issuer_response_codes 0.1.2 → 0.2.2

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data/lib/locale/ee.yml CHANGED
@@ -1,41 +1,118 @@
1
1
  ee:
2
- issuer_response_code: &issuer_response_code
3
- '00': "Tekkis viga. Tehing lükati Elavoni poolt tagasi sobimatu kaardiliigi, valede kaardiandmete, väljaandja / panga loa puudumise või kaupmehe suletud konto tõttu."
4
- '05': "Pank lükkas tehingu tagasi, kuna turvalisuskontrollis avastati puudusi (kasutatud kaardiga ei saa teostada korduvtehinguid / makseid ilma CVV-koodita), rahalised vahendid on külmutatud, limiidid ületatud või kaart ei toeta MOTO-/internetitehinguid."
5
- '13': "MOTO/eCommerce mitteaktiivne või summa limiit ületatud."
6
- '14': "Kehtetu kaardi number."
7
- 'N7': "Vale CVV-kood."
8
- '51': "Puuduvad piisavad vahendid."
9
- '54': "Kehtivuse kaotanud kaart."
10
- '57': "Pank lükkas tehingu tagasi, kuna antud krediitkaarti ei saa seda liiki tehingu teostamiseks kasutada (eCommerce, MOTO või korduvtehing)."
11
- '61': "MOTO/eCommerce mitteaktiivne või summa limiit ületatud."
12
- '82': "Vale CVV-kood."
13
- # incomplete translations
14
- unknown: "Unknown reason."
15
- '01': "Authorization Error."
16
- '02': "Authorization Error."
17
- '03': "Authorization Error."
18
- '12': "No privileges to execute this transaction for your card."
19
- '30': "Your bank has declined this transaction"
20
- '58': "Your bank has declined this transaction as this credit card cannot be used for this type of transaction (eccommerce, MOTO or recurring)."
21
- '59': "Your bank has declined this transaction"
22
- '62': "Your card can be not supported due to restrictions placed on the card or Seller country exclusion (imposition an embargo), or bank blocked a card eg. due to unacceptable debit balance."
23
- '65': "Activity count limit exceeded."
24
- '75': "Invalid activity count limit exceeded."
25
- '78': "Inactive card."
26
- '91': "Temporary issuer error."
27
- '92': "Temporary issuer error."
28
- '94': "Temporary issuer error."
29
- '96': "Temporary issuer error."
30
- '98': "Temporary issuer error."
31
- 'E3': "Transaction not executed due to a 3D-Secure error."
32
- 'E4': "Transaction not executed due to a negative 3D-Secure confirmation from your bank."
33
- 'E5': "Temporary 3D-Secure error."
34
- 'R0': "Refused by Issuer because Customer requested stop of specific recurring payments."
35
- 'R1': "Refused by Issuer because Customer requested stop of all recurring payments."
2
+ tds_status_codes:
3
+ fraudulent_codes:
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+ '09': true
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+ '10': true
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+ '11': true
7
+ behaviour:
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+ unknown: 'Please contact our support team.'
9
+ '01': Please try again.
10
+ '02': Please try again using a different device.
11
+ '03': Please try again using a different device.
12
+ '04': Please use a different card or contact your card issuer.
13
+ '05': Please use a different card.
14
+ '06': Please use a different card or check the card number.
15
+ '07': Please use a different card.
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+ '08': Please use a different card.
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+ '09': Please use a different card or contact issuer.
18
+ '10': Please use a different card or contact issuer.
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+ '11': Please use a different card or contact issuer.
20
+ '12': Please use a different card or contact issuer.
21
+ '13': Please use a different card or contact issuer.
22
+ '14': Please try again or use a different card.
23
+ '15': Please use a different card or contact issuer.
24
+ '16': Please use a different card or contact issuer.
25
+ '17': Please use a different card or contact issuer.
26
+ '18': Please use a different card or contact issuer.
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+ '19': Please use a different card or contact issuer.
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+ '20': Please use a different card.
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+ '21': Please use a different card.
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+ '22': Please try again or use a different card.
