lithic 0.1.0.pre.alpha.39 → 0.1.0.pre.alpha.41

data/lib/lithic/models/account_holder.rb

@@ -70,10 +70,9 @@ module Lithic
       optional :control_person, -> { Lithic::AccountHolder::ControlPerson }
 
       # @!attribute email
-      #   < Deprecated. Use control_person.email when user_type == "BUSINESS". Use
-      #   individual.phone_number when user_type == "INDIVIDUAL".
-      #
-      #   > Primary email of Account Holder.
+      #   (Deprecated. Use control_person.email when user_type == "BUSINESS". Use
+      #   individual.phone_number when user_type == "INDIVIDUAL".) Primary email of
+      #   Account Holder.
       #
       #   @return [String, nil]
       optional :email, String
@@ -106,10 +105,9 @@ module Lithic
       optional :nature_of_business, String
 
       # @!attribute phone_number
-      #   < Deprecated. Use control_person.phone_number when user_type == "BUSINESS". Use
-      #   individual.phone_number when user_type == "INDIVIDUAL".
-      #
-      #   > Primary phone of Account Holder, entered in E.164 format.
+      #   (Deprecated. Use control_person.phone_number when user_type == "BUSINESS". Use
+      #   individual.phone_number when user_type == "INDIVIDUAL".) Primary phone of
+      #   Account Holder, entered in E.164 format.
       #
       #   @return [String, nil]
       optional :phone_number, String
@@ -122,7 +120,7 @@ module Lithic
       optional :required_documents, -> { Lithic::Internal::Type::ArrayOf[Lithic::RequiredDocument] }
 
       # @!attribute status
-      #   <Deprecated. Use verification_application.status instead>
+      #   (Deprecated. Use verification_application.status instead)
       #
       #   KYC and KYB evaluation states.
       #
@@ -134,8 +132,9 @@ module Lithic
       optional :status, enum: -> { Lithic::AccountHolder::Status }
 
       # @!attribute status_reasons
-      #   <Deprecated. Use verification_application.status_reasons> Reason for the
-      #   evaluation status.
+      #   (Deprecated. Use verification_application.status_reasons)
+      #
+      #   Reason for the evaluation status.
       #
       #   @return [Array<Symbol, Lithic::Models::AccountHolder::StatusReason>, nil]
       optional :status_reasons,
@@ -182,7 +181,7 @@ module Lithic
       #
       #   @param control_person [Lithic::Models::AccountHolder::ControlPerson] Only present when user_type == "BUSINESS".
       #
-      #   @param email [String] <
+      #   @param email [String] (Deprecated. Use control_person.email when user_type == "BUSINESS". Use individu
       #
       #   @param exemption_type [Symbol, Lithic::Models::AccountHolder::ExemptionType] The type of KYC exemption for a KYC-Exempt Account Holder.
       #
@@ -192,13 +191,13 @@ module Lithic
       #
       #   @param nature_of_business [String] Only present when user_type == "BUSINESS". User-submitted description of the bus
       #
-      #   @param phone_number [String] <
+      #   @param phone_number [String] (Deprecated. Use control_person.phone_number when user_type == "BUSINESS". Use i
       #
       #   @param required_documents [Array<Lithic::Models::RequiredDocument>] Only present for "KYB_BASIC" workflow. A list of documents required for the acco
       #
-      #   @param status [Symbol, Lithic::Models::AccountHolder::Status] <Deprecated. Use verification_application.status instead>
+      #   @param status [Symbol, Lithic::Models::AccountHolder::Status] (Deprecated. Use verification_application.status instead)
       #
-      #   @param status_reasons [Array<Symbol, Lithic::Models::AccountHolder::StatusReason>] <Deprecated. Use verification_application.status_reasons> Reason for the evaluat
+      #   @param status_reasons [Array<Symbol, Lithic::Models::AccountHolder::StatusReason>] (Deprecated. Use verification_application.status_reasons)
       #
       #   @param user_type [Symbol, Lithic::Models::AccountHolder::UserType] The type of Account Holder. If the type is "INDIVIDUAL", the "individual" attrib
       #
@@ -550,7 +549,7 @@ module Lithic
         #   @param phone_number [String] Individual's phone number, entered in E.164 format.
       end
 
