plaid 15.1.0 → 15.4.0

data/lib/plaid/api/plaid_api.rb

@@ -3,10 +3,10 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.84.5
+The version of the OpenAPI document: 2020-09-14_1.105.1
 
 Generated by: https://openapi-generator.tech
-OpenAPI Generator version: 5.1.0
+OpenAPI Generator version: 5.1.1
 
 =end
 
@@ -85,7 +85,7 @@ module Plaid
     end
 
     # Retrieve accounts
-    # The `/accounts/get` endpoint can be used to retrieve a list of accounts associated with any linked Item. Plaid will only return active bank accounts — that is, accounts that are not closed and are capable of carrying a balance. This endpoint only returns accounts that were permissioned by the user when they initially created the Item. If a user creates a new account after the initial link, you can capture this event through the [`NEW_ACCOUNTS_AVAILABLE`](https://plaid.com/docs/api/items/#new_accounts_available) webhook and then use Link's [update mode](https://plaid.com/docs/link/update-mode/) to request that the user share this new account with you.  This endpoint retrieves cached information, rather than extracting fresh information from the institution. As a result, balances returned may not be up-to-date; for realtime balance information, use `/accounts/balance/get` instead. Note that some information is nullable.
+    # The `/accounts/get` endpoint can be used to retrieve a list of accounts associated with any linked Item. Plaid will only return active bank accounts — that is, accounts that are not closed and are capable of carrying a balance. For items that went through the updated account selection pane, this endpoint only returns accounts that were permissioned by the user when they initially created the Item. If a user creates a new account after the initial link, you can capture this event through the [`NEW_ACCOUNTS_AVAILABLE`](https://plaid.com/docs/api/items/#new_accounts_available) webhook and then use Link's [update mode](https://plaid.com/docs/link/update-mode/) to request that the user share this new account with you.  This endpoint retrieves cached information, rather than extracting fresh information from the institution. As a result, balances returned may not be up-to-date; for realtime balance information, use `/accounts/balance/get` instead. Note that some information is nullable.
     # @param accounts_get_request [AccountsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [AccountsGetResponse]
@@ -95,7 +95,7 @@ module Plaid
     end
 
