plaid 39.0.0 → 41.0.0

data/lib/plaid/api/plaid_api.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.627.4
+The version of the OpenAPI document: 2020-09-14_1.645.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -2535,6 +2535,74 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Gets insights data in Cashflow Report
+    # The `/cashflow_report/insights/get` endpoint retrieves insights data associated with an item. Insights are only calculated on credit and depository accounts.
+    # @param cashflow_report_insights_get_request [CashflowReportInsightsGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [CashflowReportInsightsGetResponse]
+    def cashflow_report_insights_get(cashflow_report_insights_get_request, opts = {})
+      data, _status_code, _headers = cashflow_report_insights_get_with_http_info(cashflow_report_insights_get_request, opts)
+      data
+    end
+
+    # Gets insights data in Cashflow Report
+    # The `/cashflow_report/insights/get` endpoint retrieves insights data associated with an item. Insights are only calculated on credit and depository accounts.
+    # @param cashflow_report_insights_get_request [CashflowReportInsightsGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(CashflowReportInsightsGetResponse, Integer, Hash)>] CashflowReportInsightsGetResponse data, response status code and response headers
+    def cashflow_report_insights_get_with_http_info(cashflow_report_insights_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.cashflow_report_insights_get ...'
+      end
+      # verify the required parameter 'cashflow_report_insights_get_request' is set
+      if @api_client.config.client_side_validation && cashflow_report_insights_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'cashflow_report_insights_get_request' when calling PlaidApi.cashflow_report_insights_get"
+      end
+      # resource path
+      local_var_path = '/cashflow_report/insights/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(cashflow_report_insights_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'CashflowReportInsightsGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.cashflow_report_insights_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#cashflow_report_insights_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Refresh transaction data in cashflow_report
     # `/cashflow_report/refresh` is an endpoint that initiates an on-demand extraction to fetch the newest transactions for an item (given an `item_id`). The item must already have Cashflow Report added as a product in order to call `/cashflow_report/refresh`.  After calling `/cashflow_report/refresh`, Plaid will fire a webhook `CASHFLOW_REPORT_READY` alerting clients that new transactions data can then be ingested via `/cashflow_report/get` or the webhook will contain an error code informing there was an error in refreshing transactions data.  Note that the `/cashflow_report/refresh` endpoint is not supported for Capital One (`ins_128026`) non-depository accounts and will result in a `PRODUCTS_NOT_SUPPORTED` error if called on an Item that contains only non-depository accounts from that institution.  As this endpoint triggers a synchronous request for fresh data, latency may be higher than for other Plaid endpoints (typically less than 10 seconds, but up to 30 seconds or more). If you encounter errors, you may find it necessary to adjust your timeout period for requests.
     # @param cashflow_report_refresh_request [CashflowReportRefreshRequest] 
@@ -2603,6 +2671,74 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Gets transaction data in cashflow_report
+    # The `/cashflow_report/transactions/get` endpoint retrieves transactions data associated with an item. Transactions data is standardized across financial institutions. Transactions are returned in reverse-chronological order, and the sequence of transaction ordering is stable and will not shift. Transactions are not immutable and can also be removed altogether by the institution; a removed transaction will no longer appear in `/transactions/get`.  For more details, see [Pending and posted transactions](https://plaid.com/docs/transactions/transactions-data/#pending-and-posted-transactions). Due to the potentially large number of transactions associated with an Item, results are paginated. Manipulate the `count` and `cursor` parameters in conjunction with the `has_more` response body field to fetch all available transactions. Note that data isn't likely to be immediately available to `/cashflow_report/transactions/get`. Plaid will begin to prepare transactions data upon Item link, if Link was initialized with cashflow_report, or if it wasn't, upon the first call to /cashflow_report/refresh. To be alerted when transaction data is ready to be fetched, listen for the `CASHFLOW_REPORT_READY` webhook.
