yetanothernguyen-activemerchant 1.16.0 → 1.21.0

data/lib/active_merchant/billing/gateways/ipay88.rb

@@ -0,0 +1,157 @@
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class Ipay88Gateway < Gateway
+      TEST_URL = ''
+      LIVE_URL = 'https://www.ipay88.com/recurringpayment/webservice/RecurringPayment.asmx/Subscription'
+      
+      # The countries the gateway supports merchants from as 2 digit ISO country codes
+      self.supported_countries = ['MY']
+      
+      # The card types supported by the payment gateway
+      self.supported_cardtypes = [:visa, :master]
+      
+      # The homepage URL of the gateway
+      self.homepage_url = 'https://www.ipay88.com/recurringpayment/webservice'
+      
+      # The name of the gateway
+      self.display_name = 'iPay88'
+      
+      # Creates a new Ipay88Gateway
+      #
+      # The gateway requires that a valid login and password be passed
+      # in the +options+ hash.
+      #
+      # ==== Options
+      #
+      # * <tt>:login</tt> -- The ipay88 Merchant Code (REQUIRED)
+      # * <tt>:password</tt> -- The ipay88 Merchant Code (REQUIRED)
+      def initialize(options = {})
+        requires!(options, :login, :password)
+        @options = options
+        super
+      end
+      
+      def recurring(money, creditcard, options = {})
+        post = {}
+        add_merchant_authentication(post, options)
+        add_invoice(post, options)
+        add_creditcard(post, creditcard, options)
+        add_customer_data(post, options)
+        add_address(post, options)
+        add_signature(post, options)
+
+        recurring_commit("subscribe", post)
+      end
+    
+      private                    
+      
+      def add_merchant_authentication(post, options)
+        post["MerchantCode"] = @options[:login]
+        post["BackendURL"] = options[:backend_url]
+      end
+         
+      def add_invoice(post, options)
+        post["RefNo"] = options[:reference_no]
+        post["FirstPaymentDate"] = options[:first_payment_date]
+        post["Currency"] = "MYR"
+        post["Amount"] = amount(options[:amount])
+        post["NumberOfPayments"] = options[:number_of_payments]
+        post["Frequency"] = options[:frequency]
+        post["Desc"] = options[:description]
+      end
+
+      def add_creditcard(post, creditcard, options)
+        post["CC_PAN"] = creditcard.number
+        post["CC_CVC"] = creditcard.verification_value if creditcard.verification_value?
+        post["CC_ExpiryDate"] = expdate(creditcard)
+        post["CC_Name"] = creditcard.name
+        post["CC_Country"] = options[:cc_country]
+        post["CC_Bank"] = options[:cc_bank]
+        post["CC_Ic"] = options[:cc_ic]
+        post["CC_Email"] = options[:cc_email]
+        post["CC_Phone"] = options[:cc_phone]
+        post["CC_Remark"] = options[:cc_remark]
+      end
+
+      def add_customer_data(post, options)
+        post["P_Name"] = options[:name]
+        post["P_Email"] = options[:email]
+        post["P_Phone"]= options[:phone]
+      end
+
+      def add_address(post, options)
+        post["P_Addrl1"] = options[:address_line1]
+        post["P_Addrl2"] = options[:address_line2]
+        post["P_City"] = options[:city]
+        post["P_State"] = options[:state]
+        post["P_Zip"] = options[:zipcode]
+        post["P_Country"] = options[:country]
+      end
+
+      def add_signature(post, options)
+        hash_components  = [post["MerchantCode"]]
+        hash_components << @options[:password]
+        hash_components << post["RefNo"]
+        hash_components << post["FirstPaymentDate"]
+        hash_components << post["Currency"]
+        hash_components << options[:amount] # Amount in cents
+        hash_components << post["NumberOfPayments"]
+        hash_components << post["Frequency"]
+        hash_components << post["CC_PAN"]
+
+        hash_string = hash_components.join
+
+        post["Signature"] = [Digest::SHA1.digest(hash_string)].pack("m").chomp
+      end
+
+      def recurring_commit(action, parameters)
+        request = post_data(action, parameters)
+        xml = ssl_post LIVE_URL, request
+
+        response = recurring_parse(xml)
+        message = response[:errdesc]
+        success = response[:status] == "1"
+
+        Response.new(success, message, response,
+            :authorization => response[:subscription_no]
+        )
+      end
+      
+      def recurring_parse(xml)
+        response = {}
+        xml = REXML::Document.new(xml)
+        root = REXML::XPath.first(xml, "//SubscriptionDetails")
+        if root
+          root.elements.to_a.each do |node|
+            recurring_parse_element(response, node)
+          end
+        end
+
+        response
+      end
+
+      def recurring_parse_element(response, node)
+        if node.has_elements?
+          node.elements.each{|e| recurring_parse_element(response, e) }
+        else
+          response[node.name.underscore.to_sym] = node.text
+        end
+      end
+      
+      def post_data(action, parameters = {})
+        post = {}
+
+        request = post.merge(parameters).collect { |key, value| "#{key}=#{CGI.escape(value.to_s)}" }.join("&")
+        request
+      end
+
+      def expdate(creditcard)
+        year  = sprintf("%.4i", creditcard.year)
+        month = sprintf("%.2i", creditcard.month)
+
+        "#{month}#{year}"
+      end
+    end
+  end
+end
+

