payment_dta 0.0.1

data/spec/lib/iban_payment_spec.rb

@@ -0,0 +1,201 @@
+require File.expand_path(File.dirname(__FILE__) + '/../spec_helper')
+require 'payments/iban_payment'
+
+describe IBANPayment do
+  it "should have a total length of 640 characters" do
+    Factory.create_iban_payment.record.size.should == 640
+  end
+  
+  describe 'segment1' do
+    it 'should set the segment field to 01' do
+      Factory.create_iban_payment.segment1[0,2].should == '01'
+    end
+    
+    it 'should have a reference number' do
+      Factory.create_iban_payment(:issuer_identification => 'ABC01', :transaction_number => '00123478901').segment1[53,16].should == "ABC0100123478901"
+    end
+    
+    it 'should have an account to be debited without IBAN justified left filled with blanks' do
+      Factory.create_iban_payment(:account_to_be_debited => '10235678').segment1[69,24].should == '10235678'.ljust(24)
+    end
+    
+    it 'should have an account to be debited with IBAN' do
+      Factory.create_iban_payment(:account_to_be_debited => 'CH9300762011623852957').segment1[69,24].should == 'CH9300762011623852957   '
+    end
+    
+    it 'should have a payment amount value date yymmdd' do
+      Factory.create_iban_payment(:payment_amount_value_date => '051031').segment1[93,6].should == '051031'
+    end
+    
+    it 'should have a payment amount currency code' do
+     Factory.create_iban_payment(:payment_amount_currency => 'USD').segment1[99,3].should == 'USD'
+    end
+    
+    it 'should have a payment amount justified left filled with blanks' do
+      Factory.create_iban_payment(:payment_amount => '3949.75').segment1[102,15].should == '3949.75'.ljust(15)
+    end
+    
+    it 'should have a reserve field' do
+      Factory.create_iban_payment.segment1[117,11].should == ''.ljust(11) 
+    end
+    
+    it 'should have a total length of 128 characters' do
+      Factory.create_iban_payment.segment1.size.should == 128
+    end
+  end
+  describe 'segment2' do
+    it 'should set the segment field to 02' do
+      Factory.create_iban_payment.segment2[0,2].should == '02'
+    end
+    
+    it 'should set the conversion rate if given' do
+      Factory.create_iban_payment(:convertion_rate => '0.9543').segment2[2,12].should == '0.9543'.ljust(12)
+    end
+    
+    it 'should have an ordering partys address line 1' do
+      Factory.create_iban_payment(:ordering_partys_address_line1 => 'John Doe').segment2[14,35].should == 'John Doe'.ljust(35)
+    end
+
+    it 'should have an ordering partys address line 2' do
+      Factory.create_iban_payment(:ordering_partys_address_line2 => 'Bahnhofstrasse 1').segment2[49,35].should == 'Bahnhofstrasse 1'.ljust(35)
+    end
+
+    it 'should have an ordering partys address line 3' do
+      Factory.create_iban_payment(:ordering_partys_address_line3 => '8000 Zurich').segment2[84,35].should == '8000 Zurich'.ljust(35)
+    end
+    
+    it 'should have a reserve field' do
+      Factory.create_iban_payment.segment2[114,9].should == ' '.ljust(9) 
+    end
+    
+    it 'should have a total length of 128 characters' do
+      Factory.create_iban_payment.segment2.size.should == 128
+    end
+  end
+  
+  describe 'segment3' do
+    it 'should set the segment field to 03' do
+      Factory.create_iban_payment.segment3[0,2].should == '03'
+    end
+    
+    it 'have an identification bank address' do
+      Factory.create_iban_payment(:identification_bank_address => 'D').segment3[2,1].should == 'D'
+    end
+    
+    describe 'option A' do
+      it 'should must contain the 8- or 11-character BIC address (= SWIFT address) of the beneficiarys institution' do
+        Factory.create_iban_payment(:identification_bank_address => 'A', :beneficiarys_institution_swift_address_ => 'BBBBLLRRNL2').segment3[3,35].should == 'BBBBLLRRNL2'.ljust(35)
+      end
+      
+      it 'should leave the next line blank' do
+        Factory.create_iban_payment(:identification_bank_address => 'A', :beneficiarys_institution_swift_address_ => 'BBBBLLRRNL2').segment3[38,35].should == ''.ljust(35)
+      end
