@aifinpay/mcp 2.10.0 → 2.11.2

package/dist/tools/payable-fetch.js.map

@@ -1 +1 @@
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package/dist/tools/payment-setup-status.d.ts

@@ -0,0 +1,99 @@
+import type { ToolContext } from "../server.js";
+import { type McpConfig } from "../config.js";
+/**
+ * The one read-only checklist between "server connected" and "first payment".
+ *
+ * A fresh agent (Codex + MCP 2.10.0, 2026-10-19) was told it could pay $0.10
+ * and never did: tools/list showed no payment tool, every start minted a new
+ * ephemeral wallet, and nothing said which of the owner settings was missing.
+ * This tool answers all of that at once and names exactly one next step, so
+ * the agent never has to guess the order. It signs nothing and writes nothing;
+ * its only network traffic is an optional balance read over the pay chain's
+ * RPC, and only for a persistent wallet (an ephemeral balance is meaningless).
+ */
+/** The smallest AIFP-1 batch the backend sells, in USD. */
+export declare const SMALLEST_BATCH_USD = 0.1;
+export declare const PAYMENT_ENV: Readonly<{
+    AIFINPAY_PAYMENTS_ENABLED: "1";
+    AIFINPAY_GATEWAY_ORIGINS: "https://merchant.example";
+    AIFINPAY_GATEWAY_PATH_MODE: "direct";
+    AIFINPAY_MAX_USD: "0.15";
+    AIFINPAY_DAILY_USD: "1.00";
+    AIFINPAY_MAX_GAS_POL: "0.3";
+}>;
+export declare const INIT_COMMAND = "npx @aifinpay/mcp init";
+/**
+ * init, run so that it writes the keystore this server reads. An agent's shell
+ * does not have the server's AIFINPAY_HOME, so a bare `npx @aifinpay/mcp init`
+ * wrote ~/.aifinpay/agent.json while the server kept looking elsewhere.
+ */
+export declare function initCommand(walletHome: string | undefined): string;
+/** A directory that does not exist yet, for a new wallet beside one that cannot be opened. */
+export declare function freshWalletHome(now?: Date): string;
+/**
+ * The way past an encrypted keystore nobody here can open. init and the server
+ * both refuse to replace it, rightly: it may hold funds. Without this the agent
+ * had a refusal and no next move, and the next move it invented was its own key
+ * handling. A new, empty AIFINPAY_HOME leaves the old file untouched.
+ */
+export declare function lockedKeystoreStep(keystore: string): string;
+interface Limit {
+    env: string;
+    set: boolean;
+    value?: string | number | string[];
+}
+export interface PaymentSetupStatus {
+    ready: boolean;
+    wallet: {
+        persistent: boolean;
+        source: string;
+        evm_address: string;
+    };
+    payments_enabled: boolean;
+    pay_chain: string;
+    pay_asset: string;
+    limits: {
+        max_usd: Limit;
+        daily_usd: Limit;
+        gas_cap: Limit;
+        origins: Limit;
+    };
+    /** The first owner setting the server would refuse, if payments were enabled now. */
+    config_error?: string;
+    balance: {
+        amount: string;
+        asset: string;
+        chain: string;
+        rpc: string;
+    } | "unknown";
+    balance_error?: string;
+    next_step: string;
+}
+export declare function paymentSetupStatusTool(): {
+    name: string;
+    description: string;
+    inputSchema: {
+        type: string;
+        properties: {};
+        additionalProperties: boolean;
+    };
+    annotations: {
+        readOnlyHint: boolean;
+        openWorldHint: boolean;
+        destructiveHint: boolean;
+    };
+};
+export declare function runPaymentSetupStatus(ctx: ToolContext, _args: Record<string, unknown>): Promise<{
+    content: {
+        type: string;
+        text: string;
+    }[];
+    structuredContent: PaymentSetupStatus;
+}>;
+/** The example block, with the owner's real origins kept when they already set some. */
+export declare function paymentEnvFor(config: McpConfig): Record<string, string>;
+export declare function paymentSetupStatus(ctx: ToolContext, options: {
+    readBalance: boolean;
+}): Promise<PaymentSetupStatus>;
+export {};
+//# sourceMappingURL=payment-setup-status.d.ts.map

package/dist/tools/payment-setup-status.d.ts.map

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package/dist/tools/payment-setup-status.js

@@ -0,0 +1,251 @@
+import { existsSync, readFileSync } from "node:fs";
+import { homedir } from "node:os";
+import { join, resolve } from "node:path";
+import { validatePaymentConfig } from "../config.js";
+import { independentNativeUsd } from "../native-price.js";
+import { payChain } from "../pay-chains.js";
+/**
+ * The one read-only checklist between "server connected" and "first payment".