+    # @param cashflow_report_transactions_get_request [CashflowReportTransactionsGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [CashflowReportTransactionsGetResponse]
+    def cashflow_report_transactions_get(cashflow_report_transactions_get_request, opts = {})
+      data, _status_code, _headers = cashflow_report_transactions_get_with_http_info(cashflow_report_transactions_get_request, opts)
+      data
+    end
+
+    # Gets transaction data in cashflow_report
+    # The &#x60;/cashflow_report/transactions/get&#x60; endpoint retrieves transactions data associated with an item. Transactions data is standardized across financial institutions. Transactions are returned in reverse-chronological order, and the sequence of transaction ordering is stable and will not shift. Transactions are not immutable and can also be removed altogether by the institution; a removed transaction will no longer appear in &#x60;/transactions/get&#x60;.  For more details, see [Pending and posted transactions](https://plaid.com/docs/transactions/transactions-data/#pending-and-posted-transactions). Due to the potentially large number of transactions associated with an Item, results are paginated. Manipulate the &#x60;count&#x60; and &#x60;cursor&#x60; parameters in conjunction with the &#x60;has_more&#x60; response body field to fetch all available transactions. Note that data isn&#39;t likely to be immediately available to &#x60;/cashflow_report/transactions/get&#x60;. Plaid will begin to prepare transactions data upon Item link, if Link was initialized with cashflow_report, or if it wasn&#39;t, upon the first call to /cashflow_report/refresh. To be alerted when transaction data is ready to be fetched, listen for the &#x60;CASHFLOW_REPORT_READY&#x60; webhook.
+    # @param cashflow_report_transactions_get_request [CashflowReportTransactionsGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(CashflowReportTransactionsGetResponse, Integer, Hash)>] CashflowReportTransactionsGetResponse data, response status code and response headers
+    def cashflow_report_transactions_get_with_http_info(cashflow_report_transactions_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.cashflow_report_transactions_get ...'
+      end
+      # verify the required parameter 'cashflow_report_transactions_get_request' is set
+      if @api_client.config.client_side_validation && cashflow_report_transactions_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'cashflow_report_transactions_get_request' when calling PlaidApi.cashflow_report_transactions_get"
+      end
+      # resource path
+      local_var_path = '/cashflow_report/transactions/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(cashflow_report_transactions_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'CashflowReportTransactionsGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.cashflow_report_transactions_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#cashflow_report_transactions_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Get categories
     # Send a request to the `/categories/get` endpoint to get detailed information on categories returned by Plaid. This endpoint does not require authentication.  All implementations are recommended to use the newer `personal_finance_category` taxonomy instead of the older `category` taxonomy supported by this endpoint. The [`personal_finance_category taxonomy` CSV file](https://plaid.com/documents/transactions-personal-finance-category-taxonomy.csv) is available for download and is not accessible via API.
     # @param body [Object] 
@@ -8235,7 +8371,7 @@ module Plaid
     end
 
     # Remove an Item
-    # The `/item/remove` endpoint allows you to remove an Item. Once removed, the `access_token`, as well as any processor tokens or bank account tokens associated with the Item, is no longer valid and cannot be used to access any data that was associated with the Item.  Calling `/item/remove` is a recommended best practice when offboarding users or if a user chooses to disconnect an account linked via Plaid. For subscription products, such as Transactions, Liabilities, and Investments, calling `/item/remove` is required to end subscription billing for the Item.   In Limited Production, calling `/item/remove` does not impact the number of remaining Limited Production Items you have available.  Removing an Item does not affect any Asset Reports or Audit Copies you have already created, which will remain accessible until you remove access to them specifically using the `/asset_report/remove` endpoint.  Also note that for certain OAuth-based institutions, an Item removed via `/item/remove` may still show as an active connection in the institution's OAuth permission manager.  API versions 2019-05-29 and earlier return a `removed` boolean as part of the response.
+    # The `/item/remove` endpoint allows you to remove an Item. Once removed, the `access_token`, as well as any processor tokens or bank account tokens associated with the Item, is no longer valid and cannot be used to access any data that was associated with the Item.  Calling `/item/remove` is a recommended best practice when offboarding users or if a user chooses to disconnect an account linked via Plaid. For subscription products, such as Transactions, Liabilities, and Investments, calling `/item/remove` is required to end subscription billing for the Item, unless the end user revoked permission (e.g. via [https://my.plaid.com/](https://my.plaid.com/). For more details, see [Subscription fee model](https://plaid.com/docs/account/billing/#subscription-fee).  In Limited Production, calling `/item/remove` does not impact the number of remaining Limited Production Items you have available.  Removing an Item does not affect any Asset Reports or Audit Copies you have already created, which will remain accessible until you remove access to them specifically using the `/asset_report/remove` endpoint.  Also note that for certain OAuth-based institutions, an Item removed via `/item/remove` may still show as an active connection in the institution's OAuth permission manager.  API versions 2019-05-29 and earlier return a `removed` boolean as part of the response.