     # Retrieve accounts
-    # The `/accounts/get` endpoint can be used to retrieve a list of accounts associated with any linked Item. Plaid will only return active bank accounts — that is, accounts that are not closed and are capable of carrying a balance. This endpoint only returns accounts that were permissioned by the user when they initially created the Item. If a user creates a new account after the initial link, you can capture this event through the [`NEW_ACCOUNTS_AVAILABLE`](https://plaid.com/docs/api/items/#new_accounts_available) webhook and then use Link's [update mode](https://plaid.com/docs/link/update-mode/) to request that the user share this new account with you.  This endpoint retrieves cached information, rather than extracting fresh information from the institution. As a result, balances returned may not be up-to-date; for realtime balance information, use `/accounts/balance/get` instead. Note that some information is nullable.
+    # The `/accounts/get` endpoint can be used to retrieve a list of accounts associated with any linked Item. Plaid will only return active bank accounts — that is, accounts that are not closed and are capable of carrying a balance. For items that went through the updated account selection pane, this endpoint only returns accounts that were permissioned by the user when they initially created the Item. If a user creates a new account after the initial link, you can capture this event through the [`NEW_ACCOUNTS_AVAILABLE`](https://plaid.com/docs/api/items/#new_accounts_available) webhook and then use Link's [update mode](https://plaid.com/docs/link/update-mode/) to request that the user share this new account with you.  This endpoint retrieves cached information, rather than extracting fresh information from the institution. As a result, balances returned may not be up-to-date; for realtime balance information, use `/accounts/balance/get` instead. Note that some information is nullable.
     # @param accounts_get_request [AccountsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(AccountsGetResponse, Integer, Hash)>] AccountsGetResponse data, response status code and response headers
@@ -1969,6 +1969,331 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Refresh a user's bank income information
+    # `/credit/bank_income/refresh` refreshes the bank income report data for a specific user.
+    # @param credit_bank_income_refresh_request [CreditBankIncomeRefreshRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [CreditBankIncomeRefreshResponse]
+    def credit_bank_income_refresh(credit_bank_income_refresh_request, opts = {})
+      data, _status_code, _headers = credit_bank_income_refresh_with_http_info(credit_bank_income_refresh_request, opts)
+      data
+    end
+
+    # Refresh a user&#39;s bank income information
+    # &#x60;/credit/bank_income/refresh&#x60; refreshes the bank income report data for a specific user.
+    # @param credit_bank_income_refresh_request [CreditBankIncomeRefreshRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(CreditBankIncomeRefreshResponse, Integer, Hash)>] CreditBankIncomeRefreshResponse data, response status code and response headers
+    def credit_bank_income_refresh_with_http_info(credit_bank_income_refresh_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.credit_bank_income_refresh ...'
+      end
+      # verify the required parameter 'credit_bank_income_refresh_request' is set
+      if @api_client.config.client_side_validation && credit_bank_income_refresh_request.nil?
+        fail ArgumentError, "Missing the required parameter 'credit_bank_income_refresh_request' when calling PlaidApi.credit_bank_income_refresh"
+      end
+      # resource path
+      local_var_path = '/credit/bank_income/refresh'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(credit_bank_income_refresh_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'CreditBankIncomeRefreshResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.credit_bank_income_refresh",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#credit_bank_income_refresh\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Retrieve a summary of an individual's employment information
+    # `/credit/employment/get` returns a list of items with employment information from a user's payroll provider that was verified by an end user.
+    # @param credit_employment_get_request [CreditEmploymentGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [CreditEmploymentGetResponse]
+    def credit_employment_get(credit_employment_get_request, opts = {})
+      data, _status_code, _headers = credit_employment_get_with_http_info(credit_employment_get_request, opts)
+      data
+    end
+
+    # Retrieve a summary of an individual&#39;s employment information
+    # &#x60;/credit/employment/get&#x60; returns a list of items with employment information from a user&#39;s payroll provider that was verified by an end user.
+    # @param credit_employment_get_request [CreditEmploymentGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(CreditEmploymentGetResponse, Integer, Hash)>] CreditEmploymentGetResponse data, response status code and response headers
+    def credit_employment_get_with_http_info(credit_employment_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.credit_employment_get ...'
+      end
+      # verify the required parameter 'credit_employment_get_request' is set
+      if @api_client.config.client_side_validation && credit_employment_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'credit_employment_get_request' when calling PlaidApi.credit_employment_get"
+      end
+      # resource path
+      local_var_path = '/credit/employment/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(credit_employment_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'CreditEmploymentGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.credit_employment_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#credit_employment_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Retrieve a user's payroll information
+    # This endpoint gets payroll income information for a specific user, either as a result of the user connecting to their payroll provider or uploading a pay related document.
+    # @param credit_payroll_income_get_request [CreditPayrollIncomeGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [CreditPayrollIncomeGetResponse]
+    def credit_payroll_income_get(credit_payroll_income_get_request, opts = {})
+      data, _status_code, _headers = credit_payroll_income_get_with_http_info(credit_payroll_income_get_request, opts)
+      data
+    end
+
+    # Retrieve a user&#39;s payroll information
+    # This endpoint gets payroll income information for a specific user, either as a result of the user connecting to their payroll provider or uploading a pay related document.
+    # @param credit_payroll_income_get_request [CreditPayrollIncomeGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(CreditPayrollIncomeGetResponse, Integer, Hash)>] CreditPayrollIncomeGetResponse data, response status code and response headers
+    def credit_payroll_income_get_with_http_info(credit_payroll_income_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.credit_payroll_income_get ...'
+      end
+      # verify the required parameter 'credit_payroll_income_get_request' is set
+      if @api_client.config.client_side_validation && credit_payroll_income_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'credit_payroll_income_get_request' when calling PlaidApi.credit_payroll_income_get"
+      end
+      # resource path
+      local_var_path = '/credit/payroll_income/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(credit_payroll_income_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'CreditPayrollIncomeGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.credit_payroll_income_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#credit_payroll_income_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Check income verification eligibility and optimize conversion
+    # `/credit/payroll_income/precheck` is an optional endpoint that can be called before initializing a Link session for income verification. It evaluates whether a given user is supportable by digital income verification. If the user is eligible for digital verification, that information will be associated with the user token, and in this way will generate a Link UI optimized for the end user and their specific employer. If the user cannot be confirmed as eligible, the user can still use the income verification flow, but they may be required to manually upload a paystub to verify their income.  While all request fields are optional, providing `employer` data will increase the chance of receiving a useful result.
+    # @param credit_payroll_income_precheck_request [CreditPayrollIncomePrecheckRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [CreditPayrollIncomePrecheckResponse]
+    def credit_payroll_income_precheck(credit_payroll_income_precheck_request, opts = {})
+      data, _status_code, _headers = credit_payroll_income_precheck_with_http_info(credit_payroll_income_precheck_request, opts)
+      data
+    end
+
+    # Check income verification eligibility and optimize conversion
+    # &#x60;/credit/payroll_income/precheck&#x60; is an optional endpoint that can be called before initializing a Link session for income verification. It evaluates whether a given user is supportable by digital income verification. If the user is eligible for digital verification, that information will be associated with the user token, and in this way will generate a Link UI optimized for the end user and their specific employer. If the user cannot be confirmed as eligible, the user can still use the income verification flow, but they may be required to manually upload a paystub to verify their income.  While all request fields are optional, providing &#x60;employer&#x60; data will increase the chance of receiving a useful result.
+    # @param credit_payroll_income_precheck_request [CreditPayrollIncomePrecheckRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(CreditPayrollIncomePrecheckResponse, Integer, Hash)>] CreditPayrollIncomePrecheckResponse data, response status code and response headers
+    def credit_payroll_income_precheck_with_http_info(credit_payroll_income_precheck_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.credit_payroll_income_precheck ...'
+      end
+      # verify the required parameter 'credit_payroll_income_precheck_request' is set
+      if @api_client.config.client_side_validation && credit_payroll_income_precheck_request.nil?
+        fail ArgumentError, "Missing the required parameter 'credit_payroll_income_precheck_request' when calling PlaidApi.credit_payroll_income_precheck"
+      end
+      # resource path
+      local_var_path = '/credit/payroll_income/precheck'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(credit_payroll_income_precheck_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'CreditPayrollIncomePrecheckResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.credit_payroll_income_precheck",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#credit_payroll_income_precheck\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Refresh a digital payroll income verification
+    # `/credit/payroll_income/refresh` refreshes a given digital payroll income verification.
+    # @param credit_payroll_income_refresh_request [CreditPayrollIncomeRefreshRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [CreditPayrollIncomeRefreshResponse]
+    def credit_payroll_income_refresh(credit_payroll_income_refresh_request, opts = {})
+      data, _status_code, _headers = credit_payroll_income_refresh_with_http_info(credit_payroll_income_refresh_request, opts)
+      data
+    end
+
+    # Refresh a digital payroll income verification
+    # &#x60;/credit/payroll_income/refresh&#x60; refreshes a given digital payroll income verification.
+    # @param credit_payroll_income_refresh_request [CreditPayrollIncomeRefreshRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(CreditPayrollIncomeRefreshResponse, Integer, Hash)>] CreditPayrollIncomeRefreshResponse data, response status code and response headers
+    def credit_payroll_income_refresh_with_http_info(credit_payroll_income_refresh_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.credit_payroll_income_refresh ...'
+      end
+      # verify the required parameter 'credit_payroll_income_refresh_request' is set
+      if @api_client.config.client_side_validation && credit_payroll_income_refresh_request.nil?
+        fail ArgumentError, "Missing the required parameter 'credit_payroll_income_refresh_request' when calling PlaidApi.credit_payroll_income_refresh"
+      end
+      # resource path
+      local_var_path = '/credit/payroll_income/refresh'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(credit_payroll_income_refresh_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'CreditPayrollIncomeRefreshResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.credit_payroll_income_refresh",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#credit_payroll_income_refresh\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Create a deposit switch without using Plaid Exchange
     # This endpoint provides an alternative to `/deposit_switch/create` for customers who have not yet fully integrated with Plaid Exchange. Like `/deposit_switch/create`, it creates a deposit switch entity that will be persisted throughout the lifecycle of the switch.
     # @param deposit_switch_alt_create_request [DepositSwitchAltCreateRequest] 
@@ -2294,8 +2619,8 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Retrieve a summary of an individual's employment information
-    # `/employment/verification/get` returns a list of employments through a user payroll that was verified by an end user.
+    # (Deprecated) Retrieve a summary of an individual's employment information
+    # `/employment/verification/get` returns a list of employments through a user payroll that was verified by an end user.  This endpoint has been deprecated; new integrations should use `/credit/employment/get` instead.
     # @param employment_verification_get_request [EmploymentVerificationGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [EmploymentVerificationGetResponse]
@@ -2304,8 +2629,8 @@ module Plaid
       data
     end
 
