plaid 42.0.0 → 46.1.0

data/lib/plaid/models/session_token_create_response.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/session_token_create_response_link.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -22,7 +22,7 @@ module Plaid
     # The expiration date for the `link_token`, in [ISO 8601](https://wikipedia.org/wiki/ISO_8601) format. A `link_token` created to generate a `public_token` that will be exchanged for a new `access_token` expires after 4 hours. A `link_token` created for an existing Item (such as when updating an existing `access_token` by launching Link in update mode) expires after 30 minutes.
     attr_accessor :expiration
 
-    # A unique `user_id` generated by Plaid for the client-provided `client_user_id`. This field is currently in beta.
+    # A unique user identifier, created by `/user/create`. Integrations that began using `/user/create` after December 10, 2025 use this field to identify a user instead of the `user_token`. For more details, see [new user APIs](https://plaid.com/docs/api/users/user-apis).
     attr_accessor :user_id
 
     # Attribute mapping from ruby-style variable name to JSON key.

data/lib/plaid/models/signal_address_data.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/signal_decision_outcome.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/signal_decision_report_request.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -25,7 +25,7 @@ module Plaid
     # Must be the same as the `client_transaction_id` supplied when calling `/signal/evaluate`
     attr_accessor :client_transaction_id
 
-    # `true` if the ACH transaction was initiated, `false` otherwise.  This field must be returned as a boolean. If formatted incorrectly, this will result in an [`INVALID_FIELD`](/docs/errors/invalid-request/#invalid_field) error.
+    # `true` if the ACH transaction was initiated, `false` otherwise.  This field must be returned as a boolean. If formatted incorrectly, this will result in an [`INVALID_FIELD`](https://plaid.com/docs/errors/invalid-request/#invalid_field) error.
     attr_accessor :initiated
 
     # The actual number of days (hold time) since the ACH debit transaction that you wait before making funds available to your customers. The holding time could affect the ACH return rate.  For example, use 0 if you make funds available to your customers instantly or the same day following the debit transaction, or 1 if you make funds available the next day following the debit initialization.

data/lib/plaid/models/signal_decision_report_response.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/signal_device.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -14,7 +14,7 @@ require 'date'
 require 'time'
 
 module Plaid
-  # Details about the end user's device. When calling `/signal/evaluate` or `/signal/processor/evaluate`, this field is optional, but strongly recommended to increase the accuracy of Signal results.
+  # Details about the end user's device. These fields are optional, but strongly recommended to increase the accuracy of results when using Signal Transaction Scores. When using a Balance-only Ruleset, these fields are ignored if the Signal Addendum has been signed; if it has not been signed, using these fields will result in an error.
   class SignalDevice
     # The IP address of the device that initiated the transaction
     attr_accessor :ip_address

data/lib/plaid/models/signal_evaluate_core_attributes.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -14,7 +14,7 @@ require 'date'
 require 'time'
 
 module Plaid
-  # The core attributes object contains additional data that can be used to assess the ACH return risk. Examples of data include:  `days_since_first_plaid_connection`: The number of days since the first time the Item was connected to an application via Plaid `plaid_connections_count_7d`: The number of times the Item has been connected to applications via Plaid over the past 7 days `plaid_connections_count_30d`: The number of times the Item has been connected to applications via Plaid over the past 30 days `total_plaid_connections_count`: The number of times the Item has been connected to applications via Plaid `is_savings_or_money_market_account`: Indicates whether the ACH transaction funding account is a savings/money market account  For the full list and detailed documentation of core attributes available, or to request that core attributes not be returned, contact Sales or your Plaid account manager
+  # The core attributes object contains additional data that can be used to assess the ACH return risk.  If using a Balance-only ruleset, only `available_balance` and `current_balance` will be returned as core attributes. If using a Signal Transaction Scores ruleset, over 80 core attributes will be returned. Examples of attributes include:  `available_balance` and `current_balance`: The balance in the ACH transaction funding account `days_since_first_plaid_connection`: The number of days since the first time the Item was connected to an application via Plaid `plaid_connections_count_7d`: The number of times the Item has been connected to applications via Plaid over the past 7 days `plaid_connections_count_30d`: The number of times the Item has been connected to applications via Plaid over the past 30 days `total_plaid_connections_count`: The number of times the Item has been connected to applications via Plaid `is_savings_or_money_market_account`: Indicates whether the ACH transaction funding account is a savings/money market account  For the full list and detailed documentation of core attributes available, or to request that core attributes not be returned, contact Sales or your Plaid account manager.
   class SignalEvaluateCoreAttributes
     # We parse and analyze historical transaction metadata to identify the number of possible past returns due to unauthorized transactions over the past 7 days from the account that will be debited.
     attr_accessor :unauthorized_transactions_count_7d
@@ -256,6 +256,9 @@ module Plaid
     # The number of days since the bank account was opened, as reported by the financial institution
     attr_accessor :days_since_account_opening
 
