC;IACpF,MAAM,GAAG,GAAqB;QAC5B,OAAO,EAAE,CAAC,MAAM,CAAC,OAAO,IAAI,kBAAkB,CAAC,CAAC,OAAO,CAAC,KAAK,EAAE,EAAE,CAAC;QAClE,SAAS,EAAE,MAAM,CAAC,SAAS,IAAI,KAAK;QACpC,GAAG;KACJ,CAAC;IAEF,MAAM,MAAM,GAAG,IAAI,MAAM,CACvB,EAAE,IAAI,EAAE,yBAAyB,EAAE,OAAO,EAAE,OAAO,EAAE,EACrD;QACE,YAAY,EAAE,EAAE,KAAK,EAAE,EAAE,EAAE;QAC3B,YAAY,EAAE,sBAAsB;KACrC,CACF,CAAC;IAEF,MAAM,CAAC,iBAAiB,CAAC,sBAAsB,EAAE,KAAK,IAAI,EAAE,CAAC,CAAC;QAC5D,KAAK,EAAE,cAAc,EAAE;KACxB,CAAC,CAAC,CAAC;IAEJ,MAAM,CAAC,iBAAiB,CAAC,qBAAqB,EAAE,KAAK,EAAE,OAAO,EAAE,EAAE;QAChE,MAAM,EAAE,IAAI,EAAE,SAAS,EAAE,IAAI,EAAE,GAAG,OAAO,CAAC,MAAM,CAAC;QACjD,OAAO,gBAAgB,CAAC,GAAG,EAAE,IAAI,EAAE,IAAI,IAAI,EAAE,CAAC,CAAC;IACjD,CAAC,CAAC,CAAC;IAEH,GAAG,CAAC,MAAM,EAAE,oDAAoD,GAAG,CAAC,OAAO,EAAE,CAAC,CAAC;IAC/E,OAAO,EAAE,MAAM,EAAE,CAAC;AACpB,CAAC"}

package/dist/index.d.ts

@@ -23,4 +23,6 @@ export { createServer } from "./server.js";
 export type { ToolContext } from "./server.js";
 export type { McpConfig } from "./config.js";
 export { loadConfigFromEnv } from "./config.js";
+export { createDirectoryServer } from "./directory.js";
+export type { DirectoryServerConfig } from "./directory.js";
 //# sourceMappingURL=index.d.ts.map

package/dist/index.d.ts.map

@@ -1 +1 @@
-{"version":3,"file":"index.d.ts","sourceRoot":"","sources":["../src/index.ts"],"names":[],"mappings":"AAAA;;;;;;;;;;;;;;;;;;;;GAoBG;AACH,OAAO,EAAE,YAAY,EAAE,MAAM,aAAa,CAAC;AAC3C,YAAY,EAAE,WAAW,EAAE,MAAM,aAAa,CAAC;AAC/C,YAAY,EAAE,SAAS,EAAE,MAAM,aAAa,CAAC;AAC7C,OAAO,EAAE,iBAAiB,EAAE,MAAM,aAAa,CAAC"}
+{"version":3,"file":"index.d.ts","sourceRoot":"","sources":["../src/index.ts"],"names":[],"mappings":"AAAA;;;;;;;;;;;;;;;;;;;;GAoBG;AACH,OAAO,EAAE,YAAY,EAAE,MAAM,aAAa,CAAC;AAC3C,YAAY,EAAE,WAAW,EAAE,MAAM,aAAa,CAAC;AAC/C,YAAY,EAAE,SAAS,EAAE,MAAM,aAAa,CAAC;AAC7C,OAAO,EAAE,iBAAiB,EAAE,MAAM,aAAa,CAAC;AAIhD,OAAO,EAAE,qBAAqB,EAAE,MAAM,gBAAgB,CAAC;AACvD,YAAY,EAAE,qBAAqB,EAAE,MAAM,gBAAgB,CAAC"}

