plaid 21.3.0 → 22.0.0

data/lib/plaid/api/plaid_api.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.419.0
+The version of the OpenAPI document: 2020-09-14_1.431.7
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.1.0
@@ -564,7 +564,7 @@ module Plaid
     end
 
     # Retrieve an Asset Report
-    # The `/asset_report/get` endpoint retrieves the Asset Report in JSON format. Before calling `/asset_report/get`, you must first create the Asset Report using `/asset_report/create` (or filter an Asset Report using `/asset_report/filter`) and then wait for the [`PRODUCT_READY`](https://plaid.com/docs/api/products/assets/#product_ready) webhook to fire, indicating that the Report is ready to be retrieved.  By default, an Asset Report includes transaction descriptions as returned by the bank, as opposed to parsed and categorized by Plaid. You can also receive cleaned and categorized transactions, as well as additional insights like merchant name or location information. We call this an Asset Report with Insights. An Asset Report with Insights provides transaction category, location, and merchant information in addition to the transaction strings provided in a standard Asset Report. To retrieve an Asset Report with Insights, call `/asset_report/get` endpoint with `include_insights` set to `true`.  If `report_type` was set to `VERIFICATION_OF_EMPLOYMENT` when the Asset Report was created in `/asset_report/create`, debit transactions and transaction amounts won’t be included in the report.   For latency-sensitive applications, you can optionally call `/asset_report/create` with `options.add_ons` set to `[\"fast_assets\"]`. This will cause Plaid to create two versions of the Asset Report: one with only current and available balance and identity information, and then later on the complete Asset Report. You will receive separate webhooks for each version of the Asset Report.
+    # The `/asset_report/get` endpoint retrieves the Asset Report in JSON format. Before calling `/asset_report/get`, you must first create the Asset Report using `/asset_report/create` (or filter an Asset Report using `/asset_report/filter`) and then wait for the [`PRODUCT_READY`](https://plaid.com/docs/api/products/assets/#product_ready) webhook to fire, indicating that the Report is ready to be retrieved.  By default, an Asset Report includes transaction descriptions as returned by the bank, as opposed to parsed and categorized by Plaid. You can also receive cleaned and categorized transactions, as well as additional insights like merchant name or location information. We call this an Asset Report with Insights. An Asset Report with Insights provides transaction category, location, and merchant information in addition to the transaction strings provided in a standard Asset Report. To retrieve an Asset Report with Insights, call `/asset_report/get` endpoint with `include_insights` set to `true`.  For latency-sensitive applications, you can optionally call `/asset_report/create` with `options.add_ons` set to `[\"fast_assets\"]`. This will cause Plaid to create two versions of the Asset Report: one with only current and available balance and identity information, and then later on the complete Asset Report. You will receive separate webhooks for each version of the Asset Report.
     # @param asset_report_get_request [AssetReportGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [AssetReportGetResponse]
@@ -574,7 +574,7 @@ module Plaid
     end
 
     # Retrieve an Asset Report
-    # The `/asset_report/get` endpoint retrieves the Asset Report in JSON format. Before calling `/asset_report/get`, you must first create the Asset Report using `/asset_report/create` (or filter an Asset Report using `/asset_report/filter`) and then wait for the [`PRODUCT_READY`](https://plaid.com/docs/api/products/assets/#product_ready) webhook to fire, indicating that the Report is ready to be retrieved.  By default, an Asset Report includes transaction descriptions as returned by the bank, as opposed to parsed and categorized by Plaid. You can also receive cleaned and categorized transactions, as well as additional insights like merchant name or location information. We call this an Asset Report with Insights. An Asset Report with Insights provides transaction category, location, and merchant information in addition to the transaction strings provided in a standard Asset Report. To retrieve an Asset Report with Insights, call `/asset_report/get` endpoint with `include_insights` set to `true`.  If `report_type` was set to `VERIFICATION_OF_EMPLOYMENT` when the Asset Report was created in `/asset_report/create`, debit transactions and transaction amounts won’t be included in the report.   For latency-sensitive applications, you can optionally call `/asset_report/create` with `options.add_ons` set to `[\"fast_assets\"]`. This will cause Plaid to create two versions of the Asset Report: one with only current and available balance and identity information, and then later on the complete Asset Report. You will receive separate webhooks for each version of the Asset Report.
+    # The `/asset_report/get` endpoint retrieves the Asset Report in JSON format. Before calling `/asset_report/get`, you must first create the Asset Report using `/asset_report/create` (or filter an Asset Report using `/asset_report/filter`) and then wait for the [`PRODUCT_READY`](https://plaid.com/docs/api/products/assets/#product_ready) webhook to fire, indicating that the Report is ready to be retrieved.  By default, an Asset Report includes transaction descriptions as returned by the bank, as opposed to parsed and categorized by Plaid. You can also receive cleaned and categorized transactions, as well as additional insights like merchant name or location information. We call this an Asset Report with Insights. An Asset Report with Insights provides transaction category, location, and merchant information in addition to the transaction strings provided in a standard Asset Report. To retrieve an Asset Report with Insights, call `/asset_report/get` endpoint with `include_insights` set to `true`.  For latency-sensitive applications, you can optionally call `/asset_report/create` with `options.add_ons` set to `[\"fast_assets\"]`. This will cause Plaid to create two versions of the Asset Report: one with only current and available balance and identity information, and then later on the complete Asset Report. You will receive separate webhooks for each version of the Asset Report.
     # @param asset_report_get_request [AssetReportGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(AssetReportGetResponse, Integer, Hash)>] AssetReportGetResponse data, response status code and response headers
@@ -632,7 +632,7 @@ module Plaid
     end
 