+    end
+    
+    describe 'option D' do
+      it 'should have an address line 1' do
+        Factory.create_iban_payment(:identification_bank_address => 'D',:beneficiary_institution_address_line1 => 'SPARKASSE OBERSEE').segment3[3,35].should == 'SPARKASSE OBERSEE'.ljust(35)
+      end
+
+      it 'should have a beneficiary institution address line 2' do
+        Factory.create_iban_payment(:identification_bank_address => 'D',:beneficiary_institution_address_line2 => 'ANYWHERE').segment3[38,35].should == 'ANYWHERE'.ljust(35)
+      end
+    end
+    
+    it "should have a beneficiary IBAN number" do
+      Factory.create_iban_payment(:beneficiary_iban_number => 'CH3808888123456789012').segment3[73,34].should == 'CH3808888123456789012'.ljust(34)
+    end
+    
+    it 'should have a reserve field' do
+      Factory.create_iban_payment.segment3[107,21].should == ' '.ljust(21) 
+    end
+    
+    it 'should have a total length of 128 characters' do
+      Factory.create_iban_payment.segment3.size.should == 128
+    end
+  end
+  
+  describe 'segment4' do
+    it 'should set the segment field to 04' do
+      Factory.create_iban_payment.segment4[0,2].should == '04'
+    end
+    
+    it 'should have a  address line 1' do
+      Factory.create_iban_payment(:beneficiary_address_line1 => 'Michael Recipient').segment4[2,35].should == 'Michael Recipient'.ljust(35)
+    end
+
+    it 'should have a beneficiary address line 2' do
+      Factory.create_iban_payment(:beneficiary_address_line2 => 'Empfaengerstrasse 1').segment4[37,35].should == 'Empfaengerstrasse 1'.ljust(35)
+    end
+
+    it 'should have a beneficiary address line 3' do
+      Factory.create_iban_payment(:beneficiary_address_line3 => '8640 Rapperswil').segment4[72,35].should == '8640 Rapperswil'.ljust(35)
+    end
+    
+    it 'should have a reserve field' do
+      Factory.create_iban_payment.segment4[107,21].should == ' '.ljust(21)
+    end
+    
+    it 'should have a total length of 128 characters' do
+      Factory.create_iban_payment.segment4.size.should == 128
+    end
+  end
+  
+  describe 'segment5' do
+    it 'should set the segment field to 05' do
+      Factory.create_iban_payment.segment5[0,2].should == '05'
+    end
+    
+    it "should have an identification purpose" do
+      Factory.create_iban_payment(:identification_purpose => 'I', :purpose_structured_reference_number => 'i3or6cev1wog5ez5og8j').segment5[2,1].should == 'I'
+    end
+    
+    describe 'identification purpose is I' do
+      it 'should have a structured reference number' do
+        Factory.create_iban_payment(:identification_purpose => 'I', :purpose_structured_reference_number => 'i3or6cev1wog5ez5og8j').segment5[3,105].should == 'i3or6cev1wog5ez5og8j'.ljust(105)
+      end
+    end
+    
+    describe 'identification purpose is U' do
+      it 'should have a purpose text line 1' do
+        Factory.create_iban_payment(:identification_purpose => 'U', :purpose_line_1 => 'LINE 1').segment5[3,35].should == 'LINE 1'.ljust(35)
+      end
+      
+      it 'should have a purpose text line 2' do
+        Factory.create_iban_payment(:identification_purpose => 'U', :purpose_line_2 => 'LINE 2').segment5[38,35].should == 'LINE 2'.ljust(35)
+      end
+
+      it 'should have a purpose text line 3' do
+        Factory.create_iban_payment(:identification_purpose => 'U', :purpose_line_3 => 'LINE 3').segment5[73,35].should == 'LINE 3'.ljust(35)
+      end
+    end
+    
+    it "should have a rule of charge" do
+      Factory.create_iban_payment(:rule_of_charge => '2').segment5[108,1].should == '2'
+    end
+    
+    it 'should have a reserve field' do
+      Factory.create_iban_payment.segment5[109,19].should == ' '.ljust(19) 
+    end
+    
+    it 'should have a total length of 128 characters' do
+      Factory.create_iban_payment.segment5.size.should == 128
+    end
+  end
+
+  describe 'comparison' do
+    it "should sort by issuer identification" do
+      @record1 = Factory.create_iban_payment(:issuer_identification => "AAAAA")
+      @record2 = Factory.create_iban_payment(:issuer_identification => "BBBBB")