+ *
+ * A fresh agent (Codex + MCP 2.10.0, 2026-10-19) was told it could pay $0.10
+ * and never did: tools/list showed no payment tool, every start minted a new
+ * ephemeral wallet, and nothing said which of the owner settings was missing.
+ * This tool answers all of that at once and names exactly one next step, so
+ * the agent never has to guess the order. It signs nothing and writes nothing;
+ * its only network traffic is an optional balance read over the pay chain's
+ * RPC, and only for a persistent wallet (an ephemeral balance is meaningless).
+ */
+/** The smallest AIFP-1 batch the backend sells, in USD. */
+export const SMALLEST_BATCH_USD = 0.1;
+// The owner settings that let payable_fetch sign, as init prints them. README
+// "Enable native paid GET requests" shows the same block; a test keeps the two
+// equal and starts a server with it. The gas cap is a worst case at the current
+// Polygon gas price, not the fee: 0.05 POL refused every payment at ~280 gwei.
+export const PAYMENT_ENV = Object.freeze({
+    AIFINPAY_PAYMENTS_ENABLED: "1",
+    AIFINPAY_GATEWAY_ORIGINS: "https://merchant.example",
+    AIFINPAY_GATEWAY_PATH_MODE: "direct",
+    AIFINPAY_MAX_USD: "0.15",
+    AIFINPAY_DAILY_USD: "1.00",
+    AIFINPAY_MAX_GAS_POL: "0.3",
+});
+export const INIT_COMMAND = "npx @aifinpay/mcp init";
+/** POSIX single quotes: the path reaches init byte for byte, spaces and quotes included. */
+function shellQuote(value) {
+    return `'${value.replace(/'/g, `'\\''`)}'`;
+}
+/**
+ * init, run so that it writes the keystore this server reads. An agent's shell
+ * does not have the server's AIFINPAY_HOME, so a bare `npx @aifinpay/mcp init`
+ * wrote ~/.aifinpay/agent.json while the server kept looking elsewhere.
+ */
+export function initCommand(walletHome) {
+    return walletHome ? `AIFINPAY_HOME=${shellQuote(resolve(walletHome))} ${INIT_COMMAND}` : INIT_COMMAND;
+}
+/** A directory that does not exist yet, for a new wallet beside one that cannot be opened. */
+export function freshWalletHome(now = new Date()) {
+    const base = join(homedir(), ".aifinpay", `agent-${now.toISOString().slice(0, 10).replace(/-/g, "")}`);
+    for (let n = 1;; n++) {
+        const candidate = n === 1 ? base : `${base}-${n}`;
+        if (!existsSync(candidate))
+            return candidate;
+    }
+}
+/**
+ * The way past an encrypted keystore nobody here can open. init and the server
+ * both refuse to replace it, rightly: it may hold funds. Without this the agent
+ * had a refusal and no next move, and the next move it invented was its own key
+ * handling. A new, empty AIFINPAY_HOME leaves the old file untouched.
