youlend 1.0.2 → 1.1.1

checksums.yaml

@@ -1,7 +1,7 @@
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data/Gemfile.lock

@@ -1,7 +1,7 @@
 PATH
   remote: .
   specs:
-    youlend (1.0.2)
+    youlend (1.1.1)
       addressable
       faraday
       faraday_middleware

data/bin/console

@@ -3,8 +3,8 @@
 
 require 'bundler/setup'
 require 'youlend'
-require 'youlend/merchant_generator'
-require 'youlend/lead_generator'
+require 'youlend/params_generators/prequalification'
+require 'youlend/params_generators/lead'
 
 require 'dotenv'
 Dotenv.load
@@ -15,12 +15,12 @@ Youlend.configure do |config|
   config.debug = true
 end
 
-def generate_merchant
-  Youlend::MerchantGenerator.generate
+def generate_prequalification
+  Youlend::ParamsGenerators::Prequalification.generate
 end
 
 def generate_lead
-  Youlend::LeadGenerator.generate
+  Youlend::ParamsGenerators::Lead.generate
 end
 
 require 'pry'

data/lib/youlend.rb

@@ -4,7 +4,7 @@ require 'youlend/version'
 require 'youlend/auth'
 require 'youlend/configuration'
 require 'youlend/connection'
-require 'youlend/quote'
+require 'youlend/prequalification'
 require 'youlend/lead'
 
 module Youlend

data/lib/youlend/lead.rb

@@ -3,6 +3,10 @@
 # Following the API description here: https://staging.youlend.com/developer/main/onboardingdoc
 module Youlend
   class Lead
+    def self.create(params)
+      new(params).create
+    end
+
     def initialize(params)
       @id = nil
       @params = params
@@ -12,10 +16,6 @@ module Youlend
       Youlend.connection.post('/onboarding/Leads', :onboarding, @params)
     end
 
-    def self.create(params)
-      new(params).create
-    end
-
     def self.details(lead_id)
       Youlend.connection.get("/onboarding/Leads/#{lead_id}/details", :onboarding)
     end

data/lib/youlend/params_generators/lead.rb

@@ -0,0 +1,65 @@
+# frozen_string_literal: true
+
+require 'faker'
+
+module Youlend
+  module ParamsGenerators
+    class Lead
+      def self.generate
+        new.generate
+      end
+
+      def initialize
+        Faker::Config.locale = 'en-GB'
+
+        generate
+      end
+
+      # Mandatory fields:
+      # * CompanyName
+      # * CompanyType (ltd, plc, llp, dac, soleTrader, aps, as, ks, ivs and is)
+      # * MonthsTrading
+      # * CountryISOCode (GBR, DNK and IRE)
+      # * KeyContactName
+      # * ThirdPartyLeadId
+      # * RegisteredAddress
+      # * ContactPhoneNumber
+      # * MonthlyCardRevenue (must be greater than or equal to '1000')
+      # * ContactEmailAddress
+      # * LoanCurrencyISOCode (ISO 4217 currency code. Valid codes are GBP, EUR and DKK)
+      # * ThirdPartyCustomerId
+      def generate
+        {
+          companyName: 'HOKO LTD',
+          companyType: 'ltd',
+          monthsTrading: rand(3..10),
+          countryISOCode: 'GBR',
+          keyContactName: Faker::Name.name,
+          thirdPartyLeadId: SecureRandom.uuid,
+          registeredAddress: address,
+          contactPhoneNumber: Faker::PhoneNumber.phone_number,
+          monthlyCardRevenue: 10_000,
+          contactEmailAddress: Faker::Internet.email,
+          loanCurrencyISOCode: 'GBP',
+          thirdPartyCustomerId: SecureRandom.uuid,
+          companyNumber: '09525857',                # optional
+          notificationURL: Faker::Internet.url,     # optional
+          thirdPartyMerchantId: SecureRandom.uuid   # optional
+        }
+      end
+
+      private
+
+      def address
+        {
+          line1: Faker::Address.street_address,
+          line2: Faker::Address.secondary_address,
+          city: 'London',
+          region: 'London',
+          areaCode: Faker::Address.zip_code,
+          country: 'UK'
+        }
+      end
+    end
+  end
+end

