lithic 0.4.0 → 0.6.0

data/rbi/lithic/resources/financial_accounts/interest_tier_schedule.rbi

@@ -0,0 +1,156 @@
+# typed: strong
+
+module Lithic
+  module Resources
+    class FinancialAccounts
+      class InterestTierSchedule
+        # Create a new interest tier schedule entry for a supported financial account
+        sig do
+          params(
+            financial_account_token: String,
+            credit_product_token: String,
+            effective_date: Date,
+            tier_name: String,
+            tier_rates: T.anything,
+            request_options: Lithic::RequestOptions::OrHash
+          ).returns(
+            Lithic::FinancialAccounts::FinancialAccountsInterestTierSchedule
+          )
+        end
+        def create(
+          # Globally unique identifier for financial account
+          financial_account_token,
+          # Globally unique identifier for a credit product
+          credit_product_token:,
+          # Date the tier should be effective in YYYY-MM-DD format
+          effective_date:,
+          # Name of a tier contained in the credit product. Mutually exclusive with
+          # tier_rates
+          tier_name: nil,
+          # Custom rates per category. Mutually exclusive with tier_name
+          tier_rates: nil,
+          request_options: {}
+        )
+        end
+
+        # Get a specific interest tier schedule by effective date
+        sig do
+          params(
+            effective_date: Date,
+            financial_account_token: String,
+            request_options: Lithic::RequestOptions::OrHash
+          ).returns(
+            Lithic::FinancialAccounts::FinancialAccountsInterestTierSchedule
+          )
+        end
+        def retrieve(
+          # Effective date in ISO format (YYYY-MM-DD)
+          effective_date,
+          # Globally unique identifier for financial account
+          financial_account_token:,
+          request_options: {}
+        )
+        end
+
+        # Update an existing interest tier schedule
+        sig do
+          params(
+            effective_date: Date,
+            financial_account_token: String,
+            tier_name: String,
+            tier_rates: T.anything,
+            request_options: Lithic::RequestOptions::OrHash
+          ).returns(
+            Lithic::FinancialAccounts::FinancialAccountsInterestTierSchedule
+          )
+        end
+        def update(
+          # Path param: Effective date in ISO format (YYYY-MM-DD)
+          effective_date,
+          # Path param: Globally unique identifier for financial account
+          financial_account_token:,
+          # Body param: Name of a tier contained in the credit product. Mutually exclusive
+          # with tier_rates
+          tier_name: nil,
+          # Body param: Custom rates per category. Mutually exclusive with tier_name
+          tier_rates: nil,
+          request_options: {}
+        )
+        end
+
+        # List interest tier schedules for a financial account with optional date
+        # filtering.
+        #
+        # If no date parameters are provided, returns all tier schedules. If date
+        # parameters are provided, uses filtering to return matching schedules (max 100).
+        #
+        # - for_date: Returns exact match (takes precedence over other dates)
+        # - before_date: Returns schedules with effective_date <= before_date
+        # - after_date: Returns schedules with effective_date >= after_date
+        # - Both before_date and after_date: Returns schedules in range
+        sig do
+          params(
+            financial_account_token: String,
+            after_date: Date,
+            before_date: Date,
+            for_date: Date,
+            request_options: Lithic::RequestOptions::OrHash
+          ).returns(
+            Lithic::Internal::SinglePage[
+              Lithic::FinancialAccounts::FinancialAccountsInterestTierSchedule
+            ]
+          )
+        end
+        def list(
+          # Globally unique identifier for financial account
+          financial_account_token,
+          # Return schedules with effective_date >= after_date (ISO format YYYY-MM-DD)
+          after_date: nil,
+          # Return schedules with effective_date <= before_date (ISO format YYYY-MM-DD)
+          before_date: nil,
+          # Return schedule with effective_date == for_date (ISO format YYYY-MM-DD)
+          for_date: nil,
+          request_options: {}
+        )
+        end
+
+        # Delete an interest tier schedule entry.
+        #
+        # Returns:
+        #
+        # - 400 Bad Request: Invalid effective_date format OR attempting to delete the
+        #   earliest tier schedule entry for a non-PENDING account
+        # - 404 Not Found: Tier schedule entry not found for the given effective_date OR
+        #   ledger account not found
+        #
+        # Note: PENDING accounts can delete the earliest tier schedule entry (account
+        # hasn't opened yet). Active/non-PENDING accounts cannot delete the earliest entry
+        # to prevent orphaning the account.
+        #
+        # If the deleted tier schedule has a past effective_date and the account is
+        # ACTIVE, the loan tape rebuild configuration will be updated to trigger rebuilds
+        # from that date.
+        sig do
+          params(
+            effective_date: Date,
+            financial_account_token: String,
+            request_options: Lithic::RequestOptions::OrHash
+          ).void
+        end
+        def delete(
+          # Effective date in ISO format (YYYY-MM-DD)
+          effective_date,
+          # Globally unique identifier for financial account
+          financial_account_token:,
+          request_options: {}
+        )
+        end
+
+        # @api private
+        sig { params(client: Lithic::Client).returns(T.attached_class) }
+        def self.new(client:)
+        end
+      end
+    end
+  end
+end