-    # Retrieve a summary of an individual&#39;s employment information
-    # &#x60;/employment/verification/get&#x60; returns a list of employments through a user payroll that was verified by an end user.
+    # (Deprecated) Retrieve a summary of an individual&#39;s employment information
+    # &#x60;/employment/verification/get&#x60; returns a list of employments through a user payroll that was verified by an end user.  This endpoint has been deprecated; new integrations should use &#x60;/credit/employment/get&#x60; instead.
     # @param employment_verification_get_request [EmploymentVerificationGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(EmploymentVerificationGetResponse, Integer, Hash)>] EmploymentVerificationGetResponse data, response status code and response headers
@@ -2489,7 +2814,7 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Download the original documents used for income verification
+    # (Deprecated) Download the original documents used for income verification
     # `/income/verification/documents/download` provides the ability to download the source documents associated with the verification.  If Document Income was used, the documents will be those the user provided in Link. For Payroll Income, the most recent files available for download from the payroll provider will be available from this endpoint.  The response to `/income/verification/documents/download` is a ZIP file in binary data. If a `document_id` is passed, a single document will be contained in this file. If not, the response will contain all documents associated with the verification.  The `request_id` is returned in the `Plaid-Request-ID` header.
     # @param income_verification_documents_download_request [IncomeVerificationDocumentsDownloadRequest] 
     # @param [Hash] opts the optional parameters
@@ -2499,7 +2824,7 @@ module Plaid
       data
     end
 