-      # <Deprecated. Use verification_application.status instead>
+      # (Deprecated. Use verification_application.status instead)
       #
       # KYC and KYB evaluation states.
       #
@@ -630,9 +629,7 @@ module Lithic
         #
         #   @return [Array<Symbol, Lithic::Models::AccountHolder::VerificationApplication::StatusReason>, nil]
         optional :status_reasons,
-                 -> {
-                   Lithic::Internal::Type::ArrayOf[enum: Lithic::AccountHolder::VerificationApplication::StatusReason]
-                 }
+                 -> { Lithic::Internal::Type::ArrayOf[enum: Lithic::AccountHolder::VerificationApplication::StatusReason] }
 
         # @!attribute updated
         #   Timestamp of when the application was last updated.

data/lib/lithic/models/account_holder_create_params.rb

@@ -8,22 +8,19 @@ module Lithic
       include Lithic::Internal::Type::RequestParameters
 
       # @!attribute beneficial_owner_individuals
-      #   You must submit a list of all direct and indirect individuals with 25% or more
+      #   You can submit a list of all direct and indirect individuals with 25% or more
       #   ownership in the company. A maximum of 4 beneficial owners can be submitted. If
       #   no individual owns 25% of the company you do not need to send beneficial owner
       #   information. See
       #   [FinCEN requirements](https://www.fincen.gov/sites/default/files/shared/CDD_Rev6.7_Sept_2017_Certificate.pdf)
       #   (Section I) for more background on individuals that should be included.
       #
-      #   @return [Array<Lithic::Models::AccountHolderCreateParams::BeneficialOwnerIndividual>]
-      required :beneficial_owner_individuals,
-               -> {
-                 Lithic::Internal::Type::ArrayOf[Lithic::AccountHolderCreateParams::BeneficialOwnerIndividual]
-               }
+      #   @return [Array<Lithic::Models::AccountHolderCreateParams::BeneficialOwnerIndividual>, nil]
+      optional :beneficial_owner_individuals,
+               -> { Lithic::Internal::Type::ArrayOf[Lithic::AccountHolderCreateParams::BeneficialOwnerIndividual] }
 
       # @!attribute business_entity
-      #   Information for business for which the account is being opened and KYB is being
-      #   run.
+      #   Information for business for which the account is being opened.
       #
       #   @return [Lithic::Models::AccountHolderCreateParams::BusinessEntity]
       required :business_entity, -> { Lithic::AccountHolderCreateParams::BusinessEntity }
@@ -38,15 +35,15 @@ module Lithic
       #   [FinCEN requirements](https://www.fincen.gov/sites/default/files/shared/CDD_Rev6.7_Sept_2017_Certificate.pdf)
       #   (Section II) for more background.
       #
-      #   @return [Lithic::Models::AccountHolderCreateParams::ControlPerson]
-      required :control_person, -> { Lithic::AccountHolderCreateParams::ControlPerson }
+      #   @return [Lithic::Models::AccountHolderCreateParams::ControlPerson, nil]
+      optional :control_person, -> { Lithic::AccountHolderCreateParams::ControlPerson }
 
       # @!attribute nature_of_business
       #   Short description of the company's line of business (i.e., what does the company
       #   do?).
       #
-      #   @return [String]
-      required :nature_of_business, String
+      #   @return [String, nil]
+      optional :nature_of_business, String
 
       # @!attribute tos_timestamp
       #   An RFC 3339 timestamp indicating when the account holder accepted the applicable
@@ -69,9 +66,7 @@ module Lithic
       #
       #   @return [Array<Lithic::Models::AccountHolderCreateParams::BeneficialOwnerEntity>, nil]
       optional :beneficial_owner_entities,
-               -> {
-                 Lithic::Internal::Type::ArrayOf[Lithic::AccountHolderCreateParams::BeneficialOwnerEntity]
-               }
+               -> { Lithic::Internal::Type::ArrayOf[Lithic::AccountHolderCreateParams::BeneficialOwnerEntity] }
 
       # @!attribute external_id
       #   A user provided id that can be used to link an account holder with an external
@@ -81,7 +76,7 @@ module Lithic
       optional :external_id, String
 
       # @!attribute kyb_passed_timestamp
-      #   An RFC 3339 timestamp indicating when precomputed KYC was completed on the
+      #   An RFC 3339 timestamp indicating when precomputed KYB was completed on the
       #   business with a pass result.
       #
       #   This field is required only if workflow type is `KYB_BYO`.
@@ -156,17 +151,11 @@ module Lithic
       #   @return [String, nil]
       optional :business_account_token, String
 
