rock_fintech 0.1.0

data/lib/rock_fintech/api/account/unbind_bank_card.rb

@@ -0,0 +1,46 @@
+# coding: utf-8
+module RockFintech
+  module Api
+    module Account
+      module UnbindBankCard
+        # 解绑银行卡
+        #
+        # @return [ Hash ] 结果集
+        #   * :result [String] "S"/"F"/"P"
+        #   * :request_params [Hash] 请求参数
+        #   * :response [Object] 请求返回对象
+        #   * :code [String] 结果代码
+        #   * :msg [String] 结果信息
+        #   * :data: 具体业务返回信息
+        #       * :card_no [String] 电子账号
+        #       * :name [String] 持卡人姓名
+        #       * :sign_flag [String] 签约状态 0：未签约 1：已签约
+        #       * :sign_date [String] 签约日期
+        #       * :sign_time [String] 签约时间
+        #       * :states [String] 解绑状态
+        #       * :revoke_sign_date [String] 签约取消日期
+        #       * :revoke_sign_time [String] 签约取消时间
+        #
+        def unbind_bank_card(card_no, bank_card_no, customer_no, flow_id, card_type,
+                             devise='000001', remark='')
+          service = 'unbind_bank_card'
+
+          params = {
+            serial_no: flow_id,
+            customer_no: customer_no,
+            card_no: card_no,
+            bank_card_no: bank_card_no,
+            card_type: card_type,
+            client: devise,
+            custom: remark,
+          }
+
+          res = operate_post(:operate, service, params, Http::ErrorCode.set_password_p, ['RD000000'])
+
+          res
+        end
+
+      end # module
+    end
+  end
+end

data/lib/rock_fintech/api/api_helper.rb

@@ -0,0 +1,53 @@
+# coding: utf-8
+module RockFintech
+  module Api
+    module CommunicateResultHelper
+
+      # 操作类的 api，统一返回处理
+      #
+      # @param request_type [Symbole] 操作类（:operate）/查询类(:query)
+      # @param service [ String ] 上饶的服务
+      # @param params [ Hash ] 参数
+      # @param fail_codes [ Array ] 错误返回码
+      # @param success_codes [ String ] 【业务】【明确的】正确返回码（而不是申请成功这类）
+      #
+      # @return [ Hash ] 结果集(见通用返回)
+      #
+      def operate_post(request_type, service, params, fail_codes, success_codes, version=Http::Request::VERSION)
+        request = Http::Request.new(params, @config, service, version)
+        response = request.post
+
+        res = RockFintech::Utils.api_result(params, response)
+
+        if :operate == request_type
+          # 向服务器发送操作，超时类的都应该当 pending 处理
+          return res if response.http_pending?
+        elsif :query == request_type
+          # 查询类 api，http 没成功都返回 pending
+          return res unless response.http_success?
+        else
+          raise '未知的请求类型，请选择设置：操作类（:operate）/查询类(:query)'
+        end
+
+        # 确定的错误
+        if fail_codes.include?(response.data[:code])
+          res[:result] = 'F'
+          return res
+        end
+
+        # 其余 api 错误不知道
+        return res unless response.data[:code].nil?
+
+        # 确定的成功返回码
+        if success_codes.include?(response.data[:code])
+          res[:result] = 'S'
+        end
+
+        RockFintech.logger.info "#{request.identifier} 最终返回的数据为：\n#{res}\n"
+
+        res
+      end
+
+    end # CommunicateResultHelper
+  end
+end