+    # Taking `available_or_current_balance` and dividing it by the transaction amount. Useful to say “10% buffer”, for example. This is a convenience function to build Signal Rules upon.
+    attr_accessor :balance_to_transaction_amount_ratio
+
     # Attribute mapping from ruby-style variable name to JSON key.
     def self.attribute_map
       {
@@ -338,7 +341,8 @@ module Plaid
         :'distinct_ssl_tls_connection_sessions_count_7d' => :'distinct_ssl_tls_connection_sessions_count_7d',
         :'distinct_ssl_tls_connection_sessions_count_30d' => :'distinct_ssl_tls_connection_sessions_count_30d',
         :'distinct_ssl_tls_connection_sessions_count_90d' => :'distinct_ssl_tls_connection_sessions_count_90d',
-        :'days_since_account_opening' => :'days_since_account_opening'
+        :'days_since_account_opening' => :'days_since_account_opening',
+        :'balance_to_transaction_amount_ratio' => :'balance_to_transaction_amount_ratio'
       }
     end
 
@@ -429,7 +433,8 @@ module Plaid
         :'distinct_ssl_tls_connection_sessions_count_7d' => :'Integer',
         :'distinct_ssl_tls_connection_sessions_count_30d' => :'Integer',
         :'distinct_ssl_tls_connection_sessions_count_90d' => :'Integer',
-        :'days_since_account_opening' => :'Integer'
+        :'days_since_account_opening' => :'Integer',
+        :'balance_to_transaction_amount_ratio' => :'Float'
       }
     end
 
@@ -515,7 +520,8 @@ module Plaid
         :'distinct_ssl_tls_connection_sessions_count_7d',
         :'distinct_ssl_tls_connection_sessions_count_30d',
         :'distinct_ssl_tls_connection_sessions_count_90d',
-        :'days_since_account_opening'
+        :'days_since_account_opening',
+        :'balance_to_transaction_amount_ratio'
       ])
     end
 
@@ -853,6 +859,10 @@ module Plaid
       if attributes.key?(:'days_since_account_opening')
         self.days_since_account_opening = attributes[:'days_since_account_opening']
       end
+
+      if attributes.key?(:'balance_to_transaction_amount_ratio')
+        self.balance_to_transaction_amount_ratio = attributes[:'balance_to_transaction_amount_ratio']
+      end
     end
 
     # Show invalid properties with the reasons. Usually used together with valid?
@@ -952,7 +962,8 @@ module Plaid
           distinct_ssl_tls_connection_sessions_count_7d == o.distinct_ssl_tls_connection_sessions_count_7d &&
           distinct_ssl_tls_connection_sessions_count_30d == o.distinct_ssl_tls_connection_sessions_count_30d &&
           distinct_ssl_tls_connection_sessions_count_90d == o.distinct_ssl_tls_connection_sessions_count_90d &&
-          days_since_account_opening == o.days_since_account_opening
+          days_since_account_opening == o.days_since_account_opening &&
+          balance_to_transaction_amount_ratio == o.balance_to_transaction_amount_ratio
     end
 