data/lib/youlend/params_generators/prequalification.rb

@@ -0,0 +1,85 @@
+# frozen_string_literal: true
+
+require 'faker'
+
+module Youlend
+  module ParamsGenerators
+    class Prequalification
+      def self.generate
+        new.generate
+      end
+
+      def initialize
+        Faker::Config.locale = 'en-GB'
+
+        generate
+      end
+
+      # Mandatory fields:
+      # * CompanyType (ltd, plc, llp, dac, partnership, soleTrader, aps, as, ks, ivs and is)
+      # * FinancialData
+      # * CountryISOCode (GBR, DNK and IRE)
+      # * LoanCurrencyISOCode (ISO 4217 currency code. Valid codes are GBP, EUR and DKK)
+      # * ThirdPartyMerchantId
+      #
+      # The only mandatory field should be the financial data. You SHOULD NOT provide company
+      # number, otherwise Youlend needs to ask for permission on credit checks.
+      def generate
+        {
+          companyType: 'ltd',
+          financialData: financial_data,
+          countryISOCode: 'GBR',
+          loanCurrencyISOCode: 'GBP',
+          thirdPartyMerchantId: SecureRandom.uuid,
+          companyName: 'HOKO LTD', # optional
+          companyNumber: '09525857', # optional
+          significantPersons: [significant_person],     # optional
+          contactEmailAddress: 'oterosantos@gmail.com'  # optional
+        }
+      end
+
+      private
+
+      def financial_data
+        {
+          monthlyCardRevenue: 0,
+          monthlyValueOfPurchaseTransactions: 0,
+          monthlyRevenueFromInvoices: 0,
+          paymentData: payment_data
+        }
+      end
+
+      def payment_data
+        (1..12).to_a.map do |month|
+          formatted_month = format('%02<month>d', month: month)
+
+          {
+            paymentDate: "#{Date.today.year - 1}-#{formatted_month}-01",
+            amount: 5000,
+            currencyISOCode: 'GBP'
+          }
+        end
+      end
+
+      def significant_person
+        {
+          firstName: Faker::Name.first_name,
+          surname: Faker::Name.last_name,
+          address: address,
+          dateOfBirth: Date.parse('1980-01-01').to_s
+        }
+      end
+
+      def address
+        {
+          line1: Faker::Address.street_address,
+          line2: Faker::Address.secondary_address,
+          city: 'London',
+          region: 'London',
+          areaCode: Faker::Address.zip_code,
+          country: 'UK'
+        }
+      end
+    end
+  end
+end

data/lib/youlend/{quote.rb → prequalification.rb}

@@ -2,9 +2,17 @@
 
 # Following the API description here: https://staging.youlendapi.com/prequalification/index.html
 module Youlend
-  class Quote
-    def self.pre_qualification(params)
-      response = Youlend.connection.post('/prequalification/Requests', :prequalification, params)
+  class Prequalification
+    def self.verify(params)
+      new(params).verify
+    end
+
+    def initialize(params)
+      @params = params
+    end
+
+    def verify
+      response = Youlend.connection.post('/prequalification/Requests', :prequalification, @params)
 
       # If there are errors in the data just return the response right away
       return response if response.status == 422
@@ -12,17 +20,22 @@ module Youlend
       # If we got back a response but all the funded amounts are 0.0 it means that the load was
       # actually rejected! We'll replace the response body with an error message instead and change
       # the success code.
-      if loan_accepted?(response.body)
-        response
-      else
+      unless loan_accepted?(response.body)
         response.http_response.env.status = 422
-        response.http_response.env.body = { error: 'Rejected', error_description: 'Loan was rejected' }
-        response
+        response.http_response.env.body = {
+          error: 'Rejected',
+          error_description: 'Loan was rejected'
+        }
       end
+
+      response
     end
 
-    def self.loan_accepted?(data)
+    private
+
+    def loan_accepted?(data)
       return false unless data[:loanOptions]
+
       options = data[:loanOptions]
 
       funded_amounts = options.map { |option| option[:fundedAmount] }

data/lib/youlend/version.rb

@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module Youlend
-  VERSION = '1.0.2'
+  VERSION = '1.1.1'
 end

metadata

@@ -1,14 +1,14 @@
 --- !ruby/object:Gem::Specification
 name: youlend
 version: !ruby/object:Gem::Version
-  version: 1.0.2
+  version: 1.1.1
 platform: ruby
 authors:
 - rikas
 autorequire:
 bindir: exe
 cert_chain: []
-date: 2021-02-03 00:00:00.000000000 Z
+date: 2021-02-04 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: addressable
@@ -256,11 +256,10 @@ files:
 - lib/youlend/configuration.rb
 - lib/youlend/connection.rb
 - lib/youlend/lead.rb
-- lib/youlend/lead_generator.rb
-- lib/youlend/merchant.rb
-- lib/youlend/merchant_generator.rb
+- lib/youlend/params_generators/lead.rb
+- lib/youlend/params_generators/prequalification.rb
 - lib/youlend/path_sanitizer.rb
-- lib/youlend/quote.rb
+- lib/youlend/prequalification.rb
 - lib/youlend/response.rb
 - lib/youlend/version.rb
 - vcr_cassettes/auth_incorrect.yml