-      # @!method initialize(beneficial_owner_individuals:, business_entity:, control_person:, nature_of_business:, tos_timestamp:, workflow:, individual:, address:, email:, first_name:, kyc_exemption_type:, last_name:, phone_number:, beneficial_owner_entities: nil, external_id: nil, kyb_passed_timestamp: nil, website_url: nil, kyc_passed_timestamp: nil, business_account_token: nil, request_options: {})
+      # @!method initialize(business_entity:, tos_timestamp:, workflow:, individual:, address:, email:, first_name:, kyc_exemption_type:, last_name:, phone_number:, beneficial_owner_individuals: nil, control_person: nil, nature_of_business: nil, beneficial_owner_entities: nil, external_id: nil, kyb_passed_timestamp: nil, website_url: nil, kyc_passed_timestamp: nil, business_account_token: nil, request_options: {})
       #   Some parameter documentations has been truncated, see
       #   {Lithic::Models::AccountHolderCreateParams} for more details.
       #
-      #   @param beneficial_owner_individuals [Array<Lithic::Models::AccountHolderCreateParams::BeneficialOwnerIndividual>] You must submit a list of all direct and indirect individuals with 25% or more o
-      #
-      #   @param business_entity [Lithic::Models::AccountHolderCreateParams::BusinessEntity] Information for business for which the account is being opened and KYB is being
-      #
-      #   @param control_person [Lithic::Models::AccountHolderCreateParams::ControlPerson] An individual with significant responsibility for managing the legal entity (e.g
-      #
-      #   @param nature_of_business [String] Short description of the company's line of business (i.e., what does the company
+      #   @param business_entity [Lithic::Models::AccountHolderCreateParams::BusinessEntity] Information for business for which the account is being opened.
       #
       #   @param tos_timestamp [String] An RFC 3339 timestamp indicating when the account holder accepted the applicable
       #
@@ -186,11 +175,17 @@ module Lithic
       #
       #   @param phone_number [String] The KYC Exempt user's phone number, entered in E.164 format.
       #
+      #   @param beneficial_owner_individuals [Array<Lithic::Models::AccountHolderCreateParams::BeneficialOwnerIndividual>] You can submit a list of all direct and indirect individuals with 25% or more ow
+      #
+      #   @param control_person [Lithic::Models::AccountHolderCreateParams::ControlPerson] An individual with significant responsibility for managing the legal entity (e.g
+      #
+      #   @param nature_of_business [String] Short description of the company's line of business (i.e., what does the company
+      #
       #   @param beneficial_owner_entities [Array<Lithic::Models::AccountHolderCreateParams::BeneficialOwnerEntity>] Deprecated.
       #
       #   @param external_id [String] A user provided id that can be used to link an account holder with an external s
       #
-      #   @param kyb_passed_timestamp [String] An RFC 3339 timestamp indicating when precomputed KYC was completed on the busin
+      #   @param kyb_passed_timestamp [String] An RFC 3339 timestamp indicating when precomputed KYB was completed on the busin
       #
       #   @param website_url [String] Company website URL.
       #
@@ -278,27 +273,12 @@ module Lithic
         #   @return [Lithic::Models::Address]
         required :address, -> { Lithic::Address }
 
-        # @!attribute government_id
-        #   Government-issued identification number. US Federal Employer Identification
-        #   Numbers (EIN) are currently supported, entered as full nine-digits, with or
-        #   without hyphens.
-        #
-        #   @return [String]
-        required :government_id, String
-
         # @!attribute legal_business_name
         #   Legal (formal) business name.
         #
         #   @return [String]
         required :legal_business_name, String
 
-        # @!attribute phone_numbers
-        #   One or more of the business's phone number(s), entered as a list in E.164
-        #   format.
-        #
-        #   @return [Array<String>]
-        required :phone_numbers, Lithic::Internal::Type::ArrayOf[String]
-
         # @!attribute dba_business_name
         #   Any name that the business operates under that is not its legal business name
         #   (if applicable).
@@ -306,30 +286,44 @@ module Lithic
         #   @return [String, nil]
         optional :dba_business_name, String
 
