zilverline-mt940 1.0

data/spec/mt940_ing_spec.rb

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+require_relative 'spec_helper'
+
+describe "ING" do
+
+  context 'old mt940' do
+    before :each do
+      @file_name = File.dirname(__FILE__) + '/fixtures/ing.txt'
+      @bank_statements = MT940::Base.parse_mt940(@file_name)["1234567"]
+      @transactions = @bank_statements.flat_map(&:transactions)
+      @transaction = @transactions.first
+    end
+
+    it 'have the correct number of transactions' do
+      @transactions.size.should == 6
+    end
+
+    it 'get the opening balance and date' do
+      @bank_statements.first.previous_balance.amount.should == 0
+      @bank_statements.first.previous_balance.date.should == Date.new(2010, 7, 22)
+    end
+
+    it 'get the closing balance and date' do
+      @bank_statements.last.new_balance.amount.should == 3.47
+      @bank_statements.last.new_balance.date.should == Date.new(2010, 7, 23)
+    end
+
+    context 'Transaction' do
+
+      it 'have a bank_account' do
+        @transaction.bank_account.should == '1234567'
+      end
+
+      it 'have an amount' do
+        @transaction.amount.should == -25.03
+      end
+
+      it 'have a currency' do
+        @transaction.currency.should == 'EUR'
+      end
+
+      it 'have a date' do
+        @transaction.date.should == Date.new(2010, 7, 22)
+      end
+
+      it 'return its bank' do
+        @transaction.bank.should == 'Ing'
+      end
+
+      it "should return the type" do
+        @transaction.type.should == 'Overschrijving'
+      end
+
+      it 'have a description' do
+        @transactions.last.description.should == 'EJ46GREENP100610T1456 CLIEOP TMG GPHONGKONG AMSTERDAM'
+      end
+
+      it 'return the contra_account' do
+        @transactions.last.contra_account.should == 'NONREF'
+      end
+
+    end
+
+  end
+
+  context 'new mt940' do
+
+    before :each do
+      @file_name = File.dirname(__FILE__) + '/fixtures/ing_structured.txt'
+      @bank_statements = MT940::Base.parse_mt940(@file_name)["1234567"]
+      @transactions = @bank_statements.flat_map(&:transactions)
+      @transaction = @transactions.first
+    end
+
+    it 'has the correct number of transactions' do
+      @transactions.size.should == 7
+    end
+
+    it 'get the opening balance and date' do
+      @bank_statements.first.previous_balance.amount.should == 500
+      @bank_statements.first.previous_balance.date.should == Date.new(2013, 6, 30)
+    end
+
+    it 'get the closing balance and date' do
+      @bank_statements.last.new_balance.amount.should == 400
+      @bank_statements.last.new_balance.date.should == Date.new(2013, 10, 1)
+    end
+
+    context 'Transaction' do
+      before :each do
+        @transaction = @transactions[1]
+      end
+
+      it 'have a bank_account' do
+        @transaction.bank_account.should == '1234567'
+      end
+
+      it 'have an amount' do
+        @transaction.amount.should == 300
+      end
+
+      it 'have a currency' do
+        @transaction.currency.should == 'EUR'
+      end
+
+      it 'have a date' do
+        @transaction.date.should == Date.new(2013, 7, 1)
+      end
+
+      it 'return its bank' do
+        @transaction.bank.should == 'Ing'
+      end
+
+      it "should return the type" do
+        @transaction.type.should == 'Overschrijving'
+      end
+
+      it 'have a description' do
+        @transaction.description.should == 'VAN Zkl Kwartaal Spaarrekening'
+      end
+
+      it 'return the contra_account' do
+        @transaction.contra_account.should == '1234567'
+      end
+
+    end
+
+    context 'IBAN transaction' do
+      before :each do
+        @transaction = @transactions[2]
+      end
+
+      it 'have a bank_account' do
+        @transaction.bank_account.should == '1234567'
+      end
+
+      it 'have an amount' do
+        @transaction.amount.should == -400
+      end
+
+      it 'have a currency' do
+        @transaction.currency.should == 'EUR'
+      end
+
+      it 'have a date' do
+        @transaction.date.should == Date.new(2013, 7, 1)
+      end
+
+      it 'return its bank' do
+        @transaction.bank.should == 'Ing'
+      end
+
+      it "should return the type" do
+        @transaction.type.should == 'Internetbankieren'
+      end
+
+      it 'have a description' do
+        @transaction.description.should == 'kilometervergoed ing 2e kwartaal 2013'
+      end
+
+      it 'returns the contra_account' do
+        @transaction.contra_account.should == '987654321'
+        @transaction.contra_account_iban.should == 'NL57ABNA0987654321'
+        @transaction.contra_account_owner.should == 'J AAP'
+      end
+
+    end
+
+    context 'IBAN transaction from tax' do
+      before :each do
+        @transaction = @transactions[4]
+      end
+
+      it 'have a description' do
+        @transaction.description.should == 'BELASTINGDIENST BTW 2e kwartaal 2013 SCOR/CUR/8850426741301240'
+      end
+
+      it 'has an account and iban' do
+        @transaction.contra_account.should == '2445588'
+        @transaction.contra_account_iban.should == 'NL86INGB0002445588'
+      end
+
+      it 'is unable to parse the contra account owner' do
+
+        @transaction.contra_account_owner.should be_nil
+      end
+    end
+
+    context 'IBAN transaction with EREF NOTPROVIDED' do
+      before :each do
+        @transaction = @transactions[3]
+      end
+
+      it 'have a description' do
+        @transaction.description.should == 'parkeren'
+      end
+
+      it 'has an account and iban' do
+        @transaction.contra_account.should == '987654321'
+        @transaction.contra_account_iban.should == 'NL57ABNA0987654321'
+      end
+
+      it 'has a contra account owner' do
+        @transaction.contra_account_owner.should == 'J AAP / FOO B.V.'