-    # Download the original documents used for income verification
+    # (Deprecated) Download the original documents used for income verification
     # &#x60;/income/verification/documents/download&#x60; provides the ability to download the source documents associated with the verification.  If Document Income was used, the documents will be those the user provided in Link. For Payroll Income, the most recent files available for download from the payroll provider will be available from this endpoint.  The response to &#x60;/income/verification/documents/download&#x60; is a ZIP file in binary data. If a &#x60;document_id&#x60; is passed, a single document will be contained in this file. If not, the response will contain all documents associated with the verification.  The &#x60;request_id&#x60; is returned in the &#x60;Plaid-Request-ID&#x60; header.
     # @param income_verification_documents_download_request [IncomeVerificationDocumentsDownloadRequest] 
     # @param [Hash] opts the optional parameters
@@ -2554,8 +2879,8 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Retrieve information from the paystubs used for income verification
-    # `/income/verification/paystubs/get` returns the information collected from the paystubs that were used to verify an end user's income. It can be called once the status of the verification has been set to `VERIFICATION_STATUS_PROCESSING_COMPLETE`, as reported by the `INCOME: verification_status` webhook. Attempting to call the endpoint before verification has been completed will result in an error.
+    # (Deprecated) Retrieve information from the paystubs used for income verification
+    # `/income/verification/paystubs/get` returns the information collected from the paystubs that were used to verify an end user''s income. It can be called once the status of the verification has been set to `VERIFICATION_STATUS_PROCESSING_COMPLETE`, as reported by the `INCOME: verification_status` webhook. Attempting to call the endpoint before verification has been completed will result in an error.  This endpoint has been deprecated; new integrations should use `/credit/payroll_income/get` instead.
     # @param income_verification_paystubs_get_request [IncomeVerificationPaystubsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [IncomeVerificationPaystubsGetResponse]
@@ -2564,8 +2889,8 @@ module Plaid
       data
     end
 
-    # Retrieve information from the paystubs used for income verification
-    # &#x60;/income/verification/paystubs/get&#x60; returns the information collected from the paystubs that were used to verify an end user&#39;s income. It can be called once the status of the verification has been set to &#x60;VERIFICATION_STATUS_PROCESSING_COMPLETE&#x60;, as reported by the &#x60;INCOME: verification_status&#x60; webhook. Attempting to call the endpoint before verification has been completed will result in an error.
+    # (Deprecated) Retrieve information from the paystubs used for income verification
+    # &#x60;/income/verification/paystubs/get&#x60; returns the information collected from the paystubs that were used to verify an end user&#39;&#39;s income. It can be called once the status of the verification has been set to &#x60;VERIFICATION_STATUS_PROCESSING_COMPLETE&#x60;, as reported by the &#x60;INCOME: verification_status&#x60; webhook. Attempting to call the endpoint before verification has been completed will result in an error.  This endpoint has been deprecated; new integrations should use &#x60;/credit/payroll_income/get&#x60; instead.
     # @param income_verification_paystubs_get_request [IncomeVerificationPaystubsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(IncomeVerificationPaystubsGetResponse, Integer, Hash)>] IncomeVerificationPaystubsGetResponse data, response status code and response headers
@@ -2619,8 +2944,8 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Check digital income verification eligibility and optimize conversion
-    # `/income/verification/precheck` is an optional endpoint that can be called before initializing a Link session for income verification. It evaluates whether a given user is supportable by digital income verification and returns a `precheck_id` that can be provided to `/link/token/create`. If the user is eligible for digital verification, providing the `precheck_id` in this way will generate a Link UI optimized for the end user and their specific employer. If the user cannot be confirmed as eligible, the `precheck_id` can still be provided to `/link/token/create` and the user can still use the income verification flow, but they may be required to manually upload a paystub to verify their income.  While all request fields are optional, providing either `employer` or `transactions_access_tokens` data will increase the chance of receiving a useful result.
+    # (Deprecated) Check digital income verification eligibility and optimize conversion
+    # `/income/verification/precheck` is an optional endpoint that can be called before initializing a Link session for income verification. It evaluates whether a given user is supportable by digital income verification and returns a `precheck_id` that can be provided to `/link/token/create`. If the user is eligible for digital verification, providing the `precheck_id` in this way will generate a Link UI optimized for the end user and their specific employer. If the user cannot be confirmed as eligible, the `precheck_id` can still be provided to `/link/token/create` and the user can still use the income verification flow, but they may be required to manually upload a paystub to verify their income.  While all request fields are optional, providing either `employer` or `transactions_access_tokens` data will increase the chance of receiving a useful result.  This endpoint has been deprecated; new integrations should use `/credit/payroll_income/precheck` instead.
     # @param income_verification_precheck_request [IncomeVerificationPrecheckRequest] 
     # @param [Hash] opts the optional parameters
     # @return [IncomeVerificationPrecheckResponse]
@@ -2629,8 +2954,8 @@ module Plaid
       data
     end
 
