plaid 21.3.0 → 23.0.0

data/lib/plaid/models/transfer_authorization.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.419.0
+The version of the OpenAPI document: 2020-09-14_1.457.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.1.0
@@ -26,12 +26,12 @@ module Plaid
 
     attr_accessor :decision_rationale
 
-    attr_accessor :signal_insights
-
     attr_accessor :guarantee_decision
 
     attr_accessor :guarantee_decision_rationale
 
+    attr_accessor :payment_risk
+
     attr_accessor :proposed_transfer
 
     # Attribute mapping from ruby-style variable name to JSON key.
@@ -41,9 +41,9 @@ module Plaid
         :'created' => :'created',
         :'decision' => :'decision',
         :'decision_rationale' => :'decision_rationale',
-        :'signal_insights' => :'signal_insights',
         :'guarantee_decision' => :'guarantee_decision',
         :'guarantee_decision_rationale' => :'guarantee_decision_rationale',
+        :'payment_risk' => :'payment_risk',
         :'proposed_transfer' => :'proposed_transfer'
       }
     end
@@ -60,9 +60,9 @@ module Plaid
         :'created' => :'Time',
         :'decision' => :'TransferAuthorizationDecision',
         :'decision_rationale' => :'TransferAuthorizationDecisionRationale',
-        :'signal_insights' => :'SignalInsights',
         :'guarantee_decision' => :'TransferAuthorizationGuaranteeDecision',
         :'guarantee_decision_rationale' => :'TransferAuthorizationGuaranteeDecisionRationale',
+        :'payment_risk' => :'TransferAuthorizationPaymentRisk',
         :'proposed_transfer' => :'TransferAuthorizationProposedTransfer'
       }
     end
@@ -71,9 +71,9 @@ module Plaid
     def self.openapi_nullable
       Set.new([
         :'decision_rationale',
-        :'signal_insights',
         :'guarantee_decision',
         :'guarantee_decision_rationale',
+        :'payment_risk',
       ])
     end
 
@@ -108,10 +108,6 @@ module Plaid
         self.decision_rationale = attributes[:'decision_rationale']
       end
 
-      if attributes.key?(:'signal_insights')
-        self.signal_insights = attributes[:'signal_insights']
-      end
-
       if attributes.key?(:'guarantee_decision')
         self.guarantee_decision = attributes[:'guarantee_decision']
       end
@@ -120,6 +116,10 @@ module Plaid
         self.guarantee_decision_rationale = attributes[:'guarantee_decision_rationale']
       end
 
+      if attributes.key?(:'payment_risk')
+        self.payment_risk = attributes[:'payment_risk']
+      end
+
       if attributes.key?(:'proposed_transfer')
         self.proposed_transfer = attributes[:'proposed_transfer']
       end
@@ -167,9 +167,9 @@ module Plaid
           created == o.created &&
           decision == o.decision &&
           decision_rationale == o.decision_rationale &&
-          signal_insights == o.signal_insights &&
           guarantee_decision == o.guarantee_decision &&
           guarantee_decision_rationale == o.guarantee_decision_rationale &&
+          payment_risk == o.payment_risk &&
           proposed_transfer == o.proposed_transfer
     end
 
@@ -182,7 +182,7 @@ module Plaid
     # Calculates hash code according to all attributes.
     # @return [Integer] Hash code
     def hash
-      [id, created, decision, decision_rationale, signal_insights, guarantee_decision, guarantee_decision_rationale, proposed_transfer].hash
+      [id, created, decision, decision_rationale, guarantee_decision, guarantee_decision_rationale, payment_risk, proposed_transfer].hash
     end
 
     # Builds the object from hash

data/lib/plaid/models/transfer_authorization_create_request.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.419.0
+The version of the OpenAPI document: 2020-09-14_1.457.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.1.0
@@ -22,13 +22,13 @@ module Plaid
     # Your Plaid API `secret`. The `secret` is required and may be provided either in the `PLAID-SECRET` header or as part of a request body.
     attr_accessor :secret
 
