wirecard_sepa 0.0.1

data/lib/wirecard_sepa/utils/template.rb

@@ -0,0 +1,35 @@
+module WirecardSepa
+  module Utils
+    class Template
+      attr_reader :request
+
+      def initialize(request)
+        @request = request
+      end
+
+      def to_xml
+        xml_template = File.read template_path
+        xml_template.gsub /{{\w+}}/, request_params
+      end
+
+      private
+
+      def request_params
+        request.params.each_with_object({}) do |(k,v), h|
+          h["{{#{k.upcase}}}"] = v
+        end
+      end
+
+      def template_path
+        File.expand_path "../../../templates/#{template_file}", __FILE__
+      end
+
+      def template_file
+        request.class.name.
+          gsub(/(.)([A-Z])/, '\1_\2').
+          gsub('::_', '/').
+          downcase + '.xml'
+      end
+    end
+  end
+end

data/lib/wirecard_sepa/version.rb

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+module WirecardSepa
+  VERSION = '0.0.1'
+end

data/lib/wirecard_sepa.rb

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+require 'nokogiri'
+require 'wirecard_sepa/version'
+require 'wirecard_sepa/errors'
+require 'wirecard_sepa/utils/template'
+require 'wirecard_sepa/utils/params_validator'
+require 'wirecard_sepa/direct_debit/request'
+require 'wirecard_sepa/direct_debit/response'
+require 'wirecard_sepa/recurring/first_request'
+require 'wirecard_sepa/recurring/first_response'
+require 'wirecard_sepa/recurring/recurring_request'
+require 'wirecard_sepa/recurring/recurring_response'
+require 'wirecard_sepa/config'
+require 'wirecard_sepa/gateway'
+
+module WirecardSepa
+  SANDBOX_URL = 'https://api-test.wirecard.com/engine/rest/paymentmethods/'
+  LIVE_URL    = ''
+
+  def self.sandbox!
+    @live = true
+  end
+
+  def self.sandboxed?
+    !@live
+  end
+
+  def self.gateway_url
+    sandboxed? ? SANDBOX_URL : LIVE_URL
+  end
+end

data/spec/lib/wirecard_sepa/config_spec.rb

@@ -0,0 +1,52 @@
+require 'spec_helper'
+
+describe WirecardSepa::Config do
+  let(:config) { described_class.new(valid_params) }
+  let(:valid_params) do
+    {
+      http_auth_username: 'alice',
+      http_auth_password: 'secret',
+      merchant_account_id: '123',
+      creditor_id: '31415',
+    }
+  end
+
+  describe '#initialize' do
+    it 'raises an Error when unexpected param keys are provided' do
+      expect {
+        described_class.new(valid_params.merge({ unexpected_key: 'foo' }))
+      }.to raise_error WirecardSepa::Errors::InvalidParamsError
+    end
+  end
+
+  describe '#request_params' do
+    it 'returns the params for the request' do
+      expect(config.request_params).to eq({
+        merchant_account_id: '123',
+        creditor_id: '31415',
+      })
+    end
+  end
+
+  describe '#http_auth_username' do
+    it 'returns the http auth username' do
+      expect(config.http_auth_username).to eq 'alice'
+    end
+  end
+
+  describe '#http_auth_password' do
+    it 'returns the http auth password' do
+      expect(config.http_auth_password).to eq 'secret'
+    end
+  end
+
+  describe '.for_sandbox' do
+    it 'returns a config object with the correct sandbox settings' do
+      config = described_class.for_sandbox
+      expect(config[:http_auth_username]).to eq '70000-APITEST-AP'
+      expect(config[:http_auth_password]).to eq 'qD2wzQ_hrc!8'
+      expect(config[:merchant_account_id]).to eq '4c901196-eff7-411e-82a3-5ef6b6860d64'
+      expect(config[:creditor_id]).to eq 'abcdef'
+    end
+  end
+end

