plaid 44.1.0 → 45.0.0

data/templates/ruby/rubocop.mustache

@@ -0,0 +1,148 @@
+# This file is based on https://github.com/rails/rails/blob/master/.rubocop.yml (MIT license)
+# Automatically generated by OpenAPI Generator (https://openapi-generator.tech)
+AllCops:
+  TargetRubyVersion: 2.4
+  # RuboCop has a bunch of cops enabled by default. This setting tells RuboCop
+  # to ignore them, so only the ones explicitly set in this file are enabled.
+  DisabledByDefault: true
+  Exclude:
+    - '**/templates/**/*'
+    - '**/vendor/**/*'
+    - 'actionpack/lib/action_dispatch/journey/parser.rb'
+
+# Prefer &&/|| over and/or.
+Style/AndOr:
+  Enabled: true
+
+# Align `when` with `case`.
+Layout/CaseIndentation:
+  Enabled: true
+
+# Align comments with method definitions.
+Layout/CommentIndentation:
+  Enabled: true
+
+Layout/ElseAlignment:
+  Enabled: true
+
+Layout/EmptyLineAfterMagicComment:
+  Enabled: true
+
+# In a regular class definition, no empty lines around the body.
+Layout/EmptyLinesAroundClassBody:
+  Enabled: true
+
+# In a regular method definition, no empty lines around the body.
+Layout/EmptyLinesAroundMethodBody:
+  Enabled: true
+
+# In a regular module definition, no empty lines around the body.
+Layout/EmptyLinesAroundModuleBody:
+  Enabled: true
+
+Layout/FirstArgumentIndentation:
+  Enabled: true
+
+# Use Ruby >= 1.9 syntax for hashes. Prefer { a: :b } over { :a => :b }.
+Style/HashSyntax:
+  Enabled: false
+
+# Method definitions after `private` or `protected` isolated calls need one
+# extra level of indentation.
+Layout/IndentationConsistency:
+  Enabled: true
+  EnforcedStyle: indented_internal_methods
+
+# Two spaces, no tabs (for indentation).
+Layout/IndentationWidth:
+  Enabled: true
+
+Layout/LeadingCommentSpace:
+  Enabled: true
+
+Layout/SpaceAfterColon:
+  Enabled: true
+
+Layout/SpaceAfterComma:
+  Enabled: true
+
+Layout/SpaceAroundEqualsInParameterDefault:
+  Enabled: true
+
+Layout/SpaceAroundKeyword:
+  Enabled: true
+
+Layout/SpaceAroundOperators:
+  Enabled: true
+
+Layout/SpaceBeforeComma:
+    Enabled: true
+
+Layout/SpaceBeforeFirstArg:
+    Enabled: true
+
+Style/DefWithParentheses:
+  Enabled: true
+
+# Defining a method with parameters needs parentheses.
+Style/MethodDefParentheses:
+  Enabled: true
+
+Style/FrozenStringLiteralComment:
+  Enabled: false
+  EnforcedStyle: always
+
+# Use `foo {}` not `foo{}`.
+Layout/SpaceBeforeBlockBraces:
+  Enabled: true
+
+# Use `foo { bar }` not `foo {bar}`.
+Layout/SpaceInsideBlockBraces:
+  Enabled: true
+
+# Use `{ a: 1 }` not `{a:1}`.
+Layout/SpaceInsideHashLiteralBraces:
+  Enabled: true
+
+Layout/SpaceInsideParens:
+  Enabled: true
+
+# Check quotes usage according to lint rule below.
+#Style/StringLiterals:
+#  Enabled: true
+#  EnforcedStyle: single_quotes
+
+# Detect hard tabs, no hard tabs.
+Layout/IndentationStyle:
+  Enabled: true
+
+# Blank lines should not have any spaces.
+Layout/TrailingEmptyLines:
+  Enabled: true
+
+# No trailing whitespace.
+Layout/TrailingWhitespace:
+  Enabled: false
+
+# Use quotes for string literals when they are enough.
