lithic 0.5.0 → 0.7.0

This diff represents the content of publicly available package versions that have been released to one of the supported registries. The information contained in this diff is provided for informational purposes only and reflects changes between package versions as they appear in their respective public registries.
Files changed (517) hide show
  1. checksums.yaml +4 -4
  2. data/CHANGELOG.md +42 -0
  3. data/README.md +1 -1
  4. data/lib/lithic/internal/util.rb +31 -0
  5. data/lib/lithic/models/account_activity_retrieve_transaction_params.rb +7 -1
  6. data/lib/lithic/models/account_holder.rb +1 -79
  7. data/lib/lithic/models/account_holder_create_params.rb +338 -549
  8. data/lib/lithic/models/account_holder_list_documents_params.rb +7 -1
  9. data/lib/lithic/models/account_holder_retrieve_document_params.rb +7 -1
  10. data/lib/lithic/models/account_holder_retrieve_params.rb +7 -1
  11. data/lib/lithic/models/account_holder_simulate_enrollment_review_response.rb +1 -9
  12. data/lib/lithic/models/account_holder_update_params.rb +501 -509
  13. data/lib/lithic/models/account_holder_update_response.rb +1 -9
  14. data/lib/lithic/models/account_holder_updated_webhook_event.rb +1 -11
  15. data/lib/lithic/models/account_holder_upload_document_params.rb +8 -1
  16. data/lib/lithic/models/account_holders/account_holder_entity.rb +183 -0
  17. data/lib/lithic/models/account_holders/entity_create_params.rb +166 -0
  18. data/lib/lithic/models/account_holders/entity_create_response.rb +113 -0
  19. data/lib/lithic/models/account_holders/entity_delete_params.rb +28 -0
  20. data/lib/lithic/models/account_retrieve_params.rb +7 -1
  21. data/lib/lithic/models/account_retrieve_spend_limits_params.rb +7 -1
  22. data/lib/lithic/models/account_update_params.rb +8 -1
  23. data/lib/lithic/models/auth_rules/auth_rule.rb +6 -2
  24. data/lib/lithic/models/auth_rules/{rule_stats.rb → backtest_stats.rb} +16 -24
  25. data/lib/lithic/models/auth_rules/conditional_ach_action_parameters.rb +9 -9
  26. data/lib/lithic/models/auth_rules/conditional_block_parameters.rb +3 -0
  27. data/lib/lithic/models/auth_rules/conditional_tokenization_action_parameters.rb +13 -13
  28. data/lib/lithic/models/auth_rules/report_stats.rb +552 -0
  29. data/lib/lithic/models/auth_rules/v2/backtest_create_params.rb +8 -1
  30. data/lib/lithic/models/auth_rules/v2/backtest_results.rb +6 -6
  31. data/lib/lithic/models/auth_rules/v2/backtest_retrieve_params.rb +7 -1
  32. data/lib/lithic/models/auth_rules/v2_create_params.rb +338 -110
  33. data/lib/lithic/models/auth_rules/v2_delete_params.rb +7 -1
  34. data/lib/lithic/models/auth_rules/v2_draft_params.rb +9 -1
  35. data/lib/lithic/models/auth_rules/v2_list_results_params.rb +19 -1
  36. data/lib/lithic/models/auth_rules/v2_list_results_response.rb +163 -47
  37. data/lib/lithic/models/auth_rules/v2_promote_params.rb +7 -1
  38. data/lib/lithic/models/auth_rules/v2_retrieve_features_params.rb +7 -1
  39. data/lib/lithic/models/auth_rules/v2_retrieve_params.rb +7 -1
  40. data/lib/lithic/models/auth_rules/v2_retrieve_report_params.rb +8 -1
  41. data/lib/lithic/models/auth_rules/v2_retrieve_report_response.rb +6 -6
  42. data/lib/lithic/models/auth_rules/v2_update_params.rb +183 -66
  43. data/lib/lithic/models/book_transfer_retrieve_params.rb +7 -1
  44. data/lib/lithic/models/book_transfer_retry_params.rb +8 -1
  45. data/lib/lithic/models/book_transfer_reverse_params.rb +8 -1
  46. data/lib/lithic/models/card_bulk_order_retrieve_params.rb +7 -1
  47. data/lib/lithic/models/card_bulk_order_update_params.rb +8 -1
  48. data/lib/lithic/models/card_convert_physical_params.rb +8 -1
  49. data/lib/lithic/models/card_program_retrieve_params.rb +7 -1
  50. data/lib/lithic/models/card_provision_params.rb +8 -1
  51. data/lib/lithic/models/card_reissue_params.rb +8 -1
  52. data/lib/lithic/models/card_renew_params.rb +8 -1
  53. data/lib/lithic/models/card_retrieve_params.rb +7 -1
  54. data/lib/lithic/models/card_retrieve_spend_limits_params.rb +7 -1
  55. data/lib/lithic/models/card_update_params.rb +8 -1
  56. data/lib/lithic/models/card_web_provision_params.rb +8 -1
  57. data/lib/lithic/models/cards/balance_list_params.rb +8 -1
  58. data/lib/lithic/models/cards/financial_transaction_list_params.rb +8 -1
  59. data/lib/lithic/models/cards/financial_transaction_retrieve_params.rb +7 -1
  60. data/lib/lithic/models/credit_products/extended_credit_retrieve_params.rb +7 -1
  61. data/lib/lithic/models/credit_products/prime_rate_create_params.rb +9 -1
  62. data/lib/lithic/models/credit_products/prime_rate_retrieve_params.rb +9 -1
  63. data/lib/lithic/models/digital_card_art_retrieve_params.rb +7 -1
  64. data/lib/lithic/models/digital_wallet_tokenization_approval_request_webhook_event.rb +9 -9
  65. data/lib/lithic/models/dispute_delete_evidence_params.rb +7 -1
  66. data/lib/lithic/models/dispute_delete_params.rb +7 -1
  67. data/lib/lithic/models/dispute_initiate_evidence_upload_params.rb +8 -1
  68. data/lib/lithic/models/dispute_list_evidences_params.rb +8 -1
  69. data/lib/lithic/models/dispute_retrieve_evidence_params.rb +7 -1
  70. data/lib/lithic/models/dispute_retrieve_params.rb +7 -1
  71. data/lib/lithic/models/dispute_update_params.rb +8 -1
  72. data/lib/lithic/models/disputes_v2_retrieve_params.rb +7 -1
  73. data/lib/lithic/models/event_list_attempts_params.rb +8 -1
  74. data/lib/lithic/models/event_retrieve_params.rb +7 -1
  75. data/lib/lithic/models/events/event_subscription_resend_params.rb +7 -1
  76. data/lib/lithic/models/events/subscription_delete_params.rb +7 -1
  77. data/lib/lithic/models/events/subscription_list_attempts_params.rb +8 -1
  78. data/lib/lithic/models/events/subscription_recover_params.rb +8 -1
  79. data/lib/lithic/models/events/subscription_replay_missing_params.rb +8 -1
  80. data/lib/lithic/models/events/subscription_retrieve_params.rb +7 -1
  81. data/lib/lithic/models/events/subscription_retrieve_secret_params.rb +7 -1
  82. data/lib/lithic/models/events/subscription_rotate_secret_params.rb +7 -1
  83. data/lib/lithic/models/events/subscription_send_simulated_example_params.rb +8 -1
  84. data/lib/lithic/models/events/subscription_update_params.rb +8 -1
  85. data/lib/lithic/models/external_bank_account_create_params.rb +446 -140
  86. data/lib/lithic/models/external_bank_account_retrieve_params.rb +7 -1
  87. data/lib/lithic/models/external_bank_account_retry_micro_deposits_params.rb +7 -1
  88. data/lib/lithic/models/external_bank_account_retry_prenote_params.rb +7 -1
  89. data/lib/lithic/models/external_bank_account_unpause_params.rb +7 -1
  90. data/lib/lithic/models/external_bank_account_update_params.rb +8 -1
  91. data/lib/lithic/models/external_bank_accounts/micro_deposit_create_params.rb +7 -1
  92. data/lib/lithic/models/external_payment_cancel_params.rb +7 -1
  93. data/lib/lithic/models/external_payment_release_params.rb +7 -1
  94. data/lib/lithic/models/external_payment_retrieve_params.rb +7 -1
  95. data/lib/lithic/models/external_payment_reverse_params.rb +7 -1
  96. data/lib/lithic/models/external_payment_settle_params.rb +7 -1
  97. data/lib/lithic/models/financial_account.rb +1 -0
  98. data/lib/lithic/models/financial_account_register_account_number_params.rb +7 -1
  99. data/lib/lithic/models/financial_account_retrieve_params.rb +7 -1
  100. data/lib/lithic/models/financial_account_update_params.rb +7 -1
  101. data/lib/lithic/models/financial_account_update_status_params.rb +9 -1
  102. data/lib/lithic/models/financial_accounts/balance_list_params.rb +8 -1
  103. data/lib/lithic/models/financial_accounts/category_tier.rb +28 -0
