instant_quote 1.1.8 → 1.2.0
This diff represents the content of publicly available package versions that have been released to one of the supported registries. The information contained in this diff is provided for informational purposes only and reflects changes between package versions as they appear in their respective public registries.
- checksums.yaml +4 -4
- data/Gemfile +1 -0
- data/Gemfile.lock +11 -4
- data/instant_quote.gemspec +1 -0
- data/lib/instant_quote/adapters/capital_on_tap.rb +1 -1
- data/lib/instant_quote/adapters/optimum.rb +144 -0
- data/lib/instant_quote/api_error.rb +1 -1
- data/lib/instant_quote/connection_translators/optimum.rb +39 -0
- data/lib/instant_quote/decision_parsers/optimum.rb +88 -0
- data/lib/instant_quote/version.rb +1 -1
- data/lib/instant_quote/webhooks/iwoca.rb +4 -20
- metadata +19 -2
checksums.yaml
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---
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SHA256:
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metadata.gz:
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data.tar.gz:
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metadata.gz: ec2e26453b0ed03e414feceb9e8344ff4d502d5f0962f7b509450608278c9b34
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data.tar.gz: 830639812afaf22a2f67059a6fb757fc6988e99121deca26ede7eba041738a6f
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SHA512:
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metadata.gz:
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data.tar.gz:
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metadata.gz: '0822f784c417f72c986a44ecaad692be2a53b227cf09c14a4bb7d7afe5b5db7dd3dd3d070952cc809b38f3c7cb0fe2168e0237629d5a7d70c26b24c71cf2d7f7'
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data.tar.gz: '069cc5595bae6a50601f73d4403be3bcaad28b51033beec08f0488a426a51d3f8911a1828c18b00e69ecfbf3d27f24f2b3e68bd00f05091af9e334f5a6bf9e26'
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data/Gemfile
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data/Gemfile.lock
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PATH
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remote: .
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specs:
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instant_quote (1.
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instant_quote (1.2.0)
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activesupport
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capital_on_tap
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iwoca
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money
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optimum
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phonelib
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GEM
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multi_json
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rainbow
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coderay (1.1.2)
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concurrent-ruby (1.1.
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concurrent-ruby (1.1.7)
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crack (0.4.3)
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safe_yaml (~> 1.0.0)
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diff-lcs (1.3)
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rainbow
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jaro_winkler (1.5.4)
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method_source (1.0.0)
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minitest (5.14.
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minitest (5.14.2)
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money (6.13.8)
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i18n (>= 0.6.4, <= 2)
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multi_json (1.15.0)
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multipart-post (2.1.1)
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optimum (1.0.0)
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addressable
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faraday
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faraday_middleware
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multi_json
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rainbow
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parallel (1.19.1)
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parser (2.7.0.5)
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ast (~> 2.4.0)
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phonelib (0.6.
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phonelib (0.6.45)
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pry (0.13.0)
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coderay (~> 1.1)
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method_source (~> 1.0)
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data/instant_quote.gemspec
CHANGED
@@ -0,0 +1,144 @@
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# frozen_string_literal: true
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require 'optimum'
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require 'instant_quote/decision_parsers/optimum'
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module InstantQuote
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module Adapters
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class Optimum < Adapter
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additional_fields [
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{
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name: 'applicant_phone_number',
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label: 'Applicant mobile phone',
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required: true
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},
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{
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name: 'expected_turnover_next_12_months',
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label: 'Expected turnover next 12 months',
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required: true,
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type: 'money'
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},
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{
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name: 'expected_customers',
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label: 'Number of expected customers with a balance in 6 months',
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required: true,
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type: 'number'
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},
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{
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name: 'industry_sector',
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label: 'Industry sector',
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required: true,
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type: 'select',
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choices: [
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"Advertising / Marketing",
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"Beer / Wine Merchant",
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"Builders Merchant",
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"Clothing & Fashion",
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"Computer Hardware",
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"Computer Software",
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"Construction",
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"Consultancy",
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"Contract Cleaning",
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"Courier",
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"Distribution",
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"Driving Agency",
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"Electrical Contracting",
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"Electrical Wholesaler",
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"Engineering - Heavy",
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"Engineering - Light",
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"Engineering - Precision",
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"Fabrication",
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"Flooring Contractor",
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"Food Manufacture",
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"Franchise",
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"Free Newspaper",
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"Freight Forwarding",
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"Fruit Importer",
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"Furniture Manufacture",
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"Garden Equipment",
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"Haulage",
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"IT Contracting",
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"Jewellery",
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"Maintenance",
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"Manufacturing",
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"Meat Trade",
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"Other Services",
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"Permanent Recruitment",
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"Plant Hire",
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"Plastic Injection Moulding",
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"Plumbers Merchant",
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"Printing",
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"Publishing",
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"Recycling",
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"Security Guards",
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"Shopfitting",
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"Stationery",
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"Steel Stockholding",
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"Telecoms",
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"Temporary Recruitment",
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"Timber Merchant",
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"Tooling Manufacture",
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"Toys & Fancy Goods",
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"Warehousing & Storage",
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"Wholesale"
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]
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},
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{
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name: 'credit_control',
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label: 'Do you require credit control?',
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required: false,
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choices: {
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'1' => 'Yes',
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'0' => 'No'
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},
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type: 'radio'
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},
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{
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name: 'applicant_consent',
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label: 'Yes, I give my consent for my data to be shared',
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required: true,
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type: 'checkbox'
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}
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]
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def get_quote(params)
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response = ::Optimum::Decision.create(params)
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return response.data[:opportunityId] if response.success?
