plaid 30.0.0 → 31.0.0

data/lib/plaid/api/plaid_api.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.534.3
+The version of the OpenAPI document: 2020-09-14_1.556.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -836,7 +836,7 @@ module Plaid
     end
 
     # Retrieve auth data
-    # The `/auth/get` endpoint returns the bank account and bank identification numbers (such as routing numbers, for US accounts) associated with an Item's checking and savings accounts, along with high-level account data and balances when available.  Note: This request may take some time to complete if `auth` was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.  Versioning note: In API version 2017-03-08, the schema of the `numbers` object returned by this endpoint is substantially different. For details, see [Plaid API versioning](https://plaid.com/docs/api/versioning/#version-2018-05-22).
+    # The `/auth/get` endpoint returns the bank account and bank identification numbers (such as routing numbers, for US accounts) associated with an Item's checking and savings accounts, along with high-level account data and balances when available.  Versioning note: In API version 2017-03-08, the schema of the `numbers` object returned by this endpoint is substantially different. For details, see [Plaid API versioning](https://plaid.com/docs/api/versioning/#version-2018-05-22).
     # @param auth_get_request [AuthGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [AuthGetResponse]
@@ -846,7 +846,7 @@ module Plaid
     end
 
     # Retrieve auth data
-    # The `/auth/get` endpoint returns the bank account and bank identification numbers (such as routing numbers, for US accounts) associated with an Item's checking and savings accounts, along with high-level account data and balances when available.  Note: This request may take some time to complete if `auth` was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.  Versioning note: In API version 2017-03-08, the schema of the `numbers` object returned by this endpoint is substantially different. For details, see [Plaid API versioning](https://plaid.com/docs/api/versioning/#version-2018-05-22).
+    # The `/auth/get` endpoint returns the bank account and bank identification numbers (such as routing numbers, for US accounts) associated with an Item's checking and savings accounts, along with high-level account data and balances when available.  Versioning note: In API version 2017-03-08, the schema of the `numbers` object returned by this endpoint is substantially different. For details, see [Plaid API versioning](https://plaid.com/docs/api/versioning/#version-2018-05-22).
     # @param auth_get_request [AuthGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(AuthGetResponse, Integer, Hash)>] AuthGetResponse data, response status code and response headers
@@ -1583,142 +1583,6 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Create a Base Report
-    # This endpoint allows the customer to create a Base Report by passing in a user token. The Base Report will be generated based on the most recently linked item from the user token.
-    # @param base_report_create_request [BaseReportCreateRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [BaseReportCreateResponse]
-    def base_report_create(base_report_create_request, opts = {})
-      data, _status_code, _headers = base_report_create_with_http_info(base_report_create_request, opts)
-      data
-    end
-
-    # Create a Base Report
-    # This endpoint allows the customer to create a Base Report by passing in a user token. The Base Report will be generated based on the most recently linked item from the user token.
-    # @param base_report_create_request [BaseReportCreateRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [Array<(BaseReportCreateResponse, Integer, Hash)>] BaseReportCreateResponse data, response status code and response headers
-    def base_report_create_with_http_info(base_report_create_request, opts = {})
-      if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.base_report_create ...'
-      end
-      # verify the required parameter 'base_report_create_request' is set
-      if @api_client.config.client_side_validation && base_report_create_request.nil?
-        fail ArgumentError, "Missing the required parameter 'base_report_create_request' when calling PlaidApi.base_report_create"
-      end
-      # resource path
-      local_var_path = '/cra/base_report/create'
-
-      # query parameters
-      query_params = opts[:query_params] || {}
-
-      # header parameters
-      header_params = opts[:header_params] || {}
-      # HTTP header 'Accept' (if needed)
-      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
-      # HTTP header 'Content-Type'
-      content_type = @api_client.select_header_content_type(['application/json'])
-      if !content_type.nil?
-          header_params['Content-Type'] = content_type
-      end
-
-      # form parameters
-      form_params = opts[:form_params] || {}
-
-      # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(base_report_create_request)
-
-      # return_type
-      return_type = opts[:debug_return_type] || 'BaseReportCreateResponse'
-
-      # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
-
-      new_options = opts.merge(
-        :operation => :"PlaidApi.base_report_create",
-        :header_params => header_params,
-        :query_params => query_params,
-        :form_params => form_params,
-        :body => post_body,
-        :auth_names => auth_names,
-        :return_type => return_type
-      )
-
-      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
-      if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#base_report_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
-      end
-      return data, status_code, headers
-    end
-
-    # Retrieve a Base Report
-    # This endpoint allows the customer to retrieve a Base Report. Customers should pass in the `user_token` created in `/link/token/create`.
-    # @param base_report_get_request [BaseReportGetRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [BaseReportGetResponse]
-    def base_report_get(base_report_get_request, opts = {})
-      data, _status_code, _headers = base_report_get_with_http_info(base_report_get_request, opts)
-      data
-    end
-
-    # Retrieve a Base Report
-    # This endpoint allows the customer to retrieve a Base Report. Customers should pass in the &#x60;user_token&#x60; created in &#x60;/link/token/create&#x60;.
-    # @param base_report_get_request [BaseReportGetRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [Array<(BaseReportGetResponse, Integer, Hash)>] BaseReportGetResponse data, response status code and response headers
-    def base_report_get_with_http_info(base_report_get_request, opts = {})
-      if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.base_report_get ...'
-      end
-      # verify the required parameter 'base_report_get_request' is set
-      if @api_client.config.client_side_validation && base_report_get_request.nil?
-        fail ArgumentError, "Missing the required parameter 'base_report_get_request' when calling PlaidApi.base_report_get"
-      end
-      # resource path
-      local_var_path = '/cra/base_report/get'
-
-      # query parameters
-      query_params = opts[:query_params] || {}
-
-      # header parameters
-      header_params = opts[:header_params] || {}
-      # HTTP header 'Accept' (if needed)
-      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
-      # HTTP header 'Content-Type'
-      content_type = @api_client.select_header_content_type(['application/json'])
-      if !content_type.nil?
-          header_params['Content-Type'] = content_type
-      end
-
-      # form parameters
-      form_params = opts[:form_params] || {}
-
-      # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(base_report_get_request)
-
-      # return_type
-      return_type = opts[:debug_return_type] || 'BaseReportGetResponse'
-
-      # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
-
-      new_options = opts.merge(
-        :operation => :"PlaidApi.base_report_get",
-        :header_params => header_params,
-        :query_params => query_params,
-        :form_params => form_params,
-        :body => post_body,
-        :auth_names => auth_names,
-        :return_type => return_type
-      )
-
-      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
-      if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#base_report_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
-      end
-      return data, status_code, headers
-    end
-
     # Evaluate risk of a bank account
     # Use `/beacon/account_risk/v1/evaluate` to get risk insights for a linked account.
     # @param beacon_account_risk_evaluate_request [BeaconAccountRiskEvaluateRequest] 
@@ -2875,6 +2739,142 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Create a Base Report
+    # This endpoint allows the customer to create a Base Report by passing in a user token. The Base Report will be generated based on the most recently linked item from the user token.
+    # @param cra_base_report_create_request [CraBaseReportCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [CraBaseReportCreateResponse]
+    def cra_base_report_create(cra_base_report_create_request, opts = {})
+      data, _status_code, _headers = cra_base_report_create_with_http_info(cra_base_report_create_request, opts)
+      data
+    end
+
+    # Create a Base Report
+    # This endpoint allows the customer to create a Base Report by passing in a user token. The Base Report will be generated based on the most recently linked item from the user token.
+    # @param cra_base_report_create_request [CraBaseReportCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(CraBaseReportCreateResponse, Integer, Hash)>] CraBaseReportCreateResponse data, response status code and response headers
+    def cra_base_report_create_with_http_info(cra_base_report_create_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.cra_base_report_create ...'
+      end
+      # verify the required parameter 'cra_base_report_create_request' is set
+      if @api_client.config.client_side_validation && cra_base_report_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'cra_base_report_create_request' when calling PlaidApi.cra_base_report_create"
+      end
+      # resource path
+      local_var_path = '/cra/base_report/create'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(cra_base_report_create_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'CraBaseReportCreateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.cra_base_report_create",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#cra_base_report_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Retrieve a Base Report
+    # This endpoint allows the customer to retrieve a Base Report. Customers should pass in the `user_token` created in `/user/create`.
+    # @param cra_base_report_get_request [CraBaseReportGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [CraBaseReportGetResponse]
+    def cra_base_report_get(cra_base_report_get_request, opts = {})
+      data, _status_code, _headers = cra_base_report_get_with_http_info(cra_base_report_get_request, opts)
+      data
+    end
+
+    # Retrieve a Base Report
+    # This endpoint allows the customer to retrieve a Base Report. Customers should pass in the &#x60;user_token&#x60; created in &#x60;/user/create&#x60;.
+    # @param cra_base_report_get_request [CraBaseReportGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(CraBaseReportGetResponse, Integer, Hash)>] CraBaseReportGetResponse data, response status code and response headers
+    def cra_base_report_get_with_http_info(cra_base_report_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.cra_base_report_get ...'
+      end
+      # verify the required parameter 'cra_base_report_get_request' is set
+      if @api_client.config.client_side_validation && cra_base_report_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'cra_base_report_get_request' when calling PlaidApi.cra_base_report_get"
+      end
+      # resource path
+      local_var_path = '/cra/base_report/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(cra_base_report_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'CraBaseReportGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.cra_base_report_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#cra_base_report_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Retrieve a Base Report
     # This endpoint allows you to retrieve the Base Report for your user, allowing you to receive comprehensive bank account and cash flow data. You should call this endpoint after you've received a `CHECK_REPORT_READY` webhook, either after the Link session for the user or after calling `/cra/check_report/create`. If the most recent consumer report for the user doesn't have sufficient data to generate the base report, or the consumer report has expired, you will receive an error indicating that you should create a new consumer report by calling `/cra/check_report/create`.
     # @param cra_check_report_base_report_get_request [CraCheckReportBaseReportGetRequest] 
@@ -3080,27 +3080,27 @@ module Plaid
     end
 
     # Retrieve network attributes for the user
-    # This endpoint allows you to retrieve the Network Attributes product for your user. You should call this endpoint after you've received the `CHECK_REPORT_READY` webhook, either after the Link session for the user or after calling `/cra/check_report/create`. If the most recent consumer report for the user doesn’t have sufficient data to generate the report, or the consumer report has expired, you will receive an error indicating that you should create a new consumer report by calling `/cra/check_report/create`.  If you did not initialize Link with the `cra_network_attributes` product or have generated a report using `/cra/check_report/create`, we will generate the attributes when you call this endpoint.
-    # @param cra_check_report_network_attributes_get_request [CraCheckReportNetworkAttributesGetRequest] 
+    # This endpoint allows you to retrieve the Network Insights product for your user. You should call this endpoint after you've received the `CHECK_REPORT_READY` webhook, either after the Link session for the user or after calling `/cra/check_report/create`. If the most recent consumer report for the user doesn’t have sufficient data to generate the report, or the consumer report has expired, you will receive an error indicating that you should create a new consumer report by calling `/cra/check_report/create`.  If you did not initialize Link with the `cra_network_attributes` product or have generated a report using `/cra/check_report/create`, we will generate the attributes when you call this endpoint.
+    # @param cra_check_report_network_insights_get_request [CraCheckReportNetworkInsightsGetRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [CraCheckReportNetworkAttributesGetResponse]
-    def cra_check_report_network_attributes_get(cra_check_report_network_attributes_get_request, opts = {})
-      data, _status_code, _headers = cra_check_report_network_attributes_get_with_http_info(cra_check_report_network_attributes_get_request, opts)
+    # @return [CraCheckReportNetworkInsightsGetResponse]
+    def cra_check_report_network_insights_get(cra_check_report_network_insights_get_request, opts = {})
+      data, _status_code, _headers = cra_check_report_network_insights_get_with_http_info(cra_check_report_network_insights_get_request, opts)
       data
     end
 