data/lib/rock_fintech/api/asset/asset_query.rb

@@ -0,0 +1,48 @@
+# coding: utf-8
+module RockFintech
+  module Api
+    module Asset
+      module AssetsEnroll
+
+        # 标的单笔查询
+        #
+        # @return [ Hash ] 结果集
+        #   * :result [String] "S"/"F"/"P"
+        #   * :request_params [Hash] 请求参数
+        #   * :response [Object] 请求返回对象
+        #   * :code [String] 结果代码
+        #   * :msg [String] 结果信息
+        #   * :data: 具体业务返回信息
+        #       * :asset_no [String] 标的编号
+        #       * :asset_brief [String] 产品描述
+        #       * :card_no [String] 借款人电子账号
+        #       * :name [String] 借款金额
+        #       * :loan_term [String] 项目期限
+        #       * :issue_date [String] 发标日期
+        #       * :state [String] 记录状态: (0: 空标, 1: 投标, 2: 流标, 3: 满标, 4: 已撤销)
+        #       * :warrant_card_no [String] 担保人人电子账号
+        #       * :warrant_name [String] 担保人姓名
+        #       * :borrow_card_no [String] 名义借款人电子账户
+        #       * :third_custom [String] 第三方平台保留域
+        #
+        def asset_query(asset_no, third_custom='',
+                        devise='000001', remark='')
+
+          service = 'asset_query'
+
+          params = {
+            asset_no: asset_no,
+            third_custom: third_custom,
+            client: devise,
+            custom: remark,
+          }
+
+          res = operate_post(:query, service, params, Http::ErrorCode.asset_query, ['RD000000'])
+
+          res
+        end
+
+      end
+    end
+  end
+end

data/lib/rock_fintech/api/asset/assets_enroll.rb

@@ -0,0 +1,62 @@
+# coding: utf-8
+module RockFintech
+  module Api
+    module Asset
+      module AssetsEnroll
+
+        # 发标
+        #
+        # @return [ Hash ] 结果集
+        #   * :result [String] "S"/"F"/"P"
+        #   * :request_params [Hash] 请求参数
+        #   * :response [Object] 请求返回对象
+        #   * :code [String] 结果代码
+        #   * :msg [String] 结果信息
+        #   * :data: 具体业务返回信息
+        #       * :asset_no [String] 标的编号
+        #       * :asset_brief [String] 产品描述
+        #       * :card_no [String] 借款人电子账号
+        #       * :name [String] 借款金额
+        #       * :loan_term [String] 项目期限
+        #       * :issue_date [String] 发标日期
+        #       * :state [String] 记录状态: (0: 空标, 1: 投标, 2: 流标, 3: 满标, 4: 已撤销)
+        #       * :warrant_card_no [String] 担保人人电子账号
+        #       * :warrant_name [String] 担保人姓名
+        #       * :borrow_card_no [String] 名义借款人电子账户
+        #       * :debtor_card_no [String] 收款人电子账号
+        #       * :third_custom [String] 第三方平台保留域
+        #
+        def assets_enroll(asset_no, asset_brief, card_no,
+                          amount, interest_type, loan_term,
+                          interest_rate, trustee_pay_flag, warrant_card_no="",
+                          debtor_card_no="", borrow_card_no="", third_custom="",
+                          devise='000001', remark='')
+
+          service = 'assets_enroll'
+
+          params = {
+            asset_no: asset_no,
+            asset_brief: asset_brief,
+            card_no: card_no,
+            amount: amount,
+            interest_type: interest_type,
+            loan_term: loan_term,
+            interest_rate: interest_rate,
+            warrant_card_no: warrant_card_no,
+            borrow_card_no: borrow_card_no,
+            debtor_card_no: debtor_card_no,
+            trustee_pay_flag: trustee_pay_flag,
+            third_custom: third_custom,
+            client: devise,
+            custom: remark,
+          }
+
+          res = operate_post(:operate, service, params, Http::ErrorCode.assets_enroll, ['RD000000'])
+
+          res
+        end
+
+      end
+    end
+  end
+end

data/lib/rock_fintech/api/asset/assets_revoke.rb

@@ -0,0 +1,48 @@
+# coding: utf-8
+module RockFintech
+  module Api
+    module Asset
+      module AssetsRevoke
+
+        # 撤标
+        #
+        # @return [ Hash ] 结果集
+        #   * :result [String] "S"/"F"/"P"
+        #   * :request_params [Hash] 请求参数
+        #   * :response [Object] 请求返回对象
+        #   * :code [String] 结果代码
+        #   * :msg [String] 结果信息
+        #   * :data: 具体业务返回信息
+        #       * :asset_no [String] 标的编号
+        #       * :card_no [String] 借款人电子账号
+        #       * :name [String] 借款人姓名
+        #       * :amount [String] 借款金额
+        #       * :issue_date [String] 发表日期
+        #       * :state [String] 记录状态: (0: 空标, 1: 投标, 2: 流标, 3: 满标, 4: 已撤销)
+        #       * :warrant_card_no [String] 担保人人电子账号
+        #       * :warrant_name [String] 担保人姓名
+        #       * :third_custom [String] 第三方平台保留域
+        #
+        def assets_revoke(asset_no, card_no, amount, third_custom="",
+                          devise='000001', remark='')
+
+          service = 'assets_revoke'
+
+          params = {
+            asset_no: asset_no,
+            card_no: card_no,
+            amount: amount,
+            third_custom: third_custom,
+            client: devise,
+            custom: remark,
+          }
+
+          res = operate_post(:operate, service, params, Http::ErrorCode.assets_revoke, ['RD000000'])
+
+          res
+        end
+
+      end
+    end
+  end
+end

