nacha 0.1.8 → 0.1.12

data/lib/nacha/record/pop_entry_detail.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/detail_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/detail_record_type'
 
 module Nacha
   module Record
+    # Represents a Point-of-Purchase (POP) entry detail record.
     class PopEntryDetail < Nacha::Record::Base
       include DetailRecordType
 

data/lib/nacha/record/pos_addenda.rb

@@ -1,13 +1,15 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/addenda_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/addenda_record_type'
 
 module Nacha
   module Record
+    # Represents a Point-of-Sale (POS) addenda record.
     class PosAddenda < Nacha::Record::Base
       include AddendaRecordType
+
       nacha_field :record_type_code, inclusion: 'M', contents: 'C7', position: 1..1
       nacha_field :addenda_type_code, inclusion: 'M', contents: 'C02', position: 2..3
       nacha_field :reference_information_1, inclusion: 'O', contents: 'Alphameric', position: 4..10
@@ -15,7 +17,8 @@ module Nacha
       nacha_field :terminal_identification_code, inclusion: 'R', contents: 'Alphameric', position: 14..19
       nacha_field :transaction_serial_number, inclusion: 'R', contents: 'Alphameric', position: 20..25
       nacha_field :transaction_date, inclusion: 'O', contents: 'Alphameric', position: 26..29
-      nacha_field :authorization_code_or_card_expiration_date, inclusion: 'O', contents: 'Alphameric', position: 30..35
+      nacha_field :authorization_code_or_card_expiration_date, inclusion: 'O', contents: 'Alphameric',
+        position: 30..35
       nacha_field :terminal_location, inclusion: 'R', contents: 'Alphameric', position: 36..62
       nacha_field :terminal_city, inclusion: 'R', contents: 'Alphameric', position: 63..77
       nacha_field :terminal_state, inclusion: 'M', contents: 'Numeric', position: 78..79

data/lib/nacha/record/pos_entry_detail.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/detail_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/detail_record_type'
 
 module Nacha
   module Record
+    # Represents a Point-of-Sale (POS) entry detail record.
     class PosEntryDetail < Nacha::Record::Base
       include DetailRecordType
 
@@ -14,7 +15,8 @@ module Nacha
       nacha_field :receiving_dfi_identification, inclusion: 'M', contents: 'TTTTAAAAC', position: 4..12
       nacha_field :dfi_account_number, inclusion: 'R', contents: 'Alphameric', position: 13..29
       nacha_field :amount, inclusion: 'M', contents: '$$$$$$$$¢¢', position: 30..39
-      nacha_field :individual_identification_number, inclusion: 'O', contents: 'Alphameric', position: 40..54
+      nacha_field :individual_identification_number, inclusion: 'O', contents: 'Alphameric',
+        position: 40..54
       nacha_field :individual_name, inclusion: 'R', contents: 'Alphameric', position: 55..76
       nacha_field :card_transaction_type_code, inclusion: 'M', contents: 'Alphameric', position: 77..78
       nacha_field :addenda_record_indicator, inclusion: 'M', contents: 'Numeric', position: 79..79

data/lib/nacha/record/ppd_addenda.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/addenda_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/addenda_record_type'
 
 module Nacha
   module Record
+    # Represents a Prearranged Payment and Deposit (PPD) addenda record.
     class PpdAddenda < Nacha::Record::Base
       include AddendaRecordType
 

data/lib/nacha/record/ppd_entry_detail.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/detail_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/detail_record_type'
 
 module Nacha
   module Record
+    # Describes a PPD (Prearranged Payment and Deposit) Entry Detail record.
     class PpdEntryDetail < Nacha::Record::Base
       include DetailRecordType
 
@@ -14,7 +15,8 @@ module Nacha
       nacha_field :receiving_dfi_identification, inclusion: 'M', contents: 'TTTTAAAAC', position: 4..12
       nacha_field :dfi_account_number, inclusion: 'R', contents: 'Alphameric', position: 13..29
       nacha_field :amount, inclusion: 'M', contents: '$$$$$$$$¢¢', position: 30..39
-      nacha_field :individual_identification_number, inclusion: 'O', contents: 'Alphameric', position: 40..54
+      nacha_field :individual_identification_number, inclusion: 'O', contents: 'Alphameric',
+        position: 40..54
       nacha_field :individual_name, inclusion: 'R', contents: 'Alphameric', position: 55..76
       nacha_field :discretionary_data, inclusion: 'O', contents: 'Alphameric', position: 77..78
       nacha_field :addenda_record_indicator, inclusion: 'M', contents: 'Numeric', position: 79..79

