plaid 14.0.0.beta.2 → 14.0.0

data/lib/plaid/api/plaid_api.rb

@@ -3,10 +3,10 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.5.3
+The version of the OpenAPI document: 2020-09-14_1.20.6
 
 Generated by: https://openapi-generator.tech
-OpenAPI Generator version: 5.0.0
+OpenAPI Generator version: 5.1.0
 
 =end
 
@@ -85,7 +85,7 @@ module Plaid
     end
 
     # Retrieve accounts
-    # The `/accounts/get`  endpoint can be used to retrieve information for any linked Item. Note that some information is nullable. Plaid will only return active bank accounts, i.e. accounts that are not closed and are capable of carrying a balance.
+    # The `/accounts/get`  endpoint can be used to retrieve information for any linked Item. Note that some information is nullable. Plaid will only return active bank accounts, i.e. accounts that are not closed and are capable of carrying a balance.  This endpoint retrieves cached information, rather than extracting fresh information from the institution. As a result, balances returned may not be up-to-date; for realtime balance information, use `/accounts/balance/get` instead.
     # @param accounts_get_request [AccountsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [AccountsGetResponse]
@@ -95,7 +95,7 @@ module Plaid
     end
 
     # Retrieve accounts
-    # The `/accounts/get`  endpoint can be used to retrieve information for any linked Item. Note that some information is nullable. Plaid will only return active bank accounts, i.e. accounts that are not closed and are capable of carrying a balance.
+    # The `/accounts/get`  endpoint can be used to retrieve information for any linked Item. Note that some information is nullable. Plaid will only return active bank accounts, i.e. accounts that are not closed and are capable of carrying a balance.  This endpoint retrieves cached information, rather than extracting fresh information from the institution. As a result, balances returned may not be up-to-date; for realtime balance information, use `/accounts/balance/get` instead.
     # @param accounts_get_request [AccountsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(AccountsGetResponse, Integer, Hash)>] AccountsGetResponse data, response status code and response headers
@@ -149,6 +149,71 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Retrieve information about a Plaid application
+    # Allows financial institutions to retrieve information about Plaid clients for the purpose of building control-tower experiences
+    # @param application_get_request [ApplicationGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [ApplicationGetResponse]
+    def application_get(application_get_request, opts = {})
+      data, _status_code, _headers = application_get_with_http_info(application_get_request, opts)
+      data
+    end
+
+    # Retrieve information about a Plaid application
+    # Allows financial institutions to retrieve information about Plaid clients for the purpose of building control-tower experiences
+    # @param application_get_request [ApplicationGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(ApplicationGetResponse, Integer, Hash)>] ApplicationGetResponse data, response status code and response headers
+    def application_get_with_http_info(application_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.application_get ...'
+      end
+      # verify the required parameter 'application_get_request' is set
+      if @api_client.config.client_side_validation && application_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'application_get_request' when calling PlaidApi.application_get"
+      end
+      # resource path
+      local_var_path = '/application/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(application_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'ApplicationGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.application_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#application_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Create Asset Report Audit Copy
     # Plaid can provide an Audit Copy of any Asset Report directly to a participating third party on your behalf. For example, Plaid can supply an Audit Copy directly to Fannie Mae on your behalf if you participate in the Day 1 Certainty™ program. An Audit Copy contains the same underlying data as the Asset Report.  To grant access to an Audit Copy, use the `/asset_report/audit_copy/create` endpoint to create an `audit_copy_token` and then pass that token to the third party who needs access. Each third party has its own `auditor_id`, for example `fannie_mae`. You’ll need to create a separate Audit Copy for each third party to whom you want to grant access to the Report.
     # @param asset_report_audit_copy_create_request [AssetReportAuditCopyCreateRequest] 
@@ -345,7 +410,7 @@ module Plaid
     end
 
     # Create an Asset Report
-    # The `/asset_report/create` endpoint initiates the process of creating an Asset Report, which can then be retrieved by passing the `asset_report_token` return value to the `/asset_report/get` or `/asset_report/pdf/get` endpoints.  The Asset Report takes some time to be created and is not available immediately after calling `/asset_report/create`. When the Asset Report is ready to be retrieved using `/asset_report/get` or `/asset_report/pdf/get`, Plaid will fire a `PRODUCT_READY` webhook. For full details of the webhook schema, see [Asset Report webhooks](/docs/api/webhooks/#Assets-webhooks).  The `/asset_report/create` endpoint creates an Asset Report at a moment in time. Asset Reports are immutable. To get an updated Asset Report, use the `/asset_report/refresh` endpoint.
+    # The `/asset_report/create` endpoint initiates the process of creating an Asset Report, which can then be retrieved by passing the `asset_report_token` return value to the `/asset_report/get` or `/asset_report/pdf/get` endpoints.  The Asset Report takes some time to be created and is not available immediately after calling `/asset_report/create`. When the Asset Report is ready to be retrieved using `/asset_report/get` or `/asset_report/pdf/get`, Plaid will fire a `PRODUCT_READY` webhook. For full details of the webhook schema, see [Asset Report webhooks](https://plaid.com/docs/api/webhooks/#Assets-webhooks).  The `/asset_report/create` endpoint creates an Asset Report at a moment in time. Asset Reports are immutable. To get an updated Asset Report, use the `/asset_report/refresh` endpoint.
     # @param asset_report_create_request [AssetReportCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [AssetReportCreateResponse]
@@ -355,7 +420,7 @@ module Plaid
     end
 
     # Create an Asset Report
-    # The &#x60;/asset_report/create&#x60; endpoint initiates the process of creating an Asset Report, which can then be retrieved by passing the &#x60;asset_report_token&#x60; return value to the &#x60;/asset_report/get&#x60; or &#x60;/asset_report/pdf/get&#x60; endpoints.  The Asset Report takes some time to be created and is not available immediately after calling &#x60;/asset_report/create&#x60;. When the Asset Report is ready to be retrieved using &#x60;/asset_report/get&#x60; or &#x60;/asset_report/pdf/get&#x60;, Plaid will fire a &#x60;PRODUCT_READY&#x60; webhook. For full details of the webhook schema, see [Asset Report webhooks](/docs/api/webhooks/#Assets-webhooks).  The &#x60;/asset_report/create&#x60; endpoint creates an Asset Report at a moment in time. Asset Reports are immutable. To get an updated Asset Report, use the &#x60;/asset_report/refresh&#x60; endpoint.
+    # The &#x60;/asset_report/create&#x60; endpoint initiates the process of creating an Asset Report, which can then be retrieved by passing the &#x60;asset_report_token&#x60; return value to the &#x60;/asset_report/get&#x60; or &#x60;/asset_report/pdf/get&#x60; endpoints.  The Asset Report takes some time to be created and is not available immediately after calling &#x60;/asset_report/create&#x60;. When the Asset Report is ready to be retrieved using &#x60;/asset_report/get&#x60; or &#x60;/asset_report/pdf/get&#x60;, Plaid will fire a &#x60;PRODUCT_READY&#x60; webhook. For full details of the webhook schema, see [Asset Report webhooks](https://plaid.com/docs/api/webhooks/#Assets-webhooks).  The &#x60;/asset_report/create&#x60; endpoint creates an Asset Report at a moment in time. Asset Reports are immutable. To get an updated Asset Report, use the &#x60;/asset_report/refresh&#x60; endpoint.
     # @param asset_report_create_request [AssetReportCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(AssetReportCreateResponse, Integer, Hash)>] AssetReportCreateResponse data, response status code and response headers
@@ -410,7 +475,7 @@ module Plaid
     end
 
     # Filter Asset Report
-    # By default, an Asset Report will contain all of the accounts on a given Item. In some cases, you may not want the Asset Report to contain all accounts. For example, you might have the end user choose which accounts are relevant in Link using the Select Account view, which you can enable in the dashboard. Or, you might always exclude certain account types or subtypes, which you can identify by using the `/accounts/get` endpoint. To narrow an Asset Report to only a subset of accounts, use the `/asset_report/filter` endpoint.  To exclude certain Accounts from an Asset Report, first use the `/asset_report/create` endpoint to create the report, then send the `asset_report_token` along with a list of `account_ids` to exclude to the `/asset_report/filter` endpoint, to create a new Asset Report which contains only a subset of the original Asset Report's data.  Because Asset Reports are immutable, calling `/asset_report/filter` does not alter the original Asset Report in any way; rather, `/asset_report/filter` creates a new Asset Report with a new token and id. Asset Reports created via `/asset_report/filter` do not contain new Asset data, and are not billed.  Plaid will fire a [`PRODUCT_READY`](/docs/api/webhooks) webhook once generation of the filtered Asset Report has completed.
+    # By default, an Asset Report will contain all of the accounts on a given Item. In some cases, you may not want the Asset Report to contain all accounts. For example, you might have the end user choose which accounts are relevant in Link using the Account Select view, which you can enable in the dashboard. Or, you might always exclude certain account types or subtypes, which you can identify by using the `/accounts/get` endpoint. To narrow an Asset Report to only a subset of accounts, use the `/asset_report/filter` endpoint.  To exclude certain Accounts from an Asset Report, first use the `/asset_report/create` endpoint to create the report, then send the `asset_report_token` along with a list of `account_ids` to exclude to the `/asset_report/filter` endpoint, to create a new Asset Report which contains only a subset of the original Asset Report's data.  Because Asset Reports are immutable, calling `/asset_report/filter` does not alter the original Asset Report in any way; rather, `/asset_report/filter` creates a new Asset Report with a new token and id. Asset Reports created via `/asset_report/filter` do not contain new Asset data, and are not billed.  Plaid will fire a [`PRODUCT_READY`](https://plaid.com/docs/api/webhooks) webhook once generation of the filtered Asset Report has completed.
     # @param asset_report_filter_request [AssetReportFilterRequest] 
     # @param [Hash] opts the optional parameters
     # @return [AssetReportFilterResponse]
@@ -420,7 +485,7 @@ module Plaid
     end
 
     # Filter Asset Report
-    # By default, an Asset Report will contain all of the accounts on a given Item. In some cases, you may not want the Asset Report to contain all accounts. For example, you might have the end user choose which accounts are relevant in Link using the Select Account view, which you can enable in the dashboard. Or, you might always exclude certain account types or subtypes, which you can identify by using the &#x60;/accounts/get&#x60; endpoint. To narrow an Asset Report to only a subset of accounts, use the &#x60;/asset_report/filter&#x60; endpoint.  To exclude certain Accounts from an Asset Report, first use the &#x60;/asset_report/create&#x60; endpoint to create the report, then send the &#x60;asset_report_token&#x60; along with a list of &#x60;account_ids&#x60; to exclude to the &#x60;/asset_report/filter&#x60; endpoint, to create a new Asset Report which contains only a subset of the original Asset Report&#39;s data.  Because Asset Reports are immutable, calling &#x60;/asset_report/filter&#x60; does not alter the original Asset Report in any way; rather, &#x60;/asset_report/filter&#x60; creates a new Asset Report with a new token and id. Asset Reports created via &#x60;/asset_report/filter&#x60; do not contain new Asset data, and are not billed.  Plaid will fire a [&#x60;PRODUCT_READY&#x60;](/docs/api/webhooks) webhook once generation of the filtered Asset Report has completed.
+    # By default, an Asset Report will contain all of the accounts on a given Item. In some cases, you may not want the Asset Report to contain all accounts. For example, you might have the end user choose which accounts are relevant in Link using the Account Select view, which you can enable in the dashboard. Or, you might always exclude certain account types or subtypes, which you can identify by using the &#x60;/accounts/get&#x60; endpoint. To narrow an Asset Report to only a subset of accounts, use the &#x60;/asset_report/filter&#x60; endpoint.  To exclude certain Accounts from an Asset Report, first use the &#x60;/asset_report/create&#x60; endpoint to create the report, then send the &#x60;asset_report_token&#x60; along with a list of &#x60;account_ids&#x60; to exclude to the &#x60;/asset_report/filter&#x60; endpoint, to create a new Asset Report which contains only a subset of the original Asset Report&#39;s data.  Because Asset Reports are immutable, calling &#x60;/asset_report/filter&#x60; does not alter the original Asset Report in any way; rather, &#x60;/asset_report/filter&#x60; creates a new Asset Report with a new token and id. Asset Reports created via &#x60;/asset_report/filter&#x60; do not contain new Asset data, and are not billed.  Plaid will fire a [&#x60;PRODUCT_READY&#x60;](https://plaid.com/docs/api/webhooks) webhook once generation of the filtered Asset Report has completed.
     # @param asset_report_filter_request [AssetReportFilterRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(AssetReportFilterResponse, Integer, Hash)>] AssetReportFilterResponse data, response status code and response headers
@@ -475,7 +540,7 @@ module Plaid
     end
 
