RubyGems - plaid - Versions diffs - 16.0.0 → 43.1.0 - Mend

plaid 16.0.0 → 43.1.0

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 See full changelog for the OpenAPI schema (OAS) [here](https://github.com/plaid/plaid-openapi/blob/master/CHANGELOG.md).
+# 43.1.0
+- Updating to OAS 2020-09-14_1.664.0
+## OpenAPI Schema Changes
+### 2020-09-14_1.664.0
+- Add `investments_auth` to enum values for the `additional_consented_products` array in the `/link/token/create` request schema.
+### 2020-09-14_1.663.3
+- (beta) Add `cra_plaid_credit_score` support to `link/token/create`
+- (beta) Add `cra_plaid_credit_score` support to `cra/check_report/create`
+- (beta) Add `cra/check_report/plaid_credit_score/get` endpoint
+### 2020-09-14_1.663.2
+- Add `user_id` to `cra/*` endpoints
+### 2020-09-14_1.663.1
+- Add `overdraft` account type to the `LoanAccountSubtype` object, where it was erroneously missing
+- Correct missing and incorrect enum values for `ItemConsentedDataScope` object
+### 2020-09-14_1.663.0
+- (beta) Add `/user/items/associate` endpoint
+### 2020-09-14_1.662.1
+- Internal changes only
+### 2020-09-14_1.662.0
+- Add `balance_to_transaction_amount_ratio` to `/signal/evaluate`
+### 2020-09-14_1.661.0
+- Add `personal_finance_category_version` to `/transactions/get`, `/transactions/sync` and `/transactions/enrich` request options as well as version field in response.
+### 2020-09-14_1.660.0
+- Add `gse_options` to `base_report` options in `/link/token/create` and `cra/check_report/create`
+### 2020-09-14_1.659.0
+- Deprecate the `sedol` field in the Investments `Security` object.
+- Deprecate the `sedol` field in the Investments `SecurityOverride` object.
+# 43.0.0
+- Updating to OAS 2020-09-14_1.658.0
+## Breaking changes in this version
+- [BREAKING] To improve consistency and resolve a bug in a third-party client library, changed `MonitoringConsumerReportPermissiblePurpose` schema object title from `ConsumerReportPermissiblePurpose` to `MonitoringConsumerReportPermissiblePurpose`. This may be a breaking change for certain client libraries.
+## OpenAPI Schema Changes
+### 2020-09-14_1.658.0
+- (beta) Add `user_id` field to `/session/token/create` request.
+- [BREAKING for Go] (beta) Make `user` object optional in `/session/token/create` if `user_id` is included.
+### 2020-09-14_1.657.0
+Add Add `subtype` property to the `Security` model.
+### 2020-09-14_1.656.1
+- Renamed `protect_sdk_session_id` field in the request of `/protect/event/send` to `protect_session_id` for consistency across endpoints.
+### 2020-09-14_1.656.0
+- Added `aamva_verification` object in the responses of `documentary_verification.documents[].analysis`. This impacts the following endpoints:
+    - `identity_verification/create`
+    - `identity_verification/get`
+    - `identity_verification/list`
+    - `identity_verification/retry`
+### 2020-09-14_1.655.0
+- Add `max_amount` and `iso_currency_code` to `rfp` in `/transfer/capabilitied/get` response
+### 2020-09-14_1.654.0
+- [BREAKING] To improve consistency and resolve a bug in a third-party client library, changed `MonitoringConsumerReportPermissiblePurpose` schema object title from `ConsumerReportPermissiblePurpose` to `MonitoringConsumerReportPermissiblePurpose`. This may be a breaking change for certain client libraries.
+### 2020-09-14_1.653.0
+- (beta) Add optional `user_id` field to `identity_verification/create` and `identity_verification/list` requests. When `user_id` is present during creation and `client_user_id` is not, the `client_user_id` from the associated user will be set on the created identity verification. If `user_id` is present during creation, the `user` object may not also be present. Modifying user data should be done via the `user/update` endpoint.
+- [BREAKING for Go] (beta) Make `client_user_id` optional in `identity_verification/list` if `user_id` is included.
+- (beta) Add nullable `user_id` to the response of all of the identity verification endpoints:
+   - `identity_verification/create`
+   - `identity_verification/get`
+   - `identity_verification/list`
+   - `identity_verification/retry`
+### 2020-09-14_1.652.3
+- Added support for `cra_monitoring` to `Products` array.
+### 2020-09-14_1.652.2
+- (beta) Add `/user/items/list` endpoint
+### 2020-09-14_1.652.1
+- Add `/transfer/ledger/event/list` endpoint
+# 42.0.0
+- Updating to OAS 2020-09-14_1.652.0
+## Breaking changes in this version
+- [Breaking] Replacing `voe` references to instead be `employment_refresh` in `/cra/check_report/verification/get` and `/cra/check_report/create`
+  - `/cra/check_report/verification/get`'s `reports_requested` options are now `VOA` and `employment_refresh`
+  - `voe_options` in the request is now `employment_refresh_options`
+  - `/cra/check_report/verification/get`'s response now has `report.employment_refresh` instead of `report.voe`
+  - `gse_options.report_type` in `/cra/check_report/create` are now `VOA` and `employment_refresh`
+## OpenAPI Schema Changes
+### 2020-09-14_1.652.0
+- Add optional `cursor` and `count` fields to the `/payment_initiation/recipient/list` request and `next_cursor` to its response
+### 2020-09-14_1.651.2
+- (beta) Add `user_id` field to `link/token/create` request
+- [BREAKING for Go] (beta) Make `user` object optional in `link/token/create` if `user_id` is included
+### 2020-09-14_1.651.1
+- Add `error` field to `WALLET_TRANSACTION_STATUS_UPDATE` webhook and to responses of `/wallet/transaction/get` and `/wallet/transaction/list`, containing error details for failed transactions.
+### 2020-09-14_1.651.0
+- Rename all `/verify/client/*` routes to `/protect/client/*` and update request/response body and field names accordingly.
+### 2020-09-14_1.650.1
+- Update description for `days_required`
+### 2020-09-14_1.650.0
+- Add `account_numbers` to `Counterparty` in `/transaction/get` and `/transaction/sync`
+### 2020-09-14_1.649.2
+- Add `InsitutionID` and `InstitutionName` to `/cra/monitoring_insights/get` response
+### 2020-09-14_1.649.1
+- Update max value for `cra_options.days_requested` in `link/token/create` to 731 (2 years + 1 days for leap year)
+- Reduce max value for `cra_options.days_required` in `link/token/create` to 184 (most number of days in a 6 month period) from 730
+- Set max value for `days_required` in `cra/check_report/create` to 184 (most number of days in a 6 month period)
+### 2020-09-14_1.649.0
+- Add wire_return_fee to Transfer and Transfer Event objects
+### 2020-09-14_1.648.2
+- Docs-only change to add additional subtypes to the accounts schema
+### 2020-09-14_1.648.1
+- Add `last_successful_update_time` to `/cashflow_report/get`
+### 2020-09-14_1.648.0
+- Add `require_identity` to `cra_options.base_report` in `link/token/create` and `/cra/check_report/create` requests
+### 2020-09-14_1.647.1
+- Update `/transfer/ledger/distribute` summary
+### 2020-09-14_1.647.0
+- Add `webhook_codes` field to `/sandbox/cashflow_updates/update` request
+### 2020-09-14_1.646.0
+- [Breaking] Replacing `voe` references to instead be `employment_refresh` in `/cra/check_report/verification/get` and `/cra/check_report/create`
+  - `/cra/check_report/verification/get`'s `reports_requested` options are now `VOA` and `employment_refresh`
+  - `voe_options` in the request is now `employment_refresh_options`
+  - `/cra/check_report/verification/get`'s response now has `report.employment_refresh` instead of `report.voe`
+  - `gse_options.report_type` in `/cra/check_report/create` are now `VOA` and `employment_refresh`
+### 2020-09-14_1.645.1
+- Update description of `/transfer/ledger/distribute`
+# 41.0.0
+- Updating to OAS 2020-09-14_1.645.0
+## Breaking changes in this version
+- [Breaking] For Signal, remove enum values `REAL_TIME_PAYMENTS` and `DEBIT_CARD` as these payment methods are not supported by the Signal product.
+- [Breaking] Rename client library `/cra/check_report/create`'s `partner_insights` object to type `CraCheckReportCreatePartnerInsightsOptions` instead of `CraCheckReportPartnerInsightsGetOptions`. All the object fields are identical.
+- [Breaking] Rename client library `/cra/check_report/partner_insights/get`'s `option.prism_versions` object to type `PrismVersionsDeprecated` instead of `PrismVersions`. All the object fields' are identical.
+## OpenAPI Schema Changes
+### 2020-09-14_1.645.0
+- Removes the `payment_details` field from `/accounts/balance/get` request
+- Removes the `payment_risk_assessment` from `/accounts/balance/get` response
+### 2020-09-14_1.644.1
+- Fixed incorrect event type in example for `ProtectUserEventWebhook`.
+### 2020-09-14_1.644.0
+- [Breaking] For Signal, remove enum values `REAL_TIME_PAYMENTS` and `DEBIT_CARD` as these payment methods are not supported by the Signal product.
+- [Breaking] Rename client library `/cra/check_report/create`'s `partner_insights` object to type `CraCheckReportCreatePartnerInsightsOptions` instead of `CraCheckReportPartnerInsightsGetOptions`. All the object fields are identical.
+- [Breaking] Rename client library `/cra/check_report/partner_insights/get`'s `option.prism_versions` object to type `PrismVersionsDeprecated` instead of `PrismVersions`. All the object fields' are identical.
+### 2020-09-14_1.642.2
+- Added `ProtectUserEventWebhook`.
+### 2020-09-14_1.642.1
+- Deprecated `/link/token/create`'s `base_report`. Revert erroneous deprecation of `cra_options.base_report`.
+### 2020-09-14_1.642.0
+- Add `error` field to responses of `/payment_initiation/payment/get` and `/payment_initiation/consent/payment/execute` containing error details when the payment fails.
+# 40.0.0
+- Updating to OAS 2020-09-14_1.641.1
+## Breaking changes in this version
+- [Breaking] Add /cashflow_report/transactions/get route, identital to /cashflow_report/get minus days_requested request parameter
+## OpenAPI Schema Changes
+### 2020-09-14_1.641.1
+- Fix descriptions for BaseReportAccountMetadata
+### 2020-09-14_1.641.0
+- Deprecated `/link/token/create`'s `cra_options.base_report` object in favor of `cra_options.client_report_id`
+### 2020-09-14_1.640.0
+- [Breaking] Add /cashflow_report/transactions/get route, identital to /cashflow_report/get minus days_requested request parameter
+- Remove historical_balances from BusinessAccounts object
+### 2020-09-14_1.639.0
+- Add `webhook` field to `/session/token/create` request
+### 2020-09-14_1.638.6
+- Deprecate Prism Products field from Partner Insights generation and retrieval
+### 2020-09-14_1.638.5
+- Add client report id to partner insights
+### 2020-09-14_1.638.4
+- Remove unused enums for MonitoringInsightsStatus and MonitoringItemStatusCode
+### 2020-09-14_1.638.3
+- Add Prism Detect and Extend cashscores to CRA Partner Insights
+### 2020-09-14_1.638.2
+- (beta) expect a boolean instead of a string in generated client interfaces for PLAID-NEW-USER-API-ENABLED
+### 2020-09-14_1.638.1
+- Support for upcoming results in `link/token/get`.
+### 2020-09-14_1.638.0
+-  (pre-release) Preparation for upcoming products.
+### 2020-09-14_1.637.6
+- Deprecate `report.items.accounts.account_insights` for `/cra/check_report/base_report/get`
+# 39.0.0
+- Updating to OAS 2020-09-14_1.637.5
+## Breaking changes in this version
+- [BREAKING] (beta) Updated `user_token` field in `UserCreateResponse` to be optional.
+## OpenAPI Schema Changes
+### 2020-09-14_1.637.5
+- Fix incorrect placement of `nullable: true` on `AccountBaseNullable` object, making the object actually `nullable`.
+### 2020-09-14_1.637.4
+- Add missing `unsent` value as a possible `verification_status` to reflect actual API behavior.
+### 2020-09-14_1.637.3
+- (beta) Add `PLAID-NEW-USER-API-ENABLED` as a header parameter to `/user/create`. This header is only for the use of customers in the new user API beta; customers should *not* use this parameter unless they have been advised to do so by Plaid.
+- (beta) Add `PLAID-NEW-USER-API-ENABLED` as a header parameter to `/user/remove`. This header is only for the use of customers in the new user API beta; customers should *not* use this parameter unless they have been advised to do so by Plaid.
+### 2020-09-14_1.637.2
+- (beta) Add `user_id` to `/session/token/create` response
+### 2020-09-14_1.637.1
+- Add optional `institution_id` to `/item/import`
+### 2020-09-14_1.637.0
+- Add `android_package_name` to `/session/token/create`
+### 2020-09-14_1.636.0
+- Update `average_inflow_amount` to be positive.
+### 2020-09-14_1.635.4
+- [BREAKING] (beta) Updated `user_token` field in `UserCreateResponse` to be optional.
+- [BREAKING for Go] (beta) Updated `user_token` field in `UserRemoveRequest` to be optional.
+- Other hidden changes.
+### 2020-09-14_1.635.3
+- (beta) Add `user_id` to `/link/token/create` response
+# 38.0.0
+- Updating to OAS 2020-09-14_1.635.2
+## Breaking changes in this version
+- [BREAKING] Move `result` from `triggered_rule_details` to `ruleset` in response of `/signal/evaluate`
+- [BREAKING] `client_user_id` is now required for `/session/token/create`
+## OpenAPI Schema Changes
+### 2020-09-14_1.635.2
+- Update description of `ruleset.outcome` in `/signal/evaluate` response
+### 2020-09-14_1.635.1
+- Fix description undeprecating `report.items.accounts.attributes` after it was mistakenly deprecated for `/cra/check_report/base_report/get`
+### 2020-09-14_1.635.0
+- Add `expected_funds_available_date` to `transfer` and `sweep` objects in responses for `/transfer/create`, `/transfer/get`, `/transfer/list`, `/transfer/sweep/get`, `/transfer/sweep/list`
+### 2020-09-14_1.634.3
+- Undeprecated `report.items.accounts.attributes` after it was mistakenly deprecated for `/cra/check_report/base_report/get`
+### 2020-09-14_1.634.2
+- Removed `deposit_switch` from the `products` field in the `/link/token/create` request
+### 2020-09-14_1.634.1
+- [BREAKING] Move `result` from `triggered_rule_details` to `ruleset` in response of `/signal/evaluate`
+### 2020-09-14_1.634.0
+- [BREAKING] `client_user_id` is now required for `/session/token/create`
+# 37.0.0
+- Updating to OAS 2020-09-14_1.633.1
+## Breaking changes in this version
+- [BREAKING] Update `account` object to nullable in `/processor/transactions/sync` response
+- [BREAKING] Update `webhook` field in `IssuesSubscribeRequest` to be required
+- [BREAKING] Correct the schema object returned by `AssetReport` `investments` field -- it is now correctly represented as an `AssetReportInvestments` object, not an `AssetReportInvestmentsTransaction` object, to accurately reflect the API behavior.
+- [BREAKING] Date of birth is now required within consumer report user identity for `user/create` and `user/update`
+- [BREAKING] Update `posted_date` field on `/statements/list` response to be nullable
+- [BREAKING] Updated the `investments` schema returned by `/asset_report/get` (`AssetReportInvestments`) to accurately reflect the actual API behavior, including renaming the schema object
+- [BREAKING] Changed `score` in `PlaidCheckScore` from a float to an integer
+## OpenAPI Schema Changes
+### 2020-09-14_1.633.1
+- [BREAKING] Update `account` object to nullable in `/processor/transactions/sync` response
+### 2020-09-14_1.633.0
+- Move `user_id` field of `/session/token/create` request to be within `user`
+### 2020-09-14_1.632.6
+- Update descriptions for `CashFlowUpdatesLowBalanceWebhook` and `CashFlowUpdatesLargeDepositWebhook`
+### 2020-09-14_1.632.5
+- Add new `CashFlowUpdatesInsightsWebhook` for Cash Flow Updates
+### 2020-09-14_1.632.4
+- Add `triggered_rule_details` to `/signal/evaluate` response
+### 2020-09-14_1.632.3
+- [BREAKING] Update `webhook` field in `IssuesSubscribeRequest` to be required
+### 2020-09-14_1.632.2
+- Update the `warnings` field in `/cra/check_report/verification/get` response to be required
+### 2020-09-14_1.632.1
+- Add `AT` and `FI` to the list of available countries
+### 2020-09-14_1.632.0
+- Add `user_id` field to `/session/token/create` request
+### 2020-09-14_1.631.0
+- [BREAKING] Correct the schema object returned by `AssetReport` `investments` field -- it is now correctly represented as an `AssetReportInvestments` object, not an `AssetReportInvestmentsTransaction` object, to accurately reflect the API behavior.
+### 2020-09-14_1.630.0
+- Add optional `income_categories` param to `/cra/monitoring_insights/subscribe` request
+### 2020-09-14_1.629.0
+- [Breaking] Date of birth is now required within consumer report user identity for `user/create` and `user/update`
+### 2020-09-14_1.628.4
+- Renamed CRA Cash Flow Updates webhook types
+### 2020-09-14_1.628.3
+- Adde `warnings` to responses for `cra/check_report/income_insights/get`, `cra/check_report/network_insights/get`, `cra/check_report/cashflow_insights/get`, and `cra/check_report/partner_insights/get`
+### 2020-09-14_1.628.2
+- Update description for the `options.add_ons` field in `asset_reports/create`
+### 2020-09-14_1.628.1
+- Add `client_report_id` field to `cra/check_report/create` request and deprecate `base_report.client_report_id` field in `cra/check_report/create`.
+- Add `client_report_id` field to `LinkTokenCreateRequestCraOptions` field
+- Deprecate `client_report_id` field in `LinkTokenCreateRequestBaseReport`
+- Add `client_report_id` field to `CraIncomeInsights`
+### 2020-09-14_1.628.0
+- Add `redirect_uri` field to `/session/token/create` request
+### 2020-09-14_1.627.1
+- Update description of `transfer_id` field on `TransferEvent` schema to be empty string for Plaid Ledger Sweep events
+### 2020-09-14_1.627.0
+- [BREAKING] Update `posted_date` field on `/statements/list` response to be nullable
+### 2020-09-14_1.626.0
+- Add reason_code field to /transfer/cancel request
+### 2020-09-14_1.625.2
+- Add `USER_PERMISSION_REVOKED` and `USER_ACCOUNT_REVOKED` webhook codes to `WebhookCodeEnum` in `SandboxItemFireWebhookRequest` to reflect actual API behavior.
+### 2020-09-14_1.625.1
+- Add new `verification_name` field to `Account`
+### 2020-09-14_1.625.0
+- Add new `posted_date` field to `/statements/list` response
+### 2020-09-14_1.624.0
+- (pre-release) Add `human_review` object to the `analysis`  object within each `documentary_verification.documents` object. This change affects the response of all of the identity verification endpoints:
+   - `identity_verification/create`
+   - `identity_verification/get`
+   - `identity_verification/list`
+   - `identity_verification/retry`
+### 2020-09-14_1.623.0
+### 2020-09-14_1.622.0
+- [BREAKING] Updated the `investments` schema returned by `/asset_report/get` (`AssetReportInvestments`) to accurately reflect the actual API behavior, including renaming the schema object
+- Updated the Auth descriptions to reflect the fact that the preferred method to enable database and micro-deposit-based Auth verification flows is now the Dashboard, and that Database Insights has been deprecated and replaced by the similar product Database Auth.