data/lib/nacha/record/rck_entry_detail.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/detail_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/detail_record_type'
 
 module Nacha
   module Record
+    # Represents a Re-presented Check Entry (RCK) detail record.
     class RckEntryDetail < Nacha::Record::Base
       include DetailRecordType
 

data/lib/nacha/record/second_iat_addenda.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/addenda_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/addenda_record_type'
 
 module Nacha
   module Record
+    # Represents a second IAT addenda record
     class SecondIatAddenda < Nacha::Record::Base
       include AddendaRecordType
 

data/lib/nacha/record/seventh_iat_addenda.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/addenda_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/addenda_record_type'
 
 module Nacha
   module Record
+    # Represents a seventh IAT addenda record.
     class SeventhIatAddenda < Nacha::Record::Base
       include AddendaRecordType
 

data/lib/nacha/record/shr_addenda.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/addenda_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/addenda_record_type'
 
 module Nacha
   module Record
+    # Represents a Shared Network Entry (SHR) addenda record.
     class ShrAddenda < Nacha::Record::Base
       include AddendaRecordType
 
@@ -16,7 +17,8 @@ module Nacha
       nacha_field :terminal_identification_code, inclusion: 'R', contents: 'Alphameric', position: 14..19
       nacha_field :transaction_serial_number, inclusion: 'R', contents: 'Alphameric', position: 20..25
       nacha_field :transaction_date, inclusion: 'O', contents: 'Alphameric', position: 26..29
-      nacha_field :authorization_code_or_card_expiration_date, inclusion: 'O', contents: 'Alphameric', position: 30..35
+      nacha_field :authorization_code_or_card_expiration_date, inclusion: 'O', contents: 'Alphameric',
+        position: 30..35
       nacha_field :terminal_location, inclusion: 'R', contents: 'Alphameric', position: 36..62
       nacha_field :terminal_city, inclusion: 'R', contents: 'Alphameric', position: 63..77
       nacha_field :terminal_state, inclusion: 'M', contents: 'Numeric', position: 78..79

data/lib/nacha/record/shr_entry_detail.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/detail_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/detail_record_type'
 
 module Nacha
   module Record
+    # Represents a Shared Network Entry (SHR) detail record.
     class ShrEntryDetail < Nacha::Record::Base
       include DetailRecordType
 

data/lib/nacha/record/sixth_iat_addenda.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/addenda_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/addenda_record_type'
 
 module Nacha
   module Record
+    # Represents a sixth IAT addenda record
     class SixthIatAddenda < Nacha::Record::Base
       include AddendaRecordType
 
@@ -13,7 +14,8 @@ module Nacha
       nacha_field :addenda_type_code, inclusion: 'M', contents: 'C15', position: 2..3
       nacha_field :receiver_identification_number, inclusion: 'O', contents: 'Alphameric', position: 4..18
       nacha_field :receiver_street_address, inclusion: 'M', contents: 'Alphameric', position: 19..53
-      nacha_field :reserved, inclusion: 'M', contents: 'C                                  ', position: 54..87
+      nacha_field :reserved, inclusion: 'M', contents: 'C                                  ',
+        position: 54..87
       nacha_field :entry_detail_sequence_number, inclusion: 'M', contents: 'Numeric', position: 88..94
     end
   end

data/lib/nacha/record/tel_entry_detail.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/detail_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/detail_record_type'
 
 module Nacha
   module Record
+    # Represents a Telephone-Initiated Entry (TEL) detail record.
     class TelEntryDetail < Nacha::Record::Base
       include DetailRecordType
 