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raise_error(response)
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end
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def get_status(application_id)
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response = ::Optimum::Decision.update(application_id)
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raise_error(response) unless response.success?
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decision_parser.new(response.body)
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end
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# Gets the URL for the given state key.
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def get_link(_)
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''
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end
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def get_approval(_)
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true
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end
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private
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def decision_parser
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DecisionParsers::Optimum
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end
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def raise_error(response)
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raise ApiError.new(
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adapter: 'optimum',
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data: response.body,
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error: response.error || 'Unknown API error'
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)
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end
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end
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end
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end
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@code = params[:code]
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# Delete the metaData key, because it's irrelevant and has long strings
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@data.delete(:metaData) if @data.key?(:metaData)
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@data.delete(:metaData) if @data.respond_to?(:key?) && @data.key?(:metaData)
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end
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end
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end
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# frozen_string_literal: true
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module InstantQuote
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module ConnectionTranslators
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class Optimum < ConnectionTranslator
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def translate
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{
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companyNumber: company&.company_number.to_s,
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sector: extra_info['industry_sector'],
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turnover: extra_info['expected_turnover_next_12_months'].to_f,
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homeowners: homeowners?,
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yearsTrading: company&.years_in_business,
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expectedCustomers: extra_info['expected_customers'].to_i,
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contactName: application&.primary_user&.name,
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contactNumber: extra_info['applicant_phone_number'],
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contactEmail: application&.primary_user&.email,
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creditControl: extra_info['credit_control'] == '1',
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phoenix: false,
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quotationOnly: false
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}
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end
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private
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def company
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application.borrower_organisation
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end
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def homeowners?
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case company&.directors_home_owning&.name
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when 'Home owner without mortgage', 'Home owner with mortgage'
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true
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else
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false
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end
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end
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end
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end
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end
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# frozen_string_literal: true
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module InstantQuote
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module DecisionParsers
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# Example response:
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#
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# {
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# decision: {
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# decision: "approved",
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# trialPeriodMonths: 4, # trial period length
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# fundingLimit: 745000,
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# annualRenewalFee: 0,
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# badDebtProtection: 0.85,
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# cashAvailableWithinHours: 48,
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# discountFee: 3.35,
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# facility: "Factoring", # Factoring or Invoice Discounting or Confidential Invoice Discounting
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# prepayment: 80,
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# serviceFee: 1.14
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# },
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# opportunityId: "01234567ABCDEFGH", # the Optimum Finance opportunity ID (only supplied for successful applications that are not 'quotation only')
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# companyName: "COMPANY NAME LTD" # company name from the given company number - use this to verify correct company
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# }
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class Optimum < DecisionParser
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STATUSES = {
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approved: 'approved',
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declined: 'declined',
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referred: 'referred',
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}.freeze
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LOAN_STATES = {
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started: 'Closed Won'
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}.freeze
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def initialize(data = {})
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super
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end
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def pending?
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!STATUSES.value?(status)
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end
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def approved?
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status == STATUSES[:approved]
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end
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def declined?
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status == STATUSES[:declined]
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end
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def manual_review?
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status == STATUSES[:referred]
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end
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def loan_started?
