xmlutils 0.0.2

data/rakefile.rb

@@ -0,0 +1,34 @@
+######################################################################################
+# File:: rakefile
+# Purpose:: Build tasks for XmlUtils application
+#
+# Author::    Jeff McAffee 03/12/2010
+# Copyright:: Copyright (c) 2010, kTech Systems LLC. All rights reserved.
+# Website::   http://ktechsystems.com
+######################################################################################
+
+require 'bundler/gem_tasks'
+
+require 'rake'
+require 'rake/clean'
+require 'rspec/core/rake_task'
+
+
+# Set the project name
+PROJNAME        = "XmlUtils"
+
+# Setup common clean and clobber targets ----------------------------
+
+CLEAN.include("pkg/**/*.*")
+CLEAN.include("tmp/**/*.*")
+
+CLOBBER.include("pkg")
+CLOBBER.include("tmp")
+
+
+#############################################################################
+desc "run all specs"
+RSpec::Core::RakeTask.new do |t|
+  #t.rcov = true
+end
+

data/unittests/2830.xml

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+<GuidelineRoot><Guideline GuidelineID="1" Name="GENERATED" Version="1" StartDate="Dec 03 2007 12:00AM"><Ruleset Id="1" Name="AltA-Max DTI Limits Calc Ruleset" ExecuteType="1" Type="0"><Rule Id="9" Name="MaxDTIReducedDocTypes-AltA"><IfMessages><Message Type="Observation"><![CDATA[Max DTI reduced to 45 for reduced doc type.]]></Message></IfMessages><ElseMessages/><Condition><Expression><Compute><Operator>AND</Operator><LeftOperand><Compute><Operator>AND</Operator><LeftOperand><Brace><Compute><Operator>&gt;</Operator><LeftOperand><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></LeftOperand><RightOperand><Constant>45</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>&gt;</Operator><LeftOperand><DPM Name="LTV" Type="DSM" Order="0" ProductType="4"/></LeftOperand><RightOperand><Constant>80</Constant></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>OR</Operator><LeftOperand><Compute><Operator>OR</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Document Type" Type="APM"/></LeftOperand><RightOperand><Constant>SIVA</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Document Type" Type="APM"/></LeftOperand><RightOperand><Constant>Lite Doc</Constant></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Document Type" Type="APM"/></LeftOperand><RightOperand><Constant>Limited Doc</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Brace></RightOperand></Compute></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>45</Constant></Expression></AssignValue></Assign></IfActions></Rule><Rule Id="5" Name="AltA-Max Dti SivaLiteDoc"><IfMessages/><ElseMessages/><Condition><Expression><Compute><Operator>OR</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Document Type" Type="APM"/></LeftOperand><RightOperand><Constant>SIVA</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Document Type" Type="APM"/></LeftOperand><RightOperand><Constant>Lite Doc</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>50</Constant></Expression></AssignValue></Assign></IfActions></Rule><Rule Id="1" Name="AltA-Max DTI Investment"><IfMessages/><ElseMessages/><Condition><Expression><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Occupancy" Type="APM"/></LeftOperand><RightOperand><Constant>Investment</Constant></RightOperand></Compute></Brace></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>50</Constant></Expression></AssignValue></Assign></IfActions></Rule><Rule Id="8" Name="AltA-Max DTI PriSecResidence"><IfMessages/><ElseMessages/><Condition><Expression><Brace><Compute><Operator>OR</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Occupancy" Type="APM"/></LeftOperand><RightOperand><Constant>PrimaryResidence</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Occupancy" Type="APM"/></LeftOperand><RightOperand><Constant>SecondaryResidence</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Brace></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>50</Constant></Expression></AssignValue></Assign></IfActions></Rule></Ruleset><Ruleset Id="2" Name="AltA-Max DTI Limits Calc Combo Ruleset" ExecuteType="1" Type="0"><Rule Id="9" Name="MaxDTIReducedDocTypes-AltA"><IfMessages><Message Type="Observation"><![CDATA[Max DTI reduced to 45 for reduced doc type.]]