reckon 0.4.4 → 0.5.0

data/lib/reckon/money.rb

@@ -55,9 +55,9 @@ module Reckon
       any_number_regex = /^(.*?)([\d\.]+)/
 
       # Prefer matching the money_format, match any number otherwise
-      m = value.match( money_format_regex ) || 
+      m = value.match( money_format_regex ) ||
         value.match( any_number_regex )
-      if m 
+      if m
         amount = m[2].to_f
         # Check whether the money had a - or (, which indicates negative amounts
         if (m[1].match( /^[\(-]/ ) || m[1].match( /-$/  ))
@@ -164,9 +164,8 @@ module Reckon
     end
 
     def pretty_for(index)
-      self.for(index).strftime("%Y/%m/%d")
+      self.for(index).to_date.iso8601
     end
 
   end
 end
-

data/reckon.gemspec

@@ -1,10 +1,10 @@
-# -*- encoding: utf-8 -*-
 $:.push File.expand_path("../lib", __FILE__)
+require 'reckon/version'
 
 Gem::Specification.new do |s|
   s.name = %q{reckon}
-  s.version = "0.4.4"
-  s.authors = ["Andrew Cantino", "BlackEdder"]
+  s.version = Reckon::VERSION
+  s.authors = ["Andrew Cantino", "BlackEdder", "Ben Prew"]
   s.email = %q{andrew@iterationlabs.com}
   s.homepage = %q{https://github.com/cantino/reckon}
   s.description = %q{Reckon automagically converts CSV files for use with the command-line accounting tool Ledger.  It also helps you to select the correct accounts associated with the CSV data using Bayesian machine learning.}
@@ -16,9 +16,10 @@ Gem::Specification.new do |s|
   s.require_paths = ["lib"]
 
   s.add_development_dependency "rspec", ">= 1.2.9"
-  s.add_runtime_dependency "fastercsv", ">= 1.5.1"
+  s.add_development_dependency "pry", ">= 0.12.2"
+  s.add_development_dependency "rantly", "= 1.2.0"
   s.add_runtime_dependency "chronic", ">= 0.3.0"
   s.add_runtime_dependency "highline", ">= 1.5.2"
   s.add_runtime_dependency "terminal-table", ">= 1.4.2"
+  s.add_runtime_dependency "rchardet", ">= 1.8.0"
 end
-

data/spec/data_fixtures/73-sample.csv

@@ -0,0 +1,2 @@
+Transaction Date,Description,Amount,Category
+07/06/2017,TRIPLE T CAR WASH CHAMPAIGN    IL,$27.00,Automotive

data/spec/data_fixtures/73-tokens.yml

@@ -0,0 +1,8 @@
+Expenses:
+  Automotive:
+    Car Wash:
+      - 'TRIPLE T CAR WASH CHAMPAIGN IL'
+      - "BIG T's CAR WASH"
+    Maintenance:
+      - 'Autozone'
+      - "O'Reillys auto parts"

data/spec/data_fixtures/73-transactions.ledger

@@ -0,0 +1,7 @@
+2004/05/14 TRIPLE T CAR WASH CHAMPAIGN IL
+    Expenses:Automotive:Car Wash             -$10.00
+    Assets:Bank:Checking
+
+2004/05/27 AUTOZONE #2228
+    Expenses:Automotive:Maintenance           $86.56
+    Liabilities:CreditCard                   -$86.56

data/spec/data_fixtures/austrian_example.csv

@@ -0,0 +1,13 @@
+00075757575;Abbuchung Onlinebanking         654321098765 BG/000002462 BICBICBI AT654000000065432109 Thematische Universität Stadt    ;22.01.2014;22.01.2014;-18,00;EUR
+00075757575;333222111333222             222111333222     OG/000002461 BICBICBIXXX AT333000000003332221 Telekom Land AG RECHNUNG       11/13  333222111333222   ;17.01.2014;17.01.2014;-9,05;EUR
+00075757575;Helm                                         BG/000002460 10000 00007878787 Muster Dr.Beispiel-Vorname    ;15.01.2014;15.01.2014;+120,00;EUR
+00075757575;Gutschrift Dauerauftrag                      BG/000002459 BICBICBI AT787000000007878787 Muster Dr.Beispiel-Vorname    ;15.01.2014;15.01.2014;+22,00;EUR
+00075757575;Bezahlung Bankomat                           MC/000002458 0001  K1 06.01.UM 18.11 Bahn 8020 FSA\\Ort\10 10            2002200EUR   ;07.01.2014;06.01.2014;-37,60;EUR
+00075757575;Bezahlung Bankomat             10.33         MC/000002457 0001  K1 02.01.UM 10.33 Abcdef Electronic\\Wie n\1150           0400444   ;03.01.2014;02.01.2014;-46,42;EUR
+00075757575;050055556666000                              OG/000002456 BKAUATWWXXX AT555500000555566665 JKL Telekommm Stadt GmbH JKL Rechnung 555666555   ;03.01.2014;03.01.2014;-17,15;EUR
+00075757575;Abbuchung Einzugsermächtigung                OG/000002455 INTERNATIONALER AUTOMOBIL-,       10000 00006655665    ;02.01.2014;02.01.2014;-17,40;EUR
+00075757575;POLIZZE 1/01/0101010 Fondsge010101010101nsverOG/000002454 BICBICBIXXX AT101000000101010101 VERSICHERUNG NAMEDERV AG POLIZZE 1/01/0101010 Fondsgebundene Lebensversicherung - fällig 01.01.                                   2014 Folg eprämie ;02.01.2014;02.01.2014;-31,71;EUR
+00075757575;POLIZZE 1/01/0101012 Rentenv010101010102- fälOG/000002453 BICBICBIXXX AT101000000101010102 VERSICHERUNG NAMEDERV AG POLIZZE 1/01/0101012 Rentenversicherung - fällig 01.01.20 14 Folgeprämi                                   e  ;02.01.2014;02.01.2014;-32,45;EUR
+00075757575;Anlass                                       VD/000002452 BKAUATWWBRN AT808800080880880880 Dipl.Ing.Dr. Berta Beispiel   ;02.01.2014;02.01.2014;+61,90;EUR
+00075757575;Abbuchung Onlinebanking         000009999999 BG/000002451 BICBICBI AT099000000009999999 Asdfjklöasdf Asdfjklöasdfjklöasdf   ;02.01.2014;02.01.2014;-104,69;EUR
+00075757575;Abbuchung Onlinebanking                      FE/000002450 AT556600055665566556 CD Stadt Efghij Club Dipl.Ing. Max Muster M005566 - Mitgliedsbeitrag 2014  ;02.01.2014;02.01.2014;-39,00;EUR