     # @param item_remove_request [ItemRemoveRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ItemRemoveResponse]
@@ -8245,7 +8381,7 @@ module Plaid
     end
 
     # Remove an Item
-    # The &#x60;/item/remove&#x60; endpoint allows you to remove an Item. Once removed, the &#x60;access_token&#x60;, as well as any processor tokens or bank account tokens associated with the Item, is no longer valid and cannot be used to access any data that was associated with the Item.  Calling &#x60;/item/remove&#x60; is a recommended best practice when offboarding users or if a user chooses to disconnect an account linked via Plaid. For subscription products, such as Transactions, Liabilities, and Investments, calling &#x60;/item/remove&#x60; is required to end subscription billing for the Item.   In Limited Production, calling &#x60;/item/remove&#x60; does not impact the number of remaining Limited Production Items you have available.  Removing an Item does not affect any Asset Reports or Audit Copies you have already created, which will remain accessible until you remove access to them specifically using the &#x60;/asset_report/remove&#x60; endpoint.  Also note that for certain OAuth-based institutions, an Item removed via &#x60;/item/remove&#x60; may still show as an active connection in the institution&#39;s OAuth permission manager.  API versions 2019-05-29 and earlier return a &#x60;removed&#x60; boolean as part of the response.
+    # The &#x60;/item/remove&#x60; endpoint allows you to remove an Item. Once removed, the &#x60;access_token&#x60;, as well as any processor tokens or bank account tokens associated with the Item, is no longer valid and cannot be used to access any data that was associated with the Item.  Calling &#x60;/item/remove&#x60; is a recommended best practice when offboarding users or if a user chooses to disconnect an account linked via Plaid. For subscription products, such as Transactions, Liabilities, and Investments, calling &#x60;/item/remove&#x60; is required to end subscription billing for the Item, unless the end user revoked permission (e.g. via [https://my.plaid.com/](https://my.plaid.com/). For more details, see [Subscription fee model](https://plaid.com/docs/account/billing/#subscription-fee).  In Limited Production, calling &#x60;/item/remove&#x60; does not impact the number of remaining Limited Production Items you have available.  Removing an Item does not affect any Asset Reports or Audit Copies you have already created, which will remain accessible until you remove access to them specifically using the &#x60;/asset_report/remove&#x60; endpoint.  Also note that for certain OAuth-based institutions, an Item removed via &#x60;/item/remove&#x60; may still show as an active connection in the institution&#39;s OAuth permission manager.  API versions 2019-05-29 and earlier return a &#x60;removed&#x60; boolean as part of the response.
     # @param item_remove_request [ItemRemoveRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ItemRemoveResponse, Integer, Hash)>] ItemRemoveResponse data, response status code and response headers
@@ -12042,6 +12178,210 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Get information about a user event
+    # Get information about a user event including Trust Index score and fraud attributes.
+    # @param protect_event_get_request [ProtectEventGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [ProtectEventGetResponse]
+    def protect_event_get(protect_event_get_request, opts = {})
+      data, _status_code, _headers = protect_event_get_with_http_info(protect_event_get_request, opts)
+      data
+    end
+
+    # Get information about a user event
+    # Get information about a user event including Trust Index score and fraud attributes.
+    # @param protect_event_get_request [ProtectEventGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(ProtectEventGetResponse, Integer, Hash)>] ProtectEventGetResponse data, response status code and response headers
+    def protect_event_get_with_http_info(protect_event_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.protect_event_get ...'
+      end
+      # verify the required parameter 'protect_event_get_request' is set
+      if @api_client.config.client_side_validation && protect_event_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'protect_event_get_request' when calling PlaidApi.protect_event_get"
+      end
+      # resource path
+      local_var_path = '/protect/event/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(protect_event_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'ProtectEventGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.protect_event_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#protect_event_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Send a new event to enrich user data
+    # Send a new event to enrich user data and optionally get a Trust Index score for the event.
