increase 1.77.0 → 1.79.0

data/sig/increase/models/declined_transaction_list_params.rbs

@@ -88,6 +88,7 @@ module Increase
           | :card_decline
           | :check_decline
           | :inbound_real_time_payments_transfer_decline
+          | :inbound_fednow_transfer_decline
           | :wire_decline
           | :check_deposit_rejection
           | :other
@@ -107,6 +108,9 @@ module Increase
           # Inbound Real-Time Payments Transfer Decline: details will be under the `inbound_real_time_payments_transfer_decline` object.
           INBOUND_REAL_TIME_PAYMENTS_TRANSFER_DECLINE: :inbound_real_time_payments_transfer_decline
 
+          # Inbound FedNow Transfer Decline: details will be under the `inbound_fednow_transfer_decline` object.
+          INBOUND_FEDNOW_TRANSFER_DECLINE: :inbound_fednow_transfer_decline
+
           # Wire Decline: details will be under the `wire_decline` object.
           WIRE_DECLINE: :wire_decline
 

data/sig/increase/models/event.rbs

@@ -93,6 +93,8 @@ module Increase
         | :"inbound_ach_transfer_return.updated"
         | :"inbound_check_deposit.created"
         | :"inbound_check_deposit.updated"
+        | :"inbound_fednow_transfer.created"
+        | :"inbound_fednow_transfer.updated"
         | :"inbound_mail_item.created"
         | :"inbound_mail_item.updated"
         | :"inbound_real_time_payments_transfer.created"
@@ -301,6 +303,12 @@ module Increase
         # Occurs whenever an Inbound Check Deposit is updated.
         INBOUND_CHECK_DEPOSIT_UPDATED: :"inbound_check_deposit.updated"
 
+        # Occurs whenever an Inbound FedNow Transfer is created.
+        INBOUND_FEDNOW_TRANSFER_CREATED: :"inbound_fednow_transfer.created"
+
+        # Occurs whenever an Inbound FedNow Transfer is updated.
+        INBOUND_FEDNOW_TRANSFER_UPDATED: :"inbound_fednow_transfer.updated"
+
         # Occurs whenever an Inbound Mail Item is created.
         INBOUND_MAIL_ITEM_CREATED: :"inbound_mail_item.created"
 

data/sig/increase/models/event_list_params.rbs

@@ -126,6 +126,8 @@ module Increase
           | :"inbound_ach_transfer_return.updated"
           | :"inbound_check_deposit.created"
           | :"inbound_check_deposit.updated"
+          | :"inbound_fednow_transfer.created"
+          | :"inbound_fednow_transfer.updated"
           | :"inbound_mail_item.created"
           | :"inbound_mail_item.updated"
           | :"inbound_real_time_payments_transfer.created"
@@ -334,6 +336,12 @@ module Increase
           # Occurs whenever an Inbound Check Deposit is updated.
           INBOUND_CHECK_DEPOSIT_UPDATED: :"inbound_check_deposit.updated"
 
+          # Occurs whenever an Inbound FedNow Transfer is created.
+          INBOUND_FEDNOW_TRANSFER_CREATED: :"inbound_fednow_transfer.created"
+
+          # Occurs whenever an Inbound FedNow Transfer is updated.
+          INBOUND_FEDNOW_TRANSFER_UPDATED: :"inbound_fednow_transfer.updated"
+
           # Occurs whenever an Inbound Mail Item is created.
           INBOUND_MAIL_ITEM_CREATED: :"inbound_mail_item.created"
 

data/sig/increase/models/event_subscription.rbs

@@ -103,6 +103,8 @@ module Increase
         | :"inbound_ach_transfer_return.updated"
         | :"inbound_check_deposit.created"
         | :"inbound_check_deposit.updated"
+        | :"inbound_fednow_transfer.created"
+        | :"inbound_fednow_transfer.updated"
         | :"inbound_mail_item.created"
         | :"inbound_mail_item.updated"
         | :"inbound_real_time_payments_transfer.created"
@@ -311,6 +313,12 @@ module Increase
         # Occurs whenever an Inbound Check Deposit is updated.
         INBOUND_CHECK_DEPOSIT_UPDATED: :"inbound_check_deposit.updated"
 