31
+ '23': Please use a different card or contact issuer.
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+ '24': Please try again or use a different card.
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+ '25': Please try again or use a different card.
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+ '26': Please try again or use a different card.
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+ '80': Please use a different card.
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+ '81': Please try again or use a different card.
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+ '82': Please use a different card.
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+ '83': Please use a different card.
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+ '84': Please try again or use a different card.
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+ '85': Please use a different card.
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+ '86': Please use a different card.
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+ '87': Please use a different card.
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+ '88': Please use a different card.
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+ universal: &universal_tds_status_codes
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+ unknown: "Unknown reason."
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+ '01': Card authentication failed.
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+ '02': Unknown Device.
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+ '03': Unsupported Device.
49
+ '04': Exceeds authentication frequency limit.
50
+ '05': Expired card.
51
+ '06': Invalid card number.
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+ '07': Invalid transaction.
53
+ '08': No Card record.
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+ '15': Low confidence.
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+ '16': Medium confidence.
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+ '17': High confidence.
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+ '18': Very High confidence.
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+ '19': Exceeds ACS maximum challenges.
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+ '20': Non-Payment transaction not supported.
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+ targeted:
61
+ merchant:
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+ <<: *universal_tds_status_codes
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+ '09': Security failure.
64
+ '10': Stolen card.
65
+ '11': Suspected fraud.
66
+ '12': Transaction not permitted to cardholder.
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+ '13': Cardholder not enrolled in service.
68
+ '14': Transaction timed out at the ACS.
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+ '21': 3RI transaction not supported.
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+ '22': ACS technical issue.
71
+ '23': Decoupled Authentication required by ACS but not requested by 3DS Requestor.
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+ '24': 3DS Requestor Decoupled Max Expiry Time exceeded.
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+ '25': Decoupled Authentication was provided insufficient time to authenticate cardholder. ACS will not make attempt.
74
+ '26': Authentication attempted but not performed by the cardholder.
75
+ '80': Error Connecting to ACS.
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+ '81': ACS Timed Out.
77
+ '82': Invalid Response from ACS.
78
+ '83': System Error Response from ACS.
79
+ '84': Internal Error While Generating CAVV.
80
+ '85': VMID not eligible for requested program.
81
+ '86': Protocol Version Not Supported by ACS.
82
+ '87': Transaction is excluded from Attempts Processing (includes non- reloadable pre-paid cards and Non- Payments (NPA)).
83
+ '88': Requested program not supported by the ACS.
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+ cardholder:
85
+ <<: *universal_tds_status_codes
86
+ '09': Card authentication failed. # Security failure
87
+ '10': Card authentication failed. # Stolen card
88
+ '11': Card authentication failed. # Suspected fraud
89
+ '12': Transaction not permitted to cardholder.
90
+ '13': Cardholder not enrolled in service.
91
+ '14': Card authentication failed.
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+ '21': Card authentication failed.
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+ '22': Issuer technical issue.
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+ '23': Card authentication failed
95
+ '24': Card authentication failed
96
+ '25': Card authentication failed.
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+ '26': Card authentication failed.
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+ '80': Card authentication failed.
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+ '81': Card authentication failed.
100
+ '82': Card authentication failed.
101
+ '83': Card authentication failed.
102
+ '84': Card authentication failed.
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+ '85': Card authentication failed.
104
+ '86': Card authentication failed.
105
+ '87': Card authentication failed.
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+ '88': Card authentication failed.
107
+
36
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  issuer_response_codes:
37
109
  suggestion: 'Suggestion'
38
110
  fraud_notice: 'IMPORTANT NOTICE: It is forbidden to retry transactions that ended with this code. It may be recognized as a fraud attempt!'
111
+ fraudulent_codes:
112
+ '04': true
113
+ '07': true
114
+ '41': true
115
+ '43': true
39
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  behaviour:
40
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  '00': "Palun proovige hiljem uuesti, võtke ühendust müüja või Espago klienditoega."
41
118
  '05': "Palun kontrollige oma antud liiki tehinguid käsitlevaid kaardi seadeid või kasutage teist kaarti."