data/rbi/lithic/resources/financial_accounts/loan_tape_configuration.rbi

@@ -0,0 +1,30 @@
+# typed: strong
+
+module Lithic
+  module Resources
+    class FinancialAccounts
+      class LoanTapeConfiguration
+        # Get the loan tape configuration for a given financial account.
+        sig do
+          params(
+            financial_account_token: String,
+            request_options: Lithic::RequestOptions::OrHash
+          ).returns(
+            Lithic::FinancialAccounts::FinancialAccountsLoanTapeConfiguration
+          )
+        end
+        def retrieve(
+          # Globally unique identifier for financial account.
+          financial_account_token,
+          request_options: {}
+        )
+        end
+
+        # @api private
+        sig { params(client: Lithic::Client).returns(T.attached_class) }
+        def self.new(client:)
+        end
+      end
+    end
+  end
+end

data/rbi/lithic/resources/financial_accounts.rbi

@@ -20,6 +20,16 @@ module Lithic
       sig { returns(Lithic::Resources::FinancialAccounts::LoanTapes) }
       attr_reader :loan_tapes
 
+      sig do
+        returns(Lithic::Resources::FinancialAccounts::LoanTapeConfiguration)
+      end
+      attr_reader :loan_tape_configuration
+
+      sig do
+        returns(Lithic::Resources::FinancialAccounts::InterestTierSchedule)
+      end
+      attr_reader :interest_tier_schedule
+
       # Create a new financial account
       sig do
         params(

data/sig/lithic/models/account_holder.rbs

@@ -14,6 +14,7 @@ module Lithic
         exemption_type: Lithic::Models::AccountHolder::exemption_type,
         external_id: String,
         individual: Lithic::AccountHolder::Individual,
+        naics_code: String,
         nature_of_business: String,
         phone_number: String,
         required_documents: ::Array[Lithic::RequiredDocument],
@@ -81,6 +82,10 @@ module Lithic
         Lithic::AccountHolder::Individual
       ) -> Lithic::AccountHolder::Individual
 
+      attr_reader naics_code: String?
+
+      def naics_code=: (String) -> String
+
       attr_reader nature_of_business: String?
 