data/lib/rock_fintech/api/batch/batch_end_credit_b.rb

@@ -0,0 +1,59 @@
+# coding: utf-8
+module RockFintech
+  module Api
+    module Batch
+      module BatchEndCreditB
+
+        # 批量结束债权
+        # @param items [ Array ] 还款信息
+        #          * :out_card_no
+        #          * :in_card_no
+        #          * :assets_no
+        #          * :auth_code
+        #          * :serial_no
+        #          * :third_reserved
+        #
+        # @return [ Hash ] 结果集
+        #   * :result [String] "S"/"F"/"P"
+        #   * :request_params [Hash] 请求参数
+        #   * :response [Object] 请求返回对象
+        #   * :code [String] 结果代码
+        #   * :msg [String] 结果信息
+        #   * :data: 具体业务返回信息
+        #       * :batch_no [String] 批次号
+        #       * :batch_count [String] 数量
+        #       * :batch_date [String] 日期
+        #       * :items [Array]
+        #         * :result [String] 处理相应码('00': 成功, 其他为失败)
+        #         * :message [String] 应答描述
+        #         * :out_card_no [String] 扣款电子账号
+        #         * :in_card_no [String] 转入电子账号
+        #         * :assets_no [String] 标的编号
+        #         * :serial_no [String] 投标申请流水号
+        #         * :third_reserved [String] 第三方流水号
+        #
+        def batch_end_credit_b(batch_count, batch_no, batch_type,
+                              batch_date, items,
+                              devise='000001', remark='')
+
+          service = 'batch_end_credit_b'
+
+          params = {
+            batch_count: batch_count,
+            batch_no: batch_no,
+            batch_type: batch_type,
+            batch_date: batch_date,
+            items: items,
+            client: devise,
+            custom: remark,
+          }
+
+          res = operate_post(:operate, service, params, Http::ErrorCode.batch_end_credit_b, ['RD000000'])
+
+          res
+        end
+
+      end
+    end
+  end
+end

data/lib/rock_fintech/api/batch/batch_payment_b.rb

@@ -0,0 +1,76 @@
+# coding: utf-8
+module RockFintech
+  module Api
+    module Batch
+      module BatchPaymentB
+
+        # 批量放款
+        # @param items [ Array ] 放款信息
+        #          * :out_card_no
+        #          * :amount
+        #          * :interest_amount
+        #          * :in_card_no
+        #          * :currency
+        #          * :out_fee_mode
+        #          * :out_fee_amount
+        #          * :in_fee_mode
+        #          * :in_fee_amount
+        #          * :assets_no
+        #          * :auth_code
+        #          * :third_reserved
+        #          * :serial_no
+        #          * :notify_url
+        #          * :reserved
+        #
+        # @return [ Hash ] 结果集
+        #   * :result [String] "S"/"F"/"P"
+        #   * :request_params [Hash] 请求参数
+        #   * :response [Object] 请求返回对象
+        #   * :code [String] 结果代码
+        #   * :msg [String] 结果信息
+        #   * :data: 具体业务返回信息
+        #       * :batch_no [String] 批次号
+        #       * :batch_count [String] 数量
+        #       * :batch_date [String] 日期
+        #       * :items [Array]
+        #         * :result [String] 处理相应码('00': 成功, 其他为失败)
+        #         * :message [String] 应答描述
+        #         * :amount [String] 扣账(本金)金额
+        #         * :out_card_no [String] 扣款电子账号
+        #         * :in_card_no [String] 转入电子账号
+        #         * :out_fee_mode [String] 转出方手续费扣款方式 (0: 指定金额； 1: 同产品设置)
+        #         * :out_fee_amount [String] 转出方手续费扣款金额
+        #         * :real_out_fee_amount [String] 转出方手续费实际扣款金额
+        #         * :in_fee_mode [String] 转入方手续费扣款方式 (0: 指定金额； 1: 同产品设置)
+        #         * :in_fee_amount [String] 转入方手续费扣款金额
+        #         * :real_in_fee_amount [String] 转入方手续费实际扣款金额
+        #         * :assets_no [String] 标的编号
+        #         * :auth_code [String] 投标神奇授权码
+        #         * :serial_no [String] 投标申请流水号
+        #         * :third_reserved [String] 第三方流水号
+        #
+        def batch_payment_b(batch_count, batch_no, batch_type,
+                            batch_date, items,
+                            devise='000001', remark='')
+
+          service = 'batch_payment_b'
+
+          params = {
+            batch_count: batch_count,
+            batch_no: batch_no,
+            batch_type: batch_type,
+            batch_date: batch_date,
+            items: items,
+            client: devise,
+            custom: remark,
+          }
+
+          res = operate_post(:operate, service, params, Http::ErrorCode.batch_payment_b, ['RD000000'])
+
+          res
+        end
+
+      end
+    end
+  end
+end

