lithic 0.1.0.pre.alpha.5 → 0.1.0.pre.alpha.7

data/lib/lithic/models/account_holder_update_response.rb

@@ -32,8 +32,7 @@ module Lithic
         #   attr_writer :account_token
 
         # @!attribute [r] beneficial_owner_entities
-        #   Only present when user_type == "BUSINESS". List of all entities with >25%
-        #     ownership in the company.
+        #   Deprecated.
         #
         #   @return [Array<Lithic::Models::KYBBusinessEntity>, nil]
         optional :beneficial_owner_entities,
@@ -44,8 +43,11 @@ module Lithic
         #   attr_writer :beneficial_owner_entities
 
         # @!attribute [r] beneficial_owner_individuals
-        #   Only present when user_type == "BUSINESS". List of all individuals with >25%
-        #     ownership in the company.
+        #   Only present when user_type == "BUSINESS". List of all direct and indirect
+        #   individuals with 25% or more ownership in the company. If no individual owns 25%
+        #   of the company, please identify the largest shareholder in this field. See
+        #   [FinCEN requirements](https://www.fincen.gov/sites/default/files/shared/CDD_Rev6.7_Sept_2017_Certificate.pdf)
+        #   (Section I) for more background on individuals that should be included.
         #
         #   @return [Array<Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::BeneficialOwnerIndividual>, nil]
         optional :beneficial_owner_individuals,
@@ -57,8 +59,8 @@ module Lithic
 
         # @!attribute [r] business_account_token
         #   Only applicable for customers using the KYC-Exempt workflow to enroll authorized
-        #     users of businesses. Pass the account_token of the enrolled business associated
-        #     with the AUTHORIZED_USER in this field.
+        #   users of businesses. Pass the account_token of the enrolled business associated
+        #   with the AUTHORIZED_USER in this field.
         #
         #   @return [String, nil]
         optional :business_account_token, String
@@ -69,7 +71,7 @@ module Lithic
 
         # @!attribute [r] business_entity
         #   Only present when user_type == "BUSINESS". Information about the business for
-        #     which the account is being opened and KYB is being run.
+        #   which the account is being opened and KYB is being run.
         #
         #   @return [Lithic::Models::KYBBusinessEntity, nil]
         optional :business_entity, -> { Lithic::Models::KYBBusinessEntity }
@@ -81,15 +83,15 @@ module Lithic
         # @!attribute [r] control_person
         #   Only present when user_type == "BUSINESS".
         #
-        #     An individual with significant responsibility for managing the legal entity
-        #     (e.g., a Chief Executive Officer, Chief Financial Officer, Chief Operating
-        #     Officer,
+        #   An individual with significant responsibility for managing the legal entity
+        #   (e.g., a Chief Executive Officer, Chief Financial Officer, Chief Operating
+        #   Officer,
         #
-        #     Managing Member, General Partner, President, Vice President, or Treasurer). This
-        #     can be an executive, or someone who will have program-wide access
+        #   Managing Member, General Partner, President, Vice President, or Treasurer). This
+        #   can be an executive, or someone who will have program-wide access
         #
-        #     to the cards that Lithic will provide. In some cases, this individual could also
-        #     be a beneficial owner listed above.
+        #   to the cards that Lithic will provide. In some cases, this individual could also
+        #   be a beneficial owner listed above.
         #
         #   @return [Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::ControlPerson, nil]
         optional :control_person,
@@ -111,9 +113,9 @@ module Lithic
 
         # @!attribute [r] email
         #   < Deprecated. Use control_person.email when user_type == "BUSINESS". Use
-        #     individual.phone_number when user_type == "INDIVIDUAL".
+        #   individual.phone_number when user_type == "INDIVIDUAL".
         #
-        #     > Primary email of Account Holder.
+        #   > Primary email of Account Holder.
         #
         #   @return [String, nil]
         optional :email, String
@@ -124,7 +126,7 @@ module Lithic
 
         # @!attribute [r] exemption_type
         #   The type of KYC exemption for a KYC-Exempt Account Holder. "None" if the account
-        #     holder is not KYC-Exempt.
+        #   holder is not KYC-Exempt.
         #
         #   @return [Symbol, Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::ExemptionType, nil]
         optional :exemption_type,
@@ -136,7 +138,7 @@ module Lithic
 