></Message></IfMessages><ElseMessages/><Condition><Expression><Compute><Operator>AND</Operator><LeftOperand><Compute><Operator>AND</Operator><LeftOperand><Brace><Compute><Operator>&gt;</Operator><LeftOperand><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></LeftOperand><RightOperand><Constant>45</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>&gt;</Operator><LeftOperand><DPM Name="LTV" Type="DSM" Order="0" ProductType="4"/></LeftOperand><RightOperand><Constant>80</Constant></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>OR</Operator><LeftOperand><Compute><Operator>OR</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Document Type" Type="APM"/></LeftOperand><RightOperand><Constant>SIVA</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Document Type" Type="APM"/></LeftOperand><RightOperand><Constant>Lite Doc</Constant></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Document Type" Type="APM"/></LeftOperand><RightOperand><Constant>Limited Doc</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Brace></RightOperand></Compute></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>45</Constant></Expression></AssignValue></Assign></IfActions></Rule><Rule Id="2" Name="AltA-Max DTI 1000001 Combo"><IfMessages/><ElseMessages/><Condition><Expression><Brace><Compute><Operator>&gt;</Operator><LeftOperand><DPM Name="Combined Loan Amount" Type="DPM" Order="0" ProductType="3"/></LeftOperand><RightOperand><Constant>1000000</Constant></RightOperand></Compute></Brace></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>42</Constant></Expression></AssignValue></Assign></IfActions></Rule><Rule Id="4" Name="AltA-Max DTI Texas Cash Out"><IfMessages/><ElseMessages/><Condition><Expression><Compute><Operator>AND</Operator><LeftOperand><Compute><Operator>AND</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Occupancy" Type="APM"/></LeftOperand><RightOperand><Constant>PrimaryResidence</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><DPM Name="Purpose Abbrev" Type="DPM" Order="0" ProductType="6"/></LeftOperand><RightOperand><Constant>CO</Constant></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="State of the Subject Property" Type="APM"/></LeftOperand><RightOperand><Constant>TX</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>45</Constant></Expression></AssignValue></Assign></IfActions></Rule><Rule Id="3" Name="AltA-MaxDti55IOFullDocCombo"><IfMessages/><ElseMessages/><Condition><Expression><Compute><Operator>AND</Operator><LeftOperand><Compute><Operator>AND</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><DPM Name="Doc Type Abbrev" Type="DPM" Order="0" ProductType="6"/></LeftOperand><RightOperand><Constant>Full Doc</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>&lt;=</Operator><LeftOperand><DPM Name="Combined Loan Amount" Type="DPM" Order="0" ProductType="3"/></LeftOperand><RightOperand><Constant>1000000</Constant></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>OR</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Amortization Type-PDT" Type="PRD"/></LeftOperand><RightOperand><Constant>IOARM</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Amortization Type-PDT" Type="PRD"/></LeftOperand><RightOperand><Constant>IOFixed</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Brace></RightOperand></Compute></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>55</Constant></Expression></AssignValue></Assign></IfActions></Rule><Rule