plaid 14.13.0 → 15.1.0

data/lib/plaid/api/plaid_api.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.77.1
+The version of the OpenAPI document: 2020-09-14_1.84.5
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 5.1.0
@@ -214,201 +214,6 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Create an `asset_relay_token` to share an Asset Report with a partner client
-    # Plaid can share an Asset Report directly with a participating third party on your behalf. The shared Asset Report is the exact same Asset Report originally created in `/asset_report/create`.  To grant access to an Asset Report to a third party, use the `/asset_report/relay/create` endpoint to create an `asset_relay_token` and then pass that token to the third party who needs access. Each third party has its own `secondary_client_id`, for example `ce5bd328dcd34123456`. You'll need to create a separate `asset_relay_token` for each third party to whom you want to grant access to the Report.
-    # @param asset_relay_create_request [AssetRelayCreateRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [AssetRelayCreateResponse]
-    def asset_relay_create(asset_relay_create_request, opts = {})
-      data, _status_code, _headers = asset_relay_create_with_http_info(asset_relay_create_request, opts)
-      data
-    end
-
-    # Create an `asset_relay_token` to share an Asset Report with a partner client
-    # Plaid can share an Asset Report directly with a participating third party on your behalf. The shared Asset Report is the exact same Asset Report originally created in `/asset_report/create`.  To grant access to an Asset Report to a third party, use the `/asset_report/relay/create` endpoint to create an `asset_relay_token` and then pass that token to the third party who needs access. Each third party has its own `secondary_client_id`, for example `ce5bd328dcd34123456`. You'll need to create a separate `asset_relay_token` for each third party to whom you want to grant access to the Report.
-    # @param asset_relay_create_request [AssetRelayCreateRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [Array<(AssetRelayCreateResponse, Integer, Hash)>] AssetRelayCreateResponse data, response status code and response headers
-    def asset_relay_create_with_http_info(asset_relay_create_request, opts = {})
-      if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.asset_relay_create ...'
-      end
-      # verify the required parameter 'asset_relay_create_request' is set
-      if @api_client.config.client_side_validation && asset_relay_create_request.nil?
-        fail ArgumentError, "Missing the required parameter 'asset_relay_create_request' when calling PlaidApi.asset_relay_create"
-      end
-      # resource path
-      local_var_path = '/asset_report/relay/create'
-
-      # query parameters
-      query_params = opts[:query_params] || {}
-
-      # header parameters
-      header_params = opts[:header_params] || {}
-      # HTTP header 'Accept' (if needed)
-      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
-      # HTTP header 'Content-Type'
-      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
-
-      # form parameters
-      form_params = opts[:form_params] || {}
-
-      # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(asset_relay_create_request)
-
-      # return_type
-      return_type = opts[:debug_return_type] || 'AssetRelayCreateResponse'
-
-      # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
-
-      new_options = opts.merge(
-        :operation => :"PlaidApi.asset_relay_create",
-        :header_params => header_params,
-        :query_params => query_params,
-        :form_params => form_params,
-        :body => post_body,
-        :auth_names => auth_names,
-        :return_type => return_type
-      )
-
-      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
-      if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#asset_relay_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
-      end
-      return data, status_code, headers
-    end
-
-    # Retrieve an Asset Report that was shared with you
-    # `/asset_report/relay/get` allows third parties to get an Asset Report that was shared with them, using an `asset_relay_token` that was created by the report owner.
-    # @param asset_relay_get_request [AssetRelayGetRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [AssetReportGetResponse]
-    def asset_relay_get(asset_relay_get_request, opts = {})
-      data, _status_code, _headers = asset_relay_get_with_http_info(asset_relay_get_request, opts)
-      data
-    end
-
-    # Retrieve an Asset Report that was shared with you
-    # &#x60;/asset_report/relay/get&#x60; allows third parties to get an Asset Report that was shared with them, using an &#x60;asset_relay_token&#x60; that was created by the report owner.
