plaid 50.0.0 → 52.0.0

data/lib/plaid/api/plaid_api.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.729.1
+The version of the OpenAPI document: 2020-09-14_1.762.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -68,7 +68,7 @@ module Plaid
       return_type = opts[:debug_return_type] || 'AccountsGetResponse'
 
       # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+      auth_names = opts[:debug_auth_names] || ['clientId', 'oauth2', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
         :operation => :"PlaidApi.accounts_balance_get",
@@ -952,7 +952,7 @@ module Plaid
       return_type = opts[:debug_return_type] || 'AuthGetResponse'
 
       # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+      auth_names = opts[:debug_auth_names] || ['clientId', 'oauth2', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
         :operation => :"PlaidApi.auth_get",
@@ -3284,7 +3284,7 @@ module Plaid
     end
 
     # List webhook events
-    # The `/beta/webhook_events/list` endpoint returns webhook events Plaid sent to the calling client within the last 7 days. Results are ordered by `sent_time` ascending and cursor paginated so clients can recover missed webhook deliveries and deduplicate on `webhook_message_id`.  Filtering is optional. When multiple filter fields are set (`webhook_types`, `webhook_codes`, `item_ids`, `delivery_statuses`), they are combined with AND across fields and OR within each array (for example, `webhook_types: [\"TRANSACTIONS\", \"ITEM\"]` matches either type).  Recommended pagination workflow:  1. First call: omit `cursor`, and optionally set `start_time` within the last 7 days (or    omit `start_time` to begin at the oldest retained event). 2. Subsequent calls: pass `next_cursor` as `cursor`. Do not send `start_time` with    `cursor` — the two fields are mutually exclusive. 3. Persist `next_cursor` even when `has_more` is `false`, then reuse it on the next poll so    you only receive events newer than what you have already seen. 4. If a stored cursor is older than the 7-day retention window, the API returns    `WEBHOOK_EVENTS_CURSOR_EXPIRED`; restart with a `start_time` within the last 7 days.    Events older than the retention window are no longer available.
+    # `/beta/webhook_events/list` returns webhook events for your account from the last 7 days, regardless of delivery outcome. Results are ordered by `sent_time`, oldest first, and paginated with a cursor so you can recover deliveries your endpoint missed. Each event includes a `webhook_message_id` that stays the same if that event shows up again on a later poll, so you can skip events you have already handled.  `TRANSACTIONS` webhooks are not returned. Use [`/transactions/sync`](https://plaid.com/docs/api/products/transactions/#transactionssync) to recover transaction updates.  Filtering is optional. For `webhook_types`, `webhook_codes`, `item_ids`, and `delivery_statuses`, values within a field match with OR; different fields combine with AND. For example, `webhook_types: [\"ITEM\", \"AUTH\"]` matches events of either type.  To page through events:  - On the first request, omit `cursor`. You can set `start_time` to a time within the last 7 days, or omit `start_time` to start at the oldest retained event. - On later requests, send the previous response's `next_cursor` as `cursor`. If you also send `start_time`, it is ignored; `cursor` takes precedence, even when `start_time` has changed. - Save `next_cursor` even when `has_more` is `false`, and send that cursor on the next poll so you only receive events newer than the ones you have already seen.  A request fails with 400 in these cases:  - `WEBHOOK_EVENTS_START_TIME_OUT_OF_RANGE` (`INVALID_INPUT`) is returned when `cursor` is omitted and `start_time` is earlier than the 7-day retention window. Retry with a `start_time` within the last 7 days, or omit `start_time`. - `WEBHOOK_EVENTS_CURSOR_EXPIRED` (`INVALID_INPUT`) is returned when the cursor is older than the 7-day retention window and can no longer be resolved. Start again with a `start_time` within the last 7 days. Events older than that window are no longer available. - `INVALID_FIELD` (`INVALID_REQUEST`) is returned when `cursor` is not a properly formatted string, or when the request is otherwise invalid.  This endpoint is in beta and may change in backwards-incompatible ways before it is generally available. Send feedback or bug reports to building@plaid.com.
     # @param beta_webhook_events_list_request [BetaWebhookEventsListRequest] 
     # @param [Hash] opts the optional parameters
     # @return [BetaWebhookEventsListResponse]
@@ -3294,7 +3294,7 @@ module Plaid
     end
 
     # List webhook events
-    # The `/beta/webhook_events/list` endpoint returns webhook events Plaid sent to the calling client within the last 7 days. Results are ordered by `sent_time` ascending and cursor paginated so clients can recover missed webhook deliveries and deduplicate on `webhook_message_id`.  Filtering is optional. When multiple filter fields are set (`webhook_types`, `webhook_codes`, `item_ids`, `delivery_statuses`), they are combined with AND across fields and OR within each array (for example, `webhook_types: [\"TRANSACTIONS\", \"ITEM\"]` matches either type).  Recommended pagination workflow:  1. First call: omit `cursor`, and optionally set `start_time` within the last 7 days (or    omit `start_time` to begin at the oldest retained event). 2. Subsequent calls: pass `next_cursor` as `cursor`. Do not send `start_time` with    `cursor` — the two fields are mutually exclusive. 3. Persist `next_cursor` even when `has_more` is `false`, then reuse it on the next poll so    you only receive events newer than what you have already seen. 4. If a stored cursor is older than the 7-day retention window, the API returns    `WEBHOOK_EVENTS_CURSOR_EXPIRED`; restart with a `start_time` within the last 7 days.    Events older than the retention window are no longer available.
+    # `/beta/webhook_events/list` returns webhook events for your account from the last 7 days, regardless of delivery outcome. Results are ordered by `sent_time`, oldest first, and paginated with a cursor so you can recover deliveries your endpoint missed. Each event includes a `webhook_message_id` that stays the same if that event shows up again on a later poll, so you can skip events you have already handled.  `TRANSACTIONS` webhooks are not returned. Use [`/transactions/sync`](https://plaid.com/docs/api/products/transactions/#transactionssync) to recover transaction updates.  Filtering is optional. For `webhook_types`, `webhook_codes`, `item_ids`, and `delivery_statuses`, values within a field match with OR; different fields combine with AND. For example, `webhook_types: [\"ITEM\", \"AUTH\"]` matches events of either type.  To page through events:  - On the first request, omit `cursor`. You can set `start_time` to a time within the last 7 days, or omit `start_time` to start at the oldest retained event. - On later requests, send the previous response's `next_cursor` as `cursor`. If you also send `start_time`, it is ignored; `cursor` takes precedence, even when `start_time` has changed. - Save `next_cursor` even when `has_more` is `false`, and send that cursor on the next poll so you only receive events newer than the ones you have already seen.  A request fails with 400 in these cases:  - `WEBHOOK_EVENTS_START_TIME_OUT_OF_RANGE` (`INVALID_INPUT`) is returned when `cursor` is omitted and `start_time` is earlier than the 7-day retention window. Retry with a `start_time` within the last 7 days, or omit `start_time`. - `WEBHOOK_EVENTS_CURSOR_EXPIRED` (`INVALID_INPUT`) is returned when the cursor is older than the 7-day retention window and can no longer be resolved. Start again with a `start_time` within the last 7 days. Events older than that window are no longer available. - `INVALID_FIELD` (`INVALID_REQUEST`) is returned when `cursor` is not a properly formatted string, or when the request is otherwise invalid.  This endpoint is in beta and may change in backwards-incompatible ways before it is generally available. Send feedback or bug reports to building@plaid.com.
     # @param beta_webhook_events_list_request [BetaWebhookEventsListRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(BetaWebhookEventsListResponse, Integer, Hash)>] BetaWebhookEventsListResponse data, response status code and response headers
@@ -4440,7 +4440,7 @@ module Plaid
     end
 