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data[:status] == LOAN_STATES[:started]
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end
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def amount
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amount_approved = decision[:fundingLimit] || 0
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Money.new(amount_approved * 100).format
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end
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def credit_duration
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0
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end
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def credit_interval
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decision[:trialPeriodMonths]
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end
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def monthly_interest_rate
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0
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end
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def status
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decision[:decision]
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end
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private
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def decision
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data[:decision] || data[:originalDecision] || {}
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end
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end
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end
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end
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class SignatureVerifyError < StandardError
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end
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def iwoca_event
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# Dynamically calls the following methods:
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# * handle_approval_status_changed
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# * handle_instruct_payments
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# * handle_customer_funded
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if iwoca_verify_signature
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return send("handle_#{iwoca_event_type}") if respond_to?("handle_#{iwoca_event_type}")
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-
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render json: iwoca_payload, status: 200
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else
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iwoca_verify_signature_error
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end
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rescue SignatureVerifyError => e
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iwoca_verify_signature_error(e.message)
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end
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private
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def iwoca_verify_signature
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unless webhook_signature &&
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unless webhook_signature && payload && iwoca_signature
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raise SignatureVerifyError, "#{SIGNATURE_HEADER} header missing"
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end
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26
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digest = OpenSSL::Digest.new('sha1')
|
43
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-
hmac_digest = OpenSSL::HMAC.digest(digest, webhook_signature,
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hmac_digest = OpenSSL::HMAC.digest(digest, webhook_signature, payload)
|
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28
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signature = "sha1=#{Base64.strict_encode64(hmac_digest)}"
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46
30
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Rack::Utils.secure_compare(signature, iwoca_signature)
|
@@ -50,8 +34,8 @@ module InstantQuote
|
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50
34
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@webhook_signature ||= ::Iwoca.configuration.webhook_signature
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end
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36
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-
def
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@
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def payload
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@payload ||= request.body.read
|
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end
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57
41
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def iwoca_signature
|
metadata
CHANGED
@@ -1,14 +1,14 @@
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1
1
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--- !ruby/object:Gem::Specification
|
2
2
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name: instant_quote
|
3
3
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version: !ruby/object:Gem::Version
|
4
|
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version: 1.
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4
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version: 1.2.0
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5
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platform: ruby
|
6
6
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authors:
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7
7
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- rikas
|
8
8
|
autorequire:
|
9
9
|
bindir: exe
|
10
10
|
cert_chain: []
|
11
|
-
date: 2020-
|
11
|
+
date: 2020-09-11 00:00:00.000000000 Z
|
12
12
|
dependencies:
|
13
13
|
- !ruby/object:Gem::Dependency
|
14
14
|
name: bundler
|
@@ -164,6 +164,20 @@ dependencies:
|
|
164
164
|
- - ">="
|
165
165
|
- !ruby/object:Gem::Version
|
166
166
|
version: '0'
|
167
|
+
- !ruby/object:Gem::Dependency
|
168
|
+
name: optimum
|
169
|
+
requirement: !ruby/object:Gem::Requirement
|
170
|
+
requirements:
|
171
|
+
- - ">="
|
172
|
+
- !ruby/object:Gem::Version
|
173
|
+
version: '0'
|
174
|
+
type: :runtime
|
175
|
+
prerelease: false
|
176
|
+
version_requirements: !ruby/object:Gem::Requirement
|
177
|
+
requirements:
|
178
|
+
- - ">="
|
179
|
+
- !ruby/object:Gem::Version
|
180
|
+
version: '0'
|
167
181
|
- !ruby/object:Gem::Dependency
|
168
182
|
name: money
|
169
183
|
requirement: !ruby/object:Gem::Requirement
|
@@ -217,15 +231,18 @@ files:
|
|
217
231
|
- lib/instant_quote/adapters/capital_on_tap.rb
|
218
232
|
- lib/instant_quote/adapters/iwoca.rb
|
219
233
|
- lib/instant_quote/adapters/iwoca_cbils.rb
|
234
|
+
- lib/instant_quote/adapters/optimum.rb
|
220
235
|
- lib/instant_quote/api_error.rb
|
221
236
|
- lib/instant_quote/connection_translator.rb
|
222
237
|
- lib/instant_quote/connection_translators/capital_on_tap.rb
|
223
238
|
- lib/instant_quote/connection_translators/iwoca.rb
|
224
239
|
- lib/instant_quote/connection_translators/iwoca_cbils.rb
|
240
|
+
- lib/instant_quote/connection_translators/optimum.rb
|
225
241
|
- lib/instant_quote/decision_parser.rb
|
226
242
|
- lib/instant_quote/decision_parsers/capital_on_tap.rb
|
227
243
|
- lib/instant_quote/decision_parsers/iwoca.rb
|
228
244
|
- lib/instant_quote/decision_parsers/iwoca_cbils.rb
|
245
|
+
- lib/instant_quote/decision_parsers/optimum.rb
|
229
246
|
- lib/instant_quote/version.rb
|
230
247
|
- lib/instant_quote/webhooks/iwoca.rb
|
231
248
|
homepage: https://finpoint.co.uk
|