lithic 0.12.0 → 0.14.0

data/rbi/lithic/models/signals_response.rbi

@@ -0,0 +1,352 @@
+# typed: strong
+
+module Lithic
+  module Models
+    class SignalsResponse < Lithic::Internal::Type::BaseModel
+      OrHash =
+        T.type_alias do
+          T.any(Lithic::SignalsResponse, Lithic::Internal::AnyHash)
+        end
+
+      # The Welford M2 accumulator for lifetime approved transaction amounts. Used
+      # together with `avg_transaction_amount` and `approved_txn_count` to compute the
+      # z-score of a new transaction amount (variance = M2 / (count - 1)).
+      sig { returns(T.nilable(Float)) }
+      attr_accessor :approved_txn_amount_m2
+
+      # The Welford M2 accumulator for approved transaction amounts over the last 30
+      # days.
+      sig { returns(T.nilable(Float)) }
+      attr_accessor :approved_txn_amount_m2_30d
+
+      # The Welford M2 accumulator for approved transaction amounts over the last 7
+      # days.
+      sig { returns(T.nilable(Float)) }
+      attr_accessor :approved_txn_amount_m2_7d
+
+      # The Welford M2 accumulator for approved transaction amounts over the last 90
+      # days.
+      sig { returns(T.nilable(Float)) }
+      attr_accessor :approved_txn_amount_m2_90d
+
+      # The total number of approved transactions over the entity's lifetime.
+      sig { returns(T.nilable(Integer)) }
+      attr_accessor :approved_txn_count
+
+      # The number of approved transactions in the last 30 days.
+      sig { returns(T.nilable(Integer)) }
+      attr_accessor :approved_txn_count_30d
+
+      # The number of approved transactions in the last 7 days.
+      sig { returns(T.nilable(Integer)) }
+      attr_accessor :approved_txn_count_7d
+
+      # The number of approved transactions in the last 90 days.
+      sig { returns(T.nilable(Integer)) }
+      attr_accessor :approved_txn_count_90d
+
+      # The average approved transaction amount over the entity's lifetime, in cents.
+      # Null if fewer than 5 approved transactions have been recorded.
+      sig { returns(T.nilable(Float)) }
+      attr_accessor :avg_transaction_amount
+
+      # The average approved transaction amount over the last 30 days, in cents. Null if
+      # fewer than 5 approved transactions in window.
+      sig { returns(T.nilable(Float)) }
+      attr_accessor :avg_transaction_amount_30d
+
+      # The average approved transaction amount over the last 7 days, in cents. Null if
+      # fewer than 5 approved transactions in window.
+      sig { returns(T.nilable(Float)) }
+      attr_accessor :avg_transaction_amount_7d
+
+      # The average approved transaction amount over the last 90 days, in cents. Null if
+      # fewer than 5 approved transactions in window.
+      sig { returns(T.nilable(Float)) }
+      attr_accessor :avg_transaction_amount_90d
+
+      # The number of distinct merchant countries seen in the entity's transaction
+      # history.
+      sig { returns(T.nilable(Integer)) }
+      attr_accessor :distinct_country_count
+
+      # The number of distinct MCCs seen in the entity's transaction history.
+      sig { returns(T.nilable(Integer)) }
+      attr_accessor :distinct_mcc_count
+
+      # The timestamp of the first approved transaction for the entity, in ISO 8601
+      # format.
+      sig { returns(T.nilable(Time)) }
+      attr_accessor :first_txn_at
+
+      # Whether the entity has no prior transaction history. Returns true if no history
+      # is found. Null if transaction history exists but a first transaction timestamp
+      # is unavailable.
+      sig { returns(T.nilable(T::Boolean)) }
+      attr_accessor :is_first_transaction
+
+      # The merchant country of the last card-present transaction.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :last_cp_country
+
+      # The merchant postal code of the last card-present transaction.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :last_cp_postal_code
+
+      # The timestamp of the last card-present transaction, in ISO 8601 format.
+      sig { returns(T.nilable(Time)) }
+      attr_accessor :last_cp_timestamp
+
+      # The timestamp of the most recent approved transaction for the entity, in ISO
+      # 8601 format.
+      sig { returns(T.nilable(Time)) }
