money 4.0.1 → 4.0.2

data/lib/money/currency_loader.rb

@@ -1,19 +1,21 @@
-require 'pathname'
-
-module CurrencyLoader
-  extend self
-
-  DATA_PATH = Pathname.new(__FILE__).dirname + "../../config/"
-
-  # Loads and returns the currencies stored in JSON files in the config directory.
-  #
-  # @return [Hash]
-  def load_currencies
-    json = File.read(DATA_PATH + 'currency.json')
-    currencies = JSON.parse(json, :symbolize_names => true)
-
-    # merge the currencies kept for backwards compatibility
-    json = File.read(DATA_PATH + 'currency_bc.json')
-    currencies.merge!(JSON.parse(json, :symbolize_names => true))
-  end
-end
+module CurrencyLoader
+  extend self
+
+  DATA_PATH = File.expand_path("../../../config", __FILE__)
+
+  # Loads and returns the currencies stored in JSON files in the config directory.
+  #
+  # @return [Hash]
+  def load_currencies
+    currencies = parse_currency_file("currency.json")
+    currencies.merge! parse_currency_file("currency_bc.json")
+  end
+
+  private
+
+  def parse_currency_file(filename)
+    json = File.read("#{DATA_PATH}/#{filename}")
+    json.force_encoding(::Encoding::UTF_8) if defined?(::Encoding)
+    JSON.parse(json, :symbolize_names => true)
+  end
+end

data/lib/money/money.rb

@@ -1,405 +1,411 @@
-# encoding: utf-8
-require 'money/bank/variable_exchange'
-require 'money/money/arithmetic'
-require 'money/money/parsing'
-require 'money/money/formatting'
-
-# Represents an amount of money in a given currency.
-class Money
-  include Comparable
-  include Arithmetic
-  include Formatting
-  include Parsing
-
-  # The value of the money in cents.
-  #
-  # @return [Integer]
-  attr_reader :cents
-
-  # The currency the money is in.
-  #
-  # @return [Currency]
-  attr_reader :currency
-
-  # The +Money::Bank+ based object used to perform currency exchanges with.
-  #
-  # @return [Money::Bank::*]
-  attr_reader :bank
-
-  # Class Methods
-  class << self
-    # Each Money object is associated to a bank object, which is responsible
-    # for currency exchange. This property allows you to specify the default
-    # bank object. The default value for this property is an instance if
-    # +Bank::VariableExchange.+ It allows one to specify custom exchange rates.
-    #
-    # @return [Money::Bank::*]
-    attr_accessor :default_bank
-
-    # The default currency, which is used when +Money.new+ is called without an
-    # explicit currency argument. The default value is Currency.new("USD"). The
-    # value must be a valid +Money::Currency+ instance.
-    #
-    # @return [Money::Currency]
-    attr_accessor :default_currency
-
-    # Use this to disable i18n even if it's used by other objects in your app.
-    #
-    # @return [true,false]
-    attr_accessor :use_i18n
-  end
-
-  # Set the default bank for creating new +Money+ objects.
-  self.default_bank = Bank::VariableExchange.instance
-
-  # Set the default currency for creating new +Money+ object.
-  self.default_currency = Currency.new("USD")
-
-  # Default to using i18n
-  self.use_i18n = true
-
-  # Create a new money object with value 0.
-  #
-  # @param [Currency, String, Symbol] currency The currency to use.
-  #
-  # @return [Money]
-  #
-  # @example
-  #   Money.empty #=> #<Money @cents=0>
-  def self.empty(currency = default_currency)
-    Money.new(0, currency)
-  end
-
-  # Creates a new Money object of the given value, using the Canadian
-  # dollar currency.
-  #
-  # @param [Integer] cents The cents value.