@@ -52,12 +129,12 @@ ee:
52
129
  '01': "Please contact your card issuer."
53
130
  '02': "Please contact your card issuer."
54
131
  '03': "Please contact your card issuer and try again later."
55
- '04': "Please contact your card issuer and try again later. %{substitute}"
56
- '07': "Please contact your card issuer and try again later. %{substitute}"
132
+ '04': "Please contact your card issuer and try again later."
133
+ '07': "Please contact your card issuer and try again later."
57
134
  '12': "Please contact your card issuer to get more details and try again later."
58
135
  '30': "Please contact your card issuer to get more details and try again later."
59
- '41': "Please contact your card issuer to get more details and try again later. %{substitute}"
60
- '43': "Please contact your card issuer to get more details and try again later. %{substitute}"
136
+ '41': "Please contact your card issuer to get more details and try again later."
137
+ '43': "Please contact your card issuer to get more details and try again later."
61
138
  '58': "Please check your card settings for those transaction types or use another card."
62
139
  '59': "Please contact your card issuer to get more details and try again later."
63
140
  '62': "Please contact your bank."
@@ -74,6 +151,40 @@ ee:
74
151
  'E5': "Please try again later or contact your card issuer to get more details"
75
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  'R0': "Please contact your card issuer to get more details and try again later."
76
153
  'R1': "Please contact your card issuer to get more details and try again later."
154
+ universal: &issuer_response_code
155
+ '00': "Tekkis viga. Tehing lükati Elavoni poolt tagasi sobimatu kaardiliigi, valede kaardiandmete, väljaandja / panga loa puudumise või kaupmehe suletud konto tõttu."
156
+ '05': "Pank lükkas tehingu tagasi, kuna turvalisuskontrollis avastati puudusi (kasutatud kaardiga ei saa teostada korduvtehinguid / makseid ilma CVV-koodita), rahalised vahendid on külmutatud, limiidid ületatud või kaart ei toeta MOTO-/internetitehinguid."
157
+ '13': "MOTO/eCommerce mitteaktiivne või summa limiit ületatud."
158
+ '14': "Kehtetu kaardi number."
159
+ 'N7': "Vale CVV-kood."
160
+ '51': "Puuduvad piisavad vahendid."
161
+ '54': "Kehtivuse kaotanud kaart."
162
+ '57': "Pank lükkas tehingu tagasi, kuna antud krediitkaarti ei saa seda liiki tehingu teostamiseks kasutada (eCommerce, MOTO või korduvtehing)."
163
+ '61': "MOTO/eCommerce mitteaktiivne või summa limiit ületatud."
164
+ '82': "Vale CVV-kood."
165
+ # incomplete translations
166
+ unknown: "Unknown reason."
167
+ '01': "Authorization Error."
168
+ '02': "Authorization Error."
169
+ '03': "Authorization Error."
170
+ '12': "No privileges to execute this transaction for your card."
171
+ '30': "Your bank has declined this transaction"
172
+ '58': "Your bank has declined this transaction as this credit card cannot be used for this type of transaction (eccommerce, MOTO or recurring)."
173
+ '59': "Your bank has declined this transaction"
174
+ '62': "Your card can be not supported due to restrictions placed on the card or Seller country exclusion (imposition an embargo), or bank blocked a card eg. due to unacceptable debit balance."
175
+ '65': "Activity count limit exceeded."
176
+ '75': "Invalid activity count limit exceeded."
177
+ '78': "Inactive card."
178
+ '91': "Temporary issuer error."
179
+ '92': "Temporary issuer error."
180
+ '94': "Temporary issuer error."
181
+ '96': "Temporary issuer error."
182
+ '98': "Temporary issuer error."
183
+ 'E3': "Transaction not executed due to a 3D-Secure error."
184
+ 'E4': "Transaction not executed due to a negative 3D-Secure confirmation from your bank."
185
+ 'E5': "Temporary 3D-Secure error."
186
+ 'R0': "Refused by Issuer because Customer requested stop of specific recurring payments."