     # Retrieve a Consumer Report as a PDF
-    # `/cra/check_report/pdf/get` retrieves the most recent Consumer Report in PDF format. By default, the most recent Base Report (if it exists) for the user will be returned. To request that the most recent Partner Insights or Income Insights report be included in the PDF as well, use the `add-ons` field.
+    # `/cra/check_report/pdf/get` retrieves the most recent Consumer Report in PDF format. The most recent Base Report for the user is always included. Use the `add_ons` field to also include the most recent Income Insights, Partner Insights or LendScore report in the PDF.
     # @param cra_check_report_pdf_get_request [CraCheckReportPDFGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [File]
@@ -4450,7 +4450,7 @@ module Plaid
     end
 
     # Retrieve a Consumer Report as a PDF
-    # &#x60;/cra/check_report/pdf/get&#x60; retrieves the most recent Consumer Report in PDF format. By default, the most recent Base Report (if it exists) for the user will be returned. To request that the most recent Partner Insights or Income Insights report be included in the PDF as well, use the &#x60;add-ons&#x60; field.
+    # &#x60;/cra/check_report/pdf/get&#x60; retrieves the most recent Consumer Report in PDF format. The most recent Base Report for the user is always included. Use the &#x60;add_ons&#x60; field to also include the most recent Income Insights, Partner Insights or LendScore report in the PDF.
     # @param cra_check_report_pdf_get_request [CraCheckReportPDFGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(File, Integer, Hash)>] File data, response status code and response headers
@@ -4556,7 +4556,7 @@ module Plaid
       return_type = opts[:debug_return_type] || 'CraCheckReportVerificationGetResponse'
 
       # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+      auth_names = opts[:debug_auth_names] || ['clientId', 'oauth2', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
         :operation => :"PlaidApi.cra_check_report_verification_get",
@@ -4624,7 +4624,7 @@ module Plaid
       return_type = opts[:debug_return_type] || 'File'
 
       # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+      auth_names = opts[:debug_auth_names] || ['clientId', 'oauth2', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
         :operation => :"PlaidApi.cra_check_report_verification_pdf_get",
@@ -4983,8 +4983,8 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Retrieve a Monitoring Insights Report
-    # This endpoint allows you to retrieve a Cash Flow Updates report by passing in the `user_id` referred to in the webhook you received.
+    # (Legacy) Retrieve a Cash Flow Updates report
+    # This endpoint allows you to retrieve a Cash Flow Updates report by passing in the `user_id` referred to in the webhook you received. This endpoint is part of the legacy Cash Flow Updates product and is available only to integrations already using it. CRA Servicing has no direct equivalent; other integrations should handle the `CRA_REPORT_UPDATED` webhook and pass its `report_id` to the relevant product `/get` endpoint, such as `/cra/check_report/base_report/get`.
     # @param cra_monitoring_insights_get_request [CraMonitoringInsightsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [CraMonitoringInsightsGetResponse]
@@ -4993,8 +4993,8 @@ module Plaid
       data
     end
 
-    # Retrieve a Monitoring Insights Report
-    # This endpoint allows you to retrieve a Cash Flow Updates report by passing in the &#x60;user_id&#x60; referred to in the webhook you received.
+    # (Legacy) Retrieve a Cash Flow Updates report
+    # This endpoint allows you to retrieve a Cash Flow Updates report by passing in the &#x60;user_id&#x60; referred to in the webhook you received. This endpoint is part of the legacy Cash Flow Updates product and is available only to integrations already using it. CRA Servicing has no direct equivalent; other integrations should handle the &#x60;CRA_REPORT_UPDATED&#x60; webhook and pass its &#x60;report_id&#x60; to the relevant product &#x60;/get&#x60; endpoint, such as &#x60;/cra/check_report/base_report/get&#x60;.
     # @param cra_monitoring_insights_get_request [CraMonitoringInsightsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(CraMonitoringInsightsGetResponse, Integer, Hash)>] CraMonitoringInsightsGetResponse data, response status code and response headers
@@ -5051,8 +5051,8 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Subscribe to Monitoring Insights
-    # This endpoint allows you to subscribe to insights for a user's linked CRA Item, which are updated between one and four times per day (best-effort). In the current Cash Flow Updates beta experience, only one Item per user may be subscribed for monitoring updates.
+    # (Legacy) Subscribe to Cash Flow Updates
+    # This endpoint allows you to subscribe to insights for a user's linked CRA Item, which are updated between one and four times per day (best-effort). Only one Item per user may be subscribed. This endpoint is part of the legacy Cash Flow Updates product and is available only to integrations already using it; other integrations should use `/cra/servicing/subscription/create` instead.
     # @param cra_monitoring_insights_subscribe_request [CraMonitoringInsightsSubscribeRequest] 
     # @param [Hash] opts the optional parameters
     # @return [CraMonitoringInsightsSubscribeResponse]
@@ -5061,8 +5061,8 @@ module Plaid
       data
     end
 
-    # Subscribe to Monitoring Insights
-    # This endpoint allows you to subscribe to insights for a user&#39;s linked CRA Item, which are updated between one and four times per day (best-effort). In the current Cash Flow Updates beta experience, only one Item per user may be subscribed for monitoring updates.
+    # (Legacy) Subscribe to Cash Flow Updates
+    # This endpoint allows you to subscribe to insights for a user&#39;s linked CRA Item, which are updated between one and four times per day (best-effort). Only one Item per user may be subscribed. This endpoint is part of the legacy Cash Flow Updates product and is available only to integrations already using it; other integrations should use &#x60;/cra/servicing/subscription/create&#x60; instead.
     # @param cra_monitoring_insights_subscribe_request [CraMonitoringInsightsSubscribeRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(CraMonitoringInsightsSubscribeResponse, Integer, Hash)>] CraMonitoringInsightsSubscribeResponse data, response status code and response headers
@@ -5119,8 +5119,8 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Unsubscribe from Monitoring Insights
-    # This endpoint allows you to unsubscribe from previously subscribed Monitoring Insights.
+    # (Legacy) Unsubscribe from Cash Flow Updates
+    # This endpoint allows you to remove a subscription created by `/cra/monitoring_insights/subscribe`. This endpoint is part of the legacy Cash Flow Updates product and is available only to integrations already using it; other integrations should use `/cra/servicing/subscription/delete` instead.
     # @param cra_monitoring_insights_unsubscribe_request [CraMonitoringInsightsUnsubscribeRequest] 
     # @param [Hash] opts the optional parameters
     # @return [CraMonitoringInsightsUnsubscribeResponse]
@@ -5129,8 +5129,8 @@ module Plaid
       data
     end
 