package/dist/index.js

@@ -21,4 +21,7 @@
  */
 export { createServer } from "./server.js";
 export { loadConfigFromEnv } from "./config.js";
+// Read-only directory profile — the surface submitted to the OpenAI ChatGPT App
+// Directory (no agent, no auth, no payment execution). See directory.ts.
+export { createDirectoryServer } from "./directory.js";
 //# sourceMappingURL=index.js.map

package/dist/index.js.map

@@ -1 +1 @@
-{"version":3,"file":"index.js","sourceRoot":"","sources":["../src/index.ts"],"names":[],"mappings":"AAAA;;;;;;;;;;;;;;;;;;;;GAoBG;AACH,OAAO,EAAE,YAAY,EAAE,MAAM,aAAa,CAAC;AAG3C,OAAO,EAAE,iBAAiB,EAAE,MAAM,aAAa,CAAC"}
+{"version":3,"file":"index.js","sourceRoot":"","sources":["../src/index.ts"],"names":[],"mappings":"AAAA;;;;;;;;;;;;;;;;;;;;GAoBG;AACH,OAAO,EAAE,YAAY,EAAE,MAAM,aAAa,CAAC;AAG3C,OAAO,EAAE,iBAAiB,EAAE,MAAM,aAAa,CAAC;AAEhD,gFAAgF;AAChF,yEAAyE;AACzE,OAAO,EAAE,qBAAqB,EAAE,MAAM,gBAAgB,CAAC"}

package/dist/merchant-site.d.ts

@@ -13,10 +13,18 @@
  * the 402's, and the check runs in onPrepared — before anything is signed into
  * the journal or broadcast — so a refusal pays nothing.
  */
+/** "unconfirmed": the lookup failed; "unverified": no DNS proof; "other_site":
+ *  verified, but for a host other than the one being paid for. */
+export type UnverifiedMerchantSiteKind = "unconfirmed" | "unverified" | "other_site";
 export declare class UnverifiedMerchantSiteError extends Error {
     readonly merchantId: string;
     readonly reason: string;
-    constructor(merchantId: string, reason: string);
+    readonly kind: UnverifiedMerchantSiteKind;
+    /** Origin of the URL being paid for: what the owner would allowlist. */
+    readonly origin: string;
+    constructor(merchantId: string, reason: string, kind: UnverifiedMerchantSiteKind, 
+    /** Origin of the URL being paid for: what the owner would allowlist. */
+    origin: string);
 }
 export declare function assertVerifiedMerchantSite(opts: {
     fetchImpl: (input: string, init?: RequestInit) => Promise<Response>;

