patmaddox-activemerchant 1.4.2

data/lib/active_merchant/billing/gateways/netbilling.rb

@@ -0,0 +1,168 @@
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class NetbillingGateway < Gateway
+      URL = 'https://secure.netbilling.com:1402/gw/sas/direct3.1'
+      
+      TRANSACTIONS = {
+        :authorization       => 'A',
+        :purchase            => 'S',
+        :referenced_credit   => 'R',
+        :unreferenced_credit => 'C',
+        :capture             => 'D'
+      }
+      
+      SUCCESS_CODES = [ '1', 'T' ]
+      SUCCESS_MESSAGE = 'The transaction was approved'
+      FAILURE_MESSAGE = 'The transaction failed'
+      TEST_LOGIN = '104901072025'
+
+      self.display_name = 'NETbilling'
+      self.homepage_url = 'http://www.netbilling.com'
+      self.supported_countries = ['US']
+      self.supported_cardtypes = [:visa, :master, :american_express, :discover, :jcb, :diners_club]
+      
+      def initialize(options = {})
+        requires!(options, :login)
+        @options = options
+        super
+      end  
+      
+      def authorize(money, credit_card, options = {})
+        post = {}
+        add_amount(post, money)
+        add_invoice(post, options)
+        add_credit_card(post, credit_card)        
+        add_address(post, credit_card, options)        
+        add_customer_data(post, options)
+        
+        commit(:authorization, money, post)
+      end
+      
+      def purchase(money, credit_card, options = {})
+        post = {}
+        add_amount(post, money)
+        add_invoice(post, options)
+        add_credit_card(post, credit_card)        
+        add_address(post, credit_card, options)        
+        add_customer_data(post, options)
+             
+        commit(:purchase, money, post)
+      end                       
+    
+      def capture(money, authorization, options = {})
+        post = {}
+        add_reference(post, authorization)
+        commit(:capture, money, post)
+      end
+      
+      def test?
+        @options[:login] == TEST_LOGIN || super
+      end
+     
+      private      
+      def add_amount(post, money)
+        post[:amount] = amount(money)
+      end
+      
+      def add_reference(post, reference)
+        post[:orig_id] = reference
+      end
+      
+      def add_customer_data(post, options)
+        post[:cust_email] = options[:email]
+        post[:cust_ip] = options[:ip]
+      end
+
+      def add_address(post, credit_card, options)
+        if billing_address = options[:billing_address] || options[:address]
+          post[:bill_street]     = billing_address[:address1]
+          post[:cust_phone]      = billing_address[:phone]
+          post[:bill_zip]        = billing_address[:zip]
+          post[:bill_city]       = billing_address[:city]
+          post[:bill_country]    = billing_address[:country]
+          post[:bill_state]      = billing_address[:state]
+        end
+        
+       if shipping_address = options[:shipping_address]
+         first_name, last_name = parse_first_and_last_name(shipping_address[:name])
+        
+         post[:ship_name1]      = first_name
+         post[:ship_name2]      = last_name
+         post[:ship_street]     = shipping_address[:address1]
+         post[:ship_zip]        = shipping_address[:zip]
+         post[:ship_city]       = shipping_address[:city]
+         post[:ship_country]    = shipping_address[:country]
+         post[:ship_state]      = shipping_address[:state]
+       end
+      end
+    
+      def add_invoice(post, options)
+        post[:description] = options[:description]
+      end
+      
+      def add_credit_card(post, credit_card)
+        post[:bill_name1] = credit_card.first_name
+        post[:bill_name2] = credit_card.last_name
+        post[:card_number] = credit_card.number