  104. data/lib/lithic/models/financial_accounts/credit_configuration_retrieve_params.rb +7 -1
  105. data/lib/lithic/models/financial_accounts/credit_configuration_update_params.rb +8 -1
  106. data/lib/lithic/models/financial_accounts/financial_transaction_list_params.rb +8 -1
  107. data/lib/lithic/models/financial_accounts/financial_transaction_retrieve_params.rb +7 -1
  108. data/lib/lithic/models/financial_accounts/interest_tier_schedule.rb +50 -0
  109. data/lib/lithic/models/financial_accounts/interest_tier_schedule_create_params.rb +22 -0
  110. data/lib/lithic/models/financial_accounts/interest_tier_schedule_delete_params.rb +28 -0
  111. data/lib/lithic/models/financial_accounts/interest_tier_schedule_list_params.rb +47 -0
  112. data/lib/lithic/models/financial_accounts/interest_tier_schedule_retrieve_params.rb +28 -0
  113. data/lib/lithic/models/financial_accounts/interest_tier_schedule_update_params.rb +51 -0
  114. data/lib/lithic/models/financial_accounts/loan_tape.rb +1 -0
  115. data/lib/lithic/models/financial_accounts/loan_tape_configuration.rb +63 -0
  116. data/lib/lithic/models/financial_accounts/loan_tape_configuration_retrieve_params.rb +24 -0
  117. data/lib/lithic/models/financial_accounts/loan_tape_list_params.rb +9 -1
  118. data/lib/lithic/models/financial_accounts/loan_tape_rebuild_configuration.rb +36 -0
  119. data/lib/lithic/models/financial_accounts/loan_tape_retrieve_params.rb +9 -1
  120. data/lib/lithic/models/financial_accounts/statement.rb +1 -0
  121. data/lib/lithic/models/financial_accounts/statement_list_params.rb +9 -1
  122. data/lib/lithic/models/financial_accounts/statement_retrieve_params.rb +9 -1
  123. data/lib/lithic/models/financial_accounts/statements/line_item_list_params.rb +9 -1
  124. data/lib/lithic/models/fraud/transaction_report_params.rb +8 -1
  125. data/lib/lithic/models/fraud/transaction_retrieve_params.rb +7 -1
  126. data/lib/lithic/models/funding_event_retrieve_details_params.rb +7 -1
  127. data/lib/lithic/models/funding_event_retrieve_params.rb +7 -1
  128. data/lib/lithic/models/kyb.rb +1 -71
  129. data/lib/lithic/models/management_operation_retrieve_params.rb +7 -1
  130. data/lib/lithic/models/management_operation_reverse_params.rb +7 -1
  131. data/lib/lithic/models/network_program_retrieve_params.rb +7 -1
  132. data/lib/lithic/models/parsed_webhook_event.rb +1 -11
  133. data/lib/lithic/models/payment_create_params.rb +22 -1
  134. data/lib/lithic/models/payment_retrieve_params.rb +7 -1
  135. data/lib/lithic/models/payment_retry_params.rb +7 -1
  136. data/lib/lithic/models/payment_return_params.rb +8 -1
  137. data/lib/lithic/models/payment_simulate_action_params.rb +8 -1
  138. data/lib/lithic/models/reports/settlement/network_total_retrieve_params.rb +7 -1
  139. data/lib/lithic/models/reports/settlement_list_details_params.rb +8 -1
  140. data/lib/lithic/models/reports/settlement_summary_params.rb +7 -1
  141. data/lib/lithic/models/three_ds/authentication_retrieve_params.rb +7 -1
  142. data/lib/lithic/models/{digital_wallet_token_metadata.rb → token_metadata.rb} +18 -19
  143. data/lib/lithic/models/tokenization_activate_params.rb +7 -1
  144. data/lib/lithic/models/tokenization_approval_request_webhook_event.rb +9 -9
  145. data/lib/lithic/models/tokenization_deactivate_params.rb +7 -1
  146. data/lib/lithic/models/tokenization_decisioning_request_webhook_event.rb +9 -9
  147. data/lib/lithic/models/tokenization_pause_params.rb +7 -1
  148. data/lib/lithic/models/tokenization_resend_activation_code_params.rb +8 -1
  149. data/lib/lithic/models/tokenization_retrieve_params.rb +7 -1
  150. data/lib/lithic/models/tokenization_unpause_params.rb +7 -1
  151. data/lib/lithic/models/tokenization_update_digital_card_art_params.rb +8 -1
  152. data/lib/lithic/models/transaction_expire_authorization_params.rb +7 -1
  153. data/lib/lithic/models/transaction_retrieve_params.rb +7 -1
  154. data/lib/lithic/models/transactions/enhanced_commercial_data_retrieve_params.rb +7 -1
  155. data/lib/lithic/models/transactions/events/enhanced_commercial_data_retrieve_params.rb +7 -1
  156. data/lib/lithic/models.rb +4 -2
  157. data/lib/lithic/resources/account_activity.rb +2 -1
  158. data/lib/lithic/resources/account_holders/entities.rb +89 -0
  159. data/lib/lithic/resources/account_holders.rb +13 -83
  160. data/lib/lithic/resources/accounts.rb +2 -1
  161. data/lib/lithic/resources/auth_rules/v2.rb +20 -49
  162. data/lib/lithic/resources/balances.rb +2 -1
  163. data/lib/lithic/resources/book_transfers.rb +2 -1
  164. data/lib/lithic/resources/card_bulk_orders.rb +2 -1
  165. data/lib/lithic/resources/card_programs.rb +2 -1
  166. data/lib/lithic/resources/cards/balances.rb +2 -1
  167. data/lib/lithic/resources/cards/financial_transactions.rb +2 -1
  168. data/lib/lithic/resources/cards.rb +4 -2
  169. data/lib/lithic/resources/credit_products/prime_rates.rb +2 -1
  170. data/lib/lithic/resources/digital_card_art.rb +2 -1
  171. data/lib/lithic/resources/disputes.rb +4 -2
  172. data/lib/lithic/resources/disputes_v2.rb +2 -1
  173. data/lib/lithic/resources/events/subscriptions.rb +8 -4
  174. data/lib/lithic/resources/events.rb +4 -2
  175. data/lib/lithic/resources/external_bank_accounts.rb +5 -40
  176. data/lib/lithic/resources/external_payments.rb +2 -1
  177. data/lib/lithic/resources/financial_accounts/balances.rb +2 -1
  178. data/lib/lithic/resources/financial_accounts/financial_transactions.rb +2 -1
  179. data/lib/lithic/resources/financial_accounts/interest_tier_schedule.rb +206 -0
  180. data/lib/lithic/resources/financial_accounts/loan_tape_configuration.rb +36 -0
  181. data/lib/lithic/resources/financial_accounts/loan_tapes.rb +2 -1
  182. data/lib/lithic/resources/financial_accounts/statements/line_items.rb +2 -1
  183. data/lib/lithic/resources/financial_accounts/statements.rb +2 -1
  184. data/lib/lithic/resources/financial_accounts.rb +11 -1
  185. data/lib/lithic/resources/funding_events.rb +2 -1
  186. data/lib/lithic/resources/management_operations.rb +2 -1
  187. data/lib/lithic/resources/network_programs.rb +2 -1
  188. data/lib/lithic/resources/payments.rb +5 -2
  189. data/lib/lithic/resources/reports/settlement/network_totals.rb +2 -1
  190. data/lib/lithic/resources/reports/settlement.rb +2 -1
  191. data/lib/lithic/resources/responder_endpoints.rb +4 -2
  192. data/lib/lithic/resources/tokenizations.rb +2 -1
  193. data/lib/lithic/resources/transactions.rb +2 -1
  194. data/lib/lithic/resources/transfer_limits.rb +2 -1
  195. data/lib/lithic/version.rb +1 -1
  196. data/lib/lithic.rb +20 -2
  197. data/rbi/lithic/internal/util.rbi +20 -0
  198. data/rbi/lithic/models/account_activity_retrieve_transaction_params.rbi +13 -5
  199. data/rbi/lithic/models/account_holder.rbi +0 -121
  200. data/rbi/lithic/models/account_holder_create_params.rbi +567 -837
  201. data/rbi/lithic/models/account_holder_list_documents_params.rbi +16 -5
  202. data/rbi/lithic/models/account_holder_retrieve_document_params.rbi +6 -1
  203. data/rbi/lithic/models/account_holder_retrieve_params.rbi +16 -5
  204. data/rbi/lithic/models/account_holder_simulate_enrollment_review_response.rbi +0 -16
  205. data/rbi/lithic/models/account_holder_update_params.rbi +860 -831
  206. data/rbi/lithic/models/account_holder_update_response.rbi +0 -17
  207. data/rbi/lithic/models/account_holder_updated_webhook_event.rbi +0 -17
  208. data/rbi/lithic/models/account_holder_upload_document_params.rbi +6 -0
  209. data/rbi/lithic/models/account_holders/account_holder_entity.rbi +296 -0
  210. data/rbi/lithic/models/account_holders/entity_create_params.rbi +248 -0
  211. data/rbi/lithic/models/account_holders/entity_create_response.rbi +292 -0