-  #
-  # @return [Money]
-  #
-  # @example
-  #   n = Money.ca_dollar(100)
-  #   n.cents    #=> 100
-  #   n.currency #=> #<Money::Currency id: cad>
-  def self.ca_dollar(cents)
-    Money.new(cents, "CAD")
-  end
-
-  # Creates a new Money object of the given value, using the American dollar
-  # currency.
-  #
-  # @param [Integer] cents The cents value.
-  #
-  # @return [Money]
-  #
-  # @example
-  #   n = Money.us_dollar(100)
-  #   n.cents    #=> 100
-  #   n.currency #=> #<Money::Currency id: usd>
-  def self.us_dollar(cents)
-    Money.new(cents, "USD")
-  end
-
-  # Creates a new Money object of the given value, using the Euro currency.
-  #
-  # @param [Integer] cents The cents value.
-  #
-  # @return [Money]
-  #
-  # @example
-  #   n = Money.euro(100)
-  #   n.cents    #=> 100
-  #   n.currency #=> #<Money::Currency id: eur>
-  def self.euro(cents)
-    Money.new(cents, "EUR")
-  end
-
-
-  # Creates a new Money object of +amount+ value in dollars,
-  # with given +currency+.
-  #
-  # The amount value is expressed in +dollars+
-  # where the +dollar+ is the main monetary unit,
-  # opposite to the subunit-based representation
-  # used internally by this library called +cents+.
-  #
-  # @param [Numeric] amount The money amount, in dollars.
-  # @param [Currency, String, Symbol] currency The currency format.
-  # @param [Money::Bank::*] bank The exchange bank to use.
-  #
-  # @return [Money]
-  #
-  # @example
-  #   Money.new_with_dollars(100)
-  #   #=> #<Money @cents=10000 @currency="USD">
-  #   Money.new_with_dollars(100, "USD")
-  #   #=> #<Money @cents=10000 @currency="USD">
-  #   Money.new_with_dollars(100, "EUR")
-  #   #=> #<Money @cents=10000 @currency="EUR">
-  #
-  # @see Money.new
-  #
-  def self.new_with_dollars(amount, currency = Money.default_currency, bank = Money.default_bank)
-    money = from_numeric(amount, currency)
-    # Hack! You can't change a bank
-    money.instance_variable_set("@bank", bank)
-    money
-  end
-  # Adds a new exchange rate to the default bank and return the rate.
-  #
-  # @param [Currency, String, Symbol] from_currency Currency to exchange from.
-  # @param [Currency, String, Symbol] to_currency Currency to exchange to.
-  # @param [Numeric] rate Rate to exchange with.
-  #
-  # @return [Numeric]
-  #
-  # @example
-  #   Money.add_rate("USD", "CAD", 1.25) #=> 1.25
-  def self.add_rate(from_currency, to_currency, rate)
-    Money.default_bank.add_rate(from_currency, to_currency, rate)
-  end
-
-
-  # Creates a new Money object of +cents+ value in cents,
-  # with given +currency+.
-  #
-  # Alternatively you can use the convenience
-  # methods like {Money.ca_dollar} and {Money.us_dollar}.
-  #
-  # @param [Integer] cents The money amount, in cents.
-  # @param [Currency, String, Symbol] currency The currency format.
-  # @param [Money::Bank::*] bank The exchange bank to use.
-  #
-  # @return [Money]
-  #
-  # @example
-  #   Money.new(100)
-  #   #=> #<Money @cents=100 @currency="USD">
-  #   Money.new(100, "USD")
-  #   #=> #<Money @cents=100 @currency="USD">
-  #   Money.new(100, "EUR")
-  #   #=> #<Money @cents=100 @currency="EUR">
-  #
-  # @see Money.new_with_dollars
-  #
-  def initialize(cents, currency = Money.default_currency, bank = Money.default_bank)
-    @cents = cents.round.to_i
-    @currency = Currency.wrap(currency)
-    @bank = bank
-  end
-
-  # Returns the value of the money in dollars,
-  # instead of in cents.