187
+ 'R1': "Refused by Issuer because Customer requested stop of all recurring payments."
77
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  targeted:
78
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  merchant:
79
190
  <<: *issuer_response_code
data/lib/locale/en.yml CHANGED
@@ -1,87 +1,287 @@
1
1
  en:
2
- issuer_response_code: &issuer_response_code
3
- unknown: "Unknown reason."
4
- '00': "Transaction rejected due to no response from issuer/bank, inactive Merchant account, used not supported card or incorrect card data."
5
- '01': "Authorization Error."
6
- '02': "Authorization Error."
7
- '03': "Authorization Error."
8
- '05': "The bank has declined the transaction due to security check (used card doesn't support recurring payments/ payment without CVV code), the funds have been frozen or limit exceeded, or card doesn't support MOTO/internet transactions."
9
- '12': "No privileges to execute this transaction for your card."
10
- '13': "Please check settings of your account and configurations of limits."
11
- '14': "Invalid card number."
12
- '30': "Your bank has declined this transaction"
13
- 'N7': "Negative CVV results."
14
- '51': "Insufficient funds."
15
- '54': "Expired card."
16
- '57': "Bank/Issuer has declined the transaction as this credit card cannot be used for this type of transaction (eccommerce, MOTO or recurring)."
17
- '58': "Your bank has declined this transaction as this credit card cannot be used for this type of transaction (eccommerce, MOTO or recurring)."
18
- '59': "Your bank has declined this transaction"
19
- '62': "Your card can be not supported due to restrictions placed on the card or Seller country exclusion (imposition an embargo), or bank blocked a card eg. due to unacceptable debit balance."
20
- '61': "Your bank has declined this transaction"
21
- '65': "Activity count limit exceeded."
22
- '75': "Invalid activity count limit exceeded."
23
- '78': "Inactive card."
24
- '82': "Negative CVV results."
25
- '91': "Temporary issuer error."
26
- '92': "Temporary issuer error."
27
- '94': "Temporary issuer error."
28
- '96': "Temporary issuer error."
29
- '98': "Temporary issuer error."
30
- 'E3': "Transaction not executed due to a 3D-Secure error."
31
- 'E4': "Transaction not executed due to a negative 3D-Secure confirmation from your bank."
32
- 'E5': "Temporary 3D-Secure error."
33
- 'R0': "Refused by Issuer because Customer requested stop of specific recurring payments."
34
- 'R1': "Refused by Issuer because Customer requested stop of all recurring payments."
2
+ tds_status_codes:
3
+ suggestion: 'Suggestion'
4
+ fraud_notice: 'Transactions with this code may be considered fraudulent.'
5
+ fraudulent_codes:
6
+ '09': true
7
+ '10': true
8
+ '11': true
9
+ behaviour:
10
+ unknown: 'Please contact our support team.'
11
+ '01': Please try again.
12
+ '02': Please try again using a different device.
13
+ '03': Please try again using a different device.
14
+ '04': Please use a different card or contact your card issuer.
15
+ '05': Please use a different card.
16
+ '06': Please use a different card or check the card number.
17
+ '07': Please use a different card.
18
+ '08': Please use a different card.
19
+ '09': Please use a different card or contact issuer.
20
+ '10': Please use a different card or contact issuer.
21
+ '11': Please use a different card or contact issuer.
22
+ '12': Please use a different card or contact issuer.
23
+ '13': Please use a different card or contact issuer.
24
+ '14': Please try again or use a different card.
25
+ '15': Please use a different card or contact issuer.
26
+ '16': Please use a different card or contact issuer.
27
+ '17': Please use a different card or contact issuer.
28
+ '18': Please use a different card or contact issuer.
29
+ '19': Please use a different card or contact issuer.
30
+ '20': Please use a different card.
31
+ '21': Please use a different card.
32
+ '22': Please try again or use a different card.
33
+ '23': Please use a different card or contact issuer.
34
+ '24': Please try again or use a different card.
35
+ '25': Please try again or use a different card.
36
+ '26': Please try again or use a different card.
37
+ '80': Please use a different card.