data/spec/data_fixtures/bom_utf8_file.csv

@@ -0,0 +1 @@
+"Date","Time","TimeZone","Name","Type","Status","Currency","Gross","Fee","Net","From Email Address","To Email Address","Transaction ID","Shipping Address","Address Status","Item Title","Item ID","Shipping and Handling Amount","Insurance Amount","Sales Tax","Option 1 Name","Option 1 Value","Option 2 Name","Option 2 Value","Reference Txn ID","Invoice Number","Custom Number","Quantity","Receipt ID","Balance","Address Line 1","Address Line 2/District/Neighborhood","Town/City","State/Province/Region/County/Territory/Prefecture/Republic","Zip/Postal Code","Country","Contact Phone Number","Subject","Note","Country Code","Balance Impact"

data/spec/data_fixtures/broker_canada_example.csv

@@ -0,0 +1,12 @@
+2014-02-10,2014-02-10,Interest,ISHARES S&P/TSX CAPPED REIT IN,XRE,179,,,12.55,CAD
+2014-01-16,2014-01-16,Reinvestment,ISHARES GLOBAL AGRICULTURE IND,COW,3,,,-81.57,CAD
+2014-01-16,2014-01-16,Contribution,CONTRIBUTION,,,,,600.00,CAD
+2014-01-16,2014-01-16,Interest,ISHARES GLOBAL AGRICULTURE IND,COW,200,,,87.05,CAD
+2014-01-14,2014-01-14,Reinvestment,BMO NASDAQ 100 EQTY HEDGED TO,ZQQ,2,,,-54.72,CAD
+2014-01-07,2014-01-10,Sell,BMO NASDAQ 100 EQTY HEDGED TO,ZQQ,-300,27.44,CDN,8222.05,CAD
+2014-01-07,2014-01-07,Interest,BMO S&P/TSX EQUAL WEIGHT BKS I,ZEB,250,,,14.00,CAD
+2013-07-02,2013-07-02,Dividend,SELECT SECTOR SPDR FD SHS BEN,XLB,130,,,38.70,USD
+2013-06-27,2013-06-27,Dividend,ICICI BK SPONSORED ADR,IBN,100,,,66.70,USD
+2013-06-19,2013-06-24,Buy,ISHARES S&P/TSX CAPPED REIT IN,XRE,300,15.90,CDN,-4779.95,CAD
+2013-06-17,2013-06-17,Contribution,CONTRIBUTION,,,,,600.00,CAD
+2013-05-22,2013-05-22,Dividend,NATBK,NA,70,,,58.10,CAD

data/spec/data_fixtures/chase.csv

@@ -0,0 +1,9 @@
+DEBIT,20091224120000[0:GMT],"HOST 037196321563 MO        12/22SLICEHOST",-85.00
+CHECK,20091224120000[0:GMT],"CHECK 2656",-20.00
+DEBIT,20091224120000[0:GMT],"GITHUB 041287430274 CA           12/22GITHUB 04",-7.00
+CREDIT,20091223120000[0:GMT],"Some Company vendorpymt                 PPD ID: 59728JSL20",3520.00
+CREDIT,20091223120000[0:GMT],"Blarg BLARG REVENUE                  PPD ID: 00jah78563",1558.52
+DEBIT,20091221120000[0:GMT],"WEBSITE-BALANCE-17DEC09 12        12/17WEBSITE-BAL",-12.23
+DEBIT,20091214120000[0:GMT],"WEBSITE-BALANCE-10DEC09 12        12/10WEBSITE-BAL",-20.96
+CREDIT,20091211120000[0:GMT],"PAYPAL           TRANSFER                   PPD ID: PAYPALSDSL",-116.22
+CREDIT,20091210120000[0:GMT],"Some Company vendorpymt                 PPD ID: 5KL3832735",2105.00

data/spec/data_fixtures/danish_kroner_nordea_example.csv

@@ -0,0 +1,6 @@
+16-11-2012;Dankort-nota DSB Kobenhavn  15149;16-11-2012;-48,00;26550,33
+26-10-2012;Dankort-nota Ziggy Cafe     19471;26-10-2012;-79,00;26054,54
+22-10-2012;Dankort-nota H&M Hennes & M 10681;23-10-2012;497,90;25433,54
+12-10-2012;Visa kob DKK     995,00            WWW.ASOS.COM   00000               ;12-10-2012;-995,00;27939,54
+12-09-2012;Dankort-nota B.J. TRADING E 14660;12-09-2012;-3452,90;26164,80
+27-08-2012;Dankort-nota MATAS - 20319  18230;27-08-2012;-655,00;21127,45

data/spec/data_fixtures/english_date_example.csv

@@ -0,0 +1,3 @@
+24/12/2009,Check - 0000000122,122,-$76.00,"","$1,750.06"
+24/12/2009,BLARG    R SH 456930,"","",+$327.49,"$1,826.06"
+24/12/2009,Check - 0000000112,112,-$800.00,"","$1,498.57"

data/spec/data_fixtures/french_example.csv

@@ -0,0 +1,9 @@
+01234567890;22/01/2014;CHEQUE 012345678901234578ABC000  0000 4381974748378178473744441;0000037;-10,00;
+01234567890;22/01/2014;CHEQUE 012345678901937845500TS1  0000 7439816947047874387438445;0000038;-5,76;
+01234567890;22/01/2014;CARTE 012345 CB:*0123456 XX XXXXXX XXX  33BORDEAUX;00X0X0X;-105,90;
+01234567890;22/01/2014;CARTE 012345 CB:*0123456 XXXXXXXXXXX    33SAINT ANDRE D;00X0X0X;-39,99;
+01234567890;22/01/2014;CARTE 012345 CB:*0123456 XXXXXXX XXXXX  33BORDEAUX;10X9X6X;-36,00;
+01234567890;22/01/2014;PRLV XXXXXXXX ABONNEMENT XXXXXXXXXXXXXX.NET N.EMETTEUR: 324411;0XX0XXX;-40,00;
+01234567890;21/01/2014;CARTE 012345 CB:*0123456 XXXXX     XX33433ST ANDRE DE C;0POBUES;-47,12;
+01234567890;21/01/2014;CARTE 012345 CB:*0123456 XXXXXXXXXXXX33433ST ANDRE DE C;0POBUER;-27,02;
+01234567890;21/01/2014;CARTE 012345 CB:*0123456 XXXXXX XXXXXXXX33ST ANDRE 935/;0POBUEQ;-25,65;