-    # Check digital income verification eligibility and optimize conversion
-    # &#x60;/income/verification/precheck&#x60; is an optional endpoint that can be called before initializing a Link session for income verification. It evaluates whether a given user is supportable by digital income verification and returns a &#x60;precheck_id&#x60; that can be provided to &#x60;/link/token/create&#x60;. If the user is eligible for digital verification, providing the &#x60;precheck_id&#x60; in this way will generate a Link UI optimized for the end user and their specific employer. If the user cannot be confirmed as eligible, the &#x60;precheck_id&#x60; can still be provided to &#x60;/link/token/create&#x60; and the user can still use the income verification flow, but they may be required to manually upload a paystub to verify their income.  While all request fields are optional, providing either &#x60;employer&#x60; or &#x60;transactions_access_tokens&#x60; data will increase the chance of receiving a useful result.
+    # (Deprecated) Check digital income verification eligibility and optimize conversion
+    # &#x60;/income/verification/precheck&#x60; is an optional endpoint that can be called before initializing a Link session for income verification. It evaluates whether a given user is supportable by digital income verification and returns a &#x60;precheck_id&#x60; that can be provided to &#x60;/link/token/create&#x60;. If the user is eligible for digital verification, providing the &#x60;precheck_id&#x60; in this way will generate a Link UI optimized for the end user and their specific employer. If the user cannot be confirmed as eligible, the &#x60;precheck_id&#x60; can still be provided to &#x60;/link/token/create&#x60; and the user can still use the income verification flow, but they may be required to manually upload a paystub to verify their income.  While all request fields are optional, providing either &#x60;employer&#x60; or &#x60;transactions_access_tokens&#x60; data will increase the chance of receiving a useful result.  This endpoint has been deprecated; new integrations should use &#x60;/credit/payroll_income/precheck&#x60; instead.
     # @param income_verification_precheck_request [IncomeVerificationPrecheckRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(IncomeVerificationPrecheckResponse, Integer, Hash)>] IncomeVerificationPrecheckResponse data, response status code and response headers
@@ -2684,7 +3009,7 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Refresh an income verification
+    # (Deprecated) Refresh an income verification
     # `/income/verification/refresh` refreshes a given income verification.
     # @param income_verification_refresh_request [IncomeVerificationRefreshRequest] 
     # @param [Hash] opts the optional parameters
@@ -2694,7 +3019,7 @@ module Plaid
       data
     end
 
-    # Refresh an income verification
+    # (Deprecated) Refresh an income verification
     # &#x60;/income/verification/refresh&#x60; refreshes a given income verification.
     # @param income_verification_refresh_request [IncomeVerificationRefreshRequest] 
     # @param [Hash] opts the optional parameters
@@ -2749,8 +3074,8 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Retrieve information from the tax documents used for income verification
-    # `/income/verification/taxforms/get` returns the information collected from forms that were used to verify an end user's income. It can be called once the status of the verification has been set to `VERIFICATION_STATUS_PROCESSING_COMPLETE`, as reported by the `INCOME: verification_status` webhook. Attempting to call the endpoint before verification has been completed will result in an error.
+    # (Deprecated) Retrieve information from the tax documents used for income verification
+    # `/income/verification/taxforms/get` returns the information collected from forms that were used to verify an end user''s income. It can be called once the status of the verification has been set to `VERIFICATION_STATUS_PROCESSING_COMPLETE`, as reported by the `INCOME: verification_status` webhook. Attempting to call the endpoint before verification has been completed will result in an error.  This endpoint has been deprecated; new integrations should use `/credit/payroll_income/get` instead.
     # @param request_body [Hash<String, Object>] 
     # @param [Hash] opts the optional parameters
     # @return [IncomeVerificationTaxformsGetResponse]
@@ -2759,8 +3084,8 @@ module Plaid
       data
     end
 
-    # Retrieve information from the tax documents used for income verification
-    # &#x60;/income/verification/taxforms/get&#x60; returns the information collected from forms that were used to verify an end user&#39;s income. It can be called once the status of the verification has been set to &#x60;VERIFICATION_STATUS_PROCESSING_COMPLETE&#x60;, as reported by the &#x60;INCOME: verification_status&#x60; webhook. Attempting to call the endpoint before verification has been completed will result in an error.
+    # (Deprecated) Retrieve information from the tax documents used for income verification
+    # &#x60;/income/verification/taxforms/get&#x60; returns the information collected from forms that were used to verify an end user&#39;&#39;s income. It can be called once the status of the verification has been set to &#x60;VERIFICATION_STATUS_PROCESSING_COMPLETE&#x60;, as reported by the &#x60;INCOME: verification_status&#x60; webhook. Attempting to call the endpoint before verification has been completed will result in an error.  This endpoint has been deprecated; new integrations should use &#x60;/credit/payroll_income/get&#x60; instead.
     # @param request_body [Hash<String, Object>] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(IncomeVerificationTaxformsGetResponse, Integer, Hash)>] IncomeVerificationTaxformsGetResponse data, response status code and response headers
@@ -5285,7 +5610,7 @@ module Plaid
     end
 
