plaid 14.14.0 → 15.2.0

data/lib/plaid/api/plaid_api.rb

@@ -3,10 +3,10 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.78.2
+The version of the OpenAPI document: 2020-09-14_1.94.0
 
 Generated by: https://openapi-generator.tech
-OpenAPI Generator version: 5.1.0
+OpenAPI Generator version: 5.1.1
 
 =end
 
@@ -85,7 +85,7 @@ module Plaid
     end
 
     # Retrieve accounts
-    # The `/accounts/get` endpoint can be used to retrieve a list of accounts associated with any linked Item. Plaid will only return active bank accounts — that is, accounts that are not closed and are capable of carrying a balance.  This endpoint only returns accounts that were permissioned by the user when they initially created the Item. If a user creates a new account after the initial link, you can capture this event through the [`NEW_ACCOUNTS_AVAILABLE`](https://plaid.com/docs/api/webhooks/#item-new_accounts_available) webhook and then use Link's [update mode](https://plaid.com/docs/link/update-mode/) to request that the user share this new account with you.  This endpoint retrieves cached information, rather than extracting fresh information from the institution. As a result, balances returned may not be up-to-date; for realtime balance information, use `/accounts/balance/get` instead. Note that some information is nullable.
+    # The `/accounts/get` endpoint can be used to retrieve a list of accounts associated with any linked Item. Plaid will only return active bank accounts — that is, accounts that are not closed and are capable of carrying a balance. For items that went through the updated account selection pane, this endpoint only returns accounts that were permissioned by the user when they initially created the Item. If a user creates a new account after the initial link, you can capture this event through the [`NEW_ACCOUNTS_AVAILABLE`](https://plaid.com/docs/api/items/#new_accounts_available) webhook and then use Link's [update mode](https://plaid.com/docs/link/update-mode/) to request that the user share this new account with you.  This endpoint retrieves cached information, rather than extracting fresh information from the institution. As a result, balances returned may not be up-to-date; for realtime balance information, use `/accounts/balance/get` instead. Note that some information is nullable.
     # @param accounts_get_request [AccountsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [AccountsGetResponse]
@@ -95,7 +95,7 @@ module Plaid
     end
 
     # Retrieve accounts
-    # The `/accounts/get` endpoint can be used to retrieve a list of accounts associated with any linked Item. Plaid will only return active bank accounts — that is, accounts that are not closed and are capable of carrying a balance.  This endpoint only returns accounts that were permissioned by the user when they initially created the Item. If a user creates a new account after the initial link, you can capture this event through the [`NEW_ACCOUNTS_AVAILABLE`](https://plaid.com/docs/api/webhooks/#item-new_accounts_available) webhook and then use Link's [update mode](https://plaid.com/docs/link/update-mode/) to request that the user share this new account with you.  This endpoint retrieves cached information, rather than extracting fresh information from the institution. As a result, balances returned may not be up-to-date; for realtime balance information, use `/accounts/balance/get` instead. Note that some information is nullable.
+    # The `/accounts/get` endpoint can be used to retrieve a list of accounts associated with any linked Item. Plaid will only return active bank accounts — that is, accounts that are not closed and are capable of carrying a balance. For items that went through the updated account selection pane, this endpoint only returns accounts that were permissioned by the user when they initially created the Item. If a user creates a new account after the initial link, you can capture this event through the [`NEW_ACCOUNTS_AVAILABLE`](https://plaid.com/docs/api/items/#new_accounts_available) webhook and then use Link's [update mode](https://plaid.com/docs/link/update-mode/) to request that the user share this new account with you.  This endpoint retrieves cached information, rather than extracting fresh information from the institution. As a result, balances returned may not be up-to-date; for realtime balance information, use `/accounts/balance/get` instead. Note that some information is nullable.
     # @param accounts_get_request [AccountsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(AccountsGetResponse, Integer, Hash)>] AccountsGetResponse data, response status code and response headers
@@ -410,7 +410,7 @@ module Plaid
     end
 
     # Create an Asset Report
-    # The `/asset_report/create` endpoint initiates the process of creating an Asset Report, which can then be retrieved by passing the `asset_report_token` return value to the `/asset_report/get` or `/asset_report/pdf/get` endpoints.  The Asset Report takes some time to be created and is not available immediately after calling `/asset_report/create`. When the Asset Report is ready to be retrieved using `/asset_report/get` or `/asset_report/pdf/get`, Plaid will fire a `PRODUCT_READY` webhook. For full details of the webhook schema, see [Asset Report webhooks](https://plaid.com/docs/api/webhooks/#assets-webhooks).  The `/asset_report/create` endpoint creates an Asset Report at a moment in time. Asset Reports are immutable. To get an updated Asset Report, use the `/asset_report/refresh` endpoint.
+    # The `/asset_report/create` endpoint initiates the process of creating an Asset Report, which can then be retrieved by passing the `asset_report_token` return value to the `/asset_report/get` or `/asset_report/pdf/get` endpoints.  The Asset Report takes some time to be created and is not available immediately after calling `/asset_report/create`. When the Asset Report is ready to be retrieved using `/asset_report/get` or `/asset_report/pdf/get`, Plaid will fire a `PRODUCT_READY` webhook. For full details of the webhook schema, see [Asset Report webhooks](https://plaid.com/docs/api/products/assets/#webhooks).  The `/asset_report/create` endpoint creates an Asset Report at a moment in time. Asset Reports are immutable. To get an updated Asset Report, use the `/asset_report/refresh` endpoint.
     # @param asset_report_create_request [AssetReportCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [AssetReportCreateResponse]
@@ -420,7 +420,7 @@ module Plaid
     end
 
     # Create an Asset Report
-    # The &#x60;/asset_report/create&#x60; endpoint initiates the process of creating an Asset Report, which can then be retrieved by passing the &#x60;asset_report_token&#x60; return value to the &#x60;/asset_report/get&#x60; or &#x60;/asset_report/pdf/get&#x60; endpoints.  The Asset Report takes some time to be created and is not available immediately after calling &#x60;/asset_report/create&#x60;. When the Asset Report is ready to be retrieved using &#x60;/asset_report/get&#x60; or &#x60;/asset_report/pdf/get&#x60;, Plaid will fire a &#x60;PRODUCT_READY&#x60; webhook. For full details of the webhook schema, see [Asset Report webhooks](https://plaid.com/docs/api/webhooks/#assets-webhooks).  The &#x60;/asset_report/create&#x60; endpoint creates an Asset Report at a moment in time. Asset Reports are immutable. To get an updated Asset Report, use the &#x60;/asset_report/refresh&#x60; endpoint.
+    # The &#x60;/asset_report/create&#x60; endpoint initiates the process of creating an Asset Report, which can then be retrieved by passing the &#x60;asset_report_token&#x60; return value to the &#x60;/asset_report/get&#x60; or &#x60;/asset_report/pdf/get&#x60; endpoints.  The Asset Report takes some time to be created and is not available immediately after calling &#x60;/asset_report/create&#x60;. When the Asset Report is ready to be retrieved using &#x60;/asset_report/get&#x60; or &#x60;/asset_report/pdf/get&#x60;, Plaid will fire a &#x60;PRODUCT_READY&#x60; webhook. For full details of the webhook schema, see [Asset Report webhooks](https://plaid.com/docs/api/products/assets/#webhooks).  The &#x60;/asset_report/create&#x60; endpoint creates an Asset Report at a moment in time. Asset Reports are immutable. To get an updated Asset Report, use the &#x60;/asset_report/refresh&#x60; endpoint.
     # @param asset_report_create_request [AssetReportCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(AssetReportCreateResponse, Integer, Hash)>] AssetReportCreateResponse data, response status code and response headers
@@ -475,7 +475,7 @@ module Plaid
     end
 
     # Filter Asset Report
-    # By default, an Asset Report will contain all of the accounts on a given Item. In some cases, you may not want the Asset Report to contain all accounts. For example, you might have the end user choose which accounts are relevant in Link using the Account Select view, which you can enable in the dashboard. Or, you might always exclude certain account types or subtypes, which you can identify by using the `/accounts/get` endpoint. To narrow an Asset Report to only a subset of accounts, use the `/asset_report/filter` endpoint.  To exclude certain Accounts from an Asset Report, first use the `/asset_report/create` endpoint to create the report, then send the `asset_report_token` along with a list of `account_ids` to exclude to the `/asset_report/filter` endpoint, to create a new Asset Report which contains only a subset of the original Asset Report's data.  Because Asset Reports are immutable, calling `/asset_report/filter` does not alter the original Asset Report in any way; rather, `/asset_report/filter` creates a new Asset Report with a new token and id. Asset Reports created via `/asset_report/filter` do not contain new Asset data, and are not billed.  Plaid will fire a [`PRODUCT_READY`](https://plaid.com/docs/api/webhooks) webhook once generation of the filtered Asset Report has completed.
+    # By default, an Asset Report will contain all of the accounts on a given Item. In some cases, you may not want the Asset Report to contain all accounts. For example, you might have the end user choose which accounts are relevant in Link using the Account Select view, which you can enable in the dashboard. Or, you might always exclude certain account types or subtypes, which you can identify by using the `/accounts/get` endpoint. To narrow an Asset Report to only a subset of accounts, use the `/asset_report/filter` endpoint.  To exclude certain Accounts from an Asset Report, first use the `/asset_report/create` endpoint to create the report, then send the `asset_report_token` along with a list of `account_ids` to exclude to the `/asset_report/filter` endpoint, to create a new Asset Report which contains only a subset of the original Asset Report's data.  Because Asset Reports are immutable, calling `/asset_report/filter` does not alter the original Asset Report in any way; rather, `/asset_report/filter` creates a new Asset Report with a new token and id. Asset Reports created via `/asset_report/filter` do not contain new Asset data, and are not billed.  Plaid will fire a [`PRODUCT_READY`](https://plaid.com/docs/api/products/assets/#product_ready) webhook once generation of the filtered Asset Report has completed.
     # @param asset_report_filter_request [AssetReportFilterRequest] 
     # @param [Hash] opts the optional parameters
     # @return [AssetReportFilterResponse]
@@ -485,7 +485,7 @@ module Plaid
     end
 
     # Filter Asset Report
-    # By default, an Asset Report will contain all of the accounts on a given Item. In some cases, you may not want the Asset Report to contain all accounts. For example, you might have the end user choose which accounts are relevant in Link using the Account Select view, which you can enable in the dashboard. Or, you might always exclude certain account types or subtypes, which you can identify by using the &#x60;/accounts/get&#x60; endpoint. To narrow an Asset Report to only a subset of accounts, use the &#x60;/asset_report/filter&#x60; endpoint.  To exclude certain Accounts from an Asset Report, first use the &#x60;/asset_report/create&#x60; endpoint to create the report, then send the &#x60;asset_report_token&#x60; along with a list of &#x60;account_ids&#x60; to exclude to the &#x60;/asset_report/filter&#x60; endpoint, to create a new Asset Report which contains only a subset of the original Asset Report&#39;s data.  Because Asset Reports are immutable, calling &#x60;/asset_report/filter&#x60; does not alter the original Asset Report in any way; rather, &#x60;/asset_report/filter&#x60; creates a new Asset Report with a new token and id. Asset Reports created via &#x60;/asset_report/filter&#x60; do not contain new Asset data, and are not billed.  Plaid will fire a [&#x60;PRODUCT_READY&#x60;](https://plaid.com/docs/api/webhooks) webhook once generation of the filtered Asset Report has completed.
+    # By default, an Asset Report will contain all of the accounts on a given Item. In some cases, you may not want the Asset Report to contain all accounts. For example, you might have the end user choose which accounts are relevant in Link using the Account Select view, which you can enable in the dashboard. Or, you might always exclude certain account types or subtypes, which you can identify by using the &#x60;/accounts/get&#x60; endpoint. To narrow an Asset Report to only a subset of accounts, use the &#x60;/asset_report/filter&#x60; endpoint.  To exclude certain Accounts from an Asset Report, first use the &#x60;/asset_report/create&#x60; endpoint to create the report, then send the &#x60;asset_report_token&#x60; along with a list of &#x60;account_ids&#x60; to exclude to the &#x60;/asset_report/filter&#x60; endpoint, to create a new Asset Report which contains only a subset of the original Asset Report&#39;s data.  Because Asset Reports are immutable, calling &#x60;/asset_report/filter&#x60; does not alter the original Asset Report in any way; rather, &#x60;/asset_report/filter&#x60; creates a new Asset Report with a new token and id. Asset Reports created via &#x60;/asset_report/filter&#x60; do not contain new Asset data, and are not billed.  Plaid will fire a [&#x60;PRODUCT_READY&#x60;](https://plaid.com/docs/api/products/assets/#product_ready) webhook once generation of the filtered Asset Report has completed.
     # @param asset_report_filter_request [AssetReportFilterRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(AssetReportFilterResponse, Integer, Hash)>] AssetReportFilterResponse data, response status code and response headers
@@ -540,7 +540,7 @@ module Plaid
     end
 
     # Retrieve an Asset Report
-    # The `/asset_report/get` endpoint retrieves the Asset Report in JSON format. Before calling `/asset_report/get`, you must first create the Asset Report using `/asset_report/create` (or filter an Asset Report using `/asset_report/filter`) and then wait for the [`PRODUCT_READY`](https://plaid.com/docs/api/webhooks) webhook to fire, indicating that the Report is ready to be retrieved.  By default, an Asset Report includes transaction descriptions as returned by the bank, as opposed to parsed and categorized by Plaid. You can also receive cleaned and categorized transactions, as well as additional insights like merchant name or location information. We call this an Asset Report with Insights. An Asset Report with Insights provides transaction category, location, and merchant information in addition to the transaction strings provided in a standard Asset Report.  To retrieve an Asset Report with Insights, call the `/asset_report/get` endpoint with `include_insights` set to `true`.
+    # The `/asset_report/get` endpoint retrieves the Asset Report in JSON format. Before calling `/asset_report/get`, you must first create the Asset Report using `/asset_report/create` (or filter an Asset Report using `/asset_report/filter`) and then wait for the [`PRODUCT_READY`](https://plaid.com/docs/api/products/assets/#product_ready) webhook to fire, indicating that the Report is ready to be retrieved.  By default, an Asset Report includes transaction descriptions as returned by the bank, as opposed to parsed and categorized by Plaid. You can also receive cleaned and categorized transactions, as well as additional insights like merchant name or location information. We call this an Asset Report with Insights. An Asset Report with Insights provides transaction category, location, and merchant information in addition to the transaction strings provided in a standard Asset Report.  To retrieve an Asset Report with Insights, call the `/asset_report/get` endpoint with `include_insights` set to `true`.
     # @param asset_report_get_request [AssetReportGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [AssetReportGetResponse]
@@ -550,7 +550,7 @@ module Plaid
     end
 
     # Retrieve an Asset Report
-    # The &#x60;/asset_report/get&#x60; endpoint retrieves the Asset Report in JSON format. Before calling &#x60;/asset_report/get&#x60;, you must first create the Asset Report using &#x60;/asset_report/create&#x60; (or filter an Asset Report using &#x60;/asset_report/filter&#x60;) and then wait for the [&#x60;PRODUCT_READY&#x60;](https://plaid.com/docs/api/webhooks) webhook to fire, indicating that the Report is ready to be retrieved.  By default, an Asset Report includes transaction descriptions as returned by the bank, as opposed to parsed and categorized by Plaid. You can also receive cleaned and categorized transactions, as well as additional insights like merchant name or location information. We call this an Asset Report with Insights. An Asset Report with Insights provides transaction category, location, and merchant information in addition to the transaction strings provided in a standard Asset Report.  To retrieve an Asset Report with Insights, call the &#x60;/asset_report/get&#x60; endpoint with &#x60;include_insights&#x60; set to &#x60;true&#x60;.
+    # The &#x60;/asset_report/get&#x60; endpoint retrieves the Asset Report in JSON format. Before calling &#x60;/asset_report/get&#x60;, you must first create the Asset Report using &#x60;/asset_report/create&#x60; (or filter an Asset Report using &#x60;/asset_report/filter&#x60;) and then wait for the [&#x60;PRODUCT_READY&#x60;](https://plaid.com/docs/api/products/assets/#product_ready) webhook to fire, indicating that the Report is ready to be retrieved.  By default, an Asset Report includes transaction descriptions as returned by the bank, as opposed to parsed and categorized by Plaid. You can also receive cleaned and categorized transactions, as well as additional insights like merchant name or location information. We call this an Asset Report with Insights. An Asset Report with Insights provides transaction category, location, and merchant information in addition to the transaction strings provided in a standard Asset Report.  To retrieve an Asset Report with Insights, call the &#x60;/asset_report/get&#x60; endpoint with &#x60;include_insights&#x60; set to &#x60;true&#x60;.
     # @param asset_report_get_request [AssetReportGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(AssetReportGetResponse, Integer, Hash)>] AssetReportGetResponse data, response status code and response headers
@@ -605,7 +605,7 @@ module Plaid
     end
 
     # Retrieve a PDF Asset Report
-    # The `/asset_report/pdf/get` endpoint retrieves the Asset Report in PDF format. Before calling `/asset_report/pdf/get`, you must first create the Asset Report using `/asset_report/create` (or filter an Asset Report using `/asset_report/filter`) and then wait for the [`PRODUCT_READY`](https://plaid.com/docs/api/webhooks) webhook to fire, indicating that the Report is ready to be retrieved.  The response to `/asset_report/pdf/get` is the PDF binary data. The `request_id`  is returned in the `Plaid-Request-ID` header.  [View a sample PDF Asset Report](https://plaid.com/documents/sample-asset-report.pdf).
+    # The `/asset_report/pdf/get` endpoint retrieves the Asset Report in PDF format. Before calling `/asset_report/pdf/get`, you must first create the Asset Report using `/asset_report/create` (or filter an Asset Report using `/asset_report/filter`) and then wait for the [`PRODUCT_READY`](https://plaid.com/docs/api/products/assets/#product_ready) webhook to fire, indicating that the Report is ready to be retrieved.  The response to `/asset_report/pdf/get` is the PDF binary data. The `request_id`  is returned in the `Plaid-Request-ID` header.  [View a sample PDF Asset Report](https://plaid.com/documents/sample-asset-report.pdf).
     # @param asset_report_pdf_get_request [AssetReportPDFGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [File]
@@ -615,7 +615,7 @@ module Plaid
     end
 