+      attr_accessor :last_txn_approved_at
+
+      # The set of merchant countries seen in the entity's transaction history. Clients
+      # can use this to determine whether a new transaction's country is novel (i.e.
+      # compute `is_new_country`).
+      sig { returns(T.nilable(T::Array[String])) }
+      attr_accessor :seen_countries
+
+      # The set of MCCs seen in the entity's transaction history. Clients can use this
+      # to determine whether a new transaction's MCC is novel (i.e. compute
+      # `is_new_mcc`).
+      sig { returns(T.nilable(T::Array[String])) }
+      attr_accessor :seen_mccs
+
+      # The set of card acceptor IDs seen in the card's approved transaction history,
+      # capped at the 1000 most recently seen. Null for account responses. Clients can
+      # use this to determine whether a new transaction's merchant is novel (i.e.
+      # compute `is_new_merchant`).
+      sig { returns(T.nilable(T::Array[String])) }
+      attr_accessor :seen_merchants
+
+      # The standard deviation of approved transaction amounts over the entity's
+      # lifetime, in cents. Null if fewer than 30 approved transactions have been
+      # recorded.
+      sig { returns(T.nilable(Float)) }
+      attr_accessor :stdev_transaction_amount
+
+      # The standard deviation of approved transaction amounts over the last 30 days, in
+      # cents. Null if fewer than 30 approved transactions in window.
+      sig { returns(T.nilable(Float)) }
+      attr_accessor :stdev_transaction_amount_30d
+
+      # The standard deviation of approved transaction amounts over the last 7 days, in
+      # cents. Null if fewer than 30 approved transactions in window.
+      sig { returns(T.nilable(Float)) }
+      attr_accessor :stdev_transaction_amount_7d
+
+      # The standard deviation of approved transaction amounts over the last 90 days, in
+      # cents. Null if fewer than 30 approved transactions in window.
+      sig { returns(T.nilable(Float)) }
+      attr_accessor :stdev_transaction_amount_90d
+
+      # The number of successful 3DS authentications for the card. Null for account
+      # responses.
+      sig { returns(T.nilable(Integer)) }
+      attr_accessor :three_ds_success_count
+
+      # The 3DS authentication success rate for the card, as a percentage from 0.0 to
+      # 100.0. Null for account responses.
+      sig { returns(T.nilable(Float)) }
+      attr_accessor :three_ds_success_rate
+
+      # The total number of 3DS authentication attempts for the card. Null for account
+      # responses.
+      sig { returns(T.nilable(Integer)) }
+      attr_accessor :three_ds_total_count
+
+      # The number of days since the last approved transaction on the entity.
+      sig { returns(T.nilable(Float)) }
+      attr_accessor :time_since_last_transaction_days
+
+      # Behavioral feature state for a card or account derived from its transaction
+      # history.
+      #
+      # Derived statistical features (averages, standard deviations, z-scores) are
+      # computed using Welford's online algorithm over approved transactions. Average
+      # fields are null when fewer than 5 approved transactions have been recorded.
+      # Standard deviation fields are null when fewer than 30 approved transactions have
+      # been recorded.
+      #
+      # 3DS fields (`three_ds_success_rate`, `three_ds_success_count`,
+      # `three_ds_total_count`) are card-scoped and will be null for account responses.
+      #
+      # Raw fields (`seen_countries`, `seen_mccs`, `approved_txn_amount_m2`, etc.) are
+      # included so clients can compute their own transaction-specific derivations, such
+      # as checking whether a new transaction's country is in `seen_countries` to
+      # determine `is_new_country`, or computing a z-score using the raw mean and M2
+      # values.
+      sig do
+        params(
+          approved_txn_amount_m2: T.nilable(Float),
+          approved_txn_amount_m2_30d: T.nilable(Float),
+          approved_txn_amount_m2_7d: T.nilable(Float),
+          approved_txn_amount_m2_90d: T.nilable(Float),
+          approved_txn_count: T.nilable(Integer),
+          approved_txn_count_30d: T.nilable(Integer),