-    # The Plaid `access_token` for the account that will be debited or credited. Required if not using `payment_profile_token`.
+    # The Plaid `access_token` for the account that will be debited or credited.
     attr_accessor :access_token
 
-    # The Plaid `account_id` corresponding to the end-user account that will be debited or credited. Required when creating a transfer using an `access_token`.
+    # The Plaid `account_id` corresponding to the end-user account that will be debited or credited.
     attr_accessor :account_id
 
-    # The id of the funding account to use, available in the Plaid Dashboard. This determines which of your business checking accounts will be credited or debited. Defaults to the account configured during onboarding.
+    # Specify the account used to fund the transfer. Should be specified if using legacy funding methods only. If using Plaid Ledger, leave this field blank. Customers can find a list of `funding_account_id`s in the Accounts page of your Plaid Dashboard, under the \"Account ID\" column. If this field is left blank and you are using legacy funding methods, this will default to the default `funding_account_id` specified during onboarding. Otherwise, Plaid Ledger will be used.
     attr_accessor :funding_account_id
 
     # The payment profile token associated with the Payment Profile that will be debited or credited. Required if not using `access_token`.
@@ -53,10 +53,10 @@ module Plaid
     # The currency of the transfer amount. The default value is \"USD\".
     attr_accessor :iso_currency_code
 
-    # A random key provided by the client, per unique authorization, which expires after 48 hours. Maximum of 50 characters.  The API supports idempotency for safely retrying requests without accidentally performing the same operation twice. For example, if a request to create an authorization fails due to a network connection error, you can retry the request with the same idempotency key to guarantee that only a single authorization is created.  This idempotency key expires after 48 hours, after which the same key can be reused. Failure to provide this key may result in duplicate charges.  Required for guaranteed ACH customers.
+    # A random key provided by the client, per unique authorization, which expires after 48 hours. Maximum of 50 characters.  The API supports idempotency for safely retrying requests without accidentally performing the same operation twice. For example, if a request to create an authorization fails due to a network connection error, you can retry the request with the same idempotency key to guarantee that only a single authorization is created.  This idempotency key expires after 48 hours, after which the same key can be reused. Failure to provide this key may result in duplicate charges.
     attr_accessor :idempotency_key
 
-    # If the end user is initiating the specific transfer themselves via an interactive UI, this should be `true`; for automatic recurring payments where the end user is not actually initiating each individual transfer, it should be `false`.
+    # If the end user is initiating the specific transfer themselves via an interactive UI, this should be `true`; for automatic recurring payments where the end user is not actually initiating each individual transfer, it should be `false`. This field is not currently used and is present to support planned future functionality.
     attr_accessor :user_present
 
     # If set to `false`, Plaid will not offer a `guarantee_decision` for this request (Guarantee customers only).
@@ -65,12 +65,12 @@ module Plaid
     # The unique identifier returned by Plaid's [beacon](https://plaid.com/docs/transfer/guarantee/#using-a-beacon) when it is run on your webpage.
     attr_accessor :beacon_session_id
 
-    # The Plaid client ID that is the originator of this transfer. Only needed if creating transfers on behalf of another client as a third-party sender (TPS).
+    # The Plaid client ID that is the originator of this transfer. Only needed if creating transfers on behalf of another client as a [Platform customer](https://plaid.com/docs/transfer/application/#originators-vs-platforms).
     attr_accessor :originator_client_id
 
     attr_accessor :credit_funds_source
 
-    # Plaid’s unique identifier for a test clock. This field may only be used when using `sandbox` environment. If provided, the `authorization` is created at the `virtual_time` on the provided `test_clock`.
+    # Plaid’s unique identifier for a test clock. This field may only be used when using `sandbox` environment. If provided, the `authorization` is created at the `virtual_time` on the provided test clock.
     attr_accessor :test_clock_id
 