     # Retrieve an Asset Report
-    # The `/asset_report/get` endpoint retrieves the Asset Report in JSON format. Before calling `/asset_report/get`, you must first create the Asset Report using `/asset_report/create` (or filter an Asset Report using `/asset_report/filter`) and then wait for the [`PRODUCT_READY`](/docs/api/webhooks) webhook to fire, indicating that the Report is ready to be retrieved.  By default, an Asset Report includes transaction descriptions as returned by the bank, as opposed to parsed and categorized by Plaid. You can also receive cleaned and categorized transactions, as well as additional insights like merchant name or location information. We call this an Asset Report with Insights. An Asset Report with Insights provides transaction category, location, and merchant information in addition to the transaction strings provided in a standard Asset Report.  To retrieve an Asset Report with Insights, call the `/asset_report/get` endpoint with `include_insights` set to `true`. Note that you will need to [contact us](https://dashboard.plaid.com/support) to get access to this feature.
+    # The `/asset_report/get` endpoint retrieves the Asset Report in JSON format. Before calling `/asset_report/get`, you must first create the Asset Report using `/asset_report/create` (or filter an Asset Report using `/asset_report/filter`) and then wait for the [`PRODUCT_READY`](https://plaid.com/docs/api/webhooks) webhook to fire, indicating that the Report is ready to be retrieved.  By default, an Asset Report includes transaction descriptions as returned by the bank, as opposed to parsed and categorized by Plaid. You can also receive cleaned and categorized transactions, as well as additional insights like merchant name or location information. We call this an Asset Report with Insights. An Asset Report with Insights provides transaction category, location, and merchant information in addition to the transaction strings provided in a standard Asset Report.  To retrieve an Asset Report with Insights, call the `/asset_report/get` endpoint with `include_insights` set to `true`.
     # @param asset_report_get_request [AssetReportGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [AssetReportGetResponse]
@@ -485,7 +550,7 @@ module Plaid
     end
 
     # Retrieve an Asset Report
-    # The &#x60;/asset_report/get&#x60; endpoint retrieves the Asset Report in JSON format. Before calling &#x60;/asset_report/get&#x60;, you must first create the Asset Report using &#x60;/asset_report/create&#x60; (or filter an Asset Report using &#x60;/asset_report/filter&#x60;) and then wait for the [&#x60;PRODUCT_READY&#x60;](/docs/api/webhooks) webhook to fire, indicating that the Report is ready to be retrieved.  By default, an Asset Report includes transaction descriptions as returned by the bank, as opposed to parsed and categorized by Plaid. You can also receive cleaned and categorized transactions, as well as additional insights like merchant name or location information. We call this an Asset Report with Insights. An Asset Report with Insights provides transaction category, location, and merchant information in addition to the transaction strings provided in a standard Asset Report.  To retrieve an Asset Report with Insights, call the &#x60;/asset_report/get&#x60; endpoint with &#x60;include_insights&#x60; set to &#x60;true&#x60;. Note that you will need to [contact us](https://dashboard.plaid.com/support) to get access to this feature.
+    # The &#x60;/asset_report/get&#x60; endpoint retrieves the Asset Report in JSON format. Before calling &#x60;/asset_report/get&#x60;, you must first create the Asset Report using &#x60;/asset_report/create&#x60; (or filter an Asset Report using &#x60;/asset_report/filter&#x60;) and then wait for the [&#x60;PRODUCT_READY&#x60;](https://plaid.com/docs/api/webhooks) webhook to fire, indicating that the Report is ready to be retrieved.  By default, an Asset Report includes transaction descriptions as returned by the bank, as opposed to parsed and categorized by Plaid. You can also receive cleaned and categorized transactions, as well as additional insights like merchant name or location information. We call this an Asset Report with Insights. An Asset Report with Insights provides transaction category, location, and merchant information in addition to the transaction strings provided in a standard Asset Report.  To retrieve an Asset Report with Insights, call the &#x60;/asset_report/get&#x60; endpoint with &#x60;include_insights&#x60; set to &#x60;true&#x60;.
     # @param asset_report_get_request [AssetReportGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(AssetReportGetResponse, Integer, Hash)>] AssetReportGetResponse data, response status code and response headers
@@ -540,7 +605,7 @@ module Plaid
     end
 
     # Retrieve a PDF Asset Report
-    # The `/asset_report/pdf/get` endpoint retrieves the Asset Report in PDF format. Before calling `/asset_report/pdf/get`, you must first create the Asset Report using `/asset_report/create` (or filter an Asset Report using `/asset_report/filter`) and then wait for the [`PRODUCT_READY`](/docs/api/webhooks) webhook to fire, indicating that the Report is ready to be retrieved.  The response to `/asset_report/pdf/get` is the PDF binary data. The `request_id`  is returned in the `Plaid-Request-ID` header.  [View a sample PDF Asset Report with Insights](https://plaid.com/documents/sample-asset-report.pdf).
+    # The `/asset_report/pdf/get` endpoint retrieves the Asset Report in PDF format. Before calling `/asset_report/pdf/get`, you must first create the Asset Report using `/asset_report/create` (or filter an Asset Report using `/asset_report/filter`) and then wait for the [`PRODUCT_READY`](https://plaid.com/docs/api/webhooks) webhook to fire, indicating that the Report is ready to be retrieved.  The response to `/asset_report/pdf/get` is the PDF binary data. The `request_id`  is returned in the `Plaid-Request-ID` header.  [View a sample PDF Asset Report](https://plaid.com/documents/sample-asset-report.pdf).
     # @param asset_report_pdf_get_request [AssetReportPDFGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [File]
@@ -550,7 +615,7 @@ module Plaid
     end
 
     # Retrieve a PDF Asset Report
-    # The &#x60;/asset_report/pdf/get&#x60; endpoint retrieves the Asset Report in PDF format. Before calling &#x60;/asset_report/pdf/get&#x60;, you must first create the Asset Report using &#x60;/asset_report/create&#x60; (or filter an Asset Report using &#x60;/asset_report/filter&#x60;) and then wait for the [&#x60;PRODUCT_READY&#x60;](/docs/api/webhooks) webhook to fire, indicating that the Report is ready to be retrieved.  The response to &#x60;/asset_report/pdf/get&#x60; is the PDF binary data. The &#x60;request_id&#x60;  is returned in the &#x60;Plaid-Request-ID&#x60; header.  [View a sample PDF Asset Report with Insights](https://plaid.com/documents/sample-asset-report.pdf).
+    # The &#x60;/asset_report/pdf/get&#x60; endpoint retrieves the Asset Report in PDF format. Before calling &#x60;/asset_report/pdf/get&#x60;, you must first create the Asset Report using &#x60;/asset_report/create&#x60; (or filter an Asset Report using &#x60;/asset_report/filter&#x60;) and then wait for the [&#x60;PRODUCT_READY&#x60;](https://plaid.com/docs/api/webhooks) webhook to fire, indicating that the Report is ready to be retrieved.  The response to &#x60;/asset_report/pdf/get&#x60; is the PDF binary data. The &#x60;request_id&#x60;  is returned in the &#x60;Plaid-Request-ID&#x60; header.  [View a sample PDF Asset Report](https://plaid.com/documents/sample-asset-report.pdf).
     # @param asset_report_pdf_get_request [AssetReportPDFGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(File, Integer, Hash)>] File data, response status code and response headers
@@ -735,7 +800,7 @@ module Plaid
     end
 
     # Retrieve auth data
-    # The `/auth/get` endpoint returns the bank account and bank identification numbers (such as routing numbers, for US accounts) associated with an Item's checking and savings accounts, along with high-level account data and balances when available.  Note: This request may take some time to complete if `auth` was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.
+    # The `/auth/get` endpoint returns the bank account and bank identification numbers (such as routing numbers, for US accounts) associated with an Item's checking and savings accounts, along with high-level account data and balances when available.  Note: This request may take some time to complete if `auth` was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.  Also note that `/auth/get` will not return data for any new accounts opened after the Item was created. To obtain data for new accounts, create a new Item.
     # @param auth_get_request [AuthGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [AuthGetResponse]
@@ -745,7 +810,7 @@ module Plaid
     end
 
     # Retrieve auth data
-    # The &#x60;/auth/get&#x60; endpoint returns the bank account and bank identification numbers (such as routing numbers, for US accounts) associated with an Item&#39;s checking and savings accounts, along with high-level account data and balances when available.  Note: This request may take some time to complete if &#x60;auth&#x60; was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.
+    # The &#x60;/auth/get&#x60; endpoint returns the bank account and bank identification numbers (such as routing numbers, for US accounts) associated with an Item&#39;s checking and savings accounts, along with high-level account data and balances when available.  Note: This request may take some time to complete if &#x60;auth&#x60; was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the data.  Also note that &#x60;/auth/get&#x60; will not return data for any new accounts opened after the Item was created. To obtain data for new accounts, create a new Item.
     # @param auth_get_request [AuthGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(AuthGetResponse, Integer, Hash)>] AuthGetResponse data, response status code and response headers
@@ -1449,25 +1514,29 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Create a deposit switch when not using Plaid Exchange.'
-    # This endpoint provides an alternative to `/deposit_switch/create` for customers who have not yet fully integrated with Plaid Exchange. Like `/deposit_switch/create`, it created a deposit switch entity that will be persisted throughout the lifecycle of the switch.
+    # Create a deposit switch without using Plaid Exchange
+    # This endpoint provides an alternative to `/deposit_switch/create` for customers who have not yet fully integrated with Plaid Exchange. Like `/deposit_switch/create`, it creates a deposit switch entity that will be persisted throughout the lifecycle of the switch.
+    # @param deposit_switch_alt_create_request [DepositSwitchAltCreateRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [DepositSwitchAltCreateRequest] :deposit_switch_alt_create_request 
     # @return [DepositSwitchAltCreateResponse]
-    def deposit_switch_alt_create(opts = {})
-      data, _status_code, _headers = deposit_switch_alt_create_with_http_info(opts)
+    def deposit_switch_alt_create(deposit_switch_alt_create_request, opts = {})
+      data, _status_code, _headers = deposit_switch_alt_create_with_http_info(deposit_switch_alt_create_request, opts)
       data
     end
 
-    # Create a deposit switch when not using Plaid Exchange.&#39;
-    # This endpoint provides an alternative to &#x60;/deposit_switch/create&#x60; for customers who have not yet fully integrated with Plaid Exchange. Like &#x60;/deposit_switch/create&#x60;, it created a deposit switch entity that will be persisted throughout the lifecycle of the switch.
+    # Create a deposit switch without using Plaid Exchange
+    # This endpoint provides an alternative to &#x60;/deposit_switch/create&#x60; for customers who have not yet fully integrated with Plaid Exchange. Like &#x60;/deposit_switch/create&#x60;, it creates a deposit switch entity that will be persisted throughout the lifecycle of the switch.
+    # @param deposit_switch_alt_create_request [DepositSwitchAltCreateRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [DepositSwitchAltCreateRequest] :deposit_switch_alt_create_request 
     # @return [Array<(DepositSwitchAltCreateResponse, Integer, Hash)>] DepositSwitchAltCreateResponse data, response status code and response headers
-    def deposit_switch_alt_create_with_http_info(opts = {})
+    def deposit_switch_alt_create_with_http_info(deposit_switch_alt_create_request, opts = {})
       if @api_client.config.debugging
         @api_client.config.logger.debug 'Calling API: PlaidApi.deposit_switch_alt_create ...'
       end
+      # verify the required parameter 'deposit_switch_alt_create_request' is set
+      if @api_client.config.client_side_validation && deposit_switch_alt_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'deposit_switch_alt_create_request' when calling PlaidApi.deposit_switch_alt_create"
+      end
       # resource path
       local_var_path = '/deposit_switch/alt/create'
 
@@ -1485,7 +1554,7 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(opts[:'deposit_switch_alt_create_request'])
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(deposit_switch_alt_create_request)
 
       # return_type
       return_type = opts[:debug_return_type] || 'DepositSwitchAltCreateResponse'
@@ -1706,24 +1775,28 @@ module Plaid
     end
 
     # Search employer database
-    # `/employers/search` allows you the ability to search Plaid’s database of known employers, for use with Deposit Switch. You can use this endpoint to look up a user's employer in order to confirm that they are supported. Users with non-supported employers can then be routed out of the Deposit Switch flow.  The data in the employer database is currently limited. As the Verification of Income product progresses through the beta period, more employers are being regularly added. Because the employer database is frequently updated, we recommend that you do not cache or store data from this endpoint for more than a day.
+    # `/employers/search` allows you the ability to search Plaid’s database of known employers, for use with Deposit Switch. You can use this endpoint to look up a user's employer in order to confirm that they are supported. Users with non-supported employers can then be routed out of the Deposit Switch flow.  The data in the employer database is currently limited. As the Deposit Switch and Income products progress through their respective beta periods, more employers are being regularly added. Because the employer database is frequently updated, we recommend that you do not cache or store data from this endpoint for more than a day.
+    # @param employers_search_request [EmployersSearchRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [EmployersSearchRequest] :employers_search_request 
     # @return [EmployersSearchResponse]
-    def employers_search(opts = {})
-      data, _status_code, _headers = employers_search_with_http_info(opts)
+    def employers_search(employers_search_request, opts = {})
+      data, _status_code, _headers = employers_search_with_http_info(employers_search_request, opts)
       data
     end
 
     # Search employer database
-    # &#x60;/employers/search&#x60; allows you the ability to search Plaid’s database of known employers, for use with Deposit Switch. You can use this endpoint to look up a user&#39;s employer in order to confirm that they are supported. Users with non-supported employers can then be routed out of the Deposit Switch flow.  The data in the employer database is currently limited. As the Verification of Income product progresses through the beta period, more employers are being regularly added. Because the employer database is frequently updated, we recommend that you do not cache or store data from this endpoint for more than a day.
+    # &#x60;/employers/search&#x60; allows you the ability to search Plaid’s database of known employers, for use with Deposit Switch. You can use this endpoint to look up a user&#39;s employer in order to confirm that they are supported. Users with non-supported employers can then be routed out of the Deposit Switch flow.  The data in the employer database is currently limited. As the Deposit Switch and Income products progress through their respective beta periods, more employers are being regularly added. Because the employer database is frequently updated, we recommend that you do not cache or store data from this endpoint for more than a day.
+    # @param employers_search_request [EmployersSearchRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [EmployersSearchRequest] :employers_search_request 
     # @return [Array<(EmployersSearchResponse, Integer, Hash)>] EmployersSearchResponse data, response status code and response headers
-    def employers_search_with_http_info(opts = {})
+    def employers_search_with_http_info(employers_search_request, opts = {})
       if @api_client.config.debugging
         @api_client.config.logger.debug 'Calling API: PlaidApi.employers_search ...'
       end
+      # verify the required parameter 'employers_search_request' is set
+      if @api_client.config.client_side_validation && employers_search_request.nil?
+        fail ArgumentError, "Missing the required parameter 'employers_search_request' when calling PlaidApi.employers_search"
+      end
       # resource path
       local_var_path = '/employers/search'
 