@@ -14,7 +15,8 @@ module Nacha
       nacha_field :receiving_dfi_identification, inclusion: 'M', contents: 'TTTTAAAAC', position: 4..12
       nacha_field :dfi_account_number, inclusion: 'R', contents: 'Alphameric', position: 13..29
       nacha_field :amount, inclusion: 'M', contents: '$$$$$$$$¢¢', position: 30..39
-      nacha_field :individual_identification_number, inclusion: 'O', contents: 'Alphameric', position: 40..54
+      nacha_field :individual_identification_number, inclusion: 'O', contents: 'Alphameric',
+        position: 40..54
       nacha_field :individual_name, inclusion: 'M', contents: 'Alphameric', position: 55..76
       nacha_field :payment_type_code, inclusion: 'O', contents: 'Alphameric', position: 77..78
       nacha_field :addenda_record_indicator, inclusion: 'M', contents: 'Numeric', position: 79..79

data/lib/nacha/record/third_iat_addenda.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/addenda_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/addenda_record_type'
 
 module Nacha
   module Record
+    # Represents a third IAT addenda record.
     class ThirdIatAddenda < Nacha::Record::Base
       include AddendaRecordType
 

data/lib/nacha/record/trc_entry_detail.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/detail_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/detail_record_type'
 
 module Nacha
   module Record
+    # Represents a Truncated Entry (TRC) detail record.
     class TrcEntryDetail < Nacha::Record::Base
       include DetailRecordType
 

data/lib/nacha/record/trx_addenda.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/addenda_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/addenda_record_type'
 
 module Nacha
   module Record
+    # Represents a Truncated Entry (TRX) addenda record.
     class TrxAddenda < Nacha::Record::Base
       include AddendaRecordType
 

data/lib/nacha/record/trx_entry_detail.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/detail_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/detail_record_type'
 
 module Nacha
   module Record
+    # Represents a Truncated Entry with Remittance Data (TRX) detail record.
     class TrxEntryDetail < Nacha::Record::Base
       include DetailRecordType
 
@@ -16,7 +17,8 @@ module Nacha
       nacha_field :total_amount, inclusion: 'M', contents: '$$$$$$$$¢¢', position: 30..39
       nacha_field :identification_number, inclusion: 'O', contents: 'Alphameric', position: 40..54
       nacha_field :number_of_addenda_records, inclusion: 'M', contents: 'Numeric', position: 55..58
-      nacha_field :receiving_company_name_id_number, inclusion: 'R', contents: 'Alphameric', position: 59..74
+      nacha_field :receiving_company_name_id_number, inclusion: 'R', contents: 'Alphameric',
+        position: 59..74
       nacha_field :reserved, inclusion: 'M', contents: 'C  ', position: 75..76
       nacha_field :item_type_indicator, inclusion: 'O', contents: 'Alphameric', position: 77..78
       nacha_field :addenda_record_indicator, inclusion: 'M', contents: 'Numeric', position: 79..79

data/lib/nacha/record/validations/field_validations.rb

@@ -5,37 +5,49 @@ module Nacha
   module Record
     module Validations
       module FieldValidations
-        def self.included base
+        def self.included(base)
           base.extend ClassMethods
         end
+
         module ClassMethods
-          def check_field_error(field, message = nil, condition = nil)
-            (block_given? ? yield : condition) || (field.add_error("'#{field.name}' '#{field}' is invalid") && false)
+          def check_field_error(field, _message = nil, condition = nil)
+            (block_given? ? yield : condition) ||
+              (field.add_error("'#{field.name}' '#{field}' is invalid") && false)
           end
 
-          def valid_service_class_code field
-            check_field_error(field, "'#{field.name}' '#{field}' should be one of #{SERVICE_CLASS_CODES.join(', ')}") {
+          def valid_service_class_code(field)
+            check_field_error(
+              field,
+              "'#{field.name}' '#{field}' should be one of #{SERVICE_CLASS_CODES.join(', ')}"
+            ) do
               SERVICE_CLASS_CODES.include? field.to_s
-            }
+            end
           end
 
-          def valid_standard_entry_class_code field
-            check_field_error(field, "'#{field.name}' '#{field}' should be one of #{STANDARD_ENTRY_CLASS_CODES.join(', ')}") {
+          def valid_standard_entry_class_code(field)
+            check_field_error(
+              field,
+              "'#{field.name}' '#{field}' should be one of " \
+                "#{STANDARD_ENTRY_CLASS_CODES.join(', ')}"
+            ) do
               STANDARD_ENTRY_CLASS_CODES.include? field.data
-            }
+            end
           end
 
-          def valid_transaction_code field
-            check_field_error(field, "'#{field.name}' '#{field}' should be one of #{TRANSACTION_CODES.join(', ')}") {
+          def valid_transaction_code(field)
+            check_field_error(
+              field,
+              "'#{field.name}' '#{field}' should be one of #{TRANSACTION_CODES.join(', ')}"
+            ) do
               TRANSACTION_CODES.include? field.to_s
-            }
+            end
           end
 