     # Fire a test webhook
-    # The `/sandbox/item/fire_webhook` endpoint is used to test that code correctly handles webhooks. This endpoint can trigger a Transactions `DEFAULT_UPDATE` webhook to be fired for a given Sandbox Item. If the Item does not support Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result. This endpoint can also trigger a `NEW_ACCOUNTS_AVAILABLE` webhook to be fired for a given Sandbox Item created with Account Select v2. Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production or Development.
+    # The `/sandbox/item/fire_webhook` endpoint is used to test that code correctly handles webhooks. This endpoint can trigger the following webhooks: `DEFAULT_UPDATE`: Transactions update webhook to be fired for a given Sandbox Item. If the Item does not support Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `NEW_ACCOUNTS_AVAILABLE`: Webhook to be fired for a given Sandbox Item created with Account Select v2.  `AUTH_DATA_UPDATE`: Webhook to be fired for a given Sandbox Item created with Auth as an enabled product.  Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production or Development'
     # @param sandbox_item_fire_webhook_request [SandboxItemFireWebhookRequest] 
     # @param [Hash] opts the optional parameters
     # @return [SandboxItemFireWebhookResponse]
@@ -5295,7 +5620,7 @@ module Plaid
     end
 
     # Fire a test webhook
-    # The &#x60;/sandbox/item/fire_webhook&#x60; endpoint is used to test that code correctly handles webhooks. This endpoint can trigger a Transactions &#x60;DEFAULT_UPDATE&#x60; webhook to be fired for a given Sandbox Item. If the Item does not support Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result. This endpoint can also trigger a &#x60;NEW_ACCOUNTS_AVAILABLE&#x60; webhook to be fired for a given Sandbox Item created with Account Select v2. Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production or Development.
+    # The &#x60;/sandbox/item/fire_webhook&#x60; endpoint is used to test that code correctly handles webhooks. This endpoint can trigger the following webhooks: &#x60;DEFAULT_UPDATE&#x60;: Transactions update webhook to be fired for a given Sandbox Item. If the Item does not support Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;NEW_ACCOUNTS_AVAILABLE&#x60;: Webhook to be fired for a given Sandbox Item created with Account Select v2.  &#x60;AUTH_DATA_UPDATE&#x60;: Webhook to be fired for a given Sandbox Item created with Auth as an enabled product.  Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production or Development&#39;
     # @param sandbox_item_fire_webhook_request [SandboxItemFireWebhookRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(SandboxItemFireWebhookResponse, Integer, Hash)>] SandboxItemFireWebhookResponse data, response status code and response headers
@@ -5674,6 +5999,71 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Manually fire a Transfer webhook
+    # Use the `/sandbox/transfer/fire_webhook` endpoint to manually trigger a Transfer webhook in the Sandbox environment.
+    # @param sandbox_transfer_fire_webhook_request [SandboxTransferFireWebhookRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [SandboxTransferFireWebhookResponse]
+    def sandbox_transfer_fire_webhook(sandbox_transfer_fire_webhook_request, opts = {})
+      data, _status_code, _headers = sandbox_transfer_fire_webhook_with_http_info(sandbox_transfer_fire_webhook_request, opts)
+      data
+    end
+
+    # Manually fire a Transfer webhook
+    # Use the &#x60;/sandbox/transfer/fire_webhook&#x60; endpoint to manually trigger a Transfer webhook in the Sandbox environment.
+    # @param sandbox_transfer_fire_webhook_request [SandboxTransferFireWebhookRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(SandboxTransferFireWebhookResponse, Integer, Hash)>] SandboxTransferFireWebhookResponse data, response status code and response headers
+    def sandbox_transfer_fire_webhook_with_http_info(sandbox_transfer_fire_webhook_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.sandbox_transfer_fire_webhook ...'
+      end
+      # verify the required parameter 'sandbox_transfer_fire_webhook_request' is set
+      if @api_client.config.client_side_validation && sandbox_transfer_fire_webhook_request.nil?
+        fail ArgumentError, "Missing the required parameter 'sandbox_transfer_fire_webhook_request' when calling PlaidApi.sandbox_transfer_fire_webhook"
+      end
+      # resource path
+      local_var_path = '/sandbox/transfer/fire_webhook'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(sandbox_transfer_fire_webhook_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'SandboxTransferFireWebhookResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.sandbox_transfer_fire_webhook",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#sandbox_transfer_fire_webhook\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Trigger the creation of a repayment
     # Use the `/sandbox/transfer/repayment/simulate` endpoint to trigger the creation of a repayment. As a side effect of calling this route, a repayment is created that includes all unreimbursed returns of guaranteed transfers. If there are no such returns, an 400 error is returned.
     # @param sandbox_transfer_repayment_simulate_request [SandboxTransferRepaymentSimulateRequest] 
@@ -5999,6 +6389,71 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Prepare the Signal product before calling `/signal/evaluate`
+    # Call `/signal/prepare` with Plaid-linked bank account information at least 10 seconds before calling `/signal/evaluate` or as soon as an end-user enters the ACH deposit flow in your application.
+    # @param signal_prepare_request [SignalPrepareRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [SignalPrepareResponse]
+    def signal_prepare(signal_prepare_request, opts = {})
+      data, _status_code, _headers = signal_prepare_with_http_info(signal_prepare_request, opts)
+      data
+    end
+
+    # Prepare the Signal product before calling &#x60;/signal/evaluate&#x60;
+    # Call &#x60;/signal/prepare&#x60; with Plaid-linked bank account information at least 10 seconds before calling &#x60;/signal/evaluate&#x60; or as soon as an end-user enters the ACH deposit flow in your application.
+    # @param signal_prepare_request [SignalPrepareRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(SignalPrepareResponse, Integer, Hash)>] SignalPrepareResponse data, response status code and response headers
+    def signal_prepare_with_http_info(signal_prepare_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.signal_prepare ...'
+      end
+      # verify the required parameter 'signal_prepare_request' is set
+      if @api_client.config.client_side_validation && signal_prepare_request.nil?
+        fail ArgumentError, "Missing the required parameter 'signal_prepare_request' when calling PlaidApi.signal_prepare"
+      end
+      # resource path
+      local_var_path = '/signal/prepare'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(signal_prepare_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'SignalPrepareResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.signal_prepare",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#signal_prepare\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Report a return for an ACH transaction
     # Call the `/signal/return/report` endpoint to report a returned transaction that was previously sent to the `/signal/evaluate` endpoint. Your feedback will be used by the model to incorporate the latest risk trend in your portfolio.
     # @param signal_return_report_request [SignalReturnReportRequest] 
@@ -6194,6 +6649,71 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Deactivate recurring transactions product for Item
+    # The `/transactions/recurring/deactivate` endpoint returns returns a message indicating the success in removing the product from the Item or returns an error.  The product is currently in beta. To request access, contact transactions-feedback@plaid.com.
+    # @param transactions_recurring_deactivate_request [TransactionsRecurringDeactivateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [TransactionsRecurringDeactivateResponse]
+    def transactions_recurring_deactivate(transactions_recurring_deactivate_request, opts = {})
+      data, _status_code, _headers = transactions_recurring_deactivate_with_http_info(transactions_recurring_deactivate_request, opts)
+      data
+    end
+
+    # Deactivate recurring transactions product for Item
+    # The &#x60;/transactions/recurring/deactivate&#x60; endpoint returns returns a message indicating the success in removing the product from the Item or returns an error.  The product is currently in beta. To request access, contact transactions-feedback@plaid.com.
+    # @param transactions_recurring_deactivate_request [TransactionsRecurringDeactivateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(TransactionsRecurringDeactivateResponse, Integer, Hash)>] TransactionsRecurringDeactivateResponse data, response status code and response headers
+    def transactions_recurring_deactivate_with_http_info(transactions_recurring_deactivate_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.transactions_recurring_deactivate ...'
+      end
+      # verify the required parameter 'transactions_recurring_deactivate_request' is set
+      if @api_client.config.client_side_validation && transactions_recurring_deactivate_request.nil?
+        fail ArgumentError, "Missing the required parameter 'transactions_recurring_deactivate_request' when calling PlaidApi.transactions_recurring_deactivate"
+      end
+      # resource path
+      local_var_path = '/transactions/recurring/deactivate'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(transactions_recurring_deactivate_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'TransactionsRecurringDeactivateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.transactions_recurring_deactivate",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#transactions_recurring_deactivate\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Get streams of recurring transactions
     # The `/transactions/recurring/get` endpoint identifies and returns groups of transactions that occur on a regular basis for the inputted Item and accounts.  The product is currently in beta. To request access, contact transactions-feedback@plaid.com.
     # @param transactions_recurring_get_request [TransactionsRecurringGetRequest] 
@@ -6585,7 +7105,7 @@ module Plaid
     end
 