@@ -1741,7 +1814,7 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(opts[:'employers_search_request'])
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(employers_search_request)
 
       # return_type
       return_type = opts[:debug_return_type] || 'EmployersSearchResponse'
@@ -1831,25 +1904,94 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Create an income verification instance
+    # `/income/verification/create` begins the income verification process by returning an `income_verification_id`. You can then provide the `income_verification_id` to `/link/token/create` under the `income_verification` parameter in order to create a Link instance that will prompt the user to go through the income verification flow. Plaid will fire an `INCOME` webhook once the user completes the Payroll Income flow, or when the uploaded documents in the Document Income flow have finished processing. 
+    # @param income_verification_create_request [IncomeVerificationCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [IncomeVerificationCreateResponse]
+    def income_verification_create(income_verification_create_request, opts = {})
+      data, _status_code, _headers = income_verification_create_with_http_info(income_verification_create_request, opts)
+      data
+    end
+
+    # Create an income verification instance
+    # &#x60;/income/verification/create&#x60; begins the income verification process by returning an &#x60;income_verification_id&#x60;. You can then provide the &#x60;income_verification_id&#x60; to &#x60;/link/token/create&#x60; under the &#x60;income_verification&#x60; parameter in order to create a Link instance that will prompt the user to go through the income verification flow. Plaid will fire an &#x60;INCOME&#x60; webhook once the user completes the Payroll Income flow, or when the uploaded documents in the Document Income flow have finished processing. 
+    # @param income_verification_create_request [IncomeVerificationCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(IncomeVerificationCreateResponse, Integer, Hash)>] IncomeVerificationCreateResponse data, response status code and response headers
+    def income_verification_create_with_http_info(income_verification_create_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.income_verification_create ...'
+      end
+      # verify the required parameter 'income_verification_create_request' is set
+      if @api_client.config.client_side_validation && income_verification_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'income_verification_create_request' when calling PlaidApi.income_verification_create"
+      end
+      # resource path
+      local_var_path = '/income/verification/create'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(income_verification_create_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'IncomeVerificationCreateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.income_verification_create",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#income_verification_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Download the original documents used for income verification
-    # `/income/verification/documents/download` provides the ability to download the source paystub PDF that the end user uploaded via Paystub Import.  The response to `/income/verification/documents/download` is a ZIP file in binary data. The `request_id`  is returned in the `Plaid-Request-ID` header.  In the future, when Digital Verification is available, the most recent file available for download with the payroll provider will also be available from this endpoint.
+    # `/income/verification/documents/download` provides the ability to download the source paystub PDF that the end user uploaded via Paystub Import.  The response to `/income/verification/documents/download` is a ZIP file in binary data. The `request_id`  is returned in the `Plaid-Request-ID` header.  For Payroll Income, the most recent file available for download with the payroll provider will also be available from this endpoint.
+    # @param income_verification_documents_download_request [IncomeVerificationDocumentsDownloadRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [IncomeVerificationDocumentsDownloadRequest] :income_verification_documents_download_request 
     # @return [File]
-    def income_verification_documents_download(opts = {})
-      data, _status_code, _headers = income_verification_documents_download_with_http_info(opts)
+    def income_verification_documents_download(income_verification_documents_download_request, opts = {})
+      data, _status_code, _headers = income_verification_documents_download_with_http_info(income_verification_documents_download_request, opts)
       data
     end
 
     # Download the original documents used for income verification
-    # &#x60;/income/verification/documents/download&#x60; provides the ability to download the source paystub PDF that the end user uploaded via Paystub Import.  The response to &#x60;/income/verification/documents/download&#x60; is a ZIP file in binary data. The &#x60;request_id&#x60;  is returned in the &#x60;Plaid-Request-ID&#x60; header.  In the future, when Digital Verification is available, the most recent file available for download with the payroll provider will also be available from this endpoint.
+    # &#x60;/income/verification/documents/download&#x60; provides the ability to download the source paystub PDF that the end user uploaded via Paystub Import.  The response to &#x60;/income/verification/documents/download&#x60; is a ZIP file in binary data. The &#x60;request_id&#x60;  is returned in the &#x60;Plaid-Request-ID&#x60; header.  For Payroll Income, the most recent file available for download with the payroll provider will also be available from this endpoint.
+    # @param income_verification_documents_download_request [IncomeVerificationDocumentsDownloadRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [IncomeVerificationDocumentsDownloadRequest] :income_verification_documents_download_request 
     # @return [Array<(File, Integer, Hash)>] File data, response status code and response headers
-    def income_verification_documents_download_with_http_info(opts = {})
+    def income_verification_documents_download_with_http_info(income_verification_documents_download_request, opts = {})
       if @api_client.config.debugging
         @api_client.config.logger.debug 'Calling API: PlaidApi.income_verification_documents_download ...'
       end
+      # verify the required parameter 'income_verification_documents_download_request' is set
+      if @api_client.config.client_side_validation && income_verification_documents_download_request.nil?
+        fail ArgumentError, "Missing the required parameter 'income_verification_documents_download_request' when calling PlaidApi.income_verification_documents_download"
+      end
       # resource path
       local_var_path = '/income/verification/documents/download'
 
@@ -1867,7 +2009,7 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(opts[:'income_verification_documents_download_request'])
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(income_verification_documents_download_request)
 
       # return_type
       return_type = opts[:debug_return_type] || 'File'
@@ -1892,27 +2034,96 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Retrieve information from the paystub used for income verification
-    # `/income/verification/paystub/get` returns the information collected from the paystub that was used to verify an end user's income. It can be called once the status of the verification has been set to `VERIFICATION_STATUS_PROCESSING_COMPLETE`, as reported by the `INCOME: verification_status` webhook. Attempting to call the endpoint before verification has been completed will result in an error.
+    # Retrieve information from the paystubs used for income verification
+    # `/income/verification/paystubs/get` returns the information collected from the paystubs that were used to verify an end user's income. It can be called once the status of the verification has been set to `VERIFICATION_STATUS_PROCESSING_COMPLETE`, as reported by the `INCOME: verification_status` webhook. Attempting to call the endpoint before verification has been completed will result in an error.
+    # @param income_verification_paystubs_get_request [IncomeVerificationPaystubsGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [IncomeVerificationPaystubsGetResponse]
+    def income_verification_paystubs_get(income_verification_paystubs_get_request, opts = {})
+      data, _status_code, _headers = income_verification_paystubs_get_with_http_info(income_verification_paystubs_get_request, opts)
+      data
+    end
+
+    # Retrieve information from the paystubs used for income verification
+    # &#x60;/income/verification/paystubs/get&#x60; returns the information collected from the paystubs that were used to verify an end user&#39;s income. It can be called once the status of the verification has been set to &#x60;VERIFICATION_STATUS_PROCESSING_COMPLETE&#x60;, as reported by the &#x60;INCOME: verification_status&#x60; webhook. Attempting to call the endpoint before verification has been completed will result in an error.
+    # @param income_verification_paystubs_get_request [IncomeVerificationPaystubsGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(IncomeVerificationPaystubsGetResponse, Integer, Hash)>] IncomeVerificationPaystubsGetResponse data, response status code and response headers
+    def income_verification_paystubs_get_with_http_info(income_verification_paystubs_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.income_verification_paystubs_get ...'
+      end
+      # verify the required parameter 'income_verification_paystubs_get_request' is set
+      if @api_client.config.client_side_validation && income_verification_paystubs_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'income_verification_paystubs_get_request' when calling PlaidApi.income_verification_paystubs_get"
+      end
+      # resource path
+      local_var_path = '/income/verification/paystubs/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(income_verification_paystubs_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'IncomeVerificationPaystubsGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.income_verification_paystubs_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#income_verification_paystubs_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Refresh an income verification
+    # `/income/verification/refresh` refreshes a given income verification.
+    # @param income_verification_refresh_request [IncomeVerificationRefreshRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [IncomeVerificationPaystubGetRequest] :income_verification_paystub_get_request 
-    # @return [IncomeVerificationPaystubGetResponse]
-    def income_verification_paystub_get(opts = {})
-      data, _status_code, _headers = income_verification_paystub_get_with_http_info(opts)
+    # @return [IncomeVerificationRefreshResponse]
+    def income_verification_refresh(income_verification_refresh_request, opts = {})
+      data, _status_code, _headers = income_verification_refresh_with_http_info(income_verification_refresh_request, opts)
       data
     end
 
-    # Retrieve information from the paystub used for income verification
-    # &#x60;/income/verification/paystub/get&#x60; returns the information collected from the paystub that was used to verify an end user&#39;s income. It can be called once the status of the verification has been set to &#x60;VERIFICATION_STATUS_PROCESSING_COMPLETE&#x60;, as reported by the &#x60;INCOME: verification_status&#x60; webhook. Attempting to call the endpoint before verification has been completed will result in an error.
+    # Refresh an income verification
+    # &#x60;/income/verification/refresh&#x60; refreshes a given income verification.
+    # @param income_verification_refresh_request [IncomeVerificationRefreshRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [IncomeVerificationPaystubGetRequest] :income_verification_paystub_get_request 
-    # @return [Array<(IncomeVerificationPaystubGetResponse, Integer, Hash)>] IncomeVerificationPaystubGetResponse data, response status code and response headers
-    def income_verification_paystub_get_with_http_info(opts = {})
+    # @return [Array<(IncomeVerificationRefreshResponse, Integer, Hash)>] IncomeVerificationRefreshResponse data, response status code and response headers
+    def income_verification_refresh_with_http_info(income_verification_refresh_request, opts = {})
       if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.income_verification_paystub_get ...'
+        @api_client.config.logger.debug 'Calling API: PlaidApi.income_verification_refresh ...'
+      end
+      # verify the required parameter 'income_verification_refresh_request' is set
+      if @api_client.config.client_side_validation && income_verification_refresh_request.nil?
+        fail ArgumentError, "Missing the required parameter 'income_verification_refresh_request' when calling PlaidApi.income_verification_refresh"
       end
       # resource path
-      local_var_path = '/income/verification/paystub/get'
+      local_var_path = '/income/verification/refresh'
 
       # query parameters
       query_params = opts[:query_params] || {}
@@ -1928,16 +2139,16 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(opts[:'income_verification_paystub_get_request'])
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(income_verification_refresh_request)
 
       # return_type
-      return_type = opts[:debug_return_type] || 'IncomeVerificationPaystubGetResponse'
+      return_type = opts[:debug_return_type] || 'IncomeVerificationRefreshResponse'
 
       # auth_names
       auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
 
       new_options = opts.merge(
-        :operation => :"PlaidApi.income_verification_paystub_get",
+        :operation => :"PlaidApi.income_verification_refresh",
         :header_params => header_params,
         :query_params => query_params,
         :form_params => form_params,
@@ -1948,30 +2159,34 @@ module Plaid
 
       data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
       if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#income_verification_paystub_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+        @api_client.config.logger.debug "API called: PlaidApi#income_verification_refresh\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
       end
       return data, status_code, headers
     end
 
     # Retrieve a summary of information derived from income verification
     # `/income/verification/summary/get` returns a verification summary for the income that was verified for an end user. It can be called once the status of the verification has been set to `VERIFICATION_STATUS_PROCESSING_COMPLETE`, as reported by the `INCOME: verification_status` webhook. Attempting to call the endpoint before verification has been completed will result in an error.
+    # @param income_verification_summary_get_request [IncomeVerificationSummaryGetRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [IncomeVerificationSummaryGetRequest] :income_verification_summary_get_request 
     # @return [IncomeVerificationSummaryGetResponse]
-    def income_verification_summary_get(opts = {})
-      data, _status_code, _headers = income_verification_summary_get_with_http_info(opts)
+    def income_verification_summary_get(income_verification_summary_get_request, opts = {})
+      data, _status_code, _headers = income_verification_summary_get_with_http_info(income_verification_summary_get_request, opts)
       data
     end
 
     # Retrieve a summary of information derived from income verification
     # &#x60;/income/verification/summary/get&#x60; returns a verification summary for the income that was verified for an end user. It can be called once the status of the verification has been set to &#x60;VERIFICATION_STATUS_PROCESSING_COMPLETE&#x60;, as reported by the &#x60;INCOME: verification_status&#x60; webhook. Attempting to call the endpoint before verification has been completed will result in an error.
+    # @param income_verification_summary_get_request [IncomeVerificationSummaryGetRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [IncomeVerificationSummaryGetRequest] :income_verification_summary_get_request 
     # @return [Array<(IncomeVerificationSummaryGetResponse, Integer, Hash)>] IncomeVerificationSummaryGetResponse data, response status code and response headers
-    def income_verification_summary_get_with_http_info(opts = {})
+    def income_verification_summary_get_with_http_info(income_verification_summary_get_request, opts = {})
       if @api_client.config.debugging
         @api_client.config.logger.debug 'Calling API: PlaidApi.income_verification_summary_get ...'
       end
+      # verify the required parameter 'income_verification_summary_get_request' is set
+      if @api_client.config.client_side_validation && income_verification_summary_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'income_verification_summary_get_request' when calling PlaidApi.income_verification_summary_get"
+      end
       # resource path
       local_var_path = '/income/verification/summary/get'
 