+ */
+export function lockedKeystoreStep(keystore) {
+    return (`${keystore} is an encrypted wallet that cannot be opened here: AIFINPAY_WALLET_PASSPHRASE is not set or is wrong. ` +
+        `Do not delete, move or overwrite it; it may hold funds. ` +
+        `If its passphrase is known, set AIFINPAY_WALLET_PASSPHRASE in the aifinpay server's env in the MCP client config and reconnect. ` +
+        `Otherwise create a new wallet in a new, empty directory: run \`${initCommand(freshWalletHome())}\`, ` +
+        `put the "env" it prints (it includes AIFINPAY_HOME) into the aifinpay server's env in the MCP client config, ` +
+        `reconnect the server, then call agent_reload and payment_setup_status again.`);
+}
+/** The keystore this server reads, when it is encrypted and the server has no passphrase for it. */
+function lockedKeystore(config) {
+    if (config.walletPassphrase)
+        return undefined;
+    const keystore = join(resolve(config.walletHome || join(homedir(), ".aifinpay")), "agent.json");
+    try {
+        return JSON.parse(readFileSync(keystore, "utf8"))?.enc ? keystore : undefined;
+    }
+    catch {
+        return undefined;
+    }
+}
+export function paymentSetupStatusTool() {
+    return {
+        name: "payment_setup_status",
+        description: "Read-only checklist for paying with payable_fetch: wallet (persistent or ephemeral), whether the owner enabled payments, which owner limits are set, the wallet's native balance on the pay chain when readable, and next_step — exactly one instruction for the first unmet item. " +
+            "First payment in five steps: (1) GET the resource and read its 402 (merchant, price, smallest batch); (2) call payment_setup_status; (3) no persistent wallet: run `npx @aifinpay/mcp init` without a terminal, put its printed env into the MCP client config, reconnect, agent_reload; (4) tell the owner the address and the amount to fund, and have the owner add the payment env (AIFINPAY_PAYMENTS_ENABLED=1, origins, USD limits, gas cap) and reconnect; (5) payable_fetch the URL. " +
+            "Signs nothing, moves nothing, never asks the owner's limits from the model.",
+        inputSchema: { type: "object", properties: {}, additionalProperties: false },
+        annotations: { readOnlyHint: true, openWorldHint: true, destructiveHint: false },
+    };
+}
+export async function runPaymentSetupStatus(ctx, _args) {
+    const status = await paymentSetupStatus(ctx, { readBalance: true });
+    return { content: [{ type: "text", text: JSON.stringify(status, null, 2) }], structuredContent: status };
+}
+function limit(env, value) {
+    return value === undefined ? { env, set: false } : { env, set: true, value };
+}
+function gasLimit(config, chain) {
+    if (chain.name === "solana")
+        return limit("AIFINPAY_MAX_FEE_LAMPORTS", config.maxFeeLamports);
+    if (config.maxGas !== undefined)
+        return limit("AIFINPAY_MAX_GAS", config.maxGas);
+    return limit(chain.name === "polygon" ? "AIFINPAY_MAX_GAS_POL" : "AIFINPAY_MAX_GAS", config.maxGasPol);
+}
+/** The example block, with the owner's real origins kept when they already set some. */
+export function paymentEnvFor(config) {
+    return {
+        ...PAYMENT_ENV,
+        ...(config.gatewayOrigins?.length ? { AIFINPAY_GATEWAY_ORIGINS: config.gatewayOrigins.join(",") } : {}),
+        ...(config.maxAmountUsd !== undefined ? { AIFINPAY_MAX_USD: String(config.maxAmountUsd) } : {}),
+        ...(config.dailyAmountUsd !== undefined ? { AIFINPAY_DAILY_USD: String(config.dailyAmountUsd) } : {}),
+    };
+}
+export async function paymentSetupStatus(ctx, options) {
+    const { config } = ctx;
+    // The server names the identity it loaded; a context built without one is
+    // persistent only when it carries the journal a persistent wallet gets.
+    const source = ctx.walletSource ?? (ctx.paymentState ? "configured" : "ephemeral");
+    const persistent = source !== "ephemeral";
+    let chain;
+    try {
+        chain = payChain(config.payChain);
+    }
+    catch (error) {
+        chain = payChain(undefined);
+        return unready(ctx, source, chain, error.message);
+    }
+    const limits = {
+        max_usd: limit("AIFINPAY_MAX_USD", config.maxAmountUsd),
+        daily_usd: limit("AIFINPAY_DAILY_USD", config.dailyAmountUsd),
+        gas_cap: gasLimit(config, chain),
+        origins: limit("AIFINPAY_GATEWAY_ORIGINS", config.gatewayOrigins),
+    };
+    // Validation is the server's own, run as if payments were enabled: it names
+    // the first limit the server would refuse instead of just "disabled".
