loan_creator 0.6.3.1 → 0.7.0
This diff represents the content of publicly available package versions that have been released to one of the supported registries. The information contained in this diff is provided for informational purposes only and reflects changes between package versions as they appear in their respective public registries.
- checksums.yaml +4 -4
- data/CHANGELOG.md +7 -0
- data/lib/loan_creator/bullet.rb +14 -12
- data/lib/loan_creator/common.rb +32 -27
- data/lib/loan_creator/term.rb +5 -2
- data/lib/loan_creator/version.rb +1 -1
- metadata +2 -2
checksums.yaml
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---
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SHA256:
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metadata.gz:
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data.tar.gz:
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metadata.gz: 2cca09d7b818ee423c142ca692301a01963982ff2b003c65b8097f2972648fa5
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data.tar.gz: ba3169e453b3dcd7dbab5f5ce543fbc03c6744e87425adfdb12ad8bfdbf102b7
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SHA512:
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metadata.gz:
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metadata.gz: a40a97895eacab077be8a4a8ca414fda3a026bb6aac721ca35e03891d24ea6c58f44cd6a68e875860ff660a8b418692ad88e00d89b0e6c16842006f99330cae7
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data.tar.gz: 833292dfdfabe53174a6c65b9509df02060c72c09bfa67c08e8e73535ed1e413e335269d5a073ad5951a76cc310b5eb2f53e138053312d6be8622ad096e3309e
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data/CHANGELOG.md
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@@ -1,3 +1,10 @@
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v0.7.0
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-------------------------
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- change `capitalized_interests` for `capitalized_interests_beginning_of_period`
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and `capitalized_interests_end_of_period` in `LoanCreator::Term`
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- add `capitalized_interests` in `:inital_values` for `LoanCreator::Bullet` loans
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v0.6.2
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-------------------------
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data/lib/loan_creator/bullet.rb
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@@ -7,7 +7,7 @@ module LoanCreator
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reset_current_term
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@crd_beginning_of_period = amount
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@crd_end_of_period = amount
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(duration_in_periods - 1).times { |period| compute_term(timetable
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(duration_in_periods - 1).times { |period| compute_term(timetable) }
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compute_last_term
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timetable << current_term
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timetable
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@@ -16,21 +16,23 @@ module LoanCreator
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private
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def compute_last_term
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@crd_end_of_period
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@
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@
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@
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@crd_end_of_period = bigd('0')
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@capitalized_interests_beginning_of_period = @capitalized_interests_end_of_period
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@period_interests = @capitalized_interests_end_of_period + compute_capitalized_interests
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@capitalized_interests_end_of_period = 0
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@period_capital = @crd_beginning_of_period
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@total_paid_capital_end_of_period = @period_capital
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@total_paid_interests_end_of_period = @period_interests
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@period_amount_to_pay = @period_capital + @period_interests
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end
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def compute_capitalized_interests
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amount.mult(
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def compute_capitalized_interests
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(amount + @capitalized_interests_beginning_of_period).mult(periodic_interests_rate, BIG_DECIMAL_DIGITS)
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end
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def compute_term(timetable
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@
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def compute_term(timetable)
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@capitalized_interests_beginning_of_period = @capitalized_interests_end_of_period
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@capitalized_interests_end_of_period += compute_capitalized_interests
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timetable << current_term
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end
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end
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data/lib/loan_creator/common.rb
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(@total_paid_capital_end_of_period = bigd(initial_values[:paid_capital]))
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(@total_paid_interests_end_of_period = bigd(initial_values[:paid_interests]))
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(@accrued_delta_interests = bigd(initial_values[:accrued_delta_interests]))
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if self.is_a?(LoanCreator::Bullet)
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(@capitalized_interests_beginning_of_period = bigd(initial_values[:capitalized_interests] || 0))
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end
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end
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def reset_current_term
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@accrued_delta_interests ||= bigd('0')
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@total_paid_capital_end_of_period ||= bigd('0')
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@total_paid_interests_end_of_period ||= bigd('0')
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@capitalized_interests_beginning_of_period ||= bigd('0')
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@crd_beginning_of_period = bigd('0')
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@crd_end_of_period = bigd('0')
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@period_theoric_interests = bigd('0')
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@capitalized_interests_end_of_period = @capitalized_interests_beginning_of_period
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@delta_interests = bigd('0')
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@amount_to_add = bigd('0')
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@period_interests = bigd('0')
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@period_capital = bigd('0')
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@period_amount_to_pay = bigd('0')
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@due_on = nil
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end
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def current_term
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LoanCreator::Term.new(
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crd_beginning_of_period:
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crd_end_of_period:
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period_theoric_interests:
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delta_interests:
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accrued_delta_interests:
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crd_beginning_of_period: @crd_beginning_of_period,
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crd_end_of_period: @crd_end_of_period,
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period_theoric_interests: @period_theoric_interests,
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delta_interests: @delta_interests,
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accrued_delta_interests: @accrued_delta_interests,
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capitalized_interests_beginning_of_period: @capitalized_interests_beginning_of_period,
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capitalized_interests_end_of_period: @capitalized_interests_end_of_period,
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amount_to_add: @amount_to_add,
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period_interests: @period_interests,
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period_capital: @period_capital,
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total_paid_capital_end_of_period: @total_paid_capital_end_of_period,
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total_paid_interests_end_of_period: @total_paid_interests_end_of_period,
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period_amount_to_pay: @period_amount_to_pay,
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due_on: @due_on,
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index: compute_index
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)
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end
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data/lib/loan_creator/term.rb
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# Accrued interests' delta
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:accrued_delta_interests,
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# Capitalized interests (Bullet only)
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:
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# Capitalized interests at the beginning of the term (Bullet only)
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:capitalized_interests_beginning_of_period,
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# Capitalized interests at the end of the term (Bullet only)
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:capitalized_interests_end_of_period,
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# Adjustment of -0.01, 0 or +0.01 cent depending on accrued_delta_interests
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:amount_to_add,
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data/lib/loan_creator/version.rb
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metadata
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--- !ruby/object:Gem::Specification
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name: loan_creator
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version: !ruby/object:Gem::Version
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version: 0.
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version: 0.7.0
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platform: ruby
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authors:
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- thibaulth
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autorequire:
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bindir: exe
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cert_chain: []
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date: 2021-01-
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date: 2021-01-06 00:00:00.000000000 Z
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dependencies:
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- !ruby/object:Gem::Dependency
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name: bundler
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