     # Retrieve a PDF Asset Report
-    # The `/asset_report/pdf/get` endpoint retrieves the Asset Report in PDF format. Before calling `/asset_report/pdf/get`, you must first create the Asset Report using `/asset_report/create` (or filter an Asset Report using `/asset_report/filter`) and then wait for the [`PRODUCT_READY`](https://plaid.com/docs/api/products/assets/#product_ready) webhook to fire, indicating that the Report is ready to be retrieved.  The response to `/asset_report/pdf/get` is the PDF binary data. The `request_id`  is returned in the `Plaid-Request-ID` header.  If `report_type` was set to `VERIFICATION_OF_EMPLOYMENT` when the Asset Report was created in `/asset_report/create`, debit transactions and transaction amounts won’t be included in the report.  [View a sample PDF Asset Report](https://plaid.com/documents/sample-asset-report.pdf).
+    # The `/asset_report/pdf/get` endpoint retrieves the Asset Report in PDF format. Before calling `/asset_report/pdf/get`, you must first create the Asset Report using `/asset_report/create` (or filter an Asset Report using `/asset_report/filter`) and then wait for the [`PRODUCT_READY`](https://plaid.com/docs/api/products/assets/#product_ready) webhook to fire, indicating that the Report is ready to be retrieved.  The response to `/asset_report/pdf/get` is the PDF binary data. The `request_id`  is returned in the `Plaid-Request-ID` header.  [View a sample PDF Asset Report](https://plaid.com/documents/sample-asset-report.pdf).
     # @param asset_report_pdf_get_request [AssetReportPDFGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [File]
@@ -642,7 +642,7 @@ module Plaid
     end
 
     # Retrieve a PDF Asset Report
-    # The &#x60;/asset_report/pdf/get&#x60; endpoint retrieves the Asset Report in PDF format. Before calling &#x60;/asset_report/pdf/get&#x60;, you must first create the Asset Report using &#x60;/asset_report/create&#x60; (or filter an Asset Report using &#x60;/asset_report/filter&#x60;) and then wait for the [&#x60;PRODUCT_READY&#x60;](https://plaid.com/docs/api/products/assets/#product_ready) webhook to fire, indicating that the Report is ready to be retrieved.  The response to &#x60;/asset_report/pdf/get&#x60; is the PDF binary data. The &#x60;request_id&#x60;  is returned in the &#x60;Plaid-Request-ID&#x60; header.  If &#x60;report_type&#x60; was set to &#x60;VERIFICATION_OF_EMPLOYMENT&#x60; when the Asset Report was created in &#x60;/asset_report/create&#x60;, debit transactions and transaction amounts won’t be included in the report.  [View a sample PDF Asset Report](https://plaid.com/documents/sample-asset-report.pdf).
+    # The &#x60;/asset_report/pdf/get&#x60; endpoint retrieves the Asset Report in PDF format. Before calling &#x60;/asset_report/pdf/get&#x60;, you must first create the Asset Report using &#x60;/asset_report/create&#x60; (or filter an Asset Report using &#x60;/asset_report/filter&#x60;) and then wait for the [&#x60;PRODUCT_READY&#x60;](https://plaid.com/docs/api/products/assets/#product_ready) webhook to fire, indicating that the Report is ready to be retrieved.  The response to &#x60;/asset_report/pdf/get&#x60; is the PDF binary data. The &#x60;request_id&#x60;  is returned in the &#x60;Plaid-Request-ID&#x60; header.  [View a sample PDF Asset Report](https://plaid.com/documents/sample-asset-report.pdf).
     # @param asset_report_pdf_get_request [AssetReportPDFGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(File, Integer, Hash)>] File data, response status code and response headers
@@ -7839,6 +7839,74 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Retrieve the account associated with a processor token
+    # This endpoint returns the account associated with a given processor token.  This endpoint retrieves cached information, rather than extracting fresh information from the institution. As a result, the account balance returned may not be up-to-date; for realtime balance information, use `/processor/balance/get` instead. Note that some information is nullable. 
+    # @param processor_account_get_request [ProcessorAccountGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [ProcessorAccountGetResponse]
+    def processor_account_get(processor_account_get_request, opts = {})
+      data, _status_code, _headers = processor_account_get_with_http_info(processor_account_get_request, opts)
+      data
+    end
+
+    # Retrieve the account associated with a processor token
+    # This endpoint returns the account associated with a given processor token.  This endpoint retrieves cached information, rather than extracting fresh information from the institution. As a result, the account balance returned may not be up-to-date; for realtime balance information, use &#x60;/processor/balance/get&#x60; instead. Note that some information is nullable. 
+    # @param processor_account_get_request [ProcessorAccountGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(ProcessorAccountGetResponse, Integer, Hash)>] ProcessorAccountGetResponse data, response status code and response headers
+    def processor_account_get_with_http_info(processor_account_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.processor_account_get ...'
+      end
+      # verify the required parameter 'processor_account_get_request' is set
+      if @api_client.config.client_side_validation && processor_account_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'processor_account_get_request' when calling PlaidApi.processor_account_get"
+      end
+      # resource path
+      local_var_path = '/processor/account/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(processor_account_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'ProcessorAccountGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.processor_account_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#processor_account_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Create Apex bank account token
     # Used to create a token suitable for sending to Apex to enable Plaid-Apex integrations.
     # @param processor_apex_processor_token_create_request [ProcessorApexProcessorTokenCreateRequest] 
@@ -8724,7 +8792,7 @@ module Plaid
     end
 
     # Update a processor token's webhook URL
-    # This endpoint allows you to update the webhook URL associated with a processor token. This request triggers a `WEBHOOK_UPDATE_ACKNOWLEDGED` webhook to the newly specified webhook URL.
+    # This endpoint allows you, the processor, to update the webhook URL associated with a processor token. This request triggers a `WEBHOOK_UPDATE_ACKNOWLEDGED` webhook to the newly specified webhook URL.
     # @param processor_token_webhook_update_request [ProcessorTokenWebhookUpdateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ProcessorTokenWebhookUpdateResponse]
@@ -8734,7 +8802,7 @@ module Plaid
     end
 
     # Update a processor token&#39;s webhook URL
-    # This endpoint allows you to update the webhook URL associated with a processor token. This request triggers a &#x60;WEBHOOK_UPDATE_ACKNOWLEDGED&#x60; webhook to the newly specified webhook URL.
+    # This endpoint allows you, the processor, to update the webhook URL associated with a processor token. This request triggers a &#x60;WEBHOOK_UPDATE_ACKNOWLEDGED&#x60; webhook to the newly specified webhook URL.
     # @param processor_token_webhook_update_request [ProcessorTokenWebhookUpdateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ProcessorTokenWebhookUpdateResponse, Integer, Hash)>] ProcessorTokenWebhookUpdateResponse data, response status code and response headers
@@ -9336,7 +9404,7 @@ module Plaid
     end
 
