metro_2 1.2.3 → 1.2.5

checksums.yaml

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data/.rubocop.yml

@@ -0,0 +1,4 @@
+---
+Layout/LineLength:
+  Max: 120
+  Description: Limit lines to 120 characters

data/CHANGELOG.md

@@ -0,0 +1,7 @@
+# Changelog
+
+Metro_2 gem versions
+
+# 1.2.5
+1. Adds account types and ECOA codes for business loans
+2. Adds J2 segment appendage 

data/Repositoryowner.md

@@ -0,0 +1,4 @@
+# Repository Ownership
+Repository Owner - @teamupstart/borrower-squad
+
+Slack Channel ID - C08UGTUG1

data/lib/metro_2/records/base_segment.rb

@@ -61,11 +61,20 @@ module Metro2::Records
       @k2_segment
     end
 
+    def j2_segment
+      @j2_segment
+    end
+
     def k2_segment=(segment)
       @k2_segment = segment
       @appendages << @k2_segment
     end
 
+    def j2_segment=(segment)
+      @j2_segment = segment
+      @appendages << @j2_segment
+    end
+
     def to_metro2
       @appendages.compact!
       set_record_descriptor_word

data/lib/metro_2/records/j2_segment.rb

@@ -0,0 +1,29 @@
+module Metro2::Records
+  class J2Segment < Record
+    LENGTH = 200
+
+    @fields = []
+
+    alphanumeric_const_field :segment_identifier, 2, "J2"
+    alphanumeric_const_field :reserved, 1, nil # reserved - blank fill
+    alphanumeric_field :surname, 25, Metro2::ALPHANUMERIC_PLUS_DASH
+    alphanumeric_field :first_name, 20, Metro2::ALPHANUMERIC_PLUS_DASH
+    alphanumeric_field :middle_name, 20, Metro2::ALPHANUMERIC_PLUS_DASH
+    alphanumeric_field :generation_code, 1
+    numeric_field :social_security_number, 9
+    date_field :date_of_birth
+    numeric_field :telephone_number, 10
+    alphanumeric_field :ecoa_code, 1
+    alphanumeric_field :consumer_information_indicator, 2
+    alphanumeric_field :country_code, 2
+    alphanumeric_field :address_1, 32, Metro2::ALPHANUMERIC_PLUS_DOT_DASH_SLASH
+    alphanumeric_field :address_2, 32, Metro2::ALPHANUMERIC_PLUS_DOT_DASH_SLASH
+    alphanumeric_field :city, 20, Metro2::ALPHANUMERIC_PLUS_DOT_DASH_SLASH
+    alphanumeric_field :state, 2
+    alphanumeric_field :postal_code, 9
+    alphanumeric_field :address_indicator, 1
+    alphanumeric_field :residence_code, 1
+    alphanumeric_const_field :reserved2, 2, nil # reserved - blank fill
+  end
+
+end

data/lib/metro_2/version.rb

@@ -1,5 +1,7 @@
+# frozen_string_literal: true
+
 module Metro2
-  VERSION = "1.2.3"
+  VERSION = '1.2.5'
 
   def self.version_string
     str = VERSION.split('.')

data/lib/metro_2.rb

@@ -1,7 +1,8 @@
+# frozen_string_literal: true
+
 require 'metro_2/version'
 
 module Metro2
-
   PORTFOLIO_TYPE = {
     line_of_credit: 'C',
     installment: 'I',
@@ -11,31 +12,42 @@ module Metro2
   }.freeze
 
   ACCOUNT_TYPE = {
+    auto: '00',
     unsecured: '01',
-    education: '12'
+    education: '12',
+    business_individual_personally_liable: '10'
     # TODO: add other account types
   }.freeze
 
   ECOA_CODE = {
     individual: '1',
     deceased: 'X',
-    delete: 'Z'
+    delete: 'Z',
+    comaker_or_guarantor: '5',
+    business: 'W'
     # TODO: add other ECOA codes
   }.freeze
 
