merb_merchant 1.4.1

data/lib/merb_merchant/billing/gateways/trans_first.rb

@@ -0,0 +1,127 @@
+module MerbMerchant #:nodoc:
+  module Billing #:nodoc:
+    class TransFirstGateway < Gateway
+      URL = 'https://webservices.primerchants.com/creditcard.asmx/CCSale'
+
+      self.supported_countries = ['US']
+      self.supported_cardtypes = [:visa, :master, :american_express, :discover]
+      self.homepage_url = 'http://www.transfirst.com/'
+      self.display_name = 'TransFirst'
+      
+      UNUSED_FIELDS = %w(ECIValue UserId CAVVData TrackData POSInd EComInd MerchZIP MerchCustPNum MCC InstallmentNum InstallmentOf POSEntryMode POSConditionCode AuthCharInd CardCertData)
+
+      DECLINED = 'The transaction was declined'
+
+      def initialize(options = {})
+        requires!(options, :login, :password)
+        @options = options
+        super
+      end  
+  
+      def purchase(money, credit_card, options = {})
+        post = {}
+        
+        add_amount(post, money)
+        add_invoice(post, options)
+        add_credit_card(post, credit_card)        
+        add_address(post, options)   
+             
+        commit(post)
+      end                       
+  
+      private                       
+      def add_amount(post, money)
+        add_pair(post, :Amount, amount(money), :required => true)
+      end
+      
+      def add_address(post, options)
+        address = options[:billing_address] || options[:address]
+        
+        if address
+          add_pair(post, :Address, address[:address1])
+          add_pair(post, :ZipCode, address[:zip])
+        end
+      end
+
+      def add_invoice(post, options)
+        add_pair(post, :RefID, options[:order_id], :required => true)
+        add_pair(post, :PONumber, options[:invoice], :required => true)
+        add_pair(post, :SaleTaxAmount, amount(options[:tax] || 0))
+        add_pair(post, :PaymentDesc, options[:description], :required => true)
+        add_pair(post, :TaxIndicator, 0)
+      end
+      
+      def add_credit_card(post, credit_card)
+        add_pair(post, :CardHolderName, credit_card.name, :required => true)
+        add_pair(post, :CardNumber, credit_card.number, :required => true)
+        
+        add_pair(post, :Expiration, expdate(credit_card), :required => true)
+        add_pair(post, :CVV2, credit_card.verification_value)
+      end
+      
+      def add_unused_fields(post)
+        UNUSED_FIELDS.each do |f|
+          post[f] = ""
+        end
+      end
+      
+      def expdate(credit_card)
+        year  = format(credit_card.year, :two_digits)
+        month = format(credit_card.month, :two_digits)
+
+        "#{month}#{year}"
+      end
+      
+      def parse(data)
+        response = {}
+        
+        xml = REXML::Document.new(data)
+        root = REXML::XPath.first(xml, "//CCSaleDebitResponse")
+        
+        if root.nil?
+          response[:message] = data.to_s.strip
+        else
+          root.elements.to_a.each do |node|
+            response[MerbMerchant::Inflector.underscore(node.name).to_sym] = node.text
+          end
+        end
+      
+        response
+      end
+      
+      def commit(params) 
+        response = parse( ssl_post(URL, post_data(params)) )
+
+        Response.new(response[:status] == "Authorized", message_from(response), response, 
+          :test => test?, 
+          :authorization => response[:trans_id],
+          :avs_result => { :code => response[:avs_code] },
+          :cvv_result => response[:cvv2_code]
+        )
+      end
+      
+      def message_from(response)
+        case response[:message]
+        when 'Call Voice Center'
+          DECLINED
+        else
+          response[:message]
+        end
+      end
+      
+      def post_data(params = {})
+        add_unused_fields(params)
+        params[:MerchantID] = @options[:login]
+        params[:RegKey] = @options[:password]
+        
+        request = params.collect { |key, value| "#{key}=#{CGI.escape(value.to_s)}" }.join("&")
+        request
+      end
+      
+      def add_pair(post, key, value, options = {})
+        post[key] = value if !value.blank? || options[:required]
+      end
+    end
+  end
+end
+

data/lib/merb_merchant/billing/gateways/trust_commerce.rb

@@ -0,0 +1,418 @@
+begin
+  require 'tclink'
+rescue LoadError
+  # Falls back to an SSL post to TrustCommerce
+end
+
+module MerbMerchant #:nodoc:
+  module Billing #:nodoc:
+    # TO USE:
+    # First, make sure you have everything setup correctly and all of your dependencies in place with:
+    # 
+    #   require 'rubygems'
+    #   require 'merb_merchant'
+    #
+    # MerbMerchant expects amounts to be Integer values in cents
+    #
+    #   tendollar = 1000
+    #
+    # Next, create a credit card object using a TC approved test card.