     # Retrieve network attributes for the user
-    # This endpoint allows you to retrieve the Network Attributes product for your user. You should call this endpoint after you&#39;ve received the &#x60;CHECK_REPORT_READY&#x60; webhook, either after the Link session for the user or after calling &#x60;/cra/check_report/create&#x60;. If the most recent consumer report for the user doesn’t have sufficient data to generate the report, or the consumer report has expired, you will receive an error indicating that you should create a new consumer report by calling &#x60;/cra/check_report/create&#x60;.  If you did not initialize Link with the &#x60;cra_network_attributes&#x60; product or have generated a report using &#x60;/cra/check_report/create&#x60;, we will generate the attributes when you call this endpoint.
-    # @param cra_check_report_network_attributes_get_request [CraCheckReportNetworkAttributesGetRequest] 
+    # This endpoint allows you to retrieve the Network Insights product for your user. You should call this endpoint after you&#39;ve received the &#x60;CHECK_REPORT_READY&#x60; webhook, either after the Link session for the user or after calling &#x60;/cra/check_report/create&#x60;. If the most recent consumer report for the user doesn’t have sufficient data to generate the report, or the consumer report has expired, you will receive an error indicating that you should create a new consumer report by calling &#x60;/cra/check_report/create&#x60;.  If you did not initialize Link with the &#x60;cra_network_attributes&#x60; product or have generated a report using &#x60;/cra/check_report/create&#x60;, we will generate the attributes when you call this endpoint.
+    # @param cra_check_report_network_insights_get_request [CraCheckReportNetworkInsightsGetRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [Array<(CraCheckReportNetworkAttributesGetResponse, Integer, Hash)>] CraCheckReportNetworkAttributesGetResponse data, response status code and response headers
-    def cra_check_report_network_attributes_get_with_http_info(cra_check_report_network_attributes_get_request, opts = {})
+    # @return [Array<(CraCheckReportNetworkInsightsGetResponse, Integer, Hash)>] CraCheckReportNetworkInsightsGetResponse data, response status code and response headers
+    def cra_check_report_network_insights_get_with_http_info(cra_check_report_network_insights_get_request, opts = {})
       if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.cra_check_report_network_attributes_get ...'
+        @api_client.config.logger.debug 'Calling API: PlaidApi.cra_check_report_network_insights_get ...'
       end
-      # verify the required parameter 'cra_check_report_network_attributes_get_request' is set
-      if @api_client.config.client_side_validation && cra_check_report_network_attributes_get_request.nil?
-        fail ArgumentError, "Missing the required parameter 'cra_check_report_network_attributes_get_request' when calling PlaidApi.cra_check_report_network_attributes_get"
+      # verify the required parameter 'cra_check_report_network_insights_get_request' is set
+      if @api_client.config.client_side_validation && cra_check_report_network_insights_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'cra_check_report_network_insights_get_request' when calling PlaidApi.cra_check_report_network_insights_get"
       end
       # resource path
       local_var_path = '/cra/check_report/network_insights/get'
@@ -3122,16 +3122,16 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(cra_check_report_network_attributes_get_request)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(cra_check_report_network_insights_get_request)
 
       # return_type
-      return_type = opts[:debug_return_type] || 'CraCheckReportNetworkAttributesGetResponse'
+      return_type = opts[:debug_return_type] || 'CraCheckReportNetworkInsightsGetResponse'
 
       # auth_names
       auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
-        :operation => :"PlaidApi.cra_check_report_network_attributes_get",
+        :operation => :"PlaidApi.cra_check_report_network_insights_get",
         :header_params => header_params,
         :query_params => query_params,
         :form_params => form_params,
@@ -3142,13 +3142,13 @@ module Plaid
 
       data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
       if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#cra_check_report_network_attributes_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+        @api_client.config.logger.debug "API called: PlaidApi#cra_check_report_network_insights_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
       end
       return data, status_code, headers
     end
 
     # Retrieve cash flow insights from partners
-    # This endpoint allows you to retrieve the Partner Insights product for your user. You should call this endpoint after you've received the `CHECK_REPORT_READY` webhook, either after the Link session for the user or after calling `/cra/check_report/create`. If the most recent consumer report for the user doesn’t have sufficient data to generate the base report, or the consumer report has expired, you will receive an error indicating that you should create a new consumer report by calling `/cra/check_report/create`.  If you did not initialize Link with the `credit_partner_insights` product or have generated a report using `/cra/check_report/create`, we will call our partners to generate the insights when you call this endpoint. In this case, you may optionally provide parameters under `options` to configure which insights you want to receive.
+    # This endpoint allows you to retrieve the Partner Insights report for your user. You should call this endpoint after you've received the `CHECK_REPORT_READY` webhook, either after the Link session for the user or after calling `/cra/check_report/create`. If the most recent consumer report for the user doesn’t have sufficient data to generate the base report, or the consumer report has expired, you will receive an error indicating that you should create a new consumer report by calling `/cra/check_report/create`.  If you did not initialize Link with the `credit_partner_insights` product or have generated a report using `/cra/check_report/create`, we will call our partners to generate the insights when you call this endpoint. In this case, you may optionally provide parameters under `options` to configure which insights you want to receive.
     # @param cra_check_report_partner_insights_get_request [CraCheckReportPartnerInsightsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [CraCheckReportPartnerInsightsGetResponse]
@@ -3158,7 +3158,7 @@ module Plaid
     end
 
     # Retrieve cash flow insights from partners
-    # This endpoint allows you to retrieve the Partner Insights product for your user. You should call this endpoint after you&#39;ve received the &#x60;CHECK_REPORT_READY&#x60; webhook, either after the Link session for the user or after calling &#x60;/cra/check_report/create&#x60;. If the most recent consumer report for the user doesn’t have sufficient data to generate the base report, or the consumer report has expired, you will receive an error indicating that you should create a new consumer report by calling &#x60;/cra/check_report/create&#x60;.  If you did not initialize Link with the &#x60;credit_partner_insights&#x60; product or have generated a report using &#x60;/cra/check_report/create&#x60;, we will call our partners to generate the insights when you call this endpoint. In this case, you may optionally provide parameters under &#x60;options&#x60; to configure which insights you want to receive.
+    # This endpoint allows you to retrieve the Partner Insights report for your user. You should call this endpoint after you&#39;ve received the &#x60;CHECK_REPORT_READY&#x60; webhook, either after the Link session for the user or after calling &#x60;/cra/check_report/create&#x60;. If the most recent consumer report for the user doesn’t have sufficient data to generate the base report, or the consumer report has expired, you will receive an error indicating that you should create a new consumer report by calling &#x60;/cra/check_report/create&#x60;.  If you did not initialize Link with the &#x60;credit_partner_insights&#x60; product or have generated a report using &#x60;/cra/check_report/create&#x60;, we will call our partners to generate the insights when you call this endpoint. In this case, you may optionally provide parameters under &#x60;options&#x60; to configure which insights you want to receive.
     # @param cra_check_report_partner_insights_get_request [CraCheckReportPartnerInsightsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(CraCheckReportPartnerInsightsGetResponse, Integer, Hash)>] CraCheckReportPartnerInsightsGetResponse data, response status code and response headers
@@ -3215,8 +3215,8 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Retrieve the most recent Base Report in PDF format. You can also include other reports in the same PDF if you specify `add_ons`.
-    # `/cra/check_report/pdf/get` retrieve the most recent Bank Income report (if it exists) followed by the most recent Base Report (if it exists) in PDF format
+    # Retrieve Consumer Reports as a PDF
+    # `/cra/check_report/pdf/get` retrieves the most recent Bank Income report (if it exists) followed by the most recent Base Report (if it exists) in PDF format.
     # @param cra_check_report_pdf_get_request [CraCheckReportPDFGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [File]
@@ -3225,8 +3225,8 @@ module Plaid
       data
     end
 
-    # Retrieve the most recent Base Report in PDF format. You can also include other reports in the same PDF if you specify &#x60;add_ons&#x60;.
-    # &#x60;/cra/check_report/pdf/get&#x60; retrieve the most recent Bank Income report (if it exists) followed by the most recent Base Report (if it exists) in PDF format
+    # Retrieve Consumer Reports as a PDF
+    # &#x60;/cra/check_report/pdf/get&#x60; retrieves the most recent Bank Income report (if it exists) followed by the most recent Base Report (if it exists) in PDF format.
     # @param cra_check_report_pdf_get_request [CraCheckReportPDFGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(File, Integer, Hash)>] File data, response status code and response headers
@@ -3436,14 +3436,218 @@ module Plaid
     # @return [Array<(CraLoanUnregisterResponse, Integer, Hash)>] CraLoanUnregisterResponse data, response status code and response headers
     def cra_loans_unregister_with_http_info(cra_loans_unregister_request, opts = {})
       if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.cra_loans_unregister ...'
+        @api_client.config.logger.debug 'Calling API: PlaidApi.cra_loans_unregister ...'
+      end
+      # verify the required parameter 'cra_loans_unregister_request' is set
+      if @api_client.config.client_side_validation && cra_loans_unregister_request.nil?
+        fail ArgumentError, "Missing the required parameter 'cra_loans_unregister_request' when calling PlaidApi.cra_loans_unregister"
+      end
+      # resource path
+      local_var_path = '/cra/loans/unregister'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(cra_loans_unregister_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'CraLoanUnregisterResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.cra_loans_unregister",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#cra_loans_unregister\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Updates loan data.
+    # `/cra/loans/update` updates loan information such as the status and payment history.
+    # @param cra_loans_update_request [CraLoansUpdateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [CraLoansUpdateResponse]
+    def cra_loans_update(cra_loans_update_request, opts = {})
+      data, _status_code, _headers = cra_loans_update_with_http_info(cra_loans_update_request, opts)
+      data
+    end
+
+    # Updates loan data.
+    # &#x60;/cra/loans/update&#x60; updates loan information such as the status and payment history.
+    # @param cra_loans_update_request [CraLoansUpdateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(CraLoansUpdateResponse, Integer, Hash)>] CraLoansUpdateResponse data, response status code and response headers
+    def cra_loans_update_with_http_info(cra_loans_update_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.cra_loans_update ...'
+      end
+      # verify the required parameter 'cra_loans_update_request' is set
+      if @api_client.config.client_side_validation && cra_loans_update_request.nil?
+        fail ArgumentError, "Missing the required parameter 'cra_loans_update_request' when calling PlaidApi.cra_loans_update"
+      end
+      # resource path
+      local_var_path = '/cra/loans/update'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(cra_loans_update_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'CraLoansUpdateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.cra_loans_update",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#cra_loans_update\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Retrieve a Monitoring Insights Report
+    # This endpoint allows you to retrieve a Monitoring Insights report by passing in the `user_token` referred to in the webhook you received.
+    # @param cra_monitoring_insights_get_request [CraMonitoringInsightsGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [CraMonitoringInsightsGetResponse]
+    def cra_monitoring_insights_get(cra_monitoring_insights_get_request, opts = {})
+      data, _status_code, _headers = cra_monitoring_insights_get_with_http_info(cra_monitoring_insights_get_request, opts)
+      data
+    end
+
+    # Retrieve a Monitoring Insights Report
+    # This endpoint allows you to retrieve a Monitoring Insights report by passing in the &#x60;user_token&#x60; referred to in the webhook you received.
+    # @param cra_monitoring_insights_get_request [CraMonitoringInsightsGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(CraMonitoringInsightsGetResponse, Integer, Hash)>] CraMonitoringInsightsGetResponse data, response status code and response headers
+    def cra_monitoring_insights_get_with_http_info(cra_monitoring_insights_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.cra_monitoring_insights_get ...'
+      end
+      # verify the required parameter 'cra_monitoring_insights_get_request' is set
+      if @api_client.config.client_side_validation && cra_monitoring_insights_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'cra_monitoring_insights_get_request' when calling PlaidApi.cra_monitoring_insights_get"
+      end
+      # resource path
+      local_var_path = '/cra/monitoring_insights/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(cra_monitoring_insights_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'CraMonitoringInsightsGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.cra_monitoring_insights_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#cra_monitoring_insights_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Subscribe to Monitoring Insights
+    # This endpoint allows you to subscribe to insights for a user's linked CRA items, which are updated every 14 days.
+    # @param cra_monitoring_insights_subscribe_request [CraMonitoringInsightsSubscribeRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [CraMonitoringInsightsSubscribeResponse]
+    def cra_monitoring_insights_subscribe(cra_monitoring_insights_subscribe_request, opts = {})
+      data, _status_code, _headers = cra_monitoring_insights_subscribe_with_http_info(cra_monitoring_insights_subscribe_request, opts)
+      data
+    end
+
+    # Subscribe to Monitoring Insights
+    # This endpoint allows you to subscribe to insights for a user&#39;s linked CRA items, which are updated every 14 days.
+    # @param cra_monitoring_insights_subscribe_request [CraMonitoringInsightsSubscribeRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(CraMonitoringInsightsSubscribeResponse, Integer, Hash)>] CraMonitoringInsightsSubscribeResponse data, response status code and response headers
+    def cra_monitoring_insights_subscribe_with_http_info(cra_monitoring_insights_subscribe_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.cra_monitoring_insights_subscribe ...'
       end
-      # verify the required parameter 'cra_loans_unregister_request' is set
-      if @api_client.config.client_side_validation && cra_loans_unregister_request.nil?
-        fail ArgumentError, "Missing the required parameter 'cra_loans_unregister_request' when calling PlaidApi.cra_loans_unregister"
+      # verify the required parameter 'cra_monitoring_insights_subscribe_request' is set
+      if @api_client.config.client_side_validation && cra_monitoring_insights_subscribe_request.nil?
+        fail ArgumentError, "Missing the required parameter 'cra_monitoring_insights_subscribe_request' when calling PlaidApi.cra_monitoring_insights_subscribe"
       end
       # resource path
-      local_var_path = '/cra/loans/unregister'
+      local_var_path = '/cra/monitoring_insights/subscribe'
 