     # Retrieve a PDF Asset Report
-    # The &#x60;/asset_report/pdf/get&#x60; endpoint retrieves the Asset Report in PDF format. Before calling &#x60;/asset_report/pdf/get&#x60;, you must first create the Asset Report using &#x60;/asset_report/create&#x60; (or filter an Asset Report using &#x60;/asset_report/filter&#x60;) and then wait for the [&#x60;PRODUCT_READY&#x60;](https://plaid.com/docs/api/webhooks) webhook to fire, indicating that the Report is ready to be retrieved.  The response to &#x60;/asset_report/pdf/get&#x60; is the PDF binary data. The &#x60;request_id&#x60;  is returned in the &#x60;Plaid-Request-ID&#x60; header.  [View a sample PDF Asset Report](https://plaid.com/documents/sample-asset-report.pdf).
+    # The &#x60;/asset_report/pdf/get&#x60; endpoint retrieves the Asset Report in PDF format. Before calling &#x60;/asset_report/pdf/get&#x60;, you must first create the Asset Report using &#x60;/asset_report/create&#x60; (or filter an Asset Report using &#x60;/asset_report/filter&#x60;) and then wait for the [&#x60;PRODUCT_READY&#x60;](https://plaid.com/docs/api/products/assets/#product_ready) webhook to fire, indicating that the Report is ready to be retrieved.  The response to &#x60;/asset_report/pdf/get&#x60; is the PDF binary data. The &#x60;request_id&#x60;  is returned in the &#x60;Plaid-Request-ID&#x60; header.  [View a sample PDF Asset Report](https://plaid.com/documents/sample-asset-report.pdf).
     # @param asset_report_pdf_get_request [AssetReportPDFGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(File, Integer, Hash)>] File data, response status code and response headers
@@ -734,6 +734,266 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Create an `asset_relay_token` to share an Asset Report with a partner client
+    # Plaid can share an Asset Report directly with a participating third party on your behalf. The shared Asset Report is the exact same Asset Report originally created in `/asset_report/create`.  To grant access to an Asset Report to a third party, use the `/asset_report/relay/create` endpoint to create an `asset_relay_token` and then pass that token to the third party who needs access. Each third party has its own `secondary_client_id`, for example `ce5bd328dcd34123456`. You'll need to create a separate `asset_relay_token` for each third party to whom you want to grant access to the Report.
+    # @param asset_report_relay_create_request [AssetReportRelayCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [AssetReportRelayCreateResponse]
+    def asset_report_relay_create(asset_report_relay_create_request, opts = {})
+      data, _status_code, _headers = asset_report_relay_create_with_http_info(asset_report_relay_create_request, opts)
+      data
+    end
+
+    # Create an &#x60;asset_relay_token&#x60; to share an Asset Report with a partner client
+    # Plaid can share an Asset Report directly with a participating third party on your behalf. The shared Asset Report is the exact same Asset Report originally created in &#x60;/asset_report/create&#x60;.  To grant access to an Asset Report to a third party, use the &#x60;/asset_report/relay/create&#x60; endpoint to create an &#x60;asset_relay_token&#x60; and then pass that token to the third party who needs access. Each third party has its own &#x60;secondary_client_id&#x60;, for example &#x60;ce5bd328dcd34123456&#x60;. You&#39;ll need to create a separate &#x60;asset_relay_token&#x60; for each third party to whom you want to grant access to the Report.
+    # @param asset_report_relay_create_request [AssetReportRelayCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(AssetReportRelayCreateResponse, Integer, Hash)>] AssetReportRelayCreateResponse data, response status code and response headers
+    def asset_report_relay_create_with_http_info(asset_report_relay_create_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.asset_report_relay_create ...'
+      end
+      # verify the required parameter 'asset_report_relay_create_request' is set
+      if @api_client.config.client_side_validation && asset_report_relay_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'asset_report_relay_create_request' when calling PlaidApi.asset_report_relay_create"
+      end
+      # resource path
+      local_var_path = '/asset_report/relay/create'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(asset_report_relay_create_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'AssetReportRelayCreateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.asset_report_relay_create",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#asset_report_relay_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Retrieve an Asset Report that was shared with you
+    # `/asset_report/relay/get` allows third parties to get an Asset Report that was shared with them, using an `asset_relay_token` that was created by the report owner.
+    # @param asset_report_relay_get_request [AssetReportRelayGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [AssetReportGetResponse]
+    def asset_report_relay_get(asset_report_relay_get_request, opts = {})
+      data, _status_code, _headers = asset_report_relay_get_with_http_info(asset_report_relay_get_request, opts)
+      data
+    end
+
+    # Retrieve an Asset Report that was shared with you
+    # &#x60;/asset_report/relay/get&#x60; allows third parties to get an Asset Report that was shared with them, using an &#x60;asset_relay_token&#x60; that was created by the report owner.
+    # @param asset_report_relay_get_request [AssetReportRelayGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(AssetReportGetResponse, Integer, Hash)>] AssetReportGetResponse data, response status code and response headers
+    def asset_report_relay_get_with_http_info(asset_report_relay_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.asset_report_relay_get ...'
+      end
+      # verify the required parameter 'asset_report_relay_get_request' is set
+      if @api_client.config.client_side_validation && asset_report_relay_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'asset_report_relay_get_request' when calling PlaidApi.asset_report_relay_get"
+      end
+      # resource path
+      local_var_path = '/asset_report/relay/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(asset_report_relay_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'AssetReportGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.asset_report_relay_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#asset_report_relay_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Refresh a Relay Token's Asset Report
+    # The `/asset_report/relay/refresh` endpoint allows third parties to refresh an Asset Report that was relayed to them, using an `asset_relay_token` that was created by the report owner. A new Asset Report will be created based on the old one, but with the most recent data available.
+    # @param asset_report_relay_refresh_request [AssetReportRelayRefreshRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [AssetReportRelayRefreshResponse]
+    def asset_report_relay_refresh(asset_report_relay_refresh_request, opts = {})
+      data, _status_code, _headers = asset_report_relay_refresh_with_http_info(asset_report_relay_refresh_request, opts)
+      data
+    end
+
+    # Refresh a Relay Token&#39;s Asset Report
+    # The &#x60;/asset_report/relay/refresh&#x60; endpoint allows third parties to refresh an Asset Report that was relayed to them, using an &#x60;asset_relay_token&#x60; that was created by the report owner. A new Asset Report will be created based on the old one, but with the most recent data available.
+    # @param asset_report_relay_refresh_request [AssetReportRelayRefreshRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(AssetReportRelayRefreshResponse, Integer, Hash)>] AssetReportRelayRefreshResponse data, response status code and response headers
+    def asset_report_relay_refresh_with_http_info(asset_report_relay_refresh_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.asset_report_relay_refresh ...'
+      end
+      # verify the required parameter 'asset_report_relay_refresh_request' is set
+      if @api_client.config.client_side_validation && asset_report_relay_refresh_request.nil?
+        fail ArgumentError, "Missing the required parameter 'asset_report_relay_refresh_request' when calling PlaidApi.asset_report_relay_refresh"
+      end
+      # resource path
+      local_var_path = '/asset_report/relay/refresh'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(asset_report_relay_refresh_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'AssetReportRelayRefreshResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.asset_report_relay_refresh",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#asset_report_relay_refresh\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Remove Asset Report Relay Token
+    # The `/asset_report/relay/remove` endpoint allows you to invalidate an `asset_relay_token`, meaning the third party holding the token will no longer be able to use it to access the Asset Report to which the `asset_relay_token` gives access to. The Asset Report, Items associated with it, and other Asset Relay Tokens that provide access to the same Asset Report are not affected and will remain accessible after removing the given `asset_relay_token.
+    # @param asset_report_relay_remove_request [AssetReportRelayRemoveRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [AssetReportRelayRemoveResponse]
+    def asset_report_relay_remove(asset_report_relay_remove_request, opts = {})
+      data, _status_code, _headers = asset_report_relay_remove_with_http_info(asset_report_relay_remove_request, opts)
+      data
+    end
+
+    # Remove Asset Report Relay Token
+    # The &#x60;/asset_report/relay/remove&#x60; endpoint allows you to invalidate an &#x60;asset_relay_token&#x60;, meaning the third party holding the token will no longer be able to use it to access the Asset Report to which the &#x60;asset_relay_token&#x60; gives access to. The Asset Report, Items associated with it, and other Asset Relay Tokens that provide access to the same Asset Report are not affected and will remain accessible after removing the given &#x60;asset_relay_token.
+    # @param asset_report_relay_remove_request [AssetReportRelayRemoveRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(AssetReportRelayRemoveResponse, Integer, Hash)>] AssetReportRelayRemoveResponse data, response status code and response headers
+    def asset_report_relay_remove_with_http_info(asset_report_relay_remove_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.asset_report_relay_remove ...'
+      end
+      # verify the required parameter 'asset_report_relay_remove_request' is set
+      if @api_client.config.client_side_validation && asset_report_relay_remove_request.nil?
+        fail ArgumentError, "Missing the required parameter 'asset_report_relay_remove_request' when calling PlaidApi.asset_report_relay_remove"
+      end
+      # resource path
+      local_var_path = '/asset_report/relay/remove'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(asset_report_relay_remove_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'AssetReportRelayRemoveResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.asset_report_relay_remove",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#asset_report_relay_remove\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Delete an Asset Report
     # The `/item/remove` endpoint allows you to invalidate an `access_token`, meaning you will not be able to create new Asset Reports with it. Removing an Item does not affect any Asset Reports or Audit Copies you have already created, which will remain accessible until you remove them specifically.  The `/asset_report/remove` endpoint allows you to remove an Asset Report. Removing an Asset Report invalidates its `asset_report_token`, meaning you will no longer be able to use it to access Report data or create new Audit Copies. Removing an Asset Report does not affect the underlying Items, but does invalidate any `audit_copy_tokens` associated with the Asset Report.
     # @param asset_report_remove_request [AssetReportRemoveRequest] 
@@ -1644,31 +1904,31 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Create a deposit switch without using Plaid Exchange
-    # This endpoint provides an alternative to `/deposit_switch/create` for customers who have not yet fully integrated with Plaid Exchange. Like `/deposit_switch/create`, it creates a deposit switch entity that will be persisted throughout the lifecycle of the switch.
-    # @param deposit_switch_alt_create_request [DepositSwitchAltCreateRequest] 
+    # Retrieve information from the bank accounts used for income verification
+    # `/credit/bank_income/get` returns the bank income report(s) for a specified user.
+    # @param credit_bank_income_get_request [CreditBankIncomeGetRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [DepositSwitchAltCreateResponse]
-    def deposit_switch_alt_create(deposit_switch_alt_create_request, opts = {})
-      data, _status_code, _headers = deposit_switch_alt_create_with_http_info(deposit_switch_alt_create_request, opts)
+    # @return [CreditBankIncomeGetResponse]
+    def credit_bank_income_get(credit_bank_income_get_request, opts = {})
+      data, _status_code, _headers = credit_bank_income_get_with_http_info(credit_bank_income_get_request, opts)
       data
     end
 
-    # Create a deposit switch without using Plaid Exchange
-    # This endpoint provides an alternative to &#x60;/deposit_switch/create&#x60; for customers who have not yet fully integrated with Plaid Exchange. Like &#x60;/deposit_switch/create&#x60;, it creates a deposit switch entity that will be persisted throughout the lifecycle of the switch.
-    # @param deposit_switch_alt_create_request [DepositSwitchAltCreateRequest] 
+    # Retrieve information from the bank accounts used for income verification
+    # &#x60;/credit/bank_income/get&#x60; returns the bank income report(s) for a specified user.
+    # @param credit_bank_income_get_request [CreditBankIncomeGetRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [Array<(DepositSwitchAltCreateResponse, Integer, Hash)>] DepositSwitchAltCreateResponse data, response status code and response headers
-    def deposit_switch_alt_create_with_http_info(deposit_switch_alt_create_request, opts = {})
+    # @return [Array<(CreditBankIncomeGetResponse, Integer, Hash)>] CreditBankIncomeGetResponse data, response status code and response headers
+    def credit_bank_income_get_with_http_info(credit_bank_income_get_request, opts = {})
       if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.deposit_switch_alt_create ...'
+        @api_client.config.logger.debug 'Calling API: PlaidApi.credit_bank_income_get ...'
       end
-      # verify the required parameter 'deposit_switch_alt_create_request' is set
-      if @api_client.config.client_side_validation && deposit_switch_alt_create_request.nil?
-        fail ArgumentError, "Missing the required parameter 'deposit_switch_alt_create_request' when calling PlaidApi.deposit_switch_alt_create"
+      # verify the required parameter 'credit_bank_income_get_request' is set
+      if @api_client.config.client_side_validation && credit_bank_income_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'credit_bank_income_get_request' when calling PlaidApi.credit_bank_income_get"
       end
       # resource path
-      local_var_path = '/deposit_switch/alt/create'
+      local_var_path = '/credit/bank_income/get'
 
       # query parameters
       query_params = opts[:query_params] || {}
@@ -1684,16 +1944,16 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(deposit_switch_alt_create_request)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(credit_bank_income_get_request)
 
       # return_type
-      return_type = opts[:debug_return_type] || 'DepositSwitchAltCreateResponse'
+      return_type = opts[:debug_return_type] || 'CreditBankIncomeGetResponse'
 
       # auth_names
       auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
-        :operation => :"PlaidApi.deposit_switch_alt_create",
+        :operation => :"PlaidApi.credit_bank_income_get",
         :header_params => header_params,
         :query_params => query_params,
         :form_params => form_params,
@@ -1704,36 +1964,36 @@ module Plaid
 
       data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
       if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#deposit_switch_alt_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+        @api_client.config.logger.debug "API called: PlaidApi#credit_bank_income_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
       end
       return data, status_code, headers
     end
 
-    # Create a deposit switch
-    # This endpoint creates a deposit switch entity that will be persisted throughout the lifecycle of the switch.
-    # @param deposit_switch_create_request [DepositSwitchCreateRequest] 
+    # Retrieve a summary of an individual's employment information
+    # `/credit/employment/get` returns a list of employments through a user payroll that was verified by an end user.
+    # @param credit_employment_get_request [CreditEmploymentGetRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [DepositSwitchCreateResponse]
-    def deposit_switch_create(deposit_switch_create_request, opts = {})
-      data, _status_code, _headers = deposit_switch_create_with_http_info(deposit_switch_create_request, opts)
+    # @return [CreditEmploymentGetResponse]
+    def credit_employment_get(credit_employment_get_request, opts = {})
+      data, _status_code, _headers = credit_employment_get_with_http_info(credit_employment_get_request, opts)
       data
     end
 
-    # Create a deposit switch
-    # This endpoint creates a deposit switch entity that will be persisted throughout the lifecycle of the switch.
-    # @param deposit_switch_create_request [DepositSwitchCreateRequest] 
+    # Retrieve a summary of an individual&#39;s employment information
+    # &#x60;/credit/employment/get&#x60; returns a list of employments through a user payroll that was verified by an end user.
+    # @param credit_employment_get_request [CreditEmploymentGetRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [Array<(DepositSwitchCreateResponse, Integer, Hash)>] DepositSwitchCreateResponse data, response status code and response headers
-    def deposit_switch_create_with_http_info(deposit_switch_create_request, opts = {})
+    # @return [Array<(CreditEmploymentGetResponse, Integer, Hash)>] CreditEmploymentGetResponse data, response status code and response headers
+    def credit_employment_get_with_http_info(credit_employment_get_request, opts = {})
       if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.deposit_switch_create ...'
+        @api_client.config.logger.debug 'Calling API: PlaidApi.credit_employment_get ...'
       end
-      # verify the required parameter 'deposit_switch_create_request' is set
-      if @api_client.config.client_side_validation && deposit_switch_create_request.nil?
-        fail ArgumentError, "Missing the required parameter 'deposit_switch_create_request' when calling PlaidApi.deposit_switch_create"
+      # verify the required parameter 'credit_employment_get_request' is set
+      if @api_client.config.client_side_validation && credit_employment_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'credit_employment_get_request' when calling PlaidApi.credit_employment_get"
       end
       # resource path
-      local_var_path = '/deposit_switch/create'
+      local_var_path = '/credit/employment/get'
 
       # query parameters
       query_params = opts[:query_params] || {}
@@ -1749,16 +2009,16 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(deposit_switch_create_request)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(credit_employment_get_request)
 
       # return_type
-      return_type = opts[:debug_return_type] || 'DepositSwitchCreateResponse'
+      return_type = opts[:debug_return_type] || 'CreditEmploymentGetResponse'
 
       # auth_names
       auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
-        :operation => :"PlaidApi.deposit_switch_create",
+        :operation => :"PlaidApi.credit_employment_get",
         :header_params => header_params,
         :query_params => query_params,
         :form_params => form_params,
@@ -1769,36 +2029,36 @@ module Plaid
 
       data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
       if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#deposit_switch_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+        @api_client.config.logger.debug "API called: PlaidApi#credit_employment_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
       end
       return data, status_code, headers
     end
 
-    # Retrieve a deposit switch
-    # This endpoint returns information related to how the user has configured their payroll allocation and the state of the switch. You can use this information to build logic related to the user's direct deposit allocation preferences.
-    # @param deposit_switch_get_request [DepositSwitchGetRequest] 
+    # Retrieve a user's payroll information
+    # This endpoint gets payroll income information for a specific user, either as a result of the user connecting to their payroll provider or uploading a pay related document.
+    # @param credit_payroll_income_get_request [CreditPayrollIncomeGetRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [DepositSwitchGetResponse]
-    def deposit_switch_get(deposit_switch_get_request, opts = {})
-      data, _status_code, _headers = deposit_switch_get_with_http_info(deposit_switch_get_request, opts)
+    # @return [CreditPayrollIncomeGetResponse]
+    def credit_payroll_income_get(credit_payroll_income_get_request, opts = {})
+      data, _status_code, _headers = credit_payroll_income_get_with_http_info(credit_payroll_income_get_request, opts)
       data
     end
 