-  #
-  # @return [Float]
-  #
-  # @example
-  #   Money.new(100).dollars           # => 1.0
-  #   Money.new_with_dollars(1).dollar # => 1.0
-  #
-  # @see #to_f
-  # @see #cents
-  #
-  def dollars
-    to_f
-  end
-
-  # Return string representation of currency object
-  #
-  # @return [String]
-  #
-  # @example
-  #   Money.new(100, :USD).currency_as_string #=> "USD"
-  def currency_as_string
-    self.currency.to_s
-  end
-
-  # Set currency object using a string
-  #
-  # @param [String] val The currency string.
-  #
-  # @return [Money::Currency]
-  #
-  # @example
-  #   Money.new(100).currency_as_string("CAD") #=> #<Money::Currency id: cad>
-  def currency_as_string=(val)
-    @currency = Currency.wrap(val)
-  end
-
-  # Returns a Fixnum hash value based on the +cents+ and +currency+ attributes
-  # in order to use functions like & (intersection), group_by, etc.
-  #
-  # @return [Fixnum]
-  #
-  # @example
-  #   Money.new(100).hash #=> 908351
-  def hash
-    [cents.hash, currency.hash].hash
-  end
-
-  # Uses +Currency#symbol+. If +nil+ is returned, defaults to "¤".
-  #
-  # @return [String]
-  #
-  # @example
-  #   Money.new(100, "USD").symbol #=> "$"
-  def symbol
-    currency.symbol || "¤"
-  end
-
-  # Returns the amount of money as a string.
-  #
-  # @return [String]
-  #
-  # @example
-  #   Money.ca_dollar(100).to_s #=> "1.00"
-  def to_s
-    unit, subunit  = cents.abs.divmod(currency.subunit_to_unit).map{|o| o.to_s}
-    if currency.decimal_places == 0
-      return "-#{unit}" if cents < 0
-      return unit
-    end
-    subunit = (("0" * currency.decimal_places) + subunit)[(-1*currency.decimal_places)..-1]
-    return "-#{unit}#{decimal_mark}#{subunit}" if cents < 0
-    "#{unit}#{decimal_mark}#{subunit}"
-  end
-
-  # Return the amount of money as a BigDecimal.
-  #
-  # @return [BigDecimal]
-  #
-  # @example
-  #   Money.us_dollar(100).to_d => BigDecimal.new("1.0")
-  def to_d
-    BigDecimal.new(cents.to_s) / BigDecimal.new(currency.subunit_to_unit.to_s)
-  end
-
-  # Return the amount of money as a float. Floating points cannot guarantee
-  # precision. Therefore, this function should only be used when you no longer
-  # need to represent currency or working with another system that requires
-  # decimals.
-  #
-  # @return [Float]
-  #
-  # @example
-  #   Money.us_dollar(100).to_f => 1.0
-  def to_f
-    to_d.to_f
-  end
-
-  # Receive the amount of this money object in another Currency.
-  #
-  # @param [Currency, String, Symbol] other_currency Currency to exchange to.
-  #
-  # @return [Money]
-  #
-  # @example
-  #   Money.new(2000, "USD").exchange_to("EUR")
-  #   Money.new(2000, "USD").exchange_to(Currency.new("EUR"))
-  def exchange_to(other_currency)
-    other_currency = Currency.wrap(other_currency)
-    @bank.exchange_with(self, other_currency)
-  end
-
-  # Receive a money object with the same amount as the current Money object
-  # in american dollars.
-  #
-  # @return [Money]
-  #
-  # @example
-  #   n = Money.new(100, "CAD").as_us_dollar
-  #   n.currency #=> #<Money::Currency id: usd>
-  def as_us_dollar
-    exchange_to("USD")
-  end
-
-  # Receive a money object with the same amount as the current Money object
-  # in canadian dollar.