Id="7" Name="AltA-MaxDti55IOFullDocHelocCombo"><IfMessages/><ElseMessages/><Condition><Expression><Compute><Operator>AND</Operator><LeftOperand><Compute><Operator>AND</Operator><LeftOperand><Compute><Operator>AND</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><DPM Name="Doc Type Abbrev" Type="DPM" Order="0" ProductType="6"/></LeftOperand><RightOperand><Constant>Full Doc</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>&lt;=</Operator><LeftOperand><DPM Name="Combined Loan Amount" Type="DPM" Order="0" ProductType="3"/></LeftOperand><RightOperand><Constant>1000000</Constant></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>OR</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Amortization Type-PDT" Type="PRD"/></LeftOperand><RightOperand><Constant>IOARM</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Amortization Type-PDT" Type="PRD"/></LeftOperand><RightOperand><Constant>IOFixed</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><DPM Name="Amort Type 2nd" Type="DPM" Order="0" ProductType="6"/></LeftOperand><RightOperand><Constant>HELOC</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>55</Constant></Expression></AssignValue></Assign></IfActions></Rule><Rule Id="6" Name="AltA-Max DTI 1000000 Combo"><IfMessages/><ElseMessages/><Condition><Expression><Compute><Operator>AND</Operator><LeftOperand><Compute><Operator>AND</Operator><LeftOperand><Brace><Compute><Operator>OR</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Occupancy" Type="APM"/></LeftOperand><RightOperand><Constant>PrimaryResidence</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Occupancy" Type="APM"/></LeftOperand><RightOperand><Constant>SecondaryResidence</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>&lt;=</Operator><LeftOperand><DPM Name="CLTV" Type="DSM" Order="0" ProductType="5"/></LeftOperand><RightOperand><Constant>80</Constant></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>&lt;=</Operator><LeftOperand><DPM Name="Combined Loan Amount" Type="DPM" Order="0" ProductType="3"/></LeftOperand><RightOperand><Constant>1000000</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>55</Constant></Expression></AssignValue></Assign></IfActions><ElseActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>50</Constant></Expression></AssignValue></Assign></ElseActions></Rule></Ruleset></Guideline><LOOKUPS></LOOKUPS></GuidelineRoot>

data/unittests/chunks.rb

@@ -0,0 +1,31 @@
+require 'xmlUtils/lineParser'
+
+chunks = 0
+
+File.read(ARGV[0]).split.each do |word|
+    next if word =~ /^#/
+    break if ["__DATA__", "__END__"].member? word
+    chunks += 1 
+    
+#    puts word
+end
+
+print "Found ", chunks, " chunks\n"
+
+
+
+lp = LineParser.new
+
+lp.parse(ARGV[0])
+
+lp.dumpResults
+
+#
+#fh = File.new(ARGV[0])
+
+#fh.readlines.each { |line|
+#    lp.parseLine(line.chomp!)
+#}
+
+
+

data/unittests/curDirTest.rb

@@ -0,0 +1,2 @@
+curDir = Dir.getwd
+puts "Working dir: #{curDir}"

data/unittests/data/2830-GENERATED.gdl

@@ -0,0 +1,309 @@
+/* **************************************************************************
+ * File: data/Z-TEMP-Jeff.xml.gdl
+ * Generated guideline
+ *
+ * *************************************************************************/
+
+
+
+
+
+
+// --------------------------- DPM Definitions ---------------------------
+
+    dpm text    DocTypeAbbrev       "Doc Type Abbrev";
+    dpm money   CombinedLoanAmount      "Combined Loan Amount";
+    dpm text    PurposeAbbrev       "Purpose Abbrev";
+    dpm text    AmortType2nd        "Amort Type 2nd";
+
+
+
+
+// --------------------------- DSM Definitions ---------------------------
+
+decision        dpm percentage  CLTV        "CLTV";
+decision        dpm numeric MaxDTI      "Max DTI";
+
+decision    dpm numeric LTV;
+
+
+
+
+// --------------------------- PPM Definitions ---------------------------