data/spec/lib/wirecard_sepa/direct_debit/request_spec.rb

@@ -0,0 +1,34 @@
+require 'spec_helper'
+
+describe WirecardSepa::DirectDebit::Request do
+  subject { described_class.new(params) }
+  let(:params) do
+    {
+      merchant_account_id: 'eefc804c-f9d3-43a8-bd15-a1c92de10000',
+      request_id: '7f55aacb-3e15-4185-b80f-1e0ad5b51d6c',
+      requested_amount: '10.01',
+      account_holder_first_name: 'John',
+      account_holder_last_name: 'Doe',
+      bank_account_iban: 'DE42512308000000060004',
+      bank_account_bic: 'WIREDEMMXXX',
+      mandate_id: '12345678',
+      mandate_signed_date: '2013-09-24',
+      creditor_id: 'DE98ZZZ09999999999',
+    }
+  end
+
+  describe '#initialize' do
+    it 'raises an Error when unexpected param keys are provided' do
+      expect {
+        described_class.new({ unexpected_key: 'foo' })
+      }.to raise_error WirecardSepa::Errors::InvalidParamsError
+    end
+  end
+
+  describe '#to_xml' do
+    it 'builds the correct xml' do
+      expected_xml = read_support_file('direct_debit/success/request.xml')
+      expect(subject.to_xml).to eq expected_xml
+    end
+  end
+end

data/spec/lib/wirecard_sepa/direct_debit/response_spec.rb

@@ -0,0 +1,32 @@
+require 'spec_helper'
+
+describe WirecardSepa::DirectDebit::Response do
+  let(:success_xml) { read_support_file('direct_debit/success/response.xml') }
+  let(:failure_xml) { read_support_file('direct_debit/failure/response.xml') }
+
+  let(:success_response) { described_class.new success_xml }
+  let(:failure_response) { described_class.new failure_xml }
+
+  describe '#params' do
+    context 'for a successful response' do
+      let(:params) { success_response.params }
+
+      it('params[:transaction_id]')     { expect(params[:transaction_id]).to eq '3971c2d8-250f-11e3-8d4b-005056a97162' }
+      it('params[:transaction_state]')  { expect(params[:transaction_state]).to eq 'success' }
+      it('params[:status_code]')        { expect(params[:status_code]).to eq '201.0000' }
+      it('params[:status_description]') { expect(params[:status_description]).to eq 'The resource was successfully created.' }
+      it('params[:due_date]')           { expect(params[:due_date]).to eq '2013-10-03' }
+      it('params[:reference_id]')       { expect(params[:reference_id]).to eq '33F7A4D125' }
+    end
+  end
+
+  describe '#success?' do
+    it 'returns true for a succesful response' do
+      expect(success_response.success?).to eq true
+    end
+
+    it 'returns false for a failure response' do
+      expect(failure_response.success?).to eq false
+    end
+  end
+end

data/spec/lib/wirecard_sepa/gateway_spec.rb

@@ -0,0 +1,65 @@
+require 'spec_helper'
+
+describe WirecardSepa::Gateway do
+  let(:config)  { WirecardSepa::Config.for_sandbox }
+  let(:gateway) { described_class.new(config) }
+
+  describe '#debit(params)' do
+    let(:params) do
+      {
+        requested_amount: '12.12',
+        account_holder_first_name: 'John',
+        account_holder_last_name: 'Doe',
+        bank_account_iban: 'DE42512308000000060004',
+        bank_account_bic: 'WIREDEMMXXX',
+        mandate_id: '1235678',
+        mandate_signed_date: '2013-09-24',
+      }
+    end
+
+    it 'posts the correct XML' do
+      # TODO: Record response from wirecard
+      response = gateway.debit(params)
+      # FIXME: For some reason wirecard always returns the following error:
+      # "The Request Identifier has not been provided.  Please check your input and try again."
+      # Status-Code: 400.1010
+      # expect(response).to be_success
+    end
+  end
+
+  describe '#recurring_init(params)' do
+    let(:params) do
+      {
+        requested_amount: '15.00',
+        account_holder_first_name: 'Bob',
+        account_holder_last_name: 'Hawk',
+        bank_account_iban: 'DE11512308000000060002',
+        bank_account_bic: 'WIREDEMMXXX',
+        mandate_id: '2356789',
+        mandate_signed_date: '2013-08-11',
+      }
+    end
+
+    it 'posts the correct XML' do
+      response = gateway.recurring_init(params)
+      # FIXME: For some reason wirecard always returns the following error:
+      # "The Request Identifier has not been provided. Please check your input and try again."
+      # Status-Code: 400.1010
+      # expect(response).to be_success
+    end
+  end
+
+  describe '#recurring_process(params)' do
+    let(:params) do
+      { parent_transaction_id: 'e6604f91-663c-11e3-a07b-18037336c0b3' }
+    end
+
+    it 'posts the correct XML' do
+      response = gateway.recurring_process(params)
+      # FIXME: For some reason wirecard always returns the following error:
+      # "The Request Identifier has not been provided. Please check your input and try again."
+      # Status-Code: 400.1010
+      # expect(response).to be_success
+    end
+  end
+end