+        # Occurs whenever an Inbound FedNow Transfer is created.
+        INBOUND_FEDNOW_TRANSFER_CREATED: :"inbound_fednow_transfer.created"
+
+        # Occurs whenever an Inbound FedNow Transfer is updated.
+        INBOUND_FEDNOW_TRANSFER_UPDATED: :"inbound_fednow_transfer.updated"
+
         # Occurs whenever an Inbound Mail Item is created.
         INBOUND_MAIL_ITEM_CREATED: :"inbound_mail_item.created"
 

data/sig/increase/models/event_subscription_create_params.rbs

@@ -97,6 +97,8 @@ module Increase
         | :"inbound_ach_transfer_return.updated"
         | :"inbound_check_deposit.created"
         | :"inbound_check_deposit.updated"
+        | :"inbound_fednow_transfer.created"
+        | :"inbound_fednow_transfer.updated"
         | :"inbound_mail_item.created"
         | :"inbound_mail_item.updated"
         | :"inbound_real_time_payments_transfer.created"
@@ -305,6 +307,12 @@ module Increase
         # Occurs whenever an Inbound Check Deposit is updated.
         INBOUND_CHECK_DEPOSIT_UPDATED: :"inbound_check_deposit.updated"
 
+        # Occurs whenever an Inbound FedNow Transfer is created.
+        INBOUND_FEDNOW_TRANSFER_CREATED: :"inbound_fednow_transfer.created"
+
+        # Occurs whenever an Inbound FedNow Transfer is updated.
+        INBOUND_FEDNOW_TRANSFER_UPDATED: :"inbound_fednow_transfer.updated"
+
         # Occurs whenever an Inbound Mail Item is created.
         INBOUND_MAIL_ITEM_CREATED: :"inbound_mail_item.created"
 

data/sig/increase/models/transaction.rbs

@@ -129,6 +129,7 @@ module Increase
           inbound_ach_transfer_return_intention: Increase::Transaction::Source::InboundACHTransferReturnIntention?,
           inbound_check_adjustment: Increase::Transaction::Source::InboundCheckAdjustment?,
           inbound_check_deposit_return_intention: Increase::Transaction::Source::InboundCheckDepositReturnIntention?,
+          inbound_fednow_transfer_confirmation: Increase::Transaction::Source::InboundFednowTransferConfirmation?,
           inbound_real_time_payments_transfer_confirmation: Increase::Transaction::Source::InboundRealTimePaymentsTransferConfirmation?,
           inbound_wire_reversal: Increase::Transaction::Source::InboundWireReversal?,
           inbound_wire_transfer: Increase::Transaction::Source::InboundWireTransfer?,
@@ -190,6 +191,8 @@ module Increase
 
         attr_accessor inbound_check_deposit_return_intention: Increase::Transaction::Source::InboundCheckDepositReturnIntention?
 
+        attr_accessor inbound_fednow_transfer_confirmation: Increase::Transaction::Source::InboundFednowTransferConfirmation?
+
         attr_accessor inbound_real_time_payments_transfer_confirmation: Increase::Transaction::Source::InboundRealTimePaymentsTransferConfirmation?
 