+          approved_txn_count_7d: T.nilable(Integer),
+          approved_txn_count_90d: T.nilable(Integer),
+          avg_transaction_amount: T.nilable(Float),
+          avg_transaction_amount_30d: T.nilable(Float),
+          avg_transaction_amount_7d: T.nilable(Float),
+          avg_transaction_amount_90d: T.nilable(Float),
+          distinct_country_count: T.nilable(Integer),
+          distinct_mcc_count: T.nilable(Integer),
+          first_txn_at: T.nilable(Time),
+          is_first_transaction: T.nilable(T::Boolean),
+          last_cp_country: T.nilable(String),
+          last_cp_postal_code: T.nilable(String),
+          last_cp_timestamp: T.nilable(Time),
+          last_txn_approved_at: T.nilable(Time),
+          seen_countries: T.nilable(T::Array[String]),
+          seen_mccs: T.nilable(T::Array[String]),
+          seen_merchants: T.nilable(T::Array[String]),
+          stdev_transaction_amount: T.nilable(Float),
+          stdev_transaction_amount_30d: T.nilable(Float),
+          stdev_transaction_amount_7d: T.nilable(Float),
+          stdev_transaction_amount_90d: T.nilable(Float),
+          three_ds_success_count: T.nilable(Integer),
+          three_ds_success_rate: T.nilable(Float),
+          three_ds_total_count: T.nilable(Integer),
+          time_since_last_transaction_days: T.nilable(Float)
+        ).returns(T.attached_class)
+      end
+      def self.new(
+        # The Welford M2 accumulator for lifetime approved transaction amounts. Used
+        # together with `avg_transaction_amount` and `approved_txn_count` to compute the
+        # z-score of a new transaction amount (variance = M2 / (count - 1)).
+        approved_txn_amount_m2:,
+        # The Welford M2 accumulator for approved transaction amounts over the last 30
+        # days.
+        approved_txn_amount_m2_30d:,
+        # The Welford M2 accumulator for approved transaction amounts over the last 7
+        # days.
+        approved_txn_amount_m2_7d:,
+        # The Welford M2 accumulator for approved transaction amounts over the last 90
+        # days.
+        approved_txn_amount_m2_90d:,
+        # The total number of approved transactions over the entity's lifetime.
+        approved_txn_count:,
+        # The number of approved transactions in the last 30 days.
+        approved_txn_count_30d:,
+        # The number of approved transactions in the last 7 days.
+        approved_txn_count_7d:,
+        # The number of approved transactions in the last 90 days.
+        approved_txn_count_90d:,
+        # The average approved transaction amount over the entity's lifetime, in cents.
+        # Null if fewer than 5 approved transactions have been recorded.
+        avg_transaction_amount:,
+        # The average approved transaction amount over the last 30 days, in cents. Null if
+        # fewer than 5 approved transactions in window.
+        avg_transaction_amount_30d:,
+        # The average approved transaction amount over the last 7 days, in cents. Null if
+        # fewer than 5 approved transactions in window.
+        avg_transaction_amount_7d:,
+        # The average approved transaction amount over the last 90 days, in cents. Null if
+        # fewer than 5 approved transactions in window.
+        avg_transaction_amount_90d:,
+        # The number of distinct merchant countries seen in the entity's transaction
+        # history.
+        distinct_country_count:,
+        # The number of distinct MCCs seen in the entity's transaction history.
+        distinct_mcc_count:,
+        # The timestamp of the first approved transaction for the entity, in ISO 8601
+        # format.
+        first_txn_at:,
+        # Whether the entity has no prior transaction history. Returns true if no history
+        # is found. Null if transaction history exists but a first transaction timestamp
+        # is unavailable.
+        is_first_transaction:,
+        # The merchant country of the last card-present transaction.
+        last_cp_country:,
+        # The merchant postal code of the last card-present transaction.
+        last_cp_postal_code:,
+        # The timestamp of the last card-present transaction, in ISO 8601 format.
+        last_cp_timestamp:,