-  #
-  # @return [Money]
-  #
-  # @example
-  #   n = Money.new(100, "USD").as_ca_dollar
-  #   n.currency #=> #<Money::Currency id: cad>
-  def as_ca_dollar
-    exchange_to("CAD")
-  end
-
-  # Receive a money object with the same amount as the current Money object
-  # in euro.
-  #
-  # @return [Money]
-  #
-  # @example
-  #   n = Money.new(100, "USD").as_euro
-  #   n.currency #=> #<Money::Currency id: eur>
-  def as_euro
-    exchange_to("EUR")
-  end
-
-  # Conversation to +self+.
-  #
-  # @return [self]
-  def to_money
-    self
-  end
-
-  # Common inspect function
-  #
-  # @return [String]
-  def inspect
-    "#<Money cents:#{cents} currency:#{currency}>"
-  end
-
-  # Allocates money between different parties without loosing pennies.
-  # After the mathmatically split has been performed, left over pennies will
-  # be distributed round-robin amongst the parties. This means that parties
-  # listed first will likely recieve more pennies then ones that are listed later
-  #
-  # @param [0.50, 0.25, 0.25] to give 50% of the cash to party1, 25% ot party2, and 25% to party3.
-  #
-  # @return [Array<Money, Money, Money>]
-  #
-  # @example
-  #   Money.new(5, "USD").allocate([0.3,0.7)) #=> [Money.new(2), Money.new(3)]
-  #   Money.new(100, "USD").allocate([0.33,0.33,0.33]) #=> [Money.new(34), Money.new(33), Money.new(33)]
-  def allocate(splits)
-    allocations = splits.inject(0.0) {|sum, i| sum += i }
-    raise ArgumentError, "splits add to more then 100%" if (allocations - 1.0) > Float::EPSILON
-
-    left_over = cents
-
-    amounts = splits.collect do |ratio|
-      fraction = (cents * ratio / allocations).floor
-      left_over -= fraction
-      fraction
-    end
-
-    left_over.times { |i| amounts[i % amounts.length] += 1 }
-
-    return amounts.collect { |cents| Money.new(cents, currency) }
-  end
-
-  # Split money amongst parties evenly without loosing pennies.
-  #
-  # @param [2] number of parties.
-  #
-  # @return [Array<Money, Money, Money>]
-  #
-  # @example
-  #   Money.new(100, "USD").split(3) #=> [Money.new(34), Money.new(33), Money.new(33)]
-  def split(num)
-    raise ArgumentError, "need at least one party" if num < 1
-    low = Money.new(cents / num)
-    high = Money.new(low.cents + 1)
-
-    remainder = cents % num
-    result = []
-
-    num.times do |index|
-      result[index] = index < remainder ? high : low
-    end
-
-    return result
-  end
-end
+# encoding: utf-8
+require 'money/bank/variable_exchange'
+require 'money/money/arithmetic'
+require 'money/money/parsing'
+require 'money/money/formatting'
+
+# Represents an amount of money in a given currency.
+class Money
+  include Comparable
+  include Arithmetic
+  include Formatting
+  include Parsing
+
+  # The value of the money in cents.
+  #
+  # @return [Integer]
+  attr_reader :cents
+
+  # The currency the money is in.
+  #
+  # @return [Currency]
+  attr_reader :currency
+
+  # The +Money::Bank+ based object used to perform currency exchanges with.
+  #
+  # @return [Money::Bank::*]
+  attr_reader :bank
+
+  # Class Methods
+  class << self
+    # Each Money object is associated to a bank object, which is responsible
+    # for currency exchange. This property allows you to specify the default
+    # bank object. The default value for this property is an instance if
+    # +Bank::VariableExchange.+ It allows one to specify custom exchange rates.
+    #
+    # @return [Money::Bank::*]
+    attr_accessor :default_bank
+
+    # The default currency, which is used when +Money.new+ is called without an
+    # explicit currency argument. The default value is Currency.new("USD"). The
+    # value must be a valid +Money::Currency+ instance.