     # @see the `==` method
@@ -964,7 +975,7 @@ module Plaid
     # Calculates hash code according to all attributes.
     # @return [Integer] Hash code
     def hash
-      [unauthorized_transactions_count_7d, unauthorized_transactions_count_30d, unauthorized_transactions_count_60d, unauthorized_transactions_count_90d, nsf_overdraft_transactions_count_7d, nsf_overdraft_transactions_count_30d, nsf_overdraft_transactions_count_60d, nsf_overdraft_transactions_count_90d, days_since_first_plaid_connection, plaid_connections_count_7d, plaid_connections_count_30d, total_plaid_connections_count, is_savings_or_money_market_account, total_credit_transactions_amount_10d, total_debit_transactions_amount_10d, p50_credit_transactions_amount_28d, p50_debit_transactions_amount_28d, p95_credit_transactions_amount_28d, p95_debit_transactions_amount_28d, days_with_negative_balance_count_90d, p90_eod_balance_30d, p90_eod_balance_60d, p90_eod_balance_90d, p10_eod_balance_30d, p10_eod_balance_60d, p10_eod_balance_90d, available_balance, current_balance, balance_last_updated, phone_change_count_28d, phone_change_count_90d, email_change_count_28d, email_change_count_90d, address_change_count_28d, address_change_count_90d, plaid_non_oauth_authentication_attempts_count_3d, plaid_non_oauth_authentication_attempts_count_7d, plaid_non_oauth_authentication_attempts_count_30d, failed_plaid_non_oauth_authentication_attempts_count_3d, failed_plaid_non_oauth_authentication_attempts_count_7d, failed_plaid_non_oauth_authentication_attempts_count_30d, debit_transactions_count_10d, credit_transactions_count_10d, debit_transactions_count_30d, credit_transactions_count_30d, debit_transactions_count_60d, credit_transactions_count_60d, debit_transactions_count_90d, credit_transactions_count_90d, total_debit_transactions_amount_30d, total_credit_transactions_amount_30d, total_debit_transactions_amount_60d, total_credit_transactions_amount_60d, total_debit_transactions_amount_90d, total_credit_transactions_amount_90d, p50_eod_balance_30d, p50_eod_balance_60d, p50_eod_balance_90d, p50_eod_balance_31d_to_60d, p50_eod_balance_61d_to_90d, p90_eod_balance_31d_to_60d, p90_eod_balance_61d_to_90d, p10_eod_balance_31d_to_60d, p10_eod_balance_61d_to_90d, transactions_last_updated, is_account_closed, is_account_frozen_or_restricted, distinct_ip_addresses_count_3d, distinct_ip_addresses_count_7d, distinct_ip_addresses_count_30d, distinct_ip_addresses_count_90d, distinct_user_agents_count_3d, distinct_user_agents_count_7d, distinct_user_agents_count_30d, distinct_user_agents_count_90d, distinct_ssl_tls_connection_sessions_count_3d, distinct_ssl_tls_connection_sessions_count_7d, distinct_ssl_tls_connection_sessions_count_30d, distinct_ssl_tls_connection_sessions_count_90d, days_since_account_opening].hash
+      [unauthorized_transactions_count_7d, unauthorized_transactions_count_30d, unauthorized_transactions_count_60d, unauthorized_transactions_count_90d, nsf_overdraft_transactions_count_7d, nsf_overdraft_transactions_count_30d, nsf_overdraft_transactions_count_60d, nsf_overdraft_transactions_count_90d, days_since_first_plaid_connection, plaid_connections_count_7d, plaid_connections_count_30d, total_plaid_connections_count, is_savings_or_money_market_account, total_credit_transactions_amount_10d, total_debit_transactions_amount_10d, p50_credit_transactions_amount_28d, p50_debit_transactions_amount_28d, p95_credit_transactions_amount_28d, p95_debit_transactions_amount_28d, days_with_negative_balance_count_90d, p90_eod_balance_30d, p90_eod_balance_60d, p90_eod_balance_90d, p10_eod_balance_30d, p10_eod_balance_60d, p10_eod_balance_90d, available_balance, current_balance, balance_last_updated, phone_change_count_28d, phone_change_count_90d, email_change_count_28d, email_change_count_90d, address_change_count_28d, address_change_count_90d, plaid_non_oauth_authentication_attempts_count_3d, plaid_non_oauth_authentication_attempts_count_7d, plaid_non_oauth_authentication_attempts_count_30d, failed_plaid_non_oauth_authentication_attempts_count_3d, failed_plaid_non_oauth_authentication_attempts_count_7d, failed_plaid_non_oauth_authentication_attempts_count_30d, debit_transactions_count_10d, credit_transactions_count_10d, debit_transactions_count_30d, credit_transactions_count_30d, debit_transactions_count_60d, credit_transactions_count_60d, debit_transactions_count_90d, credit_transactions_count_90d, total_debit_transactions_amount_30d, total_credit_transactions_amount_30d, total_debit_transactions_amount_60d, total_credit_transactions_amount_60d, total_debit_transactions_amount_90d, total_credit_transactions_amount_90d, p50_eod_balance_30d, p50_eod_balance_60d, p50_eod_balance_90d, p50_eod_balance_31d_to_60d, p50_eod_balance_61d_to_90d, p90_eod_balance_31d_to_60d, p90_eod_balance_61d_to_90d, p10_eod_balance_31d_to_60d, p10_eod_balance_61d_to_90d, transactions_last_updated, is_account_closed, is_account_frozen_or_restricted, distinct_ip_addresses_count_3d, distinct_ip_addresses_count_7d, distinct_ip_addresses_count_30d, distinct_ip_addresses_count_90d, distinct_user_agents_count_3d, distinct_user_agents_count_7d, distinct_user_agents_count_30d, distinct_user_agents_count_90d, distinct_ssl_tls_connection_sessions_count_3d, distinct_ssl_tls_connection_sessions_count_7d, distinct_ssl_tls_connection_sessions_count_30d, distinct_ssl_tls_connection_sessions_count_90d, days_since_account_opening, balance_to_transaction_amount_ratio].hash
     end
 
