plaid 37.0.0 → 39.0.0

checksums.yaml

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data/CHANGELOG.md

@@ -1,5 +1,71 @@
 See full changelog for the OpenAPI schema (OAS) [here](https://github.com/plaid/plaid-openapi/blob/master/CHANGELOG.md).
 
+# 39.0.0
+- Updating to OAS 2020-09-14_1.627.4
+
+## Breaking changes in this version
+- [BREAKING] (beta) Updated `user_token` field in `UserCreateResponse` to be optional.
+
+## OpenAPI Schema Changes
+### 2020-09-14_1.627.4
+- Fix incorrect placement of `nullable: true` on `AccountBaseNullable` object, making the object actually `nullable`.
+
+### 2020-09-14_1.627.3
+- Add missing `unsent` value as a possible `verification_status` to reflect actual API behavior.
+
+### 2020-09-14_1.637.2
+- (beta) Add `PLAID-NEW-USER-API-ENABLED` as a header parameter to `/user/create`
+- (beta) Add `PLAID-NEW-USER-API-ENABLED` as a header parameter to `/user/remove`
+
+### 2020-09-14_1.637.2
+- (beta) Add `user_id` to `/session/token/create` response
+
+### 2020-09-14_1.637.1
+- Add optional `institution_id` to `/item/import`
+
+### 2020-09-14_1.637.0
+- Add `android_package_name` to `/session/token/create`
+
+### 2020-09-14_1.636.0
+- Update `average_inflow_amount` to be positive.
+
+### 2020-09-14_1.635.4
+- [BREAKING] (beta) Updated `user_token` field in `UserCreateResponse` to be optional.
+- [BREAKING for Go] (beta) Updated `user_token` field in `UserRemoveRequest` to be optional.
+- Other hidden changes.
+
+### 2020-09-14_1.635.3
+- (beta) Add `user_id` to `/link/token/create` response
+
+# 38.0.0
+- Updating to OAS 2020-09-14_1.635.2
+
+## Breaking changes in this version
+- [BREAKING] Move `result` from `triggered_rule_details` to `ruleset` in response of `/signal/evaluate`
+- [BREAKING] `client_user_id` is now required for `/session/token/create`
+
+## OpenAPI Schema Changes
+### 2020-09-14_1.635.2
+- Update description of `ruleset.outcome` in `/signal/evaluate` response
+
+### 2020-09-14_1.635.1
+- Fix description undeprecating `report.items.accounts.attributes` after it was mistakenly deprecated for `/cra/check_report/base_report/get`
+
+### 2020-09-14_1.635.0
+- Add `expected_funds_available_date` to `transfer` and `sweep` objects in responses for `/transfer/create`, `/transfer/get`, `/transfer/list`, `/transfer/sweep/get`, `/transfer/sweep/list`
+
+### 2020-09-14_1.634.3
+- Undeprecated `report.items.accounts.attributes` after it was mistakenly deprecated for `/cra/check_report/base_report/get`
+
+### 2020-09-14_1.634.2
+- Removed `deposit_switch` from the `products` field in the `/link/token/create` request
+
+### 2020-09-14_1.634.1
+- [BREAKING] Move `result` from `triggered_rule_details` to `ruleset` in response of `/signal/evaluate`
+
+### 2020-09-14_1.634.0
+- [BREAKING] `client_user_id` is now required for `/session/token/create`
+
 # 37.0.0
 - Updating to OAS 2020-09-14_1.633.1
 

data/Gemfile.lock

@@ -1,7 +1,7 @@
 PATH
   remote: .
   specs:
-    plaid (37.0.0)
+    plaid (39.0.0)
       faraday (>= 1.0.1, < 3.0)
       faraday-multipart (>= 1.0.1, < 2.0)
 
@@ -11,7 +11,7 @@ GEM
     ast (2.4.1)
     diff-lcs (1.4.4)
     dotenv (2.7.6)
-    faraday (2.13.0)
+    faraday (2.13.1)
       faraday-net_http (>= 2.0, < 3.5)
       json
       logger
@@ -19,7 +19,7 @@ GEM
       multipart-post (~> 2.0)
     faraday-net_http (3.4.0)
       net-http (>= 0.5.0)
-    json (2.10.2)
+    json (2.12.0)
     logger (1.7.0)
     minitest (5.25.4)
     minitest-around (0.5.0)

data/Makefile

@@ -1,5 +1,5 @@
 # Ruby embeds the version in the generator where as others don't so it's not possible to cat for it.
-RUBY_PACKAGE_VERSION=37.0.0
+RUBY_PACKAGE_VERSION=39.0.0
 