-    # Unsubscribe from Monitoring Insights
-    # This endpoint allows you to unsubscribe from previously subscribed Monitoring Insights.
+    # (Legacy) Unsubscribe from Cash Flow Updates
+    # This endpoint allows you to remove a subscription created by &#x60;/cra/monitoring_insights/subscribe&#x60;. This endpoint is part of the legacy Cash Flow Updates product and is available only to integrations already using it; other integrations should use &#x60;/cra/servicing/subscription/delete&#x60; instead.
     # @param cra_monitoring_insights_unsubscribe_request [CraMonitoringInsightsUnsubscribeRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(CraMonitoringInsightsUnsubscribeResponse, Integer, Hash)>] CraMonitoringInsightsUnsubscribeResponse data, response status code and response headers
@@ -5255,6 +5255,74 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Create a CRA Report for provided user
+    # `/cra/report/create` generates a CRA Report for a user from the Items associated with that user.  Each requested product is generated asynchronously. Use the returned `report_id` to retrieve the report once its products are ready.
+    # @param cra_report_create_request [CraReportCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [CraReportCreateResponse]
+    def cra_report_create(cra_report_create_request, opts = {})
+      data, _status_code, _headers = cra_report_create_with_http_info(cra_report_create_request, opts)
+      data
+    end
+
+    # Create a CRA Report for provided user
+    # &#x60;/cra/report/create&#x60; generates a CRA Report for a user from the Items associated with that user.  Each requested product is generated asynchronously. Use the returned &#x60;report_id&#x60; to retrieve the report once its products are ready.
+    # @param cra_report_create_request [CraReportCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(CraReportCreateResponse, Integer, Hash)>] CraReportCreateResponse data, response status code and response headers
+    def cra_report_create_with_http_info(cra_report_create_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.cra_report_create ...'
+      end
+      # verify the required parameter 'cra_report_create_request' is set
+      if @api_client.config.client_side_validation && cra_report_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'cra_report_create_request' when calling PlaidApi.cra_report_create"
+      end
+      # resource path
+      local_var_path = '/cra/report/create'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(cra_report_create_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'CraReportCreateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.cra_report_create",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#cra_report_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Retrieve a CRA Report for provided user
     # `/cra/report/get` retrieves a CRA Report for a user.
     # @param cra_report_get_request [CraReportGetRequest] 
@@ -5304,7 +5372,7 @@ module Plaid
       return_type = opts[:debug_return_type] || 'CraReportGetResponse'
 
       # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+      auth_names = opts[:debug_auth_names] || ['clientId', 'oauth2', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
         :operation => :"PlaidApi.cra_report_get",
@@ -8142,7 +8210,7 @@ module Plaid
       return_type = opts[:debug_return_type] || 'IdentityGetResponse'
 
       # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+      auth_names = opts[:debug_auth_names] || ['clientId', 'oauth2', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
         :operation => :"PlaidApi.identity_get",
@@ -9114,7 +9182,7 @@ module Plaid
     end
 
     # Get details of an institution
-    # Returns a JSON response containing details on a specified financial institution currently supported by Plaid.  Versioning note: API versions 2019-05-29 and earlier allow use of the `public_key` parameter instead of the `client_id` and `secret` to authenticate to this endpoint. The `public_key` has been deprecated; all customers are encouraged to use `client_id` and `secret` instead. 
+    # Returns a JSON response containing details on a specified financial institution.  Institutions that Plaid does not support for new connections are still returned by this endpoint, so that an `institution_id` stored on an existing Item can still be looked up. These institutions are not returned by `/institutions/get` or `/institutions/search`, and attempting to create a new Item for one of them returns an `INSTITUTION_NO_LONGER_SUPPORTED` error. Use `connection_availability` to tell the two cases apart.  Versioning note: API versions 2019-05-29 and earlier allow use of the `public_key` parameter instead of the `client_id` and `secret` to authenticate to this endpoint. The `public_key` has been deprecated; all customers are encouraged to use `client_id` and `secret` instead. 
     # @param institutions_get_by_id_request [InstitutionsGetByIdRequest] 
     # @param [Hash] opts the optional parameters
     # @return [InstitutionsGetByIdResponse]
@@ -9124,7 +9192,7 @@ module Plaid
     end
 
     # Get details of an institution
-    # Returns a JSON response containing details on a specified financial institution currently supported by Plaid.  Versioning note: API versions 2019-05-29 and earlier allow use of the &#x60;public_key&#x60; parameter instead of the &#x60;client_id&#x60; and &#x60;secret&#x60; to authenticate to this endpoint. The &#x60;public_key&#x60; has been deprecated; all customers are encouraged to use &#x60;client_id&#x60; and &#x60;secret&#x60; instead. 
+    # Returns a JSON response containing details on a specified financial institution.  Institutions that Plaid does not support for new connections are still returned by this endpoint, so that an &#x60;institution_id&#x60; stored on an existing Item can still be looked up. These institutions are not returned by &#x60;/institutions/get&#x60; or &#x60;/institutions/search&#x60;, and attempting to create a new Item for one of them returns an &#x60;INSTITUTION_NO_LONGER_SUPPORTED&#x60; error. Use &#x60;connection_availability&#x60; to tell the two cases apart.  Versioning note: API versions 2019-05-29 and earlier allow use of the &#x60;public_key&#x60; parameter instead of the &#x60;client_id&#x60; and &#x60;secret&#x60; to authenticate to this endpoint. The &#x60;public_key&#x60; has been deprecated; all customers are encouraged to use &#x60;client_id&#x60; and &#x60;secret&#x60; instead. 
     # @param institutions_get_by_id_request [InstitutionsGetByIdRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(InstitutionsGetByIdResponse, Integer, Hash)>] InstitutionsGetByIdResponse data, response status code and response headers
@@ -9182,7 +9250,7 @@ module Plaid
     end
 
     # Search institutions
-    # Returns a JSON response containing details for institutions that match the query parameters, up to a maximum of ten institutions per query.  Versioning note: API versions 2019-05-29 and earlier allow use of the `public_key` parameter instead of the `client_id` and `secret` parameters to authenticate to this endpoint. The `public_key` parameter has since been deprecated; all customers are encouraged to use `client_id` and `secret` instead. 
+    # Returns a JSON response containing details for institutions that match the query parameters, up to a maximum of ten institutions per query. Institutions that Plaid does not support for new connections are not included in search results, but can still be retrieved by ID with `/institutions/get_by_id`.  Versioning note: API versions 2019-05-29 and earlier allow use of the `public_key` parameter instead of the `client_id` and `secret` parameters to authenticate to this endpoint. The `public_key` parameter has since been deprecated; all customers are encouraged to use `client_id` and `secret` instead. 
     # @param institutions_search_request [InstitutionsSearchRequest] 
     # @param [Hash] opts the optional parameters
     # @return [InstitutionsSearchResponse]
@@ -9192,7 +9260,7 @@ module Plaid
     end
 