+### 2020-09-14_1.621.0
+- [BREAKING] Changed `score` in `PlaidCheckScore` from a float to an integer
+# 36.1.0
+- Updating to OAS 2020-09-14_1.620.0
+## OpenAPI Schema Changes
+### 2020-09-14_1.620.0
+- Add `intent_id` field to `/transfer/event/sync` response
+### 2020-09-14_1.619.1
+- Add new `cashflow_updates` webhook triggers
+- Remove `reason` field from `MonitoringInsightsWebhook`
+### 2020-09-14_1.619.0
+- Add `/session/token/create` endpoint
+### 2020-09-14_1.618.2
+- Add `beacon_user_id` to `/beacon/report_syndication/get` and `/beacon/report_syndication/list` response
+### 2020-09-14_1.618.1
+- `/cashflow_report/get` endpoint is added. This includes defining the `CashflowReportGetRequest` and `CashflowReportGetResponse` fields. Adding `access_token` as required field in `CashflowReportRefreshRequest`.
+### 2020-09-14_1.618.0
+- Add `attributes` object to `BaseReport` definition.
+### 2020-09-14_1.617.6
+- `/cashflow_report/refresh` endpoint is added. This includes defining the `CashflowReportRefreshRequest` and `CashflowReportRefreshResponse` fields.
+### 2020-09-14_1.617.5
+- `submitted_at` is added as an optional field to `/signal/decision/report`.
+### 2020-09-14_1.617.4
+- `persistentId` and `isTokenizedAccountNumber` fields now only populated for select institutions in sandbox related to TAN-based institutions (ins_13, ins_56) or the default testing OAuth institution (ins_127287)
+### 2020-09-14_1.617.3
+- Modified how contribution transactions are summed up in `account_details_401k.contribution_details` object in `/investments/auth/get` endpoint.
+### 2020-09-14_1.617.2
+- Updated PrismCashScore and PrismFirstDetect to allow Score in /cra/check_report/partner_insights/get to be nullable
+# 36.0.0
+- Updating to OAS 2020-09-14_1.617.1
+## Breaking changes in this version
+- [Breaking] Removed the deprecated longest_gap_between_transactions, average_inflow_amount, and average_outflow_amount fields from the BaseReportAccountInsights object in the /cra/check_report/base_report/get response.
+## OpenAPI Schema Changes
+### 2020-09-14_1.617.1
+- For Plaid Check: `date_of_birth` is now required within the `consumer_report_user_identity` object when creating or updating a user token.
+### 2020-09-14_1.617.0
+- [Breaking] Removed the deprecated longest_gap_between_transactions, average_inflow_amount, and average_outflow_amount fields from the BaseReportAccountInsights object in the /cra/check_report/base_report/get response.
+### 2020-09-14_1.616.0
+- Add `originating_fund_source` to `/wallet/transaction/execute` endpoint.
+### 2020-09-14_1.615.0
+- Add `account_details_401k` objects to `/investments/auth/get` endpoint.
+# 35.1.0
+- Updating to OAS 2020-09-14_1.614.1
+## OpenAPI Schema Changes
+### 2020-09-14_1.614.1
+- Update `owners` field description for empty case
+### 2020-09-14_1.614.0
+- Add model for the new `retirement_401k` numbers object to the `InvestmentsAuthGetNumbers` schema.
+### 2020-09-14_1.613.0
+- Add `POST /signal/schedule` endpoint
+### 2025-01-27_1.611.0
+- Add `end_to_end_id` to `/payment_initiation/payment/get`
+### 2020-09-14_1.611.0
+- Add RfP to /transfer/capabilities/get
+### 2020-09-14_1.610.2
+- Update `cashflow_updates` docs to reflect proper cadence
+# 35.0.0
+- Updating to OAS 2020-09-14_1.610.1
+## Breaking changes in this version
+- [Breaking] Update the minimum Ruby version to 3.1.0
+## OpenAPI Schema Changes
+### 2020-09-14_1.610.1
+- Add `funds_available` sweep status and event type
+### 2020-09-14_1.610.0
+- Add `PaymentInitiationConsentStatusUpdateWebhook` definition.
+### 2020-09-14_1.609.0
+- Remove `/profile/get` and `/link/profile/eligibility/check` endpoints
+### 2020-09-14_1.608.0
+- Remove erroneous UserToken object from LinkTokenGetMetadataResponse, as the specification was incorrect and the object was never returned as part of the response.
+### 2020-09-14_1.607.0
+- Add failure_code and description fields to `/transfer/sweep/get` and `transfer/sweep/list` endpoints. Deprecated `ach_return_code` field of the TransferFailure and TransferRefundFailure objects.
+### 2020-09-14_1.606.1
+- Updated description to `funding_account_id` field of `transfer/ledger/deposit` and `transfer/ledger/withdraw`
+### 2020-09-14_1.606.0
+- Add `sandbox/payment/simulate` endpoint to enable testing of payment status transitions.
+### 2020-09-14_1.605.0
+- Add `nsf_overdraft_transactions_count_30d/60d/90d` fields to `attributes` field of `cra/check_report/base_report/get`
+### 2020-09-14_1.604.1
+- Add `account_id` to `/transactions/sync` request `options` object.
+### 2020-09-14_1.603.2
+- Fix incorrect `USER_ACCOUNT_REVOKED` schema and example
+### 2020-09-14_1.603.1
+- Internal changes only
+### 2020-09-14_1.603.0
+- (pre-release) Add `fraud_analysis_details` and `image_quality_details` objects to the `analysis`  object within each `documentary_verification.documents` object. These changes affect the response of all of the identity verification endpoints:
+   - `identity_verification/create`
+   - `identity_verification/get`
+   - `identity_verification/list`
+   - `identity_verification/retry`
+### 2020-09-14_1.602.1
+- Documentation-only change to `/cra/monitoring_insights/subscribe` for cadence
+### 2020-09-14_1.602.0
+- Added `payer_details` field to `payment_initiation/consent/get` response
+### 2020-09-14_1.601.2
+- Documentation-only change to Investments `Security` object for new Fixed Income fields and sandbox availability
+### 2020-09-14_1.601.1
+- Update descriptions for `/network/status/get` request fields
+### 2020-09-14_1.601.0
+- Clean up legacy `/cra/base_report/*` endpoints from libraries in favor of `/cra/check_report/*`
+endpoints.
+### 2020-09-14_1.600.2
+- Update descriptions for `/network/status/get` request and response fields
+- Add `nullable: true` to mortgage `account_number` field in the `MortgageLiability` schema to reflect actual behavior.
+- Add `transactions_refresh` to `Products` array to reflect actual behavior; this field is not accepted as input to `/link/token/create` but can be part of supported products array in the `Institution` object.
+### 2020-09-14_1.600.1
+- `depository`+`cash management` Accounts are now eligible for Auth data for certain institutions
+### 2020-09-14_1.600.0
+- Added `is_tokenized_account_number` to the `numbers.ach` object
+### 2020-09-14_1.599.0
+- Added `auth_method` field to `Item` object
+### 2020-09-14_1.598.0
+- Add `user_insights_id` to `/cra/monitoring_insights/get` response
+-
+### 2020-09-14_1.597.0
+- (beta) Add /network/status/get endpoint
+### 2020-09-14_1.596.0
+- Unhide `/sandbox/cra/cashflow_updates/update`
+### 2020-09-14_1.595.0
+- Add `ruleset_key` to `/transfer/authorization/create` request
+### 2020-09-14_1.594.0
+- Deprecated `consumer_dispute_id` field on consumer dispute object
+### 2020-09-14_1.593.0
+- Add `fixed_income` object (which contains the `yield_rate`, `maturity_date`, `issue_date`, and `face_value` fields) to the Security object (Investments)
+### 2020-09-14_1.592.1
+### 2020-09-14_1.592.0
+- Add `/sandbox/cra/cashflow_updates/update` endpoint
+### 2020-09-14_1.591.1
+- Hide `TransferMigratedFundingAccountIDRequest` from docs
+### 2020-09-14_1.591.0
+- (pre-release) Add overall `risk_level`, and in some cases `factors` to each type of `risk_check` object. Also add `first_party_synthentic_fraud` and `third_party_synthentic_fraud` objects to`risk_check.identity_abuse_signals.synthetic_identity`. These changes affect the response of all of the identity verification endpoints:
+   - `identity_verification/create`
+   - `identity_verification/get`
+   - `identity_verification/list`
+   - `identity_verification/retry`
+### 2020-09-14_1.590.0
+- Add `webhook` field to `TransferPlatformOriginatorCreateRequest`
+### 2020-09-14_1.589.0
+- Add `PLATFORM_ONBOARDING_UPDATE` webhook for transfer
+### 2020-09-14_1.588.0
+- Add `/processor/investments/transactions/get` endpoint
+### 2020-09-14_1.587.1
+- Add `institution_name` field in the `Item` object
+### 2020-09-14_1.587.0
+- Add `/processor/investments/holdings/get` endpoint
+# 34.0.0
+- Updating to OAS 2020-09-14_1.586.4
+## Breaking changes in this version
+- [Breaking] Changed the type returned by `/item/get` from `Item` to `ItemWithConsentFields`.
+- [Breaking] Changed `ConsentEventCode` enum values. Replaced `PLAID_END_USER_PRIVACY_POLICY` with `USER_AGREEMENT`
+- [Breaking] Created `ItemWithConsentFields`, a new object definition that extends the `Item` object to include 1033-related consent fields.
+- [Breaking] Removed the 1033-related consent fields from the `Item` object, ensuring that these fields now only appear in the `ItemWithConsentFields` object within the `/item/get` response.
+## OpenAPI Schema Changes
+### 2020-09-14_1.586.4
+- Update `cause` and make it nullable
+### 2020-09-14_1.586.3
+- Update `email` description in `/user_account/session/get` response
+### 2020-09-14_1.586.2
+- Update `event_type` description of `/sandbox/transfer/simulate`. Added `funds_available` to status list
+### 2020-09-14_1.586.1
+- [Breaking] Changed `ConsentEventCode` enum values. Replaced `PLAID_END_USER_PRIVACY_POLICY` with `USER_AGREEMENT`
+### 2020-09-14_1.586.0
+- Add `webhook` field to requests for `/sandbox/transfer/simulate`, `/sandbox/transfer/refund/simulate`, `/sandbox/transfer/ledger/simulate_available` and `/sandbox/transfer/sweep/simulate`.
+### 2020-09-14_1.585.5
+- Correct a typo in /link/token/create description
+### 2020-09-14_1.585.4
+- Updated transition date to move away from deprecated fields in CRA Base Report API
+### 2020-09-14_1.585.3
+- Fixed erroneous missing `last_statement_balance` field in `StudentLoan` object -- field was returned in API but not in specification.
+### 2020-09-14_1.585.2
+- Remove minimum length for `end_customer` in `user/create`
+### 2020-09-14_1.585.1
+- Deprecate `options` in `payment_initiation/consent/create`
+### 2020-09-14_1.585.0
+- [Breaking] Created `ItemWithConsentFields`, a new object definition that extends the `Item` object to include 1033-related consent fields.
+- [Breaking] Removed the 1033-related consent fields from the `Item` object, ensuring that these fields now only appear in the `ItemWithConsentFields` object within the `/item/get` response.
+### 2020-09-14_1.584.1
+- Deprecated `version` in `cra/check_report/partner_insights/get` in favor of `model_version`
+### 2020-09-14_1.584.0
+- Made total inflow/outflow amount fields in the `cra/check_report/base_report/get` response nullable
+### 2020-09-14_1.583.1
+- Updated `description` field in `payment_configuration` object in `/link/token/create` to be optional
+### 2020-09-14_1.583.0
+- Added total inflow/outflow amount fields to `attributes` object in the `cra/check_report/base_report/get` response
+### 2020-09-14_1.582.0
+- Added a new field in `/link/token/create`
+### 2020-09-14_1.581.0
+-  Update `verify_sms` object in the response of all of the identity verification endpoints to add `redacted_at` timestamp:
+  - `identity_verification/create`
+  - `identity_verification/get`
+  - `identity_verification/list`
+  - `identity_verification/retry`
+### 2020-09-14_1.580.4
+- Fixed an incorrect example response in `/user_account/session/get`
+### 2020-09-14_1.580.3
+- Fix wrong nullable annotation in `/signal/evaluate` response
+### 2020-09-14_1.580.2
+- Make `scores` nullable in `/signal/evaluate` and `/processor/signal/evaluate` response
+### 2020-09-14_1.580.1
+ - Add new `payer_details` field to `payment_initiation/consent/create` in preparation to new account restrictions
+### 2020-09-14_1.579.1
+ - Add new `type` field to `payment_initiation/consent/create` and deprecate the `scopes` field
+### 2020-09-14_1.578.1
+-  Update `verify_sms` object in the response of all of the identity verification endpoints to support nullable `verification.phone_number` and expand allowed statuses for `verification.status`:
+   - `identity_verification/create`
+   - `identity_verification/get`
+   - `identity_verification/list`
+   - `identity_verification/retry`
+### 2020-09-14_1.578.0
+-  Add `verify_sms` object in the response of all of the identity verification endpoints:
+   - `identity_verification/create`
+   - `identity_verification/get`
+   - `identity_verification/list`
+   - `identity_verification/retry`
+### 2020-09-14_1.577.1
+- Added support for `signal` to `required_if_supported_products`.
+- Added support for `cra_network_insights` to `Products` array.
+- Define `MonitoringInsightsWebhook`
+- Fix definition for JWTHeader object
+### 2020-09-14_1.577.0
+- Updated description for the `is_primary_account` field of base reports
+### 2020-09-14_1.576.0
+- Expose beacon_user_id in `/identity_verification/*` endpoints
+- Added new optional parameter `days_required` to `cra_options` in `/link/token/create` and to `/cra/check_report/create`
+- Added new metadata object with `start_date` and `end_date` in the responses for:
+    - `/cra/check_report/base_report/get`
+    - `/cra/check_report/income_insights/get`
+    - `/cra/check_report/partner_insights/get`
+### 2020-09-14_1.575.1
+- Update `date_of_birth` field description in `user/create`
+# 33.0.0
+- Updating to OAS 2020-09-14_1.575.0
+## Breaking changes in this version
+- [BREAKING] removed `products` field from `cra/check_report/create` request
+## OpenAPI Schema Changes
+### 2020-09-14_1.575.0
+- Add `primary_account_score` and `is_primary_account` fields to the `cra/check_report/base_report/get` response
+### 2020-09-14_1.574.1
+- Add `FAILED` enum for Monitoring
+### 2020-09-14_1.574.0
+- Make `MonitoringInsights` nullable
+### 2020-09-14_1.573.2
+- Update session results array fields in `/link/token/get` response to be required
+### 2020-09-14_1.573.1
+- mark `category_id` in BaseReport transaction as nullable
+- Update `date_of_birth` description in `user/create`
+### 2020-09-14_1.573.0
+- Removed `is_missing_income` from `/cra/monitoring_insights/get`
+### 2020-09-14_1.572.0
+- Add `uuid` validation for `subscription_id` in `/cra/monitoring_insights/get`
+- Add `ConsumerReportPermissiblePurpose` to `CraMonitoringInsightsGetRequest`
+- Add `HistoricalAnnualIncome` insight
+### 2020-09-14_1.571.0
+- Add `attributes` and `nsf_overdraft_transactions_count` to `cra/check_report/base_report/get`
+### 2020-09-14_1.570.3
+- Update product list for `/partner/customer/create`
+### 2020-09-14_1.570.2
+- Add `predicted_next_date` field to `/transactions/recurring/get`
+### 2020-09-14_1.570.1
+- Add `end_customer` hidden field to `user/create` for client RealPage
+### 2020-09-14_1.569.5
+- Show `date_of_birth` on the open API doc
+### 2020-09-14_1.569.4
+- Add `ssn_last_4` to ConsumerReportUserIdentity
+### 2020-09-14_1.569.3
+- Add `USER_FRAUD_ALERT` to BaseReportWarningCode
+### 2020-09-14_1.569.2
+- Removed erroneous `required` attribute from `request_id` field in LinkMetadataEvent object.
+### 2020-09-14_1.569.1
+-  Add `processing_mode` field to the `PaymentInitiationConsentPaymentExecuteRequest` object for the `/payment_initiation/consent/payment/execute` endpoint
+### 2020-09-14_1.568.1
+- Updated description of CRA Base Report API fields with new deprecation date
+### 2020-09-14_1.568.0
+  -  Add `name` object to the `extracted_data` within each `documentary_verification.documents` object in the response of all of the identity verification endpoints:
+  - `identity_verification/create`
+  - `identity_verification/get`
+  - `identity_verification/list`
+  - `identity_verification/retry`
+### 2020-09-14_1.567.5
+- Add `error_reason` to `/cra/check_report/partner_insights/get`
+### 2020-09-14_1.567.4
+- [internal only] Hiding plaid_check_score_version from docs
+### 2020-09-14_1.567.3
+- Update description for `email` field in `/identity_verification/create` and `/identity_verification/retry` to include link to RFC specification on email format
+### 2020-09-14_1.567.2
+- Publish processor Paynote
+### 2020-09-14_1.567.1
+- Update description for `add_ons` field in `/asset_report/create`
+### 2020-09-14_1.567.0
+- [BREAKING] removed `products` field from `cra/check_report/create` request
+### 2020-09-14_1.566.0
+- Added `status` to the `MonitoringInsightsWebhook` object
+- Changed `webhook_code` to be deterministic
+### 2020-09-14_1.565.1
+- Update `days_available` field description for Asset Reports and CRA Base Reports.
+# 32.0.0
+- Updating to OAS 2020-09-14_1.565.0
+## Breaking changes in this version
+### 2020-09-14_1.156.2
+- [BREAKING] Remove `from_client_id` and `to_client_id` from `/transfer/ledger/distribute` request
+- Add `from_ledger_id` and `to_ledger_id` to `/transfer/ledger/distribute` request
+- Add `ledger_id` in transfer routes response examples
+### 2020-09-14_1.561.0
+- [BREAKING] Add `authorization_id` to /transfer/get request and make `transfer_id` optional.
+### 2020-09-14_1.559.0
+- Add `name`, `is_default` to /transfer/ledger/get response
+- [BREAKING] Move `ledger_id` from nested `balance` struct to top level in /transfer/ledger/get response
+## OpenAPI Schema Changes
+### 2020-09-14_1.565.0
+- Removed `deposit_switch` from the `products` field in the `/link/token/create` request
+- Deprecated DepositSwitch endpoints, requests and response
+### 2020-09-14_1.564.0
+- add `/issues/get`, `/issues/search`, and `/issues/subscribe` for Support API endpoints.
+### 2020-09-14_1.563.0
+- Update fields on `item` object in `/item/get` response
+  - Add `consented_use_cases` field
+  - Add `consented_data_scopes` field
+  - Add `created_at` field
+  - Update descriptions for `consented_products` and `consent_expiration_time` fields
+- Add `/consent/events/get` endpoint
+### 2020-09-14_1.157.1
+- Internal changes
+### 2020-09-14_1.157.0
+  - (pre-release) Add `facial_analysis` to the `analysis` within each `selfie_check.selfies` object in the response of all of the identity verification endpoints:
+  - `identity_verification/create`
+  - `identity_verification/get`
+  - `identity_verification/list`
+  - `identity_verification/retry`
+### 2020-09-14_1.156.1
+- Update `account type schema` link to reference the correct URL.
+### 2020-09-14_1.562.0
+- Add `data_sources` object to the `/investments/auth/get` response
+    - `data_sources` object contains the `numbers`, `owners`, and `holdings` fields
+### 2020-09-14_1.560.0
+- Add `pay_by_bank` to product enum list
+### 2020-09-14_1.558.0
+- Add `liveness_check` to the `analysis` within each `selfie_check.selfies` object in the response of all of the identity verification endpoints:
+  - `identity_verification/create`
+  - `identity_verification/get`
+  - `identity_verification/list`
+  - `identity_verification/retry`
+### 2020-09-14_1.557.2
+- Internal changes only
+### 2020-09-14_1.557.1
+- Internal changes only
+### 2020-09-14_1.557.0
+- Add `ledger_id` to /transfer/ledger/get response
+# 31.0.0
+- Updating to OAS 2020-09-14_1.556.0
+## Breaking changes in this version
+### 2020-09-14_1.548.0
+- [BREAKING] Changed fields of `CraMonitoringGetResponse` to be simple `objects` instead of `arrays`
+- [BREAKING] Moved `income_sources` to the `income` module in the response
+### 2020-09-14_1.545.0
+- [BREAKING] Rename network attributes to network insights in the `cra/check_report/network_insights/get` schemas
+### 2020-09-14_1.543.2
+- [Breaking] Added `data_breach` report type to BeaconReport response object
+### 2020-09-14_1.540.2
+- [Breaking] Updated `document_status` field in `identity/document/upload` to include parsing_type
+## OpenAPI Schema Changes
+### 2020-09-14_1.556.0
+- Added plural named array fields to `BaseReportAccountInsights` in  /cra/base_report/get
+### 2020-09-14_1.555.0
+- Add `require_all_items` field to /asset_report/create
+### 2020-09-14_1.554.0
+- Add `sector` and `industry` properties to the `Security` model.