+
+    ppm text    prd pAmortizationType-PDT       "Amortization Type-PDT";
+    ppm text    app pOccupancy      "Occupancy";
+    ppm text    app pStateoftheSubjectProperty      "State of the Subject Property";
+    ppm text    app pDocumentType       "Document Type";
+
+
+
+
+// -------------------------- Rule Definitions --------------------------
+
+alias(rule, AltA-MaxDTIInvestment, "AltA-Max DTI Investment");
+
+/* ==========================================================================
+ * AltA-MaxDTIInvestment
+ *
+ *
+ */
+rule AltA-MaxDTIInvestment()
+    if(
+        (pOccupancy == 'Investment')
+      )
+    then
+        MaxDTI = '50';
+
+    end
+end // rule AltA-MaxDTIInvestment
+
+
+
+
+alias(rule, AltA-MaxDTI1000001Combo, "AltA-Max DTI 1000001 Combo");
+
+/* ==========================================================================
+ * AltA-MaxDTI1000001Combo
+ *
+ *
+ */
+rule AltA-MaxDTI1000001Combo()
+    if(
+        (CombinedLoanAmount > '1000000')
+      )
+    then
+        MaxDTI = '42';
+
+    end
+end // rule AltA-MaxDTI1000001Combo
+
+
+
+
+
+/* ==========================================================================
+ * AltA-MaxDti55IOFullDocCombo
+ *
+ *
+ */
+rule AltA-MaxDti55IOFullDocCombo()
+    if(
+        (DocTypeAbbrev == 'Full Doc') &&
+        (CombinedLoanAmount <= '1000000') &&
+        ((pAmortizationType-PDT == 'IOARM') ||
+        (pAmortizationType-PDT == 'IOFixed'))
+      )
+    then
+        MaxDTI = '55';
+
+    end
+end // rule AltA-MaxDti55IOFullDocCombo
+
+
+
+
+alias(rule, AltA-MaxDTITexasCashOut, "AltA-Max DTI Texas Cash Out");
+
+/* ==========================================================================
+ * AltA-MaxDTITexasCashOut
+ *
+ *
+ */
+rule AltA-MaxDTITexasCashOut()
+    if(
+        (pOccupancy == 'PrimaryResidence') &&
+        (PurposeAbbrev == 'CO') &&
+        (pStateoftheSubjectProperty == 'TX')
+      )
+    then
+        MaxDTI = '45';
+
+    end
+end // rule AltA-MaxDTITexasCashOut
+
+
+
+
+alias(rule, AltA-MaxDtiSivaLiteDoc, "AltA-Max Dti SivaLiteDoc");
+
+/* ==========================================================================
+ * AltA-MaxDtiSivaLiteDoc
+ *
+ *
+ */
+rule AltA-MaxDtiSivaLiteDoc()
+    if(
+        (pDocumentType == 'SIVA') ||
+        (pDocumentType == 'Lite Doc')
+      )
+    then
+        MaxDTI = '50';
+
+    end
+end // rule AltA-MaxDtiSivaLiteDoc
+
+
+
+
+alias(rule, AltA-MaxDTI1000000Combo, "AltA-Max DTI 1000000 Combo");
+
+/* ==========================================================================
+ * AltA-MaxDTI1000000Combo
+ *
+ *
+ */
+rule AltA-MaxDTI1000000Combo()
+    if(
+        ((pOccupancy == 'PrimaryResidence') ||
+        (pOccupancy == 'SecondaryResidence')) &&
+        (CLTV <= '80') &&
+        (CombinedLoanAmount <= '1000000')
+      )
+    then
+        MaxDTI = '55';
+
+    else
+        MaxDTI = '50';
+
+    end
+end // rule AltA-MaxDTI1000000Combo
+
+
+
+
+
+/* ==========================================================================
+ * AltA-MaxDti55IOFullDocHelocCombo
+ *
+ *
+ */
+rule AltA-MaxDti55IOFullDocHelocCombo()
+    if(
+        (DocTypeAbbrev == 'Full Doc') &&
+        (CombinedLoanAmount <= '1000000') &&
+        ((pAmortizationType-PDT == 'IOARM') ||
+        (pAmortizationType-PDT == 'IOFixed')) &&
+        (AmortType2nd == 'HELOC')
+      )
+    then
+        MaxDTI = '55';
+
+    end
+end // rule AltA-MaxDti55IOFullDocHelocCombo
+
+
+
+
+alias(rule, AltA-MaxDTIPriSecResidence, "AltA-Max DTI PriSecResidence");
+
+/* ==========================================================================
+ * AltA-MaxDTIPriSecResidence
+ *
+ *
+ */
+rule AltA-MaxDTIPriSecResidence()
+    if(
+        ((pOccupancy == 'PrimaryResidence') ||
+        (pOccupancy == 'SecondaryResidence'))
+      )
+    then
+        MaxDTI = '50';
+
+    end