data/spec/lib/wirecard_sepa/recurring/first_request_spec.rb

@@ -0,0 +1,34 @@
+require 'spec_helper'
+
+describe WirecardSepa::Recurring::FirstRequest do
+  subject { described_class.new(params) }
+  let(:params) do
+    {
+      merchant_account_id: 'eefc804c-f9d3-43a8-bd15-a1c92de10000',
+      request_id: '67366dbf-c68c-4f4e-a14b-69db83fbdd20',
+      requested_amount: '20.02',
+      account_holder_first_name: 'John',
+      account_holder_last_name: 'Doe',
+      bank_account_iban: 'DE42512308000000060004',
+      bank_account_bic: 'WIREDEMMXXX',
+      mandate_id: '12345678',
+      mandate_signed_date: '2013-12-19',
+      creditor_id: 'DE98ZZZ09999999999',
+    }
+  end
+
+  describe '#initialize' do
+    it 'raises an Error when unexpected param keys are provided' do
+      expect {
+        described_class.new({ unexpected_key: 'foo' })
+      }.to raise_error WirecardSepa::Errors::InvalidParamsError
+    end
+  end
+
+  describe '#to_xml' do
+    it 'builds the correct xml' do
+      expected_xml = read_support_file('recurring/success/first_request.xml')
+      expect(subject.to_xml).to eq expected_xml
+    end
+  end
+end

data/spec/lib/wirecard_sepa/recurring/first_response_spec.rb

@@ -0,0 +1,25 @@
+require 'spec_helper'
+
+describe WirecardSepa::Recurring::FirstResponse do
+  let(:success_xml) { read_support_file('recurring/success/first_response.xml') }
+  let(:success_response) { described_class.new success_xml }
+
+  describe '#params' do
+    context 'for a successful response' do
+      let(:params) { success_response.params }
+
+      it('params[:transaction_id]')     { expect(params[:transaction_id]).to eq 'e6604f91-663c-11e3-a07b-18037336c0b3' }
+      it('params[:transaction_state]')  { expect(params[:transaction_state]).to eq 'success' }
+      it('params[:status_code]')        { expect(params[:status_code]).to eq '201.0000' }
+      it('params[:status_description]') { expect(params[:status_description]).to eq 'The resource was successfully created.' }
+      it('params[:due_date]')           { expect(params[:due_date]).to eq '2014-01-02' }
+      it('params[:reference_id]')       { expect(params[:reference_id]).to eq '5A00C85484' }
+    end
+  end
+
+  describe '#success?' do
+    it 'returns true for a succesful response' do
+      expect(success_response.success?).to eq true
+    end
+  end
+end

data/spec/lib/wirecard_sepa/recurring/recurring_request_spec.rb

@@ -0,0 +1,28 @@
+require 'spec_helper'
+
+describe WirecardSepa::Recurring::RecurringRequest do
+  subject { described_class.new(params) }
+  let(:params) do
+    {
+      merchant_account_id: 'eefc804c-f9d3-43a8-bd15-a1c92de10000',
+      request_id: '55566dbf-c68c-4f4e-a14b-69db83fbd555',
+      parent_transaction_id: 'e6604f91-663c-11e3-a07b-18037336c0b3',
+    }
+  end
+
+  describe '#initialize' do
+    it 'raises an Error when unexpected param keys are provided' do
+      expect {
+        described_class.new({ unexpected_key: 'foo' })
+      }.to raise_error WirecardSepa::Errors::InvalidParamsError
+    end
+  end
+
+  describe '#to_xml' do
+    it 'builds the correct xml' do
+      expected_xml = read_support_file('recurring/success/recurring_request.xml')
+      expect(subject.to_xml).to eq expected_xml
+    end
+  end
+end
+