-    # @param asset_relay_get_request [AssetRelayGetRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [Array<(AssetReportGetResponse, Integer, Hash)>] AssetReportGetResponse data, response status code and response headers
-    def asset_relay_get_with_http_info(asset_relay_get_request, opts = {})
-      if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.asset_relay_get ...'
-      end
-      # verify the required parameter 'asset_relay_get_request' is set
-      if @api_client.config.client_side_validation && asset_relay_get_request.nil?
-        fail ArgumentError, "Missing the required parameter 'asset_relay_get_request' when calling PlaidApi.asset_relay_get"
-      end
-      # resource path
-      local_var_path = '/asset_report/relay/get'
-
-      # query parameters
-      query_params = opts[:query_params] || {}
-
-      # header parameters
-      header_params = opts[:header_params] || {}
-      # HTTP header 'Accept' (if needed)
-      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
-      # HTTP header 'Content-Type'
-      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
-
-      # form parameters
-      form_params = opts[:form_params] || {}
-
-      # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(asset_relay_get_request)
-
-      # return_type
-      return_type = opts[:debug_return_type] || 'AssetReportGetResponse'
-
-      # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
-
-      new_options = opts.merge(
-        :operation => :"PlaidApi.asset_relay_get",
-        :header_params => header_params,
-        :query_params => query_params,
-        :form_params => form_params,
-        :body => post_body,
-        :auth_names => auth_names,
-        :return_type => return_type
-      )
-
-      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
-      if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#asset_relay_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
-      end
-      return data, status_code, headers
-    end
-
-    # Remove Asset Report Relay Token
-    # The `/asset_report/relay/remove` endpoint allows you to invalidate an `asset_relay_token`, meaning the third party holding the token will no longer be able to use it to access the Asset Report to which the `asset_relay_token` gives access to. The Asset Report, Items associated with it, and other Asset Relay Tokens that provide access to the same Asset Report are not affected and will remain accessible after removing the given `asset_relay_token.
-    # @param asset_relay_remove_request [AssetRelayRemoveRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [AssetRelayRemoveResponse]
-    def asset_relay_remove(asset_relay_remove_request, opts = {})
-      data, _status_code, _headers = asset_relay_remove_with_http_info(asset_relay_remove_request, opts)
-      data
-    end
-
-    # Remove Asset Report Relay Token
-    # The &#x60;/asset_report/relay/remove&#x60; endpoint allows you to invalidate an &#x60;asset_relay_token&#x60;, meaning the third party holding the token will no longer be able to use it to access the Asset Report to which the &#x60;asset_relay_token&#x60; gives access to. The Asset Report, Items associated with it, and other Asset Relay Tokens that provide access to the same Asset Report are not affected and will remain accessible after removing the given &#x60;asset_relay_token.
-    # @param asset_relay_remove_request [AssetRelayRemoveRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [Array<(AssetRelayRemoveResponse, Integer, Hash)>] AssetRelayRemoveResponse data, response status code and response headers
-    def asset_relay_remove_with_http_info(asset_relay_remove_request, opts = {})
-      if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.asset_relay_remove ...'
-      end
-      # verify the required parameter 'asset_relay_remove_request' is set
-      if @api_client.config.client_side_validation && asset_relay_remove_request.nil?