-    # Retrieve a deposit switch
-    # This endpoint returns information related to how the user has configured their payroll allocation and the state of the switch. You can use this information to build logic related to the user&#39;s direct deposit allocation preferences.
-    # @param deposit_switch_get_request [DepositSwitchGetRequest] 
+    # Retrieve a user&#39;s payroll information
+    # This endpoint gets payroll income information for a specific user, either as a result of the user connecting to their payroll provider or uploading a pay related document.
+    # @param credit_payroll_income_get_request [CreditPayrollIncomeGetRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [Array<(DepositSwitchGetResponse, Integer, Hash)>] DepositSwitchGetResponse data, response status code and response headers
-    def deposit_switch_get_with_http_info(deposit_switch_get_request, opts = {})
+    # @return [Array<(CreditPayrollIncomeGetResponse, Integer, Hash)>] CreditPayrollIncomeGetResponse data, response status code and response headers
+    def credit_payroll_income_get_with_http_info(credit_payroll_income_get_request, opts = {})
       if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.deposit_switch_get ...'
+        @api_client.config.logger.debug 'Calling API: PlaidApi.credit_payroll_income_get ...'
       end
-      # verify the required parameter 'deposit_switch_get_request' is set
-      if @api_client.config.client_side_validation && deposit_switch_get_request.nil?
-        fail ArgumentError, "Missing the required parameter 'deposit_switch_get_request' when calling PlaidApi.deposit_switch_get"
+      # verify the required parameter 'credit_payroll_income_get_request' is set
+      if @api_client.config.client_side_validation && credit_payroll_income_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'credit_payroll_income_get_request' when calling PlaidApi.credit_payroll_income_get"
       end
       # resource path
-      local_var_path = '/deposit_switch/get'
+      local_var_path = '/credit/payroll_income/get'
 
       # query parameters
       query_params = opts[:query_params] || {}
@@ -1814,16 +2074,16 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(deposit_switch_get_request)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(credit_payroll_income_get_request)
 
       # return_type
-      return_type = opts[:debug_return_type] || 'DepositSwitchGetResponse'
+      return_type = opts[:debug_return_type] || 'CreditPayrollIncomeGetResponse'
 
       # auth_names
       auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
-        :operation => :"PlaidApi.deposit_switch_get",
+        :operation => :"PlaidApi.credit_payroll_income_get",
         :header_params => header_params,
         :query_params => query_params,
         :form_params => form_params,
@@ -1834,27 +2094,287 @@ module Plaid
 
       data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
       if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#deposit_switch_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+        @api_client.config.logger.debug "API called: PlaidApi#credit_payroll_income_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
       end
       return data, status_code, headers
     end
 
-    # Create a deposit switch token
-    # In order for the end user to take action, you will need to create a public token representing the deposit switch. This token is used to initialize Link. It can be used one time and expires after 30 minutes. 
-    # @param deposit_switch_token_create_request [DepositSwitchTokenCreateRequest] 
+    # Check income verification eligibility and optimize conversion
+    # `/credit/payroll_income/precheck` is an optional endpoint that can be called before initializing a Link session for income verification. It evaluates whether a given user is supportable by digital income verification. If the user is eligible for digital verification, that information will be associated with the user token, and in this way will generate a Link UI optimized for the end user and their specific employer. If the user cannot be confirmed as eligible, the user can still use the income verification flow, but they may be required to manually upload a paystub to verify their income.  While all request fields are optional, providing `employer` data will increase the chance of receiving a useful result.
+    # @param credit_payroll_income_precheck_request [CreditPayrollIncomePrecheckRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [DepositSwitchTokenCreateResponse]
-    def deposit_switch_token_create(deposit_switch_token_create_request, opts = {})
-      data, _status_code, _headers = deposit_switch_token_create_with_http_info(deposit_switch_token_create_request, opts)
+    # @return [CreditPayrollIncomePrecheckResponse]
+    def credit_payroll_income_precheck(credit_payroll_income_precheck_request, opts = {})
+      data, _status_code, _headers = credit_payroll_income_precheck_with_http_info(credit_payroll_income_precheck_request, opts)
       data
     end
 
-    # Create a deposit switch token
-    # In order for the end user to take action, you will need to create a public token representing the deposit switch. This token is used to initialize Link. It can be used one time and expires after 30 minutes. 
-    # @param deposit_switch_token_create_request [DepositSwitchTokenCreateRequest] 
+    # Check income verification eligibility and optimize conversion
+    # &#x60;/credit/payroll_income/precheck&#x60; is an optional endpoint that can be called before initializing a Link session for income verification. It evaluates whether a given user is supportable by digital income verification. If the user is eligible for digital verification, that information will be associated with the user token, and in this way will generate a Link UI optimized for the end user and their specific employer. If the user cannot be confirmed as eligible, the user can still use the income verification flow, but they may be required to manually upload a paystub to verify their income.  While all request fields are optional, providing &#x60;employer&#x60; data will increase the chance of receiving a useful result.
+    # @param credit_payroll_income_precheck_request [CreditPayrollIncomePrecheckRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [Array<(DepositSwitchTokenCreateResponse, Integer, Hash)>] DepositSwitchTokenCreateResponse data, response status code and response headers
-    def deposit_switch_token_create_with_http_info(deposit_switch_token_create_request, opts = {})
+    # @return [Array<(CreditPayrollIncomePrecheckResponse, Integer, Hash)>] CreditPayrollIncomePrecheckResponse data, response status code and response headers
+    def credit_payroll_income_precheck_with_http_info(credit_payroll_income_precheck_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.credit_payroll_income_precheck ...'
+      end
+      # verify the required parameter 'credit_payroll_income_precheck_request' is set
+      if @api_client.config.client_side_validation && credit_payroll_income_precheck_request.nil?
+        fail ArgumentError, "Missing the required parameter 'credit_payroll_income_precheck_request' when calling PlaidApi.credit_payroll_income_precheck"
+      end
+      # resource path
+      local_var_path = '/credit/payroll_income/precheck'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(credit_payroll_income_precheck_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'CreditPayrollIncomePrecheckResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.credit_payroll_income_precheck",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#credit_payroll_income_precheck\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Create a deposit switch without using Plaid Exchange
+    # This endpoint provides an alternative to `/deposit_switch/create` for customers who have not yet fully integrated with Plaid Exchange. Like `/deposit_switch/create`, it creates a deposit switch entity that will be persisted throughout the lifecycle of the switch.
+    # @param deposit_switch_alt_create_request [DepositSwitchAltCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [DepositSwitchAltCreateResponse]
+    def deposit_switch_alt_create(deposit_switch_alt_create_request, opts = {})
+      data, _status_code, _headers = deposit_switch_alt_create_with_http_info(deposit_switch_alt_create_request, opts)
+      data
+    end
+
+    # Create a deposit switch without using Plaid Exchange
+    # This endpoint provides an alternative to &#x60;/deposit_switch/create&#x60; for customers who have not yet fully integrated with Plaid Exchange. Like &#x60;/deposit_switch/create&#x60;, it creates a deposit switch entity that will be persisted throughout the lifecycle of the switch.
+    # @param deposit_switch_alt_create_request [DepositSwitchAltCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(DepositSwitchAltCreateResponse, Integer, Hash)>] DepositSwitchAltCreateResponse data, response status code and response headers
+    def deposit_switch_alt_create_with_http_info(deposit_switch_alt_create_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.deposit_switch_alt_create ...'
+      end
+      # verify the required parameter 'deposit_switch_alt_create_request' is set
+      if @api_client.config.client_side_validation && deposit_switch_alt_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'deposit_switch_alt_create_request' when calling PlaidApi.deposit_switch_alt_create"
+      end
+      # resource path
+      local_var_path = '/deposit_switch/alt/create'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(deposit_switch_alt_create_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'DepositSwitchAltCreateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.deposit_switch_alt_create",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#deposit_switch_alt_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Create a deposit switch
+    # This endpoint creates a deposit switch entity that will be persisted throughout the lifecycle of the switch.
+    # @param deposit_switch_create_request [DepositSwitchCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [DepositSwitchCreateResponse]
+    def deposit_switch_create(deposit_switch_create_request, opts = {})
+      data, _status_code, _headers = deposit_switch_create_with_http_info(deposit_switch_create_request, opts)
+      data
+    end
+
+    # Create a deposit switch
+    # This endpoint creates a deposit switch entity that will be persisted throughout the lifecycle of the switch.
+    # @param deposit_switch_create_request [DepositSwitchCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(DepositSwitchCreateResponse, Integer, Hash)>] DepositSwitchCreateResponse data, response status code and response headers
+    def deposit_switch_create_with_http_info(deposit_switch_create_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.deposit_switch_create ...'
+      end
+      # verify the required parameter 'deposit_switch_create_request' is set
+      if @api_client.config.client_side_validation && deposit_switch_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'deposit_switch_create_request' when calling PlaidApi.deposit_switch_create"
+      end
+      # resource path
+      local_var_path = '/deposit_switch/create'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(deposit_switch_create_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'DepositSwitchCreateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.deposit_switch_create",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#deposit_switch_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Retrieve a deposit switch
+    # This endpoint returns information related to how the user has configured their payroll allocation and the state of the switch. You can use this information to build logic related to the user's direct deposit allocation preferences.
+    # @param deposit_switch_get_request [DepositSwitchGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [DepositSwitchGetResponse]
+    def deposit_switch_get(deposit_switch_get_request, opts = {})
+      data, _status_code, _headers = deposit_switch_get_with_http_info(deposit_switch_get_request, opts)
+      data
+    end
+
+    # Retrieve a deposit switch
+    # This endpoint returns information related to how the user has configured their payroll allocation and the state of the switch. You can use this information to build logic related to the user&#39;s direct deposit allocation preferences.
+    # @param deposit_switch_get_request [DepositSwitchGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(DepositSwitchGetResponse, Integer, Hash)>] DepositSwitchGetResponse data, response status code and response headers
+    def deposit_switch_get_with_http_info(deposit_switch_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.deposit_switch_get ...'
+      end
+      # verify the required parameter 'deposit_switch_get_request' is set
+      if @api_client.config.client_side_validation && deposit_switch_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'deposit_switch_get_request' when calling PlaidApi.deposit_switch_get"
+      end
+      # resource path
+      local_var_path = '/deposit_switch/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(deposit_switch_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'DepositSwitchGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.deposit_switch_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#deposit_switch_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Create a deposit switch token
+    # In order for the end user to take action, you will need to create a public token representing the deposit switch. This token is used to initialize Link. It can be used one time and expires after 30 minutes. 
+    # @param deposit_switch_token_create_request [DepositSwitchTokenCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [DepositSwitchTokenCreateResponse]
+    def deposit_switch_token_create(deposit_switch_token_create_request, opts = {})
+      data, _status_code, _headers = deposit_switch_token_create_with_http_info(deposit_switch_token_create_request, opts)
+      data
+    end
+
+    # Create a deposit switch token
+    # In order for the end user to take action, you will need to create a public token representing the deposit switch. This token is used to initialize Link. It can be used one time and expires after 30 minutes. 
+    # @param deposit_switch_token_create_request [DepositSwitchTokenCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(DepositSwitchTokenCreateResponse, Integer, Hash)>] DepositSwitchTokenCreateResponse data, response status code and response headers
+    def deposit_switch_token_create_with_http_info(deposit_switch_token_create_request, opts = {})
       if @api_client.config.debugging
         @api_client.config.logger.debug 'Calling API: PlaidApi.deposit_switch_token_create ...'
       end
@@ -1969,8 +2489,8 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Retrieve a summary of an individual's employment information
-    # `/employment/verification/get` returns a list of employments through a user payroll that was verified by an end user.
+    # (Deprecated) Retrieve a summary of an individual's employment information
+    # `/employment/verification/get` returns a list of employments through a user payroll that was verified by an end user.  This endpoint has been deprecated; new integrations should use `/credit/employment/get` instead. 
     # @param employment_verification_get_request [EmploymentVerificationGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [EmploymentVerificationGetResponse]
@@ -1979,8 +2499,8 @@ module Plaid
       data
     end
 
-    # Retrieve a summary of an individual&#39;s employment information
-    # &#x60;/employment/verification/get&#x60; returns a list of employments through a user payroll that was verified by an end user.
+    # (Deprecated) Retrieve a summary of an individual&#39;s employment information
+    # &#x60;/employment/verification/get&#x60; returns a list of employments through a user payroll that was verified by an end user.  This endpoint has been deprecated; new integrations should use &#x60;/credit/employment/get&#x60; instead. 
     # @param employment_verification_get_request [EmploymentVerificationGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(EmploymentVerificationGetResponse, Integer, Hash)>] EmploymentVerificationGetResponse data, response status code and response headers
@@ -2035,7 +2555,7 @@ module Plaid
     end
 
     # Retrieve identity data
-    # The `/identity/get` endpoint allows you to retrieve various account holder information on file with the financial institution, including names, emails, phone numbers, and addresses. Only name data is guaranteed to be returned; other fields will be empty arrays if not provided by the institution.  Note: This request may take some time to complete if identity was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.
+    # The `/identity/get` endpoint allows you to retrieve various account holder information on file with the financial institution, including names, emails, phone numbers, and addresses. Only name data is guaranteed to be returned; other fields will be empty arrays if not provided by the institution.  This request may take some time to complete if identity was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.  Note: In API versions 2018-05-22 and earlier, the `owners` object is not returned, and instead identity information is returned in the top level `identity` object. For more details, see [Plaid API versioning](https://plaid.com/docs/api/versioning/#version-2019-05-29).
     # @param identity_get_request [IdentityGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [IdentityGetResponse]
@@ -2045,7 +2565,7 @@ module Plaid
     end
 
     # Retrieve identity data
-    # The &#x60;/identity/get&#x60; endpoint allows you to retrieve various account holder information on file with the financial institution, including names, emails, phone numbers, and addresses. Only name data is guaranteed to be returned; other fields will be empty arrays if not provided by the institution.  Note: This request may take some time to complete if identity was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.
+    # The &#x60;/identity/get&#x60; endpoint allows you to retrieve various account holder information on file with the financial institution, including names, emails, phone numbers, and addresses. Only name data is guaranteed to be returned; other fields will be empty arrays if not provided by the institution.  This request may take some time to complete if identity was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.  Note: In API versions 2018-05-22 and earlier, the &#x60;owners&#x60; object is not returned, and instead identity information is returned in the top level &#x60;identity&#x60; object. For more details, see [Plaid API versioning](https://plaid.com/docs/api/versioning/#version-2019-05-29).
     # @param identity_get_request [IdentityGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(IdentityGetResponse, Integer, Hash)>] IdentityGetResponse data, response status code and response headers
@@ -2164,7 +2684,7 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Download the original documents used for income verification
+    # (Deprecated) Download the original documents used for income verification
     # `/income/verification/documents/download` provides the ability to download the source documents associated with the verification.  If Document Income was used, the documents will be those the user provided in Link. For Payroll Income, the most recent files available for download from the payroll provider will be available from this endpoint.  The response to `/income/verification/documents/download` is a ZIP file in binary data. If a `document_id` is passed, a single document will be contained in this file. If not, the response will contain all documents associated with the verification.  The `request_id` is returned in the `Plaid-Request-ID` header.
     # @param income_verification_documents_download_request [IncomeVerificationDocumentsDownloadRequest] 
     # @param [Hash] opts the optional parameters
@@ -2174,7 +2694,7 @@ module Plaid
       data
     end
 
-    # Download the original documents used for income verification
+    # (Deprecated) Download the original documents used for income verification
     # &#x60;/income/verification/documents/download&#x60; provides the ability to download the source documents associated with the verification.  If Document Income was used, the documents will be those the user provided in Link. For Payroll Income, the most recent files available for download from the payroll provider will be available from this endpoint.  The response to &#x60;/income/verification/documents/download&#x60; is a ZIP file in binary data. If a &#x60;document_id&#x60; is passed, a single document will be contained in this file. If not, the response will contain all documents associated with the verification.  The &#x60;request_id&#x60; is returned in the &#x60;Plaid-Request-ID&#x60; header.
     # @param income_verification_documents_download_request [IncomeVerificationDocumentsDownloadRequest] 
     # @param [Hash] opts the optional parameters
@@ -2229,73 +2749,8 @@ module Plaid
       return data, status_code, headers
     end
 