  212. data/rbi/lithic/models/account_holders/entity_delete_params.rbi +48 -0
  213. data/rbi/lithic/models/account_retrieve_params.rbi +13 -5
  214. data/rbi/lithic/models/account_retrieve_spend_limits_params.rbi +13 -5
  215. data/rbi/lithic/models/account_update_params.rbi +6 -0
  216. data/rbi/lithic/models/auth_rules/auth_rule.rbi +6 -3
  217. data/rbi/lithic/models/auth_rules/{rule_stats.rbi → backtest_stats.rbi} +29 -33
  218. data/rbi/lithic/models/auth_rules/conditional_ach_action_parameters.rbi +12 -12
  219. data/rbi/lithic/models/auth_rules/conditional_block_parameters.rbi +1 -0
  220. data/rbi/lithic/models/auth_rules/conditional_tokenization_action_parameters.rbi +31 -31
  221. data/rbi/lithic/models/auth_rules/report_stats.rbi +1754 -0
  222. data/rbi/lithic/models/auth_rules/v2/backtest_create_params.rbi +6 -0
  223. data/rbi/lithic/models/auth_rules/v2/backtest_results.rbi +11 -8
  224. data/rbi/lithic/models/auth_rules/v2/backtest_retrieve_params.rbi +10 -1
  225. data/rbi/lithic/models/auth_rules/v2_create_params.rbi +675 -178
  226. data/rbi/lithic/models/auth_rules/v2_delete_params.rbi +13 -5
  227. data/rbi/lithic/models/auth_rules/v2_draft_params.rbi +6 -0
  228. data/rbi/lithic/models/auth_rules/v2_list_results_params.rbi +26 -0
  229. data/rbi/lithic/models/auth_rules/v2_list_results_response.rbi +520 -97
  230. data/rbi/lithic/models/auth_rules/v2_promote_params.rbi +13 -5
  231. data/rbi/lithic/models/auth_rules/v2_retrieve_features_params.rbi +11 -1
  232. data/rbi/lithic/models/auth_rules/v2_retrieve_params.rbi +13 -5
  233. data/rbi/lithic/models/auth_rules/v2_retrieve_report_params.rbi +6 -0
  234. data/rbi/lithic/models/auth_rules/v2_retrieve_report_response.rbi +8 -8
  235. data/rbi/lithic/models/auth_rules/v2_update_params.rbi +391 -101
  236. data/rbi/lithic/models/book_transfer_retrieve_params.rbi +16 -5
  237. data/rbi/lithic/models/book_transfer_retry_params.rbi +10 -1
  238. data/rbi/lithic/models/book_transfer_reverse_params.rbi +10 -1
  239. data/rbi/lithic/models/card_bulk_order_retrieve_params.rbi +13 -5
  240. data/rbi/lithic/models/card_bulk_order_update_params.rbi +6 -0
  241. data/rbi/lithic/models/card_convert_physical_params.rbi +6 -0
  242. data/rbi/lithic/models/card_program_retrieve_params.rbi +16 -5
  243. data/rbi/lithic/models/card_provision_params.rbi +6 -0
  244. data/rbi/lithic/models/card_reissue_params.rbi +6 -0
  245. data/rbi/lithic/models/card_renew_params.rbi +6 -0
  246. data/rbi/lithic/models/card_retrieve_params.rbi +13 -5
  247. data/rbi/lithic/models/card_retrieve_spend_limits_params.rbi +13 -5
  248. data/rbi/lithic/models/card_update_params.rbi +6 -0
  249. data/rbi/lithic/models/card_web_provision_params.rbi +6 -0
  250. data/rbi/lithic/models/cards/balance_list_params.rbi +6 -0
  251. data/rbi/lithic/models/cards/financial_transaction_list_params.rbi +6 -0
  252. data/rbi/lithic/models/cards/financial_transaction_retrieve_params.rbi +14 -2
  253. data/rbi/lithic/models/credit_products/extended_credit_retrieve_params.rbi +16 -5
  254. data/rbi/lithic/models/credit_products/prime_rate_create_params.rbi +8 -0
  255. data/rbi/lithic/models/credit_products/prime_rate_retrieve_params.rbi +8 -0
  256. data/rbi/lithic/models/digital_card_art_retrieve_params.rbi +16 -5
  257. data/rbi/lithic/models/digital_wallet_tokenization_approval_request_webhook_event.rbi +15 -17
  258. data/rbi/lithic/models/dispute_delete_evidence_params.rbi +10 -2
  259. data/rbi/lithic/models/dispute_delete_params.rbi +13 -5
  260. data/rbi/lithic/models/dispute_initiate_evidence_upload_params.rbi +10 -1
  261. data/rbi/lithic/models/dispute_list_evidences_params.rbi +6 -0
  262. data/rbi/lithic/models/dispute_retrieve_evidence_params.rbi +10 -2
  263. data/rbi/lithic/models/dispute_retrieve_params.rbi +13 -5
  264. data/rbi/lithic/models/dispute_update_params.rbi +6 -0
  265. data/rbi/lithic/models/disputes_v2_retrieve_params.rbi +13 -5
  266. data/rbi/lithic/models/event_list_attempts_params.rbi +6 -0
  267. data/rbi/lithic/models/event_retrieve_params.rbi +13 -5
  268. data/rbi/lithic/models/events/event_subscription_resend_params.rbi +14 -2
  269. data/rbi/lithic/models/events/subscription_delete_params.rbi +16 -5
  270. data/rbi/lithic/models/events/subscription_list_attempts_params.rbi +6 -0
  271. data/rbi/lithic/models/events/subscription_recover_params.rbi +6 -0
  272. data/rbi/lithic/models/events/subscription_replay_missing_params.rbi +6 -0
  273. data/rbi/lithic/models/events/subscription_retrieve_params.rbi +16 -5
  274. data/rbi/lithic/models/events/subscription_retrieve_secret_params.rbi +16 -5
  275. data/rbi/lithic/models/events/subscription_rotate_secret_params.rbi +16 -5
  276. data/rbi/lithic/models/events/subscription_send_simulated_example_params.rbi +6 -0
  277. data/rbi/lithic/models/events/subscription_update_params.rbi +6 -0
  278. data/rbi/lithic/models/external_bank_account_create_params.rbi +693 -211
  279. data/rbi/lithic/models/external_bank_account_retrieve_params.rbi +16 -5
  280. data/rbi/lithic/models/external_bank_account_retry_micro_deposits_params.rbi +10 -1
  281. data/rbi/lithic/models/external_bank_account_retry_prenote_params.rbi +10 -1
  282. data/rbi/lithic/models/external_bank_account_unpause_params.rbi +16 -5
  283. data/rbi/lithic/models/external_bank_account_update_params.rbi +6 -0
  284. data/rbi/lithic/models/external_bank_accounts/micro_deposit_create_params.rbi +10 -1
  285. data/rbi/lithic/models/external_payment_cancel_params.rbi +11 -1
  286. data/rbi/lithic/models/external_payment_release_params.rbi +11 -1
  287. data/rbi/lithic/models/external_payment_retrieve_params.rbi +16 -5
  288. data/rbi/lithic/models/external_payment_reverse_params.rbi +11 -1
  289. data/rbi/lithic/models/external_payment_settle_params.rbi +6 -0
  290. data/rbi/lithic/models/financial_account.rbi +5 -0
  291. data/rbi/lithic/models/financial_account_register_account_number_params.rbi +14 -2
  292. data/rbi/lithic/models/financial_account_retrieve_params.rbi +16 -5
  293. data/rbi/lithic/models/financial_account_update_params.rbi +10 -2
  294. data/rbi/lithic/models/financial_account_update_status_params.rbi +11 -0
  295. data/rbi/lithic/models/financial_accounts/balance_list_params.rbi +6 -0
  296. data/rbi/lithic/models/financial_accounts/category_tier.rbi +45 -0
  297. data/rbi/lithic/models/financial_accounts/credit_configuration_retrieve_params.rbi +16 -5
  298. data/rbi/lithic/models/financial_accounts/credit_configuration_update_params.rbi +6 -0
  299. data/rbi/lithic/models/financial_accounts/financial_transaction_list_params.rbi +6 -0
  300. data/rbi/lithic/models/financial_accounts/financial_transaction_retrieve_params.rbi +10 -1
  301. data/rbi/lithic/models/financial_accounts/interest_tier_schedule.rbi +75 -0
  302. data/rbi/lithic/models/financial_accounts/interest_tier_schedule_create_params.rbi +43 -0
  303. data/rbi/lithic/models/financial_accounts/interest_tier_schedule_delete_params.rbi +52 -0
  304. data/rbi/lithic/models/financial_accounts/interest_tier_schedule_list_params.rbi +79 -0
  305. data/rbi/lithic/models/financial_accounts/interest_tier_schedule_retrieve_params.rbi +52 -0
  306. data/rbi/lithic/models/financial_accounts/interest_tier_schedule_update_params.rbi +76 -0
  307. data/rbi/lithic/models/financial_accounts/loan_tape.rbi +5 -0
  308. data/rbi/lithic/models/financial_accounts/loan_tape_configuration.rbi +99 -0
  309. data/rbi/lithic/models/financial_accounts/loan_tape_configuration_retrieve_params.rbi +48 -0
  310. data/rbi/lithic/models/financial_accounts/loan_tape_list_params.rbi +8 -0