-        fail ArgumentError, "Missing the required parameter 'asset_relay_remove_request' when calling PlaidApi.asset_relay_remove"
-      end
-      # resource path
-      local_var_path = '/asset_report/relay/remove'
-
-      # query parameters
-      query_params = opts[:query_params] || {}
-
-      # header parameters
-      header_params = opts[:header_params] || {}
-      # HTTP header 'Accept' (if needed)
-      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
-      # HTTP header 'Content-Type'
-      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
-
-      # form parameters
-      form_params = opts[:form_params] || {}
-
-      # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(asset_relay_remove_request)
-
-      # return_type
-      return_type = opts[:debug_return_type] || 'AssetRelayRemoveResponse'
-
-      # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
-
-      new_options = opts.merge(
-        :operation => :"PlaidApi.asset_relay_remove",
-        :header_params => header_params,
-        :query_params => query_params,
-        :form_params => form_params,
-        :body => post_body,
-        :auth_names => auth_names,
-        :return_type => return_type
-      )
-
-      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
-      if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#asset_relay_remove\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
-      end
-      return data, status_code, headers
-    end
-
     # Create Asset Report Audit Copy
     # Plaid can provide an Audit Copy of any Asset Report directly to a participating third party on your behalf. For example, Plaid can supply an Audit Copy directly to Fannie Mae on your behalf if you participate in the Day 1 Certainty™ program. An Audit Copy contains the same underlying data as the Asset Report.  To grant access to an Audit Copy, use the `/asset_report/audit_copy/create` endpoint to create an `audit_copy_token` and then pass that token to the third party who needs access. Each third party has its own `auditor_id`, for example `fannie_mae`. You’ll need to create a separate Audit Copy for each third party to whom you want to grant access to the Report.
     # @param asset_report_audit_copy_create_request [AssetReportAuditCopyCreateRequest] 
@@ -929,6 +734,136 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Create an `asset_relay_token` to share an Asset Report with a partner client
+    # Plaid can share an Asset Report directly with a participating third party on your behalf. The shared Asset Report is the exact same Asset Report originally created in `/asset_report/create`.  To grant access to an Asset Report to a third party, use the `/asset_report/relay/create` endpoint to create an `asset_relay_token` and then pass that token to the third party who needs access. Each third party has its own `secondary_client_id`, for example `ce5bd328dcd34123456`. You'll need to create a separate `asset_relay_token` for each third party to whom you want to grant access to the Report.
+    # @param asset_report_relay_create_request [AssetReportRelayCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [AssetReportRelayCreateResponse]
+    def asset_report_relay_create(asset_report_relay_create_request, opts = {})
+      data, _status_code, _headers = asset_report_relay_create_with_http_info(asset_report_relay_create_request, opts)
+      data
+    end
+
+    # Create an &#x60;asset_relay_token&#x60; to share an Asset Report with a partner client
+    # Plaid can share an Asset Report directly with a participating third party on your behalf. The shared Asset Report is the exact same Asset Report originally created in &#x60;/asset_report/create&#x60;.  To grant access to an Asset Report to a third party, use the &#x60;/asset_report/relay/create&#x60; endpoint to create an &#x60;asset_relay_token&#x60; and then pass that token to the third party who needs access. Each third party has its own &#x60;secondary_client_id&#x60;, for example &#x60;ce5bd328dcd34123456&#x60;. You&#39;ll need to create a separate &#x60;asset_relay_token&#x60; for each third party to whom you want to grant access to the Report.
+    # @param asset_report_relay_create_request [AssetReportRelayCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(AssetReportRelayCreateResponse, Integer, Hash)>] AssetReportRelayCreateResponse data, response status code and response headers
+    def asset_report_relay_create_with_http_info(asset_report_relay_create_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.asset_report_relay_create ...'
+      end
+      # verify the required parameter 'asset_report_relay_create_request' is set
+      if @api_client.config.client_side_validation && asset_report_relay_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'asset_report_relay_create_request' when calling PlaidApi.asset_report_relay_create"
+      end
+      # resource path
+      local_var_path = '/asset_report/relay/create'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(asset_report_relay_create_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'AssetReportRelayCreateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.asset_report_relay_create",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#asset_report_relay_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Retrieve an Asset Report that was shared with you
+    # `/asset_report/relay/get` allows third parties to get an Asset Report that was shared with them, using an `asset_relay_token` that was created by the report owner.
+    # @param asset_report_relay_get_request [AssetReportRelayGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [AssetReportGetResponse]
+    def asset_report_relay_get(asset_report_relay_get_request, opts = {})
+      data, _status_code, _headers = asset_report_relay_get_with_http_info(asset_report_relay_get_request, opts)
+      data
+    end
+
+    # Retrieve an Asset Report that was shared with you
+    # &#x60;/asset_report/relay/get&#x60; allows third parties to get an Asset Report that was shared with them, using an &#x60;asset_relay_token&#x60; that was created by the report owner.