-    # (Deprecated) Retrieve information from a single paystub used for income verification
-    # /income/verification/paystub/get returns information from a single paystub used for income verification
-    # @param income_verification_paystub_get_request [IncomeVerificationPaystubGetRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [IncomeVerificationPaystubGetResponse]
-    def income_verification_paystub_get(income_verification_paystub_get_request, opts = {})
-      data, _status_code, _headers = income_verification_paystub_get_with_http_info(income_verification_paystub_get_request, opts)
-      data
-    end
-
-    # (Deprecated) Retrieve information from a single paystub used for income verification
-    # /income/verification/paystub/get returns information from a single paystub used for income verification
-    # @param income_verification_paystub_get_request [IncomeVerificationPaystubGetRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [Array<(IncomeVerificationPaystubGetResponse, Integer, Hash)>] IncomeVerificationPaystubGetResponse data, response status code and response headers
-    def income_verification_paystub_get_with_http_info(income_verification_paystub_get_request, opts = {})
-      if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.income_verification_paystub_get ...'
-      end
-      # verify the required parameter 'income_verification_paystub_get_request' is set
-      if @api_client.config.client_side_validation && income_verification_paystub_get_request.nil?
-        fail ArgumentError, "Missing the required parameter 'income_verification_paystub_get_request' when calling PlaidApi.income_verification_paystub_get"
-      end
-      # resource path
-      local_var_path = '/income/verification/paystub/get'
-
-      # query parameters
-      query_params = opts[:query_params] || {}
-
-      # header parameters
-      header_params = opts[:header_params] || {}
-      # HTTP header 'Accept' (if needed)
-      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
-      # HTTP header 'Content-Type'
-      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
-
-      # form parameters
-      form_params = opts[:form_params] || {}
-
-      # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(income_verification_paystub_get_request)
-
-      # return_type
-      return_type = opts[:debug_return_type] || 'IncomeVerificationPaystubGetResponse'
-
-      # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
-
-      new_options = opts.merge(
-        :operation => :"PlaidApi.income_verification_paystub_get",
-        :header_params => header_params,
-        :query_params => query_params,
-        :form_params => form_params,
-        :body => post_body,
-        :auth_names => auth_names,
-        :return_type => return_type
-      )
-
-      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
-      if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#income_verification_paystub_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
-      end
-      return data, status_code, headers
-    end
-
-    # Retrieve information from the paystubs used for income verification
-    # `/income/verification/paystubs/get` returns the information collected from the paystubs that were used to verify an end user's income. It can be called once the status of the verification has been set to `VERIFICATION_STATUS_PROCESSING_COMPLETE`, as reported by the `INCOME: verification_status` webhook. Attempting to call the endpoint before verification has been completed will result in an error.
+    # (Deprecated) Retrieve information from the paystubs used for income verification
+    # `/income/verification/paystubs/get` returns the information collected from the paystubs that were used to verify an end user''s income. It can be called once the status of the verification has been set to `VERIFICATION_STATUS_PROCESSING_COMPLETE`, as reported by the `INCOME: verification_status` webhook. Attempting to call the endpoint before verification has been completed will result in an error.  This endpoint has been deprecated; new integrations should use `/credit/payroll_income/get` instead. 
     # @param income_verification_paystubs_get_request [IncomeVerificationPaystubsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [IncomeVerificationPaystubsGetResponse]
@@ -2304,8 +2759,8 @@ module Plaid
       data
     end
 
-    # Retrieve information from the paystubs used for income verification
-    # &#x60;/income/verification/paystubs/get&#x60; returns the information collected from the paystubs that were used to verify an end user&#39;s income. It can be called once the status of the verification has been set to &#x60;VERIFICATION_STATUS_PROCESSING_COMPLETE&#x60;, as reported by the &#x60;INCOME: verification_status&#x60; webhook. Attempting to call the endpoint before verification has been completed will result in an error.
+    # (Deprecated) Retrieve information from the paystubs used for income verification
+    # &#x60;/income/verification/paystubs/get&#x60; returns the information collected from the paystubs that were used to verify an end user&#39;&#39;s income. It can be called once the status of the verification has been set to &#x60;VERIFICATION_STATUS_PROCESSING_COMPLETE&#x60;, as reported by the &#x60;INCOME: verification_status&#x60; webhook. Attempting to call the endpoint before verification has been completed will result in an error.  This endpoint has been deprecated; new integrations should use &#x60;/credit/payroll_income/get&#x60; instead. 
     # @param income_verification_paystubs_get_request [IncomeVerificationPaystubsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(IncomeVerificationPaystubsGetResponse, Integer, Hash)>] IncomeVerificationPaystubsGetResponse data, response status code and response headers
@@ -2359,8 +2814,8 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Check digital income verification eligibility and optimize conversion
-    # `/income/verification/precheck` is an optional endpoint that can be called before initializing a Link session for income verification. It evaluates whether a given user is supportable by digital income verification and returns a `precheck_id` that can be provided to `/link/token/create`. If the user is eligible for digital verification, providing the `precheck_id` in this way will generate a Link UI optimized for the end user and their specific employer. If the user cannot be confirmed as eligible, the `precheck_id` can still be provided to `/link/token/create` and the user can still use the income verification flow, but they may be required to manually upload a paystub to verify their income.  While all request fields are optional, providing either `employer` or `transactions_access_tokens` data will increase the chance of receiving a useful result.
+    # (Deprecated) Check digital income verification eligibility and optimize conversion
+    # `/income/verification/precheck` is an optional endpoint that can be called before initializing a Link session for income verification. It evaluates whether a given user is supportable by digital income verification and returns a `precheck_id` that can be provided to `/link/token/create`. If the user is eligible for digital verification, providing the `precheck_id` in this way will generate a Link UI optimized for the end user and their specific employer. If the user cannot be confirmed as eligible, the `precheck_id` can still be provided to `/link/token/create` and the user can still use the income verification flow, but they may be required to manually upload a paystub to verify their income.  While all request fields are optional, providing either `employer` or `transactions_access_tokens` data will increase the chance of receiving a useful result.  This endpoint has been deprecated; new integrations should use `/credit/payroll_income/precheck` instead. 
     # @param income_verification_precheck_request [IncomeVerificationPrecheckRequest] 
     # @param [Hash] opts the optional parameters
     # @return [IncomeVerificationPrecheckResponse]
@@ -2369,8 +2824,8 @@ module Plaid
       data
     end
 
-    # Check digital income verification eligibility and optimize conversion
-    # &#x60;/income/verification/precheck&#x60; is an optional endpoint that can be called before initializing a Link session for income verification. It evaluates whether a given user is supportable by digital income verification and returns a &#x60;precheck_id&#x60; that can be provided to &#x60;/link/token/create&#x60;. If the user is eligible for digital verification, providing the &#x60;precheck_id&#x60; in this way will generate a Link UI optimized for the end user and their specific employer. If the user cannot be confirmed as eligible, the &#x60;precheck_id&#x60; can still be provided to &#x60;/link/token/create&#x60; and the user can still use the income verification flow, but they may be required to manually upload a paystub to verify their income.  While all request fields are optional, providing either &#x60;employer&#x60; or &#x60;transactions_access_tokens&#x60; data will increase the chance of receiving a useful result.
+    # (Deprecated) Check digital income verification eligibility and optimize conversion
+    # &#x60;/income/verification/precheck&#x60; is an optional endpoint that can be called before initializing a Link session for income verification. It evaluates whether a given user is supportable by digital income verification and returns a &#x60;precheck_id&#x60; that can be provided to &#x60;/link/token/create&#x60;. If the user is eligible for digital verification, providing the &#x60;precheck_id&#x60; in this way will generate a Link UI optimized for the end user and their specific employer. If the user cannot be confirmed as eligible, the &#x60;precheck_id&#x60; can still be provided to &#x60;/link/token/create&#x60; and the user can still use the income verification flow, but they may be required to manually upload a paystub to verify their income.  While all request fields are optional, providing either &#x60;employer&#x60; or &#x60;transactions_access_tokens&#x60; data will increase the chance of receiving a useful result.  This endpoint has been deprecated; new integrations should use &#x60;/credit/payroll_income/precheck&#x60; instead. 
     # @param income_verification_precheck_request [IncomeVerificationPrecheckRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(IncomeVerificationPrecheckResponse, Integer, Hash)>] IncomeVerificationPrecheckResponse data, response status code and response headers
@@ -2424,7 +2879,7 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Refresh an income verification
+    # (Deprecated) Refresh an income verification
     # `/income/verification/refresh` refreshes a given income verification.
     # @param income_verification_refresh_request [IncomeVerificationRefreshRequest] 
     # @param [Hash] opts the optional parameters
@@ -2434,7 +2889,7 @@ module Plaid
       data
     end
 
-    # Refresh an income verification
+    # (Deprecated) Refresh an income verification
     # &#x60;/income/verification/refresh&#x60; refreshes a given income verification.
     # @param income_verification_refresh_request [IncomeVerificationRefreshRequest] 
     # @param [Hash] opts the optional parameters
@@ -2448,72 +2903,7 @@ module Plaid
         fail ArgumentError, "Missing the required parameter 'income_verification_refresh_request' when calling PlaidApi.income_verification_refresh"
       end
       # resource path
-      local_var_path = '/income/verification/refresh'
-
-      # query parameters
-      query_params = opts[:query_params] || {}
-
-      # header parameters
-      header_params = opts[:header_params] || {}
-      # HTTP header 'Accept' (if needed)
-      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
-      # HTTP header 'Content-Type'
-      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
-
-      # form parameters
-      form_params = opts[:form_params] || {}
-
-      # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(income_verification_refresh_request)
-
-      # return_type
-      return_type = opts[:debug_return_type] || 'IncomeVerificationRefreshResponse'
-
-      # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
-
-      new_options = opts.merge(
-        :operation => :"PlaidApi.income_verification_refresh",
-        :header_params => header_params,
-        :query_params => query_params,
-        :form_params => form_params,
-        :body => post_body,
-        :auth_names => auth_names,
-        :return_type => return_type
-      )
-
-      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
-      if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#income_verification_refresh\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
-      end
-      return data, status_code, headers
-    end
-
-    # (Deprecated) Retrieve a summary of information derived from income verification
-    # `/income/verification/summary/get` returns a verification summary for the income that was verified for an end user. It can be called once the status of the verification has been set to `VERIFICATION_STATUS_PROCESSING_COMPLETE`, as reported by the `INCOME: verification_status` webhook. Attempting to call the endpoint before verification has been completed will result in an error.
-    # @param income_verification_summary_get_request [IncomeVerificationSummaryGetRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [IncomeVerificationSummaryGetResponse]
-    def income_verification_summary_get(income_verification_summary_get_request, opts = {})
-      data, _status_code, _headers = income_verification_summary_get_with_http_info(income_verification_summary_get_request, opts)
-      data
-    end
-
-    # (Deprecated) Retrieve a summary of information derived from income verification
-    # &#x60;/income/verification/summary/get&#x60; returns a verification summary for the income that was verified for an end user. It can be called once the status of the verification has been set to &#x60;VERIFICATION_STATUS_PROCESSING_COMPLETE&#x60;, as reported by the &#x60;INCOME: verification_status&#x60; webhook. Attempting to call the endpoint before verification has been completed will result in an error.
-    # @param income_verification_summary_get_request [IncomeVerificationSummaryGetRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [Array<(IncomeVerificationSummaryGetResponse, Integer, Hash)>] IncomeVerificationSummaryGetResponse data, response status code and response headers
-    def income_verification_summary_get_with_http_info(income_verification_summary_get_request, opts = {})
-      if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.income_verification_summary_get ...'
-      end
-      # verify the required parameter 'income_verification_summary_get_request' is set
-      if @api_client.config.client_side_validation && income_verification_summary_get_request.nil?
-        fail ArgumentError, "Missing the required parameter 'income_verification_summary_get_request' when calling PlaidApi.income_verification_summary_get"
-      end
-      # resource path
-      local_var_path = '/income/verification/summary/get'
+      local_var_path = '/income/verification/refresh'
 
       # query parameters
       query_params = opts[:query_params] || {}
@@ -2529,16 +2919,16 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(income_verification_summary_get_request)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(income_verification_refresh_request)
 
       # return_type
-      return_type = opts[:debug_return_type] || 'IncomeVerificationSummaryGetResponse'
+      return_type = opts[:debug_return_type] || 'IncomeVerificationRefreshResponse'
 
       # auth_names
       auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
-        :operation => :"PlaidApi.income_verification_summary_get",
+        :operation => :"PlaidApi.income_verification_refresh",
         :header_params => header_params,
         :query_params => query_params,
         :form_params => form_params,
@@ -2549,13 +2939,13 @@ module Plaid
 
       data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
       if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#income_verification_summary_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+        @api_client.config.logger.debug "API called: PlaidApi#income_verification_refresh\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
       end
       return data, status_code, headers
     end
 
-    # Retrieve information from the tax documents used for income verification
-    # `/income/verification/taxforms/get` returns the information collected from forms that were used to verify an end user's income. It can be called once the status of the verification has been set to `VERIFICATION_STATUS_PROCESSING_COMPLETE`, as reported by the `INCOME: verification_status` webhook. Attempting to call the endpoint before verification has been completed will result in an error.
+    # (Deprecated) Retrieve information from the tax documents used for income verification
+    # `/income/verification/taxforms/get` returns the information collected from forms that were used to verify an end user''s income. It can be called once the status of the verification has been set to `VERIFICATION_STATUS_PROCESSING_COMPLETE`, as reported by the `INCOME: verification_status` webhook. Attempting to call the endpoint before verification has been completed will result in an error.  This endpoint has been deprecated; new integrations should use `/credit/payroll_income/get` instead. 
     # @param request_body [Hash<String, Object>] 
     # @param [Hash] opts the optional parameters
     # @return [IncomeVerificationTaxformsGetResponse]
@@ -2564,8 +2954,8 @@ module Plaid
       data
     end
 
-    # Retrieve information from the tax documents used for income verification
-    # &#x60;/income/verification/taxforms/get&#x60; returns the information collected from forms that were used to verify an end user&#39;s income. It can be called once the status of the verification has been set to &#x60;VERIFICATION_STATUS_PROCESSING_COMPLETE&#x60;, as reported by the &#x60;INCOME: verification_status&#x60; webhook. Attempting to call the endpoint before verification has been completed will result in an error.
+    # (Deprecated) Retrieve information from the tax documents used for income verification
+    # &#x60;/income/verification/taxforms/get&#x60; returns the information collected from forms that were used to verify an end user&#39;&#39;s income. It can be called once the status of the verification has been set to &#x60;VERIFICATION_STATUS_PROCESSING_COMPLETE&#x60;, as reported by the &#x60;INCOME: verification_status&#x60; webhook. Attempting to call the endpoint before verification has been completed will result in an error.  This endpoint has been deprecated; new integrations should use &#x60;/credit/payroll_income/get&#x60; instead. 
     # @param request_body [Hash<String, Object>] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(IncomeVerificationTaxformsGetResponse, Integer, Hash)>] IncomeVerificationTaxformsGetResponse data, response status code and response headers
@@ -2685,7 +3075,7 @@ module Plaid
     end
 
     # Get details of an institution
-    # Returns a JSON response containing details on a specified financial institution currently supported by Plaid.   Versioning note: API versions 2019-05-29 and earlier allow use of the `public_key` parameter instead of the `client_id` and `secret` to authenticate to this endpoint. The `public_key` has been deprecated; all customers are encouraged to use `client_id` and `secret` instead. 
+    # Returns a JSON response containing details on a specified financial institution currently supported by Plaid.  Versioning note: API versions 2019-05-29 and earlier allow use of the `public_key` parameter instead of the `client_id` and `secret` to authenticate to this endpoint. The `public_key` has been deprecated; all customers are encouraged to use `client_id` and `secret` instead. 
     # @param institutions_get_by_id_request [InstitutionsGetByIdRequest] 
     # @param [Hash] opts the optional parameters
     # @return [InstitutionsGetByIdResponse]
@@ -2695,7 +3085,7 @@ module Plaid
     end
 
     # Get details of an institution
-    # Returns a JSON response containing details on a specified financial institution currently supported by Plaid.   Versioning note: API versions 2019-05-29 and earlier allow use of the &#x60;public_key&#x60; parameter instead of the &#x60;client_id&#x60; and &#x60;secret&#x60; to authenticate to this endpoint. The &#x60;public_key&#x60; has been deprecated; all customers are encouraged to use &#x60;client_id&#x60; and &#x60;secret&#x60; instead. 
+    # Returns a JSON response containing details on a specified financial institution currently supported by Plaid.  Versioning note: API versions 2019-05-29 and earlier allow use of the &#x60;public_key&#x60; parameter instead of the &#x60;client_id&#x60; and &#x60;secret&#x60; to authenticate to this endpoint. The &#x60;public_key&#x60; has been deprecated; all customers are encouraged to use &#x60;client_id&#x60; and &#x60;secret&#x60; instead. 
     # @param institutions_get_by_id_request [InstitutionsGetByIdRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(InstitutionsGetByIdResponse, Integer, Hash)>] InstitutionsGetByIdResponse data, response status code and response headers
@@ -3335,7 +3725,7 @@ module Plaid
     end
 
     # Exchange public token for an access token
-    # Exchange a Link `public_token` for an API `access_token`. Link hands off the `public_token` client-side via the `onSuccess` callback once a user has successfully created an Item. The `public_token` is ephemeral and expires after 30 minutes.  The response also includes an `item_id` that should be stored with the `access_token`. The `item_id` is used to identify an Item in a webhook. The `item_id` can also be retrieved by making an `/item/get` request.
+    # Exchange a Link `public_token` for an API `access_token`. Link hands off the `public_token` client-side via the `onSuccess` callback once a user has successfully created an Item. The `public_token` is ephemeral and expires after 30 minutes. An `access_token` does not expire, but can be revoked by calling `/item/remove`.  The response also includes an `item_id` that should be stored with the `access_token`. The `item_id` is used to identify an Item in a webhook. The `item_id` can also be retrieved by making an `/item/get` request.
     # @param item_public_token_exchange_request [ItemPublicTokenExchangeRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ItemPublicTokenExchangeResponse]
@@ -3344,21 +3734,281 @@ module Plaid
       data
     end
 