 .PHONY: release
 release:

data/lib/plaid/api/plaid_api.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.633.1
+The version of the OpenAPI document: 2020-09-14_1.627.4
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -1176,7 +1176,7 @@ module Plaid
     end
 
     # Sync bank transfer events
-    # `/bank_transfer/event/sync` allows you to request up to the next 25 Plaid-initiated bank transfer events that happened after a specific `event_id`. When using Auth with micro-deposit verification enabled, this endpoint can be used to fetch status updates on ACH micro-deposits. For more details, see [micro-deposit events](https://www.plaid.com/docs/auth/coverage/microdeposit-events/).
+    # `/bank_transfer/event/sync` allows you to request up to the next 25 Plaid-initiated bank transfer events that happened after a specific `event_id`. When using Auth with micro-deposit verification enabled, this endpoint can be used to fetch status updates on ACH micro-deposits. For more details, see [micro-deposit events](https://plaid.com/docs/auth/coverage/microdeposit-events/).
     # @param bank_transfer_event_sync_request [BankTransferEventSyncRequest] 
     # @param [Hash] opts the optional parameters
     # @return [BankTransferEventSyncResponse]
@@ -1186,7 +1186,7 @@ module Plaid
     end
 
     # Sync bank transfer events
-    # `/bank_transfer/event/sync` allows you to request up to the next 25 Plaid-initiated bank transfer events that happened after a specific `event_id`. When using Auth with micro-deposit verification enabled, this endpoint can be used to fetch status updates on ACH micro-deposits. For more details, see [micro-deposit events](https://www.plaid.com/docs/auth/coverage/microdeposit-events/).
+    # `/bank_transfer/event/sync` allows you to request up to the next 25 Plaid-initiated bank transfer events that happened after a specific `event_id`. When using Auth with micro-deposit verification enabled, this endpoint can be used to fetch status updates on ACH micro-deposits. For more details, see [micro-deposit events](https://plaid.com/docs/auth/coverage/microdeposit-events/).
     # @param bank_transfer_event_sync_request [BankTransferEventSyncRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(BankTransferEventSyncResponse, Integer, Hash)>] BankTransferEventSyncResponse data, response status code and response headers
@@ -8235,7 +8235,7 @@ module Plaid
     end
 
     # Remove an Item
-    # The `/item/remove` endpoint allows you to remove an Item. Once removed, the `access_token`, as well as any processor tokens or bank account tokens associated with the Item, is no longer valid and cannot be used to access any data that was associated with the Item.  Calling `/item/remove` is a recommended best practice when offboarding users or if a user chooses to disconnect an account linked via Plaid. For subscription products, such as Transactions, Liabilities, and Investments, calling `/item/remove` is required to end subscription billing for the Item. For money movement products such as Auth and Transfer, if the Item is at Chase or PNC, calling `/item/remove` will invalidate the TAN, and subsequent ACH transfer attempts using that TAN will be returned.  In Limited Production, calling `/item/remove` does not impact the number of remaining Limited Production Items you have available.  Removing an Item does not affect any Asset Reports or Audit Copies you have already created, which will remain accessible until you remove access to them specifically using the `/asset_report/remove` endpoint.  Also note that for certain OAuth-based institutions, an Item removed via `/item/remove` may still show as an active connection in the institution's OAuth permission manager.  API versions 2019-05-29 and earlier return a `removed` boolean as part of the response.
+    # The `/item/remove` endpoint allows you to remove an Item. Once removed, the `access_token`, as well as any processor tokens or bank account tokens associated with the Item, is no longer valid and cannot be used to access any data that was associated with the Item.  Calling `/item/remove` is a recommended best practice when offboarding users or if a user chooses to disconnect an account linked via Plaid. For subscription products, such as Transactions, Liabilities, and Investments, calling `/item/remove` is required to end subscription billing for the Item.   In Limited Production, calling `/item/remove` does not impact the number of remaining Limited Production Items you have available.  Removing an Item does not affect any Asset Reports or Audit Copies you have already created, which will remain accessible until you remove access to them specifically using the `/asset_report/remove` endpoint.  Also note that for certain OAuth-based institutions, an Item removed via `/item/remove` may still show as an active connection in the institution's OAuth permission manager.  API versions 2019-05-29 and earlier return a `removed` boolean as part of the response.
     # @param item_remove_request [ItemRemoveRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ItemRemoveResponse]
@@ -8245,7 +8245,7 @@ module Plaid
     end
 