     # Search institutions
-    # Returns a JSON response containing details for institutions that match the query parameters, up to a maximum of ten institutions per query.  Versioning note: API versions 2019-05-29 and earlier allow use of the &#x60;public_key&#x60; parameter instead of the &#x60;client_id&#x60; and &#x60;secret&#x60; parameters to authenticate to this endpoint. The &#x60;public_key&#x60; parameter has since been deprecated; all customers are encouraged to use &#x60;client_id&#x60; and &#x60;secret&#x60; instead. 
+    # Returns a JSON response containing details for institutions that match the query parameters, up to a maximum of ten institutions per query. Institutions that Plaid does not support for new connections are not included in search results, but can still be retrieved by ID with &#x60;/institutions/get_by_id&#x60;.  Versioning note: API versions 2019-05-29 and earlier allow use of the &#x60;public_key&#x60; parameter instead of the &#x60;client_id&#x60; and &#x60;secret&#x60; parameters to authenticate to this endpoint. The &#x60;public_key&#x60; parameter has since been deprecated; all customers are encouraged to use &#x60;client_id&#x60; and &#x60;secret&#x60; instead. 
     # @param institutions_search_request [InstitutionsSearchRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(InstitutionsSearchResponse, Integer, Hash)>] InstitutionsSearchResponse data, response status code and response headers
@@ -10182,7 +10250,7 @@ module Plaid
       return_type = opts[:debug_return_type] || 'ItemGetResponse'
 
       # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+      auth_names = opts[:debug_auth_names] || ['clientId', 'oauth2', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
         :operation => :"PlaidApi.item_get",
@@ -10386,7 +10454,7 @@ module Plaid
       return_type = opts[:debug_return_type] || 'ItemPublicTokenExchangeResponse'
 
       # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+      auth_names = opts[:debug_auth_names] || ['clientId', 'oauth2', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
         :operation => :"PlaidApi.item_public_token_exchange",
@@ -10542,7 +10610,7 @@ module Plaid
     end
 
     # Retrieve Liabilities data
-    # The `/liabilities/get` endpoint returns various details about an Item with loan or credit accounts. Liabilities data is available primarily for US financial institutions, with some limited coverage of Canadian institutions. Supported account types are account type `credit` with account subtype `charge card`, `credit card`, or `paypal`; and account type `loan` with account subtype `auto`, `commercial`, `commercial line of credit`, `consumer`, `home equity`, `home equity loan`, `installment`, `line of credit`, `loan`, `mortgage`, or `student`. To limit accounts listed in Link to types and subtypes supported by Liabilities, you can use the `account_filters` parameter when [creating a Link token](https://plaid.com/docs/api/link/#linktokencreate).  The types of information returned by Liabilities can include balances and due dates, loan terms, and account details such as original loan amount and guarantor. Data is refreshed approximately once per day; the latest data can be retrieved by calling `/liabilities/get`.
+    # The `/liabilities/get` endpoint returns various details about an Item with loan or credit accounts. Liabilities data is available primarily for US financial institutions, with some limited coverage of Canadian institutions. Currently supported account types are account type `credit` with account subtype `credit card` or `paypal`, and account type `loan` with account subtype `student` or `mortgage`. To limit accounts listed in Link to types and subtypes supported by Liabilities, you can use the `account_filters` parameter when [creating a Link token](https://plaid.com/docs/api/link/#linktokencreate).  The types of information returned by Liabilities can include balances and due dates, loan terms, and account details such as original loan amount and guarantor. Data is refreshed approximately once per day; the latest data can be retrieved by calling `/liabilities/get`.
     # @param liabilities_get_request [LiabilitiesGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [LiabilitiesGetResponse]
@@ -10552,7 +10620,7 @@ module Plaid
     end
 