+### 2020-09-14_1.553.0
+- Add `ISSUE_RESOLVED` webhook
+### 2020-09-14_1.552.0
+- Add `ytd_amount` to `PaystubOverrideEarningsTotal` in /credit/payroll_income/get
+### 2020-09-14_1.551.0
+- Internal changes only
+### 2020-09-14_1.550.0
+- Add `/fdx/recipient` and `/fdx/recipients` endpoints
+### 2020-09-14_1.549.0
+- Made fields required instead of omitempty for CRA Income Insights Transactions
+### 2020-09-14_1.548.4
+- Set CreditAmountWithCurrency fields as required
+### 2020-09-14_1.548.3
+- Added missing `LOGIN_REPAIRED` enum value to possible webhook codes for `/sandbox/item/fire_webhook` request in order to match endpoint description.
+### 2020-09-14_1.548.2
+- [BREAKING] Moved `forecasted_monthly_income` to be a level higher.
+### 2020-09-14_1.548.1
+- Made the fields in account_insights array fields as required.
+### 2020-09-14_1.548.0
+- [BREAKING] Changed fields of `CraMonitoringGetResponse` to be simple `objects` instead of `arrays`
+- [BREAKING] Moved `income_sources` to the `income` module in the response
+### 2020-09-14_1.547.2
+- Add `cra_item_add_results` field to `results` object in `/link/token/get` response.
+### 2020-09-14_1.547.1
+- Increase `/wallet/transactions/list` cursor size to 1024 characters.
+### 2020-09-14_1.547.0
+- Add `ledger_id` to the request and response of a number of transfer endpoints.
+### 2020-09-14_1.546.0
+- Added `WalletTransactionRelation` object.
+- Added `related_transactions` field to WalletTransaction object.
+### 2020-09-14_1.545.3
+- Some description updates to CRA Base Report fields
+### 2020-09-14_1.545.2
+- Updated phone number examples in Identity Verification endpoints.
+### 2020-09-14_1.545.1
+- Add `update.item_ids` field to `/link/token/create` request.
+### 2020-09-14_1.545.0
+- [BREAKING] Rename network attributes to network insights in the `cra/check_report/network_insights/get` schemas
+### 2020-09-14_1.544.0
+- Added `is_shareable` field to the `/identity_verification/retry` endpoint
+### 2020-09-14_1.543.2
+- [Breaking] Added `data_breach` report type to BeaconReport response object
+### 2020-09-14_1.543.1
+- Added `consumer_statement` field to `Account` in `BaseReport`
+- make `warnings` for BaseReportGetResponse required
+### 2020-09-14_1.543.0
+- Add `/network_insights/report/get`
+### 2020-09-14_1.542.0
+- Added `error_code_reason` field to plaidError
+### 2020-09-14_1.541.1
+- Add `update.user` field to `/link/token/create` request.
+### 2020-09-14_1.541.0
+- (pre-release) Add `reauthorization_enabled` field to /link/token/create request
+### 2020-09-14_1.540.2
+- [Breaking] Updated `document_status` field in `identity/document/upload` to include parsing_type
+### 2020-09-14_1.540.1
+- Added `MonitoringInsightsWebhook`
+- Added `webhook` field in `cra/monitoring_insights/subscribe`
+### 2020-09-14_1.540.0
+- Added `file_type` field to `/credit/payroll_income/risk_signals/get`
+### 2020-09-14_1.539.0
+- Add `authorization_usage` field to the `transfer/metrics/get` response
+### 2020-09-14_1.538.0
+- Added cra/monitoring_insights/subscribe
+- Added cra/monitoring_insights/unsubscribe
+- Added cra/monitoring_insights/get
+### 2020-09-14_1.537.0
+- Added depository_accounts to Beacon
+- Added event_date to BeaconReports
+### 2020-09-14_1.536.0
+- Internal changes only
+### 2020-09-14_1.535.3
+- Added missing values to `PlaidErrorType` enum.
+### 2020-09-14_1.535.2
+- Make some `CraBankIncomeSummary` fields visible.
+-
+### 2020-09-14_1.535.1
+### 2020-09-14_1.535.0
+- [Breaking for Go] Updated `consumer_report_user_identity` field in `/user/update` to be required to reflect actual API behavior.
+### 2020-09-14_1.534.7
+- Add `stated_account_number_enabled` to `investments_auth` in `LinkTokenCreateRequest`
+### 2020-09-14_1.534.6
+- [Breaking] Updated base report endpoints and objects to include `cra` prefix
+### 2020-09-14_1.534.5
+- Add `enable_multi_item_link` field to `/link/token/create`
+### 2020-09-14_1.534.4
+- Undeprecate `/identity/match`'s `legal_name.is_business_name_detected`
+# 30.0.0
+- Updating to OAS 2020-09-14_1.534.3
+## Breaking changes in this version
+### 2020-09-14_1.532.2
+- [Breaking] Rename `/cra/check_report/network_attributes/get` to `/cra/check_report/network_insights/get`
+### 2020-09-14_1.528.0
+- [Breaking] Renamed `/user_account/session/get` operationId `sessionGet` to `userAccountSessionGet` for consistency with existing API naming scheme.
+### 2020-09-14_1.527.0
+- [Breaking] Removed `development.plaid.com` as a valid server and updated docs to remove references to Development, due to the decomissioning of the Development environment
+### 2020-09-14_1.526.0
+- [Breaking] Renamed `/user_account/session/get` operationId `sessionGet` to `userAccountSessionGet` for consistency with existing API naming scheme.
+## OpenAPI Schema Changes
+### 2020-09-14_1.534.3
+- Add 'Beacon' to product enum list and make available in `/link/token/create` products
+### 2020-09-14_1.534.2
+- Mark some `BaseReportAccountInsights` fields as optional.
+### 2020-09-14_1.534.1
+- Internal changes only
+### 2020-09-14_1.533.1
+- Add `user_action_required` to transfer authorization's `decision` enum.
+- Add `authorization_id` to transfer object in `/link/token/create` request.
+### 2020-09-14_1.533.0
+- Made `user` request field optional in `beacon/user/update`
+### 2020-09-14_1.532.4
+- fix `/cra/check_report/pdf/get` external doc url
+### 2020-09-14_1.532.3
+- Docs updates
+### 2020-09-14_1.532.2
+- [Breaking] Rename `/cra/check_report/network_attributes/get` to `/cra/check_report/network_insights/get`
+### 2020-09-14_1.532.1
+- Internal changes only
+### 2020-09-14_1.531.1
+- Update idempotency key expiration time to 48 hours in `virtual-accounts/#wallet-transaction-execute-request-idempotency-key`
+### 2020-09-14_1.531.0
+- Add `balance_plus` to `products` in `LinkTokenCreateRequest`
+- Add `balance_plus` to `additional_consented_products` in `LinkTokenCreateRequest`
+### 2020-09-14_1.530.0
+- Add `/user/remove` endpoint
+### 2020-09-14_1.529.0
+- Added `/sandbox/user/reset_login` endpoint
+### 2020-09-14_1.528.0
+- Added `beacon/user/account_insights/get` endpoint
+- Updated `description`field for `access_tokens` in `beacon/user/create` and `beacon/user/update` requests
+- [Breaking] Renamed `/user_account/session/get` operationId `sessionGet` to `userAccountSessionGet` for consistency with existing API naming scheme.
+### 2020-09-14_1.527.0
+- [Breaking] Removed `development.plaid.com` as a valid server and updated docs to remove references to Development, due to the decomissioning of the Development environment
+### 2020-09-14_1.526.0
+- [Breaking] Renamed `/user_account/session/get` operationId `sessionGet` to `userAccountSessionGet` for consistency with existing API naming scheme.
+# 29.0.0
+- Updating to OAS 2020-09-14_1.525.1
+## Breaking changes in this version
+### 2020-09-14_1.525.1
+[Breaking] Renamed `bank_income` to `report` in the `cra/check_report/income_insights/get` response
+### 2020-09-14_1.520.0
+- [Breaking] Contains fixes to Balance Plus (beta):
+  - [Breaking] Convert `risk_level` string to an enum object `RiskLevel`.
+  - [Breaking] Adds missing `required` labels
+## OpenAPI Schema Changes
+### 2020-09-14_1.525.1
+[Breaking] Renamed `bank_income` to `report` in the `cra/check_report/income_insights/get` response
+### 2020-09-14_1.524.1
+- Remove `minLength` validations from several attributes. Fixes multiple validation bugs in the ruby client libraries which do not handle `nil` gracefully before this change.
+### 2020-09-14_1.524.0
+- Add transfer refund event types to TransferEventType enum.
+### 2020-09-14_1.523.0
+- Added support for the `layer` product.
+### 2020-09-14_1.522.0
+- Added support for the `/user_account/session/get` API.
+### 2020-09-14_1.521.0
+- Internal changes only
+### 2020-09-14_1.520.0
+- [Breaking] Contains fixes to Balance Plus (beta):
+  - [Breaking] Convert `risk_level` string to an enum object `RiskLevel`.
+  - [Breaking] Adds missing `required` labels to certain fields within `BalancePlusAttributes`, `AccountsBalanceGetResponsePaymentRiskAssessment`, `AccountsBalanceGetRequestPaymentDetails`, and `RiskReason`.
+  - Adds missing `additionalProperties` field to `BalancePlusAttributes`
+  - Fix incorrect response example for Balance Plus
+  - Docs updates for Balance Plus
+### 2020-09-14_1.519.0
+- Add `rtp` to network options in `/transfer/intent/create`
+- Added `access_tokens` field to `/beacon/user/create` and `/beacon/user/update` requests
+- Added `item_ids` to `/beacon/user/*` responses
+### 2020-09-14_1.518.9
+- Update `description` field for `decision_rationale` in `transfer/authorization/create` response
+### 2020-09-14_1.518.8
+- Fix incorrect documentation for ENTITY_SCREENING: STATUS_UPDATED webhook which wrongly documented `screening_id` instead of `entity_screening_id` in the payload.
+### 2020-09-14_1.518.7
+- Internal changes only
+### 2020-09-14_1.518.6
+- Add `add_ons` in cra/check_report/pdf/get
+### 2020-09-14_1.518.5
+- Internal changes only
+### 2020-09-14_1.518.4
+- Add `Recall` as a possible Virtual Account wallet transaction type
+### 2020-09-14_1.518.3
+- Internal changes only
+### 2020-09-14_1.518.2
+- Documentation edits to cra endpoints
+- Add `income-sensitive repayment` to StudentRepaymentPlan and update description for repayment plan type
+### 2020-09-14_1.518.1
+- Documentation edits to cra endpoints
+- Add item, account, and transaction IDs to `/cra/base_report/get` response
+### 2020-09-14_1.518.0
+- Add several cra related properties to `/user/create` and `/link/token/create`
+### 2020-09-14_1.517.7
+- Add `cra/check_report/pdf/get` endpoint
+### 2020-09-14_1.517.6
+- Add `cra/check_report/base_report/get` endpoint
+### 2020-09-14_1.517.5
+- Add `error_message` to `document_metadata` object for `credit/payroll_income/get` and `credit/bank_statements/uploads/get`
+### 2020-09-14_1.517.4
+- Add `production` to the `secrets` object in `/partner/customer/create` response and deprecate `development`
+### 2020-09-14_1.517.3
+- Add new enums to `canonical_description` in `credit/payroll_income/get`: `RETIREMENT`, `GIG ECONOMY`, and `STOCK COMPENSATION`
+### 2020-09-14_1.517.2
+- Added `ITEM: EVENTS` webhook and example to documentation
+### 2020-09-14_1.517.1
+- Added `public_tokens` on `SESSION_FINISHED` webhook
+- Deprecated `public_token` on `SESSION_FINISHED` webhook
+- Added `ITEM_ADD_RESULT` webhook
+# 28.0.0
+- Updating to OAS 2020-09-14_1.517.0
+## Breaking changes in this version
+### 2020-09-14_1.517.0
+- [Breaking] Update `onExit` field type in `/link/token/get` response from `LinkSessionExit` to `LinkSessionExitDeprecated`
+## OpenAPI Schema Changes
+### 2020-09-14_1.517.0
+- [Breaking] Update `/link/token/get` response structure
+### 2020-09-14_1.516.0
+- Internal changes only
+### 2020-09-14_1.515.0
+- Added `/cra/loans/applications/register`
+- Added `/cra/loans/register`
+- Added `/cra/loans/update`
+- Added `/cra/loans/unregister`
+### 2020-09-14_1.514.2
+- Added `days_since_first_observed transaction` as a field in the Account Risk Insights response.
+### 2020-09-14_1.514.1
+- Update `risk_profile_key`and `RiskProfile` description
+### 2020-09-14_1.514.0
+- Added `transfer/authorization/cancel` endpoint
+### 2020-09-14_1.513.0
+- Added `consumer_report/pdf/get` endpoint
+### 2020-09-14_1.512.0
+- Added support for address and date of birth in `/payment_initiation/payment/reverse` request.
+### 2020-09-14_1.511.0
+- Added `user_token` to `link/token/get` response metadata
+- Internal changes
+### 2020-09-14_1.510.2
+- Added `include_insights` to `/credit/relay/get` request
+-
+### 2020-09-14_1.510.1
+- Add `database_insights_pending` as a potential enum value to `LinkDeliveryVerificationStatus` and `LinkSessionSuccessMetadataAccount.VerificationStatus`.
+- Remove `database_insights_pass`, `database_insights_pass_with_caution` and `database_insights_fail` as potential values from `LinkDeliveryVerificationStatus` and `LinkSessionSuccessMetadataAccount.VerificationStatus`
+### 2020-09-14_1.510.0
+- Internal changes only
+### 2020-09-14_1.509.4
+- Internal changes only
+### 2020-09-14_1.509.3
+- Update description of transfer authorization decision code `MANUALLY_VERIFIED_ITEM`
+### 2020-09-14_1.509.2
+- Fixes to `RemovedTransaction` object definition: set `additionalProperties` explicitly to true and list `account_id` and `transaction_id` as `required`.
+### 2020-09-14_1.509.1
+- add `SMS_MICRODEPOSITS_VERIFICATION` to the `webhook_code` field of `/sandbox/item/fire_webhook`
+### 2020-09-14_1.509.0
+- Add `supports_payment_consents` to institution's `payment_initiation_metadata`.
+# 27.0.0
+- Updating to OAS 2020-09-14_1.508.0
+## Breaking changes in this version
+### 2020-09-14_1.504.2
+- [Breaking] Update `network` field type in `/transfer/recurring/create` request from `TransferACHNetwork` to `TransferRecurringNetwork` as recurring now supports rtp.
+- [Breaking] Update `network` field type in `RecurringTransfer` and `RecurringTransferNullable` from `TransferACHNetwork` to `TransferRecurringNetwork` as recurring now supports rtp.
+## OpenAPI Schema Changes
+### 2020-09-14_1.508.0
+- Add new fields to `/cra/bank_income/get` endpoint
+### 2020-09-14_1.507.3
+- Add `paystub` and `w2` values to custom sandbox configuration schema
+### 2020-09-14_1.507.2
+- Mark `/transfer/balance/get` endpoint deprecated
+### 2020-09-14_1.507.1
+- Update `funds_available` description
+### 2020-09-14_1.507.0
+- Add `funds_available` transfer status and transfer event type
+### 2020-09-14_1.506.0
+- Add `statements` to the `options` field in the request object for `/sandbox/public_token/create` endpoint
+### 2020-09-14_1.505.1
+- Internal changes only
+### 2020-09-14_1.505.0
+- Add `profile` product
+### 2020-09-14_1.504.2
+- [Breaking] Update `network` field type in `/transfer/recurring/create` request from `TransferACHNetwork` to `TransferRecurringNetwork` as recurring now supports rtp.
+- [Breaking] Update `network` field type in `RecurringTransfer` and `RecurringTransferNullable` from `TransferACHNetwork` to `TransferRecurringNetwork` as recurring now supports rtp.
+### 2020-09-14_1.504.1
+- Documentation updates for `/transactions/sync` and Database Match / Database Insights (beta).
+### 2020-09-14_1.504.0
+- Add new fields to `/transactions/sync` and `/processor/transactions/sync` endpoints
+### 2020-09-14_1.503.6
+- [Breaking change for Go client library] Make `start_date` and `end_date` required in the `statements` object for the `/link/token/create` endpoint
+### 2020-09-14_1.503.5
+- Improve description for `RiskCheckIdentityAbuseSignals`
+# 26.0.1
+- Updating to OAS 2020-09-14_1.503.4
+## OpenAPI Schema Changes
+### 2020-09-14_1.503.4
+- Improve description for `TransferNetworkTraceID`
+### 2020-09-14_1.503.3
+- Update description for `TransferNetworkTraceID`
+### 2020-09-14_1.503.2
+- Change `forecasted_average_monthly_income_prediction_intervals` to plural.
+### 2020-09-14_1.503.1
+- Add `has_more` field to /transfer/event/list and /transfer/event/sync to indicate there are more events to be pulled
+### 2020-09-14_1.503.0
+- Add new `/cra/base_report/create` endpoint
+# 26.0.0
+- Updating to OAS 2020-09-14_1.502.4
+## Breaking changes in this version
+- [Breaking] Update `network` field type in `/transfer/recurring/create` request from `TransferNetwork` to `TransferACHNetwork` since recurring currently only works for ACH.
+- [Breaking] Update `network` field type in `RecurringTransfer` and `RecurringTransferNullable` from `TransferNetwork` to `TransferACHNetwork` since recurring currently only works for ACH.
+## OpenAPI Schema Changes
+### 2020-09-14_1.502.4
+- Add `sms_microdeposits_verification_enabled` to `auth` object inside `/link/token/create` calls.
+### 2020-09-14_1.502.3
+- Added descriptions for `vested_quantity` and `vested_amount` fields for `investments/holdings/get`
+- Removed description for `vested_quantity` and `vested_amount` fields for `HoldingsOverride` object (for sandbox)
+### 2020-09-14_1.502.2
+- [Breaking] Update `network` field type in `/transfer/recurring/create` request from `TransferNetwork` to `TransferACHNetwork` since recurring currently only works for ACH.
+- [Breaking] Update `network` field type in `RecurringTransfer` and `RecurringTransferNullable` from `TransferNetwork` to `TransferACHNetwork` since recurring currently only works for ACH.
+### 2020-09-14_1.502.1
+- Update description for `/item/remove` and `/asset_report/remove`
+### 2020-09-14_1.502.0
+- Add `client_report_id` fields to `/link/token/create` and `/cra/base_report/get`
+### 2020-09-14_1.501.2
+- Updating `insights` field in `/cra/partner_insights/get` response to contain both numerical and string values
+### 2020-09-14_1.501.1
+- Enable original description for all customers on `/transactions/get` endpoint
+### 2020-09-14_1.501.0
+[Breaking change for Go client library] Mark `address` field in `/beacon/user/create` as optional
+### 2020-09-14_1.500.0
+- Remove `prime_trust` processor partner
+### 2020-09-14_1.499.2
+- Fix broken link from previous update
+### 2020-09-14_1.499.1
+- Updated doc url for some Transfer and processor endpoints to support documentation reorganization
+- Minor documentation updates and clarifications
+### 2020-09-14_1.499.0
+- [Breaking change for Go client library] Make `account_id` optional in `/transactions/recurring/get` endpoint
+### 2020-09-14_1.489.3
+- Update description of `network_trace_id`
+### 2020-09-14_1.489.2
+- Correct documentation to indicate that `assets` is not supported in the `additional_consented_products` field
+- Remove `additionalProperties: true` incorrectly applied to `transferIntentGet` object and missed in `2020-09-14_1.352.0`. This will result in more strict type checking for this object, but should not be a breaking change.