       # query parameters
       query_params = opts[:query_params] || {}
@@ -3462,16 +3666,16 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(cra_loans_unregister_request)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(cra_monitoring_insights_subscribe_request)
 
       # return_type
-      return_type = opts[:debug_return_type] || 'CraLoanUnregisterResponse'
+      return_type = opts[:debug_return_type] || 'CraMonitoringInsightsSubscribeResponse'
 
       # auth_names
       auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
-        :operation => :"PlaidApi.cra_loans_unregister",
+        :operation => :"PlaidApi.cra_monitoring_insights_subscribe",
         :header_params => header_params,
         :query_params => query_params,
         :form_params => form_params,
@@ -3482,36 +3686,36 @@ module Plaid
 
       data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
       if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#cra_loans_unregister\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+        @api_client.config.logger.debug "API called: PlaidApi#cra_monitoring_insights_subscribe\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
       end
       return data, status_code, headers
     end
 
-    # Updates loan data.
-    # `/cra/loans/update` updates loan information such as the status and payment history.
-    # @param cra_loans_update_request [CraLoansUpdateRequest] 
+    # Unsubscribe from Monitoring Insights
+    # This endpoint allows you to unsubscribe from previously subscribed Monitoring Insights.
+    # @param cra_monitoring_insights_unsubscribe_request [CraMonitoringInsightsUnsubscribeRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [CraLoansUpdateResponse]
-    def cra_loans_update(cra_loans_update_request, opts = {})
-      data, _status_code, _headers = cra_loans_update_with_http_info(cra_loans_update_request, opts)
+    # @return [CraMonitoringInsightsUnsubscribeResponse]
+    def cra_monitoring_insights_unsubscribe(cra_monitoring_insights_unsubscribe_request, opts = {})
+      data, _status_code, _headers = cra_monitoring_insights_unsubscribe_with_http_info(cra_monitoring_insights_unsubscribe_request, opts)
       data
     end
 
-    # Updates loan data.
-    # &#x60;/cra/loans/update&#x60; updates loan information such as the status and payment history.
-    # @param cra_loans_update_request [CraLoansUpdateRequest] 
+    # Unsubscribe from Monitoring Insights
+    # This endpoint allows you to unsubscribe from previously subscribed Monitoring Insights.
+    # @param cra_monitoring_insights_unsubscribe_request [CraMonitoringInsightsUnsubscribeRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [Array<(CraLoansUpdateResponse, Integer, Hash)>] CraLoansUpdateResponse data, response status code and response headers
-    def cra_loans_update_with_http_info(cra_loans_update_request, opts = {})
+    # @return [Array<(CraMonitoringInsightsUnsubscribeResponse, Integer, Hash)>] CraMonitoringInsightsUnsubscribeResponse data, response status code and response headers
+    def cra_monitoring_insights_unsubscribe_with_http_info(cra_monitoring_insights_unsubscribe_request, opts = {})
       if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.cra_loans_update ...'
+        @api_client.config.logger.debug 'Calling API: PlaidApi.cra_monitoring_insights_unsubscribe ...'
       end
-      # verify the required parameter 'cra_loans_update_request' is set
-      if @api_client.config.client_side_validation && cra_loans_update_request.nil?
-        fail ArgumentError, "Missing the required parameter 'cra_loans_update_request' when calling PlaidApi.cra_loans_update"
+      # verify the required parameter 'cra_monitoring_insights_unsubscribe_request' is set
+      if @api_client.config.client_side_validation && cra_monitoring_insights_unsubscribe_request.nil?
+        fail ArgumentError, "Missing the required parameter 'cra_monitoring_insights_unsubscribe_request' when calling PlaidApi.cra_monitoring_insights_unsubscribe"
       end
       # resource path
-      local_var_path = '/cra/loans/update'
+      local_var_path = '/cra/monitoring_insights/unsubscribe'
 
       # query parameters
       query_params = opts[:query_params] || {}
@@ -3530,16 +3734,16 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(cra_loans_update_request)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(cra_monitoring_insights_unsubscribe_request)
 
       # return_type
-      return_type = opts[:debug_return_type] || 'CraLoansUpdateResponse'
+      return_type = opts[:debug_return_type] || 'CraMonitoringInsightsUnsubscribeResponse'
 
       # auth_names
       auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
-        :operation => :"PlaidApi.cra_loans_update",
+        :operation => :"PlaidApi.cra_monitoring_insights_unsubscribe",
         :header_params => header_params,
         :query_params => query_params,
         :form_params => form_params,
@@ -3550,7 +3754,7 @@ module Plaid
 
       data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
       if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#cra_loans_update\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+        @api_client.config.logger.debug "API called: PlaidApi#cra_monitoring_insights_unsubscribe\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
       end
       return data, status_code, headers
     end
@@ -3964,7 +4168,7 @@ module Plaid
     end
 
     # Retrieve information from the bank accounts used for income verification
-    # `/credit/bank_income/get` returns the bank income report(s) for a specified user.
+    # `/credit/bank_income/get` returns the bank income report(s) for a specified user. A single report corresponds to all institutions linked in a single Link session. To include multiple institutions in a single report, use [Multi-Item Link](https://plaid.com/docs/link/multi-item-link). To return older reports, use the `options.count` field.
     # @param credit_bank_income_get_request [CreditBankIncomeGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [CreditBankIncomeGetResponse]
@@ -3974,7 +4178,7 @@ module Plaid
     end
 
     # Retrieve information from the bank accounts used for income verification
-    # &#x60;/credit/bank_income/get&#x60; returns the bank income report(s) for a specified user.
+    # &#x60;/credit/bank_income/get&#x60; returns the bank income report(s) for a specified user. A single report corresponds to all institutions linked in a single Link session. To include multiple institutions in a single report, use [Multi-Item Link](https://plaid.com/docs/link/multi-item-link). To return older reports, use the &#x60;options.count&#x60; field.
     # @param credit_bank_income_get_request [CreditBankIncomeGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(CreditBankIncomeGetResponse, Integer, Hash)>] CreditBankIncomeGetResponse data, response status code and response headers
@@ -4032,7 +4236,7 @@ module Plaid
     end
 
     # Retrieve information from the bank accounts used for income verification in PDF format
-    # `/credit/bank_income/pdf/get` returns the most recent bank income report for a specified user in PDF format.
+    # `/credit/bank_income/pdf/get` returns the most recent bank income report for a specified user in PDF format.  A single report corresponds to all institutions linked in a single Link session. To include multiple institutions in a single report, use [Multi-Item Link](https://plaid.com/docs/link/multi-item-link).
     # @param credit_bank_income_pdf_get_request [CreditBankIncomePDFGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [File]
@@ -4042,7 +4246,7 @@ module Plaid
     end
 
     # Retrieve information from the bank accounts used for income verification in PDF format
-    # &#x60;/credit/bank_income/pdf/get&#x60; returns the most recent bank income report for a specified user in PDF format.
+    # &#x60;/credit/bank_income/pdf/get&#x60; returns the most recent bank income report for a specified user in PDF format.  A single report corresponds to all institutions linked in a single Link session. To include multiple institutions in a single report, use [Multi-Item Link](https://plaid.com/docs/link/multi-item-link).
     # @param credit_bank_income_pdf_get_request [CreditBankIncomePDFGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(File, Integer, Hash)>] File data, response status code and response headers
@@ -4100,7 +4304,7 @@ module Plaid
     end
 
     # Refresh a user's bank income information
-    # `/credit/bank_income/refresh` refreshes the bank income report data for a specific user.
+    # `/credit/bank_income/refresh` refreshes the most recent bank income report data for a specific user. If the most recent bank income report is no longer valid (i.e. deleted), the endpoint will refresh the most recent valid report instead.
     # @param credit_bank_income_refresh_request [CreditBankIncomeRefreshRequest] 
     # @param [Hash] opts the optional parameters
     # @return [CreditBankIncomeRefreshResponse]
@@ -4110,7 +4314,7 @@ module Plaid
     end
 
     # Refresh a user&#39;s bank income information
-    # &#x60;/credit/bank_income/refresh&#x60; refreshes the bank income report data for a specific user.
+    # &#x60;/credit/bank_income/refresh&#x60; refreshes the most recent bank income report data for a specific user. If the most recent bank income report is no longer valid (i.e. deleted), the endpoint will refresh the most recent valid report instead.
     # @param credit_bank_income_refresh_request [CreditBankIncomeRefreshRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(CreditBankIncomeRefreshResponse, Integer, Hash)>] CreditBankIncomeRefreshResponse data, response status code and response headers
@@ -5867,6 +6071,129 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Get Recipient
+    # Get a specific recipient
+    # @param recipient_id [String] Recipient Identifier. Uniquely identifies the recipient
+    # @param [Hash] opts the optional parameters
+    # @option opts [String] :oauth_state_id The value that is passed into the OAuth URI &#39;state&#39; query parameter.
+    # @return [GetRecipientResponse]
+    def get_recipient(recipient_id, opts = {})
+      data, _status_code, _headers = get_recipient_with_http_info(recipient_id, opts)
+      data
+    end
+
+    # Get Recipient
+    # Get a specific recipient
+    # @param recipient_id [String] Recipient Identifier. Uniquely identifies the recipient
+    # @param [Hash] opts the optional parameters
+    # @option opts [String] :oauth_state_id The value that is passed into the OAuth URI &#39;state&#39; query parameter.
+    # @return [Array<(GetRecipientResponse, Integer, Hash)>] GetRecipientResponse data, response status code and response headers
+    def get_recipient_with_http_info(recipient_id, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.get_recipient ...'
+      end
+      # verify the required parameter 'recipient_id' is set
+      if @api_client.config.client_side_validation && recipient_id.nil?
+        fail ArgumentError, "Missing the required parameter 'recipient_id' when calling PlaidApi.get_recipient"
+      end
+      # resource path
+      local_var_path = '/fdx/recipient/{recipientId}'.sub('{' + 'recipientId' + '}', CGI.escape(recipient_id.to_s))
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      header_params[:'OAUTH-STATE-ID'] = opts[:'oauth_state_id'] if !opts[:'oauth_state_id'].nil?
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body]
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'GetRecipientResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.get_recipient",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:GET, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#get_recipient\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Get Recipients
+    # Returns a list of Recipients
+    # @param [Hash] opts the optional parameters
+    # @return [GetRecipientsResponse]
+    def get_recipients(opts = {})
+      data, _status_code, _headers = get_recipients_with_http_info(opts)
+      data
+    end
+
+    # Get Recipients
+    # Returns a list of Recipients
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(GetRecipientsResponse, Integer, Hash)>] GetRecipientsResponse data, response status code and response headers
+    def get_recipients_with_http_info(opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.get_recipients ...'
+      end
+      # resource path
+      local_var_path = '/fdx/recipients'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body]
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'GetRecipientsResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.get_recipients",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:GET, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#get_recipients\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Returns uploaded document identity
     # Use `/identity/documents/uploads/get` to retrieve document uploaded identity.
     # @param identity_documents_uploads_get_request [IdentityDocumentsUploadsGetRequest] 
@@ -5936,7 +6263,7 @@ module Plaid
     end
 