+    #
+    # @return [Money::Currency]
+    attr_accessor :default_currency
+
+    # Use this to disable i18n even if it's used by other objects in your app.
+    #
+    # @return [true,false]
+    attr_accessor :use_i18n
+  end
+
+  # Set the default bank for creating new +Money+ objects.
+  self.default_bank = Bank::VariableExchange.instance
+
+  # Set the default currency for creating new +Money+ object.
+  self.default_currency = Currency.new("USD")
+
+  # Default to using i18n
+  self.use_i18n = true
+
+  # Create a new money object with value 0.
+  #
+  # @param [Currency, String, Symbol] currency The currency to use.
+  #
+  # @return [Money]
+  #
+  # @example
+  #   Money.empty #=> #<Money @cents=0>
+  def self.empty(currency = default_currency)
+    Money.new(0, currency)
+  end
+
+  # Creates a new Money object of the given value, using the Canadian
+  # dollar currency.
+  #
+  # @param [Integer] cents The cents value.
+  #
+  # @return [Money]
+  #
+  # @example
+  #   n = Money.ca_dollar(100)
+  #   n.cents    #=> 100
+  #   n.currency #=> #<Money::Currency id: cad>
+  def self.ca_dollar(cents)
+    Money.new(cents, "CAD")
+  end
+
+  # Creates a new Money object of the given value, using the American dollar
+  # currency.
+  #
+  # @param [Integer] cents The cents value.
+  #
+  # @return [Money]
+  #
+  # @example
+  #   n = Money.us_dollar(100)
+  #   n.cents    #=> 100
+  #   n.currency #=> #<Money::Currency id: usd>
+  def self.us_dollar(cents)
+    Money.new(cents, "USD")
+  end
+
+  # Creates a new Money object of the given value, using the Euro currency.
+  #
+  # @param [Integer] cents The cents value.
+  #
+  # @return [Money]
+  #
+  # @example
+  #   n = Money.euro(100)
+  #   n.cents    #=> 100
+  #   n.currency #=> #<Money::Currency id: eur>
+  def self.euro(cents)
+    Money.new(cents, "EUR")
+  end
+
+  # Creates a new Money object of +amount+ value in dollars,
+  # with given +currency+.
+  #
+  # The amount value is expressed in +dollars+
+  # where the +dollar+ is the main monetary unit,
+  # opposite to the subunit-based representation
+  # used internally by this library called +cents+.
+  #
+  # @param [Numeric] amount The money amount, in dollars.
+  # @param [Currency, String, Symbol] currency The currency format.
+  # @param [Money::Bank::*] bank The exchange bank to use.
+  #
+  # @return [Money]
+  #
+  # @example
+  #   Money.new_with_dollars(100)
+  #   #=> #<Money @cents=10000 @currency="USD">
+  #   Money.new_with_dollars(100, "USD")
+  #   #=> #<Money @cents=10000 @currency="USD">
+  #   Money.new_with_dollars(100, "EUR")
+  #   #=> #<Money @cents=10000 @currency="EUR">
+  #
+  # @see Money.new
+  #
+  def self.new_with_dollars(amount, currency = Money.default_currency, bank = Money.default_bank)
+    money = from_numeric(amount, currency)
+    # Hack! You can't change a bank
+    money.instance_variable_set("@bank", bank)
+    money
+  end
+
+  # Adds a new exchange rate to the default bank and return the rate.
+  #
+  # @param [Currency, String, Symbol] from_currency Currency to exchange from.
+  # @param [Currency, String, Symbol] to_currency Currency to exchange to.
+  # @param [Numeric] rate Rate to exchange with.
+  #
+  # @return [Numeric]
+  #
+  # @example
+  #   Money.add_rate("USD", "CAD", 1.25) #=> 1.25
+  def self.add_rate(from_currency, to_currency, rate)
+    Money.default_bank.add_rate(from_currency, to_currency, rate)
+  end
+
+
+  # Creates a new Money object of +cents+ value in cents,
+  # with given +currency+.