+    
+      (@record1 < @record2).should be_true
+    end
+  
+    it "should sort by issuers clearing number when issuer identifications are equal" do
+      @record1 = Factory.create_iban_payment(:issuer_identification => "AAAAA", :ordering_party_bank_clearing_number => '253')
+      @record2 = Factory.create_iban_payment(:issuer_identification => "AAAAA", :ordering_party_bank_clearing_number => '254')
+    
+      (@record1 < @record2).should be_true
+    end
+  end
+end

data/spec/lib/payment_header_spec.rb

@@ -0,0 +1,221 @@
+require File.expand_path(File.dirname(__FILE__) + '/../spec_helper')
+%w(esr_payment domestic_chf_payment financial_institution_payment bank_cheque_payment iban_payment special_financial_institution_payment total_record).each do |payment_type|
+  require "payments/#{payment_type}"
+end
+
+shared_examples_for "all headers" do
+  it 'should have a total length of 51 characters' do
+    Factory.create_payment(@type).header.size.should == 51
+  end
+    
+  it 'should fill out a blank output sequence number' do
+    Factory.create_payment(@type).header[18,5].should == '00000'
+  end
+  
+  it 'should set the creation date' do
+    Factory.create_payment(@type).header[23,6].should == Date.today.strftime('%y%m%d')
+  end
+  
+  it 'should set the data file sender identification' do
+    Factory.create_payment(@type,:data_file_sender_identification => 'ABC12').header[36,5].should == 'ABC12'
+  end
+  
+  it 'should should set the entry sequence number' do
+   Factory.create_payment(@type,:entry_sequence_number => 1).header[41,5].should == '00001'
+  end
+  
+  it 'should set the processing flag to 0' do
+   Factory.create_payment(@type).header[50,1].should == '0' 
+  end
+end
+
+describe ESRPayment, 'header' do
+  before(:each) do
+    @type = :esr
+  end
+  
+  it_should_behave_like 'all headers'
+  
+  it 'should set a the correct processing date' do
+    Factory.create_esr_payment(:requested_processing_date => '051021').header[0,6].should == '051021'
+  end
+    
+  it 'should fill the beneficiarys bank clearing number with blanks' do
+    Factory.create_esr_payment.header[6,12].should == ''.ljust(12,' ')
+  end
+
+  it 'should set the ordering party bank clearing number' do
+    Factory.create_esr_payment(:ordering_party_bank_clearing_number => '254').header[29,7].should == '2540000'
+  end
+
+  it 'should should set the transaction type to 826' do
+   Factory.create_esr_payment.header[46,3].should == '826' 
+  end
+
+  it 'should set the payment type to 0' do
+   Factory.create_esr_payment.header[49,1].should == '0' 
+  end
+end
+
+describe DomesticCHFPayment, 'header' do
+  before(:each) do
+    @type = :domestic_chf
+  end
+  it_should_behave_like 'all headers'
+  
+  it 'should set a the correct processing date' do
+    Factory.create_domestic_chf_payment(:requested_processing_date => '051021').header[0,6].should == '051021'
+  end
+  
+  it 'should fill the beneficiarys bank clearing number with blanks' do
+    Factory.create_domestic_chf_payment(:beneficiary_bank_clearing_number => "99999").header[6,12].should == '99999'.ljust(12,' ')
+  end
+  
+  it 'should set the ordering party bank clearing number' do
+    Factory.create_domestic_chf_payment(:ordering_party_bank_clearing_number => '254').header[29,7].should == '2540000'
+  end
+  
+  it 'should should set the transaction type to 827' do
+   Factory.create_domestic_chf_payment.header[46,3].should == '827' 
+  end
+
+  it 'should set the payment type to 0' do
+   Factory.create_domestic_chf_payment.header[49,1].should == '0' 
+  end
+end
+
+describe FinancialInstitutionPayment, 'header' do
+  before(:each) do
+    @type = :financial_institution
+  end
+  
+  it_should_behave_like 'all headers'
+  
+  it 'should fill the requested processing date with zeros' do
+    Factory.create_financial_institution_payment.header[0,6].should == '000000'
+  end
+  
+  it 'should fill the beneficiarys bank clearing number with blanks' do
+    Factory.create_financial_institution_payment.header[6,12].should == ''.ljust(12,' ')