@@ -1989,7 +2204,7 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(opts[:'income_verification_summary_get_request'])
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(income_verification_summary_get_request)
 
       # return_type
       return_type = opts[:debug_return_type] || 'IncomeVerificationSummaryGetResponse'
@@ -2015,7 +2230,7 @@ module Plaid
     end
 
     # Get details of all supported institutions
-    # Returns a JSON response containing details on all financial institutions currently supported by Plaid. Because Plaid supports thousands of institutions, results are paginated.  This data changes frequently. If you store it locally on your system, be sure to update it regularly.
+    # Returns a JSON response containing details on all financial institutions currently supported by Plaid. Because Plaid supports thousands of institutions, results are paginated.  If there is no overlap between an institution’s enabled products and a client’s enabled products, then the institution will be filtered out from the response. As a result, the number of institutions returned may not match the count specified in the call.  This data changes frequently. If you store it locally on your system, be sure to update it regularly.
     # @param institutions_get_request [InstitutionsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [InstitutionsGetResponse]
@@ -2025,7 +2240,7 @@ module Plaid
     end
 
     # Get details of all supported institutions
-    # Returns a JSON response containing details on all financial institutions currently supported by Plaid. Because Plaid supports thousands of institutions, results are paginated.  This data changes frequently. If you store it locally on your system, be sure to update it regularly.
+    # Returns a JSON response containing details on all financial institutions currently supported by Plaid. Because Plaid supports thousands of institutions, results are paginated.  If there is no overlap between an institution’s enabled products and a client’s enabled products, then the institution will be filtered out from the response. As a result, the number of institutions returned may not match the count specified in the call.  This data changes frequently. If you store it locally on your system, be sure to update it regularly.
     # @param institutions_get_request [InstitutionsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(InstitutionsGetResponse, Integer, Hash)>] InstitutionsGetResponse data, response status code and response headers
@@ -2048,7 +2263,7 @@ module Plaid
       # HTTP header 'Accept' (if needed)
       header_params['Accept'] = @api_client.select_header_accept(['application/json'])
       # HTTP header 'Content-Type'
-      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json', 'application/xml'])
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
 
       # form parameters
       form_params = opts[:form_params] || {}
@@ -2404,8 +2619,138 @@ module Plaid
       return data, status_code, headers
     end
 
+    # List a user’s connected applications
+    # List a user’s connected applications
+    # @param item_application_list_request [ItemApplicationListRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [ItemApplicationListResponse]
+    def item_application_list(item_application_list_request, opts = {})
+      data, _status_code, _headers = item_application_list_with_http_info(item_application_list_request, opts)
+      data
+    end
+
+    # List a user’s connected applications
+    # List a user’s connected applications
+    # @param item_application_list_request [ItemApplicationListRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(ItemApplicationListResponse, Integer, Hash)>] ItemApplicationListResponse data, response status code and response headers
+    def item_application_list_with_http_info(item_application_list_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.item_application_list ...'
+      end
+      # verify the required parameter 'item_application_list_request' is set
+      if @api_client.config.client_side_validation && item_application_list_request.nil?
+        fail ArgumentError, "Missing the required parameter 'item_application_list_request' when calling PlaidApi.item_application_list"
+      end
+      # resource path
+      local_var_path = '/item/application/list'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(item_application_list_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'ItemApplicationListResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.item_application_list",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#item_application_list\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Update the scopes of access for a particular application
+    # Enable consumers to update product access on selected accounts for an application.
+    # @param item_application_scopes_update_request [ItemApplicationScopesUpdateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [ItemApplicationScopesUpdateResponse]
+    def item_application_scopes_update(item_application_scopes_update_request, opts = {})
+      data, _status_code, _headers = item_application_scopes_update_with_http_info(item_application_scopes_update_request, opts)
+      data
+    end
+
+    # Update the scopes of access for a particular application
+    # Enable consumers to update product access on selected accounts for an application.
+    # @param item_application_scopes_update_request [ItemApplicationScopesUpdateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(ItemApplicationScopesUpdateResponse, Integer, Hash)>] ItemApplicationScopesUpdateResponse data, response status code and response headers
+    def item_application_scopes_update_with_http_info(item_application_scopes_update_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.item_application_scopes_update ...'
+      end
+      # verify the required parameter 'item_application_scopes_update_request' is set
+      if @api_client.config.client_side_validation && item_application_scopes_update_request.nil?
+        fail ArgumentError, "Missing the required parameter 'item_application_scopes_update_request' when calling PlaidApi.item_application_scopes_update"
+      end
+      # resource path
+      local_var_path = '/item/application/scopes/update'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(item_application_scopes_update_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'ItemApplicationScopesUpdateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.item_application_scopes_update",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#item_application_scopes_update\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Create public token
-    # Note: As of July 2020, the `/item/public_token/create` endpoint is deprecated. Instead, use `/link/token/create` with an `access_token` to create a Link token for use with [update mode](/docs/link/update-mode).  If you need your user to take action to restore or resolve an error associated with an Item, generate a public token with the `/item/public_token/create` endpoint and then initialize Link with that `public_token`.  A `public_token` is one-time use and expires after 30 minutes. You use a `public_token` to initialize Link in [update mode](/docs/link/update-mode) for a particular Item. You can generate a `public_token` for an Item even if you did not use Link to create the Item originally.  The `/item/public_token/create` endpoint is **not** used to create your initial `public_token`. If you have not already received an `access_token` for a specific Item, use Link to obtain your `public_token` instead. See the [Quickstart](/docs/quickstart) for more information.
+    # Note: As of July 2020, the `/item/public_token/create` endpoint is deprecated. Instead, use `/link/token/create` with an `access_token` to create a Link token for use with [update mode](https://plaid.com/docs/link/update-mode).  If you need your user to take action to restore or resolve an error associated with an Item, generate a public token with the `/item/public_token/create` endpoint and then initialize Link with that `public_token`.  A `public_token` is one-time use and expires after 30 minutes. You use a `public_token` to initialize Link in [update mode](https://plaid.com/docs/link/update-mode) for a particular Item. You can generate a `public_token` for an Item even if you did not use Link to create the Item originally.  The `/item/public_token/create` endpoint is **not** used to create your initial `public_token`. If you have not already received an `access_token` for a specific Item, use Link to obtain your `public_token` instead. See the [Quickstart](https://plaid.com/docs/quickstart) for more information.
     # @param item_public_token_create_request [ItemPublicTokenCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ItemPublicTokenCreateResponse]
@@ -2415,7 +2760,7 @@ module Plaid
     end
 
     # Create public token
-    # Note: As of July 2020, the &#x60;/item/public_token/create&#x60; endpoint is deprecated. Instead, use &#x60;/link/token/create&#x60; with an &#x60;access_token&#x60; to create a Link token for use with [update mode](/docs/link/update-mode).  If you need your user to take action to restore or resolve an error associated with an Item, generate a public token with the &#x60;/item/public_token/create&#x60; endpoint and then initialize Link with that &#x60;public_token&#x60;.  A &#x60;public_token&#x60; is one-time use and expires after 30 minutes. You use a &#x60;public_token&#x60; to initialize Link in [update mode](/docs/link/update-mode) for a particular Item. You can generate a &#x60;public_token&#x60; for an Item even if you did not use Link to create the Item originally.  The &#x60;/item/public_token/create&#x60; endpoint is **not** used to create your initial &#x60;public_token&#x60;. If you have not already received an &#x60;access_token&#x60; for a specific Item, use Link to obtain your &#x60;public_token&#x60; instead. See the [Quickstart](/docs/quickstart) for more information.
+    # Note: As of July 2020, the &#x60;/item/public_token/create&#x60; endpoint is deprecated. Instead, use &#x60;/link/token/create&#x60; with an &#x60;access_token&#x60; to create a Link token for use with [update mode](https://plaid.com/docs/link/update-mode).  If you need your user to take action to restore or resolve an error associated with an Item, generate a public token with the &#x60;/item/public_token/create&#x60; endpoint and then initialize Link with that &#x60;public_token&#x60;.  A &#x60;public_token&#x60; is one-time use and expires after 30 minutes. You use a &#x60;public_token&#x60; to initialize Link in [update mode](https://plaid.com/docs/link/update-mode) for a particular Item. You can generate a &#x60;public_token&#x60; for an Item even if you did not use Link to create the Item originally.  The &#x60;/item/public_token/create&#x60; endpoint is **not** used to create your initial &#x60;public_token&#x60;. If you have not already received an &#x60;access_token&#x60; for a specific Item, use Link to obtain your &#x60;public_token&#x60; instead. See the [Quickstart](https://plaid.com/docs/quickstart) for more information.
     # @param item_public_token_create_request [ItemPublicTokenCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ItemPublicTokenCreateResponse, Integer, Hash)>] ItemPublicTokenCreateResponse data, response status code and response headers
@@ -2665,7 +3010,7 @@ module Plaid
     end
 
     # Remove an Item
-    # The `/item/remove`  endpoint allows you to remove an Item. Once removed, the `access_token`  associated with the Item is no longer valid and cannot be used to access any data that was associated with the Item.  Note that in the Development environment, issuing an `/item/remove`  request will not decrement your live credential count.
+    # The `/item/remove`  endpoint allows you to remove an Item. Once removed, the `access_token`  associated with the Item is no longer valid and cannot be used to access any data that was associated with the Item.  Note that in the Development environment, issuing an `/item/remove`  request will not decrement your live credential count. To increase your credential account in Development, contact Support.  Also note that for certain OAuth-based institutions, an Item removed via `/item/remove` may still show as an active connection in the institution's OAuth permission manager.
     # @param item_remove_request [ItemRemoveRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ItemRemoveResponse]
@@ -2675,7 +3020,7 @@ module Plaid
     end
 
     # Remove an Item
-    # The &#x60;/item/remove&#x60;  endpoint allows you to remove an Item. Once removed, the &#x60;access_token&#x60;  associated with the Item is no longer valid and cannot be used to access any data that was associated with the Item.  Note that in the Development environment, issuing an &#x60;/item/remove&#x60;  request will not decrement your live credential count.
+    # The &#x60;/item/remove&#x60;  endpoint allows you to remove an Item. Once removed, the &#x60;access_token&#x60;  associated with the Item is no longer valid and cannot be used to access any data that was associated with the Item.  Note that in the Development environment, issuing an &#x60;/item/remove&#x60;  request will not decrement your live credential count. To increase your credential account in Development, contact Support.  Also note that for certain OAuth-based institutions, an Item removed via &#x60;/item/remove&#x60; may still show as an active connection in the institution&#39;s OAuth permission manager.
     # @param item_remove_request [ItemRemoveRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ItemRemoveResponse, Integer, Hash)>] ItemRemoveResponse data, response status code and response headers
@@ -2730,7 +3075,7 @@ module Plaid
     end
 
     # Update Webhook URL
-    # The POST `/item/webhook/update` allows you to update the webhook URL associated with an Item. This request triggers a [`WEBHOOK_UPDATE_ACKNOWLEDGED`](/docs/api/webhooks/#item-webhook-url-updated) webhook to the newly specified webhook URL.
+    # The POST `/item/webhook/update` allows you to update the webhook URL associated with an Item. This request triggers a [`WEBHOOK_UPDATE_ACKNOWLEDGED`](https://plaid.com/docs/api/webhooks/#item-webhook-url-updated) webhook to the newly specified webhook URL.
     # @param item_webhook_update_request [ItemWebhookUpdateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ItemWebhookUpdateResponse]
@@ -2740,7 +3085,7 @@ module Plaid
     end
 
     # Update Webhook URL
-    # The POST &#x60;/item/webhook/update&#x60; allows you to update the webhook URL associated with an Item. This request triggers a [&#x60;WEBHOOK_UPDATE_ACKNOWLEDGED&#x60;](/docs/api/webhooks/#item-webhook-url-updated) webhook to the newly specified webhook URL.
+    # The POST &#x60;/item/webhook/update&#x60; allows you to update the webhook URL associated with an Item. This request triggers a [&#x60;WEBHOOK_UPDATE_ACKNOWLEDGED&#x60;](https://plaid.com/docs/api/webhooks/#item-webhook-url-updated) webhook to the newly specified webhook URL.
     # @param item_webhook_update_request [ItemWebhookUpdateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ItemWebhookUpdateResponse, Integer, Hash)>] ItemWebhookUpdateResponse data, response status code and response headers
@@ -2795,7 +3140,7 @@ module Plaid
     end
 
     # Retrieve Liabilities data
-    # The `/liabilities/get` endpoint returns various details about an Item with loan or credit accounts. Liabilities data is available primarily for US financial institutions, with some limited coverage of Canadian institutions. Currently supported account types are account type `credit` with account subtype `credit card` or `paypal`, and account type `loan` with account subtype `student` or `mortgage`. To limit accounts listed in Link to types and subtypes supported by Liabilities, you can use the `account_filter` parameter when [creating a Link token](/docs/api/tokens/#linktokencreate).  The types of information returned by Liabilities can include balances and due dates, loan terms, and account details such as original loan amount and guarantor. Data is refreshed approximately once per day; the latest data can be retrieved by calling `/liabilities/get`.  Note: This request may take some time to complete if `liabilities` was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the additional data.
+    # The `/liabilities/get` endpoint returns various details about an Item with loan or credit accounts. Liabilities data is available primarily for US financial institutions, with some limited coverage of Canadian institutions. Currently supported account types are account type `credit` with account subtype `credit card` or `paypal`, and account type `loan` with account subtype `student` or `mortgage`. To limit accounts listed in Link to types and subtypes supported by Liabilities, you can use the `account_filters` parameter when [creating a Link token](https://plaid.com/docs/api/tokens/#linktokencreate).  The types of information returned by Liabilities can include balances and due dates, loan terms, and account details such as original loan amount and guarantor. Data is refreshed approximately once per day; the latest data can be retrieved by calling `/liabilities/get`.  Note: This request may take some time to complete if `liabilities` was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the additional data.
     # @param liabilities_get_request [LiabilitiesGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [LiabilitiesGetResponse]
@@ -2805,7 +3150,7 @@ module Plaid
     end
 