+    # @param asset_report_relay_get_request [AssetReportRelayGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(AssetReportGetResponse, Integer, Hash)>] AssetReportGetResponse data, response status code and response headers
+    def asset_report_relay_get_with_http_info(asset_report_relay_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.asset_report_relay_get ...'
+      end
+      # verify the required parameter 'asset_report_relay_get_request' is set
+      if @api_client.config.client_side_validation && asset_report_relay_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'asset_report_relay_get_request' when calling PlaidApi.asset_report_relay_get"
+      end
+      # resource path
+      local_var_path = '/asset_report/relay/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(asset_report_relay_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'AssetReportGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.asset_report_relay_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#asset_report_relay_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Refresh a Relay Token's Asset Report
     # The `/asset_report/relay/refresh` endpoint allows third parties to refresh an Asset Report that was relayed to them, using an `asset_relay_token` that was created by the report owner. A new Asset Report will be created based on the old one, but with the most recent data available.
     # @param asset_report_relay_refresh_request [AssetReportRelayRefreshRequest] 
@@ -994,6 +929,71 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Remove Asset Report Relay Token
+    # The `/asset_report/relay/remove` endpoint allows you to invalidate an `asset_relay_token`, meaning the third party holding the token will no longer be able to use it to access the Asset Report to which the `asset_relay_token` gives access to. The Asset Report, Items associated with it, and other Asset Relay Tokens that provide access to the same Asset Report are not affected and will remain accessible after removing the given `asset_relay_token.
+    # @param asset_report_relay_remove_request [AssetReportRelayRemoveRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [AssetReportRelayRemoveResponse]
+    def asset_report_relay_remove(asset_report_relay_remove_request, opts = {})
+      data, _status_code, _headers = asset_report_relay_remove_with_http_info(asset_report_relay_remove_request, opts)
+      data
+    end
+
+    # Remove Asset Report Relay Token
+    # The &#x60;/asset_report/relay/remove&#x60; endpoint allows you to invalidate an &#x60;asset_relay_token&#x60;, meaning the third party holding the token will no longer be able to use it to access the Asset Report to which the &#x60;asset_relay_token&#x60; gives access to. The Asset Report, Items associated with it, and other Asset Relay Tokens that provide access to the same Asset Report are not affected and will remain accessible after removing the given &#x60;asset_relay_token.
+    # @param asset_report_relay_remove_request [AssetReportRelayRemoveRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(AssetReportRelayRemoveResponse, Integer, Hash)>] AssetReportRelayRemoveResponse data, response status code and response headers
+    def asset_report_relay_remove_with_http_info(asset_report_relay_remove_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.asset_report_relay_remove ...'
+      end
+      # verify the required parameter 'asset_report_relay_remove_request' is set
+      if @api_client.config.client_side_validation && asset_report_relay_remove_request.nil?
+        fail ArgumentError, "Missing the required parameter 'asset_report_relay_remove_request' when calling PlaidApi.asset_report_relay_remove"
+      end
+      # resource path
+      local_var_path = '/asset_report/relay/remove'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(asset_report_relay_remove_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'AssetReportRelayRemoveResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.asset_report_relay_remove",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#asset_report_relay_remove\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Delete an Asset Report
     # The `/item/remove` endpoint allows you to invalidate an `access_token`, meaning you will not be able to create new Asset Reports with it. Removing an Item does not affect any Asset Reports or Audit Copies you have already created, which will remain accessible until you remove them specifically.  The `/asset_report/remove` endpoint allows you to remove an Asset Report. Removing an Asset Report invalidates its `asset_report_token`, meaning you will no longer be able to use it to access Report data or create new Audit Copies. Removing an Asset Report does not affect the underlying Items, but does invalidate any `audit_copy_tokens` associated with the Asset Report.
     # @param asset_report_remove_request [AssetReportRemoveRequest] 
@@ -1904,8 +1904,8 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Get bank income report(s) for a user
-    # This endpoint gets the bank income report(s) for a specified user.