     # Remove an Item
-    # The &#x60;/item/remove&#x60; endpoint allows you to remove an Item. Once removed, the &#x60;access_token&#x60;, as well as any processor tokens or bank account tokens associated with the Item, is no longer valid and cannot be used to access any data that was associated with the Item.  Calling &#x60;/item/remove&#x60; is a recommended best practice when offboarding users or if a user chooses to disconnect an account linked via Plaid. For subscription products, such as Transactions, Liabilities, and Investments, calling &#x60;/item/remove&#x60; is required to end subscription billing for the Item. For money movement products such as Auth and Transfer, if the Item is at Chase or PNC, calling &#x60;/item/remove&#x60; will invalidate the TAN, and subsequent ACH transfer attempts using that TAN will be returned.  In Limited Production, calling &#x60;/item/remove&#x60; does not impact the number of remaining Limited Production Items you have available.  Removing an Item does not affect any Asset Reports or Audit Copies you have already created, which will remain accessible until you remove access to them specifically using the &#x60;/asset_report/remove&#x60; endpoint.  Also note that for certain OAuth-based institutions, an Item removed via &#x60;/item/remove&#x60; may still show as an active connection in the institution&#39;s OAuth permission manager.  API versions 2019-05-29 and earlier return a &#x60;removed&#x60; boolean as part of the response.
+    # The &#x60;/item/remove&#x60; endpoint allows you to remove an Item. Once removed, the &#x60;access_token&#x60;, as well as any processor tokens or bank account tokens associated with the Item, is no longer valid and cannot be used to access any data that was associated with the Item.  Calling &#x60;/item/remove&#x60; is a recommended best practice when offboarding users or if a user chooses to disconnect an account linked via Plaid. For subscription products, such as Transactions, Liabilities, and Investments, calling &#x60;/item/remove&#x60; is required to end subscription billing for the Item.   In Limited Production, calling &#x60;/item/remove&#x60; does not impact the number of remaining Limited Production Items you have available.  Removing an Item does not affect any Asset Reports or Audit Copies you have already created, which will remain accessible until you remove access to them specifically using the &#x60;/asset_report/remove&#x60; endpoint.  Also note that for certain OAuth-based institutions, an Item removed via &#x60;/item/remove&#x60; may still show as an active connection in the institution&#39;s OAuth permission manager.  API versions 2019-05-29 and earlier return a &#x60;removed&#x60; boolean as part of the response.
     # @param item_remove_request [ItemRemoveRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ItemRemoveResponse, Integer, Hash)>] ItemRemoveResponse data, response status code and response headers
@@ -8914,6 +8914,210 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Get metadata about an OAuth token
+    # `/oauth/introspect` returns metadata about an access token or refresh token.  Note: This endpoint supports `Content-Type: application/x-www-form-urlencoded` as well as JSON. The fields for the form are equivalent to the fields for JSON and conform to the OAuth 2.0 specification.
+    # @param o_auth_introspect_request [OAuthIntrospectRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [OAuthIntrospectResponse]
+    def oauth_introspect(o_auth_introspect_request, opts = {})
+      data, _status_code, _headers = oauth_introspect_with_http_info(o_auth_introspect_request, opts)
+      data
+    end
+
+    # Get metadata about an OAuth token
+    # &#x60;/oauth/introspect&#x60; returns metadata about an access token or refresh token.  Note: This endpoint supports &#x60;Content-Type: application/x-www-form-urlencoded&#x60; as well as JSON. The fields for the form are equivalent to the fields for JSON and conform to the OAuth 2.0 specification.
+    # @param o_auth_introspect_request [OAuthIntrospectRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(OAuthIntrospectResponse, Integer, Hash)>] OAuthIntrospectResponse data, response status code and response headers
+    def oauth_introspect_with_http_info(o_auth_introspect_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.oauth_introspect ...'
+      end
+      # verify the required parameter 'o_auth_introspect_request' is set
+      if @api_client.config.client_side_validation && o_auth_introspect_request.nil?
+        fail ArgumentError, "Missing the required parameter 'o_auth_introspect_request' when calling PlaidApi.oauth_introspect"
+      end
+      # resource path