         # @!attribute [r] external_id
         #   Customer-provided token that indicates a relationship with an object outside of
-        #     the Lithic ecosystem.
+        #   the Lithic ecosystem.
         #
         #   @return [String, nil]
         optional :external_id, String
@@ -147,7 +149,7 @@ module Lithic
 
         # @!attribute [r] individual
         #   Only present when user_type == "INDIVIDUAL". Information about the individual
-        #     for which the account is being opened and KYC is being run.
+        #   for which the account is being opened and KYC is being run.
         #
         #   @return [Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::Individual, nil]
         optional :individual, -> { Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::Individual }
@@ -158,7 +160,7 @@ module Lithic
 
         # @!attribute [r] nature_of_business
         #   Only present when user_type == "BUSINESS". User-submitted description of the
-        #     business.
+        #   business.
         #
         #   @return [String, nil]
         optional :nature_of_business, String
@@ -169,9 +171,9 @@ module Lithic
 
         # @!attribute [r] phone_number
         #   < Deprecated. Use control_person.phone_number when user_type == "BUSINESS". Use
-        #     individual.phone_number when user_type == "INDIVIDUAL".
+        #   individual.phone_number when user_type == "INDIVIDUAL".
         #
-        #     > Primary phone of Account Holder, entered in E.164 format.
+        #   > Primary phone of Account Holder, entered in E.164 format.
         #
         #   @return [String, nil]
         optional :phone_number, String
@@ -182,7 +184,7 @@ module Lithic
 
         # @!attribute [r] required_documents
         #   Only present for "KYB_BASIC" and "KYC_ADVANCED" workflows. A list of documents
-        #     required for the account holder to be approved.
+        #   required for the account holder to be approved.
         #
         #   @return [Array<Lithic::Models::RequiredDocument>, nil]
         optional :required_documents, -> { Lithic::Internal::Type::ArrayOf[Lithic::Models::RequiredDocument] }
@@ -194,10 +196,10 @@ module Lithic
         # @!attribute [r] status
         #   <Deprecated. Use verification_application.status instead>
         #
-        #     KYC and KYB evaluation states.
+        #   KYC and KYB evaluation states.
         #
-        #     Note: `PENDING_RESUBMIT` and `PENDING_DOCUMENT` are only applicable for the
-        #     `ADVANCED` workflow.
+        #   Note: `PENDING_RESUBMIT` and `PENDING_DOCUMENT` are only applicable for the
+        #   `ADVANCED` workflow.
         #
         #   @return [Symbol, Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::Status, nil]
         optional :status, enum: -> { Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::Status }
@@ -208,7 +210,7 @@ module Lithic
 
         # @!attribute [r] status_reasons
         #   <Deprecated. Use verification_application.status_reasons> Reason for the
-        #     evaluation status.
+        #   evaluation status.
         #
         #   @return [Array<Symbol, Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::StatusReason>, nil]
         optional :status_reasons,
@@ -220,12 +222,11 @@ module Lithic
 
         # @!attribute [r] user_type
         #   The type of Account Holder. If the type is "INDIVIDUAL", the "individual"
-        #     attribute will be present.
-        #
-        #     If the type is "BUSINESS" then the "business_entity", "control_person",
-        #     "beneficial_owner_individuals", "beneficial_owner_entities",
+        #   attribute will be present.
         #
-        #     "nature_of_business", and "website_url" attributes will be present.
+        #   If the type is "BUSINESS" then the "business_entity", "control_person",
+        #   "beneficial_owner_individuals", "nature_of_business", and "website_url"
+        #   attributes will be present.
         #
         #   @return [Symbol, Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::UserType, nil]
         optional :user_type,
@@ -309,7 +310,7 @@ module Lithic
         class BeneficialOwnerIndividual < Lithic::Internal::Type::BaseModel
           # @!attribute [r] address
           #   Individual's current address - PO boxes, UPS drops, and FedEx drops are not
-          #     acceptable; APO/FPO are acceptable. Only USA addresses are currently supported.
+          #   acceptable; APO/FPO are acceptable. Only USA addresses are currently supported.
           #
           #   @return [Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::BeneficialOwnerIndividual::Address, nil]
           optional :address,
@@ -331,7 +332,7 @@ module Lithic
 