+    # Retrieve information from the bank accounts used for income verification
+    # `/credit/bank_income/get` returns the bank income report(s) for a specified user.
     # @param credit_bank_income_get_request [CreditBankIncomeGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [CreditBankIncomeGetResponse]
@@ -1914,8 +1914,8 @@ module Plaid
       data
     end
 
-    # Get bank income report(s) for a user
-    # This endpoint gets the bank income report(s) for a specified user.
+    # Retrieve information from the bank accounts used for income verification
+    # &#x60;/credit/bank_income/get&#x60; returns the bank income report(s) for a specified user.
     # @param credit_bank_income_get_request [CreditBankIncomeGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(CreditBankIncomeGetResponse, Integer, Hash)>] CreditBankIncomeGetResponse data, response status code and response headers
@@ -2360,7 +2360,7 @@ module Plaid
     end
 
     # Retrieve identity data
-    # The `/identity/get` endpoint allows you to retrieve various account holder information on file with the financial institution, including names, emails, phone numbers, and addresses. Only name data is guaranteed to be returned; other fields will be empty arrays if not provided by the institution.  Note: This request may take some time to complete if identity was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.
+    # The `/identity/get` endpoint allows you to retrieve various account holder information on file with the financial institution, including names, emails, phone numbers, and addresses. Only name data is guaranteed to be returned; other fields will be empty arrays if not provided by the institution.  This request may take some time to complete if identity was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.  Note: In API versions 2018-05-22 and earlier, the `owners` object is not returned, and instead identity information is returned in the top level `identity` object. For more details, see [Plaid API versioning](https://plaid.com/docs/api/versioning/#version-2019-05-29).
     # @param identity_get_request [IdentityGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [IdentityGetResponse]
@@ -2370,7 +2370,7 @@ module Plaid
     end
 
     # Retrieve identity data
-    # The &#x60;/identity/get&#x60; endpoint allows you to retrieve various account holder information on file with the financial institution, including names, emails, phone numbers, and addresses. Only name data is guaranteed to be returned; other fields will be empty arrays if not provided by the institution.  Note: This request may take some time to complete if identity was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.
+    # The &#x60;/identity/get&#x60; endpoint allows you to retrieve various account holder information on file with the financial institution, including names, emails, phone numbers, and addresses. Only name data is guaranteed to be returned; other fields will be empty arrays if not provided by the institution.  This request may take some time to complete if identity was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.  Note: In API versions 2018-05-22 and earlier, the &#x60;owners&#x60; object is not returned, and instead identity information is returned in the top level &#x60;identity&#x60; object. For more details, see [Plaid API versioning](https://plaid.com/docs/api/versioning/#version-2019-05-29).
     # @param identity_get_request [IdentityGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(IdentityGetResponse, Integer, Hash)>] IdentityGetResponse data, response status code and response headers
@@ -6324,6 +6324,201 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Create transaction category rule
+    # The `/transactions/rules/create` endpoint creates transaction categorization rules.  Rules will be applied on the Item's transactions returned in `/transactions/get` response.  The product is currently in beta. To request access, contact transactions-feedback@plaid.com.
+    # @param transactions_rules_create_request [TransactionsRulesCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [TransactionsRulesCreateResponse]
+    def transactions_rules_create(transactions_rules_create_request, opts = {})
+      data, _status_code, _headers = transactions_rules_create_with_http_info(transactions_rules_create_request, opts)
+      data
+    end
+
+    # Create transaction category rule
+    # The &#x60;/transactions/rules/create&#x60; endpoint creates transaction categorization rules.  Rules will be applied on the Item&#39;s transactions returned in &#x60;/transactions/get&#x60; response.  The product is currently in beta. To request access, contact transactions-feedback@plaid.com.
+    # @param transactions_rules_create_request [TransactionsRulesCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(TransactionsRulesCreateResponse, Integer, Hash)>] TransactionsRulesCreateResponse data, response status code and response headers
+    def transactions_rules_create_with_http_info(transactions_rules_create_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.transactions_rules_create ...'