+    # @param protect_event_send_request [ProtectEventSendRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [ProtectEventSendResponse]
+    def protect_event_send(protect_event_send_request, opts = {})
+      data, _status_code, _headers = protect_event_send_with_http_info(protect_event_send_request, opts)
+      data
+    end
+
+    # Send a new event to enrich user data
+    # Send a new event to enrich user data and optionally get a Trust Index score for the event.
+    # @param protect_event_send_request [ProtectEventSendRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(ProtectEventSendResponse, Integer, Hash)>] ProtectEventSendResponse data, response status code and response headers
+    def protect_event_send_with_http_info(protect_event_send_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.protect_event_send ...'
+      end
+      # verify the required parameter 'protect_event_send_request' is set
+      if @api_client.config.client_side_validation && protect_event_send_request.nil?
+        fail ArgumentError, "Missing the required parameter 'protect_event_send_request' when calling PlaidApi.protect_event_send"
+      end
+      # resource path
+      local_var_path = '/protect/event/send'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(protect_event_send_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'ProtectEventSendResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.protect_event_send",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#protect_event_send\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Get Protect user insights
+    # Use this endpoint to get basic information about a user as it relates to their fraud profile with Protect.
+    # @param protect_user_insights_get_request [ProtectUserInsightsGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [ProtectUserInsightsGetResponse]
+    def protect_user_insights_get(protect_user_insights_get_request, opts = {})
+      data, _status_code, _headers = protect_user_insights_get_with_http_info(protect_user_insights_get_request, opts)
+      data
+    end
+
+    # Get Protect user insights
+    # Use this endpoint to get basic information about a user as it relates to their fraud profile with Protect.
+    # @param protect_user_insights_get_request [ProtectUserInsightsGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(ProtectUserInsightsGetResponse, Integer, Hash)>] ProtectUserInsightsGetResponse data, response status code and response headers
+    def protect_user_insights_get_with_http_info(protect_user_insights_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.protect_user_insights_get ...'
+      end
+      # verify the required parameter 'protect_user_insights_get_request' is set
+      if @api_client.config.client_side_validation && protect_user_insights_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'protect_user_insights_get_request' when calling PlaidApi.protect_user_insights_get"
+      end
+      # resource path
+      local_var_path = '/protect/user/insights/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(protect_user_insights_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'ProtectUserInsightsGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.protect_user_insights_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#protect_user_insights_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Manually fire a bank income webhook in sandbox
     # Use the `/sandbox/bank_income/fire_webhook` endpoint to manually trigger a Bank Income webhook in the Sandbox environment.
     # @param sandbox_bank_income_fire_webhook_request [SandboxBankIncomeFireWebhookRequest] 
@@ -12926,6 +13266,74 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Create sandbox transactions
+    # Use the `/sandbox/transactions/create` endpoint to create new transactions for an existing Item. This endpoint can be used to add up to 10 transactions to any Item at a time.  This endpoint is only available in the Sandbox environment, thus can only be used with Items that were created in the Sandbox. You can use this to add transactions to test the `/transactions/get` and `/transactions/sync` endpoints.  For Items created in the Production environment, real transactions will be available once the transactions product is enabled.
+    # @param sandbox_transactions_create_request [SandboxTransactionsCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [SandboxTransactionsCreateResponse]
+    def sandbox_transactions_create(sandbox_transactions_create_request, opts = {})
+      data, _status_code, _headers = sandbox_transactions_create_with_http_info(sandbox_transactions_create_request, opts)
+      data
+    end
+
+    # Create sandbox transactions
+    # Use the &#x60;/sandbox/transactions/create&#x60; endpoint to create new transactions for an existing Item. This endpoint can be used to add up to 10 transactions to any Item at a time.  This endpoint is only available in the Sandbox environment, thus can only be used with Items that were created in the Sandbox. You can use this to add transactions to test the &#x60;/transactions/get&#x60; and &#x60;/transactions/sync&#x60; endpoints.  For Items created in the Production environment, real transactions will be available once the transactions product is enabled.
+    # @param sandbox_transactions_create_request [SandboxTransactionsCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(SandboxTransactionsCreateResponse, Integer, Hash)>] SandboxTransactionsCreateResponse data, response status code and response headers
+    def sandbox_transactions_create_with_http_info(sandbox_transactions_create_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.sandbox_transactions_create ...'