data/spec/data_fixtures/german_date_example.csv

@@ -0,0 +1,3 @@
+24.12.2009,Check - 0000000122,122,-$76.00,"","$1,750.06"
+24.12.2009,BLARG    R SH 456930,"","",+$327.49,"$1,826.06"
+24.12.2009,Check - 0000000112,112,-$800.00,"","$1,498.57"

data/spec/data_fixtures/harder_date_example.csv

@@ -0,0 +1,5 @@
+10-Nov-9,-123.12,,,TRANSFER DEBIT INTERNET TRANSFER,INTERNET TRANSFER MORTGAGE,0.00,
+09-Nov-10,123.12,,,SALARY SALARY,NGHSKS46383BGDJKD  FOO BAR,432.12,
+04-Nov-11,-1234.00,,,TRANSFER DEBIT INTERNET TRANSFER,INTERNET TRANSFER   SAV TO MECU,0.00,
+04-Nov-9,1234.00,,,TRANSFER CREDIT INTERNET TRANSFER,INTERNET TRANSFER,1234.00,
+28-Oct-10,-123.12,,,TRANSFER DEBIT INTERNET TRANSFER,INTERNET TRANSFER SAV TO MORTGAGE,0.00,

data/spec/data_fixtures/ing.csv

@@ -0,0 +1,3 @@
+20121115,From1,Acc,T1,IC,Af,"136,13",Incasso,SEPA Incasso, Opm1
+20121112,Names,NL28 INGB 1200 3244 16,21817,GT,Bij,"375,00", Opm2
+20091117,Names,NL28 INGB 1200 3244 16,21817,GT,Af,"257,50", Opm3

data/spec/data_fixtures/intuit_mint_example.csv

@@ -0,0 +1,7 @@
+"12/10/2014","Dn Ing Inv","[DN]ING             INV/PLA","0.01","credit","Investments","Chequing","",""
+"2/03/2014","Ds Lms Msp Condo","[DS]LMS598          MSP/DIV","331.63","debit","Condo Fees","Chequing","",""
+"2/10/2014","Ib Granville","[IB]           2601 GRANVILLE","100.00","debit","Uncategorized","Chequing","",""
+"2/06/2014","So Pa","[SO]PA    0005191230116379851","140.72","debit","Mortgage & Rent","Chequing","",""
+"2/03/2014","Dn Sun Life","[DN]SUN LIFE        MSP/DIV","943.34","credit","Income","Chequing","",""
+"1/30/2014","Transfer to CBT (Savings)","[CW] TF 0004#3409-797","500.00","debit","Transfer","Chequing","",""
+"1/30/2014","Costco","[PR]COSTCO WHOLESAL","559.96","debit","Business Services","Chequing","",""

data/spec/data_fixtures/invalid_header_example.csv

@@ -0,0 +1,6 @@
+-
+="0234500012345678";21/11/2015;19/02/2016;36;19/02/2016;1234,37 EUR
+
+Date de l'opération;Libellé;Détail de l'écriture;Montant de l'opération;Devise
+19/02/2016;VIR RECU 508160;VIR RECU 1234567834S DE: Francois REF: 123457891234567894561231 PROVENANCE: DE Allemagne ;50,00;EUR
+18/02/2016;COTISATION JAZZ;COTISATION JAZZ ;-8,10;EUR

data/spec/data_fixtures/inversed_credit_card.csv

@@ -0,0 +1,16 @@
+2013/01/17,2013/01/16,2013011702,DEBIT,2226,"VODAFONE PREPAY VISA M   AUCKLAND      NZL",30.00
+2013/01/18,2013/01/17,2013011801,DEBIT,2226,"WILSON PARKING           AUCKLAND      NZL",4.60
+2013/01/18,2013/01/17,2013011802,DEBIT,2226,"AUCKLAND TRANSPORT       HENDERSON     NZL",2.00
+2013/01/19,2013/01/19,2013011901,CREDIT,2226,"INTERNET PAYMENT RECEIVED                 ",-500.00
+2013/01/26,2013/01/23,2013012601,DEBIT,2226,"ITUNES NZ                CORK          IRL",64.99
+2013/01/26,2013/01/25,2013012602,DEBIT,2226,"VODAFONE FXFLNE BBND R   NEWTON        NZL",90.26
+2013/01/29,2013/01/29,2013012901,CREDIT,2101,"PAYMENT RECEIVED THANK YOU                ",-27.75
+2013/01/30,2013/01/29,2013013001,DEBIT,2226,"AUCKLAND TRANSPORT       HENDERSON     NZL",3.50
+2013/02/05,2013/02/03,2013020501,DEBIT,2226,"Z BEACH RD               AUCKLAND      NZL",129.89
+2013/02/05,2013/02/03,2013020502,DEBIT,2226,"TOURNAMENT KHYBER PASS   AUCKLAND      NZL",8.00
+2013/02/05,2013/02/04,2013020503,DEBIT,2226,"VODAFONE PREPAY VISA M   AUCKLAND      NZL",30.00
+2013/02/08,2013/02/07,2013020801,DEBIT,2226,"AKLD TRANSPORT PARKING   AUCKLAND      NZL",2.50
+2013/02/08,2013/02/07,2013020802,DEBIT,2226,"AUCKLAND TRANSPORT       HENDERSON     NZL",3.50
+2013/02/12,2013/02/11,2013021201,DEBIT,2226,"AKLD TRANSPORT PARKING   AUCKLAND      NZL",1.50
+2013/02/17,2013/02/17,2013021701,CREDIT,2226,"INTERNET PAYMENT RECEIVED                 ",-12.00
+2013/02/17,2013/02/17,2013021702,CREDIT,2226,"INTERNET PAYMENT RECEIVED                 ",-18.00

data/spec/data_fixtures/nationwide.csv

@@ -0,0 +1,4 @@
+07 Nov 2013,Bank credit,Bank credit,,£500.00,£500.00
+09 Oct 2013,ATM Withdrawal,Withdrawal,£20.00,,£480.00
+09 Dec 2013,Visa,Supermarket,£19.77,,£460.23
+10 Dec 2013,ATM Withdrawal 2,ATM Withdrawal 4,£100.00,,£360.23

data/spec/data_fixtures/simple.csv

@@ -0,0 +1,2 @@
+entry1,entry2,entry3
+entry4,entry5,entry6

data/spec/data_fixtures/some_other.csv

@@ -0,0 +1,9 @@
+DEBIT,2011/12/24,"HOST 037196321563 MO        12/22SLICEHOST",($85.00)
+CHECK,2010/12/24,"CHECK 2656",($20.00)
+DEBIT,2009/12/24,"GITHUB 041287430274 CA           12/22GITHUB 04",($7.00)
+CREDIT,2008/12/24,"Some Company vendorpymt                 PPD ID: 59728JSL20",$3520.00
+CREDIT,2007/12/24,"Blarg BLARG REVENUE                  PPD ID: 00jah78563",$1558.52
+DEBIT,2006/12/24,"WEBSITE-BALANCE-17DEC09 12        12/17WEBSITE-BAL",$.23
+DEBIT,2005/12/24,"WEBSITE-BALANCE-10DEC09 12        12/10WEBSITE-BAL",($0.96)
+CREDIT,2004/12/24,"PAYPAL           TRANSFER                   PPD ID: PAYPALSDSL",($116.22)
+CREDIT,2003/12/24,"Some Company vendorpymt                 PPD ID: 5KL3832735",$2105.00