+      end
+      # verify the required parameter 'transactions_rules_create_request' is set
+      if @api_client.config.client_side_validation && transactions_rules_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'transactions_rules_create_request' when calling PlaidApi.transactions_rules_create"
+      end
+      # resource path
+      local_var_path = '/beta/transactions/rules/create'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(transactions_rules_create_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'TransactionsRulesCreateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.transactions_rules_create",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#transactions_rules_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Return a list of rules created for the Item associated with the access token.
+    # The `/transactions/rules/list` returns a list of transaction rules created for the Item associated with the access token.
+    # @param transactions_rules_list_request [TransactionsRulesListRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [TransactionsRulesListResponse]
+    def transactions_rules_list(transactions_rules_list_request, opts = {})
+      data, _status_code, _headers = transactions_rules_list_with_http_info(transactions_rules_list_request, opts)
+      data
+    end
+
+    # Return a list of rules created for the Item associated with the access token.
+    # The &#x60;/transactions/rules/list&#x60; returns a list of transaction rules created for the Item associated with the access token.
+    # @param transactions_rules_list_request [TransactionsRulesListRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(TransactionsRulesListResponse, Integer, Hash)>] TransactionsRulesListResponse data, response status code and response headers
+    def transactions_rules_list_with_http_info(transactions_rules_list_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.transactions_rules_list ...'
+      end
+      # verify the required parameter 'transactions_rules_list_request' is set
+      if @api_client.config.client_side_validation && transactions_rules_list_request.nil?
+        fail ArgumentError, "Missing the required parameter 'transactions_rules_list_request' when calling PlaidApi.transactions_rules_list"
+      end
+      # resource path
+      local_var_path = '/beta/transactions/rules/list'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(transactions_rules_list_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'TransactionsRulesListResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.transactions_rules_list",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#transactions_rules_list\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Remove transaction rule
+    # The `/transactions/rules/remove` endpoint is used to remove a transaction rule.
+    # @param transactions_rules_remove_request [TransactionsRulesRemoveRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [TransactionsRulesRemoveResponse]
+    def transactions_rules_remove(transactions_rules_remove_request, opts = {})
+      data, _status_code, _headers = transactions_rules_remove_with_http_info(transactions_rules_remove_request, opts)
+      data
+    end
+
+    # Remove transaction rule
+    # The &#x60;/transactions/rules/remove&#x60; endpoint is used to remove a transaction rule.
+    # @param transactions_rules_remove_request [TransactionsRulesRemoveRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(TransactionsRulesRemoveResponse, Integer, Hash)>] TransactionsRulesRemoveResponse data, response status code and response headers
+    def transactions_rules_remove_with_http_info(transactions_rules_remove_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.transactions_rules_remove ...'
+      end
+      # verify the required parameter 'transactions_rules_remove_request' is set
+      if @api_client.config.client_side_validation && transactions_rules_remove_request.nil?
+        fail ArgumentError, "Missing the required parameter 'transactions_rules_remove_request' when calling PlaidApi.transactions_rules_remove"
+      end
+      # resource path
+      local_var_path = '/beta/transactions/rules/remove'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(transactions_rules_remove_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'TransactionsRulesRemoveResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.transactions_rules_remove",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#transactions_rules_remove\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Get incremental transaction updates on an Item
     # The `/transactions/sync` endpoint returns item transactions as a set of delta updates. Subsequent calls to the endpoint using the cursor returned in the response will return new added, modified, and removed transactions since the last call to the endpoint  The product is currently in beta. To request access, contact transactions-feedback@plaid.com.
     # @param transactions_sync_request [TransactionsSyncRequest] 
@@ -6390,7 +6585,7 @@ module Plaid
     end
 
     # Create a transfer authorization
-    # Use the `/transfer/authorization/create` endpoint to determine transfer failure risk.  In Plaid's sandbox environment the decisions will be returned as follows:    - To approve a transfer, make an authorization request with an `amount` less than the available balance in the account.    - To decline a transfer with the rationale code `NSF`, the available balance on the account must be less than the authorization `amount`. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code `RISK`, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To permit a transfer with the rationale code `MANUALLY_VERIFIED_ITEM`, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To permit a transfer with the rationale code `LOGIN_REQUIRED`, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).  All username/password combinations other than the ones listed above will result in a decision of permitted and rationale code `ERROR`.