     # Retrieve Liabilities data
-    # The &#x60;/liabilities/get&#x60; endpoint returns various details about an Item with loan or credit accounts. Liabilities data is available primarily for US financial institutions, with some limited coverage of Canadian institutions. Supported account types are account type &#x60;credit&#x60; with account subtype &#x60;charge card&#x60;, &#x60;credit card&#x60;, or &#x60;paypal&#x60;; and account type &#x60;loan&#x60; with account subtype &#x60;auto&#x60;, &#x60;commercial&#x60;, &#x60;commercial line of credit&#x60;, &#x60;consumer&#x60;, &#x60;home equity&#x60;, &#x60;home equity loan&#x60;, &#x60;installment&#x60;, &#x60;line of credit&#x60;, &#x60;loan&#x60;, &#x60;mortgage&#x60;, or &#x60;student&#x60;. To limit accounts listed in Link to types and subtypes supported by Liabilities, you can use the &#x60;account_filters&#x60; parameter when [creating a Link token](https://plaid.com/docs/api/link/#linktokencreate).  The types of information returned by Liabilities can include balances and due dates, loan terms, and account details such as original loan amount and guarantor. Data is refreshed approximately once per day; the latest data can be retrieved by calling &#x60;/liabilities/get&#x60;.
+    # The &#x60;/liabilities/get&#x60; endpoint returns various details about an Item with loan or credit accounts. Liabilities data is available primarily for US financial institutions, with some limited coverage of Canadian institutions. Currently supported account types are account type &#x60;credit&#x60; with account subtype &#x60;credit card&#x60; or &#x60;paypal&#x60;, and account type &#x60;loan&#x60; with account subtype &#x60;student&#x60; or &#x60;mortgage&#x60;. To limit accounts listed in Link to types and subtypes supported by Liabilities, you can use the &#x60;account_filters&#x60; parameter when [creating a Link token](https://plaid.com/docs/api/link/#linktokencreate).  The types of information returned by Liabilities can include balances and due dates, loan terms, and account details such as original loan amount and guarantor. Data is refreshed approximately once per day; the latest data can be retrieved by calling &#x60;/liabilities/get&#x60;.
     # @param liabilities_get_request [LiabilitiesGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(LiabilitiesGetResponse, Integer, Hash)>] LiabilitiesGetResponse data, response status code and response headers
@@ -10609,142 +10677,6 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Create Hosted Link session
-    # Use the `/link_delivery/create` endpoint to create a Hosted Link session.
-    # @param link_delivery_create_request [LinkDeliveryCreateRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [LinkDeliveryCreateResponse]
-    def link_delivery_create(link_delivery_create_request, opts = {})
-      data, _status_code, _headers = link_delivery_create_with_http_info(link_delivery_create_request, opts)
-      data
-    end
-
-    # Create Hosted Link session
-    # Use the &#x60;/link_delivery/create&#x60; endpoint to create a Hosted Link session.
-    # @param link_delivery_create_request [LinkDeliveryCreateRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [Array<(LinkDeliveryCreateResponse, Integer, Hash)>] LinkDeliveryCreateResponse data, response status code and response headers
-    def link_delivery_create_with_http_info(link_delivery_create_request, opts = {})
-      if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.link_delivery_create ...'
-      end
-      # verify the required parameter 'link_delivery_create_request' is set
-      if @api_client.config.client_side_validation && link_delivery_create_request.nil?
-        fail ArgumentError, "Missing the required parameter 'link_delivery_create_request' when calling PlaidApi.link_delivery_create"
-      end
-      # resource path
-      local_var_path = '/link_delivery/create'
-
-      # query parameters
-      query_params = opts[:query_params] || {}
-
-      # header parameters
-      header_params = opts[:header_params] || {}
-      # HTTP header 'Accept' (if needed)
-      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
-      # HTTP header 'Content-Type'
-      content_type = @api_client.select_header_content_type(['application/json'])
-      if !content_type.nil?
-          header_params['Content-Type'] = content_type
-      end
-
-      # form parameters
-      form_params = opts[:form_params] || {}
-
-      # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(link_delivery_create_request)
-
-      # return_type
-      return_type = opts[:debug_return_type] || 'LinkDeliveryCreateResponse'
-
-      # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
-
-      new_options = opts.merge(
-        :operation => :"PlaidApi.link_delivery_create",
-        :header_params => header_params,
-        :query_params => query_params,
-        :form_params => form_params,
-        :body => post_body,
-        :auth_names => auth_names,
-        :return_type => return_type
-      )
-
-      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
-      if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#link_delivery_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
-      end
-      return data, status_code, headers
-    end
-
-    # Get Hosted Link session
-    # Use the `/link_delivery/get` endpoint to get the status of a Hosted Link session.
-    # @param link_delivery_get_request [LinkDeliveryGetRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [LinkDeliveryGetResponse]
-    def link_delivery_get(link_delivery_get_request, opts = {})
-      data, _status_code, _headers = link_delivery_get_with_http_info(link_delivery_get_request, opts)
-      data
-    end
-
-    # Get Hosted Link session
-    # Use the &#x60;/link_delivery/get&#x60; endpoint to get the status of a Hosted Link session.
-    # @param link_delivery_get_request [LinkDeliveryGetRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [Array<(LinkDeliveryGetResponse, Integer, Hash)>] LinkDeliveryGetResponse data, response status code and response headers
-    def link_delivery_get_with_http_info(link_delivery_get_request, opts = {})
-      if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.link_delivery_get ...'
-      end
-      # verify the required parameter 'link_delivery_get_request' is set
-      if @api_client.config.client_side_validation && link_delivery_get_request.nil?
-        fail ArgumentError, "Missing the required parameter 'link_delivery_get_request' when calling PlaidApi.link_delivery_get"
-      end
-      # resource path
-      local_var_path = '/link_delivery/get'
-
-      # query parameters
-      query_params = opts[:query_params] || {}
-
-      # header parameters
-      header_params = opts[:header_params] || {}
-      # HTTP header 'Accept' (if needed)
-      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
-      # HTTP header 'Content-Type'
-      content_type = @api_client.select_header_content_type(['application/json'])
-      if !content_type.nil?
-          header_params['Content-Type'] = content_type
-      end
-
-      # form parameters
-      form_params = opts[:form_params] || {}
-
-      # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(link_delivery_get_request)
-
-      # return_type
-      return_type = opts[:debug_return_type] || 'LinkDeliveryGetResponse'
-
-      # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
-
-      new_options = opts.merge(
-        :operation => :"PlaidApi.link_delivery_get",
-        :header_params => header_params,
-        :query_params => query_params,
-        :form_params => form_params,
-        :body => post_body,
-        :auth_names => auth_names,
-        :return_type => return_type
-      )
-
-      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
-      if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#link_delivery_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
-      end
-      return data, status_code, headers
-    end
-
     # Exchange the Link Correlation ID for a Link Token
     # Exchange an OAuth `link_correlation_id` for the corresponding `link_token`. The `link_correlation_id` is only available for `payment_initiation` products and is provided to the client via the OAuth `redirect_uri` as a query parameter. The `link_correlation_id` is ephemeral and expires in a brief period, after which it can no longer be exchanged for the `link_token`.
     # @param link_o_auth_correlation_id_exchange_request [LinkOAuthCorrelationIdExchangeRequest] 
@@ -10862,7 +10794,7 @@ module Plaid
       return_type = opts[:debug_return_type] || 'LinkTokenCreateResponse'
 
       # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+      auth_names = opts[:debug_auth_names] || ['clientId', 'oauth2', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
         :operation => :"PlaidApi.link_token_create",
@@ -14281,6 +14213,74 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Upload a file of cash advance feedback
+    # Upload a CSV file of cash advance decision or repayment feedback. Each row is equivalent to one call to `/protect/cash_advance/decision/create` or `/protect/cash_advance/repayment/create`. Send the request as `multipart/form-data` with `client_id` and `secret` in the `PLAID-CLIENT-ID` and `PLAID-SECRET` headers. The file is accepted for asynchronous processing; the response contains a `request_id` and an `upload_id` that identifies the upload.
+    # @param protect_cash_advance_feedback_upload_request [ProtectCashAdvanceFeedbackUploadRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [ProtectCashAdvanceFeedbackUploadResponse]
+    def protect_cash_advance_feedback_upload(protect_cash_advance_feedback_upload_request, opts = {})
+      data, _status_code, _headers = protect_cash_advance_feedback_upload_with_http_info(protect_cash_advance_feedback_upload_request, opts)
+      data
+    end
+
+    # Upload a file of cash advance feedback
+    # Upload a CSV file of cash advance decision or repayment feedback. Each row is equivalent to one call to &#x60;/protect/cash_advance/decision/create&#x60; or &#x60;/protect/cash_advance/repayment/create&#x60;. Send the request as &#x60;multipart/form-data&#x60; with &#x60;client_id&#x60; and &#x60;secret&#x60; in the &#x60;PLAID-CLIENT-ID&#x60; and &#x60;PLAID-SECRET&#x60; headers. The file is accepted for asynchronous processing; the response contains a &#x60;request_id&#x60; and an &#x60;upload_id&#x60; that identifies the upload.
+    # @param protect_cash_advance_feedback_upload_request [ProtectCashAdvanceFeedbackUploadRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(ProtectCashAdvanceFeedbackUploadResponse, Integer, Hash)>] ProtectCashAdvanceFeedbackUploadResponse data, response status code and response headers
+    def protect_cash_advance_feedback_upload_with_http_info(protect_cash_advance_feedback_upload_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.protect_cash_advance_feedback_upload ...'
+      end
+      # verify the required parameter 'protect_cash_advance_feedback_upload_request' is set
+      if @api_client.config.client_side_validation && protect_cash_advance_feedback_upload_request.nil?
+        fail ArgumentError, "Missing the required parameter 'protect_cash_advance_feedback_upload_request' when calling PlaidApi.protect_cash_advance_feedback_upload"
+      end
+      # resource path
+      local_var_path = '/protect/cash_advance/feedback/upload'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(protect_cash_advance_feedback_upload_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'ProtectCashAdvanceFeedbackUploadResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.protect_cash_advance_feedback_upload",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#protect_cash_advance_feedback_upload\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Record a cash advance repayment
     # Use this endpoint to record a cash-advance repayment as feedback. A repayment is a record paying back all or some of a previously-taken cash-advance.
     # @param protect_cash_advance_repayment_create_request [ProtectCashAdvanceRepaymentCreateRequest] 
@@ -14350,7 +14350,7 @@ module Plaid
     end
 