data/lib/active_merchant/billing/gateways/iridium.rb

@@ -7,8 +7,6 @@ module ActiveMerchant #:nodoc:
     # login to the Iridium Merchant Management System. Instead, you will 
     # use the API username and password you were issued separately.
     class IridiumGateway < Gateway
-      TEST_URL = 'https://gw1.iridiumcorp.net/'
-      LIVE_URL = 'https://gw1.iridiumcorp.net/'
       
       # The countries the gateway supports merchants from as 2 digit ISO country codes
       self.supported_countries = ['GB', 'ES']
@@ -37,6 +35,8 @@ module ActiveMerchant #:nodoc:
       def initialize(options = {})
         requires!(options, :login, :password)
         @options = options
+        @test_url = 'https://gw1.iridiumcorp.net/'
+        @live_url = 'https://gw1.iridiumcorp.net/'
         super
       end  
       
@@ -172,7 +172,7 @@ module ActiveMerchant #:nodoc:
 
       def commit(request, options)
         requires!(options, :action)
-        response = parse(ssl_post(test? ? TEST_URL : LIVE_URL, request,
+        response = parse(ssl_post(test? ? @test_url : @live_url, request,
                               {"SOAPAction" => "https://www.thepaymentgateway.net/#{options[:action]}",
                                "Content-Type" => "text/xml; charset=utf-8" }))
   