         attr_accessor inbound_wire_reversal: Increase::Transaction::Source::InboundWireReversal?
@@ -238,6 +241,7 @@ module Increase
           inbound_ach_transfer_return_intention: Increase::Transaction::Source::InboundACHTransferReturnIntention?,
           inbound_check_adjustment: Increase::Transaction::Source::InboundCheckAdjustment?,
           inbound_check_deposit_return_intention: Increase::Transaction::Source::InboundCheckDepositReturnIntention?,
+          inbound_fednow_transfer_confirmation: Increase::Transaction::Source::InboundFednowTransferConfirmation?,
           inbound_real_time_payments_transfer_confirmation: Increase::Transaction::Source::InboundRealTimePaymentsTransferConfirmation?,
           inbound_wire_reversal: Increase::Transaction::Source::InboundWireReversal?,
           inbound_wire_transfer: Increase::Transaction::Source::InboundWireTransfer?,
@@ -276,6 +280,7 @@ module Increase
           inbound_ach_transfer_return_intention: Increase::Transaction::Source::InboundACHTransferReturnIntention?,
           inbound_check_adjustment: Increase::Transaction::Source::InboundCheckAdjustment?,
           inbound_check_deposit_return_intention: Increase::Transaction::Source::InboundCheckDepositReturnIntention?,
+          inbound_fednow_transfer_confirmation: Increase::Transaction::Source::InboundFednowTransferConfirmation?,
           inbound_real_time_payments_transfer_confirmation: Increase::Transaction::Source::InboundRealTimePaymentsTransferConfirmation?,
           inbound_wire_reversal: Increase::Transaction::Source::InboundWireReversal?,
           inbound_wire_transfer: Increase::Transaction::Source::InboundWireTransfer?,
@@ -3156,6 +3161,7 @@ module Increase
           | :inbound_ach_transfer_return_intention
           | :inbound_check_deposit_return_intention
           | :inbound_check_adjustment
+          | :inbound_fednow_transfer_confirmation
           | :inbound_real_time_payments_transfer_confirmation
           | :inbound_wire_reversal
           | :inbound_wire_transfer
@@ -3234,6 +3240,9 @@ module Increase
           # Inbound Check Adjustment: details will be under the `inbound_check_adjustment` object.
           INBOUND_CHECK_ADJUSTMENT: :inbound_check_adjustment
 
+          # Inbound FedNow Transfer Confirmation: details will be under the `inbound_fednow_transfer_confirmation` object.
+          INBOUND_FEDNOW_TRANSFER_CONFIRMATION: :inbound_fednow_transfer_confirmation
+
           # Inbound Real-Time Payments Transfer Confirmation: details will be under the `inbound_real_time_payments_transfer_confirmation` object.
           INBOUND_REAL_TIME_PAYMENTS_TRANSFER_CONFIRMATION: :inbound_real_time_payments_transfer_confirmation
 
@@ -3870,6 +3879,16 @@ module Increase
           }
         end
 
+        type inbound_fednow_transfer_confirmation = { transfer_id: String }
+
+        class InboundFednowTransferConfirmation < Increase::Internal::Type::BaseModel
+          attr_accessor transfer_id: String
+
+          def initialize: (transfer_id: String) -> void
+
+          def to_hash: -> { transfer_id: String }
+        end
+
         type inbound_real_time_payments_transfer_confirmation =
           {
             amount: Integer,

data/sig/increase/models/transaction_list_params.rbs

@@ -102,6 +102,7 @@ module Increase
           | :inbound_ach_transfer_return_intention
           | :inbound_check_deposit_return_intention
           | :inbound_check_adjustment
+          | :inbound_fednow_transfer_confirmation
           | :inbound_real_time_payments_transfer_confirmation
           | :inbound_wire_reversal
           | :inbound_wire_transfer
@@ -180,6 +181,9 @@ module Increase
           # Inbound Check Adjustment: details will be under the `inbound_check_adjustment` object.
           INBOUND_CHECK_ADJUSTMENT: :inbound_check_adjustment
 