+      end
+
+    end
+
+    context 'IBAN transaction with EREF' do
+      before :each do
+        @transaction = @transactions.last
+      end
+
+      it 'have a description' do
+        @transaction.description.should == 'J AAP kilometervergoeding 3e kwart aal'
+      end
+
+      it 'has an account and iban' do
+        @transaction.contra_account.should == '987654321'
+        @transaction.contra_account_iban.should == 'NL57ABNA0987654321'
+      end
+
+      it 'is unable to parse the contra account owner' do
+        @transaction.contra_account_owner.should be_nil
+      end
+    end
+  end
+end

data/spec/mt940_rabobank_spec.rb

@@ -0,0 +1,376 @@
+require_relative 'spec_helper'
+
+describe "Rabobank" do
+
+  context "parse whole file" do
+    let(:file_name) { File.dirname(__FILE__) + '/fixtures/rabobank.txt' }
+    let(:bank_statements) { MT940::Base.parse_mt940(file_name) }
+
+    it "should have the correct number of bank account's" do
+      bank_statements.keys.size.should == 1
+    end
+
+    it "should have the correct number of bank statements per bank account" do
+      bank_statements["212121211"].size.should == 23
+    end
+
+    context MT940::BankStatement do
+      let(:bank_statements_for_account) { bank_statements["212121211"] }
+
+      it "should have the correct number of transactions per bank statement" do
+        bank_statements_for_account[0].transactions.size.should == 1
+        bank_statements_for_account[1].transactions.size.should == 0
+        bank_statements_for_account[10].transactions.size.should == 2
+      end
+
+      context "single bank statement" do
+        let(:bank_statement) { bank_statements_for_account[0] }
+
+        it "should have a correct previous balance per statement" do
+          balance = bank_statement.previous_balance
+          balance.amount.should == 17431.67
+          balance.date.should == Date.new(2012, 9, 28)
+          balance.currency.should == "EUR"
+        end
+
+        it "should have a correct next balance per statement" do
+          balance = bank_statement.new_balance
+          balance.amount.should == 17381.67
+          balance.date.should == Date.new(2012, 10, 1)
+          balance.currency.should == "EUR"
+        end
+
+        it "should have an iban" do
+          bank_statement.bank_account_iban.should be_nil
+        end
+
+
+        context "debit transaction" do
+
+          let(:transaction) { bank_statement.transactions.first }
+
+          it "should have the correct amount" do
+            transaction.amount.should == -50
+          end
+
+          it "should have a description" do
+            transaction.description.should == "Incasso deposit Savings Account"
+          end
+
+          it "should have an account number" do
+            transaction.bank_account.should == "212121211"
+          end
+
+          it "should have a contra account number" do
+            transaction.contra_account.should == "1313131319"
+          end
+
+          it "should have a contra account owner" do
+            transaction.contra_account_owner.should == "J. DOE"
+          end
+
+          it "should have a bank" do
+            transaction.bank.should == "Rabobank"
+          end
+
+          it "should have a currency" do
+            transaction.currency.should == "EUR"
+          end
+
+          it "should have a date" do
+            transaction.date.should == Date.new(2012, 10, 1)
+          end
+
+          it "should have a type" do
+            transaction.type.should == "Machtiging Rabobank"
+          end
+
+        end
+
+      end
+
+      context "credit transaction" do
+        let(:transaction) { bank_statements_for_account[12].transactions[1] }
+
+        it "should have the correct amount" do
+          transaction.amount.should == 12100.00
+        end
+
+        it "should have the correct type" do
+          transaction.type.should == "Bijschrijving betaalopdracht"
+        end
+
+        it "should have the correct contra account" do
+          transaction.contra_account.should == "987654321"
+        end
+
+        it "should have the correct contra account owner" do
+          transaction.contra_account_owner.should == "COMPANY B.V."