+Style/RedundantPercentQ:
+  Enabled: true
+
+# Align `end` with the matching keyword or starting expression except for
+# assignments, where it should be aligned with the LHS.
+Layout/EndAlignment:
+  Enabled: true
+  EnforcedStyleAlignWith: variable
+  AutoCorrect: true
+
+# Use my_method(my_arg) not my_method( my_arg ) or my_method my_arg.
+Lint/RequireParentheses:
+  Enabled: true
+
+Style/RedundantReturn:
+  Enabled: true
+  AllowMultipleReturnValues: true
+
+Style/Semicolon:
+  Enabled: true
+  AllowAsExpressionSeparator: true

data/templates/ruby/spec_helper.mustache

@@ -0,0 +1,103 @@
+=begin
+{{> api_info}}
+=end
+
+# load the gem
+require '{{{gemName}}}'
+
+# The following  was generated by the `rspec --init` command. Conventionally, all
+# specs live under a `spec` directory, which RSpec adds to the `$LOAD_PATH`.
+# The generated `.rspec` file contains `--require spec_helper` which will cause
+# this file to always be loaded, without a need to explicitly require it in any
+# files.
+#
+# Given that it is always loaded, you are encouraged to keep this file as
+# light-weight as possible. Requiring heavyweight dependencies from this file
+# will add to the boot time of your test suite on EVERY test run, even for an
+# individual file that may not need all of that loaded. Instead, consider making
+# a separate helper file that requires the additional dependencies and performs
+# the additional setup, and require it from the spec files that actually need
+# it.
+#
+# The `.rspec` file also contains a few flags that are not defaults but that
+# users commonly want.
+#
+# See http://rubydoc.info/gems/rspec-core/RSpec/Core/Configuration
+RSpec.configure do |config|
+  # rspec-expectations config goes here. You can use an alternate
+  # assertion/expectation library such as wrong or the stdlib/minitest
+  # assertions if you prefer.
+  config.expect_with :rspec do |expectations|
+    # This option will default to `true` in RSpec 4. It makes the `description`
+    # and `failure_message` of custom matchers include text for helper methods
+    # defined using `chain`, e.g.:
+    #     be_bigger_than(2).and_smaller_than(4).description
+    #     # => "be bigger than 2 and smaller than 4"
+    # ...rather than:
+    #     # => "be bigger than 2"
+    expectations.include_chain_clauses_in_custom_matcher_descriptions = true
+  end
+
+  # rspec-mocks config goes here. You can use an alternate test double
+  # library (such as bogus or mocha) by changing the `mock_with` option here.
+  config.mock_with :rspec do |mocks|
+    # Prevents you from mocking or stubbing a method that does not exist on
+    # a real object. This is generally recommended, and will default to
+    # `true` in RSpec 4.
+    mocks.verify_partial_doubles = true
+  end
+
+# The settings below are suggested to provide a good initial experience
+# with RSpec, but feel free to customize to your heart's content.
+=begin
+  # These two settings work together to allow you to limit a spec run
+  # to individual examples or groups you care about by tagging them with
+  # `:focus` metadata. When nothing is tagged with `:focus`, all examples
+  # get run.
+  config.filter_run :focus
+  config.run_all_when_everything_filtered = true
+
+  # Allows RSpec to persist some state between runs in order to support
+  # the `--only-failures` and `--next-failure` CLI options. We recommend
+  # you configure your source control system to ignore this file.
+  config.example_status_persistence_file_path = "spec/examples.txt"
+
+  # Limits the available syntax to the non-monkey patched syntax that is
+  # recommended. For more details, see:
+  #   - http://rspec.info/blog/2012/06/rspecs-new-expectation-syntax/
+  #   - http://www.teaisaweso.me/blog/2013/05/27/rspecs-new-message-expectation-syntax/
+  #   - http://rspec.info/blog/2014/05/notable-changes-in-rspec-3/#zero-monkey-patching-mode
+  config.disable_monkey_patching!