data/lib/active_merchant/billing/gateways/itransact.rb

@@ -0,0 +1,450 @@
+require 'nokogiri'
+
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    # iTransact, Inc. is an authorized reseller of the PaymentClearing gateway. If your merchant service provider uses PaymentClearing.com to process payments, you can use this module.
+    #
+    #
+    # Please note, the username and API Access Key are not what you use to log into the Merchant Control Panel.
+    #
+    # ==== How to get your GatewayID and API Access Key
+    #
+    # 1. If you don't already have a Gateway Account, go to http://www.itransact.com/merchant/test.html to sign up.
+    # 2. Go to http://support.paymentclearing.com and login or register, if necessary.
+    # 3. Click on "Submit a Ticket."
+    # 4. Select "Merchant Support" as the department and click "Next"
+    # 5. Enter *both* your company name and GatewayID. Put "API Access Key" in the subject.  In the body, you can request a username, but it may already be in use.
+    #
+    # ==== Initialization
+    #
+    # Once you have the username, API Access Key, and your GatewayId, you're ready
+    # to begin.  You initialize the Gateway like so:
+    #
+    #   gateway = ActiveMerchant::Billing::ItransactGateway.new(
+    #     :login => "#{THE_USERNAME}",
+    #     :password => "#{THE_API_ACCESS_KEY}",
+    #     :gateway_id => "#{THE_GATEWAY_ID}"
+    #   )
+    #
+    # ==== Important Notes
+    # 1. Recurring is not implemented
+    # 1. CreditTransactions are not implemented (these are credits not related to a previously run transaction).
+    # 1. TransactionStatus is not implemented
+    #
+    class ItransactGateway < Gateway
+      URL = 'https://secure.paymentclearing.com/cgi-bin/rc/xmltrans2.cgi'
+
+      # The countries the gateway supports merchants from as 2 digit ISO country codes
+      self.supported_countries = ['US']
+
+      # The card types supported by the payment gateway
+      self.supported_cardtypes = [:visa, :master, :american_express, :discover]
+
+      # The homepage URL of the gateway
+      self.homepage_url = 'http://www.itransact.com/'
+
+      # The name of the gateway
+      self.display_name = 'iTransact'
+
+      #
+      # Creates a new instance of the iTransact Gateway.
+      #
+      # ==== Parameters
+      # * <tt>options</tt> - A Hash of options
+      # 
+      # ==== Options Hash
+      # * <tt>:login</tt> - A String containing your PaymentClearing assigned API Access Username
+      # * <tt>:password</tt> - A String containing your PaymentClearing assigned API Access Key
+      # * <tt>:gateway_id</tt> - A String containing your PaymentClearing assigned GatewayID
+      # * <tt>:test_mode</tt> - <tt>true</tt> or <tt>false</tt>. Run *all* transactions with the 'TestMode' element set to 'TRUE'.
+      #
+      def initialize(options = {})
+        requires!(options, :login, :password, :gateway_id)
+        @options = options
+        super
+      end
+
+      # Performs an authorize transaction.  In PaymentClearing's documentation
+      # this is known as a "PreAuth" transaction.
+      #
+      # ==== Parameters
+      # * <tt>money</tt> - The amount to be captured. Should be an Integer amount in cents.
+      # * <tt>creditcard</tt> - The CreditCard details for the transaction
+      # * <tt>options</tt> - A Hash of options
+      #
+      # ==== Options Hash
+      # The standard options apply here (:order_id, :ip, :customer, :invoice, :merchant, :description, :email, :currency, :address, :billing_address, :shipping_address), as well as:
+      # * <tt>:order_items</tt> - An Array of Hash objects with the keys <tt>:description</tt>, <tt>:cost</tt> (in cents!), and <tt>:quantity</tt>.  If this is provided, <tt>:description</tt> and <tt>money</tt> will be ignored.
+      # * <tt>:vendor_data</tt> - An Array of Hash objects with the keys being the name of the VendorData element and value being the value.
+      # * <tt>:send_customer_email</tt> - <tt>true</tt> or <tt>false</tt>. Runs the transaction with the 'SendCustomerEmail' element set to 'TRUE' or 'FALSE'.
+      # * <tt>:send_merchant_email</tt> - <tt>true</tt> or <tt>false</tt>. Runs the transaction with the 'SendMerchantEmail' element set to 'TRUE' or 'FALSE'.
+      # * <tt>:email_text</tt> - An Array of (up to ten (10)) String objects to be included in emails
+      # * <tt>:test_mode</tt> - <tt>true</tt> or <tt>false</tt>. Runs the transaction with the 'TestMode' element set to 'TRUE' or 'FALSE'.