+        # @!attribute government_id
+        #   Government-issued identification number. US Federal Employer Identification
+        #   Numbers (EIN) are currently supported, entered as full nine-digits, with or
+        #   without hyphens.
+        #
+        #   @return [String, nil]
+        optional :government_id, String
+
         # @!attribute parent_company
         #   Parent company name (if applicable).
         #
         #   @return [String, nil]
         optional :parent_company, String
 
-        # @!method initialize(address:, government_id:, legal_business_name:, phone_numbers:, dba_business_name: nil, parent_company: nil)
+        # @!attribute phone_numbers
+        #   One or more of the business's phone number(s), entered as a list in E.164
+        #   format.
+        #
+        #   @return [Array<String>, nil]
+        optional :phone_numbers, Lithic::Internal::Type::ArrayOf[String]
+
+        # @!method initialize(address:, legal_business_name:, dba_business_name: nil, government_id: nil, parent_company: nil, phone_numbers: nil)
         #   Some parameter documentations has been truncated, see
         #   {Lithic::Models::AccountHolderCreateParams::BusinessEntity} for more details.
         #
-        #   Information for business for which the account is being opened and KYB is being
-        #   run.
+        #   Information for business for which the account is being opened.
         #
         #   @param address [Lithic::Models::Address] Business's physical address - PO boxes, UPS drops, and FedEx drops are not accep
         #
-        #   @param government_id [String] Government-issued identification number. US Federal Employer Identification Numb
-        #
         #   @param legal_business_name [String] Legal (formal) business name.
         #
-        #   @param phone_numbers [Array<String>] One or more of the business's phone number(s), entered as a list in E.164 format
-        #
         #   @param dba_business_name [String] Any name that the business operates under that is not its legal business name (i
         #
+        #   @param government_id [String] Government-issued identification number. US Federal Employer Identification Numb
+        #
         #   @param parent_company [String] Parent company name (if applicable).
+        #
+        #   @param phone_numbers [Array<String>] One or more of the business's phone number(s), entered as a list in E.164 format
       end
 
       class ControlPerson < Lithic::Internal::Type::BaseModel

data/lib/lithic/models/account_holder_simulate_enrollment_review_params.rb

@@ -25,9 +25,7 @@ module Lithic
       #
       #   @return [Array<Symbol, Lithic::Models::AccountHolderSimulateEnrollmentReviewParams::StatusReason>, nil]
       optional :status_reasons,
-               -> {
-                 Lithic::Internal::Type::ArrayOf[enum: Lithic::AccountHolderSimulateEnrollmentReviewParams::StatusReason]
-               }
+               -> { Lithic::Internal::Type::ArrayOf[enum: Lithic::AccountHolderSimulateEnrollmentReviewParams::StatusReason] }
 
       # @!method initialize(account_holder_token: nil, status: nil, status_reasons: nil, request_options: {})
       #   Some parameter documentations has been truncated, see

data/lib/lithic/models/account_holder_simulate_enrollment_review_response.rb

@@ -73,10 +73,9 @@ module Lithic
       optional :created, Time
 
       # @!attribute email
-      #   < Deprecated. Use control_person.email when user_type == "BUSINESS". Use
-      #   individual.phone_number when user_type == "INDIVIDUAL".
-      #
-      #   > Primary email of Account Holder.
+      #   (Deprecated. Use control_person.email when user_type == "BUSINESS". Use
+      #   individual.phone_number when user_type == "INDIVIDUAL".) Primary email of
+      #   Account Holder.
       #
       #   @return [String, nil]
       optional :email, String
@@ -111,10 +110,9 @@ module Lithic
       optional :nature_of_business, String
 
       # @!attribute phone_number
-      #   < Deprecated. Use control_person.phone_number when user_type == "BUSINESS". Use
-      #   individual.phone_number when user_type == "INDIVIDUAL".
-      #
-      #   > Primary phone of Account Holder, entered in E.164 format.
+      #   (Deprecated. Use control_person.phone_number when user_type == "BUSINESS". Use
+      #   individual.phone_number when user_type == "INDIVIDUAL".) Primary phone of
+      #   Account Holder, entered in E.164 format.
       #
       #   @return [String, nil]
       optional :phone_number, String
@@ -127,9 +125,8 @@ module Lithic
       optional :required_documents, -> { Lithic::Internal::Type::ArrayOf[Lithic::RequiredDocument] }
 