       def nature_of_business=: (String) -> String
@@ -136,6 +141,7 @@ module Lithic
         ?exemption_type: Lithic::Models::AccountHolder::exemption_type,
         ?external_id: String,
         ?individual: Lithic::AccountHolder::Individual,
+        ?naics_code: String,
         ?nature_of_business: String,
         ?phone_number: String,
         ?required_documents: ::Array[Lithic::RequiredDocument],
@@ -159,6 +165,7 @@ module Lithic
         exemption_type: Lithic::Models::AccountHolder::exemption_type,
         external_id: String,
         individual: Lithic::AccountHolder::Individual,
+        naics_code: String,
         nature_of_business: String,
         phone_number: String,
         required_documents: ::Array[Lithic::RequiredDocument],

data/sig/lithic/models/account_holder_create_params.rbs

@@ -11,6 +11,7 @@ module Lithic
         beneficial_owner_entities: ::Array[Lithic::AccountHolderCreateParams::BeneficialOwnerEntity],
         external_id: String,
         kyb_passed_timestamp: String,
+        naics_code: String,
         website_url: String,
         individual: Lithic::AccountHolderCreateParams::Individual,
         kyc_passed_timestamp: String,
@@ -64,6 +65,10 @@ module Lithic
 
       def kyb_passed_timestamp=: (String) -> String
 
+      attr_reader naics_code: String?
+
+      def naics_code=: (String) -> String
+
       attr_reader website_url: String?
 
       def website_url=: (String) -> String
@@ -107,6 +112,7 @@ module Lithic
         ?beneficial_owner_entities: ::Array[Lithic::AccountHolderCreateParams::BeneficialOwnerEntity],
         ?external_id: String,
         ?kyb_passed_timestamp: String,
+        ?naics_code: String,
         ?website_url: String,
         ?kyc_passed_timestamp: String,
         ?business_account_token: String,
@@ -123,6 +129,7 @@ module Lithic
         beneficial_owner_entities: ::Array[Lithic::AccountHolderCreateParams::BeneficialOwnerEntity],
         external_id: String,
         kyb_passed_timestamp: String,
+        naics_code: String,
         website_url: String,
         individual: Lithic::AccountHolderCreateParams::Individual,
         kyc_passed_timestamp: String,

data/sig/lithic/models/account_holder_simulate_enrollment_review_params.rbs

@@ -42,13 +42,14 @@ module Lithic
         request_options: Lithic::RequestOptions
       }
 
-      type status = :ACCEPTED | :REJECTED
+      type status = :ACCEPTED | :REJECTED | :PENDING_REVIEW
 
       module Status
         extend Lithic::Internal::Type::Enum
 
         ACCEPTED: :ACCEPTED
         REJECTED: :REJECTED
+        PENDING_REVIEW: :PENDING_REVIEW
 
         def self?.values: -> ::Array[Lithic::Models::AccountHolderSimulateEnrollmentReviewParams::status]
       end

data/sig/lithic/models/account_holder_simulate_enrollment_review_response.rbs

@@ -14,6 +14,7 @@ module Lithic
         exemption_type: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::exemption_type,
         external_id: String,
         individual: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::Individual,
+        naics_code: String,
         nature_of_business: String,
         phone_number: String,
         required_documents: ::Array[Lithic::RequiredDocument],
@@ -83,6 +84,10 @@ module Lithic
         Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::Individual
       ) -> Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::Individual
 
+      attr_reader naics_code: String?
+
+      def naics_code=: (String) -> String
+
       attr_reader nature_of_business: String?
 
       def nature_of_business=: (String) -> String
@@ -138,6 +143,7 @@ module Lithic
         ?exemption_type: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::exemption_type,
         ?external_id: String,
         ?individual: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::Individual,
+        ?naics_code: String,
         ?nature_of_business: String,
         ?phone_number: String,
         ?required_documents: ::Array[Lithic::RequiredDocument],
@@ -161,6 +167,7 @@ module Lithic
         exemption_type: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::exemption_type,
         external_id: String,
         individual: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::Individual,
+        naics_code: String,
         nature_of_business: String,
         phone_number: String,
         required_documents: ::Array[Lithic::RequiredDocument],

data/sig/lithic/models/account_holder_update_params.rbs

@@ -7,6 +7,7 @@ module Lithic
         business_entity: Lithic::AccountHolderUpdateParams::BusinessEntity,
         control_person: Lithic::AccountHolderUpdateParams::ControlPerson,
         external_id: String,
+        naics_code: String,
         nature_of_business: String,
         website_url: String,
         individual: Lithic::AccountHolderUpdateParams::Individual,
@@ -52,6 +53,10 @@ module Lithic
 
       def external_id=: (String) -> String
 
+      attr_reader naics_code: String?
+
+      def naics_code=: (String) -> String
+
       attr_reader nature_of_business: String?
 