+
+  # This setting enables warnings. It's recommended, but in some cases may
+  # be too noisy due to issues in dependencies.
+  config.warnings = true
+
+  # Many RSpec users commonly either run the entire suite or an individual
+  # file, and it's useful to allow more verbose output when running an
+  # individual spec file.
+  if config.files_to_run.one?
+    # Use the documentation formatter for detailed output,
+    # unless a formatter has already been configured
+    # (e.g. via a command-line flag).
+    config.default_formatter = 'doc'
+  end
+
+  # Print the 10 slowest examples and example groups at the
+  # end of the spec run, to help surface which specs are running
+  # particularly slow.
+  config.profile_examples = 10
+
+  # Run specs in random order to surface order dependencies. If you find an
+  # order dependency and want to debug it, you can fix the order by providing
+  # the seed, which is printed after each run.
+  #     --seed 1234
+  config.order = :random
+
+  # Seed global randomization in this process using the `--seed` CLI option.
+  # Setting this allows you to use `--seed` to deterministically reproduce
+  # test failures related to randomization by passing the same `--seed` value
+  # as the one that triggered the failure.
+  Kernel.srand config.seed
+=end
+end

data/templates/ruby/travis.mustache

@@ -0,0 +1,11 @@
+language: ruby
+cache: bundler
+rvm:
+  - 2.7
+  - 3.0
+  - 3.1
+script:
+  - bundle install --path vendor/bundle
+  - bundle exec rspec
+  - gem build {{{gemName}}}.gemspec
+  - gem install ./{{{gemName}}}-{{{gemVersion}}}.gem

data/templates/ruby/version.mustache

@@ -0,0 +1,7 @@
+=begin
+{{> api_info}}
+=end
+
+module {{moduleName}}
+  VERSION = '{{gemVersion}}'
+end

metadata

@@ -1,14 +1,14 @@
 --- !ruby/object:Gem::Specification
 name: plaid
 version: !ruby/object:Gem::Version
-  version: 44.1.0
+  version: 45.0.0
 platform: ruby
 authors:
 - Plaid
 autorequire:
 bindir: bin
 cert_chain: []
-date: 2025-10-23 00:00:00.000000000 Z
+date: 2025-12-19 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: faraday
@@ -76,14 +76,14 @@ dependencies:
     requirements:
     - - "~>"
       - !ruby/object:Gem::Version
-        version: 2.2.9
+        version: 2.4.22
   type: :development
   prerelease: false
   version_requirements: !ruby/object:Gem::Requirement
     requirements:
     - - "~>"
       - !ruby/object:Gem::Version
-        version: 2.2.9
+        version: 2.4.22
 - !ruby/object:Gem::Dependency
   name: dotenv
   requirement: !ruby/object:Gem::Requirement
@@ -223,6 +223,7 @@ files:
 - lib/plaid/models/address_purpose_label.rb
 - lib/plaid/models/affordability_insights.rb
 - lib/plaid/models/amount_with_currency.rb
+- lib/plaid/models/amount_with_currency_with_monthly_average.rb
 - lib/plaid/models/application.rb
 - lib/plaid/models/application_get_request.rb
 - lib/plaid/models/application_get_response.rb
@@ -421,6 +422,8 @@ files:
 - lib/plaid/models/beacon_user_update_request.rb
 - lib/plaid/models/beacon_user_update_request_data.rb
 - lib/plaid/models/beacon_user_update_response.rb
+- lib/plaid/models/beta_ewa_report_v1_get_request.rb
+- lib/plaid/models/beta_ewa_report_v1_get_response.rb
 - lib/plaid/models/beta_partner_customer_v1_create_request.rb