     # Retrieve identity data
-    # The `/identity/get` endpoint allows you to retrieve various account holder information on file with the financial institution, including names, emails, phone numbers, and addresses. Only name data is guaranteed to be returned; other fields will be empty arrays if not provided by the institution.  This request may take some time to complete if identity was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.  Note: In API versions 2018-05-22 and earlier, the `owners` object is not returned, and instead identity information is returned in the top level `identity` object. For more details, see [Plaid API versioning](https://plaid.com/docs/api/versioning/#version-2019-05-29).
+    # The `/identity/get` endpoint allows you to retrieve various account holder information on file with the financial institution, including names, emails, phone numbers, and addresses. Only name data is guaranteed to be returned; other fields will be empty arrays if not provided by the institution.  Note: In API versions 2018-05-22 and earlier, the `owners` object is not returned, and instead identity information is returned in the top level `identity` object. For more details, see [Plaid API versioning](https://plaid.com/docs/api/versioning/#version-2019-05-29).
     # @param identity_get_request [IdentityGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [IdentityGetResponse]
@@ -5946,7 +6273,7 @@ module Plaid
     end
 
     # Retrieve identity data
-    # The &#x60;/identity/get&#x60; endpoint allows you to retrieve various account holder information on file with the financial institution, including names, emails, phone numbers, and addresses. Only name data is guaranteed to be returned; other fields will be empty arrays if not provided by the institution.  This request may take some time to complete if identity was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.  Note: In API versions 2018-05-22 and earlier, the &#x60;owners&#x60; object is not returned, and instead identity information is returned in the top level &#x60;identity&#x60; object. For more details, see [Plaid API versioning](https://plaid.com/docs/api/versioning/#version-2019-05-29).
+    # The &#x60;/identity/get&#x60; endpoint allows you to retrieve various account holder information on file with the financial institution, including names, emails, phone numbers, and addresses. Only name data is guaranteed to be returned; other fields will be empty arrays if not provided by the institution.  Note: In API versions 2018-05-22 and earlier, the &#x60;owners&#x60; object is not returned, and instead identity information is returned in the top level &#x60;identity&#x60; object. For more details, see [Plaid API versioning](https://plaid.com/docs/api/versioning/#version-2019-05-29).
     # @param identity_get_request [IdentityGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(IdentityGetResponse, Integer, Hash)>] IdentityGetResponse data, response status code and response headers
@@ -6004,7 +6331,7 @@ module Plaid
     end
 
     # Retrieve identity match score
-    # The `/identity/match` endpoint generates a match score, which indicates how well the provided identity data matches the identity information on file with the account holder's financial institution.  Fields within the `balances` object will always be null when retrieved by `/identity/match`. Instead, use the free `/accounts/get` endpoint to request balance cached data, or `/accounts/balance/get` for real-time data.  This request may take some time to complete if Identity was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.
+    # The `/identity/match` endpoint generates a match score, which indicates how well the provided identity data matches the identity information on file with the account holder's financial institution.  Fields within the `balances` object will always be null when retrieved by `/identity/match`. Instead, use the free `/accounts/get` endpoint to request balance cached data, or `/accounts/balance/get` for real-time data.
     # @param identity_match_request [IdentityMatchRequest] 
     # @param [Hash] opts the optional parameters
     # @return [IdentityMatchResponse]
@@ -6014,7 +6341,7 @@ module Plaid
     end
 
     # Retrieve identity match score
-    # The &#x60;/identity/match&#x60; endpoint generates a match score, which indicates how well the provided identity data matches the identity information on file with the account holder&#39;s financial institution.  Fields within the &#x60;balances&#x60; object will always be null when retrieved by &#x60;/identity/match&#x60;. Instead, use the free &#x60;/accounts/get&#x60; endpoint to request balance cached data, or &#x60;/accounts/balance/get&#x60; for real-time data.  This request may take some time to complete if Identity was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.
+    # The &#x60;/identity/match&#x60; endpoint generates a match score, which indicates how well the provided identity data matches the identity information on file with the account holder&#39;s financial institution.  Fields within the &#x60;balances&#x60; object will always be null when retrieved by &#x60;/identity/match&#x60;. Instead, use the free &#x60;/accounts/get&#x60; endpoint to request balance cached data, or &#x60;/accounts/balance/get&#x60; for real-time data.
     # @param identity_match_request [IdentityMatchRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(IdentityMatchResponse, Integer, Hash)>] IdentityMatchResponse data, response status code and response headers
@@ -7160,7 +7487,7 @@ module Plaid
     end
 
     # Refresh investment data
-    # `/investments/refresh` is an optional endpoint for users of the Investments product. It initiates an on-demand extraction to fetch the newest investments, holdings and investment transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur one or more times per day for any Investments-enabled Item. If changes to investments are discovered after calling `/investments/refresh`, Plaid will fire webhooks: [`HOLDINGS: DEFAULT_UPDATE`](https://plaid.com/docs/api/products/investments/#holdings-default_update) if any new holdings are detected, and [INVESTMENTS_TRANSACTIONS: DEFAULT_UPDATE](https://plaid.com/docs/api/products/investments/#investments_transactions-default_update) if any new investment transactions are detected. Updated holdings and investment transactions can be fetched by calling `/investments/holdings/get` and `/investments/transactions/get`. \"Note that the `/investments/refresh` endpoint is not supported by all institutions. If called on an Item from an institution that does not support this functionality, it will return a `PRODUCT_NOT_SUPPORTED` error.  As this endpoint triggers a synchronous request for fresh data, latency may be higher than for other Plaid endpoints (typically less than 10 seconds, but occasionally up to 30 seconds or more); if you encounter errors, you may find it necessary to adjust your timeout period when making requests.  `/investments/refresh` is offered as an add-on to Investments and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
+    # `/investments/refresh` is an optional endpoint for users of the Investments product. It initiates an on-demand extraction to fetch the newest investment holdings and transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur one or more times per day for any Investments-enabled Item. If changes to investments are discovered after calling `/investments/refresh`, Plaid will fire webhooks: [`HOLDINGS: DEFAULT_UPDATE`](https://plaid.com/docs/api/products/investments/#holdings-default_update) if any new holdings are detected, and [`INVESTMENTS_TRANSACTIONS: DEFAULT_UPDATE`](https://plaid.com/docs/api/products/investments/#investments_transactions-default_update) if any new investment transactions are detected. Updated holdings and investment transactions can be fetched by calling `/investments/holdings/get` and `/investments/transactions/get`. Note that the `/investments/refresh` endpoint is not supported by all institutions. If called on an Item from an institution that does not support this functionality, it will return a `PRODUCT_NOT_SUPPORTED` error.  As this endpoint triggers a synchronous request for fresh data, latency may be higher than for other Plaid endpoints (typically less than 10 seconds, but occasionally up to 30 seconds or more); if you encounter errors, you may find it necessary to adjust your timeout period when making requests.  `/investments/refresh` is offered as an add-on to Investments and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
     # @param investments_refresh_request [InvestmentsRefreshRequest] 
     # @param [Hash] opts the optional parameters
     # @return [InvestmentsRefreshResponse]
@@ -7170,7 +7497,7 @@ module Plaid
     end
 
     # Refresh investment data
-    # &#x60;/investments/refresh&#x60; is an optional endpoint for users of the Investments product. It initiates an on-demand extraction to fetch the newest investments, holdings and investment transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur one or more times per day for any Investments-enabled Item. If changes to investments are discovered after calling &#x60;/investments/refresh&#x60;, Plaid will fire webhooks: [&#x60;HOLDINGS: DEFAULT_UPDATE&#x60;](https://plaid.com/docs/api/products/investments/#holdings-default_update) if any new holdings are detected, and [INVESTMENTS_TRANSACTIONS: DEFAULT_UPDATE](https://plaid.com/docs/api/products/investments/#investments_transactions-default_update) if any new investment transactions are detected. Updated holdings and investment transactions can be fetched by calling &#x60;/investments/holdings/get&#x60; and &#x60;/investments/transactions/get&#x60;. \&quot;Note that the &#x60;/investments/refresh&#x60; endpoint is not supported by all institutions. If called on an Item from an institution that does not support this functionality, it will return a &#x60;PRODUCT_NOT_SUPPORTED&#x60; error.  As this endpoint triggers a synchronous request for fresh data, latency may be higher than for other Plaid endpoints (typically less than 10 seconds, but occasionally up to 30 seconds or more); if you encounter errors, you may find it necessary to adjust your timeout period when making requests.  &#x60;/investments/refresh&#x60; is offered as an add-on to Investments and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
+    # &#x60;/investments/refresh&#x60; is an optional endpoint for users of the Investments product. It initiates an on-demand extraction to fetch the newest investment holdings and transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur one or more times per day for any Investments-enabled Item. If changes to investments are discovered after calling &#x60;/investments/refresh&#x60;, Plaid will fire webhooks: [&#x60;HOLDINGS: DEFAULT_UPDATE&#x60;](https://plaid.com/docs/api/products/investments/#holdings-default_update) if any new holdings are detected, and [&#x60;INVESTMENTS_TRANSACTIONS: DEFAULT_UPDATE&#x60;](https://plaid.com/docs/api/products/investments/#investments_transactions-default_update) if any new investment transactions are detected. Updated holdings and investment transactions can be fetched by calling &#x60;/investments/holdings/get&#x60; and &#x60;/investments/transactions/get&#x60;. Note that the &#x60;/investments/refresh&#x60; endpoint is not supported by all institutions. If called on an Item from an institution that does not support this functionality, it will return a &#x60;PRODUCT_NOT_SUPPORTED&#x60; error.  As this endpoint triggers a synchronous request for fresh data, latency may be higher than for other Plaid endpoints (typically less than 10 seconds, but occasionally up to 30 seconds or more); if you encounter errors, you may find it necessary to adjust your timeout period when making requests.  &#x60;/investments/refresh&#x60; is offered as an add-on to Investments and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
     # @param investments_refresh_request [InvestmentsRefreshRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(InvestmentsRefreshResponse, Integer, Hash)>] InvestmentsRefreshResponse data, response status code and response headers
@@ -8044,7 +8371,7 @@ module Plaid
     end
 