-    # Exchange public token for an access token
-    # Exchange a Link &#x60;public_token&#x60; for an API &#x60;access_token&#x60;. Link hands off the &#x60;public_token&#x60; client-side via the &#x60;onSuccess&#x60; callback once a user has successfully created an Item. The &#x60;public_token&#x60; is ephemeral and expires after 30 minutes.  The response also includes an &#x60;item_id&#x60; that should be stored with the &#x60;access_token&#x60;. The &#x60;item_id&#x60; is used to identify an Item in a webhook. The &#x60;item_id&#x60; can also be retrieved by making an &#x60;/item/get&#x60; request.
-    # @param item_public_token_exchange_request [ItemPublicTokenExchangeRequest] 
+    # Exchange public token for an access token
+    # Exchange a Link &#x60;public_token&#x60; for an API &#x60;access_token&#x60;. Link hands off the &#x60;public_token&#x60; client-side via the &#x60;onSuccess&#x60; callback once a user has successfully created an Item. The &#x60;public_token&#x60; is ephemeral and expires after 30 minutes. An &#x60;access_token&#x60; does not expire, but can be revoked by calling &#x60;/item/remove&#x60;.  The response also includes an &#x60;item_id&#x60; that should be stored with the &#x60;access_token&#x60;. The &#x60;item_id&#x60; is used to identify an Item in a webhook. The &#x60;item_id&#x60; can also be retrieved by making an &#x60;/item/get&#x60; request.
+    # @param item_public_token_exchange_request [ItemPublicTokenExchangeRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(ItemPublicTokenExchangeResponse, Integer, Hash)>] ItemPublicTokenExchangeResponse data, response status code and response headers
+    def item_public_token_exchange_with_http_info(item_public_token_exchange_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.item_public_token_exchange ...'
+      end
+      # verify the required parameter 'item_public_token_exchange_request' is set
+      if @api_client.config.client_side_validation && item_public_token_exchange_request.nil?
+        fail ArgumentError, "Missing the required parameter 'item_public_token_exchange_request' when calling PlaidApi.item_public_token_exchange"
+      end
+      # resource path
+      local_var_path = '/item/public_token/exchange'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(item_public_token_exchange_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'ItemPublicTokenExchangeResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.item_public_token_exchange",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#item_public_token_exchange\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Remove an Item
+    # The `/item/remove` endpoint allows you to remove an Item. Once removed, the `access_token`, as well as any processor tokens or bank account tokens associated with the Item, is no longer valid and cannot be used to access any data that was associated with the Item.  Note that in the Development environment, issuing an `/item/remove`  request will not decrement your live credential count. To increase your credential account in Development, contact Support.  Also note that for certain OAuth-based institutions, an Item removed via `/item/remove` may still show as an active connection in the institution's OAuth permission manager.  API versions 2019-05-29 and earlier return a `removed` boolean as part of the response.
+    # @param item_remove_request [ItemRemoveRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [ItemRemoveResponse]
+    def item_remove(item_remove_request, opts = {})
+      data, _status_code, _headers = item_remove_with_http_info(item_remove_request, opts)
+      data
+    end
+
+    # Remove an Item
+    # The &#x60;/item/remove&#x60; endpoint allows you to remove an Item. Once removed, the &#x60;access_token&#x60;, as well as any processor tokens or bank account tokens associated with the Item, is no longer valid and cannot be used to access any data that was associated with the Item.  Note that in the Development environment, issuing an &#x60;/item/remove&#x60;  request will not decrement your live credential count. To increase your credential account in Development, contact Support.  Also note that for certain OAuth-based institutions, an Item removed via &#x60;/item/remove&#x60; may still show as an active connection in the institution&#39;s OAuth permission manager.  API versions 2019-05-29 and earlier return a &#x60;removed&#x60; boolean as part of the response.
+    # @param item_remove_request [ItemRemoveRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(ItemRemoveResponse, Integer, Hash)>] ItemRemoveResponse data, response status code and response headers
+    def item_remove_with_http_info(item_remove_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.item_remove ...'
+      end
+      # verify the required parameter 'item_remove_request' is set
+      if @api_client.config.client_side_validation && item_remove_request.nil?
+        fail ArgumentError, "Missing the required parameter 'item_remove_request' when calling PlaidApi.item_remove"
+      end
+      # resource path
+      local_var_path = '/item/remove'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(item_remove_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'ItemRemoveResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.item_remove",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#item_remove\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Update Webhook URL
+    # The POST `/item/webhook/update` allows you to update the webhook URL associated with an Item. This request triggers a [`WEBHOOK_UPDATE_ACKNOWLEDGED`](https://plaid.com/docs/api/items/#webhook_update_acknowledged) webhook to the newly specified webhook URL.
+    # @param item_webhook_update_request [ItemWebhookUpdateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [ItemWebhookUpdateResponse]
+    def item_webhook_update(item_webhook_update_request, opts = {})
+      data, _status_code, _headers = item_webhook_update_with_http_info(item_webhook_update_request, opts)
+      data
+    end
+
+    # Update Webhook URL
+    # The POST &#x60;/item/webhook/update&#x60; allows you to update the webhook URL associated with an Item. This request triggers a [&#x60;WEBHOOK_UPDATE_ACKNOWLEDGED&#x60;](https://plaid.com/docs/api/items/#webhook_update_acknowledged) webhook to the newly specified webhook URL.
+    # @param item_webhook_update_request [ItemWebhookUpdateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(ItemWebhookUpdateResponse, Integer, Hash)>] ItemWebhookUpdateResponse data, response status code and response headers
+    def item_webhook_update_with_http_info(item_webhook_update_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.item_webhook_update ...'
+      end
+      # verify the required parameter 'item_webhook_update_request' is set
+      if @api_client.config.client_side_validation && item_webhook_update_request.nil?
+        fail ArgumentError, "Missing the required parameter 'item_webhook_update_request' when calling PlaidApi.item_webhook_update"
+      end
+      # resource path
+      local_var_path = '/item/webhook/update'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(item_webhook_update_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'ItemWebhookUpdateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.item_webhook_update",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#item_webhook_update\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Retrieve Liabilities data
+    # The `/liabilities/get` endpoint returns various details about an Item with loan or credit accounts. Liabilities data is available primarily for US financial institutions, with some limited coverage of Canadian institutions. Currently supported account types are account type `credit` with account subtype `credit card` or `paypal`, and account type `loan` with account subtype `student` or `mortgage`. To limit accounts listed in Link to types and subtypes supported by Liabilities, you can use the `account_filters` parameter when [creating a Link token](https://plaid.com/docs/api/tokens/#linktokencreate).  The types of information returned by Liabilities can include balances and due dates, loan terms, and account details such as original loan amount and guarantor. Data is refreshed approximately once per day; the latest data can be retrieved by calling `/liabilities/get`.  Note: This request may take some time to complete if `liabilities` was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the additional data.
+    # @param liabilities_get_request [LiabilitiesGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [LiabilitiesGetResponse]
+    def liabilities_get(liabilities_get_request, opts = {})
+      data, _status_code, _headers = liabilities_get_with_http_info(liabilities_get_request, opts)
+      data
+    end
+
+    # Retrieve Liabilities data
+    # The &#x60;/liabilities/get&#x60; endpoint returns various details about an Item with loan or credit accounts. Liabilities data is available primarily for US financial institutions, with some limited coverage of Canadian institutions. Currently supported account types are account type &#x60;credit&#x60; with account subtype &#x60;credit card&#x60; or &#x60;paypal&#x60;, and account type &#x60;loan&#x60; with account subtype &#x60;student&#x60; or &#x60;mortgage&#x60;. To limit accounts listed in Link to types and subtypes supported by Liabilities, you can use the &#x60;account_filters&#x60; parameter when [creating a Link token](https://plaid.com/docs/api/tokens/#linktokencreate).  The types of information returned by Liabilities can include balances and due dates, loan terms, and account details such as original loan amount and guarantor. Data is refreshed approximately once per day; the latest data can be retrieved by calling &#x60;/liabilities/get&#x60;.  Note: This request may take some time to complete if &#x60;liabilities&#x60; was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the additional data.
+    # @param liabilities_get_request [LiabilitiesGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(LiabilitiesGetResponse, Integer, Hash)>] LiabilitiesGetResponse data, response status code and response headers
+    def liabilities_get_with_http_info(liabilities_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.liabilities_get ...'
+      end
+      # verify the required parameter 'liabilities_get_request' is set
+      if @api_client.config.client_side_validation && liabilities_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'liabilities_get_request' when calling PlaidApi.liabilities_get"
+      end
+      # resource path
+      local_var_path = '/liabilities/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(liabilities_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'LiabilitiesGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.liabilities_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#liabilities_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Create Link Token
+    # The `/link/token/create` endpoint creates a `link_token`, which is required as a parameter when initializing Link. Once Link has been initialized, it returns a `public_token`, which can then be exchanged for an `access_token` via `/item/public_token/exchange` as part of the main Link flow.  A `link_token` generated by `/link/token/create` is also used to initialize other Link flows, such as the update mode flow for tokens with expired credentials, or the Payment Initiation (Europe) flow.
+    # @param link_token_create_request [LinkTokenCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [LinkTokenCreateResponse]
+    def link_token_create(link_token_create_request, opts = {})
+      data, _status_code, _headers = link_token_create_with_http_info(link_token_create_request, opts)
+      data
+    end
+
+    # Create Link Token
+    # The &#x60;/link/token/create&#x60; endpoint creates a &#x60;link_token&#x60;, which is required as a parameter when initializing Link. Once Link has been initialized, it returns a &#x60;public_token&#x60;, which can then be exchanged for an &#x60;access_token&#x60; via &#x60;/item/public_token/exchange&#x60; as part of the main Link flow.  A &#x60;link_token&#x60; generated by &#x60;/link/token/create&#x60; is also used to initialize other Link flows, such as the update mode flow for tokens with expired credentials, or the Payment Initiation (Europe) flow.
+    # @param link_token_create_request [LinkTokenCreateRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [Array<(ItemPublicTokenExchangeResponse, Integer, Hash)>] ItemPublicTokenExchangeResponse data, response status code and response headers
-    def item_public_token_exchange_with_http_info(item_public_token_exchange_request, opts = {})
+    # @return [Array<(LinkTokenCreateResponse, Integer, Hash)>] LinkTokenCreateResponse data, response status code and response headers
+    def link_token_create_with_http_info(link_token_create_request, opts = {})
       if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.item_public_token_exchange ...'
+        @api_client.config.logger.debug 'Calling API: PlaidApi.link_token_create ...'
       end
-      # verify the required parameter 'item_public_token_exchange_request' is set
-      if @api_client.config.client_side_validation && item_public_token_exchange_request.nil?
-        fail ArgumentError, "Missing the required parameter 'item_public_token_exchange_request' when calling PlaidApi.item_public_token_exchange"
+      # verify the required parameter 'link_token_create_request' is set
+      if @api_client.config.client_side_validation && link_token_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'link_token_create_request' when calling PlaidApi.link_token_create"
       end
       # resource path
-      local_var_path = '/item/public_token/exchange'
+      local_var_path = '/link/token/create'
 
       # query parameters
       query_params = opts[:query_params] || {}
@@ -3374,16 +4024,16 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(item_public_token_exchange_request)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(link_token_create_request)
 
       # return_type
-      return_type = opts[:debug_return_type] || 'ItemPublicTokenExchangeResponse'
+      return_type = opts[:debug_return_type] || 'LinkTokenCreateResponse'
 
       # auth_names
       auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
-        :operation => :"PlaidApi.item_public_token_exchange",
+        :operation => :"PlaidApi.link_token_create",
         :header_params => header_params,
         :query_params => query_params,
         :form_params => form_params,
@@ -3394,36 +4044,36 @@ module Plaid
 
       data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
       if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#item_public_token_exchange\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+        @api_client.config.logger.debug "API called: PlaidApi#link_token_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
       end
       return data, status_code, headers
     end
 
-    # Remove an Item
-    # The `/item/remove`  endpoint allows you to remove an Item. Once removed, the `access_token`  associated with the Item is no longer valid and cannot be used to access any data that was associated with the Item.  Note that in the Development environment, issuing an `/item/remove`  request will not decrement your live credential count. To increase your credential account in Development, contact Support.  Also note that for certain OAuth-based institutions, an Item removed via `/item/remove` may still show as an active connection in the institution's OAuth permission manager.  API versions 2019-05-29 and earlier return a `removed` boolean as part of the response.
-    # @param item_remove_request [ItemRemoveRequest] 
+    # Get Link Token
+    # The `/link/token/get` endpoint gets information about a previously-created `link_token` using the `/link/token/create` endpoint. It can be useful for debugging purposes.
+    # @param link_token_get_request [LinkTokenGetRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [ItemRemoveResponse]
-    def item_remove(item_remove_request, opts = {})
-      data, _status_code, _headers = item_remove_with_http_info(item_remove_request, opts)
+    # @return [LinkTokenGetResponse]
+    def link_token_get(link_token_get_request, opts = {})
+      data, _status_code, _headers = link_token_get_with_http_info(link_token_get_request, opts)
       data
     end
 
-    # Remove an Item
-    # The &#x60;/item/remove&#x60;  endpoint allows you to remove an Item. Once removed, the &#x60;access_token&#x60;  associated with the Item is no longer valid and cannot be used to access any data that was associated with the Item.  Note that in the Development environment, issuing an &#x60;/item/remove&#x60;  request will not decrement your live credential count. To increase your credential account in Development, contact Support.  Also note that for certain OAuth-based institutions, an Item removed via &#x60;/item/remove&#x60; may still show as an active connection in the institution&#39;s OAuth permission manager.  API versions 2019-05-29 and earlier return a &#x60;removed&#x60; boolean as part of the response.
-    # @param item_remove_request [ItemRemoveRequest] 
+    # Get Link Token
+    # The &#x60;/link/token/get&#x60; endpoint gets information about a previously-created &#x60;link_token&#x60; using the &#x60;/link/token/create&#x60; endpoint. It can be useful for debugging purposes.
+    # @param link_token_get_request [LinkTokenGetRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [Array<(ItemRemoveResponse, Integer, Hash)>] ItemRemoveResponse data, response status code and response headers
-    def item_remove_with_http_info(item_remove_request, opts = {})
+    # @return [Array<(LinkTokenGetResponse, Integer, Hash)>] LinkTokenGetResponse data, response status code and response headers
+    def link_token_get_with_http_info(link_token_get_request, opts = {})
       if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.item_remove ...'
+        @api_client.config.logger.debug 'Calling API: PlaidApi.link_token_get ...'
       end
-      # verify the required parameter 'item_remove_request' is set
-      if @api_client.config.client_side_validation && item_remove_request.nil?
-        fail ArgumentError, "Missing the required parameter 'item_remove_request' when calling PlaidApi.item_remove"
+      # verify the required parameter 'link_token_get_request' is set
+      if @api_client.config.client_side_validation && link_token_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'link_token_get_request' when calling PlaidApi.link_token_get"
       end
       # resource path
-      local_var_path = '/item/remove'
+      local_var_path = '/link/token/get'
 
       # query parameters
       query_params = opts[:query_params] || {}
@@ -3439,16 +4089,16 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(item_remove_request)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(link_token_get_request)
 
       # return_type
-      return_type = opts[:debug_return_type] || 'ItemRemoveResponse'
+      return_type = opts[:debug_return_type] || 'LinkTokenGetResponse'
 
       # auth_names
       auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
-        :operation => :"PlaidApi.item_remove",
+        :operation => :"PlaidApi.link_token_get",
         :header_params => header_params,
         :query_params => query_params,
         :form_params => form_params,
@@ -3459,36 +4109,36 @@ module Plaid
 
       data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
       if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#item_remove\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+        @api_client.config.logger.debug "API called: PlaidApi#link_token_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
       end
       return data, status_code, headers
     end
 
-    # Update Webhook URL
-    # The POST `/item/webhook/update` allows you to update the webhook URL associated with an Item. This request triggers a [`WEBHOOK_UPDATE_ACKNOWLEDGED`](https://plaid.com/docs/api/webhooks/#item-webhook-update-acknowledged) webhook to the newly specified webhook URL.
-    # @param item_webhook_update_request [ItemWebhookUpdateRequest] 
+    # Create payment consent
+    # The `/payment_initiation/consent/create` endpoint is used to create a payment consent, which can be used to initiate payments on behalf of the user. Payment consents are created with `UNAUTHORISED` status by default and must be authorised by the user before payments can be initiated.  Consents can be limited in time and scope, and have constraints that describe limitations for payments.
+    # @param payment_initiation_consent_create_request [PaymentInitiationConsentCreateRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [ItemWebhookUpdateResponse]
-    def item_webhook_update(item_webhook_update_request, opts = {})
-      data, _status_code, _headers = item_webhook_update_with_http_info(item_webhook_update_request, opts)
+    # @return [PaymentInitiationConsentCreateResponse]
+    def payment_initiation_consent_create(payment_initiation_consent_create_request, opts = {})
+      data, _status_code, _headers = payment_initiation_consent_create_with_http_info(payment_initiation_consent_create_request, opts)
       data
     end
 
-    # Update Webhook URL
-    # The POST &#x60;/item/webhook/update&#x60; allows you to update the webhook URL associated with an Item. This request triggers a [&#x60;WEBHOOK_UPDATE_ACKNOWLEDGED&#x60;](https://plaid.com/docs/api/webhooks/#item-webhook-update-acknowledged) webhook to the newly specified webhook URL.
-    # @param item_webhook_update_request [ItemWebhookUpdateRequest] 
+    # Create payment consent
+    # The &#x60;/payment_initiation/consent/create&#x60; endpoint is used to create a payment consent, which can be used to initiate payments on behalf of the user. Payment consents are created with &#x60;UNAUTHORISED&#x60; status by default and must be authorised by the user before payments can be initiated.  Consents can be limited in time and scope, and have constraints that describe limitations for payments.
+    # @param payment_initiation_consent_create_request [PaymentInitiationConsentCreateRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [Array<(ItemWebhookUpdateResponse, Integer, Hash)>] ItemWebhookUpdateResponse data, response status code and response headers
-    def item_webhook_update_with_http_info(item_webhook_update_request, opts = {})
+    # @return [Array<(PaymentInitiationConsentCreateResponse, Integer, Hash)>] PaymentInitiationConsentCreateResponse data, response status code and response headers
+    def payment_initiation_consent_create_with_http_info(payment_initiation_consent_create_request, opts = {})
       if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.item_webhook_update ...'
+        @api_client.config.logger.debug 'Calling API: PlaidApi.payment_initiation_consent_create ...'
       end
-      # verify the required parameter 'item_webhook_update_request' is set
-      if @api_client.config.client_side_validation && item_webhook_update_request.nil?
-        fail ArgumentError, "Missing the required parameter 'item_webhook_update_request' when calling PlaidApi.item_webhook_update"
+      # verify the required parameter 'payment_initiation_consent_create_request' is set
+      if @api_client.config.client_side_validation && payment_initiation_consent_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'payment_initiation_consent_create_request' when calling PlaidApi.payment_initiation_consent_create"
       end
       # resource path
-      local_var_path = '/item/webhook/update'
+      local_var_path = '/payment_initiation/consent/create'
 