       def nature_of_business=: (String) -> String
@@ -100,6 +105,7 @@ module Lithic
         ?business_entity: Lithic::AccountHolderUpdateParams::BusinessEntity,
         ?control_person: Lithic::AccountHolderUpdateParams::ControlPerson,
         ?external_id: String,
+        ?naics_code: String,
         ?nature_of_business: String,
         ?website_url: String,
         ?individual: Lithic::AccountHolderUpdateParams::Individual,
@@ -119,6 +125,7 @@ module Lithic
         business_entity: Lithic::AccountHolderUpdateParams::BusinessEntity,
         control_person: Lithic::AccountHolderUpdateParams::ControlPerson,
         external_id: String,
+        naics_code: String,
         nature_of_business: String,
         website_url: String,
         individual: Lithic::AccountHolderUpdateParams::Individual,

data/sig/lithic/models/account_holder_update_response.rbs

@@ -21,6 +21,7 @@ module Lithic
           exemption_type: Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::exemption_type,
           external_id: String,
           individual: Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::Individual,
+          naics_code: String,
           nature_of_business: String,
           phone_number: String,
           required_documents: ::Array[Lithic::RequiredDocument],
@@ -90,6 +91,10 @@ module Lithic
           Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::Individual
         ) -> Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::Individual
 
+        attr_reader naics_code: String?
+
+        def naics_code=: (String) -> String
+
         attr_reader nature_of_business: String?
 
         def nature_of_business=: (String) -> String
@@ -145,6 +150,7 @@ module Lithic
           ?exemption_type: Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::exemption_type,
           ?external_id: String,
           ?individual: Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::Individual,
+          ?naics_code: String,
           ?nature_of_business: String,
           ?phone_number: String,
           ?required_documents: ::Array[Lithic::RequiredDocument],
@@ -168,6 +174,7 @@ module Lithic
           exemption_type: Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::exemption_type,
           external_id: String,
           individual: Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::Individual,
+          naics_code: String,
           nature_of_business: String,
           phone_number: String,
           required_documents: ::Array[Lithic::RequiredDocument],

data/sig/lithic/models/account_holder_updated_webhook_event.rbs

@@ -14,6 +14,7 @@ module Lithic
           update_request: Lithic::AccountHolderUpdatedWebhookEvent::KYBPayload::UpdateRequest,
           event_type: Lithic::Models::AccountHolderUpdatedWebhookEvent::KYBPayload::event_type,
           external_id: String,
+          naics_code: String,
           nature_of_business: String,
           website_url: String
         }
@@ -33,6 +34,10 @@ module Lithic
 
         def external_id=: (String) -> String
 
+        attr_reader naics_code: String?
+
+        def naics_code=: (String) -> String
+
         attr_reader nature_of_business: String?
 