     # Builds the object from hash

data/lib/plaid/models/signal_evaluate_request.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -25,7 +25,7 @@ module Plaid
     # The access token associated with the Item data is being requested for.
     attr_accessor :access_token
 
-    # The Plaid `account_id` of the account that is the funding source for the proposed transaction. The `account_id` is returned in the `/accounts/get` endpoint as well as the [`onSuccess`](/docs/link/ios/#link-ios-onsuccess-linkSuccess-metadata-accounts-id) callback metadata.  This will return an [`INVALID_ACCOUNT_ID`](/docs/errors/invalid-input/#invalid_account_id) error if the account has been removed at the bank or if the `account_id` is no longer valid.
+    # The Plaid `account_id` of the account that is the funding source for the proposed transaction. The `account_id` is returned in the `/accounts/get` endpoint as well as the [`onSuccess`](https://plaid.com/docs/link/ios/#link-ios-onsuccess-linkSuccess-metadata-accounts-id) callback metadata.  This will return an [`INVALID_ACCOUNT_ID`](https://plaid.com/docs/errors/invalid-input/#invalid_account_id) error if the account has been removed at the bank or if the `account_id` is no longer valid.
     attr_accessor :account_id
 
     # The unique ID that you would like to use to refer to this evaluation attempt - for example, a payment attempt ID. You will use this later to debug this evaluation, and/or report an ACH return, etc. The max length for this field is 36 characters.
@@ -34,16 +34,16 @@ module Plaid
     # The transaction amount, in USD (e.g. `102.05`)
     attr_accessor :amount
 
-    # `true` if the end user is present while initiating the ACH transfer and the endpoint is being called; `false` otherwise (for example, when the ACH transfer is scheduled and the end user is not present, or you call this endpoint after the ACH transfer but before submitting the Nacha file for ACH processing).
+    # `true` if the end user is present while initiating the ACH transfer and the endpoint is being called; `false` otherwise (for example, when the ACH transfer is scheduled and the end user is not present, or you call this endpoint after the ACH transfer but before submitting the Nacha file for ACH processing). When using a Balance-only ruleset, this field is ignored. This field is not currently used as part of Signal Transaction Score evaluations, but may be used in the future.
     attr_accessor :user_present
 
     # A unique ID that identifies the end user in your system. This ID is used to correlate requests by a user with multiple Items. Personally identifiable information, such as an email address or phone number, should not be used in the `client_user_id`.
     attr_accessor :client_user_id
 
-    # Use `true` if the ACH transaction is a part of recurring schedule (for example, a monthly repayment); `false` otherwise 
+    # Use `true` if the ACH transaction is a part of recurring schedule (for example, a monthly repayment); `false` otherwise. When using a Balance-only ruleset, this field is ignored.
     attr_accessor :is_recurring
 