data/spec/data_fixtures/spanish_date_example.csv

@@ -0,0 +1,3 @@
+02/12/2009,Check - 0000000122,122,-$76.00,"","$1,750.06"
+02/12/2009,BLARG    R SH 456930,"","",+$327.49,"$1,826.06"
+02/12/2009,Check - 0000000112,112,-$800.00,"","$1,498.57"

data/spec/data_fixtures/suntrust.csv

@@ -0,0 +1,7 @@
+11/01/2014,0, Deposit,0,500.00,500.00
+11/02/2014,101,Check,100.00,0,400.00
+11/03/2014,102,Check,100.00,0,300.00
+11/04/2014,103,Check,100.00,0,200.00
+11/05/2014,104,Check,100.00,0,100.00
+11/06/2014,105,Check,100.00,0,0.00
+11/17/2014,0, Deposit,0,700.00,700.00

data/spec/data_fixtures/two_money_columns.csv

@@ -0,0 +1,5 @@
+4/1/2008,Check - 0000000122,122,-$76.00,"","$1,750.06"
+3/28/2008,BLARG    R SH 456930,"","",+$327.49,"$1,826.06"
+3/27/2008,Check - 0000000112,112,-$800.00,"","$1,498.57"
+3/26/2008,Check - 0000000251,251,-$88.55,"","$1,298.57"
+3/26/2008,Check - 0000000251,251,"","+$88.55","$1,298.57"

data/spec/data_fixtures/yyyymmdd_date_example.csv

@@ -0,0 +1 @@
+DEBIT,20121231,"ODESK***BAL-27DEC12 650-12345 CA 12/28",-123.45

data/spec/reckon/app_spec.rb

@@ -1,5 +1,4 @@
 #!/usr/bin/env ruby
-# encoding: utf-8
 
 require "spec_helper"
 require 'rubygems'
@@ -8,18 +7,18 @@ require 'reckon'
 describe Reckon::App do
   context 'with chase csv input' do
     before do
-      @chase = Reckon::App.new(:string => BANK_CSV)
-      @chase.learn_from( BANK_LEDGER )
+      @chase = Reckon::App.new(string: BANK_CSV)
+      @chase.learn_from(BANK_LEDGER)
       @rows = []
-      @chase.each_row_backwards { |row| @rows.push( row ) }
+      @chase.each_row_backwards { |row| @rows.push(row) }
     end
 
     describe "each_row_backwards" do
       it "should return rows with hashes" do
-        @rows[0][:pretty_date].should == "2009/12/10"
+        @rows[0][:pretty_date].should == "2009-12-10"
         @rows[0][:pretty_money].should == " $2105.00"
         @rows[0][:description].should == "CREDIT; Some Company vendorpymt PPD ID: 5KL3832735"
-        @rows[1][:pretty_date].should == "2009/12/11"
+        @rows[1][:pretty_date].should == "2009-12-11"
         @rows[1][:pretty_money].should == "-$116.22"
         @rows[1][:description].should == "CREDIT; PAYPAL TRANSFER PPD ID: PAYPALSDSL"
       end
@@ -27,53 +26,87 @@ describe Reckon::App do
 
     describe "weighted_account_match" do
       it "should guess the correct account" do
-        @chase.weighted_account_match( @rows[7] ).first[:account].should == "Expenses:Books"
+        row = @rows.find { |n| n[:description] =~ /Book Store/ }
+
+        result = @chase.matcher.find_similar(row[:description]).first
+        expect(result[:account]).to eq("Expenses:Books")
+        expect(result[:similarity]).to be > 0.0
       end
     end
   end
 
   context 'unattended mode with chase csv input' do
-    before do
-      @output_file = StringIO.new
-      @chase = Reckon::App.new(:string => BANK_CSV, :unattended => true, :output_file => @output_file)
-    end
+    let(:output_file) { StringIO.new }
+    let(:chase) {
+      Reckon::App.new(
+        string: BANK_CSV,
+        unattended: true,
+        output_file: output_file,
+        bank_account: 'Assets:Bank:Checking'
+      )
+    }
 
     describe 'walk backwards' do
       it 'should assign Income:Unknown and Expenses:Unknown by default' do
-        @chase.walk_backwards
-        @output_file.string.scan('Expenses:Unknown').count.should == 6
-        @output_file.string.scan('Income:Unknown').count.should == 3
+        chase.walk_backwards
+        expect(output_file.string.scan('Expenses:Unknown').count).to eq(5)
+        expect(output_file.string.scan('Income:Unknown').count).to eq(4)
       end
 
       it 'should change default account names' do
-        @chase = Reckon::App.new(:string => BANK_CSV,
-                                 :unattended => true,
-                                 :output_file => @output_file,
-                                 :default_into_account => 'Expenses:Default',
-                                 :default_outof_account => 'Income:Default')
-        @chase.walk_backwards
-        @output_file.string.scan('Expenses:Default').count.should == 6
-        @output_file.string.scan('Income:Default').count.should == 3
+        chase = Reckon::App.new(
+          string: BANK_CSV,
+          unattended: true,
+          output_file: output_file,
+          default_into_account: 'Expenses:Default',
+          default_outof_account: 'Income:Default',
+          bank_account: 'Assets:Bank:Checking',
+        )
+        chase.walk_backwards
+        expect(output_file.string.scan('Expenses:Default').count).to eq(5)
+        expect(output_file.string.scan('Income:Default').count).to eq(4)
       end
 
       it 'should learn from a ledger file' do
-        @chase.learn_from( BANK_LEDGER )
-        @chase.walk_backwards
-        @output_file.string.scan('Expenses:Books').count.should == 1
+        chase.learn_from( BANK_LEDGER )
+        chase.walk_backwards
+        output_file.string.scan('Expenses:Books').count.should == 1
       end
 
       it 'should learn from an account tokens file and parse regexps' do
-        @chase = Reckon::App.new(:string => BANK_CSV,
-                                 :unattended => true,
-                                 :output_file => @output_file,
-                                 :account_tokens_file => 'spec/data_fixtures/tokens.yaml')
-        @chase.walk_backwards
-        @output_file.string.scan('Expenses:Books').count.should == 1
-        @output_file.string.scan('Expenses:Websites').count.should == 2
+        chase = Reckon::App.new(
+          string: BANK_CSV,
+          unattended: true,
+          output_file: output_file,
+          account_tokens_file: fixture_path('tokens.yaml'),
+          bank_account: 'Assets:Bank:Checking',
+        )
+        chase.walk_backwards
+        expect(output_file.string.scan('Expenses:Books').count).to eq(1)
+        expect(output_file.string.scan('Expenses:Websites').count).to eq(2)
       end
     end
   end
 