         def nature_of_business=: (String) -> String
@@ -46,6 +51,7 @@ module Lithic
           update_request: Lithic::AccountHolderUpdatedWebhookEvent::KYBPayload::UpdateRequest,
           ?event_type: Lithic::Models::AccountHolderUpdatedWebhookEvent::KYBPayload::event_type,
           ?external_id: String,
+          ?naics_code: String,
           ?nature_of_business: String,
           ?website_url: String
         ) -> void
@@ -55,6 +61,7 @@ module Lithic
           update_request: Lithic::AccountHolderUpdatedWebhookEvent::KYBPayload::UpdateRequest,
           event_type: Lithic::Models::AccountHolderUpdatedWebhookEvent::KYBPayload::event_type,
           external_id: String,
+          naics_code: String,
           nature_of_business: String,
           website_url: String
         }

data/sig/lithic/models/account_holders/account_holder_entity.rbs

@@ -0,0 +1,137 @@
+module Lithic
+  module Models
+    class AccountHolderEntity = AccountHolders::AccountHolderEntity
+
+    module AccountHolders
+      type account_holder_entity =
+        {
+          token: String,
+          account_holder_token: String,
+          address: Lithic::AccountHolders::AccountHolderEntity::Address,
+          dob: String?,
+          email: String?,
+          first_name: String?,
+          last_name: String?,
+          phone_number: String?,
+          status: Lithic::Models::AccountHolders::AccountHolderEntity::status,
+          type: Lithic::Models::AccountHolders::AccountHolderEntity::type_
+        }
+
+      class AccountHolderEntity < Lithic::Internal::Type::BaseModel
+        attr_accessor token: String
+
+        attr_accessor account_holder_token: String
+
+        attr_accessor address: Lithic::AccountHolders::AccountHolderEntity::Address
+
+        attr_accessor dob: String?
+
+        attr_accessor email: String?
+
+        attr_accessor first_name: String?
+
+        attr_accessor last_name: String?
+
+        attr_accessor phone_number: String?
+
+        attr_accessor status: Lithic::Models::AccountHolders::AccountHolderEntity::status
+
+        attr_accessor type: Lithic::Models::AccountHolders::AccountHolderEntity::type_
+
+        def initialize: (
+          token: String,
+          account_holder_token: String,
+          address: Lithic::AccountHolders::AccountHolderEntity::Address,
+          dob: String?,
+          email: String?,
+          first_name: String?,
+          last_name: String?,
+          phone_number: String?,
+          status: Lithic::Models::AccountHolders::AccountHolderEntity::status,
+          type: Lithic::Models::AccountHolders::AccountHolderEntity::type_
+        ) -> void
+
+        def to_hash: -> {
+          token: String,
+          account_holder_token: String,
+          address: Lithic::AccountHolders::AccountHolderEntity::Address,
+          dob: String?,
+          email: String?,
+          first_name: String?,
+          last_name: String?,
+          phone_number: String?,
+          status: Lithic::Models::AccountHolders::AccountHolderEntity::status,
+          type: Lithic::Models::AccountHolders::AccountHolderEntity::type_
+        }
+
+        type address =
+          {
+            :address1 => String,
+            city: String,
+            country: String,
+            postal_code: String,
+            state: String,
+            :address2 => String
+          }
+
+        class Address < Lithic::Internal::Type::BaseModel
+          attr_accessor address1: String
+
+          attr_accessor city: String
+
+          attr_accessor country: String
+
+          attr_accessor postal_code: String
+
+          attr_accessor state: String
+
+          attr_reader address2: String?
+
+          def address2=: (String) -> String
+
+          def initialize: (
+            address1: String,
+            city: String,
+            country: String,
+            postal_code: String,
+            state: String,
+            ?address2: String
+          ) -> void
+
+          def to_hash: -> {
+            :address1 => String,
+            city: String,
+            country: String,
+            postal_code: String,
+            state: String,
+            :address2 => String
+          }
+        end
+
+        type status = :ACCEPTED | :INACTIVE | :PENDING_REVIEW | :REJECTED
+
+        module Status
+          extend Lithic::Internal::Type::Enum
+
+          ACCEPTED: :ACCEPTED
+          INACTIVE: :INACTIVE
+          PENDING_REVIEW: :PENDING_REVIEW
+          REJECTED: :REJECTED
+
+          def self?.values: -> ::Array[Lithic::Models::AccountHolders::AccountHolderEntity::status]
+        end
+
+        type type_ = :BENEFICIAL_OWNER_INDIVIDUAL | :CONTROL_PERSON
+
+        module Type
+          extend Lithic::Internal::Type::Enum
+
+          BENEFICIAL_OWNER_INDIVIDUAL: :BENEFICIAL_OWNER_INDIVIDUAL
+          CONTROL_PERSON: :CONTROL_PERSON
+
+          def self?.values: -> ::Array[Lithic::Models::AccountHolders::AccountHolderEntity::type_]
+        end
+      end
+    end
+  end
+end