     # Compute Protect Trust Index scores and subscores
-    # Compute a Protect Trust Index score for a user. The model selected determines what is scored and what additional fields the response contains. For example, `ti-link-session-2.0` scores a completed Link session for fraud risk; `cash-advance-onboarding-1.0` scores repayment risk for a first-time cash advance and additionally populates per-amount-bucket subscores. Cash-advance models require that the user have a Plaid Item with Transactions enabled, or an Assets Report, before scoring.  The endpoint returns HTTP 400 with `error_type` = `INVALID_REQUEST` and `error_code` = `FAILED_PRECONDITION` when a required precondition is not met: for link-session models, when the Link session has not completed; for cash-advance models, when the user has not successfully linked any Item.
+    # Compute a Protect Trust Index score for a user. The model selected determines what is scored and what additional fields the response contains. For example, `ti-link-session-3-<client>` scores a completed Link session for fraud risk; `cash-advance-onboarding-<client>-1.0` scores repayment risk for a first-time cash advance and `cash-advance-ongoing-<client>-1.0` scores subsequent advances, both additionally populating per-amount-bucket subscores. Cash-advance models require that the user have a Plaid Item with Transactions enabled, or an Assets Report, before scoring.  The endpoint returns HTTP 400 with `error_type` = `INVALID_REQUEST` and `error_code` = `FAILED_PRECONDITION` when a required precondition is not met: for link-session models, when the Link session has not completed; for cash-advance models, when the user has not successfully linked any Item.
     # @param protect_compute_request [ProtectComputeRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ProtectComputeResponse]
@@ -14360,7 +14360,7 @@ module Plaid
     end
 
     # Compute Protect Trust Index scores and subscores
-    # Compute a Protect Trust Index score for a user. The model selected determines what is scored and what additional fields the response contains. For example, &#x60;ti-link-session-2.0&#x60; scores a completed Link session for fraud risk; &#x60;cash-advance-onboarding-1.0&#x60; scores repayment risk for a first-time cash advance and additionally populates per-amount-bucket subscores. Cash-advance models require that the user have a Plaid Item with Transactions enabled, or an Assets Report, before scoring.  The endpoint returns HTTP 400 with &#x60;error_type&#x60; &#x3D; &#x60;INVALID_REQUEST&#x60; and &#x60;error_code&#x60; &#x3D; &#x60;FAILED_PRECONDITION&#x60; when a required precondition is not met: for link-session models, when the Link session has not completed; for cash-advance models, when the user has not successfully linked any Item.
+    # Compute a Protect Trust Index score for a user. The model selected determines what is scored and what additional fields the response contains. For example, &#x60;ti-link-session-3-&lt;client&gt;&#x60; scores a completed Link session for fraud risk; &#x60;cash-advance-onboarding-&lt;client&gt;-1.0&#x60; scores repayment risk for a first-time cash advance and &#x60;cash-advance-ongoing-&lt;client&gt;-1.0&#x60; scores subsequent advances, both additionally populating per-amount-bucket subscores. Cash-advance models require that the user have a Plaid Item with Transactions enabled, or an Assets Report, before scoring.  The endpoint returns HTTP 400 with &#x60;error_type&#x60; &#x3D; &#x60;INVALID_REQUEST&#x60; and &#x60;error_code&#x60; &#x3D; &#x60;FAILED_PRECONDITION&#x60; when a required precondition is not met: for link-session models, when the Link session has not completed; for cash-advance models, when the user has not successfully linked any Item.
     # @param protect_compute_request [ProtectComputeRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ProtectComputeResponse, Integer, Hash)>] ProtectComputeResponse data, response status code and response headers
@@ -14554,7 +14554,7 @@ module Plaid
     end
 
     # Create a Protect report
-    # Use this endpoint to create a Protect report to document fraud incidents, investigation outcomes, or other risk events. This endpoint allows you to report various types of incidents including account takeovers, identity fraud, unauthorized transactions, and other security events. The reported data helps improve fraud detection models and provides valuable feedback to enhance the overall security of the Plaid network. Reports can be created for confirmed incidents that have been fully investigated, or for suspected incidents that require further review. You can associate reports with specific users, sessions, or transactions to provide comprehensive context about the incident. Each report must include `user_id`, or an `incident_event` with at least one supported identifier: `link_session_id`, `idv_session_id`, `protect_event_id`, `signal_client_transaction_id`, or `access_token`. Context fields such as `internal_reference`, `time`, `amount`, and `bank_account` do not satisfy this identifier requirement.
+    # Use this endpoint to create a Protect report to document fraud incidents, investigation outcomes, or other risk events. This endpoint allows you to report various types of incidents including account takeovers, identity fraud, unauthorized transactions, and other security events. The reported data helps improve fraud detection models and provides valuable feedback to enhance the overall security of the Plaid network.  Reports can be created for confirmed incidents that have been fully investigated, or for suspected incidents that require further review. You can associate reports with specific users, sessions, or transactions to provide comprehensive context about the incident. Each report must include `user_id`, or an `incident_event` with at least one supported identifier: `link_session_id`, `idv_session_id`, `protect_event_id`, `signal_client_transaction_id`, or `access_token`. Context fields such as `internal_reference`, `time`, `amount`, and `bank_account` do not satisfy this identifier requirement.
     # @param protect_report_create_request [ProtectReportCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ProtectReportCreateResponse]
@@ -14564,7 +14564,7 @@ module Plaid
     end
 
     # Create a Protect report
-    # Use this endpoint to create a Protect report to document fraud incidents, investigation outcomes, or other risk events. This endpoint allows you to report various types of incidents including account takeovers, identity fraud, unauthorized transactions, and other security events. The reported data helps improve fraud detection models and provides valuable feedback to enhance the overall security of the Plaid network. Reports can be created for confirmed incidents that have been fully investigated, or for suspected incidents that require further review. You can associate reports with specific users, sessions, or transactions to provide comprehensive context about the incident. Each report must include &#x60;user_id&#x60;, or an &#x60;incident_event&#x60; with at least one supported identifier: &#x60;link_session_id&#x60;, &#x60;idv_session_id&#x60;, &#x60;protect_event_id&#x60;, &#x60;signal_client_transaction_id&#x60;, or &#x60;access_token&#x60;. Context fields such as &#x60;internal_reference&#x60;, &#x60;time&#x60;, &#x60;amount&#x60;, and &#x60;bank_account&#x60; do not satisfy this identifier requirement.
+    # Use this endpoint to create a Protect report to document fraud incidents, investigation outcomes, or other risk events. This endpoint allows you to report various types of incidents including account takeovers, identity fraud, unauthorized transactions, and other security events. The reported data helps improve fraud detection models and provides valuable feedback to enhance the overall security of the Plaid network.  Reports can be created for confirmed incidents that have been fully investigated, or for suspected incidents that require further review. You can associate reports with specific users, sessions, or transactions to provide comprehensive context about the incident. Each report must include &#x60;user_id&#x60;, or an &#x60;incident_event&#x60; with at least one supported identifier: &#x60;link_session_id&#x60;, &#x60;idv_session_id&#x60;, &#x60;protect_event_id&#x60;, &#x60;signal_client_transaction_id&#x60;, or &#x60;access_token&#x60;. Context fields such as &#x60;internal_reference&#x60;, &#x60;time&#x60;, &#x60;amount&#x60;, and &#x60;bank_account&#x60; do not satisfy this identifier requirement.
     # @param protect_report_create_request [ProtectReportCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ProtectReportCreateResponse, Integer, Hash)>] ProtectReportCreateResponse data, response status code and response headers
@@ -14894,7 +14894,7 @@ module Plaid
     end
 