       # @!attribute status
-      #   <Deprecated. Use verification_application.status instead>
-      #
-      #   KYC and KYB evaluation states.
+      #   (Deprecated. Use verification_application.status instead) KYC and KYB evaluation
+      #   states.
       #
       #   Note: `PENDING_RESUBMIT` and `PENDING_DOCUMENT` are only applicable for the
       #   `ADVANCED` workflow.
@@ -138,7 +135,7 @@ module Lithic
       optional :status, enum: -> { Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::Status }
 
       # @!attribute status_reasons
-      #   <Deprecated. Use verification_application.status_reasons> Reason for the
+      #   (Deprecated. Use verification_application.status_reasons) Reason for the
       #   evaluation status.
       #
       #   @return [Array<Symbol, Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::StatusReason>, nil]
@@ -190,7 +187,7 @@ module Lithic
       #
       #   @param created [Time] Timestamp of when the account holder was created.
       #
-      #   @param email [String] <
+      #   @param email [String] (Deprecated. Use control_person.email when user_type == "BUSINESS".
       #
       #   @param exemption_type [Symbol, Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::ExemptionType] The type of KYC exemption for a KYC-Exempt Account Holder. "None" if the account
       #
@@ -200,13 +197,13 @@ module Lithic
       #
       #   @param nature_of_business [String] Only present when user_type == "BUSINESS". User-submitted description of the bus
       #
-      #   @param phone_number [String] <
+      #   @param phone_number [String] (Deprecated. Use control_person.phone_number when user_type == "BUSINESS".
       #
       #   @param required_documents [Array<Lithic::Models::RequiredDocument>] Only present for "KYB_BASIC" and "KYC_ADVANCED" workflows. A list of documents r
       #
-      #   @param status [Symbol, Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::Status] <Deprecated. Use verification_application.status instead>
+      #   @param status [Symbol, Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::Status] (Deprecated. Use verification_application.status instead)
       #
-      #   @param status_reasons [Array<Symbol, Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::StatusReason>] <Deprecated. Use verification_application.status_reasons> Reason for the evaluat
+      #   @param status_reasons [Array<Symbol, Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::StatusReason>] (Deprecated. Use verification_application.status_reasons)
       #
       #   @param user_type [Symbol, Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::UserType] The type of Account Holder. If the type is "INDIVIDUAL", the "individual" attrib
       #
@@ -605,9 +602,8 @@ module Lithic
         end
       end
 
-      # <Deprecated. Use verification_application.status instead>
-      #
-      # KYC and KYB evaluation states.
+      # (Deprecated. Use verification_application.status instead) KYC and KYB evaluation
+      # states.
       #
       # Note: `PENDING_RESUBMIT` and `PENDING_DOCUMENT` are only applicable for the
       # `ADVANCED` workflow.
@@ -709,7 +705,14 @@ module Lithic
         #   @return [Time]
         required :updated, Time
 
-        # @!method initialize(created:, status:, status_reasons:, updated:)
+        # @!attribute ky_passed_at
+        #   Timestamp of when the application passed the verification process. Only present
+        #   if `status` is `ACCEPTED`
+        #
+        #   @return [Time, nil]
+        optional :ky_passed_at, Time
+
+        # @!method initialize(created:, status:, status_reasons:, updated:, ky_passed_at: nil)
         #   Some parameter documentations has been truncated, see
         #   {Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::VerificationApplication}
         #   for more details.
@@ -723,6 +726,8 @@ module Lithic
         #   @param status_reasons [Array<Symbol, Lithic::Models::AccountHolderSimulateEnrollmentReviewResponse::VerificationApplication::StatusReason>] Reason for the evaluation status.
         #
         #   @param updated [Time] Timestamp of when the application was last updated.
+        #
+        #   @param ky_passed_at [Time] Timestamp of when the application passed the verification process. Only present
 
         # KYC and KYB evaluation states.
         #

data/lib/lithic/models/account_holder_update_params.rb

@@ -14,9 +14,7 @@ module Lithic
       #
       #   @return [Array<Lithic::Models::AccountHolderUpdateParams::BeneficialOwnerEntity>, nil]
       optional :beneficial_owner_entities,
-               -> {
-                 Lithic::Internal::Type::ArrayOf[Lithic::AccountHolderUpdateParams::BeneficialOwnerEntity]
-               }
+               -> { Lithic::Internal::Type::ArrayOf[Lithic::AccountHolderUpdateParams::BeneficialOwnerEntity] }
 