-    # The default ACH payment method to complete the transaction. `SAME_DAY_ACH`: Same Day ACH by NACHA. The debit transaction is processed and settled on the same day `STANDARD_ACH`: standard ACH by NACHA `MULTIPLE_PAYMENT_METHODS`: if there is no default debit rail or there are multiple payment methods Possible values:  `SAME_DAY_ACH`, `STANDARD_ACH`, `MULTIPLE_PAYMENT_METHODS`
+    # The default ACH payment method to complete the transaction. When using a Balance-only ruleset, this field is ignored. `SAME_DAY_ACH`: Same Day ACH by Nacha. The debit transaction is processed and settled on the same day. `STANDARD_ACH`: Standard ACH by Nacha. `MULTIPLE_PAYMENT_METHODS`: If there is no default debit rail or there are multiple payment methods. Possible values:  `SAME_DAY_ACH`, `STANDARD_ACH`, `MULTIPLE_PAYMENT_METHODS`
     attr_accessor :default_payment_method
 
     attr_accessor :user
@@ -53,7 +53,7 @@ module Plaid
     # Specifying `risk_profile_key` is deprecated. Please provide `ruleset` instead.
     attr_accessor :risk_profile_key
 
-    # The key of the ruleset to use for evaluating this transaction. You can configure a ruleset using the Signal dashboard located within the Plaid Dashboard. If not provided, no ruleset will be used.
+    # The key of the ruleset to use for evaluating this transaction. You can create a ruleset using the Plaid Dashboard, under [Signal->Rules](https://dashboard.plaid.com/signal/risk-profiles). If not provided, for all new customers as of October 15, 2025, the `default` ruleset will be used. For existing Signal Transaction Scores customers as of October 15, 2025, by default, no ruleset will be used if the `ruleset_key` is not provided. For more information, or to opt out of using rulesets, see [Signal Rules](https://plaid.com/docs/signal/signal-rules/).
     attr_accessor :ruleset_key
 
     # Attribute mapping from ruby-style variable name to JSON key.

data/lib/plaid/models/signal_evaluate_response.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -27,7 +27,7 @@ module Plaid
 
     attr_accessor :ruleset
 
-    # If bank information was not available to be used in the Signal model, this array contains warnings describing why bank data is missing. If you want to receive an API error instead of Signal scores in the case of missing bank data, file a support ticket or contact your Plaid account manager.
+    # If bank information was not available to be used in the Signal Transaction Scores model, this array contains warnings describing why bank data is missing. If you want to receive an API error instead of results in the case of missing bank data, file a support ticket or contact your Plaid account manager.
     attr_accessor :warnings
 
     # Attribute mapping from ruby-style variable name to JSON key.

data/lib/plaid/models/signal_payment_method.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/signal_person_name.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/signal_prepare_request.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/signal_prepare_response.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/signal_return_report_request.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -25,7 +25,7 @@ module Plaid
     # Must be the same as the `client_transaction_id` supplied when calling `/signal/evaluate` or `/accounts/balance/get`.
     attr_accessor :client_transaction_id
 
-    # Must be a valid ACH return code (e.g. \"R01\")  If formatted incorrectly, this will result in an [`INVALID_FIELD`](/docs/errors/invalid-request/#invalid_field) error.
+    # Must be a valid ACH return code (e.g. \"R01\")  If formatted incorrectly, this will result in an [`INVALID_FIELD`](https://plaid.com/docs/errors/invalid-request/#invalid_field) error.
     attr_accessor :return_code
 
     # Date and time when you receive the returns from your payment processors, in ISO 8601 format (`YYYY-MM-DDTHH:mm:ssZ`).

data/lib/plaid/models/signal_return_report_response.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/signal_schedule_default_payment_method.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/signal_schedule_recommendation.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/signal_schedule_request.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -25,7 +25,7 @@ module Plaid
     # The access token associated with the Item data is being requested for.
     attr_accessor :access_token
 
-    # The Plaid `account_id` of the account that is the funding source for the proposed transaction. The `account_id` is returned in the `/accounts/get` endpoint as well as the [`onSuccess`](/docs/link/ios/#link-ios-onsuccess-linkSuccess-metadata-accounts-id) callback metadata.  This will return an [`INVALID_ACCOUNT_ID`](/docs/errors/invalid-input/#invalid_account_id) error if the account has been removed at the bank or if the `account_id` is no longer valid.
+    # The Plaid `account_id` of the account that is the funding source for the proposed transaction. The `account_id` is returned in the `/accounts/get` endpoint as well as the [`onSuccess`](https://plaid.com/docs/link/ios/#link-ios-onsuccess-linkSuccess-metadata-accounts-id) callback metadata.  This will return an [`INVALID_ACCOUNT_ID`](https://plaid.com/docs/errors/invalid-input/#invalid_account_id) error if the account has been removed at the bank or if the `account_id` is no longer valid.
     attr_accessor :account_id
 