+    let configError;
+    try {
+        validatePaymentConfig({ ...config, paymentsEnabled: true });
+    }
+    catch (error) {
+        configError = error.message;
+    }
+    const status = {
+        ready: false,
+        wallet: { persistent, source, evm_address: ctx.agent.evmAddress },
+        payments_enabled: Boolean(config.paymentsEnabled),
+        pay_chain: chain.name,
+        pay_asset: config.payAsset ?? chain.native,
+        limits,
+        ...(configError ? { config_error: configError } : {}),
+        balance: "unknown",
+        next_step: "",
+    };
+    if (!persistent) {
+        const locked = lockedKeystore(config);
+        status.next_step =
+            `No persistent wallet: this server started with an ephemeral one — do not fund ${ctx.agent.evmAddress}. ` +
+                (locked
+                    ? lockedKeystoreStep(locked)
+                    : `Run \`${initCommand(config.walletHome)}\` (without a terminal it prints JSON; copy its "env" into this server's env in the MCP client config), reconnect the server, then call agent_reload and payment_setup_status again.`);
+        return status;
+    }
+    if (!config.paymentsEnabled || configError) {
+        const block = JSON.stringify(paymentEnvFor(config));
+        status.next_step =
+            (configError && config.paymentsEnabled
+                ? `Owner setting refused: ${configError}. `
+                : `Payments are off until the owner enables them. `) +
+                `Have the owner add this to the server's env in the MCP client config (their real site origin and limits, not the example), then reconnect: ${block}` +
+                (configError && !config.paymentsEnabled ? ` Currently missing: ${configError}` : "") +
+                // The env is read once, at start. An agent that saw agent_reload succeed
+                // and payments stay off concluded the settings were lost, and stopped.
+                (config.paymentsEnabled
+                    ? ""
+                    : ` If the owner has already saved these settings, this server has not been restarted since: agent_reload does not read env. Have the client restart the aifinpay MCP server, then call payment_setup_status again.`);
+        return status;
+    }
+    const gasCap = Number(status.limits.gas_cap.value);
+    if (options.readBalance && chain.name !== "solana") {
+        const rpc = config.rpcUrl ?? chain.defaultRpc;
+        try {
+            const balance = await nativeBalance(ctx, rpc, ctx.agent.evmAddress);
+            status.balance = { amount: formatNative(balance), asset: chain.native, chain: chain.name, rpc };
+            const price = await independentNativeUsd({
+                fetchImpl: (input, init) => ctx.agent.inner.fetchImpl(input, init),
+                chain,
+                rpc,
+            }).catch(() => undefined);
+            const batchNative = price ? SMALLEST_BATCH_USD / price.usd : 0;
+            const needed = batchNative + gasCap;
+            if (Number(status.balance.amount) < needed) {
+                status.next_step =
+                    `Fund ${ctx.agent.evmAddress} on ${chain.label} with about ${needed.toFixed(2)} ${chain.native}` +
+                        (price
+                            ? ` (the smallest batch is $${SMALLEST_BATCH_USD.toFixed(2)} ≈ ${batchNative.toFixed(4)} ${chain.native} plus up to ${gasCap} ${chain.native} gas; it holds ${status.balance.amount})`
+                            : ` (at least the gas cap of ${gasCap} ${chain.native} plus the batch price; it holds ${status.balance.amount})`) +
+                        `, then call payment_setup_status again.`;
+                return status;
+            }
+        }
+        catch (error) {
+            status.balance_error = `balance not read from ${rpc}: ${error.message}`;
+        }
+    }
+    status.ready = true;
+    status.next_step =
+        `Ready. Call payable_fetch({"url": "<HTTPS resource on ${config.gatewayOrigins.join(" or ")}>"}); ` +
+            `it pays at most $${config.maxAmountUsd} per call and $${config.dailyAmountUsd} per 24 hours, with gas capped at ${status.limits.gas_cap.value} ${chain.native}.` +
+            (status.balance === "unknown"
+                ? ` The wallet must hold the batch price plus up to the gas cap in ${chain.native} on ${chain.label}.`
+                : "");
+    return status;
+}
+function unready(ctx, source, chain, error) {
+    return {
+        ready: false,
+        wallet: { persistent: source !== "ephemeral", source, evm_address: ctx.agent.evmAddress },
+        payments_enabled: Boolean(ctx.config.paymentsEnabled),
+        pay_chain: String(ctx.config.payChain),
+        pay_asset: ctx.config.payAsset ?? chain.native,