+        post[:card_expire] = expdate(credit_card)
+        post[:card_cvv2] = credit_card.verification_value
+      end
+      
+      def parse(body)
+        results = {}
+        body.split(/&/).each do |pair|
+          key,val = pair.split(/=/)
+          results[key.to_sym] = CGI.unescape(val)
+        end
+        results
+      end     
+      
+      def commit(action, money, parameters)
+        response = parse(ssl_post(URL, post_data(action, parameters)))
+        
+        Response.new(success?(response), message_from(response), response, 
+          :test => test_response?(response), 
+          :authorization => response[:trans_id],
+          :avs_result => { :code => response[:avs_code]},
+          :cvv_result => response[:cvv2_code]
+        )
+      end
+      
+      def test_response?(response)
+        !!(test? || response[:auth_msg] =~ /TEST/)
+      end
+      
+      def success?(response)
+        SUCCESS_CODES.include?(response[:status_code])
+      end
+
+      def message_from(response)
+        success?(response) ? SUCCESS_MESSAGE : (response[:auth_msg] || FAILURE_MESSAGE)
+      end
+      
+      def expdate(credit_card)
+        year  = sprintf("%.4i", credit_card.year)
+        month = sprintf("%.2i", credit_card.month)
+
+        "#{month}#{year[-2..-1]}"
+      end
+      
+      def post_data(action, parameters = {})
+        parameters[:account_id] = @options[:login]
+        parameters[:pay_type] = 'C'
+        parameters[:tran_type] = TRANSACTIONS[action]  
+        
+        parameters.reject{|k,v| v.blank?}.collect { |key, value| "#{key}=#{CGI.escape(value.to_s)}" }.join("&")
+      end
+      
+      def parse_first_and_last_name(value)
+        name = value.to_s.split(' ')
+        
+        last_name = name.pop || ''
+        first_name = name.join(' ')
+        [ first_name, last_name ] 
+      end
+    end
+  end
+end
+

data/lib/active_merchant/billing/gateways/ogone.rb

@@ -0,0 +1,279 @@
+require 'rexml/document'
+
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    # = Ogone DirectLink Gateway
+    #
+    # DirectLink is the API version of the Ogone Payment Platform. It allows server to server
+    # communication between Ogone systems and your e-commerce website.
+    #
+    # This implementation follows the specification provided in the DirectLink integration
+    # guide version 2.4 (December 2008), available here:
+    # https://secure.ogone.com/ncol/Ogone_DirectLink_EN.pdf
+    #
+    # It also features aliases, which allow to store/unstore credit cards, as specified in
+    # the Alias Manager Option guide version 2.2 available here:
+    # https://secure.ogone.com/ncol/Ogone_Alias_EN.pdf
+    #
+    # It was last tested on Release 04.79 of Ogone e-Commerce (dated 11/02/2009).
+    #
+    # For any questions or comments, please contact Nicolas Jacobeus (nj@belighted.com).
+    #
+    # == Example use:
+    #
+    #   gateway = ActiveMerchant::Billing::OgoneGateway.new(
+    #               :login     => "my_ogone_psp_id",
+    #               :user      => "my_ogone_user_id",
+    #               :password  => "my_ogone_pswd",
+    #               :signature => "my_ogone_sha1_signature" # extra security, only if you configured your Ogone environment so
+    #            )
+    #
+    #   # set up credit card obj as in main ActiveMerchant example
+    #   creditcard = ActiveMerchant::Billing::CreditCard.new(
+    #     :type       => 'visa',
+    #     :number     => '4242424242424242',
+    #     :month      => 8,
+    #     :year       => 2009,
+    #     :first_name => 'Bob',
+    #     :last_name  => 'Bobsen'
+    #   )
+    #
+    #   # run request
+    #   response = gateway.purchase(1000, creditcard, :order_id => "1") # charge 10 EUR
+    #
+    #   If you don't provide an :order_id, the gateway will generate a random one for you.