+### 2020-09-14_1.498.1
+- Enable original description for all customers
+### 2020-09-14_1.498.0
+- Add `POST /beacon/account_risk/v1/evaluate` endpoint
+### 2020-09-14_1.497.0
+- Add `institution_id` to `processor/account/get` endpoint.
+### 2020-09-14_1.496.5
+- Update the description and enum values for `linked_services` in the response of all of the identity verification endpoints:
+  - `identity_verification/create`
+  - `identity_verification/get`
+  - `identity_verification/list`
+  - `identity_verification/retry`
+### 2020-09-14_1.496.4
+  Add `POST /beacon/user/history/list`
+### 2020-09-14_1.496.3
+- Add `timestamp` to the beacon user's `audit_trail` object
+- Add `version` to the beacon user object.
+# 25.0.0
+- Updating to OAS 2020-09-14_1.496.2
+- Added `ApiError` subclasses `ApiConnectionFailedError` and `ApiTimeoutError` to Ruby client library to indicate when the Faraday errors `ConnectionFailedError` and `TimeoutError` occur (https://github.com/plaid/plaid-ruby/pull/483)
+## Breaking changes in this version
+- [Breaking] Introduce a new `AssetReportAccountBalance` object which duplicates the existing `AccountBalance` object with an additional `margin_loan_amount` field. Updated `AccountAssets.balances` to return the new `AssetReportAccountBalance` object instead of the existing `AccountBalance` object.
+## OpenAPI Schema Changes
+### 2020-09-14_1.496.2
+- Adds prediction interval to `/cra/bank_income/get`
+### 2020-09-14_1.496.1
+- Update the descriptions for `risk_level` and `score` in `/accounts/balance/get`
+### 2020-09-14_1.496.0
+- Add `verification_insights` object to `Account` (closed beta feature - Database Insights)
+- Add `database_insights_pass`, `database_insights_pass_with_caution`, and `database_insights_fail` as new values for `verification_status` field (closed beta feature - Database Insights)
+### 2020-09-14_1.495.2
+- Add `pending idr` to student loan liability statuses
+### 2020-09-14_1.495.1
+- Add `processor_identity` product
+### 2020-09-14_1.494.1
+- Mark `wire_details` as nullable in the transfer object
+### 2020-09-14_1.494.0
+- Add `vested_quantity` and `vested_value` fields to the `Holding` object.
+### 2020-09-14_1.493.0
+- Add `POST /cra/partner_insights/get`
+### 2020-09-14_1.492.1
+- Added documentation for the `HOSTED_VERIFICATION` webhook.
+- Add `wire` to request and response of `/transfer/authorization/create`
+### 2020-09-14_1.492.0
+- Remove `page_count`, `name`, and `status` fields from Identity Document Upload's document metadata.
+### 2020-09-14_1.491.3
+- Increase max length of description field on `/transfer/intent/create` from 8 to 15
+### 2020-09-14_1.491.2
+- Added documentation for the `securities.type` field in `investments/holdings/get` and `investments/transactions/get` endpoints.
+### 2020-09-14_1.491.1
+- Add new `no_data` type to `name` and `date_of_birth` fields in `documentary_verification.documents[].analysis.extracted_data` in the response of all of the identity verification endpoints:
+  - `identity_verification/create`
+  - `identity_verification/get`
+  - `identity_verification/list`
+  - `identity_verification/retry`
+### 2020-09-14_1.491.0
+- Add `identity` object to `link/token/create` request body
+### 2020-09-14_1.490.0
+- Add `events` field to the `sessions` parameter in the `/link/token/get` response
+### 2020-09-14_1.489.1
+- Mark optional `scope` and `reference` fields in `/payment_initiation/consent/payment/execute` as nullable
+### 2020-09-14_1.489.0
+- Add optional `scope` and `reference` fields to `/payment_initiation/consent/payment/execute`
+### 2020-09-14_1.488.0
+- Add optional `item_ids` field to the request of `credit/payroll_income/get` and `credit/bank_statements/uploads/get`
+### 2020-09-14_1.487.2
+- Add `num_1099s_uploaded` to `document_income_results` object in `/credit/sessions/get` response
+### 2020-09-14_1.487.1
+- Correct the Document Income Verification `parsing_config` enum used by `/link/token/create` to contain `risk_signals` instead of `fraud_risk` to match the actual API implementation.
+- Dcumentation updates to reflect updates to Signal, including that new Items with Signal should now be created with `signal` in `/link/token/create` instead of using `/signal/prepare`.
+### 2020-09-14_1.487.0
+- [Breaking] Introduce a new `AssetReportAccountBalance` object which duplicates the existing `AccountBalance` object with an additional `margin_loan_amount` field. Updated `AccountAssets.balances` to return the new `AssetReportAccountBalance` object instead of the existing `AccountBalance` object.
+- Add `vested_quantity` and `vested_value` fields to the `AssetReportInvestments` object.
+### 2020-09-14_1.486.1
+- Update `bank_income_sources` in CRA Bank Income Get to be required in response since the empty array is being omitted.
+### 2020-09-14_1.486.0
+- Add `requires_real_time_balance_refresh`, `risk_reasons`, `attributes`, `balance_last_updated`, and `score` fields to `/accounts/balance/get` endpoint
+### 2020-09-14_1.485.1
+- Update `legal_name` description in `user` object in `/link/token.create` request
+# 24.4.0
+- Updating to OAS 2020-09-14_1.485.0
+## OpenAPI Schema Changes
+### 2020-09-14_1.485.0
+- Add `/processor/liabilities/get` endpoint
+### 2020-09-14_1.484.1
+- Add `/identity_verification/autofill/create` (closed beta)
+### 2020-09-14_1.484.0
+- Add `/statements/refresh` endpoint
+### 2020-09-14_1.483.2
+- Add `/beacon/duplicate/get` route
+### 2020-09-14_1.483.1
+- Internal changes only
+### 2020-09-14_1.483.0
+- Added net new fields to StatementsAccount object: `account_mask`, `account_subtype`, `account_official_name`
+# 24.3.0
+- Updating to OAS 2020-09-14_1.482.3
+- Fix bug in error handling (https://github.com/plaid/plaid-ruby/issues/481) introduced in 24.1.0
+## OpenAPI Schema Changes
+### 2020-09-14_1.482.3
+- Update `description` description for `/transfer/create`
+### 2020-09-14_1.482.2
+- Update /credit/relay/get response example
+### 2020-09-14_1.482.1
+- Update `funding_account_id` description for `/transfer/intent/create`
+### 2020-09-14_1.482.0
+- Adds a new field `payment_details` to `/accounts/balance/get` request
+- Adds a new field `payment_risk_assessment` to `/accounts/balance/get` response
+### 2020-09-14_1.481.1
+- Update `USER_ACCOUNT_REVOKED` description and set to visible
+### 2020-09-14_1.481.0
+- Add `available` to balance object in `wallet/get` and `wallet/list` response
+### 2020-09-14_1.480.1
+- Documentation-only change to Investments `Security` object for new fields and sandbox availability
+### 2020-09-14_1.480.0
+- Add `phone_number` to `/transactions/enrich` response
+### 2020-09-14_1.479.0
+- [Breaking change for Go client library] Make `street` and `city` optional in the address attribute of `identity_verification/create`
+### 2020-09-14_1.478.4
+- Add `registration_number` to `/partner/customer/create` request
+### 2020-09-14_1.478.3
+### 2020-09-14_1.478.2
+- Deprecate `funding_account_id` from `/transfer/recurring/create` request
+### 2020-09-14_1.478.1
+- Description-only changes to support Hosted Link (beta)
+### 2020-09-14_1.478.0
+- Add `market_identifier_code` and `option_contract` fields in the Security (investment) object
+- `option_contract` object contains `contract_type`, `expiration_date`, `strike_price`, and `underlying_security_ticker`
+### 2020-09-14_1.477.1
+- Changes `last_user_modified_date` to `last_user_modified_datetime` on transaction stream object.
+### 2020-09-14_1.477.0
+- Bug fix nullability definitions for `/beacon/user/create` and `/beacon/user/update` request payloads
+### 2020-09-14_1.476.1
+- Update Recurring Transaction description
+### 2020-09-14_1.476.0
+- Add `/beacon/user/update`
+### 2020-09-14_1.475.0
+- Add `/beacon/report_syndication/get` route
+### 2020-09-14_1.474.4
+- Add Statements Refresh webhook
+### 2020-09-14_1.474.3
+- Internal changes only
+### 2020-09-14_1.474.2
+- Deprecate `credit_funds_source` in `/transfer/authorization/create` request
+### 2020-09-14_1.474.1
+- Added `identity_match` to Products schema object
+# 24.2.0
+- Updating to OAS 2020-09-14_1.474.0
+## OpenAPI Schema Changes
+### 2020-09-14_1.474.0
+- Added `statements/refresh` endpoint
+### 2020-09-14_1.473.0
+- Add Beacon webhooks
+### 2020-09-14_1.472.0
+- Change client library visibility of `options.transactions.days_requested` field for `/link/token/create` and `/sandbox/public_token/create`
+- Add `options.days_requested` field to `/transactions/get` and `/transactions/sync`
+### 2020-09-14_1.471.0
+[Breaking change for Go client libraries] Make `products` field in `/institutions/search` request optional to fix https://github.com/plaid/plaid-ruby/issues/476
+# 24.1.0
+- Updated OpenAPI generator version to 6.3.0 for bug fixes.
+# 24.0.0
+- Updating to OAS 2020-09-14_1.470.1
+- Enabled autoload for faster Ruby module loading. This is not anticipated to be a breaking change.
+## OpenAPI Schema Changes
+### 2020-09-14_1.470.1
+### 2020-09-14_1.470.0
+- Add balance insights firleds to CRA Base Reports
+### 2020-09-14_1.469.1
+- Change visibility of `/transactions/recurring/streams/...` endpoints
+### 2020-09-14_1.469.0
+- Update date format in Base reports
+### 2020-09-14_1.468.0
+- [Breaking change for Go client library] Mark `income_verification.access_tokens` and `access_token` nullable in `link/token/create` request, to match the actual behavior of the API.
+- Add `other` to `account_filters` in `link/token/create` request
+### 2020-09-14_1.467.0
+- Change `/transactions/recurring/streams/merge` and `/transactions/recurring/streams/update` return type
+### 2020-09-14_1.466.0
+- Add `/transactions/recurring/streams/create`, `/transactions/recurring/streams/merge`, and `/transactions/recurring/streams/update` endpoints
+### 2020-09-14_1.465.0
+- [Breaking change for Go client library] Mark `products`, `required_if_supported_products`, `optional_products`, `additional_consented_products`, and `user.ssn` as nullable in `/link/token/create` request.
+- Set `minLength` for `client_name`, `language`, `access_token`, and `user.client_user_id` in `/link/token/create` request, to match actual validation behavior of the API.
+### 2020-09-14_1.464.1
+- Add `webhook_code` to `/sandbox/income/fire_webhook`
+- Change `verification_status` to be an optional field in `/sandbox/income/fire_webhook`
+### 2020-09-14_1.464.0
+- Add `/processor/signal/prepare` endpoint.
+### 2020-09-14_1.463.7
+- Internal changes only
+### 2020-09-14_1.463.6
+- Add `database_matched` to `verification_status` for database matched items.
+### 2020-09-14_1.463.5
+- Add `hosted_link.url_lifetime_seconds` to `/link/token/create` request
+### 2020-09-14_1.463.4
+- Add `database_match_enabled` field to `auth` object in `link/token/create`
+### 2020-09-14_1.463.3
+- Mark `RecurringInsightsStream` fields `is_active`, `merchant_name`, and `average_days_apart` as required.
+### 2020-09-14_1.463.2
+- Add `user_id` into the webhook schema for `AssetsProductReadyWebhook`
+### 2020-09-14_1.463.1
+- [Breaking change for Go client library] Mark `access_token` and `account_id` required in `/transfer/create`, to match the actual behavior of the API.
+### 2020-09-14_1.463.0
+- Add is_user_modified and last_user_modified_date to TransactionStream
+### 2020-09-14_1.462.0
+- Update `/beta/transactions/user_insights/v1/get` endpoint with recurring transactions and feature updates.
+### 2020-09-14_1.461.2
+- Clean up description for transfer refund simulate route.
+### 2020-09-14_1.461.1
+- Remove `client_id` and `secret` from required param list of `/transfer/ledger/distribute`
+### 2020-09-14_1.461.0
+- Add `/beacon/user/review` route for updating the status of Beacon Users
+### 2020-09-14_1.460.0
+- Permissions manager API: bug fix: update `date` field in ConnectedApplication schema to `date-time` to match API behavior
+- Permissions manager API: add `/item/application/unlink` endpoint
+### 2020-09-14_1.459.2
+- Do not support .docx or .doc file for `/transfer/diligence/document/upload`
+### 2020-09-14_1.459.1
+- Make `products` request parameter for `/partner/customer/create` optional.
+### 2020-09-14_1.459.0
+- Add route `/transfer/ledger/distribute`
+### 2020-09-14_1.458.1
+- Refunds start processing after 4 days (not 3 days).
+### 2020-09-14_1.458.0
+- Remove `account_ids` parameter `/processor/transactions/get` options object
+- Change `accounts` response field for `/processor/transactions/get` to `account`
+### 2020-09-14_1.457.4
+Add BASE_REPORT_WARNING warning type
+### 2020-09-14_1.457.3
+Add `BE` to the list of available countries
+### 2020-09-14_1.457.2
+- Add `access_tokens` field to `/link/token/create` request
+### 2020-09-14_1.457.1
+- Clean up description for transfer ledger simulate routes.
+# 23.0.0
+- Updating to OAS 2020-09-14_1.457.0
+## Breaking changes in this version
+- Remove `user_token` field from `asset_report/create` request.
+- Renamed `TransactionsEnrichGetRequest` and `TransactionsEnrichGetResponse` objects to `TransactionsEnrichRequest` and `TransactionsEnrichResponse`.
+## OpenAPI Schema Changes
+### 2020-09-14_1.457.0
+- Remove `account_ids` parameter from `/processor/transactions/recurring/get` request
+### 2020-09-14_1.456.0
+- Add `hosted_link.completion_redirect_uri` to `link/token/create` request
+### 2020-09-14_1.455.2
+- Deprecate max_single_transfer_amount and max_monthly_amount in /transfer/configuration/get response.
+- Deprecate monthly_transfer_volume in /transfer/metrics/get response.
+### 2020-09-14_1.455.1
+- Update documentation for `/credit/payroll_income/parsing_config/update`
+### 2020-09-14_1.455.0
+- Add new /sandbox/transfer/refund/simulate route to simulate refund events in sandbox.
+### 2020-09-14_1.454.0
+- Add `is_investments_fallback_item` field to `/investments/holdings/get` and `/investments/transactions/get` responses
+### 2020-09-14_1.453.0
+- Add `/credit/payroll_income/parsing_config/update` for updating the parsing configuration for document income verficiations
+### 2020-09-14_1.452.0
+- Add `warnings` field to `/cra/base_report/get` response
+### 2020-09-14_1.451.0
+- Add `/beacon/report_syndication/list` for listing `BeaconReportSyndication` objects linked to a specific `BeaconUser`
+### 2020-09-14_1.450.0
+- [Breaking] Remove `user_token` field from `asset_report/create` request.
+### 2020-09-14_1.449.2
+- Updates `isin` and `cusip` field descriptions for new call to action.
+### 2020-09-14_1.449.1
+- Add new refund event types.
+### 2020-09-14_1.449.0
+- Add `/beacon/report/list` for listing `BeaconReport` objects created for a specific `BeaconUser`
+### 2020-09-14_1.448.0
+- Make `publisher` field from `FDXNotifications` as optional
+### 2020-09-14_1.447.0
+- Mark `fraud_amount` as nullable for `BeaconReport` objects in `/beacon/report/create`
+### 2020-09-14_1.446.0
+- Add `allow_manual_entry` field to `investments` object in `link/token/create`
+- Update `/credit/freddie_mac/reports/get` return type data shape to contain one object with both VOA and VOE assets combined
+### 2020-09-14_1.445.0
+- Add new insights and counterparty fields for Transactions endpoints
+- Deprecate legacy category fields for Transactions endpoints
+### 2020-09-14_1.444.0
+- Add new webhook type `AUTHORIZATION_GRANTED` to `sandbox/item/fire_webhook`
+### 2020-09-14_1.443.0
+- Add `RETURN` as possible Virtual Account wallet transaction type
+### 2020-09-14_1.442.0
+- Add `facilitator_fee` field for the Transfers endpoints
+### 2020-09-14_1.441
+- [Breaking change for Go client library] Update `/transfer/capabilities/get` to no longer accept payment profile token and require an `account_id` and `access_token`
+- Update examples for ledger endpoints to be more realistic
+### 2020-09-14_1.440.0
+- Add `optional_products` parameter to `/link/token/create` request.
+### 2020-09-14_1.439.0
+- [Breaking] Renamed `TransactionsEnrichGetRequest` and `TransactionsEnrichGetResponse` objects to
+  `TransactionsEnrichRequest` and `TransactionsEnrichResponse`.
+### 2020-09-14_1.438.1
+- [Breaking change for Go client library] remove `device`, `user_present` from required request param list of `/transfer/recurring/create`
+### 2020-09-14_1.438.0
+- Add new `/beta/transactions/user_insights/v1/get` endpoint
+### 2020-09-14_1.437.0
+- Remove min/max restriction of `days_requested` in OpenAPI.
+### 2020-09-14_1.436.0
+- Update `days_requested` to be a required field in base reports in `link/token/create`
+### 2020-09-14_1.435.0
+- Update `/sandbox/transfer/sweep/simulate` to mark `swept` transfers as `swept_settled`.
+### 2020-09-14_1.434.0
+- Added a new type of webhook for dashboard alerts, `InstitutionStatusAlertWebhook`.
+### 2020-09-14_1.433.0
+- Update response of `/transfer/authorizarion/create`
+### 2020-09-14_1.432.0
+- Update `days_requested` in `base_report` in `link/token/create` to enforce a min/max of 1/731 days
+# 22.0.0
+- Updating to OAS 2020-09-14_1.431.7
+## Breaking changes in this version
+This version does not contain breaking changes.
+## OpenAPI Schema Changes
+### 2020-09-14_1.431.7
+- Add processor Zero Hash
+### 2020-09-14_1.431.6
+- Update response example of `sandbox/transfer/ledger/deposit/simulate` and `sandbox/transfer/ledger/withdraw/simulate`
+### 2020-09-14_1.431.5
+- Update the description of `sweep.settled` event
+### 2020-09-14_1.431.4
+- Update description of endpoint `/sandbox/transfer/ledger/simulate_available`
+### 2020-09-14_1.431.3
+- Deprecate `originator_client_id` in `/transfer/get`, `/transfer/cancel`, and `/transfer/balance/get`
+### 2020-09-14_1.431.2
+- Docs updates for Statements endpoints
+### 2020-09-14_1.431.1
+- Remove `balance` field from response of `/sandbox/transfer/ledger/simulate_available`
+### 2020-09-14_1.431.0
+- Add `/user/update` and update the description for consumer report user identity
+### 2020-09-14_1.430.3
+- Add `sandbox/transfer/ledger/deposit/simulate` and `sandbox/transfer/ledger/withdraw/simulate`
+### 2020-09-14_1.430.2
+- Update `transfer/sweep/list` to support filter by `trigger`
+### 2020-09-14_1.430.1
+- Add `transfer/ledger/withdraw` route
+### 2020-09-14_1.430.0
+- Add `transfer/originator/funding_account/update` route
+### 2020-09-14_1.429.3
+- add ledger sweep event types to `TransferEventType`
+### 2020-09-14_1.429.2
+- Documentation updates for `LOGIN_REPAIRED` webhook and transfer.