+        # The timestamp of the most recent approved transaction for the entity, in ISO
+        # 8601 format.
+        last_txn_approved_at:,
+        # The set of merchant countries seen in the entity's transaction history. Clients
+        # can use this to determine whether a new transaction's country is novel (i.e.
+        # compute `is_new_country`).
+        seen_countries:,
+        # The set of MCCs seen in the entity's transaction history. Clients can use this
+        # to determine whether a new transaction's MCC is novel (i.e. compute
+        # `is_new_mcc`).
+        seen_mccs:,
+        # The set of card acceptor IDs seen in the card's approved transaction history,
+        # capped at the 1000 most recently seen. Null for account responses. Clients can
+        # use this to determine whether a new transaction's merchant is novel (i.e.
+        # compute `is_new_merchant`).
+        seen_merchants:,
+        # The standard deviation of approved transaction amounts over the entity's
+        # lifetime, in cents. Null if fewer than 30 approved transactions have been
+        # recorded.
+        stdev_transaction_amount:,
+        # The standard deviation of approved transaction amounts over the last 30 days, in
+        # cents. Null if fewer than 30 approved transactions in window.
+        stdev_transaction_amount_30d:,
+        # The standard deviation of approved transaction amounts over the last 7 days, in
+        # cents. Null if fewer than 30 approved transactions in window.
+        stdev_transaction_amount_7d:,
+        # The standard deviation of approved transaction amounts over the last 90 days, in
+        # cents. Null if fewer than 30 approved transactions in window.
+        stdev_transaction_amount_90d:,
+        # The number of successful 3DS authentications for the card. Null for account
+        # responses.
+        three_ds_success_count:,
+        # The 3DS authentication success rate for the card, as a percentage from 0.0 to
+        # 100.0. Null for account responses.
+        three_ds_success_rate:,
+        # The total number of 3DS authentication attempts for the card. Null for account
+        # responses.
+        three_ds_total_count:,
+        # The number of days since the last approved transaction on the entity.
+        time_since_last_transaction_days:
+      )
+      end
+
+      sig do
+        override.returns(
+          {
+            approved_txn_amount_m2: T.nilable(Float),
+            approved_txn_amount_m2_30d: T.nilable(Float),
+            approved_txn_amount_m2_7d: T.nilable(Float),
+            approved_txn_amount_m2_90d: T.nilable(Float),
+            approved_txn_count: T.nilable(Integer),
+            approved_txn_count_30d: T.nilable(Integer),
+            approved_txn_count_7d: T.nilable(Integer),
+            approved_txn_count_90d: T.nilable(Integer),
+            avg_transaction_amount: T.nilable(Float),
+            avg_transaction_amount_30d: T.nilable(Float),
+            avg_transaction_amount_7d: T.nilable(Float),
+            avg_transaction_amount_90d: T.nilable(Float),
+            distinct_country_count: T.nilable(Integer),
+            distinct_mcc_count: T.nilable(Integer),
+            first_txn_at: T.nilable(Time),
+            is_first_transaction: T.nilable(T::Boolean),
+            last_cp_country: T.nilable(String),
+            last_cp_postal_code: T.nilable(String),
+            last_cp_timestamp: T.nilable(Time),
+            last_txn_approved_at: T.nilable(Time),
+            seen_countries: T.nilable(T::Array[String]),
+            seen_mccs: T.nilable(T::Array[String]),
+            seen_merchants: T.nilable(T::Array[String]),
+            stdev_transaction_amount: T.nilable(Float),
+            stdev_transaction_amount_30d: T.nilable(Float),
+            stdev_transaction_amount_7d: T.nilable(Float),
+            stdev_transaction_amount_90d: T.nilable(Float),
+            three_ds_success_count: T.nilable(Integer),
+            three_ds_success_rate: T.nilable(Float),
+            three_ds_total_count: T.nilable(Integer),
+            time_since_last_transaction_days: T.nilable(Float)
+          }
+        )
+      end
+      def to_hash
+      end
+    end
+  end
+end