+  #
+  # Alternatively you can use the convenience
+  # methods like {Money.ca_dollar} and {Money.us_dollar}.
+  #
+  # @param [Integer] cents The money amount, in cents.
+  # @param [Currency, String, Symbol] currency The currency format.
+  # @param [Money::Bank::*] bank The exchange bank to use.
+  #
+  # @return [Money]
+  #
+  # @example
+  #   Money.new(100)
+  #   #=> #<Money @cents=100 @currency="USD">
+  #   Money.new(100, "USD")
+  #   #=> #<Money @cents=100 @currency="USD">
+  #   Money.new(100, "EUR")
+  #   #=> #<Money @cents=100 @currency="EUR">
+  #
+  # @see Money.new_with_dollars
+  #
+  def initialize(cents, currency = Money.default_currency, bank = Money.default_bank)
+    @cents = cents.round.to_i
+    @currency = Currency.wrap(currency)
+    @bank = bank
+  end
+
+  # Returns the value of the money in dollars,
+  # instead of in cents.
+  #
+  # @return [Float]
+  #
+  # @example
+  #   Money.new(100).dollars           # => 1.0
+  #   Money.new_with_dollars(1).dollar # => 1.0
+  #
+  # @see #to_f
+  # @see #cents
+  #
+  def dollars
+    to_f
+  end
+
+  # Return string representation of currency object
+  #
+  # @return [String]
+  #
+  # @example
+  #   Money.new(100, :USD).currency_as_string #=> "USD"
+  def currency_as_string
+    currency.to_s
+  end
+
+  # Set currency object using a string
+  #
+  # @param [String] val The currency string.
+  #
+  # @return [Money::Currency]
+  #
+  # @example
+  #   Money.new(100).currency_as_string("CAD") #=> #<Money::Currency id: cad>
+  def currency_as_string=(val)
+    @currency = Currency.wrap(val)
+  end
+
+  # Returns a Fixnum hash value based on the +cents+ and +currency+ attributes
+  # in order to use functions like & (intersection), group_by, etc.
+  #
+  # @return [Fixnum]
+  #
+  # @example
+  #   Money.new(100).hash #=> 908351
+  def hash
+    [cents.hash, currency.hash].hash
+  end
+
+  # Uses +Currency#symbol+. If +nil+ is returned, defaults to "¤".
+  #
+  # @return [String]
+  #
+  # @example
+  #   Money.new(100, "USD").symbol #=> "$"
+  def symbol
+    currency.symbol || "¤"
+  end
+
+  # Common inspect function
+  #
+  # @return [String]
+  def inspect
+    "#<Money cents:#{cents} currency:#{currency}>"
+  end
+
+  # Returns the amount of money as a string.
+  #
+  # @return [String]
+  #
+  # @example
+  #   Money.ca_dollar(100).to_s #=> "1.00"
+  def to_s
+    unit, subunit  = cents.abs.divmod(currency.subunit_to_unit).map{|o| o.to_s}
+    if currency.decimal_places == 0
+      return "-#{unit}" if cents < 0
+      return unit
+    end
+    subunit = (("0" * currency.decimal_places) + subunit)[(-1*currency.decimal_places)..-1]
+    return "-#{unit}#{decimal_mark}#{subunit}" if cents < 0
+    "#{unit}#{decimal_mark}#{subunit}"
+  end
+
+  # Return the amount of money as a BigDecimal.
+  #
+  # @return [BigDecimal]
+  #
+  # @example
+  #   Money.us_dollar(100).to_d => BigDecimal.new("1.0")
+  def to_d
+    BigDecimal.new(cents.to_s) / BigDecimal.new(currency.subunit_to_unit.to_s)
+  end
+
+  # Return the amount of money as a float. Floating points cannot guarantee
+  # precision. Therefore, this function should only be used when you no longer
+  # need to represent currency or working with another system that requires
+  # decimals.