+- Add `transfer/ledger/deposit` route
+### 2020-09-14_1.429.1
+- Updated /identity/match's address score threshold recommendation from 80 or above to 70 or above
+### 2020-09-14_1.429.0
+- [Breaking change for Go client library] For Transfer endpoints that take payment profiles as input, remove `payment_profile` field and make
+  `account_id` and `access_token` mandatory. The removed field is not in use.
+- Mark all payment profile-specific endpoints as `deprecated`.
+- Docs updates for Transfer, including clarifying that certain request fields for `/transfer/authorization/create`
+  are not currently used.
+- Propagate Signal docs update from 2020-09-14_1.419.0 to all relevant endpoints.
+- Add `institution_not_supported` as a property to `LinkSessionExitMetadata.Status`
+### 2020-09-14_1.428.1
+- Change `/credit/reports/freddie_mac/get` schema to contain new `ReportingInformationParentIdentifier` field
+### 2020-09-14_1.428.0
+- Add `verification_report_type` to `asset_report/create` request
+### 2020-09-14_1.427.1
+- Remove references to the verification `report_type` field in `asset_report/get` and `asset_report/pdf/get`
+### 2020-09-14_1.427.0
+- Add `/processor/account/get` route
+### 2020-09-14_1.426.0
+- Add `instant_microdeposits_enabled` field to `auth` object in `link/token/create`
+### 2020-09-14_1.425.0
+- Add `investments` field to `asset_report/get` response as part of the `items.accounts` object
+### 2020-09-14_1.424.2
+- Update descriptions of some Transactions endpoint fields
+### 2020-09-14_1.424.1
+- Add clarification to processor webhook doc that the processor can call it
+- Fix `sandbox/transfer/ledger/simulate_available` doc url
+### 2020-09-14_1.424.0
+- Add `/sandbox/transfer/ledger/simulate_available` route
+### 2020-09-14_1.423.0
+- Update code of `BaseReportsErrorWebhook` to `ERROR`
+- Add new enum to StudentRepaymentPlan and add to description of repayment_plan_type
+### 2020-09-14_1.422.0
+- Move `BaseReportsProductReadyWebhook` and `BaseReportsErrorWebhook`
+- Remove `asset_report_id` and add `user_id` to `BaseReportsErrorWebhook`
+### 2020-09-14_1.421.0
+- Update permissible purpose code `LEGITIMATE_BUSINESS_NEED_TENANT_OTHER` to `LEGITIMATE_BUSINESS_NEED_OTHER`
+### 2020-09-14_1.420.1
+- Add new enums to `canonical_description` in `credit/payroll_income/get`
+### 2020-09-14_1.420.0
+- Add `database_match_enabled` field to `auth` object in `link/token/create`
+### 2020-09-14_1.419.2
+- Add `/transfer/ledger/get` route
+### 2020-09-14_1.419.1
+- Add `submitted` and `not_submitted` to transferDiligenceStatus
+# 21.3.0
+- Updating to OAS 2020-09-14_1.419.0
+## OpenAPI Schema Changes
+### 2020-09-14_1.419.0
+- Update `/signal/decision/report` description
+  - Overwriting `initiated` field is now supported and no longer returns an `INVALID_FIELD` error
+### 2020-09-14_1.418.0
+- Add `frequency` to `/transactions/enrich`
+### 2020-09-14_1.417.0
+- Remove `category`, `category_id`, `transaction_type`, `name`, `payment_meta` fields from Base Report insights
+### 2020-09-14_1.416.0
+- Add `card_switch` to `/link/token/create`
+### 2020-09-14_1.415.0
+- Add `consumer_report_permissible_purpose` to `link/token/create`
+### 2020-09-14_1.414.0
+- Update `currency` on `payment/reverse` and `amount_refunded` on `payment/get`
+# 21.2.0
+- Updating to OAS 2020-09-14_1.413.0
+## OpenAPI Schema Changes
+### 2020-09-14_1.413.0
+- Add `statements` to `/link/token/create` request
+### 2020-09-14_1.412.0
+- Add `hosted_link_url` to `/link/token/create` response
+- Add `hosted_link.delivery_method` to `/link/token/create`
+### 2020-09-14_1.411.0
+- Add `link_sessions` to `/link/token/get`
+- Add `LINK:SESSION_FINISHED` webhook
+# 21.1.0
+- Updating to OAS 2020-09-14_1.410.1
+## OpenAPI Schema Changes
+### 2020-09-14_1.410.1
+- Add `statements` to the list of supported Plaid products in the `/link/token/create` endpoint
+### 2020-09-14_1.410.0
+- add `/credit/relay/pdf/get` endpoint
+### 2020-09-14_1.409.0
+- Add `original_client_id` to `/transfer/balance/get`
+- Mark `type` optional in `/transfer/balance/get` request
+### 2020-09-14_1.408.0
+- Add `status` to `document_reference` in `/credit/payroll_income/risk_signals/get`
+### 2020-09-14_1.407.0
+- Add `consumer_report_user_identity` to `/user/create`
+### 2020-09-14_1.406.1
+- Add comment explaining availability of `confidence_level` field for `/transactions/*` endpoints
+### 2020-09-14_1.406.0
+- Added insights fields to `/cra/base_report/get`
+### 2020-09-14_1.405.0
+- Update identity/match user.address such that none of the fields are required
+- Add `AddressDataNullableNoRequiredFields`
+### 2020-09-14_1.404.1
+- Allowing null failure_reason for refunds to be displayed
+-
+### 2020-09-14_1.404.0
+- Add `failure_reason` to `/wallet/transaction/get` and `/wallet/transaction/list` endpoint in virtual accounts.
+### 2020-09-14_1.403.1
+- Add `parsing_config` to `/link/token/create`
+### 2020-09-14_1.403.0
+- Add `failure_reason` field to refunds for failed and returned refunds
+### 2020-09-14_1.402.0
+- Add `area_code` match status to the response of the `identity_verification/get` and `identity_verification/list` endpoint
+### 2020-09-14_1.401.0
+- Add `POST /cra/bank_income/get`
+### 2020-09-14_1.400.0
+- Add `cra/base_report/get` endpoint
+### 2020-09-14_1.399.0
+- Add `base_report` field to `/link/token/create` and corresponding Base Report webhooks
+### 2020-09-14_1.398.0
+- Make CreditBankIncomeWebhookUpdateResponse visible
+### 2020-09-14_1.397.0
+- Remove extraneous `Item` field from `/processor/transactions/get` response
+- Reference new `/processor/token/webhook/update` endpoint in processor Transactions routes.
+### 2020-09-14_1.396.2
+- Document cash management account support
+### 2020-09-14_1.396.1
+- Fix document capitalization of `confidence_level` field in `/transactions/enrich`
+### 2020-09-14_1.396.0
+- Add `/beacon/report/create`
+### 2020-09-14_1.395.0
+- Add `POST /beacon/user/create`
+- Add `POST /beacon/user/get`
+### 2020-09-14_1.394.0
+- Made `/statements/list` and `/statements/download` APIs for Plaid's Statements PDF beta product available in client SDKs
+### 2020-09-14_1.393.0
+- Add `date_of_birth` and `address` fields to `documentary_verification.documents[].extracted_data` in the response of all of the identity verification endpoints:
+  - `identity_verification/create`
+  - `identity_verification/get`
+  - `identity_verification/list`
+  - `identity_verification/retry`
+### 2020-09-14_1.392.4
+- Update the following about identity/match name, phone number, email, and address score descriptions:
+  - Ensure consistent language across all fields
+  - Include score recommended "match" threshold for all fields.
+### 2020-09-14_1.392.3
+- Update the `async_update` field description.
+### 2020-09-14_1.392.2
+- Mark a few response fields as always present in the identity verification API:
+  - `selfie_check.selfies[].capture.image_url`
+  - `selfie_check.selfies[].capture.video_url`
+  - `risk_check.identity_abuse_signals`
+  - `risk_check.identity_abuse_signals.synthetic_identity.score`
+  - `risk_check.identity_abuse_signals.stolen_identity.score`
+### 2020-09-14_1.392.1
+- Documentation updates for the `/link/token/create` endpoint
+### 2020-09-14_1.392.0
+- Add `confidence_level` field to Counterparty and PersonalFinanceCategory for `/transactions/enrich`
+### 2020-09-14_1.391.3
+- Remove the `core_attributes` field in `signal_insights` of /transfer/authorization/create
+### 2020-09-14_1.391.2
+- Update the `pending_manual_verification` field's description in `/auth/get` response
+# 21.0.0
+- Updating to openapi-generator v6.1 to enable autoload support
+- Updating to OAS 2020-09-14_1.391.1
+## Breaking changes in this version
+This version does not contain breaking changes.
+## OpenAPI Schema Changes
+### 2020-09-14_1.391.1
+- Update the description of `/investments/transactions/get`
+### 2020-09-14_1.391.0
+- Update the `async_update` option to be visible in `/investments/transactions/get`
+### 2020-09-14_1.390.1
+- Update the `signal_insights` field's description in `/transfers/authorization/create` request
+### 2020-09-14_1.390.0
+- Add `transfer_id` field to `/transfers/sweep/list` request
+### 2020-09-14_1.389.0
+- Add `InvestmentsHistoricalUpdateWebhook`, a `HISTORICAL_UPDATE` webhook of type `INVESTMENTS_TRANSACTIONS`.
+### 2020-09-14_1.388.1
+- Add `status` field to a sweep object. Add `status` field to `/transfers/sweep/list` request
+### 2020-09-14_1.388.0
+- [Breaking] Remove `asset_report_token` as required field in `/asset_report/get` and mark as nullable
+### 2020-09-14_1.387.1
+- Allow empty `mask` on the `meta` field of overridden accounts in the sandbox custom user configuration object schema.
+### 2020-09-14_1.387.0
+- Mark `region` and `postal_code` fields as nullable in `/identity_verification/create`, `/identity_verification/retry`, and `/link/token/create`
+### 2020-09-14_1.386.0
+- Add payloads for processor Transactions webhooks.
+### 2020-09-14_1.385.2
+- Mark `next_origination_date` nullable
+# 20.0.0
+- Updating to OAS 2020-09-14_1.385.1
+## Breaking changes in this version
+- (Identity Verification) Renamed `IdentityVerificationRequestUser` object to `IdentityVerificationCreateRequestUser`
+## OpenAPI Schema Changes
+### 2020-09-14_1.385.1
+- Add expiration time description to `transfer/authorization/create` `idempotency_key` parameter
+### 2020-09-14_1.385.0
+- Add `user` field to `/identity_verification/retry`
+- Add `client_user_id` field to `/identity_verification/create`
+- Deprecate `user.client_user_id` field in `/identity_verification/create`
+- [Breaking] Renamed `IdentityVerificationRequestUser` object to `IdentityVerificationCreateRequestUser`
+### 2020-09-14_1.384.0
+- Remove `maxLength` constraint from `client_user_id` field for `/processor/signal/evaluate` and `/signal/evaluate` requests
+### 2020-09-14_1.383.3
+- Add `test_clock_id` to `transfer/authorization/create` request
+### 2020-09-14_1.383.2
+- Update `InvestmentsAuthOwner` title
+### 2020-09-14_1.383.1
+- Add `account_id` to `bank_accounts` and `transactions` in `/credit/bank_statements/uploads/get` response
+### 2020-09-14_1.383.0
+- Add `transfer/diligence/document/upload` endpoint
+### 2020-09-14_1.382.1
+- Add `amount` to `/transfer/sweep/list` request
+### 2020-09-14_1.382.0
+- Add `signal_insights` to `/transfer/authorization/create` request
+### 2020-09-14_1.381.0
+- Add definitions for `/sandbox/bank_income/fire_webhook`
+### 2020-09-14_1.380.0
+- Update validation `sweep_id` for `/transfers/sweep/get` to allow UUID or 8 character hexadecimal string
+# 19.1.0
+- Updating to OAS 2020-09-14_1.379.0
+## OpenAPI Schema Changes
+### 2020-09-14_1.379.0
+- Add `scheme` to `/wallet/transaction/get` and `/wallet/transaction/list`
+### 2020-09-14_1.378.1
+- Fix issue in which `request_id` was erroneously not listed as required in `ItemActivityListResponse`
+### 2020-09-14_1.378.0
+- Add `reroute_to_credentials` to `/link/token/create` auth request
+### 2020-09-14_1.377.0
+- Add definitions for `/investments/auth/get`
+### 2020-09-14_1.376.0
+- Add `required_if_supported_products` to `/link/token/create` request
+### 2020-09-14_1.375.0
+- Add hidden `account_type` to `/transactions/enrich` request and response
+- Add hidden `account_subtype` to `/transactions/enrich` request and response
+### 2020-09-14_1.374.3
+- Add `num_bank_statements_uploaded` to `document_income_results` object in `/credit/sessions/get` response
+### 2020-09-14_1.374.2
+- Add `income_source` enum to `/transactions/enrich` `counterparty_type` field
+### 2020-09-14_1.374.1
+- Update `oauth` descriptions for `/institutions/get` and `/institutions/search`
+### 2020-09-14_1.374.0
+- Add `/credit/bank_statements/uploads/get` endpoint
+### 2020-09-14_1.373.0
+- Add support for address and date of birth in `virtual-accounts/#wallettransactionexecute` endpoint
+### 2020-09-14_1.372.3
+- Modify `/transactions/enrich` field `user_id` to `client_user_id`
+- Modify `/transactions/enrich` field `account_id` to `client_account_id`
+### 2020-09-14_1.372.2
+- Update docs for `/transactions/enrich` response to include non-null example values for `lat` and `lon` fields
+### 2020-09-14_1.372.1
+- Update descriptions for `PAYMENT_STATUS_EXECUTED` and `PAYMENT_STATUS_INITIATED`
+- Update description for `PaymentAmountCurrency`
+### 2020-09-14_1.372.0
+- Add `user_id` and `account_id` fields to `/transactions/enrich` request and resposne
+### 2020-09-14_1.371.4
+- Update descriptions for `/credit/payroll_income/risk_signals/get` and `INCOME_VERIFICATION_RISK_SIGNALS` webhook
+### 2020-09-14_1.371.3
+- Add test_clock_id to `/transfer/simulate`
+- [Breaking change for Go] Make `virtual_time` optional in `/sandbox/transfer/test_clock/create`
+### 2020-09-14_1.371.2
+- Add test_clock_id to `/sandbox/transfer/simulate` and `/sandbox/transfer/sweep/simulate` endpoints
+### 2020-09-14_1.371.1
+- Update `transfer/diligence/submit` copy
+# 19.0.0
+- Updating to OAS 2020-09-14_1.370.0
+## Breaking changes in this version
+- Converts some integers that were incorrectly typed as `Float` to `Integer`. For more details, see the changelog notes for 2020-09-14_1.349.0.
+## OpenAPI Schema Changes
+### 2020-09-14_1.370.0
+- Add `investments/refresh` endpoint
+### 2020-09-14_1.369.3
+- Update `description` field in `/transfer/create` to have max length of 15
+### 2020-09-14_1.369.2
+- Add new `CreditBankIncomeCategory` value
+### 2020-09-14_1.369.1
+- Fix `/processor/transactions` routes doc links
+### 2020-09-14_1.369.0
+- Add `/processor/token/permissions/get` endpoint
+- Add `/processor/token/permissions/set` endpoint
+### 2020-09-14_1.368.2
+- Add `transfer/diligence/submit` endpoint
+### 2020-09-14_1.368.1
+- Update `client_user_id` description for Identity Verification endpoints
+- Update `user` description for Identity Match via Identity Verification Data use case
+### 2020-09-14_1.368.0
+- Add `/transfer/balance/get` endpoint
+### 2020-09-14_1.367.0
+- Added `LinkEventsWebhook` schema
+### 2020-09-14_1.366.0
+- Add `credit_funds_source` field for authorizations and transfers
+- Make `funding_account_id` nullable in various /transfer API responses
+### 2020-09-14_1.356.0
+- Update `notificationsPayload.customFields` datatype from an object to an array of objects
+### 2020-09-14_1.355.1
+- Added `warnings` to `/processor/signal/evaluate` response.
+### 2020-09-14_1.355.0
+- Added `/processor/identity/match` endpoint.
+### 2020-09-14_1.354.0
+- Adds a `selfie_check` object to the response schema of all the identity verification endpoints:
+  - `identity_verification/create`
+  - `identity_verification/get`
+  - `identity_verification/list`
+  - `identity_verification/retry`
+### 2020-09-14_1.353.1
+- Update `INCOME_VERIFICATION_RISK_SIGNALS` with webhook tag
+### 2020-09-14_1.353.0
+- Add `ASSETS: PRODUCT_READY` and `ASSETS: ERROR` webhooks to `/sandbox/item/fire_webhook` endpoint
+### 2020-09-14_1.352.0
+- Removed explicit `additionalProperties: true` marker for request objects and objects used only within request objects, primarily impacting the Payment Initiation API. This will result in more strict type checking for those objects, but should not be a breaking change.
+### 2020-09-14_1.351.1
+- Update `transfer/authorization/create` copy
+### 2020-09-14_1.351.0
+- Add new `INCOME_VERIFICATION_RISK_SIGNALS` webhook
+### 2020-09-14_1.350.0
+- Remove `settled_amount`
+- Rename `expected_settlement_schedule` as `expected_sweep_settlement_schedule`
+### 2020-09-14_1.349.0
+- [Breaking] Converts several types that were incorrectly typed as `number` to `integer`. In some languages, this will change the type used for this field, which may be a breaking change for some Plaid integrations. The following fields are impacted:
+For all products:
+- `PlaidError.status`
+For Liabilities:
+- `PSLFStatus.payments_made`
+- `PSLFStatus.payments_remaining`
+For Identity Verification and Monitor:
+- `DocumentaryVerificationDocument.DocumentAnalysis.attempt`
+- `EntityScreeningHitAnalysis.search_terms_version`
+- `EntityWatchlistScreeningSearchTerms.search_terms_version`
+- `IdentityVerificationTemplateReference.version`
+The following client library languages are impacted:
+- Go: Type changes from Float64 to Int32
+- Java: Type changes from Double to Integer
+- Python: Type changes from float to int
+- Ruby: Type changes from Float to Integer
+### 2020-09-14_1.348.2
+- Update `/identity/match`'s score description to explicitly mention that null values are returned if input is missing from either the financial institution or the API
+- Update `/identity/match` sample response to include `is_business_name_detected`
+### 2020-09-14_1.348.1
+- Make the `warnings` field in `SignalEvaluateResponse` non-nullable
+### 2020-09-14_1.348.0
+- Add `STARTED` and `INTERNAL_ERROR` to bank income and employment `/credit/sessions/get` status
+### 2020-09-14_1.347.1
+- Change invalid format `datetime` to `date` on `initiated_date` field
+- Update `SignalWarning` descriptions
+### 2020-09-14_1.347.0
+Fix npm publish
+### 2020-09-14_1.346.0
+- Releasing new `/credit/payroll_income/risk_signals/get` endpoint
+### 2020-09-14_1.345.4
+- Revert `sweep_amount` description
+### 2020-09-14_1.345.3
+- Update `sweep_amount` description
+### 2020-09-14_1.345.2
+- Internal changes
+# 18.1.0
+- Updating to OAS 2020-09-14_1.345.1
+## OpenAPI Schema Changes
+### 2020-09-14_1.345.1
+- Update `/transactions/enrich` field `is_recurring` field to be optional.bool
+### 2020-09-14_1.345.0
+- Fix bug in which `environment` field was incorrectly missing from Assets webhooks.