           # @!attribute [r] email
           #   Individual's email address. If utilizing Lithic for chargeback processing, this
-          #     customer email address may be used to communicate dispute status and resolution.
+          #   customer email address may be used to communicate dispute status and resolution.
           #
           #   @return [String, nil]
           optional :email, String
@@ -398,21 +399,21 @@ module Lithic
 
             # @!attribute country
             #   Valid country code. Only USA is currently supported, entered in uppercase ISO
-            #     3166-1 alpha-3 three-character format.
+            #   3166-1 alpha-3 three-character format.
             #
             #   @return [String]
             required :country, String
 
             # @!attribute postal_code
             #   Valid postal code. Only USA ZIP codes are currently supported, entered as a
-            #     five-digit ZIP or nine-digit ZIP+4.
+            #   five-digit ZIP or nine-digit ZIP+4.
             #
             #   @return [String]
             required :postal_code, String
 
             # @!attribute state
             #   Valid state code. Only USA state codes are currently supported, entered in
-            #     uppercase ISO 3166-2 two-character format.
+            #   uppercase ISO 3166-2 two-character format.
             #
             #   @return [String]
             required :state, String
@@ -429,7 +430,7 @@ module Lithic
 
             # @!parse
             #   # Individual's current address - PO boxes, UPS drops, and FedEx drops are not
-            #   #   acceptable; APO/FPO are acceptable. Only USA addresses are currently supported.
+            #   # acceptable; APO/FPO are acceptable. Only USA addresses are currently supported.
             #   #
             #   # @param address1 [String]
             #   # @param city [String]
@@ -448,7 +449,7 @@ module Lithic
         class ControlPerson < Lithic::Internal::Type::BaseModel
           # @!attribute [r] address
           #   Individual's current address - PO boxes, UPS drops, and FedEx drops are not
-          #     acceptable; APO/FPO are acceptable. Only USA addresses are currently supported.
+          #   acceptable; APO/FPO are acceptable. Only USA addresses are currently supported.
           #
           #   @return [Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::ControlPerson::Address, nil]
           optional :address,
@@ -470,7 +471,7 @@ module Lithic
 
           # @!attribute [r] email
           #   Individual's email address. If utilizing Lithic for chargeback processing, this
-          #     customer email address may be used to communicate dispute status and resolution.
+          #   customer email address may be used to communicate dispute status and resolution.
           #
           #   @return [String, nil]
           optional :email, String
@@ -512,15 +513,15 @@ module Lithic
           # @!parse
           #   # Only present when user_type == "BUSINESS".
           #   #
-          #   #   An individual with significant responsibility for managing the legal entity
-          #   #   (e.g., a Chief Executive Officer, Chief Financial Officer, Chief Operating
-          #   #   Officer,
+          #   # An individual with significant responsibility for managing the legal entity
+          #   # (e.g., a Chief Executive Officer, Chief Financial Officer, Chief Operating
+          #   # Officer,
           #   #
-          #   #   Managing Member, General Partner, President, Vice President, or Treasurer). This
-          #   #   can be an executive, or someone who will have program-wide access
+          #   # Managing Member, General Partner, President, Vice President, or Treasurer). This
+          #   # can be an executive, or someone who will have program-wide access
           #   #
-          #   #   to the cards that Lithic will provide. In some cases, this individual could also
-          #   #   be a beneficial owner listed above.
+          #   # to the cards that Lithic will provide. In some cases, this individual could also
+          #   # be a beneficial owner listed above.
           #   #
           #   # @param address [Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::ControlPerson::Address]
           #   # @param dob [String]
@@ -549,21 +550,21 @@ module Lithic
 
             # @!attribute country
             #   Valid country code. Only USA is currently supported, entered in uppercase ISO
-            #     3166-1 alpha-3 three-character format.
+            #   3166-1 alpha-3 three-character format.
             #
             #   @return [String]
             required :country, String
 