   SPECIAL_COMMENT_CODE = {
+    election_of_remedy: 'I',
+    paid_through_insurance: 'AB',
     partial_payment_agreement: 'AC',
     purchased_by_another_company: 'AH',
+    voluntarily_surrendered: 'AO',
     paid_in_full_less_than_full_balance: 'AU',
     affected_by_natural_or_declared_disaster: 'AW',
+    redeemed_or_reinstated_repossession: 'AZ',
+    involuntary_repossession: 'BI',
+    involuntary_repossession_obligation_satisfied: 'BJ',
+    involuntary_repossession_balance_owing: 'BK',
     loan_modified: 'CO',
-    forbearance: 'CP',
+    forbearance: 'CP'
     # TODO: add other special comment codes
   }.freeze
 
   COMPLIANCE_CONDITION_CODE = {
     in_dispute: 'XB',
-    previously_in_dispute_now_resolved: 'XH',
+    previously_in_dispute_now_resolved: 'XH'
     # TODO: add other compliance condition codes
   }.freeze
 
@@ -161,8 +173,8 @@ module Metro2
     withdrawn_ch7: 'M',
     withdrawn_ch11: 'N',
     withdrawn_ch12: 'O',
-    withdrawn_ch13: 'P',
-  }
+    withdrawn_ch13: 'P'
+  }.freeze
 
   # K2 Segment constants
   PURCHASED_FROM_SOLD_TO_INDICATOR = {
@@ -171,10 +183,10 @@ module Metro2
     remove_previous: 9
   }.freeze
 
-  ALPHANUMERIC = /\A([[:alnum:]]|\s)+\z/
-  ALPHANUMERIC_PLUS_DASH = /\A([[:alnum:]]|\s|\-)+\z/
-  ALPHANUMERIC_PLUS_DOT_DASH_SLASH = /\A([[:alnum:]]|\s|\-|\.|\\|\/)+\z/
-  NUMERIC = /\A\d+\.?\d*\z/
+  ALPHANUMERIC = /\A([[:alnum:]]|\s)+\z/.freeze
+  ALPHANUMERIC_PLUS_DASH = /\A([[:alnum:]]|\s|\-)+\z/.freeze
+  ALPHANUMERIC_PLUS_DOT_DASH_SLASH = %r{\A([[:alnum:]]|\s|\-|\.|\\|/)+\z}.freeze
+  NUMERIC = /\A\d+\.?\d*\z/.freeze
 
   FIXED_LENGTH = 426
 
@@ -189,14 +201,14 @@ module Metro2
     # Left justified and blank-filled
     val = val.to_s
 
-    return ' ' * required_length  if val.empty?
+    return ' ' * required_length if val.empty?
 
     unless !!(val =~ permitted_chars)
-      raise ArgumentError.new("Content (#{val}) contains invalid characters in field '#{name}'")
+      raise ArgumentError, "Content (#{val}) contains invalid characters in field '#{name}'"
     end
 
     if val.size > required_length
-      val[0..(required_length-1)]
+      val[0..(required_length - 1)]
     else
       val + (' ' * (required_length - val.size))
     end
@@ -205,7 +217,7 @@ module Metro2
   def self.numeric_to_metro2(val, required_length,
                              is_monetary: false, name: nil, possible_values: nil)
     unless possible_values.nil? || possible_values.include?(val)
-      raise ArgumentError.new("field #{name} has unsupported value: #{val}")
+      raise ArgumentError, "field #{name} has unsupported value: #{val}"
     end
 
     # Right justified and zero-filled
@@ -213,17 +225,15 @@ module Metro2
 
     return '0' * required_length if val.empty?
 
-    unless !!(val =~ Metro2::NUMERIC)
-      raise ArgumentError.new("field (#{val}) must be numeric")
-    end
+    raise ArgumentError, "field (#{val}) must be numeric" unless !!(val =~ Metro2::NUMERIC)
 
     decimal_index = val.index('.')
     val = val[0..(decimal_index - 1)] if decimal_index
 
     # any value above 1 billion gets set to 999,999,999
-    return '9' * required_length if is_monetary && val.to_f >= 1000000000
+    return '9' * required_length if is_monetary && val.to_f >= 1_000_000_000
     if val.size > required_length
-      raise ArgumentError.new("numeric field (#{val}) is too long (max #{required_length})")
+      raise ArgumentError, "numeric field (#{val}) is too long (max #{required_length})"
     end
 
     ('0' * (required_length - val.size)) + val
@@ -237,5 +247,5 @@ require 'metro_2/metro2_file'
 require 'metro_2/records/record'
 