+        limits: {
+            max_usd: limit("AIFINPAY_MAX_USD", ctx.config.maxAmountUsd),
+            daily_usd: limit("AIFINPAY_DAILY_USD", ctx.config.dailyAmountUsd),
+            gas_cap: limit("AIFINPAY_MAX_GAS", ctx.config.maxGas),
+            origins: limit("AIFINPAY_GATEWAY_ORIGINS", ctx.config.gatewayOrigins),
+        },
+        config_error: error,
+        balance: "unknown",
+        next_step: `Owner setting refused: ${error}. The owner fixes AIFINPAY_PAY_CHAIN in the MCP client config and reconnects.`,
+    };
+}
+/** eth_getBalance over the pay chain's RPC: a read, through the same guarded fetch as every other request. */
+async function nativeBalance(ctx, rpc, address) {
+    const response = await ctx.agent.inner.fetchImpl(rpc, {
+        method: "POST",
+        headers: { "content-type": "application/json" },
+        body: JSON.stringify({ jsonrpc: "2.0", id: 1, method: "eth_getBalance", params: [address, "latest"] }),
+        signal: AbortSignal.timeout(ctx.config.timeoutMs ?? 10_000),
+    });
+    if (!response.ok)
+        throw new Error(`HTTP ${response.status}`);
+    const body = (await response.json());
+    if (typeof body.result !== "string" || !/^0x[0-9a-fA-F]+$/.test(body.result))
+        throw new Error(body.error?.message ?? "malformed eth_getBalance result");
+    return BigInt(body.result);
+}
+function formatNative(wei) {
+    const whole = wei / 10n ** 18n;
+    const fraction = (wei % 10n ** 18n).toString().padStart(18, "0").slice(0, 4);
+    return `${whole}.${fraction}`;
+}
+//# sourceMappingURL=payment-setup-status.js.map

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package/dist/tools/production-control.d.ts.map

@@ -1 +1 @@
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package/dist/tools/production-control.js

@@ -1,4 +1,6 @@
+import { PAYMENT_CHAINS, V14_DEPLOYMENTS } from "@aifinpay/agent";
 import { apiUrl } from "../api.js";
+import { PAY_CHAINS } from "../pay-chains.js";
 const DEFAULT_BASE = "https://aifinpay.io";
 const ROUTES = new Set(["AIFP-1", "AIFP-2"]);
 const EVM_CHAINS = new Set([
@@ -68,9 +70,9 @@ export async function runAgentPassportResolve(ctx, args) {
 export function settlementRoutesTool() {
     return {
         name: "settlement_routes",
-        description: "Read AiFinPay's currently runtime-verified v1.3 settlement routes. " +
-            "AIFP-1 is merchant monetisation (99% merchant / 1% AiFinPay / 0% creator). " +
-            "AIFP-2/x402 is 100% provider / 0% AiFinPay / 0% creator.",
+        description: "Where an agent can pay today. Lists the splitter v1.4 AIFP-1 routes payable_fetch uses first — one per chain the backend serves (read from the issuer's /api/health and /.well-known/x402.json, pinned against the SDK's deployment registry) with chain_id, assets, quote_endpoint and pay_endpoint — then the legacy splitter v1.3 routes from GET /v1/settlement/routes under legacy_v13. " +
+            '"live": true means payable now through payable_fetch on that chain; a v1.3 entry being disabled says nothing about v1.4. ' +
+            "AIFP-1 is merchant monetisation (99% merchant / 1% AiFinPay / 0% creator). AIFP-2/x402 is 100% provider / 0% AiFinPay / 0% creator.",
         inputSchema: {
             type: "object",
             properties: {
@@ -81,16 +83,111 @@ export function settlementRoutesTool() {
         outputSchema: { type: "object" },
     };
 }
+/** Chain names the discovery documents may use for a served chain. */
+function servedAliases(chain) {
+    return [chain, `${chain}-mainnet`];
+}
+/** Every key and string value in a JSON document, lower-cased, to a bounded depth. */
+function stringsIn(value, out, depth = 0) {
+    if (depth > 8)
+        return out;
+    if (typeof value === "string")
+        out.add(value.trim().toLowerCase());
+    else if (Array.isArray(value))
+        for (const entry of value)
+            stringsIn(entry, out, depth + 1);
+    else if (value && typeof value === "object")
+        for (const [key, entry] of Object.entries(value)) {
+            out.add(key.trim().toLowerCase());
+            stringsIn(entry, out, depth + 1);
+        }
+    return out;
+}
+/**
+ * Which v1.4 chains the backend serves, from its own discovery documents.
+ *
+ * The 2026-10-19 agent test read GET /v1/settlement/routes, which describes only
+ * splitter v1.3, saw every route disabled and concluded Polygon was off. The
+ * v1.4 path (/v1/quote → /v1/pay) is published on the issuer's health and
+ * x402 documents instead, so that is what decides "live" here. Returns null
+ * when neither document names a known chain, so a document the server cannot
+ * read or does not understand is reported as unknown, never as "not served".
