sepa_rator 1.1.0 → 1.3.0

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Files changed (24) hide show
  1. checksums.yaml +4 -4
  2. data/README.md +19 -16
  3. data/lib/schema/at/pain.001.001.03.at.004.xsd +1942 -0
  4. data/lib/schema/at/pain.001.001.03.xsd +921 -0
  5. data/lib/schema/at/pain.001.001.09.at.005.xsd +2094 -0
  6. data/lib/schema/at/pain.001.001.09.xsd +1114 -0
  7. data/lib/schema/at/pain.001.codelists.xsd +4680 -0
  8. data/lib/schema/at/pain.001_codelists.xsd +6314 -0
  9. data/lib/schema/at/pain.008.001.02.at.004.xsd +2204 -0
  10. data/lib/schema/at/pain.008.001.02.xsd +879 -0
  11. data/lib/schema/at/pain.008.001.08.at.004.xsd +2185 -0
  12. data/lib/schema/at/pain.008.001.08.xsd +1106 -0
  13. data/lib/schema/at/pain.008.codelists.xsd +3111 -0
  14. data/lib/schema/at/pain.008_codelists.xsd +6275 -0
  15. data/lib/sepa_rator/concerns/schema_validation.rb +3 -1
  16. data/lib/sepa_rator/profiles/at.rb +65 -0
  17. data/lib/sepa_rator/profiles/country_defaults.rb +60 -0
  18. data/lib/sepa_rator/profiles/gb.rb +70 -0
  19. data/lib/sepa_rator/profiles/nl.rb +45 -0
  20. data/lib/sepa_rator/validators/dk/min_amount.rb +4 -19
  21. data/lib/sepa_rator/validators/min_amount.rb +22 -0
  22. data/lib/sepa_rator/version.rb +1 -1
  23. data/lib/sepa_rator.rb +4 -0
  24. metadata +17 -1
checksums.yaml CHANGED
@@ -1,7 +1,7 @@
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  SHA256:
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- data.tar.gz: b6f0ec529bec02449479008d60583873b7d606e027dbb226da95527c2e5eeb3a
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  SHA512:
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- data.tar.gz: 7d4015b5109e027a038f772299e4ab97d50d21caf59521559640fae1f49c37d23c9c30e0375c954667abf11b5fe6f051c0a0611d62f130d4b6d8141a8384762a
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data/README.md CHANGED
@@ -8,10 +8,8 @@ national variants (CFONB for France, DK/DFÜ for Germany, …) first-class.
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  ## Features
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- - **Credit Transfer** (`pain.001`) — schemas `.001.13`, `.001.09`, `.003.03`, `.002.03`, `.001.03`
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- - **Direct Debit** (`pain.008`) — schemas `.001.12`, `.001.08`, `.003.02`, `.002.02`, `.001.02`
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- - **National profiles** — `CFONB` (🇫🇷), `DK/DFÜ` (🇩🇪), generic `EPC` SEPA
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- - Resolves the right profile from a simple `country: :fr` hint
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+ - **Credit Transfer** (`pain.001`) and **Direct Debit** (`pain.008`) across 7 profile families (see table below)
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+ - Resolves the right profile from a simple `country: :fr` hint — falls back to generic EPC for unlisted countries
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  - Full XSD validation on every generated XML
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  - Postal addresses, contact details, LEI, regulatory reporting
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  - Flexible charge bearer (SLEV, DEBT, CRED, SHAR)
@@ -19,6 +17,21 @@ national variants (CFONB for France, DK/DFÜ for Germany, …) first-class.
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  **pain** = **Pa**yment **In**itiation (ISO 20022).