  311. data/rbi/lithic/models/financial_accounts/loan_tape_rebuild_configuration.rbi +65 -0
  312. data/rbi/lithic/models/financial_accounts/loan_tape_retrieve_params.rbi +8 -0
  313. data/rbi/lithic/models/financial_accounts/statement.rbi +5 -0
  314. data/rbi/lithic/models/financial_accounts/statement_list_params.rbi +8 -0
  315. data/rbi/lithic/models/financial_accounts/statement_retrieve_params.rbi +8 -0
  316. data/rbi/lithic/models/financial_accounts/statements/line_item_list_params.rbi +8 -0
  317. data/rbi/lithic/models/fraud/transaction_report_params.rbi +6 -0
  318. data/rbi/lithic/models/fraud/transaction_retrieve_params.rbi +16 -5
  319. data/rbi/lithic/models/funding_event_retrieve_details_params.rbi +16 -5
  320. data/rbi/lithic/models/funding_event_retrieve_params.rbi +16 -5
  321. data/rbi/lithic/models/kyb.rbi +0 -109
  322. data/rbi/lithic/models/management_operation_retrieve_params.rbi +16 -5
  323. data/rbi/lithic/models/management_operation_reverse_params.rbi +11 -1
  324. data/rbi/lithic/models/network_program_retrieve_params.rbi +16 -5
  325. data/rbi/lithic/models/parsed_webhook_event.rbi +0 -17
  326. data/rbi/lithic/models/payment_create_params.rbi +34 -0
  327. data/rbi/lithic/models/payment_retrieve_params.rbi +13 -5
  328. data/rbi/lithic/models/payment_retry_params.rbi +13 -5
  329. data/rbi/lithic/models/payment_return_params.rbi +6 -0
  330. data/rbi/lithic/models/payment_simulate_action_params.rbi +6 -0
  331. data/rbi/lithic/models/reports/settlement/network_total_retrieve_params.rbi +13 -5
  332. data/rbi/lithic/models/reports/settlement_list_details_params.rbi +6 -0
  333. data/rbi/lithic/models/reports/settlement_summary_params.rbi +13 -5
  334. data/rbi/lithic/models/three_ds/authentication_retrieve_params.rbi +16 -5
  335. data/rbi/lithic/models/{digital_wallet_token_metadata.rbi → token_metadata.rbi} +34 -41
  336. data/rbi/lithic/models/tokenization_activate_params.rbi +16 -5
  337. data/rbi/lithic/models/tokenization_approval_request_webhook_event.rbi +11 -17
  338. data/rbi/lithic/models/tokenization_deactivate_params.rbi +16 -5
  339. data/rbi/lithic/models/tokenization_decisioning_request_webhook_event.rbi +15 -17
  340. data/rbi/lithic/models/tokenization_pause_params.rbi +16 -5
  341. data/rbi/lithic/models/tokenization_resend_activation_code_params.rbi +6 -0
  342. data/rbi/lithic/models/tokenization_retrieve_params.rbi +16 -5
  343. data/rbi/lithic/models/tokenization_unpause_params.rbi +16 -5
  344. data/rbi/lithic/models/tokenization_update_digital_card_art_params.rbi +6 -0
  345. data/rbi/lithic/models/transaction_expire_authorization_params.rbi +13 -5
  346. data/rbi/lithic/models/transaction_retrieve_params.rbi +13 -5
  347. data/rbi/lithic/models/transactions/enhanced_commercial_data_retrieve_params.rbi +16 -5
  348. data/rbi/lithic/models/transactions/events/enhanced_commercial_data_retrieve_params.rbi +13 -5
  349. data/rbi/lithic/models.rbi +4 -2
  350. data/rbi/lithic/resources/account_holders/entities.rbi +80 -0
  351. data/rbi/lithic/resources/account_holders.rbi +19 -177
  352. data/rbi/lithic/resources/auth_rules/v2.rbi +20 -75
  353. data/rbi/lithic/resources/external_bank_accounts.rbi +7 -58
  354. data/rbi/lithic/resources/financial_accounts/interest_tier_schedule.rbi +156 -0
  355. data/rbi/lithic/resources/financial_accounts/loan_tape_configuration.rbi +30 -0
  356. data/rbi/lithic/resources/financial_accounts.rbi +10 -0
  357. data/rbi/lithic/resources/payments.rbi +3 -0
  358. data/sig/lithic/internal/util.rbs +10 -0
  359. data/sig/lithic/models/account_activity_retrieve_transaction_params.rbs +11 -3
  360. data/sig/lithic/models/account_holder.rbs +0 -58
  361. data/sig/lithic/models/account_holder_create_params.rbs +217 -353
  362. data/sig/lithic/models/account_holder_list_documents_params.rbs +12 -3
  363. data/sig/lithic/models/account_holder_retrieve_document_params.rbs +5 -1
  364. data/sig/lithic/models/account_holder_retrieve_params.rbs +12 -3
  365. data/sig/lithic/models/account_holder_simulate_enrollment_review_response.rbs +0 -9
  366. data/sig/lithic/models/account_holder_update_params.rbs +326 -330
  367. data/sig/lithic/models/account_holder_update_response.rbs +0 -9
  368. data/sig/lithic/models/account_holder_updated_webhook_event.rbs +0 -9
  369. data/sig/lithic/models/account_holder_upload_document_params.rbs +5 -0
  370. data/sig/lithic/models/account_holders/account_holder_entity.rbs +137 -0
  371. data/sig/lithic/models/account_holders/entity_create_params.rbs +123 -0
  372. data/sig/lithic/models/account_holders/entity_create_response.rbs +117 -0
  373. data/sig/lithic/models/account_holders/entity_delete_params.rbs +30 -0
  374. data/sig/lithic/models/account_retrieve_params.rbs +11 -3
  375. data/sig/lithic/models/account_retrieve_spend_limits_params.rbs +11 -3
  376. data/sig/lithic/models/account_update_params.rbs +5 -0
  377. data/sig/lithic/models/auth_rules/{rule_stats.rbs → backtest_stats.rbs} +15 -22
  378. data/sig/lithic/models/auth_rules/conditional_ach_action_parameters.rbs +8 -8
  379. data/sig/lithic/models/auth_rules/conditional_tokenization_action_parameters.rbs +15 -15
  380. data/sig/lithic/models/auth_rules/report_stats.rbs +696 -0
  381. data/sig/lithic/models/auth_rules/v2/backtest_create_params.rbs +5 -1
  382. data/sig/lithic/models/auth_rules/v2/backtest_results.rbs +8 -8
  383. data/sig/lithic/models/auth_rules/v2/backtest_retrieve_params.rbs +5 -1
  384. data/sig/lithic/models/auth_rules/v2_create_params.rbs +236 -74
  385. data/sig/lithic/models/auth_rules/v2_delete_params.rbs +12 -3
  386. data/sig/lithic/models/auth_rules/v2_draft_params.rbs +8 -1
  387. data/sig/lithic/models/auth_rules/v2_list_results_params.rbs +14 -0
  388. data/sig/lithic/models/auth_rules/v2_list_results_response.rbs +220 -49
  389. data/sig/lithic/models/auth_rules/v2_promote_params.rbs +12 -3
  390. data/sig/lithic/models/auth_rules/v2_retrieve_features_params.rbs +5 -1
  391. data/sig/lithic/models/auth_rules/v2_retrieve_params.rbs +11 -3
  392. data/sig/lithic/models/auth_rules/v2_retrieve_report_params.rbs +5 -1
  393. data/sig/lithic/models/auth_rules/v2_retrieve_report_response.rbs +8 -8
  394. data/sig/lithic/models/auth_rules/v2_update_params.rbs +152 -47
  395. data/sig/lithic/models/book_transfer_retrieve_params.rbs +12 -3
  396. data/sig/lithic/models/book_transfer_retry_params.rbs +6 -1
  397. data/sig/lithic/models/book_transfer_reverse_params.rbs +10 -2
  398. data/sig/lithic/models/card_bulk_order_retrieve_params.rbs +11 -3
  399. data/sig/lithic/models/card_bulk_order_update_params.rbs +8 -1
  400. data/sig/lithic/models/card_convert_physical_params.rbs +5 -0
  401. data/sig/lithic/models/card_program_retrieve_params.rbs +12 -3
  402. data/sig/lithic/models/card_provision_params.rbs +5 -0
  403. data/sig/lithic/models/card_reissue_params.rbs +5 -0
  404. data/sig/lithic/models/card_renew_params.rbs +5 -0
  405. data/sig/lithic/models/card_retrieve_params.rbs +11 -3
  406. data/sig/lithic/models/card_retrieve_spend_limits_params.rbs +11 -3
  407. data/sig/lithic/models/card_update_params.rbs +5 -0
  408. data/sig/lithic/models/card_web_provision_params.rbs +5 -0
  409. data/sig/lithic/models/cards/balance_list_params.rbs +9 -1
  410. data/sig/lithic/models/cards/financial_transaction_list_params.rbs +5 -0
  411. data/sig/lithic/models/cards/financial_transaction_retrieve_params.rbs +6 -1
  412. data/sig/lithic/models/credit_products/extended_credit_retrieve_params.rbs +12 -3
  413. data/sig/lithic/models/credit_products/prime_rate_create_params.rbs +5 -1
  414. data/sig/lithic/models/credit_products/prime_rate_retrieve_params.rbs +9 -1