+        end
+
+      end
+
+      context "transaction with a GIRO number" do
+        let(:transaction) { bank_statements_for_account[18].transactions.first }
+
+        it "should have the correct contra account" do
+          transaction.contra_account.should == "2445588"
+        end
+
+        it "should have the correct contra account owner" do
+          transaction.contra_account_owner.should == "Belastingdienst"
+        end
+      end
+
+      context "with a unknown contra account" do
+        let(:transaction) { bank_statements_for_account[3].transactions.first }
+
+        it "should have a NONREF as contra account" do
+          transaction.contra_account.should == "NONREF"
+        end
+
+        it "should have a contra account owner" do
+          transaction.contra_account_owner.should == "Kosten"
+        end
+
+        it "should have a type" do
+          transaction.type.should == "Afschrijving rente provisie kosten"
+        end
+      end
+
+      context "multi line description" do
+        let(:transaction) { bank_statements_for_account[5].transactions.first }
+
+        it "should have the correct description" do
+          transaction.description.should == "BETALINGSKENM.  490022201282 ARBEIDS ONG. VERZ. 00333333333 PERIODE 06.10.2012 - 06.11.2012"
+        end
+
+        it "should have a type" do
+          transaction.type.should == "Doorlopende machtiging algemeen"
+        end
+      end
+    end
+
+  end
+
+  context "deposit from savings account" do
+    let(:file_name) { File.dirname(__FILE__) + '/fixtures/rabobank_mt940_structured_to_savings_account.txt' }
+    let(:bank_statements) { MT940::Base.parse_mt940(file_name) }
+
+    it "should have the correct contra account number" do
+      bank_statement = bank_statements["123456789"][0]
+      transaction = bank_statement.transactions.first
+      transaction.contra_account.should == "1098765432"
+      transaction.contra_account_iban.should == "NL03RABO1098765432"
+    end
+
+  end
+
+  context "savings account" do
+    let(:file_name) { File.dirname(__FILE__) + '/fixtures/rabobank_mt940_structured_savings_account.txt' }
+    let(:bank_statements) { MT940::Base.parse_mt940(file_name) }
+
+    it "should have the correct accountnumber" do
+      bank_statements["9123456789"].size.should == 1
+    end
+
+  end
+
+  context "structured betalingskenmerk" do
+    let(:file_name) { File.dirname(__FILE__) + '/fixtures/rabobank_mt940_structured_dutch_tax.txt' }
+    let(:bank_statements) { MT940::Base.parse_mt940(file_name) }
+
+    it "should put a structuted betalingskenmerk in the description" do
+      bank_statement = bank_statements["123456789"][0]
+      transaction = bank_statement.transactions.first
+      transaction.description.should == "BETALINGSKENMERK 1234567899874563"
+    end
+  end
+
+  context "structured multiline description" do
+    let(:file_name) { File.dirname(__FILE__) + '/fixtures/rabobank_mt940_structured_multi_line.txt' }
+    let(:bank_statements) { MT940::Base.parse_mt940(file_name) }
+
+    it "handles multiline in the description" do
+      bank_statement = bank_statements["123456789"][0]
+      transaction = bank_statement.transactions.first
+      transaction.description.should == "Factuur 2014-002"
+    end
+
+  end
+
+  context "mt 940 structured" do
+    let(:file_name) { File.dirname(__FILE__) + '/fixtures/rabobank_mt940_structured.txt' }
+    let(:bank_statements) { MT940::Base.parse_mt940(file_name) }
+
+    it "should have the correct number of bank account's" do
+      bank_statements.keys.size.should == 1
+    end
+
+    it "should have the correct number of bank statements per bank account" do
+      bank_statements["123456789"].size.should == 2
+    end
+
+    context MT940::BankStatement do
+      let(:bank_statements_for_account) { bank_statements["123456789"] }
+
+      it "should have the correct number of transactions per bank statement" do
+        bank_statements_for_account[0].transactions.size.should == 2
+        bank_statements_for_account[1].transactions.size.should == 7
+      end
+
+      context "single bank statement" do
+        let(:bank_statement) { bank_statements_for_account[0] }
+
+        it "should have a correct previous balance per statement" do
+          balance = bank_statement.previous_balance
+          balance.amount.should == 1147.95
+          balance.date.should == Date.new(2013, 4, 2)
+          balance.currency.should == "EUR"
+        end
+
+        it "should have a correct next balance per statement" do
+          balance = bank_statement.new_balance