     # Retrieve Liabilities data
-    # The &#x60;/liabilities/get&#x60; endpoint returns various details about an Item with loan or credit accounts. Liabilities data is available primarily for US financial institutions, with some limited coverage of Canadian institutions. Currently supported account types are account type &#x60;credit&#x60; with account subtype &#x60;credit card&#x60; or &#x60;paypal&#x60;, and account type &#x60;loan&#x60; with account subtype &#x60;student&#x60; or &#x60;mortgage&#x60;. To limit accounts listed in Link to types and subtypes supported by Liabilities, you can use the &#x60;account_filter&#x60; parameter when [creating a Link token](/docs/api/tokens/#linktokencreate).  The types of information returned by Liabilities can include balances and due dates, loan terms, and account details such as original loan amount and guarantor. Data is refreshed approximately once per day; the latest data can be retrieved by calling &#x60;/liabilities/get&#x60;.  Note: This request may take some time to complete if &#x60;liabilities&#x60; was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the additional data.
+    # The &#x60;/liabilities/get&#x60; endpoint returns various details about an Item with loan or credit accounts. Liabilities data is available primarily for US financial institutions, with some limited coverage of Canadian institutions. Currently supported account types are account type &#x60;credit&#x60; with account subtype &#x60;credit card&#x60; or &#x60;paypal&#x60;, and account type &#x60;loan&#x60; with account subtype &#x60;student&#x60; or &#x60;mortgage&#x60;. To limit accounts listed in Link to types and subtypes supported by Liabilities, you can use the &#x60;account_filters&#x60; parameter when [creating a Link token](https://plaid.com/docs/api/tokens/#linktokencreate).  The types of information returned by Liabilities can include balances and due dates, loan terms, and account details such as original loan amount and guarantor. Data is refreshed approximately once per day; the latest data can be retrieved by calling &#x60;/liabilities/get&#x60;.  Note: This request may take some time to complete if &#x60;liabilities&#x60; was not specified as an initial product when creating the Item. This is because Plaid must communicate directly with the institution to retrieve the additional data.
     # @param liabilities_get_request [LiabilitiesGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(LiabilitiesGetResponse, Integer, Hash)>] LiabilitiesGetResponse data, response status code and response headers
@@ -2990,7 +3335,7 @@ module Plaid
     end
 
     # Create a payment
-    # After creating a payment recipient, you can use the `/payment_initiation/payment/create` endpoint to create a payment to that recipient.  Payments can be one-time or standing order (recurring) and can be denominated in either EUR or GBP.  If making domestic GBP-denominated payments, your recipient must have been created with BACS numbers. In general, EUR-denominated payments will be sent via SEPA Credit Transfer and GBP-denominated payments will be sent via the Faster Payments network, but the payment network used will be determined by the institution. Payments sent via Faster Payments will typically arrive immediately, while payments sent via SEPA Credit Transfer will typically arrive in one business day.  Standing orders (recurring payments) must be denominated in GBP and can only be sent to recipients in the UK. Once created, standing order payments will continue indefinitely and cannot be modified or canceled via the API. An end user can cancel or modify a standing order directly on their banking application or website, or by contacting the bank. Standing orders will follow the payment rules of the underlying rails (Faster Payments in UK). Payments can be sent Monday to Friday, excluding bank holidays. If the pre-arranged date falls on a weekend or bank holiday, the payment is made on the next working day. It is not possible to guarantee the exact time the payment will reach the recipient’s account, although at least 90% of standing order payments are sent by 6am.
+    # After creating a payment recipient, you can use the `/payment_initiation/payment/create` endpoint to create a payment to that recipient.  Payments can be one-time or standing order (recurring) and can be denominated in either EUR or GBP.  If making domestic GBP-denominated payments, your recipient must have been created with BACS numbers. In general, EUR-denominated payments will be sent via SEPA Credit Transfer and GBP-denominated payments will be sent via the Faster Payments network, but the payment network used will be determined by the institution. Payments sent via Faster Payments will typically arrive immediately, while payments sent via SEPA Credit Transfer will typically arrive in one business day.  Standing orders (recurring payments) must be denominated in GBP and can only be sent to recipients in the UK. Once created, standing order payments cannot be modified or canceled via the API. An end user can cancel or modify a standing order directly on their banking application or website, or by contacting the bank. Standing orders will follow the payment rules of the underlying rails (Faster Payments in UK). Payments can be sent Monday to Friday, excluding bank holidays. If the pre-arranged date falls on a weekend or bank holiday, the payment is made on the next working day. It is not possible to guarantee the exact time the payment will reach the recipient’s account, although at least 90% of standing order payments are sent by 6am.  In the Development environment, payments must be below 5 GBP / EUR. For details on any payment limits in Production, contact your Plaid Account Manager.
     # @param payment_initiation_payment_create_request [PaymentInitiationPaymentCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [PaymentInitiationPaymentCreateResponse]
@@ -3000,7 +3345,7 @@ module Plaid
     end
 
     # Create a payment
-    # After creating a payment recipient, you can use the &#x60;/payment_initiation/payment/create&#x60; endpoint to create a payment to that recipient.  Payments can be one-time or standing order (recurring) and can be denominated in either EUR or GBP.  If making domestic GBP-denominated payments, your recipient must have been created with BACS numbers. In general, EUR-denominated payments will be sent via SEPA Credit Transfer and GBP-denominated payments will be sent via the Faster Payments network, but the payment network used will be determined by the institution. Payments sent via Faster Payments will typically arrive immediately, while payments sent via SEPA Credit Transfer will typically arrive in one business day.  Standing orders (recurring payments) must be denominated in GBP and can only be sent to recipients in the UK. Once created, standing order payments will continue indefinitely and cannot be modified or canceled via the API. An end user can cancel or modify a standing order directly on their banking application or website, or by contacting the bank. Standing orders will follow the payment rules of the underlying rails (Faster Payments in UK). Payments can be sent Monday to Friday, excluding bank holidays. If the pre-arranged date falls on a weekend or bank holiday, the payment is made on the next working day. It is not possible to guarantee the exact time the payment will reach the recipient’s account, although at least 90% of standing order payments are sent by 6am.
+    # After creating a payment recipient, you can use the &#x60;/payment_initiation/payment/create&#x60; endpoint to create a payment to that recipient.  Payments can be one-time or standing order (recurring) and can be denominated in either EUR or GBP.  If making domestic GBP-denominated payments, your recipient must have been created with BACS numbers. In general, EUR-denominated payments will be sent via SEPA Credit Transfer and GBP-denominated payments will be sent via the Faster Payments network, but the payment network used will be determined by the institution. Payments sent via Faster Payments will typically arrive immediately, while payments sent via SEPA Credit Transfer will typically arrive in one business day.  Standing orders (recurring payments) must be denominated in GBP and can only be sent to recipients in the UK. Once created, standing order payments cannot be modified or canceled via the API. An end user can cancel or modify a standing order directly on their banking application or website, or by contacting the bank. Standing orders will follow the payment rules of the underlying rails (Faster Payments in UK). Payments can be sent Monday to Friday, excluding bank holidays. If the pre-arranged date falls on a weekend or bank holiday, the payment is made on the next working day. It is not possible to guarantee the exact time the payment will reach the recipient’s account, although at least 90% of standing order payments are sent by 6am.  In the Development environment, payments must be below 5 GBP / EUR. For details on any payment limits in Production, contact your Plaid Account Manager.
     # @param payment_initiation_payment_create_request [PaymentInitiationPaymentCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(PaymentInitiationPaymentCreateResponse, Integer, Hash)>] PaymentInitiationPaymentCreateResponse data, response status code and response headers
@@ -3185,7 +3530,7 @@ module Plaid
     end
 
     # Create payment recipient
-    # Create a payment recipient for payment initiation.  The recipient must be in Europe, within a country that is a member of the Single Euro Payment Area (SEPA).  For a standing order (recurring) payment, the recipient must be in the UK.  The endpoint is idempotent: if a developer has already made a request with the same payment details, Plaid will return the same `recipient_id`.  In the Sandbox environment, you can use the `/payment_initiation/recipient/create` endpoint to generate recipients. Programmatic recipient creation in the Development and Production environments can be done after approval by Plaid's Compliance team. [Contact Sales](https://plaid.com/contact/)for approval. 
+    # Create a payment recipient for payment initiation.  The recipient must be in Europe, within a country that is a member of the Single Euro Payment Area (SEPA).  For a standing order (recurring) payment, the recipient must be in the UK.  The endpoint is idempotent: if a developer has already made a request with the same payment details, Plaid will return the same `recipient_id`. 
     # @param payment_initiation_recipient_create_request [PaymentInitiationRecipientCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [PaymentInitiationRecipientCreateResponse]
@@ -3195,7 +3540,7 @@ module Plaid
     end
 
     # Create payment recipient
-    # Create a payment recipient for payment initiation.  The recipient must be in Europe, within a country that is a member of the Single Euro Payment Area (SEPA).  For a standing order (recurring) payment, the recipient must be in the UK.  The endpoint is idempotent: if a developer has already made a request with the same payment details, Plaid will return the same &#x60;recipient_id&#x60;.  In the Sandbox environment, you can use the &#x60;/payment_initiation/recipient/create&#x60; endpoint to generate recipients. Programmatic recipient creation in the Development and Production environments can be done after approval by Plaid&#39;s Compliance team. [Contact Sales](https://plaid.com/contact/)for approval. 
+    # Create a payment recipient for payment initiation.  The recipient must be in Europe, within a country that is a member of the Single Euro Payment Area (SEPA).  For a standing order (recurring) payment, the recipient must be in the UK.  The endpoint is idempotent: if a developer has already made a request with the same payment details, Plaid will return the same &#x60;recipient_id&#x60;. 
     # @param payment_initiation_recipient_create_request [PaymentInitiationRecipientCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(PaymentInitiationRecipientCreateResponse, Integer, Hash)>] PaymentInitiationRecipientCreateResponse data, response status code and response headers
@@ -3379,85 +3724,24 @@ module Plaid
       return data, status_code, headers
     end
 
-    # Create an income verification instance
-    # `/income/verification/create` begins the income verification process by returning an `income_verification_id`. You can then provide the `income_verification_id` to `/link/token/create` under the `income_verification` parameter in order to create a Link instance that will prompt the user to upload their income documents. Once the documents have been uploaded and parsed, Plaid will fire an `INCOME` webhook.
+    # Create Apex bank account token
+    # Used to create a token suitable for sending to Apex to enable Plaid-Apex integrations.
+    # @param processor_apex_processor_token_create_request [ProcessorApexProcessorTokenCreateRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [IncomeVerificationCreateRequest] :income_verification_create_request 
-    # @return [IncomeVerificationCreateResponse]
-    def post_income_verification_create(opts = {})
-      data, _status_code, _headers = post_income_verification_create_with_http_info(opts)
+    # @return [ProcessorTokenCreateResponse]
+    def processor_apex_processor_token_create(processor_apex_processor_token_create_request, opts = {})
+      data, _status_code, _headers = processor_apex_processor_token_create_with_http_info(processor_apex_processor_token_create_request, opts)
       data
     end
 