data/lib/rock_fintech/api/batch/batch_repayment_b.rb

@@ -0,0 +1,78 @@
+# coding: utf-8
+module RockFintech
+  module Api
+    module Batch
+      module BatchRepaymentB
+
+        # 批量还款
+        # @param items [ Array ] 还款信息
+        #          * :out_card_no
+        #          * :amount
+        #          * :interest_amount
+        #          * :in_card_no
+        #          * :currency
+        #          * :out_fee_mode
+        #          * :out_fee_amount
+        #          * :in_fee_mode
+        #          * :in_fee_amount
+        #          * :assets_no
+        #          * :auth_code
+        #          * :third_reserved
+        #          * :serial_no
+        #          * :notify_url
+        #          * :reserved
+        #
+        # @return [ Hash ] 结果集
+        #   * :result [String] "S"/"F"/"P"
+        #   * :request_params [Hash] 请求参数
+        #   * :response [Object] 请求返回对象
+        #   * :code [String] 结果代码
+        #   * :msg [String] 结果信息
+        #   * :data: 具体业务返回信息
+        #       * :batch_no [String] 批次号
+        #       * :batch_type [String] 业务类别
+        #       * :batch_count [String] 数量
+        #       * :batch_date [String] 日期
+        #       * :items [Array]
+        #         * :result [String] 处理相应码('00': 成功, 其他为失败)
+        #         * :message [String] 应答描述
+        #         * :amount [String] 扣账(本金)金额
+        #         * :out_card_no [String] 扣款电子账号
+        #         * :interest_amount [String] 扣账利息金额
+        #         * :real_amount [String] 实际扣账金额
+        #         * :in_card_no [String] 转入电子账号
+        #         * :currency [String] 币种
+        #         * :out_fee_mode [String] 转出方手续费扣款方式 (0: 指定金额； 1: 同产品设置)
+        #         * :out_fee_amount [String] 转出方手续费扣款金额
+        #         * :in_fee_mode [String] 转入方手续费扣款方式 (0: 指定金额； 1: 同产品设置)
+        #         * :in_fee_amount [String] 转入方手续费扣款金额
+        #         * :assets_no [String] 标的编号
+        #         * :serial_no [String] 投标申请流水号
+        #         * :third_reserved [String] 第三方流水号
+        #         * :reserved [String] 保留域
+        #
+        def batch_repayment_b(batch_count, batch_no, batch_type,
+                              batch_date, items,
+                              devise='000001', remark='')
+
+          service = 'batch_payment_b'
+
+          params = {
+            batch_count: batch_count,
+            batch_no: batch_no,
+            batch_type: batch_type,
+            batch_date: batch_date,
+            items: items,
+            client: devise,
+            custom: remark,
+          }
+
+          res = operate_post(:operate, service, params, Http::ErrorCode.batch_repayment_b, ['RD000000'])
+
+          res
+        end
+
+      end
+    end
+  end
+end