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+ ## Supported schemas & profiles
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+
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+ | Family | Namespace | Country hint | Credit Transfer (pain.001) | Direct Debit (pain.008) |
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+ |---|---|---|---|---|
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+ | ISO (raw XSD) | `Profiles::ISO` | — | `SCT_03`, `SCT_09`, `SCT_13`, `SCT_EPC_002_03`, `SCT_EPC_003_03` | `SDD_02`, `SDD_08`, `SDD_12`, `SDD_EPC_002_02`, `SDD_EPC_003_02` |
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+ | EPC SEPA | `Profiles::EPC` | _(SEPA fallback)_ | `SCT_03`, `SCT_09`, `SCT_13` | `SDD_02`, `SDD_08`, `SDD_12` |
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+ | CFONB 🇫🇷 | `Profiles::CFONB` | `country: :fr` | `SCT_03`, `SCT_09`, `SCT_13` | `SDD_02`, `SDD_08`, `SDD_12` |
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+ | DK / DFÜ 🇩🇪 | `Profiles::DK` | `country: :de` | `SCT_03_GBIC3`, `SCT_09_GBIC5`, `SCT_13_GBIC5` | `SDD_02_GBIC3`, `SDD_08_GBIC5`, `SDD_12_GBIC5` |
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+ | SPS 🇨🇭 | `Profiles::SPS` | `country: :ch` | `SCT_03`, `SCT_09`, `SCT_13` | `SDD_02`, `SDD_08`, `SDD_12` |
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+ | GB 🇬🇧 | `Profiles::GB` | `country: :gb` | `SCT_03`, `SCT_09`, `SCT_13` | `SDD_02`, `SDD_08`, `SDD_12` |
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+ | AT / PSA 🇦🇹 | `Profiles::AT` | `country: :at` | `SCT_03`, `SCT_09`, `SCT_13` | `SDD_02`, `SDD_08`, `SDD_12` |
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+ | NL 🇳🇱 | `Profiles::NL` | `country: :nl` | `SCT_03`, `SCT_09`, `SCT_13` | `SDD_02`, `SDD_08`, `SDD_12` |
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+
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+ For the full per-profile detail (XSD, constraints, capabilities), see [DOCUMENTATION.md](DOCUMENTATION.md#supported-profiles-and-schemas). Adding a new country is a single file in `lib/sepa_rator/profiles/` plus entries in `lib/sepa_rator/profiles/country_defaults.rb`.
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  ## Requirements
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  - Ruby 3.2+
@@ -151,18 +164,6 @@ SEPA::CreditTransfer.new(
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  `profile:` is mutually exclusive with `country:` / `version:` — passing
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  both raises `ArgumentError`.
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- ## Supported profiles
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-
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- | Family | Namespace | Profiles |
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- |---------------------|------------------|----------------------------------------------------------------------------------------------------------------------------------------|
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- | ISO (raw XSD) | `Profiles::ISO` | `SCT_03`, `SCT_09`, `SCT_13`, `SCT_EPC_002_03`, `SCT_EPC_003_03`, `SDD_02`, `SDD_08`, `SDD_12`, `SDD_EPC_002_02`, `SDD_EPC_003_02` |
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- | EPC SEPA | `Profiles::EPC` | `SCT_09`, `SCT_13`, `SDD_08`, `SDD_12` |
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- | CFONB (France 🇫🇷) | `Profiles::CFONB` | `SCT_09`, `SCT_13`, `SDD_08`, `SDD_12` |
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- | DK / DFÜ (Germany 🇩🇪) | `Profiles::DK` | `SCT_09_GBIC5`, `SCT_13_GBIC5`, `SDD_08_GBIC5`, `SDD_12_GBIC5` |
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-
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- Adding a new country is a single file in `lib/sepa_rator/profiles/` plus
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- entries in `lib/sepa_rator/profiles/country_defaults.rb`.
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-
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  ## Reusing validators
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  ```ruby
@@ -194,6 +195,8 @@ See [CHANGELOG.md](CHANGELOG.md).
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  - [EPC rulebooks](https://www.europeanpaymentscouncil.eu/document-library)
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  - [CFONB guides](https://www.cfonb.org/espaces-telechargements/documents)
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  - [EBICS / DK data formats](https://www.ebics.de/de/datenformate)
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+ - [Swiss Payment Standards (SIX)](https://www.six-group.com/en/products-services/banking-services/payment-standardization/standards/iso-20022.html)
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+ - [Bank of England ISO 20022 handbook](https://www.bankofengland.co.uk/payment-and-settlement/rtgs-renewal-programme/iso-20022-handbook)
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  ## License
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