+      local_var_path = '/oauth/introspect'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(o_auth_introspect_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'OAuthIntrospectResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.oauth_introspect",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#oauth_introspect\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Revoke an OAuth token
+    # `/oauth/revoke` revokes an access or refresh token, preventing any further use. If a refresh token is revoked, all access and refresh tokens derived from it are also revoked, including exchanged tokens.  Note: This endpoint supports `Content-Type: application/x-www-form-urlencoded` as well as JSON. The fields for the form are equivalent to the fields for JSON and conform to the OAuth 2.0 specification.
+    # @param o_auth_revoke_request [OAuthRevokeRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [OAuthRevokeResponse]
+    def oauth_revoke(o_auth_revoke_request, opts = {})
+      data, _status_code, _headers = oauth_revoke_with_http_info(o_auth_revoke_request, opts)
+      data
+    end
+
+    # Revoke an OAuth token
+    # &#x60;/oauth/revoke&#x60; revokes an access or refresh token, preventing any further use. If a refresh token is revoked, all access and refresh tokens derived from it are also revoked, including exchanged tokens.  Note: This endpoint supports &#x60;Content-Type: application/x-www-form-urlencoded&#x60; as well as JSON. The fields for the form are equivalent to the fields for JSON and conform to the OAuth 2.0 specification.
+    # @param o_auth_revoke_request [OAuthRevokeRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(OAuthRevokeResponse, Integer, Hash)>] OAuthRevokeResponse data, response status code and response headers
+    def oauth_revoke_with_http_info(o_auth_revoke_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.oauth_revoke ...'
+      end
+      # verify the required parameter 'o_auth_revoke_request' is set
+      if @api_client.config.client_side_validation && o_auth_revoke_request.nil?
+        fail ArgumentError, "Missing the required parameter 'o_auth_revoke_request' when calling PlaidApi.oauth_revoke"
+      end
+      # resource path
+      local_var_path = '/oauth/revoke'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(o_auth_revoke_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'OAuthRevokeResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.oauth_revoke",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#oauth_revoke\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Create or refresh an OAuth access token
+    # `/oauth/token` issues an access token and refresh token depending on the `grant_type` provided. This endpoint supports `Content-Type: application/x-www-form-urlencoded` as well as JSON. The fields for the form are equivalent to the fields for JSON and conform to the OAuth 2.0 specification.
+    # @param o_auth_token_request [OAuthTokenRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [OAuthTokenResponse]
+    def oauth_token(o_auth_token_request, opts = {})
+      data, _status_code, _headers = oauth_token_with_http_info(o_auth_token_request, opts)
+      data
+    end
+
+    # Create or refresh an OAuth access token
+    # &#x60;/oauth/token&#x60; issues an access token and refresh token depending on the &#x60;grant_type&#x60; provided. This endpoint supports &#x60;Content-Type: application/x-www-form-urlencoded&#x60; as well as JSON. The fields for the form are equivalent to the fields for JSON and conform to the OAuth 2.0 specification.
+    # @param o_auth_token_request [OAuthTokenRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(OAuthTokenResponse, Integer, Hash)>] OAuthTokenResponse data, response status code and response headers
+    def oauth_token_with_http_info(o_auth_token_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.oauth_token ...'
+      end
+      # verify the required parameter 'o_auth_token_request' is set
+      if @api_client.config.client_side_validation && o_auth_token_request.nil?
+        fail ArgumentError, "Missing the required parameter 'o_auth_token_request' when calling PlaidApi.oauth_token"
+      end
+      # resource path
+      local_var_path = '/oauth/token'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(o_auth_token_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'OAuthTokenResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.oauth_token",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#oauth_token\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Creates a new end customer for a Plaid reseller.
     # The `/partner/customer/create` endpoint is used by reseller partners to create end customers. To create end customers, it should be called in the Production environment only, even when creating Sandbox API keys. If called in the Sandbox environment, it will return a sample response, but no customer will be created and the API keys will not be valid.
     # @param partner_customer_create_request [PartnerCustomerCreateRequest] 
@@ -10887,7 +11091,7 @@ module Plaid
     end
 