     # Trigger an update for Cash Flow Updates
-    # Use the `/sandbox/cra/cashflow_updates/update` endpoint to manually trigger an update for Cash Flow Updates (Monitoring) in the Sandbox environment.
+    # Use the `/sandbox/cra/cashflow_updates/update` endpoint to manually trigger an update for the legacy Cash Flow Updates product in the Sandbox environment. To simulate a report generation for a CRA Servicing subscription, use `/sandbox/cra/servicing/simulate`.
     # @param sandbox_cra_cashflow_updates_update_request [SandboxCraCashflowUpdatesUpdateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [SandboxCraCashflowUpdatesUpdateResponse]
@@ -14904,7 +14904,7 @@ module Plaid
     end
 
     # Trigger an update for Cash Flow Updates
-    # Use the &#x60;/sandbox/cra/cashflow_updates/update&#x60; endpoint to manually trigger an update for Cash Flow Updates (Monitoring) in the Sandbox environment.
+    # Use the &#x60;/sandbox/cra/cashflow_updates/update&#x60; endpoint to manually trigger an update for the legacy Cash Flow Updates product in the Sandbox environment. To simulate a report generation for a CRA Servicing subscription, use &#x60;/sandbox/cra/servicing/simulate&#x60;.
     # @param sandbox_cra_cashflow_updates_update_request [SandboxCraCashflowUpdatesUpdateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(SandboxCraCashflowUpdatesUpdateResponse, Integer, Hash)>] SandboxCraCashflowUpdatesUpdateResponse data, response status code and response headers
@@ -15778,7 +15778,7 @@ module Plaid
     end
 
     # Create sandbox transactions
-    # Use the `/sandbox/transactions/create` endpoint to create new transactions for an existing Item. This endpoint can be used to add up to 10 transactions to any Item at a time.  This endpoint can only be used with Items that were created in the Sandbox environment using the `user_transactions_dynamic` test user. You can use this to add transactions to test the `/transactions/get` and `/transactions/sync` endpoints.  Custom transactions are only applied to the depository account. Support for per-account targeting may be added in the future.
+    # Use the `/sandbox/transactions/create` endpoint to create new transactions for an existing Item. This endpoint can be used to add up to 10 transactions to any Item at a time.  This endpoint can be used with any Item created in the Sandbox environment. Added transactions persist across subsequent calls to `/transactions/get` and `/transactions/sync`.  Each transaction is added to the account named by its `account_id`. When `account_id` is omitted, the transaction is added to the Item's checking account, or, for a custom Sandbox user, to the first depository account listed in its `override_accounts`, or its first account if it has no depository account.
     # @param sandbox_transactions_create_request [SandboxTransactionsCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [SandboxTransactionsCreateResponse]
@@ -15788,7 +15788,7 @@ module Plaid
     end
 
     # Create sandbox transactions
-    # Use the &#x60;/sandbox/transactions/create&#x60; endpoint to create new transactions for an existing Item. This endpoint can be used to add up to 10 transactions to any Item at a time.  This endpoint can only be used with Items that were created in the Sandbox environment using the &#x60;user_transactions_dynamic&#x60; test user. You can use this to add transactions to test the &#x60;/transactions/get&#x60; and &#x60;/transactions/sync&#x60; endpoints.  Custom transactions are only applied to the depository account. Support for per-account targeting may be added in the future.
+    # Use the &#x60;/sandbox/transactions/create&#x60; endpoint to create new transactions for an existing Item. This endpoint can be used to add up to 10 transactions to any Item at a time.  This endpoint can be used with any Item created in the Sandbox environment. Added transactions persist across subsequent calls to &#x60;/transactions/get&#x60; and &#x60;/transactions/sync&#x60;.  Each transaction is added to the account named by its &#x60;account_id&#x60;. When &#x60;account_id&#x60; is omitted, the transaction is added to the Item&#39;s checking account, or, for a custom Sandbox user, to the first depository account listed in its &#x60;override_accounts&#x60;, or its first account if it has no depository account.
     # @param sandbox_transactions_create_request [SandboxTransactionsCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(SandboxTransactionsCreateResponse, Integer, Hash)>] SandboxTransactionsCreateResponse data, response status code and response headers
@@ -18002,7 +18002,7 @@ module Plaid
       return_type = opts[:debug_return_type] || 'TransactionsSyncResponse'
 
       # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+      auth_names = opts[:debug_auth_names] || ['clientId', 'oauth2', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
         :operation => :"PlaidApi.transactions_sync",
@@ -20538,7 +20538,7 @@ module Plaid
     end
 
     # Create a refund
-    # Use the `/transfer/refund/create` endpoint to create a refund for a transfer. A transfer can be refunded if the transfer was initiated in the past 180 days.  Refunds come out of the available balance of the ledger used for the original debit transfer. If there are not enough funds in the available balance to cover the refund amount, the refund will be rejected. You can create a refund at any time. Plaid does not impose any hold time on refunds.  A refund can still be issued even if the Item's `access_token` is no longer valid (e.g. if the user revoked OAuth consent or the Item was deleted via `/item/remove`), as long as the account and routing number pair used to make the original transaction is still valid. A refund cannot be issued if the Item has an [invalidated TAN](https://plaid.com/docs/auth/#tokenized-account-numbers), which can occur at Chase or PNC.
+    # Use the `/transfer/refund/create` endpoint to create a refund for a transfer. A transfer can be refunded if the transfer was initiated in the past 180 days.  Refunds come out of the available balance of the ledger used for the original debit transfer. If there are not enough funds in the available balance to cover the refund amount, the refund will be rejected. Plaid does not impose a hold time before a refund can be created; you do not need to wait for the original transfer to settle.  A refund can still be issued even if the Item's `access_token` is no longer valid (e.g. if the user revoked OAuth consent or the Item was deleted via `/item/remove`), as long as the account and routing number pair used to make the original transaction is still valid. A refund cannot be issued if the Item has an [invalidated TAN](https://plaid.com/docs/auth/#tokenized-account-numbers), which can occur at Chase or PNC.
     # @param transfer_refund_create_request [TransferRefundCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [TransferRefundCreateResponse]
@@ -20548,7 +20548,7 @@ module Plaid
     end
 