     # Retrieve Liabilities data
-    # The `/liabilities/get` endpoint returns various details about an Item with loan or credit accounts. Liabilities data is available primarily for US financial institutions, with some limited coverage of Canadian institutions. Currently supported account types are account type `credit` with account subtype `credit card` or `paypal`, and account type `loan` with account subtype `student` or `mortgage`. To limit accounts listed in Link to types and subtypes supported by Liabilities, you can use the `account_filters` parameter when [creating a Link token](https://plaid.com/docs/api/tokens/#linktokencreate).  The types of information returned by Liabilities can include balances and due dates, loan terms, and account details such as original loan amount and guarantor. Data is refreshed approximately once per day; the latest data can be retrieved by calling `/liabilities/get`.  Note: This request may take some time to complete if `liabilities` was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the additional data.
+    # The `/liabilities/get` endpoint returns various details about an Item with loan or credit accounts. Liabilities data is available primarily for US financial institutions, with some limited coverage of Canadian institutions. Currently supported account types are account type `credit` with account subtype `credit card` or `paypal`, and account type `loan` with account subtype `student` or `mortgage`. To limit accounts listed in Link to types and subtypes supported by Liabilities, you can use the `account_filters` parameter when [creating a Link token](https://plaid.com/docs/api/link/#linktokencreate).  The types of information returned by Liabilities can include balances and due dates, loan terms, and account details such as original loan amount and guarantor. Data is refreshed approximately once per day; the latest data can be retrieved by calling `/liabilities/get`.
     # @param liabilities_get_request [LiabilitiesGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [LiabilitiesGetResponse]
@@ -8054,7 +8381,7 @@ module Plaid
     end
 
     # Retrieve Liabilities data
-    # The &#x60;/liabilities/get&#x60; endpoint returns various details about an Item with loan or credit accounts. Liabilities data is available primarily for US financial institutions, with some limited coverage of Canadian institutions. Currently supported account types are account type &#x60;credit&#x60; with account subtype &#x60;credit card&#x60; or &#x60;paypal&#x60;, and account type &#x60;loan&#x60; with account subtype &#x60;student&#x60; or &#x60;mortgage&#x60;. To limit accounts listed in Link to types and subtypes supported by Liabilities, you can use the &#x60;account_filters&#x60; parameter when [creating a Link token](https://plaid.com/docs/api/tokens/#linktokencreate).  The types of information returned by Liabilities can include balances and due dates, loan terms, and account details such as original loan amount and guarantor. Data is refreshed approximately once per day; the latest data can be retrieved by calling &#x60;/liabilities/get&#x60;.  Note: This request may take some time to complete if &#x60;liabilities&#x60; was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the additional data.
+    # The &#x60;/liabilities/get&#x60; endpoint returns various details about an Item with loan or credit accounts. Liabilities data is available primarily for US financial institutions, with some limited coverage of Canadian institutions. Currently supported account types are account type &#x60;credit&#x60; with account subtype &#x60;credit card&#x60; or &#x60;paypal&#x60;, and account type &#x60;loan&#x60; with account subtype &#x60;student&#x60; or &#x60;mortgage&#x60;. To limit accounts listed in Link to types and subtypes supported by Liabilities, you can use the &#x60;account_filters&#x60; parameter when [creating a Link token](https://plaid.com/docs/api/link/#linktokencreate).  The types of information returned by Liabilities can include balances and due dates, loan terms, and account details such as original loan amount and guarantor. Data is refreshed approximately once per day; the latest data can be retrieved by calling &#x60;/liabilities/get&#x60;.
     # @param liabilities_get_request [LiabilitiesGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(LiabilitiesGetResponse, Integer, Hash)>] LiabilitiesGetResponse data, response status code and response headers
@@ -8452,7 +8779,7 @@ module Plaid
     end
 
     # Get Link Token
-    # The `/link/token/get` endpoint gets information about a previously-created `link_token` using the `/link/token/create` endpoint. It can be useful for debugging purposes.
+    # The `/link/token/get` endpoint gets information about a Link session, including all callbacks fired during the session along with their metadata, including the public token. This endpoint is used with Link flows that don't provide a public token via frontend callbacks, such as the [Hosted Link flow](https://plaid.com/docs/link/hosted-link/) and the [Multi-Item Link flow](https://plaid.com/docs/link/multi-item-link/). It also can be useful for debugging purposes.
     # @param link_token_get_request [LinkTokenGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [LinkTokenGetResponse]
@@ -8462,7 +8789,7 @@ module Plaid
     end
 
     # Get Link Token
-    # The &#x60;/link/token/get&#x60; endpoint gets information about a previously-created &#x60;link_token&#x60; using the &#x60;/link/token/create&#x60; endpoint. It can be useful for debugging purposes.
+    # The &#x60;/link/token/get&#x60; endpoint gets information about a Link session, including all callbacks fired during the session along with their metadata, including the public token. This endpoint is used with Link flows that don&#39;t provide a public token via frontend callbacks, such as the [Hosted Link flow](https://plaid.com/docs/link/hosted-link/) and the [Multi-Item Link flow](https://plaid.com/docs/link/multi-item-link/). It also can be useful for debugging purposes.
     # @param link_token_get_request [LinkTokenGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(LinkTokenGetResponse, Integer, Hash)>] LinkTokenGetResponse data, response status code and response headers
@@ -8519,6 +8846,74 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Retrieve network insights for the provided `access_tokens`
+    # This endpoint allows you to retrieve the Network Insights from a list of `access_tokens`.
+    # @param network_insights_report_get_request [NetworkInsightsReportGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [NetworkInsightsReportGetResponse]
+    def network_insights_report_get(network_insights_report_get_request, opts = {})
+      data, _status_code, _headers = network_insights_report_get_with_http_info(network_insights_report_get_request, opts)
+      data
+    end
+
+    # Retrieve network insights for the provided &#x60;access_tokens&#x60;
+    # This endpoint allows you to retrieve the Network Insights from a list of &#x60;access_tokens&#x60;.
+    # @param network_insights_report_get_request [NetworkInsightsReportGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(NetworkInsightsReportGetResponse, Integer, Hash)>] NetworkInsightsReportGetResponse data, response status code and response headers
+    def network_insights_report_get_with_http_info(network_insights_report_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.network_insights_report_get ...'
+      end
+      # verify the required parameter 'network_insights_report_get_request' is set
+      if @api_client.config.client_side_validation && network_insights_report_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'network_insights_report_get_request' when calling PlaidApi.network_insights_report_get"
+      end
+      # resource path
+      local_var_path = '/network_insights/report/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(network_insights_report_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'NetworkInsightsReportGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.network_insights_report_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#network_insights_report_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Creates a new end customer for a Plaid reseller.
     # The `/partner/customer/create` endpoint is used by reseller partners to create end customers.
     # @param partner_customer_create_request [PartnerCustomerCreateRequest] 
@@ -10220,7 +10615,7 @@ module Plaid
     end
 
     # Retrieve identity match score
-    # The `/processor/identity/match` endpoint generates a match score, which indicates how well the provided identity data matches the identity information on file with the account holder's financial institution.  Fields within the `balances` object will always be null when retrieved by `/identity/match`. Instead, use the free `/accounts/get` endpoint to request balance cached data, or `/accounts/balance/get` for real-time data.  This request may take some time to complete if Identity was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.
+    # The `/processor/identity/match` endpoint generates a match score, which indicates how well the provided identity data matches the identity information on file with the account holder's financial institution.  Fields within the `balances` object will always be null when retrieved by `/identity/match`. Instead, use the free `/accounts/get` endpoint to request balance cached data, or `/accounts/balance/get` for real-time data.
     # @param processor_identity_match_request [ProcessorIdentityMatchRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ProcessorIdentityMatchResponse]
@@ -10230,7 +10625,7 @@ module Plaid
     end
 
     # Retrieve identity match score
-    # The &#x60;/processor/identity/match&#x60; endpoint generates a match score, which indicates how well the provided identity data matches the identity information on file with the account holder&#39;s financial institution.  Fields within the &#x60;balances&#x60; object will always be null when retrieved by &#x60;/identity/match&#x60;. Instead, use the free &#x60;/accounts/get&#x60; endpoint to request balance cached data, or &#x60;/accounts/balance/get&#x60; for real-time data.  This request may take some time to complete if Identity was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.
+    # The &#x60;/processor/identity/match&#x60; endpoint generates a match score, which indicates how well the provided identity data matches the identity information on file with the account holder&#39;s financial institution.  Fields within the &#x60;balances&#x60; object will always be null when retrieved by &#x60;/identity/match&#x60;. Instead, use the free &#x60;/accounts/get&#x60; endpoint to request balance cached data, or &#x60;/accounts/balance/get&#x60; for real-time data.
     # @param processor_identity_match_request [ProcessorIdentityMatchRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ProcessorIdentityMatchResponse, Integer, Hash)>] ProcessorIdentityMatchResponse data, response status code and response headers
@@ -11307,6 +11702,74 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Check a user's Plaid Network status
+    # The `/profile/network_status/get` endpoint can be used to check whether Plaid has a matching profile for the user.
+    # @param profile_network_status_get_request [ProfileNetworkStatusGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [ProfileNetworkStatusGetResponse]
+    def profile_network_status_get(profile_network_status_get_request, opts = {})
+      data, _status_code, _headers = profile_network_status_get_with_http_info(profile_network_status_get_request, opts)
+      data
+    end
+
+    # Check a user&#39;s Plaid Network status
+    # The &#x60;/profile/network_status/get&#x60; endpoint can be used to check whether Plaid has a matching profile for the user.
+    # @param profile_network_status_get_request [ProfileNetworkStatusGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(ProfileNetworkStatusGetResponse, Integer, Hash)>] ProfileNetworkStatusGetResponse data, response status code and response headers
+    def profile_network_status_get_with_http_info(profile_network_status_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.profile_network_status_get ...'
+      end
+      # verify the required parameter 'profile_network_status_get_request' is set
+      if @api_client.config.client_side_validation && profile_network_status_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'profile_network_status_get_request' when calling PlaidApi.profile_network_status_get"
+      end
+      # resource path
+      local_var_path = '/profile/network_status/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(profile_network_status_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'ProfileNetworkStatusGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.profile_network_status_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#profile_network_status_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Manually fire a bank income webhook in sandbox
     # Use the `/sandbox/bank_income/fire_webhook` endpoint to manually trigger a Bank Income webhook in the Sandbox environment.
     # @param sandbox_bank_income_fire_webhook_request [SandboxBankIncomeFireWebhookRequest] 
@@ -11580,7 +12043,7 @@ module Plaid
     end
 