+      end
+      # verify the required parameter 'sandbox_transactions_create_request' is set
+      if @api_client.config.client_side_validation && sandbox_transactions_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'sandbox_transactions_create_request' when calling PlaidApi.sandbox_transactions_create"
+      end
+      # resource path
+      local_var_path = '/sandbox/transactions/create'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(sandbox_transactions_create_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'SandboxTransactionsCreateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.sandbox_transactions_create",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#sandbox_transactions_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Manually fire a Transfer webhook
     # Use the `/sandbox/transfer/fire_webhook` endpoint to manually trigger a `TRANSFER_EVENTS_UPDATE` webhook in the Sandbox environment.
     # @param sandbox_transfer_fire_webhook_request [SandboxTransferFireWebhookRequest] 
@@ -14422,6 +14830,74 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Receive token notifications from The Clearing House (TCH).
+    # This endpoint allows us to receive token notifications from The Clearing House (TCH). The schema is defined by TCH.
+    # @param tch_notification [TCHNotification] 
+    # @param [Hash] opts the optional parameters
+    # @return [TCHNotificationResponse]
+    def tch_notifications(tch_notification, opts = {})
+      data, _status_code, _headers = tch_notifications_with_http_info(tch_notification, opts)
+      data
+    end
+
+    # Receive token notifications from The Clearing House (TCH).
+    # This endpoint allows us to receive token notifications from The Clearing House (TCH). The schema is defined by TCH.
+    # @param tch_notification [TCHNotification] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(TCHNotificationResponse, Integer, Hash)>] TCHNotificationResponse data, response status code and response headers
+    def tch_notifications_with_http_info(tch_notification, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.tch_notifications ...'
+      end
+      # verify the required parameter 'tch_notification' is set
+      if @api_client.config.client_side_validation && tch_notification.nil?
+        fail ArgumentError, "Missing the required parameter 'tch_notification' when calling PlaidApi.tch_notifications"
+      end
+      # resource path
+      local_var_path = '/tch/notifications'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(tch_notification)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'TCHNotificationResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.tch_notifications",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#tch_notifications\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # enhance locally-held transaction data
     # The `/beta/transactions/v1/enhance` endpoint enriches raw transaction data provided directly by clients.  The product is currently in beta.
     # @param transactions_enhance_get_request [TransactionsEnhanceGetRequest] 
@@ -17962,7 +18438,7 @@ module Plaid
     # This endpoint should be called for each of your end users before they begin a Plaid Check or Income flow, or a Multi-Item Link flow. This provides you a single token to access all data associated with the user. You should only create one per end user.  The `consumer_report_user_identity` object must be present in order to create a Plaid Check Consumer Report for a user. If it is not provided during the `/user/create` call, it can be added later by calling `/user/update`. Plaid Check Consumer Reports can only be created for US-based users; the user's address country must be `US`.  If you call the endpoint multiple times with the same `client_user_id`, the first creation call will succeed and the rest will fail with an error message indicating that the user has been created for the given `client_user_id`.  Ensure that you store the `user_token` along with your user's identifier in your database, as it is not possible to retrieve a previously created `user_token`.
     # @param user_create_request [UserCreateRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [String] :plaid_new_user_api_enabled The HTTP header used in API requests to determine which set of User APIs to invoke: the legacy CRA version or the new User API version.
+    # @option opts [Boolean] :plaid_new_user_api_enabled The HTTP header used in API requests to determine which set of User APIs to invoke: the legacy CRA version or the new User API version. (default to false)
     # @return [UserCreateResponse]
     def user_create(user_create_request, opts = {})
       data, _status_code, _headers = user_create_with_http_info(user_create_request, opts)
@@ -17973,7 +18449,7 @@ module Plaid
     # This endpoint should be called for each of your end users before they begin a Plaid Check or Income flow, or a Multi-Item Link flow. This provides you a single token to access all data associated with the user. You should only create one per end user.  The &#x60;consumer_report_user_identity&#x60; object must be present in order to create a Plaid Check Consumer Report for a user. If it is not provided during the &#x60;/user/create&#x60; call, it can be added later by calling &#x60;/user/update&#x60;. Plaid Check Consumer Reports can only be created for US-based users; the user&#39;s address country must be &#x60;US&#x60;.  If you call the endpoint multiple times with the same &#x60;client_user_id&#x60;, the first creation call will succeed and the rest will fail with an error message indicating that the user has been created for the given &#x60;client_user_id&#x60;.  Ensure that you store the &#x60;user_token&#x60; along with your user&#39;s identifier in your database, as it is not possible to retrieve a previously created &#x60;user_token&#x60;.