     # Fire a test webhook
-    # The `/sandbox/item/fire_webhook` endpoint is used to test that code correctly handles webhooks. This endpoint can trigger the following webhooks:  `DEFAULT_UPDATE`: Transactions update webhook to be fired for a given Sandbox Item. If the Item does not support Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `NEW_ACCOUNTS_AVAILABLE`: Webhook to be fired for a given Sandbox Item created with Account Select v2.  `AUTH_DATA_UPDATE`: Webhook to be fired for a given Sandbox Item created with Auth as an enabled product.  `RECURRING_TRANSACTIONS_UPDATE`: Recurring Transactions webhook to be fired for a given Sandbox Item. If the Item does not support Recurring Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `SYNC_UPDATES_AVAILABLE`: Transactions webhook to be fired for a given Sandbox Item.  If the Item does not support Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `PRODUCT_READY`: Assets webhook to be fired when a given asset report has been successfully generated. If the Item does not support Assets, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `ERROR`: Assets webhook to be fired when asset report generation has failed. If the Item does not support Assets, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production or Development.
+    # The `/sandbox/item/fire_webhook` endpoint is used to test that code correctly handles webhooks. This endpoint can trigger the following webhooks:  `DEFAULT_UPDATE`: Transactions update webhook to be fired for a given Sandbox Item. If the Item does not support Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `NEW_ACCOUNTS_AVAILABLE`: Webhook to be fired for a given Sandbox Item created with Account Select v2.  `AUTH_DATA_UPDATE`: Webhook to be fired for a given Sandbox Item created with Auth as an enabled product.  `LOGIN_REPAIRED`: Fired when an Item recovers from the `ITEM_LOGIN_REQUIRED` without the user going through update mode in your app.  `RECURRING_TRANSACTIONS_UPDATE`: Recurring Transactions webhook to be fired for a given Sandbox Item. If the Item does not support Recurring Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `SYNC_UPDATES_AVAILABLE`: Transactions webhook to be fired for a given Sandbox Item.  If the Item does not support Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `PRODUCT_READY`: Assets webhook to be fired when a given asset report has been successfully generated. If the Item does not support Assets, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `ERROR`: Assets webhook to be fired when asset report generation has failed. If the Item does not support Assets, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production or Development (except for webhooks of type `TRANSFER`).
     # @param sandbox_item_fire_webhook_request [SandboxItemFireWebhookRequest] 
     # @param [Hash] opts the optional parameters
     # @return [SandboxItemFireWebhookResponse]
@@ -9346,7 +9414,7 @@ module Plaid
     end
 
     # Fire a test webhook
-    # The &#x60;/sandbox/item/fire_webhook&#x60; endpoint is used to test that code correctly handles webhooks. This endpoint can trigger the following webhooks:  &#x60;DEFAULT_UPDATE&#x60;: Transactions update webhook to be fired for a given Sandbox Item. If the Item does not support Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;NEW_ACCOUNTS_AVAILABLE&#x60;: Webhook to be fired for a given Sandbox Item created with Account Select v2.  &#x60;AUTH_DATA_UPDATE&#x60;: Webhook to be fired for a given Sandbox Item created with Auth as an enabled product.  &#x60;RECURRING_TRANSACTIONS_UPDATE&#x60;: Recurring Transactions webhook to be fired for a given Sandbox Item. If the Item does not support Recurring Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;SYNC_UPDATES_AVAILABLE&#x60;: Transactions webhook to be fired for a given Sandbox Item.  If the Item does not support Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;PRODUCT_READY&#x60;: Assets webhook to be fired when a given asset report has been successfully generated. If the Item does not support Assets, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;ERROR&#x60;: Assets webhook to be fired when asset report generation has failed. If the Item does not support Assets, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production or Development.
+    # The &#x60;/sandbox/item/fire_webhook&#x60; endpoint is used to test that code correctly handles webhooks. This endpoint can trigger the following webhooks:  &#x60;DEFAULT_UPDATE&#x60;: Transactions update webhook to be fired for a given Sandbox Item. If the Item does not support Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;NEW_ACCOUNTS_AVAILABLE&#x60;: Webhook to be fired for a given Sandbox Item created with Account Select v2.  &#x60;AUTH_DATA_UPDATE&#x60;: Webhook to be fired for a given Sandbox Item created with Auth as an enabled product.  &#x60;LOGIN_REPAIRED&#x60;: Fired when an Item recovers from the &#x60;ITEM_LOGIN_REQUIRED&#x60; without the user going through update mode in your app.  &#x60;RECURRING_TRANSACTIONS_UPDATE&#x60;: Recurring Transactions webhook to be fired for a given Sandbox Item. If the Item does not support Recurring Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;SYNC_UPDATES_AVAILABLE&#x60;: Transactions webhook to be fired for a given Sandbox Item.  If the Item does not support Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;PRODUCT_READY&#x60;: Assets webhook to be fired when a given asset report has been successfully generated. If the Item does not support Assets, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;ERROR&#x60;: Assets webhook to be fired when asset report generation has failed. If the Item does not support Assets, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production or Development (except for webhooks of type &#x60;TRANSFER&#x60;).
     # @param sandbox_item_fire_webhook_request [SandboxItemFireWebhookRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(SandboxItemFireWebhookResponse, Integer, Hash)>] SandboxItemFireWebhookResponse data, response status code and response headers
@@ -9812,7 +9880,7 @@ module Plaid
     end
 
     # Manually fire a Transfer webhook
-    # Use the `/sandbox/transfer/fire_webhook` endpoint to manually trigger a Transfer webhook in the Sandbox environment.
+    # Use the `/sandbox/transfer/fire_webhook` endpoint to manually trigger a `TRANSFER_EVENTS_UPDATE` webhook in the Sandbox environment.
     # @param sandbox_transfer_fire_webhook_request [SandboxTransferFireWebhookRequest] 
     # @param [Hash] opts the optional parameters
     # @return [SandboxTransferFireWebhookResponse]
@@ -9822,7 +9890,7 @@ module Plaid
     end
 