data/spec/lib/wirecard_sepa/recurring/recurring_response_spec.rb

@@ -0,0 +1,25 @@
+require 'spec_helper'
+
+describe WirecardSepa::Recurring::RecurringResponse do
+  let(:success_xml) { read_support_file('recurring/success/recurring_response.xml') }
+  let(:success_response) { described_class.new success_xml }
+
+  describe '#params' do
+    context 'for a successful response' do
+      let(:params) { success_response.params }
+
+      it('params[:transaction_id]')     { expect(params[:transaction_id]).to eq 'e6604f91-663c-11e3-a07b-18037336c0b3' }
+      it('params[:transaction_state]')  { expect(params[:transaction_state]).to eq 'success' }
+      it('params[:status_code]')        { expect(params[:status_code]).to eq '201.0000' }
+      it('params[:status_description]') { expect(params[:status_description]).to eq 'The resource was successfully created.' }
+      it('params[:due_date]')           { expect(params[:due_date]).to eq '2014-01-02' }
+      it('params[:reference_id]')       { expect(params[:reference_id]).to eq '6A11C85484' }
+    end
+  end
+
+  describe '#success?' do
+    it 'returns true for a succesful response' do
+      expect(success_response.success?).to eq true
+    end
+  end
+end

data/spec/lib/wirecard_sepa_spec.rb

@@ -0,0 +1,4 @@
+require 'spec_helper'
+
+describe WirecardSepa do
+end

data/spec/spec_helper.rb

@@ -0,0 +1,15 @@
+require 'simplecov'
+require 'byebug'
+
+# FIXME
+# SimpleCov.adapters.define 'gem' do
+#   add_filter '/spec/'
+#   add_filter '/autotest/'
+#   add_group 'Libraries', '/lib/'
+# end
+# SimpleCov.start 'gem'
+def read_support_file(file_path)
+  File.read File.expand_path("../support/#{file_path}", __FILE__)
+end
+
+require 'wirecard_sepa'

data/spec/support/direct_debit/failure/request.xml

@@ -0,0 +1,19 @@
+<payment xmlns="http://www.elastic-payments.com/schema/payment">
+  <merchant-account-id>eefc804c-f9d3-43a8-bd15-a1c92de10000</merchant-account-id>
+  <request-id>6bc1f033-ed85-4363-955c-94d70b55f57f</request-id>
+  <transaction-type>debit</transaction-type>
+  <requested-amount currency="EUR">10.01</requested-amount>
+  <payment-methods>
+    <payment-method name="sepadirectdebit" />
+  </payment-methods>
+  <bank-account>
+    <iban>DE42512308000000060004</iban>
+    <bic>WIREDEMMXXX</bic>
+  </bank-account>
+  <mandate>
+    <mandate-id>12345678</mandate-id>
+    <signed-date>2013-09-24</signed-date>
+  </mandate>
+  <creditor-id>DE98ZZZ09999999999</creditor-id>
+</payment>
+

data/spec/support/direct_debit/failure/response.xml

@@ -0,0 +1,25 @@
+<payment xmlns="http://www.elastic-payments.com/schema/payment">
+  <merchant-account-id>eefc804c-f9d3-43a8-bd15-a1c92de10000</merchant-account-id>
+  <transaction-id>4185215e-250f-11e3-8d4b-005056a97162</transaction-id>
+  <request-id>6bc1f033-ed85-4363-955c-94d70b55f57f</request-id>
+  <transaction-type>debit</transaction-type>
+  <transaction-state>failed</transaction-state>
+  <completion-time-stamp>2013-09-24T11:48:40.583Z</completion-time-stamp>
+  <statuses>
+    <status code="400.1007" description="The account holder information has not been provided. Please check your input and try again. " severity="error" />
+  </statuses>
+  <requested-amount currency="EUR">10.01</requested-amount>
+  <payment-methods>
+    <payment-method name="sepadirectdebit" />
+  </payment-methods>
+  <bank-account>
+    <iban>DE42512308000000060004</iban>
+    <bic>WIREDEMMXXX</bic>
+  </bank-account>
+  <mandate>
+    <mandate-id>12345678</mandate-id>
+    <signed-date>2013-09-24</signed-date>
+  </mandate>
+  <creditor-id>DE98ZZZ09999999999</creditor-id>
+</payment>
+