     # Attribute mapping from ruby-style variable name to JSON key.
@@ -252,6 +252,14 @@ module Plaid
     # @return Array for valid properties with the reasons
     def list_invalid_properties
       invalid_properties = Array.new
+      if @access_token.nil?
+        invalid_properties.push('invalid value for "access_token", access_token cannot be nil.')
+      end
+
+      if @account_id.nil?
+        invalid_properties.push('invalid value for "account_id", account_id cannot be nil.')
+      end
+
       if @type.nil?
         invalid_properties.push('invalid value for "type", type cannot be nil.')
       end
@@ -279,6 +287,8 @@ module Plaid
     # Check to see if the all the properties in the model are valid
     # @return true if the model is valid
     def valid?
+      return false if @access_token.nil?
+      return false if @account_id.nil?
       return false if @type.nil?
       return false if @network.nil?
       return false if @amount.nil?

data/lib/plaid/models/transfer_authorization_create_response.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.419.0
+The version of the OpenAPI document: 2020-09-14_1.457.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.1.0

data/lib/plaid/models/transfer_authorization_decision.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.419.0
+The version of the OpenAPI document: 2020-09-14_1.457.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.1.0

data/lib/plaid/models/transfer_authorization_decision_rationale.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.419.0
+The version of the OpenAPI document: 2020-09-14_1.457.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.1.0

data/lib/plaid/models/transfer_authorization_decision_rationale_code.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.419.0
+The version of the OpenAPI document: 2020-09-14_1.457.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.1.0
@@ -23,6 +23,7 @@ module Plaid
     PAYMENT_PROFILE_LOGIN_REQUIRED = "PAYMENT_PROFILE_LOGIN_REQUIRED".freeze
     ERROR = "ERROR".freeze
     MIGRATED_ACCOUNT_ITEM = "MIGRATED_ACCOUNT_ITEM".freeze
+    NULL = "null".freeze
 
     # Builds the enum from string
     # @param [String] The enum value in the form of the string

data/lib/plaid/models/transfer_authorization_device.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.419.0
+The version of the OpenAPI document: 2020-09-14_1.457.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.1.0
@@ -14,12 +14,12 @@ require 'date'
 require 'time'
 
 module Plaid
-  # Information about the device being used to initiate the authorization.
+  # Information about the device being used to initiate the authorization. These fields are not currently incorporated into the risk check.
   class TransferAuthorizationDevice
-    # The IP address of the device being used to initiate the authorization. Required when the end-user is present at authorization create time.
+    # The IP address of the device being used to initiate the authorization.
     attr_accessor :ip_address
 
-    # The user agent of the device being used to initiate the authorization. Required when the end-user is present at authorization create time.
+    # The user agent of the device being used to initiate the authorization.
     attr_accessor :user_agent
 
     # Attribute mapping from ruby-style variable name to JSON key.

data/lib/plaid/models/transfer_authorization_guarantee_decision.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.419.0
+The version of the OpenAPI document: 2020-09-14_1.457.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.1.0

data/lib/plaid/models/transfer_authorization_guarantee_decision_rationale.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.419.0
+The version of the OpenAPI document: 2020-09-14_1.457.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.1.0

data/lib/plaid/models/transfer_authorization_guarantee_decision_rationale_code.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.419.0
+The version of the OpenAPI document: 2020-09-14_1.457.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.1.0

data/lib/plaid/models/{credit_freddie_mac_asset_detail_voe25.rb → transfer_authorization_payment_risk.rb}