+    #
+    #   creditcard = MerbMerchant::Billing::CreditCard.new(
+    #	    :number => '4111111111111111',
+    #	    :month => 8,
+    #	    :year => 2006,
+    #	    :first_name => 'Longbob',
+    #     :last_name => 'Longsen'
+    #   )
+    #
+    # To finish setting up, create the merb_merchant object you will be using, with the TrustCommerce gateway. If you have a
+    # functional TrustCommerce account, replace login and password with your account info. Otherwise the defaults will work for
+    # testing.
+    #
+    #   gateway = MerbMerchant::Billing::Base.gateway(:trust_commerce).new(:login => "TestMerchant", :password => "password")
+    #
+    # Now we are ready to process our transaction
+    #
+    #   response = gateway.purchase(tendollar, creditcard)
+    #
+    # Sending a transaction to TrustCommerce with merb_merchant returns a Response object, which consistently allows you to:
+    #
+    # 1) Check whether the transaction was successful
+    #
+    #   response.success?
+    #
+    # 2) Retrieve any message returned by TrustCommerce, either a "transaction was successful" note or an explanation of why the
+    # transaction was rejected.
+    #
+    #   response.message
+    #
+    # 3) Retrieve and store the unique transaction ID returned by Trust Commerece, for use in referencing the transaction in the future.
+    #
+    #   response.params["transid"]
+    #
+    # For higher performance and failover with the TrustCommerceGateway you can install the TCLink library from http://www.trustcommerce.com/tclink.html.
+    # Follow the instructions available there to get it working on your system. MerbMerchant will automatically use tclink if available.
+    #
+    # The TCLink library has the following added benefits:
+    #  * Good transaction times. Transaction duration under 1.2 seconds are common.
+    #  * Fail-over to geographically distributed servers for extreme reliability
+    #
+    # Once it is installed, you should be able to make sure
+    # that it is visible to your ruby install by opening irb and typing "require 'tclink'", which should return "true".
+    #
+    # This should be enough to get you started with Trust Commerce and merb_merchant. For further information, review the methods
+    # below and the rest of merb_merchant's documentation, as well as Trust Commerce's user and developer documentation.