data/rbi/lithic/models.rbi

@@ -53,6 +53,8 @@ module Lithic
 
   AccountRetrieveParams = Lithic::Models::AccountRetrieveParams
 
+  AccountRetrieveSignalsParams = Lithic::Models::AccountRetrieveSignalsParams
+
   AccountRetrieveSpendLimitsParams =
     Lithic::Models::AccountRetrieveSpendLimitsParams
 
@@ -153,6 +155,8 @@ module Lithic
 
   CardRetrieveParams = Lithic::Models::CardRetrieveParams
 
+  CardRetrieveSignalsParams = Lithic::Models::CardRetrieveSignalsParams
+
   CardRetrieveSpendLimitsParams = Lithic::Models::CardRetrieveSpendLimitsParams
 
   Cards = Lithic::Models::Cards
@@ -501,6 +505,8 @@ module Lithic
 
   ShippingAddress = Lithic::Models::ShippingAddress
 
+  SignalsResponse = Lithic::Models::SignalsResponse
+
   SpendLimitDuration = Lithic::Models::SpendLimitDuration
 
   StatementsCreatedWebhookEvent = Lithic::Models::StatementsCreatedWebhookEvent

data/rbi/lithic/resources/accounts.rbi

@@ -28,7 +28,8 @@ module Lithic
           lifetime_spend_limit: Integer,
           monthly_spend_limit: Integer,
           state: Lithic::AccountUpdateParams::State::OrSymbol,
-          substatus: Lithic::AccountUpdateParams::Substatus::OrSymbol,
+          substatus:
+            T.nilable(Lithic::AccountUpdateParams::Substatus::OrSymbol),
           verification_address:
             Lithic::AccountUpdateParams::VerificationAddress::OrHash,
           request_options: Lithic::RequestOptions::OrHash
@@ -122,6 +123,27 @@ module Lithic
       )
       end
 
+      # Returns behavioral feature state derived from an account's transaction history.
+      #
+      # These signals expose the same data used by behavioral rule attributes (e.g.
+      # `AMOUNT_Z_SCORE` with `scope: ACCOUNT`, `IS_NEW_COUNTRY` with `scope: ACCOUNT`)
+      # and custom code `TRANSACTION_HISTORY_SIGNALS` features, allowing clients to
+      # inspect feature values before writing rules and debug rule behavior.
+      #
+      # Note: 3DS fields are not available at the account scope and will be null.
+      sig do
+        params(
+          account_token: String,
+          request_options: Lithic::RequestOptions::OrHash
+        ).returns(Lithic::SignalsResponse)
+      end
+      def retrieve_signals(
+        # The token of the account to fetch signals for.
+        account_token,
+        request_options: {}
+      )
+      end
+
       # Get an Account's available spend limits, which is based on the spend limit
       # configured on the Account and the amount already spent over the spend limit's
       # duration. For example, if the Account has a daily spend limit of $1000

data/rbi/lithic/resources/auth_rules/v2.rbi

@@ -122,6 +122,7 @@ module Lithic
                   Lithic::AuthRules::ConditionalAuthorizationActionParameters::OrHash,
                   Lithic::AuthRules::ConditionalACHActionParameters::OrHash,
                   Lithic::AuthRules::ConditionalTokenizationActionParameters::OrHash,
+                  Lithic::AuthRules::ConditionalCardTransactionUpdateActionParameters::OrHash,
                   Lithic::AuthRules::TypescriptCodeParameters::OrHash
                 )
               ),

data/rbi/lithic/resources/cards.rbi

@@ -80,10 +80,12 @@ module Lithic
         # [Flexible Card Art Guide](https://docs.lithic.com/docs/about-digital-wallets#flexible-card-art).
         digital_card_art_token: nil,
         # Body param: Two digit (MM) expiry month. If neither `exp_month` nor `exp_year`
-        # is provided, an expiration date will be generated.
+        # is provided, an expiration date five years in the future will be generated. Five
+        # years is the maximum expiration date.
         exp_month: nil,
         # Body param: Four digit (yyyy) expiry year. If neither `exp_month` nor `exp_year`
-        # is provided, an expiration date will be generated.
+        # is provided, an expiration date five years in the future will be generated. Five
+        # years is the maximum expiration date.
         exp_year: nil,
         # Body param: Friendly name to identify the card.
         memo: nil,
@@ -556,10 +558,12 @@ module Lithic
         # If omitted, the previous carrier will be used.
         carrier: nil,
         # Two digit (MM) expiry month. If neither `exp_month` nor `exp_year` is provided,
-        # an expiration date six years in the future will be generated.
+        # an expiration date five years in the future will be generated. Five years is the
+        # maximum expiration date.
         exp_month: nil,
         # Four digit (yyyy) expiry year. If neither `exp_month` nor `exp_year` is
-        # provided, an expiration date six years in the future will be generated.
+        # provided, an expiration date five years in the future will be generated. Five
+        # years is the maximum expiration date.
         exp_year: nil,
         # Specifies the configuration (e.g. physical card art) that the card should be
         # manufactured with, and only applies to cards of type `PHYSICAL`. This must be
@@ -586,6 +590,25 @@ module Lithic
       )
       end
 