     # The unique ID that you would like to use to refer to this transaction. For your convenience mapping your internal data, you could use your internal ID/identifier for this transaction. The max length for this field is 36 characters.

data/lib/plaid/models/signal_schedule_response.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -22,7 +22,7 @@ module Plaid
     # This array provides a date-by-date evaluation of debit submission recommendations within the five banking day evaluation period. Each object in the array represents a retry recommendation for a specific date.
     attr_accessor :recommendations
 
-    # If bank information was not available to be used in the Signal model, this array contains warnings describing why bank data is missing. If you want to receive an API error instead of Signal scores in the case of missing bank data, file a support ticket or contact your Plaid account manager.
+    # If bank information was not available to be used in the Signal Transaction Scores model, this array contains warnings describing why bank data is missing. If you want to receive an API error instead of scores in the case of missing bank data, file a support ticket or contact your Plaid account manager.
     attr_accessor :warnings
 
     # A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.

data/lib/plaid/models/signal_scores.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -14,7 +14,7 @@ require 'date'
 require 'time'
 
 module Plaid
-  # Risk scoring details broken down by risk category.
+  # Risk scoring details broken down by risk category. When using a Balance-only ruleset, this object will not be returned.
   class SignalScores
     attr_accessor :customer_initiated_return_risk
 

data/lib/plaid/models/signal_user.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -14,7 +14,7 @@ require 'date'
 require 'time'
 
 module Plaid
-  # Details about the end user initiating the transaction (i.e., the account holder). When calling `/signal/evaluate` or `/signal/processor/evaluate`, this field is optional, but strongly recommended to increase the accuracy of Signal results.
+  # Details about the end user initiating the transaction (i.e., the account holder). These fields are optional, but strongly recommended to increase the accuracy of results when using Signal Transaction Scores. When using a Balance-only ruleset, if the Signal Addendum has been signed, these fields are ignored; if the Addendum has not been signed, using these fields will result in an error.
   class SignalUser
     attr_accessor :name
 

data/lib/plaid/models/signal_warning.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -19,7 +19,7 @@ module Plaid
     # A broad categorization of the warning. Safe for programmatic use.
     attr_accessor :warning_type
 
-    # The warning code identifies a specific kind of warning that pertains to the error causing bank data to be missing. Safe for programmatic use. For more details on warning codes, please refer to Plaid standard error codes documentation. If you receive the `ITEM_LOGIN_REQUIRED` warning, we recommend re-authenticating your user by implementing Link's update mode. This will guide your user to fix their credentials, allowing Plaid to start fetching data again for future Signal requests.
+    # The warning code identifies a specific kind of warning that pertains to the error causing bank data to be missing. Safe for programmatic use. For more details on warning codes, please refer to Plaid standard error codes documentation. If you receive the `ITEM_LOGIN_REQUIRED` warning, we recommend re-authenticating your user by implementing Link's update mode. This will guide your user to fix their credentials, allowing Plaid to start fetching data again for future requests.
     attr_accessor :warning_code
 
     # A developer-friendly representation of the warning type. This may change over time and is not safe for programmatic use.

data/lib/plaid/models/simulated_transfer_sweep.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/single_document_risk_signal.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/sms_verification.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/sms_verification_status.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/source.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/standalone_account_type.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/standalone_currency_code_list.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/standalone_investment_transaction_type.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/statements_account.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/statements_download_request.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -25,7 +25,7 @@ module Plaid
     # Your Plaid API `secret`. The `secret` is required and may be provided either in the `PLAID-SECRET` header or as part of a request body.
     attr_accessor :secret
 
-    # Plaid's unique identifier for the statements.
+    # Plaid's unique identifier for the statement.
     attr_accessor :statement_id
 
     # Attribute mapping from ruby-style variable name to JSON key.

data/lib/plaid/models/statements_list_request.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/statements_list_response.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/statements_refresh_complete_result.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/statements_refresh_complete_webhook.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/statements_refresh_request.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/statements_refresh_response.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.652.0
+The version of the OpenAPI document: 2020-09-14_1.688.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0