-    # Create an income verification instance
-    # &#x60;/income/verification/create&#x60; begins the income verification process by returning an &#x60;income_verification_id&#x60;. You can then provide the &#x60;income_verification_id&#x60; to &#x60;/link/token/create&#x60; under the &#x60;income_verification&#x60; parameter in order to create a Link instance that will prompt the user to upload their income documents. Once the documents have been uploaded and parsed, Plaid will fire an &#x60;INCOME&#x60; webhook.
+    # Create Apex bank account token
+    # Used to create a token suitable for sending to Apex to enable Plaid-Apex integrations.
+    # @param processor_apex_processor_token_create_request [ProcessorApexProcessorTokenCreateRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [IncomeVerificationCreateRequest] :income_verification_create_request 
-    # @return [Array<(IncomeVerificationCreateResponse, Integer, Hash)>] IncomeVerificationCreateResponse data, response status code and response headers
-    def post_income_verification_create_with_http_info(opts = {})
+    # @return [Array<(ProcessorTokenCreateResponse, Integer, Hash)>] ProcessorTokenCreateResponse data, response status code and response headers
+    def processor_apex_processor_token_create_with_http_info(processor_apex_processor_token_create_request, opts = {})
       if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.post_income_verification_create ...'
-      end
-      # resource path
-      local_var_path = '/income/verification/create'
-
-      # query parameters
-      query_params = opts[:query_params] || {}
-
-      # header parameters
-      header_params = opts[:header_params] || {}
-      # HTTP header 'Accept' (if needed)
-      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
-      # HTTP header 'Content-Type'
-      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
-
-      # form parameters
-      form_params = opts[:form_params] || {}
-
-      # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(opts[:'income_verification_create_request'])
-
-      # return_type
-      return_type = opts[:debug_return_type] || 'IncomeVerificationCreateResponse'
-
-      # auth_names
-      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
-
-      new_options = opts.merge(
-        :operation => :"PlaidApi.post_income_verification_create",
-        :header_params => header_params,
-        :query_params => query_params,
-        :form_params => form_params,
-        :body => post_body,
-        :auth_names => auth_names,
-        :return_type => return_type
-      )
-
-      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
-      if @api_client.config.debugging
-        @api_client.config.logger.debug "API called: PlaidApi#post_income_verification_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
-      end
-      return data, status_code, headers
-    end
-
-    # Create Apex bank account token
-    # Used to create a token suitable for sending to Apex to enable Plaid-Apex integrations.
-    # @param processor_apex_processor_token_create_request [ProcessorApexProcessorTokenCreateRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [ProcessorTokenCreateResponse]
-    def processor_apex_processor_token_create(processor_apex_processor_token_create_request, opts = {})
-      data, _status_code, _headers = processor_apex_processor_token_create_with_http_info(processor_apex_processor_token_create_request, opts)
-      data
-    end
-
-    # Create Apex bank account token
-    # Used to create a token suitable for sending to Apex to enable Plaid-Apex integrations.
-    # @param processor_apex_processor_token_create_request [ProcessorApexProcessorTokenCreateRequest] 
-    # @param [Hash] opts the optional parameters
-    # @return [Array<(ProcessorTokenCreateResponse, Integer, Hash)>] ProcessorTokenCreateResponse data, response status code and response headers
-    def processor_apex_processor_token_create_with_http_info(processor_apex_processor_token_create_request, opts = {})
-      if @api_client.config.debugging
-        @api_client.config.logger.debug 'Calling API: PlaidApi.processor_apex_processor_token_create ...'
+        @api_client.config.logger.debug 'Calling API: PlaidApi.processor_apex_processor_token_create ...'
       end
       # verify the required parameter 'processor_apex_processor_token_create_request' is set
       if @api_client.config.client_side_validation && processor_apex_processor_token_create_request.nil?
@@ -3635,6 +3919,71 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Create a bank transfer as a processor
+    # Use the `/processor/bank_transfer/create` endpoint to initiate a new bank transfer as a processor
+    # @param processor_bank_transfer_create_request [ProcessorBankTransferCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [ProcessorBankTransferCreateResponse]
+    def processor_bank_transfer_create(processor_bank_transfer_create_request, opts = {})
+      data, _status_code, _headers = processor_bank_transfer_create_with_http_info(processor_bank_transfer_create_request, opts)
+      data
+    end
+
+    # Create a bank transfer as a processor
+    # Use the &#x60;/processor/bank_transfer/create&#x60; endpoint to initiate a new bank transfer as a processor
+    # @param processor_bank_transfer_create_request [ProcessorBankTransferCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(ProcessorBankTransferCreateResponse, Integer, Hash)>] ProcessorBankTransferCreateResponse data, response status code and response headers
+    def processor_bank_transfer_create_with_http_info(processor_bank_transfer_create_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.processor_bank_transfer_create ...'
+      end
+      # verify the required parameter 'processor_bank_transfer_create_request' is set
+      if @api_client.config.client_side_validation && processor_bank_transfer_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'processor_bank_transfer_create_request' when calling PlaidApi.processor_bank_transfer_create"
+      end
+      # resource path
+      local_var_path = '/processor/bank_transfer/create'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(processor_bank_transfer_create_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'ProcessorBankTransferCreateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.processor_bank_transfer_create",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#processor_bank_transfer_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Retrieve Identity data
     # The `/processor/identity/get` endpoint allows you to retrieve various account holder information on file with the financial institution, including names, emails, phone numbers, and addresses.
     # @param processor_identity_get_request [ProcessorIdentityGetRequest] 
@@ -3701,7 +4050,7 @@ module Plaid
     end
 
     # Create Stripe bank account token
-    # Used to create a token suitable for sending to Stripe to enable Plaid-Stripe integrations.
+    # Used to create a token suitable for sending to Stripe to enable Plaid-Stripe integrations. For a detailed guide on integrating Stripe, see [Add Stripe to your app](https://plaid.com/docs/auth/partnerships/stripe/).
     # @param processor_stripe_bank_account_token_create_request [ProcessorStripeBankAccountTokenCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ProcessorStripeBankAccountTokenCreateResponse]
@@ -3711,7 +4060,7 @@ module Plaid
     end
 
     # Create Stripe bank account token
-    # Used to create a token suitable for sending to Stripe to enable Plaid-Stripe integrations.
+    # Used to create a token suitable for sending to Stripe to enable Plaid-Stripe integrations. For a detailed guide on integrating Stripe, see [Add Stripe to your app](https://plaid.com/docs/auth/partnerships/stripe/).
     # @param processor_stripe_bank_account_token_create_request [ProcessorStripeBankAccountTokenCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ProcessorStripeBankAccountTokenCreateResponse, Integer, Hash)>] ProcessorStripeBankAccountTokenCreateResponse data, response status code and response headers
@@ -3830,6 +4179,71 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Manually fire a Bank Transfer webhook
+    # Use the `/sandbox/bank_transfer/fire_webhook` endpoint to manually trigger a Bank Transfers webhook in the Sandbox environment.
+    # @param sandbox_bank_transfer_fire_webhook_request [SandboxBankTransferFireWebhookRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [SandboxBankTransferFireWebhookResponse]
+    def sandbox_bank_transfer_fire_webhook(sandbox_bank_transfer_fire_webhook_request, opts = {})
+      data, _status_code, _headers = sandbox_bank_transfer_fire_webhook_with_http_info(sandbox_bank_transfer_fire_webhook_request, opts)
+      data
+    end
+
+    # Manually fire a Bank Transfer webhook
+    # Use the &#x60;/sandbox/bank_transfer/fire_webhook&#x60; endpoint to manually trigger a Bank Transfers webhook in the Sandbox environment.
+    # @param sandbox_bank_transfer_fire_webhook_request [SandboxBankTransferFireWebhookRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(SandboxBankTransferFireWebhookResponse, Integer, Hash)>] SandboxBankTransferFireWebhookResponse data, response status code and response headers
+    def sandbox_bank_transfer_fire_webhook_with_http_info(sandbox_bank_transfer_fire_webhook_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.sandbox_bank_transfer_fire_webhook ...'
+      end
+      # verify the required parameter 'sandbox_bank_transfer_fire_webhook_request' is set
+      if @api_client.config.client_side_validation && sandbox_bank_transfer_fire_webhook_request.nil?
+        fail ArgumentError, "Missing the required parameter 'sandbox_bank_transfer_fire_webhook_request' when calling PlaidApi.sandbox_bank_transfer_fire_webhook"
+      end
+      # resource path
+      local_var_path = '/sandbox/bank_transfer/fire_webhook'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(sandbox_bank_transfer_fire_webhook_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'SandboxBankTransferFireWebhookResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.sandbox_bank_transfer_fire_webhook",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#sandbox_bank_transfer_fire_webhook\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Simulate a bank transfer event in Sandbox
     # Use the `/sandbox/bank_transfer/simulate` endpoint to simulate a bank transfer event in the Sandbox environment.  Note that while an event will be simulated and will appear when using endpoints such as `/bank_transfer/event/sync` or `/bank_transfer/event/list`, no transactions will actually take place and funds will not move between accounts, even within the Sandbox.
     # @param sandbox_bank_transfer_simulate_request [SandboxBankTransferSimulateRequest] 
@@ -3895,6 +4309,71 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Manually fire an Income webhook
+    # Use the `/sandbox/income/fire_webhook` endpoint to manually trigger an Income webhook in the Sandbox environment.
+    # @param sandbox_income_fire_webhook_request [SandboxIncomeFireWebhookRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [SandboxIncomeFireWebhookResponse]
+    def sandbox_income_fire_webhook(sandbox_income_fire_webhook_request, opts = {})
+      data, _status_code, _headers = sandbox_income_fire_webhook_with_http_info(sandbox_income_fire_webhook_request, opts)
+      data
+    end
+
+    # Manually fire an Income webhook
+    # Use the &#x60;/sandbox/income/fire_webhook&#x60; endpoint to manually trigger an Income webhook in the Sandbox environment.
+    # @param sandbox_income_fire_webhook_request [SandboxIncomeFireWebhookRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(SandboxIncomeFireWebhookResponse, Integer, Hash)>] SandboxIncomeFireWebhookResponse data, response status code and response headers
+    def sandbox_income_fire_webhook_with_http_info(sandbox_income_fire_webhook_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.sandbox_income_fire_webhook ...'
+      end
+      # verify the required parameter 'sandbox_income_fire_webhook_request' is set
+      if @api_client.config.client_side_validation && sandbox_income_fire_webhook_request.nil?
+        fail ArgumentError, "Missing the required parameter 'sandbox_income_fire_webhook_request' when calling PlaidApi.sandbox_income_fire_webhook"
+      end
+      # resource path
+      local_var_path = '/sandbox/income/fire_webhook'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(sandbox_income_fire_webhook_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'SandboxIncomeFireWebhookResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.sandbox_income_fire_webhook",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#sandbox_income_fire_webhook\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Fire a test webhook
     # The `/sandbox/item/fire_webhook` endpoint is used to test that code correctly handles webhooks. Calling this endpoint triggers a Transactions `DEFAULT_UPDATE` webhook to be fired for a given Sandbox Item. If the Item does not support Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.
     # @param sandbox_item_fire_webhook_request [SandboxItemFireWebhookRequest] 
@@ -3961,7 +4440,7 @@ module Plaid
     end
 
     # Force a Sandbox Item into an error state
-    # `/sandbox/item/reset_login/` forces an Item into an `ITEM_LOGIN_REQUIRED` state in order to simulate an Item whose login is no longer valid. This makes it easy to test Link's [update mode](/docs/link/update-mode) flow in the Sandbox environment.  After calling `/sandbox/item/reset_login`, You can then use Plaid Link update mode to restore the Item to a good state. An `ITEM_LOGIN_REQUIRED` webhook will also be fired after a call to this endpoint, if one is associated with the Item.   In the Sandbox, Items will transition to an `ITEM_LOGIN_REQUIRED` error state automatically after 30 days, even if this endpoint is not called.
+    # `/sandbox/item/reset_login/` forces an Item into an `ITEM_LOGIN_REQUIRED` state in order to simulate an Item whose login is no longer valid. This makes it easy to test Link's [update mode](https://plaid.com/docs/link/update-mode) flow in the Sandbox environment.  After calling `/sandbox/item/reset_login`, You can then use Plaid Link update mode to restore the Item to a good state. An `ITEM_LOGIN_REQUIRED` webhook will also be fired after a call to this endpoint, if one is associated with the Item.   In the Sandbox, Items will transition to an `ITEM_LOGIN_REQUIRED` error state automatically after 30 days, even if this endpoint is not called.
     # @param sandbox_item_reset_login_request [SandboxItemResetLoginRequest] 
     # @param [Hash] opts the optional parameters
     # @return [SandboxItemResetLoginResponse]
@@ -3971,7 +4450,7 @@ module Plaid
     end
 
     # Force a Sandbox Item into an error state
-    # &#x60;/sandbox/item/reset_login/&#x60; forces an Item into an &#x60;ITEM_LOGIN_REQUIRED&#x60; state in order to simulate an Item whose login is no longer valid. This makes it easy to test Link&#39;s [update mode](/docs/link/update-mode) flow in the Sandbox environment.  After calling &#x60;/sandbox/item/reset_login&#x60;, You can then use Plaid Link update mode to restore the Item to a good state. An &#x60;ITEM_LOGIN_REQUIRED&#x60; webhook will also be fired after a call to this endpoint, if one is associated with the Item.   In the Sandbox, Items will transition to an &#x60;ITEM_LOGIN_REQUIRED&#x60; error state automatically after 30 days, even if this endpoint is not called.
+    # &#x60;/sandbox/item/reset_login/&#x60; forces an Item into an &#x60;ITEM_LOGIN_REQUIRED&#x60; state in order to simulate an Item whose login is no longer valid. This makes it easy to test Link&#39;s [update mode](https://plaid.com/docs/link/update-mode) flow in the Sandbox environment.  After calling &#x60;/sandbox/item/reset_login&#x60;, You can then use Plaid Link update mode to restore the Item to a good state. An &#x60;ITEM_LOGIN_REQUIRED&#x60; webhook will also be fired after a call to this endpoint, if one is associated with the Item.   In the Sandbox, Items will transition to an &#x60;ITEM_LOGIN_REQUIRED&#x60; error state automatically after 30 days, even if this endpoint is not called.
     # @param sandbox_item_reset_login_request [SandboxItemResetLoginRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(SandboxItemResetLoginResponse, Integer, Hash)>] SandboxItemResetLoginResponse data, response status code and response headers
@@ -4026,7 +4505,7 @@ module Plaid
     end
 