     # Manually fire a Transfer webhook
-    # Use the &#x60;/sandbox/transfer/fire_webhook&#x60; endpoint to manually trigger a Transfer webhook in the Sandbox environment.
+    # Use the &#x60;/sandbox/transfer/fire_webhook&#x60; endpoint to manually trigger a &#x60;TRANSFER_EVENTS_UPDATE&#x60; webhook in the Sandbox environment.
     # @param sandbox_transfer_fire_webhook_request [SandboxTransferFireWebhookRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(SandboxTransferFireWebhookResponse, Integer, Hash)>] SandboxTransferFireWebhookResponse data, response status code and response headers
@@ -9879,6 +9947,210 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Simulate a ledger deposit event in Sandbox
+    # Use the `/sandbox/transfer/ledger/deposit/simulate` endpoint to simulate a ledger deposit event in the Sandbox environment.
+    # @param sandbox_transfer_ledger_deposit_simulate_request [SandboxTransferLedgerDepositSimulateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [SandboxTransferLedgerDepositSimulateResponse]
+    def sandbox_transfer_ledger_deposit_simulate(sandbox_transfer_ledger_deposit_simulate_request, opts = {})
+      data, _status_code, _headers = sandbox_transfer_ledger_deposit_simulate_with_http_info(sandbox_transfer_ledger_deposit_simulate_request, opts)
+      data
+    end
+
+    # Simulate a ledger deposit event in Sandbox
+    # Use the &#x60;/sandbox/transfer/ledger/deposit/simulate&#x60; endpoint to simulate a ledger deposit event in the Sandbox environment.
+    # @param sandbox_transfer_ledger_deposit_simulate_request [SandboxTransferLedgerDepositSimulateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(SandboxTransferLedgerDepositSimulateResponse, Integer, Hash)>] SandboxTransferLedgerDepositSimulateResponse data, response status code and response headers
+    def sandbox_transfer_ledger_deposit_simulate_with_http_info(sandbox_transfer_ledger_deposit_simulate_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.sandbox_transfer_ledger_deposit_simulate ...'
+      end
+      # verify the required parameter 'sandbox_transfer_ledger_deposit_simulate_request' is set
+      if @api_client.config.client_side_validation && sandbox_transfer_ledger_deposit_simulate_request.nil?
+        fail ArgumentError, "Missing the required parameter 'sandbox_transfer_ledger_deposit_simulate_request' when calling PlaidApi.sandbox_transfer_ledger_deposit_simulate"
+      end
+      # resource path
+      local_var_path = '/sandbox/transfer/ledger/deposit/simulate'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(sandbox_transfer_ledger_deposit_simulate_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'SandboxTransferLedgerDepositSimulateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.sandbox_transfer_ledger_deposit_simulate",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#sandbox_transfer_ledger_deposit_simulate\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Simulate converting pending balance to available balance
+    # Use the `/sandbox/transfer/ledger/simulate_available` endpoint to simulate converting pending balance to available balance for all originators in the Sandbox environment.
+    # @param sandbox_transfer_ledger_simulate_available_request [SandboxTransferLedgerSimulateAvailableRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [SandboxTransferLedgerSimulateAvailableResponse]
+    def sandbox_transfer_ledger_simulate_available(sandbox_transfer_ledger_simulate_available_request, opts = {})
+      data, _status_code, _headers = sandbox_transfer_ledger_simulate_available_with_http_info(sandbox_transfer_ledger_simulate_available_request, opts)
+      data
+    end
+
+    # Simulate converting pending balance to available balance
+    # Use the &#x60;/sandbox/transfer/ledger/simulate_available&#x60; endpoint to simulate converting pending balance to available balance for all originators in the Sandbox environment.
+    # @param sandbox_transfer_ledger_simulate_available_request [SandboxTransferLedgerSimulateAvailableRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(SandboxTransferLedgerSimulateAvailableResponse, Integer, Hash)>] SandboxTransferLedgerSimulateAvailableResponse data, response status code and response headers
+    def sandbox_transfer_ledger_simulate_available_with_http_info(sandbox_transfer_ledger_simulate_available_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.sandbox_transfer_ledger_simulate_available ...'
+      end
+      # verify the required parameter 'sandbox_transfer_ledger_simulate_available_request' is set
+      if @api_client.config.client_side_validation && sandbox_transfer_ledger_simulate_available_request.nil?
+        fail ArgumentError, "Missing the required parameter 'sandbox_transfer_ledger_simulate_available_request' when calling PlaidApi.sandbox_transfer_ledger_simulate_available"
+      end
+      # resource path
+      local_var_path = '/sandbox/transfer/ledger/simulate_available'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(sandbox_transfer_ledger_simulate_available_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'SandboxTransferLedgerSimulateAvailableResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.sandbox_transfer_ledger_simulate_available",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#sandbox_transfer_ledger_simulate_available\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Simulate a ledger withdraw event in Sandbox
+    # Use the `/sandbox/transfer/ledger/withdraw/simulate` endpoint to simulate a ledger withdraw event in the Sandbox environment.
+    # @param sandbox_transfer_ledger_withdraw_simulate_request [SandboxTransferLedgerWithdrawSimulateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [SandboxTransferLedgerWithdrawSimulateResponse]
+    def sandbox_transfer_ledger_withdraw_simulate(sandbox_transfer_ledger_withdraw_simulate_request, opts = {})
+      data, _status_code, _headers = sandbox_transfer_ledger_withdraw_simulate_with_http_info(sandbox_transfer_ledger_withdraw_simulate_request, opts)
+      data
+    end
+
+    # Simulate a ledger withdraw event in Sandbox
+    # Use the &#x60;/sandbox/transfer/ledger/withdraw/simulate&#x60; endpoint to simulate a ledger withdraw event in the Sandbox environment.
+    # @param sandbox_transfer_ledger_withdraw_simulate_request [SandboxTransferLedgerWithdrawSimulateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(SandboxTransferLedgerWithdrawSimulateResponse, Integer, Hash)>] SandboxTransferLedgerWithdrawSimulateResponse data, response status code and response headers
+    def sandbox_transfer_ledger_withdraw_simulate_with_http_info(sandbox_transfer_ledger_withdraw_simulate_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.sandbox_transfer_ledger_withdraw_simulate ...'
+      end
+      # verify the required parameter 'sandbox_transfer_ledger_withdraw_simulate_request' is set
+      if @api_client.config.client_side_validation && sandbox_transfer_ledger_withdraw_simulate_request.nil?
+        fail ArgumentError, "Missing the required parameter 'sandbox_transfer_ledger_withdraw_simulate_request' when calling PlaidApi.sandbox_transfer_ledger_withdraw_simulate"
+      end
+      # resource path
+      local_var_path = '/sandbox/transfer/ledger/withdraw/simulate'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(sandbox_transfer_ledger_withdraw_simulate_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'SandboxTransferLedgerWithdrawSimulateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.sandbox_transfer_ledger_withdraw_simulate",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#sandbox_transfer_ledger_withdraw_simulate\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Trigger the creation of a repayment
     # Use the `/sandbox/transfer/repayment/simulate` endpoint to trigger the creation of a repayment. As a side effect of calling this route, a repayment is created that includes all unreimbursed returns of guaranteed transfers. If there are no such returns, an 400 error is returned.
     # @param sandbox_transfer_repayment_simulate_request [SandboxTransferRepaymentSimulateRequest] 
@@ -10084,7 +10356,7 @@ module Plaid
     end
 