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.419.0
+The version of the OpenAPI document: 2020-09-14_1.457.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.1.0
@@ -14,42 +14,26 @@ require 'date'
 require 'time'
 
 module Plaid
-  # Details about an asset.
-  class CreditFreddieMacAssetDetailVOE25
-    # A vendor created unique Identifier.
-    attr_accessor :asset_unique_identifier
+  # This object includes the scores and risk level. This response is offered as an add-on to /transfer/authorization/create. To request access to these fields please contact your Plaid account manager.
+  class TransferAuthorizationPaymentRisk
+    # A score from 1-99 that indicates the transaction return risk: a higher risk score suggests a higher return likelihood.  The score evaluates the transaction return risk because an account is overdrawn or because an ineligible account is used and covers return codes: \"R01\", \"R02\", \"R03\", \"R04\", \"R06\", \"R08\",  \"R09\", \"R13\", \"R16\", \"R17\", \"R20\", \"R23\". These returns have a turnaround time of 2 banking days.
+    attr_accessor :bank_initiated_return_score
 
-    # A unique alphanumeric string identifying an asset.
-    attr_accessor :asset_account_identifier
+    # A score from 1-99 that indicates the transaction return risk: a higher risk score suggests a higher return likelihood.  The score evaluates the transaction return risk of an unauthorized debit and covers return codes: \"R05\", \"R07\", \"R10\", \"R11\", \"R29\". These returns typically have a return time frame of up to 60 calendar days. During this period, the customer of financial institutions can dispute a transaction as unauthorized.
+    attr_accessor :customer_initiated_return_score
 
-    # Account Report As of Date / Create Date. Format YYYY-MM-DD
-    attr_accessor :asset_as_of_date
+    attr_accessor :risk_level
 
-    # A text description that further defines the Asset. This could be used to describe the shares associated with the stocks, bonds or mutual funds, retirement funds or business owned that the borrower has disclosed (named) as an asset.
-    attr_accessor :asset_description
-
-    attr_accessor :asset_type
-
-    # Additional Asset Decription some examples are Investment Tax-Deferred , Loan, 401K, 403B, Checking, Money Market, Credit Card,ROTH,529,Biller,ROLLOVER,CD,Savings,Investment Taxable, IRA, Mortgage, Line Of Credit.
-    attr_accessor :asset_type_additional_description
-
-    # The Number of days requested made to the Financial Institution. Example When looking for 3 months of data from the FI, pass in 90 days.
-    attr_accessor :asset_days_requested_count
-
-    # Ownership type of the asset account.
-    attr_accessor :asset_ownership_type
+    # If bank information was not available to be used in the Signal model, this array contains warnings describing why bank data is missing. If you want to receive an API error instead of Signal scores in the case of missing bank data, file a support ticket or contact your Plaid account manager.
+    attr_accessor :warnings
 
     # Attribute mapping from ruby-style variable name to JSON key.
     def self.attribute_map
       {
-        :'asset_unique_identifier' => :'AssetUniqueIdentifier',
-        :'asset_account_identifier' => :'AssetAccountIdentifier',
-        :'asset_as_of_date' => :'AssetAsOfDate',
-        :'asset_description' => :'AssetDescription',
-        :'asset_type' => :'AssetType',
-        :'asset_type_additional_description' => :'AssetTypeAdditionalDescription',
-        :'asset_days_requested_count' => :'AssetDaysRequestedCount',
-        :'asset_ownership_type' => :'AssetOwnershipType'
+        :'bank_initiated_return_score' => :'bank_initiated_return_score',
+        :'customer_initiated_return_score' => :'customer_initiated_return_score',
+        :'risk_level' => :'risk_level',
+        :'warnings' => :'warnings'
       }
     end
 
@@ -61,23 +45,19 @@ module Plaid
     # Attribute type mapping.
     def self.openapi_types
       {
-        :'asset_unique_identifier' => :'String',
-        :'asset_account_identifier' => :'String',
-        :'asset_as_of_date' => :'String',
-        :'asset_description' => :'String',
-        :'asset_type' => :'AssetType',
-        :'asset_type_additional_description' => :'String',
-        :'asset_days_requested_count' => :'Integer',
-        :'asset_ownership_type' => :'String'
+        :'bank_initiated_return_score' => :'Integer',
+        :'customer_initiated_return_score' => :'Integer',
+        :'risk_level' => :'TransferAuthorizationRiskLevel',
+        :'warnings' => :'Array<SignalWarning>'
       }
     end
 