       # query parameters
       query_params = opts[:query_params] || {}
@@ -3504,16 +4154,16 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(item_webhook_update_request)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(payment_initiation_consent_create_request)
 
       # return_type
-      return_type = opts[:debug_return_type] || 'ItemWebhookUpdateResponse'
+      return_type = opts[:debug_return_type] || 'PaymentInitiationConsentCreateResponse'
 
       # auth_names
       auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
-        :operation => :"PlaidApi.item_webhook_update",
+        :operation => :"PlaidApi.payment_initiation_consent_create",
         :header_params => header_params,
         :query_params => query_params,
         :form_params => form_params,
@@ -3524,36 +4174,36 @@ module Plaid
 
       data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
       if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#item_webhook_update\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+        @api_client.config.logger.debug "API called: PlaidApi#payment_initiation_consent_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
       end
       return data, status_code, headers
     end
 
-    # Retrieve Liabilities data
-    # The `/liabilities/get` endpoint returns various details about an Item with loan or credit accounts. Liabilities data is available primarily for US financial institutions, with some limited coverage of Canadian institutions. Currently supported account types are account type `credit` with account subtype `credit card` or `paypal`, and account type `loan` with account subtype `student` or `mortgage`. To limit accounts listed in Link to types and subtypes supported by Liabilities, you can use the `account_filters` parameter when [creating a Link token](https://plaid.com/docs/api/tokens/#linktokencreate).  The types of information returned by Liabilities can include balances and due dates, loan terms, and account details such as original loan amount and guarantor. Data is refreshed approximately once per day; the latest data can be retrieved by calling `/liabilities/get`.  Note: This request may take some time to complete if `liabilities` was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the additional data.
-    # @param liabilities_get_request [LiabilitiesGetRequest] 
+    # Get payment consent
+    # The `/payment_initiation/consent/get` endpoint can be used to check the status of a payment consent, as well as to receive basic information such as recipient and constraints.
+    # @param payment_initiation_consent_get_request [PaymentInitiationConsentGetRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [LiabilitiesGetResponse]
-    def liabilities_get(liabilities_get_request, opts = {})
-      data, _status_code, _headers = liabilities_get_with_http_info(liabilities_get_request, opts)
+    # @return [PaymentInitiationConsentGetResponse]
+    def payment_initiation_consent_get(payment_initiation_consent_get_request, opts = {})
+      data, _status_code, _headers = payment_initiation_consent_get_with_http_info(payment_initiation_consent_get_request, opts)
       data
     end
 
-    # Retrieve Liabilities data
-    # The &#x60;/liabilities/get&#x60; endpoint returns various details about an Item with loan or credit accounts. Liabilities data is available primarily for US financial institutions, with some limited coverage of Canadian institutions. Currently supported account types are account type &#x60;credit&#x60; with account subtype &#x60;credit card&#x60; or &#x60;paypal&#x60;, and account type &#x60;loan&#x60; with account subtype &#x60;student&#x60; or &#x60;mortgage&#x60;. To limit accounts listed in Link to types and subtypes supported by Liabilities, you can use the &#x60;account_filters&#x60; parameter when [creating a Link token](https://plaid.com/docs/api/tokens/#linktokencreate).  The types of information returned by Liabilities can include balances and due dates, loan terms, and account details such as original loan amount and guarantor. Data is refreshed approximately once per day; the latest data can be retrieved by calling &#x60;/liabilities/get&#x60;.  Note: This request may take some time to complete if &#x60;liabilities&#x60; was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the additional data.
-    # @param liabilities_get_request [LiabilitiesGetRequest] 
+    # Get payment consent
+    # The &#x60;/payment_initiation/consent/get&#x60; endpoint can be used to check the status of a payment consent, as well as to receive basic information such as recipient and constraints.
+    # @param payment_initiation_consent_get_request [PaymentInitiationConsentGetRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [Array<(LiabilitiesGetResponse, Integer, Hash)>] LiabilitiesGetResponse data, response status code and response headers
-    def liabilities_get_with_http_info(liabilities_get_request, opts = {})
+    # @return [Array<(PaymentInitiationConsentGetResponse, Integer, Hash)>] PaymentInitiationConsentGetResponse data, response status code and response headers
+    def payment_initiation_consent_get_with_http_info(payment_initiation_consent_get_request, opts = {})
       if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.liabilities_get ...'
+        @api_client.config.logger.debug 'Calling API: PlaidApi.payment_initiation_consent_get ...'
       end
-      # verify the required parameter 'liabilities_get_request' is set
-      if @api_client.config.client_side_validation && liabilities_get_request.nil?
-        fail ArgumentError, "Missing the required parameter 'liabilities_get_request' when calling PlaidApi.liabilities_get"
+      # verify the required parameter 'payment_initiation_consent_get_request' is set
+      if @api_client.config.client_side_validation && payment_initiation_consent_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'payment_initiation_consent_get_request' when calling PlaidApi.payment_initiation_consent_get"
       end
       # resource path
-      local_var_path = '/liabilities/get'
+      local_var_path = '/payment_initiation/consent/get'
 
       # query parameters
       query_params = opts[:query_params] || {}
@@ -3569,16 +4219,16 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(liabilities_get_request)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(payment_initiation_consent_get_request)
 
       # return_type
-      return_type = opts[:debug_return_type] || 'LiabilitiesGetResponse'
+      return_type = opts[:debug_return_type] || 'PaymentInitiationConsentGetResponse'
 
       # auth_names
       auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
-        :operation => :"PlaidApi.liabilities_get",
+        :operation => :"PlaidApi.payment_initiation_consent_get",
         :header_params => header_params,
         :query_params => query_params,
         :form_params => form_params,
@@ -3589,36 +4239,36 @@ module Plaid
 
       data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
       if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#liabilities_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+        @api_client.config.logger.debug "API called: PlaidApi#payment_initiation_consent_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
       end
       return data, status_code, headers
     end
 
-    # Create Link Token
-    # The `/link/token/create` endpoint creates a `link_token`, which is required as a parameter when initializing Link. Once Link has been initialized, it returns a `public_token`, which can then be exchanged for an `access_token` via `/item/public_token/exchange` as part of the main Link flow.  A `link_token` generated by `/link/token/create` is also used to initialize other Link flows, such as the update mode flow for tokens with expired credentials, or the Payment Initiation (Europe) flow.
-    # @param link_token_create_request [LinkTokenCreateRequest] 
+    # Execute a single payment using consent
+    # The `/payment_initiation/consent/payment/execute` endpoint can be used to execute payments using payment consent.
+    # @param payment_initiation_consent_payment_execute_request [PaymentInitiationConsentPaymentExecuteRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [LinkTokenCreateResponse]
-    def link_token_create(link_token_create_request, opts = {})
-      data, _status_code, _headers = link_token_create_with_http_info(link_token_create_request, opts)
+    # @return [PaymentInitiationConsentPaymentExecuteResponse]
+    def payment_initiation_consent_payment_execute(payment_initiation_consent_payment_execute_request, opts = {})
+      data, _status_code, _headers = payment_initiation_consent_payment_execute_with_http_info(payment_initiation_consent_payment_execute_request, opts)
       data
     end
 
-    # Create Link Token
-    # The &#x60;/link/token/create&#x60; endpoint creates a &#x60;link_token&#x60;, which is required as a parameter when initializing Link. Once Link has been initialized, it returns a &#x60;public_token&#x60;, which can then be exchanged for an &#x60;access_token&#x60; via &#x60;/item/public_token/exchange&#x60; as part of the main Link flow.  A &#x60;link_token&#x60; generated by &#x60;/link/token/create&#x60; is also used to initialize other Link flows, such as the update mode flow for tokens with expired credentials, or the Payment Initiation (Europe) flow.
-    # @param link_token_create_request [LinkTokenCreateRequest] 
+    # Execute a single payment using consent
+    # The &#x60;/payment_initiation/consent/payment/execute&#x60; endpoint can be used to execute payments using payment consent.
+    # @param payment_initiation_consent_payment_execute_request [PaymentInitiationConsentPaymentExecuteRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [Array<(LinkTokenCreateResponse, Integer, Hash)>] LinkTokenCreateResponse data, response status code and response headers
-    def link_token_create_with_http_info(link_token_create_request, opts = {})
+    # @return [Array<(PaymentInitiationConsentPaymentExecuteResponse, Integer, Hash)>] PaymentInitiationConsentPaymentExecuteResponse data, response status code and response headers
+    def payment_initiation_consent_payment_execute_with_http_info(payment_initiation_consent_payment_execute_request, opts = {})
       if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.link_token_create ...'
+        @api_client.config.logger.debug 'Calling API: PlaidApi.payment_initiation_consent_payment_execute ...'
       end
-      # verify the required parameter 'link_token_create_request' is set
-      if @api_client.config.client_side_validation && link_token_create_request.nil?
-        fail ArgumentError, "Missing the required parameter 'link_token_create_request' when calling PlaidApi.link_token_create"
+      # verify the required parameter 'payment_initiation_consent_payment_execute_request' is set
+      if @api_client.config.client_side_validation && payment_initiation_consent_payment_execute_request.nil?
+        fail ArgumentError, "Missing the required parameter 'payment_initiation_consent_payment_execute_request' when calling PlaidApi.payment_initiation_consent_payment_execute"
       end
       # resource path
-      local_var_path = '/link/token/create'
+      local_var_path = '/payment_initiation/consent/payment/execute'
 
       # query parameters
       query_params = opts[:query_params] || {}
@@ -3634,16 +4284,16 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(link_token_create_request)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(payment_initiation_consent_payment_execute_request)
 
       # return_type
-      return_type = opts[:debug_return_type] || 'LinkTokenCreateResponse'
+      return_type = opts[:debug_return_type] || 'PaymentInitiationConsentPaymentExecuteResponse'
 
       # auth_names
       auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
-        :operation => :"PlaidApi.link_token_create",
+        :operation => :"PlaidApi.payment_initiation_consent_payment_execute",
         :header_params => header_params,
         :query_params => query_params,
         :form_params => form_params,
@@ -3654,36 +4304,36 @@ module Plaid
 
       data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
       if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#link_token_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+        @api_client.config.logger.debug "API called: PlaidApi#payment_initiation_consent_payment_execute\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
       end
       return data, status_code, headers
     end
 
-    # Get Link Token
-    # The `/link/token/get` endpoint gets information about a previously-created `link_token` using the `/link/token/create` endpoint. It can be useful for debugging purposes.
-    # @param link_token_get_request [LinkTokenGetRequest] 
+    # Revoke payment consent
+    # The `/payment_initiation/consent/revoke` endpoint can be used to revoke the payment consent. Once the consent is revoked, it is not possible to initiate payments using it.
+    # @param payment_initiation_consent_revoke_request [PaymentInitiationConsentRevokeRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [LinkTokenGetResponse]
-    def link_token_get(link_token_get_request, opts = {})
-      data, _status_code, _headers = link_token_get_with_http_info(link_token_get_request, opts)
+    # @return [PaymentInitiationConsentRevokeResponse]
+    def payment_initiation_consent_revoke(payment_initiation_consent_revoke_request, opts = {})
+      data, _status_code, _headers = payment_initiation_consent_revoke_with_http_info(payment_initiation_consent_revoke_request, opts)
       data
     end
 
-    # Get Link Token
-    # The &#x60;/link/token/get&#x60; endpoint gets information about a previously-created &#x60;link_token&#x60; using the &#x60;/link/token/create&#x60; endpoint. It can be useful for debugging purposes.
-    # @param link_token_get_request [LinkTokenGetRequest] 
+    # Revoke payment consent
+    # The &#x60;/payment_initiation/consent/revoke&#x60; endpoint can be used to revoke the payment consent. Once the consent is revoked, it is not possible to initiate payments using it.
+    # @param payment_initiation_consent_revoke_request [PaymentInitiationConsentRevokeRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [Array<(LinkTokenGetResponse, Integer, Hash)>] LinkTokenGetResponse data, response status code and response headers
-    def link_token_get_with_http_info(link_token_get_request, opts = {})
+    # @return [Array<(PaymentInitiationConsentRevokeResponse, Integer, Hash)>] PaymentInitiationConsentRevokeResponse data, response status code and response headers
+    def payment_initiation_consent_revoke_with_http_info(payment_initiation_consent_revoke_request, opts = {})
       if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.link_token_get ...'
+        @api_client.config.logger.debug 'Calling API: PlaidApi.payment_initiation_consent_revoke ...'
       end
-      # verify the required parameter 'link_token_get_request' is set
-      if @api_client.config.client_side_validation && link_token_get_request.nil?
-        fail ArgumentError, "Missing the required parameter 'link_token_get_request' when calling PlaidApi.link_token_get"
+      # verify the required parameter 'payment_initiation_consent_revoke_request' is set
+      if @api_client.config.client_side_validation && payment_initiation_consent_revoke_request.nil?
+        fail ArgumentError, "Missing the required parameter 'payment_initiation_consent_revoke_request' when calling PlaidApi.payment_initiation_consent_revoke"
       end
       # resource path
-      local_var_path = '/link/token/get'
+      local_var_path = '/payment_initiation/consent/revoke'
 
       # query parameters
       query_params = opts[:query_params] || {}
@@ -3699,16 +4349,16 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(link_token_get_request)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(payment_initiation_consent_revoke_request)
 
       # return_type
-      return_type = opts[:debug_return_type] || 'LinkTokenGetResponse'
+      return_type = opts[:debug_return_type] || 'PaymentInitiationConsentRevokeResponse'
 
       # auth_names
       auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
-        :operation => :"PlaidApi.link_token_get",
+        :operation => :"PlaidApi.payment_initiation_consent_revoke",
         :header_params => header_params,
         :query_params => query_params,
         :form_params => form_params,
@@ -3719,7 +4369,7 @@ module Plaid
 
       data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
       if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#link_token_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+        @api_client.config.logger.debug "API called: PlaidApi#payment_initiation_consent_revoke\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
       end
       return data, status_code, headers
     end
@@ -4245,7 +4895,7 @@ module Plaid
     end
 
     # Retrieve Auth data
-    # The `/processor/auth/get` endpoint returns the bank account and bank identification number (such as the routing number, for US accounts), for a checking or savings account that''s associated with a given `processor_token`. The endpoint also returns high-level account data and balances when available.   Versioning note: API versions 2019-05-29 and earlier use a different schema for the `numbers` object returned by this endpoint. For details, see [Plaid API versioning](https://plaid.com/docs/api/versioning/#version-2020-09-14). 
+    # The `/processor/auth/get` endpoint returns the bank account and bank identification number (such as the routing number, for US accounts), for a checking or savings account that''s associated with a given `processor_token`. The endpoint also returns high-level account data and balances when available.  Versioning note: API versions 2019-05-29 and earlier use a different schema for the `numbers` object returned by this endpoint. For details, see [Plaid API versioning](https://plaid.com/docs/api/versioning/#version-2020-09-14). 
     # @param processor_auth_get_request [ProcessorAuthGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ProcessorAuthGetResponse]
@@ -4255,7 +4905,7 @@ module Plaid
     end
 
     # Retrieve Auth data
-    # The &#x60;/processor/auth/get&#x60; endpoint returns the bank account and bank identification number (such as the routing number, for US accounts), for a checking or savings account that&#39;&#39;s associated with a given &#x60;processor_token&#x60;. The endpoint also returns high-level account data and balances when available.   Versioning note: API versions 2019-05-29 and earlier use a different schema for the &#x60;numbers&#x60; object returned by this endpoint. For details, see [Plaid API versioning](https://plaid.com/docs/api/versioning/#version-2020-09-14). 
+    # The &#x60;/processor/auth/get&#x60; endpoint returns the bank account and bank identification number (such as the routing number, for US accounts), for a checking or savings account that&#39;&#39;s associated with a given &#x60;processor_token&#x60;. The endpoint also returns high-level account data and balances when available.  Versioning note: API versions 2019-05-29 and earlier use a different schema for the &#x60;numbers&#x60; object returned by this endpoint. For details, see [Plaid API versioning](https://plaid.com/docs/api/versioning/#version-2020-09-14). 
     # @param processor_auth_get_request [ProcessorAuthGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ProcessorAuthGetResponse, Integer, Hash)>] ProcessorAuthGetResponse data, response status code and response headers
@@ -4505,7 +5155,7 @@ module Plaid
     end
 
     # Create Stripe bank account token
-    # Used to create a token suitable for sending to Stripe to enable Plaid-Stripe integrations. For a detailed guide on integrating Stripe, see [Add Stripe to your app](https://plaid.com/docs/auth/partnerships/stripe/).
+    # Used to create a token suitable for sending to Stripe to enable Plaid-Stripe integrations. For a detailed guide on integrating Stripe, see [Add Stripe to your app](https://plaid.com/docs/auth/partnerships/stripe/). Bank account tokens can also be revoked, using `/item/remove`.
     # @param processor_stripe_bank_account_token_create_request [ProcessorStripeBankAccountTokenCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ProcessorStripeBankAccountTokenCreateResponse]
@@ -4515,7 +5165,7 @@ module Plaid
     end
 
     # Create Stripe bank account token
-    # Used to create a token suitable for sending to Stripe to enable Plaid-Stripe integrations. For a detailed guide on integrating Stripe, see [Add Stripe to your app](https://plaid.com/docs/auth/partnerships/stripe/).
+    # Used to create a token suitable for sending to Stripe to enable Plaid-Stripe integrations. For a detailed guide on integrating Stripe, see [Add Stripe to your app](https://plaid.com/docs/auth/partnerships/stripe/). Bank account tokens can also be revoked, using &#x60;/item/remove&#x60;.
     # @param processor_stripe_bank_account_token_create_request [ProcessorStripeBankAccountTokenCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ProcessorStripeBankAccountTokenCreateResponse, Integer, Hash)>] ProcessorStripeBankAccountTokenCreateResponse data, response status code and response headers
@@ -4570,7 +5220,7 @@ module Plaid
     end
 