     # Create a refund
-    # Use the &#x60;/transfer/refund/create&#x60; endpoint to create a refund for a transfer. A transfer can be refunded if the transfer was initiated in the past 180 days.  Refunds come out of the available balance of the ledger used for the original debit transfer. If there are not enough funds in the available balance to cover the refund amount, the refund will be rejected. You can create a refund at any time. Plaid does not impose any hold time on refunds.  A refund can still be issued even if the Item&#39;s &#x60;access_token&#x60; is no longer valid (e.g. if the user revoked OAuth consent or the Item was deleted via &#x60;/item/remove&#x60;), as long as the account and routing number pair used to make the original transaction is still valid. A refund cannot be issued if the Item has an [invalidated TAN](https://plaid.com/docs/auth/#tokenized-account-numbers), which can occur at Chase or PNC.
+    # Use the &#x60;/transfer/refund/create&#x60; endpoint to create a refund for a transfer. A transfer can be refunded if the transfer was initiated in the past 180 days.  Refunds come out of the available balance of the ledger used for the original debit transfer. If there are not enough funds in the available balance to cover the refund amount, the refund will be rejected. Plaid does not impose a hold time before a refund can be created; you do not need to wait for the original transfer to settle.  A refund can still be issued even if the Item&#39;s &#x60;access_token&#x60; is no longer valid (e.g. if the user revoked OAuth consent or the Item was deleted via &#x60;/item/remove&#x60;), as long as the account and routing number pair used to make the original transaction is still valid. A refund cannot be issued if the Item has an [invalidated TAN](https://plaid.com/docs/auth/#tokenized-account-numbers), which can occur at Chase or PNC.
     # @param transfer_refund_create_request [TransferRefundCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(TransferRefundCreateResponse, Integer, Hash)>] TransferRefundCreateResponse data, response status code and response headers
@@ -21567,7 +21567,7 @@ module Plaid
     end
 
     # Remove Items from a User
-    # Removes specific Items associated with a user. It is equivalent to calling `/item/remove` on each Item individually, but supports use cases (such as Plaid Check) where access tokens are not available. All specified Items must belong to the user or the entire operation fails. Similar to `/item/remove`, this deletes Item product data and terminates billing on the Item's products. Once removed, Items cannot be reconnected without going through Link again. This endpoint is not intended to remove all data for a user, as it will only remove Items and no other data for the user. If the user has any user-based recurring subscription products (Financial Management, Plaid Protect, or CRA Cash Flow Updates) and is deleting their account with your product, also call `/user/products/terminate` to end those subscriptions; per-Item billing is already terminated by this endpoint. For a user initiated data deletion request, see the [Consumer Service Center](https://plaid.com/check/consumer-service-center/) to revoke access to data.
+    # Removes specific Items associated with a user. It is equivalent to calling `/item/remove` on each Item individually, but supports use cases (such as Plaid Check) where access tokens are not available. All specified Items must belong to the user or the entire operation fails. Similar to `/item/remove`, this deletes Item product data and terminates billing on the Item's products. Once removed, Items cannot be reconnected without going through Link again. This endpoint is not intended to remove all data for a user, as it will only remove Items and no other data for the user. If the user has any user-based recurring subscription products (Financial Management, Plaid Protect, or CRA Servicing) and is deleting their account with your product, also call `/user/products/terminate` to end those subscriptions; per-Item billing is already terminated by this endpoint. For a user initiated data deletion request, see the [Consumer Service Center](https://plaid.com/check/consumer-service-center/) to revoke access to data.
     # @param user_items_remove_request [UserItemsRemoveRequest] 
     # @param [Hash] opts the optional parameters
     # @return [UserItemsRemoveResponse]
@@ -21577,7 +21577,7 @@ module Plaid
     end
 
     # Remove Items from a User
-    # Removes specific Items associated with a user. It is equivalent to calling &#x60;/item/remove&#x60; on each Item individually, but supports use cases (such as Plaid Check) where access tokens are not available. All specified Items must belong to the user or the entire operation fails. Similar to &#x60;/item/remove&#x60;, this deletes Item product data and terminates billing on the Item&#39;s products. Once removed, Items cannot be reconnected without going through Link again. This endpoint is not intended to remove all data for a user, as it will only remove Items and no other data for the user. If the user has any user-based recurring subscription products (Financial Management, Plaid Protect, or CRA Cash Flow Updates) and is deleting their account with your product, also call &#x60;/user/products/terminate&#x60; to end those subscriptions; per-Item billing is already terminated by this endpoint. For a user initiated data deletion request, see the [Consumer Service Center](https://plaid.com/check/consumer-service-center/) to revoke access to data.
+    # Removes specific Items associated with a user. It is equivalent to calling &#x60;/item/remove&#x60; on each Item individually, but supports use cases (such as Plaid Check) where access tokens are not available. All specified Items must belong to the user or the entire operation fails. Similar to &#x60;/item/remove&#x60;, this deletes Item product data and terminates billing on the Item&#39;s products. Once removed, Items cannot be reconnected without going through Link again. This endpoint is not intended to remove all data for a user, as it will only remove Items and no other data for the user. If the user has any user-based recurring subscription products (Financial Management, Plaid Protect, or CRA Servicing) and is deleting their account with your product, also call &#x60;/user/products/terminate&#x60; to end those subscriptions; per-Item billing is already terminated by this endpoint. For a user initiated data deletion request, see the [Consumer Service Center](https://plaid.com/check/consumer-service-center/) to revoke access to data.
     # @param user_items_remove_request [UserItemsRemoveRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(UserItemsRemoveResponse, Integer, Hash)>] UserItemsRemoveResponse data, response status code and response headers
@@ -21635,7 +21635,7 @@ module Plaid
     end
 
     # Terminate user-based products
-    # Terminates user-based recurring subscription bundles or products (Financial Management, Plaid Protect, and CRA Cash Flow Updates) associated with a `user_id`. After you call this endpoint, the user will no longer be billed for these products. For CRA Monitoring, the subscription is canceled but historical data remains available for future report requests.
+    # Terminates user-based recurring subscription bundles or products (Financial Management, Plaid Protect, and CRA Servicing) associated with a `user_id`. After you call this endpoint, the user will no longer be billed for these products. For CRA Servicing, the subscription is canceled but historical data remains available for future report requests.
     # @param user_products_terminate_request [UserProductsTerminateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [UserProductsTerminateResponse]
@@ -21645,7 +21645,7 @@ module Plaid
     end
 
     # Terminate user-based products
-    # Terminates user-based recurring subscription bundles or products (Financial Management, Plaid Protect, and CRA Cash Flow Updates) associated with a &#x60;user_id&#x60;. After you call this endpoint, the user will no longer be billed for these products. For CRA Monitoring, the subscription is canceled but historical data remains available for future report requests.
+    # Terminates user-based recurring subscription bundles or products (Financial Management, Plaid Protect, and CRA Servicing) associated with a &#x60;user_id&#x60;. After you call this endpoint, the user will no longer be billed for these products. For CRA Servicing, the subscription is canceled but historical data remains available for future report requests.
     # @param user_products_terminate_request [UserProductsTerminateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(UserProductsTerminateResponse, Integer, Hash)>] UserProductsTerminateResponse data, response status code and response headers