+  context "Issue #73 - regression test" do
+    it "should categorize transaction correctly" do
+      output = StringIO.new
+      app = Reckon::App.new(
+        file: fixture_path('73-sample.csv'),
+        unattended: true,
+        account_tokens_file: fixture_path('73-tokens.yml'),
+        bank_account: "Liabilities:Credit Cards:Visa",
+        contains_header: 1,
+        ignore_column: [4],
+        date_format: '%m/%d/%Y',
+        output_file: output
+      )
+      app.walk_backwards
+
+      expect(output.string).to include('Expenses:Automotive:Car Wash')
+    end
+  end
+
   #DATA
   BANK_CSV = (<<-CSV).strip
     DEBIT,20091224120000[0:GMT],"HOST 037196321563 MO        12/22SLICEHOST",-85.00
@@ -95,6 +128,5 @@ describe Reckon::App do
 2004/05/27 Book Store
   Expenses:Books                 $20.00
   Liabilities:MasterCard
-  LEDGER
-
+LEDGER
 end

data/spec/reckon/csv_parser_spec.rb

@@ -1,47 +1,77 @@
 #!/usr/bin/env ruby
-# encoding: utf-8
+# coding: utf-8
 
-require "spec_helper"
+require_relative "../spec_helper"
 require 'rubygems'
-require 'reckon'
+require_relative '../../lib/reckon'
 
 Reckon::CSVParser.settings[:testing] = true
 
 describe Reckon::CSVParser do
   before do
-    @chase = Reckon::CSVParser.new(:string => CHASE_CSV)
-    @some_other_bank = Reckon::CSVParser.new(:string => SOME_OTHER_CSV)
-    @two_money_columns = Reckon::CSVParser.new(:string => TWO_MONEY_COLUMNS_BANK)
-    @suntrust_csv = Reckon::CSVParser.new(:string => SUNTRUST_CSV)
-    @simple_csv = Reckon::CSVParser.new(:string => SIMPLE_CSV)
-    @nationwide = Reckon::CSVParser.new( :string => NATIONWIDE_CSV, :csv_separator => ',', :suffixed => true, :currency => "POUND" )
-    @german_date = Reckon::CSVParser.new(:string => GERMAN_DATE_EXAMPLE)
-    @danish_kroner_nordea = Reckon::CSVParser.new(:string => DANISH_KRONER_NORDEA_EXAMPLE, :csv_separator => ';', :comma_separates_cents => true)
-    @yyyymmdd_date = Reckon::CSVParser.new(:string => YYYYMMDD_DATE_EXAMPLE)
-    @spanish_date = Reckon::CSVParser.new(:string => SPANISH_DATE_EXAMPLE, :date_format => '%d/%m/%Y')
-    @english_date = Reckon::CSVParser.new(:string => ENGLISH_DATE_EXAMPLE)
-    @ing_csv = Reckon::CSVParser.new(:string => ING_CSV, :comma_separates_cents => true )
-    @austrian_csv = Reckon::CSVParser.new(:string => AUSTRIAN_EXAMPLE, :comma_separates_cents => true, :csv_separator => ';' )
-    @french_csv = Reckon::CSVParser.new(:string => FRENCH_EXAMPLE, :csv_separator => ';', :comma_separates_cents => true)
-    @broker_canada = Reckon::CSVParser.new(:string => BROKER_CANADA_EXAMPLE)
-    @intuit_mint = Reckon::CSVParser.new(:string => INTUIT_MINT_EXAMPLE)
+    @chase = Reckon::CSVParser.new(file: fixture_path('chase.csv'))
+    @some_other_bank = Reckon::CSVParser.new(file: fixture_path('some_other.csv'))
+    @two_money_columns = Reckon::CSVParser.new(file: fixture_path('two_money_columns.csv'))
+    @suntrust_csv = Reckon::CSVParser.new(file: fixture_path('suntrust.csv'))
+    @simple_csv = Reckon::CSVParser.new(file: fixture_path('simple.csv'))
+    @nationwide = Reckon::CSVParser.new(file: fixture_path('nationwide.csv'), csv_separator: ',', suffixed: true, currency: "POUND")
+    @german_date = Reckon::CSVParser.new(file: fixture_path('german_date_example.csv'))
+    @danish_kroner_nordea = Reckon::CSVParser.new(file: fixture_path('danish_kroner_nordea_example.csv'), csv_separator: ';', comma_separates_cents: true)
+    @yyyymmdd_date = Reckon::CSVParser.new(file: fixture_path('yyyymmdd_date_example.csv'))
+    @spanish_date = Reckon::CSVParser.new(file: fixture_path('spanish_date_example.csv'), date_format: '%d/%m/%Y')
+    @english_date = Reckon::CSVParser.new(file: fixture_path('english_date_example.csv'))
+    @ing_csv = Reckon::CSVParser.new(file: fixture_path('ing.csv'), comma_separates_cents: true )
+    @austrian_csv = Reckon::CSVParser.new(file: fixture_path('austrian_example.csv'), comma_separates_cents: true, csv_separator: ';' )
+    @french_csv = Reckon::CSVParser.new(file: fixture_path('french_example.csv'), csv_separator: ';', comma_separates_cents: true)
+    @broker_canada = Reckon::CSVParser.new(file: fixture_path('broker_canada_example.csv'))
+    @intuit_mint = Reckon::CSVParser.new(file: fixture_path('intuit_mint_example.csv'))
   end
 
   it "should be in testing mode" do
-    @chase.settings[:testing].should be_true
-    Reckon::CSVParser.settings[:testing].should be_true
+    @chase.settings[:testing].should be true
+    Reckon::CSVParser.settings[:testing].should be true
   end
 