 - lib/plaid/models/beta_partner_customer_v1_create_response.rb
 - lib/plaid/models/beta_partner_customer_v1_enable_request.rb
@@ -433,9 +436,28 @@ files:
 - lib/plaid/models/beta_partner_end_customer_with_secrets.rb
 - lib/plaid/models/business_account.rb
 - lib/plaid/models/business_account_all_of.rb
+- lib/plaid/models/business_email_address.rb
+- lib/plaid/models/business_entity_type.rb
+- lib/plaid/models/business_field_match_summary.rb
 - lib/plaid/models/business_finance_category.rb
+- lib/plaid/models/business_kyb_check.rb
+- lib/plaid/models/business_kyb_match_details.rb
+- lib/plaid/models/business_phone_number.rb
+- lib/plaid/models/business_risk_check.rb
+- lib/plaid/models/business_search_terms.rb
+- lib/plaid/models/business_verification_create_request.rb
+- lib/plaid/models/business_verification_create_request_business.rb
+- lib/plaid/models/business_verification_create_response.rb
+- lib/plaid/models/business_verification_get_request.rb
+- lib/plaid/models/business_verification_get_response.rb
+- lib/plaid/models/business_verification_status_kyb_check.rb
+- lib/plaid/models/business_verification_status_overall.rb
+- lib/plaid/models/business_verification_status_risk_check.rb
+- lib/plaid/models/business_website.rb
+- lib/plaid/models/cash_flow_insight.rb
 - lib/plaid/models/cash_flow_updates_event_webhook_codes.rb
 - lib/plaid/models/cash_flow_updates_expected_deposit_missed_webhook.rb
+- lib/plaid/models/cash_flow_updates_insights_v2_webhook.rb
 - lib/plaid/models/cash_flow_updates_insights_webhook.rb
 - lib/plaid/models/cash_flow_updates_large_deposit_webhook.rb
 - lib/plaid/models/cash_flow_updates_low_balance_webhook.rb
@@ -517,8 +539,10 @@ files:
 - lib/plaid/models/cra_bank_income_employer.rb
 - lib/plaid/models/cra_bank_income_error_webhook.rb
 - lib/plaid/models/cra_bank_income_historical_summary.rb
+- lib/plaid/models/cra_bank_income_income_provider.rb
 - lib/plaid/models/cra_bank_income_item.rb
 - lib/plaid/models/cra_bank_income_source.rb
+- lib/plaid/models/cra_bank_income_status.rb
 - lib/plaid/models/cra_bank_income_summary.rb
 - lib/plaid/models/cra_bank_income_transaction.rb
 - lib/plaid/models/cra_bank_income_warning.rb
@@ -606,6 +630,8 @@ files:
 - lib/plaid/models/cra_pdf_add_ons.rb
 - lib/plaid/models/cra_prediction_interval.rb
 - lib/plaid/models/cra_upgrade_failed_webhook.rb
+- lib/plaid/models/cra_user_check_report_failed_webhook.rb
+- lib/plaid/models/cra_user_check_report_ready_webhook.rb
 - lib/plaid/models/cra_verification_report.rb
 - lib/plaid/models/cra_voa_report.rb
 - lib/plaid/models/cra_voa_report_account.rb
@@ -815,7 +841,9 @@ files:
 - lib/plaid/models/entity_watchlist_screening_review.rb
 - lib/plaid/models/entity_watchlist_screening_search_terms.rb
 - lib/plaid/models/entity_watchlist_search_terms.rb
+- lib/plaid/models/ewa_score.rb
 - lib/plaid/models/expenditure_insights.rb
+- lib/plaid/models/expenditure_insights_cash_flow.rb
 - lib/plaid/models/expenditure_summary.rb
 - lib/plaid/models/expiration_date.rb
 - lib/plaid/models/extended_recipient_metadata.rb
@@ -829,9 +857,11 @@ files:
 - lib/plaid/models/fallback_auth_microdeposit_auto_verified_webhook.rb
 - lib/plaid/models/fallback_auth_microdeposit_verification_expired_webhook.rb
 - lib/plaid/models/fdx_content_types.rb