     # Report whether you initiated an ACH transaction
-    # After calling `/processor/signal/evaluate`, call `/processor/signal/decision/report` to report whether the transaction was initiated.  If you are using the [Plaid Transfer product](https://www.plaid.com/docs/transfer) to create transfers, it is not necessary to use this endpoint, as Plaid already knows whether the transfer was initiated.
+    # After calling `/processor/signal/evaluate`, call `/processor/signal/decision/report` to report whether the transaction was initiated.  If you are using the [Plaid Transfer product](https://plaid.com/docs/transfer) to create transfers, it is not necessary to use this endpoint, as Plaid already knows whether the transfer was initiated.
     # @param processor_signal_decision_report_request [ProcessorSignalDecisionReportRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ProcessorSignalDecisionReportResponse]
@@ -10897,7 +11101,7 @@ module Plaid
     end
 
     # Report whether you initiated an ACH transaction
-    # After calling &#x60;/processor/signal/evaluate&#x60;, call &#x60;/processor/signal/decision/report&#x60; to report whether the transaction was initiated.  If you are using the [Plaid Transfer product](https://www.plaid.com/docs/transfer) to create transfers, it is not necessary to use this endpoint, as Plaid already knows whether the transfer was initiated.
+    # After calling &#x60;/processor/signal/evaluate&#x60;, call &#x60;/processor/signal/decision/report&#x60; to report whether the transaction was initiated.  If you are using the [Plaid Transfer product](https://plaid.com/docs/transfer) to create transfers, it is not necessary to use this endpoint, as Plaid already knows whether the transfer was initiated.
     # @param processor_signal_decision_report_request [ProcessorSignalDecisionReportRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ProcessorSignalDecisionReportResponse, Integer, Hash)>] ProcessorSignalDecisionReportResponse data, response status code and response headers
@@ -11091,7 +11295,7 @@ module Plaid
     end
 
     # Report a return for an ACH transaction
-    # Call the `/processor/signal/return/report` endpoint to report a returned transaction that was previously sent to the `/processor/signal/evaluate` endpoint. Your feedback will be used by the model to incorporate the latest risk trend in your portfolio.  If you are using the [Plaid Transfer product](https://www.plaid.com/docs/transfer) to create transfers, it is not necessary to use this endpoint, as Plaid already knows whether the transfer was returned.
+    # Call the `/processor/signal/return/report` endpoint to report a returned transaction that was previously sent to the `/processor/signal/evaluate` endpoint. Your feedback will be used by the model to incorporate the latest risk trend in your portfolio.  If you are using the [Plaid Transfer product](https://plaid.com/docs/transfer) to create transfers, it is not necessary to use this endpoint, as Plaid already knows whether the transfer was returned.
     # @param processor_signal_return_report_request [ProcessorSignalReturnReportRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ProcessorSignalReturnReportResponse]
@@ -11101,7 +11305,7 @@ module Plaid
     end
 
     # Report a return for an ACH transaction
-    # Call the &#x60;/processor/signal/return/report&#x60; endpoint to report a returned transaction that was previously sent to the &#x60;/processor/signal/evaluate&#x60; endpoint. Your feedback will be used by the model to incorporate the latest risk trend in your portfolio.  If you are using the [Plaid Transfer product](https://www.plaid.com/docs/transfer) to create transfers, it is not necessary to use this endpoint, as Plaid already knows whether the transfer was returned.
+    # Call the &#x60;/processor/signal/return/report&#x60; endpoint to report a returned transaction that was previously sent to the &#x60;/processor/signal/evaluate&#x60; endpoint. Your feedback will be used by the model to incorporate the latest risk trend in your portfolio.  If you are using the [Plaid Transfer product](https://plaid.com/docs/transfer) to create transfers, it is not necessary to use this endpoint, as Plaid already knows whether the transfer was returned.
     # @param processor_signal_return_report_request [ProcessorSignalReturnReportRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ProcessorSignalReturnReportResponse, Integer, Hash)>] ProcessorSignalReturnReportResponse data, response status code and response headers
@@ -16259,7 +16463,7 @@ module Plaid
     end
 
     # Migrate account into Transfers
-    # As an alternative to adding Items via Link, you can also use the `/transfer/migrate_account` endpoint to migrate known account and routing numbers to Plaid Items. This endpoint is also required when adding an Item for use with wire transfers; if you intend to create wire transfers on this account, you must provide `wire_routing_number`. Note that Items created in this way are not compatible with endpoints for other products, such as `/accounts/balance/get`, and can only be used with Transfer endpoints.  If you require access to other endpoints, create the Item through Link instead.  Access to `/transfer/migrate_account` is not enabled by default; to obtain access, contact your Plaid Account Manager.
+    # As an alternative to adding Items via Link, you can also use the `/transfer/migrate_account` endpoint to migrate previously-verified account and routing numbers to Plaid Items. This endpoint is also required when adding an Item for use with wire transfers; if you intend to create wire transfers on this account, you must provide `wire_routing_number`. Note that Items created in this way are not compatible with endpoints for other products, such as `/accounts/balance/get`, and can only be used with Transfer endpoints.  If you require access to other endpoints, create the Item through Link instead.  Access to `/transfer/migrate_account` is not enabled by default; to obtain access, contact your Plaid Account Manager or [Support](https://dashboard.plaid.com/support).
     # @param transfer_migrate_account_request [TransferMigrateAccountRequest] 
     # @param [Hash] opts the optional parameters
     # @return [TransferMigrateAccountResponse]
@@ -16269,7 +16473,7 @@ module Plaid
     end
 