   describe "parse" do
+    it "should use binary encoding if none specified and chardet fails" do
+      allow(CharDet).to receive(:detect).and_return({'encoding' => nil})
+      app = Reckon::CSVParser.new(file: fixture_path("extratofake.csv"))
+      expect(app.try_encoding("foobarbaz")).to eq("BINARY")
+    end
+
     it "should work with foreign character encodings" do
-      app = Reckon::CSVParser.new(:file => File.expand_path(File.join(File.dirname(__FILE__), "..", "data_fixtures", "extratofake.csv")))
+      app = Reckon::CSVParser.new(file: fixture_path("extratofake.csv"))
       app.columns[0][0..2].should == ["Data", "10/31/2012", "11/01/2012"]
-      app.columns[2].first.should == "Hist?rico"
+      app.columns[2].first.should == "Histórico"
     end
 
     it "should work with other separators" do
       Reckon::CSVParser.new(:string => "one;two\nthree;four", :csv_separator => ';').columns.should == [['one', 'three'], ['two', 'four']]
     end
+
+    it 'should parse quoted lines' do
+      file = %q("30.03.2015";"29.03.2015";"09.04.2015";"BARAUSZAHLUNGSENTGELT";"5266 xxxx xxxx 9454";"";"0";"EUR";"0,00";"EUR";"-3,50";"0")
+      Reckon::CSVParser.new(string: file, csv_separator: ';', comma_separates_cents: true).columns.length.should == 12
+    end
+
+    it 'should parse csv with BOM' do
+      file = File.expand_path(fixture_path("bom_utf8_file.csv"))
+      Reckon::CSVParser.new(file: file).columns.length.should == 41
+    end
+
+    describe 'file with invalid csv in header' do
+      let(:invalid_file) { fixture_path('invalid_header_example.csv') }
+
+      it 'should ignore invalid header lines' do
+        Reckon::CSVParser.new(file: invalid_file, contains_header: 4)
+      end
+
+      it 'should fail' do
+        expect { Reckon::CSVParser.new(file: invalid_file, contains_header: 1) }.to(
+          raise_error(CSV::MalformedCSVError)
+        )
+      end
+    end
   end
 
   describe "columns" do
@@ -59,7 +89,7 @@ describe Reckon::CSVParser do
 
   describe "detect_columns" do
     before do
-      @harder_date_example_csv = Reckon::CSVParser.new(:string => HARDER_DATE_EXAMPLE)
+      @harder_date_example_csv = Reckon::CSVParser.new(file: fixture_path('harder_date_example.csv'))
     end
 
     it "should detect the money column" do
@@ -73,7 +103,7 @@ describe Reckon::CSVParser do
       @yyyymmdd_date.money_column_indices.should == [3]
       @ing_csv.money_column_indices.should == [6]
       @austrian_csv.money_column_indices.should == [4]
-      @french_csv.money_column_indices.should == [6]
+      @french_csv.money_column_indices.should == [4]
       @broker_canada.money_column_indices.should == [8]
       @intuit_mint.money_column_indices.should == [3]
     end
@@ -85,7 +115,7 @@ describe Reckon::CSVParser do
       @harder_date_example_csv.date_column_index.should == 0
       @danish_kroner_nordea.date_column_index.should == 0
       @yyyymmdd_date.date_column_index.should == 1
-      @french_csv.date_column_index.should == 2
+      @french_csv.date_column_index.should == 1
       @broker_canada.date_column_index.should == 0
       @intuit_mint.date_column_index.should == 0
       Reckon::CSVParser.new(:string => '2014-01-13,"22211100000",-10').date_column_index.should == 0
@@ -101,6 +131,16 @@ describe Reckon::CSVParser do
     end
   end
 
+  describe "money_column_indicies" do
+    it "should prefer the option over the heuristic" do
+      chase = Reckon::CSVParser.new(file: fixture_path('chase.csv'))
+      expect(chase.money_column_indices).to eq([3])
+
+      chase = Reckon::CSVParser.new(file: fixture_path('chase.csv'), money_column: 2)
+      expect(chase.money_column_indices).to eq([1])
+    end
+  end
+
   describe "money_for" do
     it "should return the appropriate fields" do
       @chase.money_for(1).should == -20
@@ -142,12 +182,22 @@ describe Reckon::CSVParser do
     end
 
     it "should return negated values if the inverse option is passed" do
-      inversed_csv = Reckon::CSVParser.new(:string => INVERSED_CREDIT_CARD, :inverse => true)
+      inversed_csv = Reckon::CSVParser.new(file: fixture_path('inversed_credit_card.csv'), inverse: true)
       inversed_csv.money_for(0).should == -30.00
       inversed_csv.money_for(3).should == 500.00
     end
   end
 
+  describe "date_column_index" do
+    it "should prefer the option over the heuristic" do
+      chase = Reckon::CSVParser.new(file: fixture_path('chase.csv'))
+      expect(chase.date_column_index).to eq(1)
+
+      chase = Reckon::CSVParser.new(file: fixture_path('chase.csv'), date_column: 3)
+      expect(chase.date_column_index).to eq(2)
+    end
+  end
+
   describe "date_for" do
     it "should return a parsed date object" do
       @chase.date_for(1).year.should == Time.parse("2009/12/24").year
@@ -206,7 +256,7 @@ describe Reckon::CSVParser do
     end
 
     it "work with other currencies such as €" do
-      euro_bank = Reckon::CSVParser.new(:string => SOME_OTHER_CSV, :currency => "€", :suffixed => false )
+      euro_bank = Reckon::CSVParser.new(file: fixture_path('some_other.csv'), currency: "€", suffixed: false )
       euro_bank.pretty_money_for(1).should == "-€20.00"
       euro_bank.pretty_money_for(4).should == " €1558.52"
       euro_bank.pretty_money_for(7).should == "-€116.22"
@@ -215,7 +265,7 @@ describe Reckon::CSVParser do
     end
 