             # @!attribute postal_code
             #   Valid postal code. Only USA ZIP codes are currently supported, entered as a
-            #     five-digit ZIP or nine-digit ZIP+4.
+            #   five-digit ZIP or nine-digit ZIP+4.
             #
             #   @return [String]
             required :postal_code, String
 
             # @!attribute state
             #   Valid state code. Only USA state codes are currently supported, entered in
-            #     uppercase ISO 3166-2 two-character format.
+            #   uppercase ISO 3166-2 two-character format.
             #
             #   @return [String]
             required :state, String
@@ -580,7 +581,7 @@ module Lithic
 
             # @!parse
             #   # Individual's current address - PO boxes, UPS drops, and FedEx drops are not
-            #   #   acceptable; APO/FPO are acceptable. Only USA addresses are currently supported.
+            #   # acceptable; APO/FPO are acceptable. Only USA addresses are currently supported.
             #   #
             #   # @param address1 [String]
             #   # @param city [String]
@@ -596,7 +597,7 @@ module Lithic
         end
 
         # The type of KYC exemption for a KYC-Exempt Account Holder. "None" if the account
-        #   holder is not KYC-Exempt.
+        # holder is not KYC-Exempt.
         #
         # @see Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse#exemption_type
         module ExemptionType
@@ -616,7 +617,7 @@ module Lithic
         class Individual < Lithic::Internal::Type::BaseModel
           # @!attribute [r] address
           #   Individual's current address - PO boxes, UPS drops, and FedEx drops are not
-          #     acceptable; APO/FPO are acceptable. Only USA addresses are currently supported.
+          #   acceptable; APO/FPO are acceptable. Only USA addresses are currently supported.
           #
           #   @return [Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::Individual::Address, nil]
           optional :address,
@@ -638,7 +639,7 @@ module Lithic
 
           # @!attribute [r] email
           #   Individual's email address. If utilizing Lithic for chargeback processing, this
-          #     customer email address may be used to communicate dispute status and resolution.
+          #   customer email address may be used to communicate dispute status and resolution.
           #
           #   @return [String, nil]
           optional :email, String
@@ -679,7 +680,7 @@ module Lithic
 
           # @!parse
           #   # Only present when user_type == "INDIVIDUAL". Information about the individual
-          #   #   for which the account is being opened and KYC is being run.
+          #   # for which the account is being opened and KYC is being run.
           #   #
           #   # @param address [Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::Individual::Address]
           #   # @param dob [String]
@@ -708,21 +709,21 @@ module Lithic
 
             # @!attribute country
             #   Valid country code. Only USA is currently supported, entered in uppercase ISO
-            #     3166-1 alpha-3 three-character format.
+            #   3166-1 alpha-3 three-character format.
             #
             #   @return [String]
             required :country, String
 
             # @!attribute postal_code
             #   Valid postal code. Only USA ZIP codes are currently supported, entered as a
-            #     five-digit ZIP or nine-digit ZIP+4.
+            #   five-digit ZIP or nine-digit ZIP+4.
             #
             #   @return [String]
             required :postal_code, String
 
             # @!attribute state
             #   Valid state code. Only USA state codes are currently supported, entered in
-            #     uppercase ISO 3166-2 two-character format.
+            #   uppercase ISO 3166-2 two-character format.
             #
             #   @return [String]
             required :state, String
@@ -739,7 +740,7 @@ module Lithic
 
             # @!parse
             #   # Individual's current address - PO boxes, UPS drops, and FedEx drops are not
-            #   #   acceptable; APO/FPO are acceptable. Only USA addresses are currently supported.
+            #   # acceptable; APO/FPO are acceptable. Only USA addresses are currently supported.
             #   #
             #   # @param address1 [String]
             #   # @param city [String]
@@ -756,10 +757,10 @@ module Lithic
 