+    # Use the `/transfer/authorization/create` endpoint to determine transfer failure risk.  In Plaid's sandbox environment the decisions will be returned as follows:    - To approve a transfer with null rationale code, make an authorization request with an `amount` less than the available balance in the account.    - To approve a transfer with the rationale code `MANUALLY_VERIFIED_ITEM`, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).      - To approve a transfer with the rationale code `LOGIN_REQUIRED`, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).      - To decline a transfer with the rationale code `NSF`, the available balance on the account must be less than the authorization `amount`. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code `RISK`, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
     # @param transfer_authorization_create_request [TransferAuthorizationCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [TransferAuthorizationCreateResponse]
@@ -6400,7 +6595,7 @@ module Plaid
     end
 
     # Create a transfer authorization
-    # Use the &#x60;/transfer/authorization/create&#x60; endpoint to determine transfer failure risk.  In Plaid&#39;s sandbox environment the decisions will be returned as follows:    - To approve a transfer, make an authorization request with an &#x60;amount&#x60; less than the available balance in the account.    - To decline a transfer with the rationale code &#x60;NSF&#x60;, the available balance on the account must be less than the authorization &#x60;amount&#x60;. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code &#x60;RISK&#x60;, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To permit a transfer with the rationale code &#x60;MANUALLY_VERIFIED_ITEM&#x60;, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To permit a transfer with the rationale code &#x60;LOGIN_REQUIRED&#x60;, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).  All username/password combinations other than the ones listed above will result in a decision of permitted and rationale code &#x60;ERROR&#x60;.
+    # Use the &#x60;/transfer/authorization/create&#x60; endpoint to determine transfer failure risk.  In Plaid&#39;s sandbox environment the decisions will be returned as follows:    - To approve a transfer with null rationale code, make an authorization request with an &#x60;amount&#x60; less than the available balance in the account.    - To approve a transfer with the rationale code &#x60;MANUALLY_VERIFIED_ITEM&#x60;, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).      - To approve a transfer with the rationale code &#x60;LOGIN_REQUIRED&#x60;, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).      - To decline a transfer with the rationale code &#x60;NSF&#x60;, the available balance on the account must be less than the authorization &#x60;amount&#x60;. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code &#x60;RISK&#x60;, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
     # @param transfer_authorization_create_request [TransferAuthorizationCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(TransferAuthorizationCreateResponse, Integer, Hash)>] TransferAuthorizationCreateResponse data, response status code and response headers
@@ -7234,6 +7429,71 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Create user
+    # Note: As of February 2022, the `/user/create` endpoint is in beta. Unless you have been opted-in, you will not have access to this endpoint.
+    # @param user_create_request [UserCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [UserCreateResponse]
+    def user_create(user_create_request, opts = {})
+      data, _status_code, _headers = user_create_with_http_info(user_create_request, opts)
+      data
+    end
+
+    # Create user
+    # Note: As of February 2022, the &#x60;/user/create&#x60; endpoint is in beta. Unless you have been opted-in, you will not have access to this endpoint.
+    # @param user_create_request [UserCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(UserCreateResponse, Integer, Hash)>] UserCreateResponse data, response status code and response headers
+    def user_create_with_http_info(user_create_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.user_create ...'
+      end
+      # verify the required parameter 'user_create_request' is set
+      if @api_client.config.client_side_validation && user_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'user_create_request' when calling PlaidApi.user_create"
+      end
+      # resource path
+      local_var_path = '/user/create'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(user_create_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'UserCreateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.user_create",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#user_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Fetch an e-wallet
     # Fetch an e-wallet. The response includes the current balance. 
     # @param wallet_get_request [WalletGetRequest]