     # Advance a test clock
-    # Use the `/sandbox/transfer/test_clock/advance` endpoint to advance a `test_clock` in the Sandbox environment.  A test clock object represents an independent timeline and has a `virtual_time` field indicating the current timestamp of the timeline. A test clock can be advanced by incrementing `virtual_time`, but may never go back to a lower `virtual_time`.  If a test clock is advanced, we will simulate the changes that ought to occur during the time that elapsed. For instance, a client creates a weekly recurring transfer with a test clock set at t. When the client advances the test clock by setting `virtual_time` = t + 15 days, 2 new originations should be created, along with the webhook events.  The advancement of the test clock from its current `virtual_time` should be limited such that there are no more than 20 originations resulting from the advance operation on each `recurring_transfer` associated with the `test_clock`. For instance, if the recurring transfer associated with this test clock originates once every 4 weeks, you can advance the `virtual_time` up to 80 weeks on each API call.
+    # Use the `/sandbox/transfer/test_clock/advance` endpoint to advance a `test_clock` in the Sandbox environment.  A test clock object represents an independent timeline and has a `virtual_time` field indicating the current timestamp of the timeline. A test clock can be advanced by incrementing `virtual_time`, but may never go back to a lower `virtual_time`.  If a test clock is advanced, we will simulate the changes that ought to occur during the time that elapsed.  For example, a client creates a weekly recurring transfer with a test clock set at t. When the client advances the test clock by setting `virtual_time` = t + 15 days, 2 new originations should be created, along with the webhook events.  The advancement of the test clock from its current `virtual_time` should be limited such that there are no more than 20 originations resulting from the advance operation on each `recurring_transfer` associated with the `test_clock`.  For example, if the recurring transfer associated with this test clock originates once every 4 weeks, you can advance the `virtual_time` up to 80 weeks on each API call.
     # @param sandbox_transfer_test_clock_advance_request [SandboxTransferTestClockAdvanceRequest] 
     # @param [Hash] opts the optional parameters
     # @return [SandboxTransferTestClockAdvanceResponse]
@@ -10094,7 +10366,7 @@ module Plaid
     end
 
     # Advance a test clock
-    # Use the &#x60;/sandbox/transfer/test_clock/advance&#x60; endpoint to advance a &#x60;test_clock&#x60; in the Sandbox environment.  A test clock object represents an independent timeline and has a &#x60;virtual_time&#x60; field indicating the current timestamp of the timeline. A test clock can be advanced by incrementing &#x60;virtual_time&#x60;, but may never go back to a lower &#x60;virtual_time&#x60;.  If a test clock is advanced, we will simulate the changes that ought to occur during the time that elapsed. For instance, a client creates a weekly recurring transfer with a test clock set at t. When the client advances the test clock by setting &#x60;virtual_time&#x60; &#x3D; t + 15 days, 2 new originations should be created, along with the webhook events.  The advancement of the test clock from its current &#x60;virtual_time&#x60; should be limited such that there are no more than 20 originations resulting from the advance operation on each &#x60;recurring_transfer&#x60; associated with the &#x60;test_clock&#x60;. For instance, if the recurring transfer associated with this test clock originates once every 4 weeks, you can advance the &#x60;virtual_time&#x60; up to 80 weeks on each API call.
+    # Use the &#x60;/sandbox/transfer/test_clock/advance&#x60; endpoint to advance a &#x60;test_clock&#x60; in the Sandbox environment.  A test clock object represents an independent timeline and has a &#x60;virtual_time&#x60; field indicating the current timestamp of the timeline. A test clock can be advanced by incrementing &#x60;virtual_time&#x60;, but may never go back to a lower &#x60;virtual_time&#x60;.  If a test clock is advanced, we will simulate the changes that ought to occur during the time that elapsed.  For example, a client creates a weekly recurring transfer with a test clock set at t. When the client advances the test clock by setting &#x60;virtual_time&#x60; &#x3D; t + 15 days, 2 new originations should be created, along with the webhook events.  The advancement of the test clock from its current &#x60;virtual_time&#x60; should be limited such that there are no more than 20 originations resulting from the advance operation on each &#x60;recurring_transfer&#x60; associated with the &#x60;test_clock&#x60;.  For example, if the recurring transfer associated with this test clock originates once every 4 weeks, you can advance the &#x60;virtual_time&#x60; up to 80 weeks on each API call.
     # @param sandbox_transfer_test_clock_advance_request [SandboxTransferTestClockAdvanceRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(SandboxTransferTestClockAdvanceResponse, Integer, Hash)>] SandboxTransferTestClockAdvanceResponse data, response status code and response headers
@@ -10356,7 +10628,7 @@ module Plaid
     end
 
     # Report whether you initiated an ACH transaction
-    # After calling `/signal/evaluate`, call `/signal/decision/report` to report whether the transaction was initiated. This endpoint will return an [`INVALID_FIELD`](/docs/errors/invalid-request/#invalid_field) error if called a second time with a different value for `initiated`.
+    # After calling `/signal/evaluate`, call `/signal/decision/report` to report whether the transaction was initiated.
     # @param signal_decision_report_request [SignalDecisionReportRequest] 
     # @param [Hash] opts the optional parameters
     # @return [SignalDecisionReportResponse]
@@ -10366,7 +10638,7 @@ module Plaid
     end
 