     # Create processor token
-    # Used to create a token suitable for sending to one of Plaid's partners to enable integrations. Note that Stripe partnerships use bank account tokens instead; see `/processor/stripe/bank_account_token/create` for creating tokens for use with Stripe integrations.
+    # Used to create a token suitable for sending to one of Plaid's partners to enable integrations. Note that Stripe partnerships use bank account tokens instead; see `/processor/stripe/bank_account_token/create` for creating tokens for use with Stripe integrations. Processor tokens can also be revoked, using `/item/remove`.
     # @param processor_token_create_request [ProcessorTokenCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ProcessorTokenCreateResponse]
@@ -4580,7 +5230,7 @@ module Plaid
     end
 
     # Create processor token
-    # Used to create a token suitable for sending to one of Plaid&#39;s partners to enable integrations. Note that Stripe partnerships use bank account tokens instead; see &#x60;/processor/stripe/bank_account_token/create&#x60; for creating tokens for use with Stripe integrations.
+    # Used to create a token suitable for sending to one of Plaid&#39;s partners to enable integrations. Note that Stripe partnerships use bank account tokens instead; see &#x60;/processor/stripe/bank_account_token/create&#x60; for creating tokens for use with Stripe integrations. Processor tokens can also be revoked, using &#x60;/item/remove&#x60;.
     # @param processor_token_create_request [ProcessorTokenCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ProcessorTokenCreateResponse, Integer, Hash)>] ProcessorTokenCreateResponse data, response status code and response headers
@@ -4830,7 +5480,7 @@ module Plaid
     end
 
     # Fire a test webhook
-    # The `/sandbox/item/fire_webhook` endpoint is used to test that code correctly handles webhooks. This endpoint can trigger a Transactions `DEFAULT_UPDATE` webhook to be fired for a given Sandbox Item. If the Item does not support Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result. This endpoint can also trigger a `NEW_ACCOUNTS_AVAILABLE` webhook to be fired for a given Sandbox Item created with Account Select v2. Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production or Development.
+    # The `/sandbox/item/fire_webhook` endpoint is used to test that code correctly handles webhooks. This endpoint can trigger the following webhooks: `DEFAULT_UPDATE`: Transactions update webhook to be fired for a given Sandbox Item. If the Item does not support Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `NEW_ACCOUNTS_AVAILABLE`: Webhook to be fired for a given Sandbox Item created with Account Select v2.  `AUTH_DATA_UPDATE`: Webhook to be fired for a given Sandbox Item created with Auth as an enabled product.  Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production or Development'
     # @param sandbox_item_fire_webhook_request [SandboxItemFireWebhookRequest] 
     # @param [Hash] opts the optional parameters
     # @return [SandboxItemFireWebhookResponse]
@@ -4840,7 +5490,7 @@ module Plaid
     end
 
     # Fire a test webhook
-    # The &#x60;/sandbox/item/fire_webhook&#x60; endpoint is used to test that code correctly handles webhooks. This endpoint can trigger a Transactions &#x60;DEFAULT_UPDATE&#x60; webhook to be fired for a given Sandbox Item. If the Item does not support Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result. This endpoint can also trigger a &#x60;NEW_ACCOUNTS_AVAILABLE&#x60; webhook to be fired for a given Sandbox Item created with Account Select v2. Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production or Development.
+    # The &#x60;/sandbox/item/fire_webhook&#x60; endpoint is used to test that code correctly handles webhooks. This endpoint can trigger the following webhooks: &#x60;DEFAULT_UPDATE&#x60;: Transactions update webhook to be fired for a given Sandbox Item. If the Item does not support Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;NEW_ACCOUNTS_AVAILABLE&#x60;: Webhook to be fired for a given Sandbox Item created with Account Select v2.  &#x60;AUTH_DATA_UPDATE&#x60;: Webhook to be fired for a given Sandbox Item created with Auth as an enabled product.  Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production or Development&#39;
     # @param sandbox_item_fire_webhook_request [SandboxItemFireWebhookRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(SandboxItemFireWebhookResponse, Integer, Hash)>] SandboxItemFireWebhookResponse data, response status code and response headers
@@ -5219,6 +5869,71 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Manually fire a Transfer webhook
+    # Use the `/sandbox/transfer/fire_webhook` endpoint to manually trigger a Transfer webhook in the Sandbox environment.
+    # @param sandbox_transfer_fire_webhook_request [SandboxTransferFireWebhookRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [SandboxTransferFireWebhookResponse]
+    def sandbox_transfer_fire_webhook(sandbox_transfer_fire_webhook_request, opts = {})
+      data, _status_code, _headers = sandbox_transfer_fire_webhook_with_http_info(sandbox_transfer_fire_webhook_request, opts)
+      data
+    end
+
+    # Manually fire a Transfer webhook
+    # Use the &#x60;/sandbox/transfer/fire_webhook&#x60; endpoint to manually trigger a Transfer webhook in the Sandbox environment.
+    # @param sandbox_transfer_fire_webhook_request [SandboxTransferFireWebhookRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(SandboxTransferFireWebhookResponse, Integer, Hash)>] SandboxTransferFireWebhookResponse data, response status code and response headers
+    def sandbox_transfer_fire_webhook_with_http_info(sandbox_transfer_fire_webhook_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.sandbox_transfer_fire_webhook ...'
+      end
+      # verify the required parameter 'sandbox_transfer_fire_webhook_request' is set
+      if @api_client.config.client_side_validation && sandbox_transfer_fire_webhook_request.nil?
+        fail ArgumentError, "Missing the required parameter 'sandbox_transfer_fire_webhook_request' when calling PlaidApi.sandbox_transfer_fire_webhook"
+      end
+      # resource path
+      local_var_path = '/sandbox/transfer/fire_webhook'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(sandbox_transfer_fire_webhook_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'SandboxTransferFireWebhookResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.sandbox_transfer_fire_webhook",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#sandbox_transfer_fire_webhook\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Trigger the creation of a repayment
     # Use the `/sandbox/transfer/repayment/simulate` endpoint to trigger the creation of a repayment. As a side effect of calling this route, a repayment is created that includes all unreimbursed returns of guaranteed transfers. If there are no such returns, an 400 error is returned.
     # @param sandbox_transfer_repayment_simulate_request [SandboxTransferRepaymentSimulateRequest] 
@@ -5503,7 +6218,72 @@ module Plaid
         fail ArgumentError, "Missing the required parameter 'signal_evaluate_request' when calling PlaidApi.signal_evaluate"
       end
       # resource path
-      local_var_path = '/signal/evaluate'
+      local_var_path = '/signal/evaluate'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(signal_evaluate_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'SignalEvaluateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.signal_evaluate",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#signal_evaluate\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Report a return for an ACH transaction
+    # Call the `/signal/return/report` endpoint to report a returned transaction that was previously sent to the `/signal/evaluate` endpoint. Your feedback will be used by the model to incorporate the latest risk trend in your portfolio.
+    # @param signal_return_report_request [SignalReturnReportRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [SignalReturnReportResponse]
+    def signal_return_report(signal_return_report_request, opts = {})
+      data, _status_code, _headers = signal_return_report_with_http_info(signal_return_report_request, opts)
+      data
+    end
+
+    # Report a return for an ACH transaction
+    # Call the &#x60;/signal/return/report&#x60; endpoint to report a returned transaction that was previously sent to the &#x60;/signal/evaluate&#x60; endpoint. Your feedback will be used by the model to incorporate the latest risk trend in your portfolio.
+    # @param signal_return_report_request [SignalReturnReportRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(SignalReturnReportResponse, Integer, Hash)>] SignalReturnReportResponse data, response status code and response headers
+    def signal_return_report_with_http_info(signal_return_report_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.signal_return_report ...'
+      end
+      # verify the required parameter 'signal_return_report_request' is set
+      if @api_client.config.client_side_validation && signal_return_report_request.nil?
+        fail ArgumentError, "Missing the required parameter 'signal_return_report_request' when calling PlaidApi.signal_return_report"
+      end
+      # resource path
+      local_var_path = '/signal/return/report'
 
       # query parameters
       query_params = opts[:query_params] || {}
@@ -5519,16 +6299,16 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(signal_evaluate_request)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(signal_return_report_request)
 
       # return_type
-      return_type = opts[:debug_return_type] || 'SignalEvaluateResponse'
+      return_type = opts[:debug_return_type] || 'SignalReturnReportResponse'
 
       # auth_names
       auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
-        :operation => :"PlaidApi.signal_evaluate",
+        :operation => :"PlaidApi.signal_return_report",
         :header_params => header_params,
         :query_params => query_params,
         :form_params => form_params,
@@ -5539,36 +6319,36 @@ module Plaid
 
       data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
       if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#signal_evaluate\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+        @api_client.config.logger.debug "API called: PlaidApi#signal_return_report\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
       end
       return data, status_code, headers
     end
 
-    # Report a return for an ACH transaction
-    # Call the `/signal/return/report` endpoint to report a returned transaction that was previously sent to the `/signal/evaluate` endpoint. Your feedback will be used by the model to incorporate the latest risk trend in your portfolio.
-    # @param signal_return_report_request [SignalReturnReportRequest] 
+    # enhance locally-held transaction data
+    # The '/beta/transactions/v1/enhance' endpoint enriches raw transaction data provided directly by clients.  The product is currently in beta.
+    # @param transactions_enhance_get_request [TransactionsEnhanceGetRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [SignalReturnReportResponse]
-    def signal_return_report(signal_return_report_request, opts = {})
-      data, _status_code, _headers = signal_return_report_with_http_info(signal_return_report_request, opts)
+    # @return [TransactionsEnhanceGetResponse]
+    def transactions_enhance(transactions_enhance_get_request, opts = {})
+      data, _status_code, _headers = transactions_enhance_with_http_info(transactions_enhance_get_request, opts)
       data
     end
 
-    # Report a return for an ACH transaction
-    # Call the &#x60;/signal/return/report&#x60; endpoint to report a returned transaction that was previously sent to the &#x60;/signal/evaluate&#x60; endpoint. Your feedback will be used by the model to incorporate the latest risk trend in your portfolio.
-    # @param signal_return_report_request [SignalReturnReportRequest] 
+    # enhance locally-held transaction data
+    # The &#39;/beta/transactions/v1/enhance&#39; endpoint enriches raw transaction data provided directly by clients.  The product is currently in beta.
+    # @param transactions_enhance_get_request [TransactionsEnhanceGetRequest] 
     # @param [Hash] opts the optional parameters
-    # @return [Array<(SignalReturnReportResponse, Integer, Hash)>] SignalReturnReportResponse data, response status code and response headers
-    def signal_return_report_with_http_info(signal_return_report_request, opts = {})
+    # @return [Array<(TransactionsEnhanceGetResponse, Integer, Hash)>] TransactionsEnhanceGetResponse data, response status code and response headers
+    def transactions_enhance_with_http_info(transactions_enhance_get_request, opts = {})
       if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.signal_return_report ...'
+        @api_client.config.logger.debug 'Calling API: PlaidApi.transactions_enhance ...'
       end
-      # verify the required parameter 'signal_return_report_request' is set
-      if @api_client.config.client_side_validation && signal_return_report_request.nil?
-        fail ArgumentError, "Missing the required parameter 'signal_return_report_request' when calling PlaidApi.signal_return_report"
+      # verify the required parameter 'transactions_enhance_get_request' is set
+      if @api_client.config.client_side_validation && transactions_enhance_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'transactions_enhance_get_request' when calling PlaidApi.transactions_enhance"
       end
       # resource path
-      local_var_path = '/signal/return/report'
+      local_var_path = '/beta/transactions/v1/enhance'
 
       # query parameters
       query_params = opts[:query_params] || {}
@@ -5584,16 +6364,16 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(signal_return_report_request)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(transactions_enhance_get_request)
 
       # return_type
-      return_type = opts[:debug_return_type] || 'SignalReturnReportResponse'
+      return_type = opts[:debug_return_type] || 'TransactionsEnhanceGetResponse'
 
       # auth_names
       auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
-        :operation => :"PlaidApi.signal_return_report",
+        :operation => :"PlaidApi.transactions_enhance",
         :header_params => header_params,
         :query_params => query_params,
         :form_params => form_params,
@@ -5604,13 +6384,13 @@ module Plaid
 
       data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
       if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#signal_return_report\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+        @api_client.config.logger.debug "API called: PlaidApi#transactions_enhance\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
       end
       return data, status_code, headers
     end
 
     # Get transaction data
-    # The `/transactions/get` endpoint allows developers to receive user-authorized transaction data for credit, depository, and some loan-type accounts (only those with account subtype `student`; coverage may be limited). For transaction history from investments accounts, use the [Investments endpoint](https://plaid.com/docs/api/products#investments) instead. Transaction data is standardized across financial institutions, and in many cases transactions are linked to a clean name, entity type, location, and category. Similarly, account data is standardized and returned with a clean name, number, balance, and other meta information where available.  Transactions are returned in reverse-chronological order, and the sequence of transaction ordering is stable and will not shift.  Transactions are not immutable and can also be removed altogether by the institution; a removed transaction will no longer appear in `/transactions/get`.  For more details, see [Pending and posted transactions](https://plaid.com/docs/transactions/transactions-data/#pending-and-posted-transactions).  Due to the potentially large number of transactions associated with an Item, results are paginated. Manipulate the `count` and `offset` parameters in conjunction with the `total_transactions` response body field to fetch all available transactions.  Data returned by `/transactions/get` will be the data available for the Item as of the most recent successful check for new transactions. Plaid typically checks for new data multiple times a day, but these checks may occur less frequently, such as once a day, depending on the institution. An Item's `status.transactions.last_successful_update` field will show the timestamp of the most recent successful update. To force Plaid to check for new transactions, you can use the `/transactions/refresh` endpoint.  Note that data may not be immediately available to `/transactions/get`. Plaid will begin to prepare transactions data upon Item link, if Link was initialized with `transactions`, or upon the first call to `/transactions/get`, if it wasn't. To be alerted when transaction data is ready to be fetched, listen for the [`INITIAL_UPDATE`](https://plaid.com/docs/api/webhooks#transactions-initial_update) and [`HISTORICAL_UPDATE`](https://plaid.com/docs/api/webhooks#transactions-historical_update) webhooks. If no transaction history is ready when `/transactions/get` is called, it will return a `PRODUCT_NOT_READY` error.
+    # The `/transactions/get` endpoint allows developers to receive user-authorized transaction data for credit, depository, and some loan-type accounts (only those with account subtype `student`; coverage may be limited). For transaction history from investments accounts, use the [Investments endpoint](https://plaid.com/docs/api/products/investments/) instead. Transaction data is standardized across financial institutions, and in many cases transactions are linked to a clean name, entity type, location, and category. Similarly, account data is standardized and returned with a clean name, number, balance, and other meta information where available.  Transactions are returned in reverse-chronological order, and the sequence of transaction ordering is stable and will not shift.  Transactions are not immutable and can also be removed altogether by the institution; a removed transaction will no longer appear in `/transactions/get`.  For more details, see [Pending and posted transactions](https://plaid.com/docs/transactions/transactions-data/#pending-and-posted-transactions).  Due to the potentially large number of transactions associated with an Item, results are paginated. Manipulate the `count` and `offset` parameters in conjunction with the `total_transactions` response body field to fetch all available transactions.  Data returned by `/transactions/get` will be the data available for the Item as of the most recent successful check for new transactions. Plaid typically checks for new data multiple times a day, but these checks may occur less frequently, such as once a day, depending on the institution. An Item's `status.transactions.last_successful_update` field will show the timestamp of the most recent successful update. To force Plaid to check for new transactions, you can use the `/transactions/refresh` endpoint.  Note that data may not be immediately available to `/transactions/get`. Plaid will begin to prepare transactions data upon Item link, if Link was initialized with `transactions`, or upon the first call to `/transactions/get`, if it wasn't. To be alerted when transaction data is ready to be fetched, listen for the [`INITIAL_UPDATE`](https://plaid.com/docs/api/products/transactions/#initial_update) and [`HISTORICAL_UPDATE`](https://plaid.com/docs/api/products/transactions/#historical_update) webhooks. If no transaction history is ready when `/transactions/get` is called, it will return a `PRODUCT_NOT_READY` error.
     # @param transactions_get_request [TransactionsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [TransactionsGetResponse]
@@ -5620,7 +6400,7 @@ module Plaid
     end
 