38
+ '81': Please try again or use a different card.
39
+ '82': Please use a different card.
40
+ '83': Please use a different card.
41
+ '84': Please try again or use a different card.
42
+ '85': Please use a different card.
43
+ '86': Please use a different card.
44
+ '87': Please use a different card.
45
+ '88': Please use a different card.
46
+ universal: &universal_tds_status_codes
47
+ unknown: "Unknown reason."
48
+ '01': Card authentication failed.
49
+ '02': Unknown Device.
50
+ '03': Unsupported Device.
51
+ '04': Exceeds authentication frequency limit.
52
+ '05': Expired card.
53
+ '06': Invalid card number.
54
+ '07': Invalid transaction.
55
+ '08': No Card record.
56
+ '15': Low confidence.
57
+ '16': Medium confidence.
58
+ '17': High confidence.
59
+ '18': Very High confidence.
60
+ '19': Exceeds ACS maximum challenges.
61
+ '20': Non-Payment transaction not supported.
62
+ targeted:
63
+ merchant:
64
+ <<: *universal_tds_status_codes
65
+ '09': Security failure.
66
+ '10': Stolen card.
67
+ '11': Suspected fraud.
68
+ '12': Transaction not permitted to cardholder.
69
+ '13': Cardholder not enrolled in service.
70
+ '14': Transaction timed out at the ACS.
71
+ '21': 3RI transaction not supported.
72
+ '22': ACS technical issue.
73
+ '23': Decoupled Authentication required by ACS but not requested by 3DS Requestor.
74
+ '24': 3DS Requestor Decoupled Max Expiry Time exceeded.
75
+ '25': Decoupled Authentication was provided insufficient time to authenticate cardholder. ACS will not make attempt.
76
+ '26': Authentication attempted but not performed by the cardholder.
77
+ '80': Error Connecting to ACS.
78
+ '81': ACS Timed Out.
79
+ '82': Invalid Response from ACS.
80
+ '83': System Error Response from ACS.
81
+ '84': Internal Error While Generating CAVV.
82
+ '85': VMID not eligible for requested program.
83
+ '86': Protocol Version Not Supported by ACS.
84
+ '87': Transaction is excluded from Attempts Processing (includes non- reloadable pre-paid cards and Non- Payments (NPA)).
85
+ '88': Requested program not supported by the ACS.
86
+ cardholder:
87
+ <<: *universal_tds_status_codes
88
+ '09': Card authentication failed. # Security failure
89
+ '10': Card authentication failed. # Stolen card
90
+ '11': Card authentication failed. # Suspected fraud
91
+ '12': Transaction not permitted to cardholder.
92
+ '13': Cardholder not enrolled in service.
93
+ '14': Card authentication failed.
94
+ '21': Card authentication failed.
95
+ '22': Issuer technical issue.
96
+ '23': Card authentication failed
97
+ '24': Card authentication failed
98
+ '25': Card authentication failed.
99
+ '26': Card authentication failed.
100
+ '80': Card authentication failed.
101
+ '81': Card authentication failed.
102
+ '82': Card authentication failed.
103
+ '83': Card authentication failed.
104
+ '84': Card authentication failed.
105
+ '85': Card authentication failed.
106
+ '86': Card authentication failed.
107
+ '87': Card authentication failed.
108
+ '88': Card authentication failed.
109
+
35
110
  issuer_response_codes:
36
111
  suggestion: 'Suggestion'
37
112
  fraud_notice: 'IMPORTANT NOTICE: It is forbidden to retry transactions that ended with this code. It may be recognized as a fraud attempt!'
113
+ fraudulent_codes:
114
+ '04': true
115
+ '07': true
116
+ '12': true
117
+ '14': true
118
+ '15': true
119
+ '41': true
120
+ '43': true
121
+ '54': true
122
+ '57': true
123
+ '59': true
124
+ '63': true
125
+ 'R0': true
126
+ 'R1': true
127
+ 'R3': true
38
128
  behaviour:
39
- unknown: "Please contact our support team."
40
- '00': "Check the card's data or please try again later."