+          # Inbound FedNow Transfer Confirmation: details will be under the `inbound_fednow_transfer_confirmation` object.
+          INBOUND_FEDNOW_TRANSFER_CONFIRMATION: :inbound_fednow_transfer_confirmation
+
           # Inbound Real-Time Payments Transfer Confirmation: details will be under the `inbound_real_time_payments_transfer_confirmation` object.
           INBOUND_REAL_TIME_PAYMENTS_TRANSFER_CONFIRMATION: :inbound_real_time_payments_transfer_confirmation
 

data/sig/increase/models/wire_transfer.rbs

@@ -18,13 +18,14 @@ module Increase
         external_account_id: String?,
         idempotency_key: String?,
         inbound_wire_drawdown_request_id: String?,
-        message_to_recipient: String?,
+        message_to_recipient: String,
         network: Increase::Models::WireTransfer::network,
         :originator_address_line1 => String?,
         :originator_address_line2 => String?,
         :originator_address_line3 => String?,
         originator_name: String?,
         pending_transaction_id: String?,
+        remittance: Increase::WireTransfer::Remittance?,
         reversal: Increase::WireTransfer::Reversal?,
         routing_number: String,
         source_account_number_id: String?,
@@ -67,7 +68,7 @@ module Increase
 
       attr_accessor inbound_wire_drawdown_request_id: String?
 
-      attr_accessor message_to_recipient: String?
+      attr_accessor message_to_recipient: String
 
       attr_accessor network: Increase::Models::WireTransfer::network
 
@@ -81,6 +82,8 @@ module Increase
 
       attr_accessor pending_transaction_id: String?
 
+      attr_accessor remittance: Increase::WireTransfer::Remittance?
+
       attr_accessor reversal: Increase::WireTransfer::Reversal?
 
       attr_accessor routing_number: String
@@ -112,13 +115,14 @@ module Increase
         external_account_id: String?,
         idempotency_key: String?,
         inbound_wire_drawdown_request_id: String?,
-        message_to_recipient: String?,
+        message_to_recipient: String,
         network: Increase::Models::WireTransfer::network,
         originator_address_line1: String?,
         originator_address_line2: String?,
         originator_address_line3: String?,
         originator_name: String?,
         pending_transaction_id: String?,
+        remittance: Increase::WireTransfer::Remittance?,
         reversal: Increase::WireTransfer::Reversal?,
         routing_number: String,
         source_account_number_id: String?,
@@ -145,13 +149,14 @@ module Increase
         external_account_id: String?,
         idempotency_key: String?,
         inbound_wire_drawdown_request_id: String?,
-        message_to_recipient: String?,
+        message_to_recipient: String,
         network: Increase::Models::WireTransfer::network,
         :originator_address_line1 => String?,
         :originator_address_line2 => String?,
         :originator_address_line3 => String?,
         originator_name: String?,
         pending_transaction_id: String?,
+        remittance: Increase::WireTransfer::Remittance?,
         reversal: Increase::WireTransfer::Reversal?,
         routing_number: String,
         source_account_number_id: String?,
@@ -300,6 +305,80 @@ module Increase
         def self?.values: -> ::Array[Increase::Models::WireTransfer::network]
       end
 