+- lib/plaid/models/fdx_event_status.rb
 - lib/plaid/models/fdx_hateoas_link.rb
 - lib/plaid/models/fdx_hateoas_link_action.rb
 - lib/plaid/models/fdx_initiator_fi_attribute.rb
+- lib/plaid/models/fdx_lifecycle_event.rb
 - lib/plaid/models/fdx_notification.rb
 - lib/plaid/models/fdx_notification_category.rb
 - lib/plaid/models/fdx_notification_payload.rb
@@ -843,6 +873,7 @@ files:
 - lib/plaid/models/fdx_party_registry.rb
 - lib/plaid/models/fdx_party_type.rb
 - lib/plaid/models/fdx_recipient_metadata.rb
+- lib/plaid/models/fdx_update_reason.rb
 - lib/plaid/models/fdxfi_attribute.rb
 - lib/plaid/models/financial_institution_insights.rb
 - lib/plaid/models/fixed_income.rb
@@ -871,8 +902,6 @@ files:
 - lib/plaid/models/human_review.rb
 - lib/plaid/models/human_review_status.rb
 - lib/plaid/models/id_number_type.rb
-- lib/plaid/models/identity_creation_result.rb
-- lib/plaid/models/identity_creation_result_type.rb
 - lib/plaid/models/identity_default_update_webhook.rb
 - lib/plaid/models/identity_document_metadata.rb
 - lib/plaid/models/identity_document_upload.rb
@@ -923,12 +952,17 @@ files:
 - lib/plaid/models/identity_verification_template_reference.rb
 - lib/plaid/models/identity_verification_user_address.rb
 - lib/plaid/models/identity_verification_user_data.rb
+- lib/plaid/models/idv_protect_event.rb
 - lib/plaid/models/image_quality.rb
 - lib/plaid/models/image_quality_details.rb
 - lib/plaid/models/image_quality_outcome.rb
 - lib/plaid/models/incident_update.rb
 - lib/plaid/models/income_breakdown.rb
 - lib/plaid/models/income_breakdown_type.rb
+- lib/plaid/models/income_insights.rb
+- lib/plaid/models/income_insights_income_excluding_transfers.rb
+- lib/plaid/models/income_insights_total_income.rb
+- lib/plaid/models/income_insights_transfers_in.rb
 - lib/plaid/models/income_override.rb
 - lib/plaid/models/income_sources_counts.rb
 - lib/plaid/models/income_summary.rb
@@ -1399,6 +1433,7 @@ files:
 - lib/plaid/models/pending_disconnect_webhook_reason.rb
 - lib/plaid/models/pending_expiration_webhook.rb
 - lib/plaid/models/personal_finance_category.rb
+- lib/plaid/models/personal_finance_category_version.rb
 - lib/plaid/models/phone_number.rb
 - lib/plaid/models/phone_number_match_score.rb
 - lib/plaid/models/phone_type.rb
@@ -1500,6 +1535,8 @@ files:
 - lib/plaid/models/protect_event_send_response.rb
 - lib/plaid/models/protect_incident_amount.rb
 - lib/plaid/models/protect_incident_event.rb
+- lib/plaid/models/protect_incident_event_response.rb
+- lib/plaid/models/protect_report.rb
 - lib/plaid/models/protect_report_confidence.rb
 - lib/plaid/models/protect_report_create_request.rb
 - lib/plaid/models/protect_report_create_response.rb
@@ -1508,6 +1545,7 @@ files:
 - lib/plaid/models/protect_user_event_webhook.rb
 - lib/plaid/models/protect_user_insights_get_request.rb
 - lib/plaid/models/protect_user_insights_get_response.rb
+- lib/plaid/models/provider_business_address.rb
 - lib/plaid/models/proxy_type.rb
 - lib/plaid/models/pslf_status.rb
 - lib/plaid/models/reason_code.rb
@@ -1530,6 +1568,8 @@ files:
 - lib/plaid/models/removed_transaction.rb
 - lib/plaid/models/report_type.rb
 - lib/plaid/models/reporting_information.rb
+- lib/plaid/models/request_business_address.rb
