sepa_rator 1.2.0 → 1.3.1

checksums.yaml

@@ -1,7 +1,7 @@
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data/README.md

@@ -28,6 +28,7 @@ national variants (CFONB for France, DK/DFÜ for Germany, …) first-class.
 | SPS 🇨🇭 | `Profiles::SPS` | `country: :ch` | `SCT_03`, `SCT_09`, `SCT_13` | `SDD_02`, `SDD_08`, `SDD_12` |
 | GB 🇬🇧 | `Profiles::GB` | `country: :gb` | `SCT_03`, `SCT_09`, `SCT_13` | `SDD_02`, `SDD_08`, `SDD_12` |
 | AT / PSA 🇦🇹 | `Profiles::AT` | `country: :at` | `SCT_03`, `SCT_09`, `SCT_13` | `SDD_02`, `SDD_08`, `SDD_12` |
+| NL 🇳🇱 | `Profiles::NL` | `country: :nl` | `SCT_03`, `SCT_09`, `SCT_13` | `SDD_02`, `SDD_08`, `SDD_12` |
 
 For the full per-profile detail (XSD, constraints, capabilities), see [DOCUMENTATION.md](DOCUMENTATION.md#supported-profiles-and-schemas). Adding a new country is a single file in `lib/sepa_rator/profiles/` plus entries in `lib/sepa_rator/profiles/country_defaults.rb`.
 

data/lib/sepa_rator/account/debtor_account.rb

@@ -2,12 +2,14 @@
 
 module SEPA
   class DebtorAccount < Account
-    attr_accessor :initiating_party_identifier, :initiating_party_lei, :initiating_party_bic
+    attr_accessor :initiating_party_identifier, :initiating_party_scheme, :initiating_party_lei, :initiating_party_bic
 
     convert :initiating_party_identifier, to: :text
+    convert :initiating_party_scheme,     to: :text
     # Max256Text (v13 GenericOrganisationIdentification3); stricter v03/v09
     # limits are enforced by XSD validation at output time.
     validates_length_of :initiating_party_identifier, within: 1..256, allow_nil: true
+    validates_length_of :initiating_party_scheme,     within: 1..35,  allow_nil: true
     validates_with LEIValidator, field_name: :initiating_party_lei, message: 'is invalid'
     validates_with BICValidator, field_name: :initiating_party_bic, message: 'is invalid'
 
@@ -15,7 +17,8 @@ module SEPA
       return unless initiating_party_identifier || initiating_party_bic || initiating_party_lei
 
       build_organisation_id(builder, initiating_party_identifier, profile,
-                            lei: initiating_party_lei, org_bic: initiating_party_bic)
+                            lei: initiating_party_lei, org_bic: initiating_party_bic,
+                            scheme: initiating_party_scheme)
     end
   end
 end

data/lib/sepa_rator/profiles/country_defaults.rb

@@ -139,6 +139,26 @@ module SEPA
                             profile: GB::SDD_08)
       R.set_country_default(family: :direct_debit, country: :gb, version: :v02,
                             profile: GB::SDD_02)
+
+      # ── Netherlands → NL (Betaalvereniging) ──────────────────────
+
+      R.set_country_default(family: :credit_transfer, country: :nl, version: :latest,
+                            profile: NL::SCT_13)
+      R.set_country_default(family: :credit_transfer, country: :nl, version: :v13,
+                            profile: NL::SCT_13)
+      R.set_country_default(family: :credit_transfer, country: :nl, version: :v09,
+                            profile: NL::SCT_09)
+      R.set_country_default(family: :credit_transfer, country: :nl, version: :v03,
+                            profile: NL::SCT_03)
+
+      R.set_country_default(family: :direct_debit, country: :nl, version: :latest,
+                            profile: NL::SDD_12)
+      R.set_country_default(family: :direct_debit, country: :nl, version: :v12,
+                            profile: NL::SDD_12)
+      R.set_country_default(family: :direct_debit, country: :nl, version: :v08,
+                            profile: NL::SDD_08)
+      R.set_country_default(family: :direct_debit, country: :nl, version: :v02,
+                            profile: NL::SDD_02)
     end
   end
 end

data/lib/sepa_rator/profiles/nl.rb

@@ -0,0 +1,45 @@
+# frozen_string_literal: true
+
+module SEPA
+  module Profiles
+    # NL (Betaalvereniging / Dutch Payments Association) profiles.
+    # Dutch banks follow the EPC SEPA rulebook and add their own
+    # implementation guidelines on top — the Betaalvereniging NL IG C2B
+    # SCT/SDD 2023 v1.0 covers pain.001.001.09 and pain.008.001.08.
+    #
+    # NL profiles inherit everything from EPC and require postal addresses
+    # to be carried as structured fields (StrtNm, PstCd, TwnNm, …), enforced
+    # via `features.requires_structured_address`.
+    module NL
+      REQUIRES_STRUCTURED_ADDRESS = { requires_structured_address: true }.freeze
+
+      # ─── SEPA Credit Transfer ────────────────────────────────────────────
+
+      SCT_03 = ProfileRegistry.register(
+        EPC::SCT_03.with(id: 'nl.sct.03', features: REQUIRES_STRUCTURED_ADDRESS)
+      )
+
+      SCT_09 = ProfileRegistry.register(
+        EPC::SCT_09.with(id: 'nl.sct.09', features: REQUIRES_STRUCTURED_ADDRESS)
+      )
+
+      SCT_13 = ProfileRegistry.register(
+        EPC::SCT_13.with(id: 'nl.sct.13', features: REQUIRES_STRUCTURED_ADDRESS)
+      )
+
+      # ─── SEPA Direct Debit ───────────────────────────────────────────────
+
+      SDD_02 = ProfileRegistry.register(
+        EPC::SDD_02.with(id: 'nl.sdd.02', features: REQUIRES_STRUCTURED_ADDRESS)
+      )
+
+      SDD_08 = ProfileRegistry.register(
+        EPC::SDD_08.with(id: 'nl.sdd.08', features: REQUIRES_STRUCTURED_ADDRESS)
+      )
+
+      SDD_12 = ProfileRegistry.register(
+        EPC::SDD_12.with(id: 'nl.sdd.12', features: REQUIRES_STRUCTURED_ADDRESS)
+      )
+    end
+  end
+end

data/lib/sepa_rator/version.rb

@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module SEPA
-  VERSION = '1.2.0'
+  VERSION = '1.3.1'
 end

data/lib/sepa_rator.rb

@@ -72,6 +72,7 @@ require 'sepa_rator/profiles/dk'
 require 'sepa_rator/profiles/sps'
 require 'sepa_rator/profiles/gb'
 require 'sepa_rator/profiles/at'
+require 'sepa_rator/profiles/nl'
 
 # Country defaults must load AFTER all variant profiles have been defined.
 require 'sepa_rator/profiles/country_defaults'

metadata

@@ -1,7 +1,7 @@
 --- !ruby/object:Gem::Specification
 name: sepa_rator
 version: !ruby/object:Gem::Version
-  version: 1.2.0
+  version: 1.3.1
 platform: ruby
 authors:
 - Georg Leciejewski
@@ -148,6 +148,7 @@ files:
 - lib/sepa_rator/profiles/epc.rb
 - lib/sepa_rator/profiles/gb.rb
 - lib/sepa_rator/profiles/iso.rb
+- lib/sepa_rator/profiles/nl.rb
 - lib/sepa_rator/profiles/sps.rb
 - lib/sepa_rator/transaction.rb
 - lib/sepa_rator/transaction/credit_transfer_transaction.rb