     # Create a transfer authorization
-    # Use the `/transfer/authorization/create` endpoint to determine transfer failure risk.  In Plaid's sandbox environment the decisions will be returned as follows:    - To approve a transfer with null rationale code, make an authorization request with an `amount` less than the available balance in the account.    - To approve a transfer with the rationale code `MANUALLY_VERIFIED_ITEM`, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).      - To approve a transfer with the rationale code `LOGIN_REQUIRED`, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).      - To decline a transfer with the rationale code `NSF`, the available balance on the account must be less than the authorization `amount`. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code `RISK`, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
+    # Use the `/transfer/authorization/create` endpoint to determine transfer failure risk.  In Plaid's sandbox environment the decisions will be returned as follows:    - To approve a transfer with null rationale code, make an authorization request with an `amount` less than the available balance in the account.    - To approve a transfer with the rationale code `MANUALLY_VERIFIED_ITEM`, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To approve a transfer with the rationale code `LOGIN_REQUIRED`, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).    - To decline a transfer with the rationale code `NSF`, the available balance on the account must be less than the authorization `amount`. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code `RISK`, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
     # @param transfer_authorization_create_request [TransferAuthorizationCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [TransferAuthorizationCreateResponse]
@@ -6595,7 +7115,7 @@ module Plaid
     end
 