         # <Deprecated. Use verification_application.status instead>
         #
-        #   KYC and KYB evaluation states.
+        # KYC and KYB evaluation states.
         #
-        #   Note: `PENDING_RESUBMIT` and `PENDING_DOCUMENT` are only applicable for the
-        #   `ADVANCED` workflow.
+        # Note: `PENDING_RESUBMIT` and `PENDING_DOCUMENT` are only applicable for the
+        # `ADVANCED` workflow.
         #
         # @see Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse#status
         module Status
@@ -816,12 +817,11 @@ module Lithic
         end
 
         # The type of Account Holder. If the type is "INDIVIDUAL", the "individual"
-        #   attribute will be present.
-        #
-        #   If the type is "BUSINESS" then the "business_entity", "control_person",
-        #   "beneficial_owner_individuals", "beneficial_owner_entities",
+        # attribute will be present.
         #
-        #   "nature_of_business", and "website_url" attributes will be present.
+        # If the type is "BUSINESS" then the "business_entity", "control_person",
+        # "beneficial_owner_individuals", "nature_of_business", and "website_url"
+        # attributes will be present.
         #
         # @see Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse#user_type
         module UserType
@@ -848,8 +848,8 @@ module Lithic
           # @!attribute status
           #   KYC and KYB evaluation states.
           #
-          #     Note: `PENDING_RESUBMIT` and `PENDING_DOCUMENT` are only applicable for the
-          #     `ADVANCED` workflow.
+          #   Note: `PENDING_RESUBMIT` and `PENDING_DOCUMENT` are only applicable for the
+          #   `ADVANCED` workflow.
           #
           #   @return [Symbol, Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::VerificationApplication::Status]
           required :status,
@@ -862,7 +862,7 @@ module Lithic
           required :status_reasons,
                    -> do
                      Lithic::Internal::Type::ArrayOf[
-                     enum: Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::VerificationApplication::StatusReason
+                       enum: Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::VerificationApplication::StatusReason
                      ]
                    end
 
@@ -886,8 +886,8 @@ module Lithic
 
           # KYC and KYB evaluation states.
           #
-          #   Note: `PENDING_RESUBMIT` and `PENDING_DOCUMENT` are only applicable for the
-          #   `ADVANCED` workflow.
+          # Note: `PENDING_RESUBMIT` and `PENDING_DOCUMENT` are only applicable for the
+          # `ADVANCED` workflow.
           #
           # @see Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::VerificationApplication#status
           module Status
@@ -1068,21 +1068,21 @@ module Lithic
 
           # @!attribute country
           #   Valid country code. Only USA is currently supported, entered in uppercase ISO
-          #     3166-1 alpha-3 three-character format.
+          #   3166-1 alpha-3 three-character format.
           #
           #   @return [String]
           required :country, String
 
           # @!attribute postal_code
           #   Valid postal code. Only USA ZIP codes are currently supported, entered as a
-          #     five-digit ZIP or nine-digit ZIP+4.
+          #   five-digit ZIP or nine-digit ZIP+4.
           #
           #   @return [String]
           required :postal_code, String
 
           # @!attribute state
           #   Valid state code. Only USA state codes are currently supported, entered in
-          #     uppercase ISO 3166-2 two-character format.
+          #   uppercase ISO 3166-2 two-character format.
           #
           #   @return [String]
           required :state, String

data/lib/lithic/models/account_list_params.rb

@@ -10,10 +10,10 @@ module Lithic
 
       # @!attribute [r] begin_
       #   Date string in RFC 3339 format. Only entries created after the specified time
-      #     will be included. UTC time zone.
+      #   will be included. UTC time zone.
       #
       #   @return [Time, nil]
-      optional :begin_, Time, api_name: :begin
+      optional :begin_, Time
 
       # @!parse
       #   # @return [Time]
@@ -21,10 +21,10 @@ module Lithic
 
       # @!attribute [r] end_
       #   Date string in RFC 3339 format. Only entries created before the specified time
-      #     will be included. UTC time zone.
+      #   will be included. UTC time zone.
       #
       #   @return [Time, nil]
-      optional :end_, Time, api_name: :end
+      optional :end_, Time
 
       # @!parse
       #   # @return [Time]
@@ -32,7 +32,7 @@ module Lithic
 
       # @!attribute [r] ending_before
       #   A cursor representing an item's token before which a page of results should end.
-      #     Used to retrieve the previous page of results before this item.
+      #   Used to retrieve the previous page of results before this item.
       #
       #   @return [String, nil]
       optional :ending_before, String
@@ -53,7 +53,7 @@ module Lithic
 