+    
+    class TrustCommerceGateway < Gateway
+      URL = 'https://vault.trustcommerce.com/trans/'
+      
+      SUCCESS_TYPES = ["approved", "accepted"]
+      
+      DECLINE_CODES = {
+        "decline"       => "The credit card was declined",
+        "avs"           => "AVS failed; the address entered does not match the billing address on file at the bank",
+        "cvv"           => "CVV failed; the number provided is not the correct verification number for the card",
+        "call"          => "The card must be authorized manually over the phone",
+        "expiredcard"   => "Issuer was not certified for card verification",
+        "carderror"     => "Card number is invalid",
+        "authexpired"   => "Attempt to postauth an expired (more than 14 days old) preauth",
+        "fraud"         => "CrediGuard fraud score was below requested threshold",
+        "blacklist"     => "CrediGuard blacklist value was triggered", 
+        "velocity"      => "CrediGuard velocity control value was triggered",
+        "dailylimit"    => "Daily limit in transaction count or amount as been reached",
+        "weeklylimit"   => "Weekly limit in transaction count or amount as been reached",
+        "monthlylimit"  => "Monthly limit in transaction count or amount as been reached"
+      }
+      
+      BADDATA_CODES = {
+        "missingfields"       => "One or more parameters required for this transaction type were not sent",
+        "extrafields"         => "Parameters not allowed for this transaction type were sent",
+        "badformat"           => "A field was improperly formatted, such as non-digit characters in a number field",
+        "badlength"           => "A field was longer or shorter than the server allows",
+        "merchantcantaccept"  => "The merchant can't accept data passed in this field",
+        "mismatch"            => "Data in one of the offending fields did not cross-check with the other offending field"
+      }
+      
+      ERROR_CODES = {
+        "cantconnect"   => "Couldn't connect to the TrustCommerce gateway",
+        "dnsfailure"    => "The TCLink software was unable to resolve DNS hostnames",
+        "linkfailure"   => "The connection was established, but was severed before the transaction could complete",
+        "failtoprocess" => "The bank servers are offline and unable to authorize transactions"
+      }
+      
+      TEST_LOGIN = 'TestMerchant'
+      TEST_PASSWORD = 'password'
+      
+      self.money_format = :cents
+      self.supported_cardtypes = [:visa, :master, :discover, :american_express, :diners_club, :jcb]
+      self.supported_countries = ['US']
+      self.homepage_url = 'http://www.trustcommerce.com/'
+      self.display_name = 'TrustCommerce'
+      
+      def self.tclink?
+        defined?(TCLink)
+      end
+      
+      # Creates a new TrustCommerceGateway
+      # 
+      # The gateway requires that a valid login and password be passed
+      # in the +options+ hash.
+      # 
+      # ==== Options
+      #
+      # * <tt>:login</tt> -- The TrustCommerce account login.
+      # * <tt>:password</tt> -- The TrustCommerce account password.
+      # * <tt>:test => +true+ or +false+</tt> -- Perform test transactions
+      #
+      # ==== Test Account Credentials
+      # * <tt>:login</tt> -- TestMerchant
+      # * <tt>:password</tt> -- password
+      def initialize(options = {})
+        requires!(options, :login, :password)
+      
+        @options = options
+        super
+      end
+      
+      def tclink?
+        self.class.tclink?
+      end
+      
+      def test?
+        @options[:login] == TEST_LOGIN &&
+          @options[:password] == TEST_PASSWORD || @options[:test] || super
+      end
+      
+      # authorize() is the first half of the preauth(authorize)/postauth(capture) model. The TC API docs call this
+      # preauth, we preserve merb_merchant's nomenclature of authorize() for consistency with the rest of the library. This
+      # method simply checks to make sure funds are available for a transaction, and returns a transid that can be used later to
+      # postauthorize (capture) the funds.
+      
+      def authorize(money, creditcard_or_billing_id, options = {})
+        parameters = {
+          :amount => amount(money),
+        }                                                             
+        
+        add_order_id(parameters, options)
+        add_customer_data(parameters, options)
+        add_payment_source(parameters, creditcard_or_billing_id)
+        add_addresses(parameters, options)
+        commit('preauth', parameters)
+      end
+      
+      # purchase() is a simple sale. This is one of the most common types of transactions, and is extremely simple. All that you need
+      # to process a purchase are an amount in cents or a money object and a creditcard object or billingid string.
+      def purchase(money, creditcard_or_billing_id, options = {})        
+        parameters = {
+          :amount => amount(money),
+        }                                                             
+        
+        add_order_id(parameters, options)
+        add_customer_data(parameters, options)
+        add_payment_source(parameters, creditcard_or_billing_id)
+        add_addresses(parameters, options)
+        commit('sale', parameters)
+      end
+
+      # capture() is the second half of the preauth(authorize)/postauth(capture) model. The TC API docs call this
+      # postauth, we preserve merb_merchant's nomenclature of capture() for consistency with the rest of the library. To process
+      # a postauthorization with TC, you need an amount in cents or a money object, and a TC transid.
+      def capture(money, authorization, options = {})
+        parameters = {
+          :amount => amount(money),
+          :transid => authorization,
+        }
+                                                  
+        commit('postauth', parameters)
+      end
+      
+      # credit() allows you to return money to a card that was previously billed. You need to supply the amount, in cents or a money object,
+      # that you want to refund, and a TC transid for the transaction that you are refunding.