+end // rule AltA-MaxDTIPriSecResidence
+
+
+
+
+/* ==========================================================================
+ * MaxDTIReducedDocTypes-AltA
+ *
+ *
+ */
+rule MaxDTIReducedDocTypes-AltA()
+    if(
+        (MaxDTI > 45)   &&
+        (LTV > 80)      &&
+        (
+            (pDocumentType == "SIVA") ||
+            (pDocumentType == "Lite Doc") ||
+            (pDocumentType == "Limited Doc")
+        )
+      )
+    then
+        MaxDTI = 45;
+        message(observation, "Max DTI reduced to 45 for reduced doc type.");
+
+    end
+end // rule AltA-MaxDTIPriSecResidence
+
+
+
+
+
+
+
+
+// ------------------------- RuleSet Definitions -------------------------
+
+alias(ruleset, AltA-MaxDTILimitsCalcRuleset, "AltA-Max DTI Limits Calc Ruleset");
+
+/* ==========================================================================
+ * AltA-MaxDTILimitsCalcRuleset
+ *
+ *
+ */
+ruleset AltA-MaxDTILimitsCalcRuleset(true)
+    rule  MaxDTIReducedDocTypes-AltA();
+    rule  AltA-MaxDtiSivaLiteDoc();
+    rule  AltA-MaxDTIInvestment();
+    rule  AltA-MaxDTIPriSecResidence();
+
+end // ruleset AltA-MaxDTILimitsCalcRuleset
+
+
+
+
+alias(ruleset, AltA-MaxDTILimitsCalcComboRuleset, "AltA-Max DTI Limits Calc Combo Ruleset");
+
+/* ==========================================================================
+ * AltA-MaxDTILimitsCalcComboRuleset
+ *
+ *
+ */
+ruleset AltA-MaxDTILimitsCalcComboRuleset(true)
+    rule  MaxDTIReducedDocTypes-AltA();
+    rule  AltA-MaxDTI1000001Combo();
+    rule  AltA-MaxDTITexasCashOut();
+    rule  AltA-MaxDti55IOFullDocCombo();
+    rule  AltA-MaxDti55IOFullDocHelocCombo();
+    rule  AltA-MaxDTI1000000Combo();
+
+
+end // ruleset AltA-MaxDTILimitsCalcComboRuleset
+
+
+
+
+
+
+
+
+// ------------------------ Guideline Definition ------------------------
+
+/* ==========================================================================
+ * Z-TEMP-Jeff
+ *
+ * ID:         292
+ * Version:    63147
+ * Start Date: Nov 30 2007  3:10PM
+ *
+ */
+guideline("GENERATED")
+
+    ruleset  AltA-MaxDTILimitsCalcRuleset();
+    ruleset  AltA-MaxDTILimitsCalcComboRuleset();
+
+
+end // guideline Z-TEMP-Jeff

data/unittests/data/2830-GENERATED.xml

@@ -0,0 +1 @@
+<GuidelineRoot><Guideline GuidelineID="1" Name="GENERATED" Version="1" StartDate="Nov 30 2007 12:00AM"><Ruleset Id="1" Name="AltA-Max DTI Limits Calc Ruleset" ExecuteType="1" Type="0"><Rule Id="5" Name="AltA-Max Dti SivaLiteDoc"><IfMessages/><ElseMessages/><Condition><Expression><Compute><Operator>OR</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Document Type" Type="APM"/></LeftOperand><RightOperand><Constant>SIVA</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Document Type" Type="APM"/></LeftOperand><RightOperand><Constant>Lite Doc</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>50</Constant></Expression></AssignValue></Assign></IfActions></Rule><Rule Id="1" Name="AltA-Max DTI Investment"><IfMessages/><ElseMessages/><Condition><Expression><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Occupancy" Type="APM"/></LeftOperand><RightOperand><Constant>Investment</Constant></RightOperand></Compute></Brace></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>50</Constant></Expression></AssignValue></Assign></IfActions></Rule><Rule Id="8" Name="AltA-Max DTI PriSecResidence"><IfMessages/><ElseMessages/><Condition><Expression><Brace><Compute><Operator>OR</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Occupancy" Type="APM"/></LeftOperand><RightOperand><Constant>PrimaryResidence</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Occupancy" Type="APM"/></LeftOperand><RightOperand><Constant>SecondaryResidence</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Brace></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>50</Constant></Expression></AssignValue></Assign></IfActions></Rule><Rule Id="9" Name="MaxDTIReducedDocTypes-AltA"><IfMessages><Message Type="Observation"><![CDATA[Max DTI reduced to 45 for reduced doc type.]]