41
- '01': "Please contact your card issuer."
42
- '02': "Please contact your card issuer."
43
- '03': "Please contact your card issuer and try again later."
44
- '04': "Please contact your card issuer and try again later. %{substitute}"
45
- '05': "Please check your card settings for those transaction types or use another card."
46
- '07': "Please contact your card issuer and try again later. %{substitute}"
47
- '12': "Please contact your card issuer to get more details and try again later."
48
- '13': "Please contact your card issuer and try again later."
49
- '14': "Check entered data and try again."
50
- '30': "Please contact your card issuer to get more details and try again later."
51
- '41': "Please contact your card issuer to get more details and try again later. %{substitute}"
52
- '43': "Please contact your card issuer to get more details and try again later. %{substitute}"
53
- 'N7': "Check entered data and try again."
54
- '51': "Please check funds on your account and try again later."
55
- '54': "Please check your card or try another."
56
- '57': "Please check your card settings or use another card."
57
- '58': "Please check your card settings for those transaction types or use another card."
58
- '59': "Please contact your card issuer to get more details and try again later."
59
- '61': "Please check settings of your account and configurations of limits. Please contact your card issuer and try again later."
60
- '62': "Please contact your bank."
61
- '65': "Change your limits settings or try again later."
62
- '75': "Please check your CVV/CVC/PIN code on your card."
63
- '78': "Please activate your card and try again later."
64
- '82': "Check entered data and try again."
65
- '91': "Please try again later."
66
- '92': "Please try again later."
67
- '94': "Please try again later."
68
- '96': "Please try again later."
69
- '98': "Please try again later."
70
- 'E3': "Please try again later."
71
- 'E4': "Please try again later or contact your card issuer to get more details"
72
- 'E5': "Please try again later or contact your card issuer to get more details"
73
- 'R0': "Please contact your card issuer to get more details and try again later."
74
- 'R1': "Please contact your card issuer to get more details and try again later."
129
+ unknown: Please contact our support team.
130
+ '00': "Please try again or contact the seller."
131
+ '1A': "Please try again or contact the issuer for clarification."
132
+ '01': "Please use a different card or contact the issuer for clarification."
133
+ '02': "Please use a different card or contact the issuer for clarification."
134
+ '03': "Please use a different card or contact the issuer for clarification.."
135
+ '04': "Please use a different card or contact the issuer for clarification."
136
+ '05': "Please use a different card or contact the issuer to check the ecommerce payment settings."
137
+ '06': "Please use a different card or contact the issuer for clarification."
138
+ '07': "Please use a different card or contact the issuer for clarification."
139
+ '12': "Please use a different card or contact the issuer for clarification."
140
+ '13': "Please use a different card or contact the issuer to check the ecommerce payment settings."
141
+ '14': "Please use a different card or contact the issuer for clarification."
142
+ '15': "Please use a different card or contact the issuer for clarification."
143
+ '19': "Please use a different card or contact the issuer for clarification."
144
+ '21': "Please use a different card or contact the issuer for clarification."
145
+ '30': "Please use a different card or contact the issuer for clarification."
146
+ '39': "Please use a different card or contact the issuer for clarification."
147
+ '41': "Please use a different card or contact the issuer for clarification."
148
+ '43': "Please use a different card or contact the issuer for clarification."
149
+ '51': "Please verify your payments limit, use a different card or contact the issuer for clarification."
150
+ '52': "Please use a different card or contact the issuer for clarification."
151
+ '53': "Please use a different card or contact the issuer for clarification."
152
+ '54': "Please use a different card or contact the issuer for clarification."
153
+ '55': "Please use a different card or verify your CVV/CVC or contact the issuer for clarification."
154
+ '57': "Please use a different card or contact the issuer to check the ecommerce payment settings."
155
+ '58': "Please use a different card or contact the issuer to check the ecommerce payment settings."
156
+ '59': "Please use a different card or contact the issuer for clarification."
157
+ '61': "Please verify your payments limit, use a different card or contact the issuer for clarification."
158
+ '62': "Please use a different card or contact the issuer for clarification."