+  end
+  
+  it 'should set the ordering party bank clearing number' do
+    Factory.create_financial_institution_payment(:ordering_party_bank_clearing_number => '254').header[29,7].should == '2540000'
+  end
+
+  it 'should should set the transaction type to 830' do
+   Factory.create_financial_institution_payment.header[46,3].should == '830' 
+  end
+
+  it 'should set the payment type to 0' do
+   Factory.create_financial_institution_payment.header[49,1].should == '0' 
+  end
+end
+
+describe BankChequePayment, 'header' do
+  before(:each) do
+    @type = :bank_cheque
+  end
+  
+  it_should_behave_like 'all headers'
+  
+  it 'should fill the requested processing date with zeros' do
+    Factory.create_bank_cheque_payment.header[0,6].should == '000000'
+  end
+  
+  it 'should fill the beneficiarys bank clearing number with blanks' do
+    Factory.create_bank_cheque_payment.header[6,12].should == ''.ljust(12,' ')
+  end
+  
+  it 'should set the ordering party bank clearing number' do
+    Factory.create_bank_cheque_payment(:ordering_party_bank_clearing_number => '254').header[29,7].should == '2540000'
+  end
+  
+  it 'should should set the transaction type to 832' do
+   Factory.create_bank_cheque_payment.header[46,3].should == '832' 
+  end
+
+  it 'should set the payment type to 0' do
+   Factory.create_bank_cheque_payment.header[49,1].should == '0' 
+  end
+end
+
+describe IBANPayment, 'header' do
+  before(:each) do
+    @type = :iban
+  end
+  
+  it_should_behave_like 'all headers'
+  
+  it 'should fill the requested processing date with zeros' do
+    Factory.create_iban_payment.header[0,6].should == '000000'
+  end
+  
+  it 'should fill the beneficiarys bank clearing number with blanks' do
+    Factory.create_iban_payment.header[6,12].should == ''.ljust(12,' ')
+  end
+  
+  it 'should set the ordering party bank clearing number' do
+    Factory.create_iban_payment(:ordering_party_bank_clearing_number => '254').header[29,7].should == '2540000'
+  end
+  
+  it 'should should set the transaction type to 836' do
+   Factory.create_iban_payment.header[46,3].should == '836' 
+  end
+
+  it 'should set the payment type to 1' do
+   Factory.create_iban_payment.header[49,1].should == '1' 
+  end
+end
+
+describe SpecialFinancialInstitutionPayment, 'header' do
+  before(:each) do
+    @type = :special_financial_institution
+  end
+  
+  it_should_behave_like 'all headers'
+  
+  it 'should fill the requested processing date with zeros' do
+    Factory.create_special_financial_institution_payment.header[0,6].should == '000000'
+  end
+  
+  it 'should fill the beneficiarys bank clearing number with blanks' do
+    Factory.create_special_financial_institution_payment.header[6,12].should == ''.ljust(12,' ')
+  end
+  
+  it 'should set the ordering party bank clearing number' do
+    Factory.create_special_financial_institution_payment(:ordering_party_bank_clearing_number => '254').header[29,7].should == '2540000'
+  end
+
+  it 'should should set the transaction type to 837' do
+   Factory.create_special_financial_institution_payment.header[46,3].should == '837' 
+  end
+
+  it 'should set the payment type to 1' do
+   Factory.create_special_financial_institution_payment.header[49,1].should == '1' 
+  end
+end
+
+describe TotalRecord, 'header' do
+  before(:each) do
+    @type = :total
+  end
+  
+  it_should_behave_like 'all headers'
+  
+  it 'should fill the ordering party bank clearing number with blanks' do
+    Factory.create_total_payment.header[29,7].should == '       '
+  end
+  
+  it 'should should set the transaction type to 890' do
+   Factory.create_total_payment.header[46,3].should == '890' 
+  end
+  
+  it 'should set the payment type to 0' do
+   Factory.create_total_payment.header[49,1].should == '0' 
+  end
+  
+  it 'should set a the correct processing date' do
+    Factory.create_total_payment.header[0,6].should == '000000'
+  end
+end

data/spec/lib/payment_spec.rb

@@ -0,0 +1,15 @@
+require File.expand_path(File.dirname(__FILE__) + '/../spec_helper')