  415. data/sig/lithic/models/digital_card_art_retrieve_params.rbs +12 -3
  416. data/sig/lithic/models/digital_wallet_tokenization_approval_request_webhook_event.rbs +5 -9
  417. data/sig/lithic/models/dispute_delete_evidence_params.rbs +6 -1
  418. data/sig/lithic/models/dispute_delete_params.rbs +11 -3
  419. data/sig/lithic/models/dispute_initiate_evidence_upload_params.rbs +6 -1
  420. data/sig/lithic/models/dispute_list_evidences_params.rbs +5 -0
  421. data/sig/lithic/models/dispute_retrieve_evidence_params.rbs +6 -1
  422. data/sig/lithic/models/dispute_retrieve_params.rbs +11 -3
  423. data/sig/lithic/models/dispute_update_params.rbs +5 -0
  424. data/sig/lithic/models/disputes_v2_retrieve_params.rbs +11 -3
  425. data/sig/lithic/models/event_list_attempts_params.rbs +5 -0
  426. data/sig/lithic/models/event_retrieve_params.rbs +11 -3
  427. data/sig/lithic/models/events/event_subscription_resend_params.rbs +6 -1
  428. data/sig/lithic/models/events/subscription_delete_params.rbs +12 -3
  429. data/sig/lithic/models/events/subscription_list_attempts_params.rbs +5 -0
  430. data/sig/lithic/models/events/subscription_recover_params.rbs +5 -1
  431. data/sig/lithic/models/events/subscription_replay_missing_params.rbs +5 -1
  432. data/sig/lithic/models/events/subscription_retrieve_params.rbs +12 -3
  433. data/sig/lithic/models/events/subscription_retrieve_secret_params.rbs +12 -3
  434. data/sig/lithic/models/events/subscription_rotate_secret_params.rbs +12 -3
  435. data/sig/lithic/models/events/subscription_send_simulated_example_params.rbs +5 -0
  436. data/sig/lithic/models/events/subscription_update_params.rbs +5 -0
  437. data/sig/lithic/models/external_bank_account_create_params.rbs +342 -98
  438. data/sig/lithic/models/external_bank_account_retrieve_params.rbs +12 -3
  439. data/sig/lithic/models/external_bank_account_retry_micro_deposits_params.rbs +5 -1
  440. data/sig/lithic/models/external_bank_account_retry_prenote_params.rbs +5 -1
  441. data/sig/lithic/models/external_bank_account_unpause_params.rbs +12 -3
  442. data/sig/lithic/models/external_bank_account_update_params.rbs +5 -0
  443. data/sig/lithic/models/external_bank_accounts/micro_deposit_create_params.rbs +8 -1
  444. data/sig/lithic/models/external_payment_cancel_params.rbs +5 -1
  445. data/sig/lithic/models/external_payment_release_params.rbs +5 -1
  446. data/sig/lithic/models/external_payment_retrieve_params.rbs +12 -3
  447. data/sig/lithic/models/external_payment_reverse_params.rbs +5 -1
  448. data/sig/lithic/models/external_payment_settle_params.rbs +5 -0
  449. data/sig/lithic/models/financial_account.rbs +2 -0
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  451. data/sig/lithic/models/financial_account_retrieve_params.rbs +12 -3
  452. data/sig/lithic/models/financial_account_update_params.rbs +6 -1
  453. data/sig/lithic/models/financial_account_update_status_params.rbs +7 -0
  454. data/sig/lithic/models/financial_accounts/balance_list_params.rbs +9 -1
  455. data/sig/lithic/models/financial_accounts/category_tier.rbs +21 -0
  456. data/sig/lithic/models/financial_accounts/credit_configuration_retrieve_params.rbs +12 -3
  457. data/sig/lithic/models/financial_accounts/credit_configuration_update_params.rbs +5 -0
  458. data/sig/lithic/models/financial_accounts/financial_transaction_list_params.rbs +5 -0
  459. data/sig/lithic/models/financial_accounts/financial_transaction_retrieve_params.rbs +5 -1
  460. data/sig/lithic/models/financial_accounts/interest_tier_schedule.rbs +41 -0
  461. data/sig/lithic/models/financial_accounts/interest_tier_schedule_create_params.rbs +28 -0
  462. data/sig/lithic/models/financial_accounts/interest_tier_schedule_delete_params.rbs +30 -0
  463. data/sig/lithic/models/financial_accounts/interest_tier_schedule_list_params.rbs +49 -0
  464. data/sig/lithic/models/financial_accounts/interest_tier_schedule_retrieve_params.rbs +30 -0
  465. data/sig/lithic/models/financial_accounts/interest_tier_schedule_update_params.rbs +47 -0
  466. data/sig/lithic/models/financial_accounts/loan_tape.rbs +2 -0
  467. data/sig/lithic/models/financial_accounts/loan_tape_configuration.rbs +60 -0
  468. data/sig/lithic/models/financial_accounts/loan_tape_configuration_retrieve_params.rbs +26 -0
  469. data/sig/lithic/models/financial_accounts/loan_tape_list_params.rbs +5 -0
  470. data/sig/lithic/models/financial_accounts/loan_tape_rebuild_configuration.rbs +32 -0
  471. data/sig/lithic/models/financial_accounts/loan_tape_retrieve_params.rbs +5 -1
  472. data/sig/lithic/models/financial_accounts/statement.rbs +2 -0
  473. data/sig/lithic/models/financial_accounts/statement_list_params.rbs +5 -0
  474. data/sig/lithic/models/financial_accounts/statement_retrieve_params.rbs +5 -1
  475. data/sig/lithic/models/financial_accounts/statements/line_item_list_params.rbs +5 -0
  476. data/sig/lithic/models/fraud/transaction_report_params.rbs +5 -0
  477. data/sig/lithic/models/fraud/transaction_retrieve_params.rbs +12 -3
  478. data/sig/lithic/models/funding_event_retrieve_details_params.rbs +12 -3
  479. data/sig/lithic/models/funding_event_retrieve_params.rbs +12 -3
  480. data/sig/lithic/models/kyb.rbs +0 -55
  481. data/sig/lithic/models/management_operation_retrieve_params.rbs +12 -3
  482. data/sig/lithic/models/management_operation_reverse_params.rbs +5 -1
  483. data/sig/lithic/models/network_program_retrieve_params.rbs +12 -3
  484. data/sig/lithic/models/parsed_webhook_event.rbs +0 -9
  485. data/sig/lithic/models/payment_create_params.rbs +19 -0
  486. data/sig/lithic/models/payment_retrieve_params.rbs +11 -3
  487. data/sig/lithic/models/payment_retry_params.rbs +11 -3
  488. data/sig/lithic/models/payment_return_params.rbs +5 -0
  489. data/sig/lithic/models/payment_simulate_action_params.rbs +5 -0
  490. data/sig/lithic/models/reports/settlement/network_total_retrieve_params.rbs +11 -3
  491. data/sig/lithic/models/reports/settlement_list_details_params.rbs +10 -1
  492. data/sig/lithic/models/reports/settlement_summary_params.rbs +11 -3
  493. data/sig/lithic/models/three_ds/authentication_retrieve_params.rbs +12 -3
  494. data/sig/lithic/models/{digital_wallet_token_metadata.rbs → token_metadata.rbs} +19 -17
  495. data/sig/lithic/models/tokenization_activate_params.rbs +12 -3
  496. data/sig/lithic/models/tokenization_approval_request_webhook_event.rbs +5 -9
  497. data/sig/lithic/models/tokenization_deactivate_params.rbs +12 -3
  498. data/sig/lithic/models/tokenization_decisioning_request_webhook_event.rbs +5 -9
  499. data/sig/lithic/models/tokenization_pause_params.rbs +12 -3
  500. data/sig/lithic/models/tokenization_resend_activation_code_params.rbs +5 -0
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  502. data/sig/lithic/models/tokenization_unpause_params.rbs +12 -3
  503. data/sig/lithic/models/tokenization_update_digital_card_art_params.rbs +5 -1
  504. data/sig/lithic/models/transaction_expire_authorization_params.rbs +11 -3
  505. data/sig/lithic/models/transaction_retrieve_params.rbs +11 -3
  506. data/sig/lithic/models/transactions/enhanced_commercial_data_retrieve_params.rbs +12 -3
  507. data/sig/lithic/models/transactions/events/enhanced_commercial_data_retrieve_params.rbs +11 -3
  508. data/sig/lithic/models.rbs +4 -2
  509. data/sig/lithic/resources/account_holders/entities.rbs +28 -0
  510. data/sig/lithic/resources/account_holders.rbs +4 -36
  511. data/sig/lithic/resources/auth_rules/v2.rbs +4 -16
  512. data/sig/lithic/resources/external_bank_accounts.rbs +1 -17
  513. data/sig/lithic/resources/financial_accounts/interest_tier_schedule.rbs +46 -0
  514. data/sig/lithic/resources/financial_accounts/loan_tape_configuration.rbs +14 -0