     # Report whether you initiated an ACH transaction
-    # After calling &#x60;/signal/evaluate&#x60;, call &#x60;/signal/decision/report&#x60; to report whether the transaction was initiated. This endpoint will return an [&#x60;INVALID_FIELD&#x60;](/docs/errors/invalid-request/#invalid_field) error if called a second time with a different value for &#x60;initiated&#x60;.
+    # After calling &#x60;/signal/evaluate&#x60;, call &#x60;/signal/decision/report&#x60; to report whether the transaction was initiated.
     # @param signal_decision_report_request [SignalDecisionReportRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(SignalDecisionReportResponse, Integer, Hash)>] SignalDecisionReportResponse data, response status code and response headers
@@ -10492,7 +10764,7 @@ module Plaid
     end
 
     # Opt-in an Item to Signal
-    # When Link is not initialized with Signal, call `/signal/prepare` to opt-in that Item to the Signal data collection process, developing a Signal score.  If you are using other Plaid products after Link, e.g. Identity or Assets, call `/signal/prepare` after those product calls are complete.  Example flow: Link is initialized with Auth, call `/auth/get` for the account and routing number, call `/identity/get` to retrieve bank ownership details, then call `/signal/prepare` to begin Signal data collection. Later, once you have obtained details about the proposed transaction from the user, call `/signal/evaluate` for a Signal score. For more information please see [Recommendations for initializing Link with specific product combinations](https://www.plaid.com/docs/link/initializing-products/#recommendations-for-initializing-link-with-specific-product-combinations).
+    # When Link is not initialized with Signal, call `/signal/prepare` to opt-in that Item to the Signal data collection process, developing a Signal score.  If you are using other Plaid products after Link, e.g. Identity or Assets, call `/signal/prepare` after those product calls are complete.  Example flow: Link is initialized with Auth, call `/auth/get` for the account and routing number, call `/identity/get` to retrieve bank ownership details, then call `/signal/prepare` to begin Signal data collection. Later, once you have obtained details about the proposed transaction from the user, call `/signal/evaluate` for a Signal score. For more information please see [Recommendations for initializing Link with specific product combinations](https://www.plaid.com/docs/link/initializing-products/#recommendations-for-initializing-link-with-specific-product-combinations).  If run on an Item that is already initialized with Signal, this endpoint will return a 200 response and will not modify the Item. 
     # @param signal_prepare_request [SignalPrepareRequest] 
     # @param [Hash] opts the optional parameters
     # @return [SignalPrepareResponse]
@@ -10502,7 +10774,7 @@ module Plaid
     end
 
     # Opt-in an Item to Signal
-    # When Link is not initialized with Signal, call &#x60;/signal/prepare&#x60; to opt-in that Item to the Signal data collection process, developing a Signal score.  If you are using other Plaid products after Link, e.g. Identity or Assets, call &#x60;/signal/prepare&#x60; after those product calls are complete.  Example flow: Link is initialized with Auth, call &#x60;/auth/get&#x60; for the account and routing number, call &#x60;/identity/get&#x60; to retrieve bank ownership details, then call &#x60;/signal/prepare&#x60; to begin Signal data collection. Later, once you have obtained details about the proposed transaction from the user, call &#x60;/signal/evaluate&#x60; for a Signal score. For more information please see [Recommendations for initializing Link with specific product combinations](https://www.plaid.com/docs/link/initializing-products/#recommendations-for-initializing-link-with-specific-product-combinations).
+    # When Link is not initialized with Signal, call &#x60;/signal/prepare&#x60; to opt-in that Item to the Signal data collection process, developing a Signal score.  If you are using other Plaid products after Link, e.g. Identity or Assets, call &#x60;/signal/prepare&#x60; after those product calls are complete.  Example flow: Link is initialized with Auth, call &#x60;/auth/get&#x60; for the account and routing number, call &#x60;/identity/get&#x60; to retrieve bank ownership details, then call &#x60;/signal/prepare&#x60; to begin Signal data collection. Later, once you have obtained details about the proposed transaction from the user, call &#x60;/signal/evaluate&#x60; for a Signal score. For more information please see [Recommendations for initializing Link with specific product combinations](https://www.plaid.com/docs/link/initializing-products/#recommendations-for-initializing-link-with-specific-product-combinations).  If run on an Item that is already initialized with Signal, this endpoint will return a 200 response and will not modify the Item. 
     # @param signal_prepare_request [SignalPrepareRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(SignalPrepareResponse, Integer, Hash)>] SignalPrepareResponse data, response status code and response headers
@@ -10628,7 +10900,7 @@ module Plaid
     end
 
     # Retrieve a single statement.
-    # The `/statements/download` endpoint retrieves a single statement.
+    # The `/statements/download` endpoint retrieves a single statement PDF in binary format.  The response will contain a `Plaid-Content-Hash` header containing a SHA 256 checksum of the statement. This can be used to verify that the file being sent by Plaid is the same file that was downloaded to your system.
     # @param statements_download_request [StatementsDownloadRequest] 
     # @param [Hash] opts the optional parameters
     # @return [File]
@@ -10638,7 +10910,7 @@ module Plaid
     end
 
     # Retrieve a single statement.
-    # The &#x60;/statements/download&#x60; endpoint retrieves a single statement.
+    # The &#x60;/statements/download&#x60; endpoint retrieves a single statement PDF in binary format.  The response will contain a &#x60;Plaid-Content-Hash&#x60; header containing a SHA 256 checksum of the statement. This can be used to verify that the file being sent by Plaid is the same file that was downloaded to your system.
     # @param statements_download_request [StatementsDownloadRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(File, Integer, Hash)>] File data, response status code and response headers
@@ -11376,7 +11648,7 @@ module Plaid
     end
 