+### 2020-09-14_1.344.0
+- Add recurrence and is_recurring fields to `/transactions/enrich`
+### 2020-09-14_1.343.6
+- Update incorrect required fields for `/watchlist_screening/entity/update`
+### 2020-09-14_1.343.5
+- Update `owners` description for `/credit/bank_income/get` and `/beta/credit/v1/bank_employment/get`
+### 2020-09-14_1.343.4
+- Make comment about `webhook` field in `/link/token/create` request more explicit
+### 2020-09-14_1.343.3
+- Make VOA in /credit/freddie_mac/reports/get optional
+### 2020-09-14_1.343.2
+- Update `warnings` description for `/credit/bank_income/get` and `/beta/credit/v1/bank_employment/get`
+### 2020-09-14_1.343.1
+- Updated Asset endpoint descriptions related to Verification of Employment
+# 18.0.0
+- Updating to OAS 2020-09-14_1.343.0
+## Breaking changes in this version
+- (Identity Verification) Renamed Identity Verification UserName objects to IdentityVerificationRequestUserName and IdentityVerificationResponseUserName
+## OpenAPI Schema Changes
+### 2020-09-14_1.343.0
+- Add new `warnings` field to the response of `/signal/evaluate`
+### 2020-09-14_1.342.0
+- Add `report_type` to assets webhook docs
+- Make `add_ons` public in assets docs for /asset_report/create
+- Make `fast_report` public in assets docs for /asset_report/get
+### 2020-09-14_1.341.0
+- Add `risk_check` attribute to all Identity Verification responses
+### 2020-09-14_1.340.1
+- Update examples for `entity_id` in `/transactions/enrich`
+### 2020-09-14_1.340.0
+- Create `options` in `/link_delivery/create`
+- Create `recipient` within `options` field
+- Move `communication_methods` from top level to `recipient`
+- Add `first_name` in `recipient`
+### 2020-09-14_1.339.0
+- Add `callback_type` to link delivery webhooks
+### 2020-09-14_1.338.2
+- Make `communication_methods` optional in `/link_delivery/create`
+### 2020-09-14_1.338.1
+- Remove beta description from `/transactions/enrich` endpoint docs
+### 2020-09-14_1.338.0
+- Add `transaction_id` to `/payment-initiation/#payment_status_update`
+- Add `payment_id` and `wallet_id` to `/virtual-accounts/#wallet_transaction_status_update`
+### 2020-09-14_1.337.4
+- Modify documentation for credit categories in the `/asset_report/get` based on GTM feedback
+### 2020-09-14_1.337.3
+- Update description for the `address` field in `/payment_initiation/recipient/create`.
+### 2020-09-14_1.337.2
+- Add annually recurring frequency to `/transactions/recurring/get`
+### 2020-09-14_1.337.1
+- Make documentation for credit categories in the `/asset_report/get` endpoint public
+### 2020-09-14_1.337.0
+- Add bank employment results to `/credit/sessions/get`
+### 2020-09-14_1.336.1
+- Add `signal` to Products array.
+### 2020-09-14_1.336.0
+- Add options to `/credit/payroll_income/refresh` to allow item-level refresh
+### 2020-09-14_1.335.2
+- Updated `amount.value` description field with new minimum requirement for `/payment_initiation/payment/reverse` and `/wallet/transaction/execute`
+### 2020-09-14_1.335.1
+- Add 'employment' as an available product in the request to `/partner/customer/create`
+### 2020-09-14_1.335.0
+- [Breaking] Renamed Identity Verification UserName objects to IdentityVerificationRequestUserName and IdentityVerificationResponseUserName
+# 17.4.0
+- Updating to OAS 2020-09-14_1.334.0
+## OpenAPI Schema Changes
+### 2020-09-14_1.334.0
+- Add "entity_id" field to /transactions/enrich
+### 2020-09-14_1.333.0
+- Add "add_ons" field to asset_report/create
+### 2020-09-14_1.332.0
+- [Breaking] Remove `/wallet/transaction/list` endpoint
+  - [Note] Determined that `/wallet/transaction/list` is unused
+### 2020-09-14_1.331.0
+Add `LinkDeliveryCallbackWebhook`, `LinkUserDeliveryStatusWebhook` for Link Delivery.
+### 2020-09-14_1.330.0
+- [Breaking] Remove `options.wallet_id` field in `/payment_initiation/payment/create` and `/payment_initiation/consent/create` request.
+  - [Note] Determined that this field is unused.
+### 2020-09-14_1.229.2
+- Undeprecated the `legal_name` field in the `/link/token/create` request.
+### 2020-09-14_1.229.1
+- Add `income_verification` as a supported product in the request for `/partner/customer/create`.
+### 2020-09-14_1.229.0
+- Add `network` field to `/transfer/intent/create` request.
+- Updated `reference` minLength for `/wallet/transaction/execute` request and `/payment_initiation/payment/reverse` request.
+### 2020-09-14_1.228.0
+- Add `access_tokens` and `item_ids` to `/link_delivery/get` response
+### 2020-09-14_1.227.0
+- Add optional `persistent_account_id` field to account responses
+### 2020-09-14_1.226.0
+- Add `employment` fields to `/link/token/create`
+### 2020-09-14_1.225.0
+- Add `redacted_at` field in Identity Verification response and Documentary Verification Document component
+- Update `original_front` field in Identity Verification Document Images to be nullable in redacted Identity Verification sessions
+### 2020-09-14_1.224.0
+- Add `earliest_deposit_date` and change `last_deposit_date` to `latest_deposit_date` for `/beta/credit/v1/bank_employment/get`
+### 2020-09-14_1.223.0
+- Add `redirect_uris` to `/partner/customer/create` request.
+### 2020-09-14_1.222.0
+- Add `wallet_id` field to `/wallet/transaction/get` and `/wallet/transaction/list` responses
+### 2020-09-14_1.221.0
+- Update `link_delivery/get` to remove `public_tokens` from the response
+### 2020-09-14_1.220.0
+- Update `link_delivery/create` to accept `communication_methods` and deprecate `delivery_method` and `delivery_destination`
+### 2020-09-14_1.219.1
+- Fix the `refund_id` example.
+- Update address objects to reflect that in rare instances, `city` may be `null`.
+### 2020-09-14_1.219.0
+- Add partner webhook event type
+### 2020-09-14_1.218.1
+- Mark `phone_number_verified_time` and `email_address_verified_time` as deprecated, since it is no longer required to provide these fields to enable to enable the Returning User Experience.
+### 2020-09-14_1.218.1
+- Introduce `expected_settlement_date` field in the Transfer object
+### 2020-09-14_1.218.0
+- Add `/beta/credit/v1/bank_employment/get` endpoint
+### 2020-09-14_1.217.0
+- Add `updated` field to `/credit/audit_copy_token/update` response
+- Add `SchemaVersion` to VOE and VOA schemas for `/credit/freddie_mac/reports/get`
+### 2020-09-14_1.216.0
+- Introduce `funding_account_id` field in the Transfer API
+- Remove deprecated `origination_account_id` field from the Transfer documentation
+### 2020-09-14_1.215.2
+- Use more strict validation for `payment_id` and `recipient_id` fields in API
+### 2020-09-14_1.215.1
+- Use more strict validation for payment `consent_id` field in API
+### 2020-09-14_1.215.0
+- Add `status` to Wallet schema
+# 17.3.0
+- Updating to OAS 2020-09-14_1.214.0
+## OpenAPI Schema Changes
+### 2020-09-14_1.214.0
+- Add `/credit/freddie_mac/reports/get` endpoint
+### 2020-09-14_1.213.1
+- Reflect that `days_requested` field in Bank Income Verification object in `/link/token/create` request is required when using Bank Income.
+- Reflect that `is_update_mode` field in Bank Income Verification object in `/link/token/create` request defaults to `false`.
+- Update description to reflect that Document Income object in `/link/token/create` request is not required, even when using Document Income.
+### 2020-09-14_1.213.0
+- Update `PartnerEndCustomerStatus` enum values.
+### 2020-09-14_1.212.0
+- Add `/credit/audit_copy_token/update` endpoint
+- Add `report_type` to AssetReportCreateRequest
+### 2020-09-14_1.211.1
+- Fix `US_MBS` list code which was mistakenly documented as `US_MBC` for screening individuals with Monitor
+- Document `TR_CMB` list code for screening individuals with Monitor
+- Document `IZ_WBK` list code for screening individuals and entities with Monitor
+### 2020-09-14_1.211.0
+- Add `/partner/customer/oauth_institutions/get` endpoint.
+### 2020-09-14_1.210.8
+- Update example response for `/credit/bank_income/get`
+### 2020-09-14_1.210.7
+- Documentation updates for Investments APIs and Bank Transfer APIs.
+### 2020-09-14_1.210.6
+- Add validation on `originator_client_id` and `redirect_uri` for `/transfer/originator/create` and `transfer/originator/get` request
+### 2020-09-14_1.210.5
+- Add `company_name` to TransferOriginatorGetResponse
+# 17.2.0
+- Updating to OAS 2020-09-14_1.210.4
+## OpenAPI Schema Changes
+### 2020-09-14_1.210.4
+- Add `recurring_transfer_id` to Transfer
+### 2020-09-14_1.210.3
+- Make `id_numbers` field hidden in `/user/create` request
+### 2020-09-14_1.210.2
+- Make `transfer_ids` required in RecurringTransfer
+### 2020-09-14_1.210.1
+- Change the `/transactions/enrich` `options.include_legacy_categories` field to `options.include_legacy_category`
+- Make documentation for the `/transactions/enrich` `options.include_legacy_category` request field visible
+- Make documentation for the `/transactions/enrich` `legacy_category` and `legacy_category_id` response fields visible
+- Add `direction` to required fields for `ClientProvidedTransaction`
+### 2020-09-14_1.210.0
+- Add `/transfer/capabilities/get` endpoint to fetch RTP eligibility for a linked plaid item
+### 2020-09-14_1.209.2
+- Renamed the `NullableRecurringTransfer` type to `RecurringTransferNullable` type
+### 2020-09-14_1.209.1
+Add `nullable` property to `date_of_birth`, `phone_number_verified_time`, and `email_address_verified_time` fields within `LinkTokenCreateRequestUser` to resolve undesireable client library behavior in certain languages.
+### 2020-09-14_1.209.0
+- add `NullableRecurringTransfer` field
+- replace `RecurringTransfer` with `NullableRecurringTransfer` for `TransferRecurringCreateResponse`
+- and `Decision` in required fields for `TransferRecurringCreateResponse`
+- add required fields for `TransferRecurringSchedule`
+### 2020-09-14_1.208.0
+- Add `total_amounts` field to `/credit/bank_income/get` response
+- Deprecate `amount`, `iso_currency_code`, and `unofficial_currency_code` at top levels in `/credit/bank_income/get` response
+### 2020-09-14_1.207.0
+- Add `id_numbers` field to `/user/create` request
+### 2020-09-14_1.206.11
+- Add `RECURRING_NEW_TRANSFER` webhook event.
+- Add `RECURRING_TRANSFER_SKIPPED` webhook event.
+- Add `RECURRING_CANCELLED` webhook event.
+### 2020-09-14_1.206.10
+- make `idempotency_key` field for `/transfer/recurring/create` non-nullable
+### 2020-09-14_1.206.9
+- Add `description` field for `RecurringTransfer` object
+- Make `TransferRecurringStatus` non-nullable
+### 2020-09-14_1.206.8
+- Make all mentions of relay tokens lowercase
+### 2020-09-14_1.206.7
+- Updated external URLs for Credit Relay endpoints, and marked them as beta in the summary
+### 2020-09-14_1.206.6
+- Add more enums values to `pay_rate` field in `/credit/payroll_income/get` response
+- Add `pay_basis` field to `/credit/payroll_income/get`
+### 2020-09-14_1.206.5
+- Updated Credit Relay Token descriptions
+### 2020-09-14_1.206.4
+- Add `FUNDS_SWEEP` as a `type` enum for the `WalletTransaction` object
+### 2020-09-14_1.206.3
+- Make `test_clock_id` non-nullable in `test_clock`.
+### 2020-09-14_1.206.2
+- Update `CounterpartyType` to rename `delivery_marketplace` to `marketplace`
+- Update `CounterpartyType` to add `payment_terminal`
+### 2020-09-14_1.206.1
+- Update the `transactions/enrich` transaction description example to match the request.
+### 2020-09-14_1.206.0
+- Add `/sandbox/transfer/test_clock/list` for recurring transfer
+- rm `decision` and `decision_rationale` from `RecurringTransfer`
+- add `decision` and `decision_rationale` in `TransferRecurringCreateResponse`
+- rename `frozen_timestamp` to `virtual_time`
+- not requiring `client_id` and `secret` for recurring transfer APIs
+### 2020-09-14_1.205.9
+- Use a nested `options` field for optional request params to `transactions/enrich`
+- Make nullable fields required for `transactions/enrich`
+### 2020-09-14_1.205.8
+- Update supported payment scheme options for `/payment_initiation/payment/create`
+  – Update description of `/payment_initiation/recipient/create` to mention non-Eurozone countries.
+  – Update `/payment_initiation/payment/create` mentioning new currencies and non-Eurozone markets.
+  – Removed `CHF` and `CZK` from the list of supported currencies.
+### 2020-09-14_1.205.7
+- Add website and logo_url to the `Counterparty` object for the Enrich product.
+- Update descriptions for logo_url field in `Counterparty`, `TransactionCounterparty`, `Enrichments` and `Enhancements`.
+### 2020-09-14_1.205.6
+- Update field descriptions and response examples for `transactions/enrich`
+### 2020-09-14_1.205.5
+- Add support for optional request parameters in /transactions/enrich
+- Add `location` field to `ClientProvidedTransaction` object
+- Add `mcc` field to `ClientProvidedTransaction` object
+- Add `date_posted` field to `ClientProvidedTransaction` object
+### 2020-09-14_1.205.4
+- Document partial refunds
+- Update description for `/payment_initiation/payment/reverse` endpoint
+- Update description for `/payment_initiation/payment/get` endpoint
+# 17.1.0
+- Updating to OAS 2020-09-14_1.205.3
+## OpenAPI Schema Changes
+### 2020-09-14_1.205.3
+- Update description for `/signal/evaluate` endpoint
+### 2020-09-14_1.205.2
+- Update response examples, descriptions, and formatting for `/transactions/enrich` endpoint
+### 2020-09-14_1.205.1
+- Update descriptions for `CUSIP` and `ISIN` fields in the investments `Security` type to reflect CGS license requirements
+### 2020-09-14_1.205.0
+- Add `/transactions/enrich` endpoint, the EA version of `/beta/transactions/v1/enhance`.
+### 2020-09-14_1.204.0
+- Remove `/income/verification/refresh` endpoint
+### 2020-09-14_1.203.0
+- Add 7 brand new recurring transfer APIs
+- Add `/transfer/recurring/create`
+- Add `/transfer/recurring/list`
+- Add `/transfer/recurring/get`
+- Add `/transfer/recurring/cancel`
+- Add `/sandbox/transfer/test_clock/create`
+- Add `/sandbox/transfer/test_clock/advance`
+- Add `/sandbox/transfer/test_clock/get`
+### 2020-09-14_1.202.6
+- IdentityMatchResponse `PhoneNumberMatchScore` and `EmailAddressMatchScore` use `score` instead of `scores`
+### 2020-09-14_1.202.5
+- Add `/partner/customer/remove` endpoint
+### 2020-09-14_1.202.4
+- Internal changes
+### 2020-09-14_1.202.3
+- New Transfer API routes for hosted onboarding of TPS end-customers
+### 2020-09-14_1.202.0
+- Add `refunds` field to `Transfer` object
+- Add `refund_id` field to `TransferEvent` object
+- Fix typo for `transfer/get` and `transfer/refund/get`
+### 2020-09-14_1.201.0
+- Add support for partial refunds
+- Add `amount` field to `/payment_initiation/payment/reverse` request
+- Add `amount_refunded` field to `/payment_initiation/payment/get` and `/payment_initiation/payment/list` responses
+### 2020-09-14_1.200.0
+- Add `risk_summary` and `page_number` to `/beta/credit/payroll_income/risk_signals/get`
+### 2020-09-14_1.199.0
+- Renamed `/wallet/transactions/list` into `/wallet/transaction/list` as endpoint
+### 2020-09-14_1.198.8
+- `/transfer/authorization/create` and `/transfer/create` may not return `account_id` in response.
+### 2020-09-14_1.198.7
+- Add `SYNC_UPDATES_AVAILABLE` support to `/sandbox/item/fire_webhook`
+### 2020-09-14_1.198.6
+- Make `ProductStatus` object nullable to reflect Sandbox-specific behavior.
+- Clarify documentation for `SYNC_UPDATES_AVAILABLE` webhook.
+### 2020-09-14_1.198.5
+- Internal changes
+### 2020-09-14_1.198.4
+- Add `deleted_at` to `/payment_profile/get` response.
+### 2020-09-14_1.198.3
+- Change `start_date` to `start_time` for `/wallet/transaction/list` response.
+### 2020-09-14_1.198.2
+- Update list of available products for `/partner/customer/create`.
+### 2020-09-14_1.198.1
+- Add `institution_name` and `institution_id` fields to `/credit/payroll_income/get` response.
+### 2020-09-14_1.198.0
+- Add `options.start_date` and `options.end_date` to `/wallet/transaction/list` endpoint.
+- Add `last_status_update` and `payment_id` field to `WalletTransaction`.
+- Add `transaction_id` field to `PaymentInitiationPayment`
+### 2020-09-14_1.197.6
+- Add `originator_client_id` to Transfer API endpoints
+### 2020-09-14_1.197.5
+- Deprecate `origination_account_id` from `/transfer/authorization/create` endpoint.
+### 2020-09-14_1.197.4
+- Add `asset_under_management` field to `PartnerCustomerCreateRequest`.
+# 17.0.0
+- Updating to OAS 2020-09-14_1.205.3
+## Breaking changes in this version
+- (Identity Verification) Renamed Identity Verification UserName objects to IdentityVerificationRequestUserName and IdentityVerificationResponseUserName
+## OpenAPI Schema Changes
+### 2020-09-14_1.205.3
+- Update description for `/signal/evaluate` endpoint
+### 2020-09-14_1.205.2
+- Update response examples, descriptions, and formatting for `/transactions/enrich` endpoint
+### 2020-09-14_1.205.1
+- Update descriptions for `CUSIP` and `ISIN` fields in the investments `Security` type to reflect CGS license requirements
+### 2020-09-14_1.205.0
+- Add `/transactions/enrich` endpoint, the EA version of `/beta/transactions/v1/enhance`.
+### 2020-09-14_1.204.0
+- Remove `/income/verification/refresh` endpoint
+### 2020-09-14_1.203.0
+- Add 7 brand new recurring transfer APIs
+- Add `/transfer/recurring/create`
+- Add `/transfer/recurring/list`
+- Add `/transfer/recurring/get`
+- Add `/transfer/recurring/cancel`
+- Add `/sandbox/transfer/test_clock/create`
+- Add `/sandbox/transfer/test_clock/advance`
+- Add `/sandbox/transfer/test_clock/get`
+### 2020-09-14_1.202.6
+- IdentityMatchResponse `PhoneNumberMatchScore` and `EmailAddressMatchScore` use `score` instead of `scores`
+### 2020-09-14_1.202.5
+- Add `/partner/customer/remove` endpoint
+### 2020-09-14_1.202.4
+- Internal changes
+### 2020-09-14_1.202.3
+- New Transfer API routes for hosted onboarding of TPS end-customers
+### 2020-09-14_1.202.0
+- Add `refunds` field to `Transfer` object
+- Add `refund_id` field to `TransferEvent` object
+- Fix typo for `transfer/get` and `transfer/refund/get`
+### 2020-09-14_1.201.0
+- Add support for partial refunds
+- Add `amount` field to `/payment_initiation/payment/reverse` request
+- Add `amount_refunded` field to `/payment_initiation/payment/get` and `/payment_initiation/payment/list` responses
+### 2020-09-14_1.200.0
+- Add `risk_summary` and `page_number` to `/beta/credit/payroll_income/risk_signals/get`
+### 2020-09-14_1.199.0
+- Renamed `/wallet/transactions/list` into `/wallet/transaction/list` as endpoint
+### 2020-09-14_1.198.8
+- `/transfer/authorization/create` and `/transfer/create` may not return `account_id` in response.