+require 'payments/esr_payment'
+require 'payments/total_record'
+require 'character_conversion'
+
+class Test
+  extend DTA::CharacterConversion
+end
+
+describe "dta payments" do
+  it "should have a dta encoded representation" do
+    record = Factory.create_total_record(:data_file_sender_identification => 'ÄÜ2')
+    record.to_dta.should == Test.dta_string(record.record)
+  end
+end

data/spec/lib/special_financial_institution_payment_spec.rb

@@ -0,0 +1,238 @@
+require File.expand_path(File.dirname(__FILE__) + '/../spec_helper')
+require 'payments/special_financial_institution_payment'
+
+describe SpecialFinancialInstitutionPayment do
+  it "should have a total length of 640 characters" do
+    Factory.create_special_financial_institution_payment.record.size.should == 640
+  end
+  
+  describe 'segment1' do
+    it 'should set the segment field to 01' do
+      Factory.create_special_financial_institution_payment.segment1[0,2].should == '01'
+    end
+    
+    it 'should have a reference number' do
+      Factory.create_special_financial_institution_payment(:issuer_identification => 'ABC01', :transaction_number => '00123478901').segment1[53,16].should == "ABC0100123478901"
+    end
+    
+    it 'should have an account to be debited without IBAN justified left filled with blanks' do
+      Factory.create_special_financial_institution_payment(:account_to_be_debited => '10235678').segment1[69,34].should == '10235678'.ljust(34)
+    end
+    
+    it 'should have an account to be debited with IBAN' do
+      Factory.create_special_financial_institution_payment(:account_to_be_debited => 'CH9300762011623852957').segment1[69,34].should == 'CH9300762011623852957'.ljust(34)
+    end
+    
+    it 'should have a payment amount value date yymmdd' do
+      Factory.create_special_financial_institution_payment(:payment_amount_value_date => '051031').segment1[103,6].should == '051031'
+    end
+    
+    it 'should have a payment amount currency code' do
+     Factory.create_special_financial_institution_payment(:payment_amount_currency => 'CHF').segment1[109,3].should == 'CHF'
+    end
+    
+    it 'should have a payment amount justified left filled with blanks' do
+      Factory.create_special_financial_institution_payment(:payment_amount => '3949.75').segment1[112,15].should == '3949.75'.ljust(15)
+    end
+    
+    it 'should have a reserve field' do
+      Factory.create_special_financial_institution_payment.segment1[127,1].should == ' '.ljust(1) 
+    end
+    
+    it 'should have a total length of 128 characters' do
+      Factory.create_special_financial_institution_payment.segment1.size.should == 128
+    end
+  end
+  
+  describe 'segment2' do
+    it 'should set the segment field to 02' do
+      Factory.create_special_financial_institution_payment.segment2[0,2].should == '02'
+    end
+    
+    it 'should set the conversion rate if given' do
+      Factory.create_special_financial_institution_payment(:convertion_rate => '0.9543').segment2[2,12].should == '0.9543'.ljust(12)
+    end
+    
+    it 'should have an ordering partys address line 1' do
+      Factory.create_special_financial_institution_payment(:ordering_partys_address_line1 => 'John Doe').segment2[14,24].should == 'John Doe'.ljust(24)
+    end
+
+    it 'should have an ordering partys address line 2' do
+      Factory.create_special_financial_institution_payment(:ordering_partys_address_line2 => 'Bahnhofstrasse 1').segment2[38,24].should == 'Bahnhofstrasse 1'.ljust(24)
+    end
+
+    it 'should have an ordering partys address line 3' do
+      Factory.create_special_financial_institution_payment(:ordering_partys_address_line3 => '8000 Zurich').segment2[62,24].should == '8000 Zurich'.ljust(24)
+    end
+    
+    it 'should have an ordering partys address line 4' do
+      Factory.create_special_financial_institution_payment(:ordering_partys_address_line4 => 'Schweiz').segment2[86,24].should == 'Schweiz'.ljust(24)
+    end
+    
+    it 'should have a reserve field' do
+      Factory.create_special_financial_institution_payment.segment2[110,18].should == ' '.ljust(18) 