     # List of attributes with nullable: true
     def self.openapi_nullable
       Set.new([
-        :'asset_description',
-        :'asset_type_additional_description',
-        :'asset_ownership_type'
+        :'bank_initiated_return_score',
+        :'customer_initiated_return_score',
+        :'risk_level',
       ])
     end
 
@@ -85,47 +65,33 @@ module Plaid
     # @param [Hash] attributes Model attributes in the form of hash
     def initialize(attributes = {})
       if (!attributes.is_a?(Hash))
-        fail ArgumentError, "The input argument (attributes) must be a hash in `Plaid::CreditFreddieMacAssetDetailVOE25` initialize method"
+        fail ArgumentError, "The input argument (attributes) must be a hash in `Plaid::TransferAuthorizationPaymentRisk` initialize method"
       end
 
       # check to see if the attribute exists and convert string to symbol for hash key
       attributes = attributes.each_with_object({}) { |(k, v), h|
         if (!self.class.attribute_map.key?(k.to_sym))
-          fail ArgumentError, "`#{k}` is not a valid attribute in `Plaid::CreditFreddieMacAssetDetailVOE25`. Please check the name to make sure it's valid. List of attributes: " + self.class.attribute_map.keys.inspect
+          fail ArgumentError, "`#{k}` is not a valid attribute in `Plaid::TransferAuthorizationPaymentRisk`. Please check the name to make sure it's valid. List of attributes: " + self.class.attribute_map.keys.inspect
         end
         h[k.to_sym] = v
       }
 
-      if attributes.key?(:'asset_unique_identifier')
-        self.asset_unique_identifier = attributes[:'asset_unique_identifier']
-      end
-
-      if attributes.key?(:'asset_account_identifier')
-        self.asset_account_identifier = attributes[:'asset_account_identifier']
-      end
-
-      if attributes.key?(:'asset_as_of_date')
-        self.asset_as_of_date = attributes[:'asset_as_of_date']
+      if attributes.key?(:'bank_initiated_return_score')
+        self.bank_initiated_return_score = attributes[:'bank_initiated_return_score']
       end
 
-      if attributes.key?(:'asset_description')
-        self.asset_description = attributes[:'asset_description']
+      if attributes.key?(:'customer_initiated_return_score')
+        self.customer_initiated_return_score = attributes[:'customer_initiated_return_score']
       end
 
-      if attributes.key?(:'asset_type')
-        self.asset_type = attributes[:'asset_type']
+      if attributes.key?(:'risk_level')
+        self.risk_level = attributes[:'risk_level']
       end
 
-      if attributes.key?(:'asset_type_additional_description')
-        self.asset_type_additional_description = attributes[:'asset_type_additional_description']
-      end
-
-      if attributes.key?(:'asset_days_requested_count')
-        self.asset_days_requested_count = attributes[:'asset_days_requested_count']
-      end
-
-      if attributes.key?(:'asset_ownership_type')
-        self.asset_ownership_type = attributes[:'asset_ownership_type']
+      if attributes.key?(:'warnings')
+        if (value = attributes[:'warnings']).is_a?(Array)
+          self.warnings = value
+        end
       end
     end
 
@@ -133,24 +99,26 @@ module Plaid
     # @return Array for valid properties with the reasons
     def list_invalid_properties
       invalid_properties = Array.new
-      if @asset_unique_identifier.nil?
-        invalid_properties.push('invalid value for "asset_unique_identifier", asset_unique_identifier cannot be nil.')
+      if @bank_initiated_return_score > 99
+        invalid_properties.push('invalid value for "bank_initiated_return_score", must be smaller than or equal to 99.')
       end
 