+    #
+    #   puts response.success?      # Check whether the transaction was successful
+    #   puts response.message       # Retrieve the message returned by Ogone
+    #   puts response.authorization # Retrieve the unique transaction ID returned by Ogone
+    #
+    #   To use the alias feature, simply add :alias in the options hash:
+    #
+    #   gateway.purchase(1000, creditcard, :order_id => "1", :alias => "myawesomecustomer") # associates the alias to that creditcard
+    #   gateway.purchase(2000, nil,        :order_id => "2", :alias => "myawesomecustomer") # don't need to know the creditcard for subsequent orders
+    #
+    class OgoneGateway < Gateway
+
+      URLS = {
+        :test =>       { :order => 'https://secure.ogone.com/ncol/test/orderdirect.asp',
+                         :maintenance => 'https://secure.ogone.com/ncol/test/maintenancedirect.asp' },
+        :production => { :order => 'https://secure.ogone.com/ncol/prod/orderdirect.asp',
+                         :maintenance => 'https://secure.ogone.com/ncol/prod/maintenancedirect.asp' }
+      }
+
+      CVV_MAPPING = { 'OK' => 'M',
+                      'KO' => 'N',
+                      'NO' => 'P' }
+
+      AVS_MAPPING = { 'OK' => 'M',
+                      'KO' => 'N',
+                      'NO' => 'R' }
+      SUCCESS_MESSAGE = "The transaction was successful"
+
+      self.supported_countries = ['BE', 'DE', 'FR', 'NL', 'AT', 'CH']
+      # also supports Airplus and UATP
+      self.supported_cardtypes = [:visa, :master, :american_express, :diners_club, :discover, :jcb, :maestro]
+      self.homepage_url = 'http://www.ogone.com/'
+      self.display_name = 'Ogone'
+      self.default_currency = 'EUR'
+      self.money_format = :cents
+
+      def initialize(options = {})
+        requires!(options, :login, :user, :password)
+        @options = options
+        super
+      end
+
+      # Verify and reserve the specified amount on the account, without actually doing the transaction.
+      def authorize(money, payment_source, options = {})
+        post = {}
+        add_invoice(post, options)
+        add_payment_source(post, payment_source, options)
+        add_address(post, payment_source, options)
+        add_customer_data(post, options)
+        add_money(post, money, options)
+        commit('RES', post)
+      end
+
+      # Verify and transfer the specified amount.
+      def purchase(money, payment_source, options = {})
+        post = {}
+        add_invoice(post, options)
+        add_payment_source(post, payment_source, options)
+        add_address(post, payment_source, options)
+        add_customer_data(post, options)
+        add_money(post, money, options)
+        commit('SAL', post)
+      end
+
+      # Complete a previously authorized transaction.
+      def capture(money, authorization, options = {})
+        post = {}        
+        add_authorization(post, reference_from(authorization))
+        add_invoice(post, options)
+        add_customer_data(post, options)
+        add_money(post, money, options)
+        commit('SAL', post)
+      end
+
+      # Cancels a previously authorized transaction.
+      def void(identification, options = {})
+        post = {}
+        add_authorization(post, reference_from(identification))
+        commit('DES', post)
+      end
+
+      # Credit the specified account by a specific amount.
+      def credit(money, identification_or_credit_card, options = {})        
+        if reference_transaction?(identification_or_credit_card)
+          # Referenced credit: refund of a settled transaction
+          perform_reference_credit(money, identification_or_credit_card, options)
+        else # must be a credit card or card reference
+          perform_non_referenced_credit(money, identification_or_credit_card, options)
+        end
+      end
+      
+      def test?
+        @options[:test] || super
+      end
+      
+      private
+      def reference_from(authorization)
+        authorization.split(";").first
+      end
+      
+      def reference_transaction?(identifier)
+        return false unless identifier.is_a?(String) 
+        reference, action = identifier.split(";")
+        !action.nil?