     # Fire a test webhook
-    # The `/sandbox/item/fire_webhook` endpoint is used to test that code correctly handles webhooks. This endpoint can trigger the following webhooks:  `DEFAULT_UPDATE`: Webhook to be fired for a given Sandbox Item simulating a default update event for the respective product as specified with the `webhook_type` in the request body. Valid sandbox `DEFAULT_UPDATE` responses include: `AUTH`, `IDENTITY`, `TRANSACTIONS`, `INVESTMENTS_TRANSACTIONS`, `LIABILITIES`, `HOLDINGS`. If the Item does not support the product, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `NEW_ACCOUNTS_AVAILABLE`: Webhook to be fired for a given Sandbox Item created with Account Select v2.  `SMS_MICRODEPOSITS_VERIFICATION`: Fired when a given same day micro-deposit item is verified via SMS verification.  `LOGIN_REPAIRED`: Fired when an Item recovers from the `ITEM_LOGIN_REQUIRED` without the user going through update mode in your app.  `RECURRING_TRANSACTIONS_UPDATE`: Recurring Transactions webhook to be fired for a given Sandbox Item. If the Item does not support Recurring Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `SYNC_UPDATES_AVAILABLE`: Transactions webhook to be fired for a given Sandbox Item.  If the Item does not support Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `PRODUCT_READY`: Assets webhook to be fired when a given asset report has been successfully generated. If the Item does not support Assets, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `ERROR`: Assets webhook to be fired when asset report generation has failed. If the Item does not support Assets, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production (except for webhooks of type `TRANSFER`).
+    # The `/sandbox/item/fire_webhook` endpoint is used to test that code correctly handles webhooks. This endpoint can trigger the following webhooks:  `DEFAULT_UPDATE`: Webhook to be fired for a given Sandbox Item simulating a default update event for the respective product as specified with the `webhook_type` in the request body. Valid sandbox `DEFAULT_UPDATE` responses include: `AUTH`, `IDENTITY`, `TRANSACTIONS`, `INVESTMENTS_TRANSACTIONS`, `LIABILITIES`, `HOLDINGS`. If the Item does not support the product, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `NEW_ACCOUNTS_AVAILABLE`: Fired to indicate that a new account is available on the Item and you can launch update mode to request access to it.  `SMS_MICRODEPOSITS_VERIFICATION`: Fired when a given same day micro-deposit item is verified via SMS verification.  `LOGIN_REPAIRED`: Fired when an Item recovers from the `ITEM_LOGIN_REQUIRED` without the user going through update mode in your app.  `RECURRING_TRANSACTIONS_UPDATE`: Recurring Transactions webhook to be fired for a given Sandbox Item. If the Item does not support Recurring Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `SYNC_UPDATES_AVAILABLE`: Transactions webhook to be fired for a given Sandbox Item.  If the Item does not support Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `PRODUCT_READY`: Assets webhook to be fired when a given asset report has been successfully generated. If the Item does not support Assets, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `ERROR`: Assets webhook to be fired when asset report generation has failed. If the Item does not support Assets, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production (except for webhooks of type `TRANSFER`).
     # @param sandbox_item_fire_webhook_request [SandboxItemFireWebhookRequest] 
     # @param [Hash] opts the optional parameters
     # @return [SandboxItemFireWebhookResponse]
@@ -11590,7 +12053,7 @@ module Plaid
     end
 
     # Fire a test webhook
-    # The &#x60;/sandbox/item/fire_webhook&#x60; endpoint is used to test that code correctly handles webhooks. This endpoint can trigger the following webhooks:  &#x60;DEFAULT_UPDATE&#x60;: Webhook to be fired for a given Sandbox Item simulating a default update event for the respective product as specified with the &#x60;webhook_type&#x60; in the request body. Valid sandbox &#x60;DEFAULT_UPDATE&#x60; responses include: &#x60;AUTH&#x60;, &#x60;IDENTITY&#x60;, &#x60;TRANSACTIONS&#x60;, &#x60;INVESTMENTS_TRANSACTIONS&#x60;, &#x60;LIABILITIES&#x60;, &#x60;HOLDINGS&#x60;. If the Item does not support the product, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;NEW_ACCOUNTS_AVAILABLE&#x60;: Webhook to be fired for a given Sandbox Item created with Account Select v2.  &#x60;SMS_MICRODEPOSITS_VERIFICATION&#x60;: Fired when a given same day micro-deposit item is verified via SMS verification.  &#x60;LOGIN_REPAIRED&#x60;: Fired when an Item recovers from the &#x60;ITEM_LOGIN_REQUIRED&#x60; without the user going through update mode in your app.  &#x60;RECURRING_TRANSACTIONS_UPDATE&#x60;: Recurring Transactions webhook to be fired for a given Sandbox Item. If the Item does not support Recurring Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;SYNC_UPDATES_AVAILABLE&#x60;: Transactions webhook to be fired for a given Sandbox Item.  If the Item does not support Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;PRODUCT_READY&#x60;: Assets webhook to be fired when a given asset report has been successfully generated. If the Item does not support Assets, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;ERROR&#x60;: Assets webhook to be fired when asset report generation has failed. If the Item does not support Assets, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production (except for webhooks of type &#x60;TRANSFER&#x60;).
+    # The &#x60;/sandbox/item/fire_webhook&#x60; endpoint is used to test that code correctly handles webhooks. This endpoint can trigger the following webhooks:  &#x60;DEFAULT_UPDATE&#x60;: Webhook to be fired for a given Sandbox Item simulating a default update event for the respective product as specified with the &#x60;webhook_type&#x60; in the request body. Valid sandbox &#x60;DEFAULT_UPDATE&#x60; responses include: &#x60;AUTH&#x60;, &#x60;IDENTITY&#x60;, &#x60;TRANSACTIONS&#x60;, &#x60;INVESTMENTS_TRANSACTIONS&#x60;, &#x60;LIABILITIES&#x60;, &#x60;HOLDINGS&#x60;. If the Item does not support the product, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;NEW_ACCOUNTS_AVAILABLE&#x60;: Fired to indicate that a new account is available on the Item and you can launch update mode to request access to it.  &#x60;SMS_MICRODEPOSITS_VERIFICATION&#x60;: Fired when a given same day micro-deposit item is verified via SMS verification.  &#x60;LOGIN_REPAIRED&#x60;: Fired when an Item recovers from the &#x60;ITEM_LOGIN_REQUIRED&#x60; without the user going through update mode in your app.  &#x60;RECURRING_TRANSACTIONS_UPDATE&#x60;: Recurring Transactions webhook to be fired for a given Sandbox Item. If the Item does not support Recurring Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;SYNC_UPDATES_AVAILABLE&#x60;: Transactions webhook to be fired for a given Sandbox Item.  If the Item does not support Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;PRODUCT_READY&#x60;: Assets webhook to be fired when a given asset report has been successfully generated. If the Item does not support Assets, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;ERROR&#x60;: Assets webhook to be fired when asset report generation has failed. If the Item does not support Assets, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production (except for webhooks of type &#x60;TRANSFER&#x60;).
     # @param sandbox_item_fire_webhook_request [SandboxItemFireWebhookRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(SandboxItemFireWebhookResponse, Integer, Hash)>] SandboxItemFireWebhookResponse data, response status code and response headers
@@ -11988,7 +12451,7 @@ module Plaid
     end
 
     # Create a test Item
-    # Use the `/sandbox/public_token/create` endpoint to create a valid `public_token`  for an arbitrary institution ID, initial products, and test credentials. The created `public_token` maps to a new Sandbox Item. You can then call `/item/public_token/exchange` to exchange the `public_token` for an `access_token` and perform all API actions. `/sandbox/public_token/create` can also be used with the [`user_custom` test username](https://plaid.com/docs/sandbox/user-custom) to generate a test account with custom data. `/sandbox/public_token/create` cannot be used with OAuth institutions.
+    # Use the `/sandbox/public_token/create` endpoint to create a valid `public_token`  for an arbitrary institution ID, initial products, and test credentials. The created `public_token` maps to a new Sandbox Item. You can then call `/item/public_token/exchange` to exchange the `public_token` for an `access_token` and perform all API actions. `/sandbox/public_token/create` can also be used with the [`user_custom` test username](https://plaid.com/docs/sandbox/user-custom) to generate a test account with custom data, or with Plaid's [pre-populated Sandbox test accounts](https://plaid.com/docs/sandbox/test-credentials/).
     # @param sandbox_public_token_create_request [SandboxPublicTokenCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [SandboxPublicTokenCreateResponse]
@@ -11998,7 +12461,7 @@ module Plaid
     end
 
     # Create a test Item
-    # Use the &#x60;/sandbox/public_token/create&#x60; endpoint to create a valid &#x60;public_token&#x60;  for an arbitrary institution ID, initial products, and test credentials. The created &#x60;public_token&#x60; maps to a new Sandbox Item. You can then call &#x60;/item/public_token/exchange&#x60; to exchange the &#x60;public_token&#x60; for an &#x60;access_token&#x60; and perform all API actions. &#x60;/sandbox/public_token/create&#x60; can also be used with the [&#x60;user_custom&#x60; test username](https://plaid.com/docs/sandbox/user-custom) to generate a test account with custom data. &#x60;/sandbox/public_token/create&#x60; cannot be used with OAuth institutions.
+    # Use the &#x60;/sandbox/public_token/create&#x60; endpoint to create a valid &#x60;public_token&#x60;  for an arbitrary institution ID, initial products, and test credentials. The created &#x60;public_token&#x60; maps to a new Sandbox Item. You can then call &#x60;/item/public_token/exchange&#x60; to exchange the &#x60;public_token&#x60; for an &#x60;access_token&#x60; and perform all API actions. &#x60;/sandbox/public_token/create&#x60; can also be used with the [&#x60;user_custom&#x60; test username](https://plaid.com/docs/sandbox/user-custom) to generate a test account with custom data, or with Plaid&#39;s [pre-populated Sandbox test accounts](https://plaid.com/docs/sandbox/test-credentials/).
     # @param sandbox_public_token_create_request [SandboxPublicTokenCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(SandboxPublicTokenCreateResponse, Integer, Hash)>] SandboxPublicTokenCreateResponse data, response status code and response headers
@@ -13620,7 +14083,7 @@ module Plaid
     end
 
     # Fetch recurring transaction streams
-    # The `/transactions/recurring/get` endpoint allows developers to receive a summary of the recurring outflow and inflow streams (expenses and deposits) from a user’s checking, savings or credit card accounts. Additionally, Plaid provides key insights about each recurring stream including the category, merchant, last amount, and more. Developers can use these insights to build tools and experiences that help their users better manage cash flow, monitor subscriptions, reduce spend, and stay on track with bill payments.  This endpoint is offered as an add-on to Transactions. To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.  This endpoint can only be called on an Item that has already been initialized with Transactions (either during Link, by specifying it in `/link/token/create`; or after Link, by calling `/transactions/get` or `/transactions/sync`). For optimal results, we strongly recommend customers using Recurring Transactions to request at least 180 days of history when initializing items with Transactions (using the [`days_requested`](https://plaid.com/docs/api/tokens/#link-token-create-request-transactions-days-requested) option). Once all historical transactions have been fetched, call `/transactions/recurring/get` to receive the Recurring Transactions streams and subscribe to the [`RECURRING_TRANSACTIONS_UPDATE`](https://plaid.com/docs/api/products/transactions/#recurring_transactions_update) webhook. To know when historical transactions have been fetched, if you are using `/transactions/sync` listen for the [`SYNC_UPDATES_AVAILABLE`](https://plaid.com/docs/api/products/transactions/#SyncUpdatesAvailableWebhook-historical-update-complete) webhook and check that the `historical_update_complete` field in the payload is `true`. If using `/transactions/get`, listen for the [`HISTORICAL_UPDATE`](https://plaid.com/docs/api/products/transactions/#historical_update) webhook.  After the initial call, you can call `/transactions/recurring/get` endpoint at any point in the future to retrieve the latest summary of recurring streams. Listen to the [`RECURRING_TRANSACTIONS_UPDATE`](https://plaid.com/docs/api/products/transactions/#recurring_transactions_update) webhook to be notified when new updates are available.
+    # The `/transactions/recurring/get` endpoint allows developers to receive a summary of the recurring outflow and inflow streams (expenses and deposits) from a user’s checking, savings or credit card accounts. Additionally, Plaid provides key insights about each recurring stream including the category, merchant, last amount, and more. Developers can use these insights to build tools and experiences that help their users better manage cash flow, monitor subscriptions, reduce spend, and stay on track with bill payments.  This endpoint is offered as an add-on to Transactions. To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.  This endpoint can only be called on an Item that has already been initialized with Transactions (either during Link, by specifying it in `/link/token/create`; or after Link, by calling `/transactions/get` or `/transactions/sync`).   When using Recurring Transactions, for best results, make sure to use the [`days_requested`](https://plaid.com/docs/api/link/#link-token-create-request-transactions-days-requested) parameter to request at least 180 days of history when initializing Items with Transactions. Once all historical transactions have been fetched, call `/transactions/recurring/get` to receive the Recurring Transactions streams and subscribe to the [`RECURRING_TRANSACTIONS_UPDATE`](https://plaid.com/docs/api/products/transactions/#recurring_transactions_update) webhook. To know when historical transactions have been fetched, if you are using `/transactions/sync` listen for the [`SYNC_UPDATES_AVAILABLE`](https://plaid.com/docs/api/products/transactions/#SyncUpdatesAvailableWebhook-historical-update-complete) webhook and check that the `historical_update_complete` field in the payload is `true`. If using `/transactions/get`, listen for the [`HISTORICAL_UPDATE`](https://plaid.com/docs/api/products/transactions/#historical_update) webhook.  After the initial call, you can call `/transactions/recurring/get` endpoint at any point in the future to retrieve the latest summary of recurring streams. Listen to the [`RECURRING_TRANSACTIONS_UPDATE`](https://plaid.com/docs/api/products/transactions/#recurring_transactions_update) webhook to be notified when new updates are available.
     # @param transactions_recurring_get_request [TransactionsRecurringGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [TransactionsRecurringGetResponse]
@@ -13630,7 +14093,7 @@ module Plaid
     end
 