+      # Returns behavioral feature state derived from a card's transaction history.
+      #
+      # These signals expose the same data used by behavioral rule attributes (e.g.
+      # `AMOUNT_Z_SCORE` with `scope: CARD`, `IS_NEW_COUNTRY` with `scope: CARD`) and
+      # custom code `TRANSACTION_HISTORY_SIGNALS` features, allowing clients to inspect
+      # feature values before writing rules and debug rule behavior.
+      sig do
+        params(
+          card_token: String,
+          request_options: Lithic::RequestOptions::OrHash
+        ).returns(Lithic::SignalsResponse)
+      end
+      def retrieve_signals(
+        # The token of the card to fetch signals for.
+        card_token,
+        request_options: {}
+      )
+      end
+
       # Get a Card's available spend limit, which is based on the spend limit configured
       # on the Card and the amount already spent over the spend limit's duration. For
       # example, if the Card has a monthly spend limit of $1000 configured, and has

data/sig/lithic/models/account.rbs

@@ -10,7 +10,7 @@ module Lithic
         auth_rule_tokens: ::Array[String],
         cardholder_currency: String,
         comment: String,
-        substatus: Lithic::Models::Account::substatus,
+        substatus: Lithic::Models::Account::substatus?,
         verification_address: Lithic::Account::VerificationAddress
       }
 
@@ -41,11 +41,7 @@ module Lithic
 
       def comment=: (String) -> String
 
-      attr_reader substatus: Lithic::Models::Account::substatus?
-
-      def substatus=: (
-        Lithic::Models::Account::substatus
-      ) -> Lithic::Models::Account::substatus
+      attr_accessor substatus: Lithic::Models::Account::substatus?
 
       attr_reader verification_address: Lithic::Account::VerificationAddress?
 
@@ -62,7 +58,7 @@ module Lithic
         ?auth_rule_tokens: ::Array[String],
         ?cardholder_currency: String,
         ?comment: String,
-        ?substatus: Lithic::Models::Account::substatus,
+        ?substatus: Lithic::Models::Account::substatus?,
         ?verification_address: Lithic::Account::VerificationAddress
       ) -> void
 
@@ -75,7 +71,7 @@ module Lithic
         auth_rule_tokens: ::Array[String],
         cardholder_currency: String,
         comment: String,
-        substatus: Lithic::Models::Account::substatus,
+        substatus: Lithic::Models::Account::substatus?,
         verification_address: Lithic::Account::VerificationAddress
       }
 

data/sig/lithic/models/account_holder_simulate_enrollment_review_response.rbs

@@ -10,7 +10,7 @@ module Lithic
         control_person: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::ControlPerson,
         created: Time,
         email: String,
-        exemption_type: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::exemption_type,
+        exemption_type: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::exemption_type?,
         external_id: String,
         individual: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::Individual,
         naics_code: String,
@@ -61,11 +61,7 @@ module Lithic
 
       def email=: (String) -> String
 
-      attr_reader exemption_type: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::exemption_type?
-
-      def exemption_type=: (
-        Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::exemption_type
-      ) -> Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::exemption_type
+      attr_accessor exemption_type: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::exemption_type?
 
       attr_reader external_id: String?
 
@@ -132,7 +128,7 @@ module Lithic
         ?control_person: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::ControlPerson,
         ?created: Time,
         ?email: String,
-        ?exemption_type: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::exemption_type,
+        ?exemption_type: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::exemption_type?,
         ?external_id: String,
         ?individual: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::Individual,
         ?naics_code: String,
@@ -155,7 +151,7 @@ module Lithic
         control_person: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::ControlPerson,
         created: Time,
         email: String,
-        exemption_type: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::exemption_type,
+        exemption_type: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::exemption_type?,
         external_id: String,
         individual: Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::Individual,
         naics_code: String,