+      end
+      
+      def perform_reference_credit(money, payment_target, options = {})
+        post = {}
+        add_authorization(post, reference_from(payment_target))
+        add_money(post, money, options)
+        commit('RFD', post)        
+      end
+      
+      def perform_non_referenced_credit(money, payment_target, options = {})
+        # Non-referenced credit: acts like a reverse purchase
+        post = {}
+        add_invoice(post, options)
+        add_payment_source(post, payment_target, options)
+        add_address(post, payment_target, options)
+        add_customer_data(post, options)
+        add_money(post, money, options)
+        commit('RFD', post)
+      end
+      
+      def add_payment_source(post, payment_source, options)
+        if payment_source.is_a?(String)
+          add_alias(post, payment_source)
+          add_eci(post, '9')
+        else
+          add_alias(post, options[:store])
+          add_creditcard(post, payment_source)
+        end
+      end  
+      
+      def add_eci(post, eci)
+        add_pair post, 'ECI', eci
+      end
+      
+      def add_alias(post, _alias)
+        add_pair post, 'ALIAS',   _alias
+      end
+
+      def add_authorization(post, authorization)
+        add_pair post, 'PAYID',   authorization
+      end
+
+      def add_money(post, money, options)
+        add_pair post, 'currency', options[:currency] || currency(money)
+        add_pair post, 'amount',   amount(money)
+      end
+
+      def add_customer_data(post, options)
+        add_pair post, 'EMAIL',       options[:email]
+        add_pair post, 'REMOTE_ADDR', options[:ip]
+      end
+
+      def add_address(post, creditcard, options)
+        return unless options[:billing_address]
+        add_pair post, 'Owneraddress', options[:billing_address][:address1]
+        add_pair post, 'OwnerZip',     options[:billing_address][:zip]
+        add_pair post, 'ownertown',    options[:billing_address][:city]
+        add_pair post, 'ownercty',     options[:billing_address][:country]
+        add_pair post, 'ownertelno',   options[:billing_address][:phone]
+      end
+
+      def add_invoice(post, options)
+        add_pair post, 'orderID', options[:order_id] || generate_unique_id[0...30]
+        add_pair post, 'COM',     options[:description]
+      end
+
+      def add_creditcard(post, creditcard)
+        add_pair post, 'CN',     creditcard.name
+        add_pair post, 'CARDNO', creditcard.number
+        add_pair post, 'ED',     "%02d%02s" % [creditcard.month, creditcard.year.to_s[-2..-1]]
+        add_pair post, 'CVC',    creditcard.verification_value
+      end
+
+      def parse(body)
+        xml = REXML::Document.new(body)
+        xml.root.attributes
+      end
+
+      def commit(action, parameters)
+        add_pair parameters, 'PSPID',      @options[:login]
+        add_pair parameters, 'USERID',     @options[:user]
+        add_pair parameters, 'PSWD',       @options[:password]
+        url = URLS[test? ? :test : :production][parameters['PAYID'] ? :maintenance : :order ]
+        response = parse(ssl_post(url, post_data(action, parameters)))
+        options = { :authorization => [response["PAYID"], action].join(";"),
+                    :test => test?,
+                    :avs_result => { :code => AVS_MAPPING[response["AAVCheck"]] },
+                    :cvv_result => CVV_MAPPING[response["CVCCheck"]] }
+        Response.new(successful?(response), message_from(response), response, options)
+      end
+      
+      def successful?(response)
+        response["NCERROR"] == "0"
+      end
+
+      def message_from(response)
+        if successful?(response) 
+          SUCCESS_MESSAGE
+        else
+          format_error_message(response["NCERRORPLUS"])
+        end
+      end
+      
+      def format_error_message(message)
+        raw_message = message.to_s.strip
+        case raw_message
+        when /\|/
+          raw_message.split("|").join(", ").capitalize
+        when /\//
+          raw_message.split("/").first.to_s.capitalize
+        else
+          raw_message.to_s.capitalize
+        end
+      end
+
+      def post_data(action, parameters = {})
+        add_pair parameters, 'Operation' , action
+        if @options[:signature] # the user wants a SHA-1 signature
+          string = ['orderID','amount','currency','CARDNO','PSPID','Operation','ALIAS'].map{|s|parameters[s]}.join + @options[:signature]