     # Create a transfer authorization
-    # Use the &#x60;/transfer/authorization/create&#x60; endpoint to determine transfer failure risk.  In Plaid&#39;s sandbox environment the decisions will be returned as follows:    - To approve a transfer with null rationale code, make an authorization request with an &#x60;amount&#x60; less than the available balance in the account.    - To approve a transfer with the rationale code &#x60;MANUALLY_VERIFIED_ITEM&#x60;, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).      - To approve a transfer with the rationale code &#x60;LOGIN_REQUIRED&#x60;, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).      - To decline a transfer with the rationale code &#x60;NSF&#x60;, the available balance on the account must be less than the authorization &#x60;amount&#x60;. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code &#x60;RISK&#x60;, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
+    # Use the &#x60;/transfer/authorization/create&#x60; endpoint to determine transfer failure risk.  In Plaid&#39;s sandbox environment the decisions will be returned as follows:    - To approve a transfer with null rationale code, make an authorization request with an &#x60;amount&#x60; less than the available balance in the account.    - To approve a transfer with the rationale code &#x60;MANUALLY_VERIFIED_ITEM&#x60;, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To approve a transfer with the rationale code &#x60;LOGIN_REQUIRED&#x60;, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).    - To decline a transfer with the rationale code &#x60;NSF&#x60;, the available balance on the account must be less than the authorization &#x60;amount&#x60;. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code &#x60;RISK&#x60;, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
     # @param transfer_authorization_create_request [TransferAuthorizationCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(TransferAuthorizationCreateResponse, Integer, Hash)>] TransferAuthorizationCreateResponse data, response status code and response headers
@@ -7169,6 +7689,71 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Migrate account into Transfers
+    # As an alternative to adding Items via Link, you can also use the `/transfer/migrate_account` endpoint to migrate known account and routing numbers to Plaid Items.  Note that Items created in this way are not compatible with endpoints for other products, such as `/accounts/balance/get`, and can only be used with Transfer endpoints.  If you require access to other endpoints, create the Item through Link instead.  Access to `/transfer/migrate_account` is not enabled by default; to obtain access, contact your Plaid Account Manager.
+    # @param transfer_migrate_account_request [TransferMigrateAccountRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [TransferMigrateAccountResponse]
+    def transfer_migrate_account(transfer_migrate_account_request, opts = {})
+      data, _status_code, _headers = transfer_migrate_account_with_http_info(transfer_migrate_account_request, opts)
+      data
+    end
+
+    # Migrate account into Transfers
+    # As an alternative to adding Items via Link, you can also use the &#x60;/transfer/migrate_account&#x60; endpoint to migrate known account and routing numbers to Plaid Items.  Note that Items created in this way are not compatible with endpoints for other products, such as &#x60;/accounts/balance/get&#x60;, and can only be used with Transfer endpoints.  If you require access to other endpoints, create the Item through Link instead.  Access to &#x60;/transfer/migrate_account&#x60; is not enabled by default; to obtain access, contact your Plaid Account Manager.
+    # @param transfer_migrate_account_request [TransferMigrateAccountRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(TransferMigrateAccountResponse, Integer, Hash)>] TransferMigrateAccountResponse data, response status code and response headers
+    def transfer_migrate_account_with_http_info(transfer_migrate_account_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.transfer_migrate_account ...'
+      end
+      # verify the required parameter 'transfer_migrate_account_request' is set
+      if @api_client.config.client_side_validation && transfer_migrate_account_request.nil?
+        fail ArgumentError, "Missing the required parameter 'transfer_migrate_account_request' when calling PlaidApi.transfer_migrate_account"
+      end
+      # resource path
+      local_var_path = '/transfer/migrate_account'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(transfer_migrate_account_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'TransferMigrateAccountResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.transfer_migrate_account",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#transfer_migrate_account\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Lists historical repayments
     # The `/transfer/repayment/list` endpoint fetches repayments matching the given filters. Repayments are returned in reverse-chronological order (most recent first) starting at the given `start_time`.
     # @param transfer_repayment_list_request [TransferRepaymentListRequest] 
@@ -7430,7 +8015,7 @@ module Plaid
     end
 
     # Create user
-    # Note: As of February 2022, the `/user/create` endpoint is in beta. Unless you have been opted-in, you will not have access to this endpoint.
+    # This endpoint should be called for each of your end users before they begin a Plaid income flow. This provides you a single token to access all income data associated with the user. You should only create one per end user.
     # @param user_create_request [UserCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [UserCreateResponse]
@@ -7440,7 +8025,7 @@ module Plaid
     end
 
     # Create user
-    # Note: As of February 2022, the &#x60;/user/create&#x60; endpoint is in beta. Unless you have been opted-in, you will not have access to this endpoint.
+    # This endpoint should be called for each of your end users before they begin a Plaid income flow. This provides you a single token to access all income data associated with the user. You should only create one per end user.
     # @param user_create_request [UserCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(UserCreateResponse, Integer, Hash)>] UserCreateResponse data, response status code and response headers