></Message></IfMessages><ElseMessages/><Condition><Expression><Compute><Operator>AND</Operator><LeftOperand><Compute><Operator>AND</Operator><LeftOperand><Brace><Compute><Operator>&gt;</Operator><LeftOperand><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></LeftOperand><RightOperand><Constant>45</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>&gt;</Operator><LeftOperand><DPM Name="LTV" Type="DSM" Order="0" ProductType="4"/></LeftOperand><RightOperand><Constant>80</Constant></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>OR</Operator><LeftOperand><Compute><Operator>OR</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Document Type" Type="APM"/></LeftOperand><RightOperand><Constant>SIVA</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Document Type" Type="APM"/></LeftOperand><RightOperand><Constant>Lite Doc</Constant></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Document Type" Type="APM"/></LeftOperand><RightOperand><Constant>Limited Doc</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Brace></RightOperand></Compute></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>45</Constant></Expression></AssignValue></Assign></IfActions></Rule></Ruleset><Ruleset Id="2" Name="AltA-Max DTI Limits Calc Combo Ruleset" ExecuteType="1" Type="0"><Rule Id="2" Name="AltA-Max DTI 1000001 Combo"><IfMessages/><ElseMessages/><Condition><Expression><Brace><Compute><Operator>&gt;</Operator><LeftOperand><DPM Name="Combined Loan Amount" Type="DPM" Order="0" ProductType="3"/></LeftOperand><RightOperand><Constant>1000000</Constant></RightOperand></Compute></Brace></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>42</Constant></Expression></AssignValue></Assign></IfActions></Rule><Rule Id="4" Name="AltA-Max DTI Texas Cash Out"><IfMessages/><ElseMessages/><Condition><Expression><Compute><Operator>AND</Operator><LeftOperand><Compute><Operator>AND</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Occupancy" Type="APM"/></LeftOperand><RightOperand><Constant>PrimaryResidence</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><DPM Name="Purpose Abbrev" Type="DPM" Order="0" ProductType="6"/></LeftOperand><RightOperand><Constant>CO</Constant></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="State of the Subject Property" Type="APM"/></LeftOperand><RightOperand><Constant>TX</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>45</Constant></Expression></AssignValue></Assign></IfActions></Rule><Rule Id="3" Name="AltA-MaxDti55IOFullDocCombo"><IfMessages/><ElseMessages/><Condition><Expression><Compute><Operator>AND</Operator><LeftOperand><Compute><Operator>AND</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><DPM Name="Doc Type Abbrev" Type="DPM" Order="0" ProductType="6"/></LeftOperand><RightOperand><Constant>Full Doc</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>&lt;=</Operator><LeftOperand><DPM Name="Combined Loan Amount" Type="DPM" Order="0" ProductType="3"/></LeftOperand><RightOperand><Constant>1000000</Constant></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>OR</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Amortization Type-PDT" Type="PRD"/></LeftOperand><RightOperand><Constant>IOARM</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Amortization Type-PDT" Type="PRD"/></LeftOperand><RightOperand><Constant>IOFixed</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Brace></RightOperand></Compute></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>55</Constant></Expression></AssignValue></Assign></IfActions></Rule><Rule Id="7" Name="AltA-MaxDti55IOFullDocHelocCombo"><IfMessages/><ElseMessages/><Condition><Expression><Compute><Operator>AND</Operator><LeftOperand><Compute><Operator>AND</Operator><LeftOperand><Compute><Operator>AND</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><DPM