+          add_pair parameters, 'SHASign' , Digest::SHA1.hexdigest(string)
+        end
+        parameters.collect { |key, value| "#{key}=#{CGI.escape(value.to_s)}" }.join("&")
+      end
+
+      def add_pair(post, key, value, options = {})
+        post[key] = value if !value.blank? || options[:required]
+      end
+
+    end
+  end
+end

data/lib/active_merchant/billing/gateways/pay_junction.rb

@@ -0,0 +1,392 @@
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    # PayJunction Gateway
+    #
+    # This gateway accepts the following arguments:
+    #   :login    => your PayJunction username
+    #   :password => your PayJunction pass
+    # 
+    # Example use:
+    #
+    #   gateway = ActiveMerchant::Billing::Base.gateway(:pay_junction).new(
+    #               :login => "my_account", 
+    #               :password => "my_pass"
+    #            )
+    #
+    #   # set up credit card obj as in main ActiveMerchant example
+    #   creditcard = ActiveMerchant::Billing::CreditCard.new(
+    #     :type       => 'visa',
+    #     :number     => '4242424242424242',
+    #     :month      => 8,
+    #     :year       => 2009,
+    #     :first_name => 'Bob',
+    #     :last_name  => 'Bobsen'
+    #   )
+    #
+    #   # optionally specify address if using AVS
+    #   address = { :address1 => '101 Test Ave', :city => 'Test', :state => 'TS',
+    #               :zip  => '10101', :country => 'US' }
+    #
+    #   # run request
+    #   response = gateway.purchase(1000, creditcard, :address => address) # charge 10 dollars
+    #
+    # 1) Check whether the transaction was successful
+    #
+    #   response.success?
+    #
+    # 2) Retrieve the message returned by PayJunction
+    #
+    #   response.message
+    #
+    # 3) Retrieve the unique transaction ID returned by PayJunction
+    #
+    #   response.authorization
+    #
+    # This gateway supports "instant" transactions. These transactions allow you
+    # to execute an operation on a previously run card without card information
+    # provided you have the transaction id from a previous transaction with the
+    # same card. All functions that take a credit card object for this gateway
+    # can take a transaction id string instead.
+    #
+    # Test Transactions
+    #
+    # See the source for initialize() for test account information. Note that
+    # PayJunction does not allow test transactions on your account, so if the 
+    # gateway is running in :test mode your transaction will be run against
+    # PayJunction's global test account and will not show up in your account.
+    #
+    # Transactions ran on this account go through a test processor, so there is no 
+    # need to void or otherwise cancel transactions. However, for further safety, 
+    # please use the special card numbers 4433221111223344 or 4444333322221111 and 
+    # keep transaction amounts below $4.00 when testing.  
+    #
+    # Also note, transactions ran for an amount between $0.00 and $1.99 will likely
+    # result in denial. To demonstrate approvals, use amounts between $2.00 and $4.00.
+    #
+    # Test transactions can be checked by logging into
+    # PayJunction Web Login with username 'pj-cm-01' and password 'pj-cm-01p'
+    #
+    # Usage Details
+    # 
+    # Below is a map of values accepted by PayJunction and how you should submit
+    # each to ActiveMerchant
+    #
+    # PayJunction Field       ActiveMerchant Use
+    # 
+    # dc_logon                provide as :login value to gateway instantation
+    # dc_password             provide as :password value to gateway instantiation
+    #
+    # dc_name                 will be retrieved from credit_card.name
+    # dc_first_name           :first_name on CreditCard object instantation
+    # dc_last_name            :last_name  on CreditCard object instantation
+    # dc_number               :number     on CreditCard object instantation
+    # dc_expiration_month     :month      on CreditCard object instantation
+    # dc_expiration_year      :year       on CreditCard object instantation
+    # dc_verification_number  :verification_value on CC object instantation
+    #
+    # dc_transaction_amount   include as argument to method for your transaction type
+    # dc_transaction_type     do nothing, set by your transaction type
+    # dc_version              do nothing, always "1.2"
+    #
+    # dc_transaction_id       submit as a string in place of CreditCard obj for
+    #                         "instant" transactions.