 Dir.new(File.dirname(__FILE__) + '/metro_2/records').each do |file|
-  require('metro_2/records/' + File.basename(file)) if File.extname(file) == ".rb"
+  require('metro_2/records/' + File.basename(file)) if File.extname(file) == '.rb'
 end

data/metro_2.gemspec

@@ -1,24 +1,25 @@
-# coding: utf-8
-lib = File.expand_path('../lib', __FILE__)
+# frozen_string_literal: true
+
+lib = File.expand_path('lib', __dir__)
 $LOAD_PATH.unshift(lib) unless $LOAD_PATH.include?(lib)
 require 'metro_2/version'
 
 Gem::Specification.new do |spec|
-  spec.name          = "metro_2"
+  spec.name          = 'metro_2'
   spec.version       = Metro2::VERSION
-  spec.authors       = ["Brian Mascarenhas"]
-  spec.email         = ["brian@upstart.com"]
-  spec.summary       = "Create Metro 2 format files for credit reporting"
-  spec.description   = "Create Metro 2 format files for credit reporting"
-  spec.homepage      = ""
-  spec.license       = "MIT"
+  spec.authors       = ['Brian Mascarenhas']
+  spec.email         = ['brian@upstart.com']
+  spec.summary       = 'Create Metro 2 format files for credit reporting'
+  spec.description   = 'Create Metro 2 format files for credit reporting'
+  spec.homepage      = ''
+  spec.license       = 'MIT'
 
   spec.files         = `git ls-files -z`.split("\x0")
   spec.executables   = spec.files.grep(%r{^bin/}) { |f| File.basename(f) }
   spec.test_files    = spec.files.grep(%r{^(test|spec|features)/})
-  spec.require_paths = ["lib"]
+  spec.require_paths = ['lib']
 
-  spec.add_development_dependency "bundler", "~> 1.6"
-  spec.add_development_dependency "rake", "~> 10.0"
-  spec.add_development_dependency "rspec", "~> 2.13"
+  spec.add_development_dependency 'bundler', '~> 2.1'
+  spec.add_development_dependency 'rake', '~> 10.0'
+  spec.add_development_dependency 'rspec', '~> 2.13'
 end

data/spec/records/base_segment_spec.rb

@@ -36,9 +36,11 @@ describe Metro2::Records::BaseSegment do
     @base.address_indicator = 'N'
     @base.residence_code = 'O'
     @base.k2_segment = k2_segment
+    @base.j2_segment = j2_segment
   end
 
   let(:k2_segment) { nil }
+  let(:j2_segment) { nil }
 
   context '#to_metro2' do
     let(:expected) do
@@ -115,6 +117,29 @@ describe Metro2::Records::BaseSegment do
         expect(base_str[0..3].to_i).to eql(expected_length)
       end
     end
+
+    context 'with a J2 segment' do
+      let(:j2_segment) do
+        j2 = Metro2::Records::J2Segment.new
+        j2.surname = "Business Name"
+        j2.social_security_number = '333224444'
+        j2.date_of_birth = Date.new(1987, 4, 19)
+        j2.ecoa_code = 'W'
+        j2.country_code = 'US'
+        j2.address_1 = '742 Evergreen Terrace'
+        j2.city = 'Springfield'
+        j2.state = 'IL'
+        j2.postal_code = '54321'
+        j2
+      end
+
+      it 'should output the j2 segment in its string and update set_record_descriptor_word' do
+        base_str = @base.to_metro2
+        expected_length = Metro2::Records::BaseSegment::LENGTH + Metro2::Records::J2Segment::LENGTH
+        expect(base_str.size).to eql(expected_length)
+        expect(base_str[0..3].to_i).to eql(expected_length)
+      end
+    end
   end
 
   context 'alphanumerics' do

data/spec/records/header_segment_spec.rb

@@ -32,7 +32,7 @@ describe Metro2::Records::HeaderSegment do
         '123 Report Dr Address CA 91111'.ljust(96, ' '),
         '5555555555',
         'Upstart Engineer metro 2 gem'.ljust(40, ' '),
-        '01203',
+        '01204',
         ' ' * 156
       ]
       header_str = @header.to_metro2