     # Fetch recurring transaction streams
-    # The &#x60;/transactions/recurring/get&#x60; endpoint allows developers to receive a summary of the recurring outflow and inflow streams (expenses and deposits) from a user’s checking, savings or credit card accounts. Additionally, Plaid provides key insights about each recurring stream including the category, merchant, last amount, and more. Developers can use these insights to build tools and experiences that help their users better manage cash flow, monitor subscriptions, reduce spend, and stay on track with bill payments.  This endpoint is offered as an add-on to Transactions. To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.  This endpoint can only be called on an Item that has already been initialized with Transactions (either during Link, by specifying it in &#x60;/link/token/create&#x60;; or after Link, by calling &#x60;/transactions/get&#x60; or &#x60;/transactions/sync&#x60;). For optimal results, we strongly recommend customers using Recurring Transactions to request at least 180 days of history when initializing items with Transactions (using the [&#x60;days_requested&#x60;](https://plaid.com/docs/api/tokens/#link-token-create-request-transactions-days-requested) option). Once all historical transactions have been fetched, call &#x60;/transactions/recurring/get&#x60; to receive the Recurring Transactions streams and subscribe to the [&#x60;RECURRING_TRANSACTIONS_UPDATE&#x60;](https://plaid.com/docs/api/products/transactions/#recurring_transactions_update) webhook. To know when historical transactions have been fetched, if you are using &#x60;/transactions/sync&#x60; listen for the [&#x60;SYNC_UPDATES_AVAILABLE&#x60;](https://plaid.com/docs/api/products/transactions/#SyncUpdatesAvailableWebhook-historical-update-complete) webhook and check that the &#x60;historical_update_complete&#x60; field in the payload is &#x60;true&#x60;. If using &#x60;/transactions/get&#x60;, listen for the [&#x60;HISTORICAL_UPDATE&#x60;](https://plaid.com/docs/api/products/transactions/#historical_update) webhook.  After the initial call, you can call &#x60;/transactions/recurring/get&#x60; endpoint at any point in the future to retrieve the latest summary of recurring streams. Listen to the [&#x60;RECURRING_TRANSACTIONS_UPDATE&#x60;](https://plaid.com/docs/api/products/transactions/#recurring_transactions_update) webhook to be notified when new updates are available.
+    # The &#x60;/transactions/recurring/get&#x60; endpoint allows developers to receive a summary of the recurring outflow and inflow streams (expenses and deposits) from a user’s checking, savings or credit card accounts. Additionally, Plaid provides key insights about each recurring stream including the category, merchant, last amount, and more. Developers can use these insights to build tools and experiences that help their users better manage cash flow, monitor subscriptions, reduce spend, and stay on track with bill payments.  This endpoint is offered as an add-on to Transactions. To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.  This endpoint can only be called on an Item that has already been initialized with Transactions (either during Link, by specifying it in &#x60;/link/token/create&#x60;; or after Link, by calling &#x60;/transactions/get&#x60; or &#x60;/transactions/sync&#x60;).   When using Recurring Transactions, for best results, make sure to use the [&#x60;days_requested&#x60;](https://plaid.com/docs/api/link/#link-token-create-request-transactions-days-requested) parameter to request at least 180 days of history when initializing Items with Transactions. Once all historical transactions have been fetched, call &#x60;/transactions/recurring/get&#x60; to receive the Recurring Transactions streams and subscribe to the [&#x60;RECURRING_TRANSACTIONS_UPDATE&#x60;](https://plaid.com/docs/api/products/transactions/#recurring_transactions_update) webhook. To know when historical transactions have been fetched, if you are using &#x60;/transactions/sync&#x60; listen for the [&#x60;SYNC_UPDATES_AVAILABLE&#x60;](https://plaid.com/docs/api/products/transactions/#SyncUpdatesAvailableWebhook-historical-update-complete) webhook and check that the &#x60;historical_update_complete&#x60; field in the payload is &#x60;true&#x60;. If using &#x60;/transactions/get&#x60;, listen for the [&#x60;HISTORICAL_UPDATE&#x60;](https://plaid.com/docs/api/products/transactions/#historical_update) webhook.  After the initial call, you can call &#x60;/transactions/recurring/get&#x60; endpoint at any point in the future to retrieve the latest summary of recurring streams. Listen to the [&#x60;RECURRING_TRANSACTIONS_UPDATE&#x60;](https://plaid.com/docs/api/products/transactions/#recurring_transactions_update) webhook to be notified when new updates are available.
     # @param transactions_recurring_get_request [TransactionsRecurringGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(TransactionsRecurringGetResponse, Integer, Hash)>] TransactionsRecurringGetResponse data, response status code and response headers
@@ -14164,7 +14627,7 @@ module Plaid
     end
 
     # Create a transfer authorization
-    # Use the `/transfer/authorization/create` endpoint to authorize a transfer. This endpoint must be called prior to calling `/transfer/create`.  There are three possible outcomes to calling this endpoint: If the `authorization.decision` in the response is `declined`, the proposed transfer has failed the risk check and you cannot proceed with the transfer. If the `authorization.decision` is `approved`, and the `authorization.rationale_code` is `null`, the transfer has passed the risk check and you can proceed to call `/transfer/create`. If the `authorization.decision` is `approved` and the `authorization.rationale_code` is non-`null`, the risk check could not be run: you may proceed with the transfer, but should perform your own risk evaluation. For more details, see the response schema.  In Plaid's Sandbox environment the decisions will be returned as follows:    - To approve a transfer with `null` rationale code, make an authorization request with an `amount` less than the available balance in the account.    - To approve a transfer with the rationale code `MANUALLY_VERIFIED_ITEM`, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To approve a transfer with the rationale code `ITEM_LOGIN_REQUIRED`, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).    - To decline a transfer with the rationale code `NSF`, the available balance on the account must be less than the authorization `amount`. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code `RISK`, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
+    # Use the `/transfer/authorization/create` endpoint to authorize a transfer. This endpoint must be called prior to calling `/transfer/create`. The transfer authorization will expire if not used after one hour. (You can contact your account manager to change the default authorization lifetime.)   There are four possible outcomes to calling this endpoint:  - If the `authorization.decision` in the response is `declined`, the proposed transfer has failed the risk check and you cannot proceed with the transfer.  - If the `authorization.decision` is `user_action_required`, additional user input is needed, usually to fix a broken bank connection, before Plaid can properly assess the risk. You need to launch Link in update mode to complete the required user action. When calling `/link/token/create` to get a new Link token, instead of providing `access_token` in the request, you should set [`transfer.authorization_id`](https://plaid.com/docs/api/link/#link-token-create-request-transfer-authorization-id) as the `authorization.id`. After the Link flow is completed, you may re-attempt the authorization. - If the `authorization.decision` is `approved`, and the `authorization.rationale_code` is `null`, the transfer has passed the risk check and you can proceed to call `/transfer/create`. - If the `authorization.decision` is `approved` and the `authorization.rationale_code` is non-`null`, the risk check could not be run: you may proceed with the transfer, but should perform your own risk evaluation. For more details, see the response schema.  In Plaid's Sandbox environment the decisions will be returned as follows:    - To approve a transfer with `null` rationale code, make an authorization request with an `amount` less than the available balance in the account.    - To approve a transfer with the rationale code `MANUALLY_VERIFIED_ITEM`, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To get an authorization decision of `user_action_required`, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).    - To decline a transfer with the rationale code `NSF`, the available balance on the account must be less than the authorization `amount`. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code `RISK`, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
     # @param transfer_authorization_create_request [TransferAuthorizationCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [TransferAuthorizationCreateResponse]
@@ -14174,7 +14637,7 @@ module Plaid
     end
 
     # Create a transfer authorization
-    # Use the &#x60;/transfer/authorization/create&#x60; endpoint to authorize a transfer. This endpoint must be called prior to calling &#x60;/transfer/create&#x60;.  There are three possible outcomes to calling this endpoint: If the &#x60;authorization.decision&#x60; in the response is &#x60;declined&#x60;, the proposed transfer has failed the risk check and you cannot proceed with the transfer. If the &#x60;authorization.decision&#x60; is &#x60;approved&#x60;, and the &#x60;authorization.rationale_code&#x60; is &#x60;null&#x60;, the transfer has passed the risk check and you can proceed to call &#x60;/transfer/create&#x60;. If the &#x60;authorization.decision&#x60; is &#x60;approved&#x60; and the &#x60;authorization.rationale_code&#x60; is non-&#x60;null&#x60;, the risk check could not be run: you may proceed with the transfer, but should perform your own risk evaluation. For more details, see the response schema.  In Plaid&#39;s Sandbox environment the decisions will be returned as follows:    - To approve a transfer with &#x60;null&#x60; rationale code, make an authorization request with an &#x60;amount&#x60; less than the available balance in the account.    - To approve a transfer with the rationale code &#x60;MANUALLY_VERIFIED_ITEM&#x60;, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To approve a transfer with the rationale code &#x60;ITEM_LOGIN_REQUIRED&#x60;, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).    - To decline a transfer with the rationale code &#x60;NSF&#x60;, the available balance on the account must be less than the authorization &#x60;amount&#x60;. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code &#x60;RISK&#x60;, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
+    # Use the &#x60;/transfer/authorization/create&#x60; endpoint to authorize a transfer. This endpoint must be called prior to calling &#x60;/transfer/create&#x60;. The transfer authorization will expire if not used after one hour. (You can contact your account manager to change the default authorization lifetime.)   There are four possible outcomes to calling this endpoint:  - If the &#x60;authorization.decision&#x60; in the response is &#x60;declined&#x60;, the proposed transfer has failed the risk check and you cannot proceed with the transfer.  - If the &#x60;authorization.decision&#x60; is &#x60;user_action_required&#x60;, additional user input is needed, usually to fix a broken bank connection, before Plaid can properly assess the risk. You need to launch Link in update mode to complete the required user action. When calling &#x60;/link/token/create&#x60; to get a new Link token, instead of providing &#x60;access_token&#x60; in the request, you should set [&#x60;transfer.authorization_id&#x60;](https://plaid.com/docs/api/link/#link-token-create-request-transfer-authorization-id) as the &#x60;authorization.id&#x60;. After the Link flow is completed, you may re-attempt the authorization. - If the &#x60;authorization.decision&#x60; is &#x60;approved&#x60;, and the &#x60;authorization.rationale_code&#x60; is &#x60;null&#x60;, the transfer has passed the risk check and you can proceed to call &#x60;/transfer/create&#x60;. - If the &#x60;authorization.decision&#x60; is &#x60;approved&#x60; and the &#x60;authorization.rationale_code&#x60; is non-&#x60;null&#x60;, the risk check could not be run: you may proceed with the transfer, but should perform your own risk evaluation. For more details, see the response schema.  In Plaid&#39;s Sandbox environment the decisions will be returned as follows:    - To approve a transfer with &#x60;null&#x60; rationale code, make an authorization request with an &#x60;amount&#x60; less than the available balance in the account.    - To approve a transfer with the rationale code &#x60;MANUALLY_VERIFIED_ITEM&#x60;, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To get an authorization decision of &#x60;user_action_required&#x60;, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).    - To decline a transfer with the rationale code &#x60;NSF&#x60;, the available balance on the account must be less than the authorization &#x60;amount&#x60;. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code &#x60;RISK&#x60;, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
     # @param transfer_authorization_create_request [TransferAuthorizationCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(TransferAuthorizationCreateResponse, Integer, Hash)>] TransferAuthorizationCreateResponse data, response status code and response headers
@@ -14504,7 +14967,7 @@ module Plaid
     end
 