     # Migrate account into Transfers
-    # As an alternative to adding Items via Link, you can also use the &#x60;/transfer/migrate_account&#x60; endpoint to migrate known account and routing numbers to Plaid Items. This endpoint is also required when adding an Item for use with wire transfers; if you intend to create wire transfers on this account, you must provide &#x60;wire_routing_number&#x60;. Note that Items created in this way are not compatible with endpoints for other products, such as &#x60;/accounts/balance/get&#x60;, and can only be used with Transfer endpoints.  If you require access to other endpoints, create the Item through Link instead.  Access to &#x60;/transfer/migrate_account&#x60; is not enabled by default; to obtain access, contact your Plaid Account Manager.
+    # As an alternative to adding Items via Link, you can also use the &#x60;/transfer/migrate_account&#x60; endpoint to migrate previously-verified account and routing numbers to Plaid Items. This endpoint is also required when adding an Item for use with wire transfers; if you intend to create wire transfers on this account, you must provide &#x60;wire_routing_number&#x60;. Note that Items created in this way are not compatible with endpoints for other products, such as &#x60;/accounts/balance/get&#x60;, and can only be used with Transfer endpoints.  If you require access to other endpoints, create the Item through Link instead.  Access to &#x60;/transfer/migrate_account&#x60; is not enabled by default; to obtain access, contact your Plaid Account Manager or [Support](https://dashboard.plaid.com/support).
     # @param transfer_migrate_account_request [TransferMigrateAccountRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(TransferMigrateAccountResponse, Integer, Hash)>] TransferMigrateAccountResponse data, response status code and response headers
@@ -17758,6 +17962,7 @@ module Plaid
     # This endpoint should be called for each of your end users before they begin a Plaid Check or Income flow, or a Multi-Item Link flow. This provides you a single token to access all data associated with the user. You should only create one per end user.  The `consumer_report_user_identity` object must be present in order to create a Plaid Check Consumer Report for a user. If it is not provided during the `/user/create` call, it can be added later by calling `/user/update`. Plaid Check Consumer Reports can only be created for US-based users; the user's address country must be `US`.  If you call the endpoint multiple times with the same `client_user_id`, the first creation call will succeed and the rest will fail with an error message indicating that the user has been created for the given `client_user_id`.  Ensure that you store the `user_token` along with your user's identifier in your database, as it is not possible to retrieve a previously created `user_token`.
     # @param user_create_request [UserCreateRequest] 
     # @param [Hash] opts the optional parameters
+    # @option opts [String] :plaid_new_user_api_enabled The HTTP header used in API requests to determine which set of User APIs to invoke: the legacy CRA version or the new User API version.
     # @return [UserCreateResponse]
     def user_create(user_create_request, opts = {})
       data, _status_code, _headers = user_create_with_http_info(user_create_request, opts)
@@ -17768,6 +17973,7 @@ module Plaid
     # This endpoint should be called for each of your end users before they begin a Plaid Check or Income flow, or a Multi-Item Link flow. This provides you a single token to access all data associated with the user. You should only create one per end user.  The &#x60;consumer_report_user_identity&#x60; object must be present in order to create a Plaid Check Consumer Report for a user. If it is not provided during the &#x60;/user/create&#x60; call, it can be added later by calling &#x60;/user/update&#x60;. Plaid Check Consumer Reports can only be created for US-based users; the user&#39;s address country must be &#x60;US&#x60;.  If you call the endpoint multiple times with the same &#x60;client_user_id&#x60;, the first creation call will succeed and the rest will fail with an error message indicating that the user has been created for the given &#x60;client_user_id&#x60;.  Ensure that you store the &#x60;user_token&#x60; along with your user&#39;s identifier in your database, as it is not possible to retrieve a previously created &#x60;user_token&#x60;.
     # @param user_create_request [UserCreateRequest] 
     # @param [Hash] opts the optional parameters
+    # @option opts [String] :plaid_new_user_api_enabled The HTTP header used in API requests to determine which set of User APIs to invoke: the legacy CRA version or the new User API version.
     # @return [Array<(UserCreateResponse, Integer, Hash)>] UserCreateResponse data, response status code and response headers
     def user_create_with_http_info(user_create_request, opts = {})
       if @api_client.config.debugging
@@ -17792,6 +17998,7 @@ module Plaid
       if !content_type.nil?
           header_params['Content-Type'] = content_type
       end
+      header_params[:'Plaid-New-User-API-Enabled'] = opts[:'plaid_new_user_api_enabled'] if !opts[:'plaid_new_user_api_enabled'].nil?
 