       # @!attribute beneficial_owner_individuals
       #   You must submit a list of all direct and indirect individuals with 25% or more
@@ -28,9 +26,7 @@ module Lithic
       #
       #   @return [Array<Lithic::Models::AccountHolderUpdateParams::BeneficialOwnerIndividual>, nil]
       optional :beneficial_owner_individuals,
-               -> {
-                 Lithic::Internal::Type::ArrayOf[Lithic::AccountHolderUpdateParams::BeneficialOwnerIndividual]
-               }
+               -> { Lithic::Internal::Type::ArrayOf[Lithic::AccountHolderUpdateParams::BeneficialOwnerIndividual] }
 
       # @!attribute business_entity
       #   Information for business for which the account is being opened and KYB is being

data/lib/lithic/models/account_holder_update_response.rb

@@ -80,10 +80,9 @@ module Lithic
         optional :created, Time
 
         # @!attribute email
-        #   < Deprecated. Use control_person.email when user_type == "BUSINESS". Use
-        #   individual.phone_number when user_type == "INDIVIDUAL".
-        #
-        #   > Primary email of Account Holder.
+        #   (Deprecated. Use control_person.email when user_type == "BUSINESS". Use
+        #   individual.phone_number when user_type == "INDIVIDUAL".) Primary email of
+        #   Account Holder.
         #
         #   @return [String, nil]
         optional :email, String
@@ -118,10 +117,9 @@ module Lithic
         optional :nature_of_business, String
 
         # @!attribute phone_number
-        #   < Deprecated. Use control_person.phone_number when user_type == "BUSINESS". Use
-        #   individual.phone_number when user_type == "INDIVIDUAL".
-        #
-        #   > Primary phone of Account Holder, entered in E.164 format.
+        #   (Deprecated. Use control_person.phone_number when user_type == "BUSINESS". Use
+        #   individual.phone_number when user_type == "INDIVIDUAL".) Primary phone of
+        #   Account Holder, entered in E.164 format.
         #
         #   @return [String, nil]
         optional :phone_number, String
@@ -134,9 +132,8 @@ module Lithic
         optional :required_documents, -> { Lithic::Internal::Type::ArrayOf[Lithic::RequiredDocument] }
 
         # @!attribute status
-        #   <Deprecated. Use verification_application.status instead>
-        #
-        #   KYC and KYB evaluation states.
+        #   (Deprecated. Use verification_application.status instead) KYC and KYB evaluation
+        #   states.
         #
         #   Note: `PENDING_RESUBMIT` and `PENDING_DOCUMENT` are only applicable for the
         #   `ADVANCED` workflow.
@@ -145,7 +142,7 @@ module Lithic
         optional :status, enum: -> { Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::Status }
 
         # @!attribute status_reasons
-        #   <Deprecated. Use verification_application.status_reasons> Reason for the
+        #   (Deprecated. Use verification_application.status_reasons) Reason for the
         #   evaluation status.
         #
         #   @return [Array<Symbol, Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::StatusReason>, nil]
@@ -198,7 +195,7 @@ module Lithic
         #
         #   @param created [Time] Timestamp of when the account holder was created.
         #
-        #   @param email [String] <
+        #   @param email [String] (Deprecated. Use control_person.email when user_type == "BUSINESS".
         #
         #   @param exemption_type [Symbol, Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::ExemptionType] The type of KYC exemption for a KYC-Exempt Account Holder. "None" if the account
         #
@@ -208,13 +205,13 @@ module Lithic
         #
         #   @param nature_of_business [String] Only present when user_type == "BUSINESS". User-submitted description of the bus
         #
-        #   @param phone_number [String] <
+        #   @param phone_number [String] (Deprecated. Use control_person.phone_number when user_type == "BUSINESS".
         #
         #   @param required_documents [Array<Lithic::Models::RequiredDocument>] Only present for "KYB_BASIC" and "KYC_ADVANCED" workflows. A list of documents r
         #
-        #   @param status [Symbol, Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::Status] <Deprecated. Use verification_application.status instead>
+        #   @param status [Symbol, Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::Status] (Deprecated. Use verification_application.status instead)
         #
-        #   @param status_reasons [Array<Symbol, Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::StatusReason>] <Deprecated. Use verification_application.status_reasons> Reason for the evaluat
+        #   @param status_reasons [Array<Symbol, Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::StatusReason>] (Deprecated. Use verification_application.status_reasons)
         #
         #   @param user_type [Symbol, Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::UserType] The type of Account Holder. If the type is "INDIVIDUAL", the "individual" attrib
         #
@@ -613,9 +610,8 @@ module Lithic
           end
         end
 