159
+ '63': "Please use a different card or contact the issuer for clarification."
160
+ '65': "Please use a different card or contact the issuer for clarification."
161
+ '70': "Please use a different card or contact the issuer to check the ecommerce payment settings."
162
+ '76': "Please use a different card or contact the issuer for clarification."
163
+ '77': "Please use a different card or contact the issuer for clarification."
164
+ '78': "Please try again or contact the issuer for card activation."
165
+ '82': "Please use a different card or contact the issuer for clarification."
166
+ 'N7': "Please try again and check the CVV/CVC or contact the issuer for clarification."
167
+ 'R0': "Please use a different card or contact the issuer for clarification."
168
+ 'R1': "Please use a different card or contact the issuer for clarification."
169
+ 'R3': "Please use a different card or contact the issuer for clarification."
170
+ 'E3': "Please try again or contact the issuer for clarification."
171
+ 'E4': "Please try again or contact the issuer for clarification."
172
+ 'E5': "Please try again or contact the issuer for clarification."
173
+ '75': "Please try again and check the CVV/CVC or contact the issuer for clarification."
174
+ '85': "The issuer has confirmed this transaction."
175
+ '86': "Please use a different card or contact the issuer for clarification."
176
+ '91': "Please use a different card or try again later"
177
+ '92': "Please use a different card or contact the issuer for clarification."
178
+ '93': "Please use a different card or contact the issuer for clarification."
179
+ '94': "Please use a different card or contact the issuer for clarification."
180
+ '96': "Please use a different card or contact the issuer for clarification."
181
+ '98': "Please use a different card or contact the issuer for clarification."
182
+ 'N3': "Please use a different card or contact the issuer for clarification."
183
+ 'P5': "Please use a different card or contact the issuer for clarification."
184
+ 'R2': "Please use a different card or contact the issuer for clarification."
185
+ universal: &issuer_response_code
186
+ unknown: "Unknown reason."
187
+ '75': "Allowable number of PIN entry tries exceeded."
188
+ '86': "Cannot verify PIN."
189
+ '91': "Issuer not available."
190
+ '92': "Financial institution or intermediate network facility cannot be found for routing (receiving institution ID is invalid)."
191
+ '93': "Transaction cannot be completed - violation of law."
192
+ '94': "Temporary issuer error."
193
+ '96': "Temporary issuer error."
194
+ '98': "Temporary issuer error."
195
+ 'N3': "Cash service not available."
196
+ 'P5': "Denied PIN unblock - PIN change or unblock request declined by issuer."
197
+ 'R2': "Payment rejected by the issuer - Transaction does not qualify for Visa PIN."
198
+ 'E3': "Transaction not executed due to a 3D-Secure error."
199
+ 'E4': "Transaction not executed due to a negative 3D-Secure confirmation from your bank."
200
+ 'E5': "Temporary 3D-Secure error."
75
201
  targeted:
76
202
  merchant:
77
203
  <<: *issuer_response_code
78
- '04': "Pickup card."
79
- '07': "Pickup card."
80
- '41': "Lost card."
81
- '43': "Stolen card."
204
+ '00': "Transaction rejected due to no response from issuer/bank, inactive Merchant account, used not supported card or incorrect card data."
205
+ '1A': "Soft decline."
206
+ '01': "Refer to card issuer."
207
+ '02': "Refer to card issuer, special condition."
208
+ '03': "Invalid merchant."
209
+ '04': "Pick up card (no fraud)."
210
+ '05': "Do not honor."
211
+ '06': "Error."
212
+ '07': "Pick up card, special condition (fraud account)."
213
+ '12': "Invalid transaction."
214
+ '13': "Invalid amount or currency conversion field overflow."
215
+ '14': "Invalid account number (no such number)."
216
+ '15': "No such issuer."
217
+ '19': "Re-enter transaction."
218
+ '21': "No action taken."
219
+ '30': "Format error."
220
+ '39': "No credit account."
221
+ '41': "Lost card, pick up (fraud account)."
222
+ '43': "Stolen card, pick up (fraud account)."