       # form parameters
       form_params = opts[:form_params] || {}
@@ -17894,6 +18101,7 @@ module Plaid
     # `/user/remove` deletes a user token and and associated information, including any Items associated with the token. Any subsequent calls to retrieve information using the same user token will result in an error stating the user does not exist. If a user is created for a given `client_user_id` using `/user/create` and that user is then deleted with `/user/remove`, the `client_user_id` cannot be reused for another `/user/create` request.
     # @param user_remove_request [UserRemoveRequest] 
     # @param [Hash] opts the optional parameters
+    # @option opts [String] :plaid_new_user_api_enabled The HTTP header used in API requests to determine which set of User APIs to invoke: the legacy CRA version or the new User API version.
     # @return [UserRemoveResponse]
     def user_remove(user_remove_request, opts = {})
       data, _status_code, _headers = user_remove_with_http_info(user_remove_request, opts)
@@ -17904,6 +18112,7 @@ module Plaid
     # &#x60;/user/remove&#x60; deletes a user token and and associated information, including any Items associated with the token. Any subsequent calls to retrieve information using the same user token will result in an error stating the user does not exist. If a user is created for a given &#x60;client_user_id&#x60; using &#x60;/user/create&#x60; and that user is then deleted with &#x60;/user/remove&#x60;, the &#x60;client_user_id&#x60; cannot be reused for another &#x60;/user/create&#x60; request.
     # @param user_remove_request [UserRemoveRequest] 
     # @param [Hash] opts the optional parameters
+    # @option opts [String] :plaid_new_user_api_enabled The HTTP header used in API requests to determine which set of User APIs to invoke: the legacy CRA version or the new User API version.
     # @return [Array<(UserRemoveResponse, Integer, Hash)>] UserRemoveResponse data, response status code and response headers
     def user_remove_with_http_info(user_remove_request, opts = {})
       if @api_client.config.debugging
@@ -17928,6 +18137,7 @@ module Plaid
       if !content_type.nil?
           header_params['Content-Type'] = content_type
       end
+      header_params[:'Plaid-New-User-API-Enabled'] = opts[:'plaid_new_user_api_enabled'] if !opts[:'plaid_new_user_api_enabled'].nil?
 
       # form parameters
       form_params = opts[:form_params] || {}

data/lib/plaid/api_client.rb

@@ -7,7 +7,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.633.1
+The version of the OpenAPI document: 2020-09-14_1.627.4
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -41,7 +41,7 @@ module Plaid
     # @option config [Configuration] Configuration for initializing the object, default to Configuration.default
     def initialize(config = Configuration.default)
       @config = config
-      @user_agent = "Plaid Ruby v37.0.0"
+      @user_agent = "Plaid Ruby v39.0.0"
       @default_headers = {
         'Content-Type' => 'application/json',
         'User-Agent' => @user_agent,

data/lib/plaid/api_error.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.633.1
+The version of the OpenAPI document: 2020-09-14_1.627.4
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/configuration.rb

@@ -7,7 +7,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.633.1
+The version of the OpenAPI document: 2020-09-14_1.627.4
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/account_access.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.633.1
+The version of the OpenAPI document: 2020-09-14_1.627.4
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/account_assets.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.633.1
+The version of the OpenAPI document: 2020-09-14_1.627.4
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/account_balance.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.633.1
+The version of the OpenAPI document: 2020-09-14_1.627.4
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/account_base.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.633.1
+The version of the OpenAPI document: 2020-09-14_1.627.4
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -34,7 +34,7 @@ module Plaid
 