-          def valid_receiving_dfi_identification field
+          def valid_receiving_dfi_identification(field)
             check_field_error(field) { field.valid? }
           end
 
-          def valid_filler field
+          def valid_filler(field)
             check_field_error(field) { field.to_s == ('9' * 93) }
           end
         end

data/lib/nacha/record/validations/record_validations.rb

@@ -5,9 +5,10 @@ module Nacha
   module Record
     module Validations
       module RecordValidations
-        def self.included base
+        def self.included(base)
           base.extend ClassMethods
         end
+
         module ClassMethods
         end
       end

data/lib/nacha/record/web_addenda.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/addenda_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/addenda_record_type'
 
 module Nacha
   module Record
+    # Represents an Internet-Initiated Entry (WEB) addenda record.
     class WebAddenda < Nacha::Record::Base
       include AddendaRecordType
 

data/lib/nacha/record/web_entry_detail.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/detail_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/detail_record_type'
 
 module Nacha
   module Record
+    # Represents an Internet-Initiated Entry (WEB) detail record.
     class WebEntryDetail < Nacha::Record::Base
       include DetailRecordType
 
@@ -14,7 +15,8 @@ module Nacha
       nacha_field :receiving_dfi_identification, inclusion: 'M', contents: 'TTTTAAAAC', position: 4..12
       nacha_field :dfi_account_number, inclusion: 'R', contents: 'Alphameric', position: 13..29
       nacha_field :amount, inclusion: 'M', contents: '$$$$$$$$¢¢', position: 30..39
-      nacha_field :individual_identification_number, inclusion: 'O', contents: 'Alphameric', position: 40..54
+      nacha_field :individual_identification_number, inclusion: 'O', contents: 'Alphameric',
+        position: 40..54
       nacha_field :individual_name, inclusion: 'R', contents: 'Alphameric', position: 55..76
       nacha_field :payment_type_code, inclusion: 'O', contents: 'Alphameric', position: 77..78
       nacha_field :addenda_record_indicator, inclusion: 'M', contents: 'Numeric', position: 79..79

data/lib/nacha/record/xck_entry_detail.rb

@@ -1,11 +1,12 @@
 # coding: utf-8
 # frozen_string_literal: true
 
-require 'nacha/record/base.rb'
-require 'nacha/record/detail_record_type.rb'
+require 'nacha/record/base'
+require 'nacha/record/detail_record_type'
 
 module Nacha
   module Record
+    # Represents a Destroyed Check Entry (XCK) detail record.
     class XckEntryDetail < Nacha::Record::Base
       include DetailRecordType
 

data/lib/nacha/version.rb

@@ -1,5 +1,8 @@
 # frozen_string_literal: true
 
 module Nacha
-  VERSION = '0.1.8'
+  module Version
+    STRING = '0.1.12'
+  end
+  VERSION = Version::STRING
 end

data/lib/nacha.rb

@@ -1,5 +1,14 @@
 # frozen_string_literal: true
 
+# Uncomment to use debugger
+# if RUBY_ENGINE == 'ruby'
+#   require "byebug"
+# end
+#
+# if RUBY_ENGINE == 'jruby'
+#   require "pry-nav"
+# end
+
 require 'yaml'
 require 'nacha/version'
 require 'nacha/aba_number'
@@ -7,30 +16,61 @@ require 'nacha/ach_date'
 require 'nacha/field'
 require 'nacha/numeric'
 
+# Nacha is a Ruby gem for parsing, validating, and generating NACHA
+# (National Automated Clearing House Association) files.
+# It provides a structured way to work with ACH (Automated Clearing House) records,
+# including various entry detail, addenda, batch, and file control records.
 module Nacha
   STANDARD_ENTRY_CLASS_CODES = %w[ACK ADV ARC ATX BOC CCD PPD CIE
-                                  COR CTX DNE ENR IAT POP POS SHR
-                                  MTE RCK TEL TRC TRX WEB XCK].freeze
+    COR CTX DNE ENR IAT POP POS SHR
+    MTE RCK TEL TRC TRX WEB XCK].freeze
 