     # Set verification status for Sandbox account
-    # The `/sandbox/item/set_verification_status` endpoint can be used to change the verification status of an Item in in the Sandbox in order to simulate the Automated Micro-deposit flow.  Note that not all Plaid developer accounts are enabled for micro-deposit based verification by default. Your account must be enabled for this feature in order to test it in Sandbox. To enable this features or check your status, contact your account manager or [submit a product access Support ticket](https://dashboard.plaid.com/support/new/product-and-development/product-troubleshooting/request-product-access).  For more information on testing Automated Micro-deposits in Sandbox, see [Auth full coverage testing](/docs/auth/coverage/testing#).
+    # The `/sandbox/item/set_verification_status` endpoint can be used to change the verification status of an Item in in the Sandbox in order to simulate the Automated Micro-deposit flow.  Note that not all Plaid developer accounts are enabled for micro-deposit based verification by default. Your account must be enabled for this feature in order to test it in Sandbox. To enable this features or check your status, contact your account manager or [submit a product access Support ticket](https://dashboard.plaid.com/support/new/product-and-development/product-troubleshooting/request-product-access).  For more information on testing Automated Micro-deposits in Sandbox, see [Auth full coverage testing](https://plaid.com/docs/auth/coverage/testing#).
     # @param sandbox_item_set_verification_status_request [SandboxItemSetVerificationStatusRequest] 
     # @param [Hash] opts the optional parameters
     # @return [SandboxItemSetVerificationStatusResponse]
@@ -4036,7 +4515,7 @@ module Plaid
     end
 
     # Set verification status for Sandbox account
-    # The &#x60;/sandbox/item/set_verification_status&#x60; endpoint can be used to change the verification status of an Item in in the Sandbox in order to simulate the Automated Micro-deposit flow.  Note that not all Plaid developer accounts are enabled for micro-deposit based verification by default. Your account must be enabled for this feature in order to test it in Sandbox. To enable this features or check your status, contact your account manager or [submit a product access Support ticket](https://dashboard.plaid.com/support/new/product-and-development/product-troubleshooting/request-product-access).  For more information on testing Automated Micro-deposits in Sandbox, see [Auth full coverage testing](/docs/auth/coverage/testing#).
+    # The &#x60;/sandbox/item/set_verification_status&#x60; endpoint can be used to change the verification status of an Item in in the Sandbox in order to simulate the Automated Micro-deposit flow.  Note that not all Plaid developer accounts are enabled for micro-deposit based verification by default. Your account must be enabled for this feature in order to test it in Sandbox. To enable this features or check your status, contact your account manager or [submit a product access Support ticket](https://dashboard.plaid.com/support/new/product-and-development/product-troubleshooting/request-product-access).  For more information on testing Automated Micro-deposits in Sandbox, see [Auth full coverage testing](https://plaid.com/docs/auth/coverage/testing#).
     # @param sandbox_item_set_verification_status_request [SandboxItemSetVerificationStatusRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(SandboxItemSetVerificationStatusResponse, Integer, Hash)>] SandboxItemSetVerificationStatusResponse data, response status code and response headers
@@ -4090,25 +4569,92 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Save the selected accounts when connecting to the Platypus Oauth institution
+    # @param sandbox_oauth_select_accounts_request [SandboxOauthSelectAccountsRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Object]
+    def sandbox_oauth_select_accounts(sandbox_oauth_select_accounts_request, opts = {})
+      data, _status_code, _headers = sandbox_oauth_select_accounts_with_http_info(sandbox_oauth_select_accounts_request, opts)
+      data
+    end
+
+    # Save the selected accounts when connecting to the Platypus Oauth institution
+    # @param sandbox_oauth_select_accounts_request [SandboxOauthSelectAccountsRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(Object, Integer, Hash)>] Object data, response status code and response headers
+    def sandbox_oauth_select_accounts_with_http_info(sandbox_oauth_select_accounts_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.sandbox_oauth_select_accounts ...'
+      end
+      # verify the required parameter 'sandbox_oauth_select_accounts_request' is set
+      if @api_client.config.client_side_validation && sandbox_oauth_select_accounts_request.nil?
+        fail ArgumentError, "Missing the required parameter 'sandbox_oauth_select_accounts_request' when calling PlaidApi.sandbox_oauth_select_accounts"
+      end
+      # resource path
+      local_var_path = '/sandbox/oauth/select_accounts'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(sandbox_oauth_select_accounts_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'Object'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.sandbox_oauth_select_accounts",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#sandbox_oauth_select_accounts\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Create a test Item and processor token
-    # Use the `/sandbox/processor_token/create` endpoint to create a valid `processor_token` for an arbitrary institution ID and test credentials. The created `processor_token` corresponds to a new Sandbox Item. You can then use this `processor_token` with the `/processor/` API endpoints in Sandbox. You can also use `/sandbox/processor_token/create` with the [`user_custom` test username](/docs/sandbox/user-custom) to generate a test account with custom data.
+    # Use the `/sandbox/processor_token/create` endpoint to create a valid `processor_token` for an arbitrary institution ID and test credentials. The created `processor_token` corresponds to a new Sandbox Item. You can then use this `processor_token` with the `/processor/` API endpoints in Sandbox. You can also use `/sandbox/processor_token/create` with the [`user_custom` test username](https://plaid.com/docs/sandbox/user-custom) to generate a test account with custom data.
+    # @param sandbox_processor_token_create_request [SandboxProcessorTokenCreateRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [SandboxProcessorTokenCreateRequest] :sandbox_processor_token_create_request 
     # @return [SandboxProcessorTokenCreateResponse]
-    def sandbox_processor_token_create(opts = {})
-      data, _status_code, _headers = sandbox_processor_token_create_with_http_info(opts)
+    def sandbox_processor_token_create(sandbox_processor_token_create_request, opts = {})
+      data, _status_code, _headers = sandbox_processor_token_create_with_http_info(sandbox_processor_token_create_request, opts)
       data
     end
 
     # Create a test Item and processor token
-    # Use the &#x60;/sandbox/processor_token/create&#x60; endpoint to create a valid &#x60;processor_token&#x60; for an arbitrary institution ID and test credentials. The created &#x60;processor_token&#x60; corresponds to a new Sandbox Item. You can then use this &#x60;processor_token&#x60; with the &#x60;/processor/&#x60; API endpoints in Sandbox. You can also use &#x60;/sandbox/processor_token/create&#x60; with the [&#x60;user_custom&#x60; test username](/docs/sandbox/user-custom) to generate a test account with custom data.
+    # Use the &#x60;/sandbox/processor_token/create&#x60; endpoint to create a valid &#x60;processor_token&#x60; for an arbitrary institution ID and test credentials. The created &#x60;processor_token&#x60; corresponds to a new Sandbox Item. You can then use this &#x60;processor_token&#x60; with the &#x60;/processor/&#x60; API endpoints in Sandbox. You can also use &#x60;/sandbox/processor_token/create&#x60; with the [&#x60;user_custom&#x60; test username](https://plaid.com/docs/sandbox/user-custom) to generate a test account with custom data.
+    # @param sandbox_processor_token_create_request [SandboxProcessorTokenCreateRequest] 
     # @param [Hash] opts the optional parameters
-    # @option opts [SandboxProcessorTokenCreateRequest] :sandbox_processor_token_create_request 
     # @return [Array<(SandboxProcessorTokenCreateResponse, Integer, Hash)>] SandboxProcessorTokenCreateResponse data, response status code and response headers
-    def sandbox_processor_token_create_with_http_info(opts = {})
+    def sandbox_processor_token_create_with_http_info(sandbox_processor_token_create_request, opts = {})
       if @api_client.config.debugging
         @api_client.config.logger.debug 'Calling API: PlaidApi.sandbox_processor_token_create ...'
       end
+      # verify the required parameter 'sandbox_processor_token_create_request' is set
+      if @api_client.config.client_side_validation && sandbox_processor_token_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'sandbox_processor_token_create_request' when calling PlaidApi.sandbox_processor_token_create"
+      end
       # resource path
       local_var_path = '/sandbox/processor_token/create'
 
@@ -4126,7 +4672,7 @@ module Plaid
       form_params = opts[:form_params] || {}
 
       # http body (model)
-      post_body = opts[:debug_body] || @api_client.object_to_http_body(opts[:'sandbox_processor_token_create_request'])
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(sandbox_processor_token_create_request)
 
       # return_type
       return_type = opts[:debug_return_type] || 'SandboxProcessorTokenCreateResponse'
@@ -4152,7 +4698,7 @@ module Plaid
     end
 
     # Create a test Item
-    # Use the `/sandbox/public_token/create`  endpoint to create a valid `public_token`  for an arbitrary institution ID, initial products, and test credentials. The created `public_token` maps to a new Sandbox Item. You can then call `/item/public_token/exchange` to exchange the `public_token` for an `access_token` and perform all API actions. `/sandbox/public_token/create` can also be used with the [`user_custom` test username](/docs/sandbox/user-custom) to generate a test account with custom data.
+    # Use the `/sandbox/public_token/create`  endpoint to create a valid `public_token`  for an arbitrary institution ID, initial products, and test credentials. The created `public_token` maps to a new Sandbox Item. You can then call `/item/public_token/exchange` to exchange the `public_token` for an `access_token` and perform all API actions. `/sandbox/public_token/create` can also be used with the [`user_custom` test username](https://plaid.com/docs/sandbox/user-custom) to generate a test account with custom data.
     # @param sandbox_public_token_create_request [SandboxPublicTokenCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [SandboxPublicTokenCreateResponse]
@@ -4162,7 +4708,7 @@ module Plaid
     end
 