+    end
+    
+    it 'should have a total length of 128 characters' do
+      Factory.create_special_financial_institution_payment.segment2.size.should == 128
+    end
+  end
+  describe 'segment3' do
+    it 'should set the segment field to 03' do
+      Factory.create_special_financial_institution_payment.segment3[0,2].should == '03'
+    end
+    
+    it 'have an identification bank address' do
+      Factory.create_special_financial_institution_payment(:identification_bank_address => 'D').segment3[2,1].should == 'D'
+    end
+    
+    it 'should have the beneficiarys bank account number' do
+    Factory.create_special_financial_institution_payment(:beneficiary_institution_bank_account_number =>'111222333').segment3[3,24].should == '/C/111222333'.ljust(24)
+    end
+    
+    describe 'option A' do
+      it 'should must contain the 8- or 11-character BIC address (= SWIFT address) of the beneficiarys institution' do
+        Factory.create_special_financial_institution_payment(:identification_bank_address => 'A', :beneficiarys_institution_swift_address_ => 'BBBBLLRRNL2').segment3[27,24].should == 'BBBBLLRRNL2'.ljust(24)
+      end
+      
+      it 'should leave lines 3 to 5 blank' do
+        Factory.create_special_financial_institution_payment(:identification_bank_address => 'A', :beneficiarys_institution_swift_address_ => 'BBBBLLRRNL2').segment3[51,72].should == ''.ljust(72)
+      end
+    end
+    
+    describe 'option D' do
+      it 'should have a  address line 1' do
+        Factory.create_special_financial_institution_payment(:identification_bank_address => 'D',:beneficiary_institution_address_line1 => 'Michael Recipient').segment3[27,24].should == 'Michael Recipient'.ljust(24)
+      end
+
+      it 'should have a beneficiary institution address line 2' do
+        Factory.create_special_financial_institution_payment(:identification_bank_address => 'D',:beneficiary_institution_address_line2 => 'Empfaengerstrasse 1').segment3[51,24].should == 'Empfaengerstrasse 1'.ljust(24)
+      end
+
+      it 'should have a beneficiary institution address line 3' do
+        Factory.create_special_financial_institution_payment(:identification_bank_address => 'D',:beneficiary_institution_address_line3 => '8640 Rapperswil').segment3[75,24].should == '8640 Rapperswil'.ljust(24)
+      end
+
+      it 'should have a beneficiary institution address line 4' do
+        Factory.create_special_financial_institution_payment(:identification_bank_address => 'D',:beneficiary_institution_address_line4 => 'Schweiz').segment3[99,24].should == 'Schweiz'.ljust(24)
+      end
+    end
+    
+    it 'should have a reserve field' do
+      Factory.create_special_financial_institution_payment.segment3[123,5].should == ''.ljust(5)
+    end
+    
+    it 'should have a total length of 128 characters' do
+      Factory.create_special_financial_institution_payment.segment3.size.should == 128
+    end
+  end
+  describe 'segment4' do
+    it 'should set the segment field to 04' do
+      Factory.create_special_financial_institution_payment.segment4[0,2].should == '04'
+    end
+    
+    it 'should have the beneficiarys bank account number' do
+      Factory.create_special_financial_institution_payment(:beneficiary_bank_account_number =>'111222333').segment4[2,24].should == '/C/111222333'.ljust(24)
+    end
+    
+    it 'should have a  address line 1' do
+      Factory.create_special_financial_institution_payment(:beneficiary_address_line1 => 'Michael Recipient').segment4[26,24].should == 'Michael Recipient'.ljust(24)
+    end
+
+    it 'should have a beneficiary address line 2' do
+      Factory.create_special_financial_institution_payment(:beneficiary_address_line2 => 'Empfaengerstrasse 1').segment4[50,24].should == 'Empfaengerstrasse 1'.ljust(24)
+    end
+
+    it 'should have a beneficiary address line 3' do
+      Factory.create_special_financial_institution_payment(:beneficiary_address_line3 => '8640 Rapperswil').segment4[74,24].should == '8640 Rapperswil'.ljust(24)
+    end
+