Name="Doc Type Abbrev" Type="DPM" Order="0" ProductType="6"/></LeftOperand><RightOperand><Constant>Full Doc</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>&lt;=</Operator><LeftOperand><DPM Name="Combined Loan Amount" Type="DPM" Order="0" ProductType="3"/></LeftOperand><RightOperand><Constant>1000000</Constant></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>OR</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Amortization Type-PDT" Type="PRD"/></LeftOperand><RightOperand><Constant>IOARM</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Amortization Type-PDT" Type="PRD"/></LeftOperand><RightOperand><Constant>IOFixed</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><DPM Name="Amort Type 2nd" Type="DPM" Order="0" ProductType="6"/></LeftOperand><RightOperand><Constant>HELOC</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>55</Constant></Expression></AssignValue></Assign></IfActions></Rule><Rule Id="6" Name="AltA-Max DTI 1000000 Combo"><IfMessages/><ElseMessages/><Condition><Expression><Compute><Operator>AND</Operator><LeftOperand><Compute><Operator>AND</Operator><LeftOperand><Brace><Compute><Operator>OR</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Occupancy" Type="APM"/></LeftOperand><RightOperand><Constant>PrimaryResidence</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Occupancy" Type="APM"/></LeftOperand><RightOperand><Constant>SecondaryResidence</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>&lt;=</Operator><LeftOperand><DPM Name="CLTV" Type="DSM" Order="0" ProductType="5"/></LeftOperand><RightOperand><Constant>80</Constant></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>&lt;=</Operator><LeftOperand><DPM Name="Combined Loan Amount" Type="DPM" Order="0" ProductType="3"/></LeftOperand><RightOperand><Constant>1000000</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>55</Constant></Expression></AssignValue></Assign></IfActions><ElseActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>50</Constant></Expression></AssignValue></Assign></ElseActions></Rule><Rule Id="9" Name="MaxDTIReducedDocTypes-AltA"><IfMessages><Message Type="Observation"><![CDATA[Max DTI reduced to 45 for reduced doc type.]]></Message></IfMessages><ElseMessages/><Condition><Expression><Compute><Operator>AND</Operator><LeftOperand><Compute><Operator>AND</Operator><LeftOperand><Brace><Compute><Operator>&gt;</Operator><LeftOperand><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></LeftOperand><RightOperand><Constant>45</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>&gt;</Operator><LeftOperand><DPM Name="LTV" Type="DSM" Order="0" ProductType="4"/></LeftOperand><RightOperand><Constant>80</Constant></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>OR</Operator><LeftOperand><Compute><Operator>OR</Operator><LeftOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Document Type" Type="APM"/></LeftOperand><RightOperand><Constant>SIVA</Constant></RightOperand></Compute></Brace></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Document Type" Type="APM"/></LeftOperand><RightOperand><Constant>Lite Doc</Constant></RightOperand></Compute></Brace></RightOperand></Compute></LeftOperand><RightOperand><Brace><Compute><Operator>==</Operator><LeftOperand><PPM Name="Document Type" Type="APM"/></LeftOperand><RightOperand><Constant>Limited Doc</Constant></RightOperand></Compute></Brace></RightOperand></Compute></Brace></RightOperand></Compute></Expression></Condition><IfActions><Assign><AssignTo><DPM Name="Max DTI" Type="DSM" Order="0" ProductType="4"/></AssignTo><AssignValue><Expression><Constant>45</Constant></Expression></AssignValue></Assign></IfActions></Rule></Ruleset></Guideline><LOOKUPS></LOOKUPS></GuidelineRoot>