+      type remittance =
+        {
+          category: Increase::Models::WireTransfer::Remittance::category,
+          tax: Increase::WireTransfer::Remittance::Tax?,
+          unstructured: Increase::WireTransfer::Remittance::Unstructured?
+        }
+
+      class Remittance < Increase::Internal::Type::BaseModel
+        attr_accessor category: Increase::Models::WireTransfer::Remittance::category
+
+        attr_accessor tax: Increase::WireTransfer::Remittance::Tax?
+
+        attr_accessor unstructured: Increase::WireTransfer::Remittance::Unstructured?
+
+        def initialize: (
+          category: Increase::Models::WireTransfer::Remittance::category,
+          tax: Increase::WireTransfer::Remittance::Tax?,
+          unstructured: Increase::WireTransfer::Remittance::Unstructured?
+        ) -> void
+
+        def to_hash: -> {
+          category: Increase::Models::WireTransfer::Remittance::category,
+          tax: Increase::WireTransfer::Remittance::Tax?,
+          unstructured: Increase::WireTransfer::Remittance::Unstructured?
+        }
+
+        type category = :unstructured | :tax
+
+        module Category
+          extend Increase::Internal::Type::Enum
+
+          # The wire transfer contains unstructured remittance information.
+          UNSTRUCTURED: :unstructured
+
+          # The wire transfer is for tax payment purposes to the Internal Revenue Service (IRS).
+          TAX: :tax
+
+          def self?.values: -> ::Array[Increase::Models::WireTransfer::Remittance::category]
+        end
+
+        type tax =
+          { date: Date, identification_number: String, type_code: String }
+
+        class Tax < Increase::Internal::Type::BaseModel
+          attr_accessor date: Date
+
+          attr_accessor identification_number: String
+
+          attr_accessor type_code: String
+
+          def initialize: (
+            date: Date,
+            identification_number: String,
+            type_code: String
+          ) -> void
+
+          def to_hash: -> {
+            date: Date,
+            identification_number: String,
+            type_code: String
+          }
+        end
+
+        type unstructured = { message: String }
+
+        class Unstructured < Increase::Internal::Type::BaseModel
+          attr_accessor message: String
+
+          def initialize: (message: String) -> void
+
+          def to_hash: -> { message: String }
+        end
+      end
+
       type reversal =
         {
           amount: Integer,

data/sig/increase/models/wire_transfer_create_params.rbs

@@ -5,7 +5,6 @@ module Increase
         account_id: String,
         amount: Integer,
         beneficiary_name: String,
-        message_to_recipient: String,
         account_number: String,
         :beneficiary_address_line1 => String,
         :beneficiary_address_line2 => String,
@@ -16,6 +15,7 @@ module Increase
         :originator_address_line2 => String,
         :originator_address_line3 => String,
         originator_name: String,
+        remittance: Increase::WireTransferCreateParams::Remittance,
         require_approval: bool,
         routing_number: String,
         source_account_number_id: String
@@ -32,8 +32,6 @@ module Increase
 
       attr_accessor beneficiary_name: String
 
-      attr_accessor message_to_recipient: String
-
       attr_reader account_number: String?
 
       def account_number=: (String) -> String
@@ -74,6 +72,12 @@ module Increase
 
       def originator_name=: (String) -> String
 
+      attr_reader remittance: Increase::WireTransferCreateParams::Remittance?
+
+      def remittance=: (
+        Increase::WireTransferCreateParams::Remittance
+      ) -> Increase::WireTransferCreateParams::Remittance
+
       attr_reader require_approval: bool?
 