+    it 'should have a beneficiary address line 4' do
+      Factory.create_special_financial_institution_payment(:beneficiary_address_line4 => 'Schweiz').segment4[98,24].should == 'Schweiz'.ljust(24)
+    end
+    
+    it 'should have a reserve field' do
+      Factory.create_special_financial_institution_payment.segment4[122,6].should == ''.ljust(6)
+    end
+    
+    it 'should have a total length of 128 characters' do
+      Factory.create_special_financial_institution_payment.segment4.size.should == 128
+    end
+  end
+  
+  describe 'segment5' do
+    it 'should set the segment field to 05' do
+      Factory.create_special_financial_institution_payment.segment5[0,2].should == '05'
+    end
+    
+    it "should have a beneficiary IBAN number" do
+      Factory.create_special_financial_institution_payment(:beneficiary_iban_number => 'CH3808888123456789012').segment5[2,34].should == 'CH3808888123456789012'.ljust(34)
+    end
+    
+    it 'should have a reserve field' do
+      Factory.create_special_financial_institution_payment.segment5[36,92].should == ' '.ljust(92) 
+    end
+    
+    it 'should have a total length of 128 characters' do
+      Factory.create_special_financial_institution_payment.segment5.size.should == 128
+    end
+  end
+  
+  describe 'segment6' do
+    it 'should set the segment field to 06' do
+      Factory.create_special_financial_institution_payment.segment6[0,2].should == '06'
+    end
+
+    it "should have an identification purpose" do
+      Factory.create_special_financial_institution_payment(:identification_purpose => 'I', :purpose_structured_reference_number => 'i3or6cev1wog5ez5og8j').segment6[2,1].should == 'I'
+    end
+    
+    describe 'identification purpose is I' do
+      it 'should have a structured reference number' do
+        Factory.create_special_financial_institution_payment(:identification_purpose => 'I', :purpose_structured_reference_number => 'i3or6cev1wog5ez5og8j').segment6[3,105].should == 'i3or6cev1wog5ez5og8j'.ljust(105)
+      end
+    end
+    
+    describe 'identification purpose is U' do
+      it 'should have a purpose text line 1' do
+        Factory.create_special_financial_institution_payment(:identification_purpose => 'U', :purpose_line_1 => 'LINE 1').segment6[3,35].should == 'LINE 1'.ljust(35)
+      end
+      
+      it 'should have a purpose text line 2' do
+        Factory.create_special_financial_institution_payment(:identification_purpose => 'U', :purpose_line_2 => 'LINE 2').segment6[38,35].should == 'LINE 2'.ljust(35)
+      end
+
+      it 'should have a purpose text line 3' do
+        Factory.create_special_financial_institution_payment(:identification_purpose => 'U', :purpose_line_3 => 'LINE 3').segment6[73,35].should == 'LINE 3'.ljust(35)
+      end
+    end
+    
+    it "should have a rule of charge" do
+      Factory.create_special_financial_institution_payment(:rule_of_charge => '2').segment6[108,1].should == '2'
+    end
+
+    it 'should have a reserve field' do
+      Factory.create_special_financial_institution_payment.segment6[114,11].should == ' '.ljust(11)
+    end
+    
+    it 'should have a total length of 128 characters' do
+      Factory.create_special_financial_institution_payment.segment6.size.should == 128
+    end
+  end
+
+  describe 'comparison' do
+    it "should sort by issuer identification" do
+      @record1 = Factory.create_special_financial_institution_payment(:issuer_identification => "AAAAA")
+      @record2 = Factory.create_special_financial_institution_payment(:issuer_identification => "BBBBB")
+    
+      (@record1 < @record2).should be_true
+    end
+  
+    it "should sort by issuers clearing number when issuer identifications are equal" do
+      @record1 = Factory.create_special_financial_institution_payment(:issuer_identification => "AAAAA", :ordering_party_bank_clearing_number => '253')
+      @record2 = Factory.create_special_financial_institution_payment(:issuer_identification => "AAAAA", :ordering_party_bank_clearing_number => '254')
+    
+      (@record1 < @record2).should be_true
+    end
+  end
+end