-        # <Deprecated. Use verification_application.status instead>
-        #
-        # KYC and KYB evaluation states.
+        # (Deprecated. Use verification_application.status instead) KYC and KYB evaluation
+        # states.
         #
         # Note: `PENDING_RESUBMIT` and `PENDING_DOCUMENT` are only applicable for the
         # `ADVANCED` workflow.
@@ -721,7 +717,14 @@ module Lithic
           #   @return [Time]
           required :updated, Time
 
-          # @!method initialize(created:, status:, status_reasons:, updated:)
+          # @!attribute ky_passed_at
+          #   Timestamp of when the application passed the verification process. Only present
+          #   if `status` is `ACCEPTED`
+          #
+          #   @return [Time, nil]
+          optional :ky_passed_at, Time
+
+          # @!method initialize(created:, status:, status_reasons:, updated:, ky_passed_at: nil)
           #   Some parameter documentations has been truncated, see
           #   {Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::VerificationApplication}
           #   for more details.
@@ -735,6 +738,8 @@ module Lithic
           #   @param status_reasons [Array<Symbol, Lithic::Models::AccountHolderUpdateResponse::KYBKYCPatchResponse::VerificationApplication::StatusReason>] Reason for the evaluation status.
           #
           #   @param updated [Time] Timestamp of when the application was last updated.
+          #
+          #   @param ky_passed_at [Time] Timestamp of when the application passed the verification process. Only present
 
           # KYC and KYB evaluation states.
           #

data/lib/lithic/models/account_update_params.rb

@@ -7,6 +7,12 @@ module Lithic
       extend Lithic::Internal::Type::RequestParameters::Converter
       include Lithic::Internal::Type::RequestParameters
 
+      # @!attribute comment
+      #   Additional context or information related to the account.
+      #
+      #   @return [String, nil]
+      optional :comment, String
+
       # @!attribute daily_spend_limit
       #   Amount (in cents) for the account's daily spend limit (e.g. 100000 would be a
       #   $1,000 limit). By default the daily spend limit is set to $1,250.
@@ -39,6 +45,38 @@ module Lithic
       #   @return [Symbol, Lithic::Models::AccountUpdateParams::State, nil]
       optional :state, enum: -> { Lithic::AccountUpdateParams::State }
 
+      # @!attribute substatus
+      #   Account state substatus values:
+      #
+      #   - `FRAUD_IDENTIFIED` - The account has been recognized as being created or used
+      #     with stolen or fabricated identity information, encompassing both true
+      #     identity theft and synthetic identities.
+      #   - `SUSPICIOUS_ACTIVITY` - The account has exhibited suspicious behavior, such as
+      #     unauthorized access or fraudulent transactions, necessitating further
+      #     investigation.
+      #   - `RISK_VIOLATION` - The account has been involved in deliberate misuse by the
+      #     legitimate account holder. Examples include disputing valid transactions
+      #     without cause, falsely claiming non-receipt of goods, or engaging in
+      #     intentional bust-out schemes to exploit account services.
+      #   - `END_USER_REQUEST` - The account holder has voluntarily requested the closure
+      #     of the account for personal reasons. This encompasses situations such as
+      #     bankruptcy, other financial considerations, or the account holder's death.
+      #   - `ISSUER_REQUEST` - The issuer has initiated the closure of the account due to
+      #     business strategy, risk management, inactivity, product changes, regulatory
+      #     concerns, or violations of terms and conditions.
+      #   - `NOT_ACTIVE` - The account has not had any transactions or payment activity
+      #     within a specified period. This status applies to accounts that are paused or
+      #     closed due to inactivity.
+      #   - `INTERNAL_REVIEW` - The account is temporarily paused pending further internal
+      #     review. In future implementations, this status may prevent clients from
+      #     activating the account via APIs until the review is completed.
+      #   - `OTHER` - The reason for the account's current status does not fall into any
+      #     of the above categories. A comment should be provided to specify the
+      #     particular reason.
+      #
+      #   @return [Symbol, Lithic::Models::AccountUpdateParams::Substatus, nil]
+      optional :substatus, enum: -> { Lithic::AccountUpdateParams::Substatus }
+
       # @!attribute verification_address
       #   @deprecated
       #
@@ -50,10 +88,12 @@ module Lithic
       #   @return [Lithic::Models::AccountUpdateParams::VerificationAddress, nil]
       optional :verification_address, -> { Lithic::AccountUpdateParams::VerificationAddress }
 