     # Create a test Item
-    # Use the &#x60;/sandbox/public_token/create&#x60;  endpoint to create a valid &#x60;public_token&#x60;  for an arbitrary institution ID, initial products, and test credentials. The created &#x60;public_token&#x60; maps to a new Sandbox Item. You can then call &#x60;/item/public_token/exchange&#x60; to exchange the &#x60;public_token&#x60; for an &#x60;access_token&#x60; and perform all API actions. &#x60;/sandbox/public_token/create&#x60; can also be used with the [&#x60;user_custom&#x60; test username](/docs/sandbox/user-custom) to generate a test account with custom data.
+    # Use the &#x60;/sandbox/public_token/create&#x60;  endpoint to create a valid &#x60;public_token&#x60;  for an arbitrary institution ID, initial products, and test credentials. The created &#x60;public_token&#x60; maps to a new Sandbox Item. You can then call &#x60;/item/public_token/exchange&#x60; to exchange the &#x60;public_token&#x60; for an &#x60;access_token&#x60; and perform all API actions. &#x60;/sandbox/public_token/create&#x60; can also be used with the [&#x60;user_custom&#x60; test username](https://plaid.com/docs/sandbox/user-custom) to generate a test account with custom data.
     # @param sandbox_public_token_create_request [SandboxPublicTokenCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(SandboxPublicTokenCreateResponse, Integer, Hash)>] SandboxPublicTokenCreateResponse data, response status code and response headers
@@ -4216,8 +4762,203 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Report whether you initiated an ACH transaction
+    # After calling `/signal/evaluate`, call `/signal/decision/report` to report whether the transaction was initiated. This endpoint will return an `INVALID_REQUEST` error if called a second time with a different value for `initiated`.
+    # @param signal_decision_report_request [SignalDecisionReportRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [SignalDecisionReportResponse]
+    def signal_decision_report(signal_decision_report_request, opts = {})
+      data, _status_code, _headers = signal_decision_report_with_http_info(signal_decision_report_request, opts)
+      data
+    end
+
+    # Report whether you initiated an ACH transaction
+    # After calling &#x60;/signal/evaluate&#x60;, call &#x60;/signal/decision/report&#x60; to report whether the transaction was initiated. This endpoint will return an &#x60;INVALID_REQUEST&#x60; error if called a second time with a different value for &#x60;initiated&#x60;.
+    # @param signal_decision_report_request [SignalDecisionReportRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(SignalDecisionReportResponse, Integer, Hash)>] SignalDecisionReportResponse data, response status code and response headers
+    def signal_decision_report_with_http_info(signal_decision_report_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.signal_decision_report ...'
+      end
+      # verify the required parameter 'signal_decision_report_request' is set
+      if @api_client.config.client_side_validation && signal_decision_report_request.nil?
+        fail ArgumentError, "Missing the required parameter 'signal_decision_report_request' when calling PlaidApi.signal_decision_report"
+      end
+      # resource path
+      local_var_path = '/signal/decision/report'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(signal_decision_report_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'SignalDecisionReportResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.signal_decision_report",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#signal_decision_report\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Evaluate a planned ACH transaction
+    # Use `/signal/evaluate` to evaluate a planned ACH transaction to get a return risk assessment (such as a risk score and risk tier) and additional risk signals.  In order to obtain a valid score for an ACH transaction, Plaid must have an access token for the account, and the Item must be healthy (receiving product updates) or have recently been in a healthy state. If the transaction does not meet eligibility requirements, an error will be returned corresponding to the underlying cause.
+    # @param request_body [Hash<String, Object>] 
+    # @param [Hash] opts the optional parameters
+    # @return [SignalEvaluateResponse]
+    def signal_evaluate(request_body, opts = {})
+      data, _status_code, _headers = signal_evaluate_with_http_info(request_body, opts)
+      data
+    end
+
+    # Evaluate a planned ACH transaction
+    # Use &#x60;/signal/evaluate&#x60; to evaluate a planned ACH transaction to get a return risk assessment (such as a risk score and risk tier) and additional risk signals.  In order to obtain a valid score for an ACH transaction, Plaid must have an access token for the account, and the Item must be healthy (receiving product updates) or have recently been in a healthy state. If the transaction does not meet eligibility requirements, an error will be returned corresponding to the underlying cause.
+    # @param request_body [Hash<String, Object>] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(SignalEvaluateResponse, Integer, Hash)>] SignalEvaluateResponse data, response status code and response headers
+    def signal_evaluate_with_http_info(request_body, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.signal_evaluate ...'
+      end
+      # verify the required parameter 'request_body' is set
+      if @api_client.config.client_side_validation && request_body.nil?
+        fail ArgumentError, "Missing the required parameter 'request_body' when calling PlaidApi.signal_evaluate"
+      end
+      # resource path
+      local_var_path = '/signal/evaluate'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(request_body)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'SignalEvaluateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.signal_evaluate",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#signal_evaluate\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Report a return for an ACH transaction
+    # Call the `/signal/return/report` endpoint to report a returned transaction that was previously sent to the `/signal/evaluate` endpoint. Your feedback will be used by the model to incorporate the latest risk trend in your portfolio.
+    # @param signal_return_report_request [SignalReturnReportRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [SignalReturnReportResponse]
+    def signal_return_report(signal_return_report_request, opts = {})
+      data, _status_code, _headers = signal_return_report_with_http_info(signal_return_report_request, opts)
+      data
+    end
+
+    # Report a return for an ACH transaction
+    # Call the &#x60;/signal/return/report&#x60; endpoint to report a returned transaction that was previously sent to the &#x60;/signal/evaluate&#x60; endpoint. Your feedback will be used by the model to incorporate the latest risk trend in your portfolio.
+    # @param signal_return_report_request [SignalReturnReportRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(SignalReturnReportResponse, Integer, Hash)>] SignalReturnReportResponse data, response status code and response headers
+    def signal_return_report_with_http_info(signal_return_report_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.signal_return_report ...'
+      end
+      # verify the required parameter 'signal_return_report_request' is set
+      if @api_client.config.client_side_validation && signal_return_report_request.nil?
+        fail ArgumentError, "Missing the required parameter 'signal_return_report_request' when calling PlaidApi.signal_return_report"
+      end
+      # resource path
+      local_var_path = '/signal/return/report'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      header_params['Content-Type'] = @api_client.select_header_content_type(['application/json'])
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(signal_return_report_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'SignalReturnReportResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.signal_return_report",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#signal_return_report\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Get transaction data
-    # The `/transactions/get` endpoint allows developers to receive user-authorized transaction data for credit, depository, and some loan-type accounts (the list of loan-type accounts supported is the same as for Liabilities; for details, see the `/liabilities/get` endpoint). For transaction history from investments accounts, use the [Investments endpoint](/docs/api/products#investments) instead. Transaction data is standardized across financial institutions, and in many cases transactions are linked to a clean name, entity type, location, and category. Similarly, account data is standardized and returned with a clean name, number, balance, and other meta information where available.  Transactions are returned in reverse-chronological order, and the sequence of transaction ordering is stable and will not shift.  Transactions are not immutable and can also be removed altogether by the institution; a removed transaction will no longer appear in `/transactions/get`.  For more details, see [Pending and posted transactions](/docs/transactions/transactions-data/#pending-and-posted-transactions).  Due to the potentially large number of transactions associated with an Item, results are paginated. Manipulate the `count` and `offset` parameters in conjunction with the `total_transactions` response body field to fetch all available transactions.  Note that data may not be immediately available to `/transactions/get`. Plaid will begin to prepare transactions data upon Item link, if Link was initialized with `transactions`, or upon the first call to `/transactions/get`, if it wasn't. To be alerted when transaction data is ready to be fetched, listen for the [`INITIAL_UPDATE`](/docs/api/webhooks#transactions-initial_update) and [`HISTORICAL_UPDATE`](/docs/api/webhooks#transactions-historical_update) webhooks. If no transaction history is ready when `/transactions/get` is called, it will return a `PRODUCT_NOT_READY` error.
+    # The `/transactions/get` endpoint allows developers to receive user-authorized transaction data for credit, depository, and some loan-type accounts (only those with account subtype `student`; coverage may be limited). For transaction history from investments accounts, use the [Investments endpoint](https://plaid.com/docs/api/products#investments) instead. Transaction data is standardized across financial institutions, and in many cases transactions are linked to a clean name, entity type, location, and category. Similarly, account data is standardized and returned with a clean name, number, balance, and other meta information where available.  Transactions are returned in reverse-chronological order, and the sequence of transaction ordering is stable and will not shift.  Transactions are not immutable and can also be removed altogether by the institution; a removed transaction will no longer appear in `/transactions/get`.  For more details, see [Pending and posted transactions](https://plaid.com/docs/transactions/transactions-data/#pending-and-posted-transactions).  Due to the potentially large number of transactions associated with an Item, results are paginated. Manipulate the `count` and `offset` parameters in conjunction with the `total_transactions` response body field to fetch all available transactions.  Data returned by `/transactions/get` will be the data available for the Item as of the most recent successful check for new transactions. Plaid typically checks for new data multiple times a day, but these checks may occur less frequently, such as once a day, depending on the institution. An Item's `status.transactions.last_successful_update` field will show the timestamp of the most recent successful update. To force Plaid to check for new transactions, you can use the `/transactions/refresh` endpoint.  Note that data may not be immediately available to `/transactions/get`. Plaid will begin to prepare transactions data upon Item link, if Link was initialized with `transactions`, or upon the first call to `/transactions/get`, if it wasn't. To be alerted when transaction data is ready to be fetched, listen for the [`INITIAL_UPDATE`](https://plaid.com/docs/api/webhooks#transactions-initial_update) and [`HISTORICAL_UPDATE`](https://plaid.com/docs/api/webhooks#transactions-historical_update) webhooks. If no transaction history is ready when `/transactions/get` is called, it will return a `PRODUCT_NOT_READY` error.
     # @param transactions_get_request [TransactionsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [TransactionsGetResponse]
@@ -4227,7 +4968,7 @@ module Plaid
     end
 
     # Get transaction data
-    # The &#x60;/transactions/get&#x60; endpoint allows developers to receive user-authorized transaction data for credit, depository, and some loan-type accounts (the list of loan-type accounts supported is the same as for Liabilities; for details, see the &#x60;/liabilities/get&#x60; endpoint). For transaction history from investments accounts, use the [Investments endpoint](/docs/api/products#investments) instead. Transaction data is standardized across financial institutions, and in many cases transactions are linked to a clean name, entity type, location, and category. Similarly, account data is standardized and returned with a clean name, number, balance, and other meta information where available.  Transactions are returned in reverse-chronological order, and the sequence of transaction ordering is stable and will not shift.  Transactions are not immutable and can also be removed altogether by the institution; a removed transaction will no longer appear in &#x60;/transactions/get&#x60;.  For more details, see [Pending and posted transactions](/docs/transactions/transactions-data/#pending-and-posted-transactions).  Due to the potentially large number of transactions associated with an Item, results are paginated. Manipulate the &#x60;count&#x60; and &#x60;offset&#x60; parameters in conjunction with the &#x60;total_transactions&#x60; response body field to fetch all available transactions.  Note that data may not be immediately available to &#x60;/transactions/get&#x60;. Plaid will begin to prepare transactions data upon Item link, if Link was initialized with &#x60;transactions&#x60;, or upon the first call to &#x60;/transactions/get&#x60;, if it wasn&#39;t. To be alerted when transaction data is ready to be fetched, listen for the [&#x60;INITIAL_UPDATE&#x60;](/docs/api/webhooks#transactions-initial_update) and [&#x60;HISTORICAL_UPDATE&#x60;](/docs/api/webhooks#transactions-historical_update) webhooks. If no transaction history is ready when &#x60;/transactions/get&#x60; is called, it will return a &#x60;PRODUCT_NOT_READY&#x60; error.
+    # The &#x60;/transactions/get&#x60; endpoint allows developers to receive user-authorized transaction data for credit, depository, and some loan-type accounts (only those with account subtype &#x60;student&#x60;; coverage may be limited). For transaction history from investments accounts, use the [Investments endpoint](https://plaid.com/docs/api/products#investments) instead. Transaction data is standardized across financial institutions, and in many cases transactions are linked to a clean name, entity type, location, and category. Similarly, account data is standardized and returned with a clean name, number, balance, and other meta information where available.  Transactions are returned in reverse-chronological order, and the sequence of transaction ordering is stable and will not shift.  Transactions are not immutable and can also be removed altogether by the institution; a removed transaction will no longer appear in &#x60;/transactions/get&#x60;.  For more details, see [Pending and posted transactions](https://plaid.com/docs/transactions/transactions-data/#pending-and-posted-transactions).  Due to the potentially large number of transactions associated with an Item, results are paginated. Manipulate the &#x60;count&#x60; and &#x60;offset&#x60; parameters in conjunction with the &#x60;total_transactions&#x60; response body field to fetch all available transactions.  Data returned by &#x60;/transactions/get&#x60; will be the data available for the Item as of the most recent successful check for new transactions. Plaid typically checks for new data multiple times a day, but these checks may occur less frequently, such as once a day, depending on the institution. An Item&#39;s &#x60;status.transactions.last_successful_update&#x60; field will show the timestamp of the most recent successful update. To force Plaid to check for new transactions, you can use the &#x60;/transactions/refresh&#x60; endpoint.  Note that data may not be immediately available to &#x60;/transactions/get&#x60;. Plaid will begin to prepare transactions data upon Item link, if Link was initialized with &#x60;transactions&#x60;, or upon the first call to &#x60;/transactions/get&#x60;, if it wasn&#39;t. To be alerted when transaction data is ready to be fetched, listen for the [&#x60;INITIAL_UPDATE&#x60;](https://plaid.com/docs/api/webhooks#transactions-initial_update) and [&#x60;HISTORICAL_UPDATE&#x60;](https://plaid.com/docs/api/webhooks#transactions-historical_update) webhooks. If no transaction history is ready when &#x60;/transactions/get&#x60; is called, it will return a &#x60;PRODUCT_NOT_READY&#x60; error.
     # @param transactions_get_request [TransactionsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(TransactionsGetResponse, Integer, Hash)>] TransactionsGetResponse data, response status code and response headers
@@ -4282,7 +5023,7 @@ module Plaid
     end
 
     # Refresh transaction data
-    # `/transactions/refresh` is an optional endpoint for users of the Transactions product. It initiates an on-demand extraction to fetch the newest transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur multiple times a day for any Transactions-enabled Item. If changes to transactions are discovered after calling `/transactions/refresh`, Plaid will fire a webhook: [`TRANSACTIONS_REMOVED`](/docs/api/webhooks#deleted-transactions-detected) will be fired if any removed transactions are detected, and [`DEFAULT_UPDATE`](/docs/api/webhooks#transactions-default_update) will be fired if any new transactions are detected. New transactions can be fetched by calling `/transactions/get`.  Access to `/transactions/refresh` in Production is specific to certain pricing plans. If you cannot access `/transactions/refresh` in Production, [contact Sales](https://www.plaid.com/contact) for assistance.
+    # `/transactions/refresh` is an optional endpoint for users of the Transactions product. It initiates an on-demand extraction to fetch the newest transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur multiple times a day for any Transactions-enabled Item. If changes to transactions are discovered after calling `/transactions/refresh`, Plaid will fire a webhook: [`TRANSACTIONS_REMOVED`](https://plaid.com/docs/api/webhooks#deleted-transactions-detected) will be fired if any removed transactions are detected, and [`DEFAULT_UPDATE`](https://plaid.com/docs/api/webhooks#transactions-default_update) will be fired if any new transactions are detected. New transactions can be fetched by calling `/transactions/get`.  Access to `/transactions/refresh` in Production is specific to certain pricing plans. If you cannot access `/transactions/refresh` in Production, [contact Sales](https://www.plaid.com/contact) for assistance.
     # @param transactions_refresh_request [TransactionsRefreshRequest] 
     # @param [Hash] opts the optional parameters
     # @return [TransactionsRefreshResponse]
@@ -4292,7 +5033,7 @@ module Plaid
     end
 
     # Refresh transaction data
-    # &#x60;/transactions/refresh&#x60; is an optional endpoint for users of the Transactions product. It initiates an on-demand extraction to fetch the newest transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur multiple times a day for any Transactions-enabled Item. If changes to transactions are discovered after calling &#x60;/transactions/refresh&#x60;, Plaid will fire a webhook: [&#x60;TRANSACTIONS_REMOVED&#x60;](/docs/api/webhooks#deleted-transactions-detected) will be fired if any removed transactions are detected, and [&#x60;DEFAULT_UPDATE&#x60;](/docs/api/webhooks#transactions-default_update) will be fired if any new transactions are detected. New transactions can be fetched by calling &#x60;/transactions/get&#x60;.  Access to &#x60;/transactions/refresh&#x60; in Production is specific to certain pricing plans. If you cannot access &#x60;/transactions/refresh&#x60; in Production, [contact Sales](https://www.plaid.com/contact) for assistance.
+    # &#x60;/transactions/refresh&#x60; is an optional endpoint for users of the Transactions product. It initiates an on-demand extraction to fetch the newest transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur multiple times a day for any Transactions-enabled Item. If changes to transactions are discovered after calling &#x60;/transactions/refresh&#x60;, Plaid will fire a webhook: [&#x60;TRANSACTIONS_REMOVED&#x60;](https://plaid.com/docs/api/webhooks#deleted-transactions-detected) will be fired if any removed transactions are detected, and [&#x60;DEFAULT_UPDATE&#x60;](https://plaid.com/docs/api/webhooks#transactions-default_update) will be fired if any new transactions are detected. New transactions can be fetched by calling &#x60;/transactions/get&#x60;.  Access to &#x60;/transactions/refresh&#x60; in Production is specific to certain pricing plans. If you cannot access &#x60;/transactions/refresh&#x60; in Production, [contact Sales](https://www.plaid.com/contact) for assistance.
     # @param transactions_refresh_request [TransactionsRefreshRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(TransactionsRefreshResponse, Integer, Hash)>] TransactionsRefreshResponse data, response status code and response headers