     it "work with suffixed currencies such as SEK" do
-      swedish_bank = Reckon::CSVParser.new(:string => SOME_OTHER_CSV, :currency => 'SEK', :suffixed => true )
+      swedish_bank = Reckon::CSVParser.new(file: fixture_path('some_other.csv'), currency: 'SEK', suffixed: true )
       swedish_bank.pretty_money_for(1).should == "-20.00 SEK"
       swedish_bank.pretty_money_for(4).should == " 1558.52 SEK"
       swedish_bank.pretty_money_for(7).should == "-116.22 SEK"
@@ -228,176 +278,4 @@ describe Reckon::CSVParser do
       @nationwide.pretty_money_for(1).should == "-20.00 POUND"
     end
   end
-
-  # Data
-
-  SIMPLE_CSV = "entry1,entry2,entry3\nentry4,entry5,entry6"
-
-  CHASE_CSV = (<<-CSV).strip
-    DEBIT,20091224120000[0:GMT],"HOST 037196321563 MO        12/22SLICEHOST",-85.00
-    CHECK,20091224120000[0:GMT],"CHECK 2656",-20.00
-    DEBIT,20091224120000[0:GMT],"GITHUB 041287430274 CA           12/22GITHUB 04",-7.00
-    CREDIT,20091223120000[0:GMT],"Some Company vendorpymt                 PPD ID: 59728JSL20",3520.00
-    CREDIT,20091223120000[0:GMT],"Blarg BLARG REVENUE                  PPD ID: 00jah78563",1558.52
-    DEBIT,20091221120000[0:GMT],"WEBSITE-BALANCE-17DEC09 12        12/17WEBSITE-BAL",-12.23
-    DEBIT,20091214120000[0:GMT],"WEBSITE-BALANCE-10DEC09 12        12/10WEBSITE-BAL",-20.96
-    CREDIT,20091211120000[0:GMT],"PAYPAL           TRANSFER                   PPD ID: PAYPALSDSL",-116.22
-    CREDIT,20091210120000[0:GMT],"Some Company vendorpymt                 PPD ID: 5KL3832735",2105.00
-  CSV
-
-  SOME_OTHER_CSV = (<<-CSV).strip
-    DEBIT,2011/12/24,"HOST 037196321563 MO        12/22SLICEHOST",($85.00)
-    CHECK,2010/12/24,"CHECK 2656",($20.00)
-    DEBIT,2009/12/24,"GITHUB 041287430274 CA           12/22GITHUB 04",($7.00)
-    CREDIT,2008/12/24,"Some Company vendorpymt                 PPD ID: 59728JSL20",$3520.00
-    CREDIT,2007/12/24,"Blarg BLARG REVENUE                  PPD ID: 00jah78563",$1558.52
-    DEBIT,2006/12/24,"WEBSITE-BALANCE-17DEC09 12        12/17WEBSITE-BAL",$.23
-    DEBIT,2005/12/24,"WEBSITE-BALANCE-10DEC09 12        12/10WEBSITE-BAL",($0.96)
-    CREDIT,2004/12/24,"PAYPAL           TRANSFER                   PPD ID: PAYPALSDSL",($116.22)
-    CREDIT,2003/12/24,"Some Company vendorpymt                 PPD ID: 5KL3832735",$2105.00
-  CSV
-
-  INVERSED_CREDIT_CARD = (<<-CSV).strip
-    2013/01/17,2013/01/16,2013011702,DEBIT,2226,"VODAFONE PREPAY VISA M   AUCKLAND      NZL",30.00
-    2013/01/18,2013/01/17,2013011801,DEBIT,2226,"WILSON PARKING           AUCKLAND      NZL",4.60
-    2013/01/18,2013/01/17,2013011802,DEBIT,2226,"AUCKLAND TRANSPORT       HENDERSON     NZL",2.00
-    2013/01/19,2013/01/19,2013011901,CREDIT,2226,"INTERNET PAYMENT RECEIVED                 ",-500.00
-    2013/01/26,2013/01/23,2013012601,DEBIT,2226,"ITUNES NZ                CORK          IRL",64.99
-    2013/01/26,2013/01/25,2013012602,DEBIT,2226,"VODAFONE FXFLNE BBND R   NEWTON        NZL",90.26
-    2013/01/29,2013/01/29,2013012901,CREDIT,2101,"PAYMENT RECEIVED THANK YOU                ",-27.75
-    2013/01/30,2013/01/29,2013013001,DEBIT,2226,"AUCKLAND TRANSPORT       HENDERSON     NZL",3.50
-    2013/02/05,2013/02/03,2013020501,DEBIT,2226,"Z BEACH RD               AUCKLAND      NZL",129.89
-    2013/02/05,2013/02/03,2013020502,DEBIT,2226,"TOURNAMENT KHYBER PASS   AUCKLAND      NZL",8.00
-    2013/02/05,2013/02/04,2013020503,DEBIT,2226,"VODAFONE PREPAY VISA M   AUCKLAND      NZL",30.00
-    2013/02/08,2013/02/07,2013020801,DEBIT,2226,"AKLD TRANSPORT PARKING   AUCKLAND      NZL",2.50
-    2013/02/08,2013/02/07,2013020802,DEBIT,2226,"AUCKLAND TRANSPORT       HENDERSON     NZL",3.50
-    2013/02/12,2013/02/11,2013021201,DEBIT,2226,"AKLD TRANSPORT PARKING   AUCKLAND      NZL",1.50
-    2013/02/17,2013/02/17,2013021701,CREDIT,2226,"INTERNET PAYMENT RECEIVED                 ",-12.00
-    2013/02/17,2013/02/17,2013021702,CREDIT,2226,"INTERNET PAYMENT RECEIVED                 ",-18.00
-  CSV
-
-  TWO_MONEY_COLUMNS_BANK = (<<-CSV).strip
-    4/1/2008,Check - 0000000122,122,-$76.00,"","$1,750.06"
-    3/28/2008,BLARG    R SH 456930,"","",+$327.49,"$1,826.06"
-    3/27/2008,Check - 0000000112,112,-$800.00,"","$1,498.57"
-    3/26/2008,Check - 0000000251,251,-$88.55,"","$1,298.57"
-    3/26/2008,Check - 0000000251,251,"","+$88.55","$1,298.57"
-  CSV
-
-  SUNTRUST_CSV = (<<-CSV).strip
-    11/01/2014,0, Deposit,0,500.00,500.00
-    11/02/2014,101,Check,100.00,0,400.00
-    11/03/2014,102,Check,100.00,0,300.00
-    11/04/2014,103,Check,100.00,0,200.00
-    11/05/2014,104,Check,100.00,0,100.00
-    11/06/2014,105,Check,100.00,0,0.00
-    11/17/2014,0, Deposit,0,700.00,700.00
-  CSV
-
-  NATIONWIDE_CSV = (<<-CSV).strip
-    07 Nov 2013,Bank credit,Bank credit,,£500.00,£500.00
-    09 Oct 2013,ATM Withdrawal,Withdrawal,£20.00,,£480.00
-    09 Dec 2013,Visa,Supermarket,£19.77,,£460.23
-    10 Dec 2013,ATM Withdrawal 2,ATM Withdrawal 4,£100.00,,£360.23
-  CSV
-
-  ING_CSV = (<<-CSV).strip