+    #
+    # dc_invoice              :order_id in options for transaction method
+    # dc_notes                :description in options for transaction method
+    #
+    # See example use above for address AVS fields
+    # See #recurring for periodic transaction fields
+    class PayJunctionGateway < Gateway
+      API_VERSION   = '1.2'
+
+      class_inheritable_accessor :test_url, :live_url
+
+      self.test_url = "https://demo.payjunction.com/quick_link"
+      self.live_url = "https://payjunction.com/quick_link"
+
+      TEST_LOGIN = 'pj-ql-01'
+      TEST_PASSWORD = 'pj-ql-01p'
+      
+      SUCCESS_CODES = ["00", "85"]
+      SUCCESS_MESSAGE = 'The transaction was approved.'
+      
+      FAILURE_MESSAGE = 'The transaction was declined.'
+      
+      DECLINE_CODES = {
+        "AE"  => 'Address verification failed because address did not match.',
+        'ZE'  => 'Address verification failed because zip did not match.',
+        'XE'  => 'Address verification failed because zip and address did not match.',
+        'YE'  => 'Address verification failed because zip and address did not match.',
+        'OE'  => 'Address verification failed because address or zip did not match.',
+        'UE'  => 'Address verification failed because cardholder address unavailable.',
+        'RE'  => 'Address verification failed because address verification system is not working.',
+        'SE'  => 'Address verification failed because address verification system is unavailable.',
+        'EE'  => 'Address verification failed because transaction is not a mail or phone order.',
+        'GE'  => 'Address verification failed because international support is unavailable.',
+        'CE'  => 'Declined because CVV2/CVC2 code did not match.',
+        '04'  => 'Declined. Pick up card.',
+        '07'  => 'Declined. Pick up card (Special Condition).',
+        '41'  => 'Declined. Pick up card (Lost).',
+        '43'  => 'Declined. Pick up card (Stolen).',
+        '13'  => 'Declined because of the amount is invalid.',
+        '14'  => 'Declined because the card number is invalid.',
+        '80'  => 'Declined because of an invalid date.',
+        '05'  => 'Declined. Do not honor.',
+        '51'  => 'Declined because of insufficient funds.',
+        'N4'  => 'Declined because the amount exceeds issuer withdrawal limit.',
+        '61'  => 'Declined because the amount exceeds withdrawal limit.',
+        '62'  => 'Declined because of an invalid service code (restricted).',
+        '65'  => 'Declined because the card activity limit exceeded.',
+        '93'  => 'Declined because there a violation (the transaction could not be completed).',
+        '06'  => 'Declined because address verification failed.',
+        '54'  => 'Declined because the card has expired.',
+        '15'  => 'Declined because there is no such issuer.',
+        '96'  => 'Declined because of a system error.',
+        'N7'  => 'Declined because of a CVV2/CVC2 mismatch.',
+        'M4'  => 'Declined.', 
+        "FE"  => "There was a format error with your Trinity Gateway Service (API) request.",
+        "LE"  => "Could not log you in (problem with dc_logon and/or dc_password).",
+        'NL'  => 'Aborted because of a system error, please try again later. ',
+        'AB'  => 'Aborted because of an upstream system error, please try again later.'