       def require_approval=: (bool) -> bool
@@ -90,7 +94,6 @@ module Increase
         account_id: String,
         amount: Integer,
         beneficiary_name: String,
-        message_to_recipient: String,
         ?account_number: String,
         ?beneficiary_address_line1: String,
         ?beneficiary_address_line2: String,
@@ -101,6 +104,7 @@ module Increase
         ?originator_address_line2: String,
         ?originator_address_line3: String,
         ?originator_name: String,
+        ?remittance: Increase::WireTransferCreateParams::Remittance,
         ?require_approval: bool,
         ?routing_number: String,
         ?source_account_number_id: String,
@@ -111,7 +115,6 @@ module Increase
         account_id: String,
         amount: Integer,
         beneficiary_name: String,
-        message_to_recipient: String,
         account_number: String,
         :beneficiary_address_line1 => String,
         :beneficiary_address_line2 => String,
@@ -122,11 +125,94 @@ module Increase
         :originator_address_line2 => String,
         :originator_address_line3 => String,
         originator_name: String,
+        remittance: Increase::WireTransferCreateParams::Remittance,
         require_approval: bool,
         routing_number: String,
         source_account_number_id: String,
         request_options: Increase::RequestOptions
       }
+
+      type remittance =
+        {
+          category: Increase::Models::WireTransferCreateParams::Remittance::category,
+          tax: Increase::WireTransferCreateParams::Remittance::Tax,
+          unstructured: Increase::WireTransferCreateParams::Remittance::Unstructured
+        }
+
+      class Remittance < Increase::Internal::Type::BaseModel
+        attr_accessor category: Increase::Models::WireTransferCreateParams::Remittance::category
+
+        attr_reader tax: Increase::WireTransferCreateParams::Remittance::Tax?
+
+        def tax=: (
+          Increase::WireTransferCreateParams::Remittance::Tax
+        ) -> Increase::WireTransferCreateParams::Remittance::Tax
+
+        attr_reader unstructured: Increase::WireTransferCreateParams::Remittance::Unstructured?
+
+        def unstructured=: (
+          Increase::WireTransferCreateParams::Remittance::Unstructured
+        ) -> Increase::WireTransferCreateParams::Remittance::Unstructured
+
+        def initialize: (
+          category: Increase::Models::WireTransferCreateParams::Remittance::category,
+          ?tax: Increase::WireTransferCreateParams::Remittance::Tax,
+          ?unstructured: Increase::WireTransferCreateParams::Remittance::Unstructured
+        ) -> void
+
+        def to_hash: -> {
+          category: Increase::Models::WireTransferCreateParams::Remittance::category,
+          tax: Increase::WireTransferCreateParams::Remittance::Tax,
+          unstructured: Increase::WireTransferCreateParams::Remittance::Unstructured
+        }
+
+        type category = :unstructured | :tax
+
+        module Category
+          extend Increase::Internal::Type::Enum
+
+          # The wire transfer contains unstructured remittance information.
+          UNSTRUCTURED: :unstructured
+
+          # The wire transfer is for tax payment purposes to the Internal Revenue Service (IRS).
+          TAX: :tax
+
+          def self?.values: -> ::Array[Increase::Models::WireTransferCreateParams::Remittance::category]
+        end
+
+        type tax =
+          { date: Date, identification_number: String, type_code: String }
+
+        class Tax < Increase::Internal::Type::BaseModel
+          attr_accessor date: Date
+
+          attr_accessor identification_number: String
+
+          attr_accessor type_code: String
+
+          def initialize: (
+            date: Date,
+            identification_number: String,
+            type_code: String
+          ) -> void
+
+          def to_hash: -> {
+            date: Date,
+            identification_number: String,
+            type_code: String
+          }
+        end
+
+        type unstructured = { message: String }
+
+        class Unstructured < Increase::Internal::Type::BaseModel
+          attr_accessor message: String
+
+          def initialize: (message: String) -> void
+
+          def to_hash: -> { message: String }
+        end
+      end
     end
   end
 end

data/sig/increase/resources/wire_transfers.rbs

@@ -5,7 +5,6 @@ module Increase
         account_id: String,
         amount: Integer,
         beneficiary_name: String,
-        message_to_recipient: String,
         ?account_number: String,
         ?beneficiary_address_line1: String,
         ?beneficiary_address_line2: String,
@@ -16,6 +15,7 @@ module Increase
         ?originator_address_line2: String,
         ?originator_address_line3: String,
         ?originator_name: String,
+        ?remittance: Increase::WireTransferCreateParams::Remittance,
         ?require_approval: bool,
         ?routing_number: String,
         ?source_account_number_id: String,

metadata

@@ -1,14 +1,14 @@
 --- !ruby/object:Gem::Specification
 name: increase
 version: !ruby/object:Gem::Version
-  version: 1.77.0
+  version: 1.79.0
 platform: ruby
 authors:
 - Increase
 autorequire:
 bindir: bin
 cert_chain: []
-date: 2025-09-16 00:00:00.000000000 Z
+date: 2025-09-17 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: connection_pool