  515. data/sig/lithic/resources/financial_accounts.rbs +4 -0
  516. data/sig/lithic/resources/payments.rbs +1 -0
  517. metadata +62 -8
@@ -3,6 +3,9 @@
3
3
  module Lithic
4
4
  module Resources
5
5
  class AccountHolders
6
+ sig { returns(Lithic::Resources::AccountHolders::Entities) }
7
+ attr_reader :entities
8
+
6
9
  # Create an account holder and initiate the appropriate onboarding workflow.
7
10
  # Account holders and accounts have a 1:1 relationship. When an account holder is
8
11
  # successfully created an associated account is also created. All calls to this
@@ -13,108 +16,17 @@ module Lithic
13
16
  # that the calling API key manages.
14
17
  sig do
15
18
  params(
16
- business_entity:
17
- Lithic::AccountHolderCreateParams::BusinessEntity::OrHash,
18
- tos_timestamp: String,
19
- workflow: Lithic::AccountHolderCreateParams::Workflow::OrSymbol,
20
- individual: Lithic::AccountHolderCreateParams::Individual::OrHash,
21
- address: Lithic::Address::OrHash,
22
- email: String,
23
- first_name: String,
24
- kyc_exemption_type:
25
- Lithic::AccountHolderCreateParams::KYCExemptionType::OrSymbol,
26
- last_name: String,
27
- phone_number: String,
28
- beneficial_owner_individuals:
29
- T::Array[
30
- Lithic::AccountHolderCreateParams::BeneficialOwnerIndividual::OrHash
31
- ],
32
- control_person:
33
- Lithic::AccountHolderCreateParams::ControlPerson::OrHash,
34
- nature_of_business: String,
35
- beneficial_owner_entities:
36
- T::Array[
37
- Lithic::AccountHolderCreateParams::BeneficialOwnerEntity::OrHash
38
- ],
39
- external_id: String,
40
- kyb_passed_timestamp: String,
41
- naics_code: String,
42
- website_url: String,
43
- kyc_passed_timestamp: String,
44
- business_account_token: String,
19
+ body:
20
+ T.any(
21
+ Lithic::KYB::OrHash,
22
+ Lithic::AccountHolderCreateParams::Body::KYBDelegated::OrHash,
23
+ Lithic::KYC::OrHash,
24
+ Lithic::KYCExempt::OrHash
25
+ ),
45
26
  request_options: Lithic::RequestOptions::OrHash
46
27
  ).returns(Lithic::Models::AccountHolderCreateResponse)
47
28
  end
48
- def create(
49
- # Information for business for which the account is being opened.
50
- business_entity:,
51
- # An RFC 3339 timestamp indicating when the account holder accepted the applicable
52
- # legal agreements (e.g., cardholder terms) as agreed upon during API customer's
53
- # implementation with Lithic.
54
- tos_timestamp:,
55
- # Specifies the workflow type. This must be 'KYC_EXEMPT'
56
- workflow:,
57
- # Information on individual for whom the account is being opened and KYC is being
58
- # run.
59
- individual:,
60
- # KYC Exempt user's current address - PO boxes, UPS drops, and FedEx drops are not
61
- # acceptable; APO/FPO are acceptable.
62
- address:,
63
- # The KYC Exempt user's email
64
- email:,
65
- # The KYC Exempt user's first name
66
- first_name:,
67
- # Specifies the type of KYC Exempt user
68
- kyc_exemption_type:,
69
- # The KYC Exempt user's last name
70
- last_name:,
71
- # The KYC Exempt user's phone number, entered in E.164 format.
72
- phone_number:,
73
- # You can submit a list of all direct and indirect individuals with 25% or more
74
- # ownership in the company. A maximum of 4 beneficial owners can be submitted. If
75
- # no individual owns 25% of the company you do not need to send beneficial owner
76
- # information. See
77
- # [FinCEN requirements](https://www.fincen.gov/sites/default/files/shared/CDD_Rev6.7_Sept_2017_Certificate.pdf)
78
- # (Section I) for more background on individuals that should be included.
79
- beneficial_owner_individuals: nil,
80
- # An individual with significant responsibility for managing the legal entity
81
- # (e.g., a Chief Executive Officer, Chief Financial Officer, Chief Operating
82
- # Officer, Managing Member, General Partner, President, Vice President, or
83
- # Treasurer). This can be an executive, or someone who will have program-wide
84
- # access to the cards that Lithic will provide. In some cases, this individual
85
- # could also be a beneficial owner listed above. See
86
- # [FinCEN requirements](https://www.fincen.gov/sites/default/files/shared/CDD_Rev6.7_Sept_2017_Certificate.pdf)
87
- # (Section II) for more background.
88
- control_person: nil,
89
- # Short description of the company's line of business (i.e., what does the company
90
- # do?).
91
- nature_of_business: nil,
92
- # Deprecated.
93
- beneficial_owner_entities: nil,
94
- # A user provided id that can be used to link an account holder with an external
95
- # system
96
- external_id: nil,
97
- # An RFC 3339 timestamp indicating when precomputed KYB was completed on the
98
- # business with a pass result.
99
- #
100
- # This field is required only if workflow type is `KYB_BYO`.
101
- kyb_passed_timestamp: nil,
102
- # 6-digit North American Industry Classification System (NAICS) code for the
103
- # business.
104
- naics_code: nil,
105
- # Company website URL.
106
- website_url: nil,
107
- # An RFC 3339 timestamp indicating when precomputed KYC was completed on the
108
- # individual with a pass result.
109
- #
110
- # This field is required only if workflow type is `KYC_BYO`.
111
- kyc_passed_timestamp: nil,
112
- # Only applicable for customers using the KYC-Exempt workflow to enroll authorized
113
- # users of businesses. Pass the account_token of the enrolled business associated
114
- # with the AUTHORIZED_USER in this field.
115
- business_account_token: nil,
116
- request_options: {}
117
- )
29
+ def create(body:, request_options: {})
118
30
  end
119
31
 
120
32
  # Get an Individual or Business Account Holder and/or their KYC or KYB evaluation
@@ -145,90 +57,20 @@ module Lithic
145
57
  sig do
146
58
  params(
147
59
  account_holder_token: String,
148
- beneficial_owner_entities:
149
- T::Array[
150
- Lithic::AccountHolderUpdateParams::BeneficialOwnerEntity::OrHash
151
- ],
152
- beneficial_owner_individuals:
153
- T::Array[
154
- Lithic::AccountHolderUpdateParams::BeneficialOwnerIndividual::OrHash
155
- ],
156
- business_entity:
157
- Lithic::AccountHolderUpdateParams::BusinessEntity::OrHash,
158
- control_person:
159
- Lithic::AccountHolderUpdateParams::ControlPerson::OrHash,
160
- external_id: String,
161
- naics_code: String,
162
- nature_of_business: String,
163
- website_url: String,
164
- individual: Lithic::AccountHolderUpdateParams::Individual::OrHash,
165
- address: Lithic::AddressUpdate::OrHash,
166
- business_account_token: String,
167
- email: String,
168
- first_name: String,
169
- last_name: String,
170
- legal_business_name: String,
171
- phone_number: String,
60
+ body:
61
+ T.any(
62
+ Lithic::AccountHolderUpdateParams::Body::KYBPatchRequest::OrHash,
63
+ Lithic::AccountHolderUpdateParams::Body::KYCPatchRequest::OrHash,
64
+ Lithic::AccountHolderUpdateParams::Body::PatchRequest::OrHash
65
+ ),
172
66
  request_options: Lithic::RequestOptions::OrHash
173
67
  ).returns(Lithic::Models::AccountHolderUpdateResponse::Variants)
174
68
  end
175
69
  def update(
176
70
  # Globally unique identifier for the account holder.
177
71
  account_holder_token,
178
- # Deprecated.
179
- beneficial_owner_entities: nil,
180
- # You must submit a list of all direct and indirect individuals with 25% or more
181
- # ownership in the company. A maximum of 4 beneficial owners can be submitted. If
182
- # no individual owns 25% of the company you do not need to send beneficial owner
183
- # information. See
184
- # [FinCEN requirements](https://www.fincen.gov/sites/default/files/shared/CDD_Rev6.7_Sept_2017_Certificate.pdf)
185
- # (Section I) for more background on individuals that should be included.
186
- beneficial_owner_individuals: nil,
187
- # Information for business for which the account is being opened and KYB is being
188
- # run.
189
- business_entity: nil,
190
- # An individual with significant responsibility for managing the legal entity
191
- # (e.g., a Chief Executive Officer, Chief Financial Officer, Chief Operating
192
- # Officer, Managing Member, General Partner, President, Vice President, or
193
- # Treasurer). This can be an executive, or someone who will have program-wide
194
- # access to the cards that Lithic will provide. In some cases, this individual
195
- # could also be a beneficial owner listed above. See
196
- # [FinCEN requirements](https://www.fincen.gov/sites/default/files/shared/CDD_Rev6.7_Sept_2017_Certificate.pdf)
197
- # (Section II) for more background.
198
- control_person: nil,
199
- # A user provided id that can be used to link an account holder with an external
200
- # system
201
- external_id: nil,
202
- # 6-digit North American Industry Classification System (NAICS) code for the
203
- # business.
204
- naics_code: nil,
205
- # Short description of the company's line of business (i.e., what does the company
206
- # do?).
207
- nature_of_business: nil,
208
- # Company website URL.
209
- website_url: nil,
210
- # Information on the individual for whom the account is being opened and KYC is
211
- # being run.
212
- individual: nil,
213
- # Allowed for: KYC-Exempt, BYO-KYC, BYO-KYB.
214
- address: nil,
215
- # Allowed for: KYC-Exempt, BYO-KYC. The token of the business account to which the
216
- # account holder is associated.
217
- business_account_token: nil,
218
- # Allowed for all Account Holders. Account holder's email address. The primary
219
- # purpose of this field is for cardholder identification and verification during
220
- # the digital wallet tokenization process.