+      def credit(money, identification, options = {})  
+        parameters = {
+          :amount => amount(money),
+          :transid => identification
+        }
+                                                  
+        commit('credit', parameters)
+      end
+      
+      # void() clears an existing authorization and releases the reserved fund
+      # s back to the cardholder. The TC API refers to this transaction as a 
+      # reversal. After voiding, you will no longer be able to capture funds 
+      # from this authorization. TrustCommerce seems to always return a status 
+      # of "accepted" even if the transid you are trying to deauthorize has 
+      # already been captured. Note: Your account needs to be configured by 
+      # TrustCommerce to allow for reversal transactions before you can use this 
+      # method. 
+      # 
+      # NOTE: AMEX preauth's cannot be reversed. If you want to clear it more 
+      # quickly than the automatic expiration (7-10 days), you will have to 
+      # capture it and then immediately issue a credit for the same amount 
+      # which should clear the customers credit card with 48 hours according to
+      # TC.
+      def void(authorization, options = {})
+        parameters = {
+          :transid => authorization,
+        }
+        
+        commit('reversal', parameters)
+      end
+      
+      # recurring() a TrustCommerce account that is activated for Citatdel, TrustCommerce's
+      # hosted customer billing info database.
+      #
+      # Recurring billing uses the same TC action as a plain-vanilla 'store', but we have a separate method for clarity. It can be called
+      # like store, with the addition of a required 'periodicity' parameter:
+      # 
+      # The parameter :periodicity should be specified as either :bimonthly, :monthly, :biweekly, :weekly, :yearly or :daily
+      #
+      #   gateway.recurring(tendollar, creditcard, :periodicity => :weekly)
+      #
+      # You can optionally specify how long you want payments to continue using 'payments'
+      def recurring(money, creditcard, options = {})        
+        requires!(options, [:periodicity, :bimonthly, :monthly, :biweekly, :weekly, :yearly, :daily] )
+      
+        cycle = case options[:periodicity]
+        when :monthly
+          '1m'
+        when :bimonthly
+          '2m'
+        when :weekly
+          '1w'
+        when :biweekly
+          '2w'
+        when :yearly
+          '1y'
+        when :daily
+          '1d'
+        end
+        
+        parameters = {
+          :amount => amount(money),
+          :cycle => cycle,
+          :verify => options[:verify] || 'y',
+          :billingid => options[:billingid] || nil,
+          :payments => options[:payments] || nil,
+        }
+        
+        add_creditcard(parameters, creditcard)
+                                                  
+        commit('store', parameters)
+      end      
+      
+      # store() requires a TrustCommerce account that is activated for Citatdel. You can call it with a credit card and a billing ID
+      # you would like to use to reference the stored credit card info for future captures. Use 'verify' to specify whether you want
+      # to simply store the card in the DB, or you want TC to verify the data first.
+      
+      def store(creditcard, options = {})   
+        parameters = {
+          :verify => options[:verify] || 'y',
+          :billingid => options[:billingid] || options[:billing_id] || nil,
+        }
+        
+        add_creditcard(parameters, creditcard)
+        add_addresses(parameters, options)                              
+        commit('store', parameters)
+      end
+      
+      # To unstore a creditcard stored in Citadel using store() or recurring(), all that is required is the billing id. When you run
+      # unstore() the information will be removed and a Response object will be returned indicating the success of the action.
+      def unstore(identification, options = {})
+        parameters = {
+          :billingid => identification,
+        }
+                                                  
+        commit('unstore', parameters)
+      end      
+          
+      private
+      def add_payment_source(params, source)
+        if source.is_a?(String)
+          add_billing_id(params, source)
+        else
+          add_creditcard(params, source)
+        end
+      end
+      
+      def expdate(creditcard)
+        year  = sprintf("%.4i", creditcard.year)
+        month = sprintf("%.2i", creditcard.month)
+
+        "#{month}#{year[-2..-1]}"
+      end
+      
+      def add_creditcard(params, creditcard)
+        params[:media]     = "cc"
+        params[:name]      = creditcard.name
+        params[:cc]        = creditcard.number      
+        params[:exp]       = expdate(creditcard)
+        params[:cvv]       = creditcard.verification_value if creditcard.verification_value?