+      #
+      # ==== Examples
+      #  response = gateway.authorize(1000, creditcard,
+      #    :order_id => '1212', :address => {...}, :email => 'test@test.com',
+      #    :order_items => [
+      #      {:description => 'Line Item 1', :cost => '8.98', :quantity => '6'},
+      #      {:description => 'Line Item 2', :cost => '6.99', :quantity => '4'}
+      #    ],
+      #    :vendor_data => [{'repId' => '1234567'}, {'customerId' => '9886'}],
+      #    :send_customer_email => true,
+      #    :send_merchant_email => true,
+      #    :email_text => ['line1', 'line2', 'line3'],
+      #    :test_mode => true
+      #  )
+      #
+      def authorize(money, payment_source, options = {})
+        payload = Nokogiri::XML::Builder.new do |xml|
+          xml.AuthTransaction {
+            xml.Preauth
+            add_customer_data(xml, payment_source, options)
+            add_invoice(xml, money, options)
+            add_payment_source(xml, payment_source)
+            add_transaction_control(xml, options)
+            add_vendor_data(xml, options)
+          }
+        end.doc
+
+        commit(payload)
+      end
+
+      # Performs an authorize and capture in single transaction. In PaymentClearing's
+      # documentation this is known as an "Auth" or a "Sale" transaction
+      #
+      # ==== Parameters
+      # * <tt>money</tt> - The amount to be captured. Should be <tt>nil</tt> or an Integer amount in cents.
+      # * <tt>creditcard</tt> - The CreditCard details for the transaction
+      # * <tt>options</tt> - A Hash of options
+      #
+      # ==== Options Hash
+      # The standard options apply here (:order_id, :ip, :customer, :invoice, :merchant, :description, :email, :currency, :address, :billing_address, :shipping_address), as well as:
+      # * <tt>:order_items</tt> - An Array of Hash objects with the keys <tt>:description</tt>, <tt>:cost</tt> (in cents!), and <tt>:quantity</tt>.  If this is provided, <tt>:description</tt> and <tt>money</tt> will be ignored.
+      # * <tt>:vendor_data</tt> - An Array of Hash objects with the keys being the name of the VendorData element and value being the value.
+      # * <tt>:send_customer_email</tt> - <tt>true</tt> or <tt>false</tt>. Runs the transaction with the 'SendCustomerEmail' element set to 'TRUE' or 'FALSE'.
+      # * <tt>:send_merchant_email</tt> - <tt>true</tt> or <tt>false</tt>. Runs the transaction with the 'SendMerchantEmail' element set to 'TRUE' or 'FALSE'.
+      # * <tt>:email_text</tt> - An Array of (up to ten (10)) String objects to be included in emails
+      # * <tt>:test_mode</tt> - <tt>true</tt> or <tt>false</tt>. Runs the transaction with the 'TestMode' element set to 'TRUE' or 'FALSE'.
+      #
+      # ==== Examples
+      #  response = gateway.purchase(1000, creditcard,
+      #    :order_id => '1212', :address => {...}, :email => 'test@test.com',
+      #    :order_items => [
+      #      {:description => 'Line Item 1', :cost => '8.98', :quantity => '6'},
+      #      {:description => 'Line Item 2', :cost => '6.99', :quantity => '4'}
+      #    ],
+      #    :vendor_data => [{'repId' => '1234567'}, {'customerId' => '9886'}],
+      #    :send_customer_email => true,
+      #    :send_merchant_email => true,
+      #    :email_text => ['line1', 'line2', 'line3'],
+      #    :test_mode => true
+      #  )
+      #
+      def purchase(money, payment_source, options = {})
+        payload = Nokogiri::XML::Builder.new do |xml|
+          xml.AuthTransaction {
+            add_customer_data(xml, payment_source, options)
+            add_invoice(xml, money, options)
+            add_payment_source(xml, payment_source)
+            add_transaction_control(xml, options)
+            add_vendor_data(xml, options)
+          }
+        end.doc
+
+        commit(payload)
+      end
+
+      # Captures the funds from an authorize transaction.  In PaymentClearing's
+      # documentation this is known as a "PostAuth" transaction.
+      #
+      # ==== Parameters
+      # * <tt>money</tt> - The amount to be captured. Should be an Integer amount in cents
+      # * <tt>authorization</tt> - The authorization returned from the previous capture or purchase request
+      # * <tt>options</tt> - A Hash of options, all are optional.
+      #
+      # ==== Options Hash