data/spec/records/j2_segment_spec.rb

@@ -0,0 +1,53 @@
+require "spec_helper"
+
+describe Metro2::Records::BaseSegment do
+  before do
+    @j2_segment = Metro2::Records::J2Segment.new
+    @j2_segment.surname = business_name
+    @j2_segment.social_security_number = "333224444"
+    @j2_segment.date_of_birth = Date.new(1987, 4, 19)
+    @j2_segment.ecoa_code = "W"
+    @j2_segment.country_code = 'US'
+    @j2_segment.address_1 = '742 Evergreen Terrace'
+    @j2_segment.city = 'Springfield'
+    @j2_segment.state = 'IL'
+    @j2_segment.postal_code = '54321'
+  end
+
+  context "#to_metro2" do
+    let(:expected) do
+      [
+        "J2",
+        " ",
+        business_name.to_s.ljust(25, ' '),
+        " " * 20,
+        " " * 20,
+        " ",
+        "333224444",
+        "04191987",
+        "0" * 10,
+        "W",
+        " " * 2,
+        "US",
+        "742 Evergreen Terrace".ljust(32, ' '),
+        " " * 32,
+        "Springfield".ljust(20, ' '),
+        "IL",
+        "54321".ljust(9, ' '),
+        " ",
+        " ",
+        " " * 2
+      ]
+    end
+
+    context "with valid attributes set" do
+      let(:business_name) { "Business Name" }
+
+      it "should create output string that matches expected" do
+        j2_segment_str = @j2_segment.to_metro2
+        expect(j2_segment_str).to eql(expected.join)
+        expect(j2_segment_str.size).to eql(Metro2::Records::J2Segment::LENGTH)
+      end
+    end
+  end
+end

metadata

@@ -1,14 +1,14 @@
 --- !ruby/object:Gem::Specification
 name: metro_2
 version: !ruby/object:Gem::Version
-  version: 1.2.3
+  version: 1.2.5
 platform: ruby
 authors:
 - Brian Mascarenhas
 autorequire: 
 bindir: bin
 cert_chain: []
-date: 2018-10-19 00:00:00.000000000 Z
+date: 2022-09-30 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: bundler
@@ -16,14 +16,14 @@ dependencies:
     requirements:
     - - "~>"
       - !ruby/object:Gem::Version
-        version: '1.6'
+        version: '2.1'
   type: :development
   prerelease: false
   version_requirements: !ruby/object:Gem::Requirement
     requirements:
     - - "~>"
       - !ruby/object:Gem::Version
-        version: '1.6'
+        version: '2.1'
 - !ruby/object:Gem::Dependency
   name: rake
   requirement: !ruby/object:Gem::Requirement
@@ -61,15 +61,19 @@ extra_rdoc_files: []
 files:
 - ".gitignore"
 - ".rspec"
+- ".rubocop.yml"
+- CHANGELOG.md
 - Gemfile
 - LICENSE.txt
 - README.md
 - Rakefile
+- Repositoryowner.md
 - lib/metro_2.rb
 - lib/metro_2/fields.rb
 - lib/metro_2/metro2_file.rb
 - lib/metro_2/records/base_segment.rb
 - lib/metro_2/records/header_segment.rb
+- lib/metro_2/records/j2_segment.rb
 - lib/metro_2/records/k2_segment.rb
 - lib/metro_2/records/record.rb
 - lib/metro_2/records/trailer_segment.rb
@@ -77,6 +81,7 @@ files:
 - metro_2.gemspec
 - spec/records/base_segment_spec.rb
 - spec/records/header_segment_spec.rb
+- spec/records/j2_segment_spec.rb
 - spec/records/k2_segment_spec.rb
 - spec/records/trailer_segment_spec.rb
 - spec/spec_helper.rb
@@ -99,14 +104,14 @@ required_rubygems_version: !ruby/object:Gem::Requirement
     - !ruby/object:Gem::Version
       version: '0'
 requirements: []
-rubyforge_project: 
-rubygems_version: 2.7.6
+rubygems_version: 3.1.4
 signing_key: 
 specification_version: 4
 summary: Create Metro 2 format files for credit reporting
 test_files:
 - spec/records/base_segment_spec.rb
 - spec/records/header_segment_spec.rb
+- spec/records/j2_segment_spec.rb
 - spec/records/k2_segment_spec.rb
 - spec/records/trailer_segment_spec.rb
 - spec/spec_helper.rb