-      if @asset_account_identifier.nil?
-        invalid_properties.push('invalid value for "asset_account_identifier", asset_account_identifier cannot be nil.')
+      if @bank_initiated_return_score < 1
+        invalid_properties.push('invalid value for "bank_initiated_return_score", must be greater than or equal to 1.')
       end
 
-      if @asset_as_of_date.nil?
-        invalid_properties.push('invalid value for "asset_as_of_date", asset_as_of_date cannot be nil.')
+
+      if @customer_initiated_return_score > 99
+        invalid_properties.push('invalid value for "customer_initiated_return_score", must be smaller than or equal to 99.')
       end
 
-      if @asset_type.nil?
-        invalid_properties.push('invalid value for "asset_type", asset_type cannot be nil.')
+      if @customer_initiated_return_score < 1
+        invalid_properties.push('invalid value for "customer_initiated_return_score", must be greater than or equal to 1.')
       end
 
-      if @asset_days_requested_count.nil?
-        invalid_properties.push('invalid value for "asset_days_requested_count", asset_days_requested_count cannot be nil.')
+
+      if @warnings.nil?
+        invalid_properties.push('invalid value for "warnings", warnings cannot be nil.')
       end
 
       invalid_properties
@@ -159,27 +127,53 @@ module Plaid
     # Check to see if the all the properties in the model are valid
     # @return true if the model is valid
     def valid?
-      return false if @asset_unique_identifier.nil?
-      return false if @asset_account_identifier.nil?
-      return false if @asset_as_of_date.nil?
-      return false if @asset_type.nil?
-      return false if @asset_days_requested_count.nil?
+      return false if @bank_initiated_return_score > 99
+      return false if @bank_initiated_return_score < 1
+      return false if @customer_initiated_return_score > 99
+      return false if @customer_initiated_return_score < 1
+      return false if @warnings.nil?
       true
     end
 
+    # Custom attribute writer method with validation
+    # @param [Object] bank_initiated_return_score Value to be assigned
+    def bank_initiated_return_score=(bank_initiated_return_score)
+      if bank_initiated_return_score > 99
+        fail ArgumentError, 'invalid value for "bank_initiated_return_score", must be smaller than or equal to 99.'
+      end
+
+      if bank_initiated_return_score < 1
+        fail ArgumentError, 'invalid value for "bank_initiated_return_score", must be greater than or equal to 1.'
+      end
+
+
+      @bank_initiated_return_score = bank_initiated_return_score
+    end
+
+    # Custom attribute writer method with validation
+    # @param [Object] customer_initiated_return_score Value to be assigned
+    def customer_initiated_return_score=(customer_initiated_return_score)
+      if customer_initiated_return_score > 99
+        fail ArgumentError, 'invalid value for "customer_initiated_return_score", must be smaller than or equal to 99.'
+      end
+
+      if customer_initiated_return_score < 1
+        fail ArgumentError, 'invalid value for "customer_initiated_return_score", must be greater than or equal to 1.'
+      end
+
+
+      @customer_initiated_return_score = customer_initiated_return_score
+    end
+
     # Checks equality by comparing each attribute.
     # @param [Object] Object to be compared
     def ==(o)
       return true if self.equal?(o)
       self.class == o.class &&
-          asset_unique_identifier == o.asset_unique_identifier &&
-          asset_account_identifier == o.asset_account_identifier &&
-          asset_as_of_date == o.asset_as_of_date &&
-          asset_description == o.asset_description &&
-          asset_type == o.asset_type &&
-          asset_type_additional_description == o.asset_type_additional_description &&
-          asset_days_requested_count == o.asset_days_requested_count &&
-          asset_ownership_type == o.asset_ownership_type
+          bank_initiated_return_score == o.bank_initiated_return_score &&
+          customer_initiated_return_score == o.customer_initiated_return_score &&
+          risk_level == o.risk_level &&
+          warnings == o.warnings
     end
 