     # Create a transfer authorization
-    # Use the `/transfer/authorization/create` endpoint to determine transfer failure risk.  In Plaid's Sandbox environment the decisions will be returned as follows:    - To approve a transfer with null rationale code, make an authorization request with an `amount` less than the available balance in the account.    - To approve a transfer with the rationale code `MANUALLY_VERIFIED_ITEM`, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To approve a transfer with the rationale code `ITEM_LOGIN_REQUIRED`, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).    - To decline a transfer with the rationale code `NSF`, the available balance on the account must be less than the authorization `amount`. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code `RISK`, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.  The fields `device.ip_address` and `device.user_agent` are required for all sessions where the end-user is present. For example, when a user is authorizing a one-time payment from their device.
+    # Use the `/transfer/authorization/create` endpoint to authorize a transfer. This endpoint must be called prior to calling `/transfer/create`.   There are three possible outcomes to calling this endpoint: If the `authorization.decision` in the response is `declined`, the proposed transfer has failed the risk check and you cannot proceed with the transfer. If the `authorization.decision` is `approved`, and the `authorization.rationale_code` is `null`, the transfer has passed the risk check and you can proceed to call `/transfer/create`. If the `authorization.decision` is `approved` and the `authorization.rationale_code` is non-`null`, the risk check could not be run: you may proceed with the transfer, but should perform your own risk evaluation. For more details, see the response schema.  In Plaid's Sandbox environment the decisions will be returned as follows:    - To approve a transfer with `null` rationale code, make an authorization request with an `amount` less than the available balance in the account.    - To approve a transfer with the rationale code `MANUALLY_VERIFIED_ITEM`, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To approve a transfer with the rationale code `ITEM_LOGIN_REQUIRED`, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).    - To decline a transfer with the rationale code `NSF`, the available balance on the account must be less than the authorization `amount`. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code `RISK`, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
     # @param transfer_authorization_create_request [TransferAuthorizationCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [TransferAuthorizationCreateResponse]
@@ -11386,7 +11658,7 @@ module Plaid
     end
 