       # @!attribute [r] starting_after
       #   A cursor representing an item's token after which a page of results should
-      #     begin. Used to retrieve the next page of results after this item.
+      #   begin. Used to retrieve the next page of results after this item.
       #
       #   @return [String, nil]
       optional :starting_after, String

data/lib/lithic/models/account_spend_limits.rb

@@ -40,7 +40,7 @@ module Lithic
       class AvailableSpendLimit < Lithic::Internal::Type::BaseModel
         # @!attribute [r] daily
         #   The available spend limit (in cents) relative to the daily limit configured on
-        #     the Account (e.g. 100000 would be a $1,000 limit).
+        #   the Account (e.g. 100000 would be a $1,000 limit).
         #
         #   @return [Integer, nil]
         optional :daily, Integer
@@ -51,7 +51,7 @@ module Lithic
 
         # @!attribute [r] lifetime
         #   The available spend limit (in cents) relative to the lifetime limit configured
-        #     on the Account.
+        #   on the Account.
         #
         #   @return [Integer, nil]
         optional :lifetime, Integer
@@ -62,7 +62,7 @@ module Lithic
 
         # @!attribute [r] monthly
         #   The available spend limit (in cents) relative to the monthly limit configured on
-        #     the Account.
+        #   the Account.
         #
         #   @return [Integer, nil]
         optional :monthly, Integer
@@ -127,7 +127,7 @@ module Lithic
       class SpendVelocity < Lithic::Internal::Type::BaseModel
         # @!attribute [r] daily
         #   Current daily spend velocity (in cents) on the Account. Present if daily spend
-        #     limit is set.
+        #   limit is set.
         #
         #   @return [Integer, nil]
         optional :daily, Integer
@@ -138,7 +138,7 @@ module Lithic
 
         # @!attribute [r] lifetime
         #   Current lifetime spend velocity (in cents) on the Account. Present if lifetime
-        #     spend limit is set.
+        #   spend limit is set.
         #
         #   @return [Integer, nil]
         optional :lifetime, Integer
@@ -149,7 +149,7 @@ module Lithic
 
         # @!attribute [r] monthly
         #   Current monthly spend velocity (in cents) on the Account. Present if monthly
-        #     spend limit is set.
+        #   spend limit is set.
         #
         #   @return [Integer, nil]
         optional :monthly, Integer

data/lib/lithic/models/account_update_params.rb

@@ -10,7 +10,7 @@ module Lithic
 
       # @!attribute [r] daily_spend_limit
       #   Amount (in cents) for the account's daily spend limit (e.g. 100000 would be a
-      #     $1,000 limit). By default the daily spend limit is set to $1,250.
+      #   $1,000 limit). By default the daily spend limit is set to $1,250.
       #
       #   @return [Integer, nil]
       optional :daily_spend_limit, Integer
@@ -21,12 +21,12 @@ module Lithic
 
       # @!attribute [r] lifetime_spend_limit
       #   Amount (in cents) for the account's lifetime spend limit (e.g. 100000 would be a
-      #     $1,000 limit). Once this limit is reached, no transactions will be accepted on
-      #     any card created for this account until the limit is updated. Note that a spend
-      #     limit of 0 is effectively no limit, and should only be used to reset or remove a
-      #     prior limit. Only a limit of 1 or above will result in declined transactions due
-      #     to checks against the account limit. This behavior differs from the daily spend
-      #     limit and the monthly spend limit.
+      #   $1,000 limit). Once this limit is reached, no transactions will be accepted on
+      #   any card created for this account until the limit is updated. Note that a spend
+      #   limit of 0 is effectively no limit, and should only be used to reset or remove a
+      #   prior limit. Only a limit of 1 or above will result in declined transactions due
+      #   to checks against the account limit. This behavior differs from the daily spend
+      #   limit and the monthly spend limit.
       #
       #   @return [Integer, nil]
       optional :lifetime_spend_limit, Integer
@@ -37,7 +37,7 @@ module Lithic
 