     # Get transaction data
-    # The &#x60;/transactions/get&#x60; endpoint allows developers to receive user-authorized transaction data for credit, depository, and some loan-type accounts (only those with account subtype &#x60;student&#x60;; coverage may be limited). For transaction history from investments accounts, use the [Investments endpoint](https://plaid.com/docs/api/products#investments) instead. Transaction data is standardized across financial institutions, and in many cases transactions are linked to a clean name, entity type, location, and category. Similarly, account data is standardized and returned with a clean name, number, balance, and other meta information where available.  Transactions are returned in reverse-chronological order, and the sequence of transaction ordering is stable and will not shift.  Transactions are not immutable and can also be removed altogether by the institution; a removed transaction will no longer appear in &#x60;/transactions/get&#x60;.  For more details, see [Pending and posted transactions](https://plaid.com/docs/transactions/transactions-data/#pending-and-posted-transactions).  Due to the potentially large number of transactions associated with an Item, results are paginated. Manipulate the &#x60;count&#x60; and &#x60;offset&#x60; parameters in conjunction with the &#x60;total_transactions&#x60; response body field to fetch all available transactions.  Data returned by &#x60;/transactions/get&#x60; will be the data available for the Item as of the most recent successful check for new transactions. Plaid typically checks for new data multiple times a day, but these checks may occur less frequently, such as once a day, depending on the institution. An Item&#39;s &#x60;status.transactions.last_successful_update&#x60; field will show the timestamp of the most recent successful update. To force Plaid to check for new transactions, you can use the &#x60;/transactions/refresh&#x60; endpoint.  Note that data may not be immediately available to &#x60;/transactions/get&#x60;. Plaid will begin to prepare transactions data upon Item link, if Link was initialized with &#x60;transactions&#x60;, or upon the first call to &#x60;/transactions/get&#x60;, if it wasn&#39;t. To be alerted when transaction data is ready to be fetched, listen for the [&#x60;INITIAL_UPDATE&#x60;](https://plaid.com/docs/api/webhooks#transactions-initial_update) and [&#x60;HISTORICAL_UPDATE&#x60;](https://plaid.com/docs/api/webhooks#transactions-historical_update) webhooks. If no transaction history is ready when &#x60;/transactions/get&#x60; is called, it will return a &#x60;PRODUCT_NOT_READY&#x60; error.
+    # The &#x60;/transactions/get&#x60; endpoint allows developers to receive user-authorized transaction data for credit, depository, and some loan-type accounts (only those with account subtype &#x60;student&#x60;; coverage may be limited). For transaction history from investments accounts, use the [Investments endpoint](https://plaid.com/docs/api/products/investments/) instead. Transaction data is standardized across financial institutions, and in many cases transactions are linked to a clean name, entity type, location, and category. Similarly, account data is standardized and returned with a clean name, number, balance, and other meta information where available.  Transactions are returned in reverse-chronological order, and the sequence of transaction ordering is stable and will not shift.  Transactions are not immutable and can also be removed altogether by the institution; a removed transaction will no longer appear in &#x60;/transactions/get&#x60;.  For more details, see [Pending and posted transactions](https://plaid.com/docs/transactions/transactions-data/#pending-and-posted-transactions).  Due to the potentially large number of transactions associated with an Item, results are paginated. Manipulate the &#x60;count&#x60; and &#x60;offset&#x60; parameters in conjunction with the &#x60;total_transactions&#x60; response body field to fetch all available transactions.  Data returned by &#x60;/transactions/get&#x60; will be the data available for the Item as of the most recent successful check for new transactions. Plaid typically checks for new data multiple times a day, but these checks may occur less frequently, such as once a day, depending on the institution. An Item&#39;s &#x60;status.transactions.last_successful_update&#x60; field will show the timestamp of the most recent successful update. To force Plaid to check for new transactions, you can use the &#x60;/transactions/refresh&#x60; endpoint.  Note that data may not be immediately available to &#x60;/transactions/get&#x60;. Plaid will begin to prepare transactions data upon Item link, if Link was initialized with &#x60;transactions&#x60;, or upon the first call to &#x60;/transactions/get&#x60;, if it wasn&#39;t. To be alerted when transaction data is ready to be fetched, listen for the [&#x60;INITIAL_UPDATE&#x60;](https://plaid.com/docs/api/products/transactions/#initial_update) and [&#x60;HISTORICAL_UPDATE&#x60;](https://plaid.com/docs/api/products/transactions/#historical_update) webhooks. If no transaction history is ready when &#x60;/transactions/get&#x60; is called, it will return a &#x60;PRODUCT_NOT_READY&#x60; error.
     # @param transactions_get_request [TransactionsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(TransactionsGetResponse, Integer, Hash)>] TransactionsGetResponse data, response status code and response headers
@@ -5740,7 +6520,7 @@ module Plaid
     end
 
     # Refresh transaction data
-    # `/transactions/refresh` is an optional endpoint for users of the Transactions product. It initiates an on-demand extraction to fetch the newest transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur multiple times a day for any Transactions-enabled Item. If changes to transactions are discovered after calling `/transactions/refresh`, Plaid will fire a webhook: [`TRANSACTIONS_REMOVED`](https://plaid.com/docs/api/webhooks#deleted-transactions-detected) will be fired if any removed transactions are detected, and [`DEFAULT_UPDATE`](https://plaid.com/docs/api/webhooks#transactions-default_update) will be fired if any new transactions are detected. New transactions can be fetched by calling `/transactions/get`.  Access to `/transactions/refresh` in Production is specific to certain pricing plans. If you cannot access `/transactions/refresh` in Production, [contact Sales](https://www.plaid.com/contact) for assistance.
+    # `/transactions/refresh` is an optional endpoint for users of the Transactions product. It initiates an on-demand extraction to fetch the newest transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur multiple times a day for any Transactions-enabled Item. If changes to transactions are discovered after calling `/transactions/refresh`, Plaid will fire a webhook: [`TRANSACTIONS_REMOVED`](https://plaid.com/docs/api/products/transactions/#transactions_removed) will be fired if any removed transactions are detected, and [`DEFAULT_UPDATE`](https://plaid.com/docs/api/products/transactions/#default_update) will be fired if any new transactions are detected. New transactions can be fetched by calling `/transactions/get`.  Access to `/transactions/refresh` in Production is specific to certain pricing plans. If you cannot access `/transactions/refresh` in Production, [contact Sales](https://www.plaid.com/contact) for assistance.
     # @param transactions_refresh_request [TransactionsRefreshRequest] 
     # @param [Hash] opts the optional parameters
     # @return [TransactionsRefreshResponse]
@@ -5750,7 +6530,7 @@ module Plaid
     end
 
     # Refresh transaction data
-    # &#x60;/transactions/refresh&#x60; is an optional endpoint for users of the Transactions product. It initiates an on-demand extraction to fetch the newest transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur multiple times a day for any Transactions-enabled Item. If changes to transactions are discovered after calling &#x60;/transactions/refresh&#x60;, Plaid will fire a webhook: [&#x60;TRANSACTIONS_REMOVED&#x60;](https://plaid.com/docs/api/webhooks#deleted-transactions-detected) will be fired if any removed transactions are detected, and [&#x60;DEFAULT_UPDATE&#x60;](https://plaid.com/docs/api/webhooks#transactions-default_update) will be fired if any new transactions are detected. New transactions can be fetched by calling &#x60;/transactions/get&#x60;.  Access to &#x60;/transactions/refresh&#x60; in Production is specific to certain pricing plans. If you cannot access &#x60;/transactions/refresh&#x60; in Production, [contact Sales](https://www.plaid.com/contact) for assistance.
+    # &#x60;/transactions/refresh&#x60; is an optional endpoint for users of the Transactions product. It initiates an on-demand extraction to fetch the newest transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur multiple times a day for any Transactions-enabled Item. If changes to transactions are discovered after calling &#x60;/transactions/refresh&#x60;, Plaid will fire a webhook: [&#x60;TRANSACTIONS_REMOVED&#x60;](https://plaid.com/docs/api/products/transactions/#transactions_removed) will be fired if any removed transactions are detected, and [&#x60;DEFAULT_UPDATE&#x60;](https://plaid.com/docs/api/products/transactions/#default_update) will be fired if any new transactions are detected. New transactions can be fetched by calling &#x60;/transactions/get&#x60;.  Access to &#x60;/transactions/refresh&#x60; in Production is specific to certain pricing plans. If you cannot access &#x60;/transactions/refresh&#x60; in Production, [contact Sales](https://www.plaid.com/contact) for assistance.
     # @param transactions_refresh_request [TransactionsRefreshRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(TransactionsRefreshResponse, Integer, Hash)>] TransactionsRefreshResponse data, response status code and response headers
@@ -5804,6 +6584,201 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Create transaction category rule
+    # The `/transactions/rules/create` endpoint creates transaction categorization rules.  Rules will be applied on the Item's transactions returned in `/transactions/get` response.  The product is currently in beta. To request access, contact transactions-feedback@plaid.com.
+    # @param transactions_rules_create_request [TransactionsRulesCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [TransactionsRulesCreateResponse]
+    def transactions_rules_create(transactions_rules_create_request, opts = {})
+      data, _status_code, _headers = transactions_rules_create_with_http_info(transactions_rules_create_request, opts)
+      data
+    end
+
+    # Create transaction category rule
+    # The &#x60;/transactions/rules/create&#x60; endpoint creates transaction categorization rules.  Rules will be applied on the Item&#39;s transactions returned in &#x60;/transactions/get&#x60; response.  The product is currently in beta. To request access, contact transactions-feedback@plaid.com.
+    # @param transactions_rules_create_request [TransactionsRulesCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(TransactionsRulesCreateResponse, Integer, Hash)>] TransactionsRulesCreateResponse data, response status code and response headers
+    def transactions_rules_create_with_http_info(transactions_rules_create_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.transactions_rules_create ...'
+      end
+      # verify the required parameter 'transactions_rules_create_request' is set
+      if @api_client.config.client_side_validation && transactions_rules_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'transactions_rules_create_request' when calling PlaidApi.transactions_rules_create"
+      end
+      # resource path
+      local_var_path = '/beta/transactions/rules/create'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(transactions_rules_create_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'TransactionsRulesCreateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.transactions_rules_create",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#transactions_rules_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Return a list of rules created for the Item associated with the access token.
+    # The `/transactions/rules/list` returns a list of transaction rules created for the Item associated with the access token.
+    # @param transactions_rules_list_request [TransactionsRulesListRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [TransactionsRulesListResponse]
+    def transactions_rules_list(transactions_rules_list_request, opts = {})
+      data, _status_code, _headers = transactions_rules_list_with_http_info(transactions_rules_list_request, opts)
+      data
+    end
+
+    # Return a list of rules created for the Item associated with the access token.
+    # The &#x60;/transactions/rules/list&#x60; returns a list of transaction rules created for the Item associated with the access token.
+    # @param transactions_rules_list_request [TransactionsRulesListRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(TransactionsRulesListResponse, Integer, Hash)>] TransactionsRulesListResponse data, response status code and response headers
+    def transactions_rules_list_with_http_info(transactions_rules_list_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.transactions_rules_list ...'
+      end
+      # verify the required parameter 'transactions_rules_list_request' is set
+      if @api_client.config.client_side_validation && transactions_rules_list_request.nil?
+        fail ArgumentError, "Missing the required parameter 'transactions_rules_list_request' when calling PlaidApi.transactions_rules_list"
+      end
+      # resource path
+      local_var_path = '/beta/transactions/rules/list'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(transactions_rules_list_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'TransactionsRulesListResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.transactions_rules_list",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#transactions_rules_list\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Remove transaction rule
+    # The `/transactions/rules/remove` endpoint is used to remove a transaction rule.
+    # @param transactions_rules_remove_request [TransactionsRulesRemoveRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [TransactionsRulesRemoveResponse]
+    def transactions_rules_remove(transactions_rules_remove_request, opts = {})
+      data, _status_code, _headers = transactions_rules_remove_with_http_info(transactions_rules_remove_request, opts)
+      data
+    end
+
+    # Remove transaction rule
+    # The &#x60;/transactions/rules/remove&#x60; endpoint is used to remove a transaction rule.
+    # @param transactions_rules_remove_request [TransactionsRulesRemoveRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(TransactionsRulesRemoveResponse, Integer, Hash)>] TransactionsRulesRemoveResponse data, response status code and response headers
+    def transactions_rules_remove_with_http_info(transactions_rules_remove_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.transactions_rules_remove ...'
+      end
+      # verify the required parameter 'transactions_rules_remove_request' is set
+      if @api_client.config.client_side_validation && transactions_rules_remove_request.nil?
+        fail ArgumentError, "Missing the required parameter 'transactions_rules_remove_request' when calling PlaidApi.transactions_rules_remove"
+      end
+      # resource path
+      local_var_path = '/beta/transactions/rules/remove'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(transactions_rules_remove_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'TransactionsRulesRemoveResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.transactions_rules_remove",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#transactions_rules_remove\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Get incremental transaction updates on an Item
     # The `/transactions/sync` endpoint returns item transactions as a set of delta updates. Subsequent calls to the endpoint using the cursor returned in the response will return new added, modified, and removed transactions since the last call to the endpoint  The product is currently in beta. To request access, contact transactions-feedback@plaid.com.
     # @param transactions_sync_request [TransactionsSyncRequest] 
@@ -5870,7 +6845,7 @@ module Plaid
     end
 
     # Create a transfer authorization
-    # Use the `/transfer/authorization/create` endpoint to determine transfer failure risk.  In Plaid's sandbox environment the decisions will be returned as follows:    - To approve a transfer, make an authorization request with an `amount` less than the available balance in the account.    - To decline a transfer with the rationale code `NSF`, the available balance on the account must be less than the authorization `amount`. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code `RISK`, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To permit a transfer with the rationale code `MANUALLY_VERIFIED_ITEM`, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To permit a transfer with the rationale code `LOGIN_REQUIRED`, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).  All username/password combinations other than the ones listed above will result in a decision of permitted and rationale code `ERROR`.
+    # Use the `/transfer/authorization/create` endpoint to determine transfer failure risk.  In Plaid's sandbox environment the decisions will be returned as follows:    - To approve a transfer with null rationale code, make an authorization request with an `amount` less than the available balance in the account.    - To approve a transfer with the rationale code `MANUALLY_VERIFIED_ITEM`, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To approve a transfer with the rationale code `LOGIN_REQUIRED`, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).    - To decline a transfer with the rationale code `NSF`, the available balance on the account must be less than the authorization `amount`. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code `RISK`, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
     # @param transfer_authorization_create_request [TransferAuthorizationCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [TransferAuthorizationCreateResponse]
@@ -5880,7 +6855,7 @@ module Plaid
     end
 
     # Create a transfer authorization
-    # Use the &#x60;/transfer/authorization/create&#x60; endpoint to determine transfer failure risk.  In Plaid&#39;s sandbox environment the decisions will be returned as follows:    - To approve a transfer, make an authorization request with an &#x60;amount&#x60; less than the available balance in the account.    - To decline a transfer with the rationale code &#x60;NSF&#x60;, the available balance on the account must be less than the authorization &#x60;amount&#x60;. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code &#x60;RISK&#x60;, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To permit a transfer with the rationale code &#x60;MANUALLY_VERIFIED_ITEM&#x60;, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To permit a transfer with the rationale code &#x60;LOGIN_REQUIRED&#x60;, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).  All username/password combinations other than the ones listed above will result in a decision of permitted and rationale code &#x60;ERROR&#x60;.
+    # Use the &#x60;/transfer/authorization/create&#x60; endpoint to determine transfer failure risk.  In Plaid&#39;s sandbox environment the decisions will be returned as follows:    - To approve a transfer with null rationale code, make an authorization request with an &#x60;amount&#x60; less than the available balance in the account.    - To approve a transfer with the rationale code &#x60;MANUALLY_VERIFIED_ITEM&#x60;, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To approve a transfer with the rationale code &#x60;LOGIN_REQUIRED&#x60;, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).    - To decline a transfer with the rationale code &#x60;NSF&#x60;, the available balance on the account must be less than the authorization &#x60;amount&#x60;. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code &#x60;RISK&#x60;, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
     # @param transfer_authorization_create_request [TransferAuthorizationCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(TransferAuthorizationCreateResponse, Integer, Hash)>] TransferAuthorizationCreateResponse data, response status code and response headers
@@ -6454,6 +7429,71 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Migrate account into Transfers
+    # As an alternative to adding Items via Link, you can also use the `/transfer/migrate_account` endpoint to migrate known account and routing numbers to Plaid Items.  Note that Items created in this way are not compatible with endpoints for other products, such as `/accounts/balance/get`, and can only be used with Transfer endpoints.  If you require access to other endpoints, create the Item through Link instead.  Access to `/transfer/migrate_account` is not enabled by default; to obtain access, contact your Plaid Account Manager.
+    # @param transfer_migrate_account_request [TransferMigrateAccountRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [TransferMigrateAccountResponse]
+    def transfer_migrate_account(transfer_migrate_account_request, opts = {})
+      data, _status_code, _headers = transfer_migrate_account_with_http_info(transfer_migrate_account_request, opts)
+      data
+    end
+
+    # Migrate account into Transfers
+    # As an alternative to adding Items via Link, you can also use the &#x60;/transfer/migrate_account&#x60; endpoint to migrate known account and routing numbers to Plaid Items.  Note that Items created in this way are not compatible with endpoints for other products, such as &#x60;/accounts/balance/get&#x60;, and can only be used with Transfer endpoints.  If you require access to other endpoints, create the Item through Link instead.  Access to &#x60;/transfer/migrate_account&#x60; is not enabled by default; to obtain access, contact your Plaid Account Manager.
+    # @param transfer_migrate_account_request [TransferMigrateAccountRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(TransferMigrateAccountResponse, Integer, Hash)>] TransferMigrateAccountResponse data, response status code and response headers
+    def transfer_migrate_account_with_http_info(transfer_migrate_account_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.transfer_migrate_account ...'
+      end
+      # verify the required parameter 'transfer_migrate_account_request' is set
+      if @api_client.config.client_side_validation && transfer_migrate_account_request.nil?
+        fail ArgumentError, "Missing the required parameter 'transfer_migrate_account_request' when calling PlaidApi.transfer_migrate_account"
+      end
+      # resource path
+      local_var_path = '/transfer/migrate_account'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(transfer_migrate_account_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'TransferMigrateAccountResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.transfer_migrate_account",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#transfer_migrate_account\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Lists historical repayments
     # The `/transfer/repayment/list` endpoint fetches repayments matching the given filters. Repayments are returned in reverse-chronological order (most recent first) starting at the given `start_time`.
     # @param transfer_repayment_list_request [TransferRepaymentListRequest] 
@@ -6714,6 +7754,71 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Create user
+    # This endpoint should be called for each of your end users before they begin a Plaid income flow. This provides you a single token to access all income data associated with the user. You should only create one per end user.
+    # @param user_create_request [UserCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [UserCreateResponse]
+    def user_create(user_create_request, opts = {})
+      data, _status_code, _headers = user_create_with_http_info(user_create_request, opts)
+      data
+    end
+
+    # Create user
+    # This endpoint should be called for each of your end users before they begin a Plaid income flow. This provides you a single token to access all income data associated with the user. You should only create one per end user.
+    # @param user_create_request [UserCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(UserCreateResponse, Integer, Hash)>] UserCreateResponse data, response status code and response headers
+    def user_create_with_http_info(user_create_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.user_create ...'
+      end
+      # verify the required parameter 'user_create_request' is set
+      if @api_client.config.client_side_validation && user_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'user_create_request' when calling PlaidApi.user_create"
+      end
+      # resource path
+      local_var_path = '/user/create'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(user_create_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'UserCreateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.user_create",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#user_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Fetch an e-wallet
     # Fetch an e-wallet. The response includes the current balance. 
     # @param wallet_get_request [WalletGetRequest]