+      }
+      
+      self.supported_cardtypes = [:visa, :master, :american_express, :discover]
+      self.supported_countries = ['US']
+      self.homepage_url = 'http://www.payjunction.com/'
+      self.display_name = 'PayJunction'
+
+      def initialize(options = {})
+        requires!(options, :login, :password)
+        @options = options
+        super
+      end
+      
+      # The first half of the preauth(authorize)/postauth(capture) model.
+      # Checks to make sure funds are available for a transaction, and returns a
+      # transaction_id that can be used later to postauthorize (capture) the funds.
+      def authorize(money, payment_source, options = {})
+        parameters = {
+          :transaction_amount => amount(money),
+        }                                                             
+        
+        add_payment_source(parameters, payment_source)
+        add_address(parameters, options)
+        add_optional_fields(parameters, options)
+        commit('AUTHORIZATION', parameters)
+      end
+      
+      # A simple sale, capturing funds immediately.
+      # Execute authorization and capture in a single step.
+      def purchase(money, payment_source, options = {})        
+        parameters = {
+          :transaction_amount => amount(money),
+        }                                                             
+        
+        add_payment_source(parameters, payment_source)
+        add_address(parameters, options)
+        add_optional_fields(parameters, options)
+        commit('AUTHORIZATION_CAPTURE', parameters)
+      end
+
+      # The second half of the preauth(authorize)/postauth(capture) model.
+      # Retrieve funds that have been previously authorized with _authorization_
+      def capture(money, authorization, options = {})
+        parameters = {
+          :transaction_id => authorization,
+          :posture => 'capture'
+        }
+        
+        add_optional_fields(parameters, options)                                          
+        commit('update', parameters)
+      end
+      
+      # Return money to a card that was previously billed.
+      # _authorization_ should be the transaction id of the transaction we are returning.
+      def credit(money, authorization, options = {})  
+        parameters = {
+          :transaction_amount => amount(money),
+          :transaction_id => authorization
+        }
+                                                  
+        commit('CREDIT', parameters)
+      end
+      
+      # Cancel a transaction that has been charged but has not yet made it
+      # through the batch process.
+      def void(money, authorization, options = {})
+        parameters = {
+          :transaction_id => authorization,
+          :posture => 'void'
+        }
+        
+        add_optional_fields(parameters, options)                                          
+        commit('update', parameters)
+      end
+      
+      # Set up a sale that will be made on a regular basis for the same amount 
+      # (ex. $20 a month for 12 months)
+      #
+      # The parameter :periodicity should be specified as either :monthly, :weekly, or :daily
+      # The parameter :payments should be the number of payments to be made
+      #
+      #   gateway.recurring('2000', creditcard, :periodicity => :monthly, :payments => 12)
+      #
+      # The optional parameter :starting_at takes a date or time argument or a string in 
+      # YYYYMMDD format and can be used to specify when the first charge will be made. 
+      # If omitted the first charge will be immediate.      
+      def recurring(money, payment_source, options = {})        
+        requires!(options, [:periodicity, :monthly, :weekly, :daily], :payments)
+      
+        periodic_type = case options[:periodicity]
+        when :monthly
+          'month'
+        when :weekly
+          'week'
+        when :daily
+          'day'
+        end
+        
+        if options[:starting_at].nil?
+          start_date = Time.now.strftime('%Y-%m-%d')
+        elsif options[:starting_at].is_a?(String)
+          sa = options[:starting_at]
+          start_date = "#{sa[0..3]}-#{sa[4..5]}-#{sa[6..7]}"
+        else
+          start_date = options[:starting_at].strftime('%Y-%m-%d')
+        end
+        
+        parameters = {
+          :transaction_amount => amount(money),
+          :schedule_periodic_type => periodic_type,
+          :schedule_create => 'true',
+          :schedule_limit => options[:payments].to_i > 1 ? options[:payments] : 1,
+          :schedule_periodic_number => 1,
+          :schedule_start => start_date
+        }
+        
+        add_payment_source(parameters, payment_source)
+        add_optional_fields(parameters, options)
+        add_address(parameters, options)                                   
+        commit('AUTHORIZATION_CAPTURE', parameters)
+      end
+      
+      def test?
