mortgage_calc 0.1.7 → 0.1.8

data/Version.yml

@@ -1,4 +1,4 @@
 ---
 :major: 0
 :minor: 1
-:patch: 7
+:patch: 8

data/lib/mortgage_calc/mortgage_util.rb

@@ -22,8 +22,10 @@ module MortgageCalc
       @monthly_payment_with_fees ||= calculate_monthly_payment(self.loan_amount + total_fees, monthly_interest_rate, self.period)
     end
 
-    def total_fees
-      @total_fees ||= calculate_total_fees
+    def total_fees(negative_allowed = false)
+      #fees may not be negative (borrower is not paid)
+      total_fees = calculate_total_fees
+      !negative_allowed && total_fees < 0 ? 0 : total_fees
     end
 
     private
@@ -36,9 +38,7 @@ module MortgageCalc
     end
 
     def calculate_total_fees
-      total = self.fees + (self.loan_amount * points/100)
-      #fees may not be negative (borrower is not paid)
-      total < 0 ? 0 : total
+      self.fees + (self.loan_amount * points/100)
     end
 
     # solves APR

data/mortgage_calc.gemspec

@@ -2,7 +2,7 @@
 
 Gem::Specification.new do |s|
   s.name = %q{mortgage_calc}
-  s.version = "0.1.7"
+  s.version = "0.1.8"
 
   s.required_rubygems_version = Gem::Requirement.new(">= 1.2") if s.respond_to? :required_rubygems_version=
   s.authors = ["Perry Hertler"]

data/spec/mortgage_calc/mortgage_util_spec.rb

@@ -40,8 +40,14 @@ module MortgageCalc
       @mortgage_util =  MortgageUtil.new(100000, 6.0, 360, 1200, -11.25)
       @mortgage_util.total_fees.should be 0
     end
-    it "calculate total fees should return 0 if total fees is less than 0" do
-       @mortgage_util.send(:calculate_total_fees).should be 0
+    it "calculate total fees should return actual total fees is less than 0" do
+       @mortgage_util.send(:calculate_total_fees).should eql -10050.0
+    end
+    it "total fees should return 0 if total fees is less than 0" do
+       @mortgage_util.total_fees(false).should eql 0
+    end
+      it "total fees should return actual fees if negative parameter is true" do
+       @mortgage_util.total_fees(true).should eql -10050.0
     end
     it "should not return APR less than interest rate" do
       @mortgage_util.apr.should be_close 6.0, 0.00000001

metadata

@@ -1,7 +1,7 @@
 --- !ruby/object:Gem::Specification 
 name: mortgage_calc
 version: !ruby/object:Gem::Version 
-  version: 0.1.7
+  version: 0.1.8
 platform: ruby
 authors: 
 - Perry Hertler