package/dist/merchant-site.d.ts.map

@@ -1 +1 @@
-{"version":3,"file":"merchant-site.d.ts","sourceRoot":"","sources":["../src/merchant-site.ts"],"names":[],"mappings":"AAAA;;;;;;;;;;;;;;GAcG;AAEH,qBAAa,2BAA4B,SAAQ,KAAK;aAElC,UAAU,EAAE,MAAM;aAClB,MAAM,EAAE,MAAM;IAFhC,YACkB,UAAU,EAAE,MAAM,EAClB,MAAM,EAAE,MAAM,EAI/B;CACF;AAcD,wBAAsB,0BAA0B,CAAC,IAAI,EAAE;IACrD,SAAS,EAAE,CAAC,KAAK,EAAE,MAAM,EAAE,IAAI,CAAC,EAAE,WAAW,KAAK,OAAO,CAAC,QAAQ,CAAC,CAAC;IACpE,8EAA8E;IAC9E,OAAO,EAAE,MAAM,CAAC;IAChB,qCAAqC;IACrC,UAAU,EAAE,MAAM,CAAC;IACnB,gDAAgD;IAChD,GAAG,EAAE,GAAG,CAAC;IACT,+EAA+E;IAC/E,QAAQ,EAAE,SAAS,GAAG,QAAQ,CAAC;CAChC,GAAG,OAAO,CAAC,IAAI,CAAC,CAwBhB"}
+{"version":3,"file":"merchant-site.d.ts","sourceRoot":"","sources":["../src/merchant-site.ts"],"names":[],"mappings":"AAAA;;;;;;;;;;;;;;GAcG;AAEH;kEACkE;AAClE,MAAM,MAAM,0BAA0B,GAAG,aAAa,GAAG,YAAY,GAAG,YAAY,CAAC;AAErF,qBAAa,2BAA4B,SAAQ,KAAK;aAElC,UAAU,EAAE,MAAM;aAClB,MAAM,EAAE,MAAM;aACd,IAAI,EAAE,0BAA0B;IAChD,wEAAwE;aACxD,MAAM,EAAE,MAAM;IALhC,YACkB,UAAU,EAAE,MAAM,EAClB,MAAM,EAAE,MAAM,EACd,IAAI,EAAE,0BAA0B;IAChD,wEAAwE;IACxD,MAAM,EAAE,MAAM,EAI/B;CACF;AAcD,wBAAsB,0BAA0B,CAAC,IAAI,EAAE;IACrD,SAAS,EAAE,CAAC,KAAK,EAAE,MAAM,EAAE,IAAI,CAAC,EAAE,WAAW,KAAK,OAAO,CAAC,QAAQ,CAAC,CAAC;IACpE,8EAA8E;IAC9E,OAAO,EAAE,MAAM,CAAC;IAChB,qCAAqC;IACrC,UAAU,EAAE,MAAM,CAAC;IACnB,gDAAgD;IAChD,GAAG,EAAE,GAAG,CAAC;IACT,+EAA+E;IAC/E,QAAQ,EAAE,SAAS,GAAG,QAAQ,CAAC;CAChC,GAAG,OAAO,CAAC,IAAI,CAAC,CA2BhB"}

package/dist/merchant-site.js

@@ -16,10 +16,16 @@
 export class UnverifiedMerchantSiteError extends Error {
     merchantId;
     reason;
-    constructor(merchantId, reason) {
+    kind;
+    origin;
+    constructor(merchantId, reason, kind, 
+    /** Origin of the URL being paid for: what the owner would allowlist. */
+    origin) {
         super(`Not paid: merchant ${merchantId} ${reason}. Nothing was signed or sent.`);
         this.merchantId = merchantId;
         this.reason = reason;
+        this.kind = kind;
+        this.origin = origin;
         this.name = "UnverifiedMerchantSiteError";
     }
 }
@@ -45,14 +51,15 @@ export async function assertVerifiedMerchantSite(opts) {
     catch {
         body = null;
     }
+    const origin = opts.url.origin;
     if (!body || body.merchant_id !== merchantId)
-        throw new UnverifiedMerchantSiteError(merchantId, "could not be confirmed with AiFinPay");
+        throw new UnverifiedMerchantSiteError(merchantId, "could not be confirmed with AiFinPay", "unconfirmed", origin);
     if (body.site_verified !== true)
-        throw new UnverifiedMerchantSiteError(merchantId, "has not verified its site with AiFinPay");
+        throw new UnverifiedMerchantSiteError(merchantId, "has not verified its site with AiFinPay", "unverified", origin);
     if (opts.pathMode === "direct") {
         const site = hostOf(body.site_url);
         if (!site || site !== opts.url.hostname.toLowerCase())
-            throw new UnverifiedMerchantSiteError(merchantId, `is verified for ${site ?? "no https site"}, not ${opts.url.hostname}`);
+            throw new UnverifiedMerchantSiteError(merchantId, `is verified for ${site ?? "no https site"}, not ${opts.url.hostname}`, "other_site", origin);
     }
 }
 //# sourceMappingURL=merchant-site.js.map