data/sig/lithic/models/account_holders/entity_create_params.rbs

@@ -0,0 +1,118 @@
+module Lithic
+  module Models
+    module AccountHolders
+      type entity_create_params =
+        {
+          address: Lithic::AccountHolders::EntityCreateParams::Address,
+          dob: String,
+          email: String,
+          first_name: String,
+          government_id: String,
+          last_name: String,
+          phone_number: String,
+          type: Lithic::Models::AccountHolders::EntityCreateParams::type_
+        }
+        & Lithic::Internal::Type::request_parameters
+
+      class EntityCreateParams < Lithic::Internal::Type::BaseModel
+        extend Lithic::Internal::Type::RequestParameters::Converter
+        include Lithic::Internal::Type::RequestParameters
+
+        attr_accessor address: Lithic::AccountHolders::EntityCreateParams::Address
+
+        attr_accessor dob: String
+
+        attr_accessor email: String
+
+        attr_accessor first_name: String
+
+        attr_accessor government_id: String
+
+        attr_accessor last_name: String
+
+        attr_accessor phone_number: String
+
+        attr_accessor type: Lithic::Models::AccountHolders::EntityCreateParams::type_
+
+        def initialize: (
+          address: Lithic::AccountHolders::EntityCreateParams::Address,
+          dob: String,
+          email: String,
+          first_name: String,
+          government_id: String,
+          last_name: String,
+          phone_number: String,
+          type: Lithic::Models::AccountHolders::EntityCreateParams::type_,
+          ?request_options: Lithic::request_opts
+        ) -> void
+
+        def to_hash: -> {
+          address: Lithic::AccountHolders::EntityCreateParams::Address,
+          dob: String,
+          email: String,
+          first_name: String,
+          government_id: String,
+          last_name: String,
+          phone_number: String,
+          type: Lithic::Models::AccountHolders::EntityCreateParams::type_,
+          request_options: Lithic::RequestOptions
+        }
+
+        type address =
+          {
+            :address1 => String,
+            city: String,
+            country: String,
+            postal_code: String,
+            state: String,
+            :address2 => String
+          }
+
+        class Address < Lithic::Internal::Type::BaseModel
+          attr_accessor address1: String
+
+          attr_accessor city: String
+
+          attr_accessor country: String
+
+          attr_accessor postal_code: String
+
+          attr_accessor state: String
+
+          attr_reader address2: String?
+
+          def address2=: (String) -> String
+
+          def initialize: (
+            address1: String,
+            city: String,
+            country: String,
+            postal_code: String,
+            state: String,
+            ?address2: String
+          ) -> void
+
+          def to_hash: -> {
+            :address1 => String,
+            city: String,
+            country: String,
+            postal_code: String,
+            state: String,
+            :address2 => String
+          }
+        end
+
+        type type_ = :BENEFICIAL_OWNER_INDIVIDUAL | :CONTROL_PERSON
+
+        module Type
+          extend Lithic::Internal::Type::Enum
+
+          BENEFICIAL_OWNER_INDIVIDUAL: :BENEFICIAL_OWNER_INDIVIDUAL
+          CONTROL_PERSON: :CONTROL_PERSON
+
+          def self?.values: -> ::Array[Lithic::Models::AccountHolders::EntityCreateParams::type_]
+        end
+      end
+    end
+  end
+end