       # @!attribute [r] monthly_spend_limit
       #   Amount (in cents) for the account's monthly spend limit (e.g. 100000 would be a
-      #     $1,000 limit). By default the monthly spend limit is set to $5,000.
+      #   $1,000 limit). By default the monthly spend limit is set to $5,000.
       #
       #   @return [Integer, nil]
       optional :monthly_spend_limit, Integer
@@ -58,9 +58,9 @@ module Lithic
 
       # @!attribute [r] verification_address
       #   Address used during Address Verification Service (AVS) checks during
-      #     transactions if enabled via Auth Rules. This field is deprecated as AVS checks
-      #     are no longer supported by Authorization Rules. The field will be removed from
-      #     the schema in a future release.
+      #   transactions if enabled via Auth Rules. This field is deprecated as AVS checks
+      #   are no longer supported by Authorization Rules. The field will be removed from
+      #   the schema in a future release.
       #
       #   @return [Lithic::Models::AccountUpdateParams::VerificationAddress, nil]
       optional :verification_address, -> { Lithic::Models::AccountUpdateParams::VerificationAddress }
@@ -163,9 +163,9 @@ module Lithic
 
         # @!parse
         #   # Address used during Address Verification Service (AVS) checks during
-        #   #   transactions if enabled via Auth Rules. This field is deprecated as AVS checks
-        #   #   are no longer supported by Authorization Rules. The field will be removed from
-        #   #   the schema in a future release.
+        #   # transactions if enabled via Auth Rules. This field is deprecated as AVS checks
+        #   # are no longer supported by Authorization Rules. The field will be removed from
+        #   # the schema in a future release.
         #   #
         #   # @param address1 [String]
         #   # @param address2 [String]

data/lib/lithic/models/address.rb

@@ -17,23 +17,23 @@ module Lithic
 
       # @!attribute country
       #   Valid country code, entered in uppercase ISO 3166-1 alpha-3 three-character
-      #     format. Only USA is currently supported for all workflows. KYC_EXEMPT supports
-      #     CAN additionally.
+      #   format. Only USA is currently supported for all workflows. KYC_EXEMPT supports
+      #   CAN additionally.
       #
       #   @return [String]
       required :country, String
 
       # @!attribute postal_code
       #   Valid postal code. USA postal codes (ZIP codes) are supported, entered as a
-      #     five-digit postal code or nine-digit postal code (ZIP+4) using the format
-      #     12345-1234. KYC_EXEMPT supports Canadian postal codes.
+      #   five-digit postal code or nine-digit postal code (ZIP+4) using the format
+      #   12345-1234. KYC_EXEMPT supports Canadian postal codes.
       #
       #   @return [String]
       required :postal_code, String
 
       # @!attribute state
       #   Valid state code. USA state codes are supported, entered in uppercase ISO 3166-2
-      #     two-character format. KYC_EXEMPT supports Canadian province codes.
+      #   two-character format. KYC_EXEMPT supports Canadian province codes.
       #
       #   @return [String]
       required :state, String

data/lib/lithic/models/address_update.rb

@@ -35,7 +35,7 @@ module Lithic
 
       # @!attribute [r] country
       #   Valid country code. Only USA is currently supported, entered in uppercase ISO
-      #     3166-1 alpha-3 three-character format.
+      #   3166-1 alpha-3 three-character format.
       #
       #   @return [String, nil]
       optional :country, String
@@ -46,7 +46,7 @@ module Lithic
 
       # @!attribute [r] postal_code
       #   Valid postal code. Only USA ZIP codes are currently supported, entered as a
-      #     five-digit ZIP or nine-digit ZIP+4.
+      #   five-digit ZIP or nine-digit ZIP+4.
       #
       #   @return [String, nil]
       optional :postal_code, String
@@ -57,7 +57,7 @@ module Lithic
 
       # @!attribute [r] state
       #   Valid state code. Only USA state codes are currently supported, entered in
-      #     uppercase ISO 3166-2 two-character format.
+      #   uppercase ISO 3166-2 two-character format.
       #
       #   @return [String, nil]
       optional :state, String