+      # The standard options apply here (:order_id, :ip, :customer, :invoice, :merchant, :description, :email, :currency, :address, :billing_address, :shipping_address), as well as:
+      # * <tt>:vendor_data</tt> - An Array of Hash objects with the keys being the name of the VendorData element and value being the value.
+      # * <tt>:send_customer_email</tt> - <tt>true</tt> or <tt>false</tt>. Runs the transaction with the 'SendCustomerEmail' element set to 'TRUE' or 'FALSE'.
+      # * <tt>:send_merchant_email</tt> - <tt>true</tt> or <tt>false</tt>. Runs the transaction with the 'SendMerchantEmail' element set to 'TRUE' or 'FALSE'.
+      # * <tt>:email_text</tt> - An Array of (up to ten (10)) String objects to be included in emails
+      # * <tt>:test_mode</tt> - <tt>true</tt> or <tt>false</tt>. Runs the transaction with the 'TestMode' element set to 'TRUE' or 'FALSE'.
+      #
+      # ==== Examples
+      #  response = gateway.capture(1000, creditcard,
+      #    :vendor_data => [{'repId' => '1234567'}, {'customerId' => '9886'}],
+      #    :send_customer_email => true,
+      #    :send_merchant_email => true,
+      #    :email_text => ['line1', 'line2', 'line3'],
+      #    :test_mode => true
+      #  )
+      #
+      def capture(money, authorization, options = {})
+        payload = Nokogiri::XML::Builder.new do |xml|
+          xml.PostAuthTransaction {
+            xml.OperationXID(authorization)
+            add_invoice(xml, money, options)
+            add_transaction_control(xml, options)
+            add_vendor_data(xml, options)
+          }
+        end.doc
+
+        commit(payload)
+      end
+
+      # This will reverse a previously run transaction which *has* *not* settled.
+      #
+      # ==== Parameters
+      # * <tt>money</tt> - This parameter is ignored -- the PaymentClearing gateway does not allow partial voids.
+      # * <tt>authorization</tt> - The authorization returned from the previous capture or purchase request
+      # * <tt>options</tt> - A Hash of options, all are optional
+      #
+      # ==== Options Hash
+      # The standard options (:order_id, :ip, :customer, :invoice, :merchant, :description, :email, :currency, :address, :billing_address, :shipping_address) are ignored.
+      # * <tt>:vendor_data</tt> - An Array of Hash objects with the keys being the name of the VendorData element and value being the value.
+      # * <tt>:send_customer_email</tt> - <tt>true</tt> or <tt>false</tt>. Runs the transaction with the 'SendCustomerEmail' element set to 'TRUE' or 'FALSE'.
+      # * <tt>:send_merchant_email</tt> - <tt>true</tt> or <tt>false</tt>. Runs the transaction with the 'SendMerchantEmail' element set to 'TRUE' or 'FALSE'.
+      # * <tt>:email_text</tt> - An Array of (up to ten (10)) String objects to be included in emails
+      # * <tt>:test_mode</tt> - <tt>true</tt> or <tt>false</tt>. Runs the transaction with the 'TestMode' element set to 'TRUE' or 'FALSE'.
+      #
+      # ==== Examples
+      #  response = gateway.void(nil, '9999999999',
+      #    :vendor_data => [{'repId' => '1234567'}, {'customerId' => '9886'}],
+      #    :send_customer_email => true,
+      #    :send_merchant_email => true,
+      #    :email_text => ['line1', 'line2', 'line3'],
+      #    :test_mode => true
+      #  )
+      #
+      def void(money, authorization, options = {})
+        payload = Nokogiri::XML::Builder.new do |xml|
+          xml.VoidTransaction {
+            xml.OperationXID(authorization)
+            add_transaction_control(xml, options)
+            add_vendor_data(xml, options)
+          }
+        end.doc
+
+        commit(payload)
+      end
+
+      # This will reverse a previously run transaction which *has* settled.
+      #
+      # ==== Parameters
+      # * <tt>money</tt> - The amount to be credited. Should be <tt>nil</tt> or an Integer amount in cents
+      # * <tt>authorization</tt> - The authorization returned from the previous capture or purchase request
+      # * <tt>options</tt> - A Hash of options, all are optional
+      #
+      # ==== Options Hash
+      # The standard options (:order_id, :ip, :customer, :invoice, :merchant, :description, :email, :currency, :address, :billing_address, :shipping_address) are ignored.
+      # * <tt>:vendor_data</tt> - An Array of Hash objects with the keys being the name of the VendorData element and value being the value.