223
+ '51': "Not sufficient funds."
224
+ '52': "No checking account."
225
+ '53': "No savings account."
226
+ '54': "Expired card or expiration date is missing."
227
+ '55': "Incorrect PIN or PIN missing."
228
+ '57': "Transaction not permitted to cardholder."
229
+ '58': "Transaction not allowed at terminal."
230
+ '59': "Suspected fraud."
231
+ '61': "Exceeds approval amount limit."
232
+ '62': "Restricted card (card invalid in this region or country)."
233
+ '63': "Security Violation."
234
+ '65': "Exceeds withdrawal frequency limit."
235
+ '70': "PIN data required."
236
+ '76': "Unsolicited reversal."
237
+ '77': "Duplicate reversal or duplicate transaction."
238
+ '78': "Blocked, first used."
239
+ '82': "Negative CAM, dCVV, iCVV, or CVV results."
240
+ '85': "Not declined."
241
+ 'N7': "Decline for CVV2 failure."
242
+ 'R0': "Stop Payment Order."
243
+ 'R1': "Revocation of authorization order."
244
+ 'R3': "Revocation of all authorizations order."
82
245
  cardholder:
83
246
  <<: *issuer_response_code
84
- '04': "Your bank has declined this transaction."
85
- '07': "Your bank has declined this transaction."
86
- '41': "Your bank has declined this transaction."
87
- '43': "Your bank has declined this transaction."
247
+ '00': "Payment failed."
248
+ '1A': "Soft decline - an authentication required."
249
+ '01': "Payment rejected."
250
+ '02': "Payment rejected."
251
+ '03': "This card cannot be accepted by this merchant."
252
+ '04': "Payment rejected by the issuer."
253
+ '05': "Payment rejected by the issuer."
254
+ '06': "Error."
255
+ '07': "Payment rejected by the issuer."
256
+ '12': "Payment rejected by the issuer - invalid transaction."
257
+ '13': "Payment rejected by the issuer - invalid amount or currency conversion field overflow."
258
+ '14': "Payment rejected by the issuer - invalid account number."
259
+ '15': "Payment rejected - no such issuer."
260
+ '19': "Payment rejected by the issuer."
261
+ '21': "Payment rejected by the issuer."
262
+ '30': "Payment rejected by the issuer - format error."
263
+ '39': "Payment rejected by the issuer - no credit account."
264
+ '41': "Payment rejected by the issuer."
265
+ '43': "Payment rejected by the issuer."
266
+ '51': "Payment rejected by the issuer - no sufficient funds.."
267
+ '52': "Payment rejected by the issuer."
268
+ '53': "Payment rejected by the issuer."
269
+ '54': "Payment rejected by the issuer - expired card."
270
+ '55': "Payment rejected by the issuer - Incorrect PIN or PIN missing."
271
+ '57': "Payment rejected by the issuer - transaction not permitted to cardholder."
272
+ '58': "Payment rejected by the issuer - transaction not allowed at terminal."
273
+ '59': "Payment rejected by the issuer."
274
+ '61': "Payment rejected by the issuer - exceeds approval amount limit."
275
+ '62': "Payment rejected by the issuer - card invalid in this region or country."
276
+ '63': "Payment rejected by the issuer"
277
+ '65': "Payment rejected by the issuer - exceeds withdrawal frequency limit."
278
+ '70': "Strong authentication required (SCA)."
279
+ '76': "Payment rejected by the issuer - unsolicited reversal."
280
+ '77': "Payment declined by the issuer."
281
+ '78': "Payment rejected by the issuer - card used for the first time."
282
+ '82': "Payment rejected by the issuer - negative CAM, dCVV, iCVV, or CVV results."
283
+ '85': "Authorization succeeded."
284
+ 'N7': "Payment rejected by the issuer - decline for CVV2 failure."
285
+ 'R0': "Payment rejected by the issuer - Stop Payment Order."
286
+ 'R1': "Payment rejected by the issuer - Revocation of authorization order."
287
+ 'R3': "Payment rejected by the issuer - Revocation of all authorizations order."