+          balance.amount.should == 1190.35
+          balance.date.should == Date.new(2013, 4, 3)
+          balance.currency.should == "EUR"
+        end
+
+        it "should have an iban" do
+          bank_statement.bank_account_iban.should == "NL50RABO0123456789"
+        end
+
+        context "debit transaction" do
+
+          let(:transaction) { bank_statement.transactions.first }
+
+          it "should have the correct amount" do
+            transaction.amount.should == -127.5
+          end
+
+          it "should have a description" do
+            transaction.description.should == "674725433 1120000153447185 14144467636004962"
+          end
+
+          it "should have an account number" do
+            transaction.bank_account.should == "123456789"
+          end
+
+          it "should have an iban number" do
+            transaction.bank_account_iban.should == "NL50RABO0123456789"
+          end
+
+          it "should have a contra account number" do
+            transaction.contra_account.should == "523149468"
+          end
+
+          it "should have a contra account iban" do
+            transaction.contra_account_iban.should == "NL96RBOS0523149468"
+          end
+
+          it "should have a contra account owner" do
+            transaction.contra_account_owner.should == "Nespresso Nederland B.V."
+          end
+
+          it "should have a bank" do
+            transaction.bank.should == "Rabobank"
+          end
+
+          it "should have a currency" do
+            transaction.currency.should == "EUR"
+          end
+
+          it "should have a date" do
+            transaction.date.should == Date.new(2013, 4, 3)
+          end
+
+          it "should have a type" do
+            transaction.type.should == "Betaalopdracht iDEAL"
+          end
+
+        end
+
+      end
+
+      context "credit transaction" do
+        let(:transaction) { bank_statements_for_account[0].transactions[1] }
+
+        it "should have the correct amount" do
+          transaction.amount.should == 169.90
+        end
+
+        it "should have the correct type" do
+          transaction.type.should == "Bijschrijving crediteurenbetaling"
+        end
+
+        it "should have the correct contra account" do
+          transaction.contra_account.should == "NONREF"
+        end
+
+        it "should have the correct contra account iban" do
+          transaction.contra_account_iban.should be_nil
+        end
+
+        it "should have the correct contra account owner" do
+          transaction.contra_account_owner.should == "Bedrijf B.V."
+        end
+
+      end
+
+      context "transaction with a GIRO number" do
+        let(:transaction) { bank_statements_for_account[1].transactions.first }
+
+        it "should have the correct contra account" do
+          transaction.contra_account.should == "4500018"
+        end
+
+        it "should have the correct contra account iban" do
+          transaction.contra_account_iban.should == "4500018"
+        end
+
+        it "should have the correct contra account owner" do
+          transaction.contra_account_owner.should == "DIVV afd parkeergebouwewn"
+        end
+      end
+
+      context "with a unknown contra account" do
+        let(:transaction) { bank_statements_for_account[1].transactions[3] }
+
+        it "should have a NONREF as contra account" do
+          transaction.contra_account.should == "NONREF"
+        end
+
+        it "should have a nil as contra account iban" do
+          transaction.contra_account_iban.should be_nil
+        end
+
+        it "should have a type" do
+          transaction.type.should == "Afschrijving rente provisie kosten"
+        end
+      end
+
+      context 'without a proper description' do
+        let(:transaction) { bank_statements_for_account[1].transactions[4] }
+
+        it 'should have an empty description' do
+          transaction.description.should == ''
+        end
+      end
+
+    end
+  end
+
+  it "should be able to handle a debet current balance" do
+    debet_file_name = File.dirname(__FILE__) + '/fixtures/rabobank_with_debet_previous_balance.txt'
+    bank_statement = MT940::Base.parse_mt940(debet_file_name)["129199348"].first
+
+    bank_statement.previous_balance.amount.should == -12
+    bank_statement.previous_balance.currency.should == "EUR"
+    bank_statement.previous_balance.date.should == Date.new(2012, 10, 4)
+
+    bank_statement.new_balance.amount.should == -12
+    bank_statement.new_balance.currency.should == "EUR"
+    bank_statement.new_balance.date.should == Date.new(2012, 10, 5)
+  end
+
+end