+      # * <tt>:send_customer_email</tt> - <tt>true</tt> or <tt>false</tt>. Runs the transaction with the 'SendCustomerEmail' element set to 'TRUE' or 'FALSE'.
+      # * <tt>:send_merchant_email</tt> - <tt>true</tt> or <tt>false</tt>. Runs the transaction with the 'SendMerchantEmail' element set to 'TRUE' or 'FALSE'.
+      # * <tt>:email_text</tt> - An Array of (up to ten (10)) String objects to be included in emails
+      # * <tt>:test_mode</tt> - <tt>true</tt> or <tt>false</tt>. Runs the transaction with the 'TestMode' element set to 'TRUE' or 'FALSE'.
+      #
+      # ==== Examples
+      #  response = gateway.credit(nil, '9999999999',
+      #    :vendor_data => [{'repId' => '1234567'}, {'customerId' => '9886'}],
+      #    :send_customer_email => true,
+      #    :send_merchant_email => true,
+      #    :email_text => ['line1', 'line2', 'line3'],
+      #    :test_mode => true
+      #  )
+      #
+      def credit(money, authorization, options = {})
+        payload = Nokogiri::XML::Builder.new do |xml|
+          xml.TranCreditTransaction {
+            xml.OperationXID(authorization)
+            add_invoice(xml, money, options)
+            add_transaction_control(xml, options)
+            add_vendor_data(xml, options)
+          }
+        end.doc
+
+        commit(payload)
+      end
+
+      private
+
+      def add_customer_data(xml, payment_source, options)
+        billing_address = options[:billing_address] || options[:address]
+        shipping_address = options[:shipping_address] || options[:address]
+
+        xml.CustomerData {
+          xml.Email(options[:email]) unless options[:email].blank?
+          xml.CustId(options[:order_id]) unless options[:order_id].blank?
+          xml.BillingAddress {
+            xml.FirstName(payment_source.first_name || parse_first_name(billing_address[:name]))
+            xml.LastName(payment_source.last_name || parse_last_name(billing_address[:name]))
+            xml.Address1(billing_address[:address1])
+            xml.Address2(billing_address[:address2]) unless billing_address[:address2].blank?
+            xml.City(billing_address[:city])
+            xml.State(billing_address[:state])
+            xml.Zip(billing_address[:zip])
+            xml.Country(billing_address[:country])
+            xml.Phone(billing_address[:phone])
+          }
+          xml.ShippingAddress {
+            xml.FirstName(payment_source.first_name || parse_first_name(shipping_address[:name]))
+            xml.LastName(payment_source.last_name || parse_last_name(shipping_address[:name]))
+            xml.Address1(shipping_address[:address1])
+            xml.Address2(shipping_address[:address2]) unless shipping_address[:address2].blank?
+            xml.City(shipping_address[:city])
+            xml.State(shipping_address[:state])
+            xml.Zip(shipping_address[:zip])
+            xml.Country(shipping_address[:country])
+            xml.Phone(shipping_address[:phone])
+          } unless shipping_address.blank?
+        }
+      end
+
+      def add_invoice(xml, money, options)
+        xml.AuthCode options[:force] if options[:force]
+        if options[:order_items].blank?
+          xml.Total(amount(money)) unless(money.nil? || money < 0.01)
+          xml.Description(options[:description]) unless( options[:description].blank?)
+        else
+          xml.OrderItems {
+            options[:order_items].each do |item|
+              xml.Item {
+                xml.Description(item[:description])
+                xml.Cost(amount(item[:cost]))
+                xml.Qty(item[:quantity].to_s)
+              }
+            end
+          }
+        end
+      end
+
+      def add_payment_source(xml, source)
+        case determine_funding_source(source)
+        when :credit_card then add_creditcard(xml, source)
+        when :check       then add_check(xml, source)
+        end
+      end
+
+      def determine_funding_source(payment_source)
+        case payment_source
+        when ActiveMerchant::Billing::CreditCard
+          :credit_card
+        when ActiveMerchant::Billing::Check
+          :check
+        end
+      end
+
+      def add_creditcard(xml, creditcard)
+        xml.AccountInfo {
+          xml.CardAccount {
+            xml.AccountNumber(creditcard.number.to_s)
+            xml.ExpirationMonth(creditcard.month.to_s.rjust(2,'0'))
+            xml.ExpirationYear(creditcard.year.to_s)
+            xml.CVVNumber(creditcard.verification_value.to_s) unless creditcard.verification_value.blank?