package/dist/merchant-site.js.map

@@ -1 +1 @@
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+{"version":3,"file":"merchant-site.js","sourceRoot":"","sources":["../src/merchant-site.ts"],"names":[],"mappings":"AAAA;;;;;;;;;;;;;;GAcG;AAMH,MAAM,OAAO,2BAA4B,SAAQ,KAAK;IAElC,UAAU;IACV,MAAM;IACN,IAAI;IAEJ,MAAM;IALxB,YACkB,UAAkB,EAClB,MAAc,EACd,IAAgC;IAChD,wEAAwE;IACxD,MAAc;QAE9B,KAAK,CAAC,sBAAsB,UAAU,IAAI,MAAM,+BAA+B,CAAC,CAAC;0BANjE,UAAU;sBACV,MAAM;oBACN,IAAI;sBAEJ,MAAM;QAGtB,IAAI,CAAC,IAAI,GAAG,6BAA6B,CAAC;IAC5C,CAAC;CACF;AAID,MAAM,MAAM,GAAG,CAAC,KAAc,EAAiB,EAAE;IAC/C,IAAI,OAAO,KAAK,KAAK,QAAQ,IAAI,CAAC,KAAK;QAAE,OAAO,IAAI,CAAC;IACrD,IAAI,CAAC;QACH,MAAM,GAAG,GAAG,IAAI,GAAG,CAAC,KAAK,CAAC,CAAC;QAC3B,OAAO,GAAG,CAAC,QAAQ,KAAK,QAAQ,CAAC,CAAC,CAAC,GAAG,CAAC,QAAQ,CAAC,WAAW,EAAE,CAAC,CAAC,CAAC,IAAI,CAAC;IACvE,CAAC;IAAC,MAAM,CAAC;QACP,OAAO,IAAI,CAAC;IACd,CAAC;AACH,CAAC,CAAC;AAEF,MAAM,CAAC,KAAK,UAAU,0BAA0B,CAAC,IAUhD;IACC,MAAM,EAAE,UAAU,EAAE,GAAG,IAAI,CAAC;IAC5B,IAAI,IAAI,GAAwB,IAAI,CAAC;IACrC,IAAI,CAAC;QACH,MAAM,GAAG,GAAG,MAAM,IAAI,CAAC,SAAS,CAC9B,IAAI,GAAG,CAAC,iBAAiB,kBAAkB,CAAC,UAAU,CAAC,EAAE,EAAE,IAAI,CAAC,OAAO,CAAC,CAAC,IAAI,EAC7E,EAAE,OAAO,EAAE,EAAE,MAAM,EAAE,kBAAkB,EAAE,EAAE,QAAQ,EAAE,OAAO,EAAE,CAC/D,CAAC;QACF,IAAI,GAAG,CAAC,EAAE;YAAE,IAAI,GAAG,CAAC,MAAM,GAAG,CAAC,IAAI,EAAE,CAAiB,CAAC;IACxD,CAAC;IAAC,MAAM,CAAC;QACP,IAAI,GAAG,IAAI,CAAC;IACd,CAAC;IACD,MAAM,MAAM,GAAG,IAAI,CAAC,GAAG,CAAC,MAAM,CAAC;IAC/B,IAAI,CAAC,IAAI,IAAI,IAAI,CAAC,WAAW,KAAK,UAAU;QAC1C,MAAM,IAAI,2BAA2B,CAAC,UAAU,EAAE,sCAAsC,EAAE,aAAa,EAAE,MAAM,CAAC,CAAC;IACnH,IAAI,IAAI,CAAC,aAAa,KAAK,IAAI;QAC7B,MAAM,IAAI,2BAA2B,CAAC,UAAU,EAAE,yCAAyC,EAAE,YAAY,EAAE,MAAM,CAAC,CAAC;IACrH,IAAI,IAAI,CAAC,QAAQ,KAAK,QAAQ,EAAE,CAAC;QAC/B,MAAM,IAAI,GAAG,MAAM,CAAC,IAAI,CAAC,QAAQ,CAAC,CAAC;QACnC,IAAI,CAAC,IAAI,IAAI,IAAI,KAAK,IAAI,CAAC,GAAG,CAAC,QAAQ,CAAC,WAAW,EAAE;YACnD,MAAM,IAAI,2BAA2B,CACnC,UAAU,EACV,mBAAmB,IAAI,IAAI,eAAe,SAAS,IAAI,CAAC,GAAG,CAAC,QAAQ,EAAE,EACtE,YAAY,EACZ,MAAM,CACP,CAAC;IACN,CAAC;AACH,CAAC"}