     # Create a transfer
-    # Use the `/transfer/create` endpoint to initiate a new transfer.
+    # Use the `/transfer/create` endpoint to initiate a new transfer. This endpoint is retryable and idempotent; if a transfer with the provided `transfer_id` has already been created, it will return the transfer details without creating a new transfer. A transfer may still be created if a 500 error is returned; to detect this scenario, use [Transfer events](https://plaid.com/docs/transfer/reconciling-transfers/).
     # @param transfer_create_request [TransferCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [TransferCreateResponse]
@@ -14514,7 +14977,7 @@ module Plaid
     end
 
     # Create a transfer
-    # Use the &#x60;/transfer/create&#x60; endpoint to initiate a new transfer.
+    # Use the &#x60;/transfer/create&#x60; endpoint to initiate a new transfer. This endpoint is retryable and idempotent; if a transfer with the provided &#x60;transfer_id&#x60; has already been created, it will return the transfer details without creating a new transfer. A transfer may still be created if a 500 error is returned; to detect this scenario, use [Transfer events](https://plaid.com/docs/transfer/reconciling-transfers/).
     # @param transfer_create_request [TransferCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(TransferCreateResponse, Integer, Hash)>] TransferCreateResponse data, response status code and response headers
@@ -15456,7 +15919,7 @@ module Plaid
     end
 
     # Migrate account into Transfers
-    # As an alternative to adding Items via Link, you can also use the `/transfer/migrate_account` endpoint to migrate known account and routing numbers to Plaid Items. If you intend to create wire transfers on this account, you must provide `wire_routing_number`. Note that Items created in this way are not compatible with endpoints for other products, such as `/accounts/balance/get`, and can only be used with Transfer endpoints.  If you require access to other endpoints, create the Item through Link instead.  Access to `/transfer/migrate_account` is not enabled by default; to obtain access, contact your Plaid Account Manager.
+    # As an alternative to adding Items via Link, you can also use the `/transfer/migrate_account` endpoint to migrate known account and routing numbers to Plaid Items. This endpoint is also required when adding an Item for use with wire transfers; if you intend to create wire transfers on this account, you must provide `wire_routing_number`. Note that Items created in this way are not compatible with endpoints for other products, such as `/accounts/balance/get`, and can only be used with Transfer endpoints.  If you require access to other endpoints, create the Item through Link instead.  Access to `/transfer/migrate_account` is not enabled by default; to obtain access, contact your Plaid Account Manager.
     # @param transfer_migrate_account_request [TransferMigrateAccountRequest] 
     # @param [Hash] opts the optional parameters
     # @return [TransferMigrateAccountResponse]
@@ -15466,7 +15929,7 @@ module Plaid
     end
 
     # Migrate account into Transfers
-    # As an alternative to adding Items via Link, you can also use the &#x60;/transfer/migrate_account&#x60; endpoint to migrate known account and routing numbers to Plaid Items. If you intend to create wire transfers on this account, you must provide &#x60;wire_routing_number&#x60;. Note that Items created in this way are not compatible with endpoints for other products, such as &#x60;/accounts/balance/get&#x60;, and can only be used with Transfer endpoints.  If you require access to other endpoints, create the Item through Link instead.  Access to &#x60;/transfer/migrate_account&#x60; is not enabled by default; to obtain access, contact your Plaid Account Manager.
+    # As an alternative to adding Items via Link, you can also use the &#x60;/transfer/migrate_account&#x60; endpoint to migrate known account and routing numbers to Plaid Items. This endpoint is also required when adding an Item for use with wire transfers; if you intend to create wire transfers on this account, you must provide &#x60;wire_routing_number&#x60;. Note that Items created in this way are not compatible with endpoints for other products, such as &#x60;/accounts/balance/get&#x60;, and can only be used with Transfer endpoints.  If you require access to other endpoints, create the Item through Link instead.  Access to &#x60;/transfer/migrate_account&#x60; is not enabled by default; to obtain access, contact your Plaid Account Manager.
     # @param transfer_migrate_account_request [TransferMigrateAccountRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(TransferMigrateAccountResponse, Integer, Hash)>] TransferMigrateAccountResponse data, response status code and response headers
@@ -15795,6 +16258,74 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Create an originator for scaled platform customers
+    # The `/transfer/platform/originator/create` endpoint allows gathering information about the originator specific to the Scaled Platform Transfer offering, including the originator's agreement to legal terms required before accepting any further information related to the originator.
+    # @param transfer_platform_originator_create_request [TransferPlatformOriginatorCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [TransferPlatformOriginatorCreateResponse]
+    def transfer_platform_originator_create(transfer_platform_originator_create_request, opts = {})
+      data, _status_code, _headers = transfer_platform_originator_create_with_http_info(transfer_platform_originator_create_request, opts)
+      data
+    end
+
+    # Create an originator for scaled platform customers
+    # The &#x60;/transfer/platform/originator/create&#x60; endpoint allows gathering information about the originator specific to the Scaled Platform Transfer offering, including the originator&#39;s agreement to legal terms required before accepting any further information related to the originator.
+    # @param transfer_platform_originator_create_request [TransferPlatformOriginatorCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(TransferPlatformOriginatorCreateResponse, Integer, Hash)>] TransferPlatformOriginatorCreateResponse data, response status code and response headers
+    def transfer_platform_originator_create_with_http_info(transfer_platform_originator_create_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.transfer_platform_originator_create ...'
+      end
+      # verify the required parameter 'transfer_platform_originator_create_request' is set
+      if @api_client.config.client_side_validation && transfer_platform_originator_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'transfer_platform_originator_create_request' when calling PlaidApi.transfer_platform_originator_create"
+      end
+      # resource path
+      local_var_path = '/transfer/platform/originator/create'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(transfer_platform_originator_create_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'TransferPlatformOriginatorCreateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.transfer_platform_originator_create",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#transfer_platform_originator_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Generate a Plaid-hosted onboarding UI URL.
     # The `/transfer/questionnaire/create` endpoint generates a Plaid-hosted onboarding UI URL. Redirect the originator to this URL to provide their due diligence information and agree to Plaid’s terms for ACH money movement.
     # @param transfer_questionnaire_create_request [TransferQuestionnaireCreateRequest] 
@@ -16680,7 +17211,7 @@ module Plaid
     end
 
     # Create user
-    # This endpoint should be called for each of your end users before they begin a Plaid income flow. This provides you a single token to access all income data associated with the user. You should only create one per end user.  If you call the endpoint multiple times with the same `client_user_id`, the first creation call will succeed and the rest will fail with an error message indicating that the user has been created for the given `client_user_id`.  Ensure that you store the `user_token` along with your user's identifier in your database, as it is not possible to retrieve a previously created `user_token`.
+    # This endpoint should be called for each of your end users before they begin a Plaid Check or Income flow, or a Multi-Item Link flow. This provides you a single token to access all data associated with the user. You should only create one per end user.  The `consumer_report_user_identity` object must be present in order to create a Plaid Check Consumer Report for a user. If it is not provided during the `/user/create` call, it can be added later by calling `/user/update`.  If you call the endpoint multiple times with the same `client_user_id`, the first creation call will succeed and the rest will fail with an error message indicating that the user has been created for the given `client_user_id`.  Ensure that you store the `user_token` along with your user's identifier in your database, as it is not possible to retrieve a previously created `user_token`.
     # @param user_create_request [UserCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [UserCreateResponse]
@@ -16690,7 +17221,7 @@ module Plaid
     end
 
     # Create user
-    # This endpoint should be called for each of your end users before they begin a Plaid income flow. This provides you a single token to access all income data associated with the user. You should only create one per end user.  If you call the endpoint multiple times with the same &#x60;client_user_id&#x60;, the first creation call will succeed and the rest will fail with an error message indicating that the user has been created for the given &#x60;client_user_id&#x60;.  Ensure that you store the &#x60;user_token&#x60; along with your user&#39;s identifier in your database, as it is not possible to retrieve a previously created &#x60;user_token&#x60;.
+    # This endpoint should be called for each of your end users before they begin a Plaid Check or Income flow, or a Multi-Item Link flow. This provides you a single token to access all data associated with the user. You should only create one per end user.  The &#x60;consumer_report_user_identity&#x60; object must be present in order to create a Plaid Check Consumer Report for a user. If it is not provided during the &#x60;/user/create&#x60; call, it can be added later by calling &#x60;/user/update&#x60;.  If you call the endpoint multiple times with the same &#x60;client_user_id&#x60;, the first creation call will succeed and the rest will fail with an error message indicating that the user has been created for the given &#x60;client_user_id&#x60;.  Ensure that you store the &#x60;user_token&#x60; along with your user&#39;s identifier in your database, as it is not possible to retrieve a previously created &#x60;user_token&#x60;.
     # @param user_create_request [UserCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(UserCreateResponse, Integer, Hash)>] UserCreateResponse data, response status code and response headers
@@ -16816,7 +17347,7 @@ module Plaid
     end
 
     # Remove user
-    # This endpoint is used to remove a user and any relevant data related to the user based on the provided user token.  Any subsequent calls to retrieve information using the same user token will result in an error stating the user does not exist.
+    # `/user/remove` deletes a user token and and associated information, including any Items associated with the token.  Any subsequent calls to retrieve information using the same user token will result in an error stating the user does not exist.
     # @param user_remove_request [UserRemoveRequest] 
     # @param [Hash] opts the optional parameters
     # @return [UserRemoveResponse]
@@ -16826,7 +17357,7 @@ module Plaid
     end
 
     # Remove user
-    # This endpoint is used to remove a user and any relevant data related to the user based on the provided user token.  Any subsequent calls to retrieve information using the same user token will result in an error stating the user does not exist.
+    # &#x60;/user/remove&#x60; deletes a user token and and associated information, including any Items associated with the token.  Any subsequent calls to retrieve information using the same user token will result in an error stating the user does not exist.
     # @param user_remove_request [UserRemoveRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(UserRemoveResponse, Integer, Hash)>] UserRemoveResponse data, response status code and response headers
@@ -16884,7 +17415,7 @@ module Plaid
     end
 
     # Update user information
-    # This endpoint is used to update user information associated with an existing `user_token`. The `user_token` should be in the response of `/user/create` call  If you call the endpoint with a non-exist `user_token`, the call will fail with an error message indicating that the user token is not found.
+    # This endpoint is used to update user information associated with an existing `user_token`. It can also be used to enable an existing `user_token` for use with Consumer Reports by Plaid Check, by adding a `consumer_report_user_identity` object to the user.
     # @param user_update_request [UserUpdateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [UserUpdateResponse]
@@ -16894,7 +17425,7 @@ module Plaid
     end
 
     # Update user information
-    # This endpoint is used to update user information associated with an existing &#x60;user_token&#x60;. The &#x60;user_token&#x60; should be in the response of &#x60;/user/create&#x60; call  If you call the endpoint with a non-exist &#x60;user_token&#x60;, the call will fail with an error message indicating that the user token is not found.
+    # This endpoint is used to update user information associated with an existing &#x60;user_token&#x60;. It can also be used to enable an existing &#x60;user_token&#x60; for use with Consumer Reports by Plaid Check, by adding a &#x60;consumer_report_user_identity&#x60; object to the user.
     # @param user_update_request [UserUpdateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(UserUpdateResponse, Integer, Hash)>] UserUpdateResponse data, response status code and response headers