     attr_accessor :subtype
 
-    # The current verification status of an Auth Item initiated through micro-deposits or database verification. Returned for Auth Items only.  `pending_automatic_verification`: The Item is pending automatic verification  `pending_manual_verification`: The Item is pending manual micro-deposit verification. Items remain in this state until the user successfully verifies the micro-deposit.  `automatically_verified`: The Item has successfully been automatically verified   `manually_verified`: The Item has successfully been manually verified  `verification_expired`: Plaid was unable to automatically verify the deposit within 7 calendar days and will no longer attempt to validate the Item. Users may retry by submitting their information again through Link.  `verification_failed`: The Item failed manual micro-deposit verification because the user exhausted all 3 verification attempts. Users may retry by submitting their information again through Link.  `database_matched`: The Item has successfully been verified using Plaid's data sources. Only returned for Auth Items created via Database Match.  `database_insights_pass`: The Item's numbers have been verified using Plaid's data sources: the routing and account number match a routing and account number of an account recognized on the Plaid network, and the account is not known by Plaid to be frozen or closed. Only returned for Auth Items created via Database Auth.  `database_insights_pass_with_caution`:The Item's numbers have been verified using Plaid's data sources and have some signal for being valid: the routing and account number were not recognized on the Plaid network, but the routing number is valid and the account number is a potential valid account number for that routing number. Only returned for Auth Items created via Database Auth.  `database_insights_fail`: The Item's numbers have been verified using Plaid's data sources and have signal for being invalid and/or have no signal for being valid. Typically this indicates that the routing number is invalid, the account number does not match the account number format associated with the routing number, or the account has been reported as closed or frozen. Only returned for Auth Items created via Database Auth.   
+    # The current verification status of an Auth Item initiated through micro-deposits or database verification. Returned for Auth Items only.  `pending_automatic_verification`: The Item is pending automatic verification  `pending_manual_verification`: The Item is pending manual micro-deposit verification. Items remain in this state until the user successfully verifies the micro-deposit.  `automatically_verified`: The Item has successfully been automatically verified   `manually_verified`: The Item has successfully been manually verified  `verification_expired`: Plaid was unable to automatically verify the deposit within 7 calendar days and will no longer attempt to validate the Item. Users may retry by submitting their information again through Link.  `verification_failed`: The Item failed manual micro-deposit verification because the user exhausted all 3 verification attempts. Users may retry by submitting their information again through Link.    `unsent`: The Item is pending micro-deposit verification, but Plaid has not yet sent the micro-deposit.  `database_matched`: The Item has successfully been verified using Plaid's data sources. Only returned for Auth Items created via Database Match.  `database_insights_pass`: The Item's numbers have been verified using Plaid's data sources: the routing and account number match a routing and account number of an account recognized on the Plaid network, and the account is not known by Plaid to be frozen or closed. Only returned for Auth Items created via Database Auth.  `database_insights_pass_with_caution`:The Item's numbers have been verified using Plaid's data sources and have some signal for being valid: the routing and account number were not recognized on the Plaid network, but the routing number is valid and the account number is a potential valid account number for that routing number. Only returned for Auth Items created via Database Auth.  `database_insights_fail`: The Item's numbers have been verified using Plaid's data sources and have signal for being invalid and/or have no signal for being valid. Typically this indicates that the routing number is invalid, the account number does not match the account number format associated with the routing number, or the account has been reported as closed or frozen. Only returned for Auth Items created via Database Auth.   
     attr_accessor :verification_status
 
     # The account holder name that was used for micro-deposit and/or database verification. Only returned for Auth Items created via micro-deposit or database verification. This name was manually-entered by the user during Link, unless it was otherwise provided via the `user.legal_name` request field in `/link/token/create` for the Link session that created the Item.
@@ -214,7 +214,7 @@ module Plaid
       return false if @balances.nil?
       return false if @name.nil?
       return false if @type.nil?
-      verification_status_validator = EnumAttributeValidator.new('String', ["automatically_verified", "pending_automatic_verification", "pending_manual_verification", "manually_verified", "verification_expired", "verification_failed", "database_matched", "database_insights_pass", "database_insights_pass_with_caution", "database_insights_fail"])
+      verification_status_validator = EnumAttributeValidator.new('String', ["automatically_verified", "pending_automatic_verification", "pending_manual_verification", "unsent", "manually_verified", "verification_expired", "verification_failed", "database_matched", "database_insights_pass", "database_insights_pass_with_caution", "database_insights_fail"])
       return false unless verification_status_validator.valid?(@verification_status)
       true
     end
@@ -222,7 +222,7 @@ module Plaid
     # Custom attribute writer method checking allowed values (enum).
     # @param [Object] verification_status Object to be assigned
     def verification_status=(verification_status)
-      validator = EnumAttributeValidator.new('String', ["automatically_verified", "pending_automatic_verification", "pending_manual_verification", "manually_verified", "verification_expired", "verification_failed", "database_matched", "database_insights_pass", "database_insights_pass_with_caution", "database_insights_fail"])
+      validator = EnumAttributeValidator.new('String', ["automatically_verified", "pending_automatic_verification", "pending_manual_verification", "unsent", "manually_verified", "verification_expired", "verification_failed", "database_matched", "database_insights_pass", "database_insights_pass_with_caution", "database_insights_fail"])
       unless validator.valid?(verification_status)
         fail ArgumentError, "invalid value for \"verification_status\", must be one of #{validator.allowable_values}."
       end