221
- email: nil,
222
- # Allowed for KYC-Exempt, BYO-KYC. Account holder's first name.
223
- first_name: nil,
224
- # Allowed for KYC-Exempt, BYO-KYC. Account holder's last name.
225
- last_name: nil,
226
- # Allowed for BYO-KYB. Legal business name of the account holder.
227
- legal_business_name: nil,
228
- # Allowed for all Account Holders. Account holder's phone number, entered in E.164
229
- # format. The primary purpose of this field is for cardholder identification and
230
- # verification during the digital wallet tokenization process.
231
- phone_number: nil,
72
+ # The KYB request payload for updating a business.
73
+ body:,
232
74
  request_options: {}
233
75
  )
234
76
  end
@@ -10,57 +10,16 @@ module Lithic
10
10
  # Creates a new V2 Auth rule in draft mode
11
11
  sig do
12
12
  params(
13
- parameters:
13
+ body:
14
14
  T.any(
15
- Lithic::AuthRules::ConditionalBlockParameters::OrHash,
16
- Lithic::AuthRules::VelocityLimitParams::OrHash,
17
- Lithic::AuthRules::MerchantLockParameters::OrHash,
18
- Lithic::AuthRules::Conditional3DSActionParameters::OrHash,
19
- Lithic::AuthRules::ConditionalAuthorizationActionParameters::OrHash,
20
- Lithic::AuthRules::ConditionalACHActionParameters::OrHash,
21
- Lithic::AuthRules::ConditionalTokenizationActionParameters::OrHash
15
+ Lithic::AuthRules::V2CreateParams::Body::AccountLevelRule::OrHash,
16
+ Lithic::AuthRules::V2CreateParams::Body::CardLevelRule::OrHash,
17
+ Lithic::AuthRules::V2CreateParams::Body::ProgramLevelRule::OrHash
22
18
  ),
23
- type: Lithic::AuthRules::V2CreateParams::Type::OrSymbol,
24
- card_tokens: T::Array[String],
25
- program_level: T::Boolean,
26
- account_tokens: T::Array[String],
27
- business_account_tokens: T::Array[String],
28
- event_stream: Lithic::AuthRules::EventStream::OrSymbol,
29
- name: T.nilable(String),
30
- excluded_card_tokens: T::Array[String],
31
19
  request_options: Lithic::RequestOptions::OrHash
32
20
  ).returns(Lithic::AuthRules::AuthRule)
33
21
  end
34
- def create(
35
- # Parameters for the Auth Rule
36
- parameters:,
37
- # The type of Auth Rule. For certain rule types, this determines the event stream
38
- # during which it will be evaluated. For rules that can be applied to one of
39
- # several event streams, the effective one is defined by the separate
40
- # `event_stream` field.
41
- #
42
- # - `CONDITIONAL_BLOCK`: AUTHORIZATION event stream.
43
- # - `VELOCITY_LIMIT`: AUTHORIZATION event stream.
44
- # - `MERCHANT_LOCK`: AUTHORIZATION event stream.
45
- # - `CONDITIONAL_ACTION`: AUTHORIZATION, THREE_DS_AUTHENTICATION, TOKENIZATION,
46
- # ACH_CREDIT_RECEIPT, or ACH_DEBIT_RECEIPT event stream.
47
- type:,
48
- # Card tokens to which the Auth Rule applies.
49
- card_tokens:,
50
- # Whether the Auth Rule applies to all authorizations on the card program.
51
- program_level:,
52
- # Account tokens to which the Auth Rule applies.
53
- account_tokens: nil,
54
- # Business Account tokens to which the Auth Rule applies.
55
- business_account_tokens: nil,
56
- # The event stream during which the rule will be evaluated.
57
- event_stream: nil,
58
- # Auth Rule Name
59
- name: nil,
60
- # Card tokens to which the Auth Rule does not apply.
61
- excluded_card_tokens: nil,
62
- request_options: {}
63
- )
22
+ def create(body:, request_options: {})
64
23
  end
65
24
 
66
25
  # Fetches a V2 Auth rule by its token
@@ -81,38 +40,16 @@ module Lithic
81
40
  sig do
82
41
  params(
83
42
  auth_rule_token: String,
84
- account_tokens: T::Array[String],
85
- business_account_tokens: T::Array[String],
86
- name: T.nilable(String),
87
- state: Lithic::AuthRules::V2UpdateParams::State::OrSymbol,
88
- card_tokens: T::Array[String],
89
- excluded_card_tokens: T::Array[String],
90
- program_level: T::Boolean,
43
+ body:
44
+ T.any(
45
+ Lithic::AuthRules::V2UpdateParams::Body::AccountLevelRule::OrHash,
46
+ Lithic::AuthRules::V2UpdateParams::Body::CardLevelRule::OrHash,
47
+ Lithic::AuthRules::V2UpdateParams::Body::ProgramLevelRule::OrHash
48
+ ),
91
49
  request_options: Lithic::RequestOptions::OrHash
92
50
  ).returns(Lithic::AuthRules::AuthRule)
93
51
  end
94
- def update(
95
- auth_rule_token,
96
- # Account tokens to which the Auth Rule applies.
97
- account_tokens: nil,
98
- # Business Account tokens to which the Auth Rule applies.
99
- business_account_tokens: nil,
100
- # Auth Rule Name
101
- name: nil,
102
- # The desired state of the Auth Rule.
103
- #
104
- # Note that only deactivating an Auth Rule through this endpoint is supported at
105
- # this time. If you need to (re-)activate an Auth Rule the /promote endpoint
106
- # should be used to promote a draft to the currently active version.
107
- state: nil,
108
- # Card tokens to which the Auth Rule applies.
109
- card_tokens: nil,
110
- # Card tokens to which the Auth Rule does not apply.
111
- excluded_card_tokens: nil,
112
- # Whether the Auth Rule applies to all authorizations on the card program.
113
- program_level: nil,
114
- request_options: {}
115
- )
52
+ def update(auth_rule_token, body:, request_options: {})
116
53
  end
117
54
 
118
55
  # Lists V2 Auth rules
@@ -208,6 +145,8 @@ module Lithic
208
145
  sig do
209
146
  params(
210
147
  auth_rule_token: String,
148
+ begin_: Time,
149
+ end_: Time,
211
150
  ending_before: String,
212
151
  event_token: String,
213
152
  has_actions: T::Boolean,
@@ -223,6 +162,12 @@ module Lithic
223
162
  def list_results(
224
163
  # Filter by Auth Rule token
225
164
  auth_rule_token: nil,
165
+ # Date string in RFC 3339 format. Only events evaluated after the specified time
166
+ # will be included. UTC time zone.
167
+ begin_: nil,
168
+ # Date string in RFC 3339 format. Only events evaluated before the specified time
169
+ # will be included. UTC time zone.
170
+ end_: nil,
226
171
  # A cursor representing an item's token before which a page of results should end.
227
172
  # Used to retrieve the previous page of results before this item.
228
173
  ending_before: nil,
@@ -9,67 +9,16 @@ module Lithic
9
9
  # Creates an external bank account within a program or Lithic account.
10
10
  sig do
11
11
  params(
12
- account_number: String,
13
- country: String,
14
- currency: String,
15
- financial_account_token: String,
16
- owner: String,
17
- owner_type: Lithic::OwnerType::OrSymbol,
18
- routing_number: String,
19
- type: Lithic::ExternalBankAccountCreateParams::Type::OrSymbol,
20
- verification_method:
21
- Lithic::ExternalBankAccountCreateParams::VerificationMethod::OrSymbol,
22
- account_token: String,
23
- address: Lithic::ExternalBankAccountAddress::OrHash,
24
- company_id: String,
25
- dob: Date,
26
- doing_business_as: String,
27
- name: String,
28
- user_defined_id: String,
29
- verification_enforcement: T::Boolean,
12
+ body:
13
+ T.any(
14
+ Lithic::ExternalBankAccountCreateParams::Body::ExternallyVerified::OrHash,
15
+ Lithic::ExternalBankAccountCreateParams::Body::Unverified::OrHash,
16
+ Lithic::ExternalBankAccountCreateParams::Body::BankVerifiedCreateBankAccountAPIRequest::OrHash
17
+ ),
30
18
  request_options: Lithic::RequestOptions::OrHash
31
19
  ).returns(Lithic::Models::ExternalBankAccountCreateResponse)
32
20
  end
33
- def create(
34
- # Account Number
35
- account_number:,
36
- # The country that the bank account is located in using ISO 3166-1. We will only
37
- # accept USA bank accounts e.g., USA
38
- country:,
39
- # currency of the external account 3-character alphabetic ISO 4217 code
40
- currency:,
41
- # The financial account token of the operating account to fund the micro deposits
42
- financial_account_token:,
43
- # Legal Name of the business or individual who owns the external account. This
44
- # will appear in statements
45
- owner:,
46
- # Owner Type
47
- owner_type:,
48
- # Routing Number
49
- routing_number:,
50
- # Account Type
51
- type:,
52
- # Verification Method
53
- verification_method:,
54
- # Indicates which Lithic account the external account is associated with. For
55
- # external accounts that are associated with the program, account_token field
56
- # returned will be null
57
- account_token: nil,
58
- # Address
59
- address: nil,
60
- # Optional field that helps identify bank accounts in receipts
61
- company_id: nil,
62
- # Date of Birth of the Individual that owns the external bank account
63
- dob: nil,
64
- # Doing Business As
65
- doing_business_as: nil,
66
- # The nickname for this External Bank Account
67
- name: nil,
68
- # User Defined ID
69
- user_defined_id: nil,
70
- verification_enforcement: nil,
71
- request_options: {}
72
- )
21
+ def create(body:, request_options: {})
73
22
  end
74
23
 