+### 2020-09-14_1.198.7
+- Add `SYNC_UPDATES_AVAILABLE` support to `/sandbox/item/fire_webhook`
+### 2020-09-14_1.198.6
+- Make `ProductStatus` object nullable to reflect Sandbox-specific behavior.
+- Clarify documentation for `SYNC_UPDATES_AVAILABLE` webhook.
+### 2020-09-14_1.198.5
+- Internal changes
+### 2020-09-14_1.198.4
+- Add `deleted_at` to `/payment_profile/get` response.
+### 2020-09-14_1.198.3
+- Change `start_date` to `start_time` for `/wallet/transaction/list` response.
+### 2020-09-14_1.198.2
+- Update list of available products for `/partner/customer/create`.
+### 2020-09-14_1.198.1
+- Add `institution_name` and `institution_id` fields to `/credit/payroll_income/get` response.
+### 2020-09-14_1.198.0
+- Add `options.start_date` and `options.end_date` to `/wallet/transaction/list` endpoint.
+- Add `last_status_update` and `payment_id` field to `WalletTransaction`.
+- Add `transaction_id` field to `PaymentInitiationPayment`
+### 2020-09-14_1.197.6
+- Add `originator_client_id` to Transfer API endpoints
+### 2020-09-14_1.197.5
+- Deprecate `origination_account_id` from `/transfer/authorization/create` endpoint.
+### 2020-09-14_1.197.4
+- Add `asset_under_management` field to `PartnerCustomerCreateRequest`.
+# 17.0.0
+- Updating to OAS 2020-09-14_1.197.3
+## Breaking changes in this version
+- Move from Ruby 2.4.0 to Ruby 3, incorporating [#440](https://github.com/plaid/plaid-ruby/pull/440)
+- Consolidate usages of `Error` into `PlaidError`
+- Rename `LOGIN_REQUIRED` from transfer authorizations `decision_rationale` to `ITEM_LOGIN_REQUIRED`
+- Update `IdentityVerificationRequestUser.date_of_birth` to be required to match the existing behavior of the API.
+- (Transfer) Rename `TransferUserInRequest` to `TransferAuthorizationUserInRequest` for `/transfer/authorization/create`
+## OpenAPI Schema Changes
+### 2020-09-14_1.197.3
+- Update supported `CountryCode`'s in `link/token/create` docs.
+### 2020-09-14_1.197.2
+- ach_class optional
+- add rtp network option
+### 2020-09-14_1.197.1
+- Add newly supported languages for Link
+### 2020-09-14_1.197.0
+- Add `PAYMENT_PROFILE_LOGIN_REQUIRED` to transfer authorization `decision_rationale.code`.
+### 2020-09-14_1.196.3
+- Add `institution_name` field to `payroll_income_result` of `/credit/sessions/get`
+### 2020-09-14_1.196.2
+- Add requirements for `logo` in `PartnerCustomerCreateRequest`.
+### 2020-09-14_1.196.2
+- Deprecate webhook status `VERIFICATION_STATUS_PENDING_APPROVAL` in `income_verification` apis.
+### 2020-09-14_1.196.1
+- Add a note in the description of `/transfer/authorization/create`
+### 2020-09-14_1.196.0
+- Added endpoint `/sandbox/payment_profile/reset_login`
+### 2020-09-14_1.195.0
+- Consolidate usages of `Error` into `PlaidError`
+- Add a `PlaidErrorType` enum
+### 2020-09-14_1.194.2
+- Fix typo for `income_verification` in `/sandbox/public_token/create` options
+### 2020-09-14_1.194.1
+- Update field descriptions in `/partner/customer/*` responses.
+- Make `PartnerEndCustomerWithSecrets` extend `PartnerEndCustomer`.
+- Fix documentation links in `/partner/customer/*` endpoints.
+### 2020-09-14_1.194.0
+- Add `/partner/customer/enable` endpoint
+### 2020-09-14_1.193.0
+- Rename `LOGIN_REQUIRED` from transfer authorizations `decision_rationale` to `ITEM_LOGIN_REQUIRED`
+### 2020-09-14_1.192.3
+- Add `/fdx/notifications` endpoint.
+### 2020-09-14_1.192.2
+- Add `USER_REPORTED_NO_INCOME` to CreditSessionBankIncomeStatus
+### 2020-09-14_1.192.1
+- Update description for `payment_profile_token` field
+### 2020-09-14_1.192.0
+- Add `income_verfication` field to `/sandbox/public_token/create`
+### 2020-09-14_1.191.1
+- Add `document_income_result` field to `credit/sessions/get`
+### 2020-09-14_1.191.0
+- Remove `payment_profile_id` from `/payment_profile/*`, `/transfer/authorization/create`, and `/transfer/create` endpoints and replace with `payment_profile_token`
+### 2020-09-14_1.190.0
+- Removed auditor_id from /credit/audit_copy/token/create
+### 2020-09-14_1.189.0
+- Add length boundary for the `client_user_id` field in `user/create`
+### 2020-09-14_1.188.0
+- Add `SchemaVersion` field to Freddie Mac Verification of Assets Schema
+### 2020-09-14_1.187.0
+- Add `non-custodial wallet` to account subtypes supported for investments
+- Add `trade` investment transaction subtype as a subtype of `transfer` investment transaction type
+### 2020-09-14_1.186.2
+- Add `errors` field to `credit/sessions/get`
+### 2020-09-14_1.186.1
+- Add `payroll_income_result` field to `credit/sessions/get`
+### 2020-09-14_1.186.0
+- Update `IdentityVerificationRequestUser.date_of_birth` to be required to match the existing behavior of the API.
+### 2020-09-14_1.185.0
+- Add support for `USER_INPUT_TIMEOUT` as a value for `force_error` in the sandbox custom user schema.
+### 2020-09-14_1.184.0
+- Make `payment_id` not required in `/link/token/create` under the `payment_initiation` field.
+### 2020-09-14_1.183.0
+- Add `beacon_session_id` field in req of /transfer/authorization/create endpoint.
+### 2020-09-14_1.182.0
+- Add `/link/oauth/correlation_id/exchange` endpoint.
 # 16.0.0
 - Updating to OAS 2020-09-14_1.181.1
+## Breaking changes in this version
+- (Identity Verification) Remove `Date` and `DateNullable` types in identity_verification and monitor endpoints. Replace with `ISO8601Date` and `ISO8601DateNullable`
+  instead.
 ## OpenAPI Schema Changes
 ### 2020-09-14_1.181.1
 - Update `report_tokens` in `/credit/relay/create` endpoint request to be a list of strings instead a list of objects
 ### 2020-09-14_1.181.0
@@ -14,7 +3502,7 @@ See full changelog for the OpenAPI schema (OAS) [here](https://github.com/plaid/
 ### 2020-09-14_1.180.0
 - Remove `Date` and `DateNullable` types in identity_verification and monitor endpoints. Replace with `ISO8601Date` and `ISO8601DateNullable`
-    instead.
+  instead.
 ### 2020-09-14_1.179.0
@@ -38,14 +3526,17 @@ See full changelog for the OpenAPI schema (OAS) [here](https://github.com/plaid/
 - Add `settled` as a valid event type for `/sandbox/transfer/simulate`
 ### 2020-09-14_1.177.3
 - Replace `ASSET_TRANSACTION_DESCRIPTION` with `ASSET_TRANSACTION_DESCRIPTON` in Freddie Mac
   Asset Report
 ### 2020-09-14_1.177.2
 - Add `ownership_type` to Asset Report account object, to reflect actual API behavior.
 - Update and clarify docs, including update to reflect new Transfers cutoff times.
 ### 2020-09-14_1.177.1
 - Add `settled` as a possible Transfer status and `swept_settled` as a possible Transfer sweep status
 - Add `settled` and `swept_settled` as new Transfer event types
 - Add `settled` field to Transfer sweep object
@@ -56,9 +3547,11 @@ See full changelog for the OpenAPI schema (OAS) [here](https://github.com/plaid/
 - Add `options` and `days_to_included` to `AssetReportGetRequest`
 ### 2020-09-14_1.176.2
 - Add `recipient_id` field examples to the `/wallet/create`, `/wallet/get`, and `/wallet/list` responses
 ### 2020-09-14_1.176.1
 - Set `employment_report_token` field in the `/credit/employment/get` endpoint to be not required
 ### 2020-09-14_1.176.0
@@ -215,9 +3708,11 @@ See full changelog for the OpenAPI schema (OAS) [here](https://github.com/plaid/
 - Update `PaymentInitiationPaymentStatus` to include an additional `PAYMENT_STATUS_SETTLED` enum
 # 15.11.0
 - Updating to OAS 2020-09-14_1.161.5
 ## OpenAPI Schema Changes
 ### 2020-09-14_1.161.5
 - Reverts the changes made in 2020-09-14_1.157.0
@@ -227,7 +3722,7 @@ See full changelog for the OpenAPI schema (OAS) [here](https://github.com/plaid/
 - Update description for webhook `USER_PERMISSION_REVOKED`
 ### 2020-09-14_1.161.3
 - Bug fix: Put quotes around the '529' account type to prevent generated client libraries from treating it as an integer.
 - Add `RECURRING_TRANSACTIONS_UPDATE` to description of sandbox webhook testing endpoint
@@ -240,6 +3735,7 @@ See full changelog for the OpenAPI schema (OAS) [here](https://github.com/plaid/
 - Add required fields back to AssetReport schema
 ### 2020-09-14_1.161.0
 - Remove `access_token` request parameter from `/beta/partner/v1/customers/create`
 ### 2020-09-14_1.160.0
@@ -277,25 +3773,32 @@ See full changelog for the OpenAPI schema (OAS) [here](https://github.com/plaid/
 - Create `/credit/bank_income/pdf/get` to allow customers to retrieve the bank income product as a PDF
 ### 2020-09-14_1.153.1
 -- Add `personal_finance_category_icon_url` to `/beta/transactions/v1/enhance` response
 ### 2020-09-14_1.153.0
 -- Add new endpoint `/beta/partner/v1/customers/create`
 ### 2020-09-14_1.152.0
 - Add `form1099s` as part of the `credit/payroll_income/get` response.
 - Add `Credit1099` object and corresponding subtypes.
 ### 2020-09-14_1.151.1
 - Update required fields list for guaranteed ACH customers
 ### 2020-09-14_1.151.0
 - Mark `verification` field under `paystubs` object in `/credit/payroll_income/get` as deprecated
 ### 2020-09-14_1.150.0
 - Make `user_present` under `/transfer/authorization/create` nullable
 ### 2020-09-14_1.149.1
 - Update fields description for guaranteed ACH customers
 ### 2020-09-14_1.149.0
@@ -317,9 +3820,11 @@ See full changelog for the OpenAPI schema (OAS) [here](https://github.com/plaid/
 - Add new endpoints `/credit/relay/get`, `/credit/relay/refresh` and `/credit/relay/remove`
 # 15.10.0
 - Updating to OAS 2020-09-14_1.146.0
 ## OpenAPI Schema Changes
 ### 2020-09-14_1.146.0
 - make item_logins field not required
@@ -398,64 +3903,85 @@ See full changelog for the OpenAPI schema (OAS) [here](https://github.com/plaid/
 - Add `/credit/audit_copy_token/remove` to invalidate Audit Copy tokens
 # 15.9.0
 - Updating to OAS 2020-09-14_1.131.3
 ## OpenAPI Schema Changes
 ### 2020-09-14_1.131.3
 - Update external URL for `/transfer/migrate_account` endpoint
 ### 2020-09-14_1.131.2
 - Add `TRANSFER_LIMIT_REACHED` to enum `TransferAuthorizationDecisionRationaleCode`
 ### 2020-09-14_1.131.1
 - Update `/payment_initiation/consent/*` external docs URLs
 ### 2020-09-14_1.131.0
 - Add `iban` to `counterparty`'s `numbers` field in `/wallet/transaction/execute`
 ### 2020-09-14_1.130.0
 - Update description of `/user/create` to make it more clear what would happen when a client calls the user creation endpoint with the same client_user_id multiple times.
 ### 2020-09-14_1.129.0
 - Add `signal_description` for each risk signal in `/beta/credit/payroll_income/risk_signals/get`
 - Change `DocumentRiskSignalInstitutionMetadata` to be nullable
 ### 2020-09-14_1.128.6
 - Fix category rules formatting
 ### 2020-09-14_1.128.5
 - Change description in `UserCustomPassword` to reflect that only top level fields are optional not all fields
 ### 2020-09-14_1.128.4
 - Move Category Rules description to `include_personal_finance_category` flag
 # 15.8.0
 - Updating to OAS 2020-09-14_1.128.4
 ## OpenAPI Schema Changes
 ### 2020-09-14_1.128.4
 - Add `identity_verification` as a new optional parameter for `/link/token/create`
 ### 2020-09-14_1.128.3
 - Add category rules beta to `personal_finance_category` field description
-in `/transactions/get`
+  in `/transactions/get`
 # 15.7.0
 - Updating to OAS 2020-09-14_1.128.2
 ## OpenAPI Schema Changes
 ### 2020-09-14_1.128.2
 - Update description of `/investments/transactions/get` endpoint
-- Update description of `cost_basis` field
+- Update description of `cost_basis` field
 ### 2020-09-14_1.128.1
 - Add `merchant_website` and `merchant_logo_url` to `/beta/transactions/v1/enhance` response
 ### 2020-09-14_1.128.0
 - Add `auth_type_select_enabled`, `automated_microdeposits_enabled`, `instant_match_enabled`, and `same_day_microdeposits_enabled` to `/link/token/create`
 - Marked `flow_type` parameter as deprecated
 ### 2020-09-14_1.127.0
 - Add `consent_id` filter to `/payment_initiation/payment/list`
 - Add `consent_id` to `/link/token/create`
@@ -468,9 +3994,11 @@ in `/transactions/get`
 - Add `accounts` object to `/credit/payroll_income/get` response
 ### 2020-09-14_1.124.0
 - Added `include_fast_report` in `asset_report/create` endpoint. Added `fast_report` in `asset_report/get` endpoint
 ### 2020-09-14_1.123.1
 - Removed `reversed` and `reverse_swept` from possible event_type values in TransferEventListRequest docs
 ### 2020-09-14_1.123.0
@@ -482,166 +4010,221 @@ in `/transactions/get`
 - Add `request_id` to all Identity Verification and Monitor responses
 ### 2020-09-14_1.121.2
 - Added sample user_id to INCOME_VERIFICATION webhook
 ### 2020-09-14_1.121.1
 - Pre-release API refinements to Monitor and Flow endpoints
 # 15.6.0
 - Updating to OAS 2020-09-14_1.121.0
 ## OpenAPI Schema Changes
 ### 2020-09-14_1.121.0
 - Add TimestampNullable type
 ### 2020-09-14_1.120.0
 - Removed `Uploaded`, `Created` and `APPROVAL_STATUS_APPROVED` enum strings from `PayrollItemStatus` field.
 ### 2020-09-14_1.119.0
 - Add `returned` to TransferStatus enum
 - Add `return_swept` to TransferSweepStatus enum
 - Add `returned` and `return_swept` to TransferEventType enum
 ### 2020-09-14_1.118.0
 - Added `employee_type` and `last_paystub_date` to `/credit/employment/get` response
 ### 2020-09-14_1.117.1
 - Make `/payment_initiation/consent/create` API more strict
 ### 2020-09-14_1.117.0
 - Add `/credit/audit_copy_token/create` endpoint
 ### 2020-09-14_1.116.0
 - Add `/wallet/list` endpoint
 # 15.5.0
 - Updating to OAS 2020-09-14_1.115.2
 ## OpenAPI Schema Changes
 ### 2020-09-14_1.115.2
 - Update description fields to fix formatting errors
 - Reflect that `error.suggested_action` is `nullable`
 ### 2020-09-14_1.115.1
 - Update OpenAPI spec
 ### 2020-09-14_1.115.0
 - Added `income_report_token` to `/credit/payroll_income/get` response
 ### 2020-09-14_1.114.2
 - Add `/wallet/create` endpoint
 ### 2020-09-14_1.114.1
 - Add beta `additional_consented_products` field to `/link/token/create`
 ### 2020-09-14_1.113.1
 - Updated `/transactions/recurring/get` description
 ### 2020-09-14_1.113.0
 - Add webhooks for new Monitor and Identity Verification products
 ### 2020-09-14_1.112.0
 - Add endpoints for new Monitor and Identity Verification products
 ### 2020-09-14_1.111.15
 - Remove `emi_recipient_id` from Payment Initiation Recipient
 ### 2020-09-14_1.111.14
 - Add optional `iban` and `bacs` fields to `options` in the `/payment_initiation/consent/create` request
 ### 2020-09-14_1.111.13
 - Updated `/transactions/sync` description
 ### 2020-09-14_1.111.12
 - Add more accurate enum documentations to `/transactions/recurring/get` API doc
 ### 2020-09-14_1.111.11
 - Additional documentation for `/transactions/sync`
 ### 2020-09-14_1.111.9
 - Remove deprecated field `createdAt` from `/application/get` response
 ### 2020-09-14_1.111.8
 - Add field validation to `BankTransferDirection`
 ### 2020-09-14_1.111.7
 - Remove deprecated field `createdAt` from `/application/get` response
 ### 2020-09-14_1.111.6
 - Add external doc link to `transactions/recurring/get`
 ### 2020-09-14_1.111.5
 - Updating the API doc for Recurring Transactions
 ### 2020-09-14_1.111.4
 - Add `DisplayName` in `/application/get` response
 ### 2020-09-14_1.111.3
 - Updated sample responses for all Transfer endpoints
 ### 2020-09-14_1.111.2
 - Changing `beta/transactions/rules/` routes to `beta/transactions/rules/v1`
 ### 2020-09-14_1.111.1
 - Fixing `InsitututionMetadata` typo to `InstitutionMetadata` in private `/beta/credit/payroll_income/risk_signals/get`endpoint response
 ### 2020-09-14_1.111.0
 - Added `require_guarantee`, `guarantee_decision`, and `guarantee_decision_rationale` to `/transfer/intent` in order to support Guarantee when using Transfer UI.
 ### 2020-09-14_1.110.2
 - Add additional supported `type` enums in `WalletTransaction`.
 ### 2020-09-14_1.110.1
 - Add Additional History billing information for /asset_report/create.
 ### 2020-09-14_1.110.0
 - Add `user_id` to income verification webhook payload
 ### 2020-09-14_1.109.1
 - Make `consent_id` field nullable in `PaymentInitiationPayment`.
 ### 2020-09-14_1.109.0
 - Replace `initiated_refunds` with `refund_ids` in the `/payment_initiation/payment/get` and `/payment_initiation/payment/list` responses
 ### 2020-09-14_1.108.0
 - Added `/beta/credit/payroll_income/risk_signals/get` endpoint (currently private)
 ### 2020-09-14_1.107.4
 - Remove unsupported ACH classes from `bank_transfer/` and `transfer/` endpoints.
 ### 2020-09-14_1.107.3
 - Add `enable_multiple_items` parameter for bank income.
 ### 2020-09-14_1.107.2
 - Fix typo in `institution_name` parameter for credit endpoints.
 ### 2020-09-14_1.107.0
 - Added `reference` and `idempotency_key` fields to the `payment_initiation/payment/reverse` request.
 ### 2020-09-14_1.106.0
 - Added `is_update_mode` to `income_verification` in the `/link/token/create` body
 ### 2020-09-14_1.105.2
 - Consolidate item schemas
 # 15.4.0
 - Updating to OAS 2020-09-14_1.105.1
 - Expose Faraday::Connection object for additional configuration options
 ## OpenAPI Schema Changes
 ### 2020-09-14_1.105.1
 - Removed `client_id` and `secret` as required fields from `/transfer/intent/{get,create}` to match actual API behavior.