     # Create a transfer authorization
-    # Use the &#x60;/transfer/authorization/create&#x60; endpoint to determine transfer failure risk.  In Plaid&#39;s Sandbox environment the decisions will be returned as follows:    - To approve a transfer with null rationale code, make an authorization request with an &#x60;amount&#x60; less than the available balance in the account.    - To approve a transfer with the rationale code &#x60;MANUALLY_VERIFIED_ITEM&#x60;, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To approve a transfer with the rationale code &#x60;ITEM_LOGIN_REQUIRED&#x60;, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).    - To decline a transfer with the rationale code &#x60;NSF&#x60;, the available balance on the account must be less than the authorization &#x60;amount&#x60;. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code &#x60;RISK&#x60;, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.  The fields &#x60;device.ip_address&#x60; and &#x60;device.user_agent&#x60; are required for all sessions where the end-user is present. For example, when a user is authorizing a one-time payment from their device.
+    # Use the &#x60;/transfer/authorization/create&#x60; endpoint to authorize a transfer. This endpoint must be called prior to calling &#x60;/transfer/create&#x60;.   There are three possible outcomes to calling this endpoint: If the &#x60;authorization.decision&#x60; in the response is &#x60;declined&#x60;, the proposed transfer has failed the risk check and you cannot proceed with the transfer. If the &#x60;authorization.decision&#x60; is &#x60;approved&#x60;, and the &#x60;authorization.rationale_code&#x60; is &#x60;null&#x60;, the transfer has passed the risk check and you can proceed to call &#x60;/transfer/create&#x60;. If the &#x60;authorization.decision&#x60; is &#x60;approved&#x60; and the &#x60;authorization.rationale_code&#x60; is non-&#x60;null&#x60;, the risk check could not be run: you may proceed with the transfer, but should perform your own risk evaluation. For more details, see the response schema.  In Plaid&#39;s Sandbox environment the decisions will be returned as follows:    - To approve a transfer with &#x60;null&#x60; rationale code, make an authorization request with an &#x60;amount&#x60; less than the available balance in the account.    - To approve a transfer with the rationale code &#x60;MANUALLY_VERIFIED_ITEM&#x60;, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To approve a transfer with the rationale code &#x60;ITEM_LOGIN_REQUIRED&#x60;, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).    - To decline a transfer with the rationale code &#x60;NSF&#x60;, the available balance on the account must be less than the authorization &#x60;amount&#x60;. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code &#x60;RISK&#x60;, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
     # @param transfer_authorization_create_request [TransferAuthorizationCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(TransferAuthorizationCreateResponse, Integer, Hash)>] TransferAuthorizationCreateResponse data, response status code and response headers
@@ -12259,6 +12531,210 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Deposit funds into a Plaid Ledger balance
+    # Use the `/transfer/ledger/deposit` endpoint to deposit funds into Plaid Ledger.
+    # @param transfer_ledger_deposit_request [TransferLedgerDepositRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [TransferLedgerDepositResponse]
+    def transfer_ledger_deposit(transfer_ledger_deposit_request, opts = {})
+      data, _status_code, _headers = transfer_ledger_deposit_with_http_info(transfer_ledger_deposit_request, opts)
+      data
+    end
+
+    # Deposit funds into a Plaid Ledger balance
+    # Use the &#x60;/transfer/ledger/deposit&#x60; endpoint to deposit funds into Plaid Ledger.
+    # @param transfer_ledger_deposit_request [TransferLedgerDepositRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(TransferLedgerDepositResponse, Integer, Hash)>] TransferLedgerDepositResponse data, response status code and response headers
+    def transfer_ledger_deposit_with_http_info(transfer_ledger_deposit_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.transfer_ledger_deposit ...'
+      end
+      # verify the required parameter 'transfer_ledger_deposit_request' is set
+      if @api_client.config.client_side_validation && transfer_ledger_deposit_request.nil?
+        fail ArgumentError, "Missing the required parameter 'transfer_ledger_deposit_request' when calling PlaidApi.transfer_ledger_deposit"
+      end
+      # resource path
+      local_var_path = '/transfer/ledger/deposit'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(transfer_ledger_deposit_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'TransferLedgerDepositResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.transfer_ledger_deposit",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#transfer_ledger_deposit\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Retrieve Plaid Ledger balance
+    # Use the `/transfer/ledger/get` endpoint to view a balance on the ledger held with Plaid.
+    # @param transfer_ledger_get_request [TransferLedgerGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [TransferLedgerGetResponse]
+    def transfer_ledger_get(transfer_ledger_get_request, opts = {})
+      data, _status_code, _headers = transfer_ledger_get_with_http_info(transfer_ledger_get_request, opts)
+      data
+    end
+
+    # Retrieve Plaid Ledger balance
+    # Use the &#x60;/transfer/ledger/get&#x60; endpoint to view a balance on the ledger held with Plaid.
+    # @param transfer_ledger_get_request [TransferLedgerGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(TransferLedgerGetResponse, Integer, Hash)>] TransferLedgerGetResponse data, response status code and response headers
+    def transfer_ledger_get_with_http_info(transfer_ledger_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.transfer_ledger_get ...'
+      end
+      # verify the required parameter 'transfer_ledger_get_request' is set
+      if @api_client.config.client_side_validation && transfer_ledger_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'transfer_ledger_get_request' when calling PlaidApi.transfer_ledger_get"
+      end
+      # resource path
+      local_var_path = '/transfer/ledger/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(transfer_ledger_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'TransferLedgerGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.transfer_ledger_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#transfer_ledger_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Withdraw funds from a Plaid Ledger balance
+    # Use the `/transfer/ledger/withdraw` endpoint to withdraw funds from a Plaid Ledger balance.
+    # @param transfer_ledger_withdraw_request [TransferLedgerWithdrawRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [TransferLedgerWithdrawResponse]
+    def transfer_ledger_withdraw(transfer_ledger_withdraw_request, opts = {})
+      data, _status_code, _headers = transfer_ledger_withdraw_with_http_info(transfer_ledger_withdraw_request, opts)
+      data
+    end
+
+    # Withdraw funds from a Plaid Ledger balance
+    # Use the &#x60;/transfer/ledger/withdraw&#x60; endpoint to withdraw funds from a Plaid Ledger balance.
+    # @param transfer_ledger_withdraw_request [TransferLedgerWithdrawRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(TransferLedgerWithdrawResponse, Integer, Hash)>] TransferLedgerWithdrawResponse data, response status code and response headers
+    def transfer_ledger_withdraw_with_http_info(transfer_ledger_withdraw_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.transfer_ledger_withdraw ...'
+      end
+      # verify the required parameter 'transfer_ledger_withdraw_request' is set
+      if @api_client.config.client_side_validation && transfer_ledger_withdraw_request.nil?
+        fail ArgumentError, "Missing the required parameter 'transfer_ledger_withdraw_request' when calling PlaidApi.transfer_ledger_withdraw"
+      end
+      # resource path
+      local_var_path = '/transfer/ledger/withdraw'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(transfer_ledger_withdraw_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'TransferLedgerWithdrawResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.transfer_ledger_withdraw",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#transfer_ledger_withdraw\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # List transfers
     # Use the `/transfer/list` endpoint to see a list of all your transfers and their statuses. Results are paginated; use the `count` and `offset` query parameters to retrieve the desired transfers. 
     # @param transfer_list_request [TransferListRequest] 
@@ -12531,6 +13007,74 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Update the funding account associated with the originator
+    # Use the `/transfer/originator/funding_account/update` endpoint to update the funding account associated with the originator.
+    # @param transfer_originator_funding_account_update_request [TransferOriginatorFundingAccountUpdateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [TransferOriginatorFundingAccountUpdateResponse]
+    def transfer_originator_funding_account_update(transfer_originator_funding_account_update_request, opts = {})
+      data, _status_code, _headers = transfer_originator_funding_account_update_with_http_info(transfer_originator_funding_account_update_request, opts)
+      data
+    end
+
+    # Update the funding account associated with the originator
+    # Use the &#x60;/transfer/originator/funding_account/update&#x60; endpoint to update the funding account associated with the originator.
+    # @param transfer_originator_funding_account_update_request [TransferOriginatorFundingAccountUpdateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(TransferOriginatorFundingAccountUpdateResponse, Integer, Hash)>] TransferOriginatorFundingAccountUpdateResponse data, response status code and response headers
+    def transfer_originator_funding_account_update_with_http_info(transfer_originator_funding_account_update_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.transfer_originator_funding_account_update ...'
+      end
+      # verify the required parameter 'transfer_originator_funding_account_update_request' is set
+      if @api_client.config.client_side_validation && transfer_originator_funding_account_update_request.nil?
+        fail ArgumentError, "Missing the required parameter 'transfer_originator_funding_account_update_request' when calling PlaidApi.transfer_originator_funding_account_update"
+      end
+      # resource path
+      local_var_path = '/transfer/originator/funding_account/update'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(transfer_originator_funding_account_update_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'TransferOriginatorFundingAccountUpdateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.transfer_originator_funding_account_update",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#transfer_originator_funding_account_update\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Get status of an originator's onboarding
     # The `/transfer/originator/get` endpoint gets status updates for an originator's onboarding process. This information is also available via the Transfer page on the Plaid dashboard.
     # @param transfer_originator_get_request [TransferOriginatorGetRequest] 
@@ -13551,6 +14095,74 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Update user information
+    # This endpoint is used to update user information associated with an existing `user_token`. The `user_token` should be in the response of `/user/create` call   If you call the endpoint with a non-exist `user_token`, the call will fail with an error message indicating that the user token is not found.
+    # @param user_update_request [UserUpdateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [UserUpdateResponse]
+    def user_update(user_update_request, opts = {})
+      data, _status_code, _headers = user_update_with_http_info(user_update_request, opts)
+      data
+    end
+
+    # Update user information
+    # This endpoint is used to update user information associated with an existing &#x60;user_token&#x60;. The &#x60;user_token&#x60; should be in the response of &#x60;/user/create&#x60; call   If you call the endpoint with a non-exist &#x60;user_token&#x60;, the call will fail with an error message indicating that the user token is not found.
+    # @param user_update_request [UserUpdateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(UserUpdateResponse, Integer, Hash)>] UserUpdateResponse data, response status code and response headers
+    def user_update_with_http_info(user_update_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.user_update ...'
+      end
+      # verify the required parameter 'user_update_request' is set
+      if @api_client.config.client_side_validation && user_update_request.nil?
+        fail ArgumentError, "Missing the required parameter 'user_update_request' when calling PlaidApi.user_update"
+      end
+      # resource path
+      local_var_path = '/user/update'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(user_update_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'UserUpdateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.user_update",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#user_update\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Create an e-wallet
     # Create an e-wallet. The response is the newly created e-wallet object.
     # @param wallet_create_request [WalletCreateRequest]