+- lib/plaid/models/response_business_address.rb
 - lib/plaid/models/risk_check_behavior.rb
 - lib/plaid/models/risk_check_behavior_bot_detected_label.rb
 - lib/plaid/models/risk_check_behavior_fraud_ring_detected_label.rb
@@ -1542,6 +1582,7 @@ files:
 - lib/plaid/models/risk_check_email_domain_is_free_provider.rb
 - lib/plaid/models/risk_check_email_is_deliverable_status.rb
 - lib/plaid/models/risk_check_email_top_level_domain_is_suspicious.rb
+- lib/plaid/models/risk_check_facial_duplicate.rb
 - lib/plaid/models/risk_check_identity_abuse_signals.rb
 - lib/plaid/models/risk_check_linked_service.rb
 - lib/plaid/models/risk_check_network.rb
@@ -1954,6 +1995,7 @@ files:
 - lib/plaid/models/user_account_session_get_request.rb
 - lib/plaid/models/user_account_session_get_response.rb
 - lib/plaid/models/user_address.rb
+- lib/plaid/models/user_based_products.rb
 - lib/plaid/models/user_create_request.rb
 - lib/plaid/models/user_create_response.rb
 - lib/plaid/models/user_custom_password.rb
@@ -1967,9 +2009,9 @@ files:
 - lib/plaid/models/user_items_associate_response.rb
 - lib/plaid/models/user_items_get_request.rb
 - lib/plaid/models/user_items_get_response.rb
-- lib/plaid/models/user_items_list_request.rb
-- lib/plaid/models/user_items_list_response.rb
 - lib/plaid/models/user_permission_revoked_webhook.rb
+- lib/plaid/models/user_products_terminate_request.rb
+- lib/plaid/models/user_products_terminate_response.rb
 - lib/plaid/models/user_remove_request.rb
 - lib/plaid/models/user_remove_response.rb
 - lib/plaid/models/user_stated_income_source_category.rb
@@ -2094,14 +2136,42 @@ files:
 - lib/plaid/models/ytd_net_income_summary_field_number.rb
 - lib/plaid/version.rb
 - plaid.gemspec
+- templates/ruby/Gemfile.mustache
+- templates/ruby/README.mustache
+- templates/ruby/Rakefile.mustache
+- templates/ruby/api.mustache
 - templates/ruby/api_client.mustache
 - templates/ruby/api_client_faraday_partial.mustache
+- templates/ruby/api_client_spec.mustache
+- templates/ruby/api_client_typhoeus_partial.mustache
+- templates/ruby/api_doc.mustache
 - templates/ruby/api_error.mustache
+- templates/ruby/api_info.mustache
+- templates/ruby/api_test.mustache
+- templates/ruby/base_object.mustache
 - templates/ruby/configuration.mustache
+- templates/ruby/configuration_faraday_partial.mustache
+- templates/ruby/configuration_spec.mustache
 - templates/ruby/configuration_tls_faraday_partial.mustache
+- templates/ruby/configuration_typhoeus_partial.mustache
+- templates/ruby/gem.mustache
 - templates/ruby/gemspec.mustache
+- templates/ruby/git_push.sh.mustache
+- templates/ruby/gitignore.mustache
+- templates/ruby/gitlab-ci.mustache
+- templates/ruby/model.mustache
+- templates/ruby/model_doc.mustache
+- templates/ruby/model_test.mustache
 - templates/ruby/partial_model_enum_class.mustache
 - templates/ruby/partial_model_generic.mustache
+- templates/ruby/partial_model_generic_doc.mustache
+- templates/ruby/partial_oneof_module.mustache
+- templates/ruby/partial_oneof_module_doc.mustache
+- templates/ruby/rspec.mustache
+- templates/ruby/rubocop.mustache
+- templates/ruby/spec_helper.mustache
+- templates/ruby/travis.mustache
+- templates/ruby/version.mustache
 - test/test_accounts.rb
 - test/test_api_client.rb
 - test/test_asset_report.rb