package/dist/native-price.d.ts

@@ -21,7 +21,7 @@ export declare const CHAINLINK_POL_USD_POLYGON: `0x${string}` | undefined;
 export interface NativePrice {
     usd: number;
     observedAtMs: number;
-    source: `chainlink-${string}` | "coinbase" | "coingecko";
+    source: `chainlink-${string}` | "coinbase" | "coingecko" | "usd-peg";
 }
 type FetchImpl = (input: string, init?: RequestInit) => Promise<Response>;
 /**

package/dist/native-price.d.ts.map

@@ -1 +1 @@
-{"version":3,"file":"native-price.d.ts","sourceRoot":"","sources":["../src/native-price.ts"],"names":[],"mappings":"AAAA,OAAO,EAAc,KAAK,QAAQ,EAAE,MAAM,iBAAiB,CAAC;AAE5D;;;;;;;;;;;;;;;;;GAiBG;AAEH,eAAO,MAAM,yBAAyB,2BAAwC,CAAC;AAO/E,MAAM,WAAW,WAAW;IAC1B,GAAG,EAAE,MAAM,CAAC;IACZ,YAAY,EAAE,MAAM,CAAC;IACrB,MAAM,EAAE,aAAa,MAAM,EAAE,GAAG,UAAU,GAAG,WAAW,CAAC;CAC1D;AAED,KAAK,SAAS,GAAG,CAAC,KAAK,EAAE,MAAM,EAAE,IAAI,CAAC,EAAE,WAAW,KAAK,OAAO,CAAC,QAAQ,CAAC,CAAC;AAoE1E;;;;GAIG;AACH,wBAAsB,oBAAoB,CAAC,IAAI,EAAE;IAC/C,SAAS,EAAE,SAAS,CAAC;IACrB,KAAK,EAAE,QAAQ,CAAC;IAChB,GAAG,CAAC,EAAE,MAAM,CAAC;CACd,GAAG,OAAO,CAAC,WAAW,CAAC,CAsBvB;AAED,4DAA4D;AAC5D,wBAAgB,iBAAiB,CAAC,IAAI,EAAE;IAAE,SAAS,EAAE,SAAS,CAAC;IAAC,UAAU,CAAC,EAAE,MAAM,CAAA;CAAE,GAAG,OAAO,CAAC,WAAW,CAAC,CAE3G"}
+{"version":3,"file":"native-price.d.ts","sourceRoot":"","sources":["../src/native-price.ts"],"names":[],"mappings":"AAAA,OAAO,EAAc,KAAK,QAAQ,EAAE,MAAM,iBAAiB,CAAC;AAE5D;;;;;;;;;;;;;;;;;GAiBG;AAEH,eAAO,MAAM,yBAAyB,2BAAwC,CAAC;AAO/E,MAAM,WAAW,WAAW;IAC1B,GAAG,EAAE,MAAM,CAAC;IACZ,YAAY,EAAE,MAAM,CAAC;IACrB,MAAM,EAAE,aAAa,MAAM,EAAE,GAAG,UAAU,GAAG,WAAW,GAAG,SAAS,CAAC;CACtE;AAED,KAAK,SAAS,GAAG,CAAC,KAAK,EAAE,MAAM,EAAE,IAAI,CAAC,EAAE,WAAW,KAAK,OAAO,CAAC,QAAQ,CAAC,CAAC;AAoE1E;;;;GAIG;AACH,wBAAsB,oBAAoB,CAAC,IAAI,EAAE;IAC/C,SAAS,EAAE,SAAS,CAAC;IACrB,KAAK,EAAE,QAAQ,CAAC;IAChB,GAAG,CAAC,EAAE,MAAM,CAAC;CACd,GAAG,OAAO,CAAC,WAAW,CAAC,CAyBvB;AAED,4DAA4D;AAC5D,wBAAgB,iBAAiB,CAAC,IAAI,EAAE;IAAE,SAAS,EAAE,SAAS,CAAC;IAAC,UAAU,CAAC,EAAE,MAAM,CAAA;CAAE,GAAG,OAAO,CAAC,WAAW,CAAC,CAE3G"}