+  #
+  # @return [Float]
+  #
+  # @example
+  #   Money.us_dollar(100).to_f => 1.0
+  def to_f
+    to_d.to_f
+  end
+
+  # Conversation to +self+.
+  #
+  # @return [self]
+  def to_money(given_currency = nil)
+    given_currency = Currency.wrap(given_currency) if given_currency
+    if given_currency.nil? || self.currency == given_currency
+      self
+    else
+      exchange_to(given_currency)
+    end
+  end
+
+  # Receive the amount of this money object in another Currency.
+  #
+  # @param [Currency, String, Symbol] other_currency Currency to exchange to.
+  #
+  # @return [Money]
+  #
+  # @example
+  #   Money.new(2000, "USD").exchange_to("EUR")
+  #   Money.new(2000, "USD").exchange_to(Currency.new("EUR"))
+  def exchange_to(other_currency)
+    other_currency = Currency.wrap(other_currency)
+    @bank.exchange_with(self, other_currency)
+  end
+
+  # Receive a money object with the same amount as the current Money object
+  # in american dollars.
+  #
+  # @return [Money]
+  #
+  # @example
+  #   n = Money.new(100, "CAD").as_us_dollar
+  #   n.currency #=> #<Money::Currency id: usd>
+  def as_us_dollar
+    exchange_to("USD")
+  end
+
+  # Receive a money object with the same amount as the current Money object
+  # in canadian dollar.
+  #
+  # @return [Money]
+  #
+  # @example
+  #   n = Money.new(100, "USD").as_ca_dollar
+  #   n.currency #=> #<Money::Currency id: cad>
+  def as_ca_dollar
+    exchange_to("CAD")
+  end
+
+  # Receive a money object with the same amount as the current Money object
+  # in euro.
+  #
+  # @return [Money]
+  #
+  # @example
+  #   n = Money.new(100, "USD").as_euro
+  #   n.currency #=> #<Money::Currency id: eur>
+  def as_euro
+    exchange_to("EUR")
+  end
+
+  # Allocates money between different parties without loosing pennies.
+  # After the mathmatically split has been performed, left over pennies will
+  # be distributed round-robin amongst the parties. This means that parties
+  # listed first will likely recieve more pennies then ones that are listed later
+  #
+  # @param [0.50, 0.25, 0.25] to give 50% of the cash to party1, 25% ot party2, and 25% to party3.
+  #
+  # @return [Array<Money, Money, Money>]
+  #
+  # @example
+  #   Money.new(5, "USD").allocate([0.3,0.7)) #=> [Money.new(2), Money.new(3)]
+  #   Money.new(100, "USD").allocate([0.33,0.33,0.33]) #=> [Money.new(34), Money.new(33), Money.new(33)]
+  def allocate(splits)
+    allocations = splits.inject(0.0) {|sum, i| sum += i }
+    raise ArgumentError, "splits add to more then 100%" if (allocations - 1.0) > Float::EPSILON
+
+    left_over = cents
+
+    amounts = splits.collect do |ratio|
+      fraction = (cents * ratio / allocations).floor
+      left_over -= fraction
+      fraction
+    end
+
+    left_over.times { |i| amounts[i % amounts.length] += 1 }
+
+    amounts.collect { |cents| Money.new(cents, currency) }
+  end
+
+  # Split money amongst parties evenly without loosing pennies.
+  #
+  # @param [2] number of parties.
+  #
+  # @return [Array<Money, Money, Money>]
+  #
+  # @example
+  #   Money.new(100, "USD").split(3) #=> [Money.new(34), Money.new(33), Money.new(33)]
+  def split(num)
+    raise ArgumentError, "need at least one party" if num < 1
+    low = Money.new(cents / num)
+    high = Money.new(low.cents + 1)
+
+    remainder = cents % num
+    result = []
+
+    num.times do |index|
+      result[index] = index < remainder ? high : low
+    end
+
+    result
+  end
+
+end