   SERVICE_CLASS_CODES = %w[200 220 225 280].freeze
 
   CREDIT_TRANSACTION_CODES = %w[20 21 22 23 24 30 31 32 33 34 41 42
-                                43 44 51 52 53 54 81 83 85 87].freeze
+    43 44 51 52 53 54 81 83 85 87].freeze
   DEBIT_TRANSACTION_CODES  = %w[25 26 27 28 29 35 36 37 38 39 46 47
-                                48 49 55 56 82 84 86 88].freeze
+    48 49 55 56 82 84 86 88].freeze
 
   TRANSACTION_CODES = (CREDIT_TRANSACTION_CODES + DEBIT_TRANSACTION_CODES).freeze
-  @@ach_record_types = []
 
-  def self.add_ach_record_type(klass)
-    @@ach_record_types << klass unless @@ach_record_types.include?(klass)
-  end
+  class << self
+    # Adds a new ACH record type class to the list of defined record types.
+    # This is used internally by the parser to determine which record classes
+    # are available for parsing a NACHA file.  As the `nacha_field` method is
+    # executed for each of the record types, these record types are added to
+    # the Nacha module's class variable `@@ach_record_types`.
+    #
+    # @param klass [Class, String] The record class or its name (as a String) to add.
+    # @return [void]
+    def add_ach_record_type(klass)
+      return unless klass
 
-  def self.ach_record_types
-    @@ach_record_types
-  end
+      klass = klass.to_s
+      @ach_record_types ||= []
+      @ach_record_types << klass unless @ach_record_types.include?(klass)
+    end
 
-  class << self
+    # Returns an array of all currently registered ACH record type class names.
+    #
+    # @return [Array<String>] An array of ACH record class names.
+    def ach_record_types
+      @ach_record_types || []
+    end
+
+    def to_h
+      types_hash = {}
+      ach_record_types.each do |record_type|
+        types_hash.merge! Object.const_get(record_type).to_h
+      end
+      types_hash
+    end
+
+    # Parses a NACHA file or string into a structured object representation.
+    #
+    # @param object [String, File, IO] The input to parse, either a string containing
+    #   NACHA data or an IO object (e.g., a File) representing the NACHA file.
+    # @return [Nacha::Record::Base] The parsed NACHA file object.
     def parse(object)
       parser = Nacha::Parser.new
       if object.is_a?(String)
@@ -40,27 +80,51 @@ module Nacha
       end
     end
 
+    # Converts a given string into a underscored, lowercase record name.
+    # This is typically used to derive a human-readable or programmatic
+    # name from a class name or similar string.
+    #
+    # @param str [String] The string to convert.
+    # @return [String] The underscored and lowercased record name.
     def record_name(str)
       underscore(str.to_s).split('/').last
     end
 
+    # Converts a camel-cased string to its underscore equivalent.
+    # This method handles module namespaces (::) by converting them to slashes.
+    #
+    # @param str [String] The string to underscore.
+    # @return [String] The underscored string.
     def underscore(str)
-      str.gsub(/::/, '/').
-        gsub(/([A-Z]+)([A-Z][a-z])/,'\1_\2').
-        gsub(/([a-z\d])([A-Z])/,'\1_\2').
-        tr('-', '_').
-        downcase
+      str.gsub(/::/, '/')
+         .gsub(/([A-Z]+)([A-Z][a-z])/, '\1_\2')
+         .gsub(/([a-z\d])([A-Z])/, '\1_\2')
+         .tr('-', '_')
+         .downcase
     end
   end
 end
 
-Gem.find_files('nacha/record/*.rb').reject{|f| f =~ /\/spec\//}.each do |file|
+# Load all record types from nacha/record/*.rb and nacha/record/**/*.rb
+# This will ensure that all record classes are loaded before the parser is used
+
+require 'nacha/record/base'
+require 'nacha/record/file_header_record_type'
+require 'nacha/record/file_control_record_type'
+require 'nacha/record/detail_record_type'
+
+# Ensure that the record types are loaded before the parser is used
+# This is necessary because the parser relies on the record types being defined
+# and available in the Nacha module.
+
+Gem.find_files('nacha/record/*.rb').reject { |f| f.include?('/spec/') }.each do |file|
   require File.expand_path(file)
 end
 
-Gem.find_files('nacha/record/**/*.rb').reject{|f| f =~ /\/spec\//}.each do |file|
+Gem.find_files('nacha/record/**/*.rb').reject { |f| f.include?('/spec/') }.each do |file|
   require File.expand_path(file)
 end
 
-require 'nacha/parser'
+# Load the parser after the records have been defined
 
+require 'nacha/parser'