     # @see the `==` method
@@ -191,7 +185,7 @@ module Plaid
     # Calculates hash code according to all attributes.
     # @return [Integer] Hash code
     def hash
-      [asset_unique_identifier, asset_account_identifier, asset_as_of_date, asset_description, asset_type, asset_type_additional_description, asset_days_requested_count, asset_ownership_type].hash
+      [bank_initiated_return_score, customer_initiated_return_score, risk_level, warnings].hash
     end
 
     # Builds the object from hash

data/lib/plaid/models/transfer_authorization_proposed_transfer.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.419.0
+The version of the OpenAPI document: 2020-09-14_1.457.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.1.0
@@ -40,7 +40,7 @@ module Plaid
     # The currency of the transfer amount. The default value is \"USD\".
     attr_accessor :iso_currency_code
 
-    # The Plaid client ID that is the originator of this transfer. Only present if created on behalf of another client as a third-party sender (TPS).
+    # The Plaid client ID that is the originator of this transfer. Only present if created on behalf of another client as a [Platform customer](https://plaid.com/docs/transfer/application/#originators-vs-platforms).
     attr_accessor :originator_client_id
 
     attr_accessor :credit_funds_source

data/lib/plaid/models/transfer_authorization_risk_level.rb

@@ -0,0 +1,42 @@
+=begin
+#The Plaid API
+
+#The Plaid REST API. Please see https://plaid.com/docs/api for more details.
+
+The version of the OpenAPI document: 2020-09-14_1.457.0
+
+Generated by: https://openapi-generator.tech
+OpenAPI Generator version: 6.1.0
+
+=end
+
+require 'date'
+require 'time'
+
+module Plaid
+  class TransferAuthorizationRiskLevel
+    HIGH_RISK = "HIGH_RISK".freeze
+    MEDIUM_HIGH_RISK = "MEDIUM_HIGH_RISK".freeze
+    MEDIUM_RISK = "MEDIUM_RISK".freeze
+    MEDIUM_LOW_RISK = "MEDIUM_LOW_RISK".freeze
+    LOW_RISK = "LOW_RISK".freeze
+
+    # Builds the enum from string
+    # @param [String] The enum value in the form of the string
+    # @return [String] The enum value
+    def self.build_from_hash(value)
+      new.build_from_hash(value)
+    end
+
+    # Builds the enum from string
+    # @param [String] The enum value in the form of the string
+    # @return [String] The enum value
+    def build_from_hash(value)
+      # We do not validate that the value is one of the enums set in the OpenAPI
+      # file because we want to be able to add to our list of enums without
+      # breaking this client library.
+      value
+    end
+  end
+
+end

data/lib/plaid/models/transfer_authorization_user_in_request.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.419.0
+The version of the OpenAPI document: 2020-09-14_1.457.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.1.0
@@ -14,15 +14,15 @@ require 'date'
 require 'time'
 
 module Plaid
-  # The legal name and other information for the account holder.
+  # The legal name and other information for the account holder. The `user.legal_name` field is required. Other fields are not currently used and are present to support planned future functionality.
   class TransferAuthorizationUserInRequest
-    # The user's legal name.
+    # The user's legal name. If the user is a business, provide the business name.
     attr_accessor :legal_name
 
-    # The user's phone number. In order to qualify for a guaranteed transfer, at least one of `phone_number` or `email_address` must be provided.
+    # The user's phone number.
     attr_accessor :phone_number
 
-    # The user's email address. In order to qualify for a guaranteed transfer, at least one of `phone_number` or `email_address` must be provided.
+    # The user's email address.
     attr_accessor :email_address
 
     attr_accessor :address

data/lib/plaid/models/transfer_balance.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.419.0
+The version of the OpenAPI document: 2020-09-14_1.457.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.1.0