 ### 2020-09-14_1.105.0
 - Add `/credit/payroll_income/refresh` endpoint
 ### 2020-09-14_1.104.0
 - Added `/signal/prepare`
 ### 2020-09-14_1.103.0
 - Add `/transactions/recurring/deactivate` endpoint
 ### 2020-09-14_1.102.0
 - Added `/watchlist_screening/individual/list` (currently private)
 - Added `/watchlist_screening/individual/create` (currently private)
 - Added `/watchlist_screening/individual/get` (currently private)
@@ -670,260 +4253,344 @@ in `/transactions/get`
 - Modified `/identity_verification/create` (currently private)
 ### 2020-09-14_1.101.0
 - Add endpoint for `/credit/bank_income/refresh`
 ### 2020-09-14_1.100.0
 - Add `include_original_description`, `include_personal_finance_category` options to `/transactions/sync` request.
 ### 2020-09-14_1.99.0
 - API changes for /credit/employment/get
 ### 2020-09-14_1.98.1
 - Add `gusto` as processor partner
 ### 2020-09-14_1.98.0
 - Add `user_token` as a request parameter for `/sandbox/public_token/create`
 ### 2020-09-14_1.97.1
 - Remove `auth`, `transactions_updates`, `investments_updates`, and `identity` as required fields from Item status to match actual API behavior.
 # 15.3.0
 - Updating to OAS 2020-09-14_1.97.0
 ## OpenAPI Schema Changes
 ### 2020-09-14_1.97.0
 - [Beta] Rename some `Credit` refs that were preventing client library generation from completing successfully
 ### 2020-09-14_1.96.0
 - remove unused `payroll_income_id` from `/credit/payroll_income/get` field
 - add status object to items in `/credit/payroll_income/get` response body
 ### 2020-09-14_1.95.1
 - Add `TransferEventsUpdateWebhook` schema
 ### 2020-09-14_1.95.0
 - Add `institution_data` parameter to `/link/token/create`
 ### 2020-09-14_1.94.2
 - Tidy up YAML
 ### 2020-09-14_1.94.1
 - Add `highnote` processor to `/processor/token/create`
 # 15.2.0
 - Updating to OAS 2020-09-14_1.94.0
 ## OpenAPI Schema Changes
 ### 2020-09-14_1.94.0
 - Add `use_case`, `company_legal_name`, `city`, `region`, `country_code`, `postal_code` as a required response field of `Application`
 ### 2020-09-14_1.93.2
 - Remove `income_verification_id` from income webhook example
 - Fix incorrect URL for `/user/create` endpoint
 ### 2020-09-14_1.93.1
 - Remove deprecated `income_verification_id` from income webhooks
 - Standardize income webhook casing
 ### 2020-09-14_1.93.0
 - Add several new fields to `/signal/evaluate` response
--
+-
 ### 2020-09-14_1.92.4
 - Add `/sandbox/transfer/fire_webhook` endpoint
 ### 2020-09-14_1.91.4
 - Mark certain Income endpoints as deprecated in favor of the new `/credit/*` endpoints.
 ### 2020-09-14_1.91.3
 - Add `checkout` processor to `/processor/token/create`
 ### 2020-09-14_1.91.2
 - Add `webhook_type` parameter to `/sandbox/item/fire_webhook`
 - Support for investments transactions, investments holdings and liabilities `DEFAULT_UPDATE` webhooks
 ### 2020-09-14_1.90.2
 - Add new warning type to `/credit/bank_income/get` response
 ### 2020-09-14_1.90.1
 - Add `marqeta` and `solid` as Auth processor partners
 - Fix schema of `cause` parameter for Asset Reports
 - Fix some invalid examples
 ### 2020-09-14_1.90.0
 - Add `/credit/employment/get` endpoint
 - Add optional `access_tokens` array to `/credit/payroll_income/precheck` request
 ### 2020-09-14_1.89.3
 - Update description of `/sandbox/item/fire_webhook`
 ### 2020-09-14_1.89.2
 - Update description of `accounts/get`
 ### 2020-09-14_1.89.1
 - Added `AUTH_DATA_UPDATE` webhook code as valid input to `/sandbox/item/fire_webhook`
 - Update description for `/sandbox/item/fire_webhook`
 ### 2020-09-14_1.89.0
 - Add `/transfer/migrate_account` endpoint
 ### 2020-09-14_1.88.2
 - Fix operationId for `/credit/payroll_income/precheck`
 ### 2020-09-14_1.88.1
 - Remove deprecated fields from `/item/application/list`
 ### 2020-09-14_1.88.0
 - Add `wire_routing_number` parameter to `/bank_transfer/migrate_account`
 ### 2020-09-14_1.87.1
 - Specify minimum length of 1 for `description` on `TransferIntentCreateRequest`
 ### 2020-09-14_1.87.0
 - Add `consent_id` support in the Institutions Search request
 ### 2020-09-14_1.86.1
 - Add `apex_clearing` as a processor partner
 ### 2020-09-14_1.86.0
 - Introduce Credit Payroll Income APIs
 - Introduce Credit Precheck API
 ### 2020-09-14_1.85.1
 - Add `/identity_verification/create` endpoint, kept private for now
 ### 2020-09-14_1.85.0
 - Add `status` field to `ConnectedApplication`
 # 15.1.0
 - Updating to OAS 2020-09-14_1.84.5
 ## OpenAPI Schema Changes
 ### 2020-09-14_1.84.5
 - Added missing `asset_report_id` field to `/asset_report/relay/refresh`
 ### 2020-09-14_1.84.4
 - Change summary description and url for `/credit/bank_income/get`
 ### 2020-09-14_1.84.3
 - Slight wording change for `/credit/bank_income/get` response fields
 ### 2020-09-14_1.84.3
-- Move `user_token` to top level of `link/token/create` request
+- Move `user_token` to top level of `link/token/create` request
 ### 2020-09-14_1.84.2
 - Correct typo in enum value for Investment subtypes (`person` -> `pension`)
 ### 2020-09-14_1.84.1
 - Fix schema to properly handle personal finance categories in `/transactions/get`
 ### 2020-09-14_1.84.0
 - Add `user_token` parameter to `link/token/create`
 ### 2020-09-14_1.83.1
 - Add new fields to `/credit/bank_income/get` response
 ### 2020-09-14_1.83.0
 - Remove `permitted` decision for `/transfer/authorization/create`
 ### 2020-09-14_1.82.0
 - Add beta field `consented_products` to `/item/get/` endpoint response
 ### 2020-09-14_1.82.0
 - Revamp LinkTokenCreate.IncomeVerificationOptions for GA
 ### 2020-09-14_1.81.0
 - Add `/transaction/rules/create`, `/transaction/rules/list` and `/transaction/rules/remove` endpoints
 ### 2020-09-14_1.80.0
 - Added `/user/create` endpoint
 # 15.0.0
 - Updating to OAS 2020-09-14_1.79.0
 ## Breaking changes
 - Many enum fields have been de-anonymized and renamed, new names can be found in the `2020-09-14_1.64.15` change message
-- Non integer numbers are now `float64` fields
 ## OpenAPI Schema Changes
 ### 2020-09-14_1.79.0
 - Update to include all changes up to `2020-09-14_1.77.4` (Undo revert from `1.78.x` updates)
 ### 2020-09-14_1.77.4
 - Remove the word "Asset" before "Relay" in every asset report relay related responses and request objects
 ### 2020-09-14_1.77.3
 - Add "AssetReport" at the beginning of relay related responses and request objects to match the same pattern as other assets related objects
 ### 2020-09-14_1.77.2
 - Add `ProductAccess` fields for upcoming partner
 # 14.14.0
 - Updating to OAS 2020-09-14_1.78.2
 - Ruby library 14.13.0 was erroneously released as a `minor` version; 14.13.0 changes will be re-released as a `major` version shortly.
 # 14.13.0
 - Updating to OAS 2020-09-14_1.77.1
 # Breaking changes
 - Many enum fields have been de-anonymized and renamed, new names can be found in the `2020-09-14_1.64.15` change message
 ## OpenAPI Schema Changes
 ### 2020-09-14_1.77.1
 - Fix extraneous field in enum that caused issue in code generation
 - Added `asset_report_id` to the example for `/asset_report/relay/refresh`
 ### 2020-09-14_1.77.0
 - Explicitly set `format: double` for non-integer numbers so generated fields prefer float64
 ### 2020-09-14_1.76.0
 - Add three new endpoints for Assets: `/asset_report/relay/create`, `/asset_report/relay/get`, and `/asset_report/relay/rmeove`
 ### 2020-09-14_1.75.0
 - Added `/asset_report/relay/refresh` endpoint
 ### 2020-09-14_1.74.0
 - Add `recurring_transactions` to list of products
 ### 2020-09-14_1.73.0
 - Add new endpoint for `/credit/bank_income/get`
 ### 2020-09-14_1.72.0
 - Updated documentation URLs for all product endpoints. They can now be found
-at `/docs/api/products/<product-name>/#endpoint` instead of `/docs/api/products/#endpoint`
+  at `/docs/api/products/<product-name>/#endpoint` instead of `/docs/api/products/#endpoint`
 ### 2020-09-14_1.71.0
 - internal changes
 ### 2020-09-14_1.70.0
 - Remove deprecated `income_verification_id` from `/sandbox/income/fire_webhook`
 ### 2020-09-14_1.69.1
 - Reorder processors enum
 ### 2020-09-14_1.69.0
 - Added `/beta/transactions/v1/enhance` endpoint
 ### 2020-09-14_1.68.1
 - Added `status` object to sample responses for `/institutions/get` and `institutions/search` endpoints
 ### 2020-09-14_1.68.0
 - Mark `include_personal_finance_category_beta` property as deprecated.
 - Add new argument `include_personal_finance_category` to TransactionsGetRequestOptions.
 - Update docs for `/transactions/get` request and response, referencing personal_finance_category taxonomy csv file.
 ### 2020-09-14_1.67.1
 - internal changes
 ### 2020-09-14_1.67.0
 - Removed unused `/income/verification/summary/get` endpoint
 ### 2020-09-14_1.66.0
 - Added Payment Consent endpoints
 ### 2020-09-14_1.65.0
 - Removed unused `/income/verification/paystub/get` endpoint
 ### 2020-09-14_1.64.15
 - De-anonymized enums:
   - `PaymentInitiationPaymentReverseResponse.properties.status` => `PaymentInitiationRefundStatus`
   - `PaymentInitiationPaymentCreateResponse.properties.status` => `PaymentInitiationPaymentCreateStatus`
@@ -943,32 +4610,41 @@ at `/docs/api/products/<product-name>/#endpoint` instead of `/docs/api/products/
 - `IncomeVerificationPrecheckMilitaryInfo.properties.branch` is now a string field (previously enum)
 ### 2020-09-14_1.64.15
 - Made `last_statement_balance` and `minimum_payment_amount` `nullable` for credit card liabilities schema to reflect existing API behavior.
 ### 2020-09-14_1.64.14
 - Made `last_payment_amount` and `last_statement_issue_date` `nullable` for credit card liabilities schema to reflect existing API behavior.
 - Fix transfers examples to reflect more consistent usage of `region` field.
 # 14.12.1
 - Updating to OAS 2020-09-14_1.64.13
 - Fix issue where library did not correctly detect if app is a Rails app.
 ## OpenAPI Schema Changes
 ### 2020-09-14_1.64.13
 - Deprecate `idempotency_key` parameter in transfer/create
 ### 2020-09-14_1.64.12
 - Removed the unused `required_product_access` and `optional_product_access` parameters from `RequestedScopes`
 ### 2020-09-14_1.64.11
 - Fix some examples that were not consistent with their schemas
 - Add `adjustments` as an investments transaction type to make OpenAPI file consistent with values returned by the API
 - Clarify description field for `marital_status` to reflect possible values
 ### 2020-09-14_1.64.10
 - Updated the external docs URL for Bank Transfers sandbox endpoints
 ### 2020-09-14_1.64.9
 - De-anonymized the object filters under `LinkTokenCreateRequestAccountSubtypes`, as anonymous objects aren't compatible with the generated CLibs.
 - De-anonymized some misc. objects
   - `PaymentInitiationMetadata/properties/maximum_payment_amount`
@@ -978,116 +4654,152 @@ at `/docs/api/products/<product-name>/#endpoint` instead of `/docs/api/products/
   - `LiabilitiesDefaultUpdateWebhook/properties/account_ids_with_updated_liabilities`
 ### 2020-09-14_1.64.8
 - Updated the description of the historical_balances array
 ### 2020-09-14_1.64.7
 - Add new possible enums for income verification earnings breakdown canonical description
 ### 2020-09-14_1.64.6
 - Hid a few product enum values that are deprecated or no longer valid for certain request fields. This affects the documentation only.
 ### 2020-09-14_1.64.5
 - Make guarantee fields required in Transfer endpoints
 ### 2020-09-14_1.64.4
 - Updated description for `failure_reason` field in Transfer endpoints
 ### 2020-09-14_1.64.3
 - Make `repayment_id` required in `/transfer/repayment/return/list` endpoint
 ### 2020-09-14_1.64.2
-- Update description for legal name field in `BankTransferUser`
+- Update description for legal name field in `BankTransferUser`
 ### 2020-09-14_1.64.1
 - Update descriptions for `/transfer/repayment/list` and `/transfer/repayment/return/list` endpoints
 ### 2020-09-14_1.64.0
 - Remove `scheme_automatic_downgrade` from `/payment_initiation/payment/create`
 ### 2020-09-14_1.63.1
 - Update description for `/sandbox/transfer/sweep/simulate` endpoint
 ### 2020-09-14_1.63.0
 - Refactor account subtype enums for greater specificity. This has no changes to the API but is a major semver change for Python, Node, Go, and Java client library interfaces to the AccountSubtype object within account filtering contexts in `/link/token/create`. The `AccountSubtype` namespace in this context is now prefixed with the AccountType. (Example for Node: Old: `AccountSubtype.checking` New: `DepositoryAccountSubtype.checking`)
 ### 2020-09-14_1.62.7
 - Update description for `datetime` and `authorized_datetime` fields in Transactions endpoints
 ### 2020-09-14_1.62.6
 - Make `sweep_id` / `sweep_amount` fields on Transfer Event nullable
 ### 2020-09-14_1.62.6
 - Set `institution_status` to be nullable in `InstitutionsGetResponse`
 ### 2020-09-14_1.62.5
 - Update external docs URLs for Transfer and Bank Transfer endpoints
 - Update description for `ach_return_code` field in Transfer endpoints
 ### 2020-09-14_1.62.4
 - Add `join_date` to `/application/get` and `/item/application/list`
 - Remove `created_at` from `/application/get`
 ### 2020-09-14_1.62.3
 - Updated various description fields for Income
 ### 2020-09-14_1.62.2
 - Add `employment` as an available product in Product array.
 # 14.12.0
 - Updating to OAS 2020-09-14_1.62.1
 # 14.11.1
 - Added a release step to the `Makefile` to purge previously released version of plaid-ruby in the current release.
 # 14.11.0
 - Updating to OAS 2020-09-14_1.61.0
 # 14.10.0
 - Updating to OAS 2020-09-14_1.58.1
 # 14.9.0
 - Updating to OAS 2020-09-14_1.54.2
 # 14.8.0
 - Updating to OAS 2020-09-14_1.46.1
 # 14.7.0
 - Updating to OAS 2020-09-14_1.44.0
 # 14.6.0
 - Updating to OAS 2020-09-14_1.40.3
 # 14.5.0
 - Updating to OAS 2020-09-14_1.36.4
 # 14.4.0
 - Updating to OAS 2020-09-14_1.34.1
 - Fixed an issue with enums in this library. The library is supposed to be able to gracefully handle
-    new enum values being returned from endpoints. Previously, if there were new enum values
-    endpoint calls would fail.
+  new enum values being returned from endpoints. Previously, if there were new enum values
+  endpoint calls would fail.
 # 14.3.0
 Updating to OAS 2020-09-14_1.33.0.
 # 14.2.0
 Updating to OAS 2020-09-14_1.31.1.
 # 14.1.0
 Updating to OAS 2020-09-14_1.26.1.
 # 14.0.0
-The official release of the `plaid-ruby` generated library. Refer to the beta migration guide for tips on migrating from older version of the libraries.
+The official release of the `plaid-ruby` generated library. See the [migration guide](https://github.com/plaid/plaid-java#migration-guide) for instructions on migrating to this version.
 This particular version is pinned to OpenAPI version `2020-09-14_1.20.6`.
 # 14.0.0.beta.5
 Generated from OAS version 2020-09-14_1.16.4. See full changelog [here](https://github.com/plaid/plaid-openapi/blob/master/CHANGELOG.md).
 # 14.0.0.beta.4
 See full changelog [here](https://github.com/plaid/plaid-openapi/blob/master/CHANGELOG.md).
 - Remove validation for `maxProperties` due to generator bug.
 # 14.0.0.beta.3
 Type fixes, see full changelog [here](https://github.com/plaid/plaid-openapi/blob/master/CHANGELOG.md).
 # 14.0.0.beta.1
@@ -1096,83 +4808,22 @@ This version represents a transition in how we maintain our external client libr
 The minimum required ruby version is 2.4.0.
-**Ruby Migration Guide:**
-### Client initialization
-From:
-```ruby
-client = Plaid::Client.new(env: :sandbox,
-                            client_id: client_id,
-                            secret: secret)
-```
-To:
-```ruby
-configuration = Plaid::Configuration.new
-configuration.server_index = Plaid::Configuration::Environment["sandbox"]
-configuration.api_key["PLAID-CLIENT-ID"] = ENV["PLAID_RUBY_CLIENT_ID"]
-configuration.api_key["PLAID-SECRET"] = ENV["PLAID_RUBY_SECRET"]
-configuration.api_key["Plaid-Version"] = "2020-09-14"
-api_client = Plaid::ApiClient.new(
-  configuration
-)
-client = Plaid::PlaidApi.new(api_client)
-```
-### Endpoints
-All endpoint requests now take a request model and the functions have been renamed to include `_`.
-From:
-```ruby
-response = client.auth.get(access_token)
-```
-To:
-```ruby
-auth_get_request = Plaid::AuthGetRequest.new
-auth_get_request.access_token = access_token
-or
-auth_get_request = Plaid::AuthGetRequest.new({:access_token => access_token})
-response = client.auth_get(auth_get_request)
-```
-### Errors
-From:
-```ruby
-begin
-  client.auth.get(auth_get_request)
-rescue Plaid::PlaidAPIError => e
-  raise e if e.error_code != 'PRODUCT_NOT_READY'
-  sleep 1
-end
-```
-To:
-```ruby
-begin
-  client.auth_get(auth_get_request)
-rescue Plaid::ApiError => e
-  json_response = JSON.parse(e.response_body)
-  if json_response["error_code"] != "PRODUCT_NOT_READY"
-end
-```
+See the [migration guide](https://github.com/plaid/plaid-java#migration-guide) for instructions on migrating to this version.
 # 13.2.0
 - Add support for `options` to `/payment_initiation/payment/create`
 # 13.1.0
 - Add Standing Orders support to Payment Initiation
 # 13.0.1
 - Add `update_type` to `Item` model.
 # 13.0.0
 - Add support for providing a payment initiation schedule
 - Add back the (now deprecated) `/item/public_token/create` endpoint
 - Add back the (now deprecated) `/payment_initiation/payment/token/create` endpoint
@@ -1185,13 +4836,13 @@ BREAKING CHANGES:
 - The library has been pinned to the '2020-09-14' API release. Visit the [docs](https://plaid.com/docs/api/versioning/) to see what changed.
 - the `/item/public_token/create` endpoint has been disabled in favor of the /link/token/create
-    endpoint
+  endpoint
 - The `/item/add_token/create endpoint` has been disabled in favor of the /link/token/create
 - The `/payment_initiation/payment/token/create` endpoint has been disabled in favor of the /link/token/create
-    endpoint
+  endpoint
 - The `/item/remove` endpoint will no longer return a `removed` boolean.
 - The `/institutions/get`, `/institutions/get_by_id`, and `/institutions/search` now require
-    `country_codes` to be passed in.
+  `country_codes` to be passed in.
 # 11.1.0