data/spec/support/direct_debit/success/request.xml

@@ -0,0 +1,23 @@
+<payment xmlns="http://www.elastic-payments.com/schema/payment">
+  <merchant-account-id>eefc804c-f9d3-43a8-bd15-a1c92de10000</merchant-account-id>
+  <request-id>7f55aacb-3e15-4185-b80f-1e0ad5b51d6c</request-id>
+  <transaction-type>pending-debit</transaction-type>
+  <requested-amount currency="EUR">10.01</requested-amount>
+  <account-holder>
+    <first-name>John</first-name>
+    <last-name>Doe</last-name>
+  </account-holder>
+  <payment-methods>
+    <payment-method name="sepadirectdebit"/>
+  </payment-methods>
+  <bank-account>
+    <iban>DE42512308000000060004</iban>
+    <bic>WIREDEMMXXX</bic>
+  </bank-account>
+ <mandate>
+    <mandate-id>12345678</mandate-id>
+    <signed-date>2013-09-24</signed-date>
+  </mandate>
+  <creditor-id>DE98ZZZ09999999999</creditor-id>
+</payment>
+

data/spec/support/direct_debit/success/response.xml

@@ -0,0 +1,31 @@
+<payment xmlns="http://www.elastic-payments.com/schema/payment">
+  <merchant-account-id>eefc804c-f9d3-43a8-bd15-a1c92de10000</merchant-account-id>
+  <transaction-id>3971c2d8-250f-11e3-8d4b-005056a97162</transaction-id>
+  <request-id>7f55aacb-3e15-4185-b80f-1e0ad5b51d6c</request-id>
+  <transaction-type>debit</transaction-type>
+  <transaction-state>success</transaction-state>
+  <completion-time-stamp>2013-09-24T11:48:27.528Z</completion-time-stamp>
+  <statuses>
+    <status code="201.0000" description="The resource was successfully created." severity="information" />
+  </statuses>
+  <requested-amount currency="EUR">10.01</requested-amount>
+  <account-holder>
+    <first-name>John</first-name>
+    <last-name>Doe</last-name>
+  </account-holder>
+  <payment-methods>
+    <payment-method name="sepadirectdebit" />
+  </payment-methods>
+  <bank-account>
+    <iban>DE42512308000000060004</iban>
+    <bic>WIREDEMMXXX</bic>
+  </bank-account>
+  <mandate>
+    <mandate-id>12345678</mandate-id>
+    <signed-date>2013-09-24</signed-date>
+  </mandate>
+  <creditor-id>DE98ZZZ09999999999</creditor-id>
+  <due-date>2013-10-03</due-date>
+  <provider-transaction-reference-id>33F7A4D125</provider-transaction-reference-id>
+</payment>
+

data/spec/support/recurring/failure/recurring_request.xml

@@ -0,0 +1,27 @@
+<payment xmlns="http://www.elastic-payments.com/schema/payment">
+  <merchant-account-id>eefc804c-f9d3-43a8-bd15-a1c92de10000</merchant-account-id>
+  <request-id>05913099-b20e-4e2b-a8b0-e28fa9ea700c</request-id>
+  <transaction-type>debit</transaction-type>
+  <requested-amount currency="EUR">20.02</requested-amount>
+  <account-holder>
+    <first-name>John</first-name>
+    <last-name>Doe</last-name>
+  </account-holder>
+  <payment-methods>
+    <payment-method name="sepadirectdebit" />
+  </payment-methods>
+  <bank-account>
+    <iban />
+    <bic>WIREDEMMXXX</bic>
+  </bank-account>
+  <mandate>
+    <mandate-id>12345678</mandate-id>
+    <signed-date>2013-12-19</signed-date>
+  </mandate>
+  <creditor-id>DE98ZZZ09999999999</creditor-id>
+  <periodic>
+    <periodic-type>recurring</periodic-type>
+    <sequence-type>recurring</sequence-type>
+  </periodic>
+</payment>
+

data/spec/support/recurring/failure/recurring_response.xml

@@ -0,0 +1,33 @@
+<payment xmlns="http://www.elastic-payments.com/schema/payment">
+  <merchant-account-id>eefc804c-f9d3-43a8-bd15-a1c92de10000</merchant-account-id>
+  <transaction-id>5d21ee54-663d-11e3-a07b-18037336c0b3</transaction-id>
+  <request-id>05913099-b20e-4e2b-a8b0-e28fa9ea700c</request-id>
+  <transaction-type>debit</transaction-type>
+  <transaction-state>failed</transaction-state>
+  <completion-time-stamp>2013-12-19T10:32:21.000Z</completion-time-stamp>
+  <statuses>
+    <status code="400.1021" description=" No Parent Transaction Id.The Parent Transaction Id is required, and not provided." severity="error" />
+  </statuses>
+  <requested-amount currency="EUR">20.02</requested-amount>
+  <account-holder>
+    <first-name>John</first-name>
+    <last-name>Doe</last-name>
+  </account-holder>
+  <payment-methods>
+    <payment-method name="sepadirectdebit" />
+  </payment-methods>
+  <bank-account>
+    <iban />
+    <bic>WIREDEMMXXX</bic>
+  </bank-account>
+  <mandate>
+    <mandate-id>12345678</mandate-id>
+    <signed-date>2013-12-19</signed-date>
+  </mandate>
+  <creditor-id>DE98ZZZ09999999999</creditor-id>
+  <periodic>
+    <periodic-type>recurring</periodic-type>
+    <sequence-type>recurring</sequence-type>
+  </periodic>
+</payment>
+