     # @param user_create_request [UserCreateRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [String] :plaid_new_user_api_enabled The HTTP header used in API requests to determine which set of User APIs to invoke: the legacy CRA version or the new User API version.
+    # @option opts [Boolean] :plaid_new_user_api_enabled The HTTP header used in API requests to determine which set of User APIs to invoke: the legacy CRA version or the new User API version. (default to false)
     # @return [Array<(UserCreateResponse, Integer, Hash)>] UserCreateResponse data, response status code and response headers
     def user_create_with_http_info(user_create_request, opts = {})
       if @api_client.config.debugging
@@ -18101,7 +18577,7 @@ module Plaid
     # `/user/remove` deletes a user token and and associated information, including any Items associated with the token. Any subsequent calls to retrieve information using the same user token will result in an error stating the user does not exist. If a user is created for a given `client_user_id` using `/user/create` and that user is then deleted with `/user/remove`, the `client_user_id` cannot be reused for another `/user/create` request.
     # @param user_remove_request [UserRemoveRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [String] :plaid_new_user_api_enabled The HTTP header used in API requests to determine which set of User APIs to invoke: the legacy CRA version or the new User API version.
+    # @option opts [Boolean] :plaid_new_user_api_enabled The HTTP header used in API requests to determine which set of User APIs to invoke: the legacy CRA version or the new User API version. (default to false)
     # @return [UserRemoveResponse]
     def user_remove(user_remove_request, opts = {})
       data, _status_code, _headers = user_remove_with_http_info(user_remove_request, opts)
@@ -18112,7 +18588,7 @@ module Plaid
     # &#x60;/user/remove&#x60; deletes a user token and and associated information, including any Items associated with the token. Any subsequent calls to retrieve information using the same user token will result in an error stating the user does not exist. If a user is created for a given &#x60;client_user_id&#x60; using &#x60;/user/create&#x60; and that user is then deleted with &#x60;/user/remove&#x60;, the &#x60;client_user_id&#x60; cannot be reused for another &#x60;/user/create&#x60; request.
     # @param user_remove_request [UserRemoveRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [String] :plaid_new_user_api_enabled The HTTP header used in API requests to determine which set of User APIs to invoke: the legacy CRA version or the new User API version.
+    # @option opts [Boolean] :plaid_new_user_api_enabled The HTTP header used in API requests to determine which set of User APIs to invoke: the legacy CRA version or the new User API version. (default to false)
     # @return [Array<(UserRemoveResponse, Integer, Hash)>] UserRemoveResponse data, response status code and response headers
     def user_remove_with_http_info(user_remove_request, opts = {})
       if @api_client.config.debugging

data/lib/plaid/api_client.rb

@@ -7,7 +7,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.627.4
+The version of the OpenAPI document: 2020-09-14_1.645.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -41,7 +41,7 @@ module Plaid
     # @option config [Configuration] Configuration for initializing the object, default to Configuration.default
     def initialize(config = Configuration.default)
       @config = config
-      @user_agent = "Plaid Ruby v39.0.0"
+      @user_agent = "Plaid Ruby v41.0.0"
       @default_headers = {
         'Content-Type' => 'application/json',
         'User-Agent' => @user_agent,

data/lib/plaid/api_error.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.627.4
+The version of the OpenAPI document: 2020-09-14_1.645.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/configuration.rb

@@ -7,7 +7,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.627.4
+The version of the OpenAPI document: 2020-09-14_1.645.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/account_access.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.627.4
+The version of the OpenAPI document: 2020-09-14_1.645.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/account_assets.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.627.4
+The version of the OpenAPI document: 2020-09-14_1.645.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/account_balance.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.627.4
+The version of the OpenAPI document: 2020-09-14_1.645.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0