+          }
+        }
+      end
+
+      def add_check(xml, check)
+        xml.AccountInfo {
+          xml.ABA(check.routing_number.to_s)
+          xml.AccountNumber(check.account_number.to_s)
+          xml.AccountSource(check.account_type.to_s)
+          xml.AccountType(check.account_holder_type.to_s)
+          xml.CheckNumber(check.number.to_s)
+        }
+      end
+
+      def add_transaction_control(xml, options)
+        xml.TransactionControl {
+          # if there was a 'global' option set...
+          xml.TestMode(@options[:test_mode].upcase) if !@options[:test_mode].blank?
+          # allow the global option to be overridden...
+          xml.TestMode(options[:test_mode].upcase) if !options[:test_mode].blank?
+          xml.SendCustomerEmail(options[:send_customer_email].upcase) unless options[:send_customer_email].blank?
+          xml.SendMerchantEmail(options[:send_merchant_email].upcase) unless options[:send_merchant_email].blank?
+          xml.EmailText {
+            options[:email_text].each do |item|
+              xml.EmailTextItem(item)
+            end
+          } if options[:email_text]
+        }
+      end
+
+      def add_vendor_data(xml, options)
+        return if options[:vendor_data].blank?
+        xml.VendorData {
+          options[:vendor_data].each do |k,v|
+            xml.Element {
+              xml.Name(k)
+              xml.Key(v)
+            }
+          end
+        }
+      end
+
+      def commit(payload)
+        # Set the Content-Type header -- otherwise the URL decoding messes up
+        # the Base64 encoded payload signature!
+        response = parse(ssl_post(URL, post_data(payload), 'Content-Type' => 'text/xml'))
+
+        Response.new(successful?(response), response[:error_message], response,
+          :test => test?,
+          :authorization => response[:xid],
+          :avs_result => { :code => response[:avs_response] },
+          :cvv_result => response[:cvv_response])
+      end
+
+      def post_data(payload)
+        payload_xml = payload.root.to_xml(:indent => 0)
+
+        payload_signature = sign_payload(payload_xml)
+
+        request = Nokogiri::XML::Builder.new do |xml|
+          xml.GatewayInterface {
+            xml.APICredentials {
+              xml.Username(@options[:login])
+              xml.PayloadSignature(payload_signature)
+              xml.TargetGateway(@options[:gateway_id])
+            }
+          }
+        end.doc
+
+        request.root.children.first.after payload.root
+        request.to_xml(:indent => 0)
+      end
+
+      def parse(raw_xml)
+        doc = REXML::Document.new(raw_xml)
+        response = Hash.new
+        transaction_result = doc.root.get_elements('TransactionResponse/TransactionResult/*')
+        transaction_result.each do |e|
+          response[e.name.to_s.underscore.to_sym] = e.text unless e.text.blank?
+        end
+        response
+      end
+
+      def successful?(response)
+        # Turns out the PaymentClearing gateway is not consistent...
+        response[:status].downcase =='ok'
+      end
+
+      def test_mode?(response)
+        # The '1' is a legacy thing; most of the time it should be 'TRUE'...
+        response[:test_mode] == 'TRUE' || response[:test_mode] == '1'
+      end
+
+      def message_from(response)
+        response[:error_message]
+      end
+
+      def sign_payload(payload)
+        key = @options[:password].to_s
+        digest=OpenSSL::HMAC.digest(OpenSSL::Digest::SHA1.new(key), key, payload)
+        signature = Base64.encode64(digest)
+        signature.chomp!
+      end
+    end
+  end
+end
+

data/lib/active_merchant/billing/gateways/merchant_e_solutions.rb

@@ -90,6 +90,7 @@ module ActiveMerchant #:nodoc:
 				if creditcard_or_card_id.is_a?(String)  
 					# using stored card
 					post[:card_id] = creditcard_or_card_id
+					post[:card_exp_date] = options[:expiration_date] if options[:expiration_date]
 				else
 					# card info is provided
 					add_creditcard(post, creditcard_or_card_id, options)

data/lib/active_merchant/billing/gateways/moneris.rb

@@ -78,6 +78,10 @@ module ActiveMerchant #:nodoc:
       def refund(money, authorization, options = {})
         commit 'refund', crediting_params(authorization, :amount => amount(money))
       end
+
+      def test?
+        @options[:test] || super
+      end
     private # :nodoc: all
     
       def expdate(creditcard)