+ */
+async function servedV14Chains(ctx) {
+    const found = new Set();
+    const sources = [];
+    for (const path of ["/api/health", "/.well-known/x402.json"]) {
+        const url = apiUrl(base(ctx), path);
+        try {
+            const response = await ctx.agent.inner.fetchImpl(url);
+            const body = response.ok ? await response.json() : null;
+            if (body === null) {
+                sources.push(`${url}: HTTP ${response.status}`);
+                continue;
+            }
+            const strings = stringsIn(body, new Set());
+            for (const chain of Object.keys(PAY_CHAINS))
+                if (servedAliases(chain).some((alias) => strings.has(alias)))
+                    found.add(chain);
+            sources.push(`${url}: read`);
+        }
+        catch (e) {
+            sources.push(`${url}: ${e.message}`);
+        }
+    }
+    return { chains: found.size ? found : null, sources };
+}
 export async function runSettlementRoutes(ctx, args) {
     const route = args.route_class == null ? "" : String(args.route_class).toUpperCase();
     if (route && !ROUTES.has(route))
         return errorResult("route_class must be AIFP-1 or AIFP-2");
+    const served = await servedV14Chains(ctx);
+    // payable_fetch quotes and pays at the API origin, not the site origin.
+    const apiBase = (ctx.config.baseUrl ?? "https://api.aifinpay.io").replace(/\/+$/, "");
+    const v14 = route === "AIFP-2"
+        ? []
+        : Object.keys(PAY_CHAINS)
+            .map((name) => {
+            const chain = PAY_CHAINS[name];
+            const deployment = V14_DEPLOYMENTS[name];
+            const enabled = deployment?.environment === "prod" && deployment.settlementEnabled === true;
+            const servedNow = served.chains ? served.chains.has(name) : "unknown";
+            return {
+                route_class: "AIFP-1",
+                chain: name,
+                chain_id: deployment?.chainId ?? PAYMENT_CHAINS[name].chainId,
+                label: chain.label,
+                assets: [chain.native, ...(deployment?.splitter.assets.map((asset) => asset.symbol) ?? [])],
+                splitter_version: "1.4",
+                splitter: deployment?.splitter.address,
+                deployment_enabled: enabled,
+                served_by_backend: servedNow,
+                live: enabled && servedNow !== false,
+                quote_endpoint: `${apiBase}/v1/quote`,
+                pay_endpoint: `${apiBase}/v1/pay`,
+                pay_with: "payable_fetch",
+            };
+        })
+            // Served chains first, Polygon (the default pay chain) ahead of the rest.
+            .sort((a, b) => Number(b.live) - Number(a.live) || Number(a.chain !== "polygon") - Number(b.chain !== "polygon"));
+    let legacy;
     try {
-        return result(await api(ctx, `/v1/settlement/routes${route ? `?route_class=${encodeURIComponent(route)}` : ""}`));
+        legacy = await api(ctx, `/v1/settlement/routes${route ? `?route_class=${encodeURIComponent(route)}` : ""}`);
     }
     catch (e) {
-        return errorResult(`Settlement route lookup failed: ${e.message}`);
+        legacy = { error: `Settlement route lookup failed: ${e.message}` };
     }
+    return result({
+        v14: {
+            note: "Splitter v1.4 AIFP-1 routes: what payable_fetch pays with (402 → /v1/quote → signed transaction → /v1/pay → receipt). live:true is payable now on that chain; the owner selects it with AIFINPAY_PAY_CHAIN (polygon by default).",
+            served_from: served.sources,
+            routes: v14,
+        },
+        legacy_v13: {
+            note: "Splitter v1.3 routes from GET /v1/settlement/routes. Not used by payable_fetch; a disabled v1.3 route does not mean the chain cannot be paid on v1.4.",
+            ...(legacy && typeof legacy === "object" ? legacy : { body: legacy }),
+        },
+    });
 }
 export function settlementInvoiceTool() {
     return {
@@ -167,7 +264,10 @@ export function settlementSolanaTool() {
                     enum: [...SOLANA_ASSETS],
                     description: "SOL (native) or USDC (SPL token).",
                 },
-                gross_amount: { type: "string", description: "Gross payer amount in base units (lamports for SOL, 6 decimals for USDC)." },
+                gross_amount: {
+                    type: "string",
+                    description: "Gross payer amount in base units (lamports for SOL, 6 decimals for USDC).",
+                },
                 merchant_wallet: {
                     type: "string",
                     description: "Merchant/provider Solana base58 public key.",