package/dist/native-price.js

@@ -98,6 +98,10 @@ async function fromCoinGecko(fetchImpl, chain) {
  */
 export async function independentNativeUsd(opts) {
     const { chain } = opts;
+    // Arc's gas token is USDC itself (10^18 units = $1). Funding advice and gas
+    // are already USD; a market feed would only add a host and noise.
+    if (chain.stablecoinOnly)
+        return { usd: 1, observedAtMs: Date.now(), source: "usd-peg" };
     const attempts = [];
     const rpc = opts.rpc;
     if (rpc && chain.chainlinkNativeUsd)

package/dist/native-price.js.map

@@ -1 +1 @@
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package/dist/pay-chains.d.ts

@@ -24,6 +24,10 @@ export interface PayChain {
     coingeckoId: string;
     /** Upper bound of a plausible native/USD price; anything above is refused. */
     maxSaneUsd: number;
+    /** Gas token is the pinned stablecoin itself (Arc USDC): pay only in the token. */
+    stablecoinOnly?: true;
+    /** Test network: payable only with AIFINPAY_MODE=dev, never with live money. */
+    testnet?: true;
 }
 export declare const PAY_CHAINS: Readonly<Record<Aifp1V14Chain, PayChain>>;
 export declare const SOLANA_PAY_CHAIN: Readonly<PayChain>;

package/dist/pay-chains.d.ts.map

@@ -1 +1 @@
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package/dist/pay-chains.js.map

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package/dist/tools/agent-claim-self.d.ts

@@ -4,17 +4,25 @@ import type { ToolContext } from "../server.js";
  * autonomously by signing a claim challenge with its own key.
  *
  * Flow (executed inside the tool, no copy-paste between UIs):
- *   1. User signs in to /login on aifinpay.io → gets a magic-link
- *      email with URL like `https://aifinpay.io/api/auth/verify?token=…`
- *   2. User pastes that URL to the agent: "claim yourself on my account
- *      using this magic link"
- *   3. Agent calls this tool with the magic_link_url
- *   4. Tool hits the magic link → server issues session cookie
+ *   1. The owner opens dash.aifinpay.io → My Agents → Link an agent →
+ *      Claim via MCP and generates a one-time URL (POST /api/me/claim-url),
+ *      e.g. `https://dash.aifinpay.io/api/auth/verify?token=…`
+ *   2. The owner gives that URL to the agent: "link yourself to my account"
+ *   3. Agent calls this tool with the URL as magic_link_url
+ *   4. Tool POSTs the token to /api/auth/claim → server answers with a
+ *      ten-minute agent-claim grant cookie (not a session)
  *   5. Tool requests a challenge for the owner-selected payment family
  *   6. Tool signs only that address's claim (EIP-191 or Ed25519)
  *   7. Tool POSTs to /api/me/agents/claim → server verifies signature →
  *      agent attached to user's watchlist
  *
+ * Step 4 used to GET the URL. The backend redeems a claim link on that GET
+ * only when the request carries no browser Sec-Fetch headers, so a runtime
+ * whose fetch adds them was sent to the confirm page and linked nothing.
+ * The POST route is told apart by its own path and the link's flow. A
+ * backend without it (404/405) still gets the GET, so this works against any
+ * deployment.
+ *
  * Optional `label` field gives the agent a friendly name in the user's UI.
  *
  * Security model:
@@ -57,7 +65,6 @@ export declare function runAgentClaimSelf(ctx: ToolContext, args: Record<string,
         text: string;
     }[];
 } | {
-    isError?: undefined;
     content: {
         type: string;
         text: string;

package/dist/tools/agent-claim-self.d.ts.map

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