data/spec/support/recurring/success/first_request.xml

@@ -0,0 +1,27 @@
+<payment xmlns="http://www.elastic-payments.com/schema/payment">
+  <merchant-account-id>eefc804c-f9d3-43a8-bd15-a1c92de10000</merchant-account-id>
+  <request-id>67366dbf-c68c-4f4e-a14b-69db83fbdd20</request-id>
+  <transaction-type>debit</transaction-type>
+  <requested-amount currency="EUR">20.02</requested-amount>
+  <account-holder>
+    <first-name>John</first-name>
+    <last-name>Doe</last-name>
+  </account-holder>
+  <payment-methods>
+    <payment-method name="sepadirectdebit" />
+  </payment-methods>
+  <bank-account>
+    <iban>DE42512308000000060004</iban>
+    <bic>WIREDEMMXXX</bic>
+  </bank-account>
+  <mandate>
+    <mandate-id>12345678</mandate-id>
+    <signed-date>2013-12-19</signed-date>
+  </mandate>
+  <creditor-id>DE98ZZZ09999999999</creditor-id>
+  <periodic>
+    <periodic-type>recurring</periodic-type>
+    <sequence-type>first</sequence-type>
+  </periodic>
+</payment>
+

data/spec/support/recurring/success/first_response.xml

@@ -0,0 +1,34 @@
+<payment xmlns="http://www.elastic-payments.com/schema/payment">
+  <merchant-account-id>eefc804c-f9d3-43a8-bd15-a1c92de10000</merchant-account-id>
+  <transaction-id>e6604f91-663c-11e3-a07b-18037336c0b3</transaction-id>
+  <request-id>67366dbf-c68c-4f4e-a14b-69db83fbdd20</request-id>
+  <transaction-type>debit</transaction-type>
+  <transaction-state>success</transaction-state>
+  <completion-time-stamp>2013-12-19T10:29:02.000Z</completion-time-stamp>
+  <statuses>
+    <status code="201.0000" description="The resource was successfully created." severity="information" />
+  </statuses>
+  <requested-amount currency="EUR">20.02</requested-amount>
+  <account-holder>
+    <first-name>John</first-name>
+    <last-name>Doe</last-name>
+  </account-holder>
+  <payment-methods>
+    <payment-method name="sepadirectdebit" />
+  </payment-methods>
+  <bank-account>
+    <iban>DE42512308000000060004</iban>
+    <bic>WIREDEMMXXX</bic>
+  </bank-account>
+  <mandate>
+    <mandate-id>12345678</mandate-id>
+    <signed-date>2013-12-19</signed-date>
+  </mandate>
+  <creditor-id>DE98ZZZ09999999999</creditor-id>
+  <due-date>2014-01-02</due-date>
+  <periodic>
+    <periodic-type>recurring</periodic-type>
+    <sequence-type>first</sequence-type>
+  </periodic>
+  <provider-transaction-reference-id>5A00C85484</provider-transaction-reference-id>
+</payment>

data/spec/support/recurring/success/recurring_request.xml

@@ -0,0 +1,13 @@
+<payment xmlns="http://www.elastic-payments.com/schema/payment">
+  <merchant-account-id>eefc804c-f9d3-43a8-bd15-a1c92de10000</merchant-account-id>
+  <request-id>55566dbf-c68c-4f4e-a14b-69db83fbd555</request-id>
+  <transaction-type>debit</transaction-type>
+  <parent-transaction-id>e6604f91-663c-11e3-a07b-18037336c0b3</parent-transaction-id>
+  <payment-methods>
+    <payment-method name="sepadirectdebit" />
+  </payment-methods>
+  <periodic>
+    <periodic-type>recurring</periodic-type>
+    <sequence-type>recurring</sequence-type>
+  </periodic>
+</payment>