data/lib/youlend/lead_generator.rb

@@ -1,63 +0,0 @@
-# frozen_string_literal: true
-
-require 'faker'
-
-module Youlend
-  class LeadGenerator
-    def self.generate
-      new.generate
-    end
-
-    def initialize
-      Faker::Config.locale = 'en-GB'
-
-      generate
-    end
-
-    # Mandatory fields:
-    # * CompanyName
-    # * CompanyType (ltd, plc, llp, dac, soleTrader, aps, as, ks, ivs and is)
-    # * MonthsTrading
-    # * CountryISOCode (GBR, DNK and IRE)
-    # * KeyContactName
-    # * ThirdPartyLeadId
-    # * RegisteredAddress
-    # * ContactPhoneNumber
-    # * MonthlyCardRevenue (must be greater than or equal to '1000')
-    # * ContactEmailAddress
-    # * LoanCurrencyISOCode (ISO 4217 currency code. Valid codes are GBP, EUR and DKK)
-    # * ThirdPartyCustomerId
-    def generate
-      {
-        companyName: 'HOKO LTD',
-        companyType: 'ltd',
-        monthsTrading: rand(3..10),
-        countryISOCode: 'GBR',
-        keyContactName: Faker::Name.name,
-        thirdPartyLeadId: SecureRandom.uuid,
-        registeredAddress: address,
-        contactPhoneNumber: Faker::PhoneNumber.phone_number,
-        monthlyCardRevenue: 10_000,
-        contactEmailAddress: Faker::Internet.email,
-        loanCurrencyISOCode: 'GBP',
-        thirdPartyCustomerId: SecureRandom.uuid,
-        companyNumber: '09525857',                # optional
-        notificationURL: Faker::Internet.url,     # optional
-        thirdPartyMerchantId: SecureRandom.uuid   # optional
-      }
-    end
-
-    private
-
-    def address
-      {
-        line1: Faker::Address.street_address,
-        line2: Faker::Address.secondary_address,
-        city: 'London',
-        region: 'London',
-        areaCode: Faker::Address.zip_code,
-        country: 'UK'
-      }
-    end
-  end
-end

data/lib/youlend/merchant_generator.rb

@@ -1,82 +0,0 @@
-# frozen_string_literal: true
-
-require 'faker'
-
-module Youlend
-  class MerchantGenerator
-    def self.generate
-      new.generate
-    end
-
-    def initialize
-      Faker::Config.locale = 'en-GB'
-
-      generate
-    end
-
-    # Mandatory fields:
-    # * CompanyName
-    # * CompanyType (ltd, plc, llp, dac, partnership, soleTrader, aps, as, ks, ivs and is)
-    # * CompanyNumber
-    # * FinancialData
-    # * CountryISOCode (GBR, DNK and IRE)
-    # * LoanCurrencyISOCode (ISO 4217 currency code. Valid codes are GBP, EUR and DKK)
-    # * ThirdPartyMerchantId
-    def generate
-      {
-        companyName: 'HOKO LTD',
-        companyType: 'ltd',
-        companyNumber: '09525857',
-        financialData: financial_data,
-        countryISOCode: 'GBR',
-        loanCurrencyISOCode: 'GBP',
-        thirdPartyMerchantId: SecureRandom.uuid,
-        significantPersons: [significant_person],     # optional
-        contactEmailAddress: 'oterosantos@gmail.com'  # optional
-      }
-    end
-
-    private
-
-    def financial_data
-      {
-        monthlyCardRevenue: 0,
-        monthlyValueOfPurchaseTransactions: 0,
-        monthlyRevenueFromInvoices: 0,
-        paymentData: payment_data
-      }
-    end
-
-    def payment_data
-      (1..12).to_a.map do |month|
-        formatted_month = format('%02<month>d', month: month)
-
-        {
-          paymentDate: "#{Date.today.year - 1}-#{formatted_month}-01",
-          amount: 5000,
-          currencyISOCode: 'GBP'
-        }
-      end
-    end
-
-    def significant_person
-      {
-        firstName: Faker::Name.first_name,
-        surname: Faker::Name.last_name,
-        address: address,
-        dateOfBirth: Date.parse('1980-01-01').to_s
-      }
-    end
-
-    def address
-      {
-        line1: Faker::Address.street_address,
-        line2: Faker::Address.secondary_address,
-        city: 'London',
-        region: 'London',
-        areaCode: Faker::Address.zip_code,
-        country: 'UK'
-      }
-    end
-  end
-end