+        test_login? || @options[:test] || super
+      end
+
+      private
+      
+      def test_login?
+        @options[:login] == TEST_LOGIN && @options[:password] == TEST_PASSWORD
+      end
+      
+      # add fields depending on payment source selected (cc or transaction id)
+      def add_payment_source(params, source)
+        if source.is_a?(String)
+          add_billing_id(params, source)
+        else
+          add_creditcard(params, source)
+        end
+      end
+      
+      # add fields for credit card
+      def add_creditcard(params, creditcard)
+        params[:name]                 = creditcard.name
+        params[:number]               = creditcard.number
+        params[:expiration_month]     = creditcard.month
+        params[:expiration_year]      = creditcard.year 
+        params[:verification_number]  = creditcard.verification_value if creditcard.verification_value?
+      end
+      
+      # add field for "instant" transaction, using previous transaction id
+      def add_billing_id(params, billingid)
+        params[:transaction_id] = billingid
+      end
+      
+      # add address fields if present
+      def add_address(params, options)
+        address = options[:billing_address] || options[:address]
+        
+        if address          
+          params[:address]  = address[:address1] unless address[:address1].blank?
+          params[:city]      = address[:city]     unless address[:city].blank?
+          params[:state]     = address[:state]    unless address[:state].blank?
+          params[:zipcode]   = address[:zip]      unless address[:zip].blank?
+          params[:country]   = address[:country]  unless address[:country].blank?
+        end     
+      end
+      
+      def add_optional_fields(params, options)
+        params[:notes] = options[:description] unless options[:description].blank?
+        params[:invoice] = options[:order_id].to_s.gsub(/[^-\/\w.,']/, '') unless options[:order_id].blank?
+      end
+      
+      def commit(action, parameters)
+        url = test? ? self.test_url : self.live_url
+
+        response = parse( ssl_post(url, post_data(action, parameters)) )
+        
+        Response.new(successful?(response), message_from(response), response, 
+          :test => test?, 
+          :authorization => response[:transaction_id] || parameters[:transaction_id]
+        )
+      end
+      
+      def successful?(response)
+        SUCCESS_CODES.include?(response[:response_code]) || response[:query_status] == true
+      end
+      
+      def message_from(response)
+        if successful?(response)
+          SUCCESS_MESSAGE
+        else
+          DECLINE_CODES[response[:response_code]] || FAILURE_MESSAGE
+        end
+      end
+      
+      def post_data(action, params)
+        if test?
+          # test requests must use global test account
+          params[:logon]      = TEST_LOGIN
+          params[:password]   = TEST_PASSWORD
+        else
+          params[:logon]      = @options[:login]
+          params[:password]   = @options[:password]
+        end
+        params[:version] = API_VERSION
+        params[:transaction_type] = action
+        
+        params.reject{|k,v| v.blank?}.collect{ |k, v| "dc_#{k.to_s}=#{CGI.escape(v.to_s)}" }.join("&")
+      end
+      
+      def parse(body)
+        # PayJunction uses the Field Separator ASCII character to separate key/val
+        # pairs in the response. The <FS> character's octal value is 034.
+        #
+        # Sample response:
+        # 
+        # transaction_id=44752<FS>response_code=M4<FS>response_message=Declined (INV TEST CARD).  
+        
+        pairs = body.chomp.split("\034")
+        response = {}
+        pairs.each do |pair|
+          key, val = pair.split('=')
+          response[key[3..-1].to_sym] = val ? normalize(val) : nil
+        end
+        response
+      end
+      
+      # Make a ruby type out of the response string
+      def normalize(field)
+        case field
+        when "true"   then true
+        when "false"  then false
+        when ""       then nil
+        when "null"   then nil
+        else field
+        end        
+      end
+      
+    end
+  end
+end