-      # @!method initialize(daily_spend_limit: nil, lifetime_spend_limit: nil, monthly_spend_limit: nil, state: nil, verification_address: nil, request_options: {})
+      # @!method initialize(comment: nil, daily_spend_limit: nil, lifetime_spend_limit: nil, monthly_spend_limit: nil, state: nil, substatus: nil, verification_address: nil, request_options: {})
       #   Some parameter documentations has been truncated, see
       #   {Lithic::Models::AccountUpdateParams} for more details.
       #
+      #   @param comment [String] Additional context or information related to the account.
+      #
       #   @param daily_spend_limit [Integer] Amount (in cents) for the account's daily spend limit (e.g. 100000 would be a $1
       #
       #   @param lifetime_spend_limit [Integer] Amount (in cents) for the account's lifetime spend limit (e.g. 100000 would be a
@@ -62,6 +102,8 @@ module Lithic
       #
       #   @param state [Symbol, Lithic::Models::AccountUpdateParams::State] Account states.
       #
+      #   @param substatus [Symbol, Lithic::Models::AccountUpdateParams::Substatus] Account state substatus values:
+      #
       #   @param verification_address [Lithic::Models::AccountUpdateParams::VerificationAddress] Address used during Address Verification Service (AVS) checks during transaction
       #
       #   @param request_options [Lithic::RequestOptions, Hash{Symbol=>Object}]
@@ -78,6 +120,49 @@ module Lithic
         #   @return [Array<Symbol>]
       end
 
+      # Account state substatus values:
+      #
+      # - `FRAUD_IDENTIFIED` - The account has been recognized as being created or used
+      #   with stolen or fabricated identity information, encompassing both true
+      #   identity theft and synthetic identities.
+      # - `SUSPICIOUS_ACTIVITY` - The account has exhibited suspicious behavior, such as
+      #   unauthorized access or fraudulent transactions, necessitating further
+      #   investigation.
+      # - `RISK_VIOLATION` - The account has been involved in deliberate misuse by the
+      #   legitimate account holder. Examples include disputing valid transactions
+      #   without cause, falsely claiming non-receipt of goods, or engaging in
+      #   intentional bust-out schemes to exploit account services.
+      # - `END_USER_REQUEST` - The account holder has voluntarily requested the closure
+      #   of the account for personal reasons. This encompasses situations such as
+      #   bankruptcy, other financial considerations, or the account holder's death.
+      # - `ISSUER_REQUEST` - The issuer has initiated the closure of the account due to
+      #   business strategy, risk management, inactivity, product changes, regulatory
+      #   concerns, or violations of terms and conditions.
+      # - `NOT_ACTIVE` - The account has not had any transactions or payment activity
+      #   within a specified period. This status applies to accounts that are paused or
+      #   closed due to inactivity.
+      # - `INTERNAL_REVIEW` - The account is temporarily paused pending further internal
+      #   review. In future implementations, this status may prevent clients from
+      #   activating the account via APIs until the review is completed.
+      # - `OTHER` - The reason for the account's current status does not fall into any
+      #   of the above categories. A comment should be provided to specify the
+      #   particular reason.
+      module Substatus
+        extend Lithic::Internal::Type::Enum
+
+        FRAUD_IDENTIFIED = :FRAUD_IDENTIFIED
+        SUSPICIOUS_ACTIVITY = :SUSPICIOUS_ACTIVITY
+        RISK_VIOLATION = :RISK_VIOLATION
+        END_USER_REQUEST = :END_USER_REQUEST
+        ISSUER_REQUEST = :ISSUER_REQUEST
+        NOT_ACTIVE = :NOT_ACTIVE
+        INTERNAL_REVIEW = :INTERNAL_REVIEW
+        OTHER = :OTHER
+
+        # @!method self.values
+        #   @return [Array<Symbol>]
+      end
+
       # @deprecated
       class VerificationAddress < Lithic::Internal::Type::BaseModel
         # @!attribute address1