-    20121115,From1,Acc,T1,IC,Af,"136,13",Incasso,SEPA Incasso, Opm1
-    20121112,Names,NL28 INGB 1200 3244 16,21817,GT,Bij,"375,00", Opm2
-    20091117,Names,NL28 INGB 1200 3244 16,21817,GT,Af,"257,50", Opm3
-  CSV
-
-  HARDER_DATE_EXAMPLE = (<<-CSV).strip
-    10-Nov-9,-123.12,,,TRANSFER DEBIT INTERNET TRANSFER,INTERNET TRANSFER MORTGAGE,0.00,
-    09-Nov-10,123.12,,,SALARY SALARY,NGHSKS46383BGDJKD  FOO BAR,432.12,
-    04-Nov-11,-1234.00,,,TRANSFER DEBIT INTERNET TRANSFER,INTERNET TRANSFER   SAV TO MECU,0.00,
-    04-Nov-9,1234.00,,,TRANSFER CREDIT INTERNET TRANSFER,INTERNET TRANSFER,1234.00,
-    28-Oct-10,-123.12,,,TRANSFER DEBIT INTERNET TRANSFER,INTERNET TRANSFER SAV TO MORTGAGE,0.00,
-  CSV
-
-  GERMAN_DATE_EXAMPLE = (<<-CSV).strip
-    24.12.2009,Check - 0000000122,122,-$76.00,"","$1,750.06"
-    24.12.2009,BLARG    R SH 456930,"","",+$327.49,"$1,826.06"
-    24.12.2009,Check - 0000000112,112,-$800.00,"","$1,498.57"
-  CSV
-
-  DANISH_KRONER_NORDEA_EXAMPLE = (<<-CSV).strip
-    16-11-2012;Dankort-nota DSB Kobenhavn  15149;16-11-2012;-48,00;26550,33
-    26-10-2012;Dankort-nota Ziggy Cafe     19471;26-10-2012;-79,00;26054,54
-    22-10-2012;Dankort-nota H&M Hennes & M 10681;23-10-2012;497,90;25433,54
-    12-10-2012;Visa kob DKK     995,00            WWW.ASOS.COM   00000               ;12-10-2012;-995,00;27939,54
-    12-09-2012;Dankort-nota B.J. TRADING E 14660;12-09-2012;-3452,90;26164,80
-    27-08-2012;Dankort-nota MATAS - 20319  18230;27-08-2012;-655,00;21127,45
-  CSV
-
-  YYYYMMDD_DATE_EXAMPLE = (<<-CSV).strip
-    DEBIT,20121231,"ODESK***BAL-27DEC12 650-12345 CA 12/28",-123.45
-  CSV
-
-  SPANISH_DATE_EXAMPLE = (<<-CSV).strip
-    02/12/2009,Check - 0000000122,122,-$76.00,"","$1,750.06"
-    02/12/2009,BLARG    R SH 456930,"","",+$327.49,"$1,826.06"
-    02/12/2009,Check - 0000000112,112,-$800.00,"","$1,498.57"
-  CSV
-
-  ENGLISH_DATE_EXAMPLE = (<<-CSV).strip
-    24/12/2009,Check - 0000000122,122,-$76.00,"","$1,750.06"
-    24/12/2009,BLARG    R SH 456930,"","",+$327.49,"$1,826.06"
-    24/12/2009,Check - 0000000112,112,-$800.00,"","$1,498.57"
-  CSV
-
-  AUSTRIAN_EXAMPLE = (<<-CSV).strip
-    00075757575;Abbuchung Onlinebanking         654321098765 BG/000002462 BICBICBI AT654000000065432109 Thematische Universität Stadt    ;22.01.2014;22.01.2014;-18,00;EUR
-    00075757575;333222111333222             222111333222     OG/000002461 BICBICBIXXX AT333000000003332221 Telekom Land AG RECHNUNG       11/13  333222111333222   ;17.01.2014;17.01.2014;-9,05;EUR
-    00075757575;Helm                                         BG/000002460 10000 00007878787 Muster Dr.Beispiel-Vorname    ;15.01.2014;15.01.2014;+120,00;EUR
-    00075757575;Gutschrift Dauerauftrag                      BG/000002459 BICBICBI AT787000000007878787 Muster Dr.Beispiel-Vorname    ;15.01.2014;15.01.2014;+22,00;EUR
-    00075757575;Bezahlung Bankomat                           MC/000002458 0001  K1 06.01.UM 18.11 Bahn 8020 FSA\\Ort\10 10            2002200EUR   ;07.01.2014;06.01.2014;-37,60;EUR
-    00075757575;Bezahlung Bankomat             10.33         MC/000002457 0001  K1 02.01.UM 10.33 Abcdef Electronic\\Wie n\1150           0400444   ;03.01.2014;02.01.2014;-46,42;EUR
-    00075757575;050055556666000                              OG/000002456 BKAUATWWXXX AT555500000555566665 JKL Telekommm Stadt GmbH JKL Rechnung 555666555   ;03.01.2014;03.01.2014;-17,15;EUR
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-    00075757575;POLIZZE 1/01/0101010 Fondsge010101010101nsverOG/000002454 BICBICBIXXX AT101000000101010101 VERSICHERUNG NAMEDERV AG POLIZZE 1/01/0101010 Fondsgebundene Lebensversicherung - fällig 01.01.                                   2014 Folg eprämie ;02.01.2014;02.01.2014;-31,71;EUR
-    00075757575;POLIZZE 1/01/0101012 Rentenv010101010102- fälOG/000002453 BICBICBIXXX AT101000000101010102 VERSICHERUNG NAMEDERV AG POLIZZE 1/01/0101012 Rentenversicherung - fällig 01.01.20 14 Folgeprämi                                   e  ;02.01.2014;02.01.2014;-32,45;EUR
-    00075757575;Anlass                                       VD/000002452 BKAUATWWBRN AT808800080880880880 Dipl.Ing.Dr. Berta Beispiel   ;02.01.2014;02.01.2014;+61,90;EUR
-    00075757575;Abbuchung Onlinebanking         000009999999 BG/000002451 BICBICBI AT099000000009999999 Asdfjklöasdf Asdfjklöasdfjklöasdf   ;02.01.2014;02.01.2014;-104,69;EUR
-    00075757575;Abbuchung Onlinebanking                      FE/000002450 AT556600055665566556 CD Stadt Efghij Club Dipl.Ing. Max Muster M005566 - Mitgliedsbeitrag 2014  ;02.01.2014;02.01.2014;-39,00;EUR
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-    2014-02-10,2014-02-10,Interest,ISHARES S&P/TSX CAPPED REIT IN,XRE,179,,,12.55,CAD
-    2014-01-16,2014-01-16,Reinvestment,ISHARES GLOBAL AGRICULTURE IND,COW,3,,,-81.57,CAD
-    2014-01-16,2014-01-16,Contribution,CONTRIBUTION,,,,,600.00,CAD
-    2014-01-16,2014-01-16,Interest,ISHARES GLOBAL AGRICULTURE IND,COW,200,,,87.05,CAD
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