data/sig/lithic/models/account_retrieve_signals_params.rbs

@@ -0,0 +1,23 @@
+module Lithic
+  module Models
+    type account_retrieve_signals_params =
+      { account_token: String } & Lithic::Internal::Type::request_parameters
+
+    class AccountRetrieveSignalsParams < Lithic::Internal::Type::BaseModel
+      extend Lithic::Internal::Type::RequestParameters::Converter
+      include Lithic::Internal::Type::RequestParameters
+
+      attr_accessor account_token: String
+
+      def initialize: (
+        account_token: String,
+        ?request_options: Lithic::request_opts
+      ) -> void
+
+      def to_hash: -> {
+        account_token: String,
+        request_options: Lithic::RequestOptions
+      }
+    end
+  end
+end

data/sig/lithic/models/account_update_params.rbs

@@ -8,7 +8,7 @@ module Lithic
         lifetime_spend_limit: Integer,
         monthly_spend_limit: Integer,
         state: Lithic::Models::AccountUpdateParams::state,
-        substatus: Lithic::Models::AccountUpdateParams::substatus,
+        substatus: Lithic::Models::AccountUpdateParams::substatus?,
         verification_address: Lithic::AccountUpdateParams::VerificationAddress
       }
       & Lithic::Internal::Type::request_parameters
@@ -41,11 +41,7 @@ module Lithic
         Lithic::Models::AccountUpdateParams::state
       ) -> Lithic::Models::AccountUpdateParams::state
 
-      attr_reader substatus: Lithic::Models::AccountUpdateParams::substatus?
-
-      def substatus=: (
-        Lithic::Models::AccountUpdateParams::substatus
-      ) -> Lithic::Models::AccountUpdateParams::substatus
+      attr_accessor substatus: Lithic::Models::AccountUpdateParams::substatus?
 
       attr_reader verification_address: Lithic::AccountUpdateParams::VerificationAddress?
 
@@ -60,7 +56,7 @@ module Lithic
         ?lifetime_spend_limit: Integer,
         ?monthly_spend_limit: Integer,
         ?state: Lithic::Models::AccountUpdateParams::state,
-        ?substatus: Lithic::Models::AccountUpdateParams::substatus,
+        ?substatus: Lithic::Models::AccountUpdateParams::substatus?,
         ?verification_address: Lithic::AccountUpdateParams::VerificationAddress,
         ?request_options: Lithic::request_opts
       ) -> void
@@ -72,7 +68,7 @@ module Lithic
         lifetime_spend_limit: Integer,
         monthly_spend_limit: Integer,
         state: Lithic::Models::AccountUpdateParams::state,
-        substatus: Lithic::Models::AccountUpdateParams::substatus,
+        substatus: Lithic::Models::AccountUpdateParams::substatus?,
         verification_address: Lithic::AccountUpdateParams::VerificationAddress,
         request_options: Lithic::RequestOptions
       }

data/sig/lithic/models/auth_rules/auth_rule.rbs

@@ -126,6 +126,7 @@ module Lithic
             | Lithic::AuthRules::ConditionalAuthorizationActionParameters
             | Lithic::AuthRules::ConditionalACHActionParameters
             | Lithic::AuthRules::ConditionalTokenizationActionParameters
+            | Lithic::AuthRules::ConditionalCardTransactionUpdateActionParameters
             | Lithic::AuthRules::TypescriptCodeParameters
 
           module Parameters
@@ -174,6 +175,7 @@ module Lithic
             | Lithic::AuthRules::ConditionalAuthorizationActionParameters
             | Lithic::AuthRules::ConditionalACHActionParameters
             | Lithic::AuthRules::ConditionalTokenizationActionParameters
+            | Lithic::AuthRules::ConditionalCardTransactionUpdateActionParameters
             | Lithic::AuthRules::TypescriptCodeParameters
 
           module Parameters

data/sig/lithic/models/auth_rules/auth_rule_version.rbs

@@ -42,6 +42,7 @@ module Lithic
           | Lithic::AuthRules::ConditionalAuthorizationActionParameters
           | Lithic::AuthRules::ConditionalACHActionParameters
           | Lithic::AuthRules::ConditionalTokenizationActionParameters
+          | Lithic::AuthRules::ConditionalCardTransactionUpdateActionParameters
           | Lithic::AuthRules::TypescriptCodeParameters
 
         module Parameters