+      end
+      
+      def add_order_id(params, options)
+        params[:ticket] = options[:order_id] unless options[:order_id].blank?
+      end
+      
+      def add_billing_id(params, billingid)
+        params[:billingid] = billingid
+      end
+      
+      def add_customer_data(params, options)
+        params[:email] = options[:email] unless options[:email].blank?
+        params[:ip] = options[:ip] unless options[:ip].blank?
+      end
+      
+      def add_addresses(params, options)
+        address = options[:billing_address] || options[:address]
+        
+        if address          
+          params[:address1]  = address[:address1] unless address[:address1].blank?
+          params[:address2]  = address[:address2] unless address[:address2].blank?
+          params[:city]      = address[:city]     unless address[:city].blank?
+          params[:state]     = address[:state]    unless address[:state].blank?
+          params[:zip]       = address[:zip]      unless address[:zip].blank?
+          params[:country]   = address[:country]  unless address[:country].blank?
+          params[:avs]       = 'n'
+        end
+        
+        if shipping_address = options[:shipping_address]
+          params[:shipto_name]     = shipping_address[:name]     unless shipping_address[:name].blank?
+          params[:shipto_address1] = shipping_address[:address1] unless shipping_address[:address1].blank?
+          params[:shipto_address2] = shipping_address[:address2] unless shipping_address[:address2].blank?
+          params[:shipto_city]     = shipping_address[:city]     unless shipping_address[:city].blank?
+          params[:shipto_state]    = shipping_address[:state]    unless shipping_address[:state].blank?
+          params[:shipto_zip]	     = shipping_address[:zip]      unless shipping_address[:zip].blank?
+          params[:shipto_country]  = shipping_address[:country]  unless shipping_address[:country].blank?
+        end
+      end
+      
+      def clean_and_stringify_params(parameters)
+        # TCLink wants us to send a hash with string keys, and activemerchant pushes everything around with
+        # symbol keys. Before sending our input to TCLink, we convert all our keys to strings and dump the symbol keys.
+        # We also remove any pairs with nil values, as these confuse TCLink.
+        parameters.keys.reverse.each do |key|
+          if parameters[key]
+            parameters[key.to_s] = parameters[key]
+          end
+          parameters.delete(key)
+        end
+      end
+      
+      def post_data(parameters)
+        parameters.collect { |key, value| "#{key}=#{ CGI.escape(value.to_s)}" }.join("&")
+      end
+  
+      def commit(action, parameters)
+        parameters[:custid]      = @options[:login]
+        parameters[:password]    = @options[:password]
+        parameters[:demo]        = test? ? 'y' : 'n'
+        parameters[:action]      = action
+                
+        clean_and_stringify_params(parameters)
+        
+        data = if tclink?
+          TCLink.send(parameters)
+        else
+          parse( ssl_post(URL, post_data(parameters)) )
+        end
+        
+        # to be considered successful, transaction status must be either "approved" or "accepted"
+        success = SUCCESS_TYPES.include?(data["status"])
+        message = message_from(data)
+        Response.new(success, message, data, 
+          :test => test?, 
+          :authorization => data["transid"],
+          :cvv_result => data["cvv"],
+          :avs_result => { :code => data["avs"] }
+        )
+      end
+      
+      def parse(body)
+        results = {}
+        
+        body.split(/\n/).each do |pair|
+          key,val = pair.split(/=/)
+          results[key] = val
+        end
+        
+        results
+      end
+      
+      def message_from(data)        
+        status = case data["status"]
+        when "decline" 
+          return DECLINE_CODES[data["declinetype"]]
+        when "baddata"
+          return BADDATA_CODES[data["error"]]
+        when "error"
+          return ERROR_CODES[data["errortype"]]
+        else
+          return "The transaction was successful"
+        end
+      end
+      
+    end
+  end
+end