75
24
  # Get the external bank account by token.
@@ -0,0 +1,156 @@
1
+ # typed: strong
2
+
3
+ module Lithic
4
+ module Resources
5
+ class FinancialAccounts
6
+ class InterestTierSchedule
7
+ # Create a new interest tier schedule entry for a supported financial account
8
+ sig do
9
+ params(
10
+ financial_account_token: String,
11
+ credit_product_token: String,
12
+ effective_date: Date,
13
+ tier_name: String,
14
+ tier_rates: T.anything,
15
+ request_options: Lithic::RequestOptions::OrHash
16
+ ).returns(
17
+ Lithic::FinancialAccounts::FinancialAccountsInterestTierSchedule
18
+ )
19
+ end
20
+ def create(
21
+ # Globally unique identifier for financial account
22
+ financial_account_token,
23
+ # Globally unique identifier for a credit product
24
+ credit_product_token:,
25
+ # Date the tier should be effective in YYYY-MM-DD format
26
+ effective_date:,
27
+ # Name of a tier contained in the credit product. Mutually exclusive with
28
+ # tier_rates
29
+ tier_name: nil,
30
+ # Custom rates per category. Mutually exclusive with tier_name
31
+ tier_rates: nil,
32
+ request_options: {}
33
+ )
34
+ end
35
+
36
+ # Get a specific interest tier schedule by effective date
37
+ sig do
38
+ params(
39
+ effective_date: Date,
40
+ financial_account_token: String,
41
+ request_options: Lithic::RequestOptions::OrHash
42
+ ).returns(
43
+ Lithic::FinancialAccounts::FinancialAccountsInterestTierSchedule
44
+ )
45
+ end
46
+ def retrieve(
47
+ # Effective date in ISO format (YYYY-MM-DD)
48
+ effective_date,
49
+ # Globally unique identifier for financial account
50
+ financial_account_token:,
51
+ request_options: {}
52
+ )
53
+ end
54
+
55
+ # Update an existing interest tier schedule
56
+ sig do
57
+ params(
58
+ effective_date: Date,
59
+ financial_account_token: String,
60
+ tier_name: String,
61
+ tier_rates: T.anything,
62
+ request_options: Lithic::RequestOptions::OrHash
63
+ ).returns(
64
+ Lithic::FinancialAccounts::FinancialAccountsInterestTierSchedule
65
+ )
66
+ end
67
+ def update(
68
+ # Path param: Effective date in ISO format (YYYY-MM-DD)
69
+ effective_date,
70
+ # Path param: Globally unique identifier for financial account
71
+ financial_account_token:,
72
+ # Body param: Name of a tier contained in the credit product. Mutually exclusive
73
+ # with tier_rates
74
+ tier_name: nil,
75
+ # Body param: Custom rates per category. Mutually exclusive with tier_name
76
+ tier_rates: nil,
77
+ request_options: {}
78
+ )
79
+ end
80
+
81
+ # List interest tier schedules for a financial account with optional date
82
+ # filtering.
83
+ #
84
+ # If no date parameters are provided, returns all tier schedules. If date
85
+ # parameters are provided, uses filtering to return matching schedules (max 100).
86
+ #
87
+ # - for_date: Returns exact match (takes precedence over other dates)
88
+ # - before_date: Returns schedules with effective_date <= before_date
89
+ # - after_date: Returns schedules with effective_date >= after_date
90
+ # - Both before_date and after_date: Returns schedules in range
91
+ sig do
92
+ params(
93
+ financial_account_token: String,
94
+ after_date: Date,
95
+ before_date: Date,
96
+ for_date: Date,
97
+ request_options: Lithic::RequestOptions::OrHash
98
+ ).returns(
99
+ Lithic::Internal::SinglePage[
100
+ Lithic::FinancialAccounts::FinancialAccountsInterestTierSchedule
101
+ ]
102
+ )
103
+ end
104
+ def list(
105
+ # Globally unique identifier for financial account
106
+ financial_account_token,
107
+ # Return schedules with effective_date >= after_date (ISO format YYYY-MM-DD)
108
+ after_date: nil,
109
+ # Return schedules with effective_date <= before_date (ISO format YYYY-MM-DD)
110
+ before_date: nil,
111
+ # Return schedule with effective_date == for_date (ISO format YYYY-MM-DD)
112
+ for_date: nil,
113
+ request_options: {}
114
+ )
115
+ end
116
+
117
+ # Delete an interest tier schedule entry.
118
+ #
119
+ # Returns:
120
+ #
121
+ # - 400 Bad Request: Invalid effective_date format OR attempting to delete the
122
+ # earliest tier schedule entry for a non-PENDING account
123
+ # - 404 Not Found: Tier schedule entry not found for the given effective_date OR
124
+ # ledger account not found
125
+ #
126
+ # Note: PENDING accounts can delete the earliest tier schedule entry (account
127
+ # hasn't opened yet). Active/non-PENDING accounts cannot delete the earliest entry
128
+ # to prevent orphaning the account.
129
+ #
130
+ # If the deleted tier schedule has a past effective_date and the account is
131
+ # ACTIVE, the loan tape rebuild configuration will be updated to trigger rebuilds
132
+ # from that date.
133
+ sig do
134
+ params(
135
+ effective_date: Date,
136
+ financial_account_token: String,
137
+ request_options: Lithic::RequestOptions::OrHash
138
+ ).void
139
+ end
140
+ def delete(
141
+ # Effective date in ISO format (YYYY-MM-DD)
142
+ effective_date,
143
+ # Globally unique identifier for financial account
144
+ financial_account_token:,
145
+ request_options: {}
146
+ )
147
+ end
148
+
149
+ # @api private
150
+ sig { params(client: Lithic::Client).returns(T.attached_class) }
151
+ def self.new(client:)
152
+ end
153
+ end
154
+ end
155
+ end
156
+ end
@@ -0,0 +1,30 @@
1
+ # typed: strong
2
+
3
+ module Lithic
4
+ module Resources
5
+ class FinancialAccounts
6
+ class LoanTapeConfiguration
7
+ # Get the loan tape configuration for a given financial account.
8
+ sig do
9
+ params(
10
+ financial_account_token: String,
11
+ request_options: Lithic::RequestOptions::OrHash
12
+ ).returns(
13
+ Lithic::FinancialAccounts::FinancialAccountsLoanTapeConfiguration
14
+ )
15
+ end
16
+ def retrieve(
17
+ # Globally unique identifier for financial account.
18
+ financial_account_token,
19
+ request_options: {}
20
+ )
21
+ end
22
+
23
+ # @api private
24
+ sig { params(client: Lithic::Client).returns(T.attached_class) }
25
+ def self.new(client:)
26
+ end
27
+ end
28
+ end
29
+ end
30
+ end
@@ -20,6 +20,16 @@ module Lithic
20
20
  sig { returns(Lithic::Resources::FinancialAccounts::LoanTapes) }
21
21
  attr_reader :loan_tapes
22
22
 
23
+ sig do
24
+ returns(Lithic::Resources::FinancialAccounts::LoanTapeConfiguration)
25
+ end
26
+ attr_reader :loan_tape_configuration
27
+
28
+ sig do
29
+ returns(Lithic::Resources::FinancialAccounts::InterestTierSchedule)
30
+ end
31
+ attr_reader :interest_tier_schedule
32
+
23
33
  # Create a new financial account
24
34
  sig do
25
35
  params(
@@ -14,6 +14,7 @@ module Lithic
14
14
  Lithic::PaymentCreateParams::MethodAttributes::OrHash,
15
15
  type: Lithic::PaymentCreateParams::Type::OrSymbol,
16
16
  token: String,
17
+ hold: Lithic::PaymentCreateParams::Hold::OrHash,
17
18
  memo: String,
18
19
  user_defined_id: String,
19
20
  request_options: Lithic::RequestOptions::OrHash
@@ -29,6 +30,8 @@ module Lithic
29
30
  # Customer-provided token that will serve as an idempotency token. This token will
30
31
  # become the transaction token.
31
32
  token: nil,
33
+ # Optional hold to settle when this payment is initiated.
34
+ hold: nil,
32
35
  memo: nil,
33
36
  user_defined_id: nil,
34
37
  request_options: {}
@@ -106,6 +106,16 @@ module Lithic
106
106
  JSON_CONTENT: Regexp
107
107
  JSONL_CONTENT: Regexp
108
108
 
109
+ def encode_query_params: (
110
+ ::Hash[Symbol, top] query
111
+ ) -> ::Hash[Symbol, top]
112
+
113
+ private def write_query_param_element!: (
114
+ ::Hash[Symbol, top] collection,
115
+ String key,
116
+ top element
117
+ ) -> nil
118
+
109
119
  def